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Sometimes I think I live in a parallel world compared with the state and federal politicians who combined seem intent on driving more households into oblivion, in attempt to keep those home prices pumping higher. This despite the obvious disconnect between prices and affordability, and the link between inflated money supply via debt, and home … Continue reading "Fibs, Bribes, And Plain Stupidity Hooks More First Time Buyers…"
If you're a first gen homebuyer starting your journey, this episode breaks down exactly what a mortgage is—and how to choose the best one for your financial situation.You'll learn:What a mortgage really includes (spoiler: it's more than just the loan)The 3 most common types of mortgages: Conventional, FHA, and VA/USDA loansThe difference between PMI and MIP—and why it mattersHow to compare banks, online lenders, and brokers (without getting overwhelmed)Whether you're early in your credit journey or ready to buy in the next year, this episode will help you feel confident navigating one of the biggest financial decisions of your life.1:1 Money Coaching: 1:1 is a money & investing coaching program for first gen WOC who want to financially prepare to buy their first or next home. Inside 1:1, we'll map out the best strategy to set a house budget, save for a downpayment by investing and set you up to have the best credit to get the most competitive mortgage. Book a free call her to learn more about 1:1 money coaching.
Welcome back to another episode of I&S! Today, host Gabriel Murillo sits down with Danny Sanchez, a serial entrepreneur whose journey took him from bussing tables and managing GameStop to building one of the largest floral retail operations in South Florida—and the nation.Danny shares how he stumbled into his first business acquisition, demystifies SBA loans, and reveals what it takes to scale through buying, selling, and integrating businesses.He and Gabriel dive into creative deal structures, lessons from acquiring everything from doctor's offices to flower shops, and the mindset shifts needed to grow from small business owner to major player.Whether you're an experienced entrepreneur or just curious, you'll leave this episode with real insights on acquisitions, resilience, and planning your next big move. Let's dive in!00:00 Self-Education and Preparing for Success05:51 Leveraging SBA for Challenging Acquisitions07:45 SBA Process: Challenges & Changes13:09 Business Expansion through Acquisitions15:47 Entrepreneur's Business Acquisition Journey18:13 Doctors: Business Challenges and New Ventures20:10 Creative Deal Structures and Financing25:56 Scaling Business for Investor Trust27:43 "Pitfalls of High-Interest Asset Loans"32:05 "Bet on Yourself: Embrace Setbacks"34:24 Turning Challenges into Opportunities38:25 Grateful Success in Medellin41:11 "Navigating Business Growth Challenges"44:50 Demystifying Venture Capital Deals47:52 Strategic Growth and Financial Management49:23 Preparing Business for Sale1. Introduction and Background- Danny Sanchez's early life: Born in New York, moved to Miami at age five- Initial career path: Attempt at computer animation, realizing limitations2. Early Entrepreneurial Journey- Exploration of franchise opportunities: The story of 1-800-Flowers.com franchise- Challenges of buying the first business without capital3. Entering the Acquisition World- Introduction to SBA loans and small business acquisitions- Navigating the SBA 7(a) loan process4. Risk, Mindset, and Personal Guarantees- Balancing personal risk in acquisitions over multiple deals- The importance of discipline, vision, and ongoing evolution in business5. Criteria and Process for Acquisitions- Danny's acquisition criteria: Flexible on deal size, focuses on opportunity- Examples of recent deals (e.g., buying for $80k then merging/closing stores)6. Lessons Learned & Shifts in Acquisition Strategy- Challenges of buying businesses tied too closely to a single owner/doctor- Importance of building sellable businesses (brand structure, not personal names)- Acquisition growth: From first retail shop to over 20+ shops7. Creative Deal Structuring- SBA loan structure: Down payments, amounts seller can finance- Evaluating creative models like stock deals, roll-ups, and seller financing8. Exploring Alternative Financing & Roll-Up Models- Sale/leaseback and asset-based loans: High-interest pitfalls, relevance to business type- Experiences from business brokering: Insights from broad industry exposure9. Mindset, Scaling, and Leadership- Mindset shifts needed for scaling to $100M+- Systems building: Importance of procedures, departments, and organizational structure10. Attachment, Identity, and Business Purpose- Personal reflections on ego, accomplishment, and gratitude- Building a company with measurable accomplishments and lasting impact11. Looking Forward: Expansion and Growth Strategy-Private equity, venture capital, and family office involvement- Learning from venture-backed deals, confidence in pitching investors12. Embracing Technology and SaaS Initiatives- Development of SaaS tools for the floral industry (Shopify app)- Integration of tech and AI for operational efficiency13. Advice for First-Time Buyers and Acquirers- Trusting instincts: Walking away from deals with red flags- The value of consulting experts for financial strategy and preparing for potential exits
A simple definition of Eminent Domain is when the Government uses its power to acquire or seize private property. This may be like land or a house with the intent to use that property for something that helps the public. Compensation (that means money) is offered but what could be long some of the lasting impacts to the seller? Current market value does not necessarily equate to long term appreciate or loss of value on remaing value to private property. That is what the Real Siblings discuss on their latest episode. Donna Reed and Eric Seemann are both professional real estate agents. Donna lives and works in Tucson Arizona with Keller Williams Southern Arizona while Eric lives and works in San Antonio Texas with Keller Williams Heritage. They are also siblings, and they grew up in a small Northwest Ohio village of Lindsey. Their idyllic small-town childhood laid the foundation for what would become the structure of their lives and careers in real estate. We hope you will join us as we reminisce, reflect, and correlate how our childhood and life in rural Ohio still impacts our dealings with our clients today. Website: www.realsiblings.com Watch Episodes on YouTube at: REAL Siblings, It Ain't Easy To Connect with Eric: Email: eric@victorsgrouptx.com Phone: (210) 389-6324 Facebook: (2) Eric V. Seemann | Facebook Texas Real Estate Commission - Information About Brokerage Services Texas Real Estate Commission - Consumer Protection Notice To reach out to Donna: Email: donna@reedtucson.com Phone: (520) 631-4638 Facebook: (2) Donna Seemann Reed | Facebook
Is the Canadian dream of homeownership still alive? We break down the latest CMHC Mortgage Consumer Survey, revealing how first-time buyers are really getting into the market. First-time buyers now make up 12% of mortgages (up from 10%), with over half using co-buyers and receiving family gifts averaging $74,000 ($150,000 in Ontario/B.C.). 65% of first-time buyers are at their budget maximum, with fewer using savings for emergencies (50% vs. 78% last year). Most buyers remain optimistic: 80% see homes as good investments, and 74% expect values to rise next year. Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca Get a mortgage pre-approval with Owl MortgageCanadian Investor Rodeo TicketsSee omnystudio.com/listener for privacy information.
Whether your credit score is 520 or 790, this expert interview reveals the overlooked steps that can immediately improve your homebuying power. Credit scores remain one of the most confusing and fear-inducing hurdles for first-time homebuyers. In this special interview, credit expert Jeanne Kelly—known as “The Credit Genie”—returns to offer actionable insights that go far beyond generic internet advice. With over 25 years of experience and a deeply personal story of rebuilding from financial rock bottom, Jeanne explains exactly how buyers can take control of their credit, whether they're in recovery mode or already have strong scores. David and Jeanne break down myths, share real-life success strategies, and highlight the most surprising tips that even high-credit borrowers should know.Quote“I didn't answer the door once and the man was going to turn off my electric… That was my rock bottom. You sit there and say, ‘You gotta change things.'” – Jeanne KellyHighlightsWhy even buyers with “good” credit scores are missing opportunitiesThe most common credit myths that keep renters stuckJeanne's formula for rebuilding credit after major financial strugglesTips you won't find on Google—straight from a 25-year credit veteranWhat to do today if you're afraid your credit score will hold you backHow to recognize a real credit expert versus a scamEmotional and practical advice from someone who's been there—and made it throughConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
First-time homebuyers in Nassau County often face delays in mortgage pre-approval due to common mistakes. Avoiding these errors can lead to faster approval, stronger offers, and a smoother homebuying experience. home loan advisor pro City: Bethpage Address: P.O. BOX 1192 Website: https://homeloanadvisorpro.com/
The Dentist Money™ Show | Financial Planning & Wealth Management
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week. On this episode of Dentist Money's Two Cents, Matt, Jake, and Taylor talk about what Moody's downgrade of the US credit score means and how it ties into the larger debt spend. They reevaluate how much it costs to raise a child (different from what they learned in school) and what the largest individual cost to raise a child is. They wrap up with a conversation about the unprecendented challenges that face first-time homebuyers and discuss ways this could get solved. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.
Over sixty people, including families with young children, queued in the rain overnight at the Seven Mills housing development between Clondalkin and Lucan in Dublin.With dozens queuing since 3 o clock yesterday afternoon in a desperate attempt to get one of the new homes.Many brought deck chairs, blankets and sleeping bags as they prepared to brave the elements until the houses go up for sale this morning. Barry Whyte Newstalk Chief Reporter was one of those looking to purchase one of the houses, he joined Anton to discuss the experience.
In this episode, Vadim takes a deep dive into dv01's latest insights on the housing market, with a focus on affordability metrics and what they signal for both borrowers and investors. Vadim breaks down:How dv01's unique affordability metric—covering over 2,900 U.S. counties—captures real-time changes in mortgage costs, taxes, and insurance.Why Florida's affordability improved despite an ongoing insurance crisis, and what that reveals about regional volatility.The powerful link between affordability ratios and prepayment behavior, including how unaffordable regions see faster prepayments even after controlling for rate incentives.A surprising trend in mortgage growth: first-time homebuyers are driving a rise in mortgage counts despite high rates, tightening inventory, and affordability headwinds.Why tracking the number of mortgages outstanding may be the most underappreciated signal in today's housing market.Whether you're an investor looking to understand prepayment risk or just trying to get a handle on what's really happening in U.S. housing, this episode offers an essential, data-rich perspective.Subscribe to our free research to stay up-to-date on the latest trends. Contact sales@dv01.co to learn how dv01 data can help you understand what's going on in the market, and to better analyze your whole loan portfolio and securitizations.
Do you really need a buyer's agent to help you navigate the market? One realty organization is making a strong case against dealing with property sellers without one. Find out more at https://buyeragentsearch.com/associations-and-real-estate-agents/ Skyfor, Inc. dba National Buyers Agents Association City: Evergreen Address: 7652 Gartner Rd. Ste. 723 Website: https://buyeragentsearch.com
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Brett McCollum and Clarisa Moody discuss the challenges and experiences of first-time home buyers. Clarisa shares her journey from Peru to the U.S. and her passion for helping others navigate the home buying process. They explore the importance of education, the current market dynamics, and the appeal of manufactured homes. Clarisa emphasizes the need for safety features in homes and innovative financing options for buyers, while also highlighting the significance of providing excellent service in the real estate industry. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Three major market reports reveal a surprising shift toward buyer advantages like longer days on market, increased seller concessions, and rising inventory—here's what that means for your first home purchase in 2025. Housing affordability panic is everywhere—from headlines on CNN and CNBC to TikTok meltdowns and uninformed relatives offering bad advice. From TikTok meltdowns to uninformed relatives offering bad advice. In this episode, David Sidoni breaks down what's really happening using verified data, not hype. He reviews three major industry reports that show a slow but meaningful shift in the real estate market, and for once, it's good news for first-time buyers. Listeners will learn how to interpret current trends, why rent-replacement strategies still work, and how to tune out fear-based noise."We have three massive market reports and they're showing a big shift underway. And finally, it's in the favor of the home buyers." - DavidHighlightsWhat three major market reports say about buyer leverage in 2025Why affordability panic is often based on outdated or misinterpreted dataHow a rent-replacement strategy still makes financial sense in a high-rate worldWhat to ignore when your TikTok feed or Uncle Warren tells you it's a bad time to buyThe mindset shift that helps renters take control and start building wealthSigns the market is shifting: longer days on market, more seller concessions, and increased inventory in some regionsFeeling overwhelmed by market noise? Ready to see if a rent-replacement strategy could work for you? Start with our 10-step plan at Episode 301 or get personalized help at howtobuyahome.comConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
The First-Time Buyer Blueprint, Information for First-Time BuyersReady to take the next step in your homebuying journey? In this episode, Dana Wilson joins Ryan Gilliam from Your Best Mortgage to guide you through phase two: getting pre-qualified for a mortgage. Learn what documents you'll need, how credit checks work, and the importance of pre-qualification letters. Ryan also shares tips to help you understand your budget and navigate this critical step with confidence. Whether you're just starting out or actively searching, this episode is packed with essential advice to simplify the process and set you up for success! Got questions about getting pre-qualified or buying your first home? Drop them below! #RealEstateTips #MortgageAdvice #FirstTimeBuyer #HomeBuyingJourney #PhoenixRealEstate Connect with Dana: Text ConnectWithDana to 480-508-9828 Connect with Ryan: Text ConnectWithRyan to 480-508-9828 Search Phoenix and surrounding area homes on our "good deals" page: Text GetPhoenixDeals to 480-508-9828 This is a pre-recorded video. The information given in this video and or any of our videos is not intended to promote the buying and or selling or abstaining from buying and or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.
Hi there, First Timers, Do you love the smell of new? Well, if you are leaning towards purchasing a new build home, listen to this podcast before visiting the models. You will learn about: 1. How a REALTOR® can support you throughout the process 2. When to engage your REALTOR® in the process 3. How your REALTOR® gets paid Enjoy listening and share this podcast with someone you know who is looking to buy or sell a home this year. ------------------------ Many Blessings on achieving your real estate dreams! Your Trusted Real Estate Professional, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.
Una Kelly, RTÉ Reporter
The First-Time Buyer Blueprint, Information for First-Time BuyersBuying your first home? Don't even think about skipping this! In this premiere episode, Dana Wilson teams up with Ryan Gilliam from Your Best Mortgage to reveal the single most important step every first-time buyer needs to take before starting their journey. They'll share insider tips and explain why this step can save you time, money, and stress. Don't miss out—this advice is a total game-changer!Got questions about buying your first home? Drop them below!#FirstTimeBuyer #HomeBuyingTips #RealEstateEducation #MortgageAdviceConnect with Dana: Text ConnectWithDana to 480-508-9828Connect with Ryan: Text ConnectWithRyan to 480-508-9828Get the First-Time Buyer cheat sheet: https://katielambert.exprealty.com/ask/898f7ef7df7542b5deffb7334b233679Search Phoenix and surrounding area homes on our "good deals" page: Text GetPhoenixDeals to 480-508-9828This is a pre-recorded video. The information given in this video and or any of our videos is not intended to promote the buying and or selling or abstaining from buying and or selling of any real estate. The primary purpose of this podcast is to educate and inform on a very specific market. This information should not be construed as advice. Please consult your attorney, CPA, real estate agent, or wealth manager directly in regard to any specific sale, purchase, or financial decisions you make based on the information provided in our videos.
First-time home buyers now make up a record 58% of agency purchase loans, according to ICE's Monthly Mortgage Monitor — but price growth is cooling, and serious delinquencies are ticking up. In this episode, Kathy Fettke breaks down what the latest data means for investors, lenders, and the 2025 housing market. Topics Discussed: 00:00 First Time Home Buyers 00:33 Home Buyer Activity 01:08 Loans for First Time Home Buyers 01:47 Delinquencies 02:16 Foreclosure Activity 02:43 Home Prices LINKS Download Your Free Top 5 Cities to Invest in 2025 PDF!https://www.realwealth.com/1500 JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN
More buyers in Nassau County are getting pre-qualified before house hunting. It's a smart first step that helps buyers understand their budget, stand out to sellers, and move quickly in today's competitive market. home loan advisor pro City: Bethpage Address: P.O. BOX 1192 Website: https://homeloanadvisorpro.com/
Hi there, First Timers, Thanks for tuning into part 2 of my chat with Mortgage Advisor Jackie Zlatanovski from Geneva Financial. She shared extra gems today you won't want to miss. You will learn about: 1. Behind the scenes step by step lending process 2. How do your student loans impact getting approved 3. Prequalification vs Pre-Approval4. What documents she look for proof of income for salaried, hourly, and self-employed borrowers. Enjoy listening and share this podcast with someone you know who is looking to buy or sell a home this year. If you would like to connect with: Jackie Zlatanovski Mortgage Advisor | Geneva Financial NMLS# 1956001 Mobile: (702) 591-4575 jackie@genevafi.com ------------------------ Blessings to achieving your real estate dreams! Your Trusted Real Estate Professional, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.
Buying your first home is an exciting time but as with anything you do the first time, it can also be a bit overwhelming. We share the importance working a lender and agent that you trust, identifying your needs versus your wants, why to look past the cosmetic features of a home to those that you can't change, the importance of an inspection and more.
For years, two-year fixes were the mortgage of choice for most homeowners - but borrowers piled into five-year deals in 2022 and 2023 in a bid to lock in super-low rates. Now, UK Finance figures show shorter fixed deals are once again back in vogue. Does that mean people think rates are heading down - and what do you need to think about when choosing yours? This is Money's Helen Crane and Georgie Frost discuss. Elsewhere in the property market, TSB data reveals that the average first-time buyer is now past their 30th birthday in all but one region of Britain. Perhaps more surprisingly, though, the amount people borrowed from family to get on the property ladder went down last year. The team ask why that is, and tips for saving a house deposit. Donald Trump's tariffs have continued to dominate the headlines this week, causing a whirlwind on the global markets. Is this going to bring down savings rates for good, and what can people do with their money instead? On the bright side, though, it means there might be a very short window in which you can buy a cheap TV. We are also running a listener survey, to get your thoughts on what you like about the podcast and what we can improve. We would really appreciate if you could take a few minutes to fill it in - you can do so here.
Hi there, First Timers, Today , you will hear my interview with Jackie Zlatanovski from Geneva Financial. Jackie is a Mortgage Advisor who also has a heart for first-timers. You will learn about: Why it's ok to be financially naked Options for sellers that need to buy at the same time When to start planning your home-buying process Why you are always paying a mortgage. Enjoy listening and share this podcast with someone you know who is looking to buy or sell a home this year. If you would like to connect with: Jackie Zlatanovski Mortgage Advisor | Geneva Financial NMLS# 1956001 Mobile: (702) 591-4575 jackie@genevafi.com ------------------------ Blessings to achieving your real estate dreams! Your Trusted Real Estate Professional, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.
In this episode of Go Gaddis Real Estate Radio, host Cleve Gaddis takes you through what you need to know about navigating offers with kick-out clauses, plus how to calm the nerves that often come with buying your first home.
Hi there, First Timers, Today you will understand the process for buying your first home. You will learn about: 1. What to expect at your initial consultation with your real estate agent 2. What has to happen before you look at homes 3. Why a home inspection is important I hope you enjoy listening. Share this podcast with someone you know who is looking to buy or sell a home this year. Cheers to achieving your real estate dreams! ------------------------ Your Trusted Real Estate Professional, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.
Led a homeownership workshop at Amazon JAX2 for first-time buyers, covering renting vs. owning, key homeownership strategies, and my personal experiences. Discussed financial readiness, patience, and smart decision-making. Explained FHA, VA, conventional loans, and H2H programs offering city-funded assistance for closing costs and down payments. Shared insights on entering homeownership and exit strategies like selling, renting, Airbnb, or Section 8. Provided practical tips to help buyers navigate the process confidently and make informed choices for long-term success.Bobby TigheAtrium Realty LLCRobert_Tighe@AtriumRealty.com
Opinion Line Producer Paul Byrne gets views from first time buyers at a housing information night Hosted on Acast. See acast.com/privacy for more information.
Hi there, First Timers, As promised, today you will hear my interview with Josie Hatem from the Nevada Housing Division. You will learn about: 1. The three Home is Possible program offered by the Nevada Housing Division 2. Why the term "non-forgivable" shouldn't scare you away 3. Josie's homeownership journey and what not to do. Enjoy listening and share with someone you know that is looking to buy or sell a home this year. Cheers to achieving your real estate dreams! ------------------------ Your Trusted Real Estate Professional, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.
The real estate cycle doesn't always follow typical patterns. You may experience a surge or a dip in business at the times you least expect. It's unclear whether the upcoming spring homebuying season will be busy or a bust. Are you prepared for whatever comes? Host Marki Lemons Ryhal talks to Chicago real estate leaders Kat Barry and Lateefa Neal about managing the unpredictability of the market and sticking to your individual formula for success. Meet the Guests... Kat Barry, CIPS, is a broker and leader of the Modern Living team at Compass in Chicago. She specializes in residential and mixed-use real estate, and she has been featured on multiple HGTV shows, including “House Hunters.” Barry was named one of REALTOR® Magazine's “30 Under 30” in 2009. Lateefa Neal is the founder and managing broker of NTS Realty Group in Chicago. She appeared in the fourth season of NAR's docuseries, “First-Time Buyer,” which follows agents who are REALTORS® as they help consumers navigate complex transactions to purchase their first home.
Hi there, First Timers, In today's episode I give a preview of 4 downpayment assistance programs currently available to make homeownership possible. This episode is the setup for my conversation with Josie from the Nevada Housing Division that will be released next week. We will go into much more detail on the benefits and requirements. Enjoy listening and share with someone you know that is looking to buy or sell a home this year. Cheers to achieving your real estate dreams! ------------------------ Your Trusted Real Estate Professional, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.
Content Marketing 101 | All Things Content Marketing, Social Media & Personal Branding
Hi there, First Timers, Listen in as I give an overview of the process of buying and selling at the same time. I share the most important contact you need to have for this type of situation and how to avoid the overwhelm. Cheers to achieving your real estate dreams this year! ------------------------ Your Trusted Real Estate Professional, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.
Are you a first-time homebuyer feeling overwhelmed by the real estate market? You're not alone! This week on the podcast, we're sitting down with David Sidoni, the expert behind the How to Buy a Home podcast—an industry-leading resource with over 1.67 million downloads dedicated to helping renters become homeowners.After witnessing how the real estate industry failed first-time buyers, David made it his mission to empower and educate future homeowners. From avoiding costly mistakes to navigating financial hurdles, David breaks down the home-buying process in simple, actionable steps.
Hi there! Today, I'm sharing 7 tips to help you prepare and start thinking about purchasing your first home this year. You'll hear an example of the difference between a conventional loan and an FHA loan, how to scope out neighborhoods, buyer assistance programs, and a few other tips to start preparing now. Cheers to achieving your real estate dreams this year! ------------------------ Your Trusted Real Estate Professional, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help
The housing market is slowing, with homes taking nearly two months to sell—the slowest pace in five years. Meanwhile, a shift in commissions is unfolding, with rates rising slightly for affordable homes and dipping for high-end properties since the NAR settlement took effect. As affordability improves, experts predict 2025 will be a renter's market, creating new opportunities for those looking to lease rather than buy. Compass is making a major tech play with the launch of “Compass One,” a client portal designed to streamline transactions, while NAR continues its media push with the fifth season of First-Time Buyer. The MLS landscape may be on the verge of transformation, with talks of a national network gaining traction. In other headlines, climate change is reshaping real estate, putting $1.5 trillion in property value at risk, and homebuilders are anxiously awaiting tariff details from Canada and Mexico that could impact costs. Plus, new homes are shrinking—are buyers really looking for less space? And in a wild twist, two wealthy Florida real estate moguls have been denied bail as a judge exposes their fraudulent empire. Tune in for expert insights, bold takes, and everything you need to know about the real estate world this week!
Join Alex Smereczniak, founder of Franzy.com, as he and John Jantsch dive into the greatest generational wealth transfer in history, the growing trend of people breaking free from their 9-to-5, and how Franzy's transparent platform is helping individuals add to their portfolios or start their entrepreneurial journey at the perfect time, with the economy poised to boom. Today we discussed: [00:00] Opening [01:03] Franchising History [02:06] Franchise vs. Independent Business [03:28] Is Franchising Secure? [05:31] Alex's Franchise Journey & Franzy [07:14] Who Invests in Franchises? [08:34] Franchising is Easier Than You Think [09:29] Keys to a Profitable Franchise [14:11] How Franzy Supports Franchising [17:57] Franchise Red Flags [19:15] Getting Started with Franzy More About Alex Smereczniak Alex Smereczniak's website - https://www.franzy.com Connect with Alex Smereczniak on LinkedIn: https://www.linkedin.com/in/alex-smereczniak-40310329/ Rate, Review, & Follow If you liked this episode, please rate and review the show. Let us know what you loved most about the episode. Struggling with strategy? Unlock your free AI-powered prompts now and start building a winning strategy today!
Many young people saw the Lifetime ISA as their ticket onto the housing ladder. But with soaring property prices and a rigid price cap, thousands are now facing unexpected penalties - some are losing thousands in government withdrawal fees. Writer: Barney MacintyreProducer: Patricia ClarkeExecutive Producer: Jasper Corbett Hosted on Acast. See acast.com/privacy for more information.
Join us on the Carolina Contractor Show as we navigate the tumultuous world of home construction and ownership. We set the stage for a deep dive into the challenges facing today's housing market, where rising house prices and limited inventory are creating unique hurdles for prospective buyers. From DIY renovations to selling a self-built home, we share personal stories and valuable insights that highlight the importance of making informed decisions in a fluctuating market.As the conversation unfolds, we explore creative strategies that may just turn the tide for young adults aspiring to own a home. We discuss innovative ideas like investing in land for future development or considering vacant commercial properties as potential living spaces. With advice on budgeting, financial discipline, and the potential benefits of tax incentives and special loan programs, this episode is packed with actionable tips to help you navigate the complexities of today's economic landscape. Whether you're a seasoned homeowner or stepping into the market for the first time, these savvy strategies could be the key to unlocking your homeownership dreams.
Hi there! I'm excited to be back and releasing Season 2 of this podcast with a new name and focus. Now that I'm a licensed REALTOR® I'm focused on helping you understand real estate and what it can mean for your unique situation as a buyer and seller. I have a soft spot for first-time buyers and sellers and anyone who loves real estate. Don't be scared away from real estate because you read the scare tactic headlines. This is where you will educated and encouraged. ------------------------ Your Trusted Real Estate Professional, Christal License Number: 0202693https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network and I'm happy to help.
Episode DescriptionIn this episode of the Ignition Podcast, Harry Phypers interviews Tom Giaconelli, Managing Director of Romans International, one of the most prestigious luxury car dealerships in the world. Tom shares his unique journey from a non-car enthusiast to becoming a pivotal force in the luxury car market. From helping his father's business during tough times to revolutionizing its marketing and operations, Tom provides fascinating insights into working with the top 1%, making smart car investments, and running a family business.Topics DiscussedTom's entry into Romans InternationalThe evolution of the car dealership into a luxury brandInsights into the luxury car market and 2025 investment tipsManaging personal and professional life as a family business leaderThe emotional and artistic connection to carsTime-Stamps00:00 Introduction01:30 Tom's Early Life03:00 Discovering Passion for Cars05:30 Joining Romans International by Chance07:45 Challenges of a Family Business10:00 Marketing Transformation12:30 Getting Into Buying and Selling Cars15:00 Car Buying Trends in 202518:00 Advice for First-Time Buyers and Investors21:00 What Sets Romans Apart25:00 Tom's Personal Favorites28:30 Future of Romans International31:00 Balancing Business and Family34:00 Tom's Personal Garage37:00 Rapid-Fire QuestionsKey TakeawaysBuy What You Love: Investment in cars should be passion-driven first, profit-driven second.Marketing Matters: The importance of digital transformation in modern luxury sales.Focus on Excellence: Romans' success comes from curating only the best cars with premium specs.Family Business Dynamics: Challenges and opportunities of working in a family-owned company.Links and ResourcesRomans International WebsiteFollow Romans International on InstagramConnect with Harry Phypers on LinkedIn Hosted on Acast. See acast.com/privacy for more information.
In this episode of The Horizon with John Chang, John interviews economist John E. Silvia to discuss economic outlook and housing market trends. Silvia shares insights on consumer sentiment improvement and housing affordability challenges, particularly in coastal markets. They explore how high interest rates, construction costs, and labor shortages are impacting housing supply, with Silvia noting significant regional disparities in affordability. The conversation covers rental housing trends, with particular focus on Sun Belt markets experiencing high supply growth but strong absorption. They discuss the emergence of build-to-rent models and alternative housing options like townhouses and condos as solutions to housing shortages. Silvia predicts continued strong housing demand over the next 5-10 years but expects construction to remain in "second gear" relative to historical levels, maintaining the current housing shortage of 3-5 million units. John E Silvia | Real Estate Background CEO and Founder of Dynamic Economic Strategy Based in: Captiva, Florida Say hi to them at: LinkedIn www.johnesilvia.com Sponsors: Altra Running Sunrise Capital Learn more about your ad choices. Visit megaphone.fm/adchoices
In today's episode, we're discussing the U.K.'s assisted dying bill, which is currently going through Parliament and would allow those with terminal illness to seek euthanasia to end their suffering. Medical doctor and researcher Dr. Calum Miller joins us to discuss the implications of this bill as well as some of the nefarious support this bill is receiving. On a happier note, we also talk about a recent Wall Street Journal article that shows that Bible sales are on the rise, especially among young people. And Pastor John Piper takes a stand against "gender hospitality" and the affirmation of false gender ideology. Buy Allie's new book, "Toxic Empathy: How Progressives Exploit Christian Compassion": https://a.co/d/4COtBxy --- Timecodes: (00:52) Assisted Euthanasia Bill in the UK (08:52) Interview with Dr. Calum Miller (35:41) Increase in Bible sales (47:12) John Piper against “pronoun politeness” --- Today's Sponsors: We Heart Nutrition — Get 20% off women's vitamins with We Heart Nutrition, where 10% of every purchase supports pregnancy care centers; use code ALLIE at https://www.WeHeartNutrition.com. A'del — Try A'del's hand-crafted, artisan, small-batch cosmetics and use promo code ALLIE 25% off your first time purchase at AdelNaturalCosmetics.com Covenant Eyes — You can join a safe, confidential community of women where your story and struggle matter. Go to covenanteyes.com and use promo code ALLIE for 30 days free. Jase Medical — Go to Jase.com and enter code “ALLIE” at checkout for a discount on your order. Patriot Mobile — go to https://PatriotMobile.com/ALLIE or call 972-PATRIOT and use promo code 'ALLIE' for a free month of service! --- Links: Sales of Bibles Are Booming, Fueled by First-Time Buyers and New Versions: https://www.wsj.com/business/media/sales-of-bibles-are-booming-fueled-by-first-time-buyers-and-new-versions-d402460e ESV Study Bible: https://a.co/d/jg8yJIz Systematic Theology, Second Edition: An Introduction to Biblical Doctrine by Wayne Grudem: https://a.co/d/4h7UsEC Ethics for a Brave New World, Second Edition (Updated and Expanded) by John S. Feinberg and Paul D. Feinberg: https://a.co/d/irRAgSm The Screwtape Letters by C.S. Lewis: https://a.co/d/2S89KFa Mere Christianity by C.S. Lewis: https://a.co/d/eWyVbrG Ask Pastor John: "On So-Called ‘Gender Pronoun Hospitality' https://podcasts.apple.com/us/podcast/on-so-called-gender-pronoun-hospitality/id618132843?i=1000678891119 --- Relevant Episodes: Ep 1015 | Abortion Colonialism: How the West Blackmails the Third World | Guest: Dr. Calum Miller https://podcasts.apple.com/us/podcast/ep-1015-abortion-colonialism-how-the-west-blackmails/id1359249098?i=1000658087204 Ep 1098 | FEMA's Cruelty, Ending Trans Insanity & Christian Victory https://podcasts.apple.com/us/podcast/ep-1098-femas-cruelty-ending-trans-insanity-christian/id1359249098?i=1000676545322 --- Buy Allie's book, You're Not Enough (& That's Okay): Escaping the Toxic Culture of Self-Love: https://alliebethstuckey.com/book Relatable merchandise – use promo code 'ALLIE10' for a discount: https://shop.blazemedia.com/collections/allie-stuckey Learn more about your ad choices. Visit megaphone.fm/adchoices
A 29-year-old single woman in Austin, Texas, transforms her home-buying dream into reality in just 48 whirlwind days – proving you're probably ready to buy a home sooner than you think!Highlights:Negotiating with a realtor-seller? Katie shares her experience and how her unicorn realtor helped her navigate this unique situation.Inspection anxiety? David and Katie break down why you shouldn't freak out about your inspection report and how the right realtor can guide you.Closing costs got you confused? Get the inside scoop on closing costs, pre-paid expenses, and why you might not have a mortgage payment for weeks after closing!Leasebacks: Win-win or risky business? Find out how Katie used a leaseback to her advantage and what to consider if you're facing a similar situation.Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeThis podcast was created for YOU - to cut through the confusion and empower you to buy your first home. Let's change how the real estate industry treats first-timers, one buyer at a time- starting with YOU!Visit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with over 18 years of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
Send us a textWhat happens when mortgage rates soar to over 7% amid a tense presidential election season? Discover surprising market trends as we explore why pending home sales are defying expectations with a 4.5% increase, despite a notable pause among first-time buyers and an 8% dip in mortgage applications. Whether you're feeling cautious or ready to make a move, we'll dissect the complex factors at play, uncovering the impact on buyers, sellers, and investors alike. With the typical homebuyer's mortgage payment climbing to $2,593, the stakes have never been higher.Shifting gears, we investigate the cooling trend in multifamily developments across the U.S., with a 15.7% decrease in housing starts. While the Northeast faces a steep decline, single-family homes are experiencing a modest uptick. Unpack the variations across major cities like New York, Dallas, and Houston, and learn how these dynamics might offer unique opportunities in a fluctuating market. Jay Parsons joins us to highlight the nuanced factors influencing construction, from local regulations to supply chain hurdles. Tune in for insights that could reshape your next big real estate move and keep you ahead in an unpredictable landscape.Introducing the 60-Day Deal Finder!Visit: www.wealthyAF.aiUse the Coupon Code: WEALTHYAF for 20% off!This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show
In this episode, Toni and I dive into the strategies that successful businesses use to turn first-time buyers into loyal repeat customers. You'll learn practical, no-nonsense tips for building stronger customer relationships and increasing repeat sales. Whether you’re just starting or looking to refine your approach, these insights will help you boost your bottom line and create lasting customer loyalty. What You’ll Learn The best way to get repeat business How to give out discount without actually giving out discounts The right way to run a loyalty program Sponsors SellersSummit.com – The Sellers Summit is the ecommerce conference that I’ve […] The post 554: Turn First-Time Buyers Into Lifelong Customers with These Strategies appeared first on MyWifeQuitHerJob.com.