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Continuing our series on First Time Buyers, we look at the latest data from the Bank of Mum and Dad (or better The Family Bank!), and dig into the other channels though which prospective first time buyers can get assistance, thanks to Federal and State initiatives (which by the way are impossible to cost out, … Continue reading "First Time Buyers In Wonderland!"
How one first-time buyer left city renting behind and built her rural dream life — with just 5% down.Dreaming of wide open space, a garden, and room for animals? Samantha made it happen. In this episode, David Sidoni talks with Samantha, a first-time buyer who left apartment living to purchase a 2-acre homestead in Texas. Her journey shows how early planning, flexibility, and the right team can turn a dream into reality.Samantha shares how she timed her purchase with her lease, worked with a unicorn realtor to find trusted lender options, and adjusted her checklist without losing sight of her must-haves. She also opens up about the tough but valuable lessons she learned from rural inspections — including septic and well systems — and how she knew when to walk away.Whether you're dreaming of a rural property or just wondering if 5% down is enough, this story proves that the right strategy makes even the biggest lifestyle shifts possible.Quote“Definitely have a checklist of things that you value and you want with your home. But also don't be afraid of tweaking it, especially as you see homes.” — SamanthaHighlightsWhy starting the homebuying process months in advance reduces stressHow to work with a unicorn realtor to find a trusted lenderBalancing must-haves with flexibility in the searchRed flags in rural inspections: septic systems, wells, and flipper propertiesHow Samantha bought her dream with just 5% downUsing homeownership to build toward bigger life goalsConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Investor Fuel podcast, host Michelle Kesil interviews Richard Yeppez, a mortgage lender focused on helping individuals achieve homeownership. Richard discusses his approach to making the mortgage process accessible and less intimidating, emphasizing transparency and support for clients. He shares insights on common challenges faced by homebuyers, the importance of social media and AI in growing his business, and his commitment to serving first-time homebuyers and investors alike. Richard's passion for helping others navigate the complexities of homeownership shines through as he outlines his goals for the future and the tools he provides to empower clients. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Buying your first home? This episode breaks down the new vs. resale debate with clear pros, cons, and strategies to help you make the best choice for your future.For first-time buyers, the choice between a brand-new home and a resale property can feel overwhelming. Each option has unique benefits and hidden challenges, and the best decision depends on your budget, lifestyle, and long-term goals. In this episode, David Sidoni unpacks everything you need to know about: The perks of new builds (energy efficiency, customization, less immediate maintenance)The realities of resale homes (lower prices, established neighborhoods, potential repair surprises)The importance of budgeting for upgrades vs. remodeling laterHow timing and market conditions can shift the balanceThe types of new home purchases — from land builds to semi-custom, quick move-ins, and spec homes David brings 20+ years of first-time buyer coaching to the table, helping you weigh your options with confidence. If you're asking yourself, “Should I go new or resale?” this is your playbook. “It's the biggest financial decision of your life — new home or resale? Let's break it down.” Highlights New homes offer efficiency and customization but often come at higher costs.Resale homes are more affordable and located in established areas but may bring hidden repairs.Budgeting plays a critical role — upgrades vs. renovations.Quick Move-In (QMI) and spec homes can be a faster path to ownership.There's no one-size-fits-all answer — your personal goals and timing are key.Referenced Episodes:388 - The Playbook VOL. 1 - The Rent Replacement Strategy389 - The Playbook VOL. 2: Your Last Lease EverConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pros Podcast, Kristen Knapp interviews Beau Ramirez, a realtor specializing in first-time home buyers and property management. Beau shares his journey into real estate, the challenges he faced as a young agent, and how he transitioned to property management with Ten Star's Property Management. He discusses his approach to working with first-time home buyers, common misconceptions about the home buying process, and the importance of setting expectations. Beau also provides insights into the current real estate market and offers advice for landlords looking to acquire properties. The conversation emphasizes the importance of education, communication, and building trust in the real estate industry. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through some first time home buyer statistics. Plus, Robbie sits down with Figure's Mike Cagney to discuss the company's successful IPO last week and how decentralized finance is going to change the mortgage industry for the better, and soon. And we close by looking at what to expect from today's Fed meeting.CreditXpert is the all-new credit optimization platform that helps you close more loans. CreditXpert is committed to making homeownership more accessible andaffordable for ALL.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Investor Fuel Podcast, host Skyler Byrd interviews Eric Coleman, a realtor based in the Mobile area. Eric shares his journey into real estate, the changes he has witnessed in the market over the past decade, and the impact of COVID-19 on buyer behavior. He emphasizes the importance of trust and communication in real estate, particularly when working with first-time home buyers. Eric discusses the challenges and pitfalls that new buyers face and explains why having a knowledgeable realtor is crucial. The conversation concludes with Eric providing his contact information for potential clients. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Karen & Janet start of the show with renting and buying opportunities in Ventura County from beachside communities to the hillsides. Their first guest is Derek Contreras with rates, and yes they are dropping due to the low job numbers, there are more first time buyers in the market and many purchasing opportunities and HELOC information from Derek! Next up is John Good with the latest data on Romance Scams on the internet. John talks about scams that flatter and make a person feel wanted to the degree that the fall for scams that are created by AI. An important topic that everyone should be aware of. Their last guests are with The Hobson Heights Home Tour that is happening September 27th, it benefits The Ventura Lands Trust and offers viewings of 7 incredible homes. They also chat about a writers forum where you will not only learn that everyone has a story to tell and this writers group will help you tell your story!
In this week's episode, Megan is joined by Paul Demarco from ESPC Mortgages to discuss the insurance that first-time buyers should consider.They cover everything from how to best prepare to make an offer to what happens once an offer is accepted. You can watch this episode on YouTube here.Got a question for us? Send us a text message! Enjoy the episode? We'd love to hear from you! Send your questions and comments to us directly on marketing@espc.com or via our social media channels. You can also help other people find us by sharing the episode or leaving us a review and rating from wherever you're listening!To find out more about ESPC and our solicitor estate agent member firms, you can head to our website.You can read our most recent house reports here: http://bit.ly/3CQlEQwRead the latest news from the property market in Edinburgh, the Lothians, Fife and the Scottish Borders here: http://bit.ly/3IPOR1TESPC is more than just a market leading property website. We are the home of property and are here to help you at every stage of your property journey.
Craig and Mario talk about Dubai developers rolling out exclusive discounts and incentives for first-time buyers. From Wasl's early access to Binghatti's 5% discount, here's how the market is making property ownership more accessible. ► Record A Message: https://www.speakpipe.com/realestateradio ► Subscribe here to never miss an episode: https://dubaipropertypodcast.podbean.com ► INSTAGRAM: https://www.instagram.com/dubaipropertypodcast/?hl=en ► ITUNES: https://podcasts.apple.com/.../dubai.../id1662176569 ► EMAIL: dubaipropertypodcast@gmail.com The Most comprehensive property guide for the UAE and Dubai. Homes for sale, Real estate agents, Real estate listings, Real estate investing, Property management companies, Commercial real estate, Real estate market trends, Real estate market analysis, Real estate finance, Real estate development, Real estate law, Real estate technology, Real estate investing for beginners, Real estate negotiation skills, Real estate marketing #DubaiRealEstate #PropertyInvestment #OffPlanDubai #DubaiMarketUpdate #RealEstateNews #InvestInDubai #GlobalPropertyMarket #UAEPropertyBoom #DubaiVillas #PropertyTrends2025 #dubaiproperty #dubai #dubairealestate #VisaRenewal #ExpatDubai #SharjahRealEstate #Masaar2 #DubaiVisa #UAEProperty #RealEstateTrends #DubaiLife #InstantVisa #DubaiServices" #PropertyInvestment #DubaiHousing #RealEstateInsights #RealEstatePredictions #MortgageRates #ForeignInvestment #UAEInvestors #YoungExpatsDubai #DubaiFirstHome #PropertyOwnershipUAE #DubaiSouthLiving #DubaiPropertyMarket #InvestInDubai #JVC #DubaiMarina #BusinessBay #PropertyInvestment #UAEProperty #RentalYields #DubaiApartments
In this episode of Fintech Chatter, we continue our series on the challenges of housing affordability in Australia. Dexter Cousins speaks with Michael Ragavan, founder of Our Leg Up.Chapters00:00 Introduction to Housing Affordability02:48 The Concept of OurLegUp05:37 Innovation in Financial Products08:37 Challenges in Product Development12:17 Investor Relations and Capital Raising14:21 Legal Wins and Product Feasibility16:08 Future Plans and Market StrategyFind out more: https://www.ourlegup.com/Send us a textSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp
Think you can't buy a home until your debt is gone and your savings are massive? Think again. In this episode, David Sidoni breaks down the real math behind saving for a down payment while managing debt — and why waiting too long could actually cost you more. For first-time homebuyers, the internet is full of misinformation: you need zero debt, a huge down payment, and perfect timing. Wrong. In this episode, David tackles one of the biggest fears holding renters back — how much you actually need to save, and whether it's possible to do that while still carrying debt. Spoiler: it is.Building on Rosie's inspiring story from the last episode (a single mom who bought her first home in 2025 after bankruptcy), David unpacks the myths that scare buyers into renting for far too long. He explains the strategies that let you save and pay down debt at the same time, and why the rising age of first-time buyers — now at a shocking 41 years old — is proof that misinformation is keeping people trapped.If you're stuck renting because you think your debt or small savings disqualify you, this episode is your wake-up call. Homeownership is possible sooner than you think — if you know the facts. Quote: “You don't need a big down payment and no debt. Nope, nope, nope.” Highlights:The myth of needing zero debt before buying a home — busted.How to save for a down payment while paying down debt.Why waiting too long could cost you more in rising prices and rents.Rosie's real-life story: from bankruptcy in 2019 to buying in 2025.The shocking truth: average first-time buyer age has jumped to 41. References (If Applicable):186 - INTERVIEW: Buying a Home with 300K of Student Debt?305 - Debt Management: Homebuying 101 - Step 4233 - Interview With Stephanie Who Had 200K In Student Loans, And STILL Bought A Home!339 - Don't Get Pre-Qualified—Get a Plan (INTERVIEW)340 – Down Payment Assistance, Discovery Calls & Lending Myths (INTERVIEW)327 - From “Maybe Next Year” to Homeowner in 4 Months – Elizabeth's Story (INTERVIEW)330 - From Renter to Homeowner with a Home Business – Christina's Story (INTERVIEW)347 - She Fired Her Realtor—and Bought the Right Home in 3 Days (INTERVIEW)351 - How a Drama Teacher Bought a Home Solo (INTERVIEW)Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
Buying a home is one of life’s biggest financial and emotional milestones, but it can also feel overwhelming. From deposits and legal fees to mortgage rates and market changes, there’s a lot to consider before you get the keys. In this episode, our host Iona Bain sits down with Sarah Tucker, mortgage expert and founder and CEO of The Mortgage Mum, to break down the home buying journey step-by-step and what it all might cost. With recent changes to Stamp Duty and mortgage lending, Sarah shares her expert insights on the housing market. Together they cover the stages, typical costs, common pitfalls and the emotional rollercoaster of a homebuyer’s journey. Whether you’re a first-time buyer or looking to move, this episode is packed with practical advice and reassurance and your ultimate guide to making calm, confident, informed decisions for your next move. You can watch episodes on L&G’s YouTube channel And see behind the scenes content on TikTok and Instagram You can play the podcast and find other useful content on L&G’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Follow The Mortgage Mum on Instagram Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener for privacy information.
In this episode, Debra from The Property Frontline interviews mortgage expert Vangeli Kollias as he reveals the insider secrets to securing your first home loan. Learn how to:
The Land Podcast - The Pursuit of Land Ownership and Investing
Welcome to the land podcast, a platform for people looking to educate themselves in the world of land ownership, land investing, staying up to date with current land trends in the Midwest, and hearing from industry experts and professionals. On today's episode, we are back in the studio with Matt Kline. We discuss: Early lessons learned about land value and ROI Access planning was key to consistent deer movement Balances business growth with hunting priorities Networking opened doors to land opportunities Mistakes became valuable business lessons Learned to spot undervalued parcels others missed Leveraged sweat equity to increase property value Habitat work created both hunting and business gains Built lasting relationships through land deals Passion for land turned into a thriving career And so much more! Get Pre-Approved to Purchase a farm with Buck Land Funding https://www.whitetailmasteracademy.com Use code 'HOFER' to save 10% off at www.theprairiefarm.com Massive potential tax savings: ASMLABS.Net -Moultrie: https://bit.ly/moultrie_ -Hawke Optics: https://bit.ly/hawkeoptics_ -OnX: https://bit.ly/onX_Hunt -Painted Arrow: https://bit.ly/PaintedArrow
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pro Show, host Erika speaks with real estate expert Steve Houck about his journey in the industry, focusing on new construction trends, investment strategies, and the growing market in Madison, Mississippi. Steve shares insights on buyer incentives, the importance of networking, and his vision for affordable housing for first-time buyers. The conversation highlights the evolving landscape of real estate and the opportunities available for both buyers and investors. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
What's the SEMOP—and Why Self-Employed Buyers Need It (Click the link to learn about a free consultation)If you're self-employed and planning to buy a home, understanding how lenders view your income can be a major hurdle. That's where the Self-Employed Mortgage Optimization Plan (SEMOP) comes in. Created by CPA Dan Mullen, SEMOP is designed to help entrepreneurs, freelancers, and independent contractors present their finances in a way that works with—not against—mortgage qualification standards. From strategic timing of deductions to optimizing income documentation, SEMOP gives self-employed buyers a clear roadmap to prepare for underwriting and boost their chances of loan approval. It's not a gimmick—it's guidance built for how the system actually works.Many first-time buyers assume a mortgage guarantees big tax breaks—but unless you itemize your deductions, those savings may never come.Are you self-employed? Want a free tax consultation from Dan the Tax Man? Visit this link to learn more about Dan's program and how to get a complimentary consultation.This episode brings on CPA Dan Mullen to break down the truth about tax benefits for homeowners. You'll learn who actually gets tax breaks, when they apply, how itemizing plays a role, and how to calculate them before you buy. From itemized deductions to the SALT cap, Dan and David explain what first-time buyers need to know—and what myths to ignore. They also share real-world examples of savings (or lack thereof) so you can plan your budget with real numbers.Quote: "You have to remember, not everybody gets the tax benefits of owning. That's just a myth." — Dan MullenHighlights:Who really qualifies for the mortgage interest deduction?What is the SALT deduction cap, and how does it affect buyers?Why some buyers may see no tax benefit after purchasingThe difference between escrow payments and tax deductionsHow to estimate your actual savings before making an offerShould You Rent or Buy? This Book Has the Math.Wondering whether homeownership really makes financial sense?Real Decisions: The Financial Impact of Renting and Owning by Brady Mullen and Dan Mullen, CPA, breaks down the real numbers behind one of life's biggest choices.They debunk common myths and reveal how taxes, inflation, and appreciation shape your long-term wealth—whether you're buying your first home or advising someone who is. Perfect for first-time buyers, financial professionals, and real estate agents alike.Grab the book on Amazon →Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
Hi there, First Timers, Are you waiting to buy or sell real estate right now? It's not a good or bad thing if you are; however, I want to make sure you understand WHY you are waiting. Today, you will learn about: 1. Some of the thoughts you may be having about the current real estate market 2. 3 questions to ask as a first-time buyer 3. 3 questions to ask a move-up buyer (buying and selling at the same time) Enjoy listening and share this podcast with someone you know who is looking to buy or sell a home this year for the first time. ------------------------ Many Blessings on achieving your real estate dreams! Your Trusted Real Estate Advisor, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.
As Bryan Kohberger faces sentencing for the University of Idaho murders, families and investigators are breaking their silence. The gag order has been lifted, prompting emotional impact statements and new revelations from officials involved in the case. CBS News' Kelly O'Grady looks at whether the housing market is beginning to ease up for first-time buyers. More homes are hitting the market, and while it's still a seller's game, experts say the balance may soon shift. Coca-Cola is rolling out a new version of its classic soda made with American cane sugar this fall. Scientists say it's no healthier than the original, but the shift could prove a savvy business move. Ozzy Osbourne, the heavy metal trailblazer who rose to fame with Black Sabbath and later as a solo artist and reality TV star, has died at age 76. CBS News' Anthony Mason looks back on his life and career. KISS frontman Gene Simmons joins "CBS Mornings" to honor his longtime friend and fellow rock legend Ozzy Osbourne, who helped define heavy metal as the frontman of Black Sabbath and as a solo icon. Grammy winner LL COOL J joins "CBS Mornings" to talk about his new docuseries, "Hip Hop Was Born Here," featuring interviews with legends like Big Daddy Kane, Rev Run and Roxanne Shanté. More than 90 million Americans have borderline high cholesterol, a key risk factor for heart disease and stroke. Nutritionist Keri Glassman joins "CBS Mornings" to share tips on how to take control of your health. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
It's never been harder to be a first-time homebuyer—and now even U.S. mayors and Realtor.com are teaming up to tackle the housing crisis head-on. But what does that mean for you right now, especially in DFW?This week, Todd and Ian dig into:
Understanding Credit and Finances: Ensure you have a credit score of 650 or higher to avoid additional costs on a mortgage. It's okay to work towards this goal before fully diving into home buying.Explore Financial Assistance Options: Investigate first-time homebuyer grants and local resources to augment your down payment, making homeownership more accessible.Carefully Consider Your Financial Boundaries: Avoid the pitfall of being house poor by setting a practical budget that aligns with your lifestyle and doesn't heavily burden your income.Importance of Legal and Financial Practices: Always file taxes annually and consider strategically structuring your homeownership to maximize financial benefits and investment opportunities.
Step 10: Closing Day Secrets Every First-Time Buyer Needs to Know! Are you ready for the biggest day in your home-buying journey? In this video, Walter Monteiro from The Maximum Results Team walks you through Step 10: Title Search and Closing Procedures, the critical final stretch before you officially become a homeowner! Discover why a thorough title search is essential to protect your investment, how your lawyer ensures a seamless closing, and the key preparations for a stress-free move-in day. From final walk-through tips to avoiding hidden costs like land transfer taxes and legal fees, we've got you covered. Whether you're a first-time buyer or a seasoned investor, this insider guide will arm you with the knowledge to avoid costly mistakes and make the most of your real estate experience.
Today's Flashback Friday episode is from #768 that originally aired on July 15, 2024. Dale is the owner & founder of Centra Capital Partners, a ground up, single family development firm based out of the Twin Cities. Since starting the company, he has overseen the development of more than 1,500 homes across 50+ projects totaling more than $500 million in project value. The Centra Team controls the developments from start-to-finish leveraging it's industry experts to source, entitle, build, and sell each home, which allows them to control costs, control risk, and adhere to the schedule. Quote: "One of the things I love about real estate is you are impacting lives for the good, you are creating something that's going to last for generations." - Dale Wills Highlights: 4:55 - Dale owning RadioShacks 8:35 - Focusing on First Time Buyers 10:45 - Becoming More Efficient During Hard Times 15:22 - Navigating Offering Lower Prices 21:39 - What Makes Dale Excited About The Future Connect with Dale: centracapitalpartners.com Recommended Resources: Accredited Investors, you're invited to Join the Cashflow Investor Club to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club! If you're a high net worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team. Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com. Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast.
Hi there, First Timers, Do you sometimes feel overwhelmed at real estate terminology? I understand...you are not the only one. Today, you will learn about: 1. What a seller concession is 2. How it benefits buyers and sellers 3. Using it in today's market Enjoy listening and share this podcast with someone you know who is looking to buy or sell a home this year for the first time. ------------------------ Many Blessings on achieving your real estate dreams! Your Trusted Real Estate Advisor, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.
The Action Academy | Millionaire Mentorship for Your Life & Business
Want To Quit Your Job In The Next 6-18 Months Through Buying Commercial Real Estate & Small Businesses?
learn exactly how to position your clients to win, how to handle tough objections with confidence, and how to turn today's buyers into tomorrow's loyal repeat and referral machine.
Martin looks at Lifetime ISAs, after a report was published by the Treasury Committee on the future of the first time buyers savings account, he explains the basics of them and answers questions on who they are good for, who they don't work for and when is the best time to open one.Energy bills dropped 7% this week, Martin explains what people should be doing, and most importantly what happens next.Martin reacts to reports the Chancellor is to drop cash ISA allowance in her Mansion House Speech on 15 July.Mastermind tests if Adrian knows when you are covered by Section 75 Consumer protection.And there's a new top savings account that's a bit different isn't there?
Sometimes I think I live in a parallel world compared with the state and federal politicians who combined seem intent on driving more households into oblivion, in attempt to keep those home prices pumping higher. This despite the obvious disconnect between prices and affordability, and the link between inflated money supply via debt, and home … Continue reading "Fibs, Bribes, And Plain Stupidity Hooks More First Time Buyers…"
If you're a first gen homebuyer starting your journey, this episode breaks down exactly what a mortgage is—and how to choose the best one for your financial situation.You'll learn:What a mortgage really includes (spoiler: it's more than just the loan)The 3 most common types of mortgages: Conventional, FHA, and VA/USDA loansThe difference between PMI and MIP—and why it mattersHow to compare banks, online lenders, and brokers (without getting overwhelmed)Whether you're early in your credit journey or ready to buy in the next year, this episode will help you feel confident navigating one of the biggest financial decisions of your life.1:1 Money Coaching: 1:1 is a money & investing coaching program for first gen WOC who want to financially prepare to buy their first or next home. Inside 1:1, we'll map out the best strategy to set a house budget, save for a downpayment by investing and set you up to have the best credit to get the most competitive mortgage. Book a free call her to learn more about 1:1 money coaching.
Welcome back to another episode of I&S! Today, host Gabriel Murillo sits down with Danny Sanchez, a serial entrepreneur whose journey took him from bussing tables and managing GameStop to building one of the largest floral retail operations in South Florida—and the nation.Danny shares how he stumbled into his first business acquisition, demystifies SBA loans, and reveals what it takes to scale through buying, selling, and integrating businesses.He and Gabriel dive into creative deal structures, lessons from acquiring everything from doctor's offices to flower shops, and the mindset shifts needed to grow from small business owner to major player.Whether you're an experienced entrepreneur or just curious, you'll leave this episode with real insights on acquisitions, resilience, and planning your next big move. Let's dive in!00:00 Self-Education and Preparing for Success05:51 Leveraging SBA for Challenging Acquisitions07:45 SBA Process: Challenges & Changes13:09 Business Expansion through Acquisitions15:47 Entrepreneur's Business Acquisition Journey18:13 Doctors: Business Challenges and New Ventures20:10 Creative Deal Structures and Financing25:56 Scaling Business for Investor Trust27:43 "Pitfalls of High-Interest Asset Loans"32:05 "Bet on Yourself: Embrace Setbacks"34:24 Turning Challenges into Opportunities38:25 Grateful Success in Medellin41:11 "Navigating Business Growth Challenges"44:50 Demystifying Venture Capital Deals47:52 Strategic Growth and Financial Management49:23 Preparing Business for Sale1. Introduction and Background- Danny Sanchez's early life: Born in New York, moved to Miami at age five- Initial career path: Attempt at computer animation, realizing limitations2. Early Entrepreneurial Journey- Exploration of franchise opportunities: The story of 1-800-Flowers.com franchise- Challenges of buying the first business without capital3. Entering the Acquisition World- Introduction to SBA loans and small business acquisitions- Navigating the SBA 7(a) loan process4. Risk, Mindset, and Personal Guarantees- Balancing personal risk in acquisitions over multiple deals- The importance of discipline, vision, and ongoing evolution in business5. Criteria and Process for Acquisitions- Danny's acquisition criteria: Flexible on deal size, focuses on opportunity- Examples of recent deals (e.g., buying for $80k then merging/closing stores)6. Lessons Learned & Shifts in Acquisition Strategy- Challenges of buying businesses tied too closely to a single owner/doctor- Importance of building sellable businesses (brand structure, not personal names)- Acquisition growth: From first retail shop to over 20+ shops7. Creative Deal Structuring- SBA loan structure: Down payments, amounts seller can finance- Evaluating creative models like stock deals, roll-ups, and seller financing8. Exploring Alternative Financing & Roll-Up Models- Sale/leaseback and asset-based loans: High-interest pitfalls, relevance to business type- Experiences from business brokering: Insights from broad industry exposure9. Mindset, Scaling, and Leadership- Mindset shifts needed for scaling to $100M+- Systems building: Importance of procedures, departments, and organizational structure10. Attachment, Identity, and Business Purpose- Personal reflections on ego, accomplishment, and gratitude- Building a company with measurable accomplishments and lasting impact11. Looking Forward: Expansion and Growth Strategy-Private equity, venture capital, and family office involvement- Learning from venture-backed deals, confidence in pitching investors12. Embracing Technology and SaaS Initiatives- Development of SaaS tools for the floral industry (Shopify app)- Integration of tech and AI for operational efficiency13. Advice for First-Time Buyers and Acquirers- Trusting instincts: Walking away from deals with red flags- The value of consulting experts for financial strategy and preparing for potential exits
A simple definition of Eminent Domain is when the Government uses its power to acquire or seize private property. This may be like land or a house with the intent to use that property for something that helps the public. Compensation (that means money) is offered but what could be long some of the lasting impacts to the seller? Current market value does not necessarily equate to long term appreciate or loss of value on remaing value to private property. That is what the Real Siblings discuss on their latest episode. Donna Reed and Eric Seemann are both professional real estate agents. Donna lives and works in Tucson Arizona with Keller Williams Southern Arizona while Eric lives and works in San Antonio Texas with Keller Williams Heritage. They are also siblings, and they grew up in a small Northwest Ohio village of Lindsey. Their idyllic small-town childhood laid the foundation for what would become the structure of their lives and careers in real estate. We hope you will join us as we reminisce, reflect, and correlate how our childhood and life in rural Ohio still impacts our dealings with our clients today. Website: www.realsiblings.com Watch Episodes on YouTube at: REAL Siblings, It Ain't Easy To Connect with Eric: Email: eric@victorsgrouptx.com Phone: (210) 389-6324 Facebook: (2) Eric V. Seemann | Facebook Texas Real Estate Commission - Information About Brokerage Services Texas Real Estate Commission - Consumer Protection Notice To reach out to Donna: Email: donna@reedtucson.com Phone: (520) 631-4638 Facebook: (2) Donna Seemann Reed | Facebook
Is the Canadian dream of homeownership still alive? We break down the latest CMHC Mortgage Consumer Survey, revealing how first-time buyers are really getting into the market. First-time buyers now make up 12% of mortgages (up from 10%), with over half using co-buyers and receiving family gifts averaging $74,000 ($150,000 in Ontario/B.C.). 65% of first-time buyers are at their budget maximum, with fewer using savings for emergencies (50% vs. 78% last year). Most buyers remain optimistic: 80% see homes as good investments, and 74% expect values to rise next year. Exchange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca Get a mortgage pre-approval with Owl MortgageCanadian Investor Rodeo TicketsSee omnystudio.com/listener for privacy information.
Whether your credit score is 520 or 790, this expert interview reveals the overlooked steps that can immediately improve your homebuying power. Credit scores remain one of the most confusing and fear-inducing hurdles for first-time homebuyers. In this special interview, credit expert Jeanne Kelly—known as “The Credit Genie”—returns to offer actionable insights that go far beyond generic internet advice. With over 25 years of experience and a deeply personal story of rebuilding from financial rock bottom, Jeanne explains exactly how buyers can take control of their credit, whether they're in recovery mode or already have strong scores. David and Jeanne break down myths, share real-life success strategies, and highlight the most surprising tips that even high-credit borrowers should know.Quote“I didn't answer the door once and the man was going to turn off my electric… That was my rock bottom. You sit there and say, ‘You gotta change things.'” – Jeanne KellyHighlightsWhy even buyers with “good” credit scores are missing opportunitiesThe most common credit myths that keep renters stuckJeanne's formula for rebuilding credit after major financial strugglesTips you won't find on Google—straight from a 25-year credit veteranWhat to do today if you're afraid your credit score will hold you backHow to recognize a real credit expert versus a scamEmotional and practical advice from someone who's been there—and made it throughConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
First-time homebuyers in Nassau County often face delays in mortgage pre-approval due to common mistakes. Avoiding these errors can lead to faster approval, stronger offers, and a smoother homebuying experience. home loan advisor pro City: Bethpage Address: P.O. BOX 1192 Website: https://homeloanadvisorpro.com/
The Dentist Money™ Show | Financial Planning & Wealth Management
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week. On this episode of Dentist Money's Two Cents, Matt, Jake, and Taylor talk about what Moody's downgrade of the US credit score means and how it ties into the larger debt spend. They reevaluate how much it costs to raise a child (different from what they learned in school) and what the largest individual cost to raise a child is. They wrap up with a conversation about the unprecendented challenges that face first-time homebuyers and discuss ways this could get solved. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.
In this episode, Vadim takes a deep dive into dv01's latest insights on the housing market, with a focus on affordability metrics and what they signal for both borrowers and investors. Vadim breaks down:How dv01's unique affordability metric—covering over 2,900 U.S. counties—captures real-time changes in mortgage costs, taxes, and insurance.Why Florida's affordability improved despite an ongoing insurance crisis, and what that reveals about regional volatility.The powerful link between affordability ratios and prepayment behavior, including how unaffordable regions see faster prepayments even after controlling for rate incentives.A surprising trend in mortgage growth: first-time homebuyers are driving a rise in mortgage counts despite high rates, tightening inventory, and affordability headwinds.Why tracking the number of mortgages outstanding may be the most underappreciated signal in today's housing market.Whether you're an investor looking to understand prepayment risk or just trying to get a handle on what's really happening in U.S. housing, this episode offers an essential, data-rich perspective.Subscribe to our free research to stay up-to-date on the latest trends. Contact sales@dv01.co to learn how dv01 data can help you understand what's going on in the market, and to better analyze your whole loan portfolio and securitizations.
Do you really need a buyer's agent to help you navigate the market? One realty organization is making a strong case against dealing with property sellers without one. Find out more at https://buyeragentsearch.com/associations-and-real-estate-agents/ Skyfor, Inc. dba National Buyers Agents Association City: Evergreen Address: 7652 Gartner Rd. Ste. 723 Website: https://buyeragentsearch.com
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Brett McCollum and Clarisa Moody discuss the challenges and experiences of first-time home buyers. Clarisa shares her journey from Peru to the U.S. and her passion for helping others navigate the home buying process. They explore the importance of education, the current market dynamics, and the appeal of manufactured homes. Clarisa emphasizes the need for safety features in homes and innovative financing options for buyers, while also highlighting the significance of providing excellent service in the real estate industry. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Three major market reports reveal a surprising shift toward buyer advantages like longer days on market, increased seller concessions, and rising inventory—here's what that means for your first home purchase in 2025. Housing affordability panic is everywhere—from headlines on CNN and CNBC to TikTok meltdowns and uninformed relatives offering bad advice. From TikTok meltdowns to uninformed relatives offering bad advice. In this episode, David Sidoni breaks down what's really happening using verified data, not hype. He reviews three major industry reports that show a slow but meaningful shift in the real estate market, and for once, it's good news for first-time buyers. Listeners will learn how to interpret current trends, why rent-replacement strategies still work, and how to tune out fear-based noise."We have three massive market reports and they're showing a big shift underway. And finally, it's in the favor of the home buyers." - DavidHighlightsWhat three major market reports say about buyer leverage in 2025Why affordability panic is often based on outdated or misinterpreted dataHow a rent-replacement strategy still makes financial sense in a high-rate worldWhat to ignore when your TikTok feed or Uncle Warren tells you it's a bad time to buyThe mindset shift that helps renters take control and start building wealthSigns the market is shifting: longer days on market, more seller concessions, and increased inventory in some regionsFeeling overwhelmed by market noise? Ready to see if a rent-replacement strategy could work for you? Start with our 10-step plan at Episode 301 or get personalized help at howtobuyahome.comConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
Hi there, First Timers, Do you love the smell of new? Well, if you are leaning towards purchasing a new build home, listen to this podcast before visiting the models. You will learn about: 1. How a REALTOR® can support you throughout the process 2. When to engage your REALTOR® in the process 3. How your REALTOR® gets paid Enjoy listening and share this podcast with someone you know who is looking to buy or sell a home this year. ------------------------ Many Blessings on achieving your real estate dreams! Your Trusted Real Estate Professional, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.
Una Kelly, RTÉ Reporter
First-time home buyers now make up a record 58% of agency purchase loans, according to ICE's Monthly Mortgage Monitor — but price growth is cooling, and serious delinquencies are ticking up. In this episode, Kathy Fettke breaks down what the latest data means for investors, lenders, and the 2025 housing market. Topics Discussed: 00:00 First Time Home Buyers 00:33 Home Buyer Activity 01:08 Loans for First Time Home Buyers 01:47 Delinquencies 02:16 Foreclosure Activity 02:43 Home Prices LINKS Download Your Free Top 5 Cities to Invest in 2025 PDF!https://www.realwealth.com/1500 JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN
Hi there, First Timers, Thanks for tuning into part 2 of my chat with Mortgage Advisor Jackie Zlatanovski from Geneva Financial. She shared extra gems today you won't want to miss. You will learn about: 1. Behind the scenes step by step lending process 2. How do your student loans impact getting approved 3. Prequalification vs Pre-Approval4. What documents she look for proof of income for salaried, hourly, and self-employed borrowers. Enjoy listening and share this podcast with someone you know who is looking to buy or sell a home this year. If you would like to connect with: Jackie Zlatanovski Mortgage Advisor | Geneva Financial NMLS# 1956001 Mobile: (702) 591-4575 jackie@genevafi.com ------------------------ Blessings to achieving your real estate dreams! Your Trusted Real Estate Professional, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.
Buying your first home is an exciting time but as with anything you do the first time, it can also be a bit overwhelming. We share the importance working a lender and agent that you trust, identifying your needs versus your wants, why to look past the cosmetic features of a home to those that you can't change, the importance of an inspection and more.
Hi there, First Timers, Today , you will hear my interview with Jackie Zlatanovski from Geneva Financial. Jackie is a Mortgage Advisor who also has a heart for first-timers. You will learn about: Why it's ok to be financially naked Options for sellers that need to buy at the same time When to start planning your home-buying process Why you are always paying a mortgage. Enjoy listening and share this podcast with someone you know who is looking to buy or sell a home this year. If you would like to connect with: Jackie Zlatanovski Mortgage Advisor | Geneva Financial NMLS# 1956001 Mobile: (702) 591-4575 jackie@genevafi.com ------------------------ Blessings to achieving your real estate dreams! Your Trusted Real Estate Professional, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.
In this episode of Go Gaddis Real Estate Radio, host Cleve Gaddis takes you through what you need to know about navigating offers with kick-out clauses, plus how to calm the nerves that often come with buying your first home.
Hi there, First Timers, Today you will understand the process for buying your first home. You will learn about: 1. What to expect at your initial consultation with your real estate agent 2. What has to happen before you look at homes 3. Why a home inspection is important I hope you enjoy listening. Share this podcast with someone you know who is looking to buy or sell a home this year. Cheers to achieving your real estate dreams! ------------------------ Your Trusted Real Estate Professional, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.
Are you a first-time homebuyer feeling overwhelmed by the real estate market? You're not alone! This week on the podcast, we're sitting down with David Sidoni, the expert behind the How to Buy a Home podcast—an industry-leading resource with over 1.67 million downloads dedicated to helping renters become homeowners.After witnessing how the real estate industry failed first-time buyers, David made it his mission to empower and educate future homeowners. From avoiding costly mistakes to navigating financial hurdles, David breaks down the home-buying process in simple, actionable steps.
In today's episode, we're discussing the U.K.'s assisted dying bill, which is currently going through Parliament and would allow those with terminal illness to seek euthanasia to end their suffering. Medical doctor and researcher Dr. Calum Miller joins us to discuss the implications of this bill as well as some of the nefarious support this bill is receiving. On a happier note, we also talk about a recent Wall Street Journal article that shows that Bible sales are on the rise, especially among young people. And Pastor John Piper takes a stand against "gender hospitality" and the affirmation of false gender ideology. Buy Allie's new book, "Toxic Empathy: How Progressives Exploit Christian Compassion": https://a.co/d/4COtBxy --- Timecodes: (00:52) Assisted Euthanasia Bill in the UK (08:52) Interview with Dr. Calum Miller (35:41) Increase in Bible sales (47:12) John Piper against “pronoun politeness” --- Today's Sponsors: We Heart Nutrition — Get 20% off women's vitamins with We Heart Nutrition, where 10% of every purchase supports pregnancy care centers; use code ALLIE at https://www.WeHeartNutrition.com. A'del — Try A'del's hand-crafted, artisan, small-batch cosmetics and use promo code ALLIE 25% off your first time purchase at AdelNaturalCosmetics.com Covenant Eyes — You can join a safe, confidential community of women where your story and struggle matter. Go to covenanteyes.com and use promo code ALLIE for 30 days free. Jase Medical — Go to Jase.com and enter code “ALLIE” at checkout for a discount on your order. Patriot Mobile — go to https://PatriotMobile.com/ALLIE or call 972-PATRIOT and use promo code 'ALLIE' for a free month of service! --- Links: Sales of Bibles Are Booming, Fueled by First-Time Buyers and New Versions: https://www.wsj.com/business/media/sales-of-bibles-are-booming-fueled-by-first-time-buyers-and-new-versions-d402460e ESV Study Bible: https://a.co/d/jg8yJIz Systematic Theology, Second Edition: An Introduction to Biblical Doctrine by Wayne Grudem: https://a.co/d/4h7UsEC Ethics for a Brave New World, Second Edition (Updated and Expanded) by John S. Feinberg and Paul D. Feinberg: https://a.co/d/irRAgSm The Screwtape Letters by C.S. Lewis: https://a.co/d/2S89KFa Mere Christianity by C.S. Lewis: https://a.co/d/eWyVbrG Ask Pastor John: "On So-Called ‘Gender Pronoun Hospitality' https://podcasts.apple.com/us/podcast/on-so-called-gender-pronoun-hospitality/id618132843?i=1000678891119 --- Relevant Episodes: Ep 1015 | Abortion Colonialism: How the West Blackmails the Third World | Guest: Dr. Calum Miller https://podcasts.apple.com/us/podcast/ep-1015-abortion-colonialism-how-the-west-blackmails/id1359249098?i=1000658087204 Ep 1098 | FEMA's Cruelty, Ending Trans Insanity & Christian Victory https://podcasts.apple.com/us/podcast/ep-1098-femas-cruelty-ending-trans-insanity-christian/id1359249098?i=1000676545322 --- Buy Allie's book, You're Not Enough (& That's Okay): Escaping the Toxic Culture of Self-Love: https://alliebethstuckey.com/book Relatable merchandise – use promo code 'ALLIE10' for a discount: https://shop.blazemedia.com/collections/allie-stuckey Learn more about your ad choices. Visit megaphone.fm/adchoices