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Best podcasts about additional resources how

Latest podcast episodes about additional resources how

The Investing Revolution
How to Invest With No Money

The Investing Revolution

Play Episode Listen Later Sep 6, 2022 23:05


How do you invest in real estate? A better question is how do you invest with no money? We've given you numerous strategies on how to invest your money in real estate. But what if you have zero money to start off with? It's a question Jonathan is asked all the time. From hard money and private lenders to wholesaling, Jonathan breaks down different ways to make money from zero capital.  Start your investing revolution at www.revolutionrentalmanagement.com!  Additional Resources: How to invest with no money 5 Ways to invest in real estate with no money

Live Brave with Margie Warrell
109 - This or that? How to make better, braver decisions.

Live Brave with Margie Warrell

Play Episode Listen Later Aug 6, 2022 18:09


Decisions, decisions, decisions. Every day you make hundreds of decisions. Some large, many small. Yet too often fear – conscious and unconscious – keeps us from making the decisions that would serve us most – in our careers, relationships and lives. Left unchecked, fear of what might go wrong can drive us to make short-sighted, reactive, overcautious decisions that limit our lives in ways we often cannot see in the moment. So whatever challenges you are facing right now, take a listen and then make the best decision you can. One year from now, you will be so glad you did. ADDITIONAL RESOURCES: How to be brave TEDX TALK  You've Got This! Book How to avoid sweating decisions 

The Business of Fashion Podcast
Ommy Akhe on How Augmented Reality Could Transform Fashion

The Business of Fashion Podcast

Play Episode Listen Later Jul 29, 2022 17:13


The creative technologist believes that experimenting with new AR technologies could radically reshape products, experiences and habits.      Background:  When it comes to testing new technologies, there is always an element of the unknown for brands. While tech investments may not immediately translate to a revenue bump, willingness to experiment could radically transform the fashion industry, according to Ommy Akhe, a creative technologist specialising in experimental software and augmented reality prototypes, who spoke at The BoF Professional Summit: New Frontiers in Fashion and Technology.    “Understanding your customers, the things they value, the challenges you can help them overcome and what gets them excited — it's essential to meet users where they are,” says Ahke. “The only constant is change. So why not join the journey and start enjoying the current future?”    Consumers today are younger, spend more time online and are used to valuing arbitrary digital assets like follower counts and verified check marks. This means they are also more apt to spend money on digital items that hold value in the real world.  The tools that will build the metaverse — including 5G, artificial intelligence and virtual reality, for example — are well established and consumers are used to interacting with them.  Ahke's digital skins projects overlay dynamic imagery on bags, clothes and shoes through a phone lens. Brands can implement this sort of technology to drive loyalty and give buyers more avenues for expression.      Additional Resources:     How the Smart Money in Fashion Is Thinking About Web3. Investors with track records of predicting where fashion is headed have their own ideas of where the big opportunities lie in web3. Fashion's Metaverse Reality Check. The marketing value of digital fashion and NFTs may now be clear, but fashion brands will need to separate hype from the concrete opportunities to generate sustainable revenue streams from the metaverse. The Debrief: Who Is Designing Fashion in the Metaverse? BoF's Marc Bain chats with Lauren Sherman about the 3D creators, game designers and NFT experts bringing fashion into the virtual world     To subscribe to the BoF Podcast, please follow this link.

Beyond the Barn
Ep. 035: Pro Tips for Getting Pastures (and Horses) Ready for Spring Grazing

Beyond the Barn

Play Episode Listen Later May 10, 2022 41:31


4:20 – University of Minnesota Extension “Managing Established Horse Pastures” – https://extension.umn.edu/horse-pastures-and-facilities/managing-established-horse-pastures#maintain-soil-health-1327862 12:50 – University of Minnesota Extension “Plants Poisonous of Harmful to Horses” poster – https://www.facebook.com/UMNHorse/photos/a.182478971778089/8022905184402056/ 23:58 – Penn State Extension “How to Make Rotational Grazing Work on Your Horse Farm” - https://extension.psu.edu/how-to-make-rotational-grazing-work-on-your-horse-farm 25:48 – University of Minnesota Extension “Constructing a High-Traffic Pad” video – https://www.youtube.com/watch?v=PXj_OHFrh2E 40:15 – Equine Resources and Support:Dr. Cubitt and Dr. Duren - https://www.standleeforage.com/customer-service/Penn State Extension - https://extension.psu.edu/animals-and-livestock/equineUniversity of Maryland - https://extension.umd.edu/programs/agriculture-food-systems/program-areas/animal-science/horsesRutgers University Extension - https://esc.rutgers.edu/University of Minnesota Extension - https://extension.umn.edu/animals-and-livestock#horse____________________________________ Additional Resources:“How to Avoid High NSC Intake for Horses in the Spring” blog post - https://www.standleeforage.com/standlee-barn-bulletin/how-to-avoid-high-nsc-intake-for-horses-in-the-spring/____________________________________Have a topic idea or feedback to share? We want to connect with you! Email podcast@standleeforage.comShare our podcast and learn more about our co-hosts at our Beyond the Barn podcast pageSUBSCRIBE to the Beyond the Barn podcast email to be an exclusive insider!Find us on Apple, Spotify or Google Podcasts and SUBSCRIBE, so you never miss an episode.____________________________________Check out the Standlee Barn Bulletin BlogFind more nutritional resources from Dr. Stephen Duren and Dr. Tania Cubitt at https://standleeforage.com/nutrition/nutritional-resourcesConnect with Standlee on Facebook, Instagram, YouTube and TikTok 

Nothing But Major Gifts
Does ‘The Veritus Way' Work for Smaller Organizations?

Nothing But Major Gifts

Play Episode Listen Later Mar 21, 2022 16:01


If you're at a smaller organization, you might be thinking: “The Veritus Way sounds great, but it won't work for us. We just don't have the resources.” Well, here's the good news: whether you're a one-person shop or a large-scale non-profit – our systems and processes can help you build more authentic relationships with your donors, whatever the size of your organization. In this podcast episode, Richard and Jeff are joined by Theresa Tapocsi, one of our incredible Client Experience Leaders. Theresa will speak to her own experience as a fundraiser in a small organization, and what she learned while trying (and sometimes failing) to implement The Veritus Way on a small scale. Wherever you are in your fundraising journey, we know this will inspire you. For more information on how to get started with these strategies to improve donor caseload management at your organization, check out a couple of our white papers: “Qualifying Donors for Major Gift Caseloads” and “Starting a Successful Major Gift Program.” Show Highlights: In this episode, you'll learn about… Best practices in major gifts for smaller organizations A real-life example from Theresa's experience as a Capital Campaigns Manager for a small organization, and what she learned through trial and error with The Veritus Way How to apply the systems, process, structure, and strategies of The Veritus Way, no matter the size of the organization Where small organizations should focus to make the biggest impact in major gifts Veritus Group is passionate about partnering with you and your organization throughout your fundraising journey. We believe that the key to transformative fundraising is a disciplined system and structure, trusted accountability, persistence, and a bit of fun. We specialize in mid-level fundraising, major gifts, planned giving, developing compelling donor offers, and strategic leadership and organizational development. You can learn more about we can partner with you at www.VeritusGroup.com. Additional Resources: How to Make Time for Major Gifts When You're a Small Shop If You're Small, How Do You Build Your Donor Pipeline? Small Organizations: Where Do You Find Major Donors?

Interviews
Laura and Derek Cabrera: Systems Thinking For Business

Interviews

Play Episode Listen Later Mar 8, 2022


Entrepreneurs can realize their goal to think better, think Austrian by taking a systems thinking approach. We can ditch linearity and hierarchies in favor of distributed networks and webs of causality and create better knowledge – more aligned with the real world — and better mental models. Professors Laura and Derek Cabrera of Cabrera Research Lab and Cornell University — leading authorities on systems thinking — speak to Economic For Business on the application of systems thinking for entrepreneurs, and everyone. Key Takeaways and Actionable Insights There's a crisis in thinking in the business world. Laura and Derek Cabrera have conducted deep research in the field of business thinking, and they've identified both the problems and the solution. The problems include reductionism (we're taught to think about parts of systems instead of the system as a whole); hierarchical organization of thinking (versus complex distributed networks); thinking in categories versus breaking down part-whole groupings; thinking in terms of liner cause-and-effect versus webs of causality; and the prevalence of bivalent logic (right/wrong, black/white) rather than the multi-valent logic of many right answers. This way of thinking is not well-aligned with the realities around us. The solution is systems thinking — the thinking of complex adaptive systems. Systems thinking aligns with how the real world works. Our mantra at Economics for Business is Think Better, Think Austrian. Systems thinking is better thinking (and Austrian economics fully embraces complex adaptive thinking — what Mises called constant flux and Hayek called spontaneous order and Lachmann called the market as a process of combination and recombination). Systems thinking defines complex adaptive systems in this way: Autonomous agents follow simple rules based on what's happening locally around them, the collective dynamics of which lead to the emergence of the complex dynamics we see. This description is actually a mental model of a complex adaptive system. The products of systems thinking are mental models. None are perfect representations of reality, but they help us when they are better representations of reality. Four simple rules of systems thinking produce better mental models. By following 4 simple rules, over and over again, anyone can become a practiced and adept systems thinker. The rules are captured in the acronym DSRP. D is for Distinctions. Systems thinkers make distinctions between different things and different ideas. We can make distinctions between different customers, different costs, different sales channels, different suppliers, different employees. We identify boundaries, what's inside and what's outside. We differentiate, compare, and contrast. S is for organizing ideas into systems of parts and wholes. Every thing is a system because it contains parts. Every e-mail contains words which contain letters which are made up of pixels. We construct meaning when we organize different ideas into part-whole configurations. We split things up or lump them together in systems of context. We group, we sort, we classify, we assemble. R is for identifying relationships between and among ideas. We can't understand much about anything without understanding the relationships between or among the ideas or components. Relationships include causal, correlation, feedback, inputs/outputs, influence, etc. Fundamentally, relationships are action and reaction. We live in an infinite network of interactions, including between our own thoughts, feelings, and motivations. We connect, interconnect, associate and join. P is for looking at things from different perspectives. When we make a distinction or identify parts and wholes or identify a relationship, we are always doing so from one particular perspective, made up of the point from which we are viewing and the thing or things in view. Being aware of the perspectives we take is paramount to understanding ourselves and the world around us. If we change the way we look at things, the things we look at change. We frame, we interpret, we empathize, and we negotiate from a perspective. Systems thinking is not a set of steps but a set of rules, and from the interplay of these rules emerges the dynamics of systemic thought. There are four types of action for systems thinkers applying the DSRP rules. 1) See Information and structure. To construct meaning and mental models, we take in information and structure it. It's important to recognize the difference between the information and how we structure it. A good way to do this is visualization: use whiteboards or sticky notes or software to map out systems and parts (e.g., boxes within boxes on a chart) and relationships (lines between the boxes). This physical manifestation of a system can help create new knowledge and point to solutions. Laura and Derek told the story of a large conglomerate business that, by visualizing its divisions and functions and the information flows between them, was able to identify redundancies, see where communications and information was lacking or blocked off, and design a new and improved structure. 2) Use common patterns in the structure of mental models. Laura and Derek use the term cognitive jigs: forms of information structuring that can be used again and again. A list is one type of cognitive jig. It can be used to order priorities or structure wholes into parts. Similes and metaphors are jigs. There's another called a relationship distinction system (RDS) that can help solve silo problems in organizational design by identifying required relationships and the people responsible for them, and the resources required to operate the relationship. Excel spreadsheets and tables are jigs. Look for useful cognitive jigs and use them over and over again. They increase the efficiency and speed of thought. 3) Make structural predictions. Austrians are wary of predictions because we know the future is uncertain. Here, we are not talking about predicting the future, but predicting the possibility of new knowledge existing after restructuring information. For example, a new relationship opportunity could emerge if we change our perspective. A new understanding could emerge if we break something that we were treating as a whole into its parts. We can identify gaps in our current thinking and make a bet that there's something positive in changing that thinking. We can create new knowledge. 4) Embrace the logic of and/both. We are taught bivalent logic: there's right and wrong, there's black and white, there's X and Y. There's an alternative: multivalent logic. There can be more than one right answer. There can be a continuum rather than fixed points. One example of multivalent logic applies in the analysis of what customers want. They have a variety of preferences, ordered in different ways at different times and in different contexts. They are continuously learning what to want, and always making trade-offs. Bivalent logic won't help entrepreneurs understand customers' choices or decision-making processes. Another example of bivalent versus multivalent logic is cause and effect compared to a web of causality. We tend to think of cause and effect as neighbors on a timeline. The cue ball of cause strikes the colored ball of effect and moves it in a designated direction. But it's more realistic to think of the events of our lives or our business having multiple causal factors. There are so many mediating factors and external and internal variables that lead us to be more systematic in our thinking about them. Purposely look for webs of causality rather than shoehorn observed phenomena into a linear causal model that doesn't match the reality of the world. Systems thinking includes the recognition of individual subjective purpose and intent. The perspective of methodological individualism leads Austrians to worry about whether systems thinking is well-aligned with Austrian thinking. I asked Laura and Derek this question. The response: “I would say that's precisely what systems thinking entails — the notion that each individual agent is following simple interaction rules with other agents, and that those interaction rules are leading to the system and its emergent properties. An example of an interaction rule from Austrian economics: humans act in order to improve their circumstances. Another is that they use their own subjective value system to determine what is an improvement. The action axiom, subjective value, opportunity cost in choosing between alternatives, profit and loss and the context of constant change are the simple rules of Austrian economics. Practice, practice, practice. Systems thinking is something everyone should be able to do. It can be practiced. Our brains are already building mental models about the world. It's already in us and so it pays to be aware of it. It's like any exercise: more reps make us stronger. Look at anything through the DSRP lens when you are feeding your dogs or driving down the highway observing billboard advertisements. Make the neuronal pathways of DSRP second nature. This can occur at the level of individual learning or of organizational learning. In episode #152 (Mises.org/E4B_152), we discussed the organizational model of VMCL — an organization using learning to acquire the capacity to do its mission every day to achieve its vision. Additional Resources "How to Become A Systems Thinker" (PDF): Mises.org/E4B_160_PDF1 "Practical Systems Thinking Actions and Behaviors" (PDF): Mises.org/E4B_160_PDF2 Systems Thinking Made Simple: New Hope for Solving Wicked Problems by Derek and Laura Cabrera: Mises.org/E4B_160_Book Cabrera Research Lab: CabreraResearch.org

Mises Media
Laura and Derek Cabrera: Systems Thinking For Business

Mises Media

Play Episode Listen Later Mar 8, 2022


Entrepreneurs can realize their goal to think better, think Austrian by taking a systems thinking approach. We can ditch linearity and hierarchies in favor of distributed networks and webs of causality and create better knowledge – more aligned with the real world — and better mental models. Professors Laura and Derek Cabrera of Cabrera Research Lab and Cornell University — leading authorities on systems thinking — speak to Economic For Business on the application of systems thinking for entrepreneurs, and everyone. Key Takeaways and Actionable Insights There's a crisis in thinking in the business world. Laura and Derek Cabrera have conducted deep research in the field of business thinking, and they've identified both the problems and the solution. The problems include reductionism (we're taught to think about parts of systems instead of the system as a whole); hierarchical organization of thinking (versus complex distributed networks); thinking in categories versus breaking down part-whole groupings; thinking in terms of liner cause-and-effect versus webs of causality; and the prevalence of bivalent logic (right/wrong, black/white) rather than the multi-valent logic of many right answers. This way of thinking is not well-aligned with the realities around us. The solution is systems thinking — the thinking of complex adaptive systems. Systems thinking aligns with how the real world works. Our mantra at Economics for Business is Think Better, Think Austrian. Systems thinking is better thinking (and Austrian economics fully embraces complex adaptive thinking — what Mises called constant flux and Hayek called spontaneous order and Lachmann called the market as a process of combination and recombination). Systems thinking defines complex adaptive systems in this way: Autonomous agents follow simple rules based on what's happening locally around them, the collective dynamics of which lead to the emergence of the complex dynamics we see. This description is actually a mental model of a complex adaptive system. The products of systems thinking are mental models. None are perfect representations of reality, but they help us when they are better representations of reality. Four simple rules of systems thinking produce better mental models. By following 4 simple rules, over and over again, anyone can become a practiced and adept systems thinker. The rules are captured in the acronym DSRP. D is for Distinctions. Systems thinkers make distinctions between different things and different ideas. We can make distinctions between different customers, different costs, different sales channels, different suppliers, different employees. We identify boundaries, what's inside and what's outside. We differentiate, compare, and contrast. S is for organizing ideas into systems of parts and wholes. Every thing is a system because it contains parts. Every e-mail contains words which contain letters which are made up of pixels. We construct meaning when we organize different ideas into part-whole configurations. We split things up or lump them together in systems of context. We group, we sort, we classify, we assemble. R is for identifying relationships between and among ideas. We can't understand much about anything without understanding the relationships between or among the ideas or components. Relationships include causal, correlation, feedback, inputs/outputs, influence, etc. Fundamentally, relationships are action and reaction. We live in an infinite network of interactions, including between our own thoughts, feelings, and motivations. We connect, interconnect, associate and join. P is for looking at things from different perspectives. When we make a distinction or identify parts and wholes or identify a relationship, we are always doing so from one particular perspective, made up of the point from which we are viewing and the thing or things in view. Being aware of the perspectives we take is paramount to understanding ourselves and the world around us. If we change the way we look at things, the things we look at change. We frame, we interpret, we empathize, and we negotiate from a perspective. Systems thinking is not a set of steps but a set of rules, and from the interplay of these rules emerges the dynamics of systemic thought. There are four types of action for systems thinkers applying the DSRP rules. 1) See Information and structure. To construct meaning and mental models, we take in information and structure it. It's important to recognize the difference between the information and how we structure it. A good way to do this is visualization: use whiteboards or sticky notes or software to map out systems and parts (e.g., boxes within boxes on a chart) and relationships (lines between the boxes). This physical manifestation of a system can help create new knowledge and point to solutions. Laura and Derek told the story of a large conglomerate business that, by visualizing its divisions and functions and the information flows between them, was able to identify redundancies, see where communications and information was lacking or blocked off, and design a new and improved structure. 2) Use common patterns in the structure of mental models. Laura and Derek use the term cognitive jigs: forms of information structuring that can be used again and again. A list is one type of cognitive jig. It can be used to order priorities or structure wholes into parts. Similes and metaphors are jigs. There's another called a relationship distinction system (RDS) that can help solve silo problems in organizational design by identifying required relationships and the people responsible for them, and the resources required to operate the relationship. Excel spreadsheets and tables are jigs. Look for useful cognitive jigs and use them over and over again. They increase the efficiency and speed of thought. 3) Make structural predictions. Austrians are wary of predictions because we know the future is uncertain. Here, we are not talking about predicting the future, but predicting the possibility of new knowledge existing after restructuring information. For example, a new relationship opportunity could emerge if we change our perspective. A new understanding could emerge if we break something that we were treating as a whole into its parts. We can identify gaps in our current thinking and make a bet that there's something positive in changing that thinking. We can create new knowledge. 4) Embrace the logic of and/both. We are taught bivalent logic: there's right and wrong, there's black and white, there's X and Y. There's an alternative: multivalent logic. There can be more than one right answer. There can be a continuum rather than fixed points. One example of multivalent logic applies in the analysis of what customers want. They have a variety of preferences, ordered in different ways at different times and in different contexts. They are continuously learning what to want, and always making trade-offs. Bivalent logic won't help entrepreneurs understand customers' choices or decision-making processes. Another example of bivalent versus multivalent logic is cause and effect compared to a web of causality. We tend to think of cause and effect as neighbors on a timeline. The cue ball of cause strikes the colored ball of effect and moves it in a designated direction. But it's more realistic to think of the events of our lives or our business having multiple causal factors. There are so many mediating factors and external and internal variables that lead us to be more systematic in our thinking about them. Purposely look for webs of causality rather than shoehorn observed phenomena into a linear causal model that doesn't match the reality of the world. Systems thinking includes the recognition of individual subjective purpose and intent. The perspective of methodological individualism leads Austrians to worry about whether systems thinking is well-aligned with Austrian thinking. I asked Laura and Derek this question. The response: “I would say that's precisely what systems thinking entails — the notion that each individual agent is following simple interaction rules with other agents, and that those interaction rules are leading to the system and its emergent properties. An example of an interaction rule from Austrian economics: humans act in order to improve their circumstances. Another is that they use their own subjective value system to determine what is an improvement. The action axiom, subjective value, opportunity cost in choosing between alternatives, profit and loss and the context of constant change are the simple rules of Austrian economics. Practice, practice, practice. Systems thinking is something everyone should be able to do. It can be practiced. Our brains are already building mental models about the world. It's already in us and so it pays to be aware of it. It's like any exercise: more reps make us stronger. Look at anything through the DSRP lens when you are feeding your dogs or driving down the highway observing billboard advertisements. Make the neuronal pathways of DSRP second nature. This can occur at the level of individual learning or of organizational learning. In episode #152 (Mises.org/E4B_152), we discussed the organizational model of VMCL — an organization using learning to acquire the capacity to do its mission every day to achieve its vision. Additional Resources "How to Become A Systems Thinker" (PDF): Mises.org/E4B_160_PDF1 "Practical Systems Thinking Actions and Behaviors" (PDF): Mises.org/E4B_160_PDF2 Systems Thinking Made Simple: New Hope for Solving Wicked Problems by Derek and Laura Cabrera: Mises.org/E4B_160_Book Cabrera Research Lab: CabreraResearch.org

Economics For Business
Laura and Derek Cabrera: Systems Thinking For Business

Economics For Business

Play Episode Listen Later Mar 8, 2022


Entrepreneurs can realize their goal to think better, think Austrian by taking a systems thinking approach. We can ditch linearity and hierarchies in favor of distributed networks and webs of causality and create better knowledge – more aligned with the real world — and better mental models. Professors Laura and Derek Cabrera of Cabrera Research Lab and Cornell University — leading authorities on systems thinking — speak to Economic For Business on the application of systems thinking for entrepreneurs, and everyone. Key Takeaways and Actionable Insights There's a crisis in thinking in the business world. Laura and Derek Cabrera have conducted deep research in the field of business thinking, and they've identified both the problems and the solution. The problems include reductionism (we're taught to think about parts of systems instead of the system as a whole); hierarchical organization of thinking (versus complex distributed networks); thinking in categories versus breaking down part-whole groupings; thinking in terms of liner cause-and-effect versus webs of causality; and the prevalence of bivalent logic (right/wrong, black/white) rather than the multi-valent logic of many right answers. This way of thinking is not well-aligned with the realities around us. The solution is systems thinking — the thinking of complex adaptive systems. Systems thinking aligns with how the real world works. Our mantra at Economics for Business is Think Better, Think Austrian. Systems thinking is better thinking (and Austrian economics fully embraces complex adaptive thinking — what Mises called constant flux and Hayek called spontaneous order and Lachmann called the market as a process of combination and recombination). Systems thinking defines complex adaptive systems in this way: Autonomous agents follow simple rules based on what's happening locally around them, the collective dynamics of which lead to the emergence of the complex dynamics we see. This description is actually a mental model of a complex adaptive system. The products of systems thinking are mental models. None are perfect representations of reality, but they help us when they are better representations of reality. Four simple rules of systems thinking produce better mental models. By following 4 simple rules, over and over again, anyone can become a practiced and adept systems thinker. The rules are captured in the acronym DSRP. D is for Distinctions. Systems thinkers make distinctions between different things and different ideas. We can make distinctions between different customers, different costs, different sales channels, different suppliers, different employees. We identify boundaries, what's inside and what's outside. We differentiate, compare, and contrast. S is for organizing ideas into systems of parts and wholes. Every thing is a system because it contains parts. Every e-mail contains words which contain letters which are made up of pixels. We construct meaning when we organize different ideas into part-whole configurations. We split things up or lump them together in systems of context. We group, we sort, we classify, we assemble. R is for identifying relationships between and among ideas. We can't understand much about anything without understanding the relationships between or among the ideas or components. Relationships include causal, correlation, feedback, inputs/outputs, influence, etc. Fundamentally, relationships are action and reaction. We live in an infinite network of interactions, including between our own thoughts, feelings, and motivations. We connect, interconnect, associate and join. P is for looking at things from different perspectives. When we make a distinction or identify parts and wholes or identify a relationship, we are always doing so from one particular perspective, made up of the point from which we are viewing and the thing or things in view. Being aware of the perspectives we take is paramount to understanding ourselves and the world around us. If we change the way we look at things, the things we look at change. We frame, we interpret, we empathize, and we negotiate from a perspective. Systems thinking is not a set of steps but a set of rules, and from the interplay of these rules emerges the dynamics of systemic thought. There are four types of action for systems thinkers applying the DSRP rules. 1) See Information and structure. To construct meaning and mental models, we take in information and structure it. It's important to recognize the difference between the information and how we structure it. A good way to do this is visualization: use whiteboards or sticky notes or software to map out systems and parts (e.g., boxes within boxes on a chart) and relationships (lines between the boxes). This physical manifestation of a system can help create new knowledge and point to solutions. Laura and Derek told the story of a large conglomerate business that, by visualizing its divisions and functions and the information flows between them, was able to identify redundancies, see where communications and information was lacking or blocked off, and design a new and improved structure. 2) Use common patterns in the structure of mental models. Laura and Derek use the term cognitive jigs: forms of information structuring that can be used again and again. A list is one type of cognitive jig. It can be used to order priorities or structure wholes into parts. Similes and metaphors are jigs. There's another called a relationship distinction system (RDS) that can help solve silo problems in organizational design by identifying required relationships and the people responsible for them, and the resources required to operate the relationship. Excel spreadsheets and tables are jigs. Look for useful cognitive jigs and use them over and over again. They increase the efficiency and speed of thought. 3) Make structural predictions. Austrians are wary of predictions because we know the future is uncertain. Here, we are not talking about predicting the future, but predicting the possibility of new knowledge existing after restructuring information. For example, a new relationship opportunity could emerge if we change our perspective. A new understanding could emerge if we break something that we were treating as a whole into its parts. We can identify gaps in our current thinking and make a bet that there's something positive in changing that thinking. We can create new knowledge. 4) Embrace the logic of and/both. We are taught bivalent logic: there's right and wrong, there's black and white, there's X and Y. There's an alternative: multivalent logic. There can be more than one right answer. There can be a continuum rather than fixed points. One example of multivalent logic applies in the analysis of what customers want. They have a variety of preferences, ordered in different ways at different times and in different contexts. They are continuously learning what to want, and always making trade-offs. Bivalent logic won't help entrepreneurs understand customers' choices or decision-making processes. Another example of bivalent versus multivalent logic is cause and effect compared to a web of causality. We tend to think of cause and effect as neighbors on a timeline. The cue ball of cause strikes the colored ball of effect and moves it in a designated direction. But it's more realistic to think of the events of our lives or our business having multiple causal factors. There are so many mediating factors and external and internal variables that lead us to be more systematic in our thinking about them. Purposely look for webs of causality rather than shoehorn observed phenomena into a linear causal model that doesn't match the reality of the world. Systems thinking includes the recognition of individual subjective purpose and intent. The perspective of methodological individualism leads Austrians to worry about whether systems thinking is well-aligned with Austrian thinking. I asked Laura and Derek this question. The response: “I would say that's precisely what systems thinking entails — the notion that each individual agent is following simple interaction rules with other agents, and that those interaction rules are leading to the system and its emergent properties. An example of an interaction rule from Austrian economics: humans act in order to improve their circumstances. Another is that they use their own subjective value system to determine what is an improvement. The action axiom, subjective value, opportunity cost in choosing between alternatives, profit and loss and the context of constant change are the simple rules of Austrian economics. Practice, practice, practice. Systems thinking is something everyone should be able to do. It can be practiced. Our brains are already building mental models about the world. It's already in us and so it pays to be aware of it. It's like any exercise: more reps make us stronger. Look at anything through the DSRP lens when you are feeding your dogs or driving down the highway observing billboard advertisements. Make the neuronal pathways of DSRP second nature. This can occur at the level of individual learning or of organizational learning. In episode #152 (Mises.org/E4B_152), we discussed the organizational model of VMCL — an organization using learning to acquire the capacity to do its mission every day to achieve its vision. Additional Resources "How to Become A Systems Thinker" (PDF): Mises.org/E4B_160_PDF1 "Practical Systems Thinking Actions and Behaviors" (PDF): Mises.org/E4B_160_PDF2 Systems Thinking Made Simple: New Hope for Solving Wicked Problems by Derek and Laura Cabrera: Mises.org/E4B_160_Book Cabrera Research Lab: CabreraResearch.org

Interviews
Mark Packard: How to Put Time on Your Side

Interviews

Play Episode Listen Later Sep 14, 2021


Entrepreneurial action occurs in time. This brings uncertainty, because of continuous change. We can't know what will be our future result, yet we must produce now in order to discover it. Are there answers to this conundrum? Yes. They're found in action, and the timing of action (see Mises.org/E4B_135_PDF1). Mark Packard joins the Economics For Business podcast to share his research. Kay Takeaways and Actionable Insights There are three ways we can think about time. Eternalism: Time goes back in the past to infinity and forward in the future to infinity. It's a real thing, e.g., we can identify “points” in time. This is the time of physics. Presentism: Past time does not exist, it is a memory pattern; the future is undetermined, it's just a mental image. The only time that exists, and is real, is now. This is the time of Austrian economics. Growing tree: The past is real, it has been determined, and there is one real historical truth (think roots and branches). The present is real and unfolding (new leaves growing every day). The future is undetermined. Presentism is the view of time that best aligns with Austrian entrepreneurship and subjectivism. Entrepreneurs act based on their own sense of time, which can be both objective (the clock is ticking) and subjective (how I act in time and how I feel about it). Entrepreneurial action occurs in time, which brings uncertainty. Why must entrepreneurs deal with uncertainty? Because production takes time, and there is continuous change, so the outcomes of the production process in the future can't be known. Even if the entrepreneur knows what demand is today, it can change over time, and can't be known in the future. Businesses choose entrepreneurial action long before they know how it is going to turn out. Entrepreneurial uncertainty is a consequence of the existence of time. Time is scarce, but it's not a resource. We can legitimately refer to time as being scarce. We often feel as though there is not “enough” of it. We'd like to be able to try to pack more effort and action into the time available to us. When we talk in terms of scarcity, it's tempting to think that time is a resource, akin to other scarce resources. We manage those other resources, we allocate them, we combine them, we use them efficiently. We'd like to think the same way about managing time. But we don't have control of it. Time just flows. It's not at our disposal to use and allocate as we see fit. We can't defer judgement on how to allocate our time, for example, because time keeps flowing and by deferring judgement we just did allocate some present time to not acting. The resource over which we do have control is our effort. We can choose how to allocate our efforts in time. Our efforts are not scarce in the same way that time is scarce. Our efforts are limitless; we can put effort into a wide range of applications. It's because time is scarce that effort must be allocated as if it were scarce. As time flows, customers' perception of value changes, and entrepreneurs must follow this change process closely. The effects of the flow of time are not exclusively limited to the allocation of entrepreneurial effort. They are also manifested in the customer's Value Learning Process. (Mark Packard describes this in detail, and gives us some management tools: Mises.org/E4E_44, Mises.org/E4E_55, Mises.org/E4E_62, and Mises.org/E4E_73). As a result of the flow of time, customer value is a process. Customers prefer the best satisfaction they can presently identify. As time flows, and they gain more knowledge and experience, what they value changes. Their preferences are different in the future than in the present. There is continuous change. Since consumers are sovereign to the entrepreneur, it is mandatory to keep up with these changes. The continuous process of value learning never stops, and entrepreneurs must follow closely, gathering feedback, empathically interacting with this feedback, and making adaptive changes in their value propositions in response. Sometimes, customer preferences may stabilize. Entrepreneurs may come to believe that there is a loyal cadre of reliable customers, and may invest in nurturing this loyalty and in relationship building. But they can not permit themselves to become too comfortable in these relationships. Customers are not loyal to a product or service or brand or supplier. They always seek the best satisfaction, and once new knowledge is available to them, they will change their behavior. All entrepreneurial choices about action are made in the context of time, with significant consequences for outcomes. Because customer preferences are continuously changing through time, entrepreneurs are faced with an uncertain decision about when to act. At what point in time do they have enough knowledge to go to market with a new value proposition, or a new or improved product or service? They know that, as soon as they act, customer preferences are going to change further (perhaps as a consequence of the action). If the entrepreneur decides that acting as the first mover in introducing an innovation gives them an advantage, they also know that competitors have an opportunity to process the new changes and overtrump that advantage as a second mover. Both are competing over the customer's shifting sense of greater satisfaction. When does the entrepreneur know enough? How does a business identify the narrow window in the customer's value learning process that provides a signal to act? Timing is a big, important piece in the entrepreneurial puzzle. There are several areas of time management where entrepreneurs can improve their skills. While time isn't a resource to be allocated, it provides a context for action in which entrepreneurs can subjectively make changes for the better. Recalibration Is your internal clock moving too fast or too slow? Do you find that you are always running late, or, alternatively, arriving too early and consequently “wasting” time (i.e., burdened with time periods you can't fill with appropriate action)? If so, it's time to recalibrate. Change the pace at which you do things. The world proceeds objectively at clock time, but your internal clock is subjective. You may need to align the clocks better. Change your schedule or rearrange your tasks to make your internal clock better aligned with real clock time. Better time planning Sometimes we simply err in assessing how much time to allocate to each of our various tasks. Each one takes longer than we planned, and by the end of the day, we're several tasks “behind” and some will remain undone. If that happens over and over again, if there is regularity in your mistiming, you should change your mode of planning. Allocate different — more realistic — amounts of time to the completion of each task. Allow for delays. Don't “lose track of time”. Fix your prospective memory Do you put tasks on your to-do list for the future and then forget them? This is a failure of prospective memory — your memory of the future. Prospective memory is your recall of the schedule you had planned out for yourself. One answer is to use mechanical or digital aids. Write down your to-do's on a calendar. Enter them into your phone. Set an alarm as reminder. Whatever, happens, don't be the bottleneck. Time management is not trivial. For entrepreneurs, being late, missing meetings, missing deadlines, or experiencing delays is likely going to cost you dearly. Don't be the bottleneck, don't be the one causing the problems, for your colleagues, your partners, your customers, or any collaborators. Fix your own timing issues. Additional Resources "How to Master Time" (PDF): Mises.org/E4B_135_PDF1 "Value is a Learning Process" (PDF): Mises.org/E4B_135_PDF2

Mises Media
Mark Packard: How to Put Time on Your Side

Mises Media

Play Episode Listen Later Sep 14, 2021


Entrepreneurial action occurs in time. This brings uncertainty, because of continuous change. We can't know what will be our future result, yet we must produce now in order to discover it. Are there answers to this conundrum? Yes. They're found in action, and the timing of action (see Mises.org/E4B_135_PDF1). Mark Packard joins the Economics For Business podcast to share his research. Kay Takeaways and Actionable Insights There are three ways we can think about time. Eternalism: Time goes back in the past to infinity and forward in the future to infinity. It's a real thing, e.g., we can identify “points” in time. This is the time of physics. Presentism: Past time does not exist, it is a memory pattern; the future is undetermined, it's just a mental image. The only time that exists, and is real, is now. This is the time of Austrian economics. Growing tree: The past is real, it has been determined, and there is one real historical truth (think roots and branches). The present is real and unfolding (new leaves growing every day). The future is undetermined. Presentism is the view of time that best aligns with Austrian entrepreneurship and subjectivism. Entrepreneurs act based on their own sense of time, which can be both objective (the clock is ticking) and subjective (how I act in time and how I feel about it). Entrepreneurial action occurs in time, which brings uncertainty. Why must entrepreneurs deal with uncertainty? Because production takes time, and there is continuous change, so the outcomes of the production process in the future can't be known. Even if the entrepreneur knows what demand is today, it can change over time, and can't be known in the future. Businesses choose entrepreneurial action long before they know how it is going to turn out. Entrepreneurial uncertainty is a consequence of the existence of time. Time is scarce, but it's not a resource. We can legitimately refer to time as being scarce. We often feel as though there is not “enough” of it. We'd like to be able to try to pack more effort and action into the time available to us. When we talk in terms of scarcity, it's tempting to think that time is a resource, akin to other scarce resources. We manage those other resources, we allocate them, we combine them, we use them efficiently. We'd like to think the same way about managing time. But we don't have control of it. Time just flows. It's not at our disposal to use and allocate as we see fit. We can't defer judgement on how to allocate our time, for example, because time keeps flowing and by deferring judgement we just did allocate some present time to not acting. The resource over which we do have control is our effort. We can choose how to allocate our efforts in time. Our efforts are not scarce in the same way that time is scarce. Our efforts are limitless; we can put effort into a wide range of applications. It's because time is scarce that effort must be allocated as if it were scarce. As time flows, customers' perception of value changes, and entrepreneurs must follow this change process closely. The effects of the flow of time are not exclusively limited to the allocation of entrepreneurial effort. They are also manifested in the customer's Value Learning Process. (Mark Packard describes this in detail, and gives us some management tools: Mises.org/E4E_44, Mises.org/E4E_55, Mises.org/E4E_62, and Mises.org/E4E_73). As a result of the flow of time, customer value is a process. Customers prefer the best satisfaction they can presently identify. As time flows, and they gain more knowledge and experience, what they value changes. Their preferences are different in the future than in the present. There is continuous change. Since consumers are sovereign to the entrepreneur, it is mandatory to keep up with these changes. The continuous process of value learning never stops, and entrepreneurs must follow closely, gathering feedback, empathically interacting with this feedback, and making adaptive changes in their value propositions in response. Sometimes, customer preferences may stabilize. Entrepreneurs may come to believe that there is a loyal cadre of reliable customers, and may invest in nurturing this loyalty and in relationship building. But they can not permit themselves to become too comfortable in these relationships. Customers are not loyal to a product or service or brand or supplier. They always seek the best satisfaction, and once new knowledge is available to them, they will change their behavior. All entrepreneurial choices about action are made in the context of time, with significant consequences for outcomes. Because customer preferences are continuously changing through time, entrepreneurs are faced with an uncertain decision about when to act. At what point in time do they have enough knowledge to go to market with a new value proposition, or a new or improved product or service? They know that, as soon as they act, customer preferences are going to change further (perhaps as a consequence of the action). If the entrepreneur decides that acting as the first mover in introducing an innovation gives them an advantage, they also know that competitors have an opportunity to process the new changes and overtrump that advantage as a second mover. Both are competing over the customer's shifting sense of greater satisfaction. When does the entrepreneur know enough? How does a business identify the narrow window in the customer's value learning process that provides a signal to act? Timing is a big, important piece in the entrepreneurial puzzle. There are several areas of time management where entrepreneurs can improve their skills. While time isn't a resource to be allocated, it provides a context for action in which entrepreneurs can subjectively make changes for the better. Recalibration Is your internal clock moving too fast or too slow? Do you find that you are always running late, or, alternatively, arriving too early and consequently “wasting” time (i.e., burdened with time periods you can't fill with appropriate action)? If so, it's time to recalibrate. Change the pace at which you do things. The world proceeds objectively at clock time, but your internal clock is subjective. You may need to align the clocks better. Change your schedule or rearrange your tasks to make your internal clock better aligned with real clock time. Better time planning Sometimes we simply err in assessing how much time to allocate to each of our various tasks. Each one takes longer than we planned, and by the end of the day, we're several tasks “behind” and some will remain undone. If that happens over and over again, if there is regularity in your mistiming, you should change your mode of planning. Allocate different — more realistic — amounts of time to the completion of each task. Allow for delays. Don't “lose track of time”. Fix your prospective memory Do you put tasks on your to-do list for the future and then forget them? This is a failure of prospective memory — your memory of the future. Prospective memory is your recall of the schedule you had planned out for yourself. One answer is to use mechanical or digital aids. Write down your to-do's on a calendar. Enter them into your phone. Set an alarm as reminder. Whatever, happens, don't be the bottleneck. Time management is not trivial. For entrepreneurs, being late, missing meetings, missing deadlines, or experiencing delays is likely going to cost you dearly. Don't be the bottleneck, don't be the one causing the problems, for your colleagues, your partners, your customers, or any collaborators. Fix your own timing issues. Additional Resources "How to Master Time" (PDF): Mises.org/E4B_135_PDF1 "Value is a Learning Process" (PDF): Mises.org/E4B_135_PDF2

Economics For Business
Mark Packard: How to Put Time on Your Side

Economics For Business

Play Episode Listen Later Sep 14, 2021


Entrepreneurial action occurs in time. This brings uncertainty, because of continuous change. We can't know what will be our future result, yet we must produce now in order to discover it. Are there answers to this conundrum? Yes. They're found in action, and the timing of action (see Mises.org/E4B_135_PDF1). Mark Packard joins the Economics For Business podcast to share his research. Kay Takeaways and Actionable Insights There are three ways we can think about time. Eternalism: Time goes back in the past to infinity and forward in the future to infinity. It's a real thing, e.g., we can identify “points” in time. This is the time of physics. Presentism: Past time does not exist, it is a memory pattern; the future is undetermined, it's just a mental image. The only time that exists, and is real, is now. This is the time of Austrian economics. Growing tree: The past is real, it has been determined, and there is one real historical truth (think roots and branches). The present is real and unfolding (new leaves growing every day). The future is undetermined. Presentism is the view of time that best aligns with Austrian entrepreneurship and subjectivism. Entrepreneurs act based on their own sense of time, which can be both objective (the clock is ticking) and subjective (how I act in time and how I feel about it). Entrepreneurial action occurs in time, which brings uncertainty. Why must entrepreneurs deal with uncertainty? Because production takes time, and there is continuous change, so the outcomes of the production process in the future can't be known. Even if the entrepreneur knows what demand is today, it can change over time, and can't be known in the future. Businesses choose entrepreneurial action long before they know how it is going to turn out. Entrepreneurial uncertainty is a consequence of the existence of time. Time is scarce, but it's not a resource. We can legitimately refer to time as being scarce. We often feel as though there is not “enough” of it. We'd like to be able to try to pack more effort and action into the time available to us. When we talk in terms of scarcity, it's tempting to think that time is a resource, akin to other scarce resources. We manage those other resources, we allocate them, we combine them, we use them efficiently. We'd like to think the same way about managing time. But we don't have control of it. Time just flows. It's not at our disposal to use and allocate as we see fit. We can't defer judgement on how to allocate our time, for example, because time keeps flowing and by deferring judgement we just did allocate some present time to not acting. The resource over which we do have control is our effort. We can choose how to allocate our efforts in time. Our efforts are not scarce in the same way that time is scarce. Our efforts are limitless; we can put effort into a wide range of applications. It's because time is scarce that effort must be allocated as if it were scarce. As time flows, customers' perception of value changes, and entrepreneurs must follow this change process closely. The effects of the flow of time are not exclusively limited to the allocation of entrepreneurial effort. They are also manifested in the customer's Value Learning Process. (Mark Packard describes this in detail, and gives us some management tools: Mises.org/E4E_44, Mises.org/E4E_55, Mises.org/E4E_62, and Mises.org/E4E_73). As a result of the flow of time, customer value is a process. Customers prefer the best satisfaction they can presently identify. As time flows, and they gain more knowledge and experience, what they value changes. Their preferences are different in the future than in the present. There is continuous change. Since consumers are sovereign to the entrepreneur, it is mandatory to keep up with these changes. The continuous process of value learning never stops, and entrepreneurs must follow closely, gathering feedback, empathically interacting with this feedback, and making adaptive changes in their value propositions in response. Sometimes, customer preferences may stabilize. Entrepreneurs may come to believe that there is a loyal cadre of reliable customers, and may invest in nurturing this loyalty and in relationship building. But they can not permit themselves to become too comfortable in these relationships. Customers are not loyal to a product or service or brand or supplier. They always seek the best satisfaction, and once new knowledge is available to them, they will change their behavior. All entrepreneurial choices about action are made in the context of time, with significant consequences for outcomes. Because customer preferences are continuously changing through time, entrepreneurs are faced with an uncertain decision about when to act. At what point in time do they have enough knowledge to go to market with a new value proposition, or a new or improved product or service? They know that, as soon as they act, customer preferences are going to change further (perhaps as a consequence of the action). If the entrepreneur decides that acting as the first mover in introducing an innovation gives them an advantage, they also know that competitors have an opportunity to process the new changes and overtrump that advantage as a second mover. Both are competing over the customer's shifting sense of greater satisfaction. When does the entrepreneur know enough? How does a business identify the narrow window in the customer's value learning process that provides a signal to act? Timing is a big, important piece in the entrepreneurial puzzle. There are several areas of time management where entrepreneurs can improve their skills. While time isn't a resource to be allocated, it provides a context for action in which entrepreneurs can subjectively make changes for the better. Recalibration Is your internal clock moving too fast or too slow? Do you find that you are always running late, or, alternatively, arriving too early and consequently “wasting” time (i.e., burdened with time periods you can't fill with appropriate action)? If so, it's time to recalibrate. Change the pace at which you do things. The world proceeds objectively at clock time, but your internal clock is subjective. You may need to align the clocks better. Change your schedule or rearrange your tasks to make your internal clock better aligned with real clock time. Better time planning Sometimes we simply err in assessing how much time to allocate to each of our various tasks. Each one takes longer than we planned, and by the end of the day, we're several tasks “behind” and some will remain undone. If that happens over and over again, if there is regularity in your mistiming, you should change your mode of planning. Allocate different — more realistic — amounts of time to the completion of each task. Allow for delays. Don't “lose track of time”. Fix your prospective memory Do you put tasks on your to-do list for the future and then forget them? This is a failure of prospective memory — your memory of the future. Prospective memory is your recall of the schedule you had planned out for yourself. One answer is to use mechanical or digital aids. Write down your to-do's on a calendar. Enter them into your phone. Set an alarm as reminder. Whatever, happens, don't be the bottleneck. Time management is not trivial. For entrepreneurs, being late, missing meetings, missing deadlines, or experiencing delays is likely going to cost you dearly. Don't be the bottleneck, don't be the one causing the problems, for your colleagues, your partners, your customers, or any collaborators. Fix your own timing issues. Additional Resources "How to Master Time" (PDF): Mises.org/E4B_135_PDF1 "Value is a Learning Process" (PDF): Mises.org/E4B_135_PDF2

Crosscreek Community Church, Salem, Oregon
How do we use the Bible?– Together #forSalem (ep 74)

Crosscreek Community Church, Salem, Oregon

Play Episode Listen Later Sep 3, 2021 34:00


So we can trust that the biblical writings are accurate… but what do we do with them? How can something written to people of a different culture, language, and place 2000 years ago apply to anything happening in our lives now? But the thing is… when we understand how to use the biblical writings we can understand our role in the Kingdom of God. Episode Breakdown: 01:15 How do we use the Bible? 04:10 Sticky Situations 05:10 How NOT to use the Bible 06:55 A helpful analogy 11:45 3 Practices 22:40 An example 27:15 Difficult verses 30:15 Wrap up & Giveaways 32:15 Questions & Stupid Human Trick ? Don't forget to subscribe :) https://bit.ly/yourcrosscreek ? Let us know you're here! https://bit.ly/wlcmccc SHOW NOTE DOWNLOADS: ▶ Notes & Questions: https://www.yourcrosscreek.com/media/2021-09-05_cg.pdf ▶ Transcript: https://www.yourcrosscreek.com/media/2021-09-05.pdf ▶ Helpful Bible Reading Bookmark: https://yourcrosscreek.com/media/bookmark-printer.pdf ▶ Ask for Prayer or Questions: https://www.yourcrosscreek.com/welcome/ ▶ Upcoming #SalemOregon Gatherings September 12 & 24, Location TBD ▶ #SalemOregon #local Giveaways (Happening on Social Media later this week) - Enter to win this week on Social Media- Espresso Road Coffee https://www.facebook.com/espressoroad/ - Last week's giveaway: Mina's Cafe https://www.facebook.com/MinasCafeSalem/ ▶ #forSalem Opportunity: SIMONKA HOUSE Items! We will be collecting their BIGGEST needs: laundry soap, printer paper, flip flops, and beef or pork roasts. Find out more about Simonka house or donate to them directly if you can't make an in-person Crosscreek Event. https://www.yourcrosscreek.com/simonka ▶ Additional Resources: How can the Bible Be Authoritative- NT. Wright: https://docs.google.com/document/d/1-kUk_S3CJdq4veI7XVyUEhJvUrj6Chi6RlKVjhYHxv0/edit?usp=sharing How to Read the Bible for All Its Worth- Gordon Fee and Douglas Stuart Misreading Scripture with Western Eyes- E. Randolph Richards and Brandon J. O'Brien Playing with Fire- Walt Russell Irresistible- Andy Stanley NLT Illustrated Study Bible- https://www.amazon.com/Illustrated-Study-Bible-NLT-Tyndale/dp/1496402006/ref=sr_1_3?dchild=1&keywords=nlt+illustrated+study+bible&qid=1630518689&sr=8-3 ▶ Music we listened to making this episode: The Four Seasons, Violin Concerto in F Major, Op 8 No. 3, RV 293 “Autumn”: II. Adagio molto. Written by Antonio Vivaldi. Performed by Israel Philharmonic Orchestra, Itzhak Perlman. https://www.youtube.com/watch?v=b8fQIUBMW0U Figure it Out: Royal Blood- https://www.youtube.com/watch?v=GHX3lWJxQPA Power of Love: Huey Lewis & the News: https://www.youtube.com/watch?v=wBl2QGAIx1s ▶ Subscribe to the Podcast & listen on the go: https://www.yourcrosscreek.com/messages/#podcast ▶ Donate to Crosscreek & keep a good thing goin': https://www.yourcrosscreek.com/donate

Esse Health Benefits U
EBU020- Get to Know Your Medical FSA with WEX

Esse Health Benefits U

Play Episode Listen Later Jul 23, 2021 28:24


Meet WEX (formerly Discovery Benefits) and find out how they help you get the most from your FSA!  A Medical Flexible Spending Account (FSA) is a great way to save money on your out-of-pocket healthcare costs – including dental and vision expenses.  Alexis Guggisberg explains FSA basics, and the tools available to help make it easy to manage your FSA account. 00:00 – 05:24: Meet WEX & online access/app overview 05:25 – 11:18: FSA basics / New eligible expenses 11:19 – 13:28: How to use your debit card or submit a claim 13:29 – 22:17: Substantiation / IRS requirements 22:18 – 22:52: When you can enroll/change your election 22:53 – 25:47: Ask WEX – questions from employees 25:48 – 28:24: Closing summary Additional Resources: How to Contact WEX How to Access Your FSA Benefits Online Account Getting Started with the WEX Benefits Mobile App How to use the App's Eligible Expense Scanner Eligible Expense Guide Did U Know – Substantiation Overview Video: How to Substantiate Medical FSA expenses Understanding Benefit Card Auto-Approval Common Reasons for Benefits Card Declines Benefits Card Suspensions - Overview For more benefit tips and wellness info, follow essehealthbenefitsu on Facebook, Instagram, or LinkedIn         ------ Music Credit: "Cheery Monday" - Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 http://creativecommons.org/licenses/by/3.0/

Work Like A Laker
11: The Top Mistakes You're Making When Writing Emails

Work Like A Laker

Play Episode Listen Later Mar 2, 2021 15:57


In this episode, Megan and Grace cover the top mistakes that students and alumni make when writing emails to employers.  From the employer perspective, Katie Deisler (Gartner) and Wendy Brummel (Meijer) share tips, advice, and examples of emails they receive when working with college students. Additional Resources: How to Write Emails that Get a Response (https://www.themuse.com/advice/how-to-ask-for-help-over-emailand-actually-get-it) - article from The Muse How to Write LinkedIn Messages that Actually Get Read (https://www.forbes.com/sites/dailymuse/2013/10/15/how-to-write-linkedin-messages-that-actually-get-read/?sh=264cc81c6b33) - article from Forbes Read the full transcript here. (https://www.gvsu.edu/careers/podcast-transcription-work-like-a-laker-season-3-307.htm)

Inspire Virtual Runs Podcast
My Inspiration this Year and Commitments for 2021

Inspire Virtual Runs Podcast

Play Episode Play 31 sec Highlight Listen Later Dec 24, 2020 13:51 Transcription Available


#013 - As 2020 comes to a close, our host Richard Conner, marketer, runner, writer, husband, parent, and runner, reflects on how he has been inspired by guests, listeners, and the community. Richard shares his five commitments to the IVR community in 2021. Additional Resources:How to Run Through the Winter: A Beginner’s GuideStreakTrackrWhat You Need to Know About Benefits of Yoga for RunnersListen to Inspire Virtual Runs Podcast:Apple Podcasts SpotifyGoogle PodcastsAmazon MusicStitcheriHeartRadioiTunes + Alexa For more information, visit Inspire Virtual Runs. Join the community and click the subscribe button!

NPFX: The Nonprofit Fundraising Exchange
Nonprofit Advocacy Basics

NPFX: The Nonprofit Fundraising Exchange

Play Episode Listen Later Aug 5, 2020 29:54


Having a strong advocacy strategy is crucial to a nonprofit organization’s ability to make a profound and lasting impact for the people they serve. Not only will it help you inform and influence policymakers, advocacy can even help boost fundraising. In today’s episode, we’ll cover the fundamentals of creating an effective advocacy strategy for your nonprofit. For those organizations that are new to advocacy, we’ll outline a three-part process for building an army of loyal activists. And if you’ve already been doing advocacy but aren’t seeing the results you want, we’ll also explore what might be going wrong and what you can do to improve your efforts. Additional Resources: How to Build an Army of Activists [requires an email address to download]

RF-SMART Podcast: Taking Inventory
"What Starts Right, Stays Right" Counting Best Practices

RF-SMART Podcast: Taking Inventory

Play Episode Listen Later Jul 28, 2020 20:57


"What Starts Right, Stays Right." In the first episode of our brand new podcast, Taking Inventory, Matt and Jeremy Thomas discuss the importance of counting right the first time, as well as steps you can take today to make sure your counts are correct. Additional Resources: How to Count Stock Inventory: https://bit.ly/3greK7l Mobile Counting Options for NetSuite: https://bit.ly/2ZPaoRy Annual Physical Inventory Counts: http://bit.ly/31n752V

Grow A Small Business Podcast
029: From starting on a tractor in 2001 to owning the 130-400 FTE, golf construction business they pivoted after losing all sales in the GFC - adding golf course maintenance, design and renovation divisions (Craig Haltom)

Grow A Small Business Podcast

Play Episode Listen Later Jul 12, 2020 44:24


In this episode, I interview Craig Haltom, President of Oliphant Golf Management (OGM). He is an active golf course architect and builder, and has a growing portfolio of high profile golf renovation work in the Midwest. As the lead at OGM, he is very much hands-on and in the field, with a talented team of managers based in Central Wisconsin. He started out on a tractor in 2001 and then in 2013 became 50% owner. Now he owns almost the entire company after buy-out financing from his business partner Mike, who founded the company in 1996.  The company provides golf course management, construction, design, and renovation. When the Global Financial Crisis hit in 2008, they went from $40 Million in annual sales to none overnight, with only one of the large golf course and real estate construction projects eventually being completed. In 2009, they built a bridge through the crisis, pivoted and started managing golf courses, now with 12 on their books.  Craig’s vision was to build a world class golf course in the rare sand dunes of Wisconsin, and right after the crisis, they started building Sand Valley, two 18 hole courses and a put three. With 130 full time employees stretching up to 400 in peak summer season and revenues climbing to around $40 Million a year, they grew organically through profits. He believes the hardest thing in growing a small business is, “Managing time. There’s never enough” and the advice he would give himself on day one of starting in business would be to believe in himself no matter what. Stay tuned for more on Craig’s super inspirational small business ownership journey. This Cast Covers: Building the biggest putting green in the world that’s not attached to an actual golf course. Touching a lot of areas in the golfing industry since 1996 and doing very well. Managing 12+ golf courses in the Midwest, Wisconsin, Illinois, and Pennsylvania. Building Sand Valley while simultaneously starting a golf management company. Transitioning from running a tractor as an employee to owning most of the company. Generating revenues from straight fees, lease/shared revenue deals, and maintenance only contracts. The success in moving from managing everything personally to delegating some of the core tasks to employees. Improving on their marketing activities by hiring a dedicated marketing expert and how it led to the company’s growth and success. The difficulty in getting enough time as a business owner to do a lot and do it well. Getting better at guiding against the downside: Standing where the homeruns are versus the risks. The power of systems, team leadership 101, and how they deliver value to their clients. The importance of building a company culture of people knowing each other. Overcoming the business challenges that you go through by always believing in yourself. Additional Resources: How to Fail at Almost Everything and Still Win Big Scott Adams Music from https://filmmusic.io "Cold Funk" by Kevin MacLeod (https://incompetech.com). License: CC BY (http://creativecommons.org/licenses/by/4.0/

Essentially You: Empowering You On Your Health & Wellness Journey With Safe, Natural & Effective Solutions

The research says it all: your menstrual cycle is an essential indication of your overall health. So why do doctors continue dismissing it and just pushing hormonal birth control?   Tune in to today’s episode to hear why your period should be treated as a vital sign and some of the root causes that lead to irregular periods in the first place. It’s time to understand what’s normal, what’s not, and how you can dial in to what your body needs to heal. Join me today to get started!   Mentioned in this episode: The Fifth Vital Sign by Lisa Hendrickson-Jack Fertility Friday Podcast Fix Your Period by Nicole Jardim The Period Party Podcast Essentially You episode #100: Why Food is Key to Balancing Your Hormones Plus Key Nutrient Deficiencies Top 11 Supplements for Hormone Balance   Additional Resources: How to Navigate Your Menstrual Cycle with Essential Oils Essentially You episode #147: How to Use Your Cycle as an Instrument of Unfair Advantage with Kristen Karchmer Essentially You episode #186: Debunking Period Myths Once and for All with Nicole Jardim

Economics For Business
Yousif Almoayyed: Good Business Ethics Are Simply Good Business

Economics For Business

Play Episode Listen Later Apr 14, 2020


Key Takeaways And Actionable Insights Austrians maintain an active focus on business ethics. Why? It's simple self-interest. As entrepreneurs, we want to succeed; individuals can't do it alone, we need to co-operate with other people. In continuing transactions and exchanges between two parties, each side must benefit, otherwise one side will not be open to further transactions in the future, and will terminate the relationship. Ethical entrepreneurs focus on the long term for their entire business ecosystem. That's why Henry Hazlitt (in The Foundations Of Morality) emphasized morality as simply a focus on the long term: what he called The Long-Run Principle. Entrepreneurship always maintains a focus on the long term (i.e., beyond individual one-time transactions), and good business ethics is simply good business sense in this perspective. Transactions that are mutually beneficial are ethical. Yousif Almoayyed extends this perspective to the entire business ecosystem: customers, employees, vendors and suppliers, and the community in which a business operates. Good ethics generate sound business relationships. As we have emphasized many times, business and brands make a promise to their customers. Those customers must have faith that the promise will be kept. Otherwise there will be repercussions such as termination of contracts, and loss of faith in the future relationship. Customers place more trust in a company that demonstrates a higher level of ethics. They'll pay more and seek to extend their relationship. Banks will extend better terms. Unethical behavior destroys trust and co-operation and has a very high cost. As Stephen Phelan pointed out in Episode #56, relationships built on trust operate faster with less friction. Trusting partners co-operate better. Information flows unimpeded. Losing these advantages is highly damaging. Your good business ethics are important to the individual development, personal commitment and productivity of your employees. The company that is ethical will be able to develop the potential of its employees to a higher level. Ethical entrepreneurs give their employees freedom to take initiative, within the norms and cultural guidelines that emerge naturally from collaborative attitudes. The tactics of implementation can vary by level and role. Front line workers are paid for their production; managers are paid to enhance the productivity of those they manage. Incentives are aligned via wages and salaries and profit sharing so that every employee is looking out for the best interests of the company. When they are, employees think beyond their immediate task; when they do so they are thinking at a higher level. An ethical firm develops employees' sense of the bigger picture and finding their highest and best role; employees know they'll be rewarded for doing so. It's not appropriate to try to incentivize employees by paying them above market rates. It's the wrong incentive. They will become defensive and self-protecting; they'll avoid hiring people to work in their department who might prove to be smarter and more productive, because they become fearful of protecting their over-compensation, knowing they can't reproduce it elsewhere in the market. Ethics gets compensation right. Does your firm prize clever, capable people? Does management keep their promises to help employees develop and flourish? Ethics are fundamental to a business's relationship with its community. This comes up often in the context of environmentalism. But ethical business is not the powerless victim of activists. Ethical business is honest and truthful about the costs and benefits of specific business activities – and there are always both when viewed from a community perspective — and weighs them carefully in the balance of long term perspective. There is an ethical logic to the market — if business manages resources well and for the net benefit of all, it will be awarded with more resources to manage. You don't need to be a trained ethicist. Just ask yourself some simple questions about any firm. Whether you are an employee, a manager, an owner, a shareholder or a stakeholder, you can ask these questions to ascertain the ethical nature of any firm — including your own. Additional Resources "How to Evaluate the Ethical Norms of a Firm" (PDF): Mises.org/E4E_61_PDF Join the discussion on the Mises for Business LinkedIn Page: Mises.org/M4BLinkedIn

More Than a Song - Discovering the Truth of Scripture Hidden in Today's Popular Christian Music

There are times in life with something Scripture teaches smacks you right in the face and causes you to sit up and pay attention. When I was growing up in church people would say the pastor was "stepping on their toes" in a sermon. The lyrics in the song "Smile" by Sidewalk Prophets are reflective of truth found in Scripture. Perhaps choosing joy during difficulty is easier to sing about than do. Come spend some time in a few verses in the book of James with me this week as learn more about choosing joy. On this week's episode I discuss: Taking a B.I.T.E. out of Scripture - this week's Bible Interaction Tool Exercises include: Read in context Listen to an audio version of Scripture Read the envelope Review the introduction in your study Bible or online Consult a variety of translations Complete a word study A women's conference next month where I am the guest speaker - Event Information The coronavirus pandemic causing us all to sit up straight when we read in Scripture to choose joy - James 1:2-4 How the Bible has a lot to say about joy (59+ occurrences in the New Testament and 93+ in the Old Testament) Reading the envelope of the letter from James - who is the letter from, to, and when was it written? How scholars believe the letter from James was the first of its kind as it is probably the oldest book of the New Testament The joy that James is talking about is not an emotional response, but rather a deep seated sense of confidence and well-being that transcends circumstances Reading in a variety of translations to get a fuller picture of a word or phrase - BibleHub.com Letting joy have authority in our lives when we face trials - Episode 224 Doing a word study on "steadfastness" - BibleHub.com Doing a word study on "perfect" - BibleHub.com Christ-like character as my ultimate destination Additional Resources How do I know James is possible the oldest book in the New Testament? - BibleStudyTools.com Article Lyrics - Klove.com The Story Behind the Song "Smile" by Sidewalk Prophets - New Release Today Article This Week's Challenge Dive into the letter from James this week. If you’re like me, you read it through once (or listen to it in less than 15 minutes) and then sit and soak in verses 2-4. Read in a variety of translations. Take a shot at reading the word-study summaries available to you. Be honest with the Lord about how hard the trials of your life are, but thank him that he has revealed a purpose for them right here in his Word.

Built To Grow
78: Gratitude Your Way To Winning

Built To Grow

Play Episode Listen Later Dec 17, 2019 23:59


In this episode, Tim and Randy will discuss the power of gratitude in business as far as appreciating clients is concerned. It's much cheaper to keep clients than it is to find new ones, but a lot of times gym owners get their eye off the ball when they think that they don’t need to focus so much on their existing clients, and direct all their efforts into looking for new ones. That’s a really big mistake because existing clients are the ones a business generates its revenues from to keep the business running and growing, and so appreciating them is paramount. It keeps them happy and builds a culture where going to the gym is not just about getting the results they’re aiming for, but about the experience they get while at that gym.  Even when automating the business operations of a gym, there’s a need to ensure that the face to face conversations with clients still continue in order to always identify the unique needs of each client. Tim and Randy will talk about all the great ways that Tim uses to show gratitude to his clients and build solid relationships with them which in turn continuously steps up his retention. This is the ultimate “Build a Great Customer Love Department” guide for gym owners, so don’t miss it.Key Takeaways:The other half of the coin: Nurturing and keeping the clients (03:28)New customer acquisition versus customer service (06:17)The relationship you have with your clients matters more and more as competition increases (08:56)Half the personal trainer’s job is almost like a therapist (11:24)Be the Alfred to your clients’ batman and champion them (12:37)The power of thought and doing the daily affirmations (17:50)Additional Resources:How to Win Friends and Influence People By Dale CarnegieMarketing Talk with Fitness Professionals Facebook Groupwww.WinningGym.com/BlackFridayDealswww.ProfitGPS.comwww.PFMarketingSolutions.com/Callwww.PFMarketingSolutions.com/Automation--If you are interested in a free audit for your gym, visit http://bit.ly/free_gym_audit--You can find out more about Tim and the strategies covered in this episode by checking out our website.--Would you rather watch the video version instead?Head over to our YouTube channel to watch this episode by going here--If you don’t already have my book, get your copy FREE here.--Connect with Tim:Schedule A CallFacebookInstagramLinkedInConnect with Randy:FacebookInstagram--Subscribe to the podcast on Apple, Spotify, Google, Stitcher, YouTube or anywhere else you listen to your podcasts.If you haven't already, please rate and review the podcast on Apple Podcasts!

Critical Matters
Compassionomics

Critical Matters

Play Episode Listen Later Jun 12, 2019 60:12


In this episode of Critical Matters, we discuss “Compassionomics” with Dr. Stephen Trzceciak. Dr. Trzeciak is a practicing intensivist and prolific researcher. His research interests have focused recently on the hypothesis that compassion matters for patients, for healthcare outcomes, and for providers. Compassionomics is the revolutionary field of science focusing on caring, and the impact compassion has on healthcare. Additional Resources: How 40 Seconds of Compassion Could Save a Life: https://youtu.be/elW69hyPUuI Compassionomics: Hypothesis and experimental approach: http://compassionomics.net Article Mentioned in This Episode: A Patient’s Story: http://www.theschwartzcenter.org/media/patient_story.pdf

Out of Curiosity
6. Why Do We Have So Many Different Translations of the Bible?

Out of Curiosity

Play Episode Listen Later May 1, 2019 9:36


Scripture References: 2 Timothy 3:16-17 1 Peter 1:20-21 Hebrews 1:1-3 - Additional Resources: How to Choose a Translation for All Its Worth by Gordon Fee and Mark L. Strauss  - Out of Curiosity is a podcast of Fellowship Bible Church of NWA.

The Breakthrough Podcast
EP006 - How Do I Overcome Feelings of Emptiness?

The Breakthrough Podcast

Play Episode Listen Later May 1, 2019 21:58


Emptiness is a feeling nearly everyone struggles with at some point. We may feel numb and bored, or that our life lacks purpose, direction, and meaning. It can be scary to feel this way. In our fear, we sometimes turn to comfortable or convenient fixes to fill the void. But what if feelings of emptiness aren't necessarily a bad thing? What if they were simply a signal pointing us to something better? Additional Resources: How to Overcome Emptiness (http://www.dannyanderson.net/how-to-overcome-emptiness/) by Danny Anderson Mere Christianity (https://smile.amazon.com/dp/0060652926/ref=cm_sw_em_r_mt_dp_U_qMDYCbV42K2Z5) by C.S. Lewis Invitation to Solitude and Silence: Experiencing God's Transforming Presence (https://smile.amazon.com/dp/0830835458/ref=cm_sw_em_r_mt_dp_U_KODYCb9M2WF5D) by Ruth Haley Barton Out of Solitude: Three Meditations on the Christian Life (https://www.amazon.com/Out-Solitude-Three-Meditations-Christian/dp/0877934959) by Henri J.M. Nouwen For more information about Emmanuel Church, including our weekend service times and locations, visit www.eclife.org. For more content from Pastor Danny, subscribe to his blog at www.dannyanderson.net. Have a question you'd like Danny and Rachel to discuss on the podcast? Email us at breakthrough@eclife.org.

Out of Curiosity
Why do we have so many different translations of the Bible?

Out of Curiosity

Play Episode Listen Later Apr 28, 2019 9:36


Episode 6Why do we have so many different translations of the Bible?  - Scripture References:2 Timothy 3:16-171 Peter 1:20-21Hebrews 1:1-3 - Additional Resources:How to Choose a Translation for All Its Worth by Gordon Fee and Mark L. Strauss  - Out of Curiosity is a ministry resource of Fellowship Bible Church of Northwest Arkansas

Out of Curiosity
Why do we have so many different translations of the Bible?

Out of Curiosity

Play Episode Listen Later Apr 28, 2019 9:36


Episode 6Why do we have so many different translations of the Bible?  - Scripture References:2 Timothy 3:16-171 Peter 1:20-21Hebrews 1:1-3 - Additional Resources:How to Choose a Translation for All Its Worth by Gordon Fee and Mark L. Strauss  - Out of Curiosity is a ministry resource of Fellowship Bible Church of Northwest Arkansas

Canadian Immigration Podcast
067: Be prepared for the Canadian Health System with Jason Cummings

Canadian Immigration Podcast

Play Episode Listen Later Mar 7, 2019 67:33


People preparing to emigrate to Canada often have one or more of the following misconceptions about the Canadian healthcare system: “Medicare works the same across the country,” or “Coverage is immediate upon arrival,” or “Emergency medical care is covered even if I have a waiting period”. In this episode Jason Cummings joins me to debunk these common misconceptions and set the record straight for all newcomers to Canada. These misconceptions can be costly to a newcomer. For instance, each year tens of thousands of new residents of Canada settle in a Province or Territory that has a waiting period for public health coverage (Medicare). During a Medicare waiting period, “un-insured residents” are responsible to pay for hospital and medical services, even in an emergency, and costs can be very high, even catastrophic. The same risk can arise when a temporary resident loses Medicare eligibility due to the expiry of a work or study permit. In this episode Canadian health insurance broker Jason Cummings, General Manager of David Cummings Insurance Services Ltd, joined me to help shed some light on what new permanent residents and temporary residents face when on-boarding into the “Canadian health system” and to offer some consumer education insights about the types of private medical insurance used to cover Medicare gaps. Jason Cummings - General Manager of David Cummings Insurance Services Ltd. (DCIS). Jason Cummings comes to work motivated to make a positive difference in people's lives. With over 20 years' experience, Jason is a recognized expert in health and travel insurance who has been interviewed for CBC's The National, CBC News Vancouver, and CBC Radio and he presents information about Canada's healthcare system and private health insurance in live workshops and online. Jason leads the DCIS team of agents and associates with the vision of relentlessly championing duty of care, good faith, and the dignity of each person. About DCIS Insurance Services Founded in 1987 by Jason's father David Cummings, DCIS is a boutique insurance brokerage of choice, specializing in health insurance solutions for people moving to or visiting Canada, and for people relocating or travelling outside their country of origin to other destinations worldwide. Through a network of trusted advisors DCIS also provides personal life insurance, disability insurance, and group benefits. The DCIS team are committed to ensuring individuals, families, and organizations are well advised, offered competitive insurance solutions, equipped for successful use of their insurance, and supported at time of claim. In this episode Jason shared valuable insights for prospective immigrants and temporary residents about on-boarding into the Canadian health system: Public health coverage does not operate the same across Canada. Before departing for Canada, learn how Medicare eligibility and enrolment works in the Province or Territory you will settle in. New Permanent Residents face a Medicare waiting period (approx.3 months) in three Provinces and all Territories. Be sure to buy interim (private) medical insurance for any Medicare waiting period or gap. Work permit holders (and study permit holders) face a more complex set of rules and variables in regard to Medicare eligibility and maintaining Medicare coverage. Not all interim medical plans are created equally. Give the purchase of medical insurance the consideration due to any important financial decision. Whether on your own, or with the help of an insurance broker, be informed about the types of plan available, and especially about the plan you choose to buy. [Tweet "Demystifying the refugee issue once and for all"] Additional Resources: How to Contact Jason Cummings: jason@david-cummings.com Firm Website (David Cummings Insurance Services Ltd.): http://www.david-cummings.com Health Insurance Matters - Essential information for prospective immigrants and temporary residents Listen to Mark Holthe's Canadian Immigration Podcast Topics for our Next Podcast [reminder]If you have a suggestion for topics we could cover in the Podcast, please drop me a line. If you know of anyone that would be interested in coming on the Podcast as a guest, please send them my way. share on facebook, share on twitter, share on LinkedIn[/reminder] Binge on all of our Canadian Immigration Podcast Episodes! If you want to listen to more episodes, you will find all the episodes here. Subscribe to the Canadian Immigration Podcast If you have enjoyed this podcast, please subscribe. If you enjoyed the show, please rate it on iTunes and write a brief review. That would help tremendously in getting the word out and raising the visibility of the show. Share the Love

Canadian Immigration Podcast
067: Be prepared for the Canadian Health System with Jason Cummings

Canadian Immigration Podcast

Play Episode Listen Later Mar 6, 2019 67:33


People preparing to emigrate to Canada often have one or more of the following misconceptions about the Canadian healthcare system: “Medicare works the same across the country,” or  “Coverage is immediate upon arrival,” or “Emergency medical care is covered even if I have a waiting period”. In this episode Jason Cummings joins me to debunk these common misconceptions and set the record straight for all newcomers to Canada. These misconceptions can be costly to a newcomer.  For instance, each year tens of thousands of new residents of Canada settle in a Province or Territory that has a waiting period for public health coverage (Medicare).  During a Medicare waiting period, “un-insured residents” are responsible to pay for hospital and medical services, even in an emergency, and costs can be very high, even catastrophic.  The same risk can arise when a temporary resident loses Medicare eligibility due to the expiry of a work or study permit. In this episode Canadian health insurance broker Jason Cummings, General Manager of David Cummings Insurance Services Ltd, joined me to help shed some light on what new permanent residents and temporary residents face when on-boarding into the “Canadian health system” and to offer some consumer education insights about the types of private medical insurance used to cover Medicare gaps. Jason Cummings - General Manager of David Cummings Insurance Services Ltd. (DCIS). Jason Cummings comes to work motivated to make a positive difference in people’s lives. With over 20 years’ experience, Jason is a recognized expert in health and travel insurance who has been interviewed for CBC’s The National, CBC News Vancouver, and CBC Radio and he presents information about Canada’s healthcare system and private health insurance in live workshops and online.  Jason leads the DCIS team of agents and associates with the vision of relentlessly championing duty of care, good faith, and the dignity of each person. About DCIS Insurance Services Founded in 1987 by Jason’s father David Cummings, DCIS is a boutique insurance brokerage of choice, specializing in health insurance solutions for people moving to or visiting Canada, and for people relocating or travelling outside their country of origin to other destinations worldwide. Through a network of trusted advisors DCIS also provides personal life insurance, disability insurance, and group benefits. The DCIS team are committed to ensuring individuals, families, and organizations are well advised, offered competitive insurance solutions, equipped for successful use of their insurance, and supported at time of claim. In this episode Jason shared valuable insights for prospective immigrants and temporary residents about on-boarding into the Canadian health system: Public health coverage does not operate the same across Canada. Before departing for Canada, learn how Medicare eligibility and enrolment works in the Province or Territory you will settle in. New Permanent Residents face a Medicare waiting period (approx.3 months) in three Provinces and all Territories. Be sure to buy interim (private) medical insurance for any Medicare waiting period or gap. Work permit holders (and study permit holders) face a more complex set of rules and variables in regard to Medicare eligibility and maintaining Medicare coverage. Not all interim medical plans are created equally. Give the purchase of medical insurance the consideration due to any important financial decision. Whether on your own, or with the help of an insurance broker, be informed about the types of plan available, and especially about the plan you choose to buy. [Tweet "Demystifying the refugee issue once and for all"] Additional Resources: How to Contact Jason Cummings:  jason@david-cummings.com Firm Website (David Cummings Insurance Services Ltd.): http://www.david-cummings.com Health Insurance Matters - Essential information for prospective immigrants and temporary residents Listen to Mark Holthe's Canadian Immigration Podcast Topics for our Next Podcast [reminder]If you have a suggestion for topics we could cover in the Podcast, please drop me a line. If you know of anyone that would be interested in coming on the Podcast as a guest, please send them my way. share on facebook, share on twitter, share on LinkedIn[/reminder] Binge on all of our Canadian Immigration Podcast Episodes! If you want to listen to more episodes, you will find all the episodes here. Subscribe to the Canadian Immigration Podcast If you have enjoyed this podcast, please subscribe. If you enjoyed the show, please rate it on iTunes and write a brief review. That would help tremendously in getting the word out and raising the visibility of the show. Share the Love

Canadian Immigration Podcast
066: Canadian Refugee Law - What everyone should know with Hart Kaminker

Canadian Immigration Podcast

Play Episode Listen Later Jan 26, 2019 51:45


With the increasing numbers of refugee claimants crossing into Canada via the US border, the topic of refugees has become extremely polarizing in our country. As we approach another election year, political divisiveness and rhetoric from all parties will continue to dominate the media. What we are left with is a lot of misinformation being spread that only exacerbates the confusion the average Canadian has regarding the refugee issue. In this episode Canadian immigration lawyer Hart Kaminker joined me to help shed some light on this topic and provide some great insight from a refugee lawyer perspective. Tune in to this episode and get rid of your pre-conceived ideas about refugees once and for all.   Hart Kaminker has extensive experience in all facets of Immigration and Citizenship law with focused knowledge in litigation, the processing of permanent and temporary applications, and reviewing decisions of Immigration tribunals and international visa officers. Hart has represented clients before the Federal Court of Canada, the Federal Court of Appeal and all levels of the Immigration and Refugee Board including the Refugee Protection Division, the Refugee Appeal Division and the Immigration Appeal Division. Hart is often called upon to speak at events for the Canadian Bar Association and other community organizations in the Greater Toronto Area. He has also served on the Board of Governors at Beth Tikvah Synagogue and the UJA Israel Engagement Committee. In this episode Hart shared insight on the following topics related to Canadian refugee law: Current influx of refugees from the United States Safe Third Country Agreement Scheduling problems at the RPD Life working as a refugee lawyer [Tweet "Demystifying the refugee issue once and for all"] Additional Resources: How to Contact Hart Kaminker: hkaminker@kaminkerlaw.com Firm Website (Kaminker and Associates): https://www.kaminkerlaw.com/ IRB Statistics on irregular border crossers: https://irb-cisr.gc.ca/en/statistics/Pages/Irregular-border-crosser-statistics.aspx   Topics for our Next Podcast [reminder]If you have a suggestion for topics we could cover in the Podcast, please drop me a line. If you know of anyone that would be interested in coming on the Podcast as a guest, please send them my way. share on facebook, share on twitter, share on LinkedIn[/reminder] Binge on all of our Canadian Immigration Podcast Episodes! If you want to listen to more episodes, you will find all the episodes here. Subscribe to the Canadian Immigration Podcast If you have enjoyed this podcast, please subscribe. If you enjoyed the show, please rate it on iTunes and write a brief review. That would help tremendously in getting the word out and raising the visibility of the show. Share the Love

Canadian Immigration Podcast
066: Canadian Refugee Law - What everyone should know with Hart Kaminker

Canadian Immigration Podcast

Play Episode Listen Later Jan 26, 2019 51:45


With the increasing numbers of refugee claimants crossing into Canada via the US border, the topic of refugees has become extremely polarizing in our country. As we approach another election year, political divisiveness and rhetoric from all parties will continue to dominate the media. What we are left with is a lot of misinformation being spread that only exacerbates the confusion the average Canadian has regarding the refugee issue. In this episode Canadian immigration lawyer Hart Kaminker joined me to help shed some light on this topic and provide some great insight from a refugee lawyer perspective. Tune in to this episode and get rid of your pre-conceived ideas about refugees once and for all. Hart Kaminker has extensive experience in all facets of Immigration and Citizenship law with focused knowledge in litigation, the processing of permanent and temporary applications, and reviewing decisions of Immigration tribunals and international visa officers. Hart has represented clients before the Federal Court of Canada, the Federal Court of Appeal and all levels of the Immigration and Refugee Board including the Refugee Protection Division, the Refugee Appeal Division and the Immigration Appeal Division. Hart is often called upon to speak at events for the Canadian Bar Association and other community organizations in the Greater Toronto Area. He has also served on the Board of Governors at Beth Tikvah Synagogue and the UJA Israel Engagement Committee. In this episode Hart shared insight on the following topics related to Canadian refugee law: Current influx of refugees from the United States Safe Third Country Agreement Scheduling problems at the RPD Life working as a refugee lawyer [Tweet "Demystifying the refugee issue once and for all"] Additional Resources: How to Contact Hart Kaminker: hkaminker@kaminkerlaw.com Firm Website (Kaminker and Associates): https://www.kaminkerlaw.com/ IRB Statistics on irregular border crossers: https://irb-cisr.gc.ca/en/statistics/Pages/Irregular-border-crosser-statistics.aspx Topics for our Next Podcast [reminder]If you have a suggestion for topics we could cover in the Podcast, please drop me a line. If you know of anyone that would be interested in coming on the Podcast as a guest, please send them my way. share on facebook, share on twitter, share on LinkedIn[/reminder] Binge on all of our Canadian Immigration Podcast Episodes! If you want to listen to more episodes, you will find all the episodes here. Subscribe to the Canadian Immigration Podcast If you have enjoyed this podcast, please subscribe. If you enjoyed the show, please rate it on iTunes and write a brief review. That would help tremendously in getting the word out and raising the visibility of the show. Share the Love

The Menprovement Podcast
MPP02: 16 Benefits of Cold Shower That Will Blow Your Mind

The Menprovement Podcast

Play Episode Listen Later Dec 4, 2018 20:24


For Full Article Go to: 16 Benefits of Cold Showers That Will Blow Your Mind || Menprovement Have you ever been so relaxed in a nice hot shower, only to be blasted by what feels like a sub-zero devil water? I know, it seems like your world has come to an immediate end. But next time this happens, don't be so fast to scream at your GF, and instead embrace the cold. Because this ice cold shower may be exactly what you need. Cold showers have been proven to have an amazing effect on your well being and health. Something as simple as rotating the temperature gage can really have a big improvement on your life. So in this article you'll not only learn the 16 benefits of cold showers, but how to actually grow the balls to take them! Because it takes balls. But before we go there, lets check out the 16 benefits of taking cold showers: 1) COLD SHOWERS BUILD STRONG WILL POWER Out of all the other articles out there, no one lists this as a positive of taking cold showers, but I personally think it's the most important. Cold showers build massive will power. To a cold shower virgin, the amount of will power it takes to take cold showers may seem like that of a Shaolin Monk, because for the common man it is a pretty big jump. Doing something you are so resistant to, every single day, right when you wake up, takes a lot of mental strength. And overtime, this mental strength and discipline will become an automated habit that echos into every area of your life. This is why it's a staple of motivational blogger, Victor Pride's, 30 Days of Discipline (Which is awesome BTW). So do it! Additional Resources: Check out how Cold Showers Transformed Phil Drolet's Will Power in 30 Days. 2) THEY IMPROVE EMOTIONAL RESILIENCE Do you get flustered, anxious or pissed off easily? Cold showers can help. Seriously, cold showers train your nervous system to be more resilient to stress. As shown in this study, cold showers act as a small form of oxidative stress on your nervous system. And overtime, the body adapts to this. Essentially, you will be a calm, cool, badass dude. The first time you step in that cold shower, you won't be able to think straight, let alone breath. But after a month, you will be thinking about your day in a Zen like focus as the ice cold water has no effect on your manliness. This will translate into everyday life as you brush off stressful bullshit that would typically ruin your mood. “This can be viewed as an adaption to repeated oxidative stress, and is postulated as a mechanism for body hardening. Hardening is the exposure to a natural, e.g., thermal stimulus, resulting in an increased tolerance to stress, e.g., diseases.” – Science Direct Think about James Bond. In the books, James Bond always takes what is known as a Scottish Shower, where he starts off hot and finishes with ice cold water. And he's the calmest, coolest dude there is! Additional Resources: Winter Swimmers Show Increased Adaptation to Cold vs. Non Winter Swimmers 5 Things I've Learned From 15 Months of Cold Showers 3) THEY REDUCE STRESS Along with increasing your adaptation to stressful situations, they will lower levels of uric acid, and boost levels of Glutathione in your blood – making you less stressed in general. Additional Resources: Uric Acid and Glutathione Levels During Short Term Whole Body Cold Exposure 4) COLD SHOWERS INCREASE ALERTNESS If you're one of the brave souls that have taken a cold shower already, then you will know that at first it is hard to breath. But don't be scared. This extreme deep breathing, at 8AM every morning, is going to dramatically increase your oxygen intake & heart rate, resulting in a natural dose of energy throughout the day. On top of the icy cold water, this deep breathing will leave you feeling alert, instead of a groggy zombie like your coworkers. 5) THEY'LL IMPROVE YOUR SKIN & HAIR If your not motivated by feeling better, then be motivated by looking better. One of the best ways to improve your skin (and hair) is by taking cold showers. Plus it's free! According to certified Dermatologist Jessica Krant, ice cold water can help our skin by preventing it from losing too many natural oils. And your hair gets the same benefit. Along with that, one of the benefits of cold showers is how they will help your hair appear shiny, strong & healthy by keeping the follicles flat and increasing their grip to the scalp. This is great news for any of you guys who are scared of losing your hair! Additional Resources: Dude Stopped His Hair Loss Through Cold Showers Alone Cold Showers: One of The Best Anti-Aging Secrets 6) STIMULATE WEIGHT LOSS Another way cold showers will make you look better, is by promoting fat loss. Most people don't know this, but there are two types of fat in your body. Brown fat & white fat. White fat is bad. It's the body fat that we all hate so much. Brown fat is good. It's function is to generate heat and keep your body warm. When you take a cold shower, brown fat is activated, resulting in an increase in energy and calories burned to keep your body warm. So much so that according to this study, cold temperatures can increase brown fat by 15X the normal amount, which can result in 9 pounds of weight loss per year. Tim Ferris is also noted in his book, The Four Hour Body, that taking ice baths was an amazing way to promote weight loss. The next level for any cold shower veterans. Additional Resources: Cold Showers May be Secret to Burning Fat, Research Reveals 7) COLD SHOWERS INCREASE TESTOSTERONE One of the coolest benefits of cold showers, for men, is that they will cause a rise in testosterone levels. How much is hard to say, but according to this study, heat (even in small amounts) has an effect on our DNA, RNA & protein synthesis in the male testes. Fun fact: This is why our balls hang outside of our body, to stay cool. This study backs this, showing that just 15 minutes of increased heat in rat testes showed a big drop in testosterone. All that, and the fact that Russian weightlifters used to sit out in the cold before competitions, leads me to believe there is something to this cold shower and testosterone theory. Additional Resources: How to Boost Testosterone Naturally: The Ultimate Guide Cold Showers And Testosterone: The Theory of Cool Glands 8) THEY BOOST FERTILITY Another interesting benefit of cold showers is that they will boost your sperm count and increase fertility. Taking hot baths has been proven to be an effective male contraceptive. Men who took a half hour hot bath every other day for 3 weeks were rendered infertile for the next 6 months! On top of that, a study at USCF showed that men who stopped taking regular hot baths showed a sperm count increase of up to 491%. While a hot shower won't be as devastating on your sperm, it will have an effect. Remember, those testes want to be nice and cool, so if your trying to conceive – do them a favor and opt for cold showers. Additional Resources: How to Increase Your Sperm Count: 50 Ways 9) COLD SHOWERS IMPROVE CIRCULATION And if you're not motivated by feeling better, or looking better, then be motivated by being healthier. Cold showers improve circulation by means of sending blood down to your organs to keep them warm. This stimulation of the circulatory system is great for your overall cardiovascular health. Additional Resources: How to Utilize The Hot/Cold Shower For Circulation & Health 10) COLD SHOWERS IMPROVE IMMUNITY One of the most important benefits of cold showers is the fact that they increase your immunity. A study from England showed that taking regular cold showers increases the amount of disease fighting white blood cells, compared to that of those who take regular hot showers. The hypothesis was that the boys attempted to warm it's self during the cold shower, resulting in an increase in the metabolic speed rate and activation of the immune system. This then leads to the release of more white blood cells. On top of that, remember back to point #2 and how the cold water swimmers bodies were more adaptive to oxidative stress. (A.K.A, their bodies can take a hit) Additional Resources: Dr. Weil: Are Cold Showers Good For You? 11) AND THEY DRAIN YOUR LYMPHATIC SYSTEM An additional, yet crucial, part of the body that is affected by cold showers is the lymphatic system. What the lymphatic system does is help carry out waste from your cells. This is key in defending your body from unwanted infections. And when the lymphatic system is blocked, it will show up in symptoms such as frequent colds, infections and joint pain. Cold showers, when alternated between hot and cold water will help your lymphatic system, by contracting the lymph vessels when exposed to the cold and relaxing them when exposed to the heat. This essentially pumps the fluid that may have stagnated in your lymph vessels out, resulting in a stronger immune system and healthier you. Learn more about this process below. Additional Resources: Hot and Cold Showers – Lymphatic Cleansing 12) COLD SHOWERS SPEED UP MUSCLE RECOVERY If you're an athlete than you know that taking an ice bath after intense training is one of the best things you can do to recover faster. (A 2009 study confirms this) But you don't need a high tech training facility with cold water submersibles to be able to achieve these benefits. Just take a cold shower. Although it won't be as effective as a fully submersed ice bath, it will improve circulation, and help remove some lactic acid. Try alternating between very hot and very cold to let the blood come and go to the surface. Your muscles will thank you. Additional Resources: 5 Ways to Recover Faster After Workouts 13) COLD SHOWERS RELIEVE DEPRESSION One of the most noted benefits of taking cold showers is that they offer relief for symptoms of depression. Cold showers stimulate what is known as “the blue spot,” which is the brains primary source of noradrenaline – a chemical which plays a role in alleviating depression. Plus the mild electroshock delivered to the brain by the cold shower (you'll know exactly what I mean) sends an overwhelming amount of electrical impulses from peripheral nerve endings to the brain, which could result in an anti-depressive effect.  There is a high density of cold receptors in the skin, much more than there are for registering warmth. And according to this study, it's not all just hearsay. At the end of every shower, I like to just let that cold water blast me on the top of the head for as long as I can take it. Talk about brain freeze. Additional Resources: A Guide to Hydrotherapy For Relieving Depression Awesome Comments of Readers Who Eased Depression With Cold Showers 14) THEY WAKE YOU UP Obviously, an ice cold shower is going to get your ass up in the morning. We already talked about how they will scientifically increase your alertness, but science aside – if you have trouble getting up and pumped for the day, cold showers will change this. Additional Resources: Success Ritual #1: The Wake Up Shower How to Have a Great Morning 15) AND THEN THEY PUT YOU TO SLEEP Ironically, while cold showers wake you up in the AM, cold therapy is one of the best ways to get an incredible nights sleep. Tim Ferris talks about cold therapy in The Four Hour Body, by taking a 10 minute ice bath. And I quote him: The result: it's like getting hit with an elephant tranquilizer, even if the melatonin is omitted. Don't expect it to be pleasant at first. I agree with Tim's findings. A cold shower at night puts me straight to bed. Additional Resources: 11 Tricks For Getting a Great Nights Sleep 16) ENERGIZED BREATHING Step into a cold shower and the first thing you are going to do is take a big deep breath. After that you will start panting and moving, your breathing will become deep and erratic. You get a massive boost of energy from that increased breathing that cold shower forces you to do. The boost of energy can be a good alternative for a morning coffee that will kick your physiology into another gear. Additional Resources: 8 Quick Things You Can Do to Upgrade Your Life Instantly COLD SHOWERS CAN EVEN HELP WITH OPIOID ADDICTION Hydrotherapy has been prescribed as a part of addiction treatment since 1930s and there are several reasons for that. Cold water increases the levels of beta-endorphin, the hormone that binds to the opioid receptors of the brain, the same receptors that are affected by opioid drugs. Thus, even the heroin addiction symptoms and the withdrawals can be eased by the cold shower. YOU DON'T HAVE TO START OFF COLD! This is a relief for many. You can start your shower off hot, and enjoy it. But for the last 3 minutes it must be cold! As cold as it goes! This is still a task.   HOW TO GAIN THE COURAGE TO TAKE COLD SHOWERS Okay, so you know by now that cold showers are awesome. Great. Now good luck waking up tomorrow morning and taking one (regardless of how amped up you are now). It's hard to take the plunge. So I think some words of encouragement are in order. First: As Phil Drolet, of TheFeelGoodLifestyle says: “What would the best version of you do?” No one else is gonna push you into that shower (unless you have an asshole older brother). You just have to take the plunge. And every time you do it, it will get easier. If you want to be the best version of yourself, you have to step outside your comfort zone. Second: As Michael Anderson, Author of The Experiment says: “Turn it into an experiment” The thought of taking cold showers every day for the rest of your life is daunting. Like making any other lifestyle change that your mind perceives as permanent. But Michael Anderson helps people overcome this daunting feeling, by having his clients turn things like this into an experiment. So here's your experiment. All you have to do, is take a cold shower tomorrow morning, and see how you feel. You can start hot, but end cold, for at least 1 minute. Then see how you feel. If you liked it, then do it again the next day and see how two days in a row made you feel. It's just an experiment, not a permanent life change. Third: My advice – Write down on a whiteboard or pad: Cold Showers – Now make 30 boxes, one for each day – Commit now to checking those 30 boxes off – After the 30 days, you can decide to keep going or not. (I bet you'll keep going) But whatever you do, don't be too serious about it and have fun. If it's gonna stress you out, then it's not worth it. This is supposed to improve your life, not scare you to death. Are you man enough to take a cold shower?! Let us know if you took the plunge, and how it went, in the comment section below!

Canadian Immigration Podcast
064: Pot Legalization and Cross Border Travel with Henry Chang

Canadian Immigration Podcast

Play Episode Listen Later Nov 6, 2018 41:12


www.CanadianImmigrationPodcast.com With the legalization of marijuana in Canada on October 17, 2018, there continues to exist tremendous confusion on how this will impact Canadian marijuana users travelling to the US and American's coming to Canada for a little "marijuana tourism". The issue is complex for individuals, but down right maddening for multinational companies sending employees back and forth across the Canada/US border on a daily basis. In this episode, I was joined by Canadian and US Immigration Attorney Henry Chang who shared some great advice on the real dangers that exist for users of marijuana seeking to travel cross border between Canada and the US and some great tips for employees of Canadian marijuana companies travelling to the US. [smart_track_player url="http://traffic.libsyn.com/canadianimmigrationpodcast/CIP_S3E9.mp3" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" ] Henry Chang, a partner with the law firm of Blaney McMurtry in Toronto, Ontario, has always been a great resource for anything related to cross border immigration. As an immigration lawyer/attorney licensed to practice immigration law on both sides of the border, he was the perfect choice to join me on this Episode to explore the hidden dangers and pitfalls that the legalization of pot in Canada has created for Canadians and Americans crossing the Canada/US border. Henry is a member of the Law Society of Ontario and the State Bar of California. He is consistently ranked as one of Canada’s top lawyers by The Canadian Legal Lexpert Directory, Who’s Who Legal, and Best Lawyers. He also holds an AV (Preeminent) rating, the highest possible rating, from Martindale-Hubbell. Henry is the chair of the firm’s Immigration Law Group. As a recognized authority in the field of United States and Canadian business immigration law, his style of legal representation is often referred to as the “gold standard” for cross-border mobility law. With limited exceptions, Henry personally supervises the preparation of such cases, in order to ensure the highest probability of a successful outcome. Henry lectures extensively in Canada, the United States, and overseas. His work has been published in numerous nationally- and internationally- recognized publications, including LexisNexis’ Immigration Law & Procedure, which has been cited in over 300 Federal Court decisions in cases from across the U.S. circuit courts of appeals, federal district courts, and the U.S. Supreme Court. Two of Henry's more recent articles have propelled him forward as one of the go-to lawyers on this topic and landed him many interviews with media seeking to demystify some of the lesser known dangers that are lurking in the shadows for marijuana users crossing the border. How the Legalization of Marijuana Will Affect Your Ability to Travel to the United States Canadian Companies Should Educate Their Employees Prior to Marijuana Legalization In this episode Henry and I covered the following topics: Canadians travelling to the US after legalization Employees of Canadian companies travelling to the US Americans coming to Canada for "marijuana tourism" Bringing marijuana across the border (into Canada or the US) [Tweet "What you must know about Pot and cross border travel"] Additional Resources: How to Contact Henry Chang: https://www.blaney.com/contact-us Website: https://www.blaney.com/ Listen to Mark Holthe's Canadian Immigration Podcast [smart_track_player url="http://traffic.libsyn.com/canadianimmigrationpodcast/CIP_S3E9.mp3" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" ] Topics for our Next Podcast [reminder]If you have a suggestion for topics we could cover in the Podcast, please drop me a line. If you know of anyone that would be interested in coming on the Podcast as a guest, please send them my way. share on facebook, share on twitter, share on LinkedIn[/reminder] Binge on all of our Canadian Immigration Podcast Episodes! If you want to listen to more episodes, you will find all the episodes here. Subscribe to the Canadian Immigration Podcast If you have enjoyed this podcast, please subscribe. If you enjoyed the show, please rate it on iTunes and write a brief review. That would help tremendously in getting the word out and raising the visibility of the show. Share the Love

Canadian Immigration Podcast
064: Pot Legalization and Cross Border Travel with Henry Chang

Canadian Immigration Podcast

Play Episode Listen Later Nov 6, 2018 41:12


www.CanadianImmigrationPodcast.com With the legalization of marijuana in Canada on October 17, 2018, there continues to exist tremendous confusion on how this will impact Canadian marijuana users travelling to the US and American's coming to Canada for a little "marijuana tourism". The issue is complex for individuals, but down right maddening for multinational companies sending employees back and forth across the Canada/US border on a daily basis. In this episode, I was joined by Canadian and US Immigration Attorney Henry Chang who shared some great advice on the real dangers that exist for users of marijuana seeking to travel cross border between Canada and the US and some great tips for employees of Canadian marijuana companies travelling to the US. [smart_track_player url="http://traffic.libsyn.com/canadianimmigrationpodcast/CIP_S3E9.mp3" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" ] Henry Chang, a partner with the law firm of Blaney McMurtry in Toronto, Ontario, has always been a great resource for anything related to cross border immigration. As an immigration lawyer/attorney licensed to practice immigration law on both sides of the border, he was the perfect choice to join me on this Episode to explore the hidden dangers and pitfalls that the legalization of pot in Canada has created for Canadians and Americans crossing the Canada/US border. Henry is a member of the Law Society of Ontario and the State Bar of California. He is consistently ranked as one of Canada's top lawyers by The Canadian Legal Lexpert Directory, Who's Who Legal, and Best Lawyers. He also holds an AV (Preeminent) rating, the highest possible rating, from Martindale-Hubbell. Henry is the chair of the firm's Immigration Law Group. As a recognized authority in the field of United States and Canadian business immigration law, his style of legal representation is often referred to as the “gold standard” for cross-border mobility law. With limited exceptions, Henry personally supervises the preparation of such cases, in order to ensure the highest probability of a successful outcome. Henry lectures extensively in Canada, the United States, and overseas. His work has been published in numerous nationally- and internationally- recognized publications, including LexisNexis' Immigration Law & Procedure, which has been cited in over 300 Federal Court decisions in cases from across the U.S. circuit courts of appeals, federal district courts, and the U.S. Supreme Court. Two of Henry's more recent articles have propelled him forward as one of the go-to lawyers on this topic and landed him many interviews with media seeking to demystify some of the lesser known dangers that are lurking in the shadows for marijuana users crossing the border. How the Legalization of Marijuana Will Affect Your Ability to Travel to the United States Canadian Companies Should Educate Their Employees Prior to Marijuana Legalization In this episode Henry and I covered the following topics: Canadians travelling to the US after legalization Employees of Canadian companies travelling to the US Americans coming to Canada for "marijuana tourism" Bringing marijuana across the border (into Canada or the US) [Tweet "What you must know about Pot and cross border travel"] Additional Resources: How to Contact Henry Chang: https://www.blaney.com/contact-us Website: https://www.blaney.com/ Listen to Mark Holthe's Canadian Immigration Podcast [smart_track_player url="http://traffic.libsyn.com/canadianimmigrationpodcast/CIP_S3E9.mp3" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" ] Topics for our Next Podcast [reminder]If you have a suggestion for topics we could cover in the Podcast, please drop me a line. If you know of anyone that would be interested in coming on the Podcast as a guest, please send them my way. share on facebook, share on twitter, share on LinkedIn[/reminder] Binge on all of our Canadian Immigration Podcast Episodes! If you want to listen to more episodes, you will find all the episodes here. Subscribe to the Canadian Immigration Podcast If you have enjoyed this podcast, please subscribe. If you enjoyed the show, please rate it on iTunes and write a brief review. That would help tremendously in getting the word out and raising the visibility of the show. Share the Love

Canadian Immigration Podcast
063: BUSINESS IMMIGRATION SERIES: Business Plans - An essential component to business immigration applications with Mariannella Manzur of Joorney Business Plans

Canadian Immigration Podcast

Play Episode Listen Later Oct 25, 2018 33:49


For the past 15 years, I have routinely requested that my business immigration clients provide business plans to support the various business class applications I seek on their behalf in Canada. I never gave a thought to recommending the services of a business plan writing company....that is until I learned how great an impact they can have on the approval of a business immigration application. In this episode, I was joined by Mariannella Manzur, Vice President at Joorney Business Plans who shared some great insight and opened my eyes to how outsourcing this essential component of a business immigration application can make all the difference in its success or failure. [smart_track_player url="http://traffic.libsyn.com/canadianimmigrationpodcast/CIP_S3E8.mp3" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" ] Normally, I don't invite 3rd party vendors to join me on my Podcast. I tend to invite other practitioners to talk about the nuts and bolts of various Canadian immigration applications. However, as I have been doing more and more business immigration application as the Canadian economy continues to rebound, the need for solid business plans has become increasingly important. Traditionally, I have left the development of these business plans to my clients. However, I have come to realize that not all business plans are created equal. In fact, a company can put together a fantastic business plan that is extremely persuasive for securing much needed financing, but completely useless for the purposes of securing a business visa. As a business immigration lawyer, it is essential that I am doing everything in my ability to give my client the best chance of success. As I have become increasingly aware of the significant impact a well written business plan can have on the success or failure of my client's application, I would be borderline negligent not to introduce my clients to the possibility of outsourcing the business plan development to professionals. Over the years I have danced around companies like Joorney Business Plans. However, it was not until recently that I truly discovered the broad scope of services they can offer to my clients... and that the costs of these services are entirely reasonable in the context of business immigration applications. In fact, they offer so much more than drafting a simple business plan. Joorney Business Plans Joorney is one of the leading Business Plan writing companies in the industry. They specialize in providing custom business plan writing services and market analysis. Since 2012, they have completed over 2,500 projects with expertise in 120+ industries, and they can handle communications in many different languages. They have successfully established 500 B2B partners throughout the USA and continue to grow in Canada. With their breadth of experience across many different industries, Joorney is ideally situated to support our client's in a variety of different areas including: consulting projects, strategic plans, investor approaches, market analysis and much more. The team at Joorney is flexible enough to adapts to the unique needs of our clients while provided extremely responsive service at competitive rates. Joorney's main focus is business plans for immigration. They specialize in business plans for Provincial Nominee Programs, Intra-company Transfers, Self Employed, and LMIAs. They hand all aspects of business plan development. They also provide market research for clients wanting to enter the Canadian market. Joorney is offering a 10% discount to everyone who let's them know they heard about them right here on the Canadian Immigration Podcast After listening to what Marianella Manzur had to say about her company today, I can honestly say that they will become one of my go to companies for the development of business plans..... .....tune in to this episode of the Canadian Immigration Podcast and you will understand why outsourcing the development of business plans to experts within the immigration field may be the best decision your client ever made. In this episode we covered the following topics: Introduction of Joorney - Marianella Manzur and Joorney Business Plans Main Focus of Joorney: Business Plans Market Research Feasibility Analysis Financial Models Idea Selection Process Client Process Flow Competitive Advantage [Tweet "Why outsourcing business plan creation for immigration makes sense"] Additional Resources: How to Contact Joorney Business Plans: Phone: 18448298639 Website: www.joorney.ca Marianella's E-mail: marianella@joorney.ca Listen to Mark Holthe's Canadian Immigration Podcast [smart_track_player url="http://traffic.libsyn.com/canadianimmigrationpodcast/CIP_S3E8.mp3" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" ] Topics for our Next Podcast [reminder]If you have a suggestion for topics we could cover in the Podcast, please drop me a line. If you know of anyone that would be interested in coming on the Podcast as a guest, please send them my way. share on facebook, share on twitter, share on LinkedIn[/reminder] Binge on all of our Canadian Immigration Podcast Episodes! If you want to listen to more episodes, you will find all the episodes here. Subscribe to the Canadian Immigration Podcast If you have enjoyed this podcast, please subscribe. If you enjoyed the show, please rate it on iTunes and write a brief review. That would help tremendously in getting the word out and raising the visibility of the show. Share the Love

Canadian Immigration Podcast
063: BUSINESS IMMIGRATION SERIES: Business Plans - An essential component to business immigration applications with Mariannella Manzur of Joorney Business Plans

Canadian Immigration Podcast

Play Episode Listen Later Oct 24, 2018 33:49


For the past 15 years, I have routinely requested that my business immigration clients provide business plans to support the various business class applications I seek on their behalf in Canada. I never gave a thought to recommending the services of a business plan writing company....that is until I learned how great an impact they can have on the approval of a business immigration application. In this episode, I was joined by Mariannella Manzur, Vice President at Joorney Business Plans who shared some great insight and opened my eyes to how outsourcing this essential component of a business immigration application can make all the difference in its success or failure. [smart_track_player url="http://traffic.libsyn.com/canadianimmigrationpodcast/CIP_S3E8.mp3" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" ] Normally, I don't invite 3rd party vendors to join me on my Podcast. I tend to invite other practitioners to talk about the nuts and bolts of various Canadian immigration applications. However, as I have been doing more and more business immigration application as the Canadian economy continues to rebound, the need for solid business plans has become increasingly important. Traditionally, I have left the development of these business plans to my clients. However, I have come to realize that not all business plans are created equal. In fact, a company can put together a fantastic business plan that is extremely persuasive for securing much needed financing, but completely useless for the purposes of securing a business visa. As a business immigration lawyer, it is essential that I am doing everything in my ability to give my client the best chance of success. As I have become increasingly aware of the significant impact a well written business plan can have on the success or failure of my client's application, I would be borderline negligent not to introduce my clients to the possibility of outsourcing the business plan development to professionals. Over the years I have danced around companies like Joorney Business Plans. However, it was not until recently that I truly discovered the broad scope of services they can offer to my clients... and that the costs of these services are entirely reasonable in the context of business immigration applications. In fact, they offer so much more than drafting a simple business plan. Joorney Business Plans Joorney is one of the leading Business Plan writing companies in the industry. They specialize in providing custom business plan writing services and market analysis. Since 2012, they have completed over 2,500 projects with expertise in 120+ industries, and they can handle communications in many different languages. They have successfully established 500 B2B partners throughout the USA and continue to grow in Canada. With their breadth of experience across many different industries, Joorney is ideally situated to support our client's in a variety of different areas including: consulting projects, strategic plans, investor approaches, market analysis and much more. The team at Joorney is flexible enough to adapts to the unique needs of our clients while provided extremely responsive service at competitive rates. Joorney's main focus is business plans for immigration. They specialize in business plans for Provincial Nominee Programs, Intra-company Transfers, Self Employed, and LMIAs. They hand all aspects of business plan development. They also provide market research for clients wanting to enter the Canadian market. Joorney is offering a 10% discount to everyone who let's them know they heard about them right here on the Canadian Immigration Podcast After listening to what Marianella Manzur had to say about her company today, I can honestly say that they will become one of my go to companies for the development of business plans..... .....tune in to this episode of the Canadian Immigration Podcast and you will understand why outsourcing the development of business plans to experts within the immigration field may be the best decision your client ever made. In this episode we covered the following topics: Introduction of Joorney - Marianella Manzur and Joorney Business Plans Main Focus of Joorney: Business Plans Market Research Feasibility Analysis Financial Models Idea Selection Process Client Process Flow Competitive Advantage [Tweet "Why outsourcing business plan creation for immigration makes sense"] Additional Resources: How to Contact Joorney Business Plans: Phone: 18448298639 Website: www.joorney.ca Marianella's E-mail: marianella@joorney.ca Listen to Mark Holthe's Canadian Immigration Podcast [smart_track_player url="http://traffic.libsyn.com/canadianimmigrationpodcast/CIP_S3E8.mp3" social="true" social_twitter="true" social_facebook="true" social_gplus="true" social_linkedin="true" ] Topics for our Next Podcast [reminder]If you have a suggestion for topics we could cover in the Podcast, please drop me a line. If you know of anyone that would be interested in coming on the Podcast as a guest, please send them my way. share on facebook, share on twitter, share on LinkedIn[/reminder] Binge on all of our Canadian Immigration Podcast Episodes! If you want to listen to more episodes, you will find all the episodes here. Subscribe to the Canadian Immigration Podcast If you have enjoyed this podcast, please subscribe. If you enjoyed the show, please rate it on iTunes and write a brief review. That would help tremendously in getting the word out and raising the visibility of the show. Share the Love

Music Business Hacks
#8 - SMARTER Goals

Music Business Hacks

Play Episode Listen Later Feb 8, 2018 11:38


"If you aim at nothing, you'll hit it every time" - Zig Ziglar How you can make goals SMARTER: S - Specific M - Measurable A - Attainable R - Relevant T - Timely E - Everyone R - Revisited (often) Additional Resources: How to Create SMARTER Goals For Your Music (blog)

Sacred Psychology with Tamara Powell, LMHC
Episode 46: Cracked Open Vol. 12 - Sacred Goal Setting

Sacred Psychology with Tamara Powell, LMHC

Play Episode Listen Later Jan 8, 2018 34:47


Who says goal setting has to be soul sucking? Learn how to find your OPTIMAL ZONE between hustle & flow for maximum results and deep soul satisfaction. Plus what trees can actually teach us about the role challenge plays in transformation. So not what you think! This podversation is INTENSE! In the podversation: The arguments for and against goal setting and resolutions Where is YOUR optimal sweet spot between hustle and flow? The proof is in the pudding Take radical responsibility; it takes more energy to lie to yourself Start with the FEELING of an intention Questions to ask yourself to get started with the process DECLARATIONS after or above intentions Aligned actions naturally follow the intentions and declarations; you have to reverse engineer the plan! If your mind tends to get caught up in constant chatter, Alex says, 'slow the f$% down!'" Satisfaction doesn't come without self-responsibility Shift from "I have to" to "I get to!" - the first choice is ALWAYS to change the meaning you ascribe to things Where can you bring in the energy of SURRENDER to your plans? Don't forget to keep tabs on how far you've come and the magic in each day! Tamara's practice of journaling how many days old she is along with today's date We're constantly in a state of transition because we are constantly seeking transformation The Biodome Experiment - trees need wind to grow Where are you on the continuum between feeling mode and fixing mode? Additional Resources: How many days old are you? Donald Miller's Productivity Schedule Worksheet Take the Enneagram Personality Test Viktor Frankl's "Man Search For Meaning"

Neon Noise Podcast
Answers to 10 Common Marketing Questions

Neon Noise Podcast

Play Episode Listen Later Feb 22, 2017 68:50


In Episode 14 of the Neon Noise, Justin and Ken answer 10 common questions they get asked over and over again. Some of these questions include: How often should I blog? Should I use Facebook to market my business? What is the best paid search strategy to implement with a limited budget? These are likely questions you've asked yourself or may provide some valuable tips to something you haven't yet pondered. Enjoy! Additional Resources How to Link: Tips for Taking Photos with iPhone Stock Photo Sites: iStock Photo, Shutterstock, BigStockPhoto Stat on Sales Outreach Frequency: It Takes 8 Attempts to Reach a Prospect

Change Your Mindset
Ep. 13 - Jack Park: Certified Speaking Professional, Corporate Advisor, Football Radio Commentator & Best-Selling Author

Change Your Mindset

Play Episode Listen Later Aug 29, 2016 61:00


I’m really excited to sit down and talk with Jack Park, Certified Speaking Professional, Corporate Advisor, Football Radio Commentator and Best Selling Author. He has some powerful thoughts about what makes a good leader, plus a bunch of fun stories about football history. Jack formed the business Financial Insights more than 20 years, which does leadership training for corporations and associations across the country. For the past 38 years, he has been a radio commentator for Ohio State Football, with weekly and daily segments when the Buckeyes are in season. About 10 years ago, Jack married his two passions, football and leadership training, and he created The Leadership Secrets of Football’s Master Coaches. It is a leadership program that explains how to develop leadership within an organization or association based upon what made the greatest football coaches of all time so successful. “With almost no exceptions, the great coaches were great coaches because they were even greater leaders than they were coaches.” Jack wraps up his leadership course, The Leadership Secrets of Football’s Master Coaches, by highlighting five coaches: Woody Hayes – What we can learn from Coach Hayes is that you will get to a place in life where you can look back and say, “Gee, I’ve been able to accomplish a fair amount, and I’d sure like to thank those people that helped me get where I am. While you can’t always thank the people that helped you, you can pay it forward. Knute Rockne – “Rockne is the type of guy you want to learn a lot about to help create a new industry.” He helped create American Football, and he teaches us that, “Whatever stage we are within the business world, we can enhance that by looking into the future.” Vince Lombardi – Organizations often try to do too many things. Lombardi’s basic philosophy was to focus on what they could do best, and to become the best at that thing at the exclusion of everything else. “He left a lot behind. He left his leadership model.” Urban Meyer – “Urban is basically the organization man … A lot of coaches have plans, Urban has a system.” He has an excellent system, he’s an excellent recruiter, and he surrounds himself with tremendously talented people. Bo Schembechler – “Bo really put a high priority on the people. Now other coaches do too, but I don’t think anybody ever did it any better than Bo.” There is a story from Michigan State alumni that, if any player ever came to his office unannounced, his secretary was to make sure they didn’t leave until Bo could speak to them. Bo recognized early on that the business he was in was not the football business, but the people business. The one coach that Jack probably uses more than any other, and the coach that Jack ranks as the best of the five, is Vince Lombardi. “Maybe his biggest strength was his persistence.” It took Lombardi 20 years to find a head coaching position, and at one point it was estimated he got turned down 22 times. “He had confidence in himself when other people apparently didn’t,” but he wasn’t arrogant. He continued to hone his craft. Lombardi was successful because he was a hard worker with a dedication to excellence. Between 1959 and 1967, Lombardi led 5 NFL championship victories, in addition to the first two Super Bowls victories, as head coach of the Green Bay Packers. Jack has written four books on Ohio State history, which won’t surprise anybody who has heard his amazing stories, and he has a fifth on the way, tentatively titled “Buckeye Reflections.” Jack is working with Maureen Zappala, a motivational speaker, amazing writer and huge football fan. “It’s going to be made up of short, anecdotal stories connected to the Ohio football program: unusual things that have happened, outstanding things that have happened, humorous things that have happened.” I really enjoyed sitting down with Jack and talking to him today. He’s always a delight to be around, and he has collected a lot of wisdom that he is more than happy to share.   IN THIS EPISODE, YOU WILL LEARN: How to take your passion and turn it into something that helps others Why the best football coaches are the best models for good leadership Leadership tips learned from five of the best coaches in football history A lot more about Ohio State football and the Buckeyes DON’T STOP HERE… Learn more about Jack: Website Contact Jack: jp31@jackpark.com | Phone: 614-481-0214 ADDITIONAL RESOURCES: How to Identify, Explain, and Present Pertinent Financial Information to Non-Accountants Learn more about your ad choices. Visit megaphone.fm/adchoices

The Bold Life Movement with Kimberly Rich
Chris Guillebeau: Embracing an Unconventional Life & Finding the Work You Were Born to Do

The Bold Life Movement with Kimberly Rich

Play Episode Listen Later Jun 15, 2016 35:19


Best known for his best selling books, $100 Startup, Art of NonConformity, Happiness of Pursuit, and now Born For This, Chris Guillebeau is an impressive guest on so many levels. He's also one of the most humble humans I've ever met. As anyone who attends one of his events can see, the foundation of Chris' work is connection and community. A question that he's always asking himself is, “How can I be a part of someone else's life?” He enjoys connecting with people who are already excited and motivated but who might lack a tool, resource or accountability. He's all about practically helping motivated people to become more awesome or to find another expression of their awesomeness by giving them what they might be lacking, and that's why we connected on his recent book tour, and he's now gracing The Bold Life Movement Podcast with his unconventional view on the world. Chris' most recent book, ‘Born for This' is an essential tool for anyone who is looking to find the work they were born to do. One idea that I loved was this concept of resigning from your job every year. Since we often get stuck in a situation, neither too bad nor too good, that we don't attempt to get out of, this is a great rest to ensure that we're always intentionally choosing our own circumstances. This is a beneficial because now you can look forward to the coming year knowing you've actively made the best decision for you. As a child Chris found much inspiration from his father. Nowadays he draws inspiration from people in the community that are doing awesome stuff and are on a journey or a project of their own. These inspirational people are just regular folks who do the work because they're committed to it. Their sacrifices and struggles are what truly inspire him. One of the things that attracted me most to Chris, is that [he too] has always had an issue with authority and is generally a non-conformist. He began to see this as a gift for himself, which since has led to extensive world travel and many great life experiences. His entrepreneurial journey started as a search for freedom at first, but has evolved into a life purpose, became a way to serve the world. He's constantly looking for ways he can add value to others. Chris' message reaches such a broad audience, and he actually goes as far as to say that you don't have to niche-down for success. “Who you are is much broader than any niche.” Whether you go broad or focus on a niche, though, the message you deliver is critical. Your message is your beliefs, and you're putting them forward as an invitation or a challenge to those who resonate with it. The message is not optional, his advice is to focus on this more than anything else. To Chris, being bold is taking risks, being afraid and doing hard things that lead to good things in life. ”Once you go down the road of adventure, you don't always know where you'll end up. You may get where you're hoping to get but you may get even further or to a totally different, interesting and exciting place.” Chris has made tremendous impacts in the lives of thousands, and he's a man of much humility with a powerful message to share. It was so surreal and humbling to connect with someone whose message and whose story is so empowering.   SOME QUESTIONS I ASK: What is one example in Chris' life where he was bold and tenacious in pursuit of his goals? Will his next quest be related to the work he's doing on his inner self? What skills is Chris actively learning right now or in the near future? In terms of book writing, or planning for projects, how does he combine his planning/incubation process with the concept of “start before you're ready”? What advice does he have for people not wanting to target a small niche?   IN THIS EPISODE, YOU WILL LEARN: How Chris' is coping with feelings of anxiety, and why these can still be present with high levels of success. Some tips for getting clear on the work you were born to do. Why deadlines and accountability are crucial to success. The one person Chris would love to have as a speaker at the World Domination Summit. What Chris asked me once we had stopped Plus much more…   DON'T STOP HERE… Chris Guillebeau: Website | Facebook | Twitter | LinkedIn Chris' new book Born for This Full list of Chris's Books   ADDITIONAL RESOURCES: How to Actually Connect with Influencers World Domination Summit (WDS) School of Greatness Podcast The Bold Life Movement Book – Exclusive Facebook Group

Women Inspired!
0355 | How to Manage Your Triggers to Improve Your Life

Women Inspired!

Play Episode Listen Later Jan 1, 1970 39:54


Trigger warning. How many times have you seen that phrase on social media? Do you truly know what it means? What does it mean to have a trigger? To be triggered? How do triggers impact us in our lives, in our performance, and in our relationships?This week, we're exploring these very fundamental questions. The fact of the matter is, we ALL have triggers. It's simply an artifact of the way our minds work. What's most important is that we know what our individual triggers are and how we can be intentional about responding when we encounter them.This week we're hearing from Jodie Eckleberry Hunt. Jodie has a Ph.D. in Counseling Psychology from Indiana State University and is board-certified in Health Psychology. She has been the Director of Health Psychology and Executive Health and Wellness at Beaumont Health since 2016.I truly believe you'll gain a much more nuanced understanding of what a trigger is, how to identify your own, and what to do to be more responsive, rather than reactive, in the face of them.Additional Resources:How to Liberate Your Mind7 Principles for Making Marriage Work (John Gottman)EOS LifeJodie's WebsiteAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Let’s Try Adulting
Saving Money on Food

Let’s Try Adulting

Play Episode Listen Later Jan 1, 1970 24:49


Food. Food. Food. Foooodd!! We are discussing a few ways you can save money on your grocery bill! Added bonus of saving with online shopping as well! Be honest...How often do you waste food? That's wasted money! These tips will help to ease the burden and your mind. Saving money means we can buy MORE food! Can you tell I love eating? Show Notes Links: Printable coupons ( https://www.coupons.com ) Krazy Coupon Lady ( https://thekrazycouponlady.com ) Ibotta ( https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=gwuqklm ) Rakuten ( rakuten.com/r/JRASHA9 ) (formerly ebates) Additional Resources: How to coupon ( https://www.freestufffinder.com/how-to-coupon/ ) Is Ibotta worth it? ( https://www.coincountinmama.com/ibotta/ ) Rakuten - What is it ( https://ahoodlife.com/what-is-rakuten-how-does-rakuten-work/ ) Rakuten - How to use it to save money ( https://savingchamps.com/how-to-use-rakuten-to-earn-money/ ) __ Hi! I'm Kerra! I'm a lifestyle blogger! I want to help you through those adulting moments: the good, the bad, the ugly, and the moments that make it worth it. My mission is to cultivate a space to learn and grow as an adult through trial, error, and shared experiences. We ask questions. We make mistakes. And most importantly, we grow as humans. There are no stupid questions or judgement here! Join me weekly for podcasts. And biweekly on my blog letstryadulting.com ( https://app.redcircle.com/shows/9885db70-8c7c-4f20-bd1f-14cebe766595/letstryadulting.com ). As always: Mindset is everything! Let's Try Adulting! Have a great week! Click here to Connect with Me! ( https://letstryadulting.com/connect-with-me/ ) email: hello@letstryadulting.com