Podcasts about 401k

Curious how your 401(k) stacks up? Our annual break down is back with the latest Fidelity data on average 401(k) balances by age and how to use your 20s, 30s, 40s, and beyond to build wealth strategically. From understanding your match and optimizing contributions to making smart investment decisions, this episode is packed with tips to help you hit your retirement goals. ⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠ ⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠ ⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠ ⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠ ⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sean “Diddy” Combs's attorneys' question his ex-girlfriend Cassie Ventura under oath. A look at what his legal team wanted to accomplish and what she actually said. Plus, if you've ever dreamed of quitting your job and taking off on an adventure you'll want to hear from Oliver Widger. He didn't know much about sailing but he cashed in his 401K, got a boat, and is now sailing the seas. He talks to Anderson from his boat somewhere in the Pacific Ocean, with his rescue cat companion. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this powerful episode, Morgan kicks things off with a heartfelt meditation dedicated to Black women entrepreneurs—the visionaries, the builders, the dreamers. From hair braiders to boutique owners, candy-store founders, and beyond, this moment honors the resilience and brilliance shaping communities every day.Then, Vanessa takes us on a deep dive into financial planning, breaking down the essentials of retirement strategies. She clarifies the key differences between a 401K and an IRA and introduces the concept of a Freedom Circle—a transformative way to invest in your future alongside others.To round out this week's theme of financial empowerment, Sandria returns with her expert tips, ensuring you're equipped with the tools needed to thrive on your path to lasting economic independence.Tune in, get inspired, and take control of your financial destiny!Important Disclaimers: While this episode provides helpful information, we are not medical or financial experts. Please consult your doctor for personalized advice. And always consult a qualified financial professional before making any investment or retirement planning decisions.

Hour 1 of A&G features... Tariffs, Trump headed to the Middle East & the cease fire Katie Green's Headlines! Take a look at your 401K & China tariffs Mailbag! See omnystudio.com/listener for privacy information.

Winning at Life with Gregory Ricks | The Weekly Wrap 05.10.25 He's back! Gregory Ricks has returned to Winning at Life after a brief break—refreshed and ready to help you take control of your financial future. This week, Gregory sat down with wealth advisor Brandon Blanchard for a powerful conversation on planning strategies and how to make your money work harder—especially when it comes to giving and long-term goals.With over 40 years in the financial world, Gregory knows what works—and why having the right advisor matters. He also teased a few big things coming up, including a special estate and tax planning workshop on June 26 and a milestone anniversary celebration for his company. Plus, some eye-opening stories from the real world—and a reminder that your financial health deserves the same attention as your physical health. For LIVE financial news talk radio, tune into "Winning at Life with Gregory Ricks" LIVE on Saturday Mornings on:WRNO-News Talk 99.5 FM New Orleans - 10 am - 1 pmWBUV-News Talk 104.9 FM Biloxi - 10 am - 1 pmWBRP-107.3 FM Baton Rouge - 11 am - 1 pmORFor financial news talk ON DEMAND, tune into the Ask Gregory Podcast for more financial topics that may interest you! Visit: https://gregoryricks.com/podcast/

Ready to take your retirement savings to the next level? This week we dive deep into strategies to supercharge your 401(k). From optimizing contributions and understanding employer matching to exploring investment options and avoiding costly mistakes, we'll equip you with the knowledge to build a more secure financial future.

Navigating your Required Minimum Distributions (RMDs) can feel like a maze, but we're here to light the way. This week, we break down exactly what RMDs are, when you need to start taking them from your retirement accounts, and how they're calculated. We'll also explore strategies to potentially minimize their impact and make the most of your hard-earned savings in retirement.

During this episode, we'll consider if those who wanted to retire in 2025 may need to reconsider, and we'll also touch on how those running behind on retirement savings can still catch up.

In this episode we focus in on the top retirement and retirement planning concerns that people have. We talk about strategies to deal with these concerns and the importance of planning.

Discover the new 401(k) limit for older investors. Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? - Invest in stock ETFs, private equity and digital assets for potential high compounding rates - Asset allocation model with ticker symbols and % to invest -Monthly LIVE investment webinars with Linda, with Q & A -Private VIP Facebook group with daily interaction -Weekly investment commentary from Linda -Optional 1-on-1 tech team support for digital assets -Join, pay once, have lifetime access! NO recurring fees. -US and foreign investors, no minimum $ amount to invest For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional cost. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or have a complimentary conversation to answer your questions. Request a free appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). WANT HELP AVOIDING IRS AUDITS? #Ad Stop worrying about IRS audits and get advance warning at Crypto Tax Audit, here. PLEASE REVIEW THE PODCAST ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed   PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". After you purchase the book, go here for your Crypto Book bonus: https://lindapjones.com/bookbonus PLEASE LEAVE A BOOK REVIEW FOR WEALTH BOOK Leave a book review on Amazon here. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) Available for purchase on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (Some links are affiliate links. There is no additional cost to you.)

Social Security spousal benefits allow for the lower earning spouse to potentially get an increase in benefits based on their spouse's work history. In this show we talk about the rules and calculations around claiming Social Security benefits based on your spouse.

We like a mature spring.... a spring with a 401K... just listen. It'll make sense. See omnystudio.com/listener for privacy information.

This week, Miles and Trevor discuss emerging markets breaking out, growth improvement vs. value, and the small-cap rally.

Ary Rosenbaum talks about how 401(k) plan sponsors need to be pro-active.

Should You Cash Out Your 401k for a Ticket to Space? This week on The Capitalist Investor, we launch into the fast-growing space economy—from space tourism hype to real investment opportunities. Derek opens with a hilarious hypothetical: should you drain your 401k to buy a $450,000 Virgin Galactic flight? Spoiler: probably not—but the question sparks a deeper dive into space tech, exploration, and where savvy investors are looking. Dave and Derek explore: Why space exploration matters: from national security to saving humanityEveryday tech that came from NASA (LASIK, memory foam, firefighting tools)Top space-focused ETFs like ARKX and companies like Intuitive Machines (LUNR)Why SpaceX is still out of reach—and how to prep for when it's notIs space the next survival frontier... or just another billionaire's playground?Whether you're into rockets, returns, or the reality behind space hype—this episode breaks it down with insight and humor. 

Send us a textWhat happens when we allow catchy slogans and fear-based rhetoric to shape our understanding of diversity and inclusion? Rauel and Antowan tackle this question head-on as they dissect the troubling misconceptions surrounding DEI (Diversity, Equity, and Inclusion) policies in America.The duo doesn't shy away from uncomfortable truths, examining how phrases like "We Will Die by DEI" manipulate emotions and bypass critical thinking. They highlight alarming Federal data showing white men still earn 33% more than Black men performing identical jobs—a depressing level of improvement from the 47% gap in 1969, and stark evidence that systemic inequalities persist despite progress.This conversation goes beyond political talking points to examine the spiritual and ethical dimensions of justice. Antowan powerfully notes that "unbalanced scales are an abomination to God," challenging listeners who claim religious values while opposing policies that help the vulnerable. Meanwhile, Rauel calls for Americans to "be a Daniel"—standing firmly for what's right even when facing tremendous opposition.The hosts create a rare space where complex issues around race, economics, and faith intersect without descending into partisan bickering. They argue that the true division in America isn't between races or political parties but between the privileged and disadvantaged—a perspective that challenges listeners across the political spectrum.Whether you're confused by DEI debates, concerned about America's future, or simply seeking thoughtful conversation in a polarized time, this episode offers clarity, compassion, and a challenge to examine both facts and values. Join the conversation at www.forsauk.com and become part of a community committed to honest dialogue about our shared future.Thanks for listening. Please check out our website at www.forsauk.com to hear great conversations on topics that need to be talked about. In these times of intense polarization we all need to find time to expand our Frame of Reference.

On episode 170 of Ask The Compound, Ben Carlson and Duncan Hill are joined by Michael Sidgmore, Co-Founder and Partner at Broadhaven Ventures to discuss diversification using private markets, how tariffs affect private credit, at what net worth private assets make sense, and much more! Submit your Ask The Compound questions to askthecompoundshow@gmail.com! This episode is sponsored by Betterment Advisor Solutions. Grow your RIA, your way by visiting: http://Betterment.com/advisors Subscribe to The Compound Newsletter for all the latest Compound content, live event announcements, find out who the next TCAF guest is, get updates on the latest merch drops, and more! ⁠https://www.thecompoundnews.com/subscribe⁠ If you're a financial advisor, sign up for advisor-focused content at: ⁠https://www.advisorunlock.com/⁠

With much debate still surrounding whether we're heading into a recession, Charlie and Peter give their thoughts and share five tips for investing in the face of an economic downturn. Plus, is the international stock surge a signal or just noise?

Jason Hartin cashed out his 401k, was called CRAZY for leaving his 15-year corporate career after stints at Merrill Lynch & Bank of America, and then built a $6M ARR tech company from the ground up. Now, he's a CEO who proved everyone wrong by teaching himself to code and betting it all on his vision.On this unmissable episode of The Freedom Framework Show, Sam Silverman (@SamSilvermanOfficial) sits down with Jason, CTO of Web Development Systems (Sonic Leads), to unpack the incredible, high-stakes journey of an entrepreneur who defied all expectations.In this explosive episode, you'll discover:• The pivotal moment Jason decided to walk away from corporate "safety" for the unknown.• How he faced down the "you're crazy" chorus and used it as fuel.• The raw truth about cashing out a 401k – a reckless gamble or a calculated risk?• Jason's self-taught coding journey: From learning in his car to building enterprise-level tech.• Actionable networking strategies that helped him find his first crucial projects and partners.• The operational secrets behind scaling a tech business to 20+ employees and $6M ARR.• What "freedom" truly means to Jason now, compared to his 9-to-5 days.• The #1 piece of advice Jason Hartin would give his past self (and you!).About The Freedom Framework Show:We dive deep with entrepreneurs who have successfully escaped the corporate grind and built thriving businesses on their own terms. Hosted by Sam Silverman, we uncover strategies, mindsets, and insights to help you accelerate your journey to freedom.

Send us a textBrandon West, CPA walks you through various tax planning strategies to help you keep more of your hard-earned money. Today, I'm going to tell you the mistakes I already know you're making in your 401k plan and explain why they're costing you hundreds of thousands of dollars in retirement! Let's discuss fees, investment options, and long-term planning goals to help you make the most of your 401k plan. Have a question or topic you want to hear covered in a future episode? Send us a direct message here: Contact - West & WaltersWant to talk to a professional investment advisor, or schedule your FREE financial planning meeting? Schedule A Call - West & Walters

What does the move in the Taiwan New Dollar (TWD/USD) against the US Dollar mean for that country and other international stock markets?

In this insightful episode, host Ed Parcaut sits down with Chris Miles—entrepreneur, money expert, and creator of the Money Ripples podcast. Chris shares his candid journey from traditional financial planner to becoming financially free—twice—and reveals the hard lessons he learned along the way. The conversation dives into the real-life challenges of building wealth, surviving the 2008 crash, and how true financial independence is about building streams of income rather than simply accumulating a nest egg. Listen as Chris and Ed break down myths about financial advising, investing for cash flow over speculation, and how mindset shifts around money can change your life. The episode is full of practical advice for anyone looking to gain control over their finances, invest smarter (especially for veterans and service members!), and create a future built on stability—not just hope. Whether you want to understand the pitfalls of traditional saving, explore the benefits of real estate investing, or simply seek inspiration for your own financial journey, this conversation is packed with authentic stories, useful strategies, and motivation to take actionable steps toward financial freedom. Connect with Chris Miles Podcast & Resources: Money Ripples Social: @moneyripples **Contact Ed Parcaut:** -

There was recently a sensational headline from Bloomberg claiming the 401(k) will disappear in 10 years! Chad Roller, my partner in the Conway office, is joining me as we look at what's actually happening here and what this could mean for your retirement savings. And if you're looking for more guidance, check out our “6 Keys To True Financial Independence” https://getreadyforthefuture.com/keys

1) SENTIMENT2) BITCOIN3) VIX

Preparation is one of the keys to strong financial planning. While we may not know when we'll see market fluctuations, corrections, downturns, or even a recession, having that plan in place allows us to respond appropriately and avoid reacting emotionally to those conditions. Chris Hoffman is the founder of Hoffman Financial Group and in this episode of Money Unleashed he shares some ways to manage your workplace retirement accounts in uncertain financial times.Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.

In this conversation, Abe Ashton discusses the essential aspects of retirement planning, emphasizing the importance of understanding one's income needs, exploring hobbies and interests post-retirement, and making informed decisions about big purchases. He shares insights from client interactions, highlighting the need for proactive planning and the potential for retirees to enjoy their financial freedom without the burden of work. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

In this episode we answer emails from Anderson, Ian, FFS, and Michael.  We discuss using Roths earlier in accumulation and tax considerations, wrestling with an expensive 401k plan with limited options, and the various and sundry deficiencies of this program and its website.  Rest assured, we have "top men" working on it.  Top.  Men.And THEN we our go through our weekly and monthly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Breathless Unedited AI-Bot Summary:Welcome to the dive bar of personal finance, where frank conversations about investing happen without sponsors, guests, or corporate jargon. In episode 420, Frank Vasquez serves up practical wisdom alongside his signature blend of humor and no-nonsense advice.The heart of this episode centers around listener questions that reveal common investing dilemmas. When a father of six asks about Roth conversions while in a low tax bracket, Frank not only endorses the strategy but takes the opportunity to debunk widespread myths about future taxation. "The fear of future taxes is often overblown," Frank explains, noting how this anxiety is frequently exploited by financial professionals selling expensive products. He articulates why most people actually face lower tax rates in retirement—a perspective that runs counter to conventional financial advice but makes perfect mathematical sense when examining income sources and tax treatment.Another listener struggling with limited 401(k) options receives thoughtful guidance on transitioning from 100% equities to a more balanced risk parity approach. Frank's explanation of the "macro allocation principle" illuminates why focusing on the percentage of stocks across all accounts matters more than perfect diversification within any single account. His pointed criticism of target date funds—describing them as "easy but not simple"—offers a refreshing counterpoint to the retirement industry's oversimplified solutions.The episode culminates with Frank's detailed review of eight sample portfolios, revealing how diversification strategies are performing in today's volatile markets. While the S&P 500 struggles with a 3.02% year-to-date decline and small cap value plummets 13.16%, gold shines with a remarkable 23.2% gain. More importantly, the risk parity portfolios demonstrate remarkable stability compared to single-asset approaches.Whether you're considering tax strategies, rebalancing your portfolio, or simply looking for straight talk about investing, this episode delivers valuable insights without the financial industry's typical marketing hype. Subscribe, leave a review, and visit riskparityradio.com for more resources to help guide your investment journey.Support the show

In this episode, we delve into the crucial concept of risk tolerance and why understanding your comfort level with potential losses is the bedrock of any sound investment strategy. We'll explore the spectrum of risk profiles, from conservative to aggressive, and provide practical tools to help you accurately assess where you fall. Discover how aligning your investment choices with your risk tolerance can lead to greater financial peace of mind and ultimately increase your chances of achieving your long-term goals.

#ThisMorning on #BRN #Retirement #2057 | Does #PrivateEquity Belong in Your #401k? | Allison Schrager, Manhattan Institute | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #Wellness and #More - #Everyday

So far this year we've seen extreme market volatility, but does that mean you need to make any drastic financial moves? In this episode we'll talk about what is happening and tips to weather the ups and downs of the markets and the economy.

Let's flash forward into the future 3 years.     You're applying for a job and you're going up against someone with an MBA.  That person is well-qualified and is probably the more attractive candidate for the job.    Let's say you have an Associates degree, but you happened to learn A.I. along the way.     You've implemented it in every single job you've had over the last 3 years.    When it comes time to getting an offer letter, if the person with the MBA hasn't mastered A.I., they're not going to land that job over you.    That's the good news.    Keep in mind, companies like Sony are not going to come here and invest tons of money and ignore cheap labor.     Sure, they'll be here for a season, but the United States is not going to pay the high wages commanded by the American workforce, especially when there are ways to scale a company by simply using A.I.    There will be no unions to pay, 401K, retirement, etc.    It's not a viable proposition.    I say that to say this............   A couple of years ago, I had close to 100 employees.    Today, I have 30, thanks to A.I.    Each one of them knows how to leverage A.I.   They are agents of A.I. and this is what future employers will be in search of.    So, if you're thinking about what you should be focused on now..............it's becoming an agent of A.I.      About the ReWire Podcast The ReWire Podcast with Ryan Stewman – Dive into powerful insights as Ryan Stewman, the HardCore Closer, breaks down mental barriers and shares actionable steps to rewire your thoughts. Each episode is a fast-paced journey designed to reshape your mindset, align your actions, and guide you toward becoming the best version of yourself. Join in for a daily dose of real talk that empowers you to embrace change and unlock your full potential.    Learn how you can become a member of a powerful community consistently rewiring itself for success at https://www.jointheapex.com/   Rise Above

Is traditional retirement keeping you trapped instead of setting you free? Joining us today is Russ Morgan, co-founder of Wealth Without Wall Street. Russ shares his powerful journey from certified financial planner, turned real estate investor, and reveals why traditional financial planning often leads to frustration, and not freedom. Russ dives into understanding your unique "Investor DNA," and building passive income streams that align with your strengths and goals rather than blindly following Wall Street narratives and conventional reliance on 401(k)s and IRAs.  If you like this episode, here are more episodes we think you'll enjoy: Ep #532 - David McAlvany – Recession and Reindustrialization: Investing Wisely in a Time of Transformation Ep #518 - Mathew Owens – Real Estate Reality Check: Strategies, Caution, and Cash Flow for Today's Market Check out the show notes for more information! P.S. Whenever you're ready, here are some other ways I can help fast track you to your Freedom goal (you're closer than you think): 1. Schedule a Call with My Team: If you'd like to replace your active practice income with passive investment income within 2-3 years, and you have at least 1M in available capital (can include residential/practice equity or practice sale), then schedule a call with my team. If it looks like there is a mutual fit, you'll have the opportunity to attend one of our upcoming member events as a guest. 2. Become a Full-Cycle Investor: There are many self-proclaimed genius investors today who think everything they touch turns to gold. But they're about to learn the hard way what others have gained through “expensive” experience. I'm offering a free report on how to become a full-cycle investor, who knows how to preserve and grow capital in Up and Down markets. Will you be prepared when the inevitable recession hits? Get your free report here. 3. Get Your Free Retirement Scorecard: Benchmark your retirement and wealth-building against hundreds of other practice professionals, and get personalized feedback on your biggest opportunities and leverage points. Click here to take the 3 minute assessment and get your scorecard.

In this episode, I discuss the strategic timing for Roth conversions and how to maximize your contributions through the Mega Backdoor Roth 401(k).✅ Financial planning for 30-50 year old high-earners & entrepreneurs: ⁠⁠https://www.allstreetwealth.com⁠⁠✅ My personal blog & newsletter: ⁠⁠https://www.thomaskopelman.com⁠⁠Disclaimer: None of this should be seen as financial advice. It is just for informational purposes.

Which is better for retirement - a 401k or a Pension. We review the pros and cons of each retirement plan and decide which is preferrable for retirement planning. At age 62, would you rather have $1 million in a 401k or $75,000 per year in lifetime income?

1.) RATES - Headfake??!!2.) GOLD3.) VOLATILITY

This week, Ian and Miles discuss the indecisiveness of markets, highlighting some major indicators and charts.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3127: Wanderer breaks down how to access your 401(k) funds before age 59½ without paying penalties, using a strategy called the Roth Conversion Ladder. By carefully rolling over 401(k) funds into a Traditional IRA and then converting to a Roth IRA within tax-free limits each year, you can build a systematic way to unlock your retirement savings early and maximize tax efficiency. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/get-money-401k-59-1-2/ Quotes to ponder: "Money inside your 401(k) is kinda like a raw pot roast. You can't eat it right away." "It's all based on the IRS rule that Roth IRA conversions, rather than contributions, can be withdrawn penalty-free 5 years after the conversion has taken place." "When you do quit, you roll-over all of them into a Traditional IRA. This is done tax-free." Episode references: How to access retirement funds early by Mad Fientist: https://www.madfientist.com/how-to-access-retirement-funds-early/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Brian asks some great questions about using Net Unrealized Appreciation (NUA) for company stock inside a 401(k). We dive into the rules, timing, and strategies that could lead to major tax savings—if you do it right. We cover: What exactly is NUA and why it matters Can you use NUA before retirement? Do you need to be age 59½? Can you move the stock out in segments, or does it have to be all at once? Common mistakes that could cost you Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. 

In this episode we answer emails from Chris, Will and Neelix.  We discuss the basics of transitioning from accumulation to decumulation, choosing funds for accumulation from a limited selection, more transitioning questions from an alien, my lawyerly approach to personal finance and why the public personal finance landscape is often not very helpful and leaves much to be desired.Frank addresses listener questions about transitioning from accumulation to retirement portfolios, focusing on timing and asset allocation decisions for different life stages. The episode explores foundational concepts about when to shift to a less aggressive portfolio and how to work around investment account limitations.Links:All Podcasts On One Web Page:  Risk Parity Radio RSS FeedMerriman ETF Recommendations:  Best-in-Class ETF Recommendations | Merriman Financial Education FoundationjBreathless Unedited AI-Bot Summary:Ready to make the leap from aggressive growth investing to a more balanced retirement portfolio? Join Frank Vasquez as he breaks down one of investing's most critical transitions through thoughtful analysis of listener questions spanning different life stages and portfolio challenges.We dive deep into the essential question of timing: when should you transition from accumulation to decumulation? Unlike conventional wisdom that focuses on market conditions, Frank reveals why your personal financial readiness should be the primary consideration. Learn why calculating your Financial Independence number is crucial and why your current spending patterns offer surprisingly reliable guidance for retirement planning.For younger investors struggling with 401(k) limitations, Frank offers practical strategies to achieve optimal asset allocation across multiple account types. His clear breakdown of why certain asset classes (looking at you, small-cap growth) deserve caution while others merit emphasis provides actionable guidance regardless of your investment timeline.What sets this episode apart is Frank's candid assessment of the personal finance media landscape. Drawing from his background cross-examining financial experts, he categorizes financial content into entertainment, sales, and education - explaining why most advice falls short for those who actually plan to spend money in retirement. His Bruce Lee-inspired approach to financial wisdom - "take what is useful, discard what is useless, and add something uniquely your own" - offers a refreshing framework for cutting through the noise.Whether you're decades from retirement or counting down the years, you'll gain valuable perspective on building a portfolio strategy that serves your actual spending goals rather than following the crowd. Share your own portfolio questions at frank@riskparityradio.com!Support the show

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3127: Wanderer breaks down how to access your 401(k) funds before age 59½ without paying penalties, using a strategy called the Roth Conversion Ladder. By carefully rolling over 401(k) funds into a Traditional IRA and then converting to a Roth IRA within tax-free limits each year, you can build a systematic way to unlock your retirement savings early and maximize tax efficiency. Read along with the original article(s) here: https://www.millennial-revolution.com/invest/get-money-401k-59-1-2/ Quotes to ponder: "Money inside your 401(k) is kinda like a raw pot roast. You can't eat it right away." "It's all based on the IRS rule that Roth IRA conversions, rather than contributions, can be withdrawn penalty-free 5 years after the conversion has taken place." "When you do quit, you roll-over all of them into a Traditional IRA. This is done tax-free." Episode references: How to access retirement funds early by Mad Fientist: https://www.madfientist.com/how-to-access-retirement-funds-early/ Learn more about your ad choices. Visit megaphone.fm/adchoices

1.) UST10YR - Rates down!2.) UST2YR - Fed Rate Cuts Incoming?!3.) GOLD - Correction...right on time

Send us a text

1.) RATES2.) COMMODITIES3.) VOLATILITY

Are you tired of the stock market's unpredictability affecting your retirement plans? Join host Amy Sylvis and guest Brett Synicky from Sense Financial as they explore how to take control of your financial future. Discover the potential of self-directed IRAs and solo 401ks, and how they allow you to invest in assets you truly understand, such as real estate, gold, and private lending. Learn about the important tax implications, contribution limits, and best practices for managing these accounts. If you're ready to empower yourself with knowledge and make informed decisions about your retirement, this episode is a must-listen. Tune in and find out how to achieve a more secure and abundant retirement.Connect with Bretthttps://www.linkedin.com/in/brettsynicky/https://www.sensefinancial.com/https://www.linkedin.com/in/amysylvis/Connect with Amy Sylvis:Contact Us:https://www.sylviscapital.comhttps://www.sylviscapital.com/webinar00:23 Guest Introduction: Brett Synicky from Sense Financial00:57 Understanding Solo 401 (k) and Self-Directed IRAs01:24 Diversification and Investment Options05:35 Retirement Account Types and Rules09:26 Investment Strategies and Best Practices21:04 Tax Implications and UBIT/UDFI Explained24:55 Addressing Audience Questions26:29 Understanding Checkbook Control for IRAs34:13 Exploring Contribution Limits for Retirement Accounts39:11 Final Advice and Contact Information

APR 29th Important Things:1.) RATES2.) OIL3.) VOLATILITY

Welcome back to the show! In this episode, Steve talks about IRAs and 401(k)s, specifically what the statements say about your financial situation and future. This is still a show focused on building a complete life by using real estate as your investment vehicle, but Steve knows that most of his listeners were taught to buy into these government savings programs. It is essential to know how much they are working for you! So tune in now and let's get you to your next step! Please remember that Steve is always one email away. Send your questions, comments, and concerns to AskSteve@TotalWealthAcademy.com today! 

Laura reviews the rules, pros, and cons of borrowing from a workplace retirement plan, such as a 401(k) or 403(b).Money Girl is hosted by Laura Adams. A transcript is available at Simplecast.Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamshttps://lauradadams.com/

What if your retirement plan could own your next business venture?In this powerful episode of the Exit Strategies Radio Show, host Corwyn J. Melette sits down with Jeremy Ames, Co-Founder & CEO of Guidant Financial, a leader in innovative business funding solutions, to uncover a game-changing strategy for aspiring entrepreneurs: using your 401(k) or IRA to buy or start a business—without triggering taxes or early withdrawal penalties. Guidant Financial is a company that has helped over 30,000 entrepreneurs launch their own businesses by investing retirement savings through a structure called ROBS (Rollover as Business Startups).With over two decades of experience, Jeremy is a serial entrepreneur, business coach, and former SBA Young Entrepreneur of the Year. His mission is to empower others to break free from traditional employment and create lasting legacies through business ownership.Jeremy shares the inspiring journey of Spiro Eggdose, who left his corporate job to build a multi-million dollar trash bin cleaning business. He also breaks down the importance of validating your business idea early, truly understanding your customer from day one, and making the crucial mindset shift from simply working for money to strategically leveraging money to build a lasting legacy.Whether you're ready to escape the 9-to-5 grind, want to take control of your financial future, or are simply sitting on retirement funds with untapped potential, this episode reveals how to leverage your own money to build the life you want.Key Takeaways:01:52 What is Guidant Financial, and how has it helped over 30,000 entrepreneurs launch their businesses02:34 Using Retirement Funds to Start a Business03:58 Reasons to Use Retirement Funds for Business4:03 How Peter Thiel used his retirement account to create a billion-dollar Roth IRA4:48 Top 3 reasons people use retirement funds to start or buy a business7:20  Why real estate investors should consider using retirement funds for better returns14:02 Challenges and Success Stories16:57 Final Thoughts and Contact Information17:44 Jeremy's Personal Journey and AdviceConnect with Jeremy Ames