Podcasts about 401k

Learn how to build business credit fast and access capital without destroying your personal credit Build business credit fast and unlock funding opportunities most entrepreneurs never discover—that's exactly what you'll learn in this game-changing episode with Ty Crandall, who runs the world's largest business credit coaching operation. Charles Gaudet and Ty dive deep into the critical mistakes business owners make when funding their companies, revealing why the worst time to seek money is when you actually need it. Ty shares his proven "3 C's Formula" (Cashflow, Credit, Collateral) that has helped thousands of businesses access over $30 million in funding monthly, and you'll discover how to separate your personal finances from business liability, build a fundable business credit profile from scratch, and tap into funding options ranging from $160K in 0% interest credit cards to 4% EIDL loans with 30-year terms. Ty Crandall is a military veteran, world-renowned business credit and financing expert, and successful entrepreneur who has transformed personal tragedy into a mission of service. As the author of two best-selling books on consumer and commercial credit, Ty is also a high-level business coach who helps entrepreneurs scale to 8-figures and beyond, and an international speaking sensation. After losing everything during the 2008 financial crisis—including his mortgage company, personal assets, and even resorting to passing bad checks to keep electricity on for his pregnant wife—Ty rebuilt from ground zero with a fundamental shift in purpose. His painful experience drives his commitment to educating business owners on building fundable companies while protecting their personal assets, making Credit Suite the go-to resource for entrepreneurs seeking capital access at favorable terms without personal guarantees. KEY TAKEAWAYS: The worst time to ask for money is when you actually need it—entrepreneurs should prepare and secure revolving credit lines before cash flow problems arise. Business owners should double their estimated startup costs and timelines, as ventures typically take twice as long and cost twice as much as anticipated. Building business credit is separate from personal credit and should begin the moment you start your business to avoid personal liability and guarantee requirements. The "3 C's Formula" determines funding eligibility: Cashflow, Credit, and Collateral—if you have all three, you qualify for SBA loans; if you have one strength, focus on lenders specializing in that category. Unlike personal credit, business credit scores (like Paydex) are based solely on payment history, inquiries don't hurt your score, and 90% of vendors don't report unless you're intentional about it. Entrepreneurs should stock up on revolving credit whenever available and when terms are favorable, even if they don't need it immediately, to prepare for economic downturns or unexpected opportunities. Alternative funding options beyond traditional banks include merchant cash advances, credit card stacking ($160K at 0% for 18 months), asset-based lending (stocks, 401Ks, cryptocurrency), and EIDL disaster loans at 4% for 30 years. Using brokers instead of going directly to lenders provides access to more funding options, better negotiating power, and often costs nothing extra since lenders pay referral fees to brokers. Link's mentioned in the episode: creditsuite.com/blueprint https://www.linkedin.com/in/tycrandall Growing your business is hard, but it doesn't have to be. In this podcast, we will be discussing top level strategies for both growing and expanding your business beyond seven figures. The show will feature a mix of pure content and expert interviews to present key concepts and fundamental topics in a variety of different formats. We believe that this format will enable our listeners to learn the most from the show, implement more in their businesses, and get real value out of the podcast. Enjoy the show. Please remember to rate, review and subscribe to the podcast so you don't miss any future episodes. Your support and reviews are important and help us to grow and improve the show. Follow Charles Gaudet and Predictable Profits on Social Media: Facebook: facebook.com/PredictableProfits Instagram: instagram.com/predictableprofits Twitter: twitter.com/charlesgaudet LinkedIn: linkedin.com/in/charlesgaudet Visit Charles Gaudet's Wesbites:  www.PredictableProfits.com www.predictableprofits.com/community  

The Moneywise Radio Show and Podcast Wednesday, october 15th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  The dark forces of Wall Street are mobilizing again — and this time, they're coming for your retirement savings. Blackstone, Apollo, and the rest of the private equity giants are pushing to stuff risky, illiquid assets into 401(k) plans under the guise of “retirement innovation.” But behind the corporate jargon lies desperation: a liquidity crunch, bad bets, and a plan to offload the pain onto ordinary investors. The orcs are gathering, and Washington's helping them march straight into the Shire.

Not sure what your numbers are telling you? Get a free review: coltivar.com/financial-review Major moves and market momentum in this week's top financial stories, including:Boomers Fall Behind on RetirementBlackstone Brings Private Equity to 401(k)sAI Data Centers Build Their Own Power PlantsSouthwest Ends Open SeatingWalmart Joins ChatGPT for AI ShoppingTune in for smart commentary, sharp context, and the financial insight you need to lead in a changing world — only on FinWeekly._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information. LinkedIn | YouTube coltivar.com

Plus: Novo Nordisk takes over a rare blood and kidney disorder drug from Omeros. And Poolside and CoreWeave partner up to build a massive data center in West Texas. Zoe Kuhlkin hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journrral reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices

From how a credit card works to how to add value to any organization, Charlie and Peter discuss five important things to teach your children before they turn 18. Plus, the government shutdown: is it a signal or just noise?

Funding a Portugal Golden VisaPortugal has jumped in popularity. The European nation has inarguably been one of the most popular golden visa programs to pursue. While buying a house no longer gets one residency, thousands are still choosing to make the country their home. For folk from the United States, there is an opportunity to use 401K and Retirement funds to actually fund a golden visa to Portugal. What are the options or alternatives to using retirement funds for folk from other countries? Are there any tax benefits? Mona and Rebecca sit down with Tiago Gali Macdeo to discuss funding options as well as to why Portugal continues to draw so many applicants from the United States and around the world. What challenges can one expect to face? And does the country really live up to all that hype? 

Thomas Doellman, Professor of Finance at Saint Louis University and co-founder of Elemental Wealth Group, joins Megan Lynch. He shares concerns about 401k accounts and investments made on account-holders behalf.

In this episode Brian and Jeff discuss what you need to know about your 401K and tax traps found in your cash flow. 

On this episode: This isn’t our first Government shutdown. What does history tell us? Financial Advisors may be making a change on how they get paid. You have a lot of options on how to use your 401(k). How do you decide? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

How will the 2025 government shutdown impact federal employees, retirees, and those receiving Social Security? In this urgent update, CD Financial unpacks the latest on furloughs, layoffs, and Reduction in Force (RIF)—plus what steps you need to take right now.

On this episode of Fully Invested, asset management partners, Eric Requenez and Jessica Reece, along with Josh Lichtenstein, a benefits partner and head of the ERISA fiduciary practice, discuss collective investment trusts (CITs) as a compelling strategy for raising and investing money for asset managers. Due to their potential to tap into large sums of retirement assets, we expect CITs to continue growing in importance and sophistication in the coming years, especially in light of President Trump's support for expanding 401(k) and defined contribution plan access to alternative investments. Ropes & Gray provides a comprehensive suite of legal services for retail alternatives, including fund formation, registration and compliance, structuring of public-private investment solutions, tax planning, and ongoing regulatory and transactional support. For additional information, please visit our Alternative Retail Funds page, which includes a library of our thought leadership resources with insights on the latest market developments.  

Feeling anxious about taking money from your retirement accounts? You're not alone. That first withdrawal feels odd after decades of saving, but a clear process and tax plan turns uncertainty into confidence.In this episode, Ari Taublieb, CFP®, breaks down how withdrawals actually move from investment accounts to your checking—and what the tax bite may look like.Using a simple $100,000-per-year example for a married couple filing jointly, you'll see illustrative ballpark math: in a no-income-tax state (e.g., Florida) the effective rate can land around ~8% (~$8,044), while a high-tax state (e.g., California) might be ~9.7% (~$9,683). That ~$2,000 gap often isn't big enough to justify uprooting your life.You'll also learn a smarter way to “hold cash” for spending: keep withdrawal dollars intelligently invested while you spend. A $100,000 portfolio earning a modest 5% generates ~$5,000, which is roughly equivalent to one month of expenses at that rate, before fees, taxes, and market volatility. It's not a guarantee, just math.We'll cover practical setups, like creating a dedicated travel fund while keeping core assets growing, and choosing a payout cadence (monthly, quarterly, or biweekly) that fits your comfort level. Whether you retire at 50, 60, or 70, the principles stay the same.Ready to retire with more confidence? -Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

From Food Stamps to $50,000/Month: What Wall Street Doesn't Want You to Know About Building Real Wealth What if everything you've been taught about money, retirement planning, and wealth building is completely wrong? What if your 401k, the 4% rule, and traditional financial advice are actually keeping you trapped in financial mediocrity? In this eye-opening conversation, Chris Miles - "The Anti-Financial Advisor" and host of the Money Ripples Podcast - shares his incredible journey from millionaire financial advisor to food stamps with $1 million in debt, and how he discovered alternative investment strategies that now generate $50,000+ monthly in true passive income.

Join Moe and Javaid as they analyze the markets following the trade war scare last Friday. What happened to markets on Friday and how long will the volatility last? What is the bond market signalling to the equity markets? Listen now to get the answers to these questions and more! 

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Jake, and Rabih react to Japan's latest news and their stock market high and comment on economic changes that Japan still faces. They discuss the value of 401(k)s invested in the Mag 7 and debate whether it props up the stock market. Changing mindsets and surging housing prices impact the next generation and current ideals on the traditional home-ownership dream. Learn more about the Dentist Money Launchpad Program, join the waitlist to learn everything you didn't learn about money in dental school through a series of live courses built exclusively for D4s and recent grads! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Discover why 401k's could lose this tax break. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

Take control of your retirement with our Solo 401(k) Special, starting at $895. The offer ends on October 17, 2025! Learn more: https://kkoslawyers.com/solo-401k-special-2025/?utm_source=buzzsprout&utm_medium=description-link&utm_content=596-solo-401k-p2-maintain&utm_campaign=main-street-business-podcastAre you taking full advantage of one of the best retirement strategies available to entrepreneurs and small business owners? In this episode of the Main Street Business Podcast, Mark J. Kohler and Mat Sorensen dive deep into how to set up, maintain, and maximize your Solo 401(k) — giving you the tools to make the most of this powerful retirement plan.The Solo 401(k) offers higher contribution limits, flexible investment options, and unique tax advantages that make it one of the most attractive plans for the self-employed. Mark and Mat break down everything you need to know about eligibility, plan setup, ongoing compliance, and strategies to ensure your plan is working for you. They'll also cover common mistakes, key rules to remember, and proven ways to grow your wealth through real estate, small business investments, and alternative assets inside your Solo 401(k).Whether you're new to retirement planning or already have a Solo 401(k) in place, this episode provides practical steps to help you stay compliant, maximize contributions, and take full advantage of the tax-saving opportunities available. By the end, you'll understand why the Solo 401(k) is often a smarter choice than a SEP IRA or other retirement plans — and how to ensure yours is structured correctly.If you're serious about saving taxes, building wealth, and taking control of your financial future, this is an episode you don't want to miss!You'll learn:How to determine if you qualify for a Solo 401(k) — even if you have part-time employees or a small side businessThe key rules for full-time and part-time employees, and how to stay compliant as your business growsSmart strategies for setting optimal salary levels for yourself and your spouse to maximize contributions and minimize taxesThe different contribution options (traditional, Roth, and employer match) and how to combine them for greater flexibilityHow to roll over or restate an existing 401(k) into a self-directed plan that lets you invest in what you know bestGet a comprehensive tax consultation with one of our Main Street tax lawyers that can build a tax strategy plan with an affordable consultation that will leave you speechless!! Here's the link - https://kkoslawyers.com/services/comprehensive-bus-tax-consult/?utm_source=buzzsprout&utm_medium=description-link&utm_content=596-solo-401k-p2-maintain Grab my eBook 30 Unique Strategies Every Business Owner Should Know! You don't want to miss this! Secure your tickets for the #1 Event For Small Business Owners On Main Street America: Main Street 360 Looking to connect with a rock star law firm? KKOS is only a click away! Are you ready to get certified in EVERY strategy I teach? Start your journey with a FREE 15-minute discovery call to explore the Main Street Tax Pro Certification. Check out our YOUTUBE Channel Here: https://www.youtube.com/markjkohler Craving more content? Check out my Instagram!

You asked, and we listened. In this episode of Coffee with Your Retirement Coach, we tackle one of the most common questions we get: "I'm 58 and have $2.4 million saved. Can I retire?" But as you'll hear, it's not just about the number on the page. We dive deep into what that figure could mean for your income, lifestyle, taxes, healthcare, and overall retirement vision. Join us as we break down the math behind the 4% rule and explore the often-overlooked factors that make or break a retirement plan—things like purpose, timing, Social Security strategy, and where and how you want to live. Plus, we share a real-life success story of a couple who made their beachside retirement dreams a reality.   **Timeline Summary** [0:06] - The $2.4 million question: Can I retire at 58? [1:25] - Why cash flow isn't the whole picture (think taxes and purpose) [2:38] - What a 4% withdrawal rate means for your retirement income [5:03] - Taking Social Security early: a controversial yet practical option [6:35] - Bridging the healthcare gap before Medicare kicks in [9:38] - The missing piece: lifestyle planning and location-based costs [13:08] - Real-life case: high-end travel vs. smart budgeting trade-offs [14:52] - Tax planning strategies to keep more of what you've earned [16:48] - The power of a retirement coach and building your dream team [18:08] - Client success story: from $2.4M to sunset strolls by the beach   **Final Thoughts** Retiring at 58 with $2.4 million? It's possible—but your success depends on your income needs, healthcare planning, tax strategy, and what kind of life you want to lead. If this episode hit close to home, subscribe, share it with a friend, and leave us a review. And as always, stay coachable!  

The movement of private wealth allocations to alternatives is one of the biggest questions impacting the future of private markets. Our Private Wealth miniseries shared perspectives from allocators and managers on the space. Since then, an Executive Order opened the door for 401(k) plans to adopt alternatives. I wrote, in a recent Musings for our Premium members, that private market allocations in retirement plans may be a big deal down the road, but there's no need to worry about a flood of capital hitting the private markets any time soon. To understand why, I asked Eric Mogelof to come back on the podcast and explain how capital flows in the retirement markets.  Eric is the head of Global Client Solutions at KKR and joined me on the Private Wealth miniseries. In this hot take, Eric breaks down the retirement market across defined benefit, defined contribution, and IRA plans, the importance of target date funds to 401(k)s, and the decision making process required for these various structures to adopt alternatives. From our sponsor, Morningstar Embrace the global language of investment data Learn More Follow Ted on Twitter at @tseides or LinkedIn Subscribe to the mailing list Access Transcript with Premium Membership   Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠)

In this episode, Rick Unser is joined by Robert Fortin from Amtrak and Kristina Cox from Recology — two HR leaders with deep experience in optimizing employee benefits.  They discuss the intricacies of 401(k) plans, particularly focusing on the differences between union and non-union benefits, decision-making processes in benefits offerings, and the importance of employee engagement. They explore the implications of Secure 2.0, the challenges of communicating total rewards to employees, and the future of retirement income options. The discussion emphasizes the need for effective communication, understanding employee needs, and adapting benefits to meet those needs while navigating regulatory changes.

Logan and Allie talk about different savings buckets and the best to start saving your money right now. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

How far would you go to turn your passion into a business? For Myles Powell, the answer was all in—emptying his 401k, maxing out his cards, and walking away from a safe career in engineering… all for frozen mac & cheese.On this week's Young Boss, Myles reveals the unfiltered truth about building a food brand from scratch—no trust fund, no roadmap, just grit and a love for the dinner table. From a failed BBQ sauce launch to hearing a chef call his first recipe “gross,” Myles learned the hard way how to package, sell, and scale in one of the toughest industries out there: CPG (Consumer Packaged Goods).We get into the moments most founders won't talk about—gas station card declines, raising capital when no one's calling you back, and the painful mistakes that could have sunk him for good. But Myles didn't just survive—he's now on a mission to shake up the frozen aisle and bring comfort food to America's schools.He'll tell you why not to treat your business like a baby, why fear is a sign you're on the right path, and the branding secret that could save you years of wasted time. If you've ever dreamed of quitting your job to go all-in, this is the wake-up call (and reality check) you need.Subscribe to Young Boss with Isabelle Guarino wherever you get your podcasts, and be sure to like, share and follow on Instagram and TikTok.And remember, youth is your power.

主題: 詳解401k姚寧剛會計師 主講

Pensions are fading, and the 401(k) is now the primary engine for a real retirement paycheck. We unpack what that shift means for your money, from how much to save to which account type—pre-tax or Roth—gives you the most control over future taxes. We start by challenging the “save to the match” mindset and show why 15% is a more reliable target for long-term security, especially if you didn't start in your early twenties.We dig into the fine print that quietly costs people thousands: vesting schedules and small-balance cash-outs when changing jobs. You'll learn how to time career moves so you keep employer dollars, and how to roll old 401(k)s in minutes instead of paying taxes and penalties on a forced distribution. Then we get practical about investing inside the plan—when a target-date fund is “good enough,” what to check for (fees, glide path, risk), and how to build a simple, low-cost, diversified mix if your default option isn't pulling its weight.The conversation peaks with the Roth 401(k), a standout strategy for younger and higher-earning listeners who want tax-free income later. We clear up the biggest myth—there's no income limit for Roth 401(k) contributions—and walk through how employer money differs from yours at tax time. With current contribution limits of $23,500 under 50 (plus $7,500 catch-up if you're 50+), we lay out step-up tactics to reach 15% without shocking your budget. By treating your 401(k) like your future paycheck, and combining smart savings, vesting awareness, clean rollovers, and tax-savvy investing, you'll build a plan that compounds quietly and pays loudly.If this helped, follow the show, share it with a friend who needs a nudge on their 401(k), and leave a quick review so others can find it. Your future self will thank you. Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States. Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Are you stuck on the corporate hamster wheel, running in circles but getting nowhere? Joey Mure, co-founder of Wealth Without Wall Street, is here to show you how to break free from the grind and start building the financial freedom you've been craving.Joey shares his journey from being a high-income professional to becoming a successful investor. He reveals how transitioning from active income to passive income is the secret to regaining control over your time and your life.Joey walks us through the essential mindset shifts and actionable steps to start creating wealth that works for you. It's time to stop waiting for “someday” and start building the life you deserve today! “If you are the only thing at work, if your money is not at work creating passive income, you have no freedom.” ~ Joey Mure In This Episode:- Breaking free from the hamster wheel- Debunking the retirement myth- Why doctors fail at building passive income- The GPS method to financial freedom- Personal journey to passive income- The importance of peer groups and mentorship- Common money traps & stock market pitfalls- Achieving financial freedom and giving backMentioned in the Episode:Wealth Without Wall Street Podcast: https://www.wealthwithoutwallstreet.com/podcast Book, Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income: https://www.amazon.com/Wealth-Without-Wall-Street-Freedom/dp/B0DJDNQVH1 Connect with Joey Mure: LinkedIn: https://www.linkedin.com/in/joey-mure-b376824 Website: https://www.wealthwithoutwallstreet.com/ Resources:➡️ Free community of high-performing physicians: the Physician Wealth Accelerator - https://limitless-md.mn.co/➡️ Check out my programs - https://vikramraya.com/coaching/➡️ Apply to become a Limitless MD - www.I8mastermind.com➡️Claim Your Free 30-minute discovery call and $500 off your engagement with Hall CPA: go.therealestatecpa.com/limitless Connect with Vikram:Website: https://vikramraya.com/Instagram: https://www.instagram.com/vikramraya/Facebook: https://www.facebook.com/VikramrayamdLinkedIn:https://www.linkedin.com/in/vikramraya/YouTube:

Join Moe and Javaid as they analyze the market activity following the government shutdown. Will markets hold up through the shutdown? Are we expecting more rate cuts from the Fed? What are some key indicators for the last quarter of trading in 2025? Listen now to get the answers to these questions and more!

Amy talks with the host of ‘How to Money' Joel Larsgaard about contract and freelance work, retirement accounts, and reliable cars.

On this episode of Fire Your Financial Advisor by Golden Reserve: Yelling “Uncle!” doesn’t help get your 401(k) out of a financial headlock. What are your exit ramps from a market crash? Is your retirement strategy too complicated? Sometimes boring is better. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

In this episode of The Personal Finance Podcast, Andrew introduces the 401k Sprint strategy—a game-changing approach where you max out retirement contributions for just 5-10 years instead of grinding for 30-40 years straight, proving that a 25-year-old who contributes $23,500 annually for only 5 years can retire with over $2 million while someone starting at 60 can still add $430,000 in just 5 years using catch-up contributions. He breaks down the exact numbers for sprints starting in your 20s, 30s, 40s, 50s, and 60s, explains the difference between traditional and Roth 401k strategies, and shows why the 2-on/2-off cycle approach (maxing contributions for 2 years, taking 2 years off, and repeating) can still build nearly $3 million by retirement—proving that short bursts of intense saving combined with compound growth can beat decades of mediocre contributions. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc  Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP  Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/  Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!    Relevant Episodes: Should You Stop Using a Roth 401(k) After a Certain Income? (Money Q&A) What to Do With Your Old 401(K) (Step-By-Step!) Should I reduce my 401(K) Contributions to Save for a House? - Money Q&A Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel  Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Take control of your retirement with our Solo 401(k) Special, starting at $895. The offer ends on October 17, 2025! Learn more: https://kkoslawyers.com/solo-401k-special-2025/?utm_source=buzzsprout&utm_medium=description-link&utm_content=solo-401k-p1-benefits&utm_campaign=main-street-business-podcastAre you overlooking one of the most powerful retirement strategies available to entrepreneurs and small business owners? In this episode of the Main Street Business Podcast, Mark J. Kohler and Mat Sorensen take a deep dive into the Solo 401(k) — explaining exactly what it is, who qualifies, and how it can dramatically improve your retirement savings and tax strategy. If you're self-employed, a freelancer, or running a small business, this plan could be a game-changer for your financial future.Unlike traditional retirement accounts, the Solo 401(k) comes with higher contribution limits, flexible investment options, and unique tax advantages that put you in control. Mark and Mat walk you through how the plan works, the rules you need to know, and why so many entrepreneurs are using it to invest not only in the stock market, but also in real estate, private companies, and alternative assets. They'll also cover common misconceptions, key mistakes to avoid, and practical strategies to maximize the benefits of this plan.Whether you're just getting started with retirement planning or looking for ways to reduce your tax burden while growing wealth, this episode breaks it all down in plain, actionable steps. By the end, you'll understand why the Solo 401(k) stands out compared to SEP IRAs and other options — and how to know if you qualify. If you're serious about building wealth, saving taxes, and gaining more control over your financial future, this is an episode you can't afford to miss!You'll learn:How a Solo 401(k) lets you save for retirement using any small business or side hustle income — even alongside a day job 401(k) or IRAThe major tax and contribution advantages that make Solo 401(k)s one of the most flexible retirement plans for entrepreneursHow to borrow from your Solo 401(k) and pay yourself back with tax-free interestWhy Solo 401(k)s offer strong asset protection and rollover options from old retirement accountsThe power of self-directing your Solo 401(k) into real estate, small businesses, and other alternative investmentsGet a comprehensive tax consultation with one of our Main Street tax lawyers that can build a tax strategy plan with an affordable consultation that will leave you speechless!! Here's the link - https://kkoslawyers.com/services/comprehensive-bus-tax-consult/?utm_source=buzzsprout&utm_medium=description&utm_content=595-sol Grab my eBook 30 Unique Strategies Every Business Owner Should Know! You don't want to miss this! Secure your tickets for the #1 Event For Small Business Owners On Main Street America: Main Street 360 Looking to connect with a rock star law firm? KKOS is only a click away! Are you ready to get certified in EVERY strategy I teach? Start your journey with a FREE 15-minute discovery call to explore the Main Street Tax Pro Certification. Check out our YOUTUBE Channel Here: https://www.youtube.com/markjkohler Craving more content? Check out my Instagram!

n this episode of Dollars & Sense, hosts Kristin Castello and Chet Cowart dive into the hottest topics shaping your retirement future, including the latest proposed changes to 401k investment options and critical updates to catch-up contributions for those aged 50 and above. If you're curious about how alternative investments like crypto and private equity might soon enter your 401k, or how upcoming tax regulations could affect high earners, this episode has the answers you need to stay ahead. Kristin and Chet break down three main topics: Alternative Investments in 401ks: The current administration's push to add new choices to your 401k sounds appealing, but comes with risks, fees, and potential complications. Learn how these changes could impact your account—and what history has taught us about “too good to be true” investments. Major Tax Changes for High Earners: Starting in 2026, those earning $145,000 or more must put catch-up contributions in Roth accounts, losing some valuable tax deductions. Find out who's affected, what loopholes exist, and how to plan ahead to avoid nasty surprises on your tax bill. Consolidating Retirement Accounts: Should you roll your old 401ks and IRAs together? Get practical advice on direct transfers vs. 60-day rollovers, when consolidation makes sense, and which exceptions to watch out for—plus real-world client stories to illustrate what could go right or wrong. With lively banter, relatable client examples, and clear calls to action, Kristin and Chet make complex financial changes easy to understand—and actionable. Whether you're nearing retirement, a high earner facing new rules, or just looking to simplify your finances, you'll come away with smarter strategies for protecting your nest egg. Ready to take control of your retirement? Click to listen, get expert insights, and discover how Dollars & Sense can help you make the most of every opportunity—no matter where you are in your financial journey. 

Send us a textWhat happens when a Navy vet and a sales pro ditch Wall Street and go all in on self-storage?

The retirement account that has been around for nearly 50 years hasn't changed much… until now. Starting next year, everything is different. We're diving into the major new investment options—private equity, hedge funds, and crypto—that could redefine your portfolio. We also cover major changes to "catch-up" contributions for high-income earners over 50. Tune in this week for the breakdown you need to maximize your retirement savings under the new rules.

It's Sunday and I'm wrapping up the week by summarizing this week's theme: I'm a Financial Advisor—Here's Exactly How I Manage My 401(k) In case you missed any episodes this week, here's the recap…

In this episode we will look at 18 U.S. cities, in various states, that impose no taxes on 401(k) or pension withdrawals — and how choosing one can stretch your retirement dollars further.Today's Stocks & Topics: Perdoceo Education Corporation (PRDO), Calamos US Equity Autocallable Income ETF (CAIE), Market Wrap, Top 18 U.S. Cities That Don't Tax Your 401(k) or Pension, Schneider Electric S.E. (SBGSY), Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, A-I Second Order Winners, How to Select a Mutual Fund, Nutrien Ltd. (NTR).Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out Gusto: https://gusto.com/investtalk* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Protect your investments with And We Know http://andweknow.com/gold Or call 720-605-3900, Tell them “LT” sent you. ------ AT sea with LT. 2026. Caribbean: https://www.inspirationtravel.com/event/lt-caribbean-cruise-2026 ————————— *Our AWK Website: https://www.andweknow.com/ ➜ AWK Shirts and gifts: https://shop.andweknow.com/ ------- *DONATIONS SITE: https://bit.ly/2Lgdrh5 *Mail your gift to: And We Know 30650 Rancho California Rd STE D406-123 (or D406-126) Temecula, CA 92591 ➜ AWK Shirts and gifts: https://shop.andweknow.com/ ➜ Audio Bible https://www.biblegateway.com/audio/mclean/kjv/1John.3.16 Connect with us in the following ways: + DISCORD Fellows: https://discord.gg/kMt8R2FC4z

This week on the Retirement Quick Tips Podcast, I'm pulling back the curtain and telling exactly how I manage my 401k as a financial advisor.  Today, I'm talking about: a few other tips to make the most of your 401k.

Financial blunders aren't new. Consider this: the web portal Excite once passed on buying Google for just $750,000. Today, Google's parent company is worth over $2 trillion. That, my friends, is a legendary missed opportunity.Most of us won't miss out on trillions, but we've all made financial mistakes. The good news is that God's Word offers wisdom for recovery and direction when we stumble.Learning from FailureScripture reminds us that falling isn't the end for those who walk with God:“For the righteous falls seven times and rises again” (Proverbs 24:16).“For you, O Lord, are good and forgiving, abounding in steadfast love to all who call upon you” (Psalm 86:5).“If any of you lacks wisdom, let him ask of God … and it will be given him” (James 1:5).Failure can be a stepping stone when we let God guide us forward. With that encouragement, here are 10 financial mistakes to avoid—and biblical wisdom to help you course-correct.1. Borrowing from Your 401(k)It feels like “borrowing from yourself,” but it often masks overspending or debt. While repaying, you may miss out on employer matches and the compounding growth that comes with them. Worse, leaving your job could trigger taxes and penalties.2. Claiming Social Security Too EarlyStarting at 62, benefits are reduced by up to 30%—for life. If possible, wait until full retirement age (or beyond) for a larger monthly check that lasts as long as you do.3. Only Paying the Minimum on Credit CardsA $5,000 balance at 20% interest can take nearly a decade to pay off with minimum payments, costing more than $8,000 in interest. Pay extra and utilize debt payoff strategies, such as the snowball or avalanche method.4. Delaying Retirement SavingsCompound interest rewards the early saver. Even small contributions in your 20s can grow into a significant nest egg. Don't panic if you're starting late—just start now.5. Overextending Yourself for Your KidsHelping with college, weddings, or down payments shouldn't jeopardize your own financial stability. Generosity is good, but if you sacrifice retirement now, you may depend on your kids later.6. Going It Alone Without Wise CounselMany sell low during downturns because they lack guidance. Proverbs 15:22 says, “Without counsel plans fail, but with many advisers they succeed.” Seek out wise, faith-based financial advice.7. Co-Signing a LoanScripture warns: “One who lacks sense gives a pledge and puts up security in the presence of his neighbor” (Proverbs 17:18). About 40% of co-signers end up paying the loan themselves. Be wise in your generosity.8. Quitting School Too SoonEducation—whether a four-year degree, trade school, or certification—equips you with marketable skills. Think of it as an investment in your future, not just a cost.9. Buying a TimeshareTimeshares are marketed as affordable luxury, but often come with steep fees, little flexibility, and low resale value. They're rarely the “investment” they claim to be.10. Falling for ScamsScammers prey on fear, urgency, and greed. Whether through fake calls, emails, or investment pitches, their goal is always the same—to separate you from your money. Be vigilant and discerning.Walking Forward in FreedomJesus warned His disciples: “I am sending you out as sheep in the midst of wolves, so be wise as serpents and innocent as doves” (Matthew 10:16).Wise stewardship isn't about never failing—it's about learning, leaning on God's wisdom, and moving forward faithfully. With His help, you can recover from mistakes and grow into a more faithful steward of His resources.———————————————————————————————————————At FaithFi, we believe money is a tool to advance God's Kingdom. When you partner with us, you help more people discover the freedom of biblical stewardship and the joy of seeing God as their ultimate treasure.Become a FaithFi Partner today with your gift of $35/month or $400/year, and you'll receive:Early access to devotionals and studiesOur quarterly Faithful Steward magazineThe Pro version of the FaithFi appTogether, we can live as wise stewards and help others do the same.On Today's Program, Rob Answers Listener Questions:I have a 401(k) from a former employer, and I'm thinking of rolling it into a traditional IRA. Is that wise? And can I withdraw some cash during the transfer without incurring a penalty?I purchased a house in 2019 and now require a loan of $20,000–$30,000 to address basement flooding. What's the best loan option?I'm almost 80 and want to close several credit card accounts. How much would that hurt my credit score?I hold CDs jointly with my sister, but we're worried she could be liable if I get sued. Should I change the ownership before they mature?I'm considering joining Christian Community Credit Union, but I noticed that it isn't FDIC insured. Should that be a concern?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week on the Retirement Quick Tips Podcast, I'm pulling back the curtain and telling exactly how I manage my 401k as a financial advisor.  Today, I'm talking about: how I invest my 401k as a financial advisor.

Starting in 2026, workers aged 50 and older who earned over $145,000 in the prior year will be required to make their 401(k) catch-up contributions on an after-tax Roth basis (a key tax shift mandated by the SECURE 2.0 Act). Today's Stocks & Topics: Trane Technologies plc (TT), Circle Internet Group (CRCL), Market Wrap, Roth or Bust: The $145K 401(k) Catch-Up Rule Change for 2026, Schlumberger Limited (SLB), Zebra Technologies Corporation (ZBRA), Alternative Investments, AbbVie Inc. (ABBV), Gold.Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out Gusto: https://gusto.com/investtalk* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

The Trump administration is threatening mass layoffs as the government shutdown drags on. Israel has intercepted all but one of the boats in a flotilla heading towards Gaza. There's been a car ramming and knife attack at a British synagogue. Five students have been rescued from the school collapse in Indonesia, but hope is fading for others still trapped. Plus, there's a change coming to 401(k) contributions. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Big changes are coming to retirement planning—and they may hit you sooner than you think. In this week's episode of The Capitalist Investor, Tony and Derek break down new rules that eliminate a key 401(k) tax break for employees over age 50 making more than $150,000Congress is now forcing these catch-up contributions into Roth accounts, removing the upfront tax deduction many workers rely on. While this may sound like bad news, Tony and Derek explain why having a Roth “bucket” might actually strengthen your long-term tax strategy.You'll learn:Why losing this deduction isn't as catastrophic as it soundsHow building three “buckets” (cash, tax-deferred, and tax-free) gives you flexibility in retirementWhat the new rules mean for Medicare surcharges and health care costsWhy the government is really making this change—and how it could affect your futureThey also share frustrations with the complexity of the Secure Act 2.0, including catch-up age rules, savers' matches, and automatic enrollment requirements. Is it smart policy—or just another mess for workers and employers?

Quint and Allie talk about the ins and outs of rolling out a 401(k). Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

It's open enrollment season—Dr. Jimmy Turner and Justin Harvey CFP break down HSAs, retirement plan changes, and pensions to help physicians make smarter benefit decisions without the overwhelm. Looking for disability insurance? Get it from a source you can trust here at Money Meets Medicine Disability Insurance (https://moneymeetsmedicine.com/disability)Download a free copy of The Physician Philosopher's Guide to Personal Finance at https://moneymeetsmedicine.com/freebook  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Setting up your 401 (k) can feel overwhelming, especially when you are faced with a long list of investment options. To make it easier, we welcome Zina Kumok, financial advisor and money expert, to explain how to choose wisely. Zina covers the importance of the employer match, diversification, and automation so your retirement savings can grow without stress. In the second half, we sit down with Jessica and Corey Fick of The Fioneers, who reached Coast FIRE in their early 30s. They share how they built a million-dollar portfolio, left corporate jobs that no longer fit their lives, and created a business that supports the lifestyle they truly want. If you are just starting out with your 401k or aiming for Coast FIRE, this episode will give you both the tactical steps and the long-term inspiration to succeed. RESOURCES⁠Sponsors, Deals, and Partners that Support the Show Sponsors, Deals & Partners – See all current offers in one place. MKM RESOURCES Own Your Time – Pre-order my first book today! MKM Coaching – Get 1-on-1 support with your family finance journey. Coast FIRE Calculator – Find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator – See how fast you can become mortgage free. YouTube – Subscribe for free to watch videos of episodes and interviews. RECOMMENDED RESOURCES (SPONSORS & AFFILIATES) Monarch Money – Best budget app for families & couples. Empower – Free portfolio tracker. Crew – HYSA banking built for families (Get an extra 0.5% APY with my partner link). Ethos – Affordable term life insurance. Trust & Will – Convenient estate planning made easy. Podcast Chapters 00:00 – Why your 401k match is part of your compensation 00:28 – Welcome and overview of today's episode 01:00 – Introduction to Zina Kumok 02:15 – What a 401k is and why it matters 03:30 – Understanding employer matches 05:00 – Choosing investments in your 401k 06:30 – Risk tolerance and diversification explained 08:30 – Automating your 401k contributions 09:20 – Alternatives to a 401k (IRA, HSA, brokerage) 13:00 – The importance of capturing your employer match 14:30 – Where to connect with Zina Kumok 15:17 – Coast FIRE couple spotlight: Jessica and Corey Fick 16:20 – The Coast FIRE Five 18:00 – Their journey from early investing to Coast FIRE 22:30 – How burnout pushed them to redesign their lives 25:00 – Reaching Coast FIRE and slowing contributions 27:00 – What their portfolio looks like today 29:30 – Household income range over 15 years 31:30 – Growing investments without new contributions 33:30 – How they control expenses in New England 35:20 – Advice for others pursuing Coast FIRE 37:10 – Why Coast FIRE is more approachable than full FIRE 40:00 – Where to learn more from The Fioneers HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Andy Hill Learn more about your ad choices. Visit megaphone.fm/adchoices

Scott answers listener questions on the future of 401(k)s and how to approach funding your retirement, the decision to pursue single parenthood, and how to balance career ambitions with caring for aging parents from a distance. Want to be featured in a future episode? Send a voice recording to officehours@profgmedia.com, or drop your question in the r/ScottGalloway subreddit. Learn more about your ad choices. Visit podcastchoices.com/adchoices