POPULARITY
Wrocław to nie tylko piękna architektura, urokliwe mosty i tętniące życiem ulice. To przede wszystkim ludzie – twórczy, zaangażowani, odważni w myśleniu i działaniu. Co roku plebiscyt Kreatywni Wrocławia udowadnia, że właśnie tu – we Wrocławiu – rodzą się innowacyjne pomysły, przełomowe odkrycia i niezwykłe inicjatywy.W kategorii Nauka/Technologia wyróżniono osoby, które nie tylko rozwijają ciekawe projekty i prowadzą badania, ale też potrafią swoją pasją zarażać innych. To ludzie, którzy robią swoje – z pomysłem, z zaangażowaniem i z konkretnym efektem. Pokazują, że nauka i technologia nie muszą być oderwane od codzienności – wręcz przeciwnie, mają realny wpływ na to, jak żyjemy, uczymy się i myślimy o przyszłości.Naszym rozmówcą jest Paweł Gawrychowski, profesor Uniwersytetu Wrocławskiego, specjalizujący się w informatyce teoretycznej, a dokładniej – w algorytmice. Poza działalnością naukową, jest również opiekunem drużyny UWr startującej w zawodach w programowaniu zespołowym.Zapraszają Klaudia Sobolewska i Ewa Śmigaj
W dzisiejszym odcinku rozmawiam z Martą Warszawską – fotografką przyrody i mieszkanką jednej z tutejszych wsi. Marta odnalazła tu swoje miejsce na ziemi. Jej zdjęcia pokazują świat, który często mamy na wyciągnięcie ręki – ale nie potrafimy go dostrzec. To rozmowa o życiu blisko natury, o uważności, o codziennym zachwycie nad łąką, drzewem, ptakiem. I o fotografii, która może być narzędziem edukacji i ochrony. Rozmawiamy też o zagrożeniach dla miejsca, które dla wielu ludzi i dla tutejszej przyrody jest po prostu domem.Odcinek dedykuję moim sąsiadkom i sąsiadom, którzy bronią krajobrazu przyrodniczego, społecznego i kulturowego Doliny Neru i gminy Lutomiersk.Zapraszam do wysłuchania 123 odcinka podcastu!PARTNEREM ODCINKA JEST UNIWERSYTET PRZYRODNICZY W POZNANIU. Podziękowania dla wszystkich moich Patronek i Patronów. W tym zacnym gronie są: Joanna, Kamil, Daniel, Krystyna, Patrycja, Olga, Hanna, Paweł, Łukasz, Tomasz, Andrzej, Maciej, Edyta, Ewa, Kacper, Katarzyna, ‘Staszek', Anna, Aga, Maciek, Ania, Agnieszka i Marta.Dziękuję za Wasze zaufanie i zaangażowanie!
Send us a textTuck in for tonight's Soccer Bedtime Story as we follow the extraordinary journey of Ewa Pajor—from chasing a ball across a Polish farm to becoming captain of Poland's national team at UEFA Euro 2025.Born outside a small spa town, Ewa trained against a barn wall, outscored the boys, and overcame homesickness and vision loss to become one of Europe's most feared strikers. With 136 goals at Wolfsburg, a record-breaking transfer to Barcelona, and a history-making goal that sent Poland to their first major women's tournament, Pajor's story is one of grit, heart, and belief.Perfect for young dreamers, soccer fans, and families who love underdog stories, this episode reminds us that greatness can grow anywhere—even in the quietest corners of the countryside.
In this special joint episode of The Consumer Finance Podcast and Payments Pros, Chris Willis, co-leader of Troutman Pepper Locke's Consumer Financial Services Regulatory Practice, is joined by Keith Barnett and Jason Cover from the Payments Pros podcast, along with Troutman Pepper Locke Consumer Financial Services Partner Mark Furletti. They discuss the future of earned-wage access (EWA) products following the Consumer Financial Protection Bureau's (CFPB) rescission of previous guidance. The conversation explores the history and evolution of EWA products, initially designed as employer-based solutions to provide employees early access to earned wages without extending credit.The group highlights regulatory challenges, including the CFPB's changing stance and the impact of state laws on EWA offerings. They examine how these products are structured to avoid being classified as credit, focusing on optional fees and the absence of repayment obligations. The discussion also addresses the legal landscape, noting potential state-level regulatory landmines and private litigation. The episode emphasizes the importance for fintechs and payroll processors to navigate these complexities carefully, especially in states with stringent regulations like California and New York. The podcast concludes with insights into the future of EWA, stressing the need for compliance with evolving state and federal laws.
TODAY ON THE ROBERT SCOTT BELL SHOW: A Tribute to Dr. Nicholas Gonzalez, Featuring Special Guests Including: Mary Beth Gonzalez, Mary Swander, Virginia, Kathleen, Ewa, Terry, Ann, Andrea Sorvillo and MORE! https://robertscottbell.com/a-tribute-to-dr-nicholas-gonzalez-featuring-special-guests-including-mary-beth-gonzalez-mary-swander-virginia-kathleen-ewa-terry-ann-andrea-sorvillo-and-more/ https://boxcast.tv/view/a-tribute-to-dr-nicholas-gonzalez-mary-swander-virginia-kathleen-ewa-terry-ann-andrea-sorvillo-mary-beth-gonzalez---the-rsb-show-7-21-25-ecibuq3k6kdl0eynsaae Please read this disclaimer carefully before you (“you”, “your”) use our [Your Website URL] website (“website”, “service”) operated by the [Your Business Name] (“operator”, “us”, “we”, “our”). Purpose and Character The use of copyrighted material on the website is for non-commercial, educational purposes, and is intended to provide benefit to the public through information, critique, teaching, scholarship, or research. Nature of Copyrighted Material Weensure that the copyrighted material used is for supplementary and illustrative purposes and that it contributes significantly to the user's understanding of the content in a non-detrimental way to the commercial value of the original content. Amount and Substantiality Our website uses only the necessary amount of copyrighted material to achieve the intended purpose and does not substitute for the original market of the copyrighted works. Effect on Market Value The use of copyrighted material on our website does not in any way diminish or affect the market value of the original work. We believe that our use constitutes a 'fair use' of any such copyrighted material as provided for in section 107 of the U.S. Copyright Law. If you believe that any content on the website violates your copyright, please contact us providing the necessary information, and we will take appropriate action to address your concern.
Satyryczny podcast Klubu Polskich Nieudaczników. Wydanie specjalne, wakacyjne, czyli między powagą a absurdem życia codziennego i urlopowego. Adam, Ewa i Piotr otwierają się tym razem przed wami w nieznanej dotychczas szczerości do bólu. Nic dla osób o słabych nerwach. Uwaga! Satyra! Może zawierać treści! Von Adam Gusowski.
Kahuku's former head football coach takes legal action to help clear his name after his sudden firing. Who Sterling Carvalho is suing and why. A trial is underway in Virginia for a young sailor facing charges of manslaughter in the tragic death of a Hilo man. And a West Oahu senator lashes out against a proposal to shut down a busy roadway in Ewa. See omnystudio.com/listener for privacy information.
Dziś zapraszam Was na spotkanie niezwykłe – moim gościem jest Pani Justyna – mieszkanka wsi, która żyje w krajobrazie zastanym po przodkach. Jej życiową pasją są ptaki – obserwuje je, notuje ich obecność, śledzi zmiany, towarzyszy im w ich codziennym rytmie. Nie z pozycji naukowca, lecz człowieka zakorzenionego – takiego, który rozumie, że przyroda to nie coś „obok”, ale coś „z nami”.Rozmawiamy o tym, co daje życie w rytmie przyrody, jak zmienia się nasz krajobraz i czy jeszcze potrafimy naprawdę widzieć to, co mamy tuż pod nosem.Strona odcinka: https://michalstanecki.com/122-2/ Społeczna strona protestu, który dotyczy inwestycji KAS w Charbicach Górnych w gminie Lutomiersk: https://www.ocalmy-gorke-charbicka.pl/ Petycja w obronie "Górki Charbickiej": https://www.petycjeonline.com/ocalmy_gork_charbick Podziękowania dla wszystkich moich Patronek i Patronów. W tym zacnym gronie są: Joanna, Kamil, Daniel, Krystyna, Patrycja, Olga, Hanna, Paweł, Łukasz, Tomasz, Andrzej, Maciej, Edyta, Ewa, Kacper, Katarzyna, ‘Staszek', Anna, Aga, Maciek, Ania i Agnieszka.Dziękuję za Wasze zaufanie i zaangażowanie!
Veckans gäst Ewa Wigenheim är socionomen och livscoachen som verkligen förstår vikten av återhämtning !Det blir en hel del snack om meditation i det här avsnittet och alla vi som tycker det är svårt att hitta ”rätt” meditation kan enkelt finna dem på Ewa's hemsida. Det finns meditationer för alla tillfällen! Nu ser vi till att ta in nya goda vanor som hjälper oss att få en hållbar vardag!Hemsida: www.wigenheim.seRetreaten heter "Egentid i Stockholm" 16 augusti 09.00 - 17.00. Man kan läsa mer om den här: https://www.wigenheim.se/page/664065
Czy da się wycenić śpiew ptaka? Czy można przeliczyć na pieniądze zapach wilgotnego lasu po deszczu, cień drzewa w upalny dzień, czy krajobraz zielonej doliny wraz z rzeką?Współczesna ekonomia uczy nas liczyć – ale niekoniecznie uczy nas widzieć. A przecież, jak pokazuje dzisiejsza rozmowa, są wartości, które stają się widoczne dopiero wtedy, gdy zaczniemy zadawać inne pytania. Nie tylko: „Ile to kosztuje?”, ale: „Co to dla nas znaczy?”, „Co tracimy, gdy to znika?”, „Dlaczego warto to chronić – niezależnie od tego, ile to warte w pieniądzach?”.Rozmawiam z profesorem UŁ Jakubem Kronenbergiem, ekonomistą ekologicznym, który od lat stara się pokazywać, że przyroda to coś więcej niż „zasób” do wykorzystania. Że nie wszystko, co cenne, da się przeliczyć na złotówki czy euro. A jednocześnie, że właśnie w języku ekonomii – choć nie tylko – można próbować mówić o potrzebie ochrony tego, co ulotne, piękne i niepowtarzalne.Link do ankiety - badania Jakuba: https://forms.office.com/e/wTCy8ghY9U Odcinek dedykuję moim sąsiadkom i sąsiadom, którzy bronią krajobrazu przyrodniczego, społecznego i kulturowego Doliny Neru i gminy Lutomiersk.Rozmowę kieruję także do burmistrza gminy Lutomiersk oraz radnych i proszę – wysłuchajcie i postarajcie się zrozumieć jej przekaz w kontekście naszej doliny i gminy.Zapraszam do wysłuchania 121 odcinka podcastu!PARTNEREM ODCINKA JEST UNIWERSYTET PRZYRODNICZY W POZNANIU. Podziękowania dla wszystkich moich Patronek i Patronów. W tym zacnym gronie są: Joanna, Kamil, Daniel, Krystyna, Patrycja, Olga, Hanna, Paweł, Łukasz, Tomasz, Andrzej, Maciej, Edyta, Ewa, Kacper, Katarzyna, ‘Staszek', Anna, Aga, Maciek, Ania i Agnieszka.Dziękuję za Wasze zaufanie i zaangażowanie!
„To tylko zmęczenie, więc ukończę ten bieg...” – to słowa, które Ewa wypowiedziała pod koniec Lapland Arctic Ultrana 500 km, podczas którego była zdana wyłącznie na siebie. Jak poradziła sobie z tym wyzwaniem i skąd w ogóle pomysł na tak ekstremalny bieg?Ewa, a właściwie Eva Zubeck, to popularna youtuberka, podróżniczka i prowadząca własny program na National Geographic. A to i tak za mało, by opisać, kim naprawdę jest ta inspirująca kobieta, pokazująca światu swoje „dzikie” życie. W pewnym momencie porzuciła poukładane życie i klasyczny styl codzienności, wybierając odkrywanie nieoczywistych miejsc i podejmowanie ekstremalnych wyzwań. Na YouTube śledzą ją miliony ludzi. Choć wszystkie swoje materiały publikuje po angielsku, okazuje się, że jest Polką i pięknie mówi w ojczystym języku. Rozmowę nagrano na łące – w jej naturalnym środowisku, gdzieś w polskich górach.Z rozmowy dowiesz się m.in.:Skąd u Ewy zamiłowanie do biegów górskich?Dlaczego uwielbia biegać z psem?Jak wyglądały jej pierwsze starty w zawodach?W jakich butach biega, by uniknąć kontuzji?Jak przygotowuje się do swoich ekstremalnych wyzwań?Dlaczego lubi szukać granic własnych możliwości?
Kontakt dla Słuchaczy bezpośrednio z EwąMili Słuchacze, matricaria chamomilla czyli rumianek lekarski to jedno z najbardziej znanych i lubianych ziół na świecie.Co daje i na co pomaga codzienne picie rumianku, odkryjecie wraz ze mną tym odcinku.Ciekawego słuchania i na zdrowie-Ewa.
What should have been a routine trip home from a local zoo turned into the deadliest school bus crash in Texas' recent history. The crash left a 5-year-old boy and an adult dead, and dozens of other children suffered serious injuries and emotional trauma. How did this happen? In an in-depth series, a reporting team from the Austin American-Statesman set off to answer several unanswered questions. Their deep investigation earned them the Fred M. Hechinger Grand Prize at this year's National Awards for Education Reporting ceremony. K-12 education reporter Keri Heath and Latino communities reporter Emiliano Tahui Gómez join EWA public editor Emily Richmond to discuss their award-winning work, which involved deep data mining to expose where the state's safety regulations for students and motorists fell short.
What should have been a routine trip home from a local zoo turned into the deadliest school bus crash in Texas' recent history. The crash left a 5-year-old boy and an adult dead, and dozens of other children suffered serious injuries and emotional trauma. How did this happen? In an in-depth series, a reporting team from the Austin American-Statesman set off to answer several unanswered questions. Their deep investigation earned them the Fred M. Hechinger Grand Prize at this year's National Awards for Education Reporting ceremony. K-12 education reporter Keri Heath and Latino communities reporter Emiliano Tahui Gómez join EWA public editor Emily Richmond to discuss their award-winning work, which involved deep data mining to expose where the state's safety regulations for students and motorists fell short.
In this episode of 'Warsaw Confidential,' host Kamal Jahid speaks with Ewa Golan, a holistic health and transformation coach. Ewa shares her journey from a corporate career to becoming a health coach, driven by her own experience with burnout and stress. They discuss the challenges that women face in balancing work and personal life, the importance of self-care, and how small, consistent habits can lead to significant changes in health and wellbeing. ❤️ SUPPORT OUR SHOW, BECOME A PATREON!
W tym odcinku rozmawiamy o Rzekach, które i nadal i coraz częściej zamiast swobodnie meandrować, są prostowane, betonowane i zanieczyszczane. To rozmowa o ich obecnej kondycji, o aktualnym stanie prawnym, który nie zapewnia skutecznej ochrony, oraz o nieustającym braku woli politycznej, by to zmienić – nawet w obliczu katastrofalnych skutków susz i powodzi. Gośćmi odcinka są Cecylia Malik – artystka, aktywistka i jedna z najbardziej zaangażowanych obrończyń polskich rzek oraz Paweł Augustynek Halny z Koalicji Ratujmy Rzeki. Rozmawiamy o tym, jak wygląda codzienność rzecznych aktywistek i aktywistów, co się zmienia, a co – niestety – wciąż pozostaje w martwym nurcie.Zapraszam do wysłuchania 120 odcinka podcastu!PARTNEREM PODCASTU JEST WYDAWNICTWO "PAŚNY BURIAT". Odnośniki do osób i treści:http://www.ratujmyrzeki.pl/https://siostryrzeki.wordpress.com/https://greenmind.pl/https://www.facebook.com/cecylia.malikhttps://www.instagram.com/cecyliamalik/https://www.facebook.com/PawelAugustynekHalnyhttps://pasnyburiat.pl/CzesankowePtaki https://www.facebook.com/profile.php?id=61572263828627Podziękowania dla wszystkich moich Patronek i Patronów. W tym zacnym gronie są: Joanna, Kamil, Daniel, Krystyna, Patrycja, Olga, Hanna, Paweł, Łukasz, Tomasz, Andrzej, Maciej, Edyta, Ewa, Kacper, Katarzyna, ‘Staszek', Anna, Aga, Ania i Agnieszka.Osobne podziękowania kieruję do Fundatora dużej kawy - Piotra.Dziękuję za Wasze zaufanie i zaangażowanie!
Ewa jest w Australii na wizie studenckiej, uczy się digital marketingu. Co zrobiła, gdy nagle, bez żadnego ostrzeżenia, zamknięto jej szkołę? Jak radzi sobie z szukaniem pracy w kraju, gdzie wymaga się głównie doświadczenia i referencji z Australii? Jak znosi tęsknotę za domem?
Kontakt dla Słuchaczy bezpośrednio z EwąSzanowni Słuchacze,Babka lancetowata niejednokrotnie ratowała mnie i moją rodzinę w tarapatach.Podczas wędrówki, na obtarcia czy nieopatrznie przeciętą stopę podczas brykania moich dzieci w wodzie. Zawsze znalazłam ją kilka metrów od nas i szybko przy pomocy rozgniecionego listka zrobiłam opatrunek.Warto o niej pamiętać, może uratować i Was!Miłego słuchania i na zdrowie!Ewa.
GOD KNOWS YOU OLORUN MON O
Ein harmloser Trainingsflug wird zum Albtraum: Bei der Vorbereitung zur WM in Australien wird Ewa in eine Gewitterwolke gesogen und steigt auf eine Höhe, in der eisige Kälte und Sauerstoffmangel herrschen. Wie konnte sie bewusstlos in 10.000 Metern Höhe überleben? Wie geht sie mit dem Erlebten um? Und wie findet sie zurück zur Freude am Fliegen? Eine Geschichte über unglaubliches Glück, physikalische Gesetze und die Neudefinition von Risiko.
Ewa får en förlossningsdepression och allt ser mörkt ut. Till den dagen då hon får en tidning om bakning. Bilderna på bakelser väcker något i henne. Lyssna på alla avsnitt i Sveriges Radio Play. Ewa Winge som tillbringat dagarna orkeslös i sängen får plötsligt en känsla av mening när hon ser vad mjöl kan bli. Hon börjar baka. Att se andra äta av brödet och att sköta en surdeg gör henne gott. Livsglädjen kommer tillbaka. Och det ska visa sig att hennes familj har räddats flera gånger av just bröd. Dagens Kropp & Själ handlar om brödet och bakandet som en väg till hälsa och välmående. Medverkande: Rikard Landberg, professor i livsmedelsvetenskap vid Chalmers, Siri Helle, psykolog och författare, Sebastien Boudet, surdegsbagare Programledare: Ulrika Hjalmarson NeidemanReporter: Ninos ChamounProducent: Stina Näslund
När Stefan Sjöstrand var 20 år mördades tre personer i hans familj. Vägen ur sorgen blev att välja att se det ljusa i livet. Hur gör man det? Lyssna på alla avsnitt i Sveriges Radio Play. Som vd för bolaget Skistar sedan fem år är Stefan Sjöstrand en makthavare inom svensk turism. Dessförinnan har han haft en rad prestigejobb som företagsledare, däribland 13 år på högt uppsatta positioner inom Ikea.I dag ansvarar han ett företag som står för ungefär hälften av all alpin skidåkning i Sverige, mätt i liftkortsförsäljning. Här ingår bland annat stora och klassiska vinterdestinationer som Sälen, Åre och Vemdalen.”Valde att se det ljusa i livet”Stefan Sjöstrands personliga resa är betydligt mer okänd. Som 20-åring förändrades hans liv efter Åmselemorden - ett av Sveriges kanske mest uppmärksammade brottsfall genom tiderna. Det var Stefans pappa Sten, halvbror Fredrick och pappans fru Ewa som mördades den natten.Hur går man vidare efter att livet vänts upp och ner på det sättet? Och hur har händelsen förändrat honom?Programledare: Martin WicklinProducent: Filip BohmKontakt: sondagsintervjun@sr.se
W dzisiejszym odcinku rozmawiam z Tomkiem Samojlikiem, który łączy w sobie dwie pozornie odległe pasje – naukowe podejście do przyrody i talent do opowiadania historii obrazem. Nasz gość to nie tylko naukowiec i przyrodnik, ale też autor komiksów edukacyjnych, które w subtelny, przystępny sposób uczą o naturze, zwierzętach, ekosystemach – i o nas samych.Rozmawiamy o tym, skąd się bierze miłość do przyrody i jak przekłada się ją na rysunki, które trafiają do dzieci i dorosłych. O tym, że nauka i sztuka mogą iść razem. I o tym, dlaczego dziś potrzebujemy historii, które uczą empatii – nie tylko do ludzi, ale też do innych istot.Zapraszam do słuchania!PARTNEREM PODCASTU JEST WYDAWNICTWO „PAŚNY BURIAT”.Odnośniki do osób i treści wymienionych w odcinku:https://www.instagram.com/tomasz.samojlik/https://lubimyczytac.pl/autor/43154/tomasz-samojlikhttps://kultura.com.pl/343-samojlik-tomaszhttps://nietoperze.pl/nietoperze/krajowe-gatunki/https://www.salamandra.org.pl/nietoperzewpolsce.htmlhttps://pasnyburiat.plCzesankowe Ptaki: https://www.facebook.com/profile.php?id=61572263828627 Podziękowania dla wszystkich moich Patronek i Patronów. W tym zacnym gronie są:Joanna, Kamil, Daniel, Krystyna, Patrycja, Olga, Hanna, Paweł, Łukasz, Tomasz, Andrzej, Maciej, Edyta, Ewa, Kacper, Katarzyna, ‘Staszek', Anna, Aga, Ania oraz nowa w tym gronie Agnieszka.
Kontakt dla Słuchaczy bezpośrednio z EwąSzanowni Słuchacze,zapraszam do słuchania o roślinie, która choć czasem uciążliwa szybko zaskarbi sobie Wasze serca. Pokrzywa bo o niej mowa jest tak wszechstronna, że zadziwia nawet botaników i badaczy z ogromnym doświadczeniem!Miłego słuchania i na zdrowie!Ewa.
Ep 134: May 14, 2025 - Army Whistleblower Revelations Part 2, UFOs in Hawaii and NDE. AAAS Science Journal article on Ultra Low Velocity Zone frequencies - huge structures at core-mantle boundary - huge structure 621 mile in diameter - huge structures under Africa - “these are among the largest things inside the earth, and we have no idea” Searching the skies - scientists say the most likely number of alien civilizations is 36 - The Drake Equation calculates the estimate for the number of intelligent life civilizations - New equation estimate between 4 and 211 civilization in the Milky Way alone. Retired U.S. Army Whistleblowers Edward Keith Abbott interview - “Other Worldly Communications” centre - Space program in 2007 - “We went to Iraq to plunder artifacts”…”from other civilizations that came to earth and started the whole program”. - “We are the fourth civilization on this earth.” - Spotted v-shaped craft over his house in Ewa, Hawaii. - Craft chased by Blackhawk helicopters and it dove into the water.
Philip vill möta gränsen går för vad han tål. Han springer mil efter mil för att se om det är hjärnan eller kroppen som ger upp först. Lyssna på alla avsnitt i Sveriges Radio Play. Efter tio timmars löpning får Philip ont i knäna. Hans löparkompis Ewa bryter och åker hem, men Philip fortsätter. Det är mörkt och kallt. Han springer nästan ett maraton till, ända till två på natten, med ont i knäna innan han är färdig. Vad är det som driver honom?- Om du har en bild av exakt vad du klarar av så låser du dig vid vad du kommer att klara. Släpp kontrollen och sluta säga vad du inte klarar av, säger Petra Malm, före detta elitsoldat och numera programledare för Robinson och en av instruktörerna i Elitstyrkans hemligheter på TV4. Medverkande: Philip Sandwall, ultralöpare, Petra Malm, före detta elitsoldat och numera programledare, författare och föreläsare, Christian Rück, psykiater och författare, Lars Ståhle, smärtläkare och forskare, Jenny Klefbom, psykolog och författare, Mariana Brussoni, kanadensisk lekforskare och Karin, mamma till treårig son. Programledare: Ulrika Hjalmarson NeidemanReporter: Ninos ChamounProducent: Stina Näslund
David har blivit en crossfitta. Linnea har varit på Rhodos och Love Lyssarides köar för Diddys rättegång. Lyssna på alla avsnitt i Sveriges Radio Play. Hela veckans Morgonpasset i P3 hör du i Sveriges Radio Play.Linnea Wikblad har varit på Rhodos och klarar inte av hotelljargongen, David Druid spenderar all sin tid vid moneybarsen. Det är Stora ljudtekniker-tackardagen! Inga jobbar hårdare eller har fler shorts än dom! Matilda Rånges obekväma falska lilla hål: Rånges helg i Köpenhamn. Linnea har vält ur en buss i Grekland. Pinsamma fall - jao! P3:s korre Love Lyssarides rapporterar live från kön till P. Diddys rättegång. Matilda Rånge från P3 Nyheter om bögarnas raseri efter Thybergs avgång och det omtalade Beef Wellington-mordet. Best friend of the show Ewa Fröling är här! Vi snackar ”okej tack”-gate, priset hon precis fått – och varför hon hatar natur.Tidpunkter i avsnittet:17:34 Nyhetsfördjupning: Bögarnas raseri mot Thybergs avgång24:40 Diddys rättegång drar igång46:35 Nyhetsfördjupning: Omtalade Beef Wellington-morden1:09:14 Matilda Rånges obekväma falska lilla hål: Rånge har varit i Köpenhamn1:19:30 Ewa FrölingKapitellänkarna ovan leder till avsnittet utan musik i Sveriges Radio Play.Programledare: David Druid och Linnea Wikblad.
Best friend of the show Ewa Fröling om hatet för naturen. Lyssna på alla avsnitt i Sveriges Radio Play. Hela veckans Morgonpasset i P3 – gästen hör du i Sveriges Radio Play.Skådespelaren, regissören och ikonen Ewa Fröling är tillbaka i studion. Vi snackar ”okej tack”-gate som fått ett eget liv. Hur känslorna går sedan efter hon prisats med ett Förtjänststipendium. Vad hon egentligen tycker om dagens unga skådespelare och varför hon aldrig blev en Hollywood-svensk.Programledare: David Druid och Linnea Wikblad.
Ever wondered what it would be like to go bike travelling for years at a time? What about over a decade? Well Polish adventurer Ewa Świderska, has spent the past 11 years cycling across various regions including the historic Silk Road, Central Asia, Southeast Asia, and Europe. Ewa shares her experiences of long-term solo travel as a woman, the impact on personal relationships, financial sustainability, and her unique approaches to overcoming challenges on the road. You can read more about Ewa's journey via her personal blog. Join me on the Seek Travel Ride Lightweight Bikepacking Tour!6 night - 5 day tour through the Pyrenees Foothills.Dates - June 28 - July 04Start and Finish: ToulouseCost €1550 per person twin shareFind Out more and Book Your Spot Here Support the showBeyond the Bike - Get Your Tickets and Join Me in London! Click for tickets to May 14 Click for tickets to May 15 Buy me a coffee and help support the show!Sign up to the Seek Travel Ride NewsletterFollow us on Social Media!Instagram - @SeekTravelRideWebsite: Seek Travel RideFacebook - Seek Travel RideLeave me a voicemail message Seek Travel Ride Music Playlist available now on both Spotify or Apple Music ...
Ep 133: May 8, 2025 - Army Whistleblower Revelations Part 1, Huge Structures Under the Earth AAAS Science Journal article on Ultra Low Velocity Zone frequencies huge structures at core-mantle boundary huge structure 621 mile in diameter huge structures under Africa “these are among the largest things inside the earth, and we have no idea” Searching the skies - scientists say the most likely number of alien civilizations is 36 The Drake Equation calculates the estimate for the number of intelligent life civilizations New equation estimate between 4 and 211 civilization in the Milky Way alone. Retired U.S. Army Whistleblowers Edward Keith Abbott interview “Other Worldly Communications” centre Space program in 2007 “We went to Iraq to plunder artifacts”…”from other civilizations that came to earth and started the whole program”. “We are the fourth civilization on this earth.” Spotted v-shaped craft over his house in Ewa, Hawaii. Craft chased by Blackhawk helicopters and it dove into the water. ==== NEW PRINTINGS NOW AVAILABLE: Glimpses of Other Realities, Vol. 1: Fact & Eye Witnesses Now available on Amazon: https://earthfiles.com/glimpses1 Glimpses of Other Realities, Vol. 2: High Strangeness Now available on Amazon: https://earthfiles.com/glimpses2 ==== — For more incredible science stories, Real X-Files, environmental stories and so much more. Please visit my site https://www.earthfiles.com — Be sure to subscribe to this Earthfiles Channel the official channel for Linda Moulton Howe https://www.youtube.com/user/Earthfiles — To stay up to date on everything Earthfiles, follow me on FaceBook@EarthfilesNews and Twitter @Earthfiles. To purchase books and merchandise from Linda Moulton Howe, be sure to only shop at my official Earthfiles store at https://www.earthfiles.com/earthfiles-shop/ — Countdown Clock Piano Music: Ashot Danielyan, Composer: https://www.pond5.com/stock-music/100990900/emotional-piano-melancholic-drama.html
This week on Vietnam Innovators (English edition), we welcome Mads Werner, CEO and Co-founder of Ekko. After many years working across Northern Europe and Singapore, Mads decided to settle in Vietnam in 2018 - a country where he spent part of his youth and developed a deep affection for its culture and people.In 2022, recognizing the urgent need for improved financial well-being among workers in Vietnam, Mads and his co-founders launched Ekko - a pioneering fintech application specializing in earned wage access (EWA). Ekko allows employees to access a portion of their earned wages at any time during the month, rather than waiting for a fixed payday. This service enables workers to manage unexpected financial needs without resorting to high-interest loans or predatory lending.For businesses, Ekko serves not only as a valuable employee welfare tool but also as a solution that enhances their Environmental, Social, and Governance (ESG) performance, while strengthening employee engagement and satisfaction.Listen to this episode on YoutubeAnd explore many amazing articles about the pioneers at: https://vietcetera.com/vn/bo-suu-tap/vietnam-innovatorFeel free to leave any questions or invitations for business cooperation at hello@vietnaminnovators.com
Welcome back to the occasional series on the podcast called Fintech Revealed. This is a sponsored show where we take a deep dive on one topic with a couple of industry experts.Today, we have Nico Simko, CEO and Co-Founder of Clair and Dan Loomis, the General Manager and Head of Product for the Money Group at Gusto. The topic we are doing a deep dive in today is Earned Wage Access (EWA) - one of my favorite fintech innovations of the last decade. We cover a great deal of territory on this show as we delve into embedded finance and the evolution of EWA (for reference I interviewed Nico on the show last year). In this podcast you will learn:Why Clair focuses on being embedded with HR and payroll companies instead of going direct to consumer or direct to employers.What piqued the interest of Gusto to offer EWA.What was involved in getting Clair up and running at Gusto.The two pieces that had to be in place at Clair to be able to embed their tech at Gusto.What employees are using EWA for at Gusto.How EWA is presented to employees in the Gusto app.How Clair worked with Gusto to determine how exactly to integrate EWA into their wallet.How the roll out has been going.What Gusto users are telling them about EWA.How fast a user can get money to their card if they have never used EWA before.Why Clair took the regulatory approach of treating EWA as a loan.What resistance, if any, employers have to offering EWA.What is stopping more payroll companies from signing up for EWA.Some of the limitations of the direct to consumer EWA model.What it is going to take for EWA to become ubiquitous.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes
Wielu ludzi przybyło na na cmentarz przy Alei Brzozowej w Świdnicy by pożegnać 17-letnią Ewę Biernacką. W listopadzie 2008 roku zupełnym przypadkiem spotkała na swojej drodze Petra Petika, który tłumił w sobie tyle złości, że Ewa nie miała najmniejszych szans na przeżycie spotkania. www.zmorderstwem.plWsparcie
In our second multi-grantee episode, we hear from three organizations who identify their work with kīpuka: regenerative spaces that help reseed and regrow the areas around them. First, we hear from Mehana Vaughan and Jennifer Luck from Kīpuka Kuleana (featured in episode 2), which perpetuates kuleana, ahupua'a-based natural resource management and connection to place through protection of cultural landscapes and family lands on Kaua'i. Next, we visit Kuhialoko and hear from Iokepa and Kalei Miner (featured in episode 43). Kuhialoko works to restore a sense of community ownership and kuleana to an area riddled by a prolonged history of military occupation and displacement near Puʻuloa. Finally, Anthony Deluze and Dani Espiritu speak to us at Kaʻōnohi about Hōʻola Hou Iā Kalauao (featured in episode 75), which revives and brings life to Kalauao, an ahupuaʻa in the moku of ʻEwa on the island of Oʻahu. Tags: Hawaiʻi, Hawai'i, Hawaii
Honolulu police said they responded to multiple e-bike and e-motorcycle violations in Ewa Saturday night. HPD said they responded to a large group of e-bike and e-motorcycle riders around 7:30 p.m. on Keoneula Boulevard in Ewa.See omnystudio.com/listener for privacy information.
Explore the rise of Earned Wage Access (EWA). Experts discuss its benefits, risks, and the evolving regulatory landscape. Learn how EWA is reshaping financial services and consumer access to funds in this special live episode.
En Ivoox puedes encontrar sólo algunos de los audios de Mindalia. Para escuchar las 4 grabaciones diarias que publicamos entra en https://www.mindaliatelevision.com. Si deseas ver el vídeo perteneciente a este audio, pincha aquí: https://www.youtube.com/watch?v=mpj1-K8wZig&t=3s En esta reveladora entrevista, Ewa nos habla de las capacidades ocultas que TODOS POSEEMOS; intuición y telepatía, y que pueden llegar a salvarnos la vida en momentos cruciales. Despertar y confiar en estos dones es clave para tomar decisiones, evitar peligros y enfrentar desafíos con confianza. ¿Estás listo para descubrir todo tu potencial? ¡No te lo pierdas! Ewa Jastrzebska Coach y mentora en procesos de desarrollo personal y espiritual. Mantiene la visión Aural y la clarividencia desde su nacimiento. Además, es fundadora de una academia donde enseña a activar las capacidades extrasensoriales. LINK DE ACCESO AL CURSO GRATUITO: https://intgcity.mykajabi.com/dones-q... / programaewa / terapiaintergenica Más información en: https://www.mindalia.com/television/ PARTICIPA CON TUS COMENTARIOS EN ESTE VÍDEO. ------------INFORMACIÓN SOBRE MINDALIA----------DPM Mindalia.com es una ONG internacional, sin ánimo de lucro, que difunde universalmente contenidos sobre espiritualidad y bienestar para la mejora de la consciencia del mundo. Apóyanos con tu donación en: https://www.mindalia.com/donar/ Suscríbete, comenta positivamente y comparte nuestros vídeos para difundir este conocimiento a miles de personas. Nuestro sitio web: https://www.mindalia.com SÍGUENOS TAMBIÉN EN NUESTRAS PLATAFORMAS Facebook: / mindalia.ayuda Instagram: / mindalia_com Twitch: / mindaliacom Odysee: https://odysee.com/@Mindalia.com *Mindalia.com no se hace responsable de las opiniones vertidas en este vídeo, ni necesariamente participa de ellas.
Honolulu police said they dealt with multiple e-bike and e-motorcycle incidents Saturday night in Ewa, plus, the City and County of Honolulu said to avoid driving through Kapiolani Boulevard as lanes will start closing Monday for road work. See omnystudio.com/listener for privacy information.
"Wstydź się" Weroniki Murek to opowieść dystopijna, ale zaskakująco łatwa do wyobrażenia. W odizolowanym od społeczeństwa ośrodku kobiety są przyuczane wstydzić się, tak aby czuły się ze sobą dobrze i żeby inni czuli się dobrze z nimi. Ten proces wymaga od uczestniczek realizacji określonych zadań, a za każde wykroczenie spotyka je kara. Pewnego dnia przy jednym stoliku spotykają się Ewa i Lilith. Zawiązuje się między nimi relacja, a z czasem też przyjaźń. Czy kobieca solidarność będzie silniejsza niż opresyjny system? Adaptacja i reżyseria: Julia Mark. Reżyseria dźwięku: Anna Balcewicz. Obsada: Hanna Chojnacka-Gościniak, Katarzyna Anzorge, Arkadiusz Brykalski
Dr Kirk Honda interviews Ewa Lichnowska (www.pleasurematterstherapy.com) about sexuality and sex therapy.This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/KIRK to get 10% off your first month.00:00 Introducing Ewa Lichnowska04:48 Why did Ewa pursue sex therapy?09:28 What is the orgasm gap?31:08 The 5 gears of sex42:50 Compassionate approaches to male sexuality56:15 Myths about porn1:17:06 PleasureMattersTherapy.comBecome a member: https://www.youtube.com/channel/UCOUZWV1DRtHtpP2H48S7iiw/joinBecome a patron: https://www.patreon.com/PsychologyInSeattleEmail: https://www.psychologyinseattle.com/contactWebsite: https://www.psychologyinseattle.comMerch: https://teespring.com/stores/psychology-in-seattleInstagram: https://www.instagram.com/psychologyinseattle/Facebook Official Page: https://www.facebook.com/PsychologyInSeattle/TikTok: https://www.tiktok.com/@kirk.hondaFebruary 12, 2025The Psychology In Seattle Podcast ®Trigger Warning: This episode may include topics such as assault, trauma, and discrimination. If necessary, listeners are encouraged to refrain from listening and care for their safety and well-being.Disclaimer: The content provided is for educational, informational, and entertainment purposes only. Nothing here constitutes personal or professional consultation, therapy, diagnosis, or creates a counselor-client relationship. Topics discussed may generate differing points of view. If you participate (by being a guest, submitting a question, or commenting) you must do so with the knowledge that we cannot control reactions or responses from others, which may not agree with you or feel unfair. Your participation on this site is at your own risk, accepting full responsibility for any liability or harm that may result. Anything you write here may be used for discussion or endorsement of the podcast. Opinions and views expressed by the host and guest hosts are personal views. Although, we take precautions and fact check, they should not be considered facts and the opinions may change. Opinions posted by participants (such as comments) are not those of the hosts. Readers should not rely on any information found here and should perform due diligence before taking any action. For a more extensive description of factors for you to consider, please see www.psychologyinseattle.com
The earned wage access (EWA) space is maturing and now has some players that are getting real scale. In many industries, it has gone from a curiosity to a must-have for employers. As the space scales, there are bigger questions in play. How can we ensure that all salaried workers have access to this innovative product, so they don't need to provide an interest-free loan to their employers every pay period?My guest today on the Fintech One-on-One podcast is Alex Bradford, the CEO and founder of Rain. Rain is part of the new breed of EWA providers that learned from the lessons of the early movers in the space when building their product. They now have over a million employees on their app and they see the real financial benefit that EWA is providing their users, particularly those living paycheck to paycheck.In this podcast you will learn:Why Alex got so excited when he discovered the EWA space.Why he thought the timing was great to start his company in 2019.How their system works for both the employer and employee.The different types of users of Rain.How they know Rain is being beneficial for their users' financial health.How using Rain has changed their users' behavior.The impact that Rain has on employee retention.What they are doing with the large HR software companies.How Rain is engaging with state and federal regulators.What they have on their product roadmap.What it will take to make EWA ubiquitous.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes
How can the skills you've learned in one job help you succeed in a completely different field? My guest is Ewa Zajac, a customer success leader at Social Talent, shares her unique journey from recruitment to customer success.Ewa talks about her career transitions, the importance of relationship building, and the transferable skills between recruitment and customer success. She also talks about the challenges she faced stepping into a leadership role without a traditional customer success background and how she empowered her team to thrive.In this episode:Career transitionsThe evolution of technology and career pathsTime management and productivityThe importance of appreciating the presentEwa's journey into recruitmentTransferable skills between recruitment and customer successRed flags on CVsThe impact of AI on recruitmentEffective assessment techniques for CSM candidatesTransitioning into customer successEmpowering teams as a leaderLeading without experienceReady to learn how to handle career changes, build stronger relationships, and grow in any role? Don't miss this inspiring conversation with Ewa Zajac. Tune in now!Follow Ewa.This episode was brought to you by Vitally.__________________________________________________About Women in Customer Success Podcast: Women in Customer Success Podcast is the first women-only podcast for Customer Success professionals, where remarkable ladies of Customer Success connect, inspire and champion each other. Follow:Women in Customer Success Website - womenincs.co/podcast LinkedIn - linkedin.com/company/womenincs Instagram: https://www.instagram.com/womenincs.co/ Host Marija Skobe-Pilley Website - https://www.marijaskobepilley.com/ LinkedIn - https://www.linkedin.com/in/mspilley/ Get a FREE '9 Habits of Successful CSMs' guide https://www.marijaskobepilley.com/9-habits-freebie NEW - Women in Customer Success Courses: Thriving as a First-Time People Leader - https://womenincs.co/thriving-as-a-first-time-people-leader The Revenue CSM - https://www.marijaskobepilley.com/the-revenue-csm
The RCIPS is investigatin ght death of a man on Ne Years eve as suspicious. The EWA highway extension is 900 million dollars and a new politcal party enters for the next general elections. That and more in the news.
The idea of pulling a large parachute behind you until the wind catches it, then running down a mountainside until you're swept up into the air… is called paragliding. Some might argue that what was just described sounds more like a nightmare. For professional paraglider, 36 year old Ewa Wisnierska, back in 2007 at the Manilla XC Open - it was a little bit of both. Please leave us a review! :-) Sources: Miracle in the Storm (2010) Documentary https://www.youtube.com/watch?v=1TUIGvIkDDs BBC Interview with Ewa https://www.bbc.co.uk/sounds/play/p05ky78m 2007 World Championship Results https://www.fai.org/sites/default/files/civl/documents/10th_fai_world_paragliding_championships_female.pdf https://www.fai.org/sites/default/files/civl/documents/10th_fai_world_paragliding_championships_overall.pdf http://xcopen.org/index.php/competitions/37-2007-xc-open-manilla https://xcmag.com/news/comp-series-understanding-competition-tasks/
A conversation about aloha ʻāina in the highly urbanized and militarized context of Kalauao with Anthony Deluze and Dani Espiritu from Hoʻōla Hou iā Kalauao. Hoʻōla Hou iā Kalauao revives and brings life to Kalauao, an ahupuaʻa in the moku of ʻEwa on the island of Oʻahu. Their vision is a thriving and abundant ʻEwa moku beginning with the ahupuaʻa of Kalauao. Recognizing the negative impacts of urban development and militarization on both the ʻāina and kānaka of ʻEwa, the hui works to create and maintain kīpuka (places of calm, safety, and regeneration) where culture can thrive, food can be cultivated, and ʻāina and kānaka can heal and be restored. The hui is currently restoring māla and loʻi kalo at Kaʻōnohi, a small, organic farm and ʻili in Kalauao completely surrounded by development, which is their base of operations. Website: hoolahouiakalauao.wordpress.com/ Tags: Hawaiʻi, Hawai'i, Hawaii
Conversé con Patricia Sáenz, Fundadora y Socia Directora de EWA Capital, el fondo de venture capital más grande de Colombia. Bajo su liderazgo, EWA ha invertido en startups innovadoras como VaaS, BeeReaders y Bia. En 2021, lograron una exitosa salida con Platzi, devolviendo el fondo completo con una sola transacción.Además, EWA está comprometido con cerrar la brecha de género: más del 40% de su capital se destina a compañías lideradas o cofundadas por mujeres.-Por favor ayúdame dejando una reseña en Spotify o Apple Podcasts: https://ratethispodcast.com/startupeable-Patricia y yo hablamos sobre:Por qué los grandes grupos y familias de LatAm no invierten en Venture CapitalQué es lo más difícil de levantar un Fondo de Venture CapitalPor qué hay menos mujeres emprendedorasCómo construir más confianza con tu inversionistaNotas del episodio: https://startupeable.com/ewa-capitalPara más contenido síguenos en:YouTube | Sitio Web -Distribuido por Genuina Media
[Editor's note: This interview was recorded on November 13 and in the fast-moving transition to a new administration, some items discussed here as possible or unlikely have already come to pass.]The new Trump Administration is going to have a dramatic impact on leadership at Federal banking regulators as well as on the new rules impacting fintech. So, I thought it would be useful to bring on an expert to tease out this impact and how fintechs can adapt to the changing of the guard.My next guest on the Fintech One-on-One podcast is Armen Meyer, the Co-Founder of the American Fintech Council, the former head of public policy at LendingClub and a public policy expert. We cover a lot of territory on this show as Armen prognosticates on what the change of administration could mean for fintech.In this podcast you will learn:Armen's history with fintech and forming the American Fintech Council.What changes we are likely to see at the top of the regulatory agencies.Why the Federal Reserve will see a lot of noise under Trump.Why the CFPB will not focus their attention on Section 1033.What might happen with the new BNPL rules.The future of the credit card late fee rules.What might happen with EWA, overdraft rules and regulating big tech.The impact on BaaS bank consent orders.How the state regulators may react to the changes at Federal agencies.How the pendulum swing back and forth between Democrats and Republicans impacts banking and fintech.What the end of the Chevron Doctrine might mean for fintech.Whether we will see some kind of new limited fintech or payments charter.Why Armen is optimistic for the new Trump Administration.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes
Today's podcast, which repurposes a recent webinar, is the conclusion of a two-part examination of the CFPB's use of a proposed interpretive rule, rather than a legislative rule, to expand regulatory requirements for earned wage access (EWA) products. Part One, which was released last week, focused on the CFPB's use of an interpretive rule to expand regulatory requirements for buy-now, pay-later (BNPL) products. We open with a discussion of EWA products, briefly describing and distinguishing direct-to-consumer EWAs and employer-based EWAS. We review some of the consumer-friendly features that are common to EWAs, including that there is no interest charged and they are typically non-recourse, and discuss expedited funding fees and tips, neither of which is required to access EWAs. We also provide an overview of how some states have attempted to regulate (or specifically not regulate) EWAs. We then transition into a discussion of the CFPB's history with EWA products, including the Bureau's advisory opinion in 2020 that took a markedly different approach to EWAs, essentially taking the position that a certain subset of EWAs fell outside of the definition of “credit” under the Truth in Lending Act (TILA) and Regulation Z. The CFPB's proposed interpretive rule, on the other hand, states that EWAs are “credit” and that expedited funding fees and optional tips, in most circumstances, are part of the finance charge that must be disclosed under TILA and Regulation Z. We explore the Bureau's reasoning in support of these conclusions and some of the compliance difficulties that the proposed interpretive rule would create were it to go into effect as written. Since this recording took place, the CFPB has posted over 148,000 comment letters that it has received on the proposed interpretive rule, many of which are from consumers who use EWAs to access a portion of their earned wages prior to their scheduled payday and are concerned that the proposed interpretive rule could limit or jeopardize their access to EWAs. The high number of responses demonstrates the level of interest that the CFPB's proposed interpretive rule has generated. We conclude with thoughts about vulnerabilities with both the proposed interpretive rule for EWAs and the interpretive rule for BNPLs that we described in Part One of this podcast, as well as how these rules could potentially be challenged. One notable development that has occurred since our recording is that the Financial Technology Association has filed a complaint asking a D.C. federal court to strike down the interpretive rule for BNPLs because of the alleged violations of the Administrative Procedure Act that we discuss in this episode. Alan Kaplinsky, former Practice Leader and Senior Counsel in Ballard Spahr's Consumer Financial Services Group, moderates today's episode, and is joined by John Culhane and Michael Guerrero, Partners in the Group, and John Kimble, Of Counsel in the Group.
Today's podcast, which repurposes a recent webinar, is the first in a two-part examination of the CFPB's use of an interpretive rule, rather than a legislative rule, to expand regulatory requirements for buy-now, pay-later (BNPL) products. Part Two, which will be available next week, will focus on the CFPB's use of a proposed interpretive rule to expand regulatory requirements for earned wage access (EWA) products. We open with an overview of what interpretive rules are and how they differ procedurally and substantively from legislative rules. The intended use of interpretive rules is to explain the meaning of an existing provision of law, while legislative rules, which require a more complicated and time-consuming procedure, including a notice and comment period under the Administrative Procedures Act, are intended to be used to expand or implement a provision of law. We also discuss why the CFPB chose to use an interpretive rule and why they decided to include a request for comments when that is not required for interpretive rules. We then discuss BNPL products, including how they work and some of the features that have made them popular with consumers and merchants. We point out that the interpretive rule seems to represent a change in the views of the CFPB with regard to BNPL. After providing an overview of the CFPB's history with the product, including a report issued by the Bureau back in 2022, we delve into the details of the CFPB's interpretive rule. We discuss how the CFPB seems to be expanding the definition of a “credit card” to include what the Bureau calls a “digital user account,” which is how consumers access their BNPL information. We conclude with thoughts about the implications of the CFPB's interpretive rule and some of the difficulties that BNPL providers will have complying with the interpretive rule. This includes a discussion of the timing of billing statements and written notice requirements for billing error disputes and merchant disputes. Alan Kaplinsky, former Practice Leader and Senior Counsel in Ballard Spahr's Consumer Financial Services Group, moderates today's episode, and is joined by John Culhane, Michael Guerrero, and Joseph Schuster, Partners in the Group. The webinar was recorded before the CFPB issued an FAQ, which purports to answer a number of open questions raised by the BNPL interpretive rule. We recommend that you review the FAQ after listening to this podcast.