Podcasts about Ewa

Ep 134: May 14, 2025 - Army Whistleblower Revelations Part 2, UFOs in Hawaii and NDE. AAAS Science Journal article on Ultra Low Velocity Zone frequencies   - huge structures at core-mantle boundary   - huge structure 621 mile in diameter   - huge structures under Africa   - “these are among the largest things inside the earth, and we have no idea”   Searching the skies - scientists say the most likely number of alien civilizations is 36   - The Drake Equation calculates the estimate for the number of intelligent life civilizations   - New equation estimate between 4 and 211 civilization in the Milky Way alone. Retired U.S. Army Whistleblowers Edward Keith Abbott interview   - “Other Worldly Communications” centre   - Space program in 2007   - “We went to Iraq to plunder artifacts”…”from other civilizations that came to earth and started the whole program”.   - “We are the fourth civilization on this earth.”   - Spotted v-shaped craft over his house in Ewa, Hawaii.   - Craft chased by Blackhawk helicopters and it dove into the water.

Philip vill möta gränsen går för vad han tål. Han springer mil efter mil för att se om det är hjärnan eller kroppen som ger upp först. Lyssna på alla avsnitt i Sveriges Radio Play. Efter tio timmars löpning får Philip ont i knäna. Hans löparkompis Ewa bryter och åker hem, men Philip fortsätter. Det är mörkt och kallt. Han springer nästan ett maraton till, ända till två på natten, med ont i knäna innan han är färdig. Vad är det som driver honom?- Om du har en bild av exakt vad du klarar av så låser du dig vid vad du kommer att klara. Släpp kontrollen och sluta säga vad du inte klarar av, säger Petra Malm, före detta elitsoldat och numera programledare för Robinson och en av instruktörerna i Elitstyrkans hemligheter på TV4. Medverkande: Philip Sandwall, ultralöpare, Petra Malm, före detta elitsoldat och numera programledare, författare och föreläsare, Christian Rück, psykiater och författare, Lars Ståhle, smärtläkare och forskare, Jenny Klefbom, psykolog och författare, Mariana Brussoni, kanadensisk lekforskare och Karin, mamma till treårig son. Programledare: Ulrika Hjalmarson NeidemanReporter: Ninos ChamounProducent: Stina Näslund

David har blivit en crossfitta. Linnea har varit på Rhodos och Love Lyssarides köar för Diddys rättegång. Lyssna på alla avsnitt i Sveriges Radio Play. Hela veckans Morgonpasset i P3 hör du i Sveriges Radio Play.Linnea Wikblad har varit på Rhodos och klarar inte av hotelljargongen, David Druid spenderar all sin tid vid moneybarsen. Det är Stora ljudtekniker-tackardagen! Inga jobbar hårdare eller har fler shorts än dom! Matilda Rånges obekväma falska lilla hål: Rånges helg i Köpenhamn. Linnea har vält ur en buss i Grekland. Pinsamma fall - jao! P3:s korre Love Lyssarides rapporterar live från kön till P. Diddys rättegång. Matilda Rånge från P3 Nyheter om bögarnas raseri efter Thybergs avgång och det omtalade Beef Wellington-mordet. Best friend of the show Ewa Fröling är här! Vi snackar ”okej tack”-gate, priset hon precis fått – och varför hon hatar natur.Tidpunkter i avsnittet:17:34 Nyhetsfördjupning: Bögarnas raseri mot Thybergs avgång24:40 Diddys rättegång drar igång46:35 Nyhetsfördjupning: Omtalade Beef Wellington-morden1:09:14 Matilda Rånges obekväma falska lilla hål: Rånge har varit i Köpenhamn1:19:30 Ewa FrölingKapitellänkarna ovan leder till avsnittet utan musik i Sveriges Radio Play.Programledare: David Druid och Linnea Wikblad.

Best friend of the show Ewa Fröling om hatet för naturen. Lyssna på alla avsnitt i Sveriges Radio Play. Hela veckans Morgonpasset i P3 – gästen hör du i Sveriges Radio Play.Skådespelaren, regissören och ikonen Ewa Fröling är tillbaka i studion. Vi snackar ”okej tack”-gate som fått ett eget liv. Hur känslorna går sedan efter hon prisats med ett Förtjänststipendium. Vad hon egentligen tycker om dagens unga skådespelare och varför hon aldrig blev en Hollywood-svensk.Programledare: David Druid och Linnea Wikblad.

Ever wondered what it would be like to go bike travelling for years at a time? What about over a decade? Well Polish adventurer Ewa Świderska,  has spent the past 11 years cycling across various regions including the historic Silk Road, Central Asia, Southeast Asia, and Europe.  Ewa shares her experiences of long-term solo travel as a woman, the impact on personal relationships, financial sustainability, and her unique approaches to overcoming challenges on the road. You can read more about Ewa's journey via her personal blog. Join me on the Seek Travel Ride Lightweight Bikepacking Tour!6 night - 5 day tour through the Pyrenees Foothills.Dates - June 28 - July 04Start and Finish: ToulouseCost €1550 per person twin shareFind Out more and Book Your Spot Here Support the showBeyond the Bike - Get Your Tickets and Join Me in London! Click for tickets to May 14 Click for tickets to May 15 Buy me a coffee and help support the show!Sign up to the Seek Travel Ride NewsletterFollow us on Social Media!Instagram - @SeekTravelRideWebsite: Seek Travel RideFacebook - Seek Travel RideLeave me a voicemail message Seek Travel Ride Music Playlist available now on both Spotify or Apple Music ...

Ep 133: May 8, 2025 - Army Whistleblower Revelations Part 1, Huge Structures Under the Earth AAAS Science Journal article on Ultra Low Velocity Zone frequencies huge structures at core-mantle boundary huge structure 621 mile in diameter huge structures under Africa “these are among the largest things inside the earth, and we have no idea”   Searching the skies - scientists say the most likely number of alien civilizations is 36 The Drake Equation calculates the estimate for the number of intelligent life civilizations New equation estimate between 4 and 211 civilization in the Milky Way alone.   Retired U.S. Army Whistleblowers Edward Keith Abbott interview “Other Worldly Communications” centre Space program in 2007 “We went to Iraq to plunder artifacts”…”from other civilizations that came to earth and started the whole program”. “We are the fourth civilization on this earth.” Spotted v-shaped craft over his house in Ewa, Hawaii. Craft chased by Blackhawk helicopters and it dove into the water. ==== NEW PRINTINGS NOW AVAILABLE: Glimpses of Other Realities, Vol. 1: Fact & Eye Witnesses   Now available on Amazon: https://earthfiles.com/glimpses1  Glimpses of Other Realities, Vol. 2: High Strangeness   Now available on Amazon: https://earthfiles.com/glimpses2 ==== — For more incredible science stories, Real X-Files, environmental stories and so much more. Please visit my site https://www.earthfiles.com — Be sure to subscribe to this Earthfiles Channel the official channel for Linda Moulton Howe https://www.youtube.com/user/Earthfiles — To stay up to date on everything Earthfiles, follow me on FaceBook@EarthfilesNews and Twitter @Earthfiles.  To purchase books and merchandise from Linda Moulton Howe, be sure to only shop at my official Earthfiles store at https://www.earthfiles.com/earthfiles-shop/ — Countdown Clock Piano Music:  Ashot Danielyan, Composer:  https://www.pond5.com/stock-music/100990900/emotional-piano-melancholic-drama.html

Kontakt dla Słuchaczy bezpośrednio z EwąDrodzy Słuchacze,to już dwa lata Podcastu Ewa w Ogrodzie!Czas to uczcić! Z tej okazji wypuszczam dla Was nową 54 odcinkową serie, która przez najbliższe dwa lata przybliży nam wszystkim cudowny świat ziół

This week on Vietnam Innovators (English edition), we welcome Mads Werner, CEO and Co-founder of Ekko. After many years working across Northern Europe and Singapore, Mads decided to settle in Vietnam in 2018 - a country where he spent part of his youth and developed a deep affection for its culture and people.In 2022, recognizing the urgent need for improved financial well-being among workers in Vietnam, Mads and his co-founders launched Ekko - a pioneering fintech application specializing in earned wage access (EWA). Ekko allows employees to access a portion of their earned wages at any time during the month, rather than waiting for a fixed payday. This service enables workers to manage unexpected financial needs without resorting to high-interest loans or predatory lending.For businesses, Ekko serves not only as a valuable employee welfare tool but also as a solution that enhances their Environmental, Social, and Governance (ESG) performance, while strengthening employee engagement and satisfaction.Listen to this episode on YoutubeAnd explore many amazing articles about the pioneers at: https://vietcetera.com/vn/bo-suu-tap/vietnam-innovatorFeel free to leave any questions or invitations for business cooperation at hello@vietnaminnovators.com

Welcome back to the occasional series on the podcast called Fintech Revealed. This is a sponsored show where we take a deep dive on one topic with a couple of industry experts.Today, we have Nico Simko, CEO and Co-Founder of Clair and Dan Loomis, the General Manager and Head of Product for the Money Group at Gusto. The topic we are doing a deep dive in today is Earned Wage Access (EWA) - one of my favorite fintech innovations of the last decade. We cover a great deal of territory on this show as we delve into embedded finance and the evolution of EWA (for reference I interviewed Nico on the show last year). In this podcast you will learn:Why Clair focuses on being embedded with HR and payroll companies instead of going direct to consumer or direct to employers.What piqued the interest of Gusto to offer EWA.What was involved in getting Clair up and running at Gusto.The two pieces that had to be in place at Clair to be able to embed their tech at Gusto.What employees are using EWA for at Gusto.How EWA is presented to employees in the Gusto app.How Clair worked with Gusto to determine how exactly to integrate EWA into their wallet.How the roll out has been going.What Gusto users are telling them about EWA.How fast a user can get money to their card if they have never used EWA before.Why Clair took the regulatory approach of treating EWA as a loan.What resistance, if any, employers have to offering EWA.What is stopping more payroll companies from signing up for EWA.Some of the limitations of the direct to consumer EWA model.What it is going to take for EWA to become ubiquitous.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

"Pitu pitu - czyli na luzie o grach."W najnowszym odcinku podcastu Crash Board nadszedł czas na kolejną odsłonę serii Board Witch Project. Razem z Ewą — czyli Babą Jagą, która gra i czyta — prowadzimy luźne rozmowy o planszówkach. Tym razem opowiadamy o tytułach, które ostatnio trafiły na nasze stoły i zrobiły na nas szczególne wrażenie.W odcinku usłyszycie m.in. o takich grach jak:Pojedynek o ŚródziemieKapitan FlipSuper Mega Fajna GraProjekt ARTReturn to Dark TowerCrash Board to podcast o grach planszowych, który wyróżnia się perspektywą — opowiadamy o planszówkach oczami taty gracza i jego córki, a teraz także z punktu widzenia leśnej czarownicy, która czasem przenosi się nad morze.Mam na imię Maciek i od ponad dekady gram w nowoczesne gry planszowe. Nasza kolekcja to już ponad 400 tytułów -i wciąż rośnie!Hania to moja 13-letnia córka — miłośniczka zwierząt, marzycielka, która uwielbia rysować, rzeźbić, lepić i kolekcjonować dosłownie wszystko — po tatusiu.Razem tworzymy zgrany zespół -choć nie zawsze się zgadzamy, zawsze świetnie bawimy się przy planszy.Ewa natomiast zaraża pasją do planszówek, książek i komiksów. Kobieta pracująca, żadnej pracy się nie boi -pracowała w bibliotece, wynajmuje domek, maluje, nagrywa podcasty i promuje planszówki, gdzie tylko się da. Jej wielką pasją jest też fotografia.Jeśli chcecie się podzielić swoimi przemyśleniami o podcaście lub po prostu do nas napisać - śmiało! Nasz adres: crashboardpodcast@gmail.com.Znajdziecie nas również na Facebooku i Instagramie, wpisując: Crash Board.A jeśli wolicie czytać -zapraszamy na nasz blog na portalu ZnadPlanszy, gdzie znajdziecie nasze recenzje.-MaciekPS. Część omawianych gier otrzymaliśmy od wydawców w ramach współpracy recenzenckiej, ale nie miało to wpływu na nasze opinie.

Wielu ludzi przybyło na na cmentarz przy Alei Brzozowej w Świdnicy by pożegnać 17-letnią Ewę Biernacką. W listopadzie 2008 roku zupełnym przypadkiem spotkała na swojej drodze Petra Petika, który tłumił w sobie tyle złości, że Ewa nie miała najmniejszych szans na przeżycie spotkania. www.zmorderstwem.plWsparcie

In our second multi-grantee episode, we hear from three organizations who identify their work with kīpuka: regenerative spaces that help reseed and regrow the areas around them. First, we hear from Mehana Vaughan and Jennifer Luck from Kīpuka Kuleana (featured in episode 2), which perpetuates kuleana, ahupua'a-based natural resource management and connection to place through protection of cultural landscapes and family lands on Kaua'i. Next, we visit Kuhialoko and hear from Iokepa and Kalei Miner (featured in episode 43). Kuhialoko works to restore a sense of community ownership and kuleana to an area riddled by a prolonged history of military occupation and displacement near Puʻuloa. Finally, Anthony Deluze and Dani Espiritu speak to us at Kaʻōnohi about Hōʻola Hou Iā Kalauao (featured in episode 75), which revives and brings life to Kalauao, an ahupuaʻa in the moku of ʻEwa on the island of Oʻahu. Tags: Hawaiʻi, Hawai'i, Hawaii

In dieser Folge von „Endlich erfüllt arbeiten“ spreche ich mit Ewa De Lubomirz – einer Frau, die schon als Kind von der großen Bühne träumte, ihren Traum als Fernsehreporterin lebte, aber auf dem Höhepunkt merkte: So geht es nicht weiter. Ihr Körper zog die Reißleine und zwang sie zum Umdenken. Ewa erzählt, wie sie aus diesem Einschnitt Kraft geschöpft hat, warum sie den roten Teppich gegen die Yogamatte und später die Bühne des Lebens eingetauscht hat. Wir sprechen über den Unterschied zwischen Selbstständigkeit und Unternehmertum, über innere Arbeit, über die Macht der Sichtbarkeit, Selbstwert und Geld, über Mut und darüber, wie wichtig es ist, seine eigene Wahrheit zu leben – auch wenn es unbequem wird. Ewa gibt tiefe Einblicke in ihre Transformation, ihren unerschütterlichen Willen und verrät, was sie antreibt, immer wieder neu zu wachsen – für sich, für ihre Familie und für die Frauen, die sie heute begleitet.

Vorige week heeft het Europees congres van Radio Maria plaatsgevonden in ons land. Graag delen we met jullie vele gesprekken die we hebben gehad met de delegaties van de verschillende aanwezigen landen. Vandaag horen we een gesprek met father Bruno en Vera van Radio Maria Slovakije en ook een kort gesprekje met Ewa en Imka […]

I åttonde avsnittet hör vi Ewa Kinnunen samtala med Gunilla Rydén. Ämnen som skapande, kreativitet och om mat för själen berörs. Gunilla arbetar som aktivitetscoach på ett äldreboende där hon bland annat håller i en målargrupp. Vi får del av Gunillas iakttagelser och reflektioner kring vad de olika deltagarna gör med sitt skapande och vilken betydelse det har för var och en. Har ni frågor eller funderingar kontakta gärna Ewa genom e-postadressen info@ewakinnunen.se eller till Tyresöradion genom info@tyresoradion.se.

W 983. odcinku podcastu „BSS bez tajemnic” moimi gośćmi są Ewa i Michał Chylińscy – Partnerzy w firmach Smart Gift i Strefa Kreatywności. Nasza rozmowa koncentruje się na drugiej edycji konferencji Strategiczne Benefity i Wellbeing Pracowników, która staje się jednym z najważniejszych wydarzeń w obszarze zarządzania benefitami i dobrostanem pracowników w Polsce.Moi goście dzielą się swoimi doświadczeniami z pierwszej edycji konferencji oraz zdradzają, jakie nowości czekają uczestników tegorocznego wydarzenia. Poruszamy kluczowe tematy, takie jak zmieniające się oczekiwania pracowników, skuteczne strategie budowania zaangażowania oraz rola benefitów w budowaniu kultury organizacyjnej. Ewa i Michał opowiadają również o tym, jak firmy mogą dopasować swoje działania do dynamicznie ewoluujących trendów rynkowych i jakie rozwiązania przynoszą realne korzyści zarówno pracownikom, jak i organizacjom.Jeśli interesuje Cię tematyka nowoczesnych benefitów i wellbeing'u pracowników, koniecznie posłuchaj, a następnie dołącz do uczestników konferencji.    Kluczowe punkty rozmowy:·         Integracja benefitów pracowniczych z wydarzeniami firmowymi może zwiększyć zadowolenie i zaangażowanie pracowników.·         Organizowanie konferencji w Łodzi zyskało uznanie uczestników, którzy docenili merytoryczną wartość i możliwość networkingu.·         Rok 2025 stawia duży nacisk na wellbeing i zdrowie pracowników, co staje się kluczowym elementem strategii HR w firmach.  Linki:Konferencja Strategiczne benefity i wellbeing pracowników 2025 - https://strategicznebenefity.pl/konferencja-2025/Ewa Chylińska na Linkedin – https://www.linkedin.com/in/ewa-chyli%C5%84ska/Michał Chyliński na Linkedin – https://www.linkedin.com/in/micha%C5%82-chyli%C5%84ski-413b3a1a9/Smart Gift – https://smart-gift.pl/Strefa Kreatywności - https://strefa-kreatywnosci.com/Porozmawiaj o tym odcinku ze sztuczną inteligencją – https://bbs-bez-tajemnic.onpodcastai.com/episodes/Mjxw6iKht5i/chat  ****************************  Nazywam się Wiktor Doktór i na co dzień prowadzę Klub Pro Progressio https://klub.proprogressio.pl/pl – to społeczność wielu firm prywatnych i organizacji sektora publicznego, którym zależy na rozwoju relacji biznesowych w modelu B2B. W podcaście BSS bez tajemnic poza odcinkami solowymi, zamieszczam rozmowy z ekspertami i specjalistami z różnych dziedzin przedsiębiorczości.Zapraszam do odwiedzin moich kanałów na:YouTube - https://www.youtube.com/@wiktordoktorFacebook - https://www.facebook.com/wiktor.doktorLinkedIn - https://www.linkedin.com/in/wiktordoktor/Moja strona internetowa - https://wiktordoktor.pl/Możesz też do mnie napisać. Mój adres email to - kontakt(@)wiktordoktor.pl  ****************************  Patronami Podcastu “BSS bez tajemnic” są:Marzena Sawicka https://www.linkedin.com/in/marzena-sawicka-a9644a23/ Przemysław Sławiński https://www.linkedin.com/in/przemys%C5%82aw-s%C5%82awi%C5%84ski-155a4426/Damian Ruciński - https://www.linkedin.com/in/damian-rucinski/Szymon Kryczka https://www.linkedin.com/in/szymonkryczka/Grzegorz Ludwin https://www.linkedin.com/in/gludwin/Adam Furmańczuk https://www.linkedin.com/in/adam-agilino/Wspaniali ludzie, dzięki którym pojawiają się kolejne odcinki tego podcastu. Ty też możesz wesprzeć rozwój podcastu na:Patronite - https://patronite.pl/wiktordoktorPatreon - https://www.patreon.com/wiktordoktorBuy me a coffee - https://www.buymeacoffee.com/wiktordoktorZrzutka.pl - https://zrzutka.pl/j8kvarBecome a supporter of this podcast: https://www.spreaker.com/podcast/bss-bez-tajemnic--4069078/support.

Honolulu police said they responded to multiple e-bike and e-motorcycle violations in Ewa Saturday night. HPD said they responded to a large group of e-bike and e-motorcycle riders around 7:30 p.m. on Keoneula Boulevard in Ewa.See omnystudio.com/listener for privacy information.

Explore the rise of Earned Wage Access (EWA). Experts discuss its benefits, risks, and the evolving regulatory landscape. Learn how EWA is reshaping financial services and consumer access to funds in this special live episode.

En Ivoox puedes encontrar sólo algunos de los audios de Mindalia. Para escuchar las 4 grabaciones diarias que publicamos entra en https://www.mindaliatelevision.com. Si deseas ver el vídeo perteneciente a este audio, pincha aquí: https://www.youtube.com/watch?v=mpj1-K8wZig&t=3s En esta reveladora entrevista, Ewa nos habla de las capacidades ocultas que TODOS POSEEMOS; intuición y telepatía, y que pueden llegar a salvarnos la vida en momentos cruciales. Despertar y confiar en estos dones es clave para tomar decisiones, evitar peligros y enfrentar desafíos con confianza. ¿Estás listo para descubrir todo tu potencial? ¡No te lo pierdas! Ewa Jastrzebska Coach y mentora en procesos de desarrollo personal y espiritual. Mantiene la visión Aural y la clarividencia desde su nacimiento. Además, es fundadora de una academia donde enseña a activar las capacidades extrasensoriales. LINK DE ACCESO AL CURSO GRATUITO: https://intgcity.mykajabi.com/dones-q... / programaewa / terapiaintergenica Más información en: https://www.mindalia.com/television/ PARTICIPA CON TUS COMENTARIOS EN ESTE VÍDEO. ------------INFORMACIÓN SOBRE MINDALIA----------DPM Mindalia.com es una ONG internacional, sin ánimo de lucro, que difunde universalmente contenidos sobre espiritualidad y bienestar para la mejora de la consciencia del mundo. Apóyanos con tu donación en: https://www.mindalia.com/donar/ Suscríbete, comenta positivamente y comparte nuestros vídeos para difundir este conocimiento a miles de personas. Nuestro sitio web: https://www.mindalia.com SÍGUENOS TAMBIÉN EN NUESTRAS PLATAFORMAS Facebook: / mindalia.ayuda Instagram: / mindalia_com Twitch: / mindaliacom Odysee: https://odysee.com/@Mindalia.com *Mindalia.com no se hace responsable de las opiniones vertidas en este vídeo, ni necesariamente participa de ellas.

Honolulu police said they dealt with multiple e-bike and e-motorcycle incidents Saturday night in Ewa, plus, the City and County of Honolulu said to avoid driving through Kapiolani Boulevard as lanes will start closing Monday for road work. See omnystudio.com/listener for privacy information.

En Ivoox puedes encontrar sólo algunos de los audios de Mindalia. Para escuchar las 4 grabaciones diarias que publicamos entra en https://www.mindaliatelevision.com. Si deseas ver el vídeo perteneciente a este audio, pincha aquí: https://www.youtube.com/watch?v=mpj1-K8wZig&t=3s En esta reveladora entrevista, Ewa nos habla de las capacidades ocultas que TODOS POSEEMOS; intuición y telepatía, y que pueden llegar a salvarnos la vida en momentos cruciales. Despertar y confiar en estos dones es clave para tomar decisiones, evitar peligros y enfrentar desafíos con confianza. ¿Estás listo para descubrir todo tu potencial? ¡No te lo pierdas! Ewa Jastrzebska Coach y mentora en procesos de desarrollo personal y espiritual. Mantiene la visión Aural y la clarividencia desde su nacimiento. Además, es fundadora de una academia donde enseña a activar las capacidades extrasensoriales. LINK DE ACCESO AL CURSO GRATUITO: https://intgcity.mykajabi.com/dones-q... / programaewa / terapiaintergenica Más información en: https://www.mindalia.com/television/ PARTICIPA CON TUS COMENTARIOS EN ESTE VÍDEO. ------------INFORMACIÓN SOBRE MINDALIA----------DPM Mindalia.com es una ONG internacional, sin ánimo de lucro, que difunde universalmente contenidos sobre espiritualidad y bienestar para la mejora de la consciencia del mundo. Apóyanos con tu donación en: https://www.mindalia.com/donar/ Suscríbete, comenta positivamente y comparte nuestros vídeos para difundir este conocimiento a miles de personas. Nuestro sitio web: https://www.mindalia.com SÍGUENOS TAMBIÉN EN NUESTRAS PLATAFORMAS Facebook: / mindalia.ayuda Instagram: / mindalia_com Twitch: / mindaliacom Odysee: https://odysee.com/@Mindalia.com *Mindalia.com no se hace responsable de las opiniones vertidas en este vídeo, ni necesariamente participa de ellas.

Heute mit meinem Gast: Top Speakerin Ewa de Lubomirz. Ewa steht auf den Bühnen dieser Welt und lehrt ihr Talent auch in ihrer Speak Alive Academy. Es ist ihr ein Herzensanliegen Frauen auf die Bühne zu holen und sie sichtbar zu machen. Die Bühnenerfahrung verbindet Ewa und mich. Beide können wir behaupten, dass es unser gesamtes Leben positiv verändert hat, seit wir als Speakerinnen auf der Bühne stehen. Jede Frau kann das Handwerk des public speakings erlernen und dabei sich selbst kennen und lieben lernen. Ewas Geschichte ist eine Geschichte voller Herz, Feuer und Power. Viel Spass beim zuhören, vielleicht willst auch du danach auf die Bühne!

E AÍ Galera!!!BLZ?"Mulheres que inspiram! ♀️ No episódio de hoje do #GeekWars, celebramos o Dia Internacional da Mulher com Taty do DibranoFC e Ewa, que vão nos levar em uma jornada épica pelo universo pop!Prepare-se para conhecer as personagens femininas mais marcantes que quebraram barreiras e inspiraram gerações. De heroínas a vilãs icônicas, vamos relembrar os momentos mais emocionantes e os legados que essas mulheres deixaram.Junte-se a nós nessa homenagem poderosa e celebre a força feminina!E esse episódio também está participando da campanha O PODCAST É DELAS 2025 !#PressStartCast #GeekWars #OPodcastÉDelas2025 #DiaDaMulher #MulheresNoPop #GeekGirls #8deMarçoEntre no nosso grupo de Whatsapp⁠https://chat.whatsapp.com/KlJYOnAYSmlHyVYFfMFBcG⁠É só entrar e bater um papo com a gente do Geek Wars, a galera do Press Start, do Em Cólicas, todos estão no grupo! Então acesse o link e faça parte do nosso grupo!** Ouça e Avalie nossos Podcasts no ⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠:**⭐Dê 5 Estrelas e ajude-nos a alcançar mais ouvintes! ** Youtube:** @pressstartcastoficial ·⁠⁠⁠⁠⁠https://youtube.com/channel/UCID1aIFA8ghsxh1cdlBesbA⁠⁠⁠⁠⁠** Apadrinhe nossos Podcasts: **· Apoia.se: ⁠⁠⁠⁠⁠https://apoia.se/pressstartcast⁠⁠⁠⁠· Patreon: ⁠⁠⁠⁠⁠https://www.patreon.com/pressstartcast⁠⁠⁠⁠⁠· PIX: use a chave: pressstartcastoficial@gmail.comUm Salve para nossos Padrinhos: Guinji Kenmochi, Elaine Sato, Gian Carlo Corazza e Henrique DiRosa.Obrigado pelo apoio de vocêsSiga-nos nas redes sociais:Editora: · Instagram Drika Sanchez: ⁠⁠⁠⁠⁠@drikasanchezaudio⁠⁠⁠⁠⁠Site: ⁠⁠drikasanchez.com.br⁠⁠Host e Co-Host· Instagram Matheus: ⁠⁠⁠⁠⁠@caverna__geek⁠⁠⁠⁠⁠· Instagram Gui Cortelli: ⁠⁠⁠⁠⁠@cortelliogui⁠⁠⁠⁠⁠· Instagram Rebel Bia: ⁠⁠⁠⁠⁠@rebel_bia· Instagram WiLL Cunha: ⁠⁠⁠⁠⁠@wilianscunha⁠⁠⁠⁠⁠Instagram do Convidado:Taty Oliveira: @0tatyoliveira0Ewa: @cafecomewaCampanha o Podcast é delas: @opodcastedelasInstagram dos Podcasts da Casa:⁠⁠⁠⁠⁠@pressstartcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@5Bpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@emcolicas⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@geekwarsoficial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@dibranofc⁠@⁠⁠⁠⁠80Bit TVConheça o trabalho da galera da PodNiPoBR ⁠⁠⁠@podnipobr⁠⁠⁠⁠⁠Divulgue e ajude a espalhar a palavra!Quer criar transmissões ao vivo como esta? Confira o StreamYard: https://streamyard.com/pal/d/4531350959554560

Programmakaren Carin von Walden och Ewa Kardell ordförande i SPF Tyresö samtalar i det tredje avsnittet i programserien om SPF:s värdegrund och vilka frågor SPF ska arbeta med under året 2025. Gun Tomrock som är adjungerade i styrelse och ansvarig för medlemstidningen medverkar i programmet och berättar om hur det går till med arbetet med tidningen. I programmet belyser vi också vilka aktiviteter SPF erbjuder under året. I slutet av programmet berättar Ewa om en stor händelse som äger rum i augusti, som Ewa ser fram emot väldigt mycket! En programserie om SPF Tyresö del 3

"Wstydź się" Weroniki Murek to opowieść dystopijna, ale zaskakująco łatwa do wyobrażenia. W odizolowanym od społeczeństwa ośrodku kobiety są przyuczane wstydzić się, tak aby czuły się ze sobą dobrze i żeby inni czuli się dobrze z nimi. Ten proces wymaga od uczestniczek realizacji określonych zadań, a za każde wykroczenie spotyka je kara. Pewnego dnia przy jednym stoliku spotykają się Ewa i Lilith. Zawiązuje się między nimi relacja, a z czasem też przyjaźń. Czy kobieca solidarność będzie silniejsza niż opresyjny system? Adaptacja i reżyseria: Julia Mark. Reżyseria dźwięku: Anna Balcewicz. Obsada: Hanna Chojnacka-Gościniak, Katarzyna Anzorge, Arkadiusz Brykalski 

Dr Kirk Honda interviews Ewa Lichnowska (www.pleasurematterstherapy.com) about sexuality and sex therapy.This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/KIRK to get 10% off your first month.00:00 Introducing Ewa Lichnowska04:48 Why did Ewa pursue sex therapy?09:28 What is the orgasm gap?31:08 The 5 gears of sex42:50 Compassionate approaches to male sexuality56:15 Myths about porn1:17:06 PleasureMattersTherapy.comBecome a member: https://www.youtube.com/channel/UCOUZWV1DRtHtpP2H48S7iiw/joinBecome a patron: https://www.patreon.com/PsychologyInSeattleEmail: https://www.psychologyinseattle.com/contactWebsite: https://www.psychologyinseattle.comMerch: https://teespring.com/stores/psychology-in-seattleInstagram: https://www.instagram.com/psychologyinseattle/Facebook Official Page: https://www.facebook.com/PsychologyInSeattle/TikTok: https://www.tiktok.com/@kirk.hondaFebruary 12, 2025The Psychology In Seattle Podcast ®Trigger Warning: This episode may include topics such as assault, trauma, and discrimination. If necessary, listeners are encouraged to refrain from listening and care for their safety and well-being.Disclaimer: The content provided is for educational, informational, and entertainment purposes only. Nothing here constitutes personal or professional consultation, therapy, diagnosis, or creates a counselor-client relationship. Topics discussed may generate differing points of view. If you participate (by being a guest, submitting a question, or commenting) you must do so with the knowledge that we cannot control reactions or responses from others, which may not agree with you or feel unfair. Your participation on this site is at your own risk, accepting full responsibility for any liability or harm that may result. Anything you write here may be used for discussion or endorsement of the podcast. Opinions and views expressed by the host and guest hosts are personal views. Although, we take precautions and fact check, they should not be considered facts and the opinions may change. Opinions posted by participants (such as comments) are not those of the hosts. Readers should not rely on any information found here and should perform due diligence before taking any action. For a more extensive description of factors for you to consider, please see www.psychologyinseattle.com

The earned wage access (EWA) space is maturing and now has some players that are getting real scale. In many industries, it has gone from a curiosity to a must-have for employers. As the space scales, there are bigger questions in play. How can we ensure that all salaried workers have access to this innovative product, so they don't need to provide an interest-free loan to their employers every pay period?My guest today on the Fintech One-on-One podcast is Alex Bradford, the CEO and founder of Rain. Rain is part of the new breed of EWA providers that learned from the lessons of the early movers in the space when building their product. They now have over a million employees on their app and they see the real financial benefit that EWA is providing their users, particularly those living paycheck to paycheck.In this podcast you will learn:Why Alex got so excited when he discovered the EWA space.Why he thought the timing was great to start his company in 2019.How their system works for both the employer and employee.The different types of users of Rain.How they know Rain is being beneficial for their users' financial health.How using Rain has changed their users' behavior.The impact that Rain has on employee retention.What they are doing with the large HR software companies.How Rain is engaging with state and federal regulators.What they have on their product roadmap.What it will take to make EWA ubiquitous.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

How can the skills you've learned in one job help you succeed in a completely different field? My guest is Ewa Zajac, a customer success leader at Social Talent, shares her unique journey from recruitment to customer success.Ewa talks about her career transitions, the importance of relationship building, and the transferable skills between recruitment and customer success. She also talks about the challenges she faced stepping into a leadership role without a traditional customer success background and how she empowered her team to thrive.In this episode:Career transitionsThe evolution of technology and career pathsTime management and productivityThe importance of appreciating the presentEwa's journey into recruitmentTransferable skills between recruitment and customer successRed flags on CVsThe impact of AI on recruitmentEffective assessment techniques for CSM candidatesTransitioning into customer successEmpowering teams as a leaderLeading without experienceReady to learn how to handle career changes, build stronger relationships, and grow in any role? Don't miss this inspiring conversation with Ewa Zajac. Tune in now!Follow Ewa.This episode was brought to you by Vitally.__________________________________________________About Women in Customer Success Podcast: Women in Customer Success Podcast is the first women-only podcast for Customer Success professionals, where remarkable ladies of Customer Success connect, inspire and champion each other. Follow:Women in Customer Success Website - womenincs.co/podcast LinkedIn - linkedin.com/company/womenincs Instagram: https://www.instagram.com/womenincs.co/ Host Marija Skobe-Pilley Website - https://www.marijaskobepilley.com/ LinkedIn - https://www.linkedin.com/in/mspilley/ Get a FREE '9 Habits of Successful CSMs' guide https://www.marijaskobepilley.com/9-habits-freebie NEW - Women in Customer Success Courses: Thriving as a First-Time People Leader - https://womenincs.co/thriving-as-a-first-time-people-leader The Revenue CSM - https://www.marijaskobepilley.com/the-revenue-csm

The RCIPS is investigatin ght death of a man on Ne Years eve as suspicious. The EWA highway extension is 900 million dollars and a new politcal party enters for the next general elections. That and more in the news.

The idea of pulling a large parachute behind you until the wind catches it, then running down a mountainside until you're swept up into the air… is called paragliding. Some might argue that what was just described sounds more like a nightmare. For professional paraglider, 36 year old Ewa Wisnierska, back in 2007 at the Manilla XC Open - it was a little bit of both.   Please leave us a review! :-)   Sources: Miracle in the Storm (2010) Documentary https://www.youtube.com/watch?v=1TUIGvIkDDs   BBC Interview with Ewa https://www.bbc.co.uk/sounds/play/p05ky78m   2007 World Championship Results https://www.fai.org/sites/default/files/civl/documents/10th_fai_world_paragliding_championships_female.pdf https://www.fai.org/sites/default/files/civl/documents/10th_fai_world_paragliding_championships_overall.pdf   http://xcopen.org/index.php/competitions/37-2007-xc-open-manilla   https://xcmag.com/news/comp-series-understanding-competition-tasks/

A conversation about aloha ʻāina in the highly urbanized and militarized context of Kalauao with Anthony Deluze and Dani Espiritu from Hoʻōla Hou iā Kalauao. Hoʻōla Hou iā Kalauao revives and brings life to Kalauao, an ahupuaʻa in the moku of ʻEwa on the island of Oʻahu. Their vision is a thriving and abundant ʻEwa moku beginning with the ahupuaʻa of Kalauao. Recognizing the negative impacts of urban development and militarization on both the ʻāina and kānaka of ʻEwa, the hui works to create and maintain kīpuka (places of calm, safety, and regeneration) where culture can thrive, food can be cultivated, and ʻāina and kānaka can heal and be restored. The hui is currently restoring māla and loʻi kalo at Kaʻōnohi, a small, organic farm and ʻili in Kalauao completely surrounded by development, which is their base of operations. Website: hoolahouiakalauao.wordpress.com/ Tags: Hawaiʻi, Hawai'i, Hawaii

Ewa Wisnierska wurde 2007 von einem Gewitter bis in 10.000 Meter Höhe gerissen. Wie hat das ihr Leben verändert? +++ Ewa Wiśnierska-Lubawska ist eine der erfolgreichsten Gleitschirmpilotinnen. Vier Jahre lang flog die Deutsch-Polin von Podium zu Podium und errang 2008 schließlich den Europameistertitel. In die Geschichtsbücher des Paraglidens ist sie aber mit einem unglaublichen, wenn auch unfreiwilligen Rekord eingegangen. 2007 geriet sie bei einem Trainingsflug im Vorfeld der Gleitschirm-Weltmeisterschaft in Australien in ein Gewitter. Mit Aufwinden von mehr als 40 Meter pro Sekunde wurde sie nach oben gerissen – bis in rund 10.000 Meter Höhe. Eigentlich gilt das als Todeszone, in der ein Mensch wegen der Kälte und ohne Zusatz-Sauerstoff keine 30 Sekunden überlebt. Ewa hat aber überlebt – wohl auch weil sie im Flug ohnmächtig geworden war und ihr unterkühlter Körper längere Zeit auf absoluter Sparflamme lief. Die unglaubliche Geschichte dieses Gewitterfluges wurde schon häufiger erzählt und wird bis heute in Medien immer wieder aufgegriffen. Mich hat für diese Podcast-Folge eine andere Frage interessiert: Was hat dieses zwangsläufig erschütternde Erlebnis mit Ewa gemacht? Und so erzählt die heute 54-jährige in dieser Episode 151 von Podz-Glidz von den Jahren vor dieser Zäsur – und von dem, was danach folgte. Es geht um Träume, Freiheit, Ehrgeiz, Erfolg und schließlich Ewas größte Lektion: zu sich zu stehen, auch mal Nein zu sagen und gerade damit für andere ein Vorbild zu sein. +++ Wenn Du Podz-Glidz und den Blog Lu-Glidz fördern möchtest, so findest Du alle zugehörigen Infos unter: https://lu-glidz.blogspot.com/p/fordern.html +++ Musik dieser Folge: Track: Frolic | Künstler: E's Jammy Jams Youtube Audio Library https://www.youtube.com/watch?v=xasb1I0Mxss +++ Lu-Glidz Links: + Blog: https://lu-glidz.blogspot.com + Facebook: https://www.facebook.com/luglidz + Instagram: https://www.instagram.com/luglidz/ + Whatsapp-Kanal: https://whatsapp.com/channel/0029VaBVs05CHDynzdlJlU34 + Youtube: https://youtube.com/@Lu-Glidz + Soundcloud: https://soundcloud.com/lu-glidz + Spotify: https://open.spotify.com/show/6ZNvk83xxGHHtfgFjiAHyJ + Apple-Podcast: https://itunes.apple.com/de/podcast/podz-glidz-der-lu-glidz-podcast/id1447518310?mt=2 + Linktree: https://linktr.ee/luglidz +++ LINKS zu Ewa Wisnierska: + Ewas Homepage: http://www.ewawisnierska.com/ + Ewa auf Facebook: https://www.facebook.com/ewa.wisnierska + Wikipedia-Eintrag zu Ewa: https://de.wikipedia.org/wiki/Ewa_Wi%C5%9Bnierska + Galileo-Filmbeitrag: Gefangen in einer Gewitterwolke: https://www.youtube.com/watch?v=MIZ5e1G_vBw + Spiegel-TV Reportage: Flug in die Todeszone: https://www.spiegel.de/video/wendepunkte-todeszone-video-99012447.html + Wondery-Podcast: Gefangen über den Wolken | Nomadin der Lüfte: https://open.spotify.com/episode/3Dc6IuSzw06rW9sHuzTWHz

Conversé con Patricia Sáenz, Fundadora y Socia Directora de EWA Capital, el fondo de venture capital más grande de Colombia. Bajo su liderazgo, EWA ha invertido en startups innovadoras como VaaS, BeeReaders y Bia. En 2021, lograron una exitosa salida con Platzi, devolviendo el fondo completo con una sola transacción.Además, EWA está comprometido con cerrar la brecha de género: más del 40% de su capital se destina a compañías lideradas o cofundadas por mujeres.-Por favor ayúdame dejando una reseña en Spotify o Apple Podcasts: https://ratethispodcast.com/startupeable-Patricia y yo hablamos sobre:Por qué los grandes grupos y familias de LatAm no invierten en Venture CapitalQué es lo más difícil de levantar un Fondo de Venture CapitalPor qué hay menos mujeres emprendedorasCómo construir más confianza con tu inversionistaNotas del episodio: https://startupeable.com/ewa-capitalPara más contenido síguenos en:YouTube  | Sitio Web -Distribuido por Genuina Media

święci Adam i Ewa, pierwsi rodzice, i Wigilia Narodzenia Pańskiego, Łk 1,67-79

[Editor's note: This interview was recorded on November 13 and in the fast-moving transition to a new administration, some items discussed here as possible or unlikely have already come to pass.]The new Trump Administration is going to have a dramatic impact on leadership at Federal banking regulators as well as on the new rules impacting fintech. So, I thought it would be useful to bring on an expert to tease out this impact and how fintechs can adapt to the changing of the guard.My next guest on the Fintech One-on-One podcast is Armen Meyer, the Co-Founder of the American Fintech Council, the former head of public policy at LendingClub and a public policy expert. We cover a lot of territory on this show as Armen prognosticates on what the change of administration could mean for fintech.In this podcast you will learn:Armen's history with fintech and forming the American Fintech Council.What changes we are likely to see at the top of the regulatory agencies.Why the Federal Reserve will see a lot of noise under Trump.Why the CFPB will not focus their attention on Section 1033.What might happen with the new BNPL rules.The future of the credit card late fee rules.What might happen with EWA, overdraft rules and regulating big tech.The impact on BaaS bank consent orders.How the state regulators may react to the changes at Federal agencies.How the pendulum swing back and forth between Democrats and Republicans impacts banking and fintech.What the end of the Chevron Doctrine might mean for fintech.Whether we will see some kind of new limited fintech or payments charter.Why Armen is optimistic for the new Trump Administration.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Christian Rose has been a dominate force on the Midwest independent scene… whether it's for Dreamwave, Zowa Live, EWA, Rugged Pro or a list of others you know you're in for a treat when Christian Rose is in the card. Be sure to follow him on social media at …X(Twitter): WAWEDPodcastInstagram: wrestlingcoyoteBe sure to follow his podcast “What Are We Even Doing?” Wherever you get your podcasts.Be sure to follow Drinkin at MO's on our social media accounts to stay up to date on the show..X(Twitter): Big_Mo83Instagram: drinkinatmosFacebook: Drinkin at MO's Be sure to subscribe to the channel here on YouTube and all audio platforms…YouTube: https://youtube.com/@drinkinatmos338Spotify: https://open.spotify.com/show/6PqYhq9pQF21c5Hu01b23j?si=X8XLCOFZS_-qGBBzdYoD7AApple: https://podcasts.apple.com/us/podcast/drinkin-at-mos/id1617536259IHeartRadio: https://www.iheart.com/podcast/269-drinkin-at-mos-112523315?cmp=ios_share&sc=ios_social_share&pr=false&autoplay=trueAmazon: https://music.amazon.com/podcasts/5af99e6b-2c35-4f31-b8e4-5d8183216231/drinkin-at-mo%E2%80%99s?ref=dm_sh_pMALI1SeXwefTlaUdVRC9VIohSpotify for Podcasters: https://anchor.fm/drinkinatmosThank you to Reaper Apparel for having Drinkin At MO's as a Brand Ambassador… be sure to use the code below for 10% off your order..https://www.reaperapparelco.com/discount/Drinkin?ref=ApFLTTMUPromo code:Drinkinatmos #prowrestling #independentwrestling #wwe #aew #ringofhonor #TNAwrestling #gcw #czw #ecw #letsfngo #drinkinatmos #njpw #nwa #flophousewrestling #socalprowrestling #luchaunderground #luchaundergroundtemple #pwrevolver #warriorwrestling

Zapraszamy na środowe wydanie programu "Onet Rano." Gośćmi Odety Moro gośćmi byli: Katarzyna Piekarska, Koalicja Obywatelska; prof. Ewa Łętowska, była RPO, latach 2002–2011 sędzia Trybunału Konstytucyjnego; Katarzyna Krzywicka-Zdunek, Socjolożki.pl; Łukasz Szymak, Prezes Zarządu, Grupa Morizon-Gratka Sp. z o.o. W części "Onet Rano. WIEM" gośćmi Łukasza Kadziewicza były: Agata Zając oraz Jaśmina Marczewska, Onet.

Linnea Wikblad måste tyvärr lämna tillbaka Guldörat! Carl Tuleus har arbetsvägrat för klimatet! Varför älskar killar My way? Lyssna på alla avsnitt i Sveriges Radio Play. Från och med nu kan du bara höra hela veckans Morgonpasset i Sveriges Radio Play.David Druid har en gammal hjärna och skickat mamma Ewa på spökvandring. Linnea Wikblad måste tyvärr lämna tillbaka Guldörat. Lägg ner Halloween! Victor de Almeida & Emma Janke om ”P3 Serie - Cold Case: Mörkt Hav”. Babs Drougge på P3 nyheter om valet i Georgien och eventuell bangerkupp i Malmö FFs guldmatch. Varför älskar killar ”My way”? Det är töntigt att var mot sommar- och vintertid. Carolina, 43, köpte nötpåse – fick mus. Ginna Lindberg och Roger Wilson om slutspurten i det amerikanska presidentvalet. Poddstjärnan Carl Tuleus om ”Hör här” och ”Tänk om”! Det flådigaste vi varit med!Tidpunkter i avsnittet:14:17 Nyhetsfördjupning: Valet i Georgien.18:46 Victor de Almeida & Emma Janke om Cold Case: Mörkt Hav.37:47 Nyhetsfördjupning: Eventuell bangerkupp kan stoppa MFF.43:56 Ginna Lindberg & Roger Wilson om Harris och Trumps kampanjmöten.57:10 Babs privata hål: Saker killar gör på sitt sätt1:07:38 Poddstjärnan Carl TuleusKapitellänkarna ovan leder till avsnittet utan musik i Sveriges Radio Play.Programledare: David Druid och Linnea Wikblad.

Today's podcast, which repurposes a recent webinar, is the conclusion of a two-part examination of the CFPB's use of a proposed interpretive rule, rather than a legislative rule, to expand regulatory requirements for earned wage access (EWA) products. Part One, which was released last week, focused on the CFPB's use of an interpretive rule to expand regulatory requirements for buy-now, pay-later (BNPL) products. We open with a discussion of EWA products, briefly describing and distinguishing direct-to-consumer EWAs and employer-based EWAS. We review some of the consumer-friendly features that are common to EWAs, including that there is no interest charged and they are typically non-recourse, and discuss expedited funding fees and tips, neither of which is required to access EWAs. We also provide an overview of how some states have attempted to regulate (or specifically not regulate) EWAs. We then transition into a discussion of the CFPB's history with EWA products, including the Bureau's advisory opinion in 2020 that took a markedly different approach to EWAs, essentially taking the position that a certain subset of EWAs fell outside of the definition of “credit” under the Truth in Lending Act (TILA) and Regulation Z. The CFPB's proposed interpretive rule, on the other hand, states that EWAs are “credit” and that expedited funding fees and optional tips, in most circumstances, are part of the finance charge that must be disclosed under TILA and Regulation Z. We explore the Bureau's reasoning in support of these conclusions and some of the compliance difficulties that the proposed interpretive rule would create were it to go into effect as written. Since this recording took place, the CFPB has posted over 148,000 comment letters that it has received on the proposed interpretive rule, many of which are from consumers who use EWAs to access a portion of their earned wages prior to their scheduled payday and are concerned that the proposed interpretive rule could limit or jeopardize their access to EWAs. The high number of responses demonstrates the level of interest that the CFPB's proposed interpretive rule has generated. We conclude with thoughts about vulnerabilities with both the proposed interpretive rule for EWAs and the interpretive rule for BNPLs that we described in Part One of this podcast, as well as how these rules could potentially be challenged. One notable development that has occurred since our recording is that the Financial Technology Association has filed a complaint asking a D.C. federal court to strike down the interpretive rule for BNPLs because of the alleged violations of the Administrative Procedure Act that we discuss in this episode. Alan Kaplinsky, former Practice Leader and Senior Counsel in Ballard Spahr's Consumer Financial Services Group, moderates today's episode, and is joined by John Culhane and Michael Guerrero, Partners in the Group, and John Kimble, Of Counsel in the Group.

Today's podcast, which repurposes a recent webinar, is the first in a two-part examination of the CFPB's use of an interpretive rule, rather than a legislative rule, to expand regulatory requirements for buy-now, pay-later (BNPL) products. Part Two, which will be available next week, will focus on the CFPB's use of a proposed interpretive rule to expand regulatory requirements for earned wage access (EWA) products. We open with an overview of what interpretive rules are and how they differ procedurally and substantively from legislative rules. The intended use of interpretive rules is to explain the meaning of an existing provision of law, while legislative rules, which require a more complicated and time-consuming procedure, including a notice and comment period under the Administrative Procedures Act, are intended to be used to expand or implement a provision of law. We also discuss why the CFPB chose to use an interpretive rule and why they decided to include a request for comments when that is not required for interpretive rules. We then discuss BNPL products, including how they work and some of the features that have made them popular with consumers and merchants. We point out that the interpretive rule seems to represent a change in the views of the CFPB with regard to BNPL. After providing an overview of the CFPB's history with the product, including a report issued by the Bureau back in 2022, we delve into the details of the CFPB's interpretive rule. We discuss how the CFPB seems to be expanding the definition of a “credit card” to include what the Bureau calls a “digital user account,” which is how consumers access their BNPL information. We conclude with thoughts about the implications of the CFPB's interpretive rule and some of the difficulties that BNPL providers will have complying with the interpretive rule. This includes a discussion of the timing of billing statements and written notice requirements for billing error disputes and merchant disputes. Alan Kaplinsky, former Practice Leader and Senior Counsel in Ballard Spahr's Consumer Financial Services Group, moderates today's episode, and is joined by John Culhane, Michael Guerrero, and Joseph Schuster, Partners in the Group. The webinar was recorded before the CFPB issued an FAQ, which purports to answer a number of open questions raised by the BNPL interpretive rule. We recommend that you review the FAQ after listening to this podcast.  

Czy Ewa Farna to czeski Robert Lewandowski? Dlaczego w Czechach jest odbierana inaczej niż w Polsce? Czyj telefon bardziej by ją speszył: Taco czy Quebo? Rozmawiamy z polsko-czeskim dobrem narodowym, Ewą Farną. W show-biznesie jest od czasów nastoletnich i wcale nie poleca powtarzania tej drogi. Kto pilnował jej umów? Dlaczego jej mąż lubi, gdy mówi po polsku? Czy pomogła w karierze Darii Zawiałow? Część rozmowy to też analiza stosunków polsko-czeskich, bo dowiemy się, jakie róznice między narodami widzi Ewa, ale też który z tych dwóch języków jest dla niej bardziej naturalny i które miasto jest bardziej nowoczesne: Praga czy Warszawa? Zapraszamy na najnowszy odcinek podcastu WojewódzkiKędzierski. Podcast ma partnerów komercyjnych. #płatnawspółpraca

Dirty Mike and Big Ugly return with technical difficulties to discuss Vince McMahon's documentary, Bad Blood, The Rock's return and EWA's TMHK turn on Jesse O Ryan. All this and MORE!!!!

Join us on PayTalk as we dive into the potential regulatory changes reshaping the Earned Wage Access (EWA) industry with Brian Slowik, SVP of Wage and Corporate Disbursements at Green Dot Corp and co-founder of rapid PayCard. With over two decades of experience in payroll solutions, Brian offers invaluable insights into the proposed rule by the Consumer Financial Protection Bureau (CFPB) that could dramatically alter how EWA products are classified and regulated. In our discussion, we explore the complexities of these potential changes and their impact on payroll professionals, employers, and employees. We delve into the conflicts between federal and state regulations, examine the importance of employer-driven EWA programs, discuss the critical role of transparency in wage access solutions, and so much more! Listen to Brian's past episodes of PayTalk: Earned Wage Access: The Payroll of the Future? From Payday to Any Day: Unpacking On-Demand Pay Impacts

Mercor is an AI hiring platform that enables top tech companies and leading AI labs to hire experts at tech companies across software engineering, law, chemistry, finance, and many other professions. VC's just gave them $30 million to grow the business. https://hrtechfeed.com/ai-job-marketplace-lands-30-million/ DailyPay a United States-based worktech company and provider of earned wage access (EWA), is expanding globally. Beginning this fall, DailyPay, an award-winning provider of EWA services, will have an EWA offering available in the United Kingdom, marking the company's first foray outside the U.S. https://hrtechfeed.com/dailypay-announces-international-expansion-into-the-united-kingdom/ San Francisco, California – Kula's latest launch is an all-in-one hiring platform that leverages generative AI to assist recruiters in sourcing, screening, scheduling, and capturing interview feedback with prospective hires, complete with an AI-powered analytics dashboard. This marks Kula's evolution from a point-solution tool for sourcing candidates to a full platform alleviating all of the pain points recruiters have faced over the decades. https://hrtechfeed.com/kula-debuts-the-first-complete-hiring-platform-with-purpose-built-ai-for-recruiting/ LEBANON, N.H.– Appcast announced that Matt Molinari, currently the chief operating officer, will become the chief executive officer on January 1, 2025. Molinari succeeds Chris Forman, founder and CEO, who will retire after more than a decade of building and growing the company. https://hrtechfeed.com/appcast-ceo-to-retire-new-leadership-coming/ Recruitment software provider Greenhouse, has introduced a new system called Greenhouse Verified.  This system aims to give job seekers more confidence in the companies they apply to. To earn the Verified badge, companies must demonstrate a commitment to fair hiring practices, respect for candidates, and open communication. Greenhouse hopes that this will encourage more companies to create positive hiring experiences. https://hrtechfeed.com/greenhouse-launches-verified-badges-for-employersto-promote-trust-and-transparency-in-hiring/  

Ewa Haduch, EXATEC recién egresada del Tec de Monterrey, Marcelo Segura, productor de Tec Sounds, e Itzel Escareño, parte del equipo de Bienestar Estudiantil en el Tec, exploran el duelo como un proceso de adaptación emocional que va más allá de la pérdida de alguien. Nos comparten cuáles son los duelos más significativos a los que se han enfrentado y los retos emocionales y psicológicos que estos implican. Asimismo, reflexionan sobre cómo el duelo no siempre es negativo y puede ser un catalizador para el crecimiento personal. Acompaña a Carlos Ordóñez para conocer más en el podcast de Tec Sounds. Recursos mencionados en este episodio: •⁠  Testimonio de Ewa: https://tqueremos.tec.mx/historias •⁠  Sitio TQueremos: https://tqueremos.tec.mx/ •⁠  Línea TQueremos: https://tqueremos.tec.mx/lineatqueremos

It feels like AI has taken over the world since Open AI released ChatGPT at the end of 2022. The widespread use of large language models, however, has shown a great deal of bias and misinformation, in addition to being less than intuitive. So how do we create better AI? Ewa Ding is here this week to share her thoughts and mission to make AI more human-friendly! This week's episode 132 of How Women Inspire Podcast is about designing human-centered AI! In this episode of How Women Inspire Podcast, Ewa Ding is sharing the importance of understanding AI's capabilities, limitations, and ethical considerations. and actionable steps you can take right now to educate ourselves about AI and its uses. Ewa Ding is a product and design leader on a mission to make AI more human-friendly and genuinely useful. As the founder of UX4AI, she blends her passion for impactful experiences with expertise in human-centered AI strategies, digital transformation, product strategy, and UX design. Some of the talking points Julie and Ewa go over in this episode include:Understanding AI's capabilities and limitations as we reach a peak in its use.The challenges of applying human-centered design principles to AI.The need for AI to be designed with user needs, values, and ethical considerations in mind.Encouraging women to become involved in AI development and to demand safe and privacy-protecting AI tools.Thank you for listening! If you enjoyed this episode, take a screenshot of the episode to post in your stories and tag me!  And don't forget to follow, rate, and review the podcast and tell me your key takeaways!Learn more about How Women Inspire at https://www.howwomenlead.com/podcast CONNECT WITH EWA DING:LinkedInWebsiteUX4AICONNECT WITH JULIE CASTRO ABRAMS:LinkedIn - JulieHow Women LeadHow Women InvestHow Women GiveInstagram - HWLLinkedIn - HWLFacebook - HWL

Sometimes, you meet someone with an amazing and inspiring story. I want to introduce you to one such person, and her name is Ewa Krempa. Ewa is not just a dynamic mindset and transformational coach but a champion of resilience and inspiration. Based in Edmonton, Alberta, this passionate entrepreneur has traveled to over 50 countries, gathering experiences that have shaped both her personal and professional life.In today's episode, we delve into Ewa's remarkable journey that began with a life-changing trip to El Salvador through World Vision Canada. This venture ignited her passion for helping others and set the stage for an incredible path of self-discovery and empowerment. Listen as Ewa shares how she tackled monumental personal challenges, including her struggles with low self-confidence, a tumultuous move to Canada, and her divorce. These experiences ultimately led her to a profound transformation through personal development, particularly drawing on the principles of the law of attraction.Ewa's story is a testament to the power of following your heart and aligning with your true self. She opens up about her pivotal moments, from overcoming debilitating shyness and depression to leaving a secure but unfulfilling job to follow her passion. Now a two-time international bestselling author and founder of Dynamic Mindset Coaching, Ewa dedicates her life to helping others find the same freedom and joy she has discovered.About the Guest:Ewa Krempa is a dynamic entrepreneur, mentor, and transformational coach based in Alberta, Canada. With passion for travel, Ewa has journeyed to over 50 countries, gathering colorful experiences, memories, and personal growth along the way. In her free time, Ewa seeks solace by the ocean, where she enjoys reading and reflecting. Juggling motherhood and entrepreneurship, she finds inspiration in spiritual teachings, particularly from luminaries like Dr. Wayne Dyer. As the founder and CEO of Dynamic Mindset Coaching, Ewa empowers individuals to achieve holistic transformation in their lives. She is also a contributing author to "Midlife Awakening," and “Never Give Up,” a compilation of inspiring stories of personal transformation. Through her weekly Book Study Club and other events & programs, Ewa shares her expertise and guides others on their journey to becoming better versions of themselves - mentally, physically, spiritually, financially, and emotionally. For those seeking to embark on their own journey of personal growth and fulfillment, Ewa provides invaluable mentorship and support.To connect with Ewa:All information and links for Ewa available at: https://linktr.ee/EwaKrempaAbout the Host: Mardi Winder-Adams is an ICF and BCC Executive and Leadership Coach, Certified Divorce Transition Coach, Certified Divorce Specialist (CDS®) and a Credentialed Distinguished Mediator in Texas. She has worked with women in executive, entrepreneur, and leadership roles, navigating personal, life, and professional transitions. She is the founder of Positive Communication Systems, LLC, and host of Real Divorce Talks, a quarterly series designed to provide education and inspiration to women at all stages of divorce. Are you interested in learning more about your divorce priorities? Take the quiz "The Divorce Stress Test".Connect with Mardi on Social Media:Facebook - https://www.facebook.com/Divorcecoach4womenLinkedIn: https://www.linkedin.com/in/mardiwinderadams/Instagram: https://www.instagram.com/divorcecoach4women/Thanks for Listening!Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page.Do you have some feedback or...

On this episode, Pete and Julie welcome on-demand pay pioneer, fintech visionary and HR & Payroll 2.0 alumni Jason Lee to the show to talk about the recent Consumer Financial Protection Bureau's controversial guidance that earned wage access solutions should be treated as loan providers. After a quick update on the acquisition of SALT Labs by Chime, Jason shares his unique POVs on what the recent CFPB guidance means for the future of EWA solutions. The group talks about how the change will impact employees and the future of pay, what employers should consider, and where the future of EWA innovation and the marketplace is heading next. Connect with Jason: LinkedIn: https://www.linkedin.com/in/jasonleem2/ X: https://x.com/jthesalt SALT Labs: https://www.saltlabs.com/ PULSE SURVEY ALERT for compensation strategy: https://www.surveymonkey.com/r/hp-CompStrategy Connect with the show: LinkedIn: http://linkedin.com/company/hr-payroll-2-0 X: @HRPayroll2_0 @PeteTiliakos @JulieFer_HR

Pharmacy work in the modern age goes beyond the traditional brick-and-mortar. It's also more than just putting pills in a vial. Ewa and Gus Tzaferos of Kennedy Pharmacy make a business out of modernizing pharmacy work, from leveraging their online presence to keeping their work fresh (and maybe taking a selfie or two). In this episode, join host Will Tuft as he, Ewa, and Gus discuss all things independent pharmacy. Learn some new and exciting ways to leverage your online presence, connect with your community, and how to run your independent pharmacy, your way. Hosted By: Will Tuft | Manager of Event Education at PioneerRx Guest: Gus Tzaferos | Owner, Kennedy Pharmacy  Eva Tzaferos | Owner/Chief Excellence Officer, Kennedy Pharmacy Looking for more information about independent pharmacy? Visit www.pioneerrx.com

I have made no secret of my affection for earned wage access (EWA) as a product. It has been growing rapidly, particularly the last couple of years, as more consumers realize what a great tool it is. There have been several different approaches to implementing EWA from the major players in the space but no one has approached it the same way as Clair.My next guest on the Fintech One-on-One podcast is Nico Simko, the CEO and Founder of Clair. While operating in a space without regulatory clarity, Clair has taken the most conservative approach. It also happens to be the approach with the most regulatory work to implement. It is somewhat controversial in EWA circles: considering these advances to be a loan.In this podcast you will learn:How Uber Money gave Nico the idea for the founding of Clair.The wedge he built that differentiated Clair from the start.How their product works from an employee experience.How they are able to get the workforce management apps involved.The maximum that employees are able to advance each pay period.Clair's approach towards the regulatory uncertainty in the EWA space.Why they decided to create the legal structure to make their product a loan.Nico's thoughts on the EWA bill that is working through Congress right now.Why they chose Pathward as their partner bank.What it will look like in ten years time for workers' access to their wages.Some simple ideas that Nico is thinking about for better products for workers.What Clair is focused on the next 12-18 months.Connect with Nico on LinkedInConnect with Clair on LinkedInConnect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes