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Engearment got to attend the first Verde Ventures Media Trip in the Sawtooth Mountains of Idaho, alongside a stacked crew of fellow journalists and content creators. It was a blast! We tested gear from Gregory, Astrol Designs, Thermarest, MSR, Royal Robbins, and Packtowel. We met the following awesome media folks: Engearment got to attend the first Verde Ventures Media Trip in the Sawtooth Mountains of Idaho, alongside a stacked crew of fellow journalists and content creators. It was a blast! We tested gear from Gregory, Astrol Designs, Thermarest, MSR, Royal Robbins, and Packtowel. We met the following awesome media folks: Paige Triola / Freelance Writer (Bicycling, The Guardian, RUN: by Outside, MSN) @adventures_of_paigetriola Meg Carney / Freelance Writer (SFGate, Seattle PI) & Podcast Host of Outdoor Minimalist @megacarnage Billy Brown / Freelance Writer (WIRED & GearJunkie) @the_billybrown Sean Sewell / Owner & Director of Engearment @sean_sewell_mountain_man, @engearment Sal Vaglica / Freelance Writer (Men's Journal, The Strategist, The Guardian) @salvaglica Melissa McGibbon / Freelance Writer (Business Insider, Matador Network, POWDER, Yardbarker, SnowBrains) @missmliss Lennie Nelson / Creator @the_happihippi Jeanine Romo / Creator @lewildexplorer Alexandria Gallizioli / Creator @she.roams.wild Jessica Butterfield / Creator @jessonthewildway Rob Shearer / Photographer & Filmmaker @robshearerfilm Matthew Connors / Director of Product Creation at Gregory Packs Ashley Korenblat / Founder, Western Spirit, Public Land Solutions ashley@westernspirit.com Mark Sevenoff / Founder, Western Spirit, Outerbike @therealsevy mark@westernspirit.com. Hosted by Verde PR: Kristin Carpenter / Founder and CEO, Verde Brand Communications Jenna Nabors / Account Manager, Verde Brand Communications Becca Katz / Director, Verde Brand Communications Alexa McRoberts / Director, Verde Brand Communications We also cover gear reviews on new Arc'teryx Kopec 2 GTX shoes, Salomon Genesis Mid GTX, Travoca Rigel+ ECooler, and dozens more. Plus, we are days away from a new Engearment.com website (it is going to blow your mind!)
Kaikki Murha joka tapahtui -podcastin uudet jaksot löytyvät podcast- ja äänikirjapalvelu Podimosta. Aloita ilmainen kokeilu osoitteessa podimo.fiSyyskuussa 1978 Kalifornian erämaassa 15-vuotias Mary Vincent taisteli hengestään. Hän oli liftannut ventovieraan miehen kyytiin, joka yritti tappaa hänet. Tekijä jätti hänet kuolemaan syrjäiseen kanjoniin, josta Marya olisi ollut lähes mahdotonta löytää.Mutta Mary ei kuollut. Hän selvitti tiensä ulos pimeästä erämaasta, ja hänen uskomaton selviytymistarinansa nousi pian otsikoihin ympäri Yhdysvaltoja. Tässä jaksossa kerrotaan, mitä hänelle tapahtui ja miksi mies, joka teki tämän kaiken, päästettiin vapaaksi jatkamaan rikoksiaan.sisältövaroitukset: lapseen kohdistuva väkivalta, lapseen kohdistuva seksuaaliväkivalta, itsensa vahingoittaminen, paloitteluPodcastia juontaa ja tuottaa Saara NurmoLähteet:Tv-dokumentti: I Survived…, kausi 4, jakso 1 (2009)Kirja: Fred Rosen, The Mad Chopper: How the Justice System Let a Mutilator Free, This Time to Kill (2015)Uutisartikkelit:Los Angeles Times (1997): www.latimes.com/archives/la-xpm-1997-02-25-ls-32048-story.htmlLos Angeles Times (1988): www.latimes.com/archives/la-xpm-1988-08-01-vw-4970-story.htmlKey Peninsula News: www.keypennews.org/stories/the-heart-of-a-survivor-blood-courage-triumph,6663Ranker – Mary Vincent & Lawrence Singleton Case: www.ranker.com/list/mary-vincent-lawrence-singleton-case/laura-allanThe New York Times (1991): www.nytimes.com/1991/01/03/us/notorious-rapist-gets-2-year-term-for-theft.html?src=pmThe New York Times (1998): www.nytimes.com/1998/02/17/us/lawyer-for-rapist-who-killed-argues-against-death-penalty.htmlTampa Bay Times, She Had A Name: www.tampabay.com/archive/1997/04/13/she-had-a-name/Seattle PI, A victim, a survivor, an artist: https://www.seattlepi.com/news/article/a-victim-a-survivor-an-artist-1106335.phpLakiasiakirjat ja viranomaislähteetU.S. Department of Justice – Determinate Sentencing Reform in California: www.ojp.gov/ncjrs/virtual-library/abstracts/determinate-sentencing-reform-california-and-its-impact-penalCornell Law School – Federal Rules of Evidence, Rule 404: www.law.cornell.edu/rules/fre/rule_404Florida Supreme Court Archives (Internet Archive): web.archive.org/web/20030501232112/http://www.law.fsu.edu/library/flsupct/sc93035/93035ini.pdf
On this BONUS EPISODE of CASCADE OF HISTORY, Feliks Banel presents an archival episode from the local history podcast "Seattle Rewind" from the holiday season of 2010. "Seattle Rewind" was a series produced by Feliks Banel and Casey McNerthney for the old Seattle-PI news website. This episode of "Seattle Rewind" was originally released at Thanksgiving 2010. It focuses on two downtown Seattle holiday traditions at local department stores that traditionally began each year in late November: elaborate displays in the windows of Frederick & Nelson, and the giant star on the Bon Marché. CASCADE OF HISTORY is broadcast LIVE most Sunday nights at 8pm Pacific Time via SPACE 101.1 FM in Seattle and gallantly streams everywhere via www.space101fm.org. The radio station broadcasts from studios at historic Magnuson Park – located in the former Master-at-Arms' quarters in the old Sand Point Naval Air Station - on the shores of Lake Washington in Seattle. Subscribe to the CASCADE OF HISTORY podcast via most podcast platforms and never miss regular weekly episodes of Sunday night broadcasts as well as frequent bonus episodes.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Dr. Daryl Fairweather, the chief economist for Redfin, to discuss the life and economic lessons in her new book, Hate the Game, and also dive into the latest data in the US housing market with Redfin's unique point of view. About Daryl Fairweather Dr. Daryl Fairweather is the chief economist at Redfin and the author of the new book Hate the Game. At Redfin, she analyzes US housing markets and consumer behavior. She is a member of the advisory council of the Federal Reserve Bank of Dallas and was a former senior economist at Amazon. She is a regular contributor to Forbes, and she has been featured in 60 Minutes, Today, The New York Times, and Bloomberg, among other outlets. She has a degree from MIT and a PhD from the University of Chicago. Here's a glimpse of what you'll learn: What Beyoncé teaches us about game theory. What young buyers should know about buying a home Why the 2025 housing market theme is “disappointment” Why she thinks rents will start growing more expensive in 2026. Which homeowners and housing markets are facing the most distress now What Redfin's “Buyer Demand Index” tells us about home sales for the rest of the summer Which signals to watch for a coming downturn What to know about millennial home buyers What happens to the housing market after 2030 Related to this episode: Hate the Game Book Daryl Fairweather, PhD| LinkedIn Daryl Fairweather | X Redfin Mike Simonsen | LinkedIn Altos Featuring Mike Simonsen, President of Altos A true data geek, Mike founded Altos in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business. The Top of Mind podcast features top real estate industry insiders and experts to unpack the most important housing, real estate, mortgage data and trends that are shaping the housing market. Hosted by Altos founder Mike Simonsen and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Sean Dobson, the CEO and CIO of Amherst, to learn about the single-family rental business from a true market leader. Amherst is a vertically integrated real estate investment, development, and operating company with single-family residential, mortgage-backed securities, and commercial real estate. Amherst has $15B under management and owns 50,000 homes across 33 metropolitan areas in the US. About Sean Dobson Sean Dobson is the Chairman, CEO, and CIO of Amherst, where he leverages his 30+ years of expertise in U.S. real estate, mortgage, and securitized products to lead the firm's investment strategy and oversee day-to-day strategic direction for the platform. Sean has been leading Amherst for over 20 years, transforming the firm from regional broker dealer into a market-leading real estate investment, management, and operating platform. Sean and Amherst had an active role in educating the White House, Congress, and the Federal Reserve as they navigated a historic market during the great financial crisis. Here's a glimpse of what you'll learn: In this episode, Sean shares a candid and data-rich perspective on what's really happening in the single-family rental market, how institutional capital has reshaped housing dynamics, and what it will take to solve the affordability crisis in the years ahead. How Amherst transitioned from a mortgage data platform to one of the largest single-family rental investors in the U.S. The surprising stats behind institutional investing and homeownership Why 85% of Amherst rental applicants can't qualify for a mortgage—and what that reveals about today's affordability landscape. Learn the special indicators Amherst watches to understand local housing markets. Why institutional buyers now act as shock absorbers in market downturns What owning 50,000 homes taught Amherst about maintenance, neighborhoods, and the hidden complexity of renting. The long-term stability strategy: why Amherst doesn't flinch when the market softens. The compelling new areas of the housing industry that Amherst is aiming for in the next decade. If you want to understand the housing market not just from headlines, but from the ground level and the capital stack, this conversation is essential. Related to this episode: Amherst Sean Dobson | Amherst Sean Dobson | LinkedIn Mike Simonsen | LinkedIn Altos Featuring Mike Simonsen, President of Altos A true data geek, Mike founded Altos in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business. The Top of Mind podcast features top real estate industry insiders and experts to unpack the most important housing, real estate, mortgage data and trends that are shaping the housing market. Hosted by Altos founder Mike Simonsen and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Dr. Arpit Gupta of NYU's Stern School of Business. The two discuss Dr. Gupta's important research on housing affordability, and the causes and cures of our unaffordable housing market. They uncover insights about which local regulations are the most negative for affordable housing, surprising data about how property taxes impact families and the market, and how home equity will impact future economic downturns. About Arpit Gupta Arpit Gupta is a professor of finance at New York University's Stern School of Business. Professor Gupta's research interests focus on using large datasets to understand default dynamics real estate and household finance. He received his B.S. in math and econ at the University of Chicago and his Ph.D. in Finance and econ from Columbia Business School. Dr. Gupta has done really useful research on housing affordability. He's studied the impact of housing regulation and taxation on affordability. Here's a glimpse of what you'll learn: The ways in which regulation contributes to unaffordability in the housing market Which types of local regulations are the most negative for housing affordability Why low property taxes hurt young families One surprising reason that Texas real estate is more affordable than California What California does well and what it does poorly in the battle for affordability Why New York's AirBnB ban didn't help affordability How remote work has changed the housing market and what's next Related to this episode: Arpit Gupta | LinkedIn Arpit Gupta | X Arpit Gupta Mike Simonsen | LinkedIn Altos Featuring Mike Simonsen, President of Altos A true data geek, Mike founded Altos in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business. The Top of Mind podcast features top real estate industry insiders and experts to unpack the most important housing, real estate, mortgage data and trends that are shaping the housing market. Hosted by Altos founder Mike Simonsen and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the Top of Mind podcast, Mike gets time with HW Media CEO and HousingWire publisher Clayton Collins to talk about the latest HousingWire Data company announcements, and explores the most important trends, people, and ideas driving our industry in 2025. About Clayton Collins Clayton Collins is the Chief Executive Officer of HW Media, the leading media and information services company for housing and real estate professionals. As Publisher of HousingWire, he drives the company's mission to empower housing leaders with trusted journalism, proprietary data, and industry-leading events. Since acquiring HousingWire in 2016, Clayton has led HW Media's transformation into a multi-brand platform, expanding its reach through the acquisitions of RealTrends and Altos Research. Under his leadership, HW Media delivers critical market intelligence, data-driven insights, and high-impact events that inform and connect professionals across housing finance and real estate. Here's a glimpse of what you'll learn: What is HousingWire Data, and what does it mean for our clients The three big themes shaping the industry in 2025 Who's making the biggest moves in the industry—and why it matters How the mortgage and housing landscape has evolved over the past decade (and where it's heading next) Which topics get the most attention on HousingWire.com each day and why. Related to this episode: HousingWire Data Mike Simonsen | LinkedIn Altos Featuring Mike Simonsen, President of Altos A true data geek, Mike founded Altos in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business. The Top of Mind podcast features top real estate industry insiders and experts to unpack the most important housing, real estate, mortgage data and trends that are shaping the housing market. Hosted by Altos founder Mike Simonsen and produced by the HousingWire Content Studio.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Elizabeth Funk, Founder & Chief Executive Officer of DignityMoves, to talk about real progress being made with the crisis of homelessness in America. Elizabeth shares DignityMove's innovative interim housing solutions, deep insights about the American system of housing and homelessness, and dramatic success stories from cities all over California that are reaching functional zero unsheltered homelessness. About Elizabeth Funk Elizabeth is the founder & chief executive officer of DignityMoves, a nonprofit developer that works with municipalities to bring people indoors quickly, safely, and at scale. Elizabeth is a pioneer of impact investing and microfinance. Her career blends Silicon Valley high-growth start-up entrepreneurship with innovative impact initiatives that align for-profit and nonprofit approaches to accelerate positive social impact outcomes. Elizabeth has been actively involved in homelessness in California for nearly two decades. She served on the board and chaired Glide Memorial's Community Housing initiative, on the board of LifeMoves, a leading homelessness services organization in Silicon Valley, and on the real estate advisory board of HomeRise, a permanent supportive housing developer in San Francisco. Elizabeth holds an undergraduate degree in International Relations and Economics from Stanford University and an MBA from Harvard Business School. Here's a glimpse of what you'll learn: What is “Functional Zero Unsheltered Homeless” and why does it matter? How costs, building standards, zoning laws contribute to homelessness and what we can do about it Why tackling homelessness in the first few weeks of displacement is critical What is interim housing, how it can solve the unsheltered crisis, and why it costs half as much as we're currently spending Why many local governments still object and resist to new approaches to tackling the crisis The new political leaders committed to fixing the problem Why the “Aha!” moment is upon us with homelessness Related to this episode: DignityMoves Elizabeth Funk | LinkedIn Mike Simonsen | LinkedIn Altos Featuring Mike Simonsen, President of Altos A true data geek, Mike founded Altos in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business. The Top of Mind podcast features top real estate industry insiders and experts to unpack the most important housing, real estate, mortgage data and trends that are shaping the housing market. Hosted by Altos founder Mike Simonsen and produced by the HousingWire Content Studio.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Adam Carmel, CEO and founder of Polly, to talk about mortgage technology and the mortgage markets. About Adam Carmel Adam Carmel is the founder and CEO of Polly, a true mortgage technology trailblazer. Adam founded Polly in 2019 to build a vertically integrated mortgage platform. Here's a glimpse of what you'll learn: The remarkable story of why and how he started Polly His leadership strategies in these volatile markets How he leads a mortgage technology company and doesn't let mortgage rates into the decision process Why the cost of loans has risen from $2,000 to $12,000 and how Polly aims to bring it all the way back down The incredible opportunity for AI and how consumer and mortgage cost wins are already here with AI in the mortgage process What the Polly data says about the opportunity for lenders in 2025 Scenarios of what could happen to the mortgage market if we privatize Fannie and Freddie How to think about America's 30-year fixed rate mortgage market and how it might evolve Related to this episode: Polly Adam Carmel | LinkedIn Mike Simonsen | LinkedIn Altos Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business. The Top of Mind podcast features top real estate industry insiders and experts to unpack the most important housing, real estate, mortgage data and trends that are shaping the housing market. Hosted by Altos founder Mike Simonsen and produced by the HousingWire Content Studio.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Jason Waugh, president of Coldwell Banker Affiliates, to talk about how the real estate brokerage business is changing in 2025. Jason shares insights from CB's 100,000 agents, the latest findings from CB's Global Luxury Trends report, and how the agent-consumer relationship is changing after the dramatic real estate commissions settlements of 2024. About Jason Waugh Jason Waugh is president of Coldwell Banker Affiliates for Coldwell Banker Real Estate. where he runs the brand's marketing, franchise sales and operations teams for 100,000 real estate sales professionals in more than 2,700 offices across 39 countries. Here's a glimpse of what you'll learn: What it's like running an iconic real estate brand in 2025 The latest findings from CB's Global Luxury Trends report Notable demographic trends for luxury real estate buyers How agent/homebuyer relationships are changing after the commission lawsuits Which consumers continue to choose full-service/full-price real estate services Which markets are noticing commission compression Insights on today's unique commercial real estate trends Related to this episode: Coldwell Banker Affliates Jason Waugh | LinkedIn Mike Simonsen | LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business. The Top of Mind podcast features top real estate industry insiders and experts to unpack the most important housing, real estate, mortgage data and trends that are shaping the housing market. Hosted by Altos founder Mike Simonsen and produced by the HousingWire Content Studio.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Julie Kheyfets, CEO of Block Renovation, to talk about what's happening with home renovations this year and beyond. About Julie Kheyfets Julie Kheyfets is the CEO of Block Renovation, the AI renovation platform empowering homeowners and contractors to build better together. Block's AI delivers instant cost, scope, and design guidance tailored to each homeowner, powered by proprietary data from thousands of projects. By accessing Block's vetted network of contractors, homeowners can discover the right professionals for their projects, rapidly receive easy-to-compare proposals, and hire with confidence, backed by Block's project protections. Before being appointed CEO, Julie served as Block's COO, steering Block's operations as the company evolved from a one-stop shop for renovations to an AI marketplace platform. Julie brings a strong track record of scaling AI to help consumers in complex industries. Before joining Block, she built and led the North America business for Tractable, the AI platform for accident and disaster recovery. During Julie's tenure, Tractable became the world's first computer vision unicorn for financial services. Here's a glimpse of what you'll learn: How to match consumers with contractors Why so much of the difficulty in remodeling are “problems of information” The surprising relationship between interest rates and remodeling Block's unique demand renovation demand data and what it's telling us about the market right now How changes to the immigration system will impact the remodeling industry Why productivity in construction has not improved in 50 years and why that is about to change Trends in AI that homeowners should pay attention to Why AI and information have the potential to dramatically improve the consumer relationship with the contractor The most important demographic trends and what they tell us about the home renovation market over the rest of the decade Which local markets are the leaders and laggards in renovation Related to this episode: Julie Kheyfets | LinkedIn Block Renovation Mike Simonsen | LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business. The Top of Mind podcast features top real estate industry insiders and experts to unpack the most important housing, real estate, mortgage data and trends that are shaping the housing market. Hosted by Altos founder Mike Simonsen and produced by the HousingWire Content Studio.
Episode SummaryIn this episode about Cars (2006), Erin and Rachel take a road trip to Radiator Springs, discussing Pixar history, environmentalism, and masculinity and masculinity along the way. Ka-chow! Episode BibliographyThe Amazing Double Life of Jorgen Klubien. (2013, October 15). FLIP. https://flipanimation.blogspot.com/2013/10/the-amazing-double-life-of-jorgen.htmlArnold, W. (2006, June 8). Cars is a joyous ride. Seattle PI. https://www.seattlepi.com/entertainment/movies/article/cars-is-a-joyous-ride-1205659.phpCars. (n.d.). Box Office Mojo. Retrieved January 17, 2025, from https://www.boxofficemojo.com/release/rl1195935233/Cars (2006) - Awards. (n.d.). IMDb. https://www.imdb.com/title/tt0317219/awards/Cars (2006) - Full Cast & Crew. (n.d.). IMDb. https://www.imdb.com/title/tt0317219/fullcreditsCars (film). (n.d.). Wikipedia. https://en.wikipedia.org/wiki/Cars_(film)Cars — Pixar Animation Studios. (2025). Pixar Animation Studios. https://www.pixar.com/carsCars Production Information. (n.d.). https://web.archive.org/web/20070308104817/http://adisney.go.com/disneypictures/cars/us/bios/CARSProdNotes.pdfCulbreth, S., & Huber, R. J. (2015). Cars and social interest. The Journal of Individual Psychology, 71(3), 327-336.Ebert, R. (2006, June 8). NASCAR + Pixar = Pixcars movie review (2006). Roger Ebert. https://www.rogerebert.com/reviews/cars-2006Gillam, K., & Wooden, S. R. (2008). Post-princess models of gender: The new man in Disney/Pixar. Journal of Popular Film and Television, 36(1), 2-8. doi: 10.3200/JPFT.36.1.2-8Hill, J. (2011, July 6). The Roads Not Taken With Pixar's Cars Films. HuffPost. https://www.huffpost.com/entry/disney-cars-films_b_890538Hott, L. R., & Lewis, T. (Directors). (1997). Divided Highways: The Interstates and the Transformation of American Life [Film]. https://www.youtube.com/watch?v=PLr-8QPbiAYJoe Ranft. (n.d.). Wikipedia. Retrieved January 18, 2025, from https://en.wikipedia.org/wiki/Joe_RanftJørgen Klubien. (n.d.). Pixar Cars Wiki. https://pixarcars.fandom.com/wiki/J%C3%B8rgen_KlubienKinzler, K. D., & DeJesus, J. M. (2013). Northern = smart and Souther = nice: The development of accent attitudes in the United States. The Quarterly Journal of Experimental Psychology, 66(6), 1146-1158. DOI: 10.1080/17470218.2012.731695Klubien, J. (2024). Story Development. Jorgen Klubien. https://jorgenklubien.com/portfolio/story%20developmentLasseter, J. (Director). (2006). Cars [Film]. Pixar Animation Studios.Lowry, B. (2006, June 4). Film Review: Cars. Variety. https://variety.com/2006/film/reviews/cars-3-1200515758/Malouf, M. (2017). Behind the closet door: Pixar and petro-literacy. In S. Wilson, A. Carlson, & I. Szeman (Eds.), Petrocultures: Oil, politics, culture (pp. 138-161). Ness, M. (2017, July 27). Driving Without Wonder: Pixar's Cars. Reactor. https://reactormag.com/driving-without-wonder-pixars-cars/Price, D. A. (2009). The Pixar Touch: The Making of a Company. Knopf Doubleday Publishing Group.Rahayu, N. (2019). The portrayal of gender and race in the Cars trilogy. Atavisme, 22,(1), 75-87. doi: 10.24257/atavisme.v22i1.532.75-87Reaves, J. (2006). Movie Review: 'Cars'. Metromix. https://web.archive.org/web/20060613101342/http://metromix.chicagotribune.com/movies/mmx-060609-movies-review-cars%2C0%2C997014.storyTenzek, K. E., & Nickels, B. M. (2019). End-of-life in Disney and Pixar films: An opportunity forengaging in difficult conversation. OMEGA-Journal of Death and Dying, 80(1), 49-68. doi: 10.1177/0030222817726258Travers, P. (2006, June 1). Cars. Rolling Stone. https://www.rollingstone.com/tv-movies/tv-movie-reviews/cars-119316/Wilonsky, R. (2006, May 30). Running on Fumes. The Village Voice. https://web.archive.org/web/20140107215214/http://www.villagevoice.com/2006-05-30/film/running-on-fumes/WonderLand. (2020, November 8). Pixar Cars 2006 Behind The Scenes. YouTube. https://www.youtube.com/watch?v=uF40QwDZtXo
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Dr. Orphe Divounguy, senior economist with Zillow's Economic Research team, to talk about what's on the horizon for the housing market this year. Orphe shares the latest findings from Zillow's 2025 forecasts, offers some surprising insights from Zillow's rental data, gives us a framework for understanding mortgage rates and affordability in the U.S., and much more. About Dr. Orphe Divounguy Orphe Divounguy is a senior economist with Zillow's Economic Research team where he analyzes economic data to try and identify emerging trends in the housing market. In the past, Orphe's work focused on quanÏtitative methods for evaluating the impact of economic policy. Orphe earned a doctorate in economics from England's University of Southampton. Orphe is also the founder of the Quantitative Research Group and the co-host of the Everyday Economics podcast. The team's research can be found at zillow.com/research and includes analyses about for-sale and rental market dynamics, fair housing, and other topics. Zillow also provides dozens of housing market datasets freely available for download at zillow.com/data. Here's a glimpse of what you'll learn: Details from Zillow's 2025 housing market forecasts: mortgage rates, home sales and home prices How American homeowner wealth helped stave off recession and what it means for the housing market in 2025 The most important macro economic trends to watch now and what they mean for real estate this year Surprising insights from Zillow's rental data on trends in apartments and single family rentals, and what to expect in the near future. Which local markets to watch in 2025 and why Smart thinking on the affordability crisis, how it's changing and how we might find our way out Resources mentioned in this episode: Zillow Housing Data Orphe Divounguy| LinkedIn Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business. The Top of Mind podcast features top real estate industry insiders and experts to unpack the most important housing, real estate, mortgage data and trends that are shaping the housing market. Hosted by Altos founder Mike Simonsen and produced by the HousingWire Content Studio.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Bill McBride from Calculated Risk to talk about what to expect in the housing market in 2025 and beyond. About Bill McBride Bill McBride is a housing market expert and the author of the popular economics blog and newsletter “Calculated Risk”, which Nobel laureate economists have cited as a “go-to website for housing matters.” Bill may be best known for accurately predicting the housing bubble in 2005, and the bottom in housing prices in early 2012. Here's a glimpse of what you'll learn: Why the US housing market faces “seven years of purgatory” Why inventory is more important than sales numbers for understanding the housing market The market stat that Bill is watching this year and what it tells us to expect Why mortgage rates will be stuck above 6% for a while What's on the horizon for recessions, inflation, and employment in 2025 and what it all means for the real estate market How to measure home prices and what to expect for 2025 Why investors are less impactful in 2025 than they were a few years ago How to spot a brewing financial crisis The longer-term impact of changing demographics How to view the affordability crisis and what's likely to happen A look at the 2030 housing market Resources mentioned in this episode: text Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business. The Top of Mind podcast features top real estate industry insiders and experts to unpack the most important housing, real estate, mortgage data and trends that are shaping the housing market. Hosted by Altos founder Mike Simonsen and produced by the HousingWire Content Studio.
In this episode, Payton and Garrett explore the unsettling case of Yancy Noll, a man tragically gunned down at a stoplight. Was it a spontaneous act of road rage or a calculated, cold-blooded murder? NEW MERCH LINK: https://mwmhshop.com Twitch: https://www.twitch.tv/themwmh Instagram: https://www.instagram.com/murderwithmyhusband/ Discount Codes: https://mailchi.mp/c6f48670aeac/oh-no-media-discount-codes Watch on Youtube: https://www.youtube.com/@murderwithmyhusband Listen on Apple: https://podcasts.apple.com/us/podcast/into-the-dark/id1662304327 Listen on spotify: https://open.spotify.com/show/36SDVKB2MEWpFGVs9kRgQ7?si=f5224c9fd99542a7 Case Sources: CapitolHillSeattle.com- https://www.capitolhillseattle.com/2015/01/yancy-noll-killer-sentenced-to-29-years-in-prison/ CBSNews.com - https://www.cbsnews.com/news/yancy-noll-murder-road-rage-turned-deadly-or-thrill-kill/ SeattlePI.com - https://www.seattlepi.com/seattlenews/article/Shooter-in-random-Seattle-murder-gets-29-years-5990912.php KIRO7.com - https://www.kiro7.com/news/murder-suspect-i-shot-victim-self-defense/82074516/ CaseText.com - https://casetext.com/case/in-re-pers-restraint-of-bowman-1 Courts.WA.gov - https://www.courts.wa.gov/opinions/pdf/730690.pdf ParamountExpress.com - https://www.paramountpressexpress.com/cbs-news-and-stations/shows/48-hours/releases/?view=45999-the-murder-of-a-seattle-wine-steward-driving-home-put-the-city-on-edge-was-it-road-rage-or-was-the-gunman-a-self-taught-killer-intent-on-finding-the-p SPDBlotter.com - https://spdblotter.seattle.gov/2012/09/10/i-killed-yancy-noll-who-am-i/ Fox13Seattle.com - https://www.fox13seattle.com/news/man-found-guilty-of-2012-murder-juror-says-no-evidence-of-road-rage LATimes.com - https://www.latimes.com/nation/la-xpm-2012-sep-24-la-na-nn-seattle-road-rage-20120924-story.html ThePourFool.com - https://thepourfool.com/2021/08/09/the-murder-of-yancy-noll-a-sense-of-senselessness-nine-years-on/ MyNorthwest.com - https://mynorthwest.com/16786/prosecutor-says-defendant-was-on-a-murder-quest-in-yancy-noll-killing/ Learn more about your ad choices. Visit podcastchoices.com/adchoices
Welcome to our Yuletide Special! Buckle up and join us on this dark and twisted sleigh ride through crimes and Christmastime. You may now join us on Patreon or buy us a Cocktail. Be sure to subscribe on Apple and leave a review, or, email us at unitedstatesofmurder@gmail.com Follow us on Facebook, Instagram, and Twitter! Sources: Seattle Times, Washington State Court Records, Seattle PI, Spree Killer - The True Story of Michele Anderson, Banquet of Consequences, Find a Grave, Vice, Cooper Brothers Found Guilty, David Cooper Police Interview, BBC Music by Pixabay --- Support this podcast: https://podcasters.spotify.com/pod/show/unitedstatesofmurder/support
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Guy Berger, Director of Economic Research at the Burning Glass Institute, to talk about “The Great Stay”: how the lack of mobility in an otherwise strong labor market is impacting the housing market About Guy Berger Guy Berger is a macroeconomist with expertise in US labor markets, and currently serves as the Director of Economic Research at the Burning Glass Institute. He was previously the Principal Economist at LinkedIn, and has also worked as an economist at Bank of America and the Royal Bank of Scotland. His work includes the creation of novel economic indicators, the development of models linking the macroeconomy to business performance, and the design of economic reports. His commentary has been featured frequently in the media, including the New York Times, Wall Street Journal, Washington Post, CNBC, Bloomberg, Yahoo! Finance and Axios. Guy holds a doctorate in economics from Yale University. Here's a glimpse of what you'll learn: What is “The Great Stay” economy with the labor market and housing? Why stagnation in jobs means fewer home sales and why fewer home sales means fewer job openings How companies are hoarding labor like Americans are hoarding real estate When will this Great Stay era end? How the labor market will change with reduced immigration and which sectors will be hit the hardest Will the Fed pivot in 2025 to growing employment or will we still be fighting inflation? The most important demographic trends to consider in the next few years Outlook for the future of jobs in America with big trends like AI and remote work Resources mentioned in this episode: The Burning Glass Institute Guy Berger | LinkedIn Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business. The Top of Mind podcast features top real estate industry insiders and experts to unpack the most important housing, real estate, mortgage data and trends that are shaping the housing market. Hosted by Altos founder Mike Simonsen and produced by the HousingWire Content Studio.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Daren Blomquist from Auction.com to talk about the state of the distressed housing market. About Daren Blomquist Daren Blomquist is vice president of market economics at Auction.com. In this role, Blomquist analyzes and forecasts complex macro and microeconomic data trends within the marketplace and industry to provide value to both buyers and sellers using the Auction.com platform. Daren's reports and analysis have been cited by thousands of media outlets — including all the major news networks and leading publications such as The Wall Street Journal, The New York Times and USA TODAY. Daren has been quoted in hundreds of publications and has appeared on many national network broadcasts, including CBS, ABC, CNN, CNBC, FOX Business and Bloomberg. Here's a glimpse of what you'll learn: What their investor activity tells us about housing demand right now What their leading indicators say about home sales in 2025 The surprising trends with distressed borrowers in 2024 Which states have distressed and foreclosure levels approaching 2019 (it's not what you'd think) Which states have 80% fewer foreclosures now than in 2019 The notable new demand trends for distressed property buyers in 2024 The #1 reason their clients aren't buying homes The leading indicators in their data and what it tells us about 2025 The new phenomenon of “Foreclosure Spin Cycle” and what it means for American homeowners Daren's bearish forecast for home prices in 2025 and 2026 Resources mentioned in this episode: Daren Blomquist | LinkedIn Auction.com Mike Simonsen | LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
Top Stories:1. FTC might come after MicrosoftSeattle Times article (Alex's article)2. Elysian closes Georgetown locationPSBJ article3. SLUT stays, for nowPSBJ article4. Capital gains tax staysSeattle Times article (WA tax - Alex's article)Seattle Times article (Seattle tax)5. Sears is closingSeattle Times article About co-host Alex Halverson - Business Reporter, Seattle TimesPrior to his role as a Business Reporter at Seattle Times he was a Tech Reporter at the Puget Sound Business Journal and a Senior Producer at Seattle PI. Alex has also been featured on KUOW's Week in Review.About host Rachel Horgan:Rachel is an independent event producer, emcee and entrepreneur. She worked for the Business Journal for 5 years as their Director of Events interviewing business leaders on stage before launching the weekly podcast. She earned her communication degree from the University of San Diego. Contact:Email: info@theweeklyseattle.comInstagram: @theweeklyseattleWebsite: www.theweeklyseattle.com
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Logan Mohtashami, lead analyst at HousingWire, to talk about his predictions for 2025. Logan looks at inventory challenges, offers his take on what to expect with mortgage rates, and gives his forecast for prices, home sales, and more. He also shares which signals we should be watching for shifts in the market in the coming year. About Logan Mohtashami Logan Mohtashami is a renowned expert in the mortgage and housing ecosystem, recognized for his insightful analysis and commentary on the U.S. economy and real estate market. Mohtashami is a lead analyst for HousingWire and is a regular contributor on the HousingWire Daily podcast. With a background spanning over two decades in the mortgage industry, Mohtashami — nicknamed “The Chart Guy” — has the remarkable ability to decipher complex economic data and translate it into understandable, actionable insights. This knowledge has made Mohtashami a sought-after commentator and his expertise has been featured extensively in news outlets, including CNBC, where he is a frequent guest. Here's a glimpse of what you'll learn: How the housing market at the end of 2024 has fundamentally changed Where his forecasts for 2024 missed and where he got it right Logan's forecasts for mortgage rates, home sales, inventory, and home prices in 2025 Which macroeconomic factors are the most important to watch for housing in 2025 What to watch for with the Fed in the coming year Who is at risk and who has strength in today's housing economy One insightful factor buoying home buyers today What's on the horizon for real estate in the second half of the decade Resources mentioned in this episode: Logan Mohtashami | HousingWire Mike Simonsen | LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Mark Fleming, chief economist at First American Financial Corporation, to talk about the major market dynamics that will shape the real estate market in 2025. About Mark Fleming Mark Fleming serves as the chief economist for First American Financial Corporation, a premier provider of title, settlement and risk solutions for real estate transactions and the leader in the digital transformation of its industry. In his role, he leads an economics team responsible for analysis, commentary and forecasting trends in the real estate and mortgage markets. Fleming's research expertise primarily includes real estate and urban economics, applied econometrics, and mortgage risk. As a trusted and influential voice with 20 years of experience in the mortgage and property information business, Fleming is frequently quoted by national news outlets and industry trade publications, such as The Wall Street Journal, New York Times, and Housing Wire, and he is a regular guest on a high-profile broadcast news channels, including CBS, CNBC, Fox Business News and NPR. Here's a glimpse of what you'll learn: Are we at the end of “the long cold winter” in the housing market Are we poised for a rebound in 2025? Why home sales fell but not home prices in the post-pandemic era His expectation for where mortgage rates will settle How he measures affordability, and what it teaches us about the US right now The most and least affordable markets in the country, and how that's changing Whether first time homebuyers in 2025 will finally catch a break How to estimate home price appreciation Why the biggest trends in the housing market are not poised to change in 2025 What the election means for housing (and what it doesn't) Surprising stats about how much we (don't) build homes anymore Resources mentioned in this episode: Mark Fleming | LinkedIn First American Mike Simonsen | LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Eric Finnigan, Vice President of Demographics Research at John Burns, to talk about the biggest themes and trends in American housing demographics today. About Eric Finnigan Eric Finnigan leads demographics research at John Burns Research and Consulting, where he helps clients plan around demographic shifts that impact real estate and the housing market. Eric has covered the housing market as a researcher since 2007, and before joining John Burns, he held research roles at Clarion Partners in New York and a boutique advisory firm in Berkeley, California. Finally, Eric is an elder millennial and, along with many of his peers, hit some adult milestones a little later than his parents, including getting married in his late 30s and recently buying his first home at 40. Here's a glimpse of what you'll learn: The biggest themes in American demographics right now What the demographic trends tell us about the next 20 years of housing demand The most important demographic data to track, and what's happening with it now What's going to happen with all the new apartment construction The net impact of immigration on housing costs Why dramatically limited immigration or mass deportation would be catastrophic to housing market and cause greater unaffordability Some shocking new trends in intra-country migration How many homes we really need to build over the next 10 years The #1 thing that we can do to improve housing construction and alleviate our shortage What the US will look like in 2033 and why that matters Resources mentioned in this episode: Eric Finnigan | JBREC Eric Finnigan | LinkedIn Eric Finnigan | Twitter John Burns Research and Consulting Mike Simonsen | LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Anthemos Georgiades from online rental marketplace Zumper to talk about the biggest trends in the rental market today. About Anthemos Georgiades Anthemos Georgiades is the Co-Founder & CEO of Zumper. At Zumper, Anth leads the company in its mission to make renting a home as easy as booking a hotel. Since 2012, Anth has grown Zumper into one of the largest online rental marketplaces with tens of millions of annual users, and has raised $180 million in venture capital for the company. Here's a glimpse of what you'll learn: The biggest trends in rentals in the country today What “normal” looks like in the rental market after the pandemic craziness Where rents are falling, where they're rising, and why How renters' perceptions of the economy impact their behavior, and how these perceptions are changing Whether the market will get easier or harder for landlords in the coming year How purchase and interest rate affordability challenges are felt in the rental market How the demographics of renters have changed over the last decade, and what's coming next How AI is already changing how we find and rent homes, and where we need to be careful The big policy changes happening in housing across the country, and where should we focus our efforts Resources mentioned in this episode: Anthemos Georgiades | Twitter Anthemos Georgiades | LinkedIn Zumper Mike Simonsen | LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Salim Furth from the Mercatus Center at George Mason University to explore America's housing affordability and supply crisis and the optimistic changes that are under way. About Salim Furth Salim Furth is a Senior Research Fellow and Director of the Urbanity project at the Mercatus Center at George Mason University. His research focuses on housing production and land use regulation. He frequently advises local governments and testifies before state and federal legislatures. He earned his Ph.D. in economics from the University of Rochester. Furth previously worked at the Heritage Foundation, at Amherst College, and as a contractor to HUD. His research has been published in Housing Policy Debate, Critical Housing Analysis, and the IZA Journal of Labor Policy. He serves as an advisor to the board of Texans for Reasonable Solutions and a Better Cities Project Fellow.served as lead independent trustee and eventually board chairman overseeing a multibillion-dollar ETF trust until its sale in early 2024. Here's a glimpse of what you'll learn: Why an esoteric domain like housing policy and zoning is suddenly in the spotlight in the US What the “Housing Theory of Everything” is and why it's important Why the housing shortage isn't confined to the United States and which countries are tackling it Why NIMBYism is a universal human (or at least Anglophile) value The shocking extent of our under-construction Which simple zoning and regulation changes are making impact around the country Which cities and states are doing the best work in housing Whether increased immigration helps or hurts housing affordability Which tax law changes are most effective What will happen if the population declines The optimistic and pessimistic scenarios for residential real estate, affordability and supply in the longer term future Conclusions and insights from his recent “Laying Foundations” paper about the 50 most recent legislative efforts around the country Resources mentioned in this episode: Salim Furth | LinkedIn Salim Furth | X Mercatus Center Salim Furth | Mercatus Center Mike Simonsen | LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Terry Loebs from Pulsenomics for a deep dive into forecasting home prices and the housing market. Terry has been at the forefront of measuring and projecting home prices for decades. About Terry Loebs Terry Loebs possesses more than 35 years of experience in the capital markets and in developing innovative data-driven products and services. He started his career on Wall Street evaluating and trading mortgage whole loans and servicing rights portfolios while earning his MBA at The New York University Stern School of Business. After joining the Case Shiller Weiss, Inc. (CSW) in 1996, Terry led the commercial development of the Case-Shiller Indexes®, the subsequent effort to establish their reputation as a premier home price performance benchmark, and the launch of the first AVM for both consumers and lenders. After the 2002 acquisition of CSW by Fiserv, Terry managed the property data analytics team at the merged organization for three years before reuniting with Robert Shiller at MacroMarkets LLC. In 2011, Terry founded Pulsenomics®, an independent research and index product development firm that leverages expertise in data analytics, opinion research, financial markets, and economics to deliver unique insight and market intelligence to institutional clients, partners, and the public at large. Since 2010, Terry has managed an expert survey panel comprised of over 150 leading economists, investment strategists, portfolio managers, and real estate market analysts to produce the quarterly Home Price Expectations Survey™, which is currently sponsored by Fannie Mae. For nearly a decade, Terry also served as lead independent trustee and eventually board chairman overseeing a multibillion-dollar ETF trust until its sale in early 2024. Here's a glimpse of what you'll learn: Can people really forecast the housing market? Or home prices? Can we better understand how housing wealth impacts the broader economy? Why legacy macroeconomic confidence indicators don't include housing and why that matters What the Fannie Mae Home Price Expectations Survey tells us about the housing market for 2024 and beyond The surprising way that forecasters' views for housing in 2024 are different than they have been for the last 15 years Why home prices have “downward stickiness” How forecasting long-term home prices is different from forecasting the next year and what to look for long term The one housing market indicator that 84% of expert panelists agree on Which risks are not yet priced into the housing market expectations The big macro economic trends that are potentially the most impactful for the housing market in the coming years. Resources mentioned in this episode: Terry Loebs | LinkedIn Pulsenomics Mike Simonsen | LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Matt Graham from MBS Live and Mortgage News Daily. A former loan originator, Matt is one of the foremost technology innovators and market commentators in the mortgage industry. Matt talks about what to expect with mortgage rates for the rest of the year and into 2025, and offers keen insights into a variety of other economic indicators. About Matt Graham A former originator, Matt fell into the rabbit hole of following the bond market in order to better understand mortgage rate movement. While the systems available at the time were useful, they barely scratched the surface. They also ran the risk of teaching originators to focus on things that didn't really matter. So Matt set out to build something that solved both problems. In the 20 years that followed, Matt has proven to be the industry's foremost innovator in market data services designed specifically for mortgage originators. MBS Live continues to be the most trusted, most accurate, and most timely source of streaming bond prices, data and dialogue. Matt is routinely featured in the media as a mortgage rate expert and is responsible for helping several major media outlets modernize their mortgage rate reporting. He currently lives in the Pacific Northwest where he enjoys skiing, fishing, hunting, coaching youth sports, playing in the old guy league, and most of all, spending time with his family. Here's a glimpse of what you'll learn: Why everyone was fooled about rates for 2024 What to look for with mortgage rates for the rest of the year and into 2025 What to look for in the inflation data for the next few months Which other macroeconomic measures we should be watching How the Fed communicates, and how markets react to the Fed The latest dynamics of mortgage pricing, fees and points Why the last two years has been “tougher than the Great Financial Crisis” for mortgage lenders Why the 8% interest rate in September 2023 was probably “defensive panic” and unlikely to repeat How the post-Covid stimulus money is still reverberating in the economy and the markets today Whether there's a threshold rate for where consumers start to buy homes His view of the imperative to “spread the wealth” of real estate in the US to more people, including those who are long term renters Resources mentioned in this episode: Matt Graham | LinkedIn MBS Live Mortgage News Daily Mike Simonsen | LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Michael Zuber from One Rental at a Time to talk about how he built a thriving rental business and the big market trends for people who are building now. About Michael Zuber Michael Zuber is Author of One Rental at a Time, a story of working full time and building a real estate portfolio that eventually replaced two six-figure incomes. Having successfully made the leap from W2 to Financial Freedom 5+ years ago he now spends his time helping others see what is possible with a little focus and daily discipline. Resources mentioned in this episode: One Rental at a Time Michael Zuber | LinkedIn Michael Zuber | Instagram Mike Simonsen | LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Mike McNamara, co-founder and CEO of Samara, to talk about all things ADUs. ADUs, or accessory dwelling units, are small, self-contained residential units located on the same lot as an existing single-family home. You might know them as “granny flats” or “in-laws” or even “casitas.” And given the housing affordability crisis in our country, ADUs are starting to really gain traction as a potential solution for this. Mike gives us a primer on ADUs and why they hold so much promise for solving many of America's housing challenges. About Mike McNamara Mike McNamara is the co-founder and CEO of Samara, a company that aims to improve the way we live, starting by holistically reimagining the home. Samara aspires to a brighter future through beautifully-designed products that balance comfort, sustainability, and simplicity. In 2020, McNamara was tapped by Joe Gebbia to lead an innovation team inside Airbnb. In 2022, the innovation team was moved out of Airbnb and reborn as Samara. Prior to Airbnb, McNamara spent 13 years as the CEO of Flex, a Fortune 500 company in the electronics manufacturing industry. Alongside the executive team, he grew the company to over 200,000 employees in 30 countries and generated over $25B in revenue. McNamara served as a Board member of MEMC (energy), Delphi (automotive), Flex (manufacturing and technology) and Slack (enterprise software). He currently serves on two public boards - Carrier and Workday. He also serves as an advisor to New Legacy which operates multiple investment funds. McNamara received a bachelor's degree from the University of Cincinnati and a master's degree in business administration from Santa Clara University. Resources mentioned in this episode: Mike McNamara | LinkedIn Samara raises $41 million to bring high quality ADUs to every backyard in California and beyond Samara Mike Simonsen | LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, recorded live at HousingWire's The Gathering conference, Mike Simonsen sits down with Ginger Wilcox, President of Better Homes & Gardens Real Estate, to talk about her plans to grow the iconic international brokerage in a challenging market. Ginger shares insights into how they're preparing their agents for what the future holds, why their size and scale helps them weather storms in the market, and the recommendations they're giving home buyers to help them navigate and succeed. She also weighs in on AI and how technology is changing the consumer experience in real estate. About Ginger Wilcox Ginger Wilcox is the President of Better Homes and Gardens® Real Estate and is responsible for the strategic growth and operations for the BHGRE global network of more than 12,000 affiliated brokers and independent sales associates and approximately 420 offices across the United States, Canada, Jamaica, the Bahamas, Australia, and Turkey. Ginger has held prominent leadership roles spanning real estate technology, brokerage, and transaction services. She has a proven track record of developing and growing unique brands in the industry, having served as Head of Industry Marketing and Relations for Trulia, an online real estate marketplace, where she focused on go-to-market strategies, marketing innovation and digital engagement. Before stepping into her current role, Ginger served as CEO of RealSure, the joint venture between Anywhere and Home Partners of America that developed innovative solutions to reduce friction in residential real estate transactions. Before RealSure, Ginger was Chief Experience Officer at Homepoint, a leading mortgage lender that, under Ginger's strategic direction and brand building efforts, grew into the third largest wholesale mortgage lender and the tenth largest non-bank mortgage lender in the United States with over 400,000 customers. Resources mentioned in this episode: Ginger Wilcox on LinkedIn Better Homes & Gardens Real Estate Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Jonah Coste from the Federal Housing Finance Agency (FHFA) to talk about the impact of the mortgage rate “lock-in” effect: where homeowners with low mortgage rates are unwilling to sell and purchase another home at much higher rates. Jonah shares the findings from FHFA's recent study on this phenomenon - including the fact that for every percentage point that mortgage rates exceed the origination interest rate, the probability of sale is decreased by 18.1% - and details how this impacts home prices, affordability, and mobility. He also gives his take on whether the lock-in effect has already peaked, and how quickly it may recede from here. About Jonah Coste Jonah Coste conducts research on housing and mortgage markets at the Federal Housing Finance Agency (FHFA) and is especially interested in topics related to household decision-making and housing supply. He also has experience working on consumer finance topics at the Federal Reserve Bank of Philadelphia. He received his Ph.D. in Economics from George Washington University and his B.S. in Computational Finance from Carnegie Mellon University. Here's a glimpse of what you'll learn: What the mortgage rate lock-in effect is, how it's measured, and why it's important Key findings from the FHFA report, including how the lock-in effect decreases home sales and leads to higher prices The impact of the lock-in effect on mobility, choice, and affordability How California's Prop 13 and other lock-in mechanisms prevent home sales How low rates created $3 trillion of net benefit to homeowners, and why we only get that benefit if we stay in our homes Whether the lock-in effect has already peaked, and how quickly it recedes from here Reasons why 2024 and 2025 may see expanding sales rates despite this lock-in effect Some reasons to be optimistic about affordability in the coming years Resources mentioned in this episode: Connect with Jonah on LinkedIn Federal Housing Finance Agency Working Paper 24-03: The Lock-In Effect of Rising Mortgage Rates Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Ed Pinto, senior fellow and co-director of the AEI Housing Center at the American Enterprise Institute (AEI), for a fascinating look at how housing policy shapes the market and the world we live in. Tapping into his decades of experience in the housing and mortgage markets, Ed shares lessons from the 2008 bubble we can apply to today, uses data to examine the relative merits of different housing policies over the years, and gives his take on how to tackle affordability and homelessness. He also talks about why he's optimistic about the housing market in the years to come. About Ed Pinto Edward J. Pinto is a senior fellow and co-director of the AEI Housing Center at the American Enterprise Institute (AEI). A focus of his work continues to be the role of federal housing policy in the 2008 mortgage and financial crisis and how federal housing policy continues to create unwelcome distortions in the housing markets. More recently his research has focused on using light touch density to increase the supply of naturally affordable and inclusionary housing. Before joining AEI, Mr. Pinto was an executive vice president and chief credit officer for Fannie Mae until the late 1980s. Today, he is frequently interviewed on radio and television and often testifies before Congress. His writings have been published in trade publications and the popular press, including in the American Banker, The Hill, RealClearPolitics, and The Wall Street Journal. In addition, as the director of the AEI Housing Center, he oversees the monthly publication of the AEI Housing Market Indicators, which has replaced AEI's monthly Housing Risk Watch and AEI's FHA Watch. Mr. Pinto has a JD from Indiana University Maurer School of Law and a BA from the University of Illinois at Urbana-Champaign. Here's a glimpse of what you'll learn: What data is best to use for understanding housing in the U.S. The biggest lessons of the 2008 bubble and what they tell us about today The real impacts of over a decade of low-interest rates Whether there's a correction in home prices on the horizon How Federal government policy from 100 years ago seeded the affordability crisis of today Why affordability is so difficult for the government to solve When the government should stimulate housing demand, and when they shouldn't What today's mortgage environment tells us about the risks of mortgage defaults Why the McMansion boom is the result of poor city planning What cities should know about fixing homelessness What he's optimistic about in American housing in the next decade Resources mentioned in this episode: Connect with Ed on LinkedIn American Enterprise Institute Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Bloomberg's Conor Sen to talk about the big economic trends shaping the housing market. Conor shares his views on what to expect with interest rates, pinpoints key areas for strength in the economy, and looks at demographic shifts that will impact the housing market in the coming years. He also offers his take on how the election could affect the economy and what to watch for. About Conor Sen Conor Sen is a Bloomberg Opinion columnist who writes about financial markets, the economy, housing, cities, and demographics. He's also the founder of Peachtree Creek Investments and has more than a decade of experience in portfolio management and risk management. Here's a glimpse of what you'll learn: What to expect for interest rates this year and why The key areas for strength in the economy and what that means for 2024 What a shifting labor market means for real estate Recession risks and how to anticipate it Whether the “Vibecession” is over and we're now in “Vibespansion” Why there is still room for supply chain improvements to help the economy How shifting millennial demographics will impact housing over the next 5 years When Boomers will finally sell their homes Why higher migration is a big theme right now, and what that means for housing and the economy Why home builders can finally “play offense” for the first time since 2005 Election year impacts we should watch for Resources mentioned in this episode: Connect with Conor on LinkedIn Bloomberg Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Jamie Lane, Chief Economist at AirDNA, for a deep dive into the fascinating dynamics of the short-term rental (STR) market. Jamie shares how real-time STR data can help us forecast economic and housing market conditions, talks about how short-term rentals impact the hotel and travel industries, and gives us insights into how to understand the so-called “Airbnb Bust.” He also discusses which markets no longer work well for STRs, and the challenges and opportunities of STRs as an investor asset class. About Jamie Lane Jamie Lane is the Chief Economist and SVP of Research at AirDNA, the go-to source for short-term rental data and insights. With 10+ years of experience as an economist in the hospitality industry, Jamie's research leadership has helped the whole STR industry understand the drivers of success. Jamie is a leading voice of authority on the health and outlook for the STR industry: on top of co-hosting AirDNA's own podcast, the STR Data Lab, he is a regular contributor to international media outlets such as Wall Street Journal, New York Times and Bloomberg, providing exclusive analysis and forecasts of the industry to global audiences. His contributions to the STR space and dedication to promoting data-driven decision-making to the forefront of the industry were recognized in 2023 with the Innovator/Disruptor award at the highly regarded Shortyz Awards. At the forefront of AirDNA's research, Jamie continuously provides accurate data insights to guide hosts through each decision point in their journey. Before joining AirDNA, Jamie spent 10 years at CBRE, leading research, forecasting, and data intelligence teams to support client analysis. Jamie holds a Bachelor of Science in Economics from the University of Georgia and a Master of Science in Business Economics from Georgia State University. Here's a glimpse of what you'll learn: What the real-time STR data tells us about the economy for 2024 Which AirDNA stats are leading indicators for the future of the housing market How to understand the so-called “Airbnb Bust” How STRs impact traditional hotels' occupancy rates and prices What hotel data tells us about the future of STRs How STRs grow the travel industry Which signals for 2024 are bullish for STRs, and which are bearish Risks to the STR industry Which markets no longer work well for STRs The challenges and opportunities of STR as an investor asset class Good policy and bad policy for STRs and ADUs Resources mentioned in this episode: Connect with Jamie on LinkedIn AirDNA Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Selma Hepp, Chief Economist at CoreLogic, to get her take on what's happening in the housing economy. Selma shares CoreLogic's forecast for 2024 home prices and mortgage rates, talks about the biggest surprises from 2023, and offers insights into how they hit the mark on their 2023 forecast when everyone else was expecting prices to fall. She also discusses CoreLogic's new Climate Risk Analysis platform and the growing impact of insurance costs in risky states. About Selma Hepp Selma Hepp is the Chief Economist for CoreLogic, America's largest provider of advanced property and ownership information, analytics and data-enabled services. Selma leads the economics team, which is responsible for analyzing, interpreting and forecasting housing and economic trends in real estate, mortgage and insurance. Prior to joining CoreLogic in 2020, Selma was Chief Economist and Vice President of Business Intelligence for Pacific Union International, later acquired by Compass, where she oversaw the vital economic and technology intelligence to drive the expanding brokerage's success. Selma also held the role of Chief Economist for Trulia; Senior Economist for the California Association of Realtors; and Economist and Manager for Public Policy and Homeownership research for the National Association of Realtors, as well as a special research assistant at the U.S. Department of Housing and Urban Development. Selma frequently appears on local and national radio and television programs and has been widely quoted in The Wall Street Journal, The New York Times and many industry trade publications such as National Mortgage News and HousingWire. Selma received the HousingWire Women of Influence Award in 2022. Selma graduated from the State University of New York, Buffalo with an M.A. in Economics and holds a Ph.D. from the University of Maryland. Here's a glimpse of what you'll learn: CoreLogic's 2024 home price & mortgage rate forecast Why their 2023 forecast for slight home price appreciation was so unusual at the time, and yet it turned out to be precisely correct Other big housing market surprises from 2023 Her biggest takeaways for 2024, including how much the mortgage market will rebound this year and why The surprising strength in refis in 2024 Her take on the most important trends in housing policy for 2024 What she's worried about macro-economically and with housing in particular over the near future Why Phoenix and Las Vegas outperformed Austin last year - even when all were big boom markets during the pandemic Key findings from CoreLogic's Quarterly investor report CoreLogic's new Climate Risk Analysis platform and the growing impact of insurance costs in risky states. Resources mentioned in this episode: Connect with Selma on LinkedIn CoreLogic Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Tristan Ahumada from LabCoat Agents to talk about how agents should be using social media and other marketing tools to build their business in 2024. Tristan shares what he learned as a leader on Facebook's real estate market advisory board, offers tips on how to use Altos reports with clients, and discusses his high-impact, values-based social media strategy. He also gives his take on what the next 10 years will look like for real estate agents and the business. About Tristan Ahumada Tristan Ahumada became Rookie of the Year at Century 21 at age twenty-four, his first year in the real estate business. He is now in the top 1% of all real estate agents in the U.S. Tristan also created LabCoat Agents in 2014 as a Facebook group and has grown the popular social media page to over 137,000 members. He is the CEO and founder of A Brilliant Tribe, an online community builder and social media strategy company. Tristan strives to help people throughout the world as a Fortune 500 consultant, leadership and growth coach, and a People editor for Success Magazine. Here's a glimpse of what you'll learn: How Tristan built the largest Realtor social media group - LabCoat Agents with 137,000 members - and Realtor newsletter with 500,000 subscribers What he learned as a leader on Facebook's real estate market advisory board How he uses Altos reports with clients, including fun social media ideas His values-based social media strategy, and how other agents can adopt it Why the algorithm “favors the extreme,” and what that means for his approach His Like, Comment, Message process for social media growth Why Google is still better for paid ads than social media How he leverages AI in his work with clients and his team What the next 10 years will look like for real estate agents and the business Resources mentioned in this episode: Connect with Tristan on LinkedIn LabCoat Agents Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In April of 2012, a mom and her daughter were murdered in their home by someone they thought they could trust. A self-proclaimed survivalist, the killer documented their plans and ideas for the end of the world, and the end of these women's lives. This is the story of Lynnette Keller, and her daughter, Kaylene Keller, also known as the Camp Keller Murders. BONUS EPISODES Apple Subscriptions: https://podcasts.apple.com/us/podcast/going-west-true-crime/id1448151398 Patreon: patreon.com/goingwestpodcast CASE SOURCES 1. Find A Grave: https://www.findagrave.com/memorial/89253267/lynnette-louise-keller 2. ABC: https://abcnews.go.com/US/washington-state-family-killer-peter-kellers-chilling-video/story?id=16773977 3. Find A Grave: https://www.findagrave.com/memorial/89252919/kaylene-nichole-keller 4. Lynnette and Kaylene's Obituary: https://obits.oregonlive.com/us/obituaries/oregon/name/lynnettee-keller-obituary?id=25580861 5. Living Snoqualmie: https://prod.livingsnoqualmie.com/police-release-peter-keller-case-findings-family-honors-lost-daughter-with-scholorship/ 6. CNN: https://www.cnn.com/2012/07/13/justice/washington-suspect-video-diary/index.html 7. CNN: https://www.cnn.com/2012/04/28/justice/washington-bunker-suspect/index.html 8. Seattle Times: https://www.seattletimes.com/seattle-news/north-bend-murder-suspect-found-dead-in-bunker/ 9. Seattle Times: https://www.seattletimes.com/seattle-news/peter-keller-killer-of-wife-daughter-said-i-can-always-shoot-myself/ 10. Snoqualmie Valley Record: https://www.valleyrecord.com/news/new-promise-from-lives-cut-short-scholarship-honors-murder-victims-lynnettee-and-kaylene-keller-photo-gallery/ 11. Reddit: https://www.reddit.com/r/TrueCrimeDiscussion/comments/183j37q/the_disturbing_case_of_a_family_annihilator_who/ 12. CBS: https://www.cbsnews.com/news/authorities-bunker-of-wash-fugitive-surrounded/ 13. Seattle Pi: https://www.seattlepi.com/seattlenews/article/camp-keller-man-who-killed-family-tried-to-3702751.php 14. Albany Democrat-Herald: https://www.newspapers.com/image/565915008/?terms=%22peter%20keller%22&match=1 15. King 5: https://www.king5.com/article/news/peter-keller-now-suspect-in-murders-of-his-wife-daughter/281-330835107 16. Living Snoqualmie: https://prod.livingsnoqualmie.com/police-still-waiting-out-murder-suspect-surrounding-fortified-bunker-near-rattlesnake-ridge/#google_vignette 17. Psych Central: https://psychcentral.com/news/2013/08/14/characteristics-of-4-types-of-family-murderers#2 18. Lynn's Scrapbooking Channel: https://www.youtube.com/watch?v=AM4vzrI_NgI 19. SF Gate: https://www.sfgate.com/crime/article/peter-keller-found-dead-at-bunker-as-standoff-ends-3518536.php 20. Peter's Video Diaries: https://www.youtube.com/watch?v=aodgtiB7ShE 21. Explore With Us: https://www.youtube.com/watch?v=-vorUEpbHNU Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Logan Mohtashami, lead analyst at HousingWire, to talk about his housing market predictions for 2024. Logan looks at inventory challenges, offers his take on what to expect with mortgage rates, and gives his forecast for prices, home sales, and more. He also shares which signals we should be watching for shifts in the market in the coming year. About Logan Mohtashami Logan Mohtashami is a renowned expert in the mortgage and housing ecosystem, recognized for his insightful analysis and commentary on the U.S. economy and real estate market. Mohtashami is a lead analyst for HousingWire and is a regular contributor on the HousingWire Daily podcast. With a background spanning over two decades in the mortgage industry, Mohtashami — nicknamed “The Chart Guy” — has the remarkable ability to decipher complex economic data and translate it into understandable, actionable insights. This knowledge has made Mohtashami a sought-after commentator and his expertise has been featured extensively in news outlets, including CNBC, where he is a frequent guest. Here's a glimpse of what you'll learn: How to think about interest rates and likely Fed moves in 2024 His predictions for home prices, home sales, and inventory in 2024 What we can we expect from home sellers in 2024 Whether inventory can ever get back to the old normal levels again How Millennials are impacting the housing market, and what to expect as they age His favorite forward-looking indicators for the real estate market What signals to watch to see a recession coming What he got wrong looking at 2023, and how that shifted his thinking about 2024 Resources mentioned in this episode: Connect with Logan on LinkedIn Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Dustin Jalbert, who leads Fastmarkets RISI's Wood Products team, to find out what the lumber market can tell us about housing, now and for 2024. Dustin shares why construction may be past its recession and is set to expand in 2024, why lumber prices may increase with demand but won't jump big again, and how to think about demographic demands for housing in the next decade. About Dustin Jalbert Dustin leads the lumber analysis on Fastmarkets RISI's Wood Products team, where he is responsible for the monthly Lumber Commentary and the North American Lumber Forecasts, along with special client studies and consulting engagements. As a business economist, Dustin has spent nearly a decade covering the global forest products industry. Prior to joining Fastmarkets RISI's wood products team, Dustin provided support with forecasts and analyses related to the global packaging and pulp markets, including single- and multi-client studies. He holds a bachelor's degree in economics and political science from the University of Maine, and master's in international finance and economics from Brandeis University. Here's a glimpse of what you'll learn: Why the lumber market matters for residential real estate What the lumber market tells us about housing now and for 2024 Why construction may be past its recession and is set to expand in 2024 Why lumber prices in 2024 may increase with demand but won't jump big again The reason why we probably can't build our way out of the inventory crisis How to think about demographic needs for housing for the next decade The surprising thing that's still in shortage, that is preventing homes from completing construction What to know about sustainability in the lumber industry Resources mentioned in this episode: Connect with Dustin on LinkedIn Fastmarkets Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with James Kleimann, Managing Editor of HousingWire, to talk about the landmark Sitzer Burnett case and its potential impact on the housing market. James was in the courtroom during the trial and is one of the foremost experts on what's happening now, and what's to come. Here's a glimpse of what you'll learn: Overview of the Sitzer Burnett case and the verdict How these lawsuits are bigger than the tobacco industry cases Why the DOJ is now involved and what that means for the future of real estate What happens to buyers' agents Which states are next and how much more money is being targeted How this judgment could push control in the industry to institutional investors over individuals How this judgment could push power to tech companies over brokers and MLSs How soon big changes may hit the industry What happens next? Are there implications for 2024? Resources mentioned in this episode: Connect with James on LinkedIn Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Amit Haller, CEO and Co-Founder of Veev Group, to talk about how Veev has entirely re-imagined the centuries-old new home construction process. Amit shares how he's applied approaches from the semiconductor industry to address many of the challenges of traditional home building, and discusses Veev's bold ambitions for its technology to dramatically reduce costs, accelerate delivery, improve quality, and reduce waste. He also looks more broadly at the dynamics shaping the industry, and what to expect in the future. About Amit Haller Amit Haller is the CEO and Co-Founder of Veev Group, Inc. Amit has over 20 years experience in the high-tech communications industry, including leading positions in public companies, and over a decade of extensive real estate development, asset management and construction experience. He brings a global perspective and an eye for successful investment opportunities, as well as deep knowledge in engineering, entrepreneurship and business. Amit has led Veev since 2008 with a high‐tech business lens, reimagining the way the home experience is designed, built and serviced. Today, Amit is dedicated to utilizing Veev's proprietary technology and a vertically integrated approach to build better homes, faster. Here's a glimpse of what you'll learn: What homebuilders can learn from semiconductor companies Why California wildfires inspired this company to build homes in California Why the time is right for productized home building How to achieve a 30-day turnaround for building a new home - Why he wants homeowners to “hug the walls” The challenges facing builder trade labor, and why it makes sense to streamline How Veev reduces landfill waste by orders of magnitude and dramatically reduces carbon emissions What features homes of the future will need to have in order to be energy positive Resources mentioned in this episode: Connect with Amit on LinkedIn Veev Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Fortune editorial director Lance Lambert to talk about his insights and perspectives on the housing market. We discuss why housing played an outsized role in pandemic inflation, and what makes the post-pandemic housing market unique; his view on whether we're in a housing bubble now, and what to watch for; and insights into what's happening with home builders. We also look at which dynamics are driving growth or slowdown in local markets like Cincinnati and Austin, and what to expect in the future. About Lance Lambert Lance Lambert is the editorial director of Fortune Education. He also writes the weekly Fortune Analytics newsletter and reports on topics ranging from the future of work to the housing market. Here's a glimpse of what you'll learn: Why housing played an outsized role in pandemic inflation, and what makes the post-pandemic housing market unique How his house-flipper parents fared during the great recession and how that shapes his housing market analysis now The advantage that home builders have in this cycle that's different from previous cycles, and what analysis of home builder financials teaches us about the market His personal remote work journey from Manhattan to Cincinnati in 2020, and why he bought new construction His view on whether we're in a housing bubble now, and what to watch for Why housing may have helped stave off a recession, and his view on how the market would react to a recession His strategy for staying open-minded and clear on the changing trends in the market The housing market crisis that keeps him up at night Local market insights: why Austin is the outlier coldest market in the country this year; why he's bearish on Florida home price growth, but bullish on the Midwest; and why it wasn't a surprise that Cincinnati didn't have the correction that slowed much of the country last year Resources mentioned in this episode: Connect with Lance on LinkedIn Fortune Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Jessica Lautz, Deputy Chief Economist and Vice President of Research at the National Association of REALTORS®, to talk about the big trends shaping the real estate industry. Jessica shares why NAR expects home prices to edge up over the next year, talks about her model for forecasting mortgage rates (and whether we should expect 8% mortgage rates in the future), and surfaces some surprising trends about millennial homebuyers. She also offers insights from NAR's study on Adaptive Reuse: how to turn empty office buildings into housing. About Jessica Lautz Dr. Jessica Lautz is Deputy Chief Economist and Vice President of Research at the National Association of REALTORS®. The core of her research focuses on analyzing trends for both NAR members and housing consumers. Through the management of surveys, focus groups, and data analysis, she presents new and innovative ways to showcase results. She effectively utilizes Research data to educate and impact policymakers on the state of the housing market and discusses research findings in major media outlets and international presentations. In 2021, Jessica was named one of Housing Wire's Women of Influence, a list representing 100 of the most influential women in leadership in the housing industry. In 2022 and 2023, Jessica was named a RISMedia Newsmaker in the Influencer and the Crusader categories, respectively. She also volunteers at Nottingham Trent University as an industry fellow mentoring real estate graduate students. Jessica received her Doctorate of Real Estate from Nottingham Trent University in the United Kingdom. She also holds a Master's in Public Policy from American University and undergraduate degrees in Political Science and Law and Justice from Central Washington University. Here's a glimpse of what you'll learn: Why NAR expects home prices to edge up over the next year Which stats demonstrate demand has been greater than supply Her model for forecasting mortgage rates Whether we should expect 8% mortgage rates in the future Why NAR uses surveys and focus groups in addition to tracking properties to gain insights into the market, and what they're learning now Surprising trends about millennial homebuyers What the current household formation rate means for housing in the near future Which stats she looks at that housing analysts don't normally track Insights from NAR's study on Adaptive Reuse: how to turn empty office buildings into housing The dangers of the TikTok housing analysts and why everyone keeps expecting a crash in home prices NAR's view on affordability and the future of housing affordability in the US, and her take on what housing looks like over the next decade Resources mentioned in this episode: Connect with Jessica on LinkedIn National Association of Realtors Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with storied real estate trainer and broker Leigh Brown to talk about the state of today's real estate industry. Leigh discusses how to take advantage of volatility to gain market share, gives her take on why people should stop worrying about the number of realtors, and shares what people should know about Wall Street investors and the impact on local housing markets and the American dream. She also offers some surprising insights into how consumers are navigating 7% mortgage rates (and why she thinks mortgage rates could go even higher from here). About Leigh Brown Leigh Brown uses her decades of real estate experience to help everyone from early career to highly seasoned agents build (and rebuild!) their professional presence and confidence by assisting them to define and communicate their value proposition expertly. Her goal is for each real estate agent who is a REALTOR® member to become an impactful presence in their community in the process. She knows today's agents and brokers face unprecedented pressure to stand out in a competitive market; she also knows that the security to build and maintain solid client relationships starts with one step: Just Say Hi. Through a systemized process to identify and define your value, Leigh gives agents and brokers the confidence and tools to reach greater heights in their chosen career. A best-selling author of three influential business books, Leigh excitedly shares her expertise with anyone looking to ignite their passions and create the outcomes they want. Leigh's mission is helping others. She has the grit and passion for motivating everyone around her to strive for more. She's also an Altos superuser with more than a decade of experience using Altos reports in her business. Here's a glimpse of what you'll learn: What you need to know now about realtors and the growth of the real estate industry, and how to take advantage of volatility to gain market share Why people should stop worrying about the number of realtors How the market looks now that we're past the end of the white-hot frenzy Surprising insights about how consumers are navigating 7% mortgage rates Why she thinks mortgage rates could go even higher from here What people should know about Wall Street investors and the impact on local housing markets and the American dream How she uses Altos market reports, what she's learned from the data, and her secret technique for sharing market data with all kinds of people Resources mentioned in this episode: Connect with Leigh on LinkedIn Leigh Brown Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Doug Brien, CEO and co-founder of Mynd, to talk about innovation and opportunities in real estate investing. Doug discusses why current cash flow trends bode well for next year, shares the most important stat for investors to pay attention to right now, and explains why he thinks the American Dream of home ownership is not dying, but evolving. Doug also shares insights and stories about real estate investing, entrepreneurship, and life from his new book, “The Big Long.” About Doug Brien Doug Brien is the CEO and co-founder of Mynd, the company on a mission to make real estate investing more accessible by leveraging technology to unlock remote investing at scale. Powered by a proprietary all-in-one platform, Mynd streamlines the entire investment journey. Ranging from first-time individual investors to seasoned institutional investors, Mynd empowers more Americans to build wealth through the single-family rental sector. A former Super Bowl-winning NFL placekicker, Brien got his start in real estate following the collapse of the housing market in early 2009, when he and Colin Wiel founded Waypoint Homes and began buying single-family homes to renovate and rent out. Together, they scaled up their company in an industry that had been the domain of smaller players, building a $3 billion portfolio with over 17,000 single-family rental homes. In 2016, the duo went on to launch Mynd, leveraging their SFR expertise and technology to empower a new generation of real estate investors. Today, Mynd manages over 17,600 units in 26 markets across the country and expects to manage 20,000 homes by the end of 2023. Doug Brien holds a B.A. from the University of California at Berkeley and an MBA from Tulane University. Here's a glimpse of what you'll learn: Why even with the market slowdown and higher interest rates, some investors are still gaining profitability Why current cash flow trends bode well for next year The most important stat for investors to pay attention to right now Why Americans are investing in the Smile Belt How the iPhone helped fuel the creation of the single-family rental industry Why he's bullish on appreciation and on rent growth What the post-zero-interest-rate era looks like for real estate investors The math on why real estate investors prevent home price crash catastrophe Why we have a shortage of single-family rental homes (just like we have a shortage of homes to purchase), and what that means for homebuilders Resources mentioned in this episode: Connect with Doug on LinkedIn Mynd Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Robert Dietz, Chief Economist and Senior Vice President for Economics and Housing Policy for the National Association of Home Builders, to talk about the state of new home construction across the country. Robert shares NAHB's forecast for mortgage rates, does the math on how many homes we need to build each year, and looks at which cities are doing new home construction well. He also discusses some optimistic trends for home construction and affordability. About Robert Dietz Dr. Robert Dietz is Chief Economist and Senior Vice President for Economics and Housing Policy for the National Association of Home Builders, where his responsibilities include housing market analysis, economic forecasting and industry surveys, and housing policy research. He has published academic research on the benefits of homeownership, federal tax policy, and other housing issues, and has testified before Congress on real estate policy issues. He is often cited on housing and economic issues in the Wall Street Journal, CNBC, and other media sources. Prior to joining NAHB in 2005, Robert worked as an economist for the Congressional Joint Committee on Taxation, where he was the committee's real estate expert. He is a native of Dayton, Ohio and earned a Ph.D. in Economics from the Ohio State University. Here's a glimpse of what you'll learn: What NAHB forecasts for mortgage rates, what he expects from the Fed and what that means for the economy and mortgage rates How to do the math on how many new homes we need to build each year Why new home builders are much more critical to housing in the US now than they've ever been When new home construction volume will get back to “normal” levels - How big national builders are different from small local builders in terms of impact for housing Which cities are doing new construction well/smart Why we're underbuilding entry-level homes and why that looks to get worse Which exciting technologies are emerging for home building One way the Biden administration could instantly make home building more affordable Why he sees optimistic trends for home construction and affordability from policymakers around the country Resources mentioned in this episode: Connect with Robert on LinkedIn National Association of Home Builders Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Adena Hefets, co-founder and CEO of Divvy Homes, to talk about why the rent-to-own model is gaining momentum in today's housing market. She discusses the challenges many people are facing in getting a mortgage, looks at the dynamics behind the affordability crisis, and shares her thoughts on which segments of the housing market are best poised to hold value and appreciate. She also gives her perspective on which types of proptech startups are poised for success, and which ones will have trouble making it. About Adena Hefets Adena is the co-founder & CEO of Divvy Homes, a proptech company on a mission to make homeownership accessible to everyone. In 2017, Adena set out to solve a problem she saw in the market: fewer people can afford to purchase a home today than two decades ago. To solve this, she came up with a new way to finance a home purchase through a rent-to-own model that allows renters to gradually build up ownership in their future homes - all while living in it. Prior to founding Divvy, Adena joined Square in 2013 and was responsible for building out Square Capital, a merchant cash advance platform with billions in loans outstanding. Prior to Square, she was part of the large-cap buyout team at TPG, a private equity firm, where she helped purchase companies in the real estate sector. She started her career as an investment banker at Merrill Lynch. Adena holds a Bachelors of Science, Policy Analysis and Management from Cornell University and a Masters of Business Administration, Stanford Graduate School of Business. She was named 40 Under 40 by Fortune and is backed by Andreessen Horowitz, Tiger Capital, and Caffeinated Capital. She currently lives in Oakland, California. Here's a glimpse of what you'll learn: How the rent-to-own model works, why it's attractive, and which demographic groups are embracing this approach Which type of proptech startups are poised for success, and which ones will have trouble making it Why the biggest crisis we're facing in real estate is affordability, and what we can do about it Why big investor money is still on the sidelines, and what that means for the housing market Which segments of the housing market are best poised to hold value and appreciate Where we should see the impact of AI innovations on the real estate industry (and where we won't) Resources mentioned in this episode: Connect with Adena on LinkedIn Divvy Homes Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Stephanie Anton, President of Corcoran Affiliates, to talk about the market for luxury homes around the world. Stephanie shares advice for how agents and firms can grow during times of market contraction, offers fresh perspectives on real estate branding and design, and looks at some of the strategies agents are using to win in this challenging market. She also provides insights into the market for high-end homes, including migration and growth patterns, and discusses what comes next in this economy. About Stephanie Anton Stephanie Anton is the President, Corcoran Affiliates where she oversees the growth and operations of The Corcoran Group's global expansion through its fast-growing affiliate network. Anton, who joined Corcoran in July 2020 as Senior Vice President of Affiliate Marketing and Growth, was most recently the SVP of Corcoran Affiliates and served as the Managing Director of Global Service across five of the six Anywhere Real Estate (formerly Realogy) brands. As President of the Corcoran Affiliate Network, Anton is responsible for leading Corcoran's franchise business. With deep experience across franchise marketing and operations, Anton is laser-focused on helping Corcoran grow its global network while helping the brand's respective affiliates grow in their local markets. Here's a glimpse of what you'll learn: How to grow in times of market contraction Why full-service real estate is thriving Fresh perspectives on branding and design in real estate marketing How technology is helping realtors have more impact How to run a high-end luxury brand and make it “not stuffy” Three surprising markets where high-end real estate is winning - What the latest migration data tells us about the growth of the market and brokerages Which agents are winning now, and what we can learn from them How the consumer marketing concept of the “expandable consumable” applies to real estate Resources mentioned in this episode: Connect with Stephanie on LinkedIn Corcoran Group Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Tyron McDaniel, CEO of Houston Vintage Homes, to talk about his vision for affordable and attainable housing. Tyron shares why he runs his companies for “impact over income”, discusses his approach to building that creates pride for his tenants and long-term value for communities, and outlines the techniques he uses to build affordable housing successfully. He also offers a look at which markets are most exciting for his work, and which tech trends are the most encouraging for the future of affordable housing. About Tyron McDaniel Tyron began his real estate career working in a mortgage broker's office as a secretary back in 2000, with the ultimate goal of one day becoming a home builder and developer of affordable housing. After becoming a Mortgage Broker, then a Real Estate Agent, Tyron began to purchase rental properties before venturing into the Buy, Fix & Flip space. This ultimately led to him becoming a homebuilder in 2005, setting the foundation for Houston Vintage Homes and its sister companies, which are focused on the design and development of affordable housing in inner-city communities around the country. With a keen eye for design and historical context, Tyron now works with multiple cities, and coaches and mentors investors, home builders and developers from around the country in creating affordable housing solutions to meet the ever-growing need for more affordable housing. Here's a glimpse of what you'll learn: Tyron's vision for affordable and attainable housing Why he runs his companies for “impact over income” How affordable housing helps not only the existing residents but attracts desirable growth for a community The difference between gentrification and displacement How compassionate capitalism creates long-term value Why he looks to build pride in the home for tenants in his properties Techniques he uses for creating affordable housing when so few others can do so Which markets are most exciting for his work in affordable housing Which economic factors are hindering the ability to create affordable housing Which technology trends are the most encouraging for the future of affordable housing Resources mentioned in this episode: Connect with Tyron on LinkedIn Houston Vintage Homes Tyron on Twitter Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In this episode of the Top of Mind podcast, Mike Simonsen sits down with Brian Boero, co-founder of real estate branding and strategy firm 1000watt, to talk about how agents and brokers can thrive in a difficult market. Brian gives us an inside look at what the top real estate brands are saying to consumers now, offers advice for messaging in a down market, and shares insights into what 1000watt's consumer surveys can tell us about market needs. He also discusses why consumers gravitate towards a “signal of clarity” in challenging times, and how real estate professionals can best provide that signal. About Brian Boero Brian has been in real estate media, marketing and technology since 1997. Before co-founding 1000watt, a branding and strategy agency focused on the housing market, Brian was President of Inman, and he was also CEO of VREO, where he created e-signature and document management software for tablet PCs. Here's a glimpse of what you'll learn: Why a difficult market is your best opportunity to grow, gain share, and differentiate What some of the great real estate brands are saying to consumers now Why in a difficult market, consumers gravitate towards a “signal of clarity” (and why market data is that clarity!) What 1000watt's consumer surveys tell us about what real estate consumers need from their agents/brokers Which advertising messages work better in a down market, including real estate marketing cliches to avoid The biggest change coming for realtors in the next few years A surprising signal that realtors are gaining trust How great brands differentiate themselves in real estate Resources mentioned in this episode: Connect with Brian on LinkedIn 1000watt Mike Simonsen on LinkedIn Altos Research Featuring Mike Simonsen, President of Altos Research A true data geek, Mike founded Altos Research in 2006 to bring data and insight on the U.S. housing market to those who need it most. The company now serves the largest Wall Street investment firms, banks, and tens of thousands of real estate professionals around the country. Mike's insights on the market have been featured in Forbes, New York Times, Bloomberg, Dallas Morning News, Seattle PI, and many other national media outlets. Follow us on Twitter for more data analysis and insights: Altos on Twitter Mike on Twitter About Altos Research The Top of Mind Podcast is produced by Altos Research. Each week, Altos tracks every home for sale in the country - all the pricing, and all the changes in pricing - and synthesizes those analytics to make them available before becoming visible through traditional channels. Schedule a demo to see Altos in action. You can also get a copy of our free eBook: How To Use Market Data to Build Your Real Estate Business.
In the late 90s, the little town of Tulia, Texas, was up to its ass in drugs. At least, that's what the local sheriff thought. So he hired a guy named Tom Coleman to work as an undercover narcotics agent. What Tom discovered was truly unbelievable. As it turned out, the little town of approximately 5,000 people was home to *at least* 46 drug dealers. On top of that, the drug dealers in this economically depressed community dealt oodles of powder cocaine! Oh, and guess what?? Even though Tulia had a pretty small Black community, almost every single drug dealer that Tom encountered was Black! What are the odds??? Thanks to Tom's undercover work, authorities arrested 46 people on drug charges. But Tom hadn't worn a wire during these drug buys. Nothing was videoed or photographed. He hadn't even worked alongside another undercover agent. Hell, he hadn't even written his notes on a notepad. He'd written every pertinent detail about those drug deals on his leg. Then Brandi tells us about the murder of Ingrid Lyne. Indrid was a newly divorced, busy mom. She shared three daughters with her ex-husband, Phillip, and she worked as a nurse at Seattle's Swedish Medical Center. She'd just recently begun online dating. Through an app, she met John Charlton. John seemed like a nice enough guy, so Ingrid went out with him a few times. But on the morning after Ingrid went to a Seattle Mariners game with John, her friends and family couldn't get a hold of her. And now for a note about our process. For each episode, Kristin reads a bunch of articles, then spits them back out in her very limited vocabulary. Brandi copies and pastes from the best sources on the web. And sometimes Wikipedia. (No shade, Wikipedia. We love you.) We owe a huge debt of gratitude to the real experts who covered these cases. In this episode, Kristin pulled from: “Tulia drug bust of 1999,” by Alex Hunt for the Texas State Historical Association “The color of justice,” by Nate Blakeslee for the Texas Observer “Tulia Texas: Scenes from the drug war,” documentary “Racist arrests in Tulia, Texas,” ACLU.org “Tulia 46: Impacts 20 years later,” by Mari Salazar for Everything Lubbock.com “Prosecutor in Tulia case says he'll show Coleman lied,” Associated Press, Jan 12 2005 “Former Tulia drug agent guilty of one perjury count,” Associated Press, Jan 15 2005 “Tulia saga still a wound unhealed for some,” Associated Press, July 22, 2009 Crime stories episode, “Miscarriage of justice in Tulia Texas,” “Tulia,Texas” ABC News 20/20 video on YouTube 60 Minutes clips on YouTube In this episode, Brandi pulled from: “Ingrid Lyne” chillingcrimes.com “The Murder of Ingrid Lyne” by Kylie, It's Crime O Clock Somewhere “Date With The Devil” episode Sex and Murder “Man Who Found Dismembered Remains of Wash. Mom in Trash Can Recounts Horrific Discovery” by Harriet Sokmensuer, People “Man pleads guilty to killing, dismembering Renton mother of 3” by Steve Miletich, The Seattle Times “Grisly details revealed in murder of Renton mom; suspect claimed he was too drunk to remember, prosecutors say” by Brandi Kruse, Janet Kim, Hana Kim, and Steve Kiggins, Fox13 News “'When he walks, Ingrid won't': Man sentenced for dismembering Renton nurse” by Lynsi Burton, SeattlePI.com YOU'RE STILL READING? My, my, my, you skeezy scunch! You must be hungry for more! We'd offer you some sausage brunch, but that gets messy. So how about you head over to our Patreon instead? (patreon.com/lgtcpodcast). At the $5 level, you'll get 40+ full length bonus episodes, plus access to our 90's style chat room!