Podcasts about hfm

JOIN THE MONEY MISSION:https://moneymissionja.comRegister for Money Mission Talks: https://www.moneymissiontalks.com/Open an HFM account using our link: https://www.hfm.com/int/?refid=30444303Online investment Brokerage HF Markets is expanding into the Caribbean. Who are they and what services do they offer? Caribbean Head of Business Development, Fabian Perez joins us live. Tariffs, tariffs, and more tariffs. How will the looming trade negotiations affect global interest rates?We'll discuss.*****************OUR SEGMENTS: 0:00- Intro2:53 - What's Hot in Business7:02 - Discussion24:22 - Market Recap30:11 - The Analysts- *******************SUBSCRIBE TO OUR NEWSLETTER: https://kalilahreynolds.com/newsletter JOIN THE MONEY MISSION:https://moneymissionja.com

Steven Pascal and I talk about his fatherhood journey. He shares the values he looks to instill into his kids as they are growing up. He and I talk about the life lessons his kids have taught him. Next he talks about the work he and his colleagues to over at the Children's Trust in Massachusetts. He and I talk about tips on how families can be at their best and look out for signs when your child needs help. Lastly, we finish the interview with the Fatherhood Quick Five.  About Steven Pascal As the Director of Home Visiting, Steven leads the Healthy Families Massachusetts Implementation Team (HFMIT) who provide support and technical assistance to the statewide network of Healthy Families Massachusetts (HFM) programs serving first-time young parents. Aside from ensuring the evidence-based HFM programs are implemented with fidelity, he regularly collaborates with local non-profits, state agencies, and universities on private, state, and federally funded initiatives and program enhancements.  Steven joined the Children's Trust in 2007. He works as a HFM Program Specialist having previously worked in the areas of elementary and higher education. In addition, he has specialized foster care, juvenile justice, and workforce development. Steven holds a Bachelor of Political Science from Salem State University and a Master of Urban Affairs from Boston University. Make sure you go to Children's Trust website to learn more at childrenstrustma.org.  About The Art of Fatherhood Podcast  The Art of Fatherhood Podcast follows the journey of fatherhood. Your host, Art Eddy talks with fantastic dads from all around the world where they share their thoughts on fatherhood. You get a unique perspective on fatherhood from guests like Bob Odenkirk, Hank Azaria, Joe Montana, Kevin Smith, Danny Trejo, Jerry Rice, Jeff Foxworthy, Patrick Warburton, Jeff Kinney, Paul Sun-Hyung Lee, Kyle Busch, Dennis Quaid, Dwight Freeney and many more.

30 minutes with HYROX Vegas Major Winner Dylan Scott. Plus interviews with Elite 15 athletes Vivian Tafuto and Rich Ryan. Later we chatted with 1st and 3rd place Women's Pros Morgan Schulz and Kat Fahsbender. Plus some special guests that passed by. Stay tuned for Part 2 later this week. Tune in for compelling conversations about HYROX, DEKA, and The Deadly Dozen featuring athletes, event directors, and industry experts. Dive into the vibrant world of fitness racing and stay inspired. Connect & Support: Follow today's guests - Dylan Scott | Rich Ryan | Vivian Tafuto | Morgan Schulz | Fahsy Fit Support us through The Cup Of Coffee Buy Built For Athletes Bags With Our Link – https://builtforathletes.com/HFM  Follow Hybrid Fitness Media on IG. Listen on your favorite podcast player.

306. Your Best Year Ever Summit Sneak Peek (Part 4 of 4) | Routines, Schedules, Time Management, Time Blocking, Home Organization, Parenting, Productivity, Busy Moms, Mom, Vision Boards, Reflection, Review, Goals, Dreams, Habits, New Year, New Year's Resolutions >>> Ready to make this year your best year yet? Join us this week for a sneak peek into the Summit! Discover ways to make your goals & dreams become reality! . Hurry! Plan ahead for less stress by getting your PLANNERS to start off the New Year with a BANG MAMA!…  GET YOUR HFM PRODUCTIVITY PLANNERS TODAY! Start Time Blocking - It's The Perfect New Year's Resolution For The Organized Mom! HFM PRODUCTIVITY PLANNERS click here:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . Hey, Hey Friend! Are you tired of watching others live their dreams, while you feel left in the dust? It's time to finally take action on those big goals & dreams of yours Mama! If you're feeling like this and you want to stop pushing your dreams to the side - then Friend, you're going to LOVE what I have in store for you in these next 4 episodes! We had an amazing time last week at the Summit & we want you to come enjoy a little sneak peek of it with us! I want you to get a little taste of what it's like to gain clarity on your goals and dreams - so you too can start living your dream life Mama!  In today's episode we will discuss: How to find more joy in the mundane tasks of Motherhood How to incorporate more self care moments in throughout each day How to add more meaning & purpose into your schedule And so much more! You know what to do - grab that paper and pen and let's dive into today's episode!  Happy New Year, Friend - from our HFM family to yours! XO, Kim  . RESOURCES FOR YOU : 1. THE CHECKLIST: FREE WEEKLY PLANNING CHECKLIST click here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠    2. THE PLANNER: *For the Mom who wants to get organized.* HFM PRODUCTIVITY PLANNERS click here:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 3. THE SUMMIT: REPLAY REGISTRATION OPEN SOON! ⁠⁠https://highfivemotherhood.com/courses⁠⁠    

305. Your Best Year Ever Summit Sneak Peek (Part 3 of 4) | Routines, Schedules, Time Management, Time Blocking, Home Organization, Parenting, Productivity, Busy Moms, Mom, Vision Boards, Reflection, Review, Goals, Dreams, Habits, New Year, New Year's Resolutions >>> Ready to make this year your best year yet? Join us this week for a sneak peek into the Summit! Discover ways to make your goals & dreams become reality! . Hurry! Plan ahead for less stress by getting your PLANNERS to start off the New Year with a BANG MAMA!…  GET YOUR HFM PRODUCTIVITY PLANNERS TODAY! Start Time Blocking - It's The Perfect New Year's Resolution For The Organized Mom! HFM PRODUCTIVITY PLANNERS click here:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . Hey, Hey Friend! Are you tired of watching others live their dreams, while you feel left in the dust? It's time to finally take action on those big goals & dreams of yours Mama! If you're feeling like this and you want to stop pushing your dreams to the side - then Friend, you're going to LOVE what I have in store for you in these next 4 episodes! We had an amazing time last week at the Summit & we want you to come enjoy a little sneak peek of it with us! I want you to get a little taste of what it's like to gain clarity on your goals and dreams - so you too can start living your dream life Mama!  In today's episode we will discuss: How to find more joy in the mundane tasks of Motherhood How to incorporate more self care moments in throughout each day How to add more meaning & purpose into your schedule And so much more! You know what to do - grab that paper and pen and let's dive into today's episode!  Happy New Year, Friend - from our HFM family to yours! XO, Kim  . RESOURCES FOR YOU : 1. THE CHECKLIST: FREE WEEKLY PLANNING CHECKLIST click here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠    2. THE PLANNER: *For the Mom who wants to get organized.* HFM PRODUCTIVITY PLANNERS click here:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 3. THE SUMMIT: REPLAY REGISTRATION OPEN SOON! ⁠https://highfivemotherhood.com/courses⁠    

Milling originated in the late 18th century and quickly became one of the primary machining technologies. Nowadays, it is easier to imagine any machine shop with milling operations on the shop floor; it's an essential process in manufacturing. The increasing demands of manufacturing drive this integral part of machining technology. However, there are specific aspects that uniquely impact the advancement of milling. We are witnessing significant changes in manufacturing that will have profound consequences on the development of milling directions. These changes are driven by various factors, such as the increasing accuracy of metal forming through precision investment cutting and precision forging, the widespread adoption of 3D printing, and the growing usage of new composite and sintered materials. Furthermore, there is a need to enhance productivity in machining hard-to-cut superalloys and titanium grades, and the strong focus on electric and hybrid cars in the automotive industry contributes to these changes. In addition, advancements in multi-axis machine tools have opened new possibilities for the precise machining of complex parts and enabled the implementation of new cutting strategies to improve productivity. In modern technological processes, there is a tendency to significantly reduce the machining stock intended for milling operations while simultaneously increasing the requirements for surface finish. Therefore, the advancement in milling is driven by the need for higher productivity, precision and sustainability in milling operations. Consequently, the main developments can be characterised as follows: Fast metal removal focuses on boosting the metal removal rate (MRR) to achieve higher productivity by significantly increasing cutting speed or feed per tooth. This is achieved through techniques such as high-speed milling (HSM) and, in rough operations, high-feed milling (HFM).   Precision milling provides higher accuracy in milling operations.   The utilisation of multi-axis machining centres characterises multi-axis milling to enable complex milling operations.   Adaptive milling aims to develop intelligent systems that can adapt to changing conditions during machining.   Sustainable milling strives to reduce the environmental impact of milling operations. It involves developing eco-friendly cutting fluids, recycling and reusing materials, and using energy-efficient machine tools and milling cutters. Success in these areas relies on the synergy of several key components: machine tools, cutting tools, and CAM systems. High-speed milling necessitates machine tool technologies capable of handling exceptionally high rotational velocities and advanced cutting materials and coatings for milling tools. Simultaneously, enhancing the precision of milling operations requires milling cutters with tighter tolerances and improved control systems and linear motor drives. In the case of multi-axis milling, the breakthrough lies in effectively controlled axes movement, along with the application of appropriate cutting geometries for milling tools. On the other hand, adaptive milling incorporates innovations such as using state-of-the-art monitoring systems, high-sensitive sensors, and efficient algorithms to optimise cutting data and tool paths in real-time. Moreover, sustainability advancements require energy-efficient milling strategies that employ suitable machine tools, cutting tools, and eco-friendly coolant techniques. Indexable milling reflects the advancements that feature exchangeable cutting inserts in machining operations. a) Advanced insert materials are an ongoing process to improve the cutting materials for indexable milling inserts, including the development of advanced carbide grades, ceramics, and ultra-hard cutting materials. b) Coating technologies with continuous R&D focus on new coatings to improve wear and heat resistance while enhancing lubricity. c) Progressive cutting geometry optimises cutting geometry and chip forming topology of inserts to improve cutting action and diminish cutting forces and chip flow in milling operations. d) Effective cutting material uses an intelligent insert design to provide maximum indexable cutting edges without reducing cutting capabilities. In addition, the distinct course on smart manufacturing requires the integration of digitisation into milling operations and tools. Regarding tools, digital twins and software applications have already become a ‘must' feature of a comprehensive tool range. How can cutting tool producers rise to the challenge? Which milling tool solutions will provide the right answer to the emerging trends? Is the field of cutting tool manufacturing, often considered conservative in metalworking, capable of delivering a timely response to current demands? The recent advancements from ISCAR provide greater insights into these subjects. High-speed trochoidal milling involves following a curvilinear tool path to maintain a constant load on the cutting edge to eliminate spikes in load during material entry. This strategy is efficient for milling deep slots, pockets, and cavities. Additionally, trochoidal milling has shown excellent results when working with challenging materials such as high-temperature superalloys. The CHATTERFREE EC-E7/H7-CF is a new family of multi-flute endmills for trochoidal milling techniques. The family's geometric design includes different helix angles and variable angular pitches to improve dynamic behaviour. These endmills are available in a range of length-to-diameter ratios (Fig. 1). Machine tools allow highly productive milling of aluminium alloys at extreme spindle speeds, reaching up to 33,000rpm. To meet this challenge, ISCAR has developed 90° indexable milling cutters that accommodate large inserts for a depths of cut up to 22mm (Fig. 2). The cutters have been designed to eliminate insert radial displacement, which may occur due to the high centrifugal forces generated during very high rotational speeds. High-feed milling (HFM) has become a widely adopted method for efficiently rough machining complex and flat surfaces. ISCAR offers a comprehensive range of HFM products to meet the demands of various industrial applications. Recently, the range has been expanded with new additions. The LOGIQ-4-FEED family of HFM tools, featuring specific bone-shaped inserts (Fig. 3), now includes tools with larger inserts. These new products significantly broaden the application range, particularly in the mould and die industry's high-feed milling of large-sized cavities. Another addition is NEOFEED, a family of HFM tools with double-sided inserts, providing eight cutting edges for improved cost-effectiveness. Advancements in multi-axis machine tools and CAD/CAM systems have given rise to precise milling of complex shapes with minimal machining stock, using segment or barrel-shaped endmills. ISCAR's program for these endmills encompasses three design concepts: a solid carbide design, an exchangeable MULTI-MASTER head, and a one-insert approach (Fig. 4). When milling high-temperature superalloys, cutting ceramics can substantially increase cutting speeds, reaching 1000m/min. ISCAR's latest ceramic tools include ceramic solid endmills and indexable milling cutters with double-sided round ceramic inserts. The double-sided design aims to maximise the utilisation of ceramic material grades, such as ‘black' ceramic, whisker-reinforced ceramic, and SiAlON (a silicon-nitride-based ceramic). These selected examples serve as good illustrations of the main directions of advancement in milling tools. As new demands arise, new solutions are required, and these new challenges will fuel the search for innovative tool designs.

Wales Fitness Racing has entered the chat! Jack and Rob began hosting fitness races last year, and in a short time, they've experienced solid growth, positioning themselves to expand significantly this year. In this episode, learn about the origins of HybridX, as well as the Off-Season Games happening in just a few weeks. We'll also dive into the details of HybridX 4.0, set to take place on April 12, and much more. Tune in for compelling conversations about HYROX, DEKA, and The Deadly Dozen featuring athletes, event directors, and industry experts. Dive into the vibrant world of fitness racing and stay inspired. Connect & Support: Follow today's guests – HybridX Support us through The Cup Of Coffee Buy Built For Athletes Bags With Our Link – https://builtforathletes.com/HFM  Follow Hybrid Fitness Media on IG. Listen on your favorite podcast player.

304. Your Best Year Ever Summit Sneak Peek (Part 2 of 4) | Routines, Schedules, Time Management, Time Blocking, Home Organization, Parenting, Productivity, Busy Moms, Mom, Vision Boards, Reflection, Review, Goals, Dreams, Habits, New Year, New Year's Resolutions >>> Ready to make this year your best year yet? Join us this week for a sneak peek into the Summit! Discover ways to make your goals & dreams become reality! . Hurry! Plan ahead for less stress by getting your PLANNERS to start off the New Year with a BANG MAMA!…  GET YOUR HFM PRODUCTIVITY PLANNERS TODAY! Start Time Blocking - It's The Perfect New Year's Resolution For The Organized Mom! HFM PRODUCTIVITY PLANNERS click here:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . Hey, Hey Friend! Are you tired of watching others live their dreams, while you feel left in the dust? It's time to finally take action on those big goals & dreams of yours Mama! If you're feeling like this and you want to stop pushing your dreams to the side - then Friend, you're going to LOVE what I have in store for you in these next 4 episodes! We had an amazing time last week at the Summit & we want you to come enjoy a little sneak peek of it with us! I want you to get a little taste of what it's like to gain clarity on your goals and dreams - so you too can start living your dream life Mama!  In today's episode we will discuss: How to find more joy in the mundane tasks of Motherhood How to incorporate more self care moments in throughout each day How to add more meaning & purpose into your schedule And so much more! You know what to do - grab that paper and pen and let's dive into today's episode!  Happy New Year, Friend - from our HFM family to yours! XO, Kim  . RESOURCES FOR YOU : 1. THE CHECKLIST: FREE WEEKLY PLANNING CHECKLIST click here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠    2. THE PLANNER: *For the Mom who wants to get organized.* HFM PRODUCTIVITY PLANNERS click here:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 3. THE SUMMIT: REPLAY REGISTRATION OPEN SOON! https://highfivemotherhood.com/courses    

303. Your Best Year Ever Summit Sneak Peek (Part 1 of 4) | Routines, Schedules, Time Management, Time Blocking, Home Organization, Parenting, Productivity, Busy Moms, Mom, Vision Boards, Reflection, Review, Goals, Dreams, Habits, New Year, New Year's Resolutions >>> Ready to make this year your best year yet? Join us this week for a sneak peek into the Summit! Discover ways to make your goals & dreams become reality! . Hurry! Plan ahead for less stress by getting your PLANNERS to start off the New Year with a BANG MAMA!…  GET YOUR HFM PRODUCTIVITY PLANNERS TODAY! Start Time Blocking - It's The Perfect New Year's Resolution For The Organized Mom! HFM PRODUCTIVITY PLANNERS click here:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . Hey, Hey Friend! Are you tired of watching others live their dreams, while you feel left in the dust? It's time to finally take action on those big goals & dreams of yours Mama! If you're feeling like this and you want to stop pushing your dreams to the side - then Friend, you're going to LOVE what I have in store for you in these next 4 episodes! We had an amazing time last week at the Summit & we want you to come enjoy a little sneak peek of it with us! I want you to get a little taste of what it's like to gain clarity on your goals and dreams - so you too can start living your dream life Mama!  In today's episode we will discuss: How to dream big & find your north star to guide you through this year How to set goals based on what matters most to you How to gain clarity on your goals & dreams & get the tools you need to succeed How to add more meaning and purpose into your goal setting process You know what to do - grab that paper and pen and let's dive into today's episode!  Happy New Year, Friend - from our HFM family to yours! XO, Kim  . RESOURCES FOR YOU : 1. THE CHECKLIST: FREE WEEKLY PLANNING CHECKLIST click here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠    2. THE PLANNER: *For the Mom who wants to get organized.* HFM PRODUCTIVITY PLANNERS click here:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 3. THE SUMMIT: REPLAY COMING SOON! https://highfivemotherhood.com/courses  

301. Weekly Planning for Intentional Motherhood: The Power of Time Blocking & Paper Planners. | Routines, Schedules, Time Management, Time Blocking, Goals, Dreams, Habits, Resolutions, Moms, Mom  Life, New Years Resolutions, Planners, Planning, Productivity, Slow Living, Intentional Living, Purpose, Motherhood, Parenting >>> What's the MVP for Intentional Motherhood? Get excited to discover the POWER of TIME BLOCKING & PAPER PLANNERS in today's episode! Let's do this! . . Start Time Blocking Mama! It's The Perfect New Year's Resolution For The Organized Mom! . If you're ready to take what you've 2025 to the next level, I've got something special for you! . A NEW YEAR'S SALE FOR OUR HFM PLANNERS! Planners ON SALE for THIS WEEK ONLY! Type in code: KIM30 at checkout for  30% off your Paper Planners!! . Get your HFM Productivity Planner today! HFM PRODUCTIVITY PLANNERS click here:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . Hey, Hey Friend!  The New Year is here and you're ready to start chipping away at those goals of yours!! So how are you going to make all of those goals & dreams of yours turn into reality? Magic? No! Hard work and Intentionality of course! But first things first, Happy New Year Mama and welcome to Season 3 of the High Five Motherhood Podcast! Can you believe it!? We are officially over 300 episodes deep into this Podcast! So many binge worthy episodes for you to enjoy! We have so much juicy information for you to dive into today - so let's get started! In today's episode we will discuss: The POWER of Time Blocking  Why using a Paper Planner is an absolute GAME-CHANGER Why weekly planning matters for you Mama How to be more intentional with your time as a Mom  How to plan your week like a pro (using a weekly plan sesh) And so much more! So if you're ready to kick start the New Year, go after your goals & dreams all while creating a more intentional life - then you'll love today's episode! Get excited to gain back your time Mama & have 2025 be the most productive year yet! You know what to do - grab that paper and pen and let's dive into today's episode!  . A SPECIAL INVITATION FOR YOU MAMA… >>> It's time to take action on your goals & dreams, Friend!  Learn how to MAKE 2025 YOUR BEST YEAR EVER by attending our LIVE ONLINE SUMMIT for Moms! Mark your calendars for January 13-17, 2025! . Click below for more details! https://highfivemotherhood.com/courses . Happy New Year, Friend - from the HFM family to yours! XO, Kim  . YOUR NEXT STEPS : 1. The Checklist: FREE WEEKLY PLANNING CHECKLIST:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠    2. The Planner: *(GET ORGANIZED IN 2025 WITH OUR PAPER PLANNERS MAMA!)* HFM PRODUCTIVITY PLANNERS click here:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 3. The Summit:  https://highfivemotherhood.com/courses . RESOURCES FOR YOU: (From the HFM Podcast) >>> 196. Stressing With Overscheduling? Time to Win Your Week with Weekly Foundations! >>> 137. Need more time? 6 Time Saving Tips to Boost Productivity & Help You Focus on What Matters Most! >>> 236. Planning 101 Series: My Core 4 Planning System: The Ultimate Guide to Weekly Planning >>> 229. Short on Time? How to Time Block & Task Batch Like a Pro! >>>27. How to Plan Your Entire Week in One Hour or Less!

300. Time to Take Action On Your New Year's Goals & Dreams! Don't Miss This! How to Make 2025 Year Your Best Year Ever! | Routines, Schedules, Time Management, Time Blocking, Home Organization, Parenting, Productivity, Busy Moms, Mom, Vision Boards, Reflection, Review, Goals, Dreams, Habits, New Year, New Years Resolutions >>> Ready to take action on your goals & dreams Friend? Learn how to make 2025 Your Best Year Ever! . Hurry! Plan ahead for less stress by getting your PLANNERS to start off the New Year with a BANG MAMA!…  GET YOUR HFM PRODUCTIVITY PLANNERS TODAY! Start Time Blocking - It's The Perfect New Year's Resolution For The Organized Mom! HFM PRODUCTIVITY PLANNERS click here:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . Hey, Hey Friend!  Ready to take action on your goals & dreams Friend? Mama! It's finally January! Do you know what that means? Not only, “Happy New Year”, but it's time to make a game plan for your year! It's GOAL making time, Friend! In today's episode I will walk you through just how to make 2025 Your Best Year Ever! In today's episode we will discuss: Where to get the tools to make this year your best year ever 5 ways in 5 days to help you along your goal setting journey How to make your goals actionable & achievable All the juicy details about our upcoming YBYE Online Summit! So if you're ready to actually take action on your big goals and dreams this year - then you'll love today's episode! Don't forget to click on the link below to register for your Summit ticket! Mark your calendars for January 13-17, 2025! You don't want to miss this! Can't wait to see you inside the Summit Mama! You know what to do - grab that paper and pen and let's dive into today's episode!  Happy New Year, Friend - from our HFM family to yours! XO, Kim  . RESOURCES FOR YOU : 1. The Checklist: FREE WEEKLY PLANNING CHECKLIST:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠    2. The Planner: *For The Mom Who Wants To Get Organized* HFM PRODUCTIVITY PLANNERS click here:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 3. The Summit:  https://highfivemotherhood.com/courses

Joe Roberto shares his HYROX journey, dating back to the first-ever HYROX event in the United States in 2019, solidifying his status as an OG in the fitness racing community. We also dive into his recent performances at DEKA events and his results from Battle Bunker and Rally in the Valley. Additionally, we discuss his involvement with The Grid League and his thoughts on its growth and potential in 2025. Lastly, we explore his key role in launching the new gym, Triple G CrossFit, over the past two weeks. Tune in for compelling conversations about HYROX, DEKA, and The Deadly Dozen featuring athletes, event directors, and industry experts. Dive into the vibrant world of fitness racing and stay inspired. Connect & Support: Follow today's guests - Joe Roberto | Triple G Crossfit Support us through The Cup Of Coffee Buy Built For Athletes Bags With Our Link – https://builtforathletes.com/HFM  Follow Hybrid Fitness Media on IG.

298. Reflect, Dream & Define: A Year-End Process for Busy Moms to Plan Their Best Year Yet! | Routines, Schedules, Time Management, Time Blocking, Home Organization, Parenting, Productivity, Busy Moms, Mom, Vision Boards, Reflection, Review, Goals, Dreams, Habits, New Year, New Years Resolutions >>> The Holidays are over, so now what? Go from Holiday hustle to New Years Resolutions by reviewing and reflecting on this past year using these 5 tips to accomplish your goals & dreams for next year! . Don't wait! Plan ahead for less stress by getting your planners in time for the New Year Mama!…  Get your HFM Productivity Planner today! Start Time Blocking - It's The Perfect New Year's Resolution For The Organized Mom! HFM PRODUCTIVITY PLANNERS click here:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . Hey, Hey Friend!  The Holidays are over, so now what? Go from Holiday hustle to making all of your New Years Resolutions by reviewing and reflecting on this past year using these 5 tips to accomplish your goals & dreams for next year! In today's episode we will discuss: Why year-end reflection is vital for busy Moms How to create a clear vision & achievable goals for next year How to dream big & imagine your ideal life How to define your core values How to set goals with intention How to plug your goals into your calendar for next year So if you're ready to wrap up December with a big bow and enjoy a more purposeful New Year - then you'll love today's episode! Get excited to review, reflect and dream big! You know what to do - grab that paper and pen and let's dive into today's episode!  Happy New Year, Friend - from the HFM family to yours! XO, Kim  . RESOURCES FOR YOU : 1. The Checklist: FREE WEEKLY PLANNING CHECKLIST:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠    2. The Planner: *(The Perfect Holiday Gift For Every Mom)* HFM PRODUCTIVITY PLANNERS click here:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 3. The Summit:  https://highfivemotherhood.com/courses

Welcome to this insightful episode of The Entrepreneur's Journey, where Michael Pallozzi speaks with his longtime friend, business transformation specialist, Jen Goldman. They explore Jen's passion for empowering small businesses to thrive, not just grow, and discuss her unique journey from humble beginnings to becoming a change agent for entrepreneurs. Jen reveals the critical importance of financial literacy, understanding profit and loss, and the discipline needed for businesses to make clear, strategic decisions. Through shared experiences and practical tips, Jen and Michael underscore how small business owners can build sustainable practices to drive growth, overcome burnout, and maintain a work-life balance that supports business and personal success.Tune into this episode to also learn:Why financial clarity is essential for business success.How to leverage a profit and loss statement to make strategic decisions.Key strategies for managing family dynamics in a business environment.The importance of outsourcing and effective vendor management.What we discussed[00:01:00] How Michael discovered Jen on a podcast and brought her into HFM to drive transformative change.[00:03:50] Understanding client fit and knowing when to say “no” to ensure best service and maintain team morale.[00:05:00] Jen's story of restructuring her business, even stepping back, to realign with her values.[00:07:00] Key financial foundations: Profit and loss basics for small business owners and visualization techniques to ease financial anxiety.[00:09:24] The challenges of mixing personal and business finances and its impact on growth and decision-making.[00:15:47] Vendor management versus employee roles, and when to outsource effectively to enhance business operations.[00:22:05] Strategies for managing burnout and staying balanced, including taking buffer days and leading by example to attract the right team and clients.3 Things To RememberFinancial literacy is critical for making confident, strategic business decisions.Cultivating a team and vendor relationships that align with your vision will elevate your business and reduce frictionTaking time for personal well-being and setting boundaries is essential to avoid burnout and maintain a thriving business.Useful LinksConnect with Michael Pallozzi: LinkedInConnect with Jen Goldman: LinkedInLike what you've heard…Learn more about HFM HERESchedule time to speak with us HERECheck out our Financial Wellness Program – HFM Ignite

Welcome back to Hungry For More! After a nice break we are back with some seriously great episodes... and a new look! This is Season 2 of Hungry For More!In this week's episode we talk about some (Super) Foods we think everyone should consume regularly for amazing health benefits. We give you ideas for how to incorporate these foods into your life and why they are so good for you.Mentioned in the episode:Check out Rasa for adaptogen-packed herbal coffee alternatives - Use code HFM for 15% off your order! ☕️

277. Real Moms Real Questions | Overworked? Mom Burnout is Real - 5 Tips How To Cope & Make Time For You Mama! (Part 2 of 2) | Routines, Schedules, Time Management, Time Blocking, Home Organization, Self Care For Moms, Self Care, Survival Mode, Mom Life, Kids, Family, Morning Routine, Evening Routine, Planning, Plan, Weekly Planning, Prioritize, Priorities, Goals, Habits, Moms . Ready to OVERHAUL YOUR FALL with (done for you*) Back to School Systems and Routines? Check out our B2S Summit! My Top Back to School tips, and hacks are found in our ⁠⁠⁠BACK TO SCHOOL SUMMIT FOR MOMS! ⁠⁠⁠Registration is open, but not for long! Summit doors close September 30th! Don't wait, ACT NOW! I can't wait to see you inside the Summit!  . >>> Overworked Mama? I get you friend, Mom Burnout is real! It's time to MAKE TIME to fill our cups so we can then pour into our family and those around us too. Mama, I am so excited to share our BRAND NEW EPISODE SERIES with you! I have spent time looking for REAL MOMS who have REAL QUESTIONS about Mom Life, to equip them with REAL ANSWERS to their burning questions in these next few episodes! In today's episode we will discuss how we overwork ourselves as Moms and the importance of taking time for ourselves to rest, rejuvenate and restore our minds and bodies through our self care routines & learning how to better manage our time well. Alright Friend, it's time to grab that paper and pen, pop in those ear buds and let's dive into today's episode!  You've got this Mama! XO, Kim . . ⁠SIGN UP TODAY FOR OUR BACK TO SCHOOL SUMMIT! ⁠Doors will be closing soon! Don't miss out! My Top Back to School tips, tricks and Mom-Life hacks are found in our ⁠⁠⁠⁠⁠⁠Back to School Summit⁠⁠⁠⁠⁠⁠! Registration is open, but not for long, so don't wait, ACT NOW! I can't wait to see you inside the Summit!  . . YOUR NEXT STEPS: 1. Get productive with our FREE WEEKLY PLANNING CHECKLIST:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   . . 2. Relieve Stress with our BACK TO SCHOOL SUMMIT FOR MOMS: ⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/courses⁠⁠⁠⁠⁠⁠⁠⁠ . 3. Shop our HFM PRODUCTIVITY PLANNERS here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . 4. Don't miss an episode by subscribing to the High Five Motherhood Podcast! . 5. Screenshot the HFM podcast & share it with 3 Mamas on social media! You never know the incredible impact you might have on another Mama for the better by sharing this episode with them! . ***Don't Miss the BACK TO SCHOOL SUMMIT FOR BUSY MOMS!*** Grab your ticket here - click on the link below!  Hope to see you there Mama! ⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/courses⁠⁠⁠⁠⁠⁠⁠⁠

276. Real Moms Real Questions | Want an Organized Home? Simple Systems to Keep Your Home Organized & Clutter Free With Kids. | Routines, Schedules, Time Management, Time Blocking, Home Organization, Decluttering, Cleaning, Home, Declutter, Mom, Kids, Toys, Organized, Organization, Tidying, Tidy, Organize, Home Management Systems, Home Systems, Family . Ready to OVERHAUL YOUR FALL with (done for you*) Back to School Systems and Routines? Check out our B2S Summit! My Top Back to School tips, and hacks are found in our ⁠⁠⁠BACK TO SCHOOL SUMMIT FOR MOMS! ⁠⁠⁠Registration is open, but not for long! Summit doors close September 30th! Don't wait, ACT NOW! I can't wait to see you inside the Summit!  . >>> Looking for toy storage solutions and ways to organize all of those kid friendly items lying around the house? Friend, I am so excited to share our BRAND NEW EPISODE SERIES with you! I have spent time looking for REAL MOMS who have REAL QUESTIONS about Mom Life, to equip them with REAL ANSWERS to their burning questions in these next few episodes! In today's episode we will address creative toy storage solutions for all of that toy clutter lying around in the house through simple systems to keep your home organized and clutter free! Alright Friend, it's time to grab that paper and pen, pop in those ear buds and let's dive into today's episode!  You've got this Mama! XO, Kim . . ⁠SIGN UP TODAY FOR OUR BACK TO SCHOOL SUMMIT! ⁠Doors will be closing soon! Don't miss out! My Top Back to School tips, tricks and Mom-Life hacks are found in our ⁠⁠⁠⁠⁠⁠Back to School Summit⁠⁠⁠⁠⁠⁠! Registration is open, but not for long, so don't wait, ACT NOW! I can't wait to see you inside the Summit!  . . YOUR NEXT STEPS: 1. Get productive with our FREE WEEKLY PLANNING CHECKLIST:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   . . 2. Relieve Stress with our BACK TO SCHOOL SUMMIT FOR MOMS: ⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/courses⁠⁠⁠⁠⁠⁠⁠⁠ . 3. Shop our HFM PRODUCTIVITY PLANNERS here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . 4. Don't miss an episode by subscribing to the High Five Motherhood Podcast! . 5. Screenshot the HFM podcast & share it with 3 Mamas on social media! You never know the incredible impact you might have on another Mama for the better by sharing this episode with them! . ***Don't Miss the BACK TO SCHOOL SUMMIT FOR BUSY MOMS!*** Grab your ticket here - click on the link below!  Hope to see you there Mama! ⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/courses⁠⁠⁠⁠⁠⁠⁠⁠

275. Real Moms, Real Questions | Busy Balancing Your Schedule? How to Manage Your Time As a Busy Mom. | Routines, Schedules, Time Management, Time Blocking, Home Systems, Home Organization, Cleaning, Productivity, Self Care For Moms, Systems, Organization, Organized, Moms, Mom Life . Ready to overhaul your Fall with (done for you*) Back to School Systems and Routines? Check out our B2S Summit! My Top Back to School tips, and hacks are found in our ⁠⁠BACK TO SCHOOL SUMMIT FOR MOMS! ⁠⁠Registration is open, but not for long! Summit doors close September 30th! Don't wait, ACT NOW! I can't wait to see you inside the Summit!  . Having a hard time balancing that busy schedule of yours? It just seems like no matter how hard you try - time is just not on your side! No worries Mama, I've got you! Friend, I am so excited to share our BRAND NEW EPISODE SERIESwith you! I have spent time looking for REAL MOMS who have REAL QUESTIONS about Mom Life, to equip them with REAL ANSWERS to their burning questions in these next few episodes! in today's episode we will address my top 3 tips to get you from stressed out and overwhelmed to blissed out and overjoyed with your schedule! Alright Friend, it's time to grab that paper and pen, pop in those ear buds and let's dive into today's episode!  You've got this Mama! XO, Kim . . ⁠SIGN UP TODAY FOR OUR BACK TO SCHOOL SUMMIT! ⁠Doors will be closing soon! Don't miss out! My Top Back to School tips, tricks and Mom-Life hacks are found in our ⁠⁠⁠⁠⁠Back to School Summit⁠⁠⁠⁠⁠! Registration is open, but not for long, so don't wait, ACT NOW! I can't wait to see you inside the Summit!  . . YOUR NEXT STEPS: 1. Get productive with our FREE WEEKLY PLANNING CHECKLIST:  ⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   . . 2. Relieve Stress with our BACK TO SCHOOL SUMMIT FOR MOMS: ⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/courses⁠⁠⁠⁠⁠⁠⁠ . 3. Shop our HFM PRODUCTIVITY PLANNERS here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ . 4. Don't miss an episode by subscribing to the High Five Motherhood Podcast! . 5. Screenshot the HFM podcast & share it with 3 Mamas on social media! You never know the incredible impact you might have on another Mama for the better by sharing this episode with them! . ***Don't Miss the BACK TO SCHOOL SUMMIT FOR BUSY MOMS!*** Grab your ticket here - click on the link below!  Hope to see you there Mama! ⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/courses⁠⁠⁠⁠⁠⁠⁠

Welcome back to the Dollar Wise Podcast. Jason Gabrieli is joined by Andrew Barnhardt from the HFM team as they explore tax strategies related to charitable giving, focusing on the benefits of Qualified Charitable Distributions (QCDs) from IRAs. The discussion covers how changes in the tax code impact charitable deductions, who can benefit from QCDs, and key considerations when planning your charitable contributions. This episode is designed to help listeners optimize their charitable giving while maximizing tax benefits.Tune into this episode to also learn:How changes in the standard deduction impact your charitable contributions.The eligibility criteria and benefits of making a Qualified Charitable Distribution.Strategic planning for minimizing required minimum distributions (RMDs) through charitable giving.Common pitfalls and best practices when executing QCDs.What we discussed[00:02:00] The impact of the Tax Cuts and Jobs Act of 2017 on charitable contributions and tax deductions.[00:03:00] Introduction to Qualified Charitable Distributions (QCDs) and their benefits.[00:05:00] Eligibility for QCDs and the age requirements for taking RMDs.[00:07:38] How QCDs can satisfy RMDs and reduce taxable income.[00:09:00] Planning strategies for using QCDs to reduce future RMDs.[00:11:16] Important considerations and limitations when using QCDs.3 Things To RememberQualified Charitable Distributions (QCDs) allow you to give to charity while avoiding the taxes typically associated with IRA withdrawals.QCDs can be used to fulfill required minimum distributions (RMDs) without increasing your taxable income.Always ensure QCDs are sent directly to the qualified charity to satisfy IRS requirements and keep detailed records for tax purposes.Useful LinksConnect with Jason Gabrieli: jgabrieli@HFMadvisors.com | LinkedInConnect with Andrew Barnhardt: LinkedInLike what you've heard…Learn more about HFM HERESchedule time to speak with us HERECheck out our Financial Wellness Program – HFM Ignite

The introduction of the ISCAR HELIMILL in the 1990s marked a significant milestone in milling tools. It changed the design of milling tools with indexable inserts, establishing a new approach that would help to shape the industry. The breakthrough was achieved using a parallelogram-shaped carbide insert, featuring a helical cutting edge formed by the intersection of the insert's helical side and shaped top surfaces (Fig. 1). The HELIMILL concept offers several advantages. Firstly, the consistency of the rake and relief angles along the insert's cutting edge, when mounted on a tool reduces cutting force variations and ensures a smooth cutting action. Secondly, the uniformity of the insert's cutting wedge enhances its strength. Lastly, the helical cutting edge's proximity to the imaginary cylinder generated by a rotating tool improves accuracy compared to the straight edge found in previous-generation milling inserts. These advancements have elevated milling performance. Over the years, continuous improvement has led to significant changes in the HELIMILL inserts. The helix of the cutting edge has become more aggressive, and the top surface topology has become more intricate. Combined with advanced carbide grades, these new designs have ushered in a new level of performance. However, the parallelogram insert shape limits the number of indexable cutting edges to two. To maximise the efficiency of cemented carbides, a new round of insert development was initiated. The successful adaptation of the helical cutting edge to triangular inserts addressed this limitation. The triangular insert concept not only provides three cutting edges but also offers additional benefits. When compared to other shapes with equal cutting-edge lengths, the triangular shape provides a wider central area. This allows for an increase in the central bore size, enabling the use of a clamping screw with a larger thread. As a result, the insert securing is strengthened, contributing to the overall durability of the milling tool assembly. Additionally, the triangular shape enhances the ramping-down cutting capability. Overall, the introduction of the ISCAR HELIMILL and its subsequent advancements have revolutionised the milling tool industry. The use of helical cutting edges and triangular inserts has significantly improved performance, accuracy and durability, pushing milling capabilities to new levels. A proximate successor to the HELIMILL is the HELI-3-MILL, a family of milling tools introduced by ISCAR that features triangular indexable inserts (Fig. 2). The advantages of the ‘helical triangle' highlight why this family has gained popularity in the market. However, it is important to note that this does not mean the triangle shape will completely replace the traditional parallelogram contour with helical cutting edges soon. The parallelogram shape still possesses a competitive edge. Paradoxically, the narrow width of the parallelogram-shaped insert, which is considered a drawback when compared to the triangular shape, also offers certain advantages. Firstly, a narrower insert allows for an indexable design suitable for smaller tool diameters. Secondly, this insert geometry reduces the depth of the chip gullet, strengthening the cross-section of the tool body. This feature is particularly important for extended flute cutter designs where higher strength and rigidity of the body are crucial. The parallelogram insert structure also permits increased corner radii. Additionally, the classical shape is well-suited for high feed milling (HFM) inserts, which can be mounted in existing pockets, effectively transforming a 90-degree tool into an efficient HFM cutter. Moreover, the ‘helical parallelogram' has a smaller overall length compared to the ‘helical triangle' for the same cutting length. Therefore, it would be premature and incorrect to dismiss classical parallelogram inserts. As a result, the development of 90-degree indexable milling cutters harmoniously combines both approaches, utilising both triangular and parallelogram-shaped inserts. While the triangular insert concept dominates modern designs, the parallelogram insert principle remains relevant. The HELIMILL platform continues to be updated with new advantageous products. ISCAR's recently developed products relating to milling cutters with parallelogram-shaped inserts demonstrate that the traditional design approach remains effective and capable of meeting the demands of modern manufacturing. Milling high-temperature superalloys and titanium (ISO S group of applications), as well as difficult-to-cut austenitic and duplex stainless steel (ISO M group), presents challenges. Effective coolant supply, particularly pinpointed high-pressure cooling (HPC), can significantly reduce the heat load on the cutting edge, enhancing lubrication and chip removal. This leads to higher cutting data and enables larger radial engagements, resulting in a higher metal removal rate (MRR). Moreover, HPC facilitates the production of tighter and curled chips, allowing for tool designs with smaller chip gullets and higher tooth density. Taking these factors into consideration, ISCAR has expanded its HELI2000 family (the latest version of the HELIMILL) by introducing new tools that incorporate an HPC option within the tool body. The design of these tools has been optimised using computational fluid dynamics (CFD). They are available in both integral-body configurations and as relatively small-sized exchangeable heads with indexable inserts, which are compatible with ISCAR's modular systems MULTI-MASTER and FLEXFIT (Fig. 3). HELI2000 integrates the HELIMILL and HELIPLUS families, combining their latest developments into a single portfolio. This includes the introduction of two new highly efficient carbide grades: IC5600, designed for machining steel (ISO P group), and IC716, specifically tailored for cutting titanium. Additionally, the insert range has been expanded with new cutting geometries. This includes inserts with a high positive chipformer for milling titanium, chip-splitting cutting edges for productive roughing, and other designs. Furthermore, the range now includes inserts with reinforced cutting edges for high feed milling of hard materials up to HRc 60 hardness (ISO H group, Fig. 4). These new products are also part of ISCAR's HELIALU family, which consists of milling tools with parallelogram-shaped inserts for machining aluminium alloys (ISO N group). The expansion of this family includes indexable endmill heads with threaded adaptations for both MULTI-MASTER and FLEXFIT systems, providing the option for high-pressure cooling (HPC). The screw-in design configuration of the heads significantly enhances the customisation capabilities of HELIALU tools, allowing for a wide range of MULTI-MASTER and FLEXFIT shanks, adaptors, extensions, and reducers to be utilised. Therefore, the development of the ‘helical parallelogram' has not ceased, and the traditional HELIMILL continues to gain momentum. This development follows a gradual upward helix, revisiting past turns but at a more advanced stage.

In this episode, Andy welcomes Sherry from OSI Group to the CPM Customer Success Podcast. Sherry shares her insights and experiences in leading a successful finance transformation at OSI Group. She delves into her career background, her passion for bringing order to chaos, and the significant changes she has driven at the company. Tune in to hear about her challenges, the strategies implemented, and the lessons learned along the way. This episode is packed with practical advice and inspiration for anyone looking to drive meaningful organizational change. Sherry DeMeulenaere is EVP, CFO, and Treasurer of OSI Group, LLC. OSI Group, LLC is a global food processor servicing quick service restaurants, retail and food service distributors. Sherry joined OSI Group, LLC in March 2008 as the VP Treasurer, responsible for global treasury and risk management as well as domestic AP, AR and payroll. In March 2014, Sherry was promoted to EVP and CFO adding accounting and tax to her Treasury responsibilities.   Key Highlights: [00:01 - 10:06] Sherry's Background and Career Journey Sherry's passion for finance and her journey from uncertainty to structure. Gained intimate knowledge of a global company and improved information management. The importance of understanding global operations for effective leadership Extensive global selection process and critical partnership with Nova for successful implementation. [10:07 - 14:17] Managing Global Change in Financial Systems Conducted podcasts to explain the need for global change and alignment. Strong support from the COO and President ensured top-down commitment. Held sessions with finance and management teams to gather accurate requirements. Emphasized data integrity improvements and addressed key decisions upfront. [14:18 - 22:33] Lessons Learned During Financial System Implementation Ensure sufficient staffing with detail-oriented individuals for thorough data validation. Clearly communicate the need for a shakeout period post-implementation. Leveraged OneStream's workflow and tools for efficiency and tailored information analysis. Improved data drill-down capabilities for better financial reporting and decision-making. [22:34 - 33:52] Benefits of OneStream's Drill-Down Capability Provides clear visibility into data sources, unlike HFM. Allows users globally to access and resolve discrepancies quickly. Facilitates detailed account-level analysis for accurate reporting. Builds confidence in data accuracy for strategic decisions and presentations. [33:53 - 37:23] Closing Segment Prepare thoroughly and communicate consistently with your management team. Select a knowledgeable implementation partner to train your team for independent management. Establish a dedicated team for system ownership and maintenance from the start. Begin with manageable projects and gradually expand, avoiding the urge to solve everything at once.   If you liked this episode of the show, CPM Customer Success, please LEAVE A 5-STAR REVIEW, like, share, and subscribe!   Get in touch with Andy: Email: Andy.Smetana@NovaAdvisory.com LinkedIn: https://www.linkedin.com/in/andy-smetana/   Thank you for tuning in!  Tweetable Quotes: “You could buy a great system, if you don't have a good implementation partner, that's not going to work out.”  - Sherry DeMeulenaere “Pick some people who are really, really detail-oriented and love to run validations, and are really sharp at that.” - Sherry DeMeulenaere “What we liked about OneStream when we picked it was that it had modules. You could expand it. You could start small and build out.”  - Sherry DeMeulenaere

In this weeks episode Emanuele Pani, sits down with Wil Slickers, an influential figure in the short term rental (STR) industry. They delve into the latest Airbnb updates, discuss the future of short term rentals, and the evolving landscape with Airbnb's new initiatives aiming towards a more experience-based, guest-centric model. Wil, with a background in podcasting and STR management, shares insights on industry growth, the importance of stepping out of industry silos, and the significance of embracing a broader business perspective. He touches on the concept of 'amor fati' in personal resilience and discusses Airbnb's shift towards becoming a social media platform. The dialogue also covers the importance of diversifying STR business models beyond just Airbnb optimization, the benefits of adopting new technologies like AI for enhancing guest experience and operational efficiency, and finally, offers advice on maintaining balance and purpose in the fast-paced STR industry. 00:00 Unlocking the Secrets of Short Term Rental Success 00:24 Meet the Hosts: Mike Sjogren and Emmanuel Connie 00:51 The Power of Short Term Rentals: Insights and Updates 01:05 Deep Dive with Will Slickers: Airbnb Updates and Future Predictions 02:01 Embracing Amor Fati: Finding Joy in Every Situation 03:15 Exclusive Interview: Will Slickers on Growth, Hotels, and Airbnb's Future 05:51 The Evolution of Airbnb: From Rentals to Social Media Giant 20:38 Leveraging Technology: Bestie AI and the Future of Guest Experience 27:33 Cultivating Balance and Success in the STR Industry 31:37 Final Thoughts and How to Stay Connected Wil Slicker's Bio Wil Slickers is the Founder of Hospitality.FM - A podcast network and production company that services industry professionals. From hosting a podcast, producing multi-media, and even making your own audiobook come to life, Wil and the HFM team are extremely passionate about using their platform to amplify the right voices in Hospitality. Wil is also the Co-Founder and Chief Hospitality Officer of Recreation Rentals, while also serving as a podcast host and creator of The Destinationaire Awards & Industry Concept. He brings a fresh perspective to the tourism, hospitality, and service industries and lives by the principle of "Exceeding Expectations and Creating Destinations." In addition to running his network of podcasts, Wil advises other hospitality brands through his advisory company, Good Morning Startups, such as a Treehouse/Glamping company based in California, an AI company helping operators do more than just communicate with their guests, and many more. Wil began his career working for a Marriott Autograph Collection with over 700 rooms, which was a 4 Diamond property. Later, he managed an all-suite hotel on the Oregon Coast before transitioning to full-time self-employment and entrepreneurship through his podcast(s) Slick Talk: The Hospitality Podcast & Good Morning Hospitality, which have done over 3M all-time downloads. Connect with Wil https://www.linkedin.com/in/wil-slickers/ Connect with the Hosts Michael Sjogren: Short Term Rental Secrets Facebook Group | Clubhouse | Instagram | Youtube | Facebook Page | Linkedin https://linktr.ee/mikesjogren Emanuele Pani: Clubhouse | Instagram | Facebook | Linkedin Watch Mike's free masterclass training on www.strsecrets.com/masterclass Learn more about your ad choices. Visit megaphone.fm/adchoices

In this weeks episode Emanuele Pani, sits down with Wil Slickers, an influential figure in the short term rental (STR) industry. They delve into the latest Airbnb updates, discuss the future of short term rentals, and the evolving landscape with Airbnb's new initiatives aiming towards a more experience-based, guest-centric model. Wil, with a background in podcasting and STR management, shares insights on industry growth, the importance of stepping out of industry silos, and the significance of embracing a broader business perspective. He touches on the concept of 'amor fati' in personal resilience and discusses Airbnb's shift towards becoming a social media platform. The dialogue also covers the importance of diversifying STR business models beyond just Airbnb optimization, the benefits of adopting new technologies like AI for enhancing guest experience and operational efficiency, and finally, offers advice on maintaining balance and purpose in the fast-paced STR industry. 00:00 Unlocking the Secrets of Short Term Rental Success 00:24 Meet the Hosts: Mike Sjogren and Emmanuel Connie 00:51 The Power of Short Term Rentals: Insights and Updates 01:05 Deep Dive with Will Slickers: Airbnb Updates and Future Predictions 02:01 Embracing Amor Fati: Finding Joy in Every Situation 03:15 Exclusive Interview: Will Slickers on Growth, Hotels, and Airbnb's Future 05:51 The Evolution of Airbnb: From Rentals to Social Media Giant 20:38 Leveraging Technology: Bestie AI and the Future of Guest Experience 27:33 Cultivating Balance and Success in the STR Industry 31:37 Final Thoughts and How to Stay Connected Wil Slicker's Bio Wil Slickers is the Founder of Hospitality.FM - A podcast network and production company that services industry professionals. From hosting a podcast, producing multi-media, and even making your own audiobook come to life, Wil and the HFM team are extremely passionate about using their platform to amplify the right voices in Hospitality. Wil is also the Co-Founder and Chief Hospitality Officer of Recreation Rentals, while also serving as a podcast host and creator of The Destinationaire Awards & Industry Concept. He brings a fresh perspective to the tourism, hospitality, and service industries and lives by the principle of "Exceeding Expectations and Creating Destinations." In addition to running his network of podcasts, Wil advises other hospitality brands through his advisory company, Good Morning Startups, such as a Treehouse/Glamping company based in California, an AI company helping operators do more than just communicate with their guests, and many more. Wil began his career working for a Marriott Autograph Collection with over 700 rooms, which was a 4 Diamond property. Later, he managed an all-suite hotel on the Oregon Coast before transitioning to full-time self-employment and entrepreneurship through his podcast(s) Slick Talk: The Hospitality Podcast & Good Morning Hospitality, which have done over 3M all-time downloads. Connect with Wil https://www.linkedin.com/in/wil-slickers/ Connect with the Hosts Michael Sjogren: Short Term Rental Secrets Facebook Group | Clubhouse | Instagram | Youtube | Facebook Page | Linkedin https://linktr.ee/mikesjogren Emanuele Pani: Clubhouse | Instagram | Facebook | Linkedin Watch Mike's free masterclass training on www.strsecrets.com/masterclass Learn more about your ad choices. Visit megaphone.fm/adchoices

Tune in to this fascinating episode of another inspiring story featuring Alica. In this episode she talks about her birth experience, which is so inspiring, especially for anyone wanting to have kids. It is amazing what you can achieve when you put your heart and soul into it, just as Alica did for the birth of her first child. No matter if you want kids (or more kids) or not, listening to her story is empowering and can translate to anything else in life. It's real and it's raw, go check it out!Mentioned in the episode:Check out Rasa for adaptogen-packed herbal coffee alternatives - Use code HFM for 15% off your order! ☕️

This week, Alica and Jessica discuss organic food, both fresh and processed.  Tune in to learn about the chemicals used in food production, what the laws are for organic vs. conventional foods, why organics are more expensive, and where you should splurge vs. where you can save in the grocery store.  This is a short episode packed with great information, we hope you love it!Mentioned in the episode:Link to the IG post that inspired the episodeCheck out Rasa for adaptogen-packed herbal coffee alternatives - Use code HFM for 15% off your order! ☕️

In this episode we discuss our different parenting styles.  We dive into Sarcastic Parenting and Gentle Parenting.  We both have such different parenting styles which include a bit of sarcasm and choices.  Mellany's style is a survival tactic and Marley's style definitely takes a lot more conscious effort and work.We also talk about things we said we would NEVER do as parents.  Stickers on your car window? Sure. Mismatched clothes? Yep. Slippers at the Farmer's Market? Don't care! Mall play area? Go ahead and catch a case of HFM.We tie it all together with parenting wins and success stories.  We both pride ourselves on motherhood and our kiddos personalities are beginning to really blossom which we give ourselves credit with how they have been raised and our parenting styles.We are glad you're here! We hope you enjoy!Check out or Instagram and TikTok @call_your_sister and Facebook Call Your Sister

Alpha Warrior is putting on a team competition next weekend which combines obstacles, strength, and endurance, Witness two teams of six, including three men and three women, battling it out to claim the top spot and determine the Ultimate Alpha Warrior. Chad Leath joins us to tell us all about it. HFM will be on site next weekend with lots of behind-the-scenes coverage. Look for a great post-event video, plus more podcast interviews to come. Camp Gladiator Games has been going on since 2010. We sit down with Kevin Richardson to learn all about the history of this event, plus the exciting finals scheduled for November 4th in Austin, TX. You'll also enjoy some ultimate frisbee chat as we learn about Kevin's former life. Special thanks to today's sponsor – Resolute Coffee. “Resolute is born from a love of coffee and belief in the human spirit.” Go check them out now on Instagram or their website. Follow Alpha Warrior. Follow CG Games. Follow Hybrid Fitness Media on IG. You can support us with this link. Listen on your favorite podcast player.

182. What Has She Been Up To Lately? A Mom Life Update - From Back to School Time to Pregnancy to a Postpartum Game Plan. | Routines, Schedules, Time Blocking, Time Management, Home Organization, Motherhood, Parenting, Home Management, Systems, Productivity Hey Friend, Have you been wondering what in the world I've been up to lately? In this episode I will let you in on a few insider secrets that are happening in my personal and business life! So get excited to gain some new insights on systems, routines and resets for Back to School, Family, baby and postpartum, new things coming to HFM and more! Pull up a chair at my kitchen table and lets have a girls chat just for fun! Happy Listening Mama! XO, Kim Click on the link below for more info! (Blog, Instagram, Planners, Shop, Website, Pinterest, Podcast, Free Printables and more!) https://linktr.ee/highfivemotherhood?utm_source=linktree_profile_share<sid=4ab650b3-67d0-4ca5-84cb-f2c8b7dfd2f1 --- Send in a voice message: https://podcasters.spotify.com/pod/show/kimberly-montgomery/message

This childhood illness is making its rounds again in Maine, so today I am offering tips that helped my family when we caught it several years ago, as well as new herbal options I have learned that may be helpful for you. Included our references to common foods and comfort practices, as well as the following herbs: licorice, lemon, echinacea, elderberry, Helichrysum, black cohosh, burdock, nettle, Clover, rooibos, astragalus, ginger, calendula, Saint johns, wort, lavender, lemon balm, milky, oats, chamomile, oregano, Teatree, clove, rosemary, thyme, basil, cinnamon, and garlic. If you know anyone who is affected by HFM at this time, please share this episode with them! Thank you so much for listening, and stay tuned for the next episode in a couple of weeks!

HFM is shining the spotlight on the crucial topics of elder law planning and life care planning. CERTIFIED FINANCIAL PLANNER Jason Gabrieli is joined by Brittany Tedesco, Esq. from Bratton Law Estate and Elder Attorneys, a seasoned expert in the field, guides listeners through the various aspects and timelines associated with these services. The conversation centers around the practical side of end-of-life planning and the resources available to those navigating this process, with the objective is to ease the pressure on the family and the client, allowing them to focus on their roles without worrying about technical aspects.Tune into this episode to also learn: What is the importance of pre-crisis planning in elder care?How does the role of a Care Coordinator in an elder law firm help in facilitating the process of elderly care?What are the different factors considered when planning for elder care services? What we discussed[00:01:42] Elder law attorney offers comprehensive life care planning[00:05:17] Life care planning involves understanding client's concerns, goals, and financial state to provide personalized care plans[00:09:08] Seek advice for elder care and caregiver burnout[00:10:30] Estate planning firms offering life care planning can provide peace of mind for the future3 Things To Remember Elder law attorneys provide much more than just wills and powers of attorney, they can provide guidance beyond that including what they call life care planning services. Having a care coordinator can relieve the family and the client of a lot of pressure and make sure they can focus on being the child or the parent and not worry about uncomfortable conversations or making big decisions.It's good to think about these things in advance and have a plan for emergencies. Useful LinksConnect with Jason Gabrieli: jgabrieli@HFMadvisors.com | LinkedInLike what you've heard…Learn more about HFM HERESchedule time to speak with us HERECheck out our Financial Wellness Program – HFM Ignite

151. Get more done while having fun this Summer! 6 tips to transform your command center for Summertime! | Routines, Schedules, Time Blocking, Time Management, Productivity, Home Organization, Mom Life, Mom, Motherhood, Parenting, Homemaking, Calendar, Planner, Planning, Organization, Home, Home Management, Systems, Home Management Systems, Productivity Hey there Mama! Want to get more done and still have fun this Summer? It seems too good to be true with all the littles at home all day, every day, right? Friend, I'm here to tell you it IS POSSIBLE! When we choose to be purposeful in our planning as Individuals, Moms, Wives and Homemakers - life starts to feel easier to manage. In today's episode we will dive into 6 tips to transform your family command center for Summertime! It's time to take the edge of the rigidity and add a splash of fun, freedom and spontaneity to it all! Yes, it's important to have structure too - even in the Summer - however, when you mix structure plus a little flexibility you'll find it's exactly what we need as Mamas to ditch survival mode and begin to THRIVE all Summer long with our families! Are you ready to get organized to get more done and sprinkle in some FUN along with it all? Then grab a pen and paper and let's dive right in! Happy Listening Mama! XO, Kim Check out our FREE printables custom designed with you in mind Mama! Website - http://www.highfivemotherhood.com (Download our FREE printables, read what's NEW on the blog, and shop around for your favorite planners!) Shop around on Etsy - High Five Motherhood LLC (Shop your favorite HFM printables & planners!) Pin it up on Pinterest - High Five Motherhood (Follow us on Pinterest so you don't miss a thing!)

126. Curious how to structure your day as busy Mom? 3 tips to create your own organized schedule as a Mom. | Productivity, schedules, time management, routines, systems, organization, home, plan, planner, planning, time, homemaking, motherhood, mom, etc. Done with living in survival mode? Not sure how to plan structure your day as a busy Mom? Hey there Mama! Do you ever wonder how other Moms structure their schedule as a stay at home or work from home Mom? How can some Moms be so productive, while others feel like a hot mess and can't seem to fit it all in? I mean, we all have the same 24 hours given to us each day... so what makes the difference? In today's episode, we will discuss how to get off the "hot mess express", ditch survival mode and finally learn to thrive with your schedule as a Wife, Mom and Homemaker! Hop on board the productivity train Mama and get ready for some simple, yet extremely effective tips to help you thrive in mom life! Let's dive right in! Happy Listening Mama! Kim *****************************************************************BIG ANNOUNCEMENTS!!!******************************************************************* 1. I'm expecting!!! Mom of 5 is now soon to be a Mom of 6! 2. HFM is taking a social media break for the next 30 days! But don't worry, if you still want to see our current content - here's a few ways you can still find us... Check out our website, what's new on the blog or Shop it out! http://www.highfivemotherhood.com We are off Instagram, Facebook and messenger right now, but our link in our bio on Instagram still works! So click on the link in our bio for all the links needed to find us! (The podcast, the blog, the shop, the planners, the website, Pinterest, etc.) Yes we aren't on Instagram or Facebook right now, BUT you can NOW find us on PINTEREST!!! Wahoo!!! Get ready to Pin to your hearts desire! Look up High Five Motherhood on Pinterest and start following us! We don't want you to miss out on a single thing!

I am very excited to announce our first Hospitality.FM Original - The Vacation Rental Micro School Podcast or VRMS for short. This podcast is a daily podcast and will be officially launching in January of 2023 on all podcasting platforms and HFM directly, right here. Keep in touch on my social media channels so you can see who our famous and amazing guests are for this first season. Oh and don't get used to me being the host of multiple podcasts, I am just helping get it started before we hand the baton to someone in our podcast network. Enjoy this trailer and make sure you follow the show on your platform of choice so you never miss an episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Alex shows you the forces that are behind all successful advertising and marketing campaigns.    Like he mentioned, if you're not subscribed to the Neuro Insider, our monthly $27 newsletter, you will love the January issue where he breaks down the 5 Market Sophistication Levels and how to crush your marketing in 2023. https://www.neuro-insider.com/info   Follow Alex on Instagram: www.instagram.com/alex.vonderhaar/ Follow Hidden Falls Media on Instagram: www.instagram.com/hidden.falls.media/   Want more information about HFM running your marketing? www.hiddenfallsmedia.com/  

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Steve Abel from EPAM, a dedicated, results-oriented executive with a proven hands-on track record and superior ability to build highly effective teams to deliver success within all levels of an organization. EPAM is one of the best-kept secrets, voted one of the leading and fastest-growing information technology companies in the world. EPAM today leads the charge in the field of global digital and physical transformation and digital platform engineering services. The company has over 61,000 employees across 6 continents and 50 countries. In this episode, Sabine and Steve cover three main topics: Changes in the way innovation is delivered today, repairing broken processes with the right engineering mindset, and the requirements for building the business of tomorrow. KEY TAKEAWAYS The way technology solves problems today is from point solutions to point solutions. This is a flawed way to solve the technology problem and build highly effective business models. Imagine if there were tools that had 95% of what a business needs to operate. You would only buy things that are available as part of the packages. As an insurer, you would be able to gain benefits as you would need fewer specialists to determine whether to buy, build, or partner. Pull widgets that could be your integration engine. Could be cheaper than what is available, and you could rebuild in a bespoke way that is unique. I was in a stable job at KPMG. When the pandemic hit, I worked on a project with no real choice but to deliver tech assets quickly. Then I decided to do some investigating and discovered EPAM. They loved my idea and then thought about new technology in new ways to solve the client's problem with purpose in a different way. EPAM is multi-sectors, and I sit within the insurance business unit. How do startups grow? One option is to use cloud-based assets that ease the creation of reusable assets. This is a profound change in how people think about technology and business; cloud-based tooling, data mash-up, etc. We can unlock the power of these tools and bring them together as a unified landscape. Insurance carriers are struggling with geospatial data (for instance) because of their legacy systems and the way each carrier goes about integrating data into systems. Each carrier wants to know if they are getting unique information from you, but they don't need the dashboard or data very often. They want to process an algorithm that gives them an answer. BEST MOMENTS ‘A lot of commercialized software is not fit for purpose. Still, businesses operate thousands of spreadsheets. This is not right for the employees and gives poor customer service.'‘I love to wake up and ensure that customers do every day what they do best with others.'‘If you have not thought on how to do so. Hire an expert to think through the problem in a new way for you. You will get to the optimum outcome faster and likely cheaper too.'‘Get the right tools and get the approach right. I can ensure you, you will be impressed them.' ABOUT THE GUEST Steve Abel is a transformation executive with a dedicated, results-oriented executive, a proven hands-on track record and superior ability to build highly effective teams to deliver success within all levels of an organisation. Specialties: Program Management, Insurance, Operations, Shared Services, Enabling Technologies (Oracle, SAP, Workday, PeopleSoft, HFM, etc.), Business Process Reengineering, Finance Leading Practices (e.g., Procure to Pay, Record to Report), Insurance products and data, actuarial platforms (AXIS, Prophet, MG-Alfa, PolySystems, etc.), digital enablement, machine learning, artificial intelligence, cloud solutions, business, and technical architecture. Steve worked with large companies such as Capco, EY and KPMG. LinkedIn: https://www.linkedin.com/in/stevenabel/ Email: steven_abel@epam.com  EPAM: Since 1993, EPAM Systems, Inc. (NYSE: EPAM) has leveraged its advanced software engineering heritage to become the foremost global digital transformation services provider – leading the industry in digital and physical product development and digital platform engineering services. Through its innovative strategy; integrated advisory, consulting, and design capabilities; and unique 'Engineering DNA,' EPAM's globally deployed hybrid teams help make the future real for clients and communities around the world by powering better enterprise, education, and health platforms that connect people, optimise experiences, and improve people's lives.  In 2021, EPAM was added to the S&P 500 and included among the list of Forbes Global 2000 companies.   Selected by Newsweek as a 2021 and 2022 Most Loved Workplace, EPAM's global multi-disciplinary teams serve customers in more than 50 countries across six continents. As a recognized leader, EPAM is listed among the top 15 companies in Information Technology Services on the Fortune 1000 and ranked four times as the top IT services company on Fortune's 100 Fastest Growing Companies list. EPAM is also listed among Ad Age's top 25 World's Largest Agency Companies for three consecutive years, and Consulting Magazine named EPAM Continuum a top 20 Fastest Growing Firm. Website: https://www.epam.com/  ABOUT THE HOSTSabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew, a venture lab that accelerates the curation, validation, and commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers and accelerating over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner.  Twitter: SabineVdL LinkedIn: Sabine VanderLinden Instagram: sabinevdLofficial Facebook: SabineVdLOfficial TikTok: sabinevdlofficial Email: podcast@sabinevdl.com Website: www.sabinevdl.comThis show was brought to you by Progressive Media

We talk all things being a young hustler today with guest Wil Slickers! "Wil got his start in hospitality by working for a Marriott Autograph Collection with over 700 rooms as a 4 Diamond property and quickly moved on to managing an all-suite hotel on the Oregon Coast before taking the leap into full-time self-employment and entrepreneurship by starting his second vacation rental brand, Recreation Vacation Rentals that is based in the Pacific Northwest, and also founding his first podcast network, Hospitality.FM. HFM is the first podcast network of its size in the hospitality industry with over 35 podcasts under its umbrella with a heavy focus on the industry as a whole. With the success of Hospitality.FM - Wil & his team launched Amplified Audio with the mission of amplifying the voices of creators & experts through audio". Sit back, listen, relax and learn! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/make-a-way-podcast/message Support this podcast: https://anchor.fm/make-a-way-podcast/support

Brett Palatiello is a partner and head of blockchain at Interplay. Interplay is a platform that supports founders in numerous ways, including VC capital, mentorship, services and education.  Prior to joining Interplay, Brett was the Head of Systematic Macro & Equities at Ridgewood Analytica where he provided research and consulting services to hedge funds, wealth managers, and family offices. Before that, Brett was a partner and portfolio manager at Spring Valley Asset Management where he managed a systematic global macro product which won him HFM's Quant Newcomer of the Year. He began his career as a quantitative researcher and portfolio manager at a multi-strategy hedge fund where he traded a variety of asset classes and built out the research and production technology. Along the way, he consulted on token design, published an academic paper, and was a Fellow at the Economic Club of New York.   -----   This episode is brought to you by:   Skolem Technologies provides institutional grade data and trade execution services for decentralized financial markets.  Skolem is the first full-stack DeFi platform with a robust infrastructure and unique interface layer that provides clients with reliable execution, an easy-to-use web UI and API, and full trade lifecycle support. Skolem's systems are built on a deep understanding of the underlying smart contracts and a security research mentality. For more information on Skolem visit skolem.tech   Global Coin Research ("GCR") is a community-first research and investment DAO. GCR's mission is to create a community-driven investment DAO where the best web3 deals are sourced by community members for community members.  This discussion was recorded in our Discord.  You can find more information about us and how to join at GlobalCoinResearch.com   -----   Remember to rate, review and subscribe to the Podcast!

78. Back to School THRIVE TRIBE series - How to establish an evening routine for your kiddos - help them gain quality sleep and a happier demeanor! A few main take aways from today's episode: 1. Start with the end in mind. Decide what time your kiddos need to be in bed to get adequate sleep for their age level. 2. Start with family dinner at the kitchen table - this should always set the stage for the evening routine to begin. 3. All hands on deck for the K.S.R.! 4. Kids hygiene routine - all hygiene tasks take place during this segment of the family/evening time block. 5. KBR - Kids bedtime routine - family connection/spiritual time that closes the night on a good note and helps kiddos wind down for bed. Curious for more details and tips on how to establish a back to school evening routine for your kiddos? Tune into today's episode and give it a listen! Happy listening! Kim show notes extras... Check out episode 59 - all about family dinners at the kitchen table and why they are so important...(did I mention magical? ;0) ) ***Free Stuff!*** Instagram - @highfivemotherhood (loving the posts & stories, but looking for more? click on link in bio!) Website/blog - http://www.highfivemotherhood.com (along with our blog posts, check out our free printables!) Facebook - High Five Motherhood Mamas Group - come join the HFM community! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

The Hutchinsons didn't sell their family business once but twice, this is the story of their growth. Ed Hutchinson speaks with Michael about how he and his family grew and differentiated their business in a crowded contracting market. How did they do things differently after they bought their family company back? Why did they sell it again? Tune in for the full scoop. Ed Hutchinson is the President and rainmaker of his family business Hutchinson Energy Services. Hutchinson Energy Services is a plumbing company turned HVAC full-service provider.  Tune in until the end to learn:  Navigating family dynamics when many people are involved How to position your family business for recurring growth Why you should prepare your family business for sale even if you don't plan on selling it      Timestamps [00:40] Who is Ed Hutchinson?  [04:07] How did Hutchinson's HVAC business start? [06:14] How working with the Federal government made them change their business model [08:59] Dividing the roles between family members [10:30] Aha moment that made them take the business across state lines  [14:25] Challenges and success when the family business was passed down [18:10] Advice for transitioning a business to a second-generation family business   [20:27] Should you have a vision and mission statement for your family business?  [22:34] How did the Hutchinsons differentiate their family business?  [25:12] Selling the family business for the second time (building up to the final sale) [28:55] What if you were starting a family business from scratch? (and the 24 hour rule) [30:40] Retiring after running the family business  [32:23] Understanding the value your partners bring (and other parting words of wisdom) 4 Key Highlights Working with the Federal government compels you to be versatile.  You have to have a process for how things get done in your family business no matter how stubborn your family members are. Running your company with discipline is a necessity for the survival of the business.  Each family member in a family business has a unique ability. Empower each family member to play to their strengths and avoid pressuring them to rely on their weaknesses. Allow your family members to leverage their unique abilities.  If you're angry or in a negative mental state, don't make any decisions for 24 hours.  Useful Links Connect with Ed Hutchinson:  Connect with Michael Pallozzi: https://www.linkedin.com/in/michaelpallozzihfm/ (LinkedIn) | https://www.youtube.com/watch?v=cwPUUK47XQw&ab_channel=HFMInvestmentAdvisors%2CLLC (Get a 401k tip in under 2 minutes (video)) Like what you've heard… Learn more about HFM https://hfmadvisors.com/working-with-hfm (HERE) Schedule time to speak with us https://calendly.com/hfminquirycall/360 (HERE) Check out our Financial Wellness Program – http://www.hfmignite.com/ (HFM Ignite)

When you have a great business idea, funding is nearly always the sticking point. One of the biggest challenges that startups face today is financial management.

Right now, I-bonds present an extremely attractive 9.6% rate of return. So, how come we never hear about I-bonds? Learn why I-bonds are currently popular, how to buy them, and whether your should in this snappy episode of the Dollar Wise Podcast. Tune into this episode to learn:  How much money you can make by investing in I-bonds  Pros and cons of buying I-bonds Whether you should use your emergency fund to buy I-bonds    Timestamps [00:32] Episode overview: I Bonds [01:23] Why are I Bonds popular right now?  [02:43] Are I-bond returns guaranteed? [04:35] How much I-Bonds can you buy? [05:21] How long is your money tied up for when you buy I-bonds? [06:51] What are I-bonds good for? Reasons to buy I-bonds.  [09:30] How to buy I-bonds.    3 Key Highlights  I-Bonds are purchased from the US government. You can buy them from treasury.gov. Their interest rate is pegged to inflation. This is why they are popular right now with inflation running just over 9%.  I-Bond returns are guaranteed. The rate of return is recalculated every 6 months. Right now that rate is 9.6% but the rate will get recalculated every 6 months.  At maximum, each US citizen can only buy $15,000 of I-bonds each year. Useful Links Connect with Jason Gabrieli: https://www.linkedin.com/in/jasongabrieli (LinkedIn) Connect with Tyler Reedman: https://www.linkedin.com/in/tyler-reedman-8b29a6101/ (LinkedIn) Like what you've heard… Learn more about HFM https://hfmadvisors.com/working-with-hfm (HERE) Schedule time to speak with us https://calendly.com/hfminquirycall/360 (HERE) Open an HFM Ignite account https://hfmadvisors.com/ignite (HERE)

Dr. Carole Keim MD takes listeners through vaccines in today's episode. She explains everything from how vaccines are created to common myths and misconceptions about them. She then details each baby and childhood vaccine, and what disease each prevents.Dr. Keim breaks down how vaccines work and what criteria they must meet in disease to be effective. She explains the four main types of vaccines and lays each vaccination out in a clear manner, covering what age your baby or child will be when they receive the vaccine and how the immune response works. These vaccines are proven to protect your baby against everything from tetanus to mumps to pertussis and more.This episode will cover: How vaccines workCriteria to create a vaccineThe 4 different types of vaccinesCommon myths or misconceptions about vaccinesSpecific vaccines (all routine childhood vaccines)Total number of vaccinesCommon side effects and red flags, how to treat How vaccines work: 00:44The purpose of vaccines is to trigger an immune response faster and with less harm than the original disease.The immune system is a lot like a microscopic team of superheroes, made up of white blood cells, antibodies, the complement system, and a few others.  These superheroes fight villains such as bacteria, viruses, and other pathogens.  If they cannot fight them fast enough, the villains will multiply and cause symptoms of disease.  Vaccines give your superhero team information about what the villains look like, so they can recognize them as soon as they enter the body, and fight them off quicker and easier.Vaccine criteria: 01:26In order to make a vaccine, certain conditions must be metIt has to be effective.  We must be able to become immune to the pathogen; diseases like RSV and HFM are ones we can catch multiple times.  Chickenpox is one that you become immune to after catching it once.The pathogen must not be able to mutate faster than the vaccine can be given - we do flu boosters annually because the flu virus mutates about that often.  HIV and common cold mutate too fast for a vaccine to be developed.The vaccine must be cost-effective; it has to be cheaper to prevent the disease than to treat itThere are 4 main types of vaccines: 02:31Inactivated (killed pathogens)Live attenuated (weakened pathogens)Toxoid (a piece of what's inside the pathogen)mRNA vaccines Inactivated vaccines 03:44Most common typeThe bacteria or viruses in the vaccine are killed, so your immune system can safely learn to recognize the pathogen that it is trying to fight off.  These vaccines do not have the potential to cause actual disease.  What they do is cause the immune system superheroes to practice fighting the villains, kind of like practicing on dummies, which may cause mild signs of illness - fever, sore muscles, crankiness, or other symptoms.  Examples: IPV (polio), HPV (human papillomavirus), HiB (Haemophilus influenzae B), pneumococcus (Streptococcus pneumoniae), meningococcus (Neisseria meningitidis), and Hepatitis A and B vaccines.Live attenuated vaccines 04:02Made from bacteria or viruses that have been exposed to chemicals that make them weaker than the natural or “wild type” bacteria or virus.  Since these pathogens are not killed completely, your superheroes aren't just practicing on dummies, they are actually fighting the weakened villains.  So it is possible to have symptoms of the disease, but milder.  Some people with weakened immune systems may not be able to fight them off, and can get the actual disease.  People taking steroid medications or immune suppressants, or who have HIV or other immune deficiencies should consult a doctor about whether it is safe to receive these vaccines.  Examples: oral polio vaccine, MMR (measles, mumps, and rubella), Varicella zoster (chickenpox), and rotavirus vaccines.Toxoid vaccines 04:55Made from just part of the pathogen, and protect against the kinds of bacteria that cause symptoms after the toxins inside them are released.  These toxin-carrying bacteria are like villains carrying around a bottle of poison, and the toxoid vaccine gives the superheroes the poison to sample and build up resistance to it.  Example: DTaP (diphtheria, tetanus, and acellular pertussis).MRNA vaccines 05:23Newest typemRNA is like a copy of instructions. These give your immune system something like a sewing pattern to print out and make the dummies for your body to fightExample: some COVID vaccinesMyths and misconceptions about vaccines: 05:45Many parents have concerns about vaccinating their children.  It only takes one serious reaction to call into question the safety of vaccines.  And it has been so long since the vaccine-preventable diseases have run rampant that we in the United States don't fully understand the scope of what is being prevented.  Here are some of the top concerns that I have heard from parents, and the truth behind them.Aluminum.  There is aluminum in vaccines, but the amount is far less than babies get from other sources.  The total amount of aluminum that babies get from vaccines in the first 6 months is 4.4mg.  Breastfed babies consume 7mg, formula-fed babies consume 38mg, and babies on soy formula consume 114mg of aluminum in the first 6 months of life.  Consuming aluminum vs. having it injected in a vaccine looks the same to the body, so the tiny amount of aluminum in vaccines will not harm your babyAntigens.  An antigen is any microscopic substance that has the possibility to elicit an immune response.  Babies are exposed to over a trillion antigens in the first year that naturally occur in the environment.  The entire vaccine series that children receive today contains just over 150 antigens.  A young baby's immune system can easily recognize these few antigens and make antibodies to the diseases without getting sick.Autism.  It has been proven that vaccines do NOT cause autism.  The age that children first start showing signs and can be tested for autism is 15-24 months.  This is the same age that children receive booster vaccines, so it is understandable that some parents think they are related. Long-term protection.  Vaccines will protect a person for just as long as if they got the original disease.  So a person who had chickenpox as a child is just as protected from getting it again as a person who has received the chickenpox vaccine.  Some people do not seroconvert (develop antibodies to that disease) - that depends on their immune system and is not a failure of the vaccine itself.Mercury.  There used to be a preservative called thimerosal in vaccines.  That preservative (which contains mercury) has been removed from all vaccines in the US that children receive.  The only vaccine that still contains thimerosal is the adult flu vaccine.Unnatural exposure.  Some people worry that getting exposed to a disease through an injection is not the same as getting it “naturally” by being exposed to a sick person.  This is not true; any disease will get into your bloodstream, which is where it is recognized by the body, and once in there the body has no idea how it got in.  So getting an injection looks exactly the same to your immune system as getting the disease from a sick person.Doctors DO NOT get paid to vaccinate childrenVaccines are NOT a punishment for children who are behaving badlySpecific vaccines: 10:47Hep B - 0, 2, 6 mos.  Hepatitis B is a viral infection that can be passed from mom to baby through the placenta or during delivery.  90% of babies born with HepB will develop chronic infection and are at risk of liver cancer later in life.DTaP - 2, 4, 6, 15 mos, 4 years.  Tdap - age 11, every 10 years.  DTaP has more diphtheria, Tdap has more tetanus. Bacterial infections.  Diphtheria causes severe sore throat and enlarged tonsils, and can block the airway from swelling/tonsils being so enlarged.  Tetanus makes spores that live in soil; any penetrating wound could have tetanus in it (nail/thumbtack, dog or cat bite) and tetanus is not killed by antibiotics so it must be prevented.  Pertussis is whooping cough and causes babies less than a year old to stop breathing.  Everyone who takes care of the baby should be current on their TDaP (within 10 years).  Polio - 2, 4, 6 mos, 4 years.  Polio is a virus that attacks nerves and causes paralysis.  Sometimes it's minor, and sometimes it's the diaphragm that's affected and they stop  breathing.  There is no specific treatment for polio.HiB - 2, 4, 6, 12-18 mos.  HiB (haemophilus influenzae B) bacterial infection that affects children less than 5 years, and especially those under 1 year of age.  It used to cause severe infections like epiglottitis, sepsis, pneumonia, and meningitis.  PCV - 2, 4, 6, 12-18 mos.  PCV = pneumococcal conjugate vaccine, pneumococcus is another name for streptococcus pneumonia, which is a kind of strep that gets into the bloodstream and causes sepsis, pneumonia, and meningitis.  PCV has 13 strains of strep in it right now.Rotavirus - 2, 4, 6 mos. Viral infection that causes severe diarrhea and dehydration in babies. Hep A - 12 and 18 mos. Hep A is a type of food poisoning, there's no specific treatment.  MMR - 1 and 4 years.  Measles causes high fever, rash, and can cause brain damage, hearing loss, and death.  Mumps causes parotitis (infection of salivary glands), but in boys also causes orchitis (inflammation of testicles) and can lead to sterility.  Rubella is a fever and rash; more dangerous to unborn babies, causes miscarriages and birth defects.VZV - 1 and 4 years.  Varicella Zoster virus (chickenpox) causes cold symptoms, fever, and an itchy and painful rash in children, and shingles in adults.  VZV in pregnancy causes miscarriages and birth defects.MCV - 11 and 16 years.  Meningitis A, C, W, Y are viruses that cause inflammation around the brain that develops quickly and can be fatal.  HPV - 11 years.  Human papilloma virus causes warts and dysplasia and can lead to cancer of the mouth, throat, anus, cervix, and penis.  Currently 9 strains of HPV in the vaccine.  Flu: recommended annually COVID: recommendations are still evolvingVaccines that are available but not given routinely: MenB, PPSV23, Dengue, Typhoid, japanese encephalitis, yellow fever, rabiesTotal numbers of vaccines: 22:351 at birth (Hep B)2 mos: DTaP, polio, HiB, Hep B, PCV, rotavirus - 1 or 2 combo vaccines, PCV and rota = 2 or 3 shots plus an oral vaccine4 mos: DTaP, polio, HiB, PCV, rotavirus - 1 combo plus PCV and rota = 2 shots and one oral6 mos: DTaP, polio, HiB, Hep B, PCV, rotavirus - 1 or 2 combo vaccines, PCV and rota = 2 or 3 shots plus an oral vaccine6+ mos: flu vaccine annually12-18 mos: 2 doses Hep A, 1 of DTaP, HiB, PCV, MMR, VZV.  5-7 shots depending on combos.4-6 years: DTaP, polio, MMR, VZV, typically given as 2 combo vaccines11 years: Tdap, MCV, 2 doses HPV16 years: MCV21+ years: Tdap every 10 years; booster if you have a wound and it's been less than 5 years, booster while pregnant9 shots and 3 oral before 1 year of age, 5-7 shots from age 1-2, 2 shots age 4-6, 4 at age 11, 1 at age 16 = 21-23 total shots before adulthood.  18 flu shots.  Common vaccine reactions: 23:53Birth: nothing; sometimes redness/swelling2-6 mos: redness and swelling (local reaction), can be as much as the entire thigh and still be considered normal.  Low grade fevers.12-18 mos and 4-6 years: muscle soreness, MMR and VZV cause fevers, VZV sometimes causes rash, other vaccines can cause local reactions11yrs: muscle soreness, local reaction with Tdap and MCV, fainting with HPV16 yrs: local reaction from MCVTdap boosters: muscle sorenessFlu, COVID: flu-like symptomsIt is NOT normal to have a body rash or vomiting after vaccines; those are signs of allergyLarge local reactions and muscle soreness can be treated with cool compresses (wet washcloth) and/or acetaminophen or ibuprofen.  Fever or flu-like symptoms: acetaminophen or ibuprofenI DON'T recommend pre-medicating your child before vaccinesIf your child has an adverse reaction to a vaccine, you should report it to VAERS (vaccine adverse event reporting system).  Remember that VAERS is like Yelp for vaccines, so take that about as seriously as you would a Yelp review.All of this information is also in The Baby Manual book, which is available for purchase. Remember it is always okay to call your doctor or emergency services if you have concerns about your baby's health.  Resources discussed in this episode:The Baby Manual - Available on AmazonVAERS--Dr. Carole Keim MD: linktree | tiktok | instagram

We have officially entered a bear market. In this episode, Jason and Tyler discuss the 5 things you need to do to survive and thrive in any bear market. They discuss how long it will take for the market to recover, what can diminish your returns in a bear market and how to avoid it, what your mind is like in a bear market, and the main thing you have to know before changing any of your investments.  Tune into this episode to learn:  How checking your investment accounts directly affects your gains The best way to invest in every market  How long it will take for the market to recover   Timestamps [00:39] Episode overview: What's going on in the stock market?  [01:33] Is there something we could have done to avoid a bear market? [02:26] The worst time to figure out your risk tolerance.   [07:04] “I don't have time for the market to recover”  [08:20] How not diversifying can kill your returns (examples). [13:30] How often you should check your investment accounts. [17:22] How to THRIVE (not just survive) in a bear market.    3 Key Highlights  Know your risk tolerance and align it with your portfolio. There are many different tests you can take to find out your risk tolerance. You also need to figure out how much risk or how little risk you need to take to reach the goals you've set for yourself.  Diversification is not sexy, but it gets the job done. When you diversify your investments, you increase your chances that something you're invested in does well. For example, cryptocurrency makes up around 2% of the world market, you should keep that in perspective when balancing and diversifying your portfolio.  The market is on sale right now. You can buy stocks at a discount right now, so don't stop investing. You want to get stocks at the best price possible, bear markets are an opportunity for that. The stock market is the biggest wealth creator of all time.  Useful Links Connect with Jason Gabrieli: https://www.linkedin.com/in/jasongabrieli (LinkedIn) Connect with Tyler Reedman: https://www.linkedin.com/in/tyler-reedman-8b29a6101/ (LinkedIn) Like what you've heard… Learn more about HFM https://hfmadvisors.com/working-with-hfm (HERE) Schedule time to speak with us https://calendly.com/hfminquirycall/360 (HERE) Open an HFM Ignite account https://hfmadvisors.com/ignite (HERE)

In this episode, Alex goes through how they come up with marketing and advertising ideas within HFM.  Please use these tools ot help generate your next great idea!  Follow Alex and submit your questions via DM to www.instagram.com/alex.vonderhaar    

In this episode, Jason Gabrieli and Tyler Reedman discuss whether it's a good time to buy a home given rising home prices. Most of us have a tendency to overanalyze our homebuying decisions and ultimately treat homebuying as an investment. In the conversation, they explain why you shouldn't treat homeownership as an investment and they provide better metrics that help you decide whether it's a good time for you to buy a home.     Tune into this episode to learn:   ●     How to decide whether or not to buy a home in this market ●     Whether home prices will fall and how they have fallen in the past 35 years ●     Why buying a home can help you beat inflation long-term.   Timestamps   [00:49] Episode overview: homeownership [01:07] Is it a good time to buy a house? [02:46] Should you buy a house even if interest rates are high? [06:56] The BEST hedge against inflation for average Americans. [08:45] Should you wait for home prices to drop before buying a home? [13:32] How long you should live in your home before selling it   3 Key Highlights   Just 30% of people in the US believe that now is a good time to buy a house. This is the first time this statistic has gone below 50% since 1978. Even if you buy a home with a high-interest rate, it is important to remember that interest rates can possibly go down. If they do, you can refinance your mortgage. If you don't need to particularly buy a home right now, there is some merit to waiting until prices drop.     Useful Links     Connect with Jason Gabrieli: https://www.linkedin.com/in/jasongabrieli (LinkedIn) Connect with Tyler Reedman: https://www.linkedin.com/in/tyler-reedman-8b29a6101/ (LinkedIn)     Like what you've heard…   Learn more about HFM https://hfmadvisors.com/working-with-hfm (HERE) Schedule time to speak with us https://calendly.com/hfminquirycall/360 (HERE) Open an HFM Ignite account https://hfmadvisors.com/ignite (HERE)  

If you give me 25 minutes to create an ad campaign, the first 20 would go to research...  It's that powerful and will always out perform ads that are just "thrown together".  In this episode, Alex throws you some tools and techniques that he uses to create campaigns that generate insanely better results.  Wanna have HFM run your next campaign? Go to www.hiddenfallsmedia.com and click, Schedule A Call.     

In this episode, Alex breaks down a masterclass around creative problem solving.  You'll never look at headlines, offers, or products the same after learning this tool.    Wanna hire HFM? Go to www.hiddenfallsmedia.com and click, Schedule A Call

Ex-car dealership owner Tom Reedman joins Jason to discuss the state of the car industry these days. They discuss why car prices are unbelievably high at the moment, the secret to getting a good price for a car even when they're really expensive, what to make sure to negotiate when you're closing on a car at the dealership and what isn't worth negotiating, and many other car buying tips straight from an ex-car dealership owner.  Tom Reedman operated his family business Reedman World Center. He had a 55-year professional career in the automotive industry, 30 of which were spent in the family business.  The Center was accredited by the Philadelphia Inquirer as the original mall concept of selling cars. His uncle started Reedman World Center after World War II and was a pioneer in the automobile business.  Reedman World Center was sold in 2004 and it became Reedman Toll Auto World. Tune into this episode to learn:  Whether you should lease your new car Why vehicle prices are so high at the moment What to make sure to negotiate when buying a car How to know if you've got a good lease   Timestamps [00:30] Episode overview: Who is Tom Reedman of the Reedman World Center? [02:23] Are gas prices unprecedentedly high?  OR What did people do when gas prices were really high in the past? [04:15] How the car business is performing against inflation OR How much people are paying above sticker price to buy a car (and what are the rules?).   [06:41] What to do if you absolutely have to buy a car in a bad market? OR The secret to getting a good price for a car in a bad market. [09:16] Should you lease or buy your car? [13:16] Why you have to know the market value of your car before you trade it.  [15:48] What to do when a car dealership tries to upsell you (and what's negotiable?).  [19:20] Best car buying tip from an ex-car dealership owner. [20:29] A good lease program vs. a bad lease program. 5 Key Highlights  During the gas crisis of the Carter years, people were trading their Cadillacs for Chevies to save money on gas costs. They were trading expensive cars for cheap ones without considering that gas prices would normalize again.  People are paying 20% above the sticker price to buy their cars from dealerships. The only rule dealerships have to follow is to list their cars at market value.  If you want to buy your own car at the end of its lease, make sure to initiate the process for buying that car at least 90 days before the lease expires. If you wait until the lease is over you will have to pay fair market value for your own lease.  Don't buy warranties on a car you're leasing unless you plan on keeping your vehicle. It's much cheaper to buy warranties upfront.  What to negotiate in a car dealership: having the warranty and maintenance as part of the car price. Don't negotiate superficial things like fancier mats, you can get those anywhere.  Useful Links Know the market value of your car: https://www.kbb.com/ (Kelly Blue Book) Connect with Jason Gabrieli: https://www.linkedin.com/in/jasongabrieli (LinkedIn) Connect with Tyler Reedman: https://www.linkedin.com/in/tyler-reedman-8b29a6101/ (LinkedIn) Like what you've heard… Learn more about HFM https://hfmadvisors.com/working-with-hfm (HERE) Schedule time to speak with us https://calendly.com/hfminquirycall/360 (HERE) Open an HFM Ignite account https://hfmadvisors.com/ignite (HERE)

What a treat to have Music Producer- Radio Host Terry James Hawke from  102.3 HFM and Hawke-Friendz! Look for an upcoming podcasts with Terry!