Roman Catholic saint of Albanian origin
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Erin O'Brien is a Southern California-based content creator and the author of the New York Times bestselling cookbook Dig In. Erin has built a loyal community of more than one million followers who turn to her not just for what to cook, but how to make everyday life feel more joyful and connected.At the heart of Erin's story is legacy. She learned to cook alongside her mother and grandmother who owned a Mexican restaurant in La Jolla, California, which Mother Theresa frequented. Those early experiences shaped her belief that food is the ultimate love language.Follow To Dine For:Official Website: ToDineForTV.comFacebook: Facebook.com/ToDineForTVInstagram: @ToDineForTVEmail: ToDineForTV@gmail.com Thank You to our Sponsors!American National InsuranceNotre Dame Family WinesFollow Our Guest:Official Site: ErinOBrien.lifeInstagram: @ErinnOBriennFollow The Restaurants:Official Website: Lo Scoglio - Nerano, ItalyFacebook: Ristorante Lo ScoglioInstagram: @RistoranteLoScoglioTrattoria Sostanaza - Florence, ItalyInstagram: @TrattoriaSostanzaFirenze Hosted on Acast. See acast.com/privacy for more information.
Frank Chindamo joined me to talk about being half Ecuadorean and half Italian and can only speak English; living in Queens; Winky Dink and You; getting the writer's assistants job; Ferris Butler; Michael O'Donoghue; Charles Rocket's f-bomb; his sketch that was never produced; Bill Murray teaches him Cronkite; working on the first documentary about Mother Theresa; getting a MFA at Columbia; his shorts Cat and Mousse and Jelly Donut Saga; directing Food for Thought; creating a company Fun Little Movies that produced first internet comedy series and first comedy video for a phone; teaching at USC; learns comedy can reduce stress, pain and heart attacks; writes a book Laugh RX; medicine is the best medicine but laughter helps; Jon Stewart & Patch Adam; LaughterMD.com; worst place to watch comedy is on Tik Tok
Kathryn was born in the Himalayas. However, both her parents were English and had the same desire of "going out to India, spreading the Gospel message and serving the poor," explains my guest. Living in Vienna as a young girl, Kathryn remembers her parents taking in refugees who were seeking political asylum and it was normal to have refugees sleeping on their floor regularly. These memories had a profound effect on Kathryn and she was certain that this is how her interests in helping the less fortunate came to be. Kathryn shares that her mother was not warm and fuzzy but she was from the generation of tough and strong women. Kathryn always felt very loved. Ruby was a teacher and taught her daughter and other children from the Embassy. Ruby was determined that Kathryn would not be spoiled. Kathryn was soon sent to boarding school because her parents were working and traveling regularly. "A little pencil in God's hand" is how Mother Teresa would refer to herself. She never wanted credit or accolades for her work. "She could be a tough cookie," Spink reflects however, "she was difficult to deal with sometimes, because God was so definitely on her side and that could make things tough. Mother Teresa was so determined, nothing could get in her way." "Poverty saddened Mother Teresa the most according to Kathryn, "I don't think it angered her not in relation to God. Waste most likely angered her the most but never with God." Mother Teresa was always seeing the presence of God in the poor and it helped her persevere. "Tolerance was deeply ingrained in Mother Theresa" explains Ms. Spink. "Mother Teresa believed that God was at work in every soul, so it wasn't up to her to try and convince others of the 'correct/best religion." My guest remarks "Mother Teresa used to say "come to Calcutta and I'll put you to work". This is what this demure but mighty woman believed with her whole body, mind and spirit. Kathryn even shared stories of the similarities between Mother Teresa, whose birth name was Agnes, and her mother Drana. "The family that prays together, stays together" was one of Drana's favorite expressions according to Spink. Caring for the sick was a common thread for the two woman. "It's not always about the physical suffering, but the whole process of being abandoned by people" was one of the toughest things for Mother Teresa to comes to terms with, comments Spink. Mother Teresa founded the order, "The Missionaries of Charities." She wanted to give shelter to abandoned babies and to help the poorest of the poor. In 1979 she received the Nobel Peace Prize and after her death was canonized as Saint Teresa. I could have listened for hours to my guest share her stories of all of these selfless women. Mother Teresa was known as 'Mother' because when a nun/sister is appointed to a superior position within the church, they are known as 'Mother.' INFORMATION: Kathryn Spink is the author of several books on the work of Mother Teresa and her coworkers, as well as other inspiring contemporary figures, including Brother Roger of Taize, Beede Griffiths, Dominique LaPierre, Prince Charles' and Lady Diana Spencer and more. My guest is also the chronicler of the “South African Women's Human Rights Organization.” https://www.kathrynspink.com/ https://www.harpercollins.com/blogs/authors/kathryn-spink-20167212026170 "Should Have Listened To My Mother" is an ongoing conversation about mothers/female role models and the roles they play in our lives. Jackie's guests are open and honest and answer the question, are you who you are today because of, or in spite of, your mother and so much more. You'll be amazed at what the responses are.Gina Kunadian wrote this 5 Star review on Apple Podcast:SHLTMM TESTIMONIAL GINA KUNADIAN JUNE 18, 2024“A Heartfelt and Insightful Exploration of Maternal Love”Jackie Tantillo's “Should Have Listened To My Mother” Podcast is a treasure and it's clear why it's a 2023 People's Choice Podcast Award Nominee. This show delves into the profound impact mother and maternal role models have on our lives through personal stories and reflections.Each episode offers a chance to learn how different individuals have been shaped by their mothers' actions and words. Jackie skillfully guides these conversations, revealing why guests with similar backgrounds have forged different paths.This podcast is a collection of timeless stories that highlight the powerful role of maternal figures in our society. Whether your mother influenced you positively or you thrived despite challenges, this show resonates deeply.I highly recommend “Should Have Listened To My Mother” Podcast for its insightful, heartfelt and enriching content.Gina Kunadian"Should Have Listened To My Mother" would not be possible without the generosity, sincerity and insight from my guests. In 2018/2019, in getting ready to launch my podcast, so many were willing to give their time and share their personal stories of their relationship with their mother, for better or worse and what they learned from that maternal relationship. Some of my guests include Nationally and Internationally recognized authors, Journalists, Columbia University Professors, Health Practitioners, Scientists, Artists, Attorneys, Baritone Singer, Pulitzer Prize Winning Journalist, Activists, Freighter Sea Captain, Film Production Manager, Professor of Writing Montclair State University, Attorney and family advocate @CUNY Law; NYC First Responder/NYC Firefighter, Child and Adult Special Needs Activist, Property Manager, Chefs, Self Help Advocates, therapists and so many more talented and insightful women and men.Jackie has worked in the broadcasting industry for over four decades. She has interviewed many fascinating people including musicians, celebrities, authors, activists, entrepreneurs, politicians and more.A big thank you goes to Ricky Soto, NYC based Graphic Designer, who created the logo for "Should Have Listened To My Mother".MORE INFORMATION ABOUT SHLTMM PODCAST:Link to website and show notes: https://shltmm.simplecast.com/ and https://www.jackietantillo.com/Or more demos of what's to come at https://soundcloud.com/jackie-tantillo Listen wherever you find podcasts: https://www.facebook.com/ShouldHaveListenedToMyMotherhttps://www.facebook.com/jackietantilloInstagram:https://www.instagram.com/shouldhavelistenedtomymother/https://www.instagram.com/jackietantillo7/LinkedIn:https://www.linkedin.com/in/jackie-tantillo/YOUTUBE: https://www.youtube.com/@ShouldHaveListenedToMyMother
Theresa Jimmie Francine Knorr (née Cross, born March 14, 1946) is an American woman convicted of the torture and murder of two of her six children in the 1980s. A deeply abusive and controlling mother, she subjected her family to years of extreme physical and psychological torment in their Sacramento, California home. Her crimes included … Continue reading Episode 511: Killer Mother Theresa Knorr
Seppers is back to talk about End of The line after we chat about words meaning other things, King Charles, Mother Theresa, and then chat a little bit about Dungeon Crawler Carl, Energy Empires and Threaded. And we're laughing a lot. So maybe kick back and enjoy three friends mucking about and forgetting this is about board games. Our Links of Note If you would like to support us then please visit and interact with the links below. Please give us a rating or review on your podcast catcher of choice. Also, please let someone else know about our show, as recommendations are wonderful things. OUR LINKS OF NOTES (https://linktr.ee/werenotwizards) Spotify Apple Podcasts | Website | Our YouTube Channel Our BGG Guild | Board Game Geek Page | Facebook | Instagram Stay Safe, Roll Sixes, Make Something Awful. Stay Spicy.
Jim and Zack chat with photographer Cade Martin. From photographing Mother Theresa and Johnny Cash to assignments all over the world, Cade's story is an interesting one for sure. Cade delves into one project that has been especially important to him. The Wheelchair Mafia, a group of 44 dogs that are fitted with wheelchairs and are part of the larger The Man Who Rescues Dogs, a sanctuary for stray and disabled dogs in Thailand. Cade worked with his whole family to make this film about the Wheelchair Mafia.
Sondra was a elementary school teacher and loved by her students but, at home she and her second husband loved to argue. When asked how, at such a young age, did Jonathan have this wisdom and where-with-all about alternative therapies for healing his depression and suicidal tendencies, he mentioned "seeing my very shy sister being hypnotized by my uncle, who was a hypnotist, into thinking she was Mick Jagger." That gave Jonathan great hope for alternative therapies and treatment. "If I could control my mind, I might be able to reduce my suffering and eventually kind of create my own reality, in fact that has happened," continues Robinson. "If people had the right tools, they could be resilient and survive anything" says Robinson. Jonathan shares stories of when he was on the Oprah Winfrey show in the 1990's. My guest often reflex back to the significance of his tough years as an adolescent and how crucial those years were to his healing transformation. But he credits Oprah for her intuition and her ability to overcome the horrors of her childhood where "she was gang rapped multiply time by the age of fourteen and had a still born child by 15. " She was able to maintain such a good focus, while being so famous is that the roots go deep, that she really had to find something within herself, that helped guide her for the rest of her life," shares Jonathan. Jonathan has a very funny story that he shares about his mother and how she eventually came around to appreciating his quest for inner peace and his passion for meditation. Jonathan says he got his curiosity for learning from his mother. And he cherishes his memories of his mom teaching him how to read at three or four years old. Jonathan's podcast is called "Awareness Explorers" https://www.awarenessexplorers.com/ where you can find many 10 minute best guided meditations from the Dali Lama and more respected healers. Go to the 'meditation' page. His first book "The Experience Of God" and now with the release of his fourteenth book, "The Enlightenment Project," Jonathan's advice is to "try anything and everything and see what you like and what brings you great peace, then use it. Another great piece of advise is "what you resist persists," be in the moment and relax. Embrace the moment that you're in and embrace that peace." Jonathan's website: "EnlightenmentProject.net, https://www.theenlightenmentproject.net/ "Humility was a key ingredient to growth and if I ever did not feel that way or grateful for all the help I 'd been given, then I knew I was going off track," is one more parting message from Jonathan. https://findinghappiness.com/get-to-know-me/ "Should Have Listened To My Mother" is an ongoing conversation about mothers/female role models and the roles they play in our lives. Jackie's guests are open and honest and answer the question, are you who you are today because of, or in spite of, your mother and so much more. You'll be amazed at what the responses are.Gina Kunadian wrote this 5 Star review on Apple Podcast:SHLTMM TESTIMONIAL GINA KUNADIAN JUNE 18, 2024“A Heartfelt and Insightful Exploration of Maternal Love”Jackie Tantillo's “Should Have Listened To My Mother” Podcast is a treasure and it's clear why it's a 2023 People's Choice Podcast Award Nominee. This show delves into the profound impact mother and maternal role models have on our lives through personal stories and reflections.Each episode offers a chance to learn how different individuals have been shaped by their mothers' actions and words. Jackie skillfully guides these conversations, revealing why guests with similar backgrounds have forged different paths.This podcast is a collection of timeless stories that highlight the powerful role of maternal figures in our society. Whether your mother influenced you positively or you thrived despite challenges, this show resonates deeply.I highly recommend “Should Have Listened To My Mother” Podcast for its insightful, heartfelt and enriching content.Gina Kunadian"Should Have Listened To My Mother" would not be possible without the generosity, sincerity and insight from my guests. In 2018/2019, in getting ready to launch my podcast, so many were willing to give their time and share their personal stories of their relationship with their mother, for better or worse and what they learned from that maternal relationship. Some of my guests include Nationally and Internationally recognized authors, Journalists, Columbia University Professors, Health Practitioners, Scientists, Artists, Attorneys, Baritone Singer, Pulitzer Prize Winning Journalist, Activists, Freighter Sea Captain, Film Production Manager, Professor of Writing Montclair State University, Attorney and family advocate @CUNY Law; NYC First Responder/NYC Firefighter, Child and Adult Special Needs Activist, Property Manager, Chefs, Self Help Advocates, therapists and so many more talented and insightful women and men.Jackie has worked in the broadcasting industry for over four decades. She has interviewed many fascinating people including musicians, celebrities, authors, activists, entrepreneurs, politicians and more.A big thank you goes to Ricky Soto, NYC based Graphic Designer, who created the logo for "Should Have Listened To My Mother".MORE INFORMATION ABOUT SHLTMM PODCAST:Link to website and show notes: https://shltmm.simplecast.com/ and https://www.jackietantillo.com/Or more demos of what's to come at https://soundcloud.com/jackie-tantillo Listen wherever you find podcasts: https://www.facebook.com/ShouldHaveListenedToMyMotherhttps://www.facebook.com/jackietantilloInstagram:https://www.instagram.com/shouldhavelistenedtomymother/https://www.instagram.com/jackietantillo7/LinkedIn:https://www.linkedin.com/in/jackie-tantillo/YOUTUBE: https://www.youtube.com/@ShouldHaveListenedToMyMother
Roger Stone and a researcher known as "CJ" discuss a detailed report alleging that Congressman Corey Mills has engaged in a pattern of moral, financial, and professional misconduct. The source outlines a series of serious accusations, ranging from physical violence and blackmail against multiple women to stolen valor regarding his military service record. They further suggest that Mills has demonstrated poor judgment through shady business dealings, unpaid debts, and possible financial inconsistencies involving non-profit donations. Learn more about your ad choices. Visit megaphone.fm/adchoices
Good Friday – 2026: May God's words be spoken, may God's words be heard. Amen. Tonight we continue our three day service. We really began two nights ago – at our healing Eucharist – when we remembered the betrayal of Jesus. But the three part service that makes up what we call the Paschal Triduum started last night, when we remembered the final meal Jesus shared with his disciples. There he washed their feet, an example of servant ministry, and commanded all who follow him to love one another as he loved us. And after praying in the garden of Gethsemane, he was arrested. And, so we are now here on Good Friday to stand at the foot of the cross, to experience the pain of grief and loss, to bear witness to the cruelty of empire, to feel the darkness of the tomb. Why would we willingly choose to do this? Because we know that if we do not, Easter is rendered meaningless. There can be no victory over death without the death itself. And so here we are, gathered together, on this most holy night. One particular moment of the Passion struck me this Good Friday. It was in the sixth reading tonight, and is something that happens in all four gospel accounts – Jesus is offered sour wine or vinegar (the poor man's wine the soldiers would drink). Sometimes it is noted that it is mixed with gall, a narcotic mixture offered to those being crucified to ease their suffering. In the gospel of John, read this evening, this offering of sour wine is in response to Jesus saying, “I thirst.” “I thirst.” We can hear in these words the anguish of Jesus. Crucifixion was a horrendous way to suffer before death – your lungs collapsing from your own weight, your body exposed to the full heat of the sun for hours, even days. And so one can only imagine the thirst anyone would have hanging on a cross. “I thirst.” He likely did, but perhaps there is a deeper meaning to his words in this gospel account. Some say it is a reference to a number of Psalms Jesus would have known so well – Psalm 69 in particular. Perhaps. But earlier in this gospel, I think we get a better understanding of why he said it, and why it matters to us. In one of the first chapters of this gospel, John 4, which we read just a few weeks ago, Jesus enters into a dialog with a Samaritan woman at a well. When this woman wonders why he has come to the well without something in which to draw the water out, Jesus said to her, “Everyone who drinks of this water will be thirsty again, but those who drink of the water that I will give them will never be thirsty. The water that I will give will become in them a spring of water gushing up to eternal life.” And yet, as he nears death, Jesus says in his anguish, “I thirst.” The living water thirsts. How can this be? One of the themes I keep being drawn back to this Holy Week, perhaps because of all that is happening in the world, is from another of our canonical Gospels – the Gospel of Matthew. In that gospel, Jesus tells us where he may be found in the world – in the poor, the immigrant, the imprisoned, the sick, the naked, the hungry, and those who thirst. Tonight, Jesus, the living water thirsts. Indeed, he truly does now. For he is in all who suffer in this world today. And he thirsts for righteousness, justice, love, healing, and grace. Mother Theresa had a sign above the entrance to the chapel in all her missions around the word. It read, “I thirst, I quench.” Whenever we, the body of Christ, who is the living water, tend to those who thirst – physically, spiritually, mentally, or emotionally – we quench the thirst of Jesus himself. That was Jesus' final message to us all – he thirsts. After all he had tried to do in the world, there was then, and now, more to do – Jesus thirsts, and so we too thirst, for alleviation of suffering for all of God's children, for an end to the abuse of all of God's creation. In his final moments, Jesus reminds us of the work we are called to do. He implores us not to forget him. “I thirst.” So, as we go out into the night of the tomb, let us not forget him in the world, let us thirst too. Let us hear his cry “I thirst,” and let it be our cry as the body of Christ. Let us offer spiritual gall – not to dope the mind with narcotic, but to ease the pain of our sisters and brothers who suffer. Let us be the water of life, quenching the thirst of others with his love, grace, and light. Jesus thirsts. May we go out into the world to meet him at the cross, and offer him the living water of our lives. Amen. For the audio, click below, or subscribe to our iTunes Sermon Podcast by clicking here (also available on Audible): Sermon Podcast https://christchurchepiscopal.org/wp-content/uploads/2026/04/Goid-Friday-Homily-2026-1.m4a The Rev. Diana L. Wilcox Christ Church in Bloomfield & Glen Ridge April 3, 2026 Good Friday Psalm 22 Gospel – John 18:1-19:42
As families throughout the world look forward to celebrating the Easter season, I am overwhelmed with many warm thoughts and memories. Memories of the place where all the events of holy week took place are so real and meaningful to me. Many times I relive that experience of walking the Via Dolorosa, also known as the Way of Sorrows, when I was there on my pilgrimage to the Holy Land. We are all pilgrims, and an unknown author wrote the following prayerful thoughts.A Pilgrim's PrayerLord Jesus Christ, you were once a pilgrim in the Holy Land. We too have come as pilgrims to journey with you into the desert to listen to the powerful word of the God of Israel, spoken in our own deserts. We follow you into Galilee, to understand and experience your ministry of presence and healing. We come up to Jerusalem to join the great crowd that came to meet you crying, Hosanna, blessed is the one who comes in the name of the Lord! We walk with you on the road to Golgotha, and share in your passion, seeing you nailed to the cross, we bow down before your suffering and dying. We journey with you on the road to Emmaus, and discover you in the breaking and sharing of the word and the bread. Show us the glory of your resurrection. Open our eyes, our hearts, and our minds, so that we may find you not only in ancient stones, but in the midst of your holy people, and among all those who thirst for you wherever they may be. Write your gospel upon our hearts, send us forth carrying the good news. Continue to lead us and guide us on our pilgrimage to the heavenly Jerusalem.More thoughts to ponder: A Simple Path by Mother Theresa. The fruit of silence is prayer, the fruit of prayer is faith, the fruit of faith is love, the fruit of love is service, the fruit of service is peace. May you have a joyful Easter season!Warm Thoughts from the Little Home on the Prairie Over a Cup of Tea, written by Dr. Luetta G. WernerPublished in the Marion Record, April 2, 1998.Download the Found Photo Freebie and cherish your memories of the past.Enjoy flipping through the Vintage Photo Book on your coffee table.I hope you enjoyed this podcast episode! Please follow along on this journey by going to visualbenedictions.com or following me on Instagram, Facebook, and Pinterest. You can listen to the podcast on Apple Podcast,Spotify,Stitcher, and Overcast. And don't forget to rate and review so more people can tune in! I'd greatly appreciate it.Till next time,Trina
Edi Matsumoto holds a bachelor's degree in anthropology from Tsukuba University in Japan. After traveling around Southeast Asia exploring cultures and volunteering at the Mother Theresa's Home for the Dying Destitutes in Calcutta, India, she came to the U.S. She earned a Master's degree in Nursing, and she has worked in the healthcare field for nearly thirty years. Encouraged by her husband, Fred, who saw her sketch from 20 years prior, Matsumoto began taking art classes at a community college. In 2018, she earned her second Master's degree in Fine Art from the Academy of Art University in San Francisco. Edi's work has won numerous awards and has been shown at galleries and museums locally, nationally and internationally including the Palace of Fine Arts in San Francisco, the Triton Museum of Arts in Santa Clara, and Pacific Grove Art Center among others. In episode 664 of the Fraternity Foodie Podcast, we find out what originally drew Edi to the healthcare profession, what was the moment where she realized she needed a different path, how her great-grandfather's traditional Japanese ink brush art influenced how she sees art today, whether she felt tension between creativity and practicality when she was younger, what lessons she learned by working with Mother Teresa, what is the importance of people who believe in us, where the idea for her book "Otter Therapy" came from, how humor and art actually help reduce stress, how to choose the best career for yourself, and what famous painting she will turn into an otter masterpiece next. Enjoy!
I recently had a long conversation with a very successful professional. He's 58 years old. Highly educated. Respected in his field. Financially sophisticated — in fact, his job depends on understanding money. If you looked at his résumé, you would assume he was completely set for life. He wasn't. A couple of bad investments. Some concentration risk. A few decisions that looked reasonable at the time. And suddenly he's essentially back at ground zero — trying to start a new business at 58. This story is far more common than people realize. The Dangerous Assumption is that many successful professionals assume they'll be fine. Doctors. Lawyers. Executives. Entrepreneurs. They make high incomes. They understand finance. They know about markets and interest rates and diversification. They focus on their career. They focus on income. They even focus on investing. What they don't focus on is their own financial future with the same intensity they focus on their profession. There's a difference. Being financially literate is not the same thing as being financially intentional. Especially when you assume you always have more time. The Good News at 58 is that he still has time. A lot of time. For entrepreneurs especially, it doesn't take 25 years to rebuild. It can take five. There's a quote often attributed to Bill Gates: “Most people overestimate what they can accomplish in one year and underestimate what they can accomplish in five.” That quote is brutally accurate. In one year, starting a business feels overwhelming. Progress feels slow. Revenue is inconsistent. Doubt creeps in. But five years? Five years of focused effort, smart strategy, capital discipline, and experience compounded? That can change your entire financial trajectory. I've Seen This Movie Before. I have a very good friend who was worth over $40 million in his early 30s during the real estate boom. Then 2008 happened. The real estate debacle didn't just dent him — it wiped him out. For years, he struggled. Pride gone. Lifestyle reset. Just trying to survive. Most people would have mentally retired at that point. They would have blamed the market, blamed the system, blamed bad luck. But about six or seven years ago, he found his rhythm again. New strategy. New focus. New discipline. Today, he's worth over $60 million. I get that's not normal. But it proves something important. It Doesn't Take a Lifetime. The examples I just gave are extreme. Most people don't lose $40 million. Most people aren't rebuilding at 58. But the principle is universal: It doesn't take a lifetime to secure your future. It takes a focused season. A defined period where you are intensely clear about your objective. A stretch where: • You work harder than you're comfortable with • You manage risk better than you used to • You stop assuming income equals security • You align your decisions with a specific financial target for the future There's another quote I love: “The harder you work, the luckier you get.” Luck isn't random. It compounds around preparation, visibility, and persistence. When you are laser-focused on a financial goal, you start seeing opportunities others miss. You make better introductions. You ask sharper questions. You move faster when something makes sense. And over time, it looks like “luck.” The story of the 58-year-old professional isn't a warning about markets. It's a warning about complacency. Success in your profession does not automatically translate into security in your future. Income is not wealth. Financial literacy is not financial strategy. And intelligence does not eliminate risk. But here's the good news. If you're in your 40s or 50s and feel behind — you're not done. If you made a bad investment — you're not finished. If you took a hit — that's not your final chapter. You may just be at the beginning of your five-year season. The key is focus. Direct yourself to a destination you can visualize. That's the only way you will get there. Because in the end, securing your future rarely requires a lifetime of perfection. It requires a concentrated period of intensity. And the sooner you decide to enter that season — the sooner your next five years will start compounding in your favor. There is no one who knows this reality more than this week's guest on Wealth Formula, Rod Khleif . Watch on YouTube: https://www.youtube.com/watch?v=qogQNGbK9wk Listen on Apple Podcasts: https://podcasts.apple.com/gb/podcast/549-youre-successful-until-youre-not-with-rod-khleif/id718416620?i=1000753860685 Listen on Spotify: https://open.spotify.com/episode/7mTzyRJxjnkeiVFGCXfOni Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com. welcome everybody. This is Buck Joffrey with Dwell Formula Podcast. Coming to you from Montecito, California, I wanna remind you that there is a website associated with this podcast called wealthformula.com. That’s where you go if you wanna. Become, uh, more, uh, involved with this community, including our accredited investor club, AKA investor club, uh, very easy to join. It’s free. All you do is you get onboarded and you see lots of, uh, potential deal flow that you wouldn’t otherwise see again, that is wealthformula.com. Simply click on investor club and get onboarded. Now, as for today’s show, I had a, uh, a long conversation with a very successful professional, recently 58, highly educated, respected, financially sophisticated, in fact, in the money business. Uh, and if you look at his resume, you would assume he was completely set for life, but he wasn’t. A couple of bad investments, some concentration risk. A few decisions that looked reasonable at the time, and suddenly he’s back pretty much to ground zero trying to figure out what to do, and he’s thinking about starting a new business or maybe buying a business. Well, that got me thinking because the reality is this story is far more common than people realize, and I actually hear it fair amount. Right? Many successful professionals assume they’re gonna be fine. Doctors, lawyers, executives, entrepreneurs, making high incomes. Maybe they understand finance, they know about markets, interest rates and diversification in theory. But here’s the trap. You focus on your career. You focus on income. What they don’t focus on is their own financial future with the same intensity. They focus on the profession, and that’s. The difference, right? The issue is that being financially literate is not the same thing as being financially intentional. Now, I actually hate that word because it’s a very, uh, uh, neo agey word intentional. But in this case, I will use it because that it’s very, it’s very appropriate. But here’s the good news, even at 58, right, you still have time. You have a lot of time for, especially for entrepreneurs, it doesn’t take 25 years to rebuild. It can take five. And there’s this quote, um, it’s often attributed to Bill Gates, who, who’s been in the news lately for a lot of other stuff, but this is a good quote. He says, most people overestimate what they can accomplish in one year and underestimate what they can accomplish in five. And that quote is so true. I will, it’s incredibly powerful and it’s very, very useful to think about and. Put in the back of your mind because in a year, like you’re saying, you’re starting a business, it’s gonna feel overwhelming. You may lose money, you know, slow progress, revenue, inconsistent five years, you know, with focused effort and you know, good strategy and discipline. The financial trajectory of your life could completely change over that five years. In fact, I will say that with my first business that I ever started, that is absolutely what happened. I was just pretty much outta residency, didn’t have any money, and within five years I was rocking and rolling. You know, it was a, it was, you know, it wasn’t worth, you know, hundreds of millions of dollars. But I, I, I was, I was doing way better. If you look over five years, it’s an incredible trajectory. And it’s not just me. I mean, there’s guys who’ve done it more extreme ways. I talk about this friend, a lot of times he was worth like 30 or $40 million in his early thirties, and then 2008 happened. It didn’t just kinda dent him, it wiped him out, and for years he struggled. Lifestyle kind of reset a little bit, just trying to survive. You know, there’s this saying in business that the key to su success in business is to stick around long enough until you get lucky again. Well, sometimes that’s true. And a lot of people might have, uh, kind of mentally retired at that point. But the reality is he stuck with it. He rebuilt about six or seven years. He was kind of sideways, then another six or seven years, new focus, new discipline, and today worth 60 million bucks. Now, that’s not normal, right? But it does provide, uh, it does, it does kind of provide an important point. It doesn’t take a lifetime always. Now most people don’t lose $40 million, and most people aren’t rebuilding necessarily from zero at 58, but the principle really is universal. It doesn’t take a lifetime to secure your future. It takes a focus season to find period where you’re intensely clear about your objective. It’s a stretch where you work harder than you’re comfortable with, and maybe it’s not fun to do that in your fifties or sixties. You manage risk better than you used to. You stop assuming income equals security. You align your decisions with a specific financial target. You know what, there’s a another line I love, another quote, and I don’t know where this one comes. I, I, I think it was some hockey coach of mine way back. It’s that the harder you work, the luckier you get. The thing is that luck isn’t random, right? It compounds. Around preparation and visibility and persistence. And when you’re laser focused on a financial goal, you’re gonna start seeing opportunities that are out there that others might miss. You’re gonna make, you know, better introductions, ask sharp questions. You move faster when something makes sense, and over time it starts to look like luck. I think the real lesson, um, about the situation that people get into, like this person I was talking about is. That it, it’s not a warning about markets per se, although markets have a lot to do with it. It’s a warning about complacency. You know, success in your profession does not automatically translate into security in your future. You know, income as you know, is not really wealth and financial literacy is not financial strategy. Although literacy is really, really important. You gotta have a strategy. And you can be really, really smart and not eliminate, you know, or mitigate risk enough. So if you’re in your forties or fifties and feel behind, you’re not done. Okay? You made a bad investment, you’re not finished. If you took a hit, I’ve taken plenty of heads, especially the last few years. It’s not your final chapter. You may just be looking at the beginning of your next five year season. And the key is focus clear goals, define targets, discipline, action. The sooner you decide to enter that season, the sooner your next five years will start compounding in your favor. Man, I gotta tell you, this is a, an ongoing story I hear a lot about, so again, think about that Bill Gates quote, you, you know, people tend to way overestimate what they can do in a year. Grossly underestimate what they could do in five. Anyway. There’s no one who knows this better than my guest on this week’s Wealth Formula podcast. Rod Cleef. Many of you already know him. We’ll have that conversation right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account as your money accumulates. You borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying you compound interest on that money even though you’ve borrowed it. At result, you make money in two places at the same time. That’s why your investment. Get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit wealthformulabanking.com. Again, that’s wealthformulabanking.com. Welcome back to the show everyone. Today my guest on Wealth Formula podcast is Rod Thief. He’s a real estate investor, author, and mentor with decades of experience in multifamily investing. Uh, he’s built and sold hundreds of millions, uh, in, in apartment assets and teaches thousands of investors through coaching masterclasses and his life. Uh, lifetime Cash Flow Academy. Uh, rod, how you doing? Good, brother. Good to see you, my friend. Let’s review, but you know a little bit about you, your background. Sure. You know, uh, sure. We have an interesting story. Okay, well I’m a Dutch immigrant, you know, think wooden shoes and windmills. I immigrated to this country, uh, when I was six years old with my brother Albert, my mother’s cia. Um, and we ended up in Denver, Colorado. Uh, struggled initially. Really struggled actually. And, and I remember, uh, wearing hand me down clothes all the way through junior high school until I finally lied about my age when I was 14 ’cause I was tall and said I was 15 so I could flip burgers at Burger King. You know, and I’m sure you’ve got listeners that had it harder than I did, but I knew I wanted more. And luckily my mom had an incredible work ethic and so she babysat kids so we’d have enough money to eat. And with her babysitting money, she was an entrepreneur and invested in real estate. Um, and her first real estate acquisition was the house right across the street from us. When I was 14, she paid about $30,000. And then when I was 17, she told me she’d made $20,000 in her sleep. It had gone up in value. And I’m like, what? Forget college. I’m getting into real estate. So I. Went and got my real estate broker’s license right when I turned 18, which you could do back then with education. Now they got, they got smart you, they need some, you need some experience. But, uh, I was a broker. I was smart enough to go work for a broker. But, um, you know, my first year in real estate I made about eight grand. My second year, maybe 10 grand, but my third year I made over a hundred thousand dollars, which back in 1980 was some pretty decent money. And so what happened between year two and year three? Uh, the 10 x my income was what? What happens? I met a, a guy, he was a broker. I was working for actually, it taught me about the importance of mindset and psychology and how really 80 to 90% of your success in anything is just that your mindset and psychology. So fast forward to today, I’ve, I’ve owned over 2000 houses that I’ve rented long term. I own thousands of apartments now, and I’m also buying senior housing now, which I’m excited about. And you know, in 2006, my net worth went up $17 million while I slept. And you might say, wow. I said, wow, I got a head so big I could barely fit it through a door. And I thought I was a real estate God. And you know, when that happens, God of the universe will give you a nice little SmackDown. Well, that was 2008. I conservatively lost $50 million in 2008 and nine. What I’m known for talking about on my podcast, which I’m blessed to say at this point’s, the largest, uh, commercial real estate podcast really in the world at this point is, and, and the reason being is I spend time talking about mindset. You know, people don’t remember what you said, but they remember how you make him feel. And I do little clips every week called Own Your Power, their motivational clips. And, and I think that’s the reason it’s been so well received. But, uh, you know, I’m known for talking about the. Mindset it took to have 50 million to lose in the first place. And you know, maybe more importantly, the mindset it took to recover from losing it. But, uh, you know, I’d love to, we can chat about that if you like, or I’d love to talk about the state. Yeah. Whatever you It’s a, it’s, I think it’s appropriate to talk about that right now, rod. I mean, I think Okay. You know, in this, in this market with what we had, you know, um, you know, there’s been a, there’s been a lot of pain in multifamily and Yeah. You know, it’s, you know, you and I have talked about this before where. Part of success is, is trying to recognize particular situations. Um, you know, you talk about Warren Buffet and how Warren Buffet says be greedy, when others are fearful and all that, that’s great, but it’s really hard to do. Right? And so help us understand like, sure. You know, uh, how, how do you, how do you do that? Sure. How did you go and how bad did it get? Well, I lost 50 million. I lost $50 million, so it got pretty freaking bad. Okay. I call ’em seminars. That was an expensive seminar. Yeah. Yeah. And very little, uh, so it was, it was ugly. It was ugly, but. It was, it’s, I, I’ll be, I’ll be candid. The strategies I’ll share very briefly here, the strategies, I’ll share the same strategies you would use to get started. Okay. You know, if, if you know you need to do something, and we talked about this, uh, uh, before we started recording, you know, the. With ai, a lot of jobs are going away. You know, if you heard of Elon Musk on, on Joe Rogan’s last epi episode, or the last interview he did with Joe Rogan, you know, he said any job in front of a computer is pretty much gonna be gone like lightning, like a year or two. I mean that fast. It’s crazy. And so, you know, and even, you know, surgeons are, are, are, are gonna be replaced by robotics and, and on and on and you know, and I think there’s gonna be it professionals, uh, you know, there’s gonna be a lot of. Pain for the people that don’t proactively, you know, reinvent themselves, start thinking about what they’re gonna do to reinvent themselves. Maybe it’s an ai, maybe you’ll learn ai, but, but you better think about it now or if you’re in one of these positions. So when the shoe drops, you’re ready because. Uh, there’s a lot of opportunity. I mean, there’s 10,000 people a day turning 65 in this country. You could buy businesses, um, you know, uh, I’m in, I’m, I’m excited about senior housing. They need beds, you know, and, and there’s a huge shortage of beds, but, so there’s a lot of opportunity, but you better pick something if you’re in one of these fields and get busy starting to study it and learn it, and do it on the side so that when the shoe drops, you’re ready. That’s, I don’t wanna scare you, but I just wanna open your eyes. To that fact. But so how, how I recovered from losing $50 million again, is the same strategy I would tell you to use to get started. And it’s first thing, it starts with goals. You gotta figure out what it is you want. ’cause how do you get anything if you don’t know what it is? Because with the goals you create a burning desire or a hunger and you’ve gotta have that to push through fear and limiting beliefs and so on and so forth. And, um. You know, I, I, that’s, if you come to one of my bootcamps, I do a virtual bootcamp every couple of months. It’s two days. I don’t sell anything there. And I’ll tell you later how you can come for 47 bucks. So it’s no excuse. But, but the first thing we do is goal setting on steroids, uh, because you’ve got, again, you’ve gotta create that hunger. Now, I’ll, I’ll say this to you, if you have no interest in, in, uh, learning what I teach. At my link tree, I did my goal setting workshop. It’s an hour. There’s a guide you can download if you go to rodslinks.com or text the word links if you’re driving, uh, to 7, 2, 3, 4, 5 at the bottom. My, is my goal setting workshop. And you know, here’s the thing, buck, people spend more time planning a freaking birthday party than they do designing their lives. Doing your goals is designing your life. So you know, if, if, uh, if you haven’t done ’em in a while, go to Rods, links, go at the bottom. There’s my workshop, there’s a guide. You can download ’em. Not gonna try to sell you anything. Spend an hour with me. Have your spouse do it. Have your kids do it if they’re over 10 years old, and design their lives. So again, it starts with goals. So that’s the first thing I did was reassociate with my goals. Then the second piece is you gotta make a decision. And I don’t mean dip your toe in the water. I don’t mean one foot in, one foot out. I mean, you decide it’s done. Okay. The Latin root for the word decision means to cut off. If you’re gonna attack the island, you burn your ships ’cause you’re taking their ships home. That’s a decision. And, and that’s what I did. I said, okay, enough, quit feeling sorry for yourself. Pick yourself up and go make something happen. And that’s, that’s what I did back then when I lost everything. But it’s the same thing again. If you’re, if you’re in a job and you’re. You’re just not where you want to be. So we make that decision and then you gotta take the first step, uh, you know, buck. And that’s, that’s pretty much it. You know, Dr. Martin Luther King said, you take that first step in faith, the next step will be revealed. And you know, LA Sue said the journey of a thousand miles begins with a single step. But, you know, in our business and, and, and the investors that we deal with and, and the, you know. Uh, active investors and, and, and passive both, as many of ’em are very analytical and you know who you are. If that’s you and I love you, you’re some of the most successful students that I have and successful people in our businesses. However, I also know how you have to check off every single box before you make a move, and you can’t do that here. Okay? You’ve got to, you’ve got to recognize that you’ve gotta have enough faith. To get started, you know, you can go all the way across the United States at night with your headlight only seeing 50 feet in front of you. And, you know, you can make it, you know, other people have done it before you, you know, there’s a, there’s a, there’s a, a road. And, uh, it’s the same way. You may have some obstacles, but, uh, it’s the same way with this business or really any business. But you, you, you’ve got to take that first step. And, you know, a, a lot of people fear failure, and I’m gonna tell you, don’t fear failure. Fear being in the same place you are right now, a year or two from now, unless you absolutely freak. Love where you are right now. Fear, fear, regret. That’s what I would fear if I were you. I, I, there was this nurse in Australia, a hospice nurse, uh, and her name was Bronny Ware. She asked patients when, who were about to die, if they had any regrets, and she wrote a book about it as a national bestseller. Something like The Five Regrets of Dying. You know what the number on regret was? It was Living the, not Living the Life I could have lived living someone else’s life, not doing what I know. I’m capable of fear that don’t fear failure, you know? Well, the next piece is fear and limiting beliefs. So fear, you know, every successful person have has fear. Now we, we, we, entrepreneurs call it stress, but it’s fear. And, you know, action mitigates fear. You wanna mitigate fear, take action. Go do something. If I’m, if I’m laying in bed at night, it’s three in the clock in the freaking morning and something stresses me out again, stress is fear. That’s what we achievers call stress. Uh, it’s fear. Uh, and, and, um. If something wakes me up and I’m stressed about it, I literally will get outta bed and just go write down some notes. I used to have a pen with an electrical pen that drove my ex-wife crazy and I’d, I’d write notes sometimes fill up pages of notes in bed so that I’m taking some action so I can go back to sleep. So there’s a, there’s a very simple example of it, but anytime that I am fearful about something, I take massive action towards it. Just, just taking steps, doing things. That will mitigate it. And it’s just how it works. So, I mean, it’s, it’s, it’s as simple as that buck. I mean, you just have to do some things. Towards that fear now. Now, the other thing is, if you don’t take action, the fear expands. So that’s the, uh, uh, that’s the antithesis there. So, so you, you need to take action because that’ll, that’ll mitigate it. The, the next piece really is limiting beliefs. You know, when I immigrated this country, I didn’t speak English. I got thrown into school, found out what bullies were for the first time. So I got my butt kicked occasionally, hadn’t learned how to fight back, and then my mom, this is the prop, sent me to school in these wooden shoes. And these are the actual wooden shoes. We found them. When we put her in senior house, senior living in, and these leather shorts, the Germans wear for October Fest, I had to wear that to school. And of course that was crack cocaine for the fricking bully. So I got my ass kicked again. And don’t wooden shoes, rod Or, or those, yeah. Yeah. Wooden shoes. Wooden shoes. Yeah. These are from Holland, man. That’s where I was born. Yeah. My mom. Proud Dutch woman. Yeah. This is, they’re wood. They’re real wood. The farmers still wear these things, uh, ’cause they’re good to go through mud, but they’re crack cocaine for bullies. Okay? And so, yeah, you know, uh, I, I, I got my butt kicked again and, and I came up with this belief system that I wasn’t good enough. I used to ask myself, how can I show them I’m good enough? And a lot of people have these limiting belief systems. I’m not good enough. I’m not courageous enough. I’m not strong enough. I’m not old enough. I’m not young enough. Here’s the thing to remember. There’s a reason the acronym for Belief Systems is BS because 99% of them are bs, but we believe they’re real. I mean, I used to be afraid to raise my hand in front of 10 kids in a classroom, and because of fear of rejection, now I speak in front of thousands of people a year, usually in flip-flops. Okay, so you know, you can mitigate this. So if you’re aware of one of these. Limiting beliefs, BS belief systems, drag it out into the daylight. Look at it with your adult rational mind. You’ll recognize that it’s BS and it will dissipate. But you gotta, you gotta think about it consciously and it’ll, it’ll go away. Um, the, the next piece is focus. Um, you know, focus really is power and whatever we focus on gets bigger, both positive or negative. Okay? So it’s very important that you focus on what you want, not what you don’t want. I’ll get, people call me and say, how do I get outta my student loan debt? I’m like, wrong question. How do you make so much money? The debt’s irrelevant, is the question you need to be asking. They asked Mother Theresa if she was anti-war. She said, no, I’m pro peace. I mean, you get it, right? And, and so, and in fact, I’ll give you another example. So I, I, my podcast is over, I believe, over 30 million downloads, which doesn’t sound like a lot in our social media world, but in, in the podcasting space, it’s not bad. But I listened to two podcasts, Joe Rogan and Tim Ferris. I try to get both sides of the aisle. I’m definitely on, on one side. Uh, but, but, um. They get, and the reason I bring that up is they get about 30 million a week, you know, but that big podcast. But, but, um, on, on Tim Ferriss’ show, he interviews the best of the best in the world. You know, the best athletes like Michael Phelps, NFL players and NFL players, NBA players, actors like Hugh Jackman, ed Norton, Jamie Fox, Arnold billionaires like Ray Dalio, heads of the biggest companies on the planet like Zuckerberg. And he deconstructs their success. It’s very intelligent conversation. I mean, I, I love listening to it. I started to hear a pattern, uh, they almost all meditate. What does meditation enhance? Focus, right? So focus is a really important piece of, of, of success. And just a couple more. One is playing, the next one is playing to your strengths. You know, when, when you, when you go to reinvent yourself or if you’re struggling, you know, or, or gonna start something. Play to your strengths and hire a align or partner for your weaknesses. Like in our world, you know, there’s lots of different hats you can wear. It’s a team sport. You could be the person that finds the deals and analyzes them. If you’re analytical, you could be the mouthpiece like me or you, and you’re, you know, raising money, talking to brokers and, and getting the word out. You could be the. You know, the um, asset manager, if you’ve got some project management experience, construction experience, there’s lots of different hats you can wear, but you wanna play to your strengths. Your strengths are your greatest assets. Don’t try to maximize your fears. You’re gonna get much further. Like I said, if you hire aligner partner for your weaknesses, you know, some of the most successful. Um, partnerships I see in the business are an analytical, introverted person with an extroverted, outgoing person. I mean, that’s a match made in heaven in our business. ’cause our business is primarily empirical. You ask the right questions, uh, and, and you get the numbers right. You know, it’s kind of hard to make a big mistake. Um, and so. You know, just make sure you’re playing to your strengths and when you’re playing to your strengths, you’re gonna have passion and passion’s required to influence people. Right? ’cause you love what you do, so you’re passionate about it. So again, real heavy duty argument to play to your strengths. Yeah, I think the last piece, the last piece is, is peer group. Um, you know, who you hang out with is who you become. You’ve heard it, you’ve heard it before. So if you’re gonna get into something, get around people that are doing it. Like my Warrior Coaching program, I’m, I’m gonna brag. I, I, like I said, they own 300,000 multifamily units that we know of. I’m, I, it’s, we’re counting, uh, we know it’s close to 300,000. We’re at like 275,000 or something. I know there’s a lot we’re missing. And, you know, tons of senior housing, tons of self storage, tons of industrial flex space, um, retail mixed use, you name it. Uh, mobile home parks, and. Almost all of those deals were done between warriors, between my students. So you know, ha, who you hang out with is who you become. You know, if you show me your three best friends, I’ll show you who you are in your relationships, your happiness, your health, and definitely your finances. But see, so many people default to a peer group they went to school with or they work with, and those people with their own fears or limiting beliefs might hold you back, you know, afraid of losing you, afraid of feeling less than if you succeed. And sometimes it’s family. I’m gonna tell you, love your family, but proactively choose your peers. Right? You know, and when I was losing everything in 2008 and oh nine, I was in Tony Robbins Platinum Partnership and there were people there that were killing it in that crash, uh, you know, thriving. And they’re like, get up, you puss. 50 million Schmill. Go make something happen. That’s who you wanna be around, not only while you’re building, but certainly when the proverbial stuff hits the fan, right? Uh, so anyway. I, that those are, those are some of the big pieces. Yeah. Well, that, I mean, that’s, let, let’s talk a little bit about the, the business that you’re in. Um, you know, you’re, you’re heavily involved with real estate. Obviously these, uh, mindset things are a great place to start. Now you go out there, let’s talk about where the market actually is and what you’re seeing in this market right now. Does your represent opportunity to you? There’s a ton of opportunity because there’s a ton of people in trouble, sadly. Right. Okay. A lot, a lot of people got adjustable bridge debt. You know, these rates have gone through the moon. I’ll give you a small example. We were looking at a small asset in San Antonio where I’ve got some assets and I. And there, the lender reserve payment that this guy had to pay to prepare for a refinance went from 8,000 a month to 80,000 a month. Do you think that’s painful? Right. And you know, and, and when you’ve got a multi tens of millions of dollar loan on a property and the interest rates adjust several points, you’re done. And, and so that’s just on the interest rate piece. Uh, mentioning my SEC attorney had six foreclosures in one day, apartment complexes, uh, clients, new clients that came to him, he told me like three weeks ago. So who knows how many since then. But you know, there’s a lot of deals and trouble and it’s sad. It’s very sad. But, uh, that’s just one piece is the loans. Uh, the expenses have gone through the thick and roof. I mean, I’ve got maintenance supervisor that’s making $40 an hour at this point, which is crazy. Uh, you know, I, I teach at my bootcamps. Uh, I used to teach a 50% expense ratio. That’s what you want to have. Now I teach 60% ’cause they’ve gone up that much. And so, you know, there’s a lot of pain in the market. But with crisis comes opportunity. There’s incredible deals. I’ve got a a, a 200 unit asset in San Antonio. Um. That is on a lake, and right next door is a 300 unit, 300 plus unit asset. Um, it’s sold the 300 units sold for 43 million in 21 or 22. It’s, it’s with the bank, it’s down to 28 million now. And I’m not even interested unless it gets to 24, unless the rates drop significantly. And so 43 to 24. So that’s what’s out there right now. And di I think you just bought a, a deal at like a 40% discount, didn’t you? Yeah. Yeah. Yeah. And here’s the thing, which is what I wanted to get into as well, and I I just bring, bring people’s attention to it, is that these times in history don’t happen that frequently. Right? Right. And it, and it’s interesting what the, the last multiple, uh, opportunities we’ve, we’ve, we’ve capitalized on, they have been all these situations where it’s a debt problem, right? It’s, it’s an asset that’s performing fine. But someone’s got a month, uh, to go and they just need to get out. They’re gonna lose all their equity, their debts due. Um, yeah, their debts do, there’s like this, this wall of debt, like, I think it’s like a trillion dollars of debt due by the end of this year. So what we’re seeing is, you know, the last several opportunities, 30 to 40% discounts on basis, uh, compared to just two or three years ago. And I think the challenges for investors is that like. In the background, those of us who’ve been through the pain are still feeling the pain and you feel very gun shy about it, right? Yeah. Yeah. Um, and you also start thinking, well, 30 to 40% discounts. Uh, you know, this, this is, this sounds very scary, but in, in reality, I, I’m trying to get people to understand that, that those discounts only last for so long, right? I mean, that if you look at like the, the debt. That’s out there. Most of that really bad debt washes away at the end of this year. At 2026. Yeah. After that, like those 30 to 40% discounts that like people are hearing so often, they’re not gonna be there anymore. No, that’s, and what I, and what I hate to see is people wait two or three years from now and all of a sudden there’s a frothy market and everybody’s jumping on the bwa. ’cause that’s what they always do. That’s not, you wanna be a net seller in that market. That’s right. And, and you know, it’s like you mentioned Warren Buffet’s famous quote, be greedy when others are fearful and fearful when they’re greedy. And, and so right now they’re fearful, which is making harder to raise money. And I’m, I’m having the same conversations. It’s like, Hey, if there was ever a time, it’s right now and now. Now the key, now the key. Differentiator or key factor is it’s all about cash flow. You know, like I said, that that deal at 43 is down to 28. 28 still doesn’t make sense for me. So it’s all about cash flow. And so, you know, I wrote a bestselling book. I’ll brag about, hang on, I’ll show it here. It’s called How to Create Lifetime Cash Flow through Multifamily Properties. The reason I bring this up is the subtitle is The New Rules of Real Estate Investing IE The new rules is it’s all about cash flow. I don’t, you know, I can brag about what you, you know, the discounts you can buy a property for, but it, it’s all about the numbers. It’s got a pencil, it, so cash flow is king. Um, so would you agree with that? Oh, a hundred percent. No. The interesting thing is though, that like, that’s a, that’s actually in real estate. That’s a principle I think a lot of people had, and I think what ends up happening is when the market gets frothy, you kind of skip that step, right? Because then what you’re, then what happens is that the market becomes so competitive that you’re trying to project, okay, I can get this from here to here and I can make it cash flow pretty quickly. And that’s when it gets dangerous, right? Yeah, yeah. Because listen, when Mark, when, when, when rates were, were as low as they were, you could do that. Now what? As soon as they started accelerating, well then you just got behind and, and you, you couldn’t catch up. And that’s kind of what happened. No, that’s it. And the expenses. Yeah. Yeah. They, the business about this market though, and maybe you can get some perspective on this, is what happens. You’ve experienced multiple real estate cycles and one of the opportunities that real estate investors have had throughout the decades is investing in a market where interest rates start to fall. What happens? Well, what happens is, is, is, is, is values As values go up, you know, and here’s the other thing, you know, uh, uh, with inflation, inflation’s not going away. And when you buy a property, the debt’s locked unless you do the adjustable rate thing. But if, if you get a normal, a normal mortgage. The, the rent, the debt is locked, but your, your interest, your rents are gonna continue to climb here. They’re going up, they’re gonna keep going up. And, you know, and, and of course the value of, of what we do is based on a multiple of the net income, the NOI, the net operating income. So any increase of the rents is gonna go to the bottom line. And, and so your values are gonna go up. So again, incredible opportunity to get into this real estate now. With the debasement of the US currency, with with, with all the money they’re printing and everything else, you’re, you’re seeing incredible rises in, in hard assets like gold, silver, of course, we saw a crash in Bitcoin ’cause it’s ethereal, it’s air, but, but real estate, uh, is, is you look at it over, over, you know, 50 years and, and it only goes one direction. It has some dips, but it continues to go one direction. And, and so, you know, I, I love real estate. I always have and. And, and always will. And so, you know, that’s why I teach it, you know, I do, I teach multi and I now teach multiple asset classes. I just taught multifamily for a long time, but now I teach pretty much every asset class and I’m, yeah. So what’s, uh, housing too? Yeah. Tell us a little bit about senior housing and um, yeah, what you’re doing there. I, I, I’ve only purchased one assisted living facility so far, but my students, my God, I can’t even count how many assisted living facilities and memory care units they have. But I, I’m, I’m gearing up. I have a whole team doing it. Uh, we’re cold calling and, and, and the, the, the out, the goal is. Is, uh, uh, 12 units in the next 18, I’m sorry, 12 separate facilities in the next 18 months. And we’re growing up to do that. Uh, we’ve got a ton of interest. And here’s the, here’s the reason why they call it the silver tsunami. There’s, there’s six, 10,000 people a day turning 65, and it goes forever. And it seems like forever. I mean like literally a over a decade and. And again, um, you know, those people. Uh, so there’s a lot of opportunity with that. There’s an opportunity to buy businesses as well. A lot of ’em wanna retire and own businesses, so there’s an opportunity there. But, but, um, in senior housing, there’s, there’s a huge shortage of beds. And, and I’m quite candidly, I’m not sure we’re gonna be able to match the need in the shortage of beds, but there’s a huge shortage of beds and, and so, um, you know, and to build new. The about the least you can build a place for is $200,000 a bed. Well, there are facilities that got crushed by COVID where you can buy. Facilities for sub a hundred dollars a bed. So there’s, there’s a, there’s an opportunity there that we’re capitalizing on. It’s very exciting. Uh, that won’t be around there a lot of, is there a lot of competition from, you know, big money institutions, that kind of thing in this space that are sort of pushing prices up? Because I would think if they would have to, yeah. Yeah. I would think they would have the same sort of thesis overall. So the larger facilities, yes. The, you know, I, I’m not doing the, the 200 bed facilities, you know, I’m in the 50 to a hundred range, you know, uh, kind of the mom and pop range as it were. Uh, and. So, at least to start, I mean, at some point I’ll compete with the larger ones, but we’re starting there and, and there’s just an incredible opportunity to, to get to, and the returns are fantastic. I mean, we’re seeing 15% cash on cash, 25% IRR, realistically not BS returns. And so, you know, it’s very exciting, honestly. And, and, and, and, and again, it’s got legs. It’s not going anywhere. It’s not like one of these things that’s cyclical. There’s, there’s the, these people are retiring. They’ve impacted everything from Pampers diapers to suburbia, and they’re gonna impact, you know, senior housing in a big way. So, um, you know, it’s, it’s that, that’s exciting. Yeah. I got crushed by that wave in 2008. I got crushed by that wave. I’m surfing this wave. Yeah, yeah. Yeah. Good for you. So tell us, you know, a little bit more about how people can get involved. It sounds like you got a lot going on there. So tell us about Well, I, I, I teach, you know, I teach this stuff. I have, I’ve had, I dunno, upwards of 20,000 people attend my bootcamps by the way. Really never had a complaint except that the breaks are too short. ’cause I, I packed three days into two days, but I teach this business and soup to nuts, how to find deals, how to pick a market, how to pick a team, how to underwrite them, how to finance them, how to raise all the money for them, on and on. And so if you go to Rods. links.com. That’s my link tree. That’s where my goal setting workshop is. If you want to do your goals, do it there. But, uh, if you come to my bootcamp, that’s the first thing we do. Uh, ’cause I, I need to have you get very focused on what you want. But, um, you know, it’s two days of training. I don’t sell anything and you can come for $47. So tell me your excuse. Okay? And the bonus, the bonuses are thousands of dollars. You get my deal evaluator software, my document library. You get all this stuff. And you know, and candidly, if you come to the bootcamp and. On Monday, you decide it wasn’t worth it, you didn’t love it. I don’t mean like it, I mean, love it. I’ll give you your 47 bucks back. It’s never happened, but it’s first time for everything. So, yeah, no, I, I, I love what I do. It comes out and what I do, and I, I spend time on mindset too, because again, that’s 80 to 90% of it. That’s why my students are so freaking successful. They actually do it. Um, and so. I, I, I really love it, and that’s where I’ll continue to do it. So I’m, I’m doing one of these virtual events pretty much every month and a half. I’ve got one coming up, I don’t know when this’ll air. I’ve got one coming up in March, March 7th and eighth, and there’ll be one, you know, 60, 45, 60 days after that. So, yeah. Fantastic. Rod, thanks so much for being on the show today. Oh, I appreciate it. I appreciate it. Uh, thank you. And, and again, it’s Rod’s links or text links to 7 2 3 4 5. Matt, thanks. Thanks for having me on. Buck, it’s great to see you again. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties, now you’re trying to catch up. Meanwhile, you’ve got a mortgage private school to pay for and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put off by some of the oldest and most prestigious life insurance companies in the world. It’s. Called Wealth Accelerator and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Welcome back to the show everyone. Hope you enjoyed it. We talked about a lot of things, but I think the mindset step is really important. So if you’re one of those people. Who is worried about, you know, a time in your life right now, or that that things aren’t going well? Things can turn around really quickly. You just gotta have some, you know, you gotta have the right mindset. You gotta have the right goals. That’s it for me this week on Wealth Formula Podcast. This is Buck Joffrey sign now. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.
*Click HERE to watch the video version of the interview on WCAT TVShow Notes A child's heart is a sacred place where an author writes with innocence for innocence. It is a place to bury the treasures of faith, hope, love, wonder and beauty, inspiring hearts. When it comes to both the sacraments and the penitential season of Lent, how can we share our faith with our children while reminding them of both the death and resurrection? How can we ensure that they grasp the concept that after death, there is glory?Join Jennifer as she has a conversation with Catholic author, Susan Joy Bellevance, about her book, The Crooked Court Jester and the Last Knight. With underlying themes based on the Sacraments of Reconciliation and the Last Rites, Susan shares how she wove parts of St. Faustina and the Divine Mercy into this beautiful children's book. Our GuestSusan Joy Bellavance is a Catholic children's author who has a passion for sharing the joy of the Catholic faith with children, parents, teachers, catechists, and parishes. Her books are written with the intention of engaging young readers and teaching them about the beauty of the Catholic faith. For more information on Susan's mission, you can check out her website at bellacorabooks.com.Connect Our GuestEmail SusanBella Cora BooksSaints mentioned in this episodeSt. Anthony Mary ClaretSt. Mother Theresa of CalcuttaSt. FaustinaSt. Catherine of GenoaSt. Catherine of SienaSt. Peter Julian EymardScriptureMatthew 7:5 (taking the thorn out of your eye)Luke 23:32-43 (the two thieves with Jesus)LinksThe Crooked Court Jester and the Last KnightAnointing of the SickDivine MercyS1 E6 Our Saint Posse: St. Faustina with Allison GingrasPrayer for the repose of the soul of Shirley Paxia and everybody who has someone who actually died unprovided and may be in very difficult circumstances.Journaling QuestionsSusan shared the idea of us building a chapel in children's hearts. What are some of the fundamental aspects that she shared around this idea that resonated with you most?What imagery came to your mind as Susan shared more in depth of her idea of building a chapel in our children's hearts? How can you place your love of Jesus in a child's heart or in your own heart?Susan mentioned quite a number of saints throughout the episode (see links above). Which saint did you relate to the most and why? Is there a saint you were reminded of during the episode?What does being a “eucharistic people” mean to you?Susan shared two hopes she had for those who read The Crooked Court Jester and the Last Knight: (1) “to make a kid know how awesome and beautiful it is when the priest comes to console and bring the light and the joy and the hope of the love of Jesus,” and (2) “no matter what you will do in your life … The Lord promises you take it to him … and his mercy will be there for you.” Spend some time in prayer reflecting on these sentiments. What does the Lord bring forward to you through these?At the beginning of the episode, Jennifer shared that there seems to be a theme of “joy” to this season of the Mourning Glory Podcast. What has been bringing you joy lately?Are you new to the podcast? We'd love to hear your feedback. Send an email to mourningglorypodcast@gmail.com. Also, we would greatly appreciate it if you would subscribe to our show and rate us on your favorite podcast platform. This helps us continue to reach others so they know they are not alone on their journey. You can also follow us on Facebook or check out our website, www.mourningglorypodcast.com where you'll find links to all of our episodes with shownotes, links to our private online community hosted by Mighty Networks, resources, and more. ~God bless!Jennifer
Your Hope-Filled Perspective with Dr. Michelle Bengtson podcast
Episode Summary: Have you ever met someone who’s so impressive that you instantly think, “Yeah, I’m not doing enough with my life?” I feel that way when someone casually mentions they ran a marathon, baked fresh sourdough bread, and taught their toddler how to read, all before noon. That’s how a lot of us feel when we meet the Proverbs 31 woman. She’s the biblical overachiever who makes the rest of us want to hide behind our laundry piles. She’s up before dawn, she’s running a business, she’s serving the community, she’s investing, she’s sewing clothes, meanwhile I’m celebrating if I remember to move the clothes from the washer to the dryer before they mildew. For years, she’s kind of intimidated us. She’s been quoted at women’s conferences, printed on coffee mugs, and held up as the gold standard for biblical womanhood. And somewhere along the way, many of us started to wonder: “Is this who I’m supposed to be? And if so, how? But here’s the problem: we’ve read her as a checklist instead of a celebration. As a pressure instead of a poem. And what if—just go with me here---she’s not actually here to exhaust and shame us? What if she’s here to equip us? What if this isn’t a picture of a perfect woman doing everything flawlessly, but a picture of what God can grow in a woman over a lifetime? If you’ve ever felt overwhelmed by the Proverbs 31 woman, or maybe even avoided her, today’s conversation is for you. We’re talking about why she scares us, why she inspires us, and how to live out her wisdom without losing her mind. In recognition of International Women’s Day, today we’re going to be talking about How to Learn from the Proverbs 31 Woman Instead of Feeling Shame. Quotables: Today we’re diving into a passage that can make women everywhere either want to grab a journal and praise the Lord, or crawl into a closet and hide in shame. She’s the woman who wakes up before dawn, runs a business, takes care of her kids, feeds the poor, respects her husband, handles investments, sews clothes, and—apparently—never gets tired. Ever. In honor of International Women’s Day, we are going to discuss How to Learn from the Proverbs 31 Woman Instead of Feeling Shame. The Proverbs 31 woman feels impossible. Like the spiritual version of a Pinterest mom mixed with a CEO and Mother Theresa. You read it and think, “I’m just trying to get my laundry out of the washer before it sours and she’s over here buying fields and planting vineyards. Not to mention she’s up before dawn. I don’t even want to be up before I’ve had my coffee. For many women, this passage has been used as a check list. A measuring stick. A pressure cooker. We’ve heard sermons that sound like: “Real women do all of this, all of the time, and with a smile.” And most of us end up feeling like we’re failing at biblical womanhood. So, part of the reason we resist her is because we’ve misunderstood her. We’ve made her into a standard we’re supposed to copy, instead of a picture of wisdom lived out in a variety of ways. Here’s the twist about the Proverbs 31 woman. She’s actually incredibly inspiring because this passage isn’t about perfection. It’s a portrait of character, not a job description. Her life is rooted in the fear of the Lord. That’s the anchor and the heart of the whole poem. She’s strong. She’s compassionate. She’s wise. She’s resourceful. She’s dignified. She laughs at the future, which means she’s walking in confidence, not anxiety. The fear of the Lord—honoring him above all else, understanding his place as ruler in her life—creates a confident woman. There’s something else to consider. Proverbs 31:10-31 was written as a celebration. This isn’t God laying out the requirements for biblical womanhood. This is a husband bragging on his wife and a mother teaching her son what to value in a woman. One of the most helpful things for me was realizing this passage is an acrostic poem. Every verse starts with a different letter of the Hebrew alphabet. It’s basically the “A to Z of a Wise Woman.” It’s poetic, not literal. No one woman is doing or can do all these things at once. It’s describing a lifetime of faithfulness. Not a single day of the week. Shame is a tactic the enemy uses, and we fall for it so easily, especially when we make success, approval, or accumulating things our motivation. Our value doesn’t come from productivity or perfection. It comes from intimacy with God. If we start there, everything else flows from our relationship with him. Scripture References: Proverbs 31:29 “Many women do noble things, but you surpass them all.” Recommended Resources: Reframing Rejection: How Looking Through a Different Lens Changes Everything By Jessica Van Roekel Sacred Scars: Resting in God’s Promise That Your Past Is Not Wasted by Dr. Michelle Bengtson The Hem of His Garment: Reaching Out To God When Pain Overwhelms by Dr. Michelle Bengtson Today is Going to be a Good Day: 90 Promises from God to Start Your Day Off Right by Dr. Michelle Bengtson Breaking Anxiety’s Grip: How to Reclaim the Peace God Promises by Dr. Michelle Bengtson Breaking Anxiety’s Grip Free Study Guide Free PDF Resource: How to Fight Fearful/Anxious Thoughts and Win Hope Prevails: Insights from a Doctor’s Personal Journey Through Depression by Dr. Michelle Bengtson Hope Prevails Bible Study by Dr. Michelle Bengtson Free Webinar: Help for When You’re Feeling Blue Social Media Links for Host and Guest: Connect with Rev. Jessica Van Roekel: Website / Instagram / Facebook Connect with Dr. Bengtson: Order Book Sacred Scars / Order Book The Hem of His Garment / Order Book Today is Going to be a Good Day / Order Book Breaking Anxiety’s Grip / Order Book Hope Prevails / Website / Blog / Facebook / Twitter (@DrMBengtson) / LinkedIn / Instagram / Pinterest / YouTube / Podcast on Apple Co-Host: Jessica Van Roekel is a worship leader, speaker, and writer who believes that through Jesus, personal histories don’t need to define the present or determine the future. She inspires, encourages, and equips others to look at life through the lenses of hope, trust, and God’s transforming grace. Jessica lives in rural Iowa surrounded by wide open spaces which remind her of God’s expansive love. She loves fun earrings, good coffee, and connecting with others. Hosted By: Dr. Michelle Bengtson Audio Technical Support: Ashton Bengtson Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.
Confessions of a Freebird - Midlife, Divorce, Dating, Empty Nest, Well-Being, Mindset, Happiness
When midlife hits and your body changes and getting dressed can suddenly feel frustrating. Waistlines shift. Fabrics fit differently. Pieces that once felt effortless now feel off.But here's the truth: style in midlife doesn't have to feel confusing and it definitely doesn't have to feel defeating.In this episode of Confessions of a Freebird, I'm joined by personal stylist and conscious fashion expert Renée Lara, who has over 20 years of experience helping women align their wardrobe with their values, lifestyle, and evolving bodies.Renée's path is anything but ordinary, from studying nursing to psychology, to a life-changing encounter with Mother Teresa, to ultimately following her calling into sustainable, soulful fashion. Her approach blends practicality, emotional well-being, and conscious consumption, especially for women navigating menopause and midlife transitions.We talk about why fashion for women over 50 isn't just about looking good, it's about feeling supported, expressing who you are now, and choosing clothing that honors both your body and the planet. In this episode, we explore:Why midlife style is less about trends and more about personal alignmentWhat to do when menopause body changes make it feel like nothing fitsHow you can embrace your shifting shape with confidenceMindset shifts to feel more at home in your clothesWhy fabric, texture, and comfort matter more than ever, especial for gen x styleHow to build real-life Gen X outfits that work for casual or virtual daysCompassionate style practices that support body changes without self-criticismThe must-have pieces for a simple capsule wardrobe worth investing in for generation x fashionHow accessories can instantly elevate your look and confidenceIf you've been searching for fashion for women over 50, menopause fashion tips, Gen X style inspiration and a simple capsule wardrobe for midlife then this episode is your invitation to accept who you are now — and to get dressed with more ease, clarity, and confidence.Much love,LaurieClick here to learn about my NEW “Nervous System Regulation Starter Kit” Click here to purchase my book: Sandwiched: A Memoir of Holding On and Letting GoFree ResourcesClick here to schedule a FREE inquiry call with me.Click here for my FREE “Beginner's Guide to Somatic Healing”Click here for my FREE Core Values ExerciseWebsiteConnect with Renee:https://www.reneelarastyle.com/https://www.instagram.com/reneelarastyle/Please leave me feedback. I cannot respond so if you'd like me to respond, please leave your email***********************DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL, MEDICAL OR PROFESSIONAL ADVICE. YOU SHOULD CONTACT A LICENSED THERAPIST IF YOU ARE EXPERIENCING SUICIDAL THOUGHTS. YOU SHOULD CONTACT AN ATTORNEY IN YOUR STATE TO OBTAIN LEGAL ADVICE. YOU SHOULD CONTACT A LICENSED MEDICAL PROFESSIONAL WITH RESPECT TO ANY MEDICAL ISSUE OR PROBLEM.
On this episode of Catholic Conversations, Stan Ketcik talks with Sister Jean and Father Don about the life and cause for sainthood of Venerable Teresa (Mother) Dudzik— her immigration from Poland to Chicago, founding the Franciscan Sisters, her work serving the elderly and poor, and the hardships she endured. They also discuss a reported healing attributed to her intercession, how the Vatican investigates miracles, ways listeners can learn more or support the cause (websites, Heritage Hall, newsletter), and a closing prayer inviting listeners to live out Mother Teresa Dudzik's compassionate example. https://www.chicagofranciscans.org/
Tom and Noelle Crowe are back with another American Catholic History lesson. Today they tell you about an honorary American citizen, Mother Theresa.Subscribe to the Morning Blend on your favorite podcast platform.Find this show on the free Hail Mary Media App, along with a radio live-stream, prayers, news, and more.Look through past episodes or support this podcast.The Morning Blend is a production of Mater Dei Radio in Portland, Oregon.
I talk about monster trucks, Anders talks about Mother Theresa. FULL EP AT PATREON.COM/PODDAMNAMERICA
Abraham Lincoln, Mother Theresa, Martin Luther King, Jr.—we’ve witnessed some remarkable men and women throughout history. But none can truly compare to the greatness of Jesus. Pastor Mike Fabarez takes a step back from his ongoing study in Hebrews to marvel at the significance of Christ.
Todd and Ellen discuss the news from a Catholic perspective, Luke Coppen has The Pillar's Vatican Starting 7 Newslinks, and Patrick Novacoskey on the 40th anniversary of the meeting between JP2 and Mother Theresa
Asking for Good: Fundraisers help you launch your Nonprofit Career
Dacia Moore, LPC, NBCC dives right into one of the biggest and all too common drawbacks of the nonprofit sector: BURNOUT. She draws from her training as a Licensed Professional Counselor, nonprofit executive search partner and personal experience with burnout to teach us how to manage our own emotional regulation and find long-term success in the nonprofit sector. Nurture a Championship Mindset. This isn't about winning a sports trophy. This is about resilience, optimism, and a burning desire to work with excellence. It sounds like, “I'm in this for the long haul, we're doing a good job and getting better everyday.” Acknowledge what needs to be improved and give the most energy to what works well. Avoid perfectionism, it will kill you. Sweeping your own doorstep, an idea she learned from Mother Theresa. Do what you can and what's in front of you. In a nonprofit leadership context this means not doing other people's job instead delegate and trust your staff. Then support the staff. Nonprofit leaders need to provide direction and vision and then move over to let staff execute.Remember that your piece, whatever it is matters. You matter and we can think about a tiny bolt to illustrate this. There was a bolt that got loose and an airplane door flew off midflight. Leaders need to focus on their part. Be the bolt, don't try to be the bolt, the plane, the FAA…And as you are working, remember that we all play to mixed reviews. In any group, you will have 40% with you, 40% not with you and 20% on the fence. Recognize the negativity bias, spend the bulk of your energy on those who are on the fence and those who are with you. As a job seeker, try to determine if the organization has healthy boundaries. Ask about the last person who was in this role, how long did they stay? What are the key traits of the next person who fills this role? How does the person that is interviewing you maintain healthy boundaries? Consider the interview process, was it designed to allow conversation or were you as a candidate just grilled by staff? Dacia leaves us with two big ideas: If Oprah and Michelle Obama can do it, so can you. Think of those who you admire. They're all human. If they can figure out how to achieve excellence and have balance, then you can too. Protect your mental and physical health; they are too important not to take care of them. The nonprofit sector needs leaders who can sustain their energy and keep coming back to do this challenging work.Resources: DaciaMoore.com From Stuck to Unstoppable: 5 Strategies for Getting Your Second WindABOUT THE GUEST:For eight years, Dacia L. Moore served as the Executive Director of a non-profit organization, driving its significant growth and success as a vibrant community resource. Her extensive background in fundraising, philanthropy, behavioral health, and non-profit management helped diversify the participants served and staff employed.Throughout her career, she has established a strong track record of enhancing organizational processes, motivating teams, and exceeding established targets. She now shares this expertise through workshops, keynotes, professional coaching, and counseling. She also contributes as a Senior Recruiter with Moran & Company, assisting non-profits in finding their next great leaders. As a Published Author, Radio Host, and Former Adjunct Professor, she helps organizations and leaders improve mental resilience.
Did you know that Mother Theresa and Princess Diane died just a few days apart. Which death got the most attention? What kind of people does the world seem to love? Is it the smartest? The most talented? The beautiful? The strongest? The most impressive on the outside? What if God chose His children the same way as the world does? If that were the case, most of us would be disqualified. We’ve all got weaknesses. If humans were in charge of God’s grace, our failures, stories, and secrets would cause people to heads and say, “No way! Definitely not that one”. Here’s the good news: God doesn’t see His chosen the way the world does, not even the way other Christians might. He isn’t impressed with appearances. He isn’t fooled by the outside. He looks at the heart. That’s why the life of David matters so much. David was not the obvious choice, not in his family, not in Israel, not to anyone watching. But he was God’s choice. And his story reminds us of something that still matters today: God delights in raising up sinners who love Him, not because they are qualified, but because His Spirit empowers them.
Did you know that Mother Theresa and Princess Diane died just a few days apart. Which death got the most attention? What kind of people does the world seem to love? Is it the smartest? The most talented? The beautiful? The strongest? The most impressive on the outside? What if God chose His children the same way as the world does? If that were the case, most of us would be disqualified. We’ve all got weaknesses. If humans were in charge of God’s grace, our failures, stories, and secrets would cause people to heads and say, “No way! Definitely not that one”. Here’s the good news: God doesn’t see His chosen the way the world does, not even the way other Christians might. He isn’t impressed with appearances. He isn’t fooled by the outside. He looks at the heart. That’s why the life of David matters so much. David was not the obvious choice, not in his family, not in Israel, not to anyone watching. But he was God’s choice. And his story reminds us of something that still matters today: God delights in raising up sinners who love Him, not because they are qualified, but because His Spirit empowers them.
Patrick answers listeners' questions and concerns such as what does it mean that He will judge the dead when they have already been judged, who can you tell about your sins that you Confessed and what is allowed for Catholics to refuse when it comes to extraordinary or ordinary means of survival? In addition, Patrick helps give MJ advice on going to Eucharistic Adoration but not feeling like you are getting anything out of it. Patrick highlights the experience of St. Mother Theresa to help MJ know what to do when prayer seems to be a one-sided conversation. MJ - Email - Eucharistic Adoration hasn't been helpful for me. I just don't get anything out of it and that makes me feel worse. Should I keep going to Adoration even though it seems to backfire in my case. Break 1 Sylvia - What does it mean that He will judge the dead when they have already been judged? Email - Who can you tell about your sins that you Confessed? Break 2 Lanette - Last rites: I am a caregiver and I had a client who was given last rites Richard - I was asked if I had a living will. What is allowed for Catholics to refuse when it comes to extraordinary or ordinary means of survival?
In a season of Stillness, but I'm still here. ❤️
Twenty-fifth Sunday in Ordinary Time CSeptember 21, 2025 Hello and welcome to the Word, bringing you the Good News of Jesus Christ every day from the Redemptorists of the Baltimore Province. I am Fr. Karl Esker from the Basilica of our Lady of Perpetual Help in Brooklyn, NY. Today is the Twenty-fifth Sunday in Ordinary Time. Our reading today is from the holy gospel according to Luke Jesus said to his disciples, "A rich man had a steward who was reported to him for squandering his property. He summoned him and said, 'What is this I hear about you? Prepare a full account of your stewardship, because you can no longer be my steward.' The steward said to himself, 'What shall I do, now that my master is taking the position of steward away from me? I am not strong enough to dig and I am ashamed to beg. I know what I shall do so that, when I am removed from the stewardship, they may welcome me into their homes.' He called in his master's debtors one by one. To the first he said, 'How much do you owe my master?' He replied, 'One hundred measures of olive oil.' He said to him, 'Here is your promissory note. Sit down and quickly write one for fifty.' Then to another the steward said, 'And you, how much do you owe?' He replied, 'One hundred kors of wheat.' The steward said to him, 'Here is your promissory note; write one for eighty.' And the master commended that dishonest steward for acting prudently. "For the children of this world are more prudent in dealing with their own generation than are the children of light. I tell you, make friends for yourselves with dishonest wealth, so that when it fails, you will be welcomed into eternal dwellings. The person who is trustworthy in very small matters is also trustworthy in great ones; and the person who is dishonest in very small matters is also dishonest in great ones. If, therefore, you are not trustworthy with dishonest wealth, who will trust you with true wealth? If you are not trustworthy with what belongs to another, who will give you what is yours? No servant can serve two masters. He will either hate one and love the other, or be devoted to one and despise the other. You cannot serve both God and mammon."The gospel of the Lord.Homily The parable in today's gospel is not a homey metaphor we often expect from Jesus' parables. It is a brutal presentation of class exploitation and an example of the lengths to which an unscrupulous person will go for self-preservation. Still, Jesus is able to find a positive message in the actions of the unjust steward and bemoans the fact that those dedicated to the kingdom of God are not as single-minded. We need to understand that the size of the debts in the parable was very large and would be difficult to pay back. The steward had erred in allowing his master's clients to accumulate such large debts. And then, to ingratiate himself with those same clients, he reduces their debts, also by large amounts. We can imagine the shock and joy on the faces of the debtors as their debts were written down. More difficult is imagining the face of the master. He could have lost money, but overnight his reputation had gone from Mr. Scrooge to Santa Claus. The townspeople would be telling everyone what a good guy he was. And in Jesus' neighborhood, that kind of capital was worth more than the money. The point Jesus was trying to make is that even an unjust steward can be good to his neighbors, when his own life is on the line; and he questions why it is so difficult for his disciples to be good to one another, when eternal life is on the line? Jesus seems to be saying that the goods of this earth are to be used in building up and caring for one another, and if we cannot learn the proper use of the goods of the earth, how will we ever learn to use the spiritual goods of God's kingdom? Taking advantage of one another seems to be rooted in our human nature since the fall of Adam and Eve. In the first reading, the prophet Amos condemns those “who trample upon the needy and destroy the poor of the land!” Even though they kept the Sabbath and the holy days, they were anxious for them to be over, so that they could get back to making a profit. And yet we admire people like Mother Theresa of Calcutta and Dorothy Day for their dedication to serving the poor. Jesus tells us that admiration is not enough; we need to imitate their virtue. In the second reading, Saint Paul gives us one of the roads to the goods of the kingdom: Prayer. “Beloved: I ask that supplications, prayers, petitions, and thanksgivings be offered for everyone, for kings and for all in authority, that we may lead a quiet and tranquil life in all devotion and dignity.” We must ask God for the graces of justice, kindness and mercy for our leaders as well as for ourselves. And he continues: “It is my wish, then, that in every place the men should pray, lifting up holy hands, without anger or argument.” And then we must set about turning into reality the things that we have prayed for, serving not so much the world, as our fellow pilgrims in the world. For, as Jesus said: “No servant can serve two masters. He will either hate one and love the other, or be devoted to one and despise the other. You cannot serve both God and mammon." May God bless you. Fr. Karl E. Esker CSsR Basilica of our Lady of Perpetual Help Brooklyn, NY
Father Anthony with Tony, and Cristina gather to discuss the goings on, and people in the Parish. Father references the Gospel of Matthew 23:9 where Jesus instructs us to call no man on earth Father. Father asks the question “how would we address this if someone asks why we call our Father (Dad) or our priest “Father”. They then discuss and unpack this together, concluding that our Holy Father is the Centrality of our Lives and as such is our Father. They recognize St. Mother Theresa of Calcutta, today's saint. After prayer, Father talks about the different Rites in the Catholic Church. Then ends todays talk by sharing the accomplishments and words of St. Gregory the Great who's feast day was September 3. St. Stanislaus Kostka Parish
Dr. Sunit Gupta, originally from India, has been in the Los Angeles area for over 30 years. He's a psychic, healer, palm reader, Vedic astrologer, business owner (A to Z Holistic Center in Chino, CA and Sunit Gupta Enterprises), Shihan 5th degree black belt, Hollywood celebrity and more! He knew Mother Theresa and traveled widely in India and in the world. As a 7th grader, he decided to take up the study of books that he deemed useful for humanity, purging his bookshelves of novels. Exploring and appreciating world religions has kept him staunchly non-dogmatic.Sunit Gupta Enterprises - Psychic Realm, Karateka & Actor
Emery Emery and Heather Henderson from Ardent Athiest and Skeptically Yours podcasts joined Mark and Josi for a fun show. Heather talked about her start on Dance Party USA, which generated her mountains of fan mail, how Facebook led her to meet and date Emery and meet Penn Jillette, her burlesque act which featured knife play, how she becane the lead singer of Penn's No God Band and how she saw the movie Noah and kind of liked it. Emery talked about his early radio career, the indisputable advantages of crowdfunding, how persistence led him to be the editor of the documentary The Aristocrats, had some choice words for Mother Theresa, Mel Gibson and a gentleman who may or may not be Chevy Chase and both Emery and Heather discussed their polyamorous relationship and how fun “Craigslist night” can be. This show is sponsored by: Eddie by Giddy FDA Class II medical device built to treat erectile dysfunction and performance unpredictability. Eddie is specifically engineered to promote firmer and longer-lasting erections by working with the body's physiology. Get rock hard erections the natural way again. Using promo code DARKMARK20, you can save 20% on your Eddie purchase, and you and your partner will be chanting incantations of ecstasy together faster than you can say “REDRUM.” Go to buyeddie.com/DarkMark for 20% off your purchase using code DARKMARK20 today. Raze Energy Drinks Go to https://bit.ly/2VMoqkk and put in the coupon code DMS for 15% off the best energy drinks. Zero calories. Zero carbs. Zero crash Renagade CBD Go to renagadecbd.com for all of your CBD needs Tactical Soap Smell Great with Pheromone infused products and drive women wild with desire! Go to https://grondyke-soap-company.myshopify.com/?rfsn=7187911.8cecdba
If you are reading this, there's a good chance you are living in one form of poverty right now. Don't believe me? Give me a moment to explain. Mother Theresa, upon landing in the United States for the first time, exclaimed she had never been to such an impoverished country. She wasn't talking about money - but about emotional and spiritual poverty. Join me in the next episode of Catholic Life Coach For Men as Mike Tenbusch describes his lifelong work against poverty both here at home in the US and in the world at large. We talk about how our communities and homes are deeply impoverished emotionally and spiritually. We talk about how we Catholic men in particular are called to provide a counter example to the world. You can read more about Mike Tenbusch's work at https://intsam.org/ Also, I'm announcing my course on Anger. It's a collection of powerful ideas and exercises that will help you regain control of your temper - and protect those you love! You can find it here: St Joseph's Way
In John 7:24 Jesus tells us not to judge by appearance, but to judge with righteous judgement. Let's talk about what that means in our day to day lives, and how unconscious our judgements can be. A photographer, who in the course of knowing Mother Theresa, observed how she always approached each person with love, compassion, and the gift of her complete self. When asked about this she replied, "I never judge anyone because it doesn't allow me the time to love them." Let's use our time to Love! Spiritual Life Center is an Interfaith, Unity community located in Sacramento, California for spiritual seekers and life explorers. We honor the many paths to God and support people of all faiths in learning and applying positive spiritual principles in their daily lives. Follow SLC on Instagram @spiritual.life.center and on Facebook at facebook.com/SpiritualLifeCenter.
Luke 10:25-37Just then, a lawyer stood up to test Jesus. “Teacher,” he said, “what must I do to inherit eternal life?” Jesus said to him, “What is written in the law? What do you read there?” He answered him, “You should love the Lord your God with all your heart, and all your soul, with all your strength, and with all your mind; and your neighbor as yourself.” Jesus said to him, “You have given the right answer. Do this and you shall live.”But wanting to justify himself, the man asked him, “And who is my neighbor?” Jesus answered him, “A man was going down the road from Jerusalem to Jericho when he fell into the hands of robbers who beat him, stripped him, leaving him half dead. Now, by chance a priest was walking along the same road and when he saw the man, he passed by on the other side. So likewise, a Levite, when he came to the place, saw the man and passed by on the other side.But a Samaritan, while traveling saw the man and was moved with pity. He came near to him and bandaged his wounds, having poured oil and wine on them. He put him onto his own animal and took him to an inn to take care of him. The next day he took out two denarii and gave them to the inn keeper and said, ‘Take care of him and when I come back I will repay you whatever more you spend.'”Jesus said to the lawyer, “Which of these three do you think was a neighbor to the man who fell into the hands of robbers.” He answered him, “The one who showed him mercy.” Jesus said to him, “Go and do likewise.” Our questioner for this morning wasn't specific, so I'm taking some guesses and some liberty at choosing what they could have meant by “When the system falls short…” – and how a Christian might respond. By that I mean, “SYSTEM” could mean lots of things. When I think “SYSTEM,” I think POLITICAL system, JUSTICE system, HEALTHCARE system, EDUCATION system, the ECONOMY, and so on.So, maybe our question refers to the ECONOMY that allows corporate CEOs to make 300 times as much as their average employees who then have to worry about the price of eggs or milk or gas or rent. (The economic system is falling short for a lot of people these days. How does a Christian respond?)Maybe our IMMIGRATION system was on the mind of whoever asked today's question. Its shortcomings are something both sides of the political aisle actually agree about, after all. (That system and the current methods of remedy are a profound failure of human decency, respect, integrity, and moral character, if you ask me. What does a faithful Christian response look like there?)I contend that our JUSTICE system falls short every time a Black, brown, or poor person receives a harsher, longer punishment than a white or wealthy person for the same – or lesser – crime. (The justice system is shamefully, painfully failing a whole lot of people. What's a believer to do?)And the SYSTEM, writ large, falls short when it chooses to fund the resulting prison industrial complex and a raging war machine rather than provide food, healthcare, and housing for its people. (For people who worship the “Prince of Peace,” the “Healer of Every Ill,” the One who calls us to feed the sick, clothe the naked, turn the other cheek, and forgive our enemy – we have to wonder “What would Jesus do?”)The SYSTEM is falling short when hospitals, major corporations, private schools, and public schools are bullied into denying, dismantling, or defunding their diversity, equity, and inclusion efforts. (For generations of Christians who grew up singing “Red and Yellow, Black and White, they are precious in his sight” how does our faith call us to respond?)So, again … the question of the day … What do we do when the system – or any of the systems within the system – fall short? When they don't live up to our expectations or needs? When they downright fail? What's a Christian to do? What does a faithful response look like, indeed? Good question.Before you ask me, though, I'd ask Shane Claiborne. He's a faithful Christian activist who does crazy, beautiful things like turns guns into gardening tools – you've heard me talk of him before. Shane Claiborne once broke a very particular law, several years ago, in Philadelphia, which had made it illegal to feed homeless people, outdoors, in public spaces. So, in addition to pizza, he served them Holy Communion – all of which got him arrested calling attention to the broken, inhumane, unloving, mean-spirited law the courts ultimately declared unjust and unfair, thanks to his clever act of civil, faithful disobedience.And before you ask me this question, I'd look to Pastor Martin Luther King, Jr., who protested and broke the racist Jim Crow laws of the South to march, boycott, host sit-ins and to teach, preach, and promote God's Gospel of diversity, equity and inclusion – showing the world that those are not dirty words and worthless endeavors.Before you ask me this question, I'd look to Lutheran pastor and theologian, Dietrich Bonhoeffer, who preached and taught and wrote about The Cost of Discipleship and was executed for fighting against the moral, ethical, evil failures of the Nazis, during World War II. I'd wonder about Cesar Chavez who fought for fair wages, safe working conditions, and decent standards of living for migrant and agricultural workers in our country. I'd remember Mother Teresa who gave up everything to care for the poorest of the poor that every system of healthcare, education, and human compassion had failed.Each of these faithful Christian people responded to the broken, failing systems they witnessed in ways that were informed and inspired by the teachings of Jesus. And each of them, surely, was informed and inspired the Good Samaritan – this outsider who saw the suffering of a stranger, recognized him as a neighbor, crossed the road, broke some rules, risked his own safety, and gave up a full measure of his time and money to help, as nothing more and nothing less than an act of compassion and mercy.In some ways, the answer to today's question is as simple as that – When the system falls short, faithful action looks like seeing everyone as your neighbor and showing them mercy, as a result.But the truth is, we like to pretend – you and I – that we don't have courage or occasion enough of the time to encounter the suffering, dying, needs of our neighbor in as dramatic a fashion as Martin Luther King, Jr., Cesar Chavez, Mother Theresa, or that Good Samaritan in Jesus' story. And maybe that's true. Maybe we don't have courage or occasion enough to respond like that.But since you asked, I'll tell you what I've done, what I try to do, and what I hope for around here – as your pastor; as your Partner in Mission; and as a wannabe follower of Jesus. Because I believe my response – and ours together in this place – to the short-falls of the systems that surround us show up in lots of ways. We have a unique calling in this community, in this political climate, at this particular time – as fellow wannabe followers of Jesus – to do something about the systemic shortfalls that threaten us and that harm our neighbors.The easiest thing I do is that I say a lot of words. I do my best to preach and teach about a God who loves all people and hope that moves us all to defend, protect, support, welcome, affirm, and love all people, too – on this side of heaven, not just the next, which is key. God's love and grace are meant to be shared with all people on this side of heaven, not just the next.Our Groceries of Grace food pantry matters because it helps mitigate the systemic shortfalls of a broken economic system by simply feeding people kindly, compassionately, generously, with dignity – and without a lot of questions or pre-requisites. And hopefully that allows them to spend the grocery money they save on other needs.Our Racial Justice Team matters because churches are one of the few institutions who haven't been bullied by the system – yet – into decrying or dropping Diversity, Equity, and Inclusion efforts, and withholding the truth about the ongoing impact of racism on our neighbors. We aren't perfect, but from what I know, Cross of Grace does that more deliberately and more faithfully than any congregation in Hancock County.I'm leading that Unclobber book study again (starting this Wednesday at 6:30 p.m.) because no other congregation in our community will do that either; and because not enough churches in our country have evolved to embrace the TRUTH about what the Bible actually says and does not say about homosexuality among God's people.I chair the board for Project Rouj, too, because Jesus tells me that my neighbor isn't just someone who lives next door or who looks and believes and behaves like I do. So I like building houses for my friends and strangers in Fondwa, Haiti.And, lastly – and not for nothing – when it comes to mitigating the impact of the broken, failing systems that surround us – my family gives our money away, because Jesus tells us to. The Havels give regular, if not monthly, financial contributions to places like Project Rouj, WFYI and NPR, and Susan G. Komen. And all of that is secondary to the more than 10% of our income that we give to the ministry at Cross of Grace, every year too.(I don't say this to brag or guilt-trip anyone. I'm just answering the question. And I admit, it's impressive and tempting to wonder about the swimming pools, nicer cars, college tuition, and second home we could have paid and saved for over the years with that money. And I pray for and dream about the day when more of you believe me when I tell you what a difference that kind of giving could make for you, your family, for the ministry we share, and for this broken world we're trying to mend.)All of this is to say that – in the face of the failing systems that surround us – Jesus calls us to follow the Good Samaritan's lead.Because let's remember – without too much despair – that whatever system you think is failing you, or someone you love, or your proverbial neighbor in some way … this is nothing new. Jesus showed up in the world precisely because the systems of this world are insufficient and unequal to the task of loving God's people in ways that God desires and asks of God's people.So God calls us to be here precisely because the system fails, is failing, and will fail again and again and again. We are called to cross the proverbial street to see and hear about the suffering of our neighbor. We are called to look long and hard and deeply at what hurts and harms them, most. We're called, too, to wonder if we have participated in that somehow.And then we are called to do something about it, as much as we are able. We find them help. We provide them resources. We take some risks. We give some money. We show mercy.And when we do, Jesus promises, we get a glimpse of eternal life, right where we live.Amen
When I was a teenager, there were people with certain diseases whom everyone was scared to get near, and in every generation, there are people who are hated because of what they do for a living, what they believe, or where they come from. Last week, we saw how Jesus dealt with the hated Samaritans, and this week we are going to talk about Princess Diana and Mother Theresa--two ladies who reached out to people whom others hated. Transcript: https://contextforkids.com/2025/08/04/episode-177-jesus-and-the-outcasts-lepers-and-tax-collectors/ YouTube: https://youtu.be/ttxs-mNIauU
Martha and Mary, Mother Theresa, and being pried away from God.
Dagmar Braun Celeste was born in Nazi-occupied Austria, she authored her own Bachelor's degree in Women's Studies, which led her to collaborative human rights work with both Rosalyn Carter and Mother Theresa. Dagmar eventually made her home in Ohio, and fed her passion for politics as the state's First Lady. In 2002, she was secretly ordained as a Catholic priest on the Danube River with six other women. The ordination led to her excommunication by the Roman Catholic Church. During this episode of the Crisis Cast, Lissa & Thom get to the heart of why she accepted the call to ordination -- even when she knew it would not be accepted by the Church. What happened to the bishop who ordained Ms. Celeste? What kind of advice did Mother Theresa share? What did the Carters grieve most following Jimmy's loss to Ronald Reagan? There are a lot of questions with surprising answers during this visit in our chat room. This episode was originally released in November of 2023 -- featuring the Crisis Cast hero William Kamkwamba. His story is best told in the film The Boy Who Harnessed The Wind.
Mother Theresa of Calcutta once said, "We cannot separate our lives from the Eucharist . . . Jesus has made Himself the Bread of Life to give us life. Night and day, He is there. If you really want to grow in love, come back to the Eucharist, come back to that Adoration." Deacon Harold goes more into our Life in Christ today. Also looking into Soulful Psalm 71:19-21
Welcome to Classic Skeptic Metaphysicians! We're re-releasing some of our back catalog so that these gems can be re-discovered!This week: Unlocking the Secrets of Spiritual Enlightenment in 5 Minutes or LessOne of our all-time favorite interviews! Can you imagine what it would be like to learn how to meditate from the Dalai Lama? Or see miracles performed by Sai Baba? What about becoming friends with Ram Dass? Well it just so happens that our next guest did just that. All of that! He's spent time with some of the top names in the metaphysical and spiritual field….names like Deepak Chopra, Wayne Dyer, and even the late Mother Theresa. And he's offering us a roadmap of sorts to the fastest and easiest ways to awaken. If you've been looking for knowledge, you've come to the right place. Discover the Roadmap to Enlightenment with Jonathan's wonderfully entertaining and inspirational stories.You will learn:1. Uncovering new spiritual methods and techniques to achieve enlightenment in about 5 minutes2. Experience life-changing encounters with renowned spiritual teachers. 3. Understanding what the spiritual masters were really like4. The world's most powerful mantra And so much more!Resources:Jonathan's BookThe Enlightenment Project: How I Went From Depressed to Blessed, and You Can Toohttps://www.amazon.com/Enlightenment-Project-Went-Depressed-Blessed/dp/B0B8Q3XYQKGuest Info: (Note: this is a re-broadcast and the links may no longer be active)Websites: https://www.TheEnlightenmentProject.net & https://www.awarenessexplorers.comFacebook: https://www.facebook.com/jonathan.robinson.9615Like the show? We'd love to hear your thoughts!Please rate/review the show here:https://lovethepodcast.com/SkepticMetaphysiciansConnect with Us:
Former Ohio Governor John Kasich believes the power of faith is not just a tool for personal happiness and fulfillment, but a great resource to help build communities and solve some of our most pressing concerns like poverty, health care, and building strong neighborhoods. Not content to leave civic involvement to government agencies, Kasich, who's also a former Fox News Channel contributor and GOP presidential candidate, sees religious institutions as the best hope for trench warfare against the evils of our time. On this episode of Lighthouse Faith podcast, Kasich discusses his book, "Heaven Help Us," and how faith groups don't need government to strengthen communities; only a person with a great idea whose willing to work, like the man who was inspired by his meeting with Mother Theresa and went home and delivered groceries to a couple of homes, and now is feeding over a half a million daily. Good works are infectious. And it's the kind of virus that brings positive changes all around. Learn more about your ad choices. Visit podcastchoices.com/adchoices
In a season of Stillness—but I'm still here. ❤️
In episode 123 astrologers Kristina Martin and Tara Redfield take on the double Oscar winning couple, Spanish actors Penelope Cruz and Javier Bardem. The couple first met on the set of the film Jamón Jamón in 1992, but didn't start dating until years later. They married in July of 2010 and share two children. Starting with Penelope's chart we encounter a passionate, commanding, and feisty Aries rising, while her Sun in the first house getting a sextile from Mars, speaks to even more need for action and a desire to fight for what she needs. On the other hand, we encounter a gentle and compassionate Venus and Jupiter in Pisces. Adding a supportive trine to those planets from her Cancer Moon, it's no wonder she spent time volunteering with Mother Theresa and loves to give back to her community. Next we look at Javier's chart and see Libra on the ascendant, denoting that he oozes charm and attractiveness. Then we see a Pisces Sun which shows gifted artistry and a soft, sensitive soul. There is also a strong grouping of planets in fearless Aries, including Saturn, which tells us he's here to master his independence, conflict resolution, and inner vitality. There are also signs of overthinking thanks to his Mercury/Moon opposition. Their synastry reveals that their Suns are in a harmonious sextile, this is great to see because it means their egos don't clash, and they work well in promoting each other's individuality. We are also thrilled by mutual Neptune/Moon aspects which tells us this is a deeply intuitive and healing relationship that brings out the compassionate and artistic sides in both of them. On the more challenging front, we find Saturn and Pluto entangled in squares with the lunar nodes, this indicates that each person provides a significant challenge to the other's destiny in this life. With no Venus/Mars contacts, but a deep emotional bond, is this couple meant to be together for eternity? Listen in to hear what Venus score they receive! Book a Reading with us! Connect with Kristina Martin Book a Reading www.klmastrology.com astrologyklm@gmail.com www.instagram.com/klmastrology Connect with Tara Redfield Book a Reading www.anotherdaygreener.com anotherdaygreener@gmail.com www.instagram.com/anotherdaygreener/ www.tiktok.com/@anotherdaygreener
Kirsty Tait describes herself as an entrepreneur turned “soulpreneur”.“You can't really be an entrepreneur if you're not connected to your soul”, she says.The last few years she has been following signs in life, which has led her to shuttle back and forth between continents, with a special focus on the Central American nation of Panama. We'll get back to why.Kirsty accidentally entered entrepreneurship, she says, and years later she also accidentally entered spirituality. She tells a fascinating, uplifting, beautiful and also funny story about how a failure to properly microdose psilocybin changed her life.“I had my whole world shift. It was the ultimate awakening. I went into pure consciousness. I went into past lives. I understood there's no such thing as good and evil. I understood energy, death, birth and rebirth.”The meaning of life?“To be here now and experience whatever it is that you are experiencing.”Kirsty realized that all this new understanding was in fact not new but past memories (including around a hundred past lives). After the psychedelic experience she tried other modalities to achieve a similar inner elevation, particularly breathwork and deep meditation. One day, on the sofa, she plunged into a three hour out-of-body experience.“Breath is the most powerful technique we have. Just sitting in silence and working with the breath is an amazing medicine for your body.”We actually get sneak peeks into the “other side” on a daily basis, Kirsty points out, for example when we sleep and dream.“Consciousness is limitless. The brain limits us because we are told that it limits us.”Are we living in crucial times?“We couldn't live in any other time than this one. Everything happening now is perfect. it cannot not be perfect. If everything in the world wasn't happening right now in perfect synchronicity with the existence of the tapestry of life, you would not be here. So, crucial times don't really exist.”Time is a notoriously elusive concept. But, to be practical about it, what about the historic human integration of our time? Doesn't that affect us in unique ways?Kirsty isn't sure. Today we interconnect via technology, but maybe ancient cultures were interconnected spiritually, she thinks. Maybe cultures in different continents that supposedly didn't have any concept of each other (as far as we know) were in contact in other, natural ways.Kirsty Tait sees a perhaps surprising link between spirituality, authenticity and entrepreneurship.“I honestly don't think there can be a difference”, she says.“If you're truly showing up as your authentic self, you are spiritual, regardless of whether you believe in spirituality or not.”“‘Who am I' and ‘how do I want to show up in the world'. Those are the only two questions we need to ask ourselves.”“When you feel what is true for you, and it really lands, you feel it in your whole body. Your nervous system will calm down. There will be no fight or flight reactions.”Many people perceive the world right now as messy. How to handle that? “Mother Theresa would always go to a peace rally, never to an anti-war rally. Why? The energy in the peace rally promotes peace, and the energy in the anti-war rally promotes war.”Where attention goes, energy flows, as it were.And what about Panama? Kirsty is passionately involved in a project called “The Conscious Island” on a peninsula in Bocas del Toro on the Caribbean coast in western Panama. The idea is to create a conscious community, including an event space and a wellness space, by amalgamating with the traditions of an indigenous community still living on the peninsula.The Conscious IslandKirsty on LinkedinKirsty on Instagram
Inspiring People & Places: Architecture, Engineering, And Construction
There is growing concern around the post-service health of veterans and first responders as it's easy to fall into destructive patterns when liberated from the forced discipline of being in active duty. Today we are joined by John New, an Army veteran and serial entrepreneur who's made it his life's purpose to help curate healthier life habits for former service members. We begin with John's background as he explains who he is, and what he does before learning about CYTO (previously The Hub), and what the organization hopes to achieve. Then, we compare remote work to in-office obligations, the ins and outs of the 98 Octane veteran program, how to avoid falling victim to consumer marketing, and how to connect with John and his work. To end, our guest details the leadership lessons that have stuck with him in his career, the books he'd recommend in a heartbeat, why he'd love to have dinner with Mother Theresa, and his final words of encouragement for starting a group of healthy-living individuals. Key Points From This Episode:• John New describes who he is, what he does, and how he got into the work he does today.• Understanding what happened to The Hub and why it downsized and rebranded to CYTO.• The ins and outs of WorkMerk. • Unpacking the 98 Octane movement that helps veterans and first responders live healthier lives. • How to get involved with 98 Octane and John's mission. • John's advice for building a cohort centered on healthier living. Quotes:“At times, [I have] an abnormally high appetite for risk.” — John New “My life's calling is a movement to help a million fellow veterans and first responders live healthier lives.” — John New “You need to be committed. If you're not committed, just don't start.” — John New “Kill all fears, man. Fear is a tool of the devil. Fear of loss of love; life; health; money – kill them [or else] they'll paralyze you.” — John New Links Mentioned in Today's Episode:John New on LinkedIn WorkMerk 98 Octane CYTO | PHLJosh McCallen on LinkedIn Alex Archawski on LinkedIn Veteran Shark Tank Master of OneNapoleon Hill - Mastermind Principle Dr. Peter AttiaDr. Andrew Huberman The Checklist ManifestoMere HumanityBe the Sun, Not the SaltGrow Rich! With Peace of MindDr. Kenneth HartmanLeadership Blueprints PodcastMCFAMCFA CareersBJ Kraemer on LinkedIn
Msgr. Watkins reflects on Christ's successful defense of an adulterous woman from a crowd wishing to stone her and shares a meditation from St. Mother Theresa on Jesus' patience in waiting for us to invite him into our lives.
"I know what is in your heart, I know your loneliness and all your wounds, the rejections, the judgments, the humiliations, I carried it all before you. And I carried it all for you, so you could share My strength and My victory. I know, above all, your need for love, how much you are thirsting for love and tenderness. Yet, how many times have you desired to satisfy your thirst in vain, seeking that love with selfishness, trying to fill the void within you with passing pleasures, with the even greater emptiness of sin. Do you thirst for love? “Come to Me all you who thirst … ” (John 7:37).I will satisfy you and fill you. Do you thirst to be loved? I love you more than you can imagine …" - Jesus to Mother Theresa to YOU You have suffered enough.All of that Is over now.'You' are over now.The 'you' You thought you were,the life you thought You were living,the dreams you thought You had,were only coming from the one who thought they lacked.That one is no more.Now, You Have.You Are,like a phoenix rising from the ashes.This is a different state of being.A different plane.A new life.Don't be fooled.Feel.LOVE MORE.I Love you,nikLean in and listen to these words from Jesus to you, written by Mother Theresa.https://www.curlynikki.com/a-powerful-message-for-lent-2025-i-thirst-for-you.html_________________________--Blessed Rosaries are back in stock!--Wake Up to Love, and pray the Holy Rosary, pray the LOVE with us LIVE every weekday morning at 4:44 am ET
12 - Who will be the big speaker at the Eagles Super Bowl parade? Why is Elon acting like he's at show and tell? Who are these Congresspeople yelling outside yesterday? 1215 - Side - tourism spot in the area 1220 - What are the legitimate reasons that these Congresspeople should be screaming and singing outside of Congress? Your calls. 1235 - Head of the Catholic League Bill Donohue joins us today. How bad was it for the giants that the Eagles let Saquon go? With JD Vance now being Catholic and him and Trump's immigration policy coming into place, the Pope has called out this administration for not being charitable to other humans. Where does he get off talking about our problems all the way in the Vatican? How would Mother Theresa and this current Pope be at odds over humanitarian works? 1250 - Carrying on.
12 - Who will be the big speaker at the Eagles Super Bowl parade? Why is Elon acting like he's at show and tell? Who are these Congresspeople yelling outside yesterday? 1215 - Side - tourism spot in the area 1220 - What are the legitimate reasons that these Congresspeople should be screaming and singing outside of Congress? Your calls. 1235 - Head of the Catholic League Bill Donohue joins us today. How bad was it for the giants that the Eagles let Saquon go? With JD Vance now being Catholic and him and Trump's immigration policy coming into place, the Pope has called out this administration for not being charitable to other humans. Where does he get off talking about our problems all the way in the Vatican? How would Mother Theresa and this current Pope be at odds over humanitarian works? 1250 - Carrying on. 1 - Dom explains his desire to present information to our listeners that they wouldn't find anywhere else after a caller expresses his admiration for our topics and guests. 115 - Would you bring your kids to the Eagles Super Bowl parade, even if the speakers might possibly heavily curse in front of your kids? 130 - Randall Wenger, Chief Counsel of the Independence Law Center in Harrisburg, joins us to discuss his case involving the VA in Coatesville where a Chaplain is in trouble for his sermon. Why was he censored? How was the chaplain disciplined at that moment? What happened to the security guard that shut the chaplain down? 145 - Discussing and taking your calls on the VA situation in Coatesville, even from a fellow radio “jockey”. 2 - Congressman Jeff Van Drew joins us today to discuss the wasteful spending by USAID that is being cut back by DOGE. Jeff expresses his disdain for the omnibus bills and candidly shares how next to nobody in Congress ever knows what's truly in those bills. How do we feel about hegseth abandoning the idea of pre-2014 Ukrainian borders? How sick and tired are people seeing their tax dollars go to causes and wars that they don't believe in? 215 - Dom's Money Melody! 225 - The message is just “F*ck Trump” from Democrats? 230 - What happened to special needs students in Bucks county? 235 - Your calls. 240 - Constant headline machine. 250 - The Lightning Round!
Wake Up to Love, and pray the Holy Rosary, pray the LOVE with us LIVE every weekday morning at 4:44 am ET
Our "Wacko of the Week" is Pompano Beach ponzi schemer Johanna Garcia, who referred to herself as “Mother Theresa” because her investments turned a miraculous profit. Our bespoke cocktail, “The Ponzi Punch,” packs a punch. What happened to Donatella's face? The drones got us on edge. Our Bougie Bible picks include two binge-worthy streaming shows.
Lily goes Mother Theresa mode at a Yankees Game, the humiliation of checking out at the Diesel store, the latest viral bagel, a new Italian restaurant, and the return of Lex Post of the Week™. Subscribe and get VIP Lounges every Friday and regular episodes ad-free every Wednesday! Patreon.com/cbcthepodSupport the show: https://www.patreon.com/cbcthepodSee omnystudio.com/listener for privacy information.