Podcasts about broadcast communications

In this episode, Steve Fretzin and Tom Ciesielka discuss:The role of public relations and reputation management in the legal industryThe importance of media visibility and thought leadership for lawyersBalancing legal ethics, confidentiality, and public exposure in marketingThe impact of social media on modern public relations strategies Key Takeaways:Media outlets prioritize availability and recognition over legal expertise—being well-known and responsive is often more important than having the best case results.Lawyers should integrate the PESO model (Paid, Earned, Shared, and Owned media) into their marketing strategy to create a balanced and effective public presence.Addressing negative media coverage should be handled with a focus on advocacy, emphasizing key legal issues and potential next steps rather than becoming defensive.Thought leadership and PR require a long-term commitment—lawyers should expect a minimum six-month investment before seeing meaningful results in recognition and business growth. "Your first obligation is to your client, not to publicizing your firm. That's just the reality of it." —  Tom Ciesielka Got a challenge growing your law practice? Email me at steve@fretzin.com with your toughest question, and I'll answer it live on the show—anonymously, just using your first name! Thank you to our Sponsors!Rankings.io: https://rankings.io/Rainmakers Roundtable: https://www.fretzin.com/lawyer-coaching-and-training/peer-advisory-groups/ Episode References: LawHer Podcast by Sonya Palmer: https://podcasts.apple.com/us/podcast/lawher/id1599413853Personal Injury Mastermind Conference (PIMCON), October 5–8, 2025 in Scottsdale, Arizona: https://www.pimcon.org/The 1-Page Marketing Plan by Allan Dib: https://www.amazon.com/1-Page-Marketing-Plan-Customers-Money/dp/1989025013/ About Tom Ciesielka: Tom Ciesielka, President of TC Public Relations, has over 25 years of experience in public relations, marketing, and business development. He helps clients manage their reputation through crisis communications, thought leadership, and media coverage in outlets like The Wall Street Journal, CNN, NPR, and Fox News. Before founding TC Public Relations, he worked in film sales—representing Paramount, MGM, and New Line Cinema—and as marketing director for the Museum of Broadcast Communications. Originally from Philadelphia, he built his firm in Chicago on integrity, strategy, and innovation. Now in its third decade, TC Public Relations continues to refine media strategies that elevate client visibility. Connect with Tom Ciesielka:  Website: https://tcpr.net/LinkedIn: https://www.linkedin.com/in/thomasciesielka/Twitter: https://x.com/TomciesielkaInstagram: https://www.instagram.com/tcpublicrelations/ Connect with Steve Fretzin:LinkedIn: Steve FretzinTwitter: @stevefretzinInstagram: @fretzinsteveFacebook: Fretzin, Inc.Website: Fretzin.comEmail: Steve@Fretzin.comBook: Legal Business Development Isn't Rocket Science and more!YouTube: Steve FretzinCall Steve directly at 847-602-6911 Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

In this episode, I feature special guest, Sara Davenport, Altered Stories Ministry Spiritual Advisor/Director Board Member that resides in the breathtaking state of Colorado. Sara had a professional career in Broadcast/Communications, gracing Christian radio with her presence for several years, both behind the scenes and as a radiant On-Air personality. She then transitioned into speaking/training, coaching, and authorship. In our heartfelt and authentic conversation, she shares her profoundly inspiring “Long Walk with Jesus” God story, a testament to her unwavering devotion to Jesus Christ and her quest to share His truth with the world, a beacon of hope that has guided her throughout her life, career, and calling. She also shares encouraging words to those who may be struggling with their God calling.  This episode also includes a mental health tip from our ministry partner and licensed mental health counselor, Sherri Pucket. 

In this episode, I feature special guest, Sara Davenport, Altered Stories Ministry Spiritual Advisor/Director Board Member that resides in the breathtaking state of Colorado. Sara had a professional career in Broadcast/Communications, gracing Christian radio with her presence for several years, both behind the scenes and as a radiant On-Air personality. She then transitioned into speaking/training, coaching, and authorship. In our heartfelt and authentic conversation, she shares her... The Full Episode Goes Live on February 24!

WGN Radio's Dave Plier talks to Jeff Rogers, jeffrogersunlimited.com, about this year's commercials for Sunday’s Big Game featuring celebs, nostalgia and plenty of humor. Plus Dave and Jeff talk about the NEW Museum of Broadcast Communications online exhibit on the Top 20 Super Bowl Commercials of all time. To see the new exhibit, visit MUSEUM.TV.

Lisa Dent is joined by WGN’s ‘On The Map’ host and President & CEO of The Museum of Broadcast Communications Dave Plier to talk about their top Super Bowl commercials exhibit. You can watch the top 20 Super Bowl commercials at www.museum.tv.

Hey, it's Amy Newmark with your Chicken Soup for the Soul and it's Friend Friday, which means I'm chatting with someone interesting from the Chicken Soup for the Soul world. Today I'd like you to meet Ashonti Ford, who wrote an inspirational story for our latest book about 101 Ways to Think Positive. Ashonti graduated from San Francisco State with a degree in Broadcast Communications, took an unpaid internship at a TV station far, far away, and is now an award-winning journalist who appears on over 100 different television news stations every morning. Learn more about your ad choices. Visit podcastchoices.com/adchoices

fWotD Episode 2759: Sydney Newman Welcome to Featured Wiki of the Day, your daily dose of knowledge from Wikipedia’s finest articles.The featured article for Saturday, 23 November 2024 is Sydney Newman.Sydney Cecil Newman (April 1, 1917 – October 30, 1997) was a Canadian film and television producer, who played a pioneering role in British television drama from the late 1950s to the late 1960s. After his return to Canada in 1970, Newman was appointed acting director of the Broadcast Programs Branch for the Canadian Radio and Television Commission (CRTC) and then head of the National Film Board of Canada (NFB). He also occupied senior positions at the Canadian Film Development Corporation and Canadian Broadcasting Corporation, and acted as an advisor to the Secretary of State.During his time in Britain in the 1950s and 1960s, he worked first with ABC Weekend TV, before moving across to the BBC in 1962, holding the role of Head of Drama with both organisations. During this phase of his career, he created the spy-fi series The Avengers and co-created the science-fiction series Doctor Who, as well as overseeing the production of groundbreaking social realist drama series such as Armchair Theatre and The Wednesday Play.The Museum of Broadcast Communications describes Newman as "the most significant agent in the development of British television drama." His obituary in The Guardian declared that "for ten brief but glorious years, Sydney Newman ... was the most important impresario in Britain ... His death marks not just the end of an era but the laying to rest of a whole philosophy of popular art."In Quebec, as commissioner of the NFB, he attracted controversy for his decision to suppress distribution of several politically sensitive films by French Canadian directors.This recording reflects the Wikipedia text as of 01:14 UTC on Saturday, 23 November 2024.For the full current version of the article, see Sydney Newman on Wikipedia.This podcast uses content from Wikipedia under the Creative Commons Attribution-ShareAlike License.Visit our archives at wikioftheday.com and subscribe to stay updated on new episodes.Follow us on Mastodon at @wikioftheday@masto.ai.Also check out Curmudgeon's Corner, a current events podcast.Until next time, I'm neural Danielle.

The Light Gate welcomes guest: Dave Scott, UFO/paranormal/Bigfoot experiencer, researcher, and radio host Date: October 28, 2024 Episode: 079 Discussion: UFOs, Extraterrestrials, Bigfoot, Paranormal, Flight 21 & more! Tonight, The Light Gate is delighted to welcome back Dave Scott, UFO, paranormal, and Bigfoot experiencer, researcher and more. Dave is the creator and host of Canada's ‘Spaced Out Radio,' running Monday through Friday nights at spacedoutradio.com. A former radio journalist, Dave graduated with a diploma in Broadcast Communications from one of Canada's top Broadcasting Schools, BCIT, in 1998. Dave then spent nearly 10 years in radio, mostly working in sports, before leaving the field to pursue other interests. Dave's personal quest into the unknown started in December of 2011, when he had contact from what he calls The Angel of Death, that he saw in his mother's eyes, which led to his first channeling experience. After this incident, Dave's personal experiences started becoming more frequent. Paranormal experiences. Premonitions started coming true. A Bigfoot sighting with two of the creatures within 100 feet of him. UFOs started appearing anytime he wanted, even though Dave had no idea what “summoning” was. Personal sightings of five extraterrestrial species, one who he's nicknamed ‘Carl'. On November 30th, 2014, Dave launched ‘Spaced Out Radio'. Dave's near decade as a journalist helped him craft his style of interview, making it comfortable and personal for his guests and listeners alike. He looks at himself as one of the only trained and experienced radio journalists, who is also a multiple experiencer of the unknown. Join Dave LIVE from 9PM-Midnight Pacific every weeknight on Spaced Out Radio. LINKS: https://spacedoutradio.com/ https://www.youtube.com/@SpacedOutRadio https://www.facebook.com/profile.php?id=100066930909169 https://www.instagram.com/DaveScottSOR/

The Light Gate welcomes guest: Dave Scott, UFO/paranormal/Bigfoot experiencer, researcher, and radio host Date: August 26, 2024 Episode: 070 Discussion: UFOs, Extraterrestrials, Bigfoot, Paranormal, Precognition and more! Tonight, The Light Gate is delighted to welcome Dave Scott, UFO, paranormal, and Bigfoot experiencer, researcher and more. Dave is the creator and host of Canada's ‘Spaced Out Radio,' running Monday through Friday nights at spacedoutradio.com. A former radio journalist, Dave graduated with a diploma in Broadcast Communications from one of Canada's top Broadcasting Schools, BCIT, in 1998. Dave then spent nearly 10 years in radio, mostly working in sports, before leaving the field to pursue other interests. Dave's personal quest into the unknown started in December of 2011, when he had contact from what he calls The Angel of Death, that he saw in his mother's eyes, which led to his first channeling experience. After this incident, Dave's personal experiences started becoming more frequent. Paranormal experiences. Premonitions started coming true. A Bigfoot sighting with two of the creatures within 100 feet of him. UFOs started appearing anytime he wanted, even though Dave had no idea what “summoning” was. Personal sightings of five extraterrestrial species, one who he's nicknamed ‘Carl'. On November 30th, 2014, Dave launched ‘Spaced Out Radio'. Dave's near decade as a journalist helped him craft his style of interview, making it comfortable and personal for his guests and listeners alike. He looks at himself as one of the only trained and experienced radio journalists, who is also a multiple experiencer of the unknown. Join Dave LIVE from 9PM-Midnight Pacific every weeknight on Spaced Out Radio. LINKS: https://spacedoutradio.com/ https://www.youtube.com/@SpacedOutRadio https://www.facebook.com/profile.php?id=100066930909169 https://www.instagram.com/DaveScottSOR/

Kathy Fettke is a leading expert in real estate and economics, frequently featured on CNN, CNBC, Fox News, NPR, and other major media outlets. She is the author of the #1 best-seller Retire Rich with Rentals and hosts the popular podcasts The Real Wealth Show and Real Estate News for Investors. Kathy also co-hosts the BiggerPockets podcast On the Market. With a BA in Broadcast Communications from San Francisco State University, she has extensive experience in newsrooms, including CNN and FOX. A certified personal coach, her mission is to empower others to achieve financial freedom through real estate. "Life With Mikey" is a dynamic podcast hosted by Mikey Taylor and Michael Michalov. Mikey Taylor, a former professional skateboarder turned real-estate-investing mogul, dives into the world of money, business, and culture. Drawing from his unique journey from skating the streets of LA to managing over $200 million in real estate, Mikey offers insightful discussions on achieving financial freedom and navigating the complexities of modern business. Michael Michalov boasts a robust 25-year journey in the financial services and real estate sectors. After college he quickly climbed the ladder in the banking industry, eventually becoming the Vice President of Retail, overseeing more than 200 locations, and managing a team of 1,075 employees. His knack for operational efficiency in banking and real estate is unparalleled. In 2014 Michael pivoted to becoming an entrepreneur and launched a financial advisory practice. This venture, which he successfully sold after three years, led him to an exciting opportunity as both a Partner and the COO at COMMUNE. With his extensive experience in operational management, financial advisory, and real estate, Michael is well-equipped to delve into a diverse array of captivating subjects.

Riana Milne was born and raised just outside of Philadelphia in the Huntington Valley area.  She is a self-proclaimed “Philly Girl”. She talks fast, moves quick and always has creative ideas flowing! She attended Penn State University and majored in Broadcast Communications. She had been modeling and working in marketing at an early age. She got married and started […]

Investing in real estate funds requires navigating a complex landscape. In this episode, we take a practical approach to navigating this environment with Kathy Fettke. Explore effective investment strategies, learn how to make informed decisions aligned with your goals, and gain the confidence to build a thriving real estate portfolio.KEY TAKEAWAYSDo's and don'ts of investing in real estate syndication Understanding fund creation in real estate investment Crucial factors to consider when evaluating a fund Strategies to maximize your profit in your real estate ventures RESOURCES/LINKS MENTIONEDGateway Investors: https://www.linkedin.com/company/gatewayinvestors/ The Seven Principles for Making Marriage Work by John Gottman, Ph.D., and Nan Silver: https://amzn.to/48XJA2f ABOUT KATHY FETTKEWith a passion for researching and sharing the most important facts on real estate and economics, Kathy is a frequent guest expert on such media as CNN, CNBC, Fox News, NPR, CBS MarketWatch, and the Wall Street Journal. She is the author of the #1 best-seller, Retire Rich with Rentals, and host of two long-running RealWealth podcasts – “The Real Wealth Show” and “Real Estate News for Investors.” You'll also find her on the recently launched BiggerPockets “On the Market” podcast as one of several co-hosts. Kathy received her BA in Broadcast Communications from San Francisco State University and worked in CNN, FOX, CTV, and ABC-7 newsrooms. She's past president of American Women in Radio & Television.CONNECT WITH KATHYWebsite: RealWealth: https://realwealth.com/ | Grow Developments: https://growdevelopments.com/ Podcast: The Real Wealth Show: https://apple.co/48jYbVG | Real Estate News For Investors: https://apple.co/3tDGeSO LinkedIn: Kathy Fettke: https://www.linkedin.com/in/kathyfettke/ CONNECT WITH USSchedule a 20-min get-to-know each other call - bit.ly/3OK31kISchedule a 30-min call to learn about investing with Three Keys Investments - bit.ly/3yteWhxVisit ThreeKeysInvestments.com to download a free e-book, “Why Invest in Apartments”!If you're looking for an affordable healthcare solution, check out Christian Healthcare Ministries by visiting https://bit.ly/3JTRm1IGo deeper into your reflection with the Conscious Investor Growth Exercises. Click the link to access now https://bit.ly/46mLPKu Ready to accelerate your efforts? Click the link to learn more and apply to the Conscious Investor Growth Accelerator. Space is limited to 12 people https://bit.ly/3QA6K76  Please RSS: Review, Subscribe, Share!

To access a FREE collection of resources, go to www.TheMaverickVault.com   Real estate syndication is lucrative but comes with unique challenges and learning curves. Katty Fettke, having navigated this landscape herself, sheds light on the intricacies and nuances involved in successful syndication deals. Gain insights into strategies, tips, and best practices to optimize your investments today.     Key Takeaways From This Episode Why it's crucial to be adaptable and opportunity-driven in a shifting market  The value of in-depth industry knowledge and careful partner selection  Insights into the real estate cycles and current market trends Downsides of the lack of focus and proper planning in your business      References/Links Mentioned Bank of America Getting the Love You Want by Harville Hendrix Ph.D. and Helen LaKelly Hunt Ph.D. | Paperback and Spiral-bound      About Kathy Fettke With a passion for researching and sharing the most important facts on real estate and economics, Kathy is a frequent guest expert on such media as CNN, CNBC, Fox News, NPR, CBS MarketWatch, and the Wall Street Journal. She is the author of the #1 best-seller, Retire Rich with Rentals, and host of two long-running RealWealth podcasts – “The Real Wealth Show” and “Real Estate News for Investors.” You'll also find her on the recently launched BiggerPockets “On the Market” podcast as one of several co-hosts. Kathy received her BA in Broadcast Communications from San Francisco State University and worked in the newsrooms of CNN, FOX, CTV, and ABC-7. She's past president of American Women in Radio & Television.   Kathy became a certified personal coach through the Coaches Training Institute in San Rafael, California. In 2001, she took the coaching process to television and produced a cable show called “DREAM,” which followed the process of 6 people going after their dreams over 90 days. Kathy noticed a theme on her Dream coaching show: most people don't have time for their dreams when they are spending all their time at work to make money to pay the bills.     Connect with Kathy  Website: RealWealth | Grow Developments Podcast: Real Wealth Show: Real Estate Investing Podcast  Are you a passive real estate investor seeking financial freedom? Almost daily, new headlines break on the latest financial market upset. Now is the time to get educated on how to strategically invest in commercial real estate for long-term financial freedom. Grab your copy of “How to Passively Invest in a Changing Economic Environment” Go to…www.MavericksInvest.com    Want to keep up to date on the commercial real estate market, trends, investing tips and know what Neil is buying right now? Connect with him at Legacy Impact Investors, and be sure to register for his newsletter.    Connect with Neil Timmins on LinkedIn. If there is a topic you want to know more about or a guest that you would like to see on the show, shoot Neil a message on LinkedIn.      About Neil Timmins Neil is a commercial real estate syndicator, published author, and podcast host.   Neil's entry point into the Real Estate industry came after a few short years in banking. Recognized by the Wall Street Journal as a Top 100 team and the #1 REMAX agent in Iowa by the age of 29, Neil had solidified his role as a force in the industry.   Having completed hundreds of Fix & Flips, Wholesales, Wholetails, Novations, and Owner-Financed deals, Neil longed to quit forfeiting time for dollars. After building a portfolio of single-family rentals to produce passive income, he found the strategy to be anything but passive.   Neil, however, didn't go looking for his first commercial deal, he actually stumbled into it. Since then, he has refined the process of analyzing and buying commercial properties that produce stellar cash flow.   Neil has been involved in over $300,000,000 in real estate transactions. While his holdings in commercial asset classes include apartments, offices, mobile home parks, and self-storage units, his passion is industrial property. Neil now has verticals in residential real estate, multiple commercial asset classes, brokerage, publishing, and this successful podcast.   Neil and his wife, Emily, are the proud parents of three active teenagers. Those who know Neil say he is a competitor by nature, whether for the biggest fish on a deep-sea fishing trip, the best ribs at a barbeque, or playing football back in his day at his alma mater, the University of Nebraska at Omaha as a Maverick. Neil is always up for travel, spending time on the water, and of course, meeting people interested in learning about and investing in commercial properties.   Click here to see video of the podcast. 

Tim Larson donated to the Museum of Broadcast Communications in Chicago, Illinois during their 40 Experiences at 40 Years fundraiser in April of 2023. He won the bid to co-host John Landecker's show on WGN Radio. John immediately loved the idea of our 3x5s and wanted to play a couple of rounds. Recorded September 20, 2023 in Studio A at WGN in downtown Chicago during the 7pm hour.

“I want to understand this thing called passive income, but first how do you make the money and get into that mindset ? I learned wealthy people have a different mindset.” -Kathy Fettke   Today I am interviewing Kathy Fettke who is the co creator of the Real Wealth Network alongside her husband Rich Fettke. Kathy is an investor, educator, and radio host who is a guest expert on platforms like CNN, Fox News, NPR, CBS, CNBC, Marketwatch and the Wall Street Journal. She is the author of a best selling book "Retire Rich with Rentals" and is also the host and creator of the podcast The Real Wealth Show with listeners in 133 countries. She has presented at my FIBI Pasadena meeting times numerous and also is a guest speaker at many others.    Kathy Fettke: Began her career in broadcasting with a BA in Broadcast Communications from San Francisco State University. She worked in news media, but eventually discovered it wasn't for her. After family hardships, she went from a stay at home mom to a full time investor. She also became a certified personal coach where she educates people on creative financing as well as mindset.  TOPICS COVERED IN THE EPISODE:   The rights and wrongs in real estate  How Kathy got started in real estate with a 1031 exchange  Why mindset is the key to transformation  Wealthy people have a different mindset  Understanding the flow of money  Are you in your own way  Your mindset will set the foundation of your success  The healthy benefits of journaling and meditation  The importance of facing your fears How to face the next level necessary growth  Do you know your other selves and the gifts they have to offer the world  What is self reference  Why the deeper you go a deeper understanding is required There are many ways to become wealthy and create passive income  How to treat real estate like a business  What is an entrepreneurs brain  Do the opposite of what the headlines tell you to do  Are we in a recession Understand what you are buying     Listen now and find out how Kathy found her Real Estate Breakthrough!   The Real Estate Breakthrough Show with Christina Suter is where we talk about the reality of real estate, the mindset you need and the tips and tricks to get you moving forward in investing. Join us every other week and learn everything you need to know to invest in real estate on Youtube, iTunes, Spotify, and more. You can watch Kathy's interview on Youtube here.  Find out more about Kathy here:    Website RealWealth.com Website GrowDevelopments.com

In this episode I got to sit down with RGV foodie herself, Ileana Moreno. For those of you who might not know, she also happens to be the Assistant Marketing Director for Lone Star National Bank. . . Her bio is as follows: . . "Ileana Elizabeth Moreno was born and raised in McAllen. Ileana grew up in a family of small business owners, where she gained valuable experience in entrepreneurship and developed a passion for commerce. . . After completing her bachelor's degree in Broadcast Communications at the University of Texas – Rio Grande Valley, Ileana began her career in journalism. Ileana then felt compelled to explore other areas of the corporate business world and eventually transitioned into a role of Marketing in banking and finance. . . Today, Ileana is the Assistant Marketing Director at Lone Star National Bank – one of the largest independently owned banks in Texas with almost four billion dollars in assets. She is responsible for developing and executing marketing strategies to drive business growth and enhance brand awareness, as well as focus on developing and delivering financial literacy education to the youth in the RGV. . . With her time in the industry, Ileana is a skilled marketer with a keen eye for detail, has completed numerous professional development courses in digital marketing, branding, and customer engagement, and has a passion for delivering exceptional results. Ileana knows that as a young Latina professional, providing the next generation with the knowledge, skills, and opportunities they need to succeed is imperative. This means being a role model and a mentor, sharing her own experiences, helping the next generation navigate the challenges and obstacles they may face, and breaking down the barriers that have historically prevented some from reaching their full potential. . . Ileana believes in advocating for diversity and inclusion in all areas of life, from education and employment to politics and social justice. In her free time, Ileana enjoys hiking, traveling, volunteering at local non-profit organizations, and hanging out with her dog." . . Thank you for your time to share your story and for making your podcast debut on Cuadros Corner. You hold the record for the longest podcast so far. . . . You can follow her foodie journey on RGV foodies: . . https://www.instagram.com/rgvfoodies/?hl=en . . and you can also follow her on instagram: . . https://www.instagram.com/ileanaemoreno/?hl=en . . Thank you to our sponsor Backdoor Modern Vintage for providing the creative space and in most cases the wardrobe. If you are interested in shopping for clothes or a space to be creative reach out to them below. . . Backdoor Modern Vintage Instagram: . . https://www.instagram.com/backdoor_modernvintage/?hl=en . . Backdoor Modern Vintage Facebook: . . https://www.facebook.com/backdooratbugambilias . . thank you for following my podcasting journey as we embark on episode 24 I hope you enjoy these stories from the RGV. Thank you for listening and or watching Cuadros Corner. . . . #banker #foodie #latinaleader --- Support this podcast: https://podcasters.spotify.com/pod/show/cuadroscorner/support

John Williams brings you a round of Speed Jokes. Today, we have a special guest in-studio! Rick Bellairs, who won the auction to benefit the Museum of Broadcast Communications, earned the right to tell a speed joke! Oh, and keep sending your jokes to JohnWilliams@wgnradio.com

John Williams brings you a round of Speed Jokes. Today, we have a special guest in-studio! Rick Bellairs, who won the auction to benefit the Museum of Broadcast Communications, earned the right to tell a speed joke! Oh, and keep sending your jokes to JohnWilliams@wgnradio.com

John Williams brings you a round of Speed Jokes. Today, we have a special guest in-studio! Rick Bellairs, who won the auction to benefit the Museum of Broadcast Communications, earned the right to tell a speed joke! Oh, and keep sending your jokes to JohnWilliams@wgnradio.com

Dave Plier, Museum of Broadcast Communications Board Chairman and host on WGN Radio, joins Steve Dale on Steve Dale’s Other World to talk about the ‘Forty for 40' online auction featuring pet a pet training and consultation session with none other than Steve Dale. The Museum of Broadcast Communications is hosting an online auction and […]

Executive Director of the Museum of Broadcast Communications Jim Carlton joins Andrea Darlas and Jane Clauss on the Big 89 to discuss the museum's first-ever online auction & fundraiser to honor it's 40th anniversary with more than 40 unique and broadcast inspired experiences! Jim shares how you can golf with Steve Cochran, eat lunch with Emmy award-winning actor Henry Winkler, and tour the set & meet the anchor teams of the WGN Morning News. https://www.charitybuzz.com/theme/MBC/lots  See omnystudio.com/listener for privacy information.

Dave Plier, Museum of Broadcast Communications Board Chairman and host of On The Map from 6-7 pm and The Dave Plier Show from 7-10 pm on Fridays on WGN Radio, joins John Landecker to talk about the museum’s auction. From lunch with Henry Winkler, co-hosting with John Landecker, meeting Priscilla Presley, tickets to Last Week […]

The 2023 Ravinia schedule is on sale today, The Museum of Broadcast Communications has an online fundraising auction starting tomorrow, and how would you like some celebrity real estate?

Fellow board member (and WGN Radio regular) Andrea Darlas joins Dave Plier, WGN Radio host and Chair of the MBC Board, to talk about the museum space and building being sold to developers and what's ahead for the broadcast museum! The museum is exploring a new space, pop-up experiences and new online exhibits. Dave and […]

former radio journalist, Dave graduated with a diploma in Broadcast Communications from one of Canada's top Broadcasting Schools, BCIT, in 1998. Dave then spent nearly 10 years in radio, mostly working in sports, before leaving the field to pursue other interests. ​ Dave's personal quest into the unknown started in December of 2011, when he had contact from what he calls The Angel of Death, that he saw in his mother's eyes, which led to his first channeling experience. After this incident, Dave's personal experiences started becoming more frequent. Paranormal experiences. Premonitions started coming true. A Big Foot sighting with two of the creatures within 100 feet of him. UFOs started appearing anytime he wanted, even though Dave had no idea what “summoning” was. Personal sightings of five extraterrestrial species, one who he's nicknamed ‘Carl'. On November 30th, 2014, Dave launched ‘Spaced Out Radio'. Dave's near decade as a journalist helped him craft his style of interview, making it comfortable and personal for his guests and listeners alike. He looks at himself as one of the only trained and experienced radio journalists, who is also an multiple experiencer of the unknown. Join Dave LIVE from 9PM-Midnight Pacific every weeknightShow less --- Send in a voice message: https://podcasters.spotify.com/pod/show/grizzly-onthehunt/message Support this podcast: https://podcasters.spotify.com/pod/show/grizzly-onthehunt/support

In the world of wealth and asset management, and the private markets in general, there is a noticeable communication gap between generations. The next generation of owners–people between the ages of 18 and 25–are prolific consumers of digital content, from Reddit threads to Spotify podcasts. For many businesses, that means adopting new technologies, broadening offerings, and finding modern ways to effectively serve clients.In this in-person episode of The Modern CFO, host Andrew Seski visits with Anthony Pastore, Head of Broadcast Communications at UBS, to chat about what his firm is doing to bridge that generation gap in communicating and investing, the role that social media and video plays in staying relevant and ahead of the competition, and the importance of having a digital approach to maintaining the massive amount of wealth transferring to the next generation in the decade to come.Show Links Check out UBS Follow UBS on LinkedIn Listen to UBS Trending on YouTube or your preferred podcast app Connect with Anthony Pastore on LinkedIn Check out Nth Round Connect with Andrew Seski on LinkedIn TranscriptPlease note that the transcript is AI-generated and may contain errors. The content in the podcast is not intended as investment advice, and is meant for informational and entertainment purposes only.[00:00:00] Andrew Seski: I'm Andrew Seski and this is The Modern CFO Podcast. I'm thrilled today to be joined by Anthony Pastore, head of broadcasting at UBS. We're in New York. We're here together. It's a rare opportunity for me and I'm thrilled about the conversation that we're gonna have today. Anthony, thank you so much for being here. [00:00:25] Anthony Pastore: Andrew, I'm honored to be here with you and it's very rare for me to be on the other side of the table of, podcast and video interviews. Usually, I'm the one asking the questions so I actually said to my team today as I was preparing to sit with you, I was like, I'm a little nervous. I'm not used to being interviewed. I'm usually the interviewer so I wouldn't be surprised if at some point I start turning the microphone to you and saying, "Andrew, I have a few questions for you as well" so hopefully, you're prepped for that.[00:00:49] Andrew Seski: I'm happy to.[00:00:51] Anthony Pastore: Anyway, I'm really happy to be with you. This is great. [00:00:53] Andrew Seski: Excellent. Well, I think the beginning of our conversation should probably start around your early career and why we're talking today. There's a huge gap in the wealth management and asset management world between generations. We are all consuming media in a different way, which is why I'm glad to be using this medium. And I'd love to learn from you as the head of broadcasting at UBS to explain what some of the brightest minds in the world are doing to bridge that gap. So, we have a ton to cover and I hope that it's a useful lesson for a bunch of CFOs who also have to communicate across a bunch of different cohorts of people. Whether they're investors or they're your C-suite or they're part of your team, having strong communication flows in a really technical way or a technical area like finance is just invaluable when it comes to senior leadership so. [00:01:44] Anthony Pastore: Yeah, I agree with that, by the way. And it's interesting because, and once we get into it, I'll talk more about it, but I think one of the interesting things about a job like what you and I do is we have to always be thinking, you know, five steps ahead of everybody else but it's really hard to do considering the competition in the media space. But what I think is interesting is we're talking about it, like I'm sitting in a wealth management firm at UBS and that's unique to our industry specifically — to have content like podcasts and virtual events and videos and internally for our employees and externally for anybody who wants to get a glimpse of what's going on and the thought leadership from this the UBS side. But, yeah. I know I'm going off on tangents here but I know you and I are both thinking similarly like what how much competition there isn't. How do you keep on top of it and stay relevant, especially for somebody who's sitting in a CFO seat? [00:02:37] Andrew Seski: Right. And the CFO doesn't typically get called upon for many any of the — I always say on the podcast, if you want to hear the vision of the company, you go watch the Bloomberg interview with the CEO. If you want to hear how finance is actually, you know, a key role in how that innovation is created, you come back to the podcast and listen to The Modern CFO and you listen to people like Anthony who are able to share insights from, you know, unique people who have a lot of sway into how companies are financed. So, strategic finance can take forms and a lot of different ways. We were just laughing about how both of us found ourselves in this building but neither came from purely financial roles like at wealth management firms.[00:03:20] Anthony Pastore: That's right. Yeah. And I guess that's a sort of a good segue. So and as you were asking, my background is pretty colorful. I kind of came up and I say this to all the younger people who start now. I'm in my late forties. I consider myself a true Gen X-er listening to grunge music because I was depressed and sad wearing my flannels in the nineties. But coming out of college, I went to school for I was a bit of a Renaissance man, as I always say. I studied theater, I studied business administration, and I also studied speech and communications. And my father looked at me and said, "What are you gonna do with that?" I said, "I don't know but I'll figure it out." And back in those days, you know, I was starting to look for full-time work in, say, 1997. It was the tech boom was just starting. Companies were hiring and, as we know with Gen X, there were fewer of us on the planet so there were a lot more jobs than there were people to fill them. So, I got a job working early days at Smith Barney. RIP Smith Barney. What a great firm and I still obviously work with a lot of people from those days who are now here at UBS and other firms. But Smith Barney hired me to work on a stock plan services desk, and I was helping Bank of America employees exercise stock options that they were granted by being full-time employees. And I learned a lot about the business but somewhere along the way, I met a woman who said, "You'd be really good for our radio station." I said, "You have a radio station here?" And she said, "We do." And it was called at the time "Radio FCN," which stand stood for Radio Financial Consultant Network — before we started calling them financial advisors. I interviewed and the my guy who the gentleman who became my boss for the next decade said to me, "Do you have any experience with talking about finance on any kind of a medium like this?" and it was only internal content just to the employees. I said, "No." I said, "But I have a theater background and I can talk about anything." He said, "You're hired." So, it got me in the door and I said, "Dad, thanks for paying for my education." But boy, did I learn a lot. And then through the course of that, I left I went to Morgan Stanley through the joint venture after the financial crisis after they acquired the Smith Barney Division. And long story short, I got an opportunity to come to UBS to build out their podcast infrastructure, which we had going since I started here in 2012. And then fast forward to during the pandemic and I started building out a video platform, which I'm sure we'll get into in a minute. But so my background is really interesting but, you know, by osmosis, I've learned an intense amount of information by sitting across the table from some of the smartest men and women in the industry.[00:05:47] Andrew Seski: So, I want to dive into that. One of the commonalities that we definitely share from an expertise level and from a podcasting level is I joined finance companies early on, now technology, and my competencies have been very disparate. And becoming a generalist or an expertise, there are roles for you in firms with cultures that you align with. So, I think that's gonna be something really important to the next generation. And we're gonna jump into generational wealth in the next segment here in just a moment but. [00:06:20] Anthony Pastore: Huge topic. Huge topic. [00:06:21] Andrew Seski: Alignment of interest right now is really important, so it's nice to know that, you know, whether you're Gen X through Gen Z, there is some place for your expertise. And I think it's a really powerful notion, especially when the world seems more black and white. There is a ton of gray when it comes to leveraging your skill sets at a firm that you align with and you're gonna be happy working for.[00:06:43] Anthony Pastore: I think that's one of the more surprising things. It certainly surprised me but I think it surprised a lot of younger people coming into this industry 'cause a lot of them went to school for econ or for finance pure play. They realize when they come in all the wealth of different kinds of talent that it takes to run a company of this size. Anything in this kind of bulge bracket, you've got people who are marketing people. You've got people who come from agency side where they're running, you know, all kinds of ads for advisors for the firm. They're doing animations for videos, they're doing graphics, they're doing podcasts. They're doing all kinds of really interesting, very creative stuff. And I think that's something that became that has become very surprising for a lot of people who come into the firm or the industry at a college who think it's gonna be all, you know, CPI, PPI, and, you know, and unemployment data the first Friday of every month. So, I think that's been a sort of a nice surprise for them is like, wow, look at all the diversity that we have of talent at a firm this size.[00:07:42] Andrew Seski: Back to your career for a moment. So, you started, you know, a theater major, then your first job was Morgan Stanley.[00:07:50] Anthony Pastore: Smith Barney. [00:07:51] Andrew Seski: Smith Barney. [00:07:51] Anthony Pastore: Stock plant services.[00:07:53] Andrew Seski: Stock plant services.[00:07:54] Anthony Pastore: That's right. [00:07:54] Andrew Seski: And then take me through that iteration to UBS. [00:07:57] Anthony Pastore: Sure. Yeah. So, as I said, my first job doing stock plant services. I did that for about six months and then I moved over to do more of a job where I was talking directly to clients. Smith Barney had a checking account that they called the FMA, the financial management account. And what I did was take calls from clients. I gave them account balances. I told them what was going on in their accounts. I gave them stock quotes. Okay. For those listening in who are under the age of 40, you couldn't just get a stock like you sitting across from me. You couldn't just get a stock quote by going to a computer or a phone. You had to literally look at the newspaper at the end of the day so we would get them on the computer and give them to the clients over the phone so that was really fun. [00:08:35] Andrew Seski: In my defense, I get a physical Wall Street Journal still every day. [00:08:39] Anthony Pastore: Wow. You're old school. That's a rare thing. I don't even have that anymore. But then when as I said, one of the women that I was working with, I sort of skipped a job. I wound up working on a sales desk where we were creating SmithBarney.com, which was our first website. This is going back. This is like maybe around 2000, year 2000. And that's where I really got to know financial advisors in a great way because I was talking to them directly when the previous role, I was talking to their clients. Now, I was working directly with advisors and I got to learn a lot about what goes into the day-to-day of an advisor's business? It is not for the faint of heart. You know, you're talking to clients who may be happy or not happy on a, you know, from call to call, sometimes the same call. So, you're always having to be on your game as an FA so I always thanked them for what they do. I remember one of my jobs in when I was working there, my boss put a sign up and said "The advisors pay the bills" and that was a constant reminder to me being a home office person to say, I would not be sitting here if the advisors weren't out there working their tails off, you know, to generate clients and assets and things like that. So, but then from there, one of my closest friends saw an opening in the podcast studio at Smith Barney and said, "This is perfect for you." So, it was really a perfect evolution for me. But most of my years in the business have been on this side of the microphone, you know, on the media side. [00:10:04] Andrew Seski: So, what have you seen that has been successful that CFOs could leverage to talk to different — like you said that you got really involved with the financial advisors. That gave you a certain level of respect. And then, leadership said this is where the bills are paid and that influenced you. [00:10:21] Anthony Pastore: It did. [00:10:22] Andrew Seski: How have you seen that, you know, that same lesson iterated across different types of people that you talk to every single day? Because I've seen some amazing clips of UBS content that you interview experts in a ton of different arenas and I highly recommend that everyone check out.[00:10:39] Anthony Pastore: Thank you for that. [00:10:40] Andrew Seski: All the content that Anthony does 'cause it's really these interviews are fantastic. [00:10:43] Anthony Pastore: Thank you. I'm learning a lot even today.[00:10:45] Andrew Seski: But what are some of the lessons that you've learned across maybe even just the last decade of how to communicate with different types of people? Because I think that's a huge challenge for CFOs today.[00:10:54] Anthony Pastore: Yeah, it is. You know, and that's and that — you know what, Andrew? That's such a really good and I think it's a really important question. I think it's just a matter of — you know, I do a lot of prep for any show so our show is called UBS Trending. That's our public-facing show where we interview — they're 10 minute shows by design and we're gonna talk about why we think that's helpful for the younger generation in a little bit. But I think, you know, it's a good way to get somebody sitting at the table with me for a 10-minute show where we could talk about a topic, whether it's talking about inflation and we're talking about small-cap stocks, we're talking about our CIO thought leadership, whatever the case may be. But part of my prep is to not only look at something that they either they've written that I can glean some factoids out of — I do my own prep from, you know, various websites — but I also talk to them if I'd never met them before to understand maybe a little bit more about how they tick. What's their cadence? What are they thinking? I ask them really pointed questions and they're just personal questions. How was your day? Where do you live? What's going on in your life these days? You know, and they're not like heavy, deep conversations but it's like, oh, I live in Florida. The weather's great. And I get a sense of, okay, they're super friendly. We can have a great conversation. What makes you tick? Do you have kids, grandkids? Are you married? Are you not married? You know? And I don't delve into the personal without them opening the door to that, if that makes any sense. You try to be reallyccareful about that. But I think for CFOs it's a tricky game to kind of find out who a person is to learn the best ways to communicate with them. And sometimes, it takes more than one or two meetings. You just kind of have to really sit down with the person and understand their worldview, if that makes any sense. What makes them tick? What's important to them? You know? What is it about their job that they love or that they would change? And that really tells you so much about a person.[00:12:36] Andrew Seski: I think that might be the perfect segue into a personal definition of a modern CFO because it sounds like you're saying the difference between somebody on the financial team versus the chief financial officer is somebody who's got a really healthy mix of IQ and EQ.[00:12:50] Anthony Pastore: Exactly. Exactly. I think that's a, yeah, please expand more on that because I know we talked about this just a couple days ago on the phone and I was really intrigued by that idea of the two — they don't necessarily have to oppose each other. They can work together. [00:13:02] Andrew Seski: Yeah. A lot of my episodes have covered the fact that there's a hypervigilance on how teams collaborate really effectively. We've had guests who have been, you know, served, you know, they've served us in a military or naval capacity where their entire job was focused on team-based collaboration and that can be really powerful. And it's a nice kind of way or a framework to view the chief financial officer job in general because it feels like you are just managing different types of people but in reality, it's how different cogs of teams work together, which you have to be, you know, very understanding on the individual level. But because of that, then you have to also have the next level up, which is how those people are gonna interact with each other then, the acumen of the entire world of finance and then from there, you have to be able to direct to those types of people, which I'm not sure if you've noticed this there occasionally is an ego or two. [00:14:05] Anthony Pastore: Every once in a while you come across one and then when I say that facetiously. Of course, there has to be some level of it, right? I think there's —[00:14:12] Andrew Seski: But if you think of that skillset, that is —[00:14:14] Anthony Pastore: That's right. [00:14:14] Andrew Seski: It's pretty multifaceted. [00:14:16] Anthony Pastore: It is. You know, and one of the things I think that has helped me in — you know, for many years it was just myself and one other gentleman, Dan Cassidy, who runs our podcast studio and it was just the two of us for a really long time just doing podcasts and we were a small little team. But as the video started to become a reality, we had to expand the team because you have to bring on producers and directors and technical people who can run video side of the business. And all of a sudden, my team was going from two people to three to all of a sudden we had, you know, seven or eight of us and I was really nervous at first, thinking, "Oh my gosh! I've never run a team of this size. What do I do?" And I said, you know, "I'm just gonna do what I continue to do. I'm gonna just be a human being. I'm gonna check in with them, have a little humor." I think humor is so important, not yuck-yuck humor, and you don't wanna be obviously inappropriate in your humor. But having a little fun talking about a TV show that everybody's been watching, you know, if there's a Netflix show that's really popular. Hey, everybody watching Wednesday on Netflix or some great documentary or The Last of Us or something? They'll go, "Oh, yeah." And then everybody starts talking and it becomes this collaborative team feeling. And just those little moments, they don't have to be these long, drawn-out planned things, just those little moments. They humanize you as the leader or in this case as the CFO and they see you as a real person but they still have respect for you 'cause they see that you're trying to connect with them and then you show your leadership skills when it comes to getting the job done and they look to you to do that. But I do think being a human being means everything and never condescend to people ever, ever, ever. Even if they've done the worst thing in the world, you figure out how can we make this better? Because I've had bosses that just kind of come at you and it just strips you of your confidence and then you feel like you have to build it again and it takes a long time. Just be there for them. That's what our jobs are.[00:16:04] Andrew Seski: Let's focus on humor because I think we're talking to kind of almost workplace culture, which will segue into how we think about multi-generational family wealth. And then, what I am really interested to hear is about the one thing you feel is underestimated in the world today. But I know that we can kind of merge all of these topics together but.[00:16:27] Anthony Pastore: I think we can. [00:16:27] Andrew Seski: So, I mean, the idea that humor has a place in the workplace in general is not horribly unique but it sounds like humanizing your workforce is a 2023 requirement.[00:16:41] Anthony Pastore: I think so. You know, and look. I come from a generation where — and I was just literally talking about this with a friend of mine who's not in finance but in my age range. I said I remember coming up when you were just expected to do things. Nobody ever really held your hand and took you to a place. They just said, "Do it" and you sink or swim on your own. And I remember thinking, that's not really good for me. I want somebody to just kind of at least kind of be there for me if I need help. Not just like, oh, it's fail pass or fail but your choice, however you make that happen. I think there's a nice — and then obviously there's people who now complain that the younger generations all they have is handholding and everybody's like coddling them. I think finding that middle of the ground, the, you know, like middle-ground approach is the right way to do it in my personal experience because being thrown into the deep end of the pool, I learned a lot but I was also scared to death and I hated the idea of having to make mistakes. I was afraid to ask questions 'cause I thought they were gonna look down on me. I should know more. But I never wanted anybody to feel that I'm gonna just hold their hand and walk them through their day. Like you gotta also figure some things out on your own. But that's being a really, I think, effective leader is finding that blend and throwing humor in there is just one way again I think I'll just repeat this and I'll probably say this a lot, it's the humanizing factor, showing them that you're a real person, too. You're not just somebody who's, you know, running a team or running a company as the case may be. But, you know, it's a really, really tough place, especially for those of us who've come up in the older days when we were made to sink or swim completely on our own. I think there's probably a lot of people out there listening to this who might be nodding their heads and saying, yeah, I had similar experience to that myself. But when we were talking in our prep, you said, what's the one, what's the question again? What's the one thing that we should be doing more of? [00:18:30] Andrew Seski: Underestimated in the world today. [00:18:31] Anthony Pastore: Underestimated in the world. I think it's compassion. That's always my answer. I find myself being sort of empathetic towards people's journeys. And I use the word "worldview." I think understanding where people are coming from and it's not just at work. It's in life, too. You know, you meet new people all the time who are not necessarily sitting in the cubicle next to you. They are sitting in a bar next to you or in a restaurant or at a museum or, you know, you're meeting people through friends or whatever the case may be. You have to have compassion for people. You have no idea what their day was like or what their life was like and you can't assume anything. Nobody's like you or me, Andrew. We are two individual people who just happen to come together for this great podcast that you're doing and we have found I think a good rapport and energy between us. But it doesn't mean I know who you are or what your experiences are. Just be compassionate and just be open to learning who people are. I think there's not enough of that in the world and that's not politicizing anything. That's a whole other discussion that we're gonna leave out of this podcast. But I think in the world, if we had more compassion, I think you'd see more understanding and people seeing, feeling like they're being heard and just understood, you know? And then I think people could succeed more. [00:19:36] Andrew Seski: Well, I mean, that's why I wanted to do this podcast in general because from the CFO seat, compassion during market cycles that are very easy, you can see it in the private markets with the benefits of the types of things that coddle what I think entrepreneurs who have been through multiple market cycles would say, you know, that is just a result of a time of feast, you know? This is not reality. We go through market cycles and CFOs, you know, today, every headline that we see about major layoffs it's, you know, humanizing everyone. And having compassion and empathy in the world of finance is a hugely underappreciated conversation so that's why I wanna have it. [00:20:15] Anthony Pastore: Hundred percent agree, yeah. [00:20:17] Andrew Seski: And it the same operates in succession planning as you were describing that kind of compassionate yet humorous yet needing to be respected mindset, I was thinking of some of the patriarchal people who I know who run family businesses or are just heads of family or matriarchal and it's the same thing. It's a level of respect but also an acumen for understanding how to communicate, especially around things that are horribly complex like ownership around equities or, you know, alternatives, which actually I think is an interesting point for UBS, which I think the one of the things that I think UBS personally does really, really well is communicate on complex topics, especially to advisors. And I know that we have a lot of advised a lot of family offices who look to the street for a lot of advice, trying to get a good pulse. And this is another reason why these mediums are so important 'cauwe we can do deeper dives on all of this too, which is awesome. [00:21:15] Anthony Pastore: That's right. One of the things that I think is one of the many things I think I really I'm a personally I'm a big fan of the culture here at UBS. You know, back in the days at when I was at Smith Barney, the culture there was, I mean, it was the older days. It was pre — let's talk about it — it was pre-9/11. It was pre-financial crisis. It was kind of a different time. We were looking for different things. They called the advisors financial consultants, not advisors. It wasn't about wealth management as an advice business. It was about, you know, selling products to clients, not that that was a bad thing. That's just what we were doing at the time. Well, not me, but that's what our business was about. Then, we moved into this idea of holistic wealth management and that's what we continue to do today, which I think is a really important thing to do. We have, you know, our advisors here at UBS are given this framework called UBS Wealth Way and it gives them five questions to ask instead of saying to your client, "Hey, what mutual fund are you interested in?" They might be a doctor or a lawyer sitting there. I don't know. But we ask them questions like what's important to you? Who's in your family? What do you wanna leave behind? What do you wanna do with your money? You know, do you have any particular charities that interest you? Who are you gonna go grab an ice cream with when you're, you know, 75 years old? So, things that make them think. And then, our advisors go, "Okay, great. Now, I can put your portfolio together." But I think that's the changing business. And one of the things I like about the culture here is it comes from that side of thinking more about the client and his or her life or their family's lives from different angles. And it's not just about what, you know, what ETFs do you want in your portfolio. And I think that's what I feel really passionate about in the business and especially the UBS culture. It is very collaborative here. My colleagues are great. Everybody works together. It's that's how you get things done more effectively, too, and that's a powerful thing. [00:22:57] Andrew Seski: So, it sounds like there are evergreen values. But one of the topics I wanted to cover today, too, is the role of technology at the firm. We have all been playing with ChatGPT and all of the modern AI tools. It's been exciting but the world of wealth management, which is slightly different than asset management. Wealth management is more of the holistic picture of not just your assets but liability. The full picture of philanthropy as well.[00:23:24] Anthony Pastore: Absolutely. Yep. [00:23:25] Andrew Seski: This is slightly separate from being just a fiduciary. But the interesting aspect is that there's been one of the podcast guests I had was David Magerman, who was one of the early engineers at Renaissance Technologies. And, you know, the idea of using AI and machine learning in algorithmic trading has been around for a decent amount of time and algorithms get refined and refined. But and there are only a subset of people on the planet who can do it really, really well consistently. One of the things I'm interested in is just where you see the future of technology from every aspect of the firm because, you know, we're in a modern studio today. The video aspect of communicating effectively is massive in this space. Drives a lot of, you know, a lot of views and it's easier to engage with people today than ever before. But also, we need to probably think about how tech could integrate across every business sector. So, curious from your perspective what that looks like. What it looks like for the future of your role and maybe what it looks like across some of the different areas across all of these different floors in this building at UBS here. [00:24:35] Anthony Pastore: Yeah. You know, I think, Andrew, probably I'll say something that most people will agree with is that the pandemic really taught us a lot about the importance of technology. That was evident in sales of computers and devices that people needed to outfit in their homes but also the infrastructure that firms like ours and yours and everybody else's had or needed to upgrade to make sure that people could log on remotely and have a seamless experience. And I think we learned so much from that about how important technology really is in our day-to-day lives. And especially for, and again, speaking from a wealth management perspective, for advisors who were all of a sudden working in their home offices, which they'd probably never done before. Everything was in an office. Clients were in front of you as close as you and I are sitting right now. They knew that they had to figure out how to do a business from home and they had to have access to all their systems, their trading systems, all of the ways to get client information, portfolio account values, etc., households. And, you know, thankfully, it worked. And, you know, they had been already as a firm UBS was thinking about the technology component and how can we make it better just in the in-office experience. And thankfully, they had foresight to say we should have a remote experience as well so by the time the pandemic happened, they were ready, which was welcome because if all of a sudden the firm just had to shut down because you couldn't log on from home, that's a game changer, you know, and that could put anybody out of business. So, I think that alone, just like the idea of remote and virtual working and seamless ways to do that from the office to home, is a game changer. On my side, on the media side, the video side of my business only really came about in earnest because of the pandemic. We knew as a firm if we're gonna reach people during this time, we need to have video. We need to have a steady stream of videos being created and not just Zoom webcast. We're gonna elevate this on a level that no one is doing. And so, we're lucky that we had people who I was reporting to at the time who had the foresight to say, yes. What's the vision? Let's build a beautiful newsroom studio. No other firms are doing this. Let's blow it out of the water. And I remember during the pandemic and I was home when we were working with our particular vendor, while they were building our physical studio here in our offices in Midtown, they set up a virtual studio for me in my New York City apartment in my second bedroom, which, you know, anybody who lives in New York City knows a second bedroom is either a guest room, an office, a storage room, or all the above, or the gym. So, I had — and it was all the above for me. And they put in a green screen and cameras and lights and I was remotely working with a director who was sitting in Washington, DC and a producer who was in Chicago and a, you know, an engineer who was sitting in Las Vegas. And that for me was the start of us migrating into the new level of technology when it came to media. And now, shooting in a studio and doing shows like that, now we're looking to what's the social media aspect here? How much can we be doing there? TikTok is everywhere. Every single person in — certainly under the age of 25, between the ages of 18 and 25, are on TikTok or at least viewing it so how do we reach that audience? And it's continually looking to see where that technology should go. Now, of course, in financial services, we have a lot of regulations and there's a lot of people who say, yeah, you can't do that just yet, you know? So, would I love to be on TikTok doing three minute videos with our best, smartest thought leaders and our chief investment officer? Yes, of course. But we'll find ways around that. But I think technology never stops. It's always continually, you know, evolving and so, it's a matter of us keeping up or at least finding ways to, you know, to chase after it.[00:28:08] Andrew Seski: So, the CFOs who are listening have to then just decide that there are different mediums. Yes, they have to learn them. They have to be communicative in different mediums that they're gonna be pushed outside their comfort zone to do. [00:28:22] Anthony Pastore: For sure. [00:28:22] Andrew Seski: And it can be a huge part of a strategy because you need the right people to deploy the right strategies no matter what seat you're in.[00:28:30] Anthony Pastore: A hundred percent. And for a CFO who's also looking at the bottom line, if you're a, you know, in a company who wants to really ramp up media content, whether it's videos or podcasts or both, having an in-house team like we've developed here is a huge cost savings because third-party vendors to do production are very expensive. I mean, they do a lot of work. Let's not mince words. But it's an expensive venture. And just by having our video studio opened last year, we saved the firm, you know, millions of dollars just by not having to outsource, you know, the work to someone else. We were able to do it all in house with our in-house staff. So, that's, you know, from a financial perspective, it's a really smart thing to do and, I mean, you know, imagine if you had to outsource your podcast every single time by using somebody else's studio or someone else's equipment. It doesn't pay. You know you're doing it all in your own office that you built with your own equipment and you're able to produce at your own on your own schedule and not have to pay someone to produce it for you 'cause it's pretty costly.[00:29:31] Andrew Seski: Yeah, it can be a real cost savings to just have normal conversations that you're having in the office, record them, and be transparent about the way that you're building.[00:29:40] Anthony Pastore: That's right.[00:29:40] Andrew Seski: I think that's one of the trends of some of the more successful companies in the last few years. They have built their firms in public so that their audience, their customers, and the way that sales are generated are because of the loyalty to the brand because they've been a part of the journey the whole time because of the transparency that social media's given us. And a big piece of that can come from just having open and honest conversations about how things are actually built, not to very clearly rip off how I built this by accident but.[00:30:10] Anthony Pastore: It's all fair, right? Imitation is the sincerest form of flattery, they say. But I think, you know, you were talking about multi, you know, the next generation of wealth, and I think if you really want to attract that generation from all the research we know and from talking to people who are in that age bracket, this is the way to go. They want quick. They want pithy. They want video or podcasts but they want engaging, they want conversational. Nobody's reading 40-page research reports anymore. We all know that. I think that's a pretty much it's it still happens but everybody knows — alright, if I'm gonna write a 40-page equity preference list on industrials, I also better accompany that with a 10-minute video and a 20-minute podcast just so people can say, you know what? I don't really wanna read this. I just wanna listen to it. Let me hear what the analyst has to say. That's the thing that we've learned so much of in the last few years is the importance of having a multimedia approach, you know? Articles, blogs, reports, videos, podcasts, all coming from the same firm. That's what we do here at UBS and it's I think it's been a game changer because our clients and our advisors and, of course, their prospects, they can consume it however they want, no matter what age they are. That's I think the secret sauce is just knowing that you can create content that could be, you know, interesting to any age, any demographic, as long as you're telling the story in different ways.[00:31:33] Andrew Seski: Right. I mean, that's one of the reasons for being of Nth Round in general. We are this modern interface with, you know, private assets, which are difficult to value, difficult to communicate the value but, you know, get an easy portal to sign in with a click and you could use your iPhone to do so. It's I think what's gonna happen in probably the alternatives, whether it's, you know, any of the bulge brackets or not, this is all gonna come into meeting people where they currently are. But also, there's gonna be value from great grandpa having, you know, hosting a Jeffersonian dinner explaining why the family office was created and somebody wanting to know that one of the portfolio companies exited and they're gonna get a distribution in the K-1 and if they can get that in an email with one click and look at the total dollar number and be able to send it off to an accountant, they're gonna be way happier than, you know, whatever the family retreat is or anything like that. So, it's how do you introduce some of those tools and communication method across generations to go? Your great-grandfather had, you know, he sat with you over dinner. That's where this came from. Now, we've got a round table. Now, we've got our event. This is what it's gonna look like and how we're gonna iterate a future for the rest of these generations. [00:32:46] Anthony Pastore: I'm still laughing about a Jeffersonian dinner. That's a great great line. I'm gonna have to use that more often. You know, and I was gonna bring up. You were talking about, you know, we talk about multi-generational wealth. We have a group here at the firm that focuses on the a multi-generational wealth and they did some research before they launched the segment last year and it says something like 83% of investors are concerned about transferring their assets smoothly. So, I mean, it's a big issue for a lot of people. Having these Jeffersonian dinners but then having every generation at the table, they don't know how to do it wisely. And then, it's like another stat that came up with that six and 10 heirs and benefactors agree that the parents have to bring up the topic. It would help break down those barriers to talking about that inheritance. The kids don't want to go to the elders. They want them to go to them — the elders to go to the kids 'cause they're like, Hey grandpa, how much money do you have and when am I getting it? That's what it sounds like in grandpa's ears perhaps. So, it's a lot of like people are just aren't talking to each other about transfer of wealth. And then, you know, what happens? These kids go to smaller shops and they or they do everything online or they ask ChatGPT where they should be investing their money and it'll give 'em some crazy answer.[00:33:59] Andrew Seski: Right. And that's actually an interesting idea too just in the fact that I think one of the issues around CFOs trying to communicate effectively in general is the control of information and where it's coming from. And I feel as if the financial reporting is it almost mirrors this conversation right now where, you know, the father and son, all the stakeholders, all the siblings and cousins. It's like almost as if that there needs to be one very strong voice communicating about how, you know, a mandate is around the family selling assets or what that agreement looks like for whatever the cash generating business actually looks like. Could there ever be a place in time where somebody needs excess liquidity and is the agreement malleable enough to accommodate that? But if you don't know how to ask because it's not being communicated down, you lose control of everything. You may lose control of the actual asset that's generating the wealth in itself if you get pushed into some sort of exit scenario you're not, you know, prepared for.[00:35:02] Anthony Pastore: That's right. [00:35:02] Andrew Seski: So, it's a really interesting issue. I love the fact that you brought statistics here because, I mean, it's fascinating to know what's working and what's not. [00:35:09] Anthony Pastore: I've got tons. I mean, you know, our we also have our family office who does a ton of research and the and that's part of our private wealth management division run by John Mathews, who is a great leader and a good friend. But you know, he said there's $71 trillion wealth opportunity out there right now globally. It's incredible to think and from a family office perspective what's really out there and how much has changed because of COVID, digital disruptions, geopolitical developments — it all matters to family offices when they're thinking about what they want to do and how they want to invest and what they want to pass down to their heirs. It's a really important and hot topic right now to think about the evolution of a family office.[00:35:47] Andrew Seski: I'd love to learn a little bit more about UBS' family office services before we start to wrap up here, especially because I think the back when I first heard the term "family office," it meant something really different than it does today and I'm not sure that most people looking to think about multi-generational wealth or passing down businesses really understand a lot of those basic definitions. [00:36:12] Anthony Pastore: That's right. [00:36:12] Andrew Seski: But when I first started my journey, I thought that a family office was created by handpicking some incredible investment bankers and then they worked for just the family. Today, there is such an impossibly large spread of types of services where that's still the case for single family offices where they could still outsource the CIO role to one of the major shops or outsource just any of the different aspects of what running, you know, basically a small asset management firm for your personal wealth management, what that actually looks like.[00:36:50] Anthony Pastore: That's right.[00:36:51] Andrew Seski: So, I'd love to learn a little bit more about how UBS thinks in terms of where their services could be thoughtful to some of those multi-family offices or RRAs. [00:37:00] Anthony Pastore: Yeah, and like a full disclosure. I'm certainly not in the family office but I work with them quite often and what they're, you know, what they're talking about is that they are the best representative for a family — so if a family office comes to UBS and they work with one of our advisors, they also have the backing of our family office team within the private wealth team and they get, as you just said, they have a financial analyst who can work with them. They work with somebody who helps them with their philanthropy goals. They have experts at their disposal to really help them transform the way that they're investing the money that's part of the family office, not just keeping the money someplace and having outside people run it. It's all in-house so they get it's like a full service experience for a family office when they work with our advisors here 'cause then our advisors work directly with the family office team in the home office area. So, it's a it's really it's a one-stop shop. [00:37:52] Andrew Seski: Yeah. It used to be that you had to go out and just go try to create your own and whether you've done that, you know, UBS or another competitor to, you know, round out the services or if you wanna start your family office and wealth management services from day one.[00:38:06] Anthony Pastore: That's exactly right. And, you know, and just for a color, the top three markets for family offices $14.6 trillion in North America, Europe has $10.5 trillion, and then Asia has $11.8 trillion. So, there's a lot of assets out there and, you know, we are trying to explain to these family offices how we can help them holistically with managing their business, managing their family money, and, you know, and keeping it by passing it to the next generation, having those family meetings, and doing the family love letters and having everybody sit around the table with their advisor as sort of the mediator in the room, you know, so the kids don't have to ask the embarrassing questions of the grandparents and the parents.[00:38:52] Andrew Seski: I think one of the things that I'm fortunate enough to have a seat at the table is kind of a perspective into alternatives. All of Nth Round's clients are privately held companies. They're really, really interesting folks and just having a well-diversified strategy is obviously a huge portion of the wealth management services here and I think that the next generations can be highly focused on the private markets. They've seen what happens in the venture world. They're raising their own funds for the first time. They're highly proactive. Whether they're trying to be activists, shareholders, trying to trade Robinhood accounts, or try to figure out how to become micro LPs, I think that's gonna be a huge piece of this and to have that be respected and understood as a piece of a well-diversified portfolio I think is gonna be really powerful. [00:39:40] Anthony Pastore: I agree. And even private equity is something that more and more family offices are interested in these days. It's also one of the preferred methods of investing for this year from our chief investment office at UBS is looking at private markets as, you know, as an opportunity within any and even an individual's portfolio. But certainly for a family office, it's a great avenue to be looking into for sure. [00:40:03] Andrew Seski: Yeah, and family offices are unique too as investors just from a standpoint of while it's nice to think about becoming a micro LP, the success rate is just the amount of risk that you're taking on to make the investments is extremely high.[00:40:16] Anthony Pastore: Exactly. [00:40:17] Andrew Seski: So, having the experience of another firm with, you know, your formalized structure makes all of those little pieces fit into place a lot more. [00:40:26] Anthony Pastore: That's exactly right. By the way, my team would kill me if I didn't tell everybody where our videos are located so I hope you'll allow me to do that.[00:40:33] Andrew Seski: Please do.[00:40:34] Anthony Pastore: UBS.com/studios and also on the UBS YouTube channel. That's our UBS Trending episode. And for the podcasts, it's all over iTunes and Spotify and everywhere, probably where your podcast sits so we can work in conjunction with each other.[00:40:47] Andrew Seski: Is there any way that somebody can get in contact with you if they're interested in any other media?[00:40:52] Anthony Pastore: 100%. They can email me directly. It's my name — anthony.pastore@ubs.com. Please feel free to reach out or you can link in with me. I'm also on LinkedIn and, you know, other social media things but LinkedIn's probably the best bet. So, please direct message me there. Happy to talk to anybody who might wanna chat a little bit more.[00:41:12] Andrew Seski: This has been another episode of The Modern CFO Podcast. Thank you so much, Anthony. I hope we have the opportunity to speak again. [00:41:18] Anthony Pastore: I hope so too, Andrew. Thanks for being a fantastic host. I really appreciate it. This was a lot of fun. [00:41:22] Andrew Seski: Welcome to the other side of the table. [00:41:24] Anthony Pastore: I still don't like it so much but I'll do it for you. Thanks, Andrew.

Today we have Special guest Dave Scott from his Famous show on YouTube called "Spaced Out Radio" to talk about his very own UFO experiences that have occurred through out his life and How he has learned to cope with his experiences. We will also talk about how Dave got into the field of high strangeness and the start of "Spaced Out Radio"!! So we have a lot to go over today, So Strap On Those Seat Belts, Were Going for a Ride! DAVE'S BIO: Dave Scott is the creator and host of Canada's ‘Spaced Out Radio', running Monday through Friday nights at spacedoutradio.com. A former radio journalist, Dave graduated with a diploma in Broadcast Communications from one of Canada's top Broadcasting Schools, BCIT, in 1998. Dave then spent nearly 10 years in radio, mostly working in sports, before leaving the field to pursue other interests. Dave's personal quest into the unknown started in December of 2011, when he had contact from what he calls The Angel of Death, that he saw in his mother's eyes, which led to his first channeling experience. After this incident, Dave's personal experiences started becoming more frequent. Paranormal experiences. Premonitions started coming true. A Big Foot sighting with two of the creatures within 100 feet of him. UFOs started appearing anytime he wanted, even though Dave had no idea what “summoning” was. Personal sightings of five extraterrestrial species, one who he's nicknamed ‘Carl'. On November 30th, 2014, Dave launched ‘Spaced Out Radio'. Dave's near decade as a journalist helped him craft his style of interview, making it comfortable and personal for his guests and listeners alike. He looks at himself as one of the only trained and experienced radio journalists, who is also an multiple experiencer of the unknown. Join Dave LIVE from 9PM-Midnight Pacific every weeknight NEW -Philadelphia UFO Exposure Con May 20, 2023 12pm-10pmEST Tickets include : Light Lunch, Buffet Dinner, 7 speakers , Q & A with speakers , Cash Bar, Book Signings & Merchandise! Get your tickets now https://www.eventbrite.com/e/548109198367 MERCH AND SWAG STORE FOR ALL THINGS "UFO ENCOUNTERS WORLD WIDE" - https://www.storefrontier.com/ufoencountersworldwide DONATE/SPONSOR THE SHOW AT - https://paypal.me/JessePmufonFI - IT WILL HELP KEEP THE SHOW GOING, PLUS YOU GET A "SHOUT OUT" ON THE SHOW AND A PLACE ON THE WEBSITE! SPONSORED BY: K & P EXPRESSIVE EVENTS - Join Us March 25th for "Spring Fling with The Bunny" from 12pm - 4pmEST Photos with the Easter Bunny and MORE! CONTACT ME: TWITTER - @AATPEAK WEBSITE - UFOENCOUNTERSWORLDWIDE.WORDPRESS.COM EMAIL - UFOENCOUNTERSWORLDWIDE@GMAIL.COM PROJECT BATTECH 404 INFORMATION: WEBSITE - PROJECTBATTECH404.WORDPRESS.COM REPORT EM SIGHTING: BATTECH404RESEARCHMEMBERS@GMAIL.COM --- Support this podcast: https://podcasters.spotify.com/pod/show/ufoencountersworldwide/support

Today's podcast guest has done everything from museum tour guide and musician to puppeteer, teacher, and even a Ringling Brothers and Barnum & Bailey Circus clown.  He's my friend, Cliff Long, and his stories will have you in stitches. You won't want to miss this episode of Someone You Should Know.  BUY RIK A COFFEEMuseum of Broadcast Communications in ChicagoCliff's FB pageOur friends Tim Larson and Liz Wylder (in the photo with Cliff) podcastSomeone You Should Know 2023 // CatGotYourTongueStudios 2023How to Contact Us:Official Website: https://Someoneyoushouldknowpodcast.comGmail: Someoneyoushouldknowpodcast@gmail.comTwitter: @RIKANTHONY1Facebook: https://www.facebook.com/rikanthonyInstagram: https://www.instagram.com/someoneyoushouldknowpodcast/LinkedIn: https://www.linkedin.com/in/rik-anthony2019/TikTok: @SomeoneYouShouldKnow2023YouTube: https://www.youtube.com/@someoneyoushouldknowpodcastThank you for listening!Theme music "Welcome to the Show" by Kevin MacLeod was used per the standard license agreement.

Season #3    Episode #5 -  Tim and Liz were pleasantly surprised to be offered to do this episode in the Paul and Angel Harvey Studio at the Museum of Broadcast Communications in Chicago, Illinois.  So many radio stories were shared within the former WGN Showcase Studio once on Michigan Avenue.  It was donated to the museum in 2012. Midwest temperatures unexpectedly plunged into the upper thirties the week of October 20, 2022 therefore we kept our coats on during the show and held back their chattering teeth and sniffles.

To celebrate National Radio Day, WGN Radio's Dave Plier shares excerpts of The Museum of Broadcast Communications event ‘Rock Radio Revisited'.

Radio legend Tommy Edwards joins Steve & Johnnie (filling-in for Lisa Dent) on Chicago’s Afternoon News to discuss his career during the golden age of rock radio, and to promote the upcoming Museum of Broadcast Communications' event ‘Rock Radio Revisited' on Sunday August 14th at The Des Plaines Theatre. Follow Your Favorite Chicago’s Afternoon News Personalities on […]

Radio legend Tommy Edwards joins Steve & Johnnie (filling-in for Lisa Dent) on Chicago’s Afternoon News to discuss his career during the golden age of rock radio, and to promote the upcoming Museum of Broadcast Communications' event ‘Rock Radio Revisited' on Sunday August 14th at The Des Plaines Theatre. Follow Your Favorite Chicago’s Afternoon News Personalities on […]

Emmy Clendenny is a Certified Pediatric Sleep Consultant on a mission to help families all over the world sleep better with a mindful approach to bedtime routines and everyday life. Emmy started SleepWellThrive four years ago after figuring out her own family's sleep struggles and helping friends and family through those blurry-eyed days of no sleep. Since completing the intensive certification program with Family Sleep Institute, Emmy has been able to help families all over the world find peace and better health by getting the sleep they need. With a background in Broadcast Communications and International Marketing, Emmy lived in NYC and later in Hong Kong for nine years, where she held various editorial positions for local publications and start-ups. Ultimately, this led her to the world of wellness and pediatric sleep hygiene. She now lives in Bucks County, Pennsylvania with her husband, 5 & 6 year old sons and their Hong Kong rescue dog.   Learning Objectives: 1.     Name the benefits to adequate sleep and link to mental health2.     Explain ways to develop good sleep hygiene3.     Define sleep hygiene4.     Characteristics of sleep hygiene Go to Therapeuticperspective.com to obtain CE credit hours!

Radio legend Tommy Edwards joins WGN Radio's Dave Plier to talk about the upcoming Museum of Broadcast Communications' event ‘Rock Radio Revisited' on Sunday August 14th at The Des Plaines Theatre, which stars Tommy, John Records Landecker, Bob Stroud and hosted by Wendy Snyder. For tickets, visit MUSEUM.TV.

Summary:  Eddie Hill has been an invaluable leader, team member, and tremendous resource at Prosperous I.M. as our Grand Master Prosperite and founder. Graduating with a Bachelor of Science in Broadcast Communications from the University of Wyoming, Eddie started his secular career in radio and quickly began a passion for all forms of traditional media marketing. Eventually, he transitioned into online marketing building his first website in 1998.       Key Highlights:    [00:00 - 08:12] Eddie Hill on the Importance of Relationships Eddie Hill is a marketing guy and owns four businesses, one of which is an award shop that specializes in personalized gifts. Eddie and his wife own a call tracking company that helps businesses track their phone calls for metrics and conversions. Eddie also owns a consulting company that helps Christian entrepreneurs. Eddie was introduced to his current business partner, Jeff Powell, while they were both members of a mastermind group. Jeff declined to join Eddie in running the business but agreed to help him out if Eddie ever needed it. 11 years later, Eddie still relies on   [08:12 - 14:32] Jeff Powell: 11-Year Partnership that He meet from BKIC 11 years ago, Eddie and Jeff had a conversation about how to scale their business and Jeff shared his expertise with standard operating procedures (SOPs). Since then, Eddie and Jeff's business has grown significantly and they now employ 140 people. Jeff Powell is very good at systemizing things and helping others to take care of their own business, which has helped Eddie and his family financially.   [25:39 - 30:52] Closing Segment Follow Eddie Hill on Facebook and LinkedIn  You may also visit the following website: https://www.prosperousim.com     Resources Mentioned Prosperous Christian: 10 Commandments of Godly Prosperity  www.prosperouschristianbook.com Traction: Get a Grip on Your Business Thanks for tuning in!     If you liked my show, please LEAVE A 5-STAR REVIEW, like, and subscribe!     Find me on the following streaming platforms: Apple Spotify Google Podcasts IHeart Radio Stitcher  Tweetable Quotes “There's been a big part of my life that I didn't strategically try to go build as much as relationships as I have in the last few years. But I agree. it is that important." - Eddie Hill

Noted cartoonist, illustrator, and designer Jim Engel, who is also the children's television curator at Chicago's Museum of Broadcast Communications, speaks with Steve and Johnnie, in for Dave Plier. Jim talks about all his wonderful work in children’s television programming.

With a passion for researching and sharing the most important facts on real estate and economics, Kathy Fettke is a frequent guest expert on such media as CNN, CNBC, Fox News, NPR, CBS MarketWatch and the Wall Street Journal. She is the author of the #1 best-seller, Retire Rich with Rentals, and host of two long-running RealWealth podcasts – “The Real Wealth Show” and “Real Estate News for Investors.” You'll also find her on the recently launched BiggerPockets “On the Market” podcast as one of several co-hosts. Kathy received her BA in Broadcast Communications from San Francisco State University and worked in the newsrooms of CNN, FOX, CTV, and ABC-7. She's the past president of American Women in Radio & Television. She is passionate about learning and sharing that information with the members of RealWealth and her podcast listeners. In today's show, Kathy shares her investment journey, her predictions on where we've been, and where the market is headed. Episode Link: https://realwealth.com/ --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals.   Michael: What's going on everyone? Welcome to another episode of the Remote Real Estate Investor. I'm Michael Albaum and today I'm joined by Kathy Fettke, who is the co-founder of Real wealth and she's going to be talking to us today about her predictions around where the market is headed, and where we've been. So let's get into it.   Kathy Fettke, how are you? Thanks so much for taking the time.   Kathy: I am doing wonderful, thanks for having me here.   Michael: Oh my gosh, I'm so excited. So we had your husband Rich on a while ago on our podcast and we were asking him about market conditions and forecasting and he goes timeout you got to have my wife on. So for anyone who didn't catch that episode, give us a quick, quick intro background, who you are, where you come from and what it is you're doing in real estate.   Kathy: Yeah, well, Rich, and I founded real wealth, which we really did by accident. It was back in 2003 when he was really more in the motivational world. He was a speaker and had come out with a book called extreme success. He was doing this national book tour, we didn't know anything about real estate, but we house hacked, which wasn't really a term then. But basically, we bought a house it was way too expensive for us. So we rented out rooms and that's how we afford to live there. That's how you summarize that. But other than that, that was our only landlord experience and we didn't we didn't think that we could buy real estate until we were rich. You know, that's oftentimes what people think like, I gotta wait till I am a multimillionaire before I can do that, so he you know, he was building his coaching business, I was a stay at home mom. It was on that. On one of his when he came home from his tour, his media tour, and he noticed a freckle. As you probably saw, he's a redhead. So there's a lot of freckles on that guy but he noticed he was like this one's weird.   So he checked it out and the doctor looked at it did more tests, thought he basically told rich, he had probably six months to live because melanoma was extremely deadly than it probably still is. But they have better things today. But back then it was just like, here's your diagnosis, you got six months. So obviously a massive shocker. Both of us being motivational speakers and coaches were like, no, no, no, I'm not buying this. But I had to figure out the finances and I wanted to take over so that he could you know, if the doctor was right so that he could really enjoy himself for those six months. But really, we both were like No, don't even go there just get better. So that's when I had a weekend radio show in San Francisco that I just did for fun. It was kind of a coaching show is helping people go after their dreams in a in like a 90 day period and, and really create the things that they always wanted, but were afraid to do and all of a sudden, I'm like, I gotta change the show to me figuring out how to make money in 90 days, you know and how do I do that? So I completely changed the focus to wealth building and because it was the San Francisco show, I could interview really high level people like Robert Kiyosaki and that's how I learned real estate investing and that's over time, we built real wealth and we've been helping people, you know, educate people and educate ourselves ever since on how to build wealth through real estate.   Michael: I love that. So you're telling us that you learned real estate investing via hosting your own podcast and interviewing folks that had done it?   Kathy: Oh, yeah and I was such a dummy. I mean, like, literally knew nothing. Nothing. I mean, we were renting out rooms in our home on Craigslist. So like, we understood the dark side of what's doing, right, because of stories there. But no, it wasn't until I just thought I got it. I gotta figure this thing out. I've heard that there's a thing called passive income. I don't know what it is but let's find out and I just started interviewing people but I was lucky enough that because I was so desperate to create money, and I've been a stay at home mom for years. I I'd been in broadcasting and that was my degree. But I didn't want to chase fires and murderers when I was raising young children. So I, I basically was not doing that anymore and, and so and bless. They had strikes all the time where I'd have to march for hours in the middle of the night like that. Anyway, I hadn't been working and I didn't It's hard for women when you're out of the workforce for even a few months, but let alone a few years, kind of don't know how to get back in. So that was the focus is like how do I do this? But one thing I thought, well, I could maybe sell sponsorships. So I just started listening to everybody who was advertising at the time. It was like, oh, wow, there's a lot of people, but advertising mortgages.   So because you know, this was 2003 and that was what it was everybody was wanting a mortgage? Because they were ridiculous. So I went down the phonebook which existed at the time, and called all these one by one and finally I got someone. Well, I finally got someone to agree only because I was so tired of hearing no, I called finally the last person on the list. I was like, I got an offer you can't refuse. I'm looking for a co-host, instead of like an advertiser, and the guy's like, yeah, sounds good. So that's how I got my sponsor, but it ended up being a mortgage broker who I made a co-host and I came home and rich started laughing. He's like, oh, now you have a mortgage show. Like, that's gonna be funny, because you don't even like going to our fight you skip every financial planning meeting we ever have. And because I just really wasn't into it. But this mortgage broker who became my co-host, I thought, you know, how am I going to make this interesting, so rich, and I thought, well, you know, interview his clients, find out what they're doing with these loans. And that's, that was the game changer and again, like, I had no idea what I was talking about but I think that's what made the show interesting is, I would I was in such awe of the things that, that these people were doing, that all my audience was like, also learning along with me, and they were in awe. Because I was interviewing these 30 year old who were retired, you know, it was like, I'm 40 and I'm not retired. So what are you doing and I learned about flipping and I learned about buying hold, and I learned tax benefits and, and, you know, just all the strategies that Pete that at the time, were kind of secret because podcasts didn't exist back then. I'm so aging myself, but you couldn't you couldn't get the information. It was like late night TV or $10,000 boot camps, infomercials. Yeah, so it was like I was opening this secret world of real estate investment and making it public and I'm happy to say I was one of the first it changed my life and it changed the life of 1000s of people who got to listen.   Michael: I love it, I love it a little bit. Kathy, I want to shift gears here in just a minute. But before we do, I mean, you had such an interesting purview into this world of real estate investing. So having interviewed all those folks, and having taught numerous people how to do this, is there a red thread, or kind of key takeaway that you think should be thought should be spoken to would be investors or newer investors as they're just getting started?   Kathy: 100%, I can tell you, for me, I, I had a completely new mindset, because people like me who aren't born wealthy, you know, and, and have parents who work for money, you know, whoever, you know, they, if they're not working, they're not making money that you know, they don't understand investing and assets and cash flow and stuff like that, which is most of the world, right? So if you don't come from that, you don't have it, you don't have the mindset. So interviewing these people who were so different than what I thought rich people were like, and so you can even see it today, people who are angry at those who have there, they're just they feel it's unfair, that that's, that's the mindset I was in and then to actually talk to these people and find out there the most generous people, they have a different way of thinking, they look for opportunity, they look for ways that they can make a difference and making a difference is, you know, you're not going to be in business very long if you're not making a difference. And if you're not helping people, that's the bottom line, you're gonna be out of business unless you're government funded, and you get paid no matter what. But, you know, but you know, in a, in a free market society, it's like, if you're not making a difference in helping people, you're, no one's gonna buy your stuff. So I just really learned that, that these, there was a different mindset. So it had to start there and the way that my mindset changed was just being around people and you hear that a lot you hear, like, if you want to change your mindset, get around people that you want to be like, don't hang around the people you don't want to be like, you know, you become who you hang out with. So for me, just even being on the radio, with these people was enough for me to be exposed to a different way of being so it really begins with mindset,   Michael: Love it and kind of taking that a step further, what's your best advice, or the best way that you've seen people get around some different people that have the things or have accomplished what it is I'm looking to accomplish?   Kathy: You know, today, it's so much easier. There's so many more opportunities. You have podcasts that are free. Again, this didn't exist. There weren't radio shows that talked about, you know, how to build wealth through real estate, you know, and if it was it was probably someone who was trying to sell you something. So today, you have access to so many different podcasts like right now. You have books that are $20 You know, my book retire rich with rentals is 20 bucks, and it's my experience all summed up. There's so many books like that. out there that are cheap. So, you know, learning from those who really technically have nothing to sell you, you know, except a $20 book, you know, that's, that's okay do that real estate conferences Rheas. There are local Rheas everywhere and you have to be careful, because RIAs still have sharks. Even when I started real wealth, I couldn't believe the number of sharks that were out there and I ran into all of them. I'm telling you, like I couldn't. This is the other thing that new investors don't realize is that not everybody's nice and not everybody's telling you the truth. When you're a truth teller, you just assume other people tell you the truth and I can tell you when it comes to financial services, it's like, you know, there's so many people that can lie to your face and I met all of them here as well as smile, and they're so happy and they would come to my real estate group groups, they would come to me, assuming I was naughty, like they were and be like, hey, I got some properties to offload. You know, I'll pay like 10 grand, you know, we're getting them.   This was when the when everything fell apart. He's like, we're buying these things for like, $2,000 in Kansas City, and you can resell them for 20. Like, that's not fair, that like, these are tear downs, you know, but so, and they thought that I would be down for that. So there's, there's still RIAs where there's sharks who got out. So I guess the next step is when it comes to mindset, you've got a next step, educate, educate, educate, because then you can't be ripped off as easily. It's kind of like, I like to describe it, like when I took my family to Costa Rica, and I forgot to do my due diligence in the sense of, I forgot to find out what the exchange rate was and I had my $20 and I wanted an empanada and we were hungry and I handed the $20 and I got some change back and I looked at it, and I didn't know what it was and we walked out and I heard the people laughing. I'm like, oh, I just got ripped off but I don't even know how I don't know. You know, so that's how it is in real estate, if you haven't done your homework, and you haven't read those books and listen to those podcasts and you have learned that it's pretty easy to get ripped off.   Michael: Yep, I love that, I love that. Let's shift gears here, Kathy, because what you're doing right now, in this space is super, super interesting and talking about market trends and forecasts. So give us a little bit of insight, give us a little preview into your world of what that looks like and how you're doing it.   Kathy: Sure, well, it was in 2005. I'll just kind of go back again, where I was able to get people like Robert Kiyosaki on my show and he was the first one who was counterintuitive and that taught me so much because he was saying things that nobody else was saying, and no headline was saying, at the time, like what oh, like at the time, the, the main economist for the National Association of realtors had just come out with a book in 2006. That said, you know, I can't even remember it. But it was basically like, why this is why there's no housing bubble and why home prices will continue to go up for the rest of the decade and it was like this was the National Association of realtors Chief Economist. So you get Kiyosaki coming on and going, no, no, that's like, the loans are going to reset and they're starting now and by 2007 2008, people won't be able to pay the payment, because it's all adjusting and it was so obvious once I could see the data and that oh, you know, I ended up joining my co-host and becoming a mortgage broker. So I knew how bad the industry was and I knew how full of lies it was I my first loan that I turned in. They the bank came back and said, oh, your client doesn't make enough money and I was like, well, that's too bad. I'll let him know. He doesn't qualify and they said, no, no, we changed his income he qualifies now and I came home and I was like, pocket, I go rich. Is that legal and he goes, no, honey, that's fraud. Don't put your name on that. So I was one of the few mortgage brokers that Dec was didn't want to deal with the consequences of fraud. So I would turn down people and they would just go to the mortgage broker next door. They were Nina loans, no income, no assets. I didn't need anything. Anything, I didn't need to know anything about you and I could give you a $5 million loan. It was crazy. So I knew something was wrong. But so did everybody else but it was it was nobody could see it. So Kiyosaki is going, you know, this isn't going to end well and like yeah, da. So he was explaining that all the markets that really benefited from easy loans and easy lending were California, Nevada, the San states, Arizona, Florida and he said, but there are certain places that haven't abused these loans and Texas was one of those places. Texas wouldn't allow 105% cash out refinance.   Do you know what that is? That's where you would do a refi and get more money back than the value of the house. It's bright, steady. So Texas didn't do that because they'd been through the SNL crisis in the 80s. They weren't going to do that again. So, he was Kiyosaki was explaining in 2005 2006 I've sold everything in California and all the San states and I'm buying in Texas, I'm exchanging everything in Texas, because the fundamentals are there. The jobs are there, the population is growing. But the but the property's cash flow and that was something. As a California girl, I didn't even know the word. I didn't know what cash flow was, except for negative cash flow, that was a thing. I was curious, like, if you invest in California with negative and that was like common. So it was like all positive cash flow. Okay, so rich, and I jumped on a plane, we went to Texas in 2005, we came back with five properties, because back then you could buy as unlimited amount of investment properties, no money down. That's the kind of lending that existed, and no paperwork. So you know, sign on the dotted line. So we came back with five, but we bought, right, we bought, where the growth was headed, where the jobs were, where the freeways were going, and I talked about it on the show.   Next thing, you know, everybody wanted to do what we were doing. So that's, again, how real well start is just helping people buy and these markets. So I knew back then that you have to does like don't pay attention to the headlines pay attention to fundamentals and that's the same thing I'm doing today and this same thing exists today, where the headlines are, are not following data and people are basing their investment on these false headlines. Like even today, I had a little Facebook fight with some people saying, you know, everybody's like housing crash housing crash, and I'm like, where, like, where? Just show me the data…Yeah, I'm really curious to know where this housing crashes and I get crickets, you know, nothing. But that's what people are thinking and I'm okay with that. If, if my competition leaves the market, I'm okay with that. I would love less competition. Go, go away. Let me buy the stuff, you know.   Michael: Yeah, totally, totally. So I mean, I'm hearing the same chatter and seeing the same headlines doom and gloom, bubble housing crash. Talk to us about what you're seeing from a data driven perspective and what kind of your perspective and projections are   Kathy:   Sure, well, let's look at the American home owner versus the American homeowner before the last crash, before the last crash, there was no money down. In fact, you got cash back for buying, you could buy as many as you want. No, no, no paperwork required, right. It was just right. You know, today, it's a very different situation thanks to Dodd Frank changes it you have to put money down. I mean, not necessarily the first time homebuyer can put 3% down, but they still have to qualify with open books. And we all know how hard it is to get a loan and it has been for the past 12 years, so…   Michael: Full cavity search… as your neighbor's mailman, like…   Kathy: It's crazy awful. I'm doing one right now and I hate it. But you know, this is what it's been for 12 years is difficult. So you've got people for the last 12 years that had to qualify, you have the highest FICO is these are people who have proven a history of paying their bills, that was not the case back then it was subprime at, you can have a history of not paying your bills and still get a loan 100% financing, not the case today, you have to show that you pay your bills, and that you put money down and that your income supports the payment and not just that, but that debt to income that you can't have so much debt that you can't pay your home. So, you know, it's not been easy. The people who own homes today qualified, they're locked into low rates. They have the lowest housing cost in history. I might be wrong on that but they have very low housing cost the people who own homes.   So because they're locked into 3% rates, and they qualified and since then their wages have increased. I'm talking about homeowners only now this is not the case for renters. Renters are in a horrible place today. Horror, I've my heart bleeds for renters today because they they're spending most of their paycheck just trying to have a roof above their heads. It's a difficult time. That's why I've been on a mission to tell people buy a house because you can lock in your payment for 30 years and not worry about rent. But unfortunately, there's a lot of people who are unable to do that and that's the story. It's the renters and hopefully, you know, hopefully landlords will be able to provide affordable housing but it's hard you know, it's hard today because we're trying to build affordable housing and how can we do it when lumber went up? 100% or whatever like it's not easy, eight right la Los Angeles. I live in Southern California. I don't know you know that what happened here but la tried to build affordable housing with a grant you know, free government money. Do you know that that the homeless housing that they built cost 800,000 a unit for I kid you not the oh my gosh, housing 800,000 because it's Well, first of all, governments don't tend to know leave it to the efficient sector. Yeah but it's not easy.   So, you know, when you've got a situation now where the Federal Reserve stimulated the housing market when they shouldn't have, they misread even our Federal Reserve that is supposed to be controlling the economy wasn't because they were thinking that during COVID, there would be a slowdown. But of course, when you print 40% of the money that's circulating in two years, there's probably going to be an impact and of course, that impact is inflation and add to it that the Federal Reserve was buying mortgage backed securities to keep interest rates low. So and all this happened when you had the largest demographic ever, of first time homebuyers hitting the market, the millennials, age 28 to 34 biggest, biggest generation ever hitting the homebuyer age and they're very well educated, well paid people, low interest rates, and then add COVID where they could live anywhere. So a recipe for disaster that drove prices up. People think they're going to come crashing down. Tell me why. Tell me why people who are highly paid, qualified for the loan or locked into 3% loans are going to suddenly go, oh, no, rates are up. I'm going it's kind of like that scene and you know, where the roller machine is coming at? Oh, awesome. Yeah, there's no, it's not. That's not happening.   Michael: Yeah, well, that's such a good point because I think I would be remiss if we didn't talk about interest rates going up. But that's so much of one side of the equation we're hearing about, in order for people to buy properties at these higher interest rates, there needs to be inventory to sell. So talk to us about kind of that side of the equation as well.   Kathy: Yeah, no, it's a great point, you know, it kind of economics comes down to supply and demand, always, always, you know, you can, you can have 2% interest rates, but if nobody wants, whatever it is, that's out there, it doesn't matter and that was kind of what happened in in 2010-2011 and 12. You know, interest rates went so low, but no one was buying housing, because they were scared and there was a lot on the market. So a lot of lot of supply, not enough demand, it didn't matter that rates were low, of course, that that turned around, eventually. But here we are, you know, fast forward, this massive demographic of young people that are trying to just have a place to live. You know, this isn't stocks where you just invest, this is like your life. People want shelter. They don't necessarily want to live with mom and dad. They don't want to live in small apartments downtown as they're forming families and there was this crazy headline that millennials weren't going to form families. Well, not at 21 but they're their family forming age now, you know, like, right, right, right, who's gonna buy a house and have babies at 21… I don't know maybe in the Midwest, but not generally, today. So there was just a lot of misinformation. Again, don't trust the headlines, it's be careful about headlines and look at the data. Today we have a situation where building has been difficult and in 2008, 2000 2008 builders got absolutely wiped out and they were in no mood to get started and many couldn't and there wasn't financing for builders.   That's how I got started in syndications because builders came to me and they're like, I can buy land for almost nothing. I can't get money, can you? Can you raise money? I'm like, I don't know. Maybe it turns out I could and so we were able to buy land for almost nothing and you know, buy 4200 lots in Tampa for like 10 cents on the dollar was crazy. It was crazy. But there was no money. So builders just and there was no demand. So why would builders built and that didn't mean that that's applied and really thin out until like 20 I don't know 14 Maybe. So okay, and then being a builder now being someone that boy tough business. You know, that land that we bought in Tampa, we're just now finishing, you know, selling those lots because it takes so long to get infrastructure in place took 10 years to get the roads in and the utilities and stuff. It's not quick, and that's even in Florida and in our other subdivisions. They're all two or three years delayed and that's just us, you know, so think of all the builders out there that either don't have the appetite to do spec housing, they'll build to order basically but and now you know new homes tend to get hit the hardest when rates go up. So builders really aren't in the mood to to build at a time when it's so desperately needed and then add the supply chain issues and the you know, just the blame issues, it's hard to hire anyone and then during COVID, we had to shut down our site, the cities were shut down, we couldn't get permits, we couldn't get approvals and, and then you know, one person gets sick on the job site and you're shut down for two weeks, you come back to work and one other person gets, I mean, it's been hard to bring on new supply at a time when it's so desperately needed. So here we are higher home prices, higher, higher rates, less people able to buy homes, more people forced to rent, and the inventory is not there.   Michael: So you think that there is enough kind of demand pent up there with not nearly enough inventory now or on the horizon, that that demand is going to push through those elevated home prices and interest rates?   Kathy: You know, again, it just depends on the market. The mistake, I think in the headlines is that they keep treating it like it's a national housing market and you and I both know, that's just not the case. It's so market specific. So there are some areas that really boomed because people from the San Francisco Bay area or from New York, got the heck out of town because they could live anywhere and cities are not so exciting when everything shut down. So you have places like Boise that just bubble up but is it a bubble when it's California money moving to a cheap area. For them it's no bubble, you know and it's not like these Californians are gonna go, oh, you know, gosh, prices are stalling. Maybe I should sell it a loss. No, they bought a house in Boise because they want to live there, you know, they want a second home or whatever and it was cheap for them. So but do I see that continuing? Probably not. I think I'm guessing prices have kind of maxed out at Boise but I also don't see a crash. You know, same for Austin, these aren't places I wouldn't necessarily invest. I don't like investing in places that saw 40% growth year after year. You know, like I, I doubt that's going to continue. I want to be in areas where that hasn't happened yet. It's about to happen.   Michael: And so you that's perfect segue into my next question is how do you find the next Boise or the next Austin? What are you looking for and what should our listeners be looking for?   Kathy: Yeah, I mean, it's definitely a changing market and, again, that doesn't mean people aren't going to still be moving to Austin and Austin still looks really cheap for people from New York and San Francisco. So some of these areas where, where there's tech growth and job growth and jobs of the future kind of growth. It's going to continue. I mean, look at Miami, if you asked me if Miami would see the kind of growth it's had, I would have said no way. You know, everybody's afraid. It's got to be underwater. No one seems to care. Miami was the hottest market ever last year in the year that everybody's talking about climate change, I don't get that.   But you know, what you have? Is the financial sector moving there from New York. So, you know, do you want to live in New York City where it's cold and windy in the winter or do you want to live in Miami, like one? That's right, you're moving? Easy, so I wouldn't, I wouldn't buy there but what that tells me is people that are that lived in Miami who are getting priced out, they're gonna move kind of to other parts of Florida, that are cheaper and companies that you know, maybe are concerned about climate change, you're gonna move to parts of Florida, that aren't as risky. Texas, you know, look at Elon Musk, you see, he's part of a trend that's been going on for 10 years of, hey, there's two places that stayed open during the pandemic, Texas and Florida, maybe South Dakota, but no one wants to live there. So it's really Texas in Florida. If you want to have a business that stays open, you're gonna go there, so the businesses are going there and people are following.   Michael: Yeah, that makes total sense and Kathy, where do you go to get your information and to get your data, the raw data, not the politicized headlines, but these are the numbers, I want to use them to then interpret and come to conclusions? Where do you get those from?   Kathy: I just I really just interview people all the time that are in that are either longtime experienced investors and have been through cycles and, and understand fundamentals versus hype and I'm not saying not to be cautious. This is a time to be cautious, because we're in a changing market and we don't know how aggressive the Fed is going to be and we don't we don't know what's hot, what's coming. But the fundamentals work no matter what. So I listen to longtime investors who have been through cycles. I follow the I follow closely the federal reserve and what they're doing. I follow the Treasury, the 10 year treasury and this is you know, this tells me when there's all this concern that interest rates are continued going to continue to rise, the 10 year treasuries retreating and the Fed follows the market and the market is saying, we don't, you know, we don't see that inflation is going to continue forever, or that the markets gonna boom forever and if the markets not booming and there's not rampant inflation forever, you're not going to see interest rates continue to rise. You know, if the 10 year treasury is retreating, that tells you rates are going to come back at some point to, again, my opinion. Right. So, those are some of the things I follow. I follow Housing Wire Logan Mota Shami, I love what he says you see could be controversial, but he's to me, he's been he makes sense and just data I mean, it you just look, all you have to do is search mortgage payments on the Fred I look at that's the Federal Reserve and historical, you know, mortgage payments to income, and its lowest it's been, and then look at jobs. We're still at what 3.6% or something on unemployment, so super lawyers the recession… I usually you don't have a recession when you got jobs like that and continued job growth. You know, we've got job numbers coming out, and we're seeing growth. So I don't know, they got two jobs for every one American who wants them. So how is that a recession?   Michael: Right, right. Yeah, no, I'm with you 100% and Kathy quickly for investors, because we've talked a lot about and focus a lot about homeowners and owner occupants. But for investors who are just getting started, you know, looking at their fellow investors or hearing podcasts, everyone talks about double digit returns for long term buy and hold for cash flowing properties. Should people be adjusting their expectations now, if they're just getting into the game, because prices are higher and because interest rates have also gone up pr do you think rents have kept up with them over time…   Kathy: For us, and I don't know what you guys are seeing, we're seeing cap rates look pretty pathetic honestly, it doesn't look great. So that's a bummer but there's still parts of the country that where you can get pretty good cash flow. They're just not areas that excite me. There, there will always be linear markets, markets that kind of just are there, and you can cash flow in those markets, but you probably won't see appreciation and they haven't even appreciated in this crazy bull run that we've had. So yeah, if something goes wrong, you know, your roof to change your roof, or you know, and I own these kind of properties. You have a plumbing issue, man, there goes your yours cashflow. So, you know, I like cash flow, but I would rather be in areas that are experiencing growth and in those markets, the cashflow is just not great. So I've been telling people, if you're you know, if you're it depends on what you're trying to do and if you're trying to create a retirement for yourself, and you're not needing the cash flow right now, don't worry about it, think about the future and ask yourself, where do I think this property will be 10 years from now, maybe 20 years from now…You know, that's what matters more, because you can make cash flow today, you know, if you're young get a get a job, you know, that should be your cash flow. You're here to give your gift to the world.   We don't have an economy if people aren't working and contributing, you know, you were not really meant to come here and retire at 30. I don't think you know, right. So if your job your cash flow and have that job is something that you're great at and you love to do and contributes to society, and have your real estate be what happens when you're you don't want to work anymore and maybe that's 40, maybe that's 50, it shouldn't be 30 if it is good for you. But you know, I look at it, like buy something that is going to hold up in the long run and be in an area where there's growth. Because my experience has been that's where the big bucks are made. We had a single family rental fund that we just closed out. I know you guys, you do lots of funds and what we found in our fund, we bought properties and growth markets and then we bought some cash flow markets to kind of offset and that's how we've always promoted things is like hey get your cash flow properties and get your not so cashflow but growth properties and you know, balances. What we found is that the cash flow properties ended up with like a 8% return or so and the growth properties were like 40% like there was no comparison between the two. So for the long term, you know, get into the hot markets where people want to live and where the where the demographics are moving to and don't worry so much. I mean, obviously the cash flow should cover your expenses. But it's the returns have definitely gone down but that's not preventing me from buying in those areas because you're right, what was it was such a limited supply of inventory. When you're in markets where people are moving to, you're going to see rents go up over time. So never judge a property on the first year of the performer. Don't do that have a five year or a 10 year or a 20 year pro forma, because the first year is always going to be the worst and you know, because you're paying closing costs and, and your rents are, you know what they are that year…   Michael: But you're finding stuff you missed in the inspection and…   Kathy: All of that… So, but year two, year three or four, just like with apartments, you don't buy an apartment based on your first year. You know, you buy it based on what it's going to do for you. You know, if you're gonna buy an old car, you're gonna you're getting an old car, if you're gonna buy a new car. I mean, I, you shouldn't really compare real estate to cars but I gotta tell you this time, it kind of make sense, rich, and I both own Tesla's that we bought Rich's early adopter. So he bought the first ones. They're worth, like $10,000, more than we paid years ago, the value has gone up on our tests, as I think that's funny, you know, usually, values go down, because of lack of supply, they can't get batteries and who wouldn't want a battery operated car?   Michael: You know, it's like 615...   Kathy: Yeah, that's right… So that's driving prices up. It's the same thing with real estate. You know, people want a place to live, and they want to lock in their rate, and they're going to lock it in and anyway, it's the same and it's the same as an investor, you're buying in an area where people are moving to you are locking into a rate if there's not enough supply, for all the people moving in, you're gonna see rents go up over time.   Michael: That makes total sense. Kathy, this has been so eye opening, super, super fun. If people want to learn more about you reach out to you learn more about your fund, where's the best place to do that?   Kathy: You can go to realwealth.com and join it's free and you get access to lots of free information and data and then the real wealth show is my podcast and I interviewed lots of economists there. So that's helpful in trying to sort out what's really going on out there.   Michael: Amazing, amazing. Well, thank you again for coming on. Definitely look forward to being in touch and we'll talk soon.   Kathy: Awesome, thanks for having me.   Michael: Thanks!   All right, everyone. That was our episode a big big, big thank you to Kathy for coming on. Super insightful, really, really informative and I love that way to be data driven and not get swept away by the headlines. As always, if you'd like the episode, we'd love to hear from you with a rating or review wherever it is you get your podcasts and we look forward to the next one. Happy investing…

WGN Radio host Dave Plier joins Wendy Snyder, filling in for Bob Sirott, to talk about the Museum of Broadcast Communications’ event, Rock Radio Revisited. He mentioned who will be honored and where you can buy tickets.

Broadcast Communications from one of Canada's top Broadcasting Schools, BCIT, in 1998. Dave then spent nearly 10 years in radio, mostly working in sports, before leaving the field to pursue other interests.Dave's personal quest into the unknown started in December of 2011, when he had contact from what he calls The Angel of Death, that he saw in his mother's eyes, which led to his first channeling experience. After this incident, Dave's personal experiences started becoming more frequent. Paranormal experiences. Premonitions started coming true. A Big Foot sighting with two of the creatures within 100 feet of him. UFOs started appearing anytime he wanted, even though Dave had no idea what “summoning” was. Personal sightings of five extraterrestrial species, one who he's nicknamed ‘Carl'.Dave's near decade as a journalist helped him craft his style of interview, making it comfortable and personal for his guests and listeners alike. He looks at himself as one of the only trained and experienced radio journalists, who is also an multiple experiencer of the unknown.Join us live on Odysy Radio, Abnormal Realities TV and iHeartRadio.###You can watch us live 8-9p ET: OdysyRadio.com, YouTube.com, Twitch.com, AbnormalRealities.com/ARTVFollow Us:https://abnormalrealities.comhttps://twitter.com/abnormalshowhttps://instagram.com/abnormalrealitieshttps://facebook.com/abnormalrealitiesSupport our Show:https://www.abnormalrealities.com/shophttps://www.abnormalrealities.com/donatehttps://www.romikadesigns.com/?ref=abnormalrealitieshttps://www.insanecustomtumblers.com/abnormal?ref=Abnormal#OdysyRadio #UFO #Paranormal #UAP #SpiritBox #GhostVoices #AbnormalRealities #RonPhillips #RocciStucci #OpsLens #Bigfoot #Conspiracy #ConspiracyTheories #WhatTheHellIsThat

*UIC Law Professor Jason Kilborn shares how a test question regarding a hypothetical situation has put his professional reputation in shambles. *Historian and former tech CEO Ron Gruner discusses his book that analyzes Presidents of the last century based on economic and policy accomplishments. *Alderman Ray Lopez tells John why the $1.67 million Brickyard settlement is a bad precedent for the city to set. *Andrea Darlas of the Museum of Broadcast Communications details their upcoming event with the stars of "Abbott Elementary" *Plus, Dr. Danton Kostandarithes looks at the legacy of Abraham Lincoln and the crew talk about their favorite presidential portrayals in TV and movies.

Andrea Darlas joins WGN Radio's Dave Plier to talk about The Museum of Broadcast Communications upcoming event ‘An Evening with Lisa Ann Walter and Sheryl Lee Ralph from ABC-TV's Hit Comedy Series Abbott Elementary', hosted by ABC7 Chicago's Hosea Sanders. Tuesday, February 22nd  from 7pm-8pm. For tickets to this online event, visit museum.tv.

This next guest is the pride of Jacksonville, FL & now from the fun city of Las Vegas, NV & has accomplished so much, as she has accomplished so much from dancing her way through school, earning her degree in Broadcast Communications from University of Florida while being a a D-1 Cheerleader which has lead to her professional Cheerleading Career. On top of all that she has been a sports reporter & on camera host while starting to get her acting career started. You can see her on the new Hulu limited series "Pam & Tommy" as Pam's best friend Angie. Please Welcome Ms. Jennifer Stehlin! Jennifer Stehlin Twitter: @JenniferStehlin Instagram: @jenniferstehlin Web Site: Jenniferstehlin.com Crazy Train Radio Facebook: www.facebook.com/realctradio Twitter: @realctradio Instagram: @crazytrainradio YouTube: www.youtube.com/crazytrainradio --- Support this podcast: https://anchor.fm/crazytrainradio/support

Jennifer Stehlin recently joined host Elias in the cave! Jennifer stars alongside an all-star cast in Hulu's highly-anticipated limited series, Pam and Tommy. The dark comedy depicts the marriage of Pamela Anderson and Tommy Lee, and the release of their infamous unauthorized sex tape that was filmed privately on their wedding night. Making pop culture history turned the couple into global mega-superstars overnight -- their close circle of family and friends (with Jennifer as Pam's best friend) join the rollercoaster ride. Jennifer Stehlin was born and raised in Jacksonville, Florida, and danced her way through pre-school and high school graduation -- her passion for and dedication to the world of dance are the foundation of her career today. While earning a degree in Broadcast Communications at the University of Florida, Jennifer balanced academics and a demanding schedule as a Division 1 cheerleader. It didn't take long for ESPN Gainesville to offer Jennifer a Sports Reporter spot on their roster. Jennifer has also done on-camera hosting and reporting for Fangirl Sports Network, Pop Hearts TV, and other outlets. Off-screen, Jennifer is a Las Vegas-based NFL Cheerleader, fitness instructor and on-camera spokesmodel. You can watch this interview on YouTube https://youtu.be/9WB_061_XVU Have a question? Email us  themccpodcast@gmail.com Follow us on Social Media for the latest show updates  www.twitter.com/themccpodcast www.instagram.com/themccpodcast www.facebook.com/themancavechroniclespodcast www.themccpodcast.com       

James Lott Jr jas a lively and enlightening connection today! Jennifer Stehlin was born and raised in Jacksonville, Florida, and danced her way through pre-school and high school graduation -- her passion for and dedication to the world of dance are the foundation of her career today. While earning a degree in Broadcast Communications at the University of Florida, Jennifer balanced academics and a demanding schedule as a Division 1 cheerleader. It didn't take long for ESPN Gainesville to offer Jennifer a Sports Reporter spot on their roster. Jennifer has also done on-camera hosting and reporting for Fangirl Sports Network, Pop Hearts TV, and other outlets.For multiple seasons, Jennifer starred in the FX Network promo spots for Ryan Murphy's American Horror Story. Her other TV credits include Valley Junk TV and Posers. Jennifer stars alongside an all-star cast in Hulu's highly-anticipated limited series, Pam and Tommy. The dark comedy depicts the marriage of Pamela Anderson and Tommy Lee, and the release of their infamous unauthorized sex tape that was filmed privately on their wedding night. Making pop culture history turned the couple into global mega-superstars overnight -- their close circle of family and friends (with Jennifer as Pam's best friend) join the rollercoaster ride. Pam and Tommy premieres 02/02/22 on Hulu.Off-screen, Jennifer is a Las Vegas-based NFL Cheerleader, fitness instructor and on-camera spokesmodel.

Tune in to hear how Kathy went from a life as a happy stay-at-home mom with very little business experience to a highly successful author and businesswoman. Kathy shares the story of the pivotal moment that changed the course of her life.Creating a passive income through joint funding and investingKathy continues the journey she took in learning about wealth and passive income. We hear how a small investment group grew into a community of 38,000 members, and get a brief outline of joint funding and investment.Anything is possibleMoving on, we discuss how mindset plays a huge role in investment and building wealth, and why it's important to keep an open mind and not give up. Kathy tells us there's always a way to do what you want to do if you have an open mind.Commercial or residential property investment?Listen in as Kathy tells us what differences, if any, there are between investing in commercial and residential properties, and gives us some tips on how to succeed in either property type.Advice from successful peopleHere Kathy shares with us the best piece of advice she received in all her discussions with wealthy and successful people and explains why it's important to take an active interest in your own financial future.Alternative strategies for passive incomeHear Kathy talk about other methods of creating passive income, and why it's so important to surround yourself with the right people. Join in to hear our lively discussion about creative, out-of-the-box ways to build wealth.Being a badassSometimes business, just like life, requires a bit of guts and some badass moves. Find out what are the most badass things Kathy has done in her life and career before she moves on to discuss how technology helps when you need to make a quick decision and may not have time for extensive research.Best advice for someone getting into passive income and real estateKathy explains that it's not that difficult to get started, pointing us in the right direction with some simple steps to build a good understanding of the business. Listen carefully to catch her warning about what or who to avoid when starting out as a real estate investor.Keep learning and understand your taxes!As our show winds up, you can learn a little about how the new tax changes really help property investors, and what you should be doing to maximize the benefits from these.Kathy tells us that she never stops learning and that there's always something new to discover. She shares with us some of the biggest mistakes she made, and how you can best protect yourself.BackgroundKathy Fettke is a Real Estate and Finance Specialist. She is the author of Retire Rich with Rentals, and Co-Founder/Co-CEO of Real Wealth Network.After getting her BA in Broadcast Communications from San Francisco State University, Kathy went on to work for CNN, FOX, CTV and ABC-7. On top of that, she is the former president of American Women in Radio & Television.An active real estate investor, Kathy is also a licensed real estate agent and former mortgage broker, who says she has a passion for researching and sharing information about real estate and economics.Specializing in helping people build multi-million-dollar real estate portfolios, Kathy often appears as a guest expert on a huge variety of media, including CNN, Fox News, MarketWatch, the Wall Street Journal, and many more.Following her certification as a personal coach, Kathy produced a cable show called DREAM, where she gained important insights that led her to her current career and passion for real estate and wealth building.You can learn from Kathy's popular podcast, The Real Wealth Show, which has listeners in 27 countries.Links and how to get in touch with Kathy Fettke:Be sure to go to her website for more https://www.realwealthnetwork.com/More info - http://unpauseyourlife.comSponsored by:The Addictions Academy - The Nation's Leading Accredited Addiction Coaching & Intervention Training: https://theaddictionsacademy.com/The Functional Psychology Pro - Natural Solutions to Mental Health: http://drteralyn.com/Music courtesy of Crowfly - http://crowflyrocks.com/

Part 2 of Eoin's chat with Vanessa Messenger.Vanessa is from the USA and has been living with Type 1 Diabetes since the age of 23. She is a mother (second child on the way), a Product Lead at Google, she has a background in Psychology and Broadcast Communications, and she is the author/creator of “Teddy Talks: A Paws-itive Story about Type 1 Diabetes” - a children's book which has already received a Mom's Choice Gold Award.Vanessa is a fantastic example of how you can continue to thrive and live a healthy, happy life with Type 1 Diabetes - while still finding the time to create an amazing children's book.Website: www.messengerpublishingbooks.comTikTok/Instagram: TeddyTheT1DogAmazon Preorder: https://www.amazon.com/Teddy-Talks-Paws-itive-Story-Diabetes/dp/1736999710/As always, be sure to rate, comment, subscribe and share. Your interaction and feedback really helps the podcast. The more Diabetics that we reach, the bigger impact we can make!Questions for the Podcast:theinsuleoinpodcast@gmail.comWebsite:insuleoin.comConnect with Eoin:https://linktr.ee/insuleoin Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

Part 1 of Eoin's chat with Vanessa Messenger.Vanessa is from the USA and has been living with Type 1 Diabetes since the age of 23. She is a mother (second child on the way), a Product Lead at Google, she has a background in Psychology and Broadcast Communications, and she is the author/creator of “Teddy Talks: A Paws-itive Story about Type 1 Diabetes” - a children's book which has already received a Mom's Choice Gold Award.Vanessa is a fantastic example of how you can continue to thrive and live a healthy, happy life with Type 1 Diabetes - while still finding the time to create an amazing children's book.Website: www.messengerpublishingbooks.comTikTok/Instagram: TeddyTheT1DogAmazon Preorder: https://www.amazon.com/Teddy-Talks-Paws-itive-Story-Diabetes/dp/1736999710/As always, be sure to rate, comment, subscribe and share. Your interaction and feedback really helps the podcast. The more Diabetics that we reach, the bigger impact we can make!Questions for the Podcast:theinsuleoinpodcast@gmail.comWebsite:insuleoin.comConnect with Eoin:https://linktr.ee/insuleoin Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

Join Dug and Murray in unpacking what it takes to succeed in magic. Murray is one of the nicest and hardest working people out there and he backs it up with talent!!! Murray who is currently headlining at The Tropicana Resort & Casino, on the Las Vegas strip nightly, really made his mark as a household name when he exploded onto the entertainment scene after his successful run as a semi-finalist on NBC-TV's “America's Got Talent.” The #1 network summer series was viewed by over 22 million fans nationwide. Murray dazzled the judges: Piers Morgan, Sharon Osbourne and Howie Mandel by producing a Ferrari from thin air, transforming a girl locked in a cage into a 450 pound tiger and did the largest trick ever on “AGT” by vanishing an entire 1918 steam train locomotive in mere seconds. All of these illusions took place before a “live” and national “TV” audience, and brought standing ovations from the judges. Murray is one of YouTube's newest sensations with over 1 Billion online views. He is a regular guest star on History Channel's “Pawn Stars” as a Magic Expert. He has also been featured on over 20 Reality shows from America's Got Talent, Pawn Stars, CW's Masters of Illusion, SYFY's Wizard Wars, VH1's Celebracadabra, TLC's 4 Houses and What Not to Wear, Reelz Extreme Escapes, PopTV's Don't Blink, Master Chef, Top Gear, Hallmark's Home & Family, Nat Geo's Brain Games, and many many more! Murray John SawChuck was born in Burnaby, British Columbia – Canada and always had the passion for adventure. At age 3, he began swimming and golfing. He learned how to play the accordion, keyboard and saxophone at 5 years old. At age 7, he began dance lessons that included: ballet, Russian, swing, break dancing, ballroom, etc. He was an avid athlete and enjoyed participating in soccer, baseball, snow skiing, horseback riding, etc. Murray's parents, John and Arlene presented him with a Siegfried and Roy magic kit when he was 7 years old and his uncle and aunt Bill and Olga gave him a magic gift that changed his life. Murray envisioned himself as an entertainer incorporating magic, music and dance in his routines. He wanted to perform for audiences like his idols Dean Martin, Johnny Carson, Lucille Ball, Danny Kaye and Phyllis Diller. As a teen, Murray had over 21 different jobs from bus boy to fixing bicycles, and lifeguard at local pools. He continued to entertain folks by dancing, playing the accordion and saxophone. He continued his studies and received a degree in Broadcast Communications and Journalism. When Murray was a young man he met Marvyn and Carol Roy, a.k.a. “Mr. Electric.” The couple had toured worldwide for over 50 years and mentored Murray while he grew from an accomplished magician to an international star. Murray was the only magician globally who invented a magic act that included the manipulation of a multitude of Compact Discs when he began his professional career called The CD Act! Murray has won over 32 awards for his performances nationally and internationally and received the title of “World Champion.” He has delighted audiences in theatres from Monaco and Paris to Las Vegas and the legendary Playboy Mansion. Recently he was honored with 4 awards, The Hollywood FAME Award for contribution to Magic on TV, the LA Comedy Award for BEST COMEDY SHOW, TOP 100 Business Men of Nevada and 100 Most Distinguished Men of Nevada. www.youtube.com/magicmurray www.murraymagic.com Get you free guided hypnotic meditation at www.guidedhypnotic.com To master your message and rock your presentations go to www.URockSpeaking.com

10222019One of the most incredible developments in the world of photography within the last few years is the integration of the drone. High resolution, incredibly mobile cameras that allow for the capturing of viewpoints that have yet to be seen and dramatic angles of their subjects. To add to this growing movement, the costs associated with operating drones has drastically decreased allowing this opportunity to be taken by both entry amateurs and advanced professionals. But with all of this ease of access and now focal coverage, the boundary lines are quickly blurring of what privacy is and how far is too far.This week on The Malliard Report, Jim discusses what he believes the future of this movement will hold in addition to some behind the scenes baseball into the grit and sweat that goes into the world of the podcasting field. Joining Jim on this episode is long time Malliard friend Dave Scott of Spaced Out Radio. “Dave Scott is the creator and host of Canada's ‘Spaced Out Radio', running Monday through Friday nights at www.spacedoutradio.com. A former radio journalist, Dave graduated with a diploma in Broadcast Communications from one of Canada's top Broadcasting Schools, BCIT, in 1998. Dave then spent nearly 10 years in radio, mostly working in sports, before leaving the field to pursue other interests.”“Dave's personal quest into the unknown started in December of 2011, when he had contact from what he calls The Angel of Death, that he saw in his mother's eyes, which led to his first channeling experience. After this incident, Dave's personal experiences started becoming more frequent. Paranormal experiences. Premonitions started coming true. A Big Foot sighting with two of the creatures within 100 feet of him. UFOs started appearing anytime he wanted, even though Dave had no idea what “summoning” was. Personal sightings of five extraterrestrial species, one who he's nicknamed ‘Carl'. On November 30th, 2014, Dave launched ‘Spaced Out Radio'. Dave's near decade as a journalist helped him craft his style of interview, making it comfortable and personal for his guests and listeners alike. He looks at himself as one of the only trained and experienced radio journalists, who is also an multiple experiencer of the unknown.”You can catch Dave's show every night 9 P.M. to Midnight PST or head over to spacedoutradio.com. For all things Malliard visit malliard.com or reach out on any of the social media platforms @Malliard. Like, Subscribe, Review, help keep the report going. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit themalliardreport.com

Bruce DuMont is not only a legendary TV and radio journalist, he is also the founder and president of the Museum of Broadcast Communications in Chicago. In this wide-ranging interview, Bruce talks about his 50-year career, including his interviews with David Duke and George Wallace, as well as the long and winding road he persisted upon to create an historic American museum. Listen to a legend!