Podcasts about australian retirement trust

What do one of Australia's top tourism brands and a $300 billion super fund have in common? More than you might think!  We're on location at Discovery Parks Byron Bay to explore a surprising way Aussies are growing their super – just by booking a holiday.  Host Anne Fuchs sits down with Grant Wilckens (G'Day Group CEO) and Michael Weaver (ART Head of Global Real Assets) to talk about:  00:00 Why taking a holiday is good for your superannuation and retirement 01:36

There's a lot happening in the world right now. What does it mean for your super?  You might be hearing about changes in the stock market. It can sound confusing – but here's the truth: 

In episode 111 of the [i3] Podcast, we speak with Michael Weaver, who is the Head of Global Real Assets with the Australian Retirement Trust. We discussed the role of real assets in the context of a multi-asset, pension portfolio, the ever-lurking threat of inflation, the return of office property and more. Please enjoy the show! Overview of Podcast with Michael Weaver, Head of Global Real Assets, ART 02:00 Role of real assets in a multi-asset portfolio 03:30 We don't call them mid-risk, but it is a similar philosophy 06:30 Inflation: what we are most worried about is unexpected inflation 08:00 We would expect to grow our infrastructure portfolio in Australia, but also internationally. 09:00 Benefits of larger scale, post merger 12:00 Massively expand the real asset team, no. But expand yes. 16:00 Retail and Office property: we are actively looking at new investments 20:00 Did Covid wobble your confidence in airports? Wobble is probably a good word. 25:00 Impact of data centres on power generators 27:30 Multi-family, build-to-rent property 33:00 Energy transition assets

Artificial Intelligence is the future of work. It's already shaping careers, money and daily life. But are you using it to your advantage?  In this International Women's Day episode of Super Insider, we ask AI expert Dr Nici Sweaney (Ai Her Way) and ART investment partner Elicia McDonald (Airtree) how AI can cut stress, boost careers and reduce the mental load.     Did you know? 

In this episode Dan and Ray sit down with Dr. Nici (Nikki) Sweaney—founder of “AI Her Way,” gender equality advocate, and globally recognized AI consultant. After a fascinating career journey from butterfly ecology to statistics to AI, Nici now helps schools and organizations create ethical, responsible, and effective AI strategies. She shares her insights on responsible AI adoption, gender equity, bias, and how schools can proactively plan for an AI-driven future. Follow Nici on LinkedIn: https://www.linkedin.com/in/dr-nici-sweaney/  Nici's Ai Her Way website  Book in a discovery call with Nici Make an Inquiry about PD for your school: https://www.aiherway.com.au/professional-development  Book Nici as a speaker https://www.aiherway.com.au/speaking-engagements Nici's will be speaking at lots of events in March, if you'd like to hear more, and ask your own questions! March 5 - Australian Retirement Trust live podcast recording, Brisbane March 6 - Canon, online event for IWD March 6 - National Press Club, "Women in Media Canberra Networking Night: Democracy under threat? Unpacking mis/disinformation in Australia" Canberra March 7 - Powerful Steps, IWD Event, 'Empowering Women, Changing Lives', Sydney March 13 - Hoyts, IWD Event, Advancing Women in the AI Era, Sydney March 17 - Women in Data and Digital (Australian Public Service), Online event for IWD March 25 - ARIA's Innovator Conference, Sydney March 27 - Learning Environments Australia Conference, "Architecting Future Learning Environments with AI", Sydney Key Topics & Takeaways Nici's Career Path: Ecology, Academia & AI How studying butterfly behavior and coding in R sparked her interest in data and algorithms. Transition from 17 years in academia to AI consulting, focusing on statistics, data analytics, and ethical tech. The ‘Aha' Moment with ChatGPT Discovering ChatGPT in late 2022 and realizing its massive potential for education—and society at large. Balancing excitement and existential questions (“What is the point of humanity?”) when first encountering generative AI. Bias, Equity & Ethical AI How AI systems inherit the biases found in the internet's data—and why that's problematic for underrepresented groups. Why women's perspectives (and other minority voices) are crucial in AI development and how current data sets often perpetuate stereotypes. Nici's passion for closing the AI gender gap and practical steps schools can take. Building AI Literacy & Culture in Schools The importance of having a written guideline (rather than a static policy) for AI use in schools. How to engage teachers and staff: start with small wins—solving real pain points such as lesson planning or admin tasks. Creating a “community of practice” so that staff share prompts, workflows, and best practices. Parent and Community Involvement Addressing misconceptions and fears by informing families about AI's capabilities, risks, and benefits. Why schools must proactively explain why they're teaching AI skills—and how they're doing so responsibly. Rethinking Assessment & Student Skills Moving beyond “fact recall” to deeper inquiry, collaboration, ethical reflection, and higher-order thinking. Teaching students how AI works (at a conceptual level) so they can use it responsibly and critically. Encouraging leadership traits like empathy, diversity of thought, and clear communication—assets for both human collaboration and AI prompting. Global Perspectives & Data Sovereignty The challenges of relying on global tech giants for AI tools and data security. Understanding AI as a “private commodity,” not a universal public resource—what that means for Australian schools and beyond. Practical Steps for School Leaders Survey staff to find out their AI familiarity, pain points, and training needs. Start with low-hanging fruit: use AI to streamline daily tasks, then build toward larger strategic workflows. Sustain momentum via ongoing PD, regular sharing sessions, and involving all stakeholders, including parents.  

SMSF? Or hand it off to one of the big dogs? Aggressive? Passive? What's the best strategy? It's a topic for everyone and we thought, worth revisiting.......Andrew Fisher from Australian Retirement Trust sat down with Scott Phillips to explain his team's process for makin' dough, and what that means for your own investment strategy. See omnystudio.com/listener for privacy information.

This week on News Flash, Grenergy is selling 23 percent of its Oasis de Atacama project for up to $962M, a consortium led by APG Asset Management NV and Australian Retirement Trust will acquire Riverstone Holdings LLC equity stake in Pattern Energy, Copenhagen Infrastructure Partners has acquired a majority stake in Toqlukuti'k Wind and Hydrogen. Register for Wind Energy O&M Australia! https://www.windaustralia.com Sign up now for Uptime Tech News, our weekly email update on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard's StrikeTape Wind Turbine LPS retrofit. Follow the show on Facebook, YouTube, Twitter, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary Barnes' YouTube channel here. Have a question we can answer on the show? Email us! Pardalote Consulting - https://www.pardaloteconsulting.comWeather Guard Lightning Tech - www.weatherguardwind.comIntelstor - https://www.intelstor.com Allen Hall: Alright, first up, Grenergy is selling 23 percent of its Oasis del Atacama project. To CONT Global A KKR company for up to $962 million. The sale includes three of the seven phases of what would be the world's largest energy storage facility, compromising 451 megawatts of solar and two and a half gigawatt hours of storage capacity. The three phases are already under construction and will generate more than 1.3 terawatt hours of energy annually. Now, Phil, why is Grinergy removing itself from some of these projects? Is it cash constriction? Philip Totaro: This one's kind of fascinating because this isn't just a simple asset rotation. I think this is more that they have to be able to dump some of their pipeline in order to have some cash on hand to cover operations of existing assets as well as eventually reinvest in their pipeline. But this, normally when you do an asset rotation, you either sell off a small percentage minority stake in your asset portfolio, or you take, some of your projects and sell them off. This is a fairly large deal for a good chunk of capacity that, Contour Global is is going to have as part of their portfolio now, bolstering what KKR's doing with their backing as well. KKR wants Contour Global to start expanding more and it's put them On the hunt for, asset acquisitions like this. So, it's a good fit, but it's an interesting move from Greenergy at this point to really start getting some more cash in the door. Joel Saxum: Aside from the sale here, we're talking, M& A here in Newsflash. I want to focus on this Grenergy's asset rotation target. So they're looking at, they have a target for 2026 and ensures funding for a 2. 6 billion euro strategic plan. That strategic plan is to become a world leader in energy storage, which, I mean, if you've been following anything that we talk about on the podcast, in the last few years, energy storage has become a very important part Allen Hall: A consortium led by APG Asset Management NV and Australian Retirement Trust will acquire Riverstone Holdings LLC equity stake in Pattern Energy. Now, Pattern Energy is currently developing over 25 gigawatts of renewable energy and transmission projects for nearly 10, 000 megawatts across North America, either operating or under construction. Phil, Pattern Energy is a privately held company up to this point, but they are seeking a little bit of money to help with these projects that they have going on, Sunzea being one of them. Philip Totaro: Yeah, absolutely. And the fact that Riverstone Holdings is selling out their stake. They were one of the founding partners along with management for Pattern. It's a big signal for Pattern to be able to take a next step in terms of their growth plan. But also a big deal where, these two pension companies are investment and an investment fund is coming in alongside the Canadian pension plan investment board that also owns a stake along with the pattern managemen...

Have you ever considered what would happen if you were forced to retire earlier than planned? Whether due to illness, injury, or job loss, unplanned retirement can make a big change to your financial future.  In this episode, Anne and Josh dive into practical ways you can manage if you suddenly face retirement. They unpack key questions like:  How to assess your situation  Steps you can take to get on track  Options to access your super  How to better prepare now  If you're worried about a sudden retirement, or want to be better prepared, listen in to the episode and check your super balance today. And remember, getting personal financial advice can make all the difference. If you're a member with us, advice about your super account is included in your membership1.  Tune into Super Insider now to find out how you can turn life's unexpected challenges into opportunities for a secure retirement.  FOLLOW SUPER INSIDER    Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO    RECOMMENDATIONS    Insurance cover in your super  What is a downsizer contribution?    IF YOU LIKED THIS EPISODE YOU MAY LIKE    Making your money last through retirement  Income in retirement - how to access your superannuation  Is financial advice worth it?  WE'D LOVE TO HEAR FROM YOU!     If you found this episode helpful, drop us a comment and let us know the topics or questions you'd like us to cover next. Or email us at podcast@art.com.au. Thank you!          CREDITS     Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education  Joshua van Gestel, Australian Retirement Trust Senior Manager Education Delivery    1.Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd ABN 50 087 154 818, AFSL 227867 (SFS) or QInvest Limited ABN 35 063 511 580, AFSL 238274 (QInvest), both wholly owned by the Trustee as an asset of Australian Retirement Trust. SFS and QInvest are separate legal entities responsible for the financial services they provide. Eligibility conditions apply. Refer to the Financial Service Guide available at art.com.au/fsg for Super Savings and qsuper.com.au/disclosure for QSuper. You can find out more about your advice options at art.com.au/advice for Super Savings and for QSuper at qsuper.qld.gov.au/advice.   ART Financial Wellbeing Index 2024. Survey of 1,000 Australians, carried out by Ipsos on behalf of Australian Retirement Trust from September-November 2023.  The opinions and comments shared by people in this podcast are theirs alone, and they're not necessarily shared by the Trustee. It uses information that's accurate at the time of publishing. This is general information only. It's not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you're still not sure, talk with a financial adviser.    This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee'), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund' or ‘ART'). Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they're paid. 

The Big Super funds are having a woeful run of high-profile cock-ups where customers have been let down by inept management procedures: Led by Cbus, the roll-call includes ART, Hesta and Unisuper. At what point do investors need to be concerned about failings in their super fund?  James Gerrard of www.financialadviser.com.au joins wealth editor James Kirby in this episode. ---------- In today's show, we cover  * Big Super's bad management * The realities of switching  super funds *  Commercial property triggers tough times for super sector*  Are property trusts really turning the corner?See omnystudio.com/listener for privacy information.

This episode of CLOC Talk comes straight from the main stage of our APAC Summit 2024 in Sydney. Jenn had a fantastic panel discussion with Caryn Sandler, Chief Knowledge and Innovation Officer at Gilbert and Tobin; Mick Sheehy, Global Clients & Markets Leader at PwC Legal Business Solutions; and moderator, Matt Duncan, Legal Operations Director at Australian Retirement Trust. They explore how legal operations is growing and changing – not just within companies, but at law firms and tech providers too. The panelists shared some interesting challenges around integrating legal ops in different environments such as: figuring out hybrid roles, balancing strategic and operational work, and harnessing the power of AI. Enjoy this exciting conversation as they get into some of the regional differences between legal ops in the U.S. and Australia and share their predictions for the future of legal operations in 2030!

Gary Hardgrave has revealed on 4BC Drive that the Australian Retirement Trust has a major issue delivering pension payments to its members, which has been ongoing since Friday.  See omnystudio.com/listener for privacy information.

Investing isn't just about following the market – it's about having the ability to make the right calls. In this episode, we bring you an inside look at the investment expertise that drives returns for your superannuation savings. Our Head of Investment Strategy, Andrew Fisher, explains how his team builds portfolios that aim to grow retirement savings while managing risk. And how expert decision–making and market insights come together to make sure your retirement savings are working hard for your future.  You'll learn:  ✅ How our investment team craft diverse portfolios designed to grow your super over the long term  ✅ The strategic choices behind our recent investment returns  ✅ How we seek to stay ahead of market changes to maximise opportunities for our members.   Whether you're a member with us, or simply curious about how super funds invest, this episode gives you practical insights into the strategies that aim to grow superannuation savings.  Join us and be part of a community that's focussed on helping you retire well with confidence. Subscribe to Super Insider now by using links below ⬇️.    FOLLOW SUPER INSIDER    Apple Podcasts - https://podcasts.apple.com/au/podcast...    Spotify - https://open.spotify.com/show/1aXYHWZ...       RECOMMENDATIONS    Choosing the right investments for you  Australian Retirement Trust new investment options    IF YOU LIKED THIS EPISODE YOU MAY LIKE    Invest smarter: Risk vs. returns in superannuation      WE'D LOVE TO HEAR FROM YOU!      If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you!          CREDITS     Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education  Andrew Fisher, Australian Retirement Trust Head of Investment Strategy    Past performance is not a reliable indication of future performance. SuperRatings Fund Crediting Rate Survey Growth (77-90) category June 2024. The Growth category represents diversified investment options with a growth assets ratio between 77% and 90%. Option returns for Sunsuper for life Growth to 28 February 2022, then Super Savings Growth up to 30 June 2024. Default option is Lifecycle Investment Strategy. Option returns will differ for individuals.  The opinions and comments shared by people in this podcast are theirs alone, and they're not necessarily shared by the Trustee. It uses information that's accurate at the time of publishing.  This is general information only. It's not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination  at art.com.au/pds before you make any decision about our products. And if you're still not sure, talk with a financial adviser.   This information and all products are issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975) (‘Trustee'), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund' or ‘ART').   Any advice given is by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Service Guide at art.com.au/fsg to tell you about that advice and how they're paid.   

In this episode, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education, Anne Fuchs, and Chief Economist, Brian Parker, explore how global economic trends affect your superannuation and retirement plans.  They cover:  Why super funds have Chief Economists and their role in managing your retirement savings  How economic trends and global events are impacting your super returns  How rising inflation impacts your retirement savings, and how it's managed  The long-term economic trends that influence your investment returns  How changing demographics and economic volatility shape retirement planning.  Join us, and our community of people keen to live their best retirement life, by subscribing to Super Insider now. Because the more you know about super, the more you can plan for your future.    FOLLOW SUPER INSIDER   Apple Podcasts - https://podcasts.apple.com/au/podcast...   Spotify - https://open.spotify.com/show/1aXYHWZ...    RECOMMENDATIONS   Australian Retirement Trust's new investment options menu   https://www.australianretirementtrust.com.au/investments/options IF YOU LIKED THIS EPISODE YOU MAY LIKE   Retire earlier: superannuation contribution strategies  Is your superannuation on track – 6 steps to awaken your super  WE'D LOVE TO HEAR FROM YOU!   If you have any feedback, or topics you want us to cover in upcoming episodes, just drop us an email at podcast@art.com.au. Thank you!  CREDITS    Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education   Brian Parker, Australian Retirement Trust Chief Economist    Past performance is not a reliable indication of future performance. SuperRatings Fund Crediting Rate Survey Growth (77-90) category June 2024. The Growth category represents diversified investment options with a growth assets ratio between 77% and 90%. Option returns for Sunsuper for life Growth to 28 February 2022, then Super Savings Growth up to 30 June 2024. Default option is Lifecycle Investment Strategy. Option returns will differ for individuals.   This content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of Australian Retirement Trust ABN 60 905 115 063 (Fund or ART), Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975 as the trustee (Trustee) of the Fund, Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) (SFS) or QInvest Limited (ABN 35 063 511 580, AFSL 238274) (QIL). This general information does not take into account the investment objectives, financial situation or needs of any particular individual. Any advice given is provided by representatives of SFS or QIL, both wholly owned by the Trustee as an asset of ART. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper.   This information and the relevant products are issued by the Trustee of the Fund. While every effort is made to ensure the accuracy of the information presented in the content, to the extent the law permits, SFS, QIL, ART or the Trustee will not assume liability to any person for any error or omission in the content however caused. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/disclosure or call us on 1300 360 750 for a copy. 

On the show we're peeking behind the curtain of our super investment team to see how they look after members' money.  Join our host Anne Fuchs and Australian Retirement Trust's Head of Investment Strategy and Head of Private Corporate Assets as they talk portfolios, investment decisions and the Covid-fuelled rise of the ‘meme stock'.  Listen to learn

SMSF? Or hand it off to one of the big dogs? Aggressive? Passive? What's the best strategy?  Andrew Fisher from Australian Retirement Trust sits down with Scott Phillips to explain his team's process for makin' dough, and what that means for your own investment strategy. See omnystudio.com/listener for privacy information.

In this insightful episode of Super Insider we deep dive into the world of financial advice and retirement planning with Garth Collingwood from River City Financial Planning. Join host Anne Fuchs as she chats with Garth about the most common concerns and misconceptions around professional financial advice.  Highlights  The number one question Garth gets asked and why the answer isn't one-size-fits-all.  Why financial advice is for everyone, regardless of wealth.  The truth about the cost of financial planning.  Tips for how to approach retirement with confidence, even if you're feeling overwhelmed.   GET IN TOUCH:  We'd love your feedback for our podcast including any topics or questions you'd like us to cover in future episodes. Please email us at podcast@art.com.au  RECOMMENDATIONS  What types of financial advice are there?  https://www.australianretirementtrust.com.au/advice/options  To find a financial adviser who offers the right service for you   Financial Advice Association Australia. For tips on working with a financial adviser FOLLOW SUPER INSIDER  Apple Podcasts - https://podcasts.apple.com/au/podcast...  Spotify - https://open.spotify.com/show/1aXYHWZ...                                                                               CREDITS  Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education.  Guest: Garth Collingwood, River City Financial Planning Principal and Senior Financial Planner.   Any advice given by Australian Retirement Trust is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. If you need financial advice about more than just your super, we may refer you to an accredited external financial adviser. Advice of this nature may incur a fee. You can find out more about financial advice options at https://www.australianretirementtrust.com.au/advice/options. Australian Retirement Trust has established a panel of accredited external financial advisers who are not employees in the Australian Retirement Trust group. Australian Retirement Trust is not responsible for the advice provided by these advisers and does not receive or pay any referral fees. These advisers will explain to you how their advice fees are determined.    Any advice given by the guest speaker is provided in their role as the authorised representative of Fintegrity Wealth Advisers Pty Ltd (ABN 89 653 321 487, AFSL 534971). The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee of Australian Retirement Trust. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, trustee of Australian Retirement Trust ABN 60 905 115 063. Any reference to “QSuper” is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. 

Today we're dropping this bonus episode in to get you engaged with what is possibly one of the BIGGEST investments of your life, superannuation. But so often we don't frame it this way. It's pushed to the back of our mind, or feels confusing and complicated to so many of us. So join Victoria and our special guest Anne Fuchs is the EGM for Advice, Guidance and Education, at Australian Retirement Trust for the 6 simple steps you can take to get on top of your super.  Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.  Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 451289.See omnystudio.com/listener for privacy information.

In this Super Insider episode, we'll cover how you may be able to retire earlier by adding extra money to your superannuation. Our experts will explain the different types of super contributions. Discover how small contributions can lead to significant growth, ways you may be able to reduce your taxable income and how the government co-contribution scheme supports low-income earners. You'll also learn how downsizer contributions work, and why you might want to split your super with your spouse. Here's what's covered: 2.27 What is the Super Guarantee? 3.54 What are before-tax contributions? 7.21 What are after-tax contributions? 10.21 What's the Federal Government co-contribution? 11.22 What are downsizer super contributions? 14.04 What are spouse super contributions? 14.50 What's super splitting? 20.46 Where can I get more information? Join our community of people keen to live their best retirement life by subscribing to Super Insider now. Because the more you know about super, the more you can plan for your future. RECOMMENDATIONS Australian Retirement Trust Contributions Calculator ATO guidelines on concessional and non-concessional contributions IF YOU LIKED THIS EPISODE YOU MAY LIKE How much super you need to retire, and how to get it FOLLOW SUPER INSIDER Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ...                                                                              GET IN TOUCH:  We'd love your feedback for our podcast including any topics or questions you'd like us to cover on future episodes. Please email us at podcast@art.com.au  CREDITS April Smith, Australian Retirement Trust Member Education Officer Kane Everingham, Australian Retirement Trust Team Leader Member Education Past performance is not a reliable indicator of future performance. Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

The new financial year has rolled over, but superannuation funds are celebrating a big year with the market soaring in FY24.See omnystudio.com/listener for privacy information.

Anne Fuchs, executive general manager at the Australian Retirement Trust and Jonathan Hawkins, propositions lead at Bravura solutions discussed what the UK and Australia can learn from each other when it comes to retirement income advice.As well as what providers should be doing to help more savers seek advice. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Australian Retirement Trust Chief Economist Brian Parker and Senior Manager of Education Joshua van Gestel, share their knowledge and insights on the current economic outlook including inflation, interest rates and potential investment opportunities.  They also cover:  how the recent Federal Budget affects your super   the state of interest rates and inflation, plus  why this year's United States election may affect the global economy.  Host Anne Fuchs keeps the conversation lively, ensuring you leave with actionable insights.  Whether you are just starting your career, or nearing retirement, subscribe to Super Insider today and expand your super knowledge. You'll find us wherever you get your podcasts.  PS. Don't forget to share this with family and friends who might also benefit.    RECOMMENDATIONS  Budget 2024-24  https://budget.gov.au/index.htm    Parental leave super boost  https://qsuper.qld.gov.au/news-hub/articles/2024/05/14/21/38/parental-leave-super-boost    What's changing in super from July 2024?  https://www.australianretirementtrust.com.au/learn/education-hub/1-july-2024-superannuation-changes    IF YOU LIKED THIS EPISODE YOU MAY LIKE  Is your superannuation on track?  https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-20    How to choose your super options?  https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-8    FOLLOW SUPER INSIDER Apple Podcasts - https://podcasts.apple.com/au/podcast...   Spotify - https://open.spotify.com/show/1aXYHWZ....     GET IN TOUCH We'd love your feedback for our podcast including any topics or questions you'd like us to cover in future episodes. Please email us at podcast@art.com.au    CREDITS Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education.   Guests: Brian Parker, Australian Retirement Trust Chief Economist and Joshua van Gestel, Australian Retirement Trust Senior Manager of Education.    Past performance is not a reliable indicator of future performance.  Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.   This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. 

When's the last time you checked your superannuation?A lot of Australians may not realise it, but they may be sitting on a monster. Our choices made when we're young could be worth thousands or even millions of dollars in retirement. That is why Australian Retirement Trust is calling all Australians to awaken their super. In this episode we cover:The stats about how dis-engaged Australians are with their superWhat we can all do to ensure we're on the right track How we can think about what we will need in retirement—------Thank you to Australian Retirement Trust for sponsoring this episode. Their support helps us keep all of our content free. —------Have an investing question?Ask via our website and we'll answer it on the podcast.Join the conversation in the Facebook Discussion GroupOr get put in touch with a professional financial advisor by filling out this formWant more Equity Mates?Sign up to our email to keep up with business news Listen to our accompanying podcast Equity Mates Investing (Apple | Spotify)Watch Equity Mates on YouTubePick up our books: Get Started Investing and Don't Stress, Just InvestFollow us on social media: Instagram, TikTok & LinkedIn—------In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Ever wonder what happens to your super after you retire? You're not alone. In this episode of Super Insider, Australian Retirement Trust educators Ruth Weaver and Steven Fehring unpack the power of retirement income accounts – also known as account-based pensions – and how to turn your super into a reliable income stream once the pay checks stop.  Tune in to learn the simple rules and surprising benefits of these accounts, so you can plan a stress-free golden age with confidence.   Here's what's covered:  01:38 What's an income account?  02:23 What's the difference between superannuation and income accounts?  05:17 What are my payment options?  05:46 How much money do I have to take out?  07:08 How long is my super going to last?  08:34 What are the advantages of an income account?  9:56 Am I eligible to open an income account?  11:10 Can I change my mind?  11:52 Can I have a joint account?  13: 18 When can I open an income account?  14:15 How do I compare income accounts?  17:03 How much can I put into an income account?  17:39 What's the minimum drawdown amount?  18:55 Can I close an income account?  20.03 How do I open an income account?  Join our community of people keen to live their best retirement life by subscribing to Super Insider now. Because the more you know about super, the more you can plan for your future.  GET IN TOUCH:  We'd love your feedback for our podcast including any topics or questions you'd like us to cover on future episodes. Please email us at podcast@art.com.au  RECOMMENDATIONS:  Moneysmart Retirement Planner  https://moneysmart.gov.au/retirement-income/retirement-planner  Australian Retirement Trust Retirement Calculator  www.australianretirementtrust.com.au/learn/tools/retirement-calculator#/personal-details/about-you  What's the Retirement Bonus?  www.australianretirementtrust.com.au/retirement/getting-ready/income-accounts/retirement/bonus    FOLLOW SUPER INSIDER   Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388    Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO?si=a7ad97f9c9154539&nd=1     CREDITS:  Ruth Weaver, Australian Retirement Trust Education Manager   Steven Fehring, Australian Retirement Trust Member Education Officer  Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.  This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.   

Is your superannuation on track? Did you know 55% of Australians aren't sure they'll have enough super by the time they retire? (2) Research shows you could be better off in retirement if you get on top of your super now. (3) In this episode, Australian Retirement Trust education leaders Ruth Weaver and Joshua van Gestel discuss:   how to check your super is on track   why it's essential to understand your ‘super style'    ways to unleash your super's potential  tools that can help you take the next steps with your super   #Superannution #Retirement #Super  IF YOU LIKED THIS EPISODE YOU MAY LIKE:   Super 101: Your questions answered   https://www.australianretirementtrust.com.au/learn/super-insider-podcast/episode-14     Our top 10 retirement questions answered   https://www.australianretirementtrust.com.au/learn/super-insider-podcast/episode-16      RECOMMENDATIONS:   Awaken your super   https://www.australianretirementtrust.com.au/superannuation/awaken-your-super     FOLLOW SUPER INSIDER  Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388   Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO?si=a7ad97f9c9154539&nd=1      GET IN TOUCH:   We'd love your feedback for our podcast including any topics or questions you'd like us to cover on future episodes. Please email us at podcast@art.com.au   -------------------------------------------                                                                                           CREDITS:   Host: Joshua van Gestel, Australian Retirement Trust Senior Manager, Education   Guest: Ruth Weaver, Australian Retirement Trust Education Manager   Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.  This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.   Before you consolidate your super, please consider if the timing is right to bring your super together, and if you will lose access to benefits such as insurance or pension options, or if there are any fee or tax implications.  Past performance is not a reliable indicator of future performance.  Investment Trends 2022 Super Member Engagement Report, page 107  2. ART Financial Wellbeing Index 2024. Survey of 1,000 Australians, carried out by Ipsos on behalf of Australian Retirement Trust from September-November 2022.  3. Superannuation: Assessing Efficiency and Competitiveness report 2018 Productivity Commission

Get ready for the end of the financial year with Super Insider. Host Anne Fuchs and guest Steven Fehring share some great ways you could grow your super and save on tax. Here's a sneak peek of what you'll learn:  why putting money into super could help you pay less tax  what salary is sacrifice and how it works  how to claim a tax deduction on personal super contributions  Remember, the more you know about superannuation, the more you can plan for your future. Subscribe to Super Insider now.  IF YOU LIKED THIS EPISODE YOU MAY LIKE: Can I use my super to buy a house? https://www.australianretirementtrust... How much do I need to retire, and how to get it. https://www.australianretirementtrust... RECOMMENDATIONS: Australian Taxation Office - Caps, limits, and tax on super contributions https://www.ato.gov.au/individuals-an... https://www.ato.gov.au/individuals-an... Money Smart – Tax and super https://moneysmart.gov.au/how-super-w... Australian Retirement Trust – Reportable super contributions https://www.australianretirementtrust... FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast... Spotify - https://open.spotify.com/show/1aXYHWZ.... GET IN TOUCH: We'd love your feedback for our podcast including any topics or questions you'd like us to cover in future episodes. Please email us at podcast@art.com.au ------------------------------------------- CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education. Guest: Steven Fehring, Australian Retirement Trust Member Education Officer Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper. The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee. This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. Marginal tax rates in this episode include the medicare levy of 2%. Tax rates may change in the future. See ato.gov.au for more information. Contribution rules and limits may change in the future. Eligibility and conditions apply. See ato.gov.au for more information.

The economic landscape will keep shifting this year according to many experts. Super Insider is here to help make sense of it all and what it may mean for you. Join us as we tap into the expertise of our Chief Economist Brian Parker, as he tackles questions like: ·      How is the economic cycle changing? ·      Will we see an end to the global supply chain disruptions? ·      What's the future for inflation and interest rates? Get set for an insightful chat about Australia's economic outlook for the year ahead. IF YOU LIKED THIS EPISODE YOU MAY LIKE: How to choose your super investment options https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-8   How much super you need to retire, and how to get it https://www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-3   RECOMMENDATIONS:   Australian Retirement Trust market update and news https://www.australianretirementtrust.com.au/investments/market-watch    FOLLOW SUPER INSIDER: Apple Podcasts - https://podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - https://open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO?si=a7ad97f9c9154539&nd=1   GET IN TOUCH: We'd love your feedback for our podcast including any topics or questions you'd like us to cover on future episodes. Please email us at podcast@art.com.au -------------------------------------------                                                                                        CREDITS: Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education. Guest: Brian Parker, Australian Retirement Trust Chief Economist This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

With interest rates back at more normal levels, the investing landscape is returning to a state we haven't really seen since before the GFC. So what does this mean for asset allocation - particularly for some of our big super funds?In 2022, Sunsuper and QSuper merged to create Australian Retirement Trust, managing more than $260 billion in retirement savings on behalf of 2.3 million members. Andrew Fisher, Head of Investment Strategy at Australian Retirement Trust, talks to Sean Aylmer about how he views equities, bonds, and other asset classes.This is general information only. You should seek professional advice before making investment decisions.Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

Retirement is a phase of life that many of us eagerly look forward to. It's a time to slow down, relax, and pursue our passions. But with the rising cost of living, it's essential to make sure that our retirement savings can fund the life we've been dreaming about.  In the second instalment of our new Q&A series, Australian Retirement Trust Member Education teammates April Smith and Kane Everingham answer our top 10 most asked retirement questions and provide valuable insights and tips to help you retire well with confidence. So, whether you're just starting to plan for retirement, or already in the thick of it, watch or listen now to learn how to make the most of your super and enjoy the retirement you deserve.  QUESTIONS  1:40 What age can I retire?  3.33 How much super do I need to retire?  7.23 How do I know if I'm on track?  9.33 What can I do if I'm not on track?  9.40 What are some ways I can grow my super?  10.53 What rules are there for accessing your super?  12.21 Should I fully retire or semi-retire?  14.25 How does a transition to retirement account work?  15.47 What's a transition to retirement strategy?  17.02 Is it easy to plan your retirement yourself?  18.28 (Bonus question) Where to next?  IF YOU LIKED THIS EPISODE, YOU MAY LIKE:  Five easy ways to grow your super today  How much super you need to retire – and how to get it  Transition to retirement – your guide to accessing your super while still at work  RECOMMENDATIONS:  Association of Superannuation Funds of Australia Retirement Standard via SuperGuru.com.au  Australian Retirement Trust Retirement Forecaster    FOLLOW SUPER INSIDER on Apple Podcasts and Spotify    GET IN TOUCH:  We'd love your feedback for Super Insider including topics or questions you'd like us to cover in future episodes. Please email us at podcast@art.com.au                                       CREDITS:  Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education.  Guests: April Smith, Member Education Officer, Kane Everingham, Team Leader Member Education    This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. 

If you're thinking about opening a self-managed super fund (SMSF), check out this episode to learn some common SMSF misconceptions and how the product compares against regular super funds. During the episode our host, Anne Fuchs and Australian Retirement Trust National Education Manager, Joshua van Gestel discuss: ·      some of the differences between a SMSF and a regular super fund ·      potential costs and work involved with a SMSF ·      considerations of a SMSF ·      benefits of a regular super fund IF YOU LIKED THIS EPISODE, YOU MAY LIKE: How to choose your super investments Can I use my super to buy a house?   RECOMMENDATIONS: Self-managed super funds What is a self-managed super fund? Winding up an SMSF   FOLLOW SUPER INSIDER on Apple Podcasts and Spotify GET IN TOUCH: We'd love your feedback for Super Insider including topics or questions you'd like us to cover in future episodes. Please email us at podcast@art.com.au                                                    CREDITS: Host:   Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education. Guest: Joshua van Gestel, Australian Retirement Trust National Education Manager   This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

We have a new addition to Super Insider: our new Q&A episodes. These quick-fire sessions answer our most frequently asked questions and share practical tips and insider knowledge to help you get the most from your super. QUESTIONS 0:01:39 How does superannuation work? 0:04:01 What are the benefits of combining my super? 0:05:36 How can I compare super funds? 0:09:22 How do I choose the right investment option? 0:11:50 When is preservation age and when can I access my super? 0:13:24 What happens to my super when I die? 0:15:27 How and how often should I be engaging with my super?   IF YOU LIKED THIS EPISODE, YOU MAY LIKE: Transition to retirement – your guide to accessing your super while still at work What happens to super when you die?   RECOMMENDATIONS: MoneySmart: Choosing a super fund Nominate a beneficiary   FOLLOW SUPER INSIDER on Apple Podcasts and Spotify   GET IN TOUCH: We'd love your feedback for Super Insider including topics or questions you'd like us to cover in future episodes. Please email us at podcast@art.com.au                                                      CREDITS: Host:   Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education. Guests: April Smith, Member Education Officer, Kane Everingham, Team Leader Member Education   This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

A lot has happened on the global stage since our host, Anne Fuchs, and Chief Economist Brian Parker caught up in August. In this episode, Anne and Brian examine how geopolitical conflicts could affect world economies, the future of inflation and interest rates, and the importance of making informed investment decisions during market fluctuations. Stay informed with this must-listen episode.  IF YOU LIKED THIS EPISODE YOU MAY LIKE:  How to choose your super investment options  How to make your money last through retirement    FOLLOW SUPER INSIDER on Apple Podcasts and Spotify   GET IN TOUCH:  We'd love your feedback about Super Insider, including topics or questions you'd like us to cover in future episodes. Please email us at podcast@art.com.au  -------------------------------------------                                                                                          CREDITS:  Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education.  Guest: Brian Parker, Australian Retirement Trust Chief Economist     This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.  For Super Savings account holders, employees in the Australian Retirement Trust group provide advice to members and employers as representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818 AFSL No. 227867) (SFS), that is wholly owned by the Trustee as an asset of Australian Retirement Trust. SFS is a separate legal entity responsible for the financial services it provides. Eligibility conditions apply. Refer to the Financial Services Guide at australianretirementtrust.com.au/fsgfor more information.  For QSuper account holders, you can find out more about financial advice options at qsuper.qld.gov.au/advice or by calling us on 1300 360 750. Employees in the Australian Retirement Trust group provide advice to members and employers as representatives of QInvest Limited. QInvest Limited (ABN 35 063 511 580, AFSL 238274) is wholly owned by the Trustee as an asset of Australian Retirement Trust. QInvest Limited is a separate legal entity responsible for the financial services it provides. Eligibility conditions apply. Refer to the Financial Services Guide at qsuper.qld.gov.au/disclosure for more information.   

Did you know that 88% of ART members under 40 sit in the default super option?! Last year, Sunsuper and QSuper merged to form Australian Retirement Trust (ART), now one of Australia's largest super funds that manages over $260 billion in retirement savings for 2.3 million members. In today's conversation, Kate Campbell chats with Anne Fuchs, ART's Head of Advice & Acting Chief of Retirement. The duo discuss the power of making small changes, why aren't more people interested in their super given it's their money, the number of people that stay in the default investment option (and the long-term impact of that), whether super funds have a responsibility to help educate their members and much more!

The nation's super funds will be able to widen the range of financial advice they offer under the new Future of Financial Advice legislation: What does it mean for you? In today's show we cover; how the market's second biggest fund - ART - plans to expand advice, the reality of super's little known inheritance tax, what is Nick Bolton up to at Magellan and can the ASX withstand the loss of major stocks?Anne Fuchs, executive general manager at the Australian Retirement Trust joins Wealth Editor James Kirby in today's episode See omnystudio.com/listener for privacy information.

It's no secret that the internet has revolutionised the way we handle our finances, but it's also opened the door to scams and fraudulent activities. And when it comes to our hard-earned retirement savings, most of us can't afford to take any chances. In this episode, join our host Anne Fuchs and Australian Retirement Trust's Manager of Financial Crimes, Rebecca Mallett and Chief Technology Officer Rod Greenaway as they discuss financial scams, how to spot them and how to keep your superannuation investment and information safe. IF YOU LIKED THIS EPISODE YOU MAY LIKE: Five easy ways to grow your super today What happens to super when you die?   RECOMMENDATIONS: Learn more about keeping your super safe on our Protect yourself against fraud web page. GET IN TOUCH: We'd love your feedback for our podcast including any topics or questions you'd like us to cover on future episodes. Please email us at podcast@art.com.au. -------------------------------------------                                                                                        CREDITS: Host: Executive General Manager, Advice, Guidance and Education, Anne Fuchs Guest speakers: Australian Retirement Trust's Manager of Financial Crimes, Rebecca Mallet, and Chief Technology Officer, Rod Greenaway.   This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

Retirement is a major milestone in most people's lives. But making sure that our money lasts throughout retirement can be a worry, and sometimes even a challenge.  Don't miss Australian Retirement Trust's Senior Manager of Advice Best Practise, Luke Caruana in conversation with host Anne Fuchs as they discuss how much super is needed to retire comfortably, options for accessing your super in retirement and what you can do to help make your super last.   IF YOU LIKED THIS EPISODE YOU MAY LIKE:  How much super you need to retire – and how to get it  Transition to retirement – your guide to accessing your super while still at work  Read more about downsizer contributions: What is a downsizer contribution? GET IN TOUCH:  Feedback? We're listening. Email us at podcast@art.com.au or go to our website at art.com.au.  This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.  Ratings and awards are only one factor to be taken into account when deciding to invest. Past performance is not a reliable indicator of future performance. For Awards details, please see more information here: Awards. For Super Savings account holders, employees in the Australian Retirement Trust group provide advice to members and employers as representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818 AFSL No. 227867) (SFS), that is wholly owned by the Trustee as an asset of Australian Retirement Trust. SFS is a separate legal entity responsible for the financial services it provides. Eligibility conditions apply. Refer to the Financial Services Guide at australianretirementtrust.com.au/fsg for more information.  For QSuper account holders, you can find out more about financial advice options at qsuper.qld.gov.au/advice or by calling us on 1300 360 750. Employees in the Australian Retirement Trust group provide advice to members and employers as representatives of QInvest Limited. QInvest Limited (ABN 35 063 511 580, AFSL 238274) is wholly owned by the Trustee as an asset of Australian Retirement Trust. QInvest Limited is a separate legal entity responsible for the financial services it provides. Eligibility conditions apply. Refer to the Financial Services Guide at qsuper.qld.gov.au/disclosure for more information.  Past performance is not a reliable indicator of future performance. Investment returns are net of investment fees, costs, and taxes (where applicable). For performance details, please see more information here: Investment performance. Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.  Taxes may be payable in foreign countries in respect of income derived from non-Australian investment earnings, and a penalty tax on notional earnings may apply if you have a high total balance in one or more superannuation retirement pensions. 

Bruce Cowley FAICD is the Chair of the Queensland Trust for Nature and a board member with the Australian Retirement Trust. He's also one of the speakers for this year's AICD Essential Director Update (EDU). We talk about advice before taking your first board role, potential improvements to Australia's Corporations Act, and the importance of stakeholder engagement. Plus, we discuss some of the topics Bruce will address at the 2023 EDU, including: greenwashing, resilience, and directors' “best interests” duty.

The economic landscape has experienced significant changes since the beginning of the year. Join Super Insider host Anne Fuchs and Australian Retirement Trust's Chief Economist, Brian Parker as they break down the latest market developments and investment conditions, interest rate changes, cost of living and what it all means for your super. Past performance is not a reliable indicator of future performance.  For Super Savings account holders, employees in the Australian Retirement Trust group provide advice to members and employers as representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818 AFSL No. 227867) (SFS), that is wholly owned by the Trustee as an asset of Australian Retirement Trust. SFS is a separate legal entity responsible for the financial services it provides. Eligibility conditions apply. Refer to the Financial Services Guide at australianretirementtrust.com.au/fsg for more information.  For QSuper account holders, you can find out more about financial advice options at qsuper.qld.gov.au/advice or by calling us on 1300 360 750. Employees in the Australian Retirement Trust group provide advice to members and employers as representatives of QInvest Limited. QInvest Limited (ABN 35 063 511 580, AFSL 238274) is wholly owned by the Trustee as an asset of Australian Retirement Trust. QInvest Limited is a separate legal entity responsible for the financial services it provides. Eligibility conditions apply. Refer to the Financial Services Guide at qsuper.qld.gov.au/disclosure for more information.  This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy. 

Michael Traill was the founding CEO of Social Ventures Australia from 2002 -14. Prior to this role, Michael spent 15 years as a Co-Founder and Executive Director of Macquarie Bank's private equity arm, Macquarie Direct Investment. In his time there, the Macquarie Direct Investment team invested in 43 businesses generating a gross rate of return of 32.3%. Michael chairs Australia's largest charitable foundation, the Paul Ramsay Foundation, is a Director of Australian Retirement Trust, MH Carnegie & Co., Australian Philanthropic Services and Hearts & Minds Investments and was previously Chair of Goodstart Early Learning.  Michael also chairs the Federal Government Social Impact Investing Taskforce and is the author 'Jumping Ship - from the world of corporate Australia to the heart of social investment', Winner Ashurst Business Literature Prize 2017.In this episode #137 w Michael Traill, learn about:His humble upbringing in country Victoria, with his father being the first in 4 generations to go past grade 10, Michael's chip on his shoulder being the country kid and making it to rooms where he felt out of place like Harvard and Macquarie and success at age 18 being a career in politics but how he ended up in the business world.I ask Michael about his reflections on his Harvard MBA and was that a hindrance or accelerant, his most painful learning and Questions he asks perspective candidates looking to join his team so he can understand them intimately.And of course we cover how and why he jumped ship from the business world to social investment a day before his 42nd birthday, the difficult first year of making the transition, the role of superannuation in funding climate and impact solutions, and the legacy he wants to leave.It's now time to explore your curiosity. Please enjoy!(Timestamps below)***Follow us on Instagram, LinkedIn or TwitterContact us via our website to discuss sponsorship opportunities, recommend future guests or share feedback, we love hearing how to improve! Thank you for rating / reviewing this podcast on Apple Podcasts and Spotify, it helps others find us and convince guests to come on the show! ***

Kia ora,Welcome to Tuesday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news commodity prices are weak today as global factory activity slows. And some banks have run out of places to invest their excess cash holdings.But first in the US there were two factory PMIs out for June today and this sector is back at its lowest level since May 2020. The widely-watched ISM one was quite downbeat. It contracted again and by more than expected as softness continues and optimism about the second half of 2023 is sharply weakening. In this survey new orders contracted less in June than in May, but they still contracted. In the internationally-benchmarked Markit factory PMI, the story was similar but new orders fell in that one although to be fair they were recorded higher in May and the decline in June is to a level that matches the ISM version. In both, price and cost pressures are easing quickly now.American petrol prices are quite stable again ahead of their holidays and summer driving season. And we should note that reinsurers raised premium costs for their cover by +50% in many cases on July 1, reflecting the claims cost of climate-related events.Janet Yellen isn't on holiday. She is off to China later this week to keep up efforts to try and normalise relations between the two superpowers.In China, again less negative than the official measure, the Caixin factory PMI for China did not contract in the way the official survey suggested. But it isn't really an expansion either. But this 'good news' is enough to help Kong Kong and Shanghai equities maintain their rise, although the yuan remains under severe pressure.Factory PMIs in Taiwan and South Korea are contracting although not at faster fates than previously in 2023. In Japan they are like China, neither expanding nor contracting.India is the stand-out factory hub at present, recording surging demand and clearly benefiting from 'de-risking' strategies away from China.Hong Kong retail sales were virtually unchanged in May from April in data released overnight. But because the base was so low, they have recorded very large year-on-year gains, especially in luxury goods. A year ago, their tourism sector was in the doldrums.The EU factory PMIs are weak with demand and production sinking further in June.In Singapore, their largest bank, DBS, said that deposits are flowing in much faster than it can invest them so it has had to lay off more than NZ$36 bln to Singapore's central bank, the Monetary Authority of Singapore, as it is “not finding enough opportunities to put the money to work.” They aren't the only ones worrying about future prospects for Singapore. Elsewhere, surplus liquidity is building up in Japan as well.Australian building permits rose sharply in May, driven by the volatile apartment-building sector. The total number of dwellings approved rose +20.6% following a -6.8% decrease in April. By far the largest rises were in Sydney.In Australia it is a different story with house prices turning up, according to CoreLogic analysis. The cumulative +4.1% lift since February comes after a -9.7% decline over the previous ten months. The pace of Annual price declines moderated from -6.8% in the year to May to -4.8% in the year to June. The recent turn up is consistent with the new lending data.And staying in Australia, one of their largest pension funds has slashed the value of its local office property assets by as much as -20% as commercial property woes hit them as one of Australia's biggest landlords. The Australian Retirement Trust, which manages NZ$260 bln of assets, said its local office buildings have seen “material downward movements ranging between 5% to 20%”.Later today, the RBA will review its cash rate target which is presently at 4.10%. Markets expect a +25 bps rise to 4.35% given they have a strong labour market and housing distortions are featuring again. They also have inflation at 5.6% which is well higher than they want. Higher interest rates won't help those commercial property valuations.The UST 10yr yield will start today at 3.86% and up +2 bps from yesterday. The price of gold will start today at US$1921/oz and little-changed from yesterday.And oil prices are a little softer at just under US$70/bbl in the US. The international Brent price is a tad softer too at just on US$74.50/bbl. Low oil prices are worrying producers. Saudi Arabia said that it would extend a cut in oil production of one million barrels a day that it announced in June through at least August, trying to push up what officials view as stubbornly weak oil prices. The Saudis were joined by Russia.The Kiwi dollar starts today at 61.5 USc and only marginally firmer than this time yesterday. Against the Aussie we are little-changed at 92.1 AUc. Against the euro we are similarly little-changed at 56.4 euro cents. That means the TWI-5 is now at 69.9 and fractionally firmer.The bitcoin price has risen from this time yesterday and now is at US$31,011 which is a +1.7% rise and still above NZ$50,000. Volatility over the past 24 hours has been modest however at just under +/- 1.3%.You can find links to the articles mentioned today in our show notes.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

Andrew Fraser is the former Deputy Premier of Queensland and the chair of super fund Australian Retirement Trust. He's also the chair of NFP Orange Sky, the President of Motorsport Australia, and a director with the Brisbane Broncos. We talk about his path from politics to the boardroom, mergers in the superannuation sector, and the importance of succession planning.

Welcoming Laurence Marshbaum OAM back to Purposely to share his incredible founder stories. Investment management is all about picking the right stocks to maximise returns, right?! Maybe considering an investors tolerance for risk and diversifying the investments across asset classes and markets. That is also true for experienced Sydney based portfolio manager Laurence Marshbaum and Barrenjoey Capital Partners and their firm Community Capital. Well, it is only half true and alongside financial returns for investors they are fully focused on delivering social impact and providing vital funds for good causes. Established in December 2022, Community Capital invests in private markets at a discounted price and then donates the generated funds to good causes. Causes and social purpose organisations selected by an experienced advisory board with individuals who are close to community issues and philanthropy. Laurence was inspired to act during the pandemic and was looking at ways he could use his knowledge, skills, and experience of the investment profession to do good and deliver funding to the community. So far, they have raised $383M USD/ $550M AUD for the fund and on their way to delivering returns for investors as well as social impact through an unlisted credit fund. Backers for the fund include Australian Retirement Trust, Laurence's former employer, Minderoo Foundation, Legalsuper and MLC Insignia. This is second for purpose organisation founded by Laurence and in June 2022 Laurence received a Medal of the Order of Australia from Lord Governor General David Hurley for his services to the charity sector through his social enterprise 10 X 10 Philanthropy. 10 X 10 operates in 14 cities in 7 countries and has raised over $5 million for early stage and grassroots not-for-profits. Established in 2013, Laurence and two other passionate social entrepreneurs shared a vision that everyone can make a difference by getting involved in philanthropy. Together, Laurence Marshbaum, Nina Skryzynski and Jenny Newmarch saw that professionals like themselves wanted to lead purpose driven lives and give back to their local communities, but lacked the time, knowledge, and framework to make a difference. On the flipside, grassroots for purpose organisations (not for profits) struggle to find financial support and volunteers to sustain their work. Laurence, Nina, and Jenny brought 10 friends to an organised event, with each friend inviting 10 of their friends, thus bringing together 100 people into the room with 3 social purpose organisations in attendance. That night they raised $11,000 for the non-profits, and the concept of 10×10 was born. 10×10 grew organically from Sydney to each Australian capital city as the news of this interesting model of philanthropy travelled. It wasn't long before major cities in the UK, USA, Hong Kong, Canada and New Zealand were established and in mid-2021, Laurence, Nina and Jenny reunited to celebrate the milestone 100th 10×10. Laurence featured on episode #23 of Purposely ‘millennials transforming philanthropy 10x10' --- Send in a voice message: https://podcasters.spotify.com/pod/show/mark-longbottom2/message

While many people eagerly look forward to their golden years as a time to relax and enjoy life, the transition from work to retirement needs careful planning. In this episode, join Australia Retirement Trust's Member Education Officer, Patrick Dunlop, and our host, Head of Advice and Guidance, Anne Fuchs, as they explore strategies you can use to transition to retirement that allow you to work less while continuing to grow your super. For more superannuation and investment insights, subscribe to Super Insider. This podcast and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

Your super investment strategy can significantly impact your retirement outcomes. But with so many options available, how do you choose the right one? Join Australian Retirement Trust's Head of Private Corporate Assets, Elizabeth Kumaru, and Head of Advice and Guidance, Anne Fuchs, as they discuss how super is invested and what you need to consider when choosing an investment approach that suits your needs and retirement goals. Tune in to this must-listen episode to gain valuable insight and take control of your super. For more superannuation and investment insights, subscribe to Super Insider. This podcast and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

With international markets still uncertain, it's never been more important to stay informed and take control of your financial wellbeing. Join Australian Retirement Trust's Chief Economist, Brian Parker, and Head of Advice and Guidance, Anne Fuchs, as they examine the latest market developments, including interest rates, the federal budget and what it all means for your superannuation investment.  For more superannuation insights, subscribe to Super Insider. This podcast and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

You work hard for your superannuation savings, so what happens if you never get the chance to spend them? Hint: It's not the same as your other money or investments.  Join host Anne Fuchs and super educator Ruth Weaver as they explore what happens to your super when you die and what you can do today to make sure your money goes to who you want when you pass away.   For more superannuation and investment insights, subscribe to Super Insider.  This podcast and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.  

With housing prices rising over the past decade, the Great Aussie Dream of owning a home can seem just that – a dream. But did you know you can use your super account to help save for your first house deposit?   In this episode, host Anne Fuchs and super educator Megan Ashenden break down how the First Home Super Saver Scheme works and the pros and cons of taking money from your super to buy your first home.   For more superannuation and investment insights, subscribe to Super Insider.  This podcast and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

2022 was a wild ride for investment markets with volatility impacting super fund returns, including Australian Retirement Trust's.   Don't miss Australian Retirement Trust's Chief Economist Brian Parker in conversation with Anne Fuchs, Head of Advice, as Brian recaps the market ups and downs of 2022 and discusses what the New Year might hold for interest rates, investment markets and your super.  For more superannuation and investment insights, subscribe to Super Insider.  This podcast and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

In this latest episode, Deloitte's David Rodgers and Ike Levick interview Bernard Reilly – CEO of Australian Retirement Trust. Bernard shares his thoughts and insights on how trust and innovation are helping this newly merged superannuation fund lead the way, embrace technology and inspire member confidence.  To discover more insights from the AFR Super and Wealth Summit, click here. 

Getting the most out of your super is easier than you think. The secret? Show your super account some love! This week on the Friends With Money podcast, Money's Michelle Baltazar speaks with Anne Fuchs, Head of advice at Australian Retirement Trust, about the top 4 things you can do to maximise & energise your superannuation. Where is the best place to seek financial advice? The power of compounding interest Top tips to supercharge your super #friendswithmoney #super #annefuchs Listen on Apple Podcasts: https://apple.co/3mV0Cbr   Listen on Google Podcasts: https://bit.ly/3qGfsoL  Listen on Spotify: https://spoti.fi/3fSPI2h  Website: https://moneymag.com.au  Email: podcast@moneymag.com.au See omnystudio.com/listener for privacy information.

In episode 78 of the [i3] Podcast, we speak with Ian Patrick, Chief Investment Officer at the Australian Retirement Trust. We delve into the latest developments of the merger between legacy funds Sunsuper and Qsuper, we discussed inhouse asset management and the impact of decarbonisation. Enjoy the show! Overview of Podcast with Ian Patrick, CIO of the Australian Retirement Trust 01:00 Coming to Australia 03:00 JANA, from consultant to CEO 04:00 Becoming CIO; focusing on a single investment challenge 06:00 What is left in the merger with QSuper? 08:00 We are working towards an ART culture, not two legacy cultures, but that takes time 10:00 Harmonising the portfolios and strategies 13:00 Aligning QSuper's risk balanced strategy with Sunsuper's peer aware strategy 16:00 Your Future, Your Super: failing the performance test is almost an existential question 17:30 Asking us all to be held accountable on some measure of performance is a no brainer 19:00 The impact of scale 20:30 The diseconomies of scale are significantly outweighed by the benefits 23:00 In a very large fund, the ability of a CIO to directly influence investment decisions other than through team governance is lost 24:00 The ability to take on illiquidity in Australia is constrained by the 30-day rule and so Australian funds will not be able to fully embrace the Canadian model 25:30 Internalisation: never say never 30:00 There are strategic functions that are critical to internalise 32:00 Pandemic: what stood out is that all strategies correlated poorly; there was no diversifying correlation from alpha in any asset class. It did cause us to reevaluate the role of sovereign bonds in the portfolio 35:00 The energy transition, decarbonisation and portfolio skews

It's the number everyone wants to know – how much super do I need to retire?   Join Australian Retirement Trust's National Education Manager Joshua van Gestel and Head of Advice Anne Fuchs, as they crunch the numbers to reveal how much super you need for a comfortable retirement income - and what you can do today to make sure you have enough later.  For more superannuation and investment insights, subscribe to Super Insider.  This podcast and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

Investment market ups and downs are becoming the ‘new normal' and continue to impact super fund performance, including that of Australian Retirement Trust.   Don't miss Australian Retirement Trust's Chief Economist Brian Parker in conversation with Anne Fuchs, Head of Advice, as Brian discusses what's affected markets in the last quarter, how this has impacted super returns, and what it could mean for your super investment and retirement savings.  For more superannuation and investment insights, subscribe to Super Insider.  This podcast and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.

Olivia is the Managing Editor - news & analysis at Mumbrella. She joins Jess to talk about becoming genuinely good at PR, and how much time, strategy and tactical practice you need to put in before you can expect return on investment. Olivia Kruimel LinkedIn: https://www.linkedin.com/in/oliviack-marcoms/ Mumbrella Website: https://mumbrella.com.au/ Australian Retirement Trust. It's more super for you and your clients. Visit https://www.australianretirementtrust.com.au/adviser Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

Martin is the CEO and Financial Advice Specialist at Financial Edge Group, and the 2021 IFA Practice Principal Adviser of the Year. He talks to Ben about the biggest challenges he faced from starting his business from scratch with no clients to where it is today. Martin McGrath XY: https://www1.xyadviser.com/members/2533593 Martin McGrath LinkedIn: https://www.linkedin.com/in/martin-mcgrath-retirement-specialist-b991915a/ Financial Edge Group Website: https://www.financialedgegroup.com.au/ Australian Retirement Trust. It's more super for you and your clients. Visit https://www.australianretirementtrust.com.au/adviser Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

Natalie is the Founder and CEO of Full Time Lives and Senior Consultant at Brainmates. She joins Jess to chat about the concept of retirement, how people can continue to bring purpose and meaning to their life post-work, and what advisers can do to help our clients through the transition.  Natalie Yan-Chatonsky LinkedIn: https://www.linkedin.com/in/nat-yc/ Full Time Lives Website: https://fulltimelives.com/ Brainmates Website: https://brainmates.com.au/ “The Art of Full Time Living” Book: https://fulltimelives.com/cusp-book Australian Retirement Trust. It's more super for you and your clients. Visit https://www.australianretirementtrust.com.au/adviser Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

In this installment we talk with our panel of speakers about the second area of trust: Authenticity. Australian Retirement Trust. Trusted by over 4,000 financial advisers. Visit https://www.australianretirementtrust.com.au/advisers Andrew Inwood CEO of CoreData Andrew Inwood LinkedIn: https://www.linkedin.com/in/andrew-inwood-0207178/ CoreData Website: https://www.coredata.com.au/ Jane Ryan Principal Adviser at Fox Wealth Advisory Jane Ryan LinkedIn: https://www.linkedin.com/in/jane-ryan-46581780/ Fox Wealth Advisory Website: https://foxwealthadvisory.com.au/   Anthony Jones Principal at Templetons Financial Anthony Jones LinkedIn: https://www.linkedin.com/in/ajonesfinancial/ Templetons Financial Website: https://www.templetons.com.au/ Anne Fuchs Head of Advice at Australian Retirement Trust Anne Fuchs LinkedIn: https://www.linkedin.com/in/anne-fuchs-90504816/ Australian Retirement Trust Website: https://www.australianretirementtrust.com.au/ Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

In this first episode we discuss the behavioural side of building trusted relationships, and how we can work that into our business plan. Australian Retirement Trust. Trusted by over 4,000 financial advisers. Visit https://www.australianretirementtrust.com.au/advisers Andrew Inwood CEO of CoreData Andrew Inwood LinkedIn: https://www.linkedin.com/in/andrew-inwood-0207178/ CoreData Website: https://www.coredata.com.au/ Jane Ryan Principal Adviser at Fox Wealth Advisory Jane Ryan LinkedIn: https://www.linkedin.com/in/jane-ryan-46581780/ Fox Wealth Advisory Website: https://foxwealthadvisory.com.au/   Anthony Jones Principal at Templetons Financial Anthony Jones LinkedIn: https://www.linkedin.com/in/ajonesfinancial/ Templetons Financial Website: https://www.templetons.com.au/ Anne Fuchs Head of Advice at Australian Retirement Trust Anne Fuchs LinkedIn: https://www.linkedin.com/in/anne-fuchs-90504816/ Australian Retirement Trust Website: https://www.australianretirementtrust.com.au/ Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

In this final episode in our four part series we explore “the feeling” of someone acting in your best interest, and how it's a vital building block in establishing a trusted relationship. Australian Retirement Trust. Trusted by over 4,000 financial advisers. Visit https://www.australianretirementtrust.com.au/advisers Andrew Inwood CEO of CoreData Andrew Inwood LinkedIn: https://www.linkedin.com/in/andrew-inwood-0207178/ CoreData Website: https://www.coredata.com.au/ Jane Ryan Principal Adviser at Fox Wealth Advisory Jane Ryan LinkedIn: https://www.linkedin.com/in/jane-ryan-46581780/ Fox Wealth Advisory Website: https://foxwealthadvisory.com.au/   Anthony Jones Principal at Templetons Financial Anthony Jones LinkedIn: https://www.linkedin.com/in/ajonesfinancial/ Templetons Financial Website: https://www.templetons.com.au/ Anne Fuchs Head of Advice at Australian Retirement Trust Anne Fuchs LinkedIn: https://www.linkedin.com/in/anne-fuchs-90504816/ Australian Retirement Trust Website: https://www.australianretirementtrust.com.au/ Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

In this episode we discuss the importance of reliability when it comes to building trust with clients. Australian Retirement Trust. Trusted by over 4,000 financial advisers. Visit https://www.australianretirementtrust.com.au/advisers Andrew Inwood CEO of CoreData Andrew Inwood LinkedIn: https://www.linkedin.com/in/andrew-inwood-0207178/ CoreData Website: https://www.coredata.com.au/ Jane Ryan Principal Adviser at Fox Wealth Advisory Jane Ryan LinkedIn: https://www.linkedin.com/in/jane-ryan-46581780/ Fox Wealth Advisory Website: https://foxwealthadvisory.com.au/   Anthony Jones Principal at Templetons Financial Anthony Jones LinkedIn: https://www.linkedin.com/in/ajonesfinancial/ Templetons Financial Website: https://www.templetons.com.au/ Anne Fuchs Head of Advice at Australian Retirement Trust Anne Fuchs LinkedIn: https://www.linkedin.com/in/anne-fuchs-90504816/ Australian Retirement Trust Website: https://www.australianretirementtrust.com.au/ Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

Josh is a Certified Financial Planner and Director at Dalton Financial Partners. He and Ben discuss the biggest changes in his business and what's stayed the same, and how he approaches changes in fee structure with clients. Josh Dalton LinkedIn: https://www.linkedin.com/in/daltonjosh/ Dalton Financial Partners Website: https://daltonfp.com.au/ Australian Retirement Trust. It's more super for you and your clients. Visit https://www.australianretirementtrust.com.au/adviser Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

Richard is a Partner at Belay Advisory. He and Jess chat about how his business has grown and changed over the years, the value of mentorship, and understanding your niche client. Richard Felice LinkedIn: https://www.linkedin.com/in/richfelice/ Belay Advisory Website: https://www.belay.com.au/ Australian Retirement Trust. It's more super for you and your clients. Visit https://www.australianretirementtrust.com.au/adviser Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

Chris is the Founding Partner at VISIS Private Wealth. He joins Ben to talk about starting VISIS, what he's done to drive growth in the business, and the biggest obstacles he's had to overcome on the journey. Chris Smith LinkedIn: https://www.linkedin.com/in/chrissmithvisis/ VISIS Private Wealth Website: https://www.visis.com.au/ Australian Retirement Trust. It's more super for you and your clients. Visit https://www.australianretirementtrust.com.au/adviser Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

Deepa is the Principal Consultant and Founder at RecruiTalent. In this second installment, Deepa and Jess discuss recruitment from the candidate's side, including the state of the current marketplace, and how to negotiate for what you're looking for in a role. Deepa Surti LinkedIn: https://www.linkedin.com/in/deepasurti/ RecruiTalent Website: https://recruitalent.com.au/ Australian Retirement Trust. It's more super for you and your clients. Visit https://www.australianretirementtrust.com.au/adviser Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

Charlie a Partner and Managing Director at Pitcher Partners. He and Ben talk about how he went from a desk and a phonebook to managing over two billion dollars in assets under management. Charlie Viola LinkedIn: https://www.linkedin.com/in/charlieviola/ Pitcher Partners Website: https://www.pitcher.com.au/ Australian Retirement Trust. It's more super for you and your clients. Visit https://www.australianretirementtrust.com.au/adviser Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

Deepa is the Principal Consultant and Founder at RecruiTalent, and has been involved in the recruiting world for almost thirty years. In this first episode of two, Deepa and Jess tackle the hiring process and discuss how to find the perfect candidate, and what to avoid. Deepa Surti LinkedIn: https://www.linkedin.com/in/deepasurti/ RecruiTalent Website: https://recruitalent.com.au/ Australian Retirement Trust. It's more super for you and your clients. Visit https://www.australianretirementtrust.com.au/adviser Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

Steve is a Financial Planner and Business Growth Coach. He and Ben discuss the trends in growing financial planning businesses, and the biggest roadblocks they need to overcome. Steve Salvia XY: https://www1.xyadviser.com/members/2401306 Steve Salvia LinkedIn: https://www.linkedin.com/in/stevesalvia/ Blackwing Website: https://blackwing.com.au/ Australian Retirement Trust. It's more super for you and your clients. Visit https://www.australianretirementtrust.com.au/adviser Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

CEO Bernard Reilly and chair Don Luke of Australian Retirement Trust joined us at the Fiduciary Investors Symposium in June 2022 for a fireside chat on how the fund is adapting and progressing post-merger, and what is next on the agenda for Australia's newest mega fund. This session was hosted by Michael Baldwin, global head of external relationships & deputy CEO, Conexus Financial.