Podcasts about diluting

The Wealth Formula Podcast is one of the longest-running personal finance podcasts still standing. For more than a decade, I've shown up every single week to talk about investing, markets, and the forces shaping the economy. What's interesting is how much my own thinking has evolved over that time. Early on, I was more rigid. I was—and still am—a real estate guy. But back then, I didn't give much thought to ideas outside that lane. I was dogmatic, and I didn't always challenge my own beliefs. Time has a way of doing that for you. I've now lived through multiple market cycles. I've watched the stock market melt up to valuations that felt absurd—and then keep going. I've seen gold go from flat for a decade to parabolic over a year. I've seen interest rates sit near zero for a decade and then snap higher at the fastest pace in modern history. And I've learned, sometimes the hard way, that diversification is about survival and that every asset class has its day. One lesson I learned that I am thinking a lot about these days is: ignore major technological shifts at your own peril. Back in 2014, I first started hearing people talk seriously about Bitcoin. At the time, I dismissed it. I listened to the critics, was convinced it was a scam, and didn't take the time to truly understand it. That was a mistake—not because everyone should have bought Bitcoin, but because I ignored a structural change happening right in front of me. Bitcoin went from a cypherpunk expression of freedom to the largest ETF owned by BlackRock. Today, the dominant story is artificial intelligence. And whether you love stocks, hate stocks, prefer real estate, or focus exclusively on cash flow, you cannot afford to ignore AI. This isn't a fad. It's a general-purpose technology—on the scale of electricity, the internet, or the industrial revolution itself. That doesn't mean it's easy to invest in. It's hard to look at headline names trading at massive valuations and feel good about buying them today. But investing in AI isn't about chasing a single company. It's about understanding second- and third-order effects: energy demand, data centers, productivity gains, labor displacement, capital flows, and how blockchain and decentralized systems intersect with all of it. What experience has taught me is this: you don't need to be first to invest—but you do need to be early in understanding. If you wait until something feels obvious, most of the opportunity is already gone. This week's episode of the Wealth Formula Podcast is focused squarely on AI and blockchain—what's real, what's noise, and where the long-term implications may lie. Listen to this episode. You'll come away smarter. And years from now, you may look back and realize this was one of those moments where paying attention really mattered. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  Welcome everybody. This is Buck Joffrey with the Wealth Formula Podcast. Coming to you from Montecito, California. Today we wanna start with a reminder. We are in a new year and we are already doing deals, uh, through the Wealth Formula Accredit Investor Club. You can go and sign up for that for free. Uh, wealth formula.com just hit investor club and you just get on there and, and you’ll get onboarded. And from there, all you gotta do is wait for deal flow and webinars coming to your inbox. And, um, you know, if nothing else, you learn something. So go check it out. Uh, go to. Wealth formula.com and sign up for Investor Club now onto today’s show. Uh, the, it is interesting. I don’t know if you are aware it’s a listener, but we are, wealth Formula is, uh, probably I would say one of the, certainly in the one of the top longest running personal finance podcasts still. Standing. Uh, I’ve been around, well, I think the first episode was on like 2014, so it was a long time, but in earnest, you know, at least for over a decade. And, you know, during that time, I’ve shown up every week, every single week. Don’t Ms. Weeks, but none, none. Isn’t that incredible? I’ve shown up, uh, talked about investing and talked about very way markets are working, forces, shaping the economy, all that kind of stuff. But you know, as you can imagine, as a. As a younger individual versus, um, my crusty self. Now, you know, a lot of my own thinking has evolved over that time, you know, back then. And I, you know, I think this appealed to some people, but, um, you know, I was really dogmatic. I’m a real estate guy, right? And I still am a real estate guy, but back then I wouldn’t give anything else the time of day to even think about, you know, and, and, uh, I, I, you know. I was dogmatic and didn’t always challenge my own belief systems. Um, I’m different now, right? I’ve softened And time is a way of, of changing all of that dogmatic stuff for you. You know, I’ve lived through multiple market cycles. I’ve watched, well, I’ve watched the stock market, which I, which I always maligned, you know, melt up to valuations. Uh, that felt absurd. And then keep going higher. I’ve seen gold, which was kind of ridiculous for the longest time. I watched it for like a decade, just pretty much flat, and then it goes parabolic. Over the last year, I’ve seen interest rates sit near zero for a decade and then snap higher. Uh, not even as time, just launch higher at the fastest space in modern history. And I’ve learned sometimes I guess, the hard way that diversification is about survival and that every class, every asset class has its day. Just like every dog has its day. And um, you know, one other lesson that I learned that I’m thinking a lot about these days is ignore major technological shifts at your own peril. So what am I talking about? Well. It’s kind of a, it is a technological shift, whether you think it about not, but Bitcoin. Okay. Back in 2014, I first started hearing people talk seriously about Bitcoin, and at that time I dismissed it. I was, uh, I was listening to critics beater Schiff that constantly called it a scam, said it was going to zero and so on. I didn’t, I didn’t take the time to truly understand it, to try to understand it the way I understand it now, that makes me a believer in Bitcoin. That, of course was a big mistake, not because, you know, everyone should have bought Bitcoin and, uh, back then, well, they, you know, would’ve been nice if they did, but because fundamentally I ignored something that was a structural change happening right in front of me. And since then, Bitcoin went from a cipher punk expression of freedom to the large CTF owned by BlackRock today. The dominant story is actually artificial intelligence. Now, whether you love stocks, hate stocks, prefer real estate focused exclusively on cab, whatever, you cannot afford to ignore ai. It’s not a fad. It’s a general purpose technology and a technology shift, and the scale of electricity. The internet bigger than the internet, bigger than the industrial revolution. Now, that doesn’t mean it’s easy to invest in. I mean, I’m gonna go invest in AI and make a bunch of money because I mean, what does that even mean? It’s hard to look at headline names, trading at massive valuations like Nvidia and all that right now, and saying, oh, I’m gonna go buy that. Who knows? That’s gonna work out. When I talk about investing in AI isn’t really just investing in stocks or any individual company or data centers or whatever. It’s about understanding. The second and third order effects, energy demand. You know, as I mentioned, data centers, productivity gains, labor displacement, capital flows, and how blockchain and decentralized systems intersect with all of that. It is very, very complicated. Um, but it’s really important to start to try to understand, you know, an experience that stop me is this. You don’t need to be the first to invest, but you do need to be early in understanding. If you wait until something feels obvious, usually the opportunity’s gone by then. And you know, the thing about AI is even if you think it’s obvious now. The reality is that most people haven’t really caught on. Maybe they played with chat GPT, but I don’t think they’re understanding what this whole, you know, this thing is gonna do to our world. Um, anyway, so that is what this week’s episode of Wealth Formula Podcast, uh, is about. It’s about AI and also, um, a little bit about, you know, bitcoin and blockchain and that kind of thing. Um, we’re gonna talk about what’s noise, uh, you know, where the long, what the long-term, uh, implications are all of this stuff. This is a show that, uh, I really enjoy doing really, really good stuff. Um, so make sure you listen in. We’ll have that interview for you right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net. The strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you borrowed money at a simple interest rate, your insurance company keeps paying you compound interest. On that money, even though you’ve borrowed it, that result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealth formula banking.com. Again, that’s wealth formula banking.com. Welcome back to the show, everyone. Today. My guest on Wealth Formula podcast is Jim Thorne, chief Market strategist at Wellington. L is private wealth with more than 25 years of experience in capital markets. He’s previously served as chief capital market strategist, senior portfolio manager, chief economist, and CIO. Uh, equities at major investment firms and has also taught economics and finance at the university level. Uh, Jim is known for translating complex economic, political, and market dynamics into clear actionable insights to help investors and advisors navigate long-term capital decisions. Uh, Jim, welcome with the program. Thanks for having me Buck. Well, um, Tim, I, I, I, uh, had been following a little bit of, uh, what you discuss on, uh, on X and, um, one of the things that caught my eye is, you know, your, your narrative on, on ai, a lot of people are tend to be still sort of skeptical of AI and what’s going on, uh, with the markets. Um, uh, but at the same time, uh, there’s this. Sense. I think that ignoring AI altogether as an investor is, is, is downright potentially dangerous. So, uh, at the highest level, why is AI something people simply can’t dismiss? Well, we live in an, uh, uh, you know, many other people have coined this term, but we live, we’re living in an exponential age of, of technological innovation. And, you know, AI and I’ll just add into their, uh, blockchain is just the normal evolutionary process that, you know, for me started when I left graduate school and came into the business in the nineties where everybody had this high degree of skepticism of the computer and the, the, the phone, the, the. And the internet. And so, you know, what we do is we go through these cycles and there are periods of time where the stars align. And we have a period of time where we have what I would call an intense period of innovation where I would suggest to you that. People are skeptical. Skeptical, and yet at the same point in time, they very early on in the, in the, in the trade, call it a bubble when it’s not. And so I think it comes from the position of ignorance. One, I think two, fear, and then three. If you think about if you are an active manager, I in a 40 ACT fund, um, you know, and you’re sitting there with, uh, you know, mi. Uh, Nvidia at, you know, eight or 9% of your index. And that’s a big chunk that you’ve gotta put into your fund, uh, just to be market neutral. So there’s a lot of people that hate this rally. There’s a lot of people that are can, going to continue to hate this rally. But the thing I anchor my hat on are a couple of things. Look at if this is no different than the railroad. Canals, any major technological innovation, will it become a bubble? Yes. Just not now. So, so let’s follow up on that, because a lot of people think, or are talking about the, do you know the.com bubble, uh, comparisons, and you’ve argued that that sort of misses the real story. So, so where are we getting it wrong right now? Are those people getting it wrong? In the nineties buck, you’d walk into a bar and there wouldn’t be ESPN on there’d be CNBC on people were getting their jobs to become day traders. Folks didn’t go to the go to university because they were basically getting their white papers financed. You had companies that were trading off of clicks. So I lived that. Anybody who is of a younger generation has no idea what a bubble is, and it’s specious and pedantic for them to use that term when they have no clue about what they’re talking about. But you did mention that it could become a bubble. How do we know when it does become a bubble? Oh, it’ll become a bubble. Well, when, when, when you know, the, what, what I am looking for is, you know, when we, when the good investment opportunities start to dry up, when liquidity starts to dry up. So what I, it’s not about valuation, to me it’s about liquidity. So in 2000, what, and I’m roughly speaking, what went down was you had all these companies that were trading at Strat catastrophic valuation, this stupid valuations, and you walked in one day and they didn’t get financing. And if you read the prospectus or you followed the company, you knew that they were not going to be free cash flow positive for another two or three rounds of financing. All of a sudden you walked in and everybody goes, oh my God, this thing, you know, trading at 250 times sales. And everybody went, yeah, of course. And so what it was is, was when does liquidity dry up? So I’ll give you a date, um, you know, with Trump’s big beautiful bill act. 100% tax deductibility of CapEx and that goes until Jan 1, 20 31. So to me, that’s a very motivating factor for people to, um, invest. The last thing I would say to you in more of a game theoretic context book is, look, if you are a big tech company and you don’t invest in ai. You are ensuring your death. Yahoo, Hela Packard. I can go through the list of companies that cease to invest, so they’re looking. If it was you and I when we were running this company, I would say, dude, we gotta invest because if we don’t have a poll position in this next platform, whatever it is, we’re done. We’re toast. And I think that’s why you’re seeing all these hyperscalers spending as much money as they are. ’cause they get this, they saw it. So, you know, you framed ai not necessarily as a a tech trade, but as a capital expenditure cycle. Can you explain that to people? Well, what we need to do is we need to build out the infrastructure of ai. Then, and that’s the phase that we’re in right now. So it’s more like we’re building out all of the railroads, the railway tracks and the railway stations across the United States back in the 18 hundreds. And then we’re gonna go through that building phase. And then as that building phase goes, some companies, some towns, are going to basically realize and recognize what’s happening and start to basically take ai. Bring it into their business model, into enhanced margins. Right. So right now we’re building it out. I mean, you know, we all focus on the hyperscalers, but the majority of companies, pardon me, governments. Individuals, they haven’t used AI and, and what is interesting about this is back in the nineties, they were talking about how the internet had to evolve to be much more. You know, uh, have critical thinking in, in, in it. And it was more explained when you went to these conferences, as you know, you know, think about this. You’re hearing this in 99, okay? Not today. You go in and you ask Google or dog pile at the same time, or excite, okay? You would say, I wanna go to Florida in the third week of March and I wanna stay here and I wanna spend this amount of money and I wanna rent a car. Plan it for me. And they would come back and they would tell you that it would come back and it would, it would, everything would be there. And you would have your over here and all you would have to do is drop your money and you had your thing planned. So none of this is as, it’s aspirational, but we’ve heard it before. And in technology, what happens is it’s not like it’s new. We’ve been talking to, I did machine learning in in graduate school. Ai, you know, I did neural networks and I’m a terrible Ian. This isn’t, you know, Claude Shannon wrote about this in 1937, right? But it’s about when does it hit, and so it was chat GBT. Can we argue, was that right? As an investor, it’s stop arguing, start investing. Then what you’ve gotta figure out, which is the question you ask, is when does the music stop? I think it goes until the end of the decade. You know, one of the things that, uh, is interesting about this, uh, AI investment, uh, it’s, it’s unfolding in a higher interest rate environment. Why is that detail so important? Understanding its significance? Well, it’s the cost of capital, right? And so this phase that we have right now. It’s funny you say that, right? ’cause our reference point is zero interest rates, right? Yeah, yeah. Right. That’s right. So, you know, you know, so, so think about this, what it happens right now. Now we’re in the phase where you’ve got these hyperscalers that instead of taking all their free cash flow and buying bonds and buying back stock, are increasing CapEx because there’s a great tax deduction on it. So you get a lot of, so we’re in this phase where, for where, where a lot of the money is, you know, was. Was, let me, let me be clear, was a hundred free cashflow. Now we’re getting these guys, these companies like Oracle and what have you, you know, starting to issue debt and look at debt isn’t bad as long as the rate of return on debt is higher than the interest rates. And so, you know, you know, I, I would say historically speaking, for a lot of these high quality names, the interest rates are not, uh, at levels that will stop them from investing. Right. Right. You know, you’ve written that, um, productivity is ultimately the real story behind ai. So why does productivity matter more than the technology headlines themselves? Well, let me just put it this way, right? So we’ve grown, I grew up, I, I joined, I’m up here in Toronto, right? So I’m gonna give it to you in Canadian dollars, right? So I joined, I joined here. You know, I grew up here, went to the states, came back home. Growing this company I joined when we’re about three and a half billion. We’re getting close to 50 billion, and we’re the fastest growing independent platform in the country. I’m a one man band, right? I use three ai. In the old days, I’d have four research assistants. Where’s the margin in that? And so I, that’s how I see it. And let me be clear, it’s, you know, this isn’t we’re, it’s not perfect. But if I wanted to say, instead of you, but hey, write me a 2000 word essay on the counterfactual of what happened with railroads up until 1894 when the, when the bubble popped, give me a f, you know, a a thousand word essay and, and just a general overview. I can get that in less than five minutes. Michael Sailor is writing product on ai, which, which, which you would take, which you would take. He’s in his presentation, say it would take a hundred lawyers. So it’s gonna be more about those. And it’s, it’s no different than Internet of things or, you know, it was, uh, Kasparov that talked about this. Gary Kasparov talking about the melding of, of technology in humans. He would ran, run this chess tournament called freestyle. You could use a computer, you could use, you know, grand Masters. You could use whatever you wanted to compete. And who won? Well, who won it Was that those teams that were generalists that had a little bit of that, the knowledge of the computer and the knowledge of the test. Uh, o of chess, right? That’s what’s gonna happen. So this isn’t we’re, as far as I’m concerned, we’re not, yes, there’s going to be some d some jobs that are going to be replaced, but that is always the case in technology. I’m not a Luddite, okay? I am not Luddite. But the same point in time. I, I would suggest to you that it, it is just a really, for me, it’s a, helps me. Do research no different than when I was an undergrad and they went from cue cards in the, the library at the university to actually having a dummy terminal and I could ask questions in queue. You know, it stalked me from having to go to the basement of the library and going to microfiche. Right. Have helping that way. Now can it, can, will it do other things? I’m sure it is, and I’ll lead that to Elon Musk and the crew. You know, that’s above my pay grade. But for me, I see it as a very helpful way of, you know, allowing me to process and delineate. Much more information a a and not have me waste so much time trying to figure out what got went on in the past or, you know, QMF. Right. You know, summarize me the talk five, you know, academic papers in this area, what are they saying? And then they gimme the papers. Right. It just speeds the process up. Yeah. You know, um, one of the things that I’ve been sort of talking about and thinking about. Is that it’s hard to not see AI as a very, very strong deflationary force. Um, how do you think about that? Yeah. Technology is deflationary, right? Doubt about it. And so I look at it this way, Ray. Um, so I work at the financial services industry, okay. You know, Mr. Diamond of JP Morgan is talking about how they are starting to embrace blockchain and ai. They are going to cut out the back end of that in the, the margins in that, in that company by the end of the cycle are going to be fantastic. People just do not get in. You know, the financial services industry is built on a platform. Of the 1960s, dude. I mean, they’re still running Fortran, cobalt. So you know what I, how I look at this is much more as a margin type story, and there’s going to be a lot of displacement. But at the same point in time, I look at Tesla and automation and ai. And you know, people look at Tesla as a car company. I look at Tesla as an advanced manufacturing company. Elon Musk could basically go into any industry and disrupt it if it wanted to. Right. So that’s how I look at it. And so, you know, the hard part is going to be, you know. Nothing. If we get back to where we were, it’s not going to be perfect, right? Because here’s, here’s where the counter is, here’s where the counter is. Right? If you, if, if you think about, and we’re, I’m gonna take Trump outta the equation and ent outta the equation right now, but if we just went back to the way things were before COVID, we would have strong deflationary forces. Okay. Just with demographics, just with excessive levels of debt. Just with, you know, pushing on a string in terms of, in terms we couldn’t get the growth up, you know, and, you know, and the overregulation of financial institutions. Trump and descent are basically applying what’s called supply side economics, and they’re deregulating. It’s says law, which is John Batiste, that says basically supply creates his own demand and it’s non-inflationary. But really what they’re going to try to do is they’re going to try to run the economy hot and they’re gonna try to pull this way out of the debt. And if you do that and you deregulate the banks. And allow the banks to get back to where they were before the financial crisis. Okay. You know, and, and the Fed takes its interest rates down to neutral, expands the balance sheet. Then I don’t think we’re gonna go back to the zero bound in deflation. I think this thing’s gonna run hot for a long time. And I think it, the real question is, is, is is 2 75 in the United States the neutral rate? I think it is. Uh, but as, as, as Scott be says, and, and, and, and, and let’s be clear, buck, the guy’s a superstar. Okay. Guy is a legend. Just you sit there, just shut up and listen to him. Okay. They keep up, right? Well, so they’re gonna run it hot, but where we are is, in his words, mine, not mine. We’re still in this detox period, you know what I mean? We still got the Biden era. We still got, you know, a over a decade of excessive ca of Central Bank intermediation. That needs to get, you know, go away. So what I say, and what I’ve been writing about is 26 is going to be the year that the baton is passed back to the private sector. Let’s get rates down to 2 75. That’s, I mean, I’m going off the New York Fed model. That says real fed funds, the real, the real neutral rate is 75 to 78 basis points. I think inflation’s at two. That that gets you 2 75. Get the rates there and then get the balance sheet of the Fed to the level so that overnight lending isn’t loose or tight. It’s just normal. And then step back, go away and let Wall Street and the private sector create credit. Create economic growth and let’s get back to the business cycle. And if we do that, we’re gonna have non-inflationary growth. It’s gonna be strong, but we’re not going back to the zero bound and we’re gonna grow our way out of this. And so that’s where I get really excited about. This is a very unique time in history. A very, very, very unique time in history where, and I don’t know how long it’s going to last because of the compression that we have now because of the, you know, we live in such a digital world, but let’s say it’s five years demographic says it’s to 33, 32 to 33. That’s, you know, that’s how long this run is. And, and to me, uh, AI is a massive play. I, I, to me, blockchain is a massive play and to me it’s to those countries and companies that get it is, whereas investors, we wanna think, start thinking about investing. Yeah. You mentioned, um, non non-inflationary growth. Can you drill down on that a little bit just so people understand a little bit where. Usually you think of an economy running super hot, you, you think automatically there’s an, you know, an inflationary growth. So I want you to think in your mind into your list as think in your mind. Go back to economics 1 0 1 with the demand curve. In the supply curve, okay? And there are an equilibrium. And at that equilibrium we have a price at an equilibrium, and we have an output as an equilibrium. Okay? Now what I want you to do is I want you to keep the demand curves stagnant or, or, or anchored. Then I want you to shift the supply curve out. Prices go down, output goes out. We can talk all this esoteric stuff, you know, you know Ronald Reagan and, and Robert Mandel and supply side economics. But it’s really your shift in the supply curve out, and that’s what, and that’s what BeIN’s doing. I mean, this is a w would just sit down and be quiet. He’s talking about, you know, what is deregulation? He’s pushing the supply provider. Oh, hold on. My phone. My, my thing. And what did, since the two thousands, what did, what was the policy? It was kingian, it was all focused on the demand curve. Everything was focused on demand. And so all we’re doing is we’re, we’re getting the keynesians out. I use 2000 ’cause that’s when Ben Bernanke really came in and was very influential. Let me just say he’s a very smart, I learned so much from reading. Smart, smart, smart, smart guy. But his whole thing was Kasan. He came from MIT, his thesis supervisor was Stanley Fisher, right? We’re going back to, you know, Mario Dragons thesis supervisors, Stanley Fisher, all these guys came from MIT, Larry, M-I-T-M-I-T, Yale, and Princeton. Whereas previously it was the University of Chicago. It was Milton Friedman. It was, it was supply side economics. We’re going back, they’re going back to supply side economics and right now we need it. We need balance. But my god, what did we end off with? We ended off with four years of mono modern monetary theory. Deficits matter. That’s insanity. You had mentioned a little bit, uh, you, you’ve talked about blockchain a few times here. Talk about the significance. I mean, it’s sort of, you know, blockchain was a thing that everybody was, everybody was talking about it, you know, three, four years ago, but now it’s all about ai. But you know, now you’ve got, um, but in, but in the background, blockchain has grown, uh, adoption has grown. Uh, tell us what’s going on there, and if you could tie it into the significance of, of where we’re at today. Yeah. Um, uh, Jeff Bezos gave a wonderful speech, I think in two thou, early two thousands, where he basically talked about the fact that, you know, once this innovation is led out of the genie’s, led out of the bottle, whether or not, you know, buck and Jim, like it as an investment, the innovation continues. And so after the internet bubble pop, right? Really smart guys like Jeff Bezos, uh, Zuckerberg, you, you, the whole cast of characters, right? Basically built it out. Okay. And it wasn’t perfect and everybody knew it wasn’t perfect. I mean, that was the whole thing that was so bizarre. But they knew it wasn’t perfect and they knew that they needed to solve some problems. Right. And you know, it was a double spend problem. I mean, the internet that we were dealing with right now was developed in the 1950s and so on and so forth. And so, you know, that always stuck with me. Right. A couple of things stuck with me because I’ve lived through a couple of these cycles. The first one is Buck. When the, when Wall Street coalesces around something just shut up and buy it, right? I mean, I, I spent too much of my life arguing about whether dog pile and Ask Gees was better than Google. Wall Street said Google was the best. Shut up. Invest, right? And so, so look, blockchain solved the double spend problem. Blockchain solved all the problems that the original iteration of the internet could solve, and everybody knew it was coming along okay. So it’s a decentral, it’s decentralized, right? Uh, does, does not need to be reconciled. So no. Not only do you have another iteration of the internet. You have basically introduced into society the biggest innovation in accounting or recordkeeping since double entry. Bookkeeping accounting was introduced in Florence, Italy centuries ago by the Medicis and, and buck. All this is out there like, so this is a profound, right? So think about you’re in an accounting department and you don’t have to reconcile, right? So look. The first use cakes was Bitcoin. And what was the, what was the beautiful thing about it? Well, first off, it grew up by itself. And secondly, it’s got perfect scarcity, right? And so let’s just full stop. And I mean, yes, gold and silver had the run that they should have had decades. So I had been waiting and listening to people, gold bugs, talking about this type of run since the nineties. Okay. Um, but look, you know, and the problem with fi money, right? I mean, this is, this goes back decades. It’s an old argument. The way you solve it is, is Bitcoin. That’s the solution. I mean, forget about it. I mean, if they’re gonna whip it around and do all this stuff, fine. But the other thing that people miss and Sailor hasn’t, and Sailor is brilliant, is look. Bitcoin is pristine collateral in 2008, in September. What caused the, the system to stop was the counter. We could not identify counterparty risk for near cash. It was a settlement problem. Anybody you talk to Buck that says it was, you know, the subprime this and it, yeah, that was crap. I get that. But when the system shut down is you had a $750 million near cash instrument with X, Y, Z, wall Street firm, and you did this for three extra beeps and it was no longer cash. Guess. And guess what? Your institutional money market fund broke the buck. That’s when the system blew sky high. When the money market broke the buck and it was a settlement problem, blockchain and Bitcoin solved that. Sailor knows that, look where Wall Street’s gonna go. They understand now that. Bitcoin is pristine, collateral and capital that is 100% transparent. Let’s lend against it, and that’s what Sadler’s doing. That’s why Wall Street hates the guy so much, right? Think about that. Think of where is he going after he’s going after all the stranded capital on Wall Street. And, and the whole point is he’s sitting there going, I’m too busy for this. And you’ve got all these other people that are gonna live off of other people’s ignorance. Meanwhile, Jing Diamond knows exactly what he’s talking about. We can identify, if I hear one more person on me in, in the meeting say, I don’t know. You know, you know, uh, micro strategies balance sheet is so complicated. Really. Compared to JP Morgans, I mean, you know what his capital is. It says Bitcoin, like, what are you guys talking about? But hey, fucking in this business, people make generational wealth on ignorance of people who think they know what they don’t know. So, you know, just going back to Jamie Diamond, you know, he spent, I don’t know how long. Throwing every insult, uh, he could towards Bitcoin. And now they’ve really kind of, they haven’t backtracked. I think he’s, he’s, you know, his, his, um, I think the way he phrases is the blockchain’s a real thing. He never seems to really say the word Bitcoin, uh, in this regard. Um, banks in general, where do you think they’re headed with this stuff? I mean, I, you know, right now, again, you can kind of see even. Um, I think, you know, some of the big advisory firms suddenly recommending one to, you know, one to 4% of people’s portfolios in Bitcoin. I mean, this is all, I mean, gosh, I, I’ve, you know, been talking about Bitcoin since 2017. This is in unbelievable transformation in less than a decade. Where do you see this going in the next five to 10 years? It’s called the, it’s called, what is it? It’s called, I’m gonna call it the Evolution of Jim. Me, you know, in my business and, and, and, and you know, the thing I have book is I’ve survived and I’ve gone through a lot of cycles. I’ve done a lot, you know, and you ask yourself, you scratch your head a lot and you’re, and you, but you’re continually doing objective research and you’re this, if you, this is why I love this game so much. Right? So let’s just go stop for a second. Let’s get some context. Right. My first summer job, one of my first summer jobs, I worked in the basement of a bank in the in, in downtown Toronto, right up the street from the Toronto Stock Exchange. And my job was to let guys in with beak, briefcases into the cage, into the big vault, to basically bring in certificates. Okay. And, and what? Stock certificates. And so remember, you know, and I remember my grandfather when we, when he died, look at, we couldn’t sell the house because he didn’t believe in the banks. And we were finding certificates all over the house in the walls. Okay? Right. So in the 1960s it was bare based. The whole industry was bare based. And there was the volume in Wall Street started to pick up to the point where they couldn’t handle the volume. There was a paper crisis where almost a third of the companies went down bankrupt because of the cage. The cage. Okay. So basically what happened was, to make a long story short, they came out with, they came, Hey, why don’t we get two computers At one point in time, they said, okay, crisis. Let’s solve it. Well, why don’t we get these two computers and we can solve, or we can sell trades among, amongst each other. Okay. And then we don’t need to have guys riding around Wall Street with bicycles and big briefcases. Okay. And then what we did was, what we did was we sat there and said, well, why don’t we have a centralized clearing, and we’re gonna call it DTC or CDS, depending on what country you’re in. And what we’re gonna do is we’re gonna offer paper, we’re gonna, we’re gonna issue paper rights to the underlying stock that was developed in the early 1970s. That’s the system that we’re on right now. There are a lot of faults with that. Let me give you, when you’ve talked about the GameStop a MC situation, when you have a company that’s basically have more shares outstanding short, sorry, more shares short than outstanding, that shows you that the old system doesn’t work. It’s called ation. The paper writes to the underlying assets, it, it doesn’t match up. There have been guys that make a career outta this and write books about this, right? Dole Pineapple. They had a corporate, a corporate event, right? Hostile takeover. 64,000 for 64 million shares, voted, I think, and there was only 3,200 on. We all know this, so this has to be solved. The way you solve it is you tokenize assets, and this was talked about a decade ago, and they know about it and true tofor, they, and if you’re thinking about it, it’s totally logical, right? But if we allow this innovation to go full stream ahead, we’re wiped out, right? So what did they do? They delayed. They delayed. And as you know, you could talk about, it’s called Operation choke 0.2 0.0. Right. You know, the Fed overreached their bounds, they de banked people. I mean, this is why, why Best it’s going after them. They, yet they stepped over their constitutional mandate. Right. The federal, the Fed Act is not, uh, does not supersede the US Constitution. Elizabeth warned the whole thing. They did it. Okay, so let’s not complain about it. So now Atkins is gonna, we’re gonna have the Clarity Act come out and they’re gonna basically deregulate New York Stock Exchange already there. They’re gonna put everything on the blockchain and when you put everything on the blockchain, trade a settlement. There’s no hypo. Immediate settlement. Immediate, which is a benefit if you can get your act together because it, you know, for Wall Street firms you need less capital, right? So it’s a natural evolutionary process. And then you sit there and go back in history, if you and I were writing it, we’d sit there and go, well, should we be surprised that the incumbents right, the status quo pushed back on innovation? No, there was a guy, there was a prophet, um. At, at Harvard, his name was Clay Christensen, and he wrote this wonderful book called The Innovator’s Dilemma. You know, why does, why don’t companies evolve, or why do they go bankrupt? It’s because they cease to evolve and the status quo doesn’t allow the evolution of the companies to take place. Right? Well, that’s what happened in RA. We’re gonna complain about it. No, it, it is what it is. It’s water under the bridge. And so what I think is happening is, you know, Mr. Diamond is basically saying. He’s pragmatic, he’s a realist. And now he’s saying, we gotta evolve. And hey, by the way, now I’ve gotten to the point where I think I can make a tunnel. Think about that. Yeah. Think about his own stable coins, right? So his own stable coins. And, uh, well think about this. If you trade like internal meetings, right? And I’m hyped this hypothetical, right? I go, fuck, don’t screw this up this time. And you’re gonna go, Jim, what are you talking about? I go. We want a nice bread between bid and ask in these financial price. We don’t wanna go down to pennies. Okay? Can we go back to the old days when we were, you know, trading in quarters and sixteenths and so we can make some skin in the game? I think you’ve got the deregulation of the banking industry where the banks are gonna, they’re fit. It’s gonna be baby steps. But what’s gonna happen is they’re gonna basically say, stop taking all that capital that’s sitting at the Fed, making four or fed funds rate overnights wherever it’s four half, 3 75 right now. And you can now trade it. Go back to prop trading, which is what they did. And they’re gonna start off, they will start off with, its only treasuries. Eventually they’ll be able to expand throughout our lifetime. So the old way you gotta look at it is, you know. We’re bringing the ba, you know, we’re putting the band back together, man. Right. And the banks are gonna deregulate, they’re gonna deregulate the banks, they’re going to innovate, they’re gonna be able to use the capital, their earnings profile going out into the end of the decade. It’s, it’s gonna be monstrous, it’s gonna be, you know, it, it’s, it’s, and, and that’s how I get, you know, when people say, where do you think the s and p goes? You know, I say, you know, 14,000, you know, double from here by the end of the decade. And he goes, well, what about ai? I go, well, they’re gonna, that’s important, but it’s the banks. I think the banks are gonna have a renaissance. Yeah. Yeah. Um, one thing just to get your thoughts on, so when you look at the banks, you talked about sort of the inevitability of tokenization. Um, the stock exchange, uh, we talked about stable coins. I mean, another great way for banks to make money. Uh, essentially where does that, how, how does that help or hurt Bitcoin adoption? Because Bitcoin is a sort of a separate, separate, you’re not, you’re not building on Bitcoin as much as you are, say, Ethereum, Mar Solana or, you know, some of the, some of the blockchain things. So, so is it just that. Is it just a, an adoption issue? Because you live in a, in a different world. You live in a world of blockchain and Bitcoin is, its currency. It’s weird, right? Because I, I’m writing this feed like, so Buck, where are you right now? Where, where, where are you located? I’m in Santa Barbara. You’re in California. So, yeah, so I’m in Toronto, right? Uh, you know, I lived in, worked in the States for, you know, a decade, a couple of decades, and I’m back home and it’s like, man, they don’t get it. Right, and, and, and, and what am I talking about? Well, well, this, this is the, the thing that you’ve gotta understand is this, right. Ethereum was invented by Vladi Butrin in this town, Joe Alozo, who’s the head of one of the largest Ethereum groups. Father is a dentist at Bathurst and Spadina. We’re up here and people are saying, oh, you know, president Trump don’t talk about being a 51st state. We act like a colony, duke. We are a, you know, we forget about calling us one. We are. So, look, it, look, there is no doubt in my mind that Ethereum is going to have a place and, and we’re going to use it. Seems like we’re going to use Ethereum and that’s the smart contract, you know? Um. And that’s fine. Um, you know, but going back in time. But, but remember, there’s not per, there’s not perfect scarcity there. So I like Ethereum, don’t get me wrong, but I look at Bitcoin and I look at the, I look at the scarcity, and I also look at the fact of, you know, what sa, what Sailor, if you sailor did a presentation in the middle of next year and all hell broke loose. What he did, and it’s, you know, and of course I’m hypothesizing. He basically went to New York and said, I am going to create fixed income products and I am going to give yields. On those products, and I’m coming after the stranded capital that sits on Wall Street that you guys have been ripping on for years. In the middle of last year, staler went public and declared war. Okay. Are we surprised that Jim Shane Oaks came out and everybody came out basically guns a blazing. Are we surprised? But what he, what Sailor did and put and slammed on the table is it’s pristine capital, it’s transparent capital. And what are you willing to pay for that? And now you GARP banks trading at. We have no idea what their capital structure really is. Honestly, we have an idea, but it’s very opaque, right? You know, the high quality names are trading at two, two to, you know, two times tangible book. You’ve got fintech’s companies trading at four to five times, right book, and you know, what’s Sailor doing right now? Diluting his stock so he can buy as much Bitcoin as he wants because he sees the next game. He says the hell with what you guys think the next game is going to be. Wall Street’s going to realize that Bitcoin is pristine capital and there’s only 21 million of it. What do you and, and what just happened today? What did Morgan Stanley just file a treasury company. So everything you and I are talking about, they know they’re smart guys, right? They’re real, they’re not. That’s, this is the whole point. They’re really, really, really smart. Okay. They see they’ve gone through the history. They know. Okay, so you’re sitting there, you get around the room, you say, so wait a minute. Wait. Whoa, sailor’s over here. And he’s basically saying he’s gonna give you a a pref that’s basically backed by Bitcoin charging 10%. And he’s going after our corporate clients. I mean, and what’s the pitch Buck? You’ve got a hundred million dollars. Okay, you got a hundred million dollars in the kitty. Okay, buck. What happens is you need $10 million a year for working capital, which is in cash, which means you’ve got $90 million sitting there idle. Hey, buck, I can give you 10% on that. You go to Jamie, he’s giving you two. What are you gonna do? Yeah. I think one of the issues right now is I the, the perceived risk profile of that. Right. Uh, you know. I tend to agree with you about the, uh, pristine nature of Bitcoin s collateral, but just in general, the perception. I don’t know that, that that’s. That’s the case. Well, you gotta go back to the fact that, do you think Bitcoin’s going to zero or not? No, of course not. Yeah. ‘ cause the Bitcoin doesn’t go to zero. There’s no, then, then that are, there’s Bitcoin could go to zero. There’s no, I mean, I don’t think, I mean, non-zero probability, of course, right? I don’t think it is. And if that has been, if it has been selected and now you have Wall Street coalescing it, I haven’t even mentioned the president of the United States or his family. Right. Uh, or the Commerce Secretary and his family, right? Or if you go to New York, wall Street, right, they’re all talking about it, right? So, I, I, you know, to me, I, I, the question about micro strategy, to me it’s not. That it’s a treasury company and it’s got a pile of Bitcoin. What does he do with it? Does he become a bank? Like why does it, this is me. I’m pitching him. Right. Hey, Mike, why don’t you just become a FinTech, say you’re like a FinTech company and you’ll get, and you, you’re gonna instantaneously trade it five to six times book. Why don’t you, why are you, you’re talking like you’re attacking them, but you’re still, you’re still a software company with a, with a big whack of Bitcoin that you are writing pres. Right? So, and, and so that’s, that’s how I look at it. I think the wave is too big. We are going to digitize. And the other thing that we didn’t really touch on with respect to AI and blockchain, and I’m gonna paraphrase the president. Right. Um, Mr. Trump is, look, um, it’s a matter of national security, duke, and when I hear that, I go back to the nineties in the eighties when I was in late eighties when I was an undergrad. Right. And it wasn’t China, it was Japan. And, and you know, what happened was, you know, it, it’s funny, Al Gore did deregulate so that. The internet could become for-profit. We all stood around and said, you know what the hell could, how do we make money on this? That’s, you know, what do we do? And then what did we do? We, we, we threw a ton of money at it and the United States controlled it. And what did we get out of it? We got out, we got, you know, all those companies. Right. The last thing I would say to you, and this is much more of a personal story, is I, when I was younger, I was in New York and it was 2000 and I was at the Grand Hyatt, and it was a tech, it was a tech conference and, uh, Larry Ellison Oracle was there and he gave a, he gave a, he gave a a, a fireside chat. Then, um, we go to a breakout room and, you know, in a break, I don’t know about if you’ve been to one, but you go to a breakout room, it’s a smaller room at the hotel, and you know, sometimes you got 25 people, sometimes you got 50 people, right. And, you know, I went to the, I went to the breakout with Mr. Allison ’cause of Oracle and I went in there and it was absolutely jammed and I was sweating and he just looked at us and he just ripped us. He AP Soly, just, I still have the scars today. I’m talking to you about it. Okay. He called it a bubble. He called it a bubble. He, he was early in calling it a bubble. I never forgot that. And then you sit there and see what he’s doing right now. Where he’s levering up the balance sheet. Now, to me, having survived in this game for such a long period of time, and I call it a game, it’s a game of strategy, whatever, you know, how does that not, you know, I would say to you, we were, your office was next to mine. Fuck. I remember New York, he’s loading the goose loaded in. He go in, he’s borrowing money from his grandmother. He’s, you know, what is going on. And he’s really stinking smart. You know, he’s, he, Larry Allenson just doesn’t do, and people, oh, he’s in, you know, he’s, no, he’s not, he’s, he’s like the mentor of all of these guys. You know what I mean? So there’s a, to me, there’s a discontinuity that these need to believe that we’re still early on because you know, what, if Larry’s, what do we take when Larry or Mr. Ellison is leveraging up to me, it’s profound because I’m anchoring off of my bias to the New York, the New York high at, at the Tech Co. I think it was, I think it was at Bear Stearn. I couldn’t remember Bear Stearns or Lehman. But you know, one of those I carry that experience on with the rest of my life. I do. It’s like, what is Larry thinking? Right? So he’s leveraging up buck. That’s all I know. He’s a priest or guy. Well, that’s probably a good place for us to stop, Jim, uh, chief, uh, market strategist at Wellington Elta Private Wealth. Thank you so much for joining me. Thanks so much and be safe. You make a lot of money but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to the show everyone. Hope you enjoyed it. Uh, and, uh, as I said before, do not ignore ai. This is something that you need to start using. Have your kids start using it. Uh, make sure that they, you know. They use it every day because this whole world is turning AI and it’s gonna happen. You know, it’s gonna happen in, in a blink of an, uh, blink of an eye. And the world is gonna change and there are gonna be real winners out there. And the winners are gonna be people who knew where there was, was going and kind of used it in their mind’s eye as they looked on navigating how. You know how to allocate their money. Anyway, that is it for me. This week on Wealth Formula Podcast. This is Buck JJoffrey signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealth formula roadmap.com.

Protein is showing up in more products than ever before, but does it need to be in your soda? The Taste Radio team digs into the fast-growing ingredient trend, breaking down taste, functionality and whether more equals better. The hosts also tease an exciting first: BevNET's inaugural trade show booth at the upcoming Winter FancyFaire*. Show notes: 0:25: Faire Trade. How Many Margaritas? Gains And Grams. A Smaller Cult. Tapping Target. Shirley & Sake. – Mike is in Mexico, but the whole team is heading to San Diego for the Winter FancyFaire*. Ray, John, and Jacqui preview BevNET's presence at the annual trade show, along with a Naturally San Diego–hosted event featuring an indulgent spread of tacos, margaritas, and Taste Radio interviews. The conversation then turns to the continued rise of protein across food and beverage categories, examining how consumer demand, usage occasions, and flavor influence the trend's long-term staying power. The hosts also share hands-on reviews of new and noteworthy products spotted primarily at Target, including The Coconut Cult's single-serve probiotic coconut yogurts, Olipop's limited-edition Shirley Temple flavor, So Good So You's sparkling organic energy drinks, Snow Monkey's sake-based RTD cocktails, and a premium raw coconut water brand. The episode wraps with an open invitation for brands to share products with the BevNET and Taste Radio team. Brands in this episode: Gorgie, Naked, Super Coffee, Projo, Pure Genius, The Coconut Cult, Olipop, Boylan, So Good So You, Mid-Day Squares, Snow Monkey, Stiller Soda, Spindrift, Bulletproof, Sprite, Ra Coconut Water, Throne Sport Coffee

Protein is showing up in more products than ever before, but does it need to be in your soda? The Taste Radio team digs into the fast-growing ingredient trend, breaking down taste, functionality and whether more equals better. The hosts also tease an exciting first: BevNET's inaugural trade show booth at the upcoming Winter FancyFaire*. Show notes: 0:25: Faire Trade. How Many Margaritas? Gains And Grams. A Smaller Cult. Tapping Target. Shirley & Sake. – Mike is in Mexico, but the whole team is heading to San Diego for the Winter FancyFaire*. Ray, John, and Jacqui preview BevNET's presence at the annual trade show, along with a Naturally San Diego–hosted event featuring an indulgent spread of tacos, margaritas, and Taste Radio interviews. The conversation then turns to the continued rise of protein across food and beverage categories, examining how consumer demand, usage occasions, and flavor influence the trend's long-term staying power. The hosts also share hands-on reviews of new and noteworthy products spotted primarily at Target, including The Coconut Cult's single-serve probiotic coconut yogurts, Olipop's limited-edition Shirley Temple flavor, So Good So You's sparkling organic energy drinks, Snow Monkey's sake-based RTD cocktails, and a premium raw coconut water brand. The episode wraps with an open invitation for brands to share products with the BevNET and Taste Radio team. Brands in this episode: Gorgie, Naked, Super Coffee, Projo, Pure Genius, The Coconut Cult, Olipop, Boylan, So Good So You, Mid-Day Squares, Snow Monkey, Stiller Soda, Spindrift, Bulletproof, Sprite, Ra Coconut Water, Throne Sport Coffee

It's not just what you ask for. It's how you ask for it. In this episode, I'm walking through three deceptively simple strategies that have helped countless women shift how they show up, how they're perceived, and how confidently they navigate their work.If you've ever walked away from a meeting thinking, I could have handled that differently, this is for you. We're talking about silence, framing, and the ask. These aren't nice-to-haves. They're everyday negotiation tools that sharpen your influence and change the way others experience you.This isn't mindset fluff. These are practical habits you can use every day to build clarity, confidence, and leadership presence.In this episode, I'll cover:Practicing silence as a signal of confidence and authorityMaking small, intentional asks that build your negotiation muscleSpotting where you're softening your message and how to reframe it with clarity_____________________

298: How to Scale Your Business Without Diluting Your Brand Today we're diving into one of the biggest challenges for growing businesses — scaling without losing control of your brand. Growth is exciting, but it can also expose every weakness in your systems, your messaging, and your client experience. So in this episode, we're talking about how to protect your brand's integrity as you bring on more clients, more team members, and more opportunities. Because scaling should amplify your brand — not dilute it. Topics Mentioned: Brand Control and Defense Brand Alignment Brand Guardrails Consistency Builds Trust Key Thoughts:  Clarity Becomes More Critical As You Scale Weaknesses in brand clarity become louder and more obvious as you scale. Create a documented, teachable brand identity. Your offer, audience, client experience, and brand promise should be crystal clear and written. Systems Are Your Brand's Best Defense Systems replicate your standards when you are not in the room. Use SOPs and checklists to stay consistent. Systems create freedom. Delegate the Work, Not the Brand Identity Team members and outsourced partners need guardrails. Define what is flexible and what is non-negotiable.   Consistency Builds Trust Faster Than Marketing Every touchpoint communicates something about your brand. Consistency creates trust, referrals and brand recognition. Inconsistency kills scaling efforts.   Your Team Must Become Brand Stewards Team training should include philosophy. Teams should connect the dots to the "why". Teams that understand the "why" will protect the brand without micromanagement.   Protect the Vision As You Grow Many businesses forget to scale vision leading to scattered offers and brand drift. Scaling requires strategic "no's". Avoid expanding so wide that you lose focus.     Contact Michele: Email: Team@ScarletThreadConsulting.com Facebook: Scarlet Thread Consulting Instagram: @ScarletThreadATL Website: ScarletThreadConsulting.com LinkedIn: Michele Williams   References and Resources: Work with Me The Designers' Inner Circle - Become a Member Today    CFO2Go Strategy2Go Metrique Solutions

When it comes to AI, you might feel a little conflicted.Curious? Yes.Interested? Definitely.But also wondering – how do I use AI and not end up sounding like every other basic witch on the internet?And trust me – you're not alone.So many women in business feel the exact same mix of fascination and fear when it comes to using AI.And, to be honest, I feel the same hesitation towards AI.But I also know that when you know how to use it properly (aka as a collaborator, not a replacement), it can save you time, expand your ideas, and help your business run more smoothly. So I thought, let's talk about AI on today's episode of the How I Do Content Podcast – and let's do it with the AI expert I trust the most – Brooke Wright.Brooke is an AI strategist and creative technologist who's on a mission to teach 10,000 women how to use AI to scale their businesses by 2026 without the tech overwhelm.Brooke has this rare, refreshing way of talking about AI that feels grounded, ethical, and actually doable. She's not here to scare you into using it or convince you robots are taking over. She's here to show you how AI can support your creativity, your individuality, and your business growth – in ways that feel good and aligned.So if you've been AI-curious but also AI-cautious – this episode is your permission slip to explore it in a way that keeps your voice intact and your magic front and centre.CONNECT WITH BROOKE WRIGHTFollow Brooke on Instagram @wright_modeGet Instant Access to Brooke's FREE Workshop: AI First Four Founders https://www.wrightmode.com/aifirst Apply for The Wright Mode Membership https://www.wrightmode.com/membership Find out more https://www.wrightmode.com/ WANT MORE?Watch my 13 minute One Offer, 5 Angles Mini Training at https://thesocialbolt.com.au/mini-training/ Join the Micro Messaging Waitlist at https://thesocialbolt.com.au/messaging-waitlist/ Follow Tahryn on Instagram at http://www.instagram.com/thesocialbolt Find out more at https://www.thesocialbolt.com.au TOPICS COVERED IN THIS EPISODEAI for women in business, how to use AI without losing your voice, AI as a creative collaborator, ethical AI use, AI overwhelm solutions, ChatGPT for small business, Claude vs ChatGPT vs Gemini, AI for content repurposing, automating your marketing workflow, AI for neurodivergent business owners, AI for ADHD entrepreneurs, how to start using AI, AI literacy for women, AI marketing tools, saving time with AI, AI for content creators, AI for social media repurposing, AI agents for business, automations for small business, using AI for research, AI-powered data analysis, video mode ChatGPT, AI and women's confidence, overcoming AI resistance, AI myths debunked, AI and creativity, beginner-friendly AI tools, how to set boundaries with AI, AI for admin tasks, AI for lead generation research, future of AI for small businesses.Background Music is Copyright Free. You're free to use this music in your videos.Track: Harry Potter Theme SongMusic promoted by Chayatori RecordsVideo Link: https://youtu.be/WY8-lVlLhWE

Rising costs are leading to extreme frugality! Americans are finding creative ways to stretch their dollars, from diluting dish soap to making their own cleaners to even buying half a cow to save on beef prices! It's all just to make everyday essentials last longer. Greg and Holly discuss and take texts from listeners on how they stretch their dollar!

Sermon By: Pastor Marquies WhisentonScripture Reference - Matthew. 5:13-16

Text us a pool question!In this episode of Talking Pools, Andrea & Paulette discuss various topics ranging from cooking techniques to the chemistry of pool maintenance. They share a detailed recipe for cooking skirt steak, emphasizing the importance of not gatekeeping culinary knowledge. The conversation then shifts to pool chemistry, focusing on cyanuric acid, its effects on total ORP, and how to manage stabilizer levels effectively. The hosts also cover testing methods for cyanuric acid and the implications of using different types of chlorine. The episode blends practical cooking advice with technical insights into pool maintenance, making it informative for both cooking enthusiasts and pool owners.takeawaysCooking skirt steak can be made easier with the right techniques.Cyanuric acid can inflate total alkalinity readings.Understanding ORP is crucial for pool maintenance.Diluting samples is necessary for accurate cyanuric acid testing.Alum can be used to lower cyanuric acid levels.Different types of chlorine have varying effects on cyanuric acid.Cooking and pool chemistry share principles of balance and precision.Test strips can be useful but have limitations in accuracy.Managing stabilizer levels is essential for water balance.Cooking techniques can enhance the flavor and texture of meats.Sound Bites"How do you raise or lower stabilizer?""You can dilute the sample for testing.""Alum can lower cyanuric acid levels."Chapters00:00Introduction and Technical Difficulties08:26Cooking Techniques and Recipes11:29Understanding Cyanuric Acid17:45The Impact of Cyanuric Acid on ORP22:35Managing Stabilizer Levels34:42Testing and Adjusting Cyanuric Acid Levels Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com

In this episode, I examine Cracker Barrel's rebrand disaster that dominated social media and the news last week. The company traded its nostalgic, country-store feel and iconic “Old Timer” logo for a modernized version that customers called bland, sterile, and soulless. The backlash was immediate and relentless: negative headlines, viral videos, and $143 million in lost market value. At first, Cracker Barrel dismissed critics as a “vocal minority” and insisted most people loved the changes. But late yesterday, they reversed course, scrapping the new logo and promising to bring back the Old Timer after finally acknowledging their customers' voices.I break down how Cracker Barrel mishandled its crisis, why their reversal is only a first step, and what lessons any business can learn about protecting its brand identity, listening early, and turning customer feedback into meaningful action.Timestamps: 00:00 Introduction and update on why this episode shifted focus01:10 Cracker Barrel's rebrand rollout and why customers felt betrayed 02:18 What effective crisis management should look like — listen, admit, connect, act, communicate 03:10 The costly fallout: stock down $143 million and daily negative headlines 03:40 How Cracker Barrel dismissed loyal customers as a “vocal minority” 04:08 Why the Old Timer logo mattered to the brand's identity and culture 05:22 Lessons from Coca-Cola's New Coke disaster and recovery 06:15 Takeaway #1: Listen early and acknowledge problems before backlash snowballs 06:45 Takeaway #2: Protect the distinctive qualities that make your brand irreplaceable 07:20 Takeaway #3: Turn feedback into action and communicate changes publicly 07:43 Why having a PR crisis plan in place is essential — insights from Pat Ford (episode 65) 09:07 How our PR firm helps companies build visibility, credibility, and growth strategiesKey Takeaways:Listen early and admit problems quickly. Waiting to acknowledge a crisis makes the damage worse. Cracker Barrel didn't publicly recognize customer frustration until millions in value were already lost. Early acknowledgment can stop the hemorrhaging before it escalates.Protect what makes your brand unique. Cracker Barrel's country-store aesthetic, rocking chairs, and Old Timer logo weren't just decorations, they were the emotional anchors of the brand. Diluting what sets you apart erodes loyalty and gives customers less reason to stay.Turn customer feedback into visible action. Bringing back the Old Timer logo was a good first step, but only because it showed loyal voices had an impact. Publicly turning feedback into change restores credibility and proves customer relationships matter.Have a crisis plan in place before you need it. Crises unfold in real time under high stress. As Pat Ford emphasized in episode 65, knowing who leads communications, how decisions flow, and what steps to take is the only way to manage effectively in a PR crisis that often feels like the “fog of war.”Rate, Review, & Follow on Apple Podcasts & SpotifyPlease consider rating and reviewing my show! This helps me support more people like you who want to build a stronger business. On Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode!For Spotify, tap here on your mobile phone, follow the podcast, listen to the show, then find the rating icon below the description, and tap to rate with five stars.Connect with Christie Bilbreyhttp://www.stellanovamedia.cominfo@stellanovamedia.com  LinkedIn: https://www.linkedin.com/in/christiebilbreyInstagram: https://instagram.com/stellanovamedia

OpenArt has been praised for its accessibility but criticized for its impact on cultural value. This episode looks at whether AI art is truly transformative or simply a new form of distraction. Listeners will leave with a more grounded view of the debate.Try AI Box: ⁠⁠https://aibox.aiAI Chat YouTube Channel: https://www.youtube.com/@JaedenSchaferJoin my AI Hustle Community: https://www.skool.com/aihustle/about

The American Democracy Minute Radio News Report & Podcast for Aug. 5, 2025The Cheating Side of Redistricting - How Gerrymandering's Packing, Cracking, and Diluting Rigs Our Electoral SystemWe're exploring redistricting this week, including its cheating side.  By manipulating which voters are in a voting district, the party in power can rig the system to guarantee a win for that party.  Ronald Reagan called it  “. . . the antidemocratic and un-American practice of gerrymandering . . “ Some podcasting platforms strip out our links.  To read our resources and see the whole script of today's report, please go to our website at https://AmericanDemocracyMinute.orgToday's LinksArticles & Resources:Campaign Legal Center - What Is Gerrymandering?Ronald Reagan Presidential Library - 1987 Speech to the Republican Governors Association  Represent.Us - How Politicians are Limiting Voter Power by Gerrymandering Brennan Center for Justice - Gerrymandering, ExplainedBrennan Center for justice - How Gerrymandering Tilts the 2024 Race for the House  Groups Taking Action:Represent.Us, FairVote, League of Women Voters U.S. , Center for American ProgressRegister or Check Your Voter Registration:U.S. Election Assistance Commission – Register And Vote in Your StatePlease follow us on Facebook and Bluesky Social, and SHARE! Find all of our reports at AmericanDemocracyMinute.orgWant ADM sent to your email?  Sign up here!Are you a radio station?  Find our broadcast files at Pacifica Radio Network's Audioport and PRX#News #Democracy  #DemocracyNews #Gerrymandering #Redistricting #PartisanCheating

(00:00-17:16) Puttin' on the ritz. TikTok blowing up old songs. What's in your TikTok algorithm? Cards gonna be buyers or sellers? Big picture Cardinals questions. Salary cap in MLB. Giving Jordan Walker at-bats in the second half. Diluting trade deadline activity when so many teams are still in the mix. Lockout looming.(17:25-34:33) Mt. Rushmore of bad Nic Cage movies. Blues releasing their schedule at noon today. Martin wants to address the text line. McGreevy. Anger and apathy. Oli in the discussion for NL Manager of the Year. What about Sampson? Pozo for Rookie of the Year. Doug wants to block the ESPN writer that came up with the article. Ode to Ben Simmons.(34:43-46:38) How about some Argo, Doug. Blues home opener announced. October 9th against the Minnesota Wild. Tim needs a statue when he retires. Mike Shannon. Audio of Shane Beamer talking about SC earning respect and competing for championships in the SEC. Jackson doesn't like Dabo Swinney running onto the field. Jackson is selling his LaNorris Sellers stock.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Listen now to hear five ways to keep your life filled with joy! Don't let the devil succeed in filling your life with pain and misery.

Agenda: 00:00 – Meta's $14.8B Deal for Scale: The Analysis 05:40 – Will Scale Lose Their $800M ARR? Will All Customers Leave? 13:00 – Who is the Winner from All Scale Customers Leaving? 21:30 – Who Made the Most Money From Scale? 24:00 – LPs Just Got $14B Back. Are They Reinvesting? 26:45 – Chime IPO: The Breakdown 29:20 – Ramp Hits $16B Valuation: Are We Back in 2021? 31:10 – Ramp vs Brex vs Mercury: Who's the Real Winner? 34:00 – Gusto Going Public with $900M in ARR??? 36:40 – Dropbox vs Glean: Can the Old Guard Survive the AI Wave? 38:50 – Is Slack Dead as a Platform? Salesforce Shutdown Slack API? 41:15 – Will China Dominate AI? The Bets Are In 43:00 – S&P Prediction, iPhone Assembly in the US, and Rory's Rants Please read the offering circular and related risks at invest.modemobile.com. This is a paid advertisement for Mode Mobile's Regulation A+ Offering. Past performance is no guarantee of future results. Investing in private company securities is not suitable for all investors because it is highly speculative and involves a high degree of risk. It should only be considered a long-term investment. You must be prepared to withstand a total loss of your investment. Private company securities are also highly illiquid, and there is no guarantee that a market will develop for such securities. DealMaker Securities LLC, a registered broker-dealer, and member of FINRA | SIPC, located at 105 Maxess Road, Suite 124, Melville, NY 11747, is the Intermediary for this offering and is not an affiliate of or connected with the Issuer. Please check our background on FINRA's BrokerCheck.  

The YouTube transcript from "Spa and Tell" details how to dilute a 30% TCA chemical peel for safer at-home use. The content creator, emphasizing their experiential insights over professional advice, explains the necessary ratios of distilled water to the 30% TCA solution to achieve lower concentrations like 10%, 15%, 20%, and 25%. They mention purchasing TCA from Makeup Artist Choice, which offers a discount code, and reference the dilution instructions provided by the supplier. The video is part of a series providing a broader understanding of conducting a 30% TCA peel at home.YouTube Video https://youtu.be/TkcWhMMq9cIBLOG https://www.naturalkaos.com/30-tca-peel-part-3-diluting/SKIN & WELLNESS APP: ⁠https://urlgeni.us/AppInstall⁠NEWSLETTER ⁠https://urlgeni.us/NATURALKAOSNEWSLETTER⁠ASK IT any question you would ask me: ⁠https://mindos.com/share/265992794323804160⁠AMAZON LOCATIONSUS FACE SKINCARE ⁠https://www.amazon.com/shop/naturalkaos⁠CANADA FACE SKINCARE ⁠https://www.amazon.ca/shop/naturalkaos⁠UK FACE SKINCARE ⁠https://www.amazon.co.uk/shop/naturalkaos⁠SKINCARE SHOPSSHOP MY SHELF Products & Devices ⁠https://urlgeni.us/ShopMyShelf⁠ACID PEELS: ⁠https://www.makeupartistschoice.com⁠ KAOS20DR PEN USA CODE: KAOS15  ⁠https://drpen-usa.com⁠WHAT I USE TO CREATEMUSIC: Epidemic Sound ⁠https://www.epidemicsound.com/referral/qt9tsb/⁠FILMING EQUIPMENT: ⁠https://bit.ly/MyFilmingEquip⁠SOCIAL     MEDIAWEBSITE ⁠https://urlgeni.us/NKsiteAndblog⁠TIKTOK ⁠https://urlgeni.us/tiktok/NKskin⁠INSTAGRAM ⁠https://urlgeni.us/instagram/NKskin⁠FB PAGE ⁠https://urlgeni.us/facebook/NKFBpage⁠

In this conversation, Marshall and Nick discuss various aspects of car detailing, including personal anecdotes related to Mother's Day, family expectations, and the nuances of detailing products and techniques. They delve into the importance of tire shine, the art of dilution in product use, and effective bug removal strategies. The discussion also touches on the differences between hand polishing and machine polishing, emphasizing the value of using the right tools and products for optimal results. In this conversation, Nick and Marshall delve into the complexities of customer service in the detailing industry, focusing on the importance of clear communication, understanding customer expectations, and the challenges posed by high-end clients and slow-paying customers. They discuss the significance of terminology in the industry, the impact of high pH cleaners, and share personal experiences with managing customer relationships and payment issues. The conversation emphasizes the need for business owners to set boundaries, assess risks, and adapt their strategies to ensure financial stability while maintaining customer satisfaction.Chapters00:00 Mother's Day Weekend and Family Dynamics02:53 Car Detailing Insights and Family Expectations05:55 The Art of Tire Shine and Detailing Standards08:56 Understanding Dilution and Product Use in Detailing12:10 Bug Removal Techniques and Product Efficacy14:55 The Importance of Proper Product Application17:54 Hand Polishing vs. Machine Polishing in Detailing28:32 Understanding Customer Expectations and Terminology34:26 The Impact of High pH Cleaners37:56 Navigating High-End Customer Relationships52:01 Managing Slow-Paying Customers01:03:12 Lessons Learned from Customer Payment Issues

Points of Interest1:04 – 1:46 – Introduction of John Meyer: Marcel introduces John Meyer, highlighting his experience as a successful agency owner, seller, and current business coach.2:10 – 2:30 – John's Current Focus with Leadmore: John explains his mission with Leadore: coaching agency owners to avoid solopreneur traps and scale their businesses.2:30 – 3:11 – "No More Solo" Coaching Program: Details of John's group coaching for agencies in the $100k-$400k range focused on delegation and growth.3:11 – 3:37 – Coaching for Scaling Agency CEOs: Information on John's one-on-one coaching for CEOs aiming to delegate and further scale their agencies beyond $500k.4:32 – 5:30 – The Founding Story of Lemonly: John recounts the pivot from a broad digital agency to specializing in infographics for better focus and impact.5:36 – 6:50 – Strategic Niche of Infographics: How Lemonly's focus on infographics led to recognition and work with major brands like Netflix and MLB.8:38 – 9:25 – The Challenge of Scaling a Niche: The episode transitions to discussing the dilemma of staying niched versus widening services for continued growth.14:51 – 15:03 – Introduction to the Product Ladder: John introduces his framework of four ways service businesses can generate revenue.15:03 – 17:18 – Levels of the Product Ladder Explained: A brief overview of the custom, done-for-you, done-with-you, and DIY service levels.17:54 – 18:08 – Utilizing the Ladder for Increased Profit: The concept of moving clients up or down the ladder and repackaging services for better retention and profitability.26:58 – 28:31 – Avoiding Custom Work at "Done-For-You" Prices: John cautions against providing bespoke services while charging for standardized offerings.Show NotesConnect with John:Johntmeyer.comLinkedInInstagramYouTubeLove the PodcastLeave us a review here.

Digestion starts in the mouth, where food is broken down and then transferred to the stomach. The highly acidic stomach acid aids in protein digestion.The valve at the top of the stomach plays a vital role in keeping food in the stomach and preventing it from backing up into the esophagus. Many people think antacids are the solution to acid reflux or heartburn. Diluting stomach acid worsens this problem by inhibiting this valve from closing tightly.If you have acid reflux, you want to increase the acidity of your stomach. Diluted apple cider vinegar and betaine hydrochloride are effective remedies for this problem. Ninety percent of all digestion occurs in the small intestine. This is also the location of a leaky gut. Grains, gluten, junk food, refined sugar, and seed oils can cause a leaky gut.The liver makes bile, which is stored and concentrated in the gallbladder. Bile helps break down fats, extract nutrients from fats, and kill pathogens. Bile deficiency symptoms include bloating, burping, vision problems, and gallstones. Bile salts such as TUDCA can help digestion by breaking down cholesterol. Microbes break down food in the large intestine through fermentation. These microbes comprise 80% of your immune system and help make neurotransmitters like serotonin and dopamine.After your food travels through this intricate assembly line, it becomes stool. Your stool is mostly water and gets its pigment from your red blood cells. The smell is caused by gas from bacteria. Constipation and diarrhea are usually related to missing microbes. Antibiotics and chemicals like glyphosate can deplete microbes. Fermented foods and the L. reuteri microbe are great ways to increase microbes and improve digestion naturally. Intermittent fasting can also significantly improve digestion. Dr. Eric Berg DC Bio:Dr. Berg, age 59, is a chiropractor who specializes in Healthy Ketosis & Intermittent Fasting. He is the author of the best-selling book The Healthy Keto Plan, and is the Director of Dr. Berg Nutritionals. He no longer practices, but focuses on health education through social media.

In this episode of The Veterinary Viewfinder, Dr. Ernie Ward and Beckie Mosser, MPA, RVT, discuss how required continuing education (CE) content is selected for veterinary professionals. They delve into the changing landscape of vet conferences, where traditional academic excellence intersects with the modern impact of social media -- and dancing vets. The hosts investigate how influencer culture is transforming the selection of speakers and content, prompting crucial discussions about quality versus popularity. They address innovative CE formats, such as panel discussions, hands-on workshops, and even the possibilities of virtual reality, while warning against diminishing the educational rigor demanded by licensing boards. Whether you're a veterinarian, credentialed veterinary technician, or practice manager, this episode provides valuable insights into what truly matters in CE and how you, as an attendee, can help shape future conference offerings. Tune in to discover how to advocate for high-quality education in a world influenced by social media trends and share your thoughts to help mold the future of veterinary learning, with perhaps less dancing.

Are you feeling like you're constantly chasing the clock, trying to catch up on your goals? If so, listen up as we dive headfirst into the exhilarating world of goal setting, no matter where you're starting from. Get ready to ignite your ambition and discover the power within you to set and achieve your goals, even when it feels like you're running behind. I'll be your guide as we unpack the secrets to turbocharging your productivity, unlocking the door to success, and propelling yourself towards peak performance.Join me as we unravel the magic behind strategic goal setting and its profound impact on your journey to greatness. From boosting productivity to unleashing your full potential, we'll uncover the hidden gems that lie within defining clear objectives. We'll also dive into the crucial role of prioritization, helping you steer clear of the overwhelm that comes from trying to do too much at once. Together, we'll craft a roadmap tailored to your personal and professional priorities, ensuring that every step you take leads you closer to your dreams.Whether you're a seasoned goal-getter or just getting started on your journey, this episode is packed with practical strategies to help you conquer any challenge that comes your way. Don't miss out on the opportunity to unlock your full potential and unleash your inner greatness. Tune in now and let's embark on this epic adventure together!What you'll hear in this episode:[0:00] Setting and achieving goals despite feeling behind[4:10] Goal setting and its impact on productivity and success.[8:15] How to set goals around peak performance.[12:50] Prioritization around goal setting.[16:20] Diluting progress by trying to do too much at once. [21:10] Organizing goals for peak performance.Related Episodes:Small Goals, Big Wins: Your Growth JourneyGoal Reality Check: Reframing, Refocusing, and Reaching HigherPivot Like a Pro: Adapting Your Goals to Thrive In Any SituationJoin The Arena: https://finding-greatness.mykajabi.com/the-arena-spring-2025Connect with Paige on Instagram @paigelawrencecoaching

Dangers of the Prosperity Gospel! | A Warning from Pa Sydney Granville Elton The prosperity gospel has taken deep root in many churches today, but what are its true consequences? Pa Sydney Granville Elton, a British missionary who devoted his life to spreading the gospel in Nigeria, issued a dire warning about the dangers of this doctrine. His prophetic words still echo today:  

Sean is sick but the show must go on! Lex and Manny discuss 11.1 in the aftermath of the Race to World First, more Delve and Brann tuning changes, and if the end game is heading in a healthy direction.

This podcast features a conversation between Chris Abraham and co-host ChatGPT, exploring the impact of using extreme labels like "Hitler" and "Nazi" in political discourse, particularly concerning Donald Trump. The discussion examines how such rhetoric might desensitize the public to historical atrocities, distort political debate, and undermine credibility. The hosts delve into the broader implications of hyperbolic language, analyzing its role in shaping public perception, influencing political outcomes, and complicating media narratives. They also address the challenges of fostering respectful dialogue in a polarized world. Through a fictional narrative, they illustrate the potential long-term consequences of extreme political rhetoric and the importance of nuanced and thoughtful discussion. Season 8, Episode 7 of the Chris Abraham Show Co-host: ChatGPT In this thought-provoking and controversial episode of the Chris Abraham Show, Chris and guest co-host ChatGPT delve into the potential consequences of overusing extreme labels in political rhetoric. They examine how constantly comparing political figures to Hitler, Nazis, and fascists can dilute the historical significance of these terms, leading to unintended and potentially dangerous outcomes. Key points discussed: The concern that overusing labels like "Hitler" and "fascist" in political discourse might normalize these concepts, making people less sensitive to the gravity of historical atrocities. The potential loss of credibility for those who employ extreme rhetoric, particularly if the dire predictions they make don't come true. The possible desensitization of the public to words like "racist," "sexist," and "homophobe," leading to a decline in their impact and a potential increase in hostile behavior towards protected groups. The normalization of "proud white man" as an identity statement in a world where other identity-based pride expressions are already accepted. The complexities of achieving true inclusion in a society marked by cultural and ideological differences. ChatGPT raises challenging questions and thought experiments, prompting Chris to consider the potential ramifications of extreme rhetoric on both fictional and real-world societies. Subscribe to the Chris Abraham Show and join the conversation! Don't forget to like, comment, and share your thoughts on this episode. We appreciate your five-star ratings! --- Support this podcast: https://podcasters.spotify.com/pod/show/chrisabraham/support

The US elections are nearly upon us, and we have all be subject to the empty words and rhetoric of of the two main political parties. The Green Party has gained a lot of traction, especially amongst the countries small but very important Muslim community. I have already interviewed the leader of the Greens, Dr Jill Stein. But Today I have the pleasure to speak with Professor Butch Bilal Ware, its Vice Presidential nominee.Professor Butch Ware is a lifelong activist and educator specializing in the history of empire, colonialism, genocide and revolution. For the past two decades, Ware has put scholarship in service of the people, especially in response to the ongoing genocide in Gaza, as well as the George Floyd murder in 2020.Let me remind all viewers that to help us continue to engage critical thought at this time, Please consider becoming a Patron. https://www.patreon.com/TheThinkingMuslimYou can also support The Thinking Muslim through a one-time donation: https://www.thinkingmuslim.com/DonateListen to the audio version of the podcast:Spotify: https://open.spotify.com/show/7vXiAjVFnhNI3T9Gkw636aApple Podcasts: https://podcasts.apple.com/gb/podcast/the-thinking-muslim/id1471798762Sign up to Muhammad Jalal's newsletter: https://jalalayn.substack.comPurchase our Thinking Muslim mug: https://www.thinkingmuslim.com/merch Find us on:Patron. https://www.patreon.com/TheThinkingMuslimTwitter: https://twitter.com/thinking_muslimFacebook: https://www.facebook.com/The-Thinking-Muslim-Podcast-105790781361490Instagram: https://www.instagram.com/thinkingmuslimpodcast/Telegram: https://t.me/thinkingmuslim Host: https://twitter.com/jalalaynWebsite Archive: https://www.thinkingmuslim.comTimestamps:0:00 Introduction2:00 Embrace Islam at 155:00 Malcolm X and radicalism9:09 Sufis and being radical13:21 Diluting radical tradition19:40 Green Party and Liberals23:25 Green's and social issues31:57 Uyghurs and foreign policy40:06 His political leanings45:55 Can Muslims work independently52:44 Voting for Trump58:31 George Floyd1:03:32 Fascism in US1:11:42 Dismantling Empire Hosted on Acast. See acast.com/privacy for more information.

00:00 - Introduction02:27 - Testing frequency05:11 - Melamine reagent for CYA testing08:32 - Diluting the sample13:32 - More testing precision at low CYA levels17:51 - The future of CYA testing21:17 - Closing ------------------------------------Connect with Orenda TechnologiesWebsite: https://www.orendatech.comHelp Center: https://ask.orendatech.comBlog: https://blog.orendatech.comYouTube: https://www.youtube.com/user/OrendaTechnologiesFacebook: https://www.facebook.com/orendatech/Instagram: https://www.instagram.com/orendatechnologies/Swim Across America | Team Orenda: https://www.swimacrossamerica.org/goto/orenda

Diluting your message (and energy) - Life Experiment

Diluting your message, holding back on how you really want to show up online is not only costing you clients & money, but is also making you feel…bored. If you find yourself diluting your message, holding back in your expression for the fear of being judged, misunderstood or even cancelled, then listen up. I completely get you. Showing up boldly & saying what you really think can be scary AF.    I happen to have a masters degree dealing with online backlash. Not by choice. But for a reason – so that I could guide you to become more boldly expressed & more audacious in your message. You can be doing the most incredible work behind the scenes, but when you dilute your message and censor your expression, your [watered down] content gets lost in the sea of generic content. And your clients simply can't find you! As a leader, it is your job to go first & pierce through piles of generic content online–the only way to do that is by expressing who you truly are. You're not here to please everyone.

A Clare family resource centre is accusing the Government of "diluting" funding to groups providing essential community support services. Family resource centres have launched their submission for Budget 2025 in which they are primarily calling for the level of core funding for all 121 centres nationwide to be increased to €240,000. The Shannon Family Resource Centre employs six staff members and provides services such as counselling for adults and children, parenting programmes, a homework club and community education classes and courses. Co-ordinator of the centre, Debbie O'Halloran, claims it's unable to run initiatives on a long-term basis due to the current shortfall in financial support.

Emma Shermer Tamir discusses strategic positioning, customer research and  brand identity building. She shares the story of Stanley, a brand that successfully transformed its identity and positioned itself strategically in a high competition environment. Emma emphasizes the importance of understanding your target market and evolving with their needs. She also discusses the differences in strategic positioning for startup brands versus established brands. Additionally, she mentions the pitfalls of diluting brand identity and losing sight of what made a brand successful in the first place. The conversation explores the importance of having a tailored strategy and sticking with it, as well as the key elements of effective customer research. She also discusses the future of brand identity in high competition markets and the need to create strong connections with customers. The conversation concludes with a fun fact about the guest and information on how to reach out to her. Key Episode Takeaways: Understanding your target market and evolving with their needs is crucial for brand success. Strategic positioning is especially important for startup brands to differentiate themselves from the competition. Established brands should maintain a clear brand identity while also appealing to a wider audience. Diluting brand identity and losing sight of what made a brand successful can lead to financial struggles. Customer research and understanding the competitive landscape are essential for effective brand positioning. Having a tailored strategy is crucial for brands to stand out and succeed. Effective customer research involves analyzing competitor's customers, reviewing customer feedback, and leveraging social media. Building a strong brand identity and connecting with customers is essential for long-term growth. In high competition markets, brands need to find unique ways to grab and hold attention. Living on multiple continents can provide a diverse perspective and appreciation for different cultures. For show transcript and past guests, please visit https://www.ecommercemarketingpodcast.com Or on YouTube at: https://www.youtube.com/channel/UC3PgT0NOGzpdPGQtBK0XLIQ  Follow Arlen: Twitter: https://twitter.com/askarlen   Facebook: https://www.facebook.com/arlen.robinson.7   Instagram: https://www.instagram.com/arlenyohance/   LinkedIn: https://www.linkedin.com/in/arlenrobinson/   Past guests on the ecommerce marketing podcast include Neil Patel, Nemo Chu, Luke Lintz, Luke Carthy, Amber Armstrong, Kris Ruby and many more. Thanks for listening. Be sure to subscribe and leave a review.

Hello, hello you gorgeous human!Today, I've got a quick and dirty and HIGHLY useful one for you. Let's kick off with a question: Are you watering yourself down? Chances are, if you're like 99.9% of my listeners, the answer's a resounding yes. How do I know? Because I still walk that path myself when I am not bringing consciousness, attention and intention to who I am being on a moment to moment basis.And what is also true is I know very few people who have really mastered the art of allowing their fullest and most authentic self to shine through at any given moment in time…So let's get down to it! QuotesYou generate your own safety. That is self mastery. You are the source of your own powerWe live in an abundant universe and so let's consciously choose what it is that we want to create. This is what I want to say. This is what I value. This is what I believe in. This is what is important to me. This is what I think.Highlights 2.16 every single time you say yes, when you really mean no, because you are afraid offending somebody and justify it in your mind by you don't want to hurt somebody's feelings. A little part of you dies. As you live your life continually compromising on the things that you value, on the things that you care about, on your time, on your energy.3.52 And the fear of not being safe and the fear of not being able to handle the consequences of being true to yourself, that fear is in your head because you generate your own safety.4.15 I get to be safe because I am also the source of my own power. Not the person who's going to pay me next, not my coach, not my parents, not my kids, not auntie Tracy who lives down the road like nobody is a source of my own power. I am the source of my own power.Want to get my Sunday Times Bestselling book for free? Click here.Ways to work with me: Get my book for free and get 21 days in my Membership and exclusive programme access (just pay postage). Click here. Join The Momentum Portal here. Apply for Ascend here. Find Suzy on Instagram. Join The Quantum Success Hub on Telegram. Faith + Action = Miracles

It's claimed Government negligence to invest in Clare's roads and community facilities has diluted opportunities in the tourism market for accommodation providers. It comes as one third of hotel and b&b beds here are being used to house either Ukrainian refugees or International Protection Applicants. There are now 789 International Protection Applicants living in Clare, which is an increase of 40% in the past year. Kilkee based Independent Ireland local election candidate Kevin Hassett claims enhanced infrastructure is needed to develop a county proud to promote tourism.

Words and phrases you think you need in your resume and LinkedIn profile can unintentionally dilute your personal narrative. As a hiring manager, executive recruiter and coach, host Doug Lester shares the prime suspects and makes a case for avoiding them. He also explains how using them may even work against you by raising unneeded questions in your readers' minds. 

In this episode of The Outdoor Biz Podcast, we dive into the world of adventure travel with Michael Hodgson and Therese Iknoian from HI Travel Tales. Therese and Michael share their many adventures with us and how HI Travel Tales came to life! Facebook​ ​Twitter​ ​Instagram​ Love the show? Subscribe, ​rate, review, and share!​ Sign up for my Newsletter ​HERE​ I'd love to hear your feedback about the show! You can contact me here: ​rick@theoutdoorbizpodcast.com Show Notes 00:00 Podcast series explores thrilling adventure travel journeys and shares captivating stories from guides, outfitters, and destinations. It ignites wanderlust and inspires outdoor adventures. 07:45 Studying in Germany had a profound impact, broadening the individual's perspective on life and travel, as the experience of living in a different culture opened their eyes to the big world and the multitude of wonderful experiences it offers. This influenced their understanding of how cultures and people interact to shape the reality we experience, ultimately leading to a much broader perspective on life and travel. 10:38 Therese's Italy visit, amazed by David statue's impact on her perception of art. 19:06 Michael discusses the transition from writing creatively to incorporating journalism and SEO keywords. They express a realization that personal experiences and deeper connections resonate most with readers. They emphasize the importance of telling stories in a unique, non-traditional way to create reader engagement. 25:17 Michael discusses his interest in AI for research, mentioning their upcoming panel at a travel writers' conference and their use of AI for story ideas. They express both fascination and unease with AI's capabilities, sharing an anecdote about using it to generate a specific request. 26:38 A program can generate requested photos, but the accuracy may not always be guaranteed, as real-life details may be overlooked. 33:12 Success in content creation can be achieved by focusing on a niche audience rather than trying to appeal to everyone. It references the concept of "1,000 True Fans" by Kevin Kelly, who argues that having 1,000 dedicated supporters who consistently pay for your content can lead to a sustainable income. The text suggests that creators don't need to have a broad following to thrive in today's world. 39:59 People value authenticity, but the shallowness of social media leads to a focus on superficial qualities like aesthetics and follower count. The obsession with Instagram-friendly content and the game of gaining and losing followers eclipses genuine engagement. 46:59 To succeed in the outdoor and travel media industry, one must be prepared to take on a variety of tasks, from writing and photography to working for destinations. It's a multifaceted world that requires perseverance, while staying true to oneself is also crucial. 50:03 Giving away content for free diminishes its value and affects the ability to sustain a livelihood in travel writing. This parallels the decline of newspapers when they offered online content for free, leading to current expectations of free access. Diluting quality for free offerings may hinder future opportunities in the travel writing business. 54:06 Experienced influencers emphasize unique, detailed content creation and collaboration, prioritizing involvement and avoiding generic itineraries. Their approach stands out in the travel industry. 01:00:07 In group settings, time is limited for in-depth questions. It's better to keep your best questions to yourself and ask them later to avoid sharing valuable information with everyone else. 01:05:31 Michael always brings his inflatable camp pillow on trips for comfort and support because he finds pillows at accommodations uncomfortable. 01:14:26 The text emphasizes the importance of correctly spelling "high travel tails" for easy Google search results. It also mentions the authors' individual Instagram accounts and encourages subscribers and followers. 01:15:52 The Outdoor Biz Podcast with Rick Saez thanks listeners for tuning in and encourages them to visit the website for show notes and to subscribe and share the podcast. Thanks for listening and visiting our website. Don't forget to subscribe and spread the word! Learn More You can learn more about HI Travel Tales and Michael & Therese HERE Next Steps If you enjoy interviews devoted to the outdoor industry, find us online at ricksaez.com/listen. We love likes and comments, and if you know someone who is also an outdoor enthusiast, go ahead and share our site with them, too. Keywords #Adventure travel, #HI Travel Tales, #Photography, #Travel Writing, #Outdoor experiences, #Adventure gear, #Backpacking, #Adventure Travel Destinations, #Responsible travel Podcast produced using Descript, CastMagic Podcast hosted by Libsyn use code 'outdoorbizpod' for 20% OFF Show Notes powered by Castmagic Website powered by Wordpress Note: As an Affiliate of Amazon and others, I earn from qualifying purchases.

This week, I share my journey to finding Ideal Customer Profile — live on air. In this episode, I share my framework for determining who I will build for, market to, and sell to. I have a few candidate, and I work through my steps to find the right one for Podscan.fm.This episode is sponsored by Acquire.comThe blog post: https://thebootstrappedfounder.com/finding-my-ideal-customer-profile/The podcast episode: https://tbf.fm/episodes/311-finding-my-ideal-customer-profileCheck out Podscan to get alerts when you're mentioned on podcasts: https://podscan.fmSend me a voicemail on Podline: https://podline.fm/arvidYou'll find my weekly article on my blog: https://thebootstrappedfounder.comPodcast: https://thebootstrappedfounder.com/podcastNewsletter: https://thebootstrappedfounder.com/newsletterMy book Zero to Sold: https://zerotosold.com/My book The Embedded Entrepreneur: https://embeddedentrepreneur.com/My course Find Your Following: https://findyourfollowing.comHere are a few tools I use. Using my affiliate links will support my work at no additional cost to you.- Notion (which I use to organize, write, coordinate, and archive my podcast + newsletter): https://affiliate.notion.so/465mv1536drx- Riverside.fm (that's what I recorded this episode with): https://riverside.fm/?via=arvid- TweetHunter (for speedy scheduling and writing Tweets): http://tweethunter.io/?via=arvid- HypeFury (for massive Twitter analytics and scheduling): https://hypefury.com/?via=arvid60- AudioPen (for taking voice notes and getting amazing summaries): https://audiopen.ai/?aff=PXErZ- Descript (for word-based video editing, subtitles, and clips): https://www.descript.com/?lmref=3cf39Q- ConvertKit (for email lists, newsletters, even finding sponsors): https://convertkit.com?lmref=bN9CZw

reference: Sri Aurobindo and the Mother, The Hidden Forces of Life, Ch. 2 Hidden Forces Within, pp. 47-48 This episode is also available as a blog post at https://sriaurobindostudies.wordpress.com/2024/04/09/the-limiting-and-diluting-effect-of-the-external-instruments-on-the-intimations-of-the-soul/ YouTube Channel www.youtube.com/@santoshkrinsky871 More information about Sri Aurobindo can be found at http://www.aurobindo.net The US editions and links to e-book editions of Sri Aurobindo's writings can be found at http://www.lotuspress.com 

While Dr. Jardon only had milk in his glass for this pubcast, he did share about his bottle of “wheyskey” (whiskey made from whey) from Wheyward Spirit Distillery in California (https://www.wheywardspirit.com/). Iowa State Dairy Extension is offering a webinar, “Fermentation and Distillation of Whey to Produce Spirits at Copper Crow,” on May 15 at noon Central. Curtis Basina of Copper Crow Distillery in Bayfield, WI, will be the speaker. You can sign up for the webinar at https://go.iastate.edu/WHEY (4:13)Dr. Dhuyvetter presented a March 5 webinar on dairy economics, which can be found at balchem.com/realscience. Key consistent data across time indicate that more profitable dairies tend to be larger. This doesn't mean that all dairies must be large, but more the reality of the large number of fixed costs in dairying. Diluting costs by having high production per cow is also a mark of a profitable operation. Kevin reminds the audience that he's talking about averages and there are exceptions to every rule. The key message is that you need to strive to get better. In the long run, profits are equal to zero in a competitive industry, and dairying is no exception. Dr. Dhuyvetter includes all economic costs in his analyses, recognizing all assets, including skills and capital, such as land, facilities, and time. (8:08)Dr. Jardon suggests that exceptional operations emphasize efficiency and ensure they dilute maintenance costs well. Everything is fine-tuned: feed's always pushed up, stalls are full of bedding, and the time budget of the cows is usually spot on. Dr. Tully echoes this sentiment from his consultant experience. Phil also underlines the importance of focusing on how much it costs to make a unit of milk or income over feed costs rather than concentrating solely on saving money. Kevin agrees that all the little things done right and done consistently often make the difference in profitability. Further, if cutting costs negatively impacts production, then saving money is counterproductive in the long run (15:14)Dr. Dhuyvetter reminds producers not to automatically assume they have lower costs because you raise your own feed. More often than not, the opportunity costs of producing that feed haven't been evaluated. If you can produce nutrients more efficiently and cost-effectively on your land, then home-raised feed is a very good thing. But if you produce low-quality home-raised feed, it might be better to purchase feed elsewhere. In addition, growing high-quality feeds takes time and energy away from dairying. Phil saw this when he was a practicing veterinarian. Jim suggests that those larger operations can have a field crew and a herd health crew who aren't the same individuals. The panelists discuss the shift from getting paid for protein in milk to getting paid for fat in milk and what that means from a cow nutrition and profitability perspective.(22:51)Dr. Dhuyvetter then discusses how culling practices impact profitability. He expects successful operations to have very low cull rates because they have healthy, well-managed cows doing all the little things right. On the other hand, unsuccessful operations may also have very low cull rates because they struggle to produce heifers, get them pregnant, and keep them in the herd, leading to keeping cows longer than one should. Jim and Kevin emphasize that the culling rate is individualized and will vary by operation. Phil suggests that perhaps some of the available software tools to help with culling decisions may be underutilized. (35:10)Many dairies want to know if they should wait longer into lactation before rebreeding cows. Because production is up and reproduction has improved over the last 10-15 years, dairies are drying cows off while still giving a lot of milk. Dr. Dhuyvetter's analysis of the data for Holstein herds in second- and greater-lactation cows suggests getting them pregnant as fast as possible and getting them back to peak milk sooner. (43:07)Phil, Kevin, and Jim then touch on comparative advantage and revealed preference and how those relate to shifts in the dairy industry away from some states and toward others. (50:29)In closing, Dr. Dhuyvetter suggests that the days of being very successful with gut-feel decisions are probably behind us. Making decisions based on the best information from data and analytics is the way forward. Constantly strive to get better, and don't worry about what your neighbor's doing. Control what you can control. (58:29)Please subscribe and share with your industry friends to invite more people to join us at the Real Science Exchange virtual pub table.  If you want one of our Real Science Exchange t-shirts, screenshot your rating, review, or subscription, and email a picture to anh.marketing@balchem.com. Include your size and mailing address, and we'll get a shirt in the mail to you.

Are you feeling like you're constantly chasing the clock, trying to catch up on your goals? If so, listen up as we dive headfirst into the exhilarating world of goal setting, no matter where you're starting from. Get ready to ignite your ambition and discover the power within you to set and achieve your goals, even when it feels like you're running behind. I'll be your guide as we unpack the secrets to turbocharging your productivity, unlocking the door to success, and propelling yourself towards peak performance. Join me as we unravel the magic behind strategic goal setting and its profound impact on your journey to greatness. From boosting productivity to unleashing your full potential, we'll uncover the hidden gems that lie within defining clear objectives. We'll also dive into the crucial role of prioritization, helping you steer clear of the overwhelm that comes from trying to do too much at once. Together, we'll craft a roadmap tailored to your personal and professional priorities, ensuring that every step you take leads you closer to your dreams. Whether you're a seasoned goal-getter or just getting started on your journey, this episode is packed with practical strategies to help you conquer any challenge that comes your way. Don't miss out on the opportunity to unlock your full potential and unleash your inner greatness. Tune in now and let's embark on this epic adventure together! What you'll hear in this episode: [0:00] Setting and achieving goals despite feeling behind [4:10] Goal setting and its impact on productivity and success. [8:15] How to set goals around peak performance. [12:50] Prioritization around goal setting. [16:20] Diluting progress by trying to do too much at once. [21:10] Organizing goals for peak performance. Related Episodes: Small Goals, Big Wins: Your Growth Journey Goal Reality Check: Reframing, Refocusing, and Reaching Higher Pivot Like a Pro: Adapting Your Goals to Thrive In Any Situation Join The Arena waitlist: https://plcoaching.myflodesk.com/thearenawaitlist2024 Turn your to-do lists into all-done lists: https://plcoaching.myflodesk.com/monthlyfocusplan Connect with Paige on Instagram @paigelawrencecoaching

“And if any man shall take away from the words of the book of this prophecy, God shall take away his part out of the book of life, and out of the holy city, and from the things which are written in this book.” (Rev... More...

Thank you for listening to today's episode. I hope you have a great day, and I'll see you in the next one! May the force be with you, ALWAYS! Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's bonus episode follows the 2 part interview with Davit Baghdasaryan, Co-Founder & CEO of Krisp - a software tool that maximizes the productivity and impact of every conversation by eliminating noise distractions,increasing the fidelity of voice communication, and transcribing and synthesizing the most relevant details and analytics from every voice interaction. Many founders build their technology and only then try to figure out what industry it's best applied to. In the case of Davit, they had 24 different use cases they were trying to present to the market, which caused them to struggle with their business model. They had to learn how to say “no” to alternative segments and use cases and pursue becoming market leaders in their niche. Diluting your positioning and strategy might work once you're an established brand with tons of resources to burn, but as a startup it's a losing strategy that will often steer you away from a winning strategy. In today's market people expect their products to be highly personalized and catered to their problems. Even if you have the best technology in the world, by sacrificing your positioning and refusing to niche down, competitors who get it right will run laps around you because their product is an exact fit for solving an individual problem.Tune into the full episode to learn how to approach GTM as a technical founder!Don't forget to subscribe to the Chaos to Clarity Podcast for more invaluable episodes to help you grow your business and stay ahead of the curve!To reach out to Eric, visit ChaosToClarity.io

Industrial Design, Creative Inspiration & Personal Projects! Today we chat about food at weddings, finding your sub-niche and doing the projects that you want.Industrial Design, Creative Inspiration & Personal Projects! - Food at a wedding - Dyl is in is pear era - Finding your sub-niche - Waiting for the people to come to you - Doing projetcs you enjoy - Thoughts on the commute - Diluting the design market - Low quantity, high value work - Working as a team All the links, all the time! Industrial Design, Creativity & Inspiration! For Industrial Design related business inquiries: Big Design Company Website: www.bigdesigncompany.com Big Design Company email: hi@bigdesigncompany.com Follow us on Instagram! @theprocess__podcast Zak Watson // LinkedIn Behance Website NFTs Dylan Torraville // LinkedIn Website 3D Dyl Behance Send us an email to hi.theprocesspodcast@gmail.com if you have any questions or want to reach out! The Process is a podcast created by industrial designers Dylan Torraville and Zak Watson. Dyl and Zak are picking up microphones to chat about their experiences in design school,  personal projects and navigating the creative process. Oh yeah, and there will be some sweet interviews with other designers and friends too.

Dr Kirk Honda rants about the ethical problems of life coaches.https://FactorMeals.com/Seattle5000:00 Intro03:31 What does life coaching mean?12:28 The case15:23 Why would a therapist start coaching?19:16 What might brief therapy look like?37:54 Making money as a therapist & marketing51:42 Practicing across state lines & education1:05:02 Ethical issues & mentorships1:22:45 Diluting the profession of therapy1:27:45 A brief history of the profession1:33:27 Where did the therapist go wrong?1:47:00 What did the licensing board do?Become a member: https://www.youtube.com/channel/UCOUZWV1DRtHtpP2H48S7iiw/joinBecome a patron: https://www.patreon.com/PsychologyInSeattleEmail: https://www.psychologyinseattle.com/contactWebsite: https://www.psychologyinseattle.comMerch: https://teespring.com/stores/psychology-in-seattleCameo: https://www.cameo.com/kirkhondaInstagram: https://www.instagram.com/psychologyinseattle/Facebook Official Page: https://www.facebook.com/PsychologyInSeattle/TikTok: https://www.tiktok.com/@kirk.hondaDecember 29, 2023The Psychology In Seattle Podcast ®Trigger Warning: This episode may include topics such as assault, trauma, and discrimination. If necessary, listeners are encouraged to refrain from listening and care for their safety and well-being.Disclaimer: The content provided is for educational, informational, and entertainment purposes only. Nothing here constitutes personal or professional consultation, therapy, diagnosis, or creates a counselor-client relationship. Topics discussed may generate differing points of view. If you participate (by being a guest, submitting a question, or commenting) you must do so with the knowledge that we cannot control reactions or responses from others, which may not agree with you or feel unfair. Your participation on this site is at your own risk, accepting full responsibility for any liability or harm that may result. Anything you write here may be used for discussion or endorsement of the podcast. Opinions and views expressed by the host and guest hosts are personal views. Although, we take precautions and fact check, they should not be considered facts and the opinions may change. Opinions posted by participants (such as comments) are not those of the hosts. Readers should not rely on any information found here and should perform due diligence before taking any action. For a more extensive description of factors for you to consider, please see www.psychologyinseattle.comThis show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/3269717/advertisement

Delivering a harsh rebuke of Alabama's lawmakers, federal judges again struck down the state's congressional map. After being ordered to create a second majority Black district, Republicans in the state chose to defy the U.S. Supreme Court. Maps in Florida, Louisiana and Georgia have also been challenged for diluting the power of Black voters. Laura Barrón-López discussed more with Hansi Lo Wang. PBS NewsHour is supported by - https://www.pbs.org/newshour/about/funders

It's easy to lose focus when you're so fixated on someone else. But baby, you have to remember that YOU ARE THE MAIN CHARACTER. When it comes to relationships, we often dilute our power and give our energy away instead of directing it towards OURSELVES. Agree or disagree?

“And if any man shall take away from the words of the book of this prophecy, God shall take away his part out of the book of life, and out of the holy city, and from the things which are written in this book.” (Re... More...

For 101 free kettlebell workouts visit http://www.101kettlebellworkouts.com