Podcasts about lending

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at reaction to Donald Trump's announcement that he will nominate Kevin Warsh to be Fed Chair. Plus, Robbie sits down with Z Technology Solution's Suha Zehl for a discussion on moving certainty to the front of the lending process to reduce operational friction, eliminate late-stage surprises, and allow lenders to scale volume, protect margins, and serve complex borrowers without adding staff. And we close by talking about what mortgage rates have done over the past couple of weeks.Thank you to Truework, the one verification solution to replace in-house waterfalls. Verify any borrower with a VOIE solution that automates the entire process to quickly deliver the most accurate and complete reports with broad GSE coverage.

Please join Ralf Preusser in discussion with Paul Ciana, Alex Cohen and Adarsh Sinha. The team will address the rate checks in USDJPY and its impact on not just the yen but also the dollar. We will give thoughts on the effectiveness of FX interventions and lessons from the past. We will address the US government's FX policy and longer-term USD outlook, as well as the potential implications of the election in Japan. Finally, we do so against the background of key technical levels in FX crosses, rates and commodities   You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.

What did you think of todays show??Profitable one year, underwater the next — real estate doesn't always math the way you expect. In this episode, Mike shares why short-term numbers lie and what his once cash-flowing rental portfolio looks like five years in. You'll hear why “looking good on paper” can still turn into a cash problem, what most people misunderstand about tax incentives and lending rules, and how you can avoid surprise tax bills.Topics discussed:Introduction (00:00)Your five-year portfolio reality check (01:13)What people misunderstand about real estate tax incentives (04:00)Why you need to stay on top of professionals you hire (09:53)Why Dylan is replacing his acquisitions manager (13:30)How your problems evolve as you scale (20:28) Lending rules that catch investors off guard (23:05) The truth about private mortgage insurance (28:51) What investors miss about DSCR rates and loan structure (31:02)Early takeaways from 2026 (35:37)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

In Episode 48 of Chain Reactions, we sit down with Ben Sanders, Chief Growth Officer at [Rootstock Labs](https://rootstock.io/), to unpack what it takes to grow the oldest Bitcoin sidechain in an industry obsessed with short-term wins.Ben came into crypto with zero degen credentials. His background spans management consulting at Bain, go-to-market at WorldPay ahead of their IPO, and executive roles at fintech startups like Chipper Cash. He joined Rootstock for an interim role and ended up staying to lead growth for a chain that's been quietly building Bitcoin programmability for nearly a decade.**We cover:**- How Ben learned Bitcoin, crypto, and Rootstock all at once (with no prior Web3 experience)- The origin of Rootstock: Argentinian Bitcoiners building EVM compatibility on Bitcoin before it was cool- Why Rootstock is the "next best thing to Bitcoin" with 90% of Bitcoin's hash rate- The 3 A's framework for growth: Awareness, Attractiveness, Accessibility- Market entry strategies for Korea (retail, CEX listings) vs Japan (institutional, relationship-driven)- Rootstock Institutional and the $260B opportunity in dormant Bitcoin- Why long-term brand building is the most underrated tactic in Web3We also get into TradFi-DeFi convergence, why airdrops are overrated, and what it means to "run your own race" when every project around you is chasing flavor-of-the-month narratives.---**Timestamps**00:00 – Intro and getting started02:00 – Ben's path: Bain, WorldPay, fintech startups, zero crypto background05:30 – Learning Bitcoin, crypto, and Rootstock all at once07:30 – The shift back to utility and self-sovereignty of money09:30 – What is Rootstock: Argentinian Bitcoiners and programmable Bitcoin11:30 – Rootstock vs Rootstock Labs vs RIF token explained14:00 – First priority as CGO: interoperability and on-ramps17:00 – Why Rootstock over other Bitcoin L2s (safety, security, hash rate)20:00 – Bitcoin holders vs retail degens: different audiences, different approaches24:00 – The 3 A's framework: Awareness, Attractiveness, Accessibility26:00 – Market entry into Korea and Japan with Myosin28:30 – Korea Blockchain Week and the Korbit listing31:00 – 2026 focus: consolidation over expansion32:30 – Rootstock Institutional and unlocking $260B in dormant Bitcoin40:00 – TradFi and DeFi convergence: the industry is finally catching up44:00 – Where Rootstock fits as the space matures47:00 – Alpha for Bitcoin holders: what's coming in the next 6-9 months51:00 – Rapid fire: most underrated marketing tactic (long-term brand building)53:30 – Rapid fire: most overrated tactic (airdrops, renting TVL)55:30 – Projects doing it right: Morpho, Midas, Wheeler57:30 – Biggest learning: stay focused, run your own race---**Show Notes & Mentions**-

This week on The GovNavigators Show, Robert and Adam are joined by Doug Criscitello, newly named Executive Director of the Center for U.S. Lending, to unpack what's next for federal credit programs, and why modernization can't wait.Doug outlines the Center's mission to improve how Americans access the federal government's $5 trillion loan portfolio, from student loans and housing to small business and infrastructure finance. Additionally, we learn how the Center plans to convene agencies, Congress, lenders, and contractors, and why improving program design and performance measurement is just as important as upgrading technology.It's a wide-ranging discussion on what it will take to make federal lending more effective, more secure, and more user-centered, without making it “exciting for the wrong reasons.”Show Notes:Appropriations ProgressTechnology Modernization Fund (TMF)GAO's Federal Debt AuditWhat's on the GovNavigator's Radar:Jan 27: CMS Industry DayJan 26-28: National Small Business Conference

If you could see one number that reliably predicts where property prices are heading next, would you want to know what it is?   Well, today, you're about to find out — and it's not what you think.   You see…most investors think population growth drives property prices… but today I'm joined by Stuart Wemyss, financial strategist and founder of ProSolution Private Clients, who's done some fascinating analysis showing that the real driver of housing price growth is lending volumes — not population growth or money supply.   Our conversation highlights the need for long-term strategies and a focus on fundamentals to achieve sustainable growth in property investments.   Takeaways  ·         Property price growth is influenced by various factors, not just population growth. ·         Lending volumes can be a better predictor of property price movements than population growth. ·         Investors should be cautious of markets driven primarily by speculation. ·         Consumer sentiment plays a crucial role in lending and property prices. ·         Economic factors like interest rates significantly impact lending volumes. ·         A high proportion of investors in a market can signal potential risks. ·         Understanding market cycles is essential for long-term property investment success. ·         Focus on long-term fundamentals rather than short-term trends. ·         Successful property investment requires a coordinated strategy across financial services.   Chapters    01:46 – Why the Last Five Years of Property Data Can Mislead Investors  04:40 – Lending Volumes vs Population Growth: What Really Drives Prices  08:20 – Cash Buyers, Investor Ratios and Market Stability  11:38 – Sentiment, Employment and the Factors Behind Borrowing Power  15:23 – State-by-State Differences and Why Markets Move Out of Sync  17:55 – How Lending Trends Predict Cycles and Help Time Your Entry   Links and Resources:   Michael Yardney – Subscribe to my Property Update newsletter here     Stuart Wemyss – Prosolution Private Clients     Read Stuart's article here: https://prosolution.com.au/why-property-investors-shouldnt-trust-the-last-5-years-of-price-data/   Stuart's Book – Rules of the Lending Game & Investopoly   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

Featured on WGN Radio's “Home Sweet Home Chicago” on Jan. 24, 2026: Tim Stearns, owner and president of TJ Stearns Financial Planning & Benefits, joins David Hochberg to discuss how he helps his clients plan for their futures. For more information, call 800-640-2256.

Featured on WGN Radio's “Home Sweet Home Chicago” on Jan. 24, 2025: IRS tax attorney Steven A. Leahy of the Law Office of Steven A. Leahy, PC, with Opem Tax Advocates, joins the program to discuss helping clients with tax returns, setting up bookkeeping, and protecting what you own. Go to fightbacknow.com or call 312-664-6649.

Featured on WGN Radio's Home Sweet Home Chicago on 01/24/26: Jim Brown of The Sarah Leonard Team at Legacy Properties joins the show to talk about the stigma that comes with marketing a home “as-is” and buyers’ offers. To learn more about what Rob, Sarah, and her team can do for you, go to sarahleonardsells.com or call […]

We started this week's show by chatting with Tim Stearns, owner and president of TJ Stearns Financial Planning & Benefits, about how he has no minimum, and his only requirement is being a good person. Next, IRS tax attorney Steven Leahy of Opem Tax Advocates chats about how to protect assets in your business. Then, Jim […]

AI Fuels Power Growth, Politics Shape the Path As utilities enter 2026, the investment narrative evolves from a pure growth story to one defined by smarter positioning and selective opportunity. While AI‑driven power demand and data center expansion remain powerful secular tailwinds, political scrutiny about electricity affordability-especially in states with tightly contested elections-introduces complexity. Some state governments are addressing these concerns by designing data‑center tariffs that shift costs away from residential customers, ideally lowering consumer bills while unlocking economic development. In the opinion of BofA Global Research utilities analyst Ross Fowler, recent weakness in power stocks likely reflects rotation and a somewhat unfair association with AI spending risks in corners of the market rather than fading fundamentals. This has created some particularly attractive entry points. Utilities that balance growth, regulation, and reliability are well positioned to perform in this current market regime. As for the source of generation growth, different costs and profiles will mean various utilities will see growth, from solar and storage to nuclear.   You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.

Please join Sphia Salim for a discussion with Takayasu Kudo and Shusuke Yamada on Japanese developments this week, including the major long-end steepening. We will review the BoJ meeting, explore what the Feb 8th election, announced this week, could mean for Japanese fiscal policy and thereby the risks it presents for JGB yields, the curve and JPY.   You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.

Takes from Defense Forum and Private Company Meetings US defense is in the midst of an upcycle, driven by an increasingly assertive policy stance, the potential for a step‑change in federal defense spending, and accelerating innovation across traditional and non‑traditional contractors. Earlier this month, Ron Epstein hosted discussions at the 18th BofA Global Research Defense Forum in New York, which underscored a bullish multi‑year outlook. U.S. spending could step higher in F27, some of that merely helping to match some European promises when it comes to spend as a percentage of GDP. This will require increased automation for defense companies, an investment theme in its own right. It may also come with more conditions and we discuss whether this could be a risk going forward. Another important topic in the industry is the many innovative private companies in the defense space. Ron discusses some of the areas of focus for these firms and how they can be complementary to defense primes.   You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.

What does it look like to serve people in their darkest hour?In this episode, I sit down with my dear friend Taylor Mendoza, a funeral director, embalmer, wife, mother of two, and Ms. Universe TCP 2023–2024. Taylor lives in a space most of us avoid, and she does it with extraordinary compassion, grace, and purpose.We talk about why she chose this work, what it means to care for families when their world has just shattered, and how her heart for others led her to create the No Whispers Foundation.Taylor's mission is simple and sacred: to ensure that children whose lives were taken by domestic violence are not forgotten. Through No Whispers, she helps provide funeral services for these children, giving families dignity, care, and a way to say goodbye when the unthinkable has happened.This conversation isn't heavy. It's beautiful. It's human. It's about service, calling, and what it means to show up when it matters most.Taylor lends her voice where there once was only silence.And in doing so, she reminds us all what it looks like to love people well.For More information about Taylor Mendoza and the No Whispers Foundations visitnowhispersfoundation.com

In this episode of The Lending Brief (sponsored by Allocore), the GovNavigators talk with Anthony Curcio, Senior Partner at Summit Consulting and longtime federal credit expert, about the fundamentals of government lending.Curcio explains why federal loan programs exist in the first place, how they differ from private-sector financing, and the two distinct sides of federal credit: large consumer programs like student loans and mortgages, and project-based lending for infrastructure, manufacturing, and industrial policy.The discussion covers the practical challenges agencies face and the central tension of federal lending: advancing public policy while still operating like a disciplined, repayable loan program.For anyone looking to understand the strategy, mechanics, and future of federal credit, this conversation is a clear and candid guide.Want more from The Lending Brief? Check out The Lending Brief Newsletter

In this episode of the Real Estate Pros podcast, host Micah Johnson interviews Shane Roach, an experienced real estate investor who shares his journey from his first fix and flip in 1992 to becoming a private money lender. Shane discusses the importance of building a network, exploring alternative investment strategies, and protecting oneself as a lender. He emphasizes the need for community support and the various ways to succeed in real estate investing.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this conversation, Craig Melton shares his extensive experience in the real estate industry, discussing his journey from lending to short-term rentals. He emphasizes the importance of understanding the financial aspects of real estate, building strong relationships, and adapting to market changes. Craig also provides insights into the short-term rental market, innovative lending options, and practical advice for new investors looking to enter the rental space.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the overall path of rates after some recent headlines swayed investor sentiment. Plus, Robbie sits down with American Pride Bank's Jessica Bluj for a discussion on One-Time Close construction-to-permanent loans versus traditional multi-close structures. And we close by inspecting the meaningful data points in this holiday-shortened week.Thank you to Truework, the one verification solution to replace in-house waterfalls. Verify any borrower with a VOIE solution that automates the entire process to quickly deliver the most accurate and complete reports with broad GSE coverage.

Bobby Deery sits down with Praveen Chandrahomhan, SVP of Origination Growth at Cotality, to explore how AI is reshaping mortgage lending. They discuss the rise of “micro AI” in origination, the balance between speed and empathy in the borrower journey, and why personalization and retention are becoming critical in a purchase-driven market. In this episode:How is AI changing mortgage lending?AI is improving customer service, underwriting, document processing, and workflow automation while keeping humans in the loop. AI helps lenders increase speed, accuracy, and empathy throughout the borrower journey.What mortgage challenges does AI help solve?The conversation highlights how AI reduces friction, improves clarity for borrowers, lowers operational costs, and supports more personalized experiences—especially in a highly regulated, purchase-driven market.Why are personalization and retention so important right now?With fewer refinance opportunities and evolving trigger legislation, lenders are prioritizing retention and relationship-based lending. AI-powered data and automation help lenders stay connected to borrowers across the full lifecycle of homeownership.

Recorded live at MBA Annual25 in Las Vegas, this special edition of the Equifax Market Pulse explores how data, workflow automation, and AI are reshaping mortgage lending. Tanja Cleve, SVP of Solution Sales at Equifax sits down with Craig Rebmann, Product Evangelist at Dark Matter Technologies, to discuss capturing data earlier in the process, automating complex borrower scenarios, managing costs in tight margin environments, and preparing lenders for the next market turn through smarter technology investments.In this episode:What is the biggest operational challenge mortgage lenders are facing right now?Beyond rates and affordability, lenders are grappling with process inefficiencies, higher fallout rates, and rising costs. This makes automation and better data workflows essential.How does capturing data earlier in the loan process help lenders?Early data capture allows lenders to assess risk sooner, automate pre-approvals, reduce downstream surprises, and create more productive borrower conversations upfront.How can automation support complex borrower profiles like self-employed income?Automation helps identify complexity early and uses tax and income data to streamline calculations, reducing manual review and improving underwriting readiness.How are lenders balancing innovation with cost control in a tight market?Many are focusing on capacity management, which used technology to increase efficiency with existing staff while remaining scalable as volumes return.What role does AI play in today's mortgage technology stack?AI is increasingly used to gather and prepare information, while humans remain essential for judgment, decision-making, and borrower communication.What is “agentic AI” and why does it matter for lenders?Agentic AI refers to systems that can take action—not just provide insights—while still operating within defined workflows and human oversight.How do integrations and APIs improve borrower experience?Connected systems allow data to flow in real time, trigger automations instantly, reduce back-and-forth, and give borrowers greater transparency throughout the process.

Emmaline Aliff of Equifax sits down with Matt Orlando, Chief Experience Officer at Informative Research, to unpack one of the most talked-about developments in mortgage lending: FICO's new Mortgage Direct Licensing program and what it could mean for lenders, credit providers, and borrowers.In this episode:What is FICO's Mortgage Direct Licensing program?FICO's Mortgage Direct Licensing program allows lenders and technology providers to license FICO scores directly, rather than receiving them solely through traditional credit reporting agencies. The program is still new, and its full impact on the mortgage ecosystem has yet to be determined.How could FICO Direct Licensing impact mortgage lenders?Lenders are still evaluating how the program will affect their overall cost of credit each month and whether it will increase expenses across the loan lifecycle.What risks does Direct Licensing introduce into the mortgage market?The program introduces risk across multiple layers of the ecosystem. Credit reporting agencies may now be asked to generate scores—something they have not historically done. Lenders must assess the reliability of these scores, while the broader mortgage market and borrowers face uncertainty as scoring responsibility shifts to a more fragmented landscape.How might borrowers be affected by these changes?Borrowers could ultimately bear higher costs if credit expenses rise for lenders. There is also risk tied to accuracy and consistency as new parties begin generating credit scores. The long-term borrower impact remains unclear.

Featured on WGN Radio's Home Sweet Home Chicago on 01/17/2026: Lewis Shapiro of Redo Cabinets joins the show to teach listeners about the smart way to achieve 2026 kitchen trends. Lewis also shares a big Redo Cabinets promotion of 75% off. To learn more about Redo Cabinets and how they can assist you, visit redocabinets.com or call […]

Featured on WGN Radio's “Home Sweet Home Chicago” on Jan. 17, 2026: Frank Wasilewski, CEO of Access Elevators joins the show to inform listeners on avoid the high-pressure sales that are ever so present in the industry these days. To learn more about what Access Elevator can do for you, go to allaboutaccess.com or call 630-616-6249.

David Hochberg kicks off this week's show with Frank Wasilewski, CEO of Access Elevators to talk about how to avoid the high-pressure sales in the industry. Then, Lewis Shapiro of Redo Cabinets joins the program to talk about 2026 kitchen trends and unveil a big promotion. Next, Jim Brown of The Sarah Leonard Team at Legacy Properties talks about if it’s […]

Featured on WGN Radio's Home Sweet Home Chicago on 01/17/26: Jim Brown of The Sarah Leonard Team at Legacy Properties joins the show to talk about the pros and cons of cash now offers from investors and placing your home on the market. Brown also talks about what to look for in a listing agent. […]

Please join Ralf Preusser in discussion with Mark Capleton, Sphia Salim and Meghan Swiber, analysing global yield curve dynamics. We will explain our outlook for curves across USD, EUR and GBP. We will focus on what we have learnt so far this year and on risks to our forecasts, including issuance patterns, investor behaviour (incl Dutch pension reform) and the policy environment (in particular in the US).   Disclosure: You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.

Retirement income doesn't have to mean hoarding assets or obsessing over leaving an inheritance. In this episode of Talking Real Money, Don and Tom dig into a topic that still makes many investors flinch: reverse mortgages. Using recent research and real-world planning logic, they walk through why modern reverse mortgages aren't the shady last-ditch option they once were, how they can reduce cash-flow stress, and when they may (or may not) make sense as part of a broader retirement plan. Along the way, they tackle myths about heirs losing the house, unpack the true costs, and explain why being “house rich and cash poor” is a real planning problem. The show also answers listener questions on bond ladders using iShares iBonds ETFs, critiques Vanguard's newer fixed-income ETF BNDF, and closes with a reminder that yield chasing — even from respected firms — still carries risk. 0:04 Retirement isn't about dying rich — it's about spending your money on you 0:25 Why inheritance shouldn't be the primary goal (with one important exception) 1:21 Shirt colors, corporate culture, and the last people still wearing white dress shirts 2:48 Smoking everywhere: airplanes, hospitals, grocery stores — and why it mattered financially 4:12 Disney jokes, expensive vacations, and setting the tone 5:08 Introducing the real topic: reverse mortgages 5:15 Why reverse mortgages still scare people — and why that reputation exists 6:44 How FHA regulation changed the reverse-mortgage landscape 7:21 Are reverse mortgages really a “last resort”? 8:14 Using home equity to improve lifestyle, not just survive retirement 8:52 Are reverse mortgages expensive? Breaking down the real costs 10:53 Lending limits, age factors, and how much equity you can actually access 12:39 When the upfront costs make sense — and when they don't 14:35 Myth busted: heirs can still inherit the home 15:08 You still own your house — it's just a mortgage with no monthly payment 16:18 Reverse mortgages as liquidity, not a wealth-building tool 16:33 The importance of planning before touching home equity 16:45 $35 trillion locked in U.S. home equity — and why paying off mortgages isn't always smart 17:57 Downsizing versus staying put: another option entirely 19:59 Listener question: simplifying a complex bond ladder 21:17 Using iShares iBonds ETFs to build a disciplined bond ladder 22:32 The risk of breaking the ladder when rates change 23:41 Listener question: Vanguard's BNDF ETF 24:44 Why chasing yield in bond funds can backfire 26:06 Gimmicks, relevance, and Vanguard's shift away from leadership 26:33 RetireMeet 2026 preview and registration details Learn more about your ad choices. Visit megaphone.fm/adchoices

Vice President of Lending for Team Hochberg at Homeside Financial and host of WGN's “Home Sweet Home Chicago” David Hochberg joins Bob Sirott to talk about opportunities from lower mortgage rates and if President Trump’s credit card cap is a good or bad thing. He hosts “Home Sweet Home Chicago” on Saturdays from 10am to 1pm […]

Vice President of Lending for Team Hochberg at Homeside Financial and host of WGN's “Home Sweet Home Chicago” David Hochberg joins Bob Sirott to talk about opportunities from lower mortgage rates and if President Trump’s credit card cap is a good or bad thing. He hosts “Home Sweet Home Chicago” on Saturdays from 10am to 1pm […]

In this episode of the Real Estate Pros Podcast, host Micah Johnson interviews Ivan Oberon, a seasoned private money broker. Ivan shares his transformative journey from a painful divorce and a stagnant career in insurance to becoming a successful entrepreneur in real estate. He discusses the importance of being resourceful, the evolution of his career, and the significance of community and authenticity in the real estate industry. Ivan emphasizes the need for personal development and investing in oneself to achieve growth and success.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Jan. 14, 2026- New York policymakers have adopted a law to regulate the lawsuit lending industry, but how impactful will it be? We consider the future of these consumer protections with Tom Stebbins, executive director of The Lawsuit Reform Alliance of New York.

Signs of rising confidence and a possible peak in unemployment may influence the Reserve Bank's February decision, with potential implications for mortgage rates and borrowers. Mortgage advisor Nick Niblett from Advice Knight in Auckland spoke to Melissa Chan-Green.

Crypto News: Standard Chartered to Launch Crypto Prime Brokerage. SEC Chair Paul Atkins: ‘Remains to be seen‘ whether US will seize Venezuela‘s reported Bitcoin. Former NYC Mayor Eric Adams launches NYC token.Brought to you by

In this episode of the Get Creative Podcast, host Keola Keala sits down with Adam Levine — Sub2, Gator, and Owners Club member with 10+ years in hard money lending — to break down a real-world Morby Method (aka “Stack Method”) transaction that helped an investor buy rental properties with as little as 5% out of pocket. Adam explains how he solved a complex portfolio-buying problem by combining: A DSCR loan (long-term rental financing based on cash flow, not tax returns) A seller carry / seller finance second private money placed into escrow to “stack” the down payment The right title company + transaction coordination to keep everything moving Connect with Adam: https://www.facebook.com/adam.levine.928518 ➡️ RSVP for a FREE Section 8 training with Pace (LIVE): https://subto.sjv.io/JK9LYE ➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour ➡️ Download the Free SubTo A-Z e-book: https://subto.sjv.io/qzd0Vb  ➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace ➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing ➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/6yYWBG ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit COMMUNITY MEMBERS! ➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm Refer a Friend to SubTo: refer.nre.ai/subto Refer a Friend to TTTC: refer.nre.ai/tttc Refer a Friend to Gator: refer.nre.ai/gator PLUG IN & SUBSCRIBE Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby Instagram: https://www.instagram.com/pacemorby/  YouTube: https://www.youtube.com/@PaceMorby TikTok: https://www.tiktok.com/@pacemorby  X: https://x.com/PaceJordanMorby The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

Get the highlights now! Stream the best portions of this morning's show hand selected by us! Stream us on the iHeart Radio App or wherever you get your podcasts! See omnystudio.com/listener for privacy information.

Join Tess Hulack as she exposes the hidden costs of a traditional savings account. Money appears secure, yet it quietly fuels the bank's balance sheet while access and control remain limited. Tess explains why low returns and restricted control benefit institutions. Find out how the Infinite Banking Concept can reshape your financial behavior and how you can become your own bank.   Dive into the full replay of our Infinite Banking presentation here: https://bit.ly/tmm-podcast-ppt.   We'd love to hear from you! Email us at podcast@themoneymultiplier.com.   Discover our complete library of tools, resources, and step-by-step guides at: https://linktr.ee/themoneymultiplier.

In the fast-evolving world of medical spas and aesthetic clinics, securing funding is a critical step for growth and sustainability. In this episode of the Snowpal podcast, host Krish Palaniappan speaks with Sharmeen Aqeel, founder of Lyyvora, a lending platform tailored for healthcare businesses. Sharmeen shares her journey, the challenges faced by clinic owners, and how her platform is revolutionizing the lending process for medical spas across North America.

On today's episode, Editor in Chief Sarah Wheeler talks with Josh Romney, chairman of Intercap Lending, about the opportunities and challenges of housing and mortgage lending in 2026. Related to this episode: 2026 housing market forecast: A more balanced market HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire To learn more about Trust & Will click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. E

After almost two years off for good behavior, Mort make a triumphant and informative return.

Featured on WGN Radio's Home Sweet Home Chicago on 01/10/26: Sarah Leonard of The Sarah Leonard Team at Legacy Properties joins the show to talk about people who sell their home with cash and explains what “as is” means on a contract. To learn more about what Sarah and her team can do for you, […]

Featured on WGN Radio's Home Sweet Home Chicago on 01/10/26: Lindholm Roofing's Assistant Manager Mike Huston talks about a story where he found leaks in Lindholm roofs that were under warranty and the culprit is something you wouldn’t expect. Listen to find out! To learn more about what Lindholm Roofing can do for you, go […]

Featured on WGN Radio's Home Sweet Home Chicago on 01/10/26: Dykstra LLC's Rich Dykstra Sr., HVAC Hall of Famer, joins the show to answer questions and talk about the great people at Doornbos Heating and Air Conditioning. To learn more about what Doornbos Heating and Air Conditioning or Rich can do for you, email rich.dykstra.llc@gmail.com […]

David Hochberg kicks off this week's show with Sarah Leonard of The Sarah Leonard Team at Legacy Properties talking about what “as is” means on a contract and buying homes for cash. Then, HVAC Hall of Famer, Rich Dykstra Sr. of Dykstra LLC discusses the family owned business, Doornbos Heating and Air Conditioning, and answers […]

Please join Ralf Preusser in conversation with Aditya Bhave and Mark Cabana after the US labor market report. The team will discuss the US payroll print in detail and give their thoughts on what this is likely to mean for the Fed and the US rate market. We will also elaborate on what we have learnt about the US economy over the holidays and why this doesn't make the Fed's job any easier.   You may also enjoy listening to the Merrill Perspectives podcast, featuring conversations on the big stories, news and trends affecting your everyday financial life.   "Bank of America" and “BofA Securities” are the marketing names for the global banking businesses and global markets businesses (which includes BofA Global Research) of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, trading, research, strategic advisory, and other investment banking and markets activities are performed globally by affiliates of Bank of America Corporation, including, in the United States, BofA Securities, Inc. a registered broker-dealer and Member of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. ©2026 Bank of America Corporation. All rights reserved.  

In this conversation, Adam Kammarcal discusses his journey in the real estate industry, focusing on his current expansion efforts, the challenges he faces, and the innovative software he is developing to streamline the funding process. He emphasizes the importance of building relationships and providing excellent customer service while navigating the complexities of the real estate market. Adam shares insights from his experiences, including lessons learned from past projects and his vision for future growth.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this conversation, Robert Ferra, an experienced investor and lender, shares insights into the lending landscape, particularly in the context of market shifts and distressed properties. He emphasizes the importance of behavioral finance in lending, discusses strategies for engaging with distressed sellers, and highlights the unique approach of investing in debt rather than real estate. Robert also provides valuable advice for new investors and shares his thoughts on various real estate markets across the United States.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Private asset-based finance (ABF) is gaining prominence in insurance portfolio strategy as insurers evaluate its capital efficiency, structural protections, and yield potential. In this episode of the InsuranceAUM.com podcast, Stewart Foley is joined by John Roglieri, Managing Director in Brookfield's Strategic Credit Initiatives, and Remo Plunkett, Vice President in Brookfield's Credit Group, to explore the evolution of ABF and its growing relevance for insurers.   The discussion covers why ABF is not just a newer version of traditional securitized assets, but a broad, flexible toolkit that includes real assets, recurring cash flows, and customized structures tailored to insurer needs. With insights on risk management, capital treatment, and relative value versus direct lending, this episode offers a timely look at how insurers can build resilient portfolios in an increasingly complex credit environment.

In this episode of The Lending Brief (sponsored by Allocore), former Treasury Fiscal Assistant Secretary and Acting Deputy Secretary Dave Lebryk joins the show to reflect on a career at the center of federal financial management—from government-wide data modernization to delivering emergency payments at historic speed.Drawing on his leadership during the DATA Act implementation and the rollout of pandemic economic impact payments, Lebryk discusses what government gets right in moments of crisis, why agile methods and cross-agency collaboration matter, and how trust, data quality, and execution are deeply intertwined. He explains how Treasury dramatically expanded fraud-prevention capabilities, why federally funded, state-administered programs remain a major opportunity area, and how better data aggregation can protect taxpayers without slowing delivery.The conversation also explores where shared services and standardized platforms could most improve federal lending and grants, the role of the private sector in scaling fraud detection and identity verification, and what it will take to build seamless, end-to-end experiences for borrowers—without sacrificing oversight. Lebryk closes with reflections on the next generation of public servants and why technological fluency will be essential to the future of federal credit programs.Want more from The Lending Brief? Check out The Lending Brief Newsletter.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at how the residential lending space is impacting overall home affordability. Plus, Robbie sits down with Johns Hopkins' Dan Ye for a discussion on how 90 percent of human capital will be replaced in the next 10 years through AI, and how you can potentially ward off the impending doom. And we close by reviewing why rates are treading water to open 2026.

In this conversation, JT and Vitaly delve into the significant topic of usury, exploring its implications on both economics and spirituality. They discuss the biblical perspective on money, the love of money as a root of evil, and the importance of helping the poor as a direct service to Christ. The dialogue highlights the challenges of modern capitalism, the desensitization to suffering, and the higher standards set by Christ regarding generosity and lending. Through their discussion, they emphasize the need for a return to community support and the moral responsibilities of Christians in today's economic landscape. In this conversation, the speakers delve into the concept of usury within Christianity, discussing its implications, historical context, and the divine judgment associated with it. They explore how usury affects society, leading to debt slavery and economic inflation, while emphasizing the importance of generosity and faith. The discussion also touches on the parable of the rich young ruler, illustrating the challenges of wealth in spiritual life, and concludes with a call to seek the kingdom of God over material possessions.Become a supporter of this podcast: https://www.spreaker.com/podcast/jt-s-mix-tape--6579902/support.Please support our sponsor Modern Roots Life: https://modernrootslife.com/?bg_ref=rVWsBoOfcFJESUS SAID THERE WOULD BE HATERS Shirts: https://jtfollowsjc.com/product-category/mens-shirts/WOMEN'S SHIRTS: https://jtfollowsjc.com/product-category/womens-shirts/JT's Hats: https://jtfollowsjc.com/product-category/hats/