Podcasts about Volker

Phytoplankton ist der kleinste und häufigste im Ozean vorkommende Organismus, der Photosynthese betreibt. Er ist Grundlage der marinen Nahrungskette. Eine Studie warnt, dass sich der Bestand verringern könnte, wenn sich die Meere weiter erwärmen. Mrasek, Volker www.deutschlandfunk.de, Forschung aktuell

Finthammer, Volker www.deutschlandfunk.de, Informationen am Morgen

Keith discusses the factors driving rent growth, emphasizing income growth, supply constraints, and affordability.  He highlights that population growth has a weak correlation with rent growth, citing examples like Austin and San Francisco. The fastest rent growth is in San Francisco (4.6%), Fresno (4.6%), and Chicago (4%), while Austin (-6.8%), Denver (-5%), and Phoenix (-4.1%) show declines.  GRE Coach, Naresh Vissa, joins the conversation to talk about the administration's focus on lowering rates and the potential for higher inflation as a result. He encourages investors to stay informed and take advantage of opportunities when rates are low. Resources: Book a free coaching session with Naresh at GREinvestmentcoach.com Show Notes: GetRichEducation.com/570 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, vital trends are moving the rental real estate market. And learn what really drives rent growth. It's probably not what you think. Then inflate, baby. Inflate. Why this administration wants inflation today on get rich education.   Speaker 1  0:22   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:08   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:18   You Keith, welcome to GRE from Whippany New Jersey to Parsippany New Jersey. Not much distance there and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to this week's episode of Get rich education, where it's not just about your ROI. It's about your roti, your return on time invested, and your return on life. Everyone says that population growth is what drives rents, yes, but that's just one part of it, and it probably isn't even the most important factor. There is evidence of this, from Harvard research to what HUD has found. Austin, Texas recently added 500,000 people, rents spiked, and then supply flooded in and rents stalled. Head count wasn't enough. I discussed that in depth when I walked the streets of Austin last year. San Francisco lost population, but yet rents rebounded and remain among the highest in the nation. Harvard's housing research shows that population growth only has a weak correlation with rent growth. So what actually does drive rents? Well, income growth, supply constraints, and then staying under the 30% affordability ceiling, which is HUD's definition of what a cost burdened household is, right? That means that a tenant spends more than 30% of their income on rent. That is cost burden, and this pattern holds from ancient Rome to modern Manhattan, rents follow paychecks, not head counts and on the supply side, well, not all metros are created equal. Some have quantified it with what's called a supply elasticity score, places like Houston can seemingly build endlessly, while Manhattan and San Francisco cannot. So it's that difference that explains why incomes turn into rent growth in one market but not in the other. So if you're chasing fast growing metros, okay, but be careful, because headcount does not equal pricing power. Paychecks are what do well today, rents are falling in boom towns, but they're climbing in what we would call legacy, established metros, the year over year, rent change across US, metro areas really has a striking contrast. The three with the fastest rent growth are San Francisco up 4.6% Fresno also up 4.6% and Chicago up 4% and the three biggest declines in rent are Austin down 6.8% Denver down 5% and Phoenix Down 4.1% rent contraction in those three cities. And here's the problem during that 2020, to 2022, real estate surge. Years ago, investors piled into Sun Belt markets, and they sort of expected this endless growth, but then new supply flooded Austin, Phoenix and Denver, pushing rents down and vacancies up, and all three of those are cities that I visited during the boom and I saw the. Cranes in the air myself, and yet, at the same time, older supply constrained metros, like in the northeast, in Chicago and in San Francisco, they are quietly regaining momentum. That's where demand is steady. Construction is limited, and that's why rents are ticking higher. So this is why, like I've talked about before, it's good for you to invest in some Sunbelt areas, say, like Florida and then others that have this steady demand, like, say, a place in Ohio. And it's worth pointing out, too, how unusual it is that a city like Austin has a 6.8% rent contraction. We all know that housing prices are more stable than stocks, sure, but real estate rents are even more stable than housing prices, so this rent aberration that was caused by such wild overbuilding in Austin. Now, I recently attended a presentation on the rental housing market. It was put together by John Burns. He's the one that presented it, and he's the owner of the eponymous John Burns research and consulting. And people pay good money to attend these presentations, and he's a guy worth listening to, always with good housing market insights, and some of his insights while they're the same ones I've shared with you for a while, like how there's been a persistent lack of housing supply in the Northeast and Midwest, and still an abundant supply in the south. The Northeast is the only region of the nation that's adding more jobs than new homes at this time, the top amenities that tenants want today are a driveway in a yard. Pretty simple things. They're not a pool in a clubhouse. They're a driveway in a yard. And if you think about them, it totally makes sense, and that's why single family rentals have become such a booming industry, because that's where tenants are getting a driveway and a yard and burns. Also pointed out that most US job growth is in low income jobs. The presentation talked mostly in terms of headwinds versus tailwinds. Lower immigration. Well, that's a headwind. That's a bad thing for real estate investing, since immigrants tend to be renters. The tailwinds The good thing that includes less future supply coming out of the market, fewer apartments and fewer build to rent, deliveries coming online, fewer being added between today and 2028 and another positive for the next two decades at least, is the fact that since people are having fewer kids, that makes people less likely to settle down, buy a home and need a good school district. Well, that is good for people renting longer, longer tenancy durations, and John Burns also spotlighted how building material cost inflation is up 40% from pre pandemic times fully 40% more in material costs. But that Spike has since flattened out. However, it is just another reason why home prices can't really fall substantially. Today's prices are baked in, and his summary overall is to be bullish and bet on the tailwinds those real estate investing positives that is mostly due to future rent growth because the new supply is going away, and it's going to continue to stay difficult to buy a home, more rent growth, and that's the end of what he had to say. So as you're out there, targeting the right areas and renters for your properties, I've talked before about how new build rental property is a sweet spot, since your builder will often buy down your mortgage rate. For you, new build is where you can attract a good quality tenant. Look for a moment, just forget finding a tenant that can just barely afford your unit because they're spending 30 to 33% of their income to pay you rent, because, see, in that condition, there's no room for you to get a rent increase. If you can offer great value to your residents and target a 10 to 15% rent to income ratio, aha, you are really in good shape, because the easiest rent growth is retaining happy residents that are conditioned to accept 5% rent increases. Well, that is more likely in a nice new build property. That's where you attract a better tenant. And if they were to move out, they would have to take a lesser property so they will stay and pay the rent in. Increase, and they're going to have the capacity to do so when the rent is only 10 to 20% of their income.    Keith Weinhold  5:25   Now, when we talk about a major factor that trickles down to rents, the level of inflation, a lot of this comes down to the Fed chair and even the president, to some extent. And you know what's interesting, half the nation bashes whoever is president, and the entire nation bashes whoever is the Fed chair. Look, every recent Fed Chair has been maligned and bashed more than a pinata at a toddler's birthday party, bashed open more than an umpire at a little league game. Well, since 1980 there have been five of them, Volker, then Greenspan, then Bernanke, then Yellen and now Jerome Powell, most of that group is known for substantially lowering interest rates, yet they've remained unpopular anyway. And you know the irony here? The most popular of these five is Paul Volcker. He's the only Fed chair that's celebrated, and yet he jacked rates in the 1980s to up near 20% yes, 20% he really made borrowers feel the pain, but yet he's the only guy that's celebrated, because that's how he stomped that out of control inflation fire, 45 years ago, in 1981 mortgage rates peaked between 18 and 19% yet Somehow he's the Fed share that we celebrate? Well, here in more modern times, will the Fed eventually have to do the same thing? This is because Trump wants inflation now. The short term, talk is about lowering interest rates, but there are so many inflationary forces that you've got to wonder about how interest rates could very well go much higher later to get on top of this inflation that I'm telling you Trump actually wants. Now, of course, no one is going to come out and explicitly say that they want inflation, but that is now so implied, there are a ton of policies that the administration favors that are super inflationary. Some are a little deflationary, like deregulation, but they are overwhelmingly inflationary. Look tariffs, that's inflation on goods, mass deportations, that's labor inflation, reshaping the Fed in order to lower rates. That's inflation, the one big, beautiful bill, act that's lots of spending and largely inflationary. I'm telling you, Trump wants inflation now I'm not here to evaluate these policies for being good or bad. This is about policies, not politics, and understand it's not just the US government. It's every government everywhere that secretly wants inflation. And why do they want that? Well, first, it fuels spending. If you know that your dollars are going to shrink in purchasing power tomorrow, well then you're going to spend today, and consumer spending makes up 68% of us. GDP, yes, Amazon, thanks, you. Secondly, inflation shrinks the government's debt. The third reason that governments everywhere want inflation is because it foils deflation. In a deflationary world, people hoard cash like its gold bullion, tax revenue dries up and the economy stalls, and also inflation. It facilitates wage adjustments. It helps the labor market function. If economic conditions are weak, well, then employers can implement real wage cuts just by keeping salaries flat right where they're at. I mean, that is so preferable to cutting nominal wages directly and giving employees a pay cut notice. Everyone hates seeing that. So those are what four big reasons why governments will take their gloves off and fight in a steel cage match to the death to ensure inflation. So most expect a rate cut at the Feds meeting next week. But if this continues and there were massive cuts, you know, there's something else you've got to ask yourself, do you really want to live in an economy where massive rate cuts occur. I mean, that's what the 2008 global financial crisis and the covid pandemic in 2020 brought to us. So massive cuts mean there's some giant problem out there. Therefore, although the Trump and Powell rivalry, it might make you. Interesting theater and headlines. You know, let's not get carried away. Let's put things in perspective. What matters to you more is how many dollars you're leveraging, the efficiency of your property operations and the quality of your business relationships. Really, the bottom line is that fed tweaks are background noise inflation, that is the long term engine that makes your real estate profitable. Focus there, and let the politicians keep doing the yelling concerns about ongoing inflation and what that means for real estate investors, that's next. I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  8:57   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaley Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  8:57   You know what's crazy your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family. 266, 866, to learn about freedom. Family investments, liquidity fund again. Text family, to 66866,   Ken McElroy  17:26   this is Rich Dad advisor Ken McElroy. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.    Keith Weinhold  17:34   we have a familiar voice back on the show. It's an in house discussion here with our own GRE investment coach since 2021 he's helped you completely free, usually over the phone, learning your own personal goals and then helping you find the market that's the right fit for you, and even help connect you with the exact property address that helps you win the inflation Triple Crown, like say, 321, Mulberry Street in Chattanooga, Tennessee. They say that formal education will make you a living self education will make you a fortune. Well, he's got them both. He's slinging an MBA, and he's an active real estate investor just like you and I. Hey, welcome back to the show investment coach and race Vista.    Naresh Vissa  18:25   Hey, Keith pleasure, to be back on.    Keith Weinhold  18:27   Inflation is something that affects real estate investors even more so than it does the general public. Since we're borrowing large sums of money and the inflation discussion sure has been interesting lately, you just can't quite get rates back down to 2% still, they've been elevated for years. So talk to us from your vantage point about inflation and future inflation concerns.   Naresh Vissa  18:51   Well, Keith, I am concerned about inflation. This is the first time in a year or so that I'm concerned with the direction and with the policy surrounding inflation, here's why. And I brought this up when I was on your podcast in July, the current administration is not talking at all about the fact that inflation is rising. We saw the CPI, for example, hit 2.3% which was four year low earlier this year, and since then, inflation has gone up. That is concerning, that inflation is going back up without any rate cuts. Yet it's gone back, I don't want to say gone back up, but it's gone up. And remember, the Federal Reserve inflation target is 2% so we want to get as close to 2% as possible. And the number one issue in the 2024 election, and the number one issue today is still the cost of everything is right, is too much, which we'll talk about, from gas prices to home values to rents to grocery that's the. Big one, the cost of groceries, the stuff that you buy at grocery stores, etc, everything is just too expensive. Of course, education, you name, childcare, everything is just too expensive. Inflation is still, I think the administration needs to really tackle this problem. They need to really, really tackle it, because it is the number one issue. It is what people essentially, their vote is, is based on it's not necessarily based on some peace agreement in a foreign nation. It's not based on some social issue. The number one issue is going to be this inflation problem. It's are things affordable? Do I have money in my bank account to pay for X, Y and Z? So I am concerned because, yes, tariffs are inflationary. That's kind of common sense. Now I think tariffs can be good. Tariffs can keep inflation in check. If they're handled the right way, we will see that. But my bigger concern is that inflation has been rising. We're not anywhere close to that 2% and we know with a very high degree of certainty that the Federal Reserve is beginning their rate cutting cycle next week with the September rate cut, and that's going to be extended. We've seen President Trump. He's very public, his Treasury Secretary, his Secretary of Commerce, all the economic advisors who he has, they're very transparent about the fact that they want rates slashed, and they want rates slashed quickly. And so we know that we're going to get a rate this is going to be a rate slashing cycle. It's going to be great for the upper class, if you want to call it, it's going to be great for real estate investors, but for the common man, the byproduct of that is going to be higher inflation. There's just no way that you can cut rates so quickly, so low, and you're not going to see inflation. That's my concern. Now on the other hand, and again, we have to see how this plays out. On the other hand, I brought up earlier this year, I've referenced Doge. I think Doge is doing a good job cutting government spending, trying to scale back some of the government initiatives, not that the government's always going to spend we know that, but it's you need to cut back, and doges is trying to do that. That's a plus. But even bigger, I talked about some foreign wars, right? Well, I think that the Middle Eastern conflict and the Russia Ukraine conflict, both of those actually are disinflationary, or fixing those conflicts, creating peace. We've seen a ceasefire in the Middle East. We've seen a peace agreement in Ukraine, and they're disinflationary because of some of the items that I brought up. I think oil is going to dip below $50 a barrel as a result of these peace agreements, these ceasefires. So we're going to see oil prices go down. When you see oil and energy prices go down, you see the cost of almost everything else go down, because you need oil and energy to transport everything else. If you're building a house, you have wood and steel and lumber and and all sorts of materials. And it's you need a truck to transport all that. And the truck is probably it's not an EV truck. You're getting these big trucks that are using diesel fuel. So if we can bring down the cost of of oil and gas and electricity, which these taking care of these conflicts will do, creating peace will do the price of those products, oil, the natural gas, the electricity, the wheat, the grains, those are your groceries. The cost of those are going to come down. So I think it's very positive what we're seeing with this idea of peace in regions that make a huge difference to the global economy. So I'm curious to see, like I think we could see greater than 100 basis point decrease in inflation just by solving these conflicts 1% or more, like I legitimately think so, and that's without the tariffs. That's without the federal rate cut. So even if we're at, let's say, two and a half percent inflation today, and you shave off 100 basis points up now you're at one and a half, and then you throw in tariff inflation, you throw in the rate cut inflation, and we're around 2% so that's the ideal scenario that the administration is hoping for. It's let's create peace, let's have a freer market, and then they can scale back a lot of these tariffs too, because many of these tariffs against India, for example, they can scale back the United States can scale back the 50% tariff on India. That tariff was India got hit with because they're buying Russian oil, and you take care of the Russia conflict. Now it's we say, oh, India, you know, we'll scale back to go back to your 25% tariff, or maybe even less, if you do X, Y and Z. For us, we can expect to see many of these tariffs scaled back. We can expect to see the price of specific goods and services, the prices decrease, which will bring down inflation. That's what I'm optimistic about. Hopefully all these agreements hold, which I think they will, and we can expect that, and the Fed can begin its rate cutting cycle, and everything will be booming, and everything will be great. This is the. Deal scenario. I'm not predicting this. This is the ideal scenario for the administration,   Keith Weinhold  25:05   when both war and terrorists get as bad as they can possibly get. From there, they can only get better, each of which would be disinflationary. Now, the CPI inflation has been reported at 2.7% each of the past two months. But when we talk about rates, Trump wants lower rates, of course, and I think we all know that the Fed's fear of lowering rates is that high inflation could resurface. One thing though, that few think about is that lower rates lead to higher inflation, which kills off the national debt faster. But when we think about upcoming federal reserve rate cuts anytime, whether this was 10 years ago today or 10 years into the future, these are the type of lessons that I like to talk about. All right, when we look at the last Fed meeting, there was no rate cut, but then awful jobs numbers were reported right after that. That's why some think that there could be a 50 point rate cut at the next meeting. The Fed meets eight times a year, so there's about a month and a half between meetings. Now, the Fed doesn't have to wait for a meeting to make a rate cut. They can do an emergency rate cut between meetings, like we saw during covid, but sometimes they're reluctant to do that because that really spooks markets, and that makes people think, oh my gosh, there was an emergency rate cut. Maybe things are worse than we thought. What's going on that triggers concern?   Naresh Vissa  26:24   Well, I think that would be a huge mistake to have an emergency. Yeah, anatomic was obviously an emergency. That was a global emergency. Makes sense. 2008 I remember, I was just college student, but that was an emergency because we saw people lining up on the streets of Manhattan with all their boxes of laid off work, and we saw that on Phoebe. You know, that was a trying time. I think that's out of the question. It's completely unnecessary, especially when the Fed meets every 45 to 50 days. It's, you know, you can wait another 20 days until the next meeting and then make a decision when you have lower rates than the cost, the borrowing costs on the debt, it goes down so the government can refinance its debt, and they would pay less keyword interest dollars. That's a plus, the other plus with tariffs. And I really hope, again, this is just my opinion. I hope this is what happens. But the government is raising quite a lot of tariff revenue, so close to $30 billion last month. And we can expect, in the first full year, next year, it's going to have raised close to half a trillion dollars just for fiscal year 2026 that's the expectation, about half trillion dollars worth of tariff revenue. And I hope that the government uses that pair of revenue to pay down the debt, because when you're paying down the debt, you're dissipating inflation. What I actually don't want them to do is to give us back that money, because they've been floating that around, saying, Oh, we got all this tariff revenue. Let's get it back as a tariff dividend, and every American gets hex, you know, $100 in their bank account or something   Keith Weinhold  28:01   very altruistic. Of you patriotic,   Naresh Vissa  28:04   I would much rather that they use 100% of it to pay down that debt, because the country is going to be better off as a whole over the long term, and in turn, the people will be better off over the long term. The people may not see it. They may want their $200 check or $100 check or whatever it might be, but over the long term, I think the tariffs are overall working out quite well. We're not seeing the crazy inflation that the mainstream expert predicted. I don't think we're going to see the crazy inflation that the experts predicted, if you it's not going to be because of the tariffs, in my opinion, I think it's going to be if there's this aggressive rate cutting cycle that juices the markets and the cost of everything just just goes up. And this ties into real estate investing, because when the Fed starts cutting, that's a very good time for real estate investors to pay attention when the Fed stops cutting immediately. That's a an even better time to pay attention when the rates have bottomed. And this has to deal with timing the real estate market. I'll give you an example. I own several properties. Of one of my properties when the Fed was cutting in 2020 it took about a year for all those cuts to permeate into the mortgage market and into the the market as a whole. It took it. The inflation didn't go up overnight. The inflation didn't go up in April of 2020 or or May of 2020 it went up in April of 2021, it took about a year. So I actually refinanced one of my properties in July of 2021, I refinanced my my property, and I saved about 110 basis points on that refinance. And that's what I mean by timing the market. Because, if you're paying attention, part of it was I knew, Okay, the Fed has stopped. It's cutting. And you know, let's follow the more. Good market. Let's follow the Treasury yield curve and all that. And I jumped in. I literally refinanced at the bottom, like at the absolute bottom. There was about a three month window that was the bottom, and I refinanced. I did the application all that at the beginning of those three months, and it was and I got that great rate at the end of those three months. And I think there's going to be a tremendous opportunity for real estate investors. And I'm sure the Bane This is why I'm a little concerned about inflation as well, because the big hedge funds, the big real estate investment firms, the big banks, the blackstones, the blackrocks, they're going to be ready, and they're going to buy up. They're going to buy up real estate again, and investors, including our GRE investors, they're going to start buying up too. So pay attention. We're going to cover it here. We're going to cover it here, on the podcast and in the newsletter. But pay attention to these rates, because it'll be, I don't want to say, a once in a lifetime opportunity, but it will be a once in a cycle type of opportunity to jump in and get some bottoming real estate values as well as bottoming real estate mortgage rates at the same time. So that equilibrium point is only, like I said, about three or four months long. So we're going to be coming to that point and timing it sometime, I think next year, 2026   Keith Weinhold  31:21   talk to us about the vibe that you're getting from GRE listeners that contact you for a free coaching session. It's really hard to time the real estate market. Why don't you help us out with that? Let us know about a listener or two that you recently helped.   Naresh Vissa  31:37   Well, we have free real estate investment coaching here at GRE. It's absolutely free of charge. You can call, text me, email me whenever you'd like. People can book a free meeting with me, and it's a session. It's an immersive session on real estate investing. So we can go over all of that on our call. You can reach out to me unlimited times, like I said, it's I'm here just to help you throughout and along your real estate investment journey, I've helped hundreds of people invest in real estate, hundreds so it's buying turnkey, cash flowing real estate properties, so our investors can buy properties, and use my guidance and advice to help them buy properties. I also help them if they already own properties, how to optimize their portfolio, how to find new markets. I help them with their existing properties, dealing with property managers, with contractors, even with issues that things aren't always great in real estate, sometimes things can be bad. So listener Paul, for example. Listener Paul, he had a problem with the builder, and he submitted earnest money, and he wanted his earnest money back. Many, many years had gone by, and he came to me and he said, Hey, Naresh, you know, I've got all this money tied up, and the builder's not giving me the money back. Can you help me? And so I got him in touch with the right people, and within three or four months, he got all of his money back, plus interest on all the missed payments. So he got everything back as a lump sum, and then he thanked me and said, Thank you so much. I can sleep better at night, and I'm just I'm doing very well now, and he was ready to buy his next property.   Keith Weinhold  33:15   That's an example of where a deal went wrong and the builder didn't perform and build a property.   Naresh Vissa  33:19   Yes, exactly. Think of me as a trusted advisor, but also as a super connector, someone who can get you in touch with all the right companies and people to make real estate investing very sound. We have listener Joe, who bought many properties through us. He bought his first property through me and through GRE through our coaching program, and that first property worked out really well. So then he said, Hey, I want to buy a second property about six months later. So he bought a second property, and that worked out well. And then he said, let's go with it. And he bought all these with the same provider. So once he reached four, because my rule is, you don't want to go more than four or five in one market. Then he asked me for the next he said, what market do you recommend next? So then I recommended the next market, and then he bought another three or four in that market, and he built a nice little portfolio of seven or I mean, some people think it's little, some people think it's big, of seven or eight properties. So that's very common with the coaching program, where our listeners are really happy. If things are going great, I'm here for them. If things are not going the way that they expected, I'm here to help fix that problem.   Keith Weinhold  34:30   Maurice, is there to help you start building and grow a portfolio. Now, how do you yourself analyze deals and find properties before you let our listeners know about them?   Naresh Vissa  34:40   Well, we work with 15 to 20 different providers around the country, 15 to 20. So these providers are always reaching out to me, emailing me, calling me, leading me voicemails, texting me, saying we've got this great deal. We've got this great incentive. So I parse through all of that, and I find a handful of what I think is best. US and many of these deals, I send them to you, Keith, to promote in your Don't quit your Daydream newsletter, which people can subscribe if they go to get rich education.com. I send them there, and I let our listeners know on the phone when they set up calls, or I have notes on every meeting. So I'm able to send all of these deals to them, and that's how I put the best deals in front of them.   Keith Weinhold  35:25   Most of the coaching calls are over the phone rather than zoom the race. Sure can arrange a zoom call with you if you prefer. You really don't need to do too much to prepare for the call either.   Naresh Vissa  35:38   No, not at all. Just sign up for the meeting, and I'll run things. I'll run the meeting, I'll run the call. It's very straightforward. It's a session. It's very immersive, very interactive.   Keith Weinhold  35:49   Yeah, and you just have to book a time with Naresh once there and afterward. Yeah, it's really casual. Naresh is very open to you text messaging him if you have any ideas, or if you just heard about something on the show that you want to know more of. But yeah, booking that first coaching call is really what opens the door to the communication. And you really staying up to date on things. You can find a race through GRE marketplace. And alternatively, you can learn more about him with his bio. And importantly, book a time on his calendar by going directly to GREinvestment coach.com for a while now he's had times available Monday through Friday, and even some weekend slots available, and yeah, keep in touch with him, because property inventory is ever changing, especially with late breaking news like we've had this year of Home Builders Offering major incentives like buying down your mortgage rate to about 5% so staying up to date has hopefully brought you, the listeners, some really big wins already this year. Naresh, do you have any last thoughts?   Naresh Vissa  35:49   Definitely book a meeting with me. You won't regret it. I think even if you think that you own all these properties, you have all this experience, I think you'll find that the resources we offer it through our free coaching program, there will be one or two nuggets that you didn't know about that will still help you. So it doesn't harm anybody to book that free session with me. If you don't think you need my help, maybe it's just a five minute call and we touch base and we're good to go. That's fine too, but I highly recommend that people get in touch with me. We go from there so that you can continue to have a fruitful investment journey.   Keith Weinhold  37:28   Naresh has been valuable as always. Thanks for coming back out of the show.    Naresh Vissa  37:31   Thank you very much, Keith.   Keith Weinhold  37:38   Yeah, some sharp insight from Naresh as always. Now, when you think about making your next property move, consider how, compared to a few years ago, uncertainty has largely abated and real estate has stabilized. Think about how back in 2020 covid was the big uncertainty concern 2021 it was this real estate boom and an inventory shortage. You would get 50 or 80 offers on one property, and buyers were waiving inspections. That was tough. That was such a seller's market in 2022 that's when you had inflation and the supply chain chaos. That's when CPI inflation peaked at 9.1% in 2023 the big uncertainty concern was interest rate shock and the affordability crisis. And last year and this year, they've pivoted more to macro economic concerns. So therefore today's chief concern gets somewhat more buffered from real estate. Now I discussed the direction of rents earlier in today's show, the recently released Kay Shiller numbers came out, and they show that national home prices are up almost 2% annually, 13 cities or higher and seven or lower. By the way, this continued nominal price appreciation that frustrates the bejesus out of those perpetually wrong crash predictors. They have been wrong even longer than the people waiting for flying cars to show up. And where will prices continue to go from here, probably even higher now, America just hit somewhat of a milestone in this cycle. You might remember that mortgage rates peaked at 7.8% almost two years ago. Well, mortgage rates have now slid down to six and a half 6.5% and here's why this has become significant, right? Just compared to when rates were 7% per the nar 2.8 million Americans now qualify to buy a home. 5.5 million more will qualify at 6% and 7.7 more will qualify at five and a half percent. My gosh. Now. Now, of course, not every newly qualified buyer is going to pounce on a property, but only if a fraction of those do. Can you imagine how this demand increase will stoke prices? There are still only about 1.1 million homes available today. So not only are mortgage rates at a fresh low, but inventory choices, although they're still historically low, they are now at a six year high, and this is all while there's less buyer competition. So today's buyer conditions are really improving, and the bottom line here is that you are in the best position in more than five years to find the right property while still avoiding a bidding war, you have really got some properties to choose from. That is the takeaway, and you don't need to do much to prepare for an immersive free call with Naresh. You know what your situation is, although you probably do want to have about a 20% down payment for a property ready to go, some of which cost as little as 200k in these investor advantage markets, whether you've never bought any property in your life, or if you have dozens, it probably will benefit you. You can easily book a time that works best for you right on a GRE investment coaches calendar that way. There's no back and forth, and you can set it up now. Should you so choose at GRE investment coach.com Until next week, I'm your host, Keith Weinhold, don't quit your Daydream.   Speaker 3  41:38   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  42:02   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point, because even the word abbreviation is too long. My letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre, 266, 866, while it's on your mind, take a moment to do it right now. Text gre, 266, 866,   Keith Weinhold  43:18   The preceding program was brought to you buy your home for wealth, building, get richeducation.com

Finthammer, Volker www.deutschlandfunk.de, Informationen am Abend

Finthammer, Volker www.deutschlandfunk.de, Informationen am Mittag

Finthammer, Volker www.deutschlandfunk.de, Informationen am Abend

Finthammer, Volker www.deutschlandfunk.de, Informationen am Abend

Die Regierung übt sich nach dem Koalitionsausschuss in Harmonie, doch bei Bürgergeld, Renten und Steuern lauern Konflikte. Kommissionen sollen Reformvorschläge liefern. Wird der „Herbst der Reformen“ zum Aufbruch – oder zur Enttäuschung? Hamberger, Katharina; Münchenberg, Jörg; Finthammer, Volker

Die Regierung übt sich nach dem Koalitionsausschuss in Harmonie, doch bei Bürgergeld, Renten und Steuern lauern Konflikte. Kommissionen sollen Reformvorschläge liefern. Wird der „Herbst der Reformen“ zum Aufbruch – oder zur Enttäuschung? Hamberger, Katharina; Münchenberg, Jörg; Finthammer, Volker

Mrasek, Volker www.deutschlandfunk.de, Forschung aktuell

Finthammer, Volker www.deutschlandfunk.de, Informationen am Abend

Finthammer, Volker www.deutschlandfunk.de, Kommentare und Themen der Woche

Finthammer, Volker www.deutschlandfunkkultur.de, Studio 9

In dieser Episode von The Digital Drive spricht Volker mit Doris Gietl, Prokuristin und Head of Business Development, Sales & Marketing bei der LDB Löffler GmbH, über die Erfolgsfaktoren für KI-Projekte im Autohaus.Warum scheitern viele Projekte? Wie wählt man den richtigen Use Case und den passenden Partner? Welche Rolle spielen Daten, Integration und Datenschutz? Und warum ist KI alles andere als Plug & Play?Doris teilt Einblicke aus 20 Jahren Branchenerfahrung, erzählt von der LDB-KI „Carla“ und zeigt, warum Mitarbeiter und Kunden entscheidend für den Erfolg sind. Dazu gibt es spannende Fun Facts: von der Niederbayerin mit Esel-Führerschein bis zur Auto-Schrauberin.Ein Gespräch über Technologie, Menschen und die Zukunft des Autohandels – inspirierend, praxisnah und mit einer Prise Humor.

Viele Menschen kennen das Gefühl: Du isst wenig, bewegst dich regelmäßig – und trotzdem purzeln die Kilos nicht. In dieser Episode gehen wir genau diesem Phänomen auf den Grund. Denn: Übergewicht ist oft nicht das eigentliche Problem, sondern ein Symptom eines tieferliegenden Ungleichgewichts im Körper. Ob Stoffwechsel, Hormone oder unentdeckte Entzündungen – wir zeigen dir, wie du die wahren Ursachen erkennen kannst. In dieser Folge erfährst du: - Warum die klassische „Kalorien rein – Kalorien raus“-Theorie oft nicht greift - Wieso Übergewicht ein Symptom ist – genau wie Husten oder Kopfschmerzen - Welche 18 Faktoren wir in der Praxis immer wieder als Blockaden erkennen - Wie dein Körper auf Dauerstress, Diäten oder Nährstoffmangel reagiert - Warum es nicht deine Schuld ist – und wie du statt Frust echte Veränderung erreichst Du wirst verstehen, dass nachhaltiges Abnehmen nicht mit Verzicht beginnt, sondern mit einem neuen Blick auf deinen Körper. Und mit der richtigen Unterstützung. .......... Isabells Tipp bei Übersäuerung: Basen-Mineralien von nextVital unterstützen dein Säure-Basen-Gleichgewicht – ideal bei Müdigkeit & Abnehmblockaden.

#535: Just Watch It! - ask.cmj #26 (24.08.2015)#Podcast #Wrestling #wXw #CMJ #JustWatchIt #JustBringItIhr wolltet mehr Inhalte aus Deutschland und Europa von uns. Dafür starten wir heute ein neues Format. In "Just Watch It" schaut Volker sich mit euch vergangene Inhalte an und geht auf die verschiedenen Punkte ein. Wir starten unser Format mit der beliebten Reihe ask.cmj von der wXw. Genau gesagt mit Episode 26 vom 24.08.2015.Wir sind gespannt auf eure Meinung. Das Original-Video findet ihr hier: https://www.youtube.com/watch?v=HHyiWObNLGw&list=PLO-iq8HRNHp_m4FFKjGgIEGEa9ciAatM9&index=156

18.08.2025 - Volker Riewesell (Nr. 1981) by Mecklenburgischer Gemeinschaftsverband (MGV)

Sie polarisiert, sie inspiriert – und sie bleibt nie an der Oberfläche. Im Gespräch mit Volker Pietzsch zeigt sich die Journalistin, Bestsellerautorin und ehemalige TV-Moderatorin Nena Brockhaus von ihrer persönlichen und meinungsstarken Seite. Eine Frau mit Haltung, klarer Kante und viel Herz. Schon als Kind wusste sie, wo sie hinwollte – in die Medien, auf die Bühne, in den Journalismus. Und trotz mancher Umwege und Widerstände – etwa durch das enge Korsett einer kleinstädtischen Schulzeit – hat sie sich ihren Weg gebahnt: Mit 23 Jahren startete sie an der renommierten Handelsblatt Journalistenschule, arbeitete bei BUNTE und Handelsblatt, moderierte dann zwei Jahre lang „Nach Acht“ bei BILD TV – eine Talkshow, die während der Corona-Pandemie eine Plattform für unbequeme, alternative Stimmen bot. Im Talk mit Volker spricht sie offen über: Die prägende Kindheit zwischen Dorf und Stadt Ihre frühe Leidenschaft für Journalismus und politische Debatte Die Schwierigkeiten, als junger Mensch „anders“ zu sein – und warum sie heute genau daraus Stärke zieht Ihre journalistische Prägung, ihren Anspruch auf Substanz Und über die bewegende Geschichte hinter dem Erfolg ihres aktuellen Spiegel-Bestsellers „Mehr Geld als Verstand“ Letzteres ist kein gewöhnliches Sachbuch – es ist ein Aufruf zur Mündigkeit. Brockhaus prangert die mangelnde Kontrolle staatlicher Ausgaben an, fordert Transparenz, Verantwortungsbewusstsein und eine Gesellschaft, die sich für ihre eigenen Finanzen interessiert. Kein Meckern, sondern ein „Mach was draus“-Appell. Die Pandemie, so sagt sie, war ein Charaktertest – nicht nur für Politiker, sondern für uns alle. Und während sie für ihre kritische Haltung zur Corona-Politik viel Zustimmung, aber auch Gegenwind bekam, blieb sie sich treu – mutig, meinungsstark und klar im Ton. https://www.linkedin.com/in/nena-brockhaus-67a788a8/? https://volkerpietzsch.de/ https://www.antenne-mainz.de/uber-uns/sendungen/im-talk-mit-volker-pietzsch-KF1153927 weitere Podcasts: https://volkersradiopodcast.podigee.io/

Die Atlantische Umwälzzirkulation, kurz: AMOC, spielt eine wichtige Rolle für das Klima in Europa und sorgt zum Beispiel für mildere Winter in unseren Breiten. Doch dieses Strömungssystem läuft aufgrund des Klimawandels nicht mehr rund. Mrasek, Volker www.deutschlandfunk.de, Forschung aktuell

Wir reden über die aktuelle Reorganisation von MaibornWolff und die Gründe dafür

Mrasek, Volker www.deutschlandfunk.de, Forschung aktuell

Mrasek, Volker www.deutschlandfunk.de, Forschung aktuell

In dieser Episode begrüßt Volker Pietzsch die vielfach erfahrene Unternehmerin, Coachin und frühere TV-Börsenexpertin Dorette Segschneider im Sonntagstalk. Ein Gespräch voller Tiefgang, Offenheit und Inspiration! Dorette spricht über ihren außergewöhnlichen Lebensweg – von der journalistischen Pionierin an der Börse, über eine erschütternde Panikattacke in einer Livesendung bis hin zu ihrer heutigen Berufung: Sie begleitet Persönlichkeiten aus Wirtschaft, Sport und Politik durch Transformationsprozesse – mit Klarheit, Empathie und einem messerscharfen Blick für das Wesentliche. Im Mittelpunkt steht ihr neues Buch „Mission Mensch – Warum manche zum Mars fliegen und andere auf die Palme gehen“, in dem sie echte Veränderung nicht als Konzept, sondern als gelebte Erfahrung sichtbar macht. Gemeinsam mit Volker taucht sie ein in Themen wie: Persönlichkeitsentwicklung als Führungskompetenz Die Kraft des Anfangs Warum Ehrlichkeit manchmal unbequem, aber immer notwendig ist Was Unternehmen von Athletinnen wie Andrea Petkovic lernen können Und warum kleine Schritte oft der Schlüssel zu großen Erfolgen sind Mit bewegenden Einblicken aus dem Ahrtal, persönlicher Lebensphilosophie und einem feinen Gespür für Transformation zeigt Dorette: Alles beginnt bei dir selbst. Und manchmal reicht ein einziger Schritt, um Großes in Bewegung zu setzen. https://www.dorettesegschneider.de/ https://volkerpietzsch.de/ https://www.antenne-mainz.de/uber-uns/sendungen/im-talk-mit-volker-pietzsch-KF1153927 weitere Podcasts: https://volkersradiopodcast.podigee.io/

Adam and Jordana 11a hour!

Just a few short weeks ago, we lost an inspirational figure for longtime WCCO listeners and many who were familiar with the late father of Paul Douglas, Volker! Paul stops by to visit with Adam and Jordana at the Fair to remember his dad, the use of drones in meteorology, more on this unusual weather in the western part of the US including Phoenix and much more with Paul!

Um stark resistente Keime zu bekämpfen, können Klinikärzte in Notfällen auf Reserve-Antibiotika zurückgreifen. Doch auch dieses Schwert droht stumpfer zu werden. Denn es treten vermehrt Krankheitserreger mit einer wirkungsvollen Gegenwaffe auf. Mrasek, Volker www.deutschlandfunk.de, Sprechstunde

Wir alle kennen Alltagssüchte – ob Zucker, Bildschirmzeit, Alkohol, Nikotin oder Online-Shopping – die vermeintliche Lösung laut Popkultur ist ein sogenannter “Dopamine Detox” (auch “Dopaminfasten”). Doch was ist aus wissenschaftlicher Sicht dran an dem Trend? Gibt es wirklich einen Reset für unser Belohnungssystem? Eva spricht in dieser Folge mit Psychiater und Neurologe Prof. Dr. Volker Busch über das Belohnungssystem und Alltagssüchte. Dabei räumt Volker mit Mythen rund um das Thema Dopamine Detox auf und teilt Tipps aus der Forschung, um Alltagssüchte zu reduzieren und mit Rückfällen umzugehen. Volker verrät außerdem: - Warum wir einen “Verdrängungseffekt” vermeiden sollten - Wieso man im Kontext von Dopamin zwischen “Mögen” und “Wollen” unterscheidet - Wieso du eine Wette abschließen solltest ☞ Mehr von Prof. Dr. Volker Busch gibt's auf seiner [Website](http://www.drvolkerbusch.de) und auf [Social Media](https://linktr.ee/doc_busch). Wer gerne liest, findet hier seine Bücher “[Kopf frei](https://www.kopf-frei.info/)” und “[Kopf hoch](http://www.kopf-hoch.online)”. ☞ Du willst gesunde Gewohnheiten entwickeln? In der 7Mind App findest du zahlreiche angeleitete Übungen und Kurse speziell zu dem Thema. ☞ Ab wann wird Alltagssucht zum Problem? Im 7Mind Magazin findest du Antworten dazu. ✎ Für Koope­ra­ti­ons­an­fra­gen und Infor­ma­tio­nen rund um den Pod­cast schreib ein­fach eine Mail direkt an podcast@7mind.de. ✎ Teile deine Erfahrungen und diskutiere mit anderen 7Mindern in unserer Community zum Podcast: https://www.facebook.com/groups/305387979939302. Hinweis: Diese Folge wurde am 24.08.2025 veröffentlicht.

Mrasek, Volker www.deutschlandfunk.de, Forschung aktuell

Sommer in der Stadt - die Luft flirrt, Beton und Asphalt heizen sich auf. Mit dem Klimawandel könnte das häufiger passieren. Aber vielleicht hilft eine Fassade, die kühlen kann: „HydroSkin“ heißt das Konzept, entwickelt von einer jungen Forscherin. Mrasek, Volker www.deutschlandfunk.de, Forschung aktuell

Bottom Fishing for bargains. Consolidation, Digestion - awaiting the next catalyst. Saudi SWF takes a hit. The Jackson Hole confab is around the corner. PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - Labubus - Beanie Babies ? - US Debt - wretched - Good fishing this weekend - Chip Trackers Markets - Bottom Fishing - Consolidation, Digestion - waiting for the next catalyst -  Saudi SWF takes a hit - Validations - to the MOON - Casual Dining take a hit Weekend Fishing - Marlin, Roosterfish and Yellowfin Tuna - 2 bucket list items The CONFAB - August 21 to August 23 - Theme: Labor Markets in Transition: Demographics, Productivity, and Macroeconomic Policy - Powell to speak Friday at 10am - Historically: ---- 1989: Alan Greenspan became the first Fed Chair to formally participate in the program, establishing a tradition of Fed leadership using the event to signal policy direction (Volker stopped by in 1982) --- 2010: Ben Bernanke used the symposium to signal QE2 --- 2014: Mario Draghi, ECB President, hinted at aggressive stimulus to combat Europe's sluggish growth, influencing currency markets --- 2020: Jerome Powell announced the Fed's new “average inflation targeting” framework, allowing inflation to run above 2% temporarily to support employment growth More Jackson Hole - Many are saying this is the be the defining moment in Powell's Career - Certainly the last one attending that he will be chair - Odds are that he will look to continue the Fed independence and data dependency talk US Debt - The federal government's gross national debt topped $37 trillion for the first time in history last week, and the U.S. has room to add trillions of dollars more to the debt following the enactment of the One Big Beautiful Bill Act (OBBBA). - OBBBA included a $5 trillion debt limit increase to avert a potential stand-off over the borrowing limit ($41 trillion limit) - US Debt to GDP = 100% - Every American owes $111,045 (Assuming spread evenly) - 25 years ago it was $19,000 er person LabooooBooo - Labubus, the quirky monster plush dolls made by Pop Mart, have exploded into a global phenomenon, doubling as collectibles and fashion accessories for adults. - In the first half of 2025, Labubu-related products generated a staggering $418 million in global sales for Pop Mart, with nearly 40% of revenue last year coming from outside mainland China. The company says sales in the first six months of this year are on track to more than triple, fueled by what's become a full-blown international craze. - The thrill of the hunt. Labubus are only available through online purchases and in-store pickups, if you can find one in stock. Adding to the scarcity factor is the blind-box packaging – you never know which character you'll get. - Some collectors chase elusive "secret" editions, with odds as low as 1 in 72. Investing - A better Way? - Powerball jackpot grows to estimated $643 million after no one won Monday night's drawing - Next drawing - Wednesday night - The jackpot is a new high for 2025 - he highest Powerball jackpot ever was $2.04 billion, won on November 7, 2022 by a single ticket sold in California. - The winner, Edwin Castro, opted for the lump sum payout of $997.6 million Energy Needed - Google and Kairos Power will deploy an advanced nuclear reactor to help power the tech company's data centers on the Tennessee Valley Authority grid. - The Hermes 2 reactor developed by Kairos will dispatch 50 megawatts of electricity, enough to power about 36,000 homes. - TVA will purchase the electricity from the reactor, making it the first utility in the U.S.

Paul joins Adam and Jordana to remember his dad who passed away last week.

Mrasek, Volker www.deutschlandfunk.de, Forschung aktuell

Mrasek, Volker www.deutschlandfunk.de, Forschung aktuell

Citizen scientist00:00 Introduction and Personal Background00:43 Initial Skepticism and Research01:40 The Climate Change Delusion05:17 Scientific Method and Pseudoscience07:50 Historical Perspectives on CO2 and Climate12:31 Modern CO2 Measurements and Observations21:15 Critique of Contemporary Climate Science26:45 Personal Experiments and Observations28:49 Philosophical Reflections on Science and Policy34:32 CO2 Measurements in Geneva36:05 Historical CO2 Data and Its Implications36:57 CO2 Variations and Climate Science38:17 Critique of CO2 Measurement Methods40:26 CO2 Levels During COVID-1942:09 Debate on Antarctic Ice Core Data44:22 CO2 Distribution and the Keeling Curve47:35 The Role of CO2 in Climate Change55:01 CO2 Emissions and Global Impact01:02:26 Concluding Thoughts on CO2 and Climate=========Slides, transcripts, and summaries of my podcasts: https://tomn.substack.com/p/podcast-summarieshttps://linktr.ee/tomanelson1

Gabor Steingart präsentiert das Pioneer Briefing

Finthammer, Volker www.deutschlandfunk.de, Interviews

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Finthammer, Volker www.deutschlandfunkkultur.de, Studio 9

Finthammer, Volker www.deutschlandfunkkultur.de, Studio 9

Fluent Fiction - Dutch: Unveiling the Lab's Secret: A Summer of Mystery and Trust Find the full episode transcript, vocabulary words, and more:fluentfiction.com/nl/episode/2025-08-06-22-34-02-nl Story Transcript:Nl: In de warme zomer van dat jaar, was het laboratorium omgeven door weelderig groen.En: In the warm summer of that year, the laboratory was surrounded by lush greenery.Nl: Het was een plek van geheimen en innovatie, met geavanceerde apparatuur en strenge beveiliging.En: It was a place of secrets and innovation, with advanced equipment and tight security.Nl: Sanne, een nieuwsgierige en vindingrijke studente, liep door de lange gangen van het laboratorium.En: Sanne, a curious and resourceful student, walked through the long corridors of the laboratory.Nl: Ze was bezig met een stage en haar mentor was Dr. Volker.En: She was doing an internship, and her mentor was Dr. Volker.Nl: Er was echter iets vreemds aan de hand.En: However, something strange was going on.Nl: Een zeldzaam artefact, dat door iedereen in het laboratorium werd bewonderd, was verdwenen.En: A rare artifact, admired by everyone in the laboratory, had disappeared.Nl: Zonder een spoor na te laten.En: It left no trace.Nl: Sanne merkte dat Dr. Volker zich de laatste tijd vreemd gedroeg.En: Sanne noticed that Dr. Volker had been acting strangely lately.Nl: Altijd nerveus en geheimzinnig.En: Always nervous and secretive.Nl: Sanne wilde graag het mysterie oplossen.En: Sanne was eager to solve the mystery.Nl: Niet alleen om haar mentor te helpen, maar ook om haar eigen vaardigheden te bewijzen.En: Not only to help her mentor but also to prove her own skills.Nl: Ze besloot om ‘s avonds, als iedereen weg was, het laboratorium binnen te sluipen.En: She decided to sneak into the laboratory in the evening, when everyone was gone.Nl: Ze wilde naar de restrictieve sectie gaan, waar niemand zomaar mocht komen.En: She wanted to go to the restricted section, where no one was allowed to enter.Nl: Die avond was het stil in het laboratorium.En: That evening, it was quiet in the laboratory.Nl: Alleen het gezoem van de apparatuur was te horen.En: Only the humming of the equipment could be heard.Nl: Sanne sloop naar de beperkte toegang.En: Sanne snuck over to the restricted access area.Nl: Haar hart bonkte in haar keel.En: Her heart pounded in her throat.Nl: Ze had een plan.En: She had a plan.Nl: Ze wist hoe ze het beveiligingssysteem tijdelijk kon omzeilen.En: She knew how to temporarily bypass the security system.Nl: Toen ze binnen was, zag ze Dr. Volker.En: Once she was inside, she saw Dr. Volker.Nl: Hij was bezig met het verplaatsen van het artefact naar een verborgen kluis.En: He was busy moving the artifact into a hidden safe.Nl: Sanne's ogen werden groot.En: Sanne's eyes widened.Nl: "Dr.En: "Dr.Nl: Volker?"En: Volker?"Nl: fluisterde ze.En: she whispered.Nl: Hij draaide zich langzaam om, verrast om haar te zien.En: He turned around slowly, surprised to see her.Nl: "Ik kan dit uitleggen," zei Dr. Volker snel.En: "I can explain this," Dr. Volker said quickly.Nl: Hij vertelde dat het artefact bedreigd werd door corrupte investeerders.En: He explained that the artifact was threatened by corrupt investors.Nl: Zij wilden het gebruiken voor eigen gewin.En: They wanted to use it for their own gain.Nl: Dr. Volker was enkel bezig met het beschermen van het artefact.En: Dr. Volker was merely trying to protect the artifact.Nl: Sanne luisterde aandachtig.En: Sanne listened attentively.Nl: Ze zag de oprechte bezorgdheid in zijn ogen.En: She saw the genuine concern in his eyes.Nl: "We zouden samen kunnen werken," stelde ze voor.En: "We could work together," she proposed.Nl: Dr. Volker knikte instemmend.En: Dr. Volker nodded in agreement.Nl: Voortaan werkten ze samen om het artefact veilig te bewaren.En: From then on, they worked together to keep the artifact safe.Nl: Sanne leerde veel over haar mentor's echte motieven en voelde zich sterker in haar persoonlijke zoektocht naar de waarheid.En: Sanne learned a lot about her mentor's true motives and felt stronger in her personal quest for the truth.Nl: Ze had haar plek in het laboratorium gevonden, niet alleen als student, maar als een gedreven onderzoeker, klaar voor de uitdagingen die lagen in de geheimen van de wetenschap.En: She had found her place in the laboratory, not only as a student, but as a dedicated researcher, ready for the challenges hidden in the secrets of science. Vocabulary Words:lush: weelderigsecrets: geheimeninnovation: innovatieadvanced: geavanceerdeequipment: apparatuurstrict: strengeresourceful: vindingrijkerestricted: restrictieveartifact: artefactdisappeared: verdwenentrace: spoornervous: nerveussneak: sluipenhumming: gezoembypass: omzeilenaccess: toegangpounded: bonkteartifact: artefacthidden: verborgeninvestors: investeerdersgain: gewinprotect: beschermenattentively: aandachtiggenuine: oprechteconcern: bezorgdheidproposed: stelde voordedicated: gedrevenresearcher: onderzoekerchallenges: uitdagingenscience: wetenschap

Mrasek, Volker www.deutschlandfunk.de, Forschung aktuell

Finthammer, Volker www.deutschlandfunkkultur.de, Studio 9

Finthammer, Volker www.deutschlandfunk.de, Das war der Tag

Finthammer, Volker www.deutschlandfunk.de, Kommentare und Themen der Woche

Hirth, Volker www.deutschlandfunk.de, Das war der Tag

Join Scott "Shalom" Klein on his weekly radio show, Get Down To Business with guests:Jason BryllJessica VolkerZerina Derveni Linda Henman

Auf einem schottischem Golfplatz haben sich USA und EU geeinigt: 15% Strafzölle auf alles aus Europa, 50% auf Stahl und Aluminium. Details des Deals bleiben noch offen. Hat Europa das Beste herausgeholt? Zerstört Trump die bisherige Welthandelsordnung? Finthammer, Volker; Simon, Doris; Kapern, Peter

Finthammer, Volker www.deutschlandfunk.de, Kommentare und Themen der Woche