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Question? Comment? Send us a Message!Sean and Dane are back! The guys recap their weeks and most recent MGA performances. The fellas discuss the Stevie Award nominees and break down their voting thoughts. Then AJ Sims, Jeremiah Ellis and Al Gonzalez (All the Hype) join the show!! They discuss their new upcoming podcast, the 2025 season and draft “Best Outdoor Summer Activities”!BIG ASP Cornhole Patreon page:4 Tiers to choose from!! Come join our growing community and get insider info, become an active participant in show content, be eligible for bag giveaway's, find our VIDEO of the interviews and more!!https://www.patreon.com/bigaspcornholeDraggin Bags!!-The “Power Draggin” might be the best bag we've ever thrown!! And we suck…imagine how good they could be in your hands….https://dragginbagz.com/Code: BIGASP12 Big Asp Merch!!!! Polos, Tees, Jerseys, shorts and more!!https://jamapparel.net/collections/new-the-big-asp-cornhole-podcast-collection-by-jam-Support the show
Step into Episode 171 of ‘On the Delo' as David DeLorenzo welcomes Bobby, CEO and co-founder of Rainbow Insurance, for a refreshingly honest exploration of what it takes to reinvent an industry from the inside out. Bobby shares his journey from launching startups in Boston to building niche-driven, tech-enabled insurance solutions in San Francisco, with candid insights about entrepreneurship, leadership, and why people are always the real differentiator.Get the inside story on how Rainbow found its name, why Main Street businesses matter, and what “admitted” vs “non-admitted” products really mean for hospitality owners. From memorable startup moments to practical risk management tips, this conversation is packed with real stories and hard-won lessons. If you're a business owner, agency leader, or hospitality operator who wants to thrive in unpredictable times, you'll find actionable takeaways and a reminder that insurance is always about people first.Chapter Guide (Timestamps):(0:00 – 1:00) Family Beginnings & Episode WelcomeBobby and Delo swap stories about kids and business, introducing Episode 171 and today's guest, Bobby, Rainbow Insurance CEO.(1:01 – 2:30) Founding Rainbow: From Naming to Why It StuckDiscover how a spur-of-the-moment idea became a vibrant brand—and why a memorable, positive name can open unexpected doors.(2:31 – 4:30) Entrepreneurial Roots and the Accidental Startup PathBobby shares his first exposure to entrepreneurship, the twists and turns of early ventures, and how he “fell into” building companies after the 2008 financial crisis.(4:31 – 7:00) Moving to Insurance: Calling, Community, and Industry LessonsWhy insurance, why hospitality, and why niche? Learn how Bobby found his calling in insurance by valuing people and community over hype and scale.(7:01 – 9:59) Main Street & Hospitality: The Power of Focused ImpactHear why hospitality was chosen over trendier sectors and how food, family, and local economies inspired a program built for restaurants and community resilience.(10:00 – 12:56) Building the MGA: Team, Technology, and Invested GrowthGo behind the scenes on starting a tech-forward MGA, assembling the right team, and raising the bar for underwriting and customer service excellence.(12:57 – 16:27) Insurance 101: Admitted, Non-Admitted, and Market DynamicsExpert explanations and market realities—what every operator and agent should know about product types, risk zones, rates, and regulatory nuance.(16:28 – 19:30) Claims, Catastrophes, and Real-World RiskTrue stories from the front lines: what's driving most claims for restaurants, why weather matters more than ever, and how responsiveness changes everything in recovery.(19:31 – 24:23) Lessons for Owners: Risk Prevention and Hiring for ExcellenceBobby's biggest advice for hospitality owners: be present, hire quality people, and run a great business—because leadership affects everything, including your bottom line.(24:24 – 29:47) Beauty, Wellness, and the New Insurance NicheExplore Rainbow's expansion into health and wellness insurance, and how Bobby manages high energy and personal wellness while growing a company and raising two kids.(29:48 – 30:56) Daily Choices, Healthy Habits, and Airport TemptationsPractical tips for staying on track with wellness—whether at the office, on the road, or navigating the temptation of airport fast food.Please Subscribe and Like.LINKS:
Join us as we dive into an insightful conversation with Peter Flynn, who leads the personal lines vertical in the Americas for Exceedance. Discover his journey from an underwriting trainee at Chubb to his current role, and learn about the innovative ways Exceedance is transforming the insurance industry.Peter's career path and experiences in the insurance industry The role of Exceedance in operationalizing insurance companies Insights on AI's impact on personal lines and customer service The evolving landscape of the E&S and MGA markets The importance of partnerships in the insurance ecosystemKey quotes "Exceedance does everything an insurance company does except for take risk and distribute products.""We tend to overestimate the impact of technology in the near term and underestimate it in the long term.""If I were to invest my capital in taking risks right now, I'd want to do it on an E&S basis.""I don't want to be called a vendor, I want to be a partner."Sponsors:Smart ChoiceCanopy ConnectOlde School Markting
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. Justin interviews Huw Edwards, an entrepreneur, investor, and international speaker. Huw will kick off the RIMS Texas Regional Conference 2025 with his keynote speech. Huw covers the varied topics of leveraging his quantitative training in risk roles, his cybersecurity experience in the companies he helped develop, and even his extensive ultramarathon experience. Huw explores what entering the “pain cave” as an ultramarathon runner has taught him about life and risk management. Huw believes that being AI-first will be a key factor in whether risk professionals will be promoted. He shares a preview of his keynote and his advice to risk professionals. Listen to learn about the role of quantitative analysis in entrepreneurship and risk management, and how risk management is evolving with AI tools. Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our guest today is Huw Edwards, who will kick off the RIMS Regional Texas Conference 2025, which will be from August 4th through the 6th in San Antonio. [:44] Huw is a three-time business owner and an executive coach. We'll get a glimpse of his keynote today. [:51] RIMS-CRMP Workshops! The next Virtual RIMS-CRMP exam prep, co-hosted by Parima, will be held on September 2nd and 3rd. [1:02] The next RIMS-CRMP-FED virtual workshop will be led by Joseph Mayo on July 17th and 18th. Register by July 16th. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:20] RIMS Virtual Workshops! We have a day-long course on July 24th, “Risk Taxonomy for Effective Risk Management.” On August 5th, we have a day-long course about “Emerging Risks.” [1:32] We've launched a new course, “Intro to ERM for Senior Leaders.” This is a two-day course. The first two-day course will be held on August 12th and 13th and will be led by former RIMS President, Chris Mandel. [1:47] The course will be held again on November 4th and 5th and will be led by Elise Farnham. RIMS members enjoy deep discounts! [1:56] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:07] If you tuned in to the recent episode featuring James Lam, you will know he is hosting a new six-module workshop for us, the “RIMS-CRO Certificate in Advanced Enterprise Risk Management”. [2:21] The inaugural summer course is completely sold out! We are filled to the virtual capacity! Don't worry, in the Fall, the bi-weekly course will begin on October 9th. Registration closes on October 2nd. A link is in this episode's notes. Check it out and register today! [2:40] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is being built. Soon, we will distribute a Call for Nominations for the ERM Award of Distinction. I'll update this episode's show notes when that link is ready. [3:04] Think about your organization's ERM program or one you know of, and how it has generated value. We will have more on that in the coming weeks. [3:12] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through May 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when registering by September 30th. [3:26] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle. Don't miss out on this chance to plan and score some extra perks. [3:39] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to register at RIMS.org/membership. [3:49] On with the show! Our guest today is a Harvard- and Oxford-educated entrepreneur, investor, and international speaker. [3:57] On Tuesday, August 5th, he'll kick off the Inaugural RIMS Texas Regional Conference with his keynote, “Your Insurance Policy for Success: Eight Mental Toughness Lessons I've Learned from Running 100 Miles Through the Mountains.” [4:10] His name is Huw Edwards. He is the founder of multiple ventures, including Jungle Disk and CyberFortress. We're going to get a preview of his keynote and learn about his risk philosophies and risk journey. [4:21] Interview! Huw Edwards, welcome to RIMScast! [4:36] Huw is excited to be on RIMScast and to be opening the RIMS Texas Regional Conference in August. Justin loves going to Texas and is looking forward to the conference. [5:01] Huw comes from Wales. His accent comes from living in about 16 parts of the U.S. [5:55] Growing up, Huw was good with numbers. After college, being a mathematician, he landed a job with Goldman Sachs in a derivatives group. He helped big corporations manage their financial risks. [6:54] Huw tells about buying his first business. When he sold it, he didn't have the attachment of having founded it. He took it on a journey and then sold it to a private equity firm that joined it with several other companies to create a much bigger platform. [7:52] Huw is a “reluctant entrepreneur.” He was not a teenage businessman. He was good at school and at doing work. The first business he bought was a profitable going concern with existing customers. It was a business unit in a big company, stuck in a corner. [8:39] Huw saw it had wonderful economics and just had to be invested in. It had sticky customers. It was very profitable. It needed some love, care, and attention. That was Huw's easy transition into entrepreneurship. He bought the business in 2016. [9:00] In 2017, customers started asking where they could buy Bitcoin. Customers were asking about Bitcoin because they were victims of a ransomware attack that demanded Bitcoins to unlock their computers. Huw's company had backups of its clients' data. [10:00] This circumstance pulled the company into the world of cyber insurance. It was a new field. Huw's company served small businesses and helped them protect their data. Managing their clients' data, they realized they could do the job better. [10:53] Huw says two things connect him to the RIMS Texas Regional Conference. The Insurance Company, USAA, is in San Antonio. Another insurance company, Argo, was there for a time. In 2018, RISKWORLD was held in San Antonio. [11:30] In 2018, Huw and partners incubated an MGA within a large company. They showed up at RISKWORLD to do customer testing and exploration. Coming back to a RIMS conference as a keynote speaker is a full-circle journey for Huw. [12:11] Huw's company was CyberFortress. It was spun out from Jungle Disk, a larger company. Huw raised a bunch of VC money and swung for the fences, but didn't find a product market fit there. They had built a solution, looking for a problem. It was a character-building experience. [13:06] It gave Huw some great insight, working with the insurance company. They launched their insurance policy in Texas, backed by Markel. The challenge was that it wasn't well-positioned, and people didn't buy it. [13:29] Huw believes the greatest opportunity for risk managers in today's cybersecurity landscape is to understand that the big factor is human behavior. You can buy systems, but it comes down to the people running those systems. [13:52] The successful cyber insurance offerings and cybersecurity firms largely help, train, monitor, and guide behavior to avoid clients doing the dumb stuff. Don't click on dumb stuff. [14:14] Risk managers are now interested in AI. AI is just another very powerful tool that can give you a lot of leverage. You can't outsource responsibility to AI, but it can do a lot of things. You can leverage those things. [15:01] Companies are looking for employees who are AI-first. Your comfort with AI will be a deciding factor that separates the people who are promoted or kept on. [16:12] Huw thinks risk managers get a bad rap. Huw worked for Bridgewater. When he took the job, he was given a lot of books on managing risk. He learned you're not trying to eliminate risk but trying to manage it. How do you take advantage of risk? How do you scale risk exposure? [16:59] How do you mitigate the catastrophic risk or existential risk that could kill, but be open to riding the waves of the lesser risks that could give great upsides? [17:18] Risk managers can be seen as Negative Nancy, saying no. But risk management can enable. [17:47] Huw will talk about his long-distance running. He is also a big Formula 1 fan. Formula 1 cars can go really fast. What makes the Formula 1 car go fast around the track is good brakes. Like brakes in a car, risk management can make something go faster, braking when needed. [18:55] Plugs with Roma Rishi, Sr. Sales Executive, Origami Risk! Origami Risk is excited to be a sponsor at the RIMS Texas Regional Conference. Origami Risk will have a booth there to demonstrate their products. They will also speak at one of the sessions. [19:35] They will be talking with Roy Hock, the Director of Excess Insurance at Valero Energy, about leveraging technology to manage your captive. See Origami at its table, at its session, or both! [19:48] Origami Risk will be at the RIMS Texas Regional Conference from August 4th through August 6th. Origami Risk will also be at the tenth Chicagoland Risk Forum, on September 18th at the Old Post Office in Chicago. [20:02] Origami Risk will have a booth there, and Roma's colleague, Gina Rothweiler, is going to be speaking. Come find Origami Risk at the Chicagoland Risk Forum! [20:10] Registration is complimentary for members of risk management departments in the nearby area. A link to the registration page is in this episode's show notes. You can visit ChicagoRIMS.org as well. [20:33] On October 1st through the 3rd, Origami Risk will be in the Bay Area, California, for the RIMS Western Regional Conference. They will have a booth and will speak at a session with the Risk Manager of Sprouts about leveraging data and technology for productive risk management. [21:02] Origami Risk will be at RIMS ERM, on November 17th and 18th in Seattle, Washington. That agenda is being built. Origami Risk will have a kiosk and hope to speak, too. [21:22] Origami Risk will have a presence at the 2025 Florida RIMS Educational Conference from July 29th through August 2nd. Connect with Roma's colleague Alex and Origami Risk there. [21:37] Roma, it's always great to see you and the Origami Risk team. [21:45] Connect with Roma and Origami Risk online at LinkedIn and OrigamiRisk.com, in the Contact Us area. [21:52] Let's Return to the Conclusion of My Interview with RIMS Texas Keynote Speaker Huw Edwards! [22:01] On Tuesday, August 5th, at 9:00 a.m., Huw Edwards will kick off the RIMS Texas Regional with his keynote address. He will talk about personal experiences, which include several ultramarathons. [22:54] For Huw, it was the challenge and the uncertainty that drew him to ultramarathons. When you line up on the start line of a marathon, you might not know how well you'll do that day, but by and large, you know you'll finish. [23:40] Huw found himself drawn to these 100-mile races, in the mountains, going up and down, on trails, at altitude. It's an eating and hydration competition, and getting your electrolytes right. It's about managing the heat of the day and the cold of the night. [24:18] It's about your stomach going South, or rolling an ankle. You can have a belief on the start line that you will finish, but you don't know what's going to happen that day. It's a somewhat controlled, uncontrollable environment. It's less complex than risk management. [25:01] In risk management, you have hundreds of thousands or millions of human players and economic actors interacting. When you're running, you have yourself, knowing how hard you can push, but you don't know what the weather will bring. It's a microcosm of the game of life. [25:39] The lessons are huge. We somehow think we can control everything in life, or we try. In running this kind of distance, things just go wrong. You can't control everything, so how do you learn how to respond? That's what keeps Huw coming back to ultramarathons. [26:07] Justin sees the parallels with risk management; you're striving for greatness, but sometimes you have to settle for goodness. [26:27] You don't go all in from the start. You have to pace yourself. The races have a time cutoff. If you are too conservative, you won't get there. In risk management, if you try to mitigate all risk, you'll have to pay through the nose for insurance. It's a judgment call. [27:28] In ultramarathons, you navigate emotional highs and lows. No matter how you're feeling, good or bad, it won't last. When you're running great, enjoy it; it's not going to last. When you feel terrible, that will pass, too. [27:53] That's a glimpse of part of the keynote. Justin says it's great that Huw has risk experience and has been to RISKWORLD. [28:18] Huw has a theme, smiling on the outside, suffering on the inside. For a long time, he tried to put a brave face on things. It's OK to suffer at times, acknowledge it, and not paper over the cracks of your feelings. It's OK to be authentic. Huw will touch on that in the keynote. [28:54] Sometimes you learn a lot in those moments of suffering. Huw will talk about the pain cave. At some point in an ultramarathon, you enter the pain cave. This term was made famous by one of the greatest ultra runners, Courtney Dauwalter. [29:28] When Courtney Dauwalter talks about the pain cave, she says she used to try to push it off and delay the inevitable moment of going into the pain cave. But the whole point is to experience that edge. [29:48] So you welcome the pain cave. It was meant to hurt. What can we learn about it? [30:06] Huw will take questions at the end of his keynote. Everyone can go to the link in this episode's show notes for the registration page for the RIMS Texas Regional Conference. [30:18] Huw, it was such a pleasure to meet you! I can't wait to see you live on stage on August 5th. [30:29] Special thanks again to Huw Edwards for joining us here on RIMScast! He will be kicking off the RIMS Texas Regional Conference 2025. That's the Risk Management Roundup in San Antonio, Texas, from August 4th through August 6th. Huw will be there on August 5th. [30:48] Visit the Events page on RIMS.org and the link in this episode's show notes to register. [30:53] RIMS has negotiated a discounted rate at the Grand Hyatt San Antonio River Walk. The cutoff date for reservations is July 11th. So, register now and make those reservations! [31:06] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [31:34] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [31:52] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [32:10] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [32:26] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [32:40] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [32:48] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe! Links: RIMS Hurricane/Storm Risk Management Resource Center RIMS Texas Regional 2025 — August 3‒5 | Registration open. RIMS-CRMP In-Person Workshop in Texas Aug. 6 & 7 RIMS 2025 Florida Educational Conference | July 31‒Aug 2 | Registration open. RIMS Canada 2025 — Sept. 14‒17 | Registration open! 10th Annual Chicagoland Risk Forum — Sept. 18 | Registration open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration! Register through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center Spencer Education Foundation — General Grants 2026 — Application Deadline July 30, 2025 RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Summer course sold out! | Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council OrigamiRisk.com Huw Edwards — Career Clarity Coaching RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now RIMS Webinars: RIMS.org/Webinars Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — July 17‒18 RIMS-CRMP Exam Prep Virtual Workshop — Sept 2‒3, 2025 | Presented by RIMS and PARIMA Full RIMS-CRMP Prep Course Schedule “Risk Taxonomy for Effective Risk Management” | July 24 | Instructor: Joe Mayo “Emerging Risks” | Aug 5 | Instructor: Joe Mayo “Intro to ERM for Senior Leaders” | Aug. 12‒13 | Instructor: Chris Mandel “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes: “James Lam on ERM, Strategy, and the Modern CRO” “ERM, Retail, and Risk with Jeff Strege” “Stacking Habits with Olympic Gold Medalist Jon Montgomery” “Financial Risk Management with Chris Willey of American Eagle FCU” “Applying ERM Theory with Elise Farnham” “Bigger Risks with the Texas State Office of Risk Management” | Sponsored By Hillwood “Exploring Risk in Extreme Environments with Kevin Vallely” Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guests: Huw Edwards, Entrepreneur, investor, and international speaker Roma Rishi, Sr. Sales Executive, Origami Risk Production and engineering provided by Podfly.
Die Themen im heutigen Versicherungsfunk Update sind: Mehr Makler, weniger Vertreter: Unabhängige Beratung legt weiter zu Trotz eines Rückgangs der Gesamtzahl registrierter Versicherungsvermittler auf 179.923 (–1,7 %) wächst die Zahl unabhängiger Makler weiter leicht: +0,5 % auf 46.771. Besonders stark betroffen ist der Ausschließlichkeitsvertrieb (–3,3 %). Auch § 34f- und § 34i-Vermittler legten leicht zu. Für AfW-Vorstand Norman Wirth ein klares Signal: „Das Maklermodell ist zukunftsfähig – trotz wachsender Regulierung.“ wefox sichert sich 151 Mio. EUR zur Expansion und Rückkehr zur Profitabilität Das Insurtech wefox hat sich frisches Kapital in Höhe von 151 Mio. EUR gesichert – davon 76 Mio. über eine Kapitalerhöhung, weitere 75 Mio. durch Refinanzierung bestehender Kredite. Die Mittel sollen zur Expansion in Österreich, den Niederlanden und der Schweiz sowie zum Ausbau des MGA- und Maklergeschäfts dienen. Das Unternehmen strebt im Geschäftsjahr 2025 die Rückkehr zur Profitabilität an. Im Zuge der Finanzierungsrunde wurde auch der Verwaltungsrat neu besetzt. Mütterrente III: Umsetzung frühestens 2028 – mit Rückwirkung Die Deutsche Rentenversicherung warnt vor einer Umsetzung der Mütterrente III ab 2027: Der Programmieraufwand sei so hoch, dass eine technische Umsetzung erst ab 2028 realistisch sei. Der Koalitionsausschuss erkennt die Komplexität an und hält eine rückwirkende Auszahlung für möglich. Betroffen wären über 10 Mio. Renten. Versorgungswerke: Rund 2.200 EUR Altersrente im Schnitt Rund 938.000 Mitglieder zahlten 2023 in ein berufsständisches Versorgungswerk ein, etwa 340.000 erhielten eine Altersrente. Diese betrug im Durchschnitt rund 2.200 EUR monatlich. Das gesamte Beitragsvolumen belief sich laut Bundesregierung auf 12,4 Mrd. EUR. Dorothee Andrzejewski neu in der Geschäftsführung von ATRALOsecur Die SCHUNCK GROUP verstärkt die Führung ihres Assekuradeurs ATRALOsecur GmbH: Dorothee Andrzejewski ist seit 1. Juni neue Geschäftsführerin neben Daniel Ahrend und Peter Kollatz. Andrzejewski bringt umfangreiche Erfahrung aus ihrer Zeit bei AIG und der SCHUNCK GROUP mit. Künftig verantwortet sie unter anderem Strategie, Budget und Weiterentwicklung im Transportversicherungsbereich. Photovoltaik-Boom hält an: 4,2 Mio. Anlagen in Deutschland Die Zahl der Photovoltaikanlagen in Deutschland ist im März auf über 4,2 Mio. gestiegen – ein Plus von 23,7 % im Vergleich zum Vorjahr. Auch die installierte Leistung legte deutlich zu und erreichte rund 98.300 MW (+21,9 %), so das Statistische Bundesamt. Balkonkraftwerke sind in der Statistik nicht enthalten.
What does it take to build an MGA that not only launches but lasts? Tim Quayle has spent the past decade answering that question, not in theory, but in practice. As CEO of OneAdvent, a London-based MGA incubator and service platform, he's helped launch and scale more than 15 underwriting businesses and seen plenty more that didn't make it. In this episode, Matthew Grant speaks to Tim about the real ingredients of MGA success. Not the glossy pitch-deck version, but the messy, pragmatic reality: why experience matters, what investors are really looking for, and how the market has matured in the last ten years since the “InsurTech” label first emerged. In this conversation, Tim shares: Why most early-stage MGAs underestimate how long things take and how much they'll cost What's changed in capacity and investment appetite, and why “grown-up plans” are now a must The risk of pushing too hard, too fast and how to preserve credibility with stakeholders Why deep insurance experience still outweighs tech fluency in this market The myth of radical disruption and why incremental improvement is the better bet How OneAdvent is investing in AI and data to better support underwriting teams across its platform We also explore broader themes: the shifting dynamics between MGAs and capacity providers, the evolution of embedded insurance, and why many promising innovations still struggle to gain traction in such a regulated, relationship-driven industry. You can join Tim Quayle in person at our upcoming MGA Half Day event on July 15th. Tim will be moderating a panel on the key ingredients for a winning MGA, alongside Adam Kembrooke, Founder and Managing Director, Amiga Specialty, Jacqui Ferrier, CEO, Carbon Underwriting and Tomos Ashfield, Chief Development Officer, The Ardonagh Group. With only a few tickets left, sign up now to be able to join us for what is shaping up to be the biggest UK gathering focused entirely on the delegated authority market this year. If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn. Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Explain why radical disruption often fails in insurance, and how incremental innovation leads to sustainable business growth. List the core capabilities MGAs need to present a “grown-up” proposition to capacity providers and investors. Identify the key components of a data-driven MGA operating model and how platforms like OneAdvent's OneView can support underwriting performance. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 362 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.
Mga nakaraang adventures ng 2 Joints
When the market softened, Ridge didn't follow the crowd. Here's how discipline became their competitive edge. In this episode, host Anthony Hess sits down with Greg Markell, President & CEO at Ridge Canada Cyber Solutions Inc., for a candid conversation on what it takes to build a sustainable cyber MGA.Greg shares how Ridge has resisted the pull of chasing market share during soft cycles—maintaining its underwriting standards since 2020—and why he believes cyber risk transfer must be earned, not assumed. He unpacks Ridge's strategy of building proprietary underwriting tools in-house, explains why AI is an efficiency enhancer (not a replacement for people), and introduces the company's new “risk marketplace,” which helps brokers turn declines into actionable paths to coverage. You'll learn:1. Why consistent underwriting is Ridge's strategy for long-term profitability2. Why cyber coverage should depend on client maturity, not market capacity3. How Ridge balances internal tech and AI with human-led underwriting4. What Ridge's “risk marketplace” offers when clients aren't ready for coverage5. Why trusted vendor partnerships are core to a strong claims experience___________Get in touch with Greg Markell on LinkedIn: https://www.linkedin.com/in/gregmarkell/___________About the host Anthony Hess:Anthony is passionate about cyber insurance. He is the CEO of Asceris, which supports clients to respond to cyber incidents quickly and effectively. Originally from the US, Anthony now lives in Europe with his wife and two children.Get in touch with Anthony on LinkedIn: https://www.linkedin.com/in/anthonyhess/ or email: ahess@asceris.com.___________Thanks to our friends at SAWOO for producing this episode with us!
#tipsyfriday #tagalog #stories #podcast #tips #mba #mastersdegree Sa episode na ito ng Tipsy Friday Podcast, makakasama natin si Nel Castillo, isang working dad, public servant, at MBA graduate ng 2024. Kwento niya kung paano niya pinagsabay ang trabaho, pamilya, at pag-aaral bilang former OFW — at kung worth it ba talaga ang mag-Master's in Business Administration.Pinag-usapan namin dito ang mga sumusunod:✔️ Bakit niya piniling mag-MBA✔️ Paano niya napili ang school✔️ Mga sakripisyo at challenges✔️ Tips para sa mga gustong mag-MBA✔️ At ang mga plano niya matapos grumadweyt.
Alamin kung bakit parami nang parami ang mga Katoliko sa United Kingdom—mula sa mga convert, hanggang sa mga kabataang muling niyayakap ang pananampalataya!
AI and its impact is looked at with curiosity, desire, concern, and a bit of fear, but with insurance its presence is often seen with affecting distribution and customer experience. However, is enough focus happening on use within the underwriting chair? Jeff Sutton, Senior VP Sales and Marketing for Markel shares what he sees and how Markel is finding advantages with underwriting and for their partners.In this episode:How AI is helping with sales and experience by starting with risk submissionsWhy empowering the experience of relationships should be an end goalWhat AI tools are being used across underwritingWhen and how AI will affect the distribution experienceDeclared Interests- some fun stories about JeffWhat kinds of AI are being used and where to find themJeff reveals how using AI to modernize and innovate underwriting processes is leading to better relationships and how other insurance entities can move forward and do the same.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The 2026 AHIP Certification training is now live! We're covering AHIP FAQs to help you prepare! Read the text version Resources: Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651 Get Access to Exclusive Leads When You Become a PlanEnroll Network Agent: https://lnk.to/3pKJsF FAQs About NABIP Medicare Certification: https://ritterim.com/blog/faqs-about-nabip-medicare-certification/ FMO vs. IMO vs. NMO vs. MGA vs. GA: What's the Difference? https://lnk.to/asg658 The Survivor's AEP Checklist: https://ritterim.com/blog/the-survivors-aep-checklist/ Updates to the 2026 AHIP Certification You Should Know: https://ritterim.com/blog/updates-to-the-2026-ahip-certification-you-should-know/ References: “AHIP Medicare + Fraud, Waste, and Abuse (MFWA) Online Course.” Ahipmedicaretraining.com, 2025, https://www.ahipmedicaretraining.com/page/login. Accessed 20 May 2025. AHIP Technical Support: Support@AHIPInsuranceEducation.org Sawchuck, Craig. “Test Anxiety: Can It Be Treated?” Mayo Clinic, 14 May 2024, www.mayoclinic.org/diseases-conditions/generalized-anxiety-disorder/expert-answers/test-anxiety/faq-20058195. Accessed 20 May 2025. “Top Universities.” Top Universities, Nov. 2012, https://www.topuniversities.com/student-info/health-and-support/exam-preparation-ten-study-tips. Accessed 20 May 2025. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.
At its core, insurance underwriting is about judgment: making sense of messy information, pricing for uncertainty and doing it at speed. Technology and AI should make that easier, but is it really the answer to underwriting's most persistent challenges? In this episode, Robin Merttens speaks to Guillaume Bonnissent, CEO and founder of Quotech, a platform built specifically for underwriting teams. Guillaume brings a rare combination of perspectives: he's a former underwriter who became a technologist and his company reflects that crossover. We begin by reflecting on the past 12 months: what's changed since Guillaume was last on the podcast, and why Quotech's strategy of building for niche underwriting teams has started to gain serious traction. In this conversation, Guillaume talks about: Why underwriters still spend far too much time retyping data The real promise of AI in ingestion and why it's finally deliverable The structural shift from generic platforms to class-specific solutions Why "build vs. buy" debates rarely make sense for MGAs How to build systems that record data usefully, not just store it Why AI can't fix bad inputs, and what that means for underwriting teams We also dig into broader trends: how emerging tech is shifting the role of underwriters, whether AI really is a disruptor or just another tool and why so many companies are still struggling to make basic data available for decision-making. What emerges is a sharp portrait of a market in transition, one that's slowly waking up to the need for class-specific tools, data-first workflows and AI that's genuinely useful. If you like what you're hearing, please leave us a review on whichever platform you use or contact Robin Merttens on LinkedIn. You can also contact Guillaume Bonnissent on LinkedIn to start a conversation! Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Explain the limitations of building in-house technology solutions within MGA and insurer environments. Define the role of recorded underwriting data in enhancing future pricing and risk selection. Identify the ways AI is being realistically — and usefully — applied to solve practical problems in underwriting today. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 360 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.
Sarah reflects on the insurance licensing process one year after passing the exam. Listen as she outlines her journey, how to get started, and what she learned along the way. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Adding Spokes to Your Wheel ft. Robert Rothschild: https://lnk.to/rothschild2025 FMO vs. IMO vs. NMO vs. MGA vs. GA: What's the Difference? https://lnk.to/asg658 Making Your Own Luck ft. Michael Krantz: https://lnk.to/krantz2025 Operating From a People-First Mentality ft. Scott Zimmerman: https://lnk.to/zimmerman2025 Summer 2025 Survival Guide: https://lnk.to/asgf20250606 What is AHIP Certification and How Do I Get It? https://lnk.to/asg672 References: “Insurance Departments by State.” Content.Naic.Org, NAIC, content.naic.org/state-insurance-departments. Accessed 10 June 2025. “Multiple Choice Test Taking Strategies.” Dmu.Edu, Des Moines University, www.dmu.edu/wp-content/uploads/MULTIPLE-CHOICE-TEST-TAKING-STRATEGIES.pdf. Accessed 10 June 2025. “NAIC - National Association of Insurance Commissioners.” Naic.Org, NAIC, content.naic.org/. Accessed 10 June 2025. “NIPR - National Insurance Producer Registry.” Nipr.Com, National Insurance Producer Registry, nipr.com/. Accessed 10 June 2025. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.
Mga akala nilang green flag ay red flag talaga...
Matt Sackett, CEO, Doxa Insurance Holdings, shares how actuarial rigor, niche specialization and a forward-looking approach to emerging risks are fueling growth and resilience in today's competitive MGA landscape.
On the Insurance Coffee House podcast, host Nick Hoadley welcomes Adrian Copland, Chief Operating Officer of Ledgebrook, a rapidly scaling, tech-enabled specialty MGA in the U.S. ENS market.Adrian shares his journey from consulting and operational leadership at Catlin and AXA XL to co-founding Ledgebrook alongside Gage Caligaris, an actuary with bold ambitions to rebuild insurance from the ground up.He explains how Ledgebrook is reimagining broker service and underwriter enablement by combining deep insurance expertise with scalable technology. With over 100 employees globally and three core products: General Liability, Professional Lines, and Unsupported Excess. Adrian outlines how the MGA is using AI and internal systems to serve brokers faster, without forcing them to change their buying habits.He also discusses the company's unique remote-first, no-bonus culture, its commitment to continuous learning, and why Ledgebrook is attracting top talent who want to help build something meaningful.For insurance professionals considering a move into InsurTech, Adrian shares what qualities make someone a great fit for startups and how to assess your own readiness to make the leap.Connect with Adrian on LinkedIn or explore opportunities at Ledgebrook.The Insurance Coffee House Podcast is brought to you by Insurance Search.We are a global Insurance Executive Search Consultancy, supporting Insurance and Insurtech businesses to attract and retain the very best insurance talent.Find out more about showcasing your employer brand as a guest on the Insurance Coffee House Podcast or sign up to our News and Insights.Or follow us on LinkedIn, Twitter or Instagram.Insurance Executive Search Consultants in USA, London and Bermuda.Copyright Insurance Search 2025 - All Rights Reserved.
Artemis Live - Insurance-linked securities (ILS), catastrophe bonds (cat bonds), reinsurance
Listen to this podcast episode for a handy recap of our most read catastrophe bond, insurance-linked securities and alternative reinsurance capital news, from the week-ending June 8th 2025. Listen to a recap of our most read catastrophe bond and insurance-linked securities (ILS) news of the last week. As we continue to experiment with artificial intelligence tools, we hope this summary provides an easy way to listen to a recap of some of last week's top stories. This week we cover the continuing record pace of catastrophe bond issuance, the influence on cat bonds on the June renewals, MGA's use of ILS capital, key hires for the week and the recent launch of criminal proceedings in a Hong Kong court related to the Vesttoo fraud saga, and much more.
What changed? Mga planong mamakla, mga kwentong nakaka relate, mga linya ng mga sikat sa atin.
'The Long Drive' by Matthew Victor Pastor is the story of not just Filipino Australian migrants, but of many migrants and their journey in finding pathways to call Australia home. - Mga karanasan at pinagdadaanan ng mga migrante nais makapsimula ng buhay sa Australia, isinalaysay sa 'The Long Drive' ni Matthew Victor Pastor.
Question? Comment? Send us a Message!Sean and Dane are back! The boys discuss their experience at their first MGA golf tournament. Signature #4 results are reviewed and the world needs to know who crop dusted Deb Odum!! A special Patreon member draft of Childhood Nostalgia wraps it up!!BIG ASP Cornhole Patreon page:4 Tiers to choose from!! Come join our growing community and get insider info, become an active participant in show content, be eligible for bag giveaway's, find our VIDEO of the interviews and more!!https://www.patreon.com/bigaspcornholeDraggin Bags!!-The “Power Draggin” might be the best bag we've ever thrown!! And we suck…imagine how good they could be in your hands….https://dragginbagz.com/Code: BIGASP12 Big Asp Merch!!!! Polos, Tees, Jerseys, shorts and more!!https://jamapparel.net/collections/new-the-big-asp-cornhole-podcast-collection-by-jam-Support the show
Tony chats with Danish Yusuf, CEO and Founder at Zensurance, a Toronto based company who for 9 years has been serving small business owners as a broker and an MGA. They provide an honest, simple, and transparent experience for small business owners to directly get insurance, understand their coverage, manage the policy, and handle their claims the right way. In many cases they design their own products and distribute them. In some cases they go to external insurers, wholesalers, and MGAs for more specialized products.Danish Yusuf: https://www.linkedin.com/in/danishyusuf/Zensurance: https://www.zensurance.com/Video Version: https://youtu.be/o7NVkffz1Hg
On this installment we're joined by Itai Ben-Zaken, founder and CEO of Honeycomb, an MGA with AI-driven technology to analyze aerial photographs of commercial building roofs to assess … Read More » The post Honeycomb Addresses Multifamily Housing Coverage appeared first on Insurance Journal TV.
On this installment we're joined by Itai Ben-Zaken, founder and CEO of Honeycomb, an MGA with AI-driven technology to analyze aerial photographs of commercial building roofs to assess … Read More » The post Honeycomb Addresses Multifamily Housing Coverage appeared first on Insurance Journal TV.
Si GIWAN ... kalog, makulit, kyut ... kaya naman deserve nya si Apple of his eye. Todo ligaw, abot romansa ... pero bakit after almost 10 years, parang biglang wala ng gana sa kanya ang dating napapahiyaw nya? Mga solusyong pang Supremo ang usapan in this episode. Hosted on Acast. See acast.com/privacy for more information.
Doug Ver Mulm, CEO and Co-Founder at Turris, they are focused on solving the problems of the MGA space. They have built everything from the ground up from the perspective of people who actually ran an MGA. They are working on automating anything on the back office related to agency relationships for MGAs or Carriers.Doug Ver Mulm: https://www.linkedin.com/in/douglasvermulm/Turris: https://www.turrisfi.com/Video version: https://youtu.be/gMOIIVoZ98A
On the "Insurance Coffee House" podcast, host Nick Hoadley welcomes Michael Fiedel, the Co-Founder and CEO of PolicyFly.Michael shares his unique journey from advertising sales and digital product studios to leading one of the most innovative insuretech companies in the specialty insurance space.He explains how a project with a niche MGA in musical instrument insurance became the foundation for PolicyFly a modern policy management platform enabling end-to-end automation for MGAs and carriers. Starting with just one underwriter, the program grew 500% thanks to the technology his team built, highlighting the transformative impact of digital infrastructure in specialty lines.Michael discusses how PolicyFly empowers small teams to manage entire product lines online, from quote to bind to ongoing policy management, all from one platform. He shares how the company is supporting UK-based underwriters to grow US portfolios remotely, and how this distributed, tech-enabled model is helping reshape the future of underwriting.He also dives into his role as Co-Founder of Scout InsureTech, an initiative spotlighting and supporting emerging insuretechs across the US and beyond. Michael outlines how Scout bridges the gap between early-stage startups and carriers/brokers by profiling innovative companies and helping buyers cut through the noise.With a passion for team building, Michael emphasises the importance of deep ownership, experimentation, and network building for those considering a move from traditional insurance roles into startups. He shares his goal of creating lasting financial success not just for himself, but for his entire team.Michael also offers practical career advice to insurance professionals eager to make the jump into insuretech: start by talking to a founder, build genuine relationships, and don't wait to grow your network.Connect with Michael Fidale on LinkedIn or learn more at PolicyFly and Scout InsureTech.The Insurance Coffee House Podcast is brought to you by Insurance Search.We are a global Insurance Executive Search Consultancy, supporting Insurance and Insurtech businesses to attract and retain the very best insurance talent.Find out more about showcasing your employer brand as a guest on the Insurance Coffee House Podcast or sign up to our News and Insights.Or follow us on LinkedIn, Twitter or Instagram.Insurance Executive Search Consultants in USA, London and Bermuda.Copyright Insurance Search 2025 - All Rights Reserved.
Episode Info The Insurance Industry is facing a number of challenges today. And yet the number of strategies tools we can use to overcome those challenges is equally numerous. That's the spirit of the conversations my good friend Nick Lamparelli and I get into whenever we talk, and now, you get to hear what we talk about because we got together to take over Dave Wechsler's InsurTech Rap a couple of weeks ago, and I am releasing that episode on my show for all of you! Highlights from the Show The interview delves into the current challenges and innovations within the insurance market, focusing on the years 2023 and 2024. Key issues discussed include the impact of inflation, tariffs, and natural catastrophes on the industry. The conversation highlights the structural changes in the market, particularly the broken cycle of rate adjustments post-crises, and the ongoing struggle to balance profitability with affordability for both carriers and consumers. Regulatory challenges, such as difficulties in obtaining rate approvals, are examined, alongside the industry's frustration with continuous rate increases. The discussion also explores innovative solutions like parametric insurance, which offers a viable alternative to traditional models, and emphasizes the importance of diversification in business models, especially for mutual insurers. The interview touches on the economic effects of tariffs on trade flow and currency attractiveness, as well as the long-term cost of capital. Audience interaction enriches the conversation, providing additional insights into market challenges and potential solutions. The session concludes with gratitude towards participants and a teaser for future discussions on community-based insurance solutions. Key Points: Market Dynamics and Challenges: The conversation explores the structural changes in the insurance market, emphasizing the broken cycle of rate adjustments following crises. Challenges in finding a balance between profitability and affordability for carriers and consumers are highlighted. Regulatory and Rate Issues: The difficulty in obtaining rate approvals and the impact of regulatory actions on market dynamics are discussed. The conversation touches on the frustration within the industry regarding continuous rate increases and the need for alternative solutions. Parametric Insurance Solutions: The rise of parametric insurance as a viable alternative to traditional models is explored, noting its benefits and cost implications. Diversification and Innovation: The importance of diversification in business models, especially for long-standing mutual insurers, is emphasized. The potential for creative solutions like reciprocal models and community-based insurance solutions is discussed. Impact of Tariffs and Economic Factors: The conversation delves into the effects of tariffs on trade flow, currency attractiveness, and the long-term cost of capital. This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.
On today's episode of iGaming Daily, sponsored by Optimove, our Editor-at-large and European sports betting expert, Ted Menmuir is in the host's chair, and he welcomes Ilya Machavariani, CEO of 4H Partners, for part one of a discussion on Eastern European iGaming. Ilya gives a background on the founding of 4H Agency, and his background as a lawyer. Ilya tells Ted about how the legalisation in Ukraine spawned the idea for 4H Agency, a consultancy to advise betting companies and offer a broad range of services, which a large international law firm was not suited to. They go on to discuss how jurisdictions with a previous USSR influence can be wildly different to places using MGA or UKGC licenses, and while basic localisation is understood, 4H Agency focus on bridging the huge gap of understanding between global gambling clients and the reality on the ground. Another key part of the discussion is translating information for Western Audiences, Eastern Europe as a resource centre and expansion area, interplay between western and eastern gaming, and they end with clearing up some common misconceptions about Eastern European markets. Host: Ted MenmuirGuests: Ilya MachavarianiProducer: Anaya McDonaldEditor: Scott FultoniGaming Daily is the official podcast of SBC Summit Malta. Taking place from 10-12 June at the Intercontinental in Malta, SBC Summit Malta is the definitive casino and betting event where European companies and professionals converge to explore cutting-edge insights, gain transformative skills, and forge impactful connections with senior decision-makers. Get your tickets now at sbcevents.com.iGaming Daily is also now on TikTok. Make sure to follow us at iGaming Daily Podcast (@igaming_daily_podcast) | TikTok for bite-size clips from your favourite podcast. Finally, remember to check out Optimove at https://hubs.la/Q02gLC5L0 or go to Optimove.com/sbc to get your first month free when buying the industry's leading customer-loyalty service.
When Aggie Vlotman had her first child, she expected joy and found it. But she didn't anticipate the toll it would take on her marriage. Sleepless nights, changing priorities, and unspoken frustrations pushed their relationship to the brink. Yet from that struggle, an idea was born, and a game was created. - Nang isilang ni Aggie Vlotman ang kanyang panganay, labis ang kanyang tuwa pero kasabay nito ang hindi inaasahang hamon sa kanilang pagsasama ng kanyang asawa. Mga gabing walang tulog, nagbabagong prayoridad, at sama ng loob ang nagtulak sa kanilang relasyon sa bingit ng pagkawasak. Dahil dito ay nalikha ang isang laro.
Mga nanalo-natalo sa Election 2025!Kathryn, bakit di ka sumipot?Alden, ang bukol nasa'an?
Data is still the principal currency for insurance businesses but as more try to leverage the value of their data for modernization and AI adoption, what issues do they face? Mike Allee, President of Universal Conversion Technologies, shares what organizations need to consider for their future. In this episode:Why understanding your data before embarking on modernization is key to successThe importance of knowing what data you can use and howHow AI adoption requires data preparedness What processes and considerations insurance entities need to consider when managing dataNEW guest feature- Declared Interests!Mike pulls back the veil of how understanding data and preparing for AI or other system modernization will help with success and allow companies to scale better and faster.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Tony chats with Josh Schlesinger, President, CEO & CoFounder at Continue On, it started as a SAAS platform licensed to auto insurance companies to disrupt the rental reimbursement space using Uber and Lyft instead. They have since transitioned instead of offering it as part of the claims process, now it's offered as Continued Mobility for side of the road situations to get the insured off the side of the road quickly. Traditional roadside assistance picks up your car, but doesn't get you home. They started offering it as an additional benefit for the customers of their MGA and they now offer it through other MGAs and carriers. Currently operating in 8 states with 300k+ policies in force.Josh Schlesinger: https://www.linkedin.com/in/josh-schlesinger-32450b84/Video Version: https://youtu.be/mdp1ZLOPaTo
In this episode of Streamlining Insurance, host Darren Bloomfield sits down with Nick Coenen and Charles Sybert from Wikifri to explore how innovation and human connection drive success in a rapidly evolving insurance landscape. Nick and Charles—leaders in insurance technology, consulting, and business development—share insights on: How economic uncertainty is reshaping insurer and MGA buying behaviors Why strong relationships still power effective teams (even as technology transforms the industry) Where insurers and vendors often get misaligned—and how to bridge the gap How AI, automation, and emerging technologies are streamlining operations Strategic frameworks for startups, investors, and insurance leaders looking to scale smartly Whether you're navigating tech investments, leading modernization efforts, or building your career in insurance, this conversation delivers clarity, practical advice, and a forward-looking roadmap.Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Innovation comes in many areas, and compliance professionals must be ready for and embrace it. Join Tom Fox, the Voice of Compliance, as he visits with top innovative minds, thinkers, and creators in the award-winning Innovation in Compliance podcast. In this episode, Tom visits with Kerri Reuter, AVP, Legal Counsel at SageSure. Reuter shares her extensive law, compliance, and athletics background, including her journey from being a volleyball player to her professional career in the insurance industry. The discussion covers SageSure's business operations as a managing general agency (MGA) and the importance of collaboration and strategic thinking in her role. Reuter also highlights the significance of robust compliance programs in regulated industries, the implementation of the Athennian tool for corporate governance, and future growth plans, emphasizing the need for efficiency and forward-thinking in compliance and legal departments. Key highlights: Reuters' Academic and Professional Journey The Business of SageSure Lessons from Volleyball: Skills in Professional Life Regulatory Compliance in the Insurance Industry Leveraging Athennian for Corporate Governance Future Vision and Industry Involvement Resources: SageSure on LinkedIn Kerri Reuter on LinkedIn SageSure Website Athennian Website
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Send us a textWe're joined by Stuart Weaver for today's episode.Recommended to us by previous guest, Jamie Orr's mum no less, Stuart is a survivor of male breast cancer, and met Sally Orr through her work in this field. Stuart's parents have had their fair share of MG's - and some of them are still in the family now.His Dad beat Adam Faith to a red MGA, and was due to use it as Stuart's wedding car. However, a ladder fell on it the night before, and it's never really be used since. His Mum used to drive him around in a Fiat 500, but has had a couple of MG BGT's and currently there's a blue one on his parents drive awaiting re-commissioning. We also touch on Stuart's history with breast cancer, and we urge you to take 2 minutes to check yourselves over, and report any suspicious lumps or discharges to your Doctor ASAP. We should add, we're publishing this on April 15th, which by sheer fluke is Stuart's Dads birthday!! We hope you enjoy this episode! Support the showWe'd love you to hear and share your stories, please tag and follow us on social media. www.instagram.com/mydadscar_podcastwww.Facebook.com/mydadscar podcastwww.buymeacoffee.com/mydadscarIf you'd like to support the podcast and are able to, you can ‘buy us a coffee' which will help towards costs of hosting and purchasing equipment to allow us to record guests in person, rather than just on zoom. Get in touch with us direct - MyDadsCarPodcast@gmail.com
From FMO to IMO and MGA to GA, we're unpacking what these acronyms mean and how insurance hierarchies work. Learn more about these organizations and where your insurance business falls on the spectrum! Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 3 Advantages of Being an Independent Insurance Agent: https://ritterim.com/blog/3-advantages-of-being-an-independent-insurance-agent/ 5 Perks of Being a Part-Time Insurance Agent: https://lnk.to/YGJ3KX Best Practices for Training Downline Agents: https://lnk.to/DA1sIn How Insurance FMOs Work: https://ritterim.com/how-insurance-fmos-work/ Learn More About Integrity Tools: https://ritterim.com/integrity-tools/ Life Insurance for Each of Life's Stages: https://ritterim.com/blog/life-insurance-for-each-of-lifes-stages/ The Benefits of Joining a Top Insurance FMO: https://ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/ What Are Insurance Hierarchies & How Do They Work? https://ritterim.com/blog/what-are-insurance-hierarchies-how-do-they-work/ Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ Not affiliated with or endorsed by Medicare or any government agency.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Aswang Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
The majority of Alphabet's sales comes from search, and ChatGPT's product continues to get better. (00:21) Jason Moser and Ricky Mulvey discuss: - The 25% tariffs that the Trump administration announced for imported cars and auto parts. - How Google is trying to respond to the next era of search. - Robinhood's quest to become the everything-finance app. Then, (17:17) Anthony Schiavone joins Ricky to talk about the state of the office market, and one workplace REIT that investors may want to consider. Bloomberg article link: https://www.bloomberg.com/news/features/2025-03-24/google-s-ai-search-overhaul-racing-chatgpt-for-the-web-s-future NYTimes article link: https://www.nytimes.com/2025/03/20/business/office-market-bottom-remote-work.html Companies discussed: GM, MGA, F, TSLA, GOOG, GOOGL, HOOD, BXP, ARE Host: Ricky Mulvey Guests: Jason Moser, Anthony Schiavone Producer: Mary Long Engineer: Dan Boyd Learn more about your ad choices. Visit megaphone.fm/adchoices
This week's guest has probably the best 360-degree understanding of the insurance value chain of anyone I have had on the show. This is because Mike Keating has a career that spans collecting insurance premiums in person and runs all the way through underwriting, backing MGAs, working for and founding MGAs, to working for Private Equity and helping find investment to start new insurance businesses. Now Mike is putting all he has learned into running the Managing General Agents Association (the MGAA) the trade body that represents the MGA community in the UK and Ireland. The MGAA's members write around £15bn – or just under $20b - in GWP, so this is an organisation that carries quite a lot of weight in the market. In this podcast we examine the reasons behind the continued success of the MGA as a vehicle for delivering underwriting talent and the prospects for their growth to continue sustainably into the future. We also learn what is on the MGAA's agenda, in terms of the lobbying work it does as well as what are the latest initiatives from the important educational and networking sides of the organisation. But leaning on Mike's broad experience, our topic ranges are far wider than that. For example, a large part of our discussion extends to include the application of AI in the MGA space. With the average tenure of the underwriting paper backing MGAs hitting new highs, MGAs providing the preferred career path for many underwriters, and with someone as passionate and knowledgeable as Mike looking out for its interests, the future for the UK and Ireland MGA sector looks very healthy. But most importantly Mike is great company and an insurance player through and through and the best possible reason to listen to this podcast is to get the benefit of some of the insights that his long experience has given him. NOTES: We mention Reg Brown. Reg is a Lloyd's luminary who ran his own Syndicate and is the driving force behind founding the MGAA, as well as many other market-wide initiatives and collaborations, most notably the Insurance Museum, of which he is Chairman. https://www.linkedin.com/in/reg-brown-62827313/ LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com We also thank audio advertiser, The Insurance Network (TIN), organiser of the highly-successful TINtech events series and Data Jam. www.tin.events
In this episode of BRAVE COMMERCE, Josh Hackbarth, Chief Marketing Officer at MGA Entertainment, joins hosts Rachel Tipograph and Sarah Hofstetter to discuss the evolution of the toy industry and how MGA is redefining how consumers engage with its brands.Josh explains why building emotional connections is now just as important as product innovation and how MGA is adapting to cultural trends, digital engagement, and retail media shifts. With iconic brands like Bratz, Little Tikes, LOL Surprise, and Miniverse, MGA is tapping into nostalgia, social media virality, and the rise of adult collectors to expand its audience beyond kids and parents. For marketers navigating rapidly changing consumer behaviors, this episode explores how to blend entertainment, retail, and social influence to drive brand longevity and sales.Key TakeawaysBrand Building is Bigger than Products – Emotional connections drive demand and long-term success.Retail and Social Must Work Together – Cultural moments and influencer engagement fuel conversion.Consumer Behavior is Changing Fast – Nostalgia, adult collectors, and digital communities are reshaping the toy industry. Hosted on Acast. See acast.com/privacy for more information.
SKOR North's Ross Brendel is catching up with some of the staples of the annual show. Franco Zerna from The First Tee joins to talk all golf show, how you can support The First Tee, and what he loves about the show. MGA (Minnesota Golf Association) Executive Director and COO Jon Mays stops by and lets us know all about what the MGA is doing to grow and supportthe game in the state of Minnesota. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
SKOR North's Ross Brendel is catching up with some of the staples of the annual show. Franco Zerna from The First Tee joins to talk all golf show, how you can support The First Tee, and what he loves about the show. MGA (Minnesota Golf Association) Executive Director and COO Jon Mays stops by and lets us know all about what the MGA is doing to grow and support the game in the state of Minnesota. Learn more about your ad choices. Visit podcastchoices.com/adchoices