Podcasts about Mga

Marami ang nagsasabi na bawal daw magdasal ng paulit-ulit, kasi sabi raw ni Jesus sa Bible: “Do not use vain repetitions.” Pero totoo ba ito?

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

In this episode, the Mayor sits down with industry veteran Jeff Kleid  a 30-year insurance innovator, MGA, and carrier leader  to talk about the business of hard-to-place risks, the truth about captives, and how brokers can turn complex accounts into profitable opportunities.From selling insurance on the internet in the ‘90s to building niche programs for cannabis, film, and trucking, Jeff shares real-world lessons about taking chances, trusting data, and transforming the way independent agents think about risk.In this episode, we discuss:The evolution from retail broker to MGA and carrierWhy most agents misunderstand captives (and how to use them right)Building programs for high-risk industries like towing and hempHow to niche down without boxing yourself inThe role of AI in underwriting and program innovationKey Takeaways:Don't fear the hard-to-place — that's where opportunity lives.Captives aren't restrictive; they empower growth and control.Niche success is built on relationships and risk awareness.AI is a tool, not a replacement — human insight still wins the day.Connect with Jeff Kleid:LinkedIn: linkedin.com/in/jeffkleidEmail: jdkleid@eliterisk.comWebsite: eliterisk.comSpecial Thanks to Our Sponsors:

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Enjoy a good game of BingoPlus! — the first online poker casino in the Philippines. Licensed by Pagcor. Get it at Google Play and App Store, or visit www.bingoplus.com. Gaming is for 21-year-olds and above only. Gambling can be addictive know when to stop. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Enjoy a good game of BingoPlus! — the first online poker casino in the Philippines. Licensed by Pagcor. Get it at Google Play and App Store, or visit www.bingoplus.com. Gaming is for 21-year-olds and above only. Gambling can be addictive know when to stop. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga ka-linya, iba naman setup natin ngayon. Wala tayo sa Linya-Linya HQ, at wala rin sa TPN Studio. Nandito tayo ngayon sa gitna ng ganda, ginhawa, at hiwaga ng Puerto Princesa sa Palawan. At syempre, special din ang guest natin. Hindi lang basta writer, hindi lang basta doktor. He's both — isang makata at manggagamot. Award-winning poet, essayist, lyricist, performance poet, at Medical Doctor for Public Health. Laki sa Maynila, pero may roots din ang pamilya sa Cuyo, Palawan. Finalist ng National Book Award ang kanyang librong Ang Kartograpiya ng Pagguho, at ilang beses nang kinilala sa Carlos Palanca Memorial Awards for Literature. Mga kaibigan, kasama natin ngayon — Doc Ralph Fonte, a.k.a. Doc Loaf!Malaman ang kwentuhan natin kasama sya-- tungkol sa kasaysayan at kagandahan ng Palawan, sa naging lakbay nya sa larangan ng medisina at literatura, sa halaga ng mga salita, ng mga kuwento, ng pagtulak sa mga adbokasiya't mga ipinaglalaban. Naibahagi nya rin ang isinasagawa nilang taunang Pawikaan Writers Workshop, para sa tuloy-tuloy na paglinang sa pagsusulat ng mga Palaweño. Samahan nyo kami ni Doc Loaf sa kwentuhang ito. Listen up, yo!

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Majesco's Denise Garth is joined by K2 Insurance Services' Matthew LuBien to unpack the key ingredients to MGA success. They dive into market opportunities driving future growth, areas where product development needs support, and what to look for when selecting a technology foundation and partners. The conversation also explores why minimizing customization matters, how to bridge underwriting expertise with technology, and the ways data and AI are revolutionizing insurance.

Reanudamos con mucha ilusión esta temporada, y por eso os traemos en este capítulo a una invitada muy especial. Lara, de MGA (agencia de Marketing y comunicación) que nos va a sorprender con su recorrido por las Gamescom y además nos contará cosas muy interesantes sobre el desempeño que realiza su empresa. Esperamos que os guste.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Enjoy a good game of BingoPlus! — the first online poker casino in the Philippines. Licensed by Pagcor. Get it at Google Play and App Store, or visit www.bingoplus.com. Gaming is for 21-year-olds and above only. Gambling can be addictive know when to stop. Hosted on Acast. See acast.com/privacy for more information.

At the WSIA annual conference in San Diego, Glenn Dorr of Brace US outlined its selective approach to MGA partnerships. By “underwriting the underwriter,” Brace prioritizes experienced teams … Read More » The post Finding the Right MGA Partnerships in a Shifting Market appeared first on Insurance Journal TV.

"Deadma ka lang daw kay Arjo Atayde, mama Ogs?"Mga artistang "idinawit" sa mga Discaya, grabe naman!Alex Calleja, nagparinig sa mga sangkot sa flood control project!

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Enjoy a good game of BingoPlus! — the first online poker casino in the Philippines. Licensed by Pagcor. Get it at Google Play and App Store, or visit www.bingoplus.com. Gaming is for 21-year-olds and above only. Gambling can be addictive know when to stop. Hosted on Acast. See acast.com/privacy for more information.

Jonathan Spry, CEO and co-founder of Envelop Risk, joins Robin Merttens for a deep dive into how data science, AI and portfolio-level modelling are transforming cyber reinsurance. As one of the earliest voices in the industry championing machine learning and systemic risk analysis, Jonathan shares what he's learned over nine years of building Envelop into a leading hybrid underwriter operating across London and Bermuda. In his own words, this episode is about building smarter ways to understand, underwrite and capitalise on emerging risk — with cyber as just the starting point. What you'll learn: Why Jonathan and his team focused on cyber risk and portfolio-level underwriting from day one The rationale behind favouring systemic insights over individual vulnerabilities How causal inference provides a leap forward in predicting tail events Why AI liability is already creating new market opportunities The need for creative, multi-source data strategies beyond traditional claims Why Envelop steers clear of SaaS and keeps underwriters embedded in the modelling process How algorithmic underwriting fits into the next chapter of insurance innovation Candid thoughts on the AI hype cycle — and what matters more than the buzz Jonathan also talks through Envelop's shift from MGA to reinsurer, how to think long-term in a volatile market and what kind of partnerships are needed to unlock new forms of risk. If you like what you're hearing, please leave us a review on whichever platform you use or contact Robin Merttens on LinkedIn. You can also contact Jonathan Spry on LinkedIn to start a conversation! Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Identify the structural and economic drivers pushing insurers toward algorithmic and portfolio underwriting. Produce a strategy for aligning capital, analytics and data science in cyber reinsurance underwriting. Summarise how Envelop Risk evolved from an MGA to a hybrid reinsurer and the rationale behind its capital partnerships. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 372 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

„Wir sind zu spät dran, wir brauchen die Marktplätze, weil wir viele Leistungen haben, die nicht so aufwändig eingekauft werden sollen," fordert Mga. Alexandra Terzaki, Juristin, Vergaberechtsexpertin und Unternehmerin aus Österreich, in der neuen Folge des Unite Podcasts. Die Expertin beleuchtet Vergaberecht und Vergabepraxis in Österreich und diskutiert die Anhebung der Schwellenwerte auf 143.000 Euro. Ihr Credo: Marktplätze sind ein Instrument zur Vereinfachung des Einkaufs. Auch unser zweiter Gast, Klaus Klembas, Strategic Account Manager für Unite in Österreich, wünscht sich mehr Mut zur Modernisierung. Er ist überzeugt davon, dass Marktplätze Teil einer erfolgreichen Beschaffungsstrategie sind. Erfahren Sie, welche Anforderungen dafür gegeben sein müssen und wie Sie schrittweise in eine Umsetzung kommen.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Enjoy a good game of BingoPlus! — the first online poker casino in the Philippines. Licensed by Pagcor. Get it at Google Play and App Store, or visit www.bingoplus.com. Gaming is for 21-year-olds and above only. Gambling can be addictive know when to stop. Hosted on Acast. See acast.com/privacy for more information.

Claims-Made Insurance - The Policy That Changed the Industry: A Deep Dive, Review, and History by Frederick J. Fisher, J. D.Frederick J. Fisher's "Claims-Made Insurance - The Policy That Changed The Industry" is an indispensable guide for insurance professionals navigating claims-made policies. This comprehensive book explores the evolution and critical aspects of these policies that have transformed the insurance landscape.This book serves as a manual for industry professionals, brokers, underwriters, and claims adjusters, teaching them how to navigate and explain claims-made policies. It also empowers policyholders by clarifying their rights and responsibilities, helping them avoid coverage gaps and denial scenarios.Fisher's engaging writing style and authoritative knowledge make this book informative and accessible. It provides practical advice and best practices, fostering transparency and trust between insurers and insureds. As the industry faces challenges from private equity and market dynamics, this primer is a vital resource for anyone involved in professional liability insurance.Whether you are a veteran or newcomer, "Claims-Made Insurance - The Policy That Changed The Industry" is your essential guide to mastering claims-made policies and ensuring robust coverage in a changing landscape.“Frederick Fisher delivers an authoritative yet accessible guide to one of the most important types of insurance coverage. With clear explanations and practical tips, this book empowers readers to make informed decisions about liability insurance and avoid costly mistakes. A must-have for anyone seeking to understand and navigate the complexities of claims-made policies!”~ Kevin Quinley CPCU, Principal of Quinley Risk Associates LLCFrederick J. Fisher, J.D. is the President of Fisher Consulting Group, Inc and was the Founder of E.L.M. Insurance Brokers, a Wholesale & MGA facility specializing in ProfessionalLiability and Specialty Line Risks.  He is a member of the Editorial Board for Agents of America; was a Faculty Member of the Claims College, and Member of the Executive Council,School of Professional Lines sponsored by the Claims & Litigation Management Alliance an Instructor for the Academy of Insurance and is a Founding Member and Past President of theProfessional Liability Underwriting Society. He has worked in Specialty Lines Insurance for almost 50 years.   https://www.amazon.com/dp/B0D6SWXSPFhttps://www.fishercg.com/WP1/https://www.christianworksmedia.com/http://www.bluefunkbroadcasting.com/root/twia/9425fjfcwm.mp3     

On this week's episode of The Leadership In Insurance Podcast, I sat down with Samuel Broomer, President of NormanMax Insurance Solutions, to explore how parametric insurance is reshaping the industry and what it means for carriers, agents, and customers alike.From its early applications in Sub-Saharan Africa to its role today in addressing protection gaps across the U.S., this episode dives deep into how parametric solutions are transforming the insurance landscape.

Originally uploaded Aug. 21st, reloaded Aug. 27th. Chris Holman welcomes Laura Sheeran, Project Manager at Kinexus Group, Benton Harbor, MI. There were several questions Chris had for Laura in this conversation: Welcome Laura, remind us about Kinexus, and how it's involved with the Manufacturing Growth Alliance? Tell me more about MGA and Industry 4.0 funding? Are there specific regions that MGA supports? When is the deadline to apply for funding? If I'm an employer listening, where do I go to apply? » Visit MBN website: www.michiganbusinessnetwork.com/ » Subscribe to MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/ Don't wait! Unlock your growth by applying for Industry 4.0 funding today. Michigan's small and medium-sized manufacturers have a unique opportunity to embrace cutting-edge technology and gain a competitive edge. Through the Industry 4.0 Grant Program, you can receive funding to implement advanced solutions - such as robotics, automation, artificial intelligence, and more - that drive efficiency, productivity, and growth. Funds are limited and the deadline to submit an application is Monday, September 15!

In this episode of the FNO: InsureTech Podcast, we welcome Kyle Geoghan, Co-Founder and CEO of Indemn, for a deep discussion on the real-world impact of generative AI in insurance. Kyle shares his trajectory from early days in a family insurance agency, through his experience at CoverWallet, to launching Indemn in 2021. The episode details how Indemn began by building an MGA for event insurance with Markel—where nearly 95% of its direct-to-consumer operations rely on AI agents—and how the firm is now focusing primarily on its core SaaS platform. Listeners gain a data-driven understanding of how Indemn's technology automates quoting, underwriting, broker support, and especially broker portal workflows, as well as Kyle's evidence-based view of industry adoption. Key Highlights Kyle traces his roots to his family's Long Island insurance agency, starting at age 12 and later moving to digital innovation at CoverWallet before co-founding Indemn. Indemn was launched in 2021 as a generative AI company for insurance. It initially operated as an MGA selling Markel-backed event and wedding insurance, introducing an AI agent model—at EventGuard, approximately 95% of customer interactions are handled by AI agents. As part of a strategic pivot, Indemn is selling the EventGuard MGA subsidiary to devote greater resources to SaaS technology enablement for carriers, MGAs, and broker networks. Indemn's platform supports AI-driven quoting, stepwise underwriting, certificate generation, and status updates. Broker portal assistance is a core use case, enabling agents to receive accurate, real-time answers to underwriting and product questions, reducing repetitive workload by 30–40% for underwriters and CSRs. Adoption patterns show most consumer users are comfortable with AI workflows, while a majority of brokers also warm to this model over time—particularly when embedded in broker portals with feedback mechanisms for user trust. Kyle notes that, historically, insurance industry adoption has been cautious; however, he identifies late 2022 and 2025 as crucial milestones, with 2025 predicted as a year of significant scaling in generative AI deployment across the sector.

Claims-Made Insurance - The Policy That Changed the Industry: A Deep Dive, Review, and History by Frederick J. Fisher, J. D.Frederick J. Fisher's "Claims-Made Insurance - The Policy That Changed The Industry" is an indispensable guide for insurance professionals navigating claims-made policies. This comprehensive book explores the evolution and critical aspects of these policies that have transformed the insurance landscape.This book serves as a manual for industry professionals, brokers, underwriters, and claims adjusters, teaching them how to navigate and explain claims-made policies. It also empowers policyholders by clarifying their rights and responsibilities, helping them avoid coverage gaps and denial scenarios.Fisher's engaging writing style and authoritative knowledge make this book informative and accessible. It provides practical advice and best practices, fostering transparency and trust between insurers and insureds. As the industry faces challenges from private equity and market dynamics, this primer is a vital resource for anyone involved in professional liability insurance.Whether you are a veteran or newcomer, "Claims-Made Insurance - The Policy That Changed The Industry" is your essential guide to mastering claims-made policies and ensuring robust coverage in a changing landscape.“Frederick Fisher delivers an authoritative yet accessible guide to one of the most important types of insurance coverage. With clear explanations and practical tips, this book empowers readers to make informed decisions about liability insurance and avoid costly mistakes. A must-have for anyone seeking to understand and navigate the complexities of claims-made policies!”~ Kevin Quinley CPCU, Principal of Quinley Risk Associates LLCFrederick J. Fisher, J.D. is the President of Fisher Consulting Group, Inc and was the Founder of E.L.M. Insurance Brokers, a Wholesale & MGA facility specializing in ProfessionalLiability and Specialty Line Risks.  He is a member of the Editorial Board for Agents of America; was a Faculty Member of the Claims College, and Member of the Executive Council,School of Professional Lines sponsored by the Claims & Litigation Management Alliance an Instructor for the Academy of Insurance and is a Founding Member and Past President of theProfessional Liability Underwriting Society. He has worked in Specialty Lines Insurance for almost 50 years.   https://www.amazon.com/dp/B0D6SWXSPFhttps://www.fishercg.com/WP1/https://www.christianworksmedia.com/http://www.bluefunkbroadcasting.com/root/twia/82125fjf.mp3    

Economists, business leaders, and unions are gathering in Canberra this week for a national roundtable aimed at boosting Australia's productivity. - Mga ekonomista, business leaders, at mga unyon ay nagtitipon sa Canberra ngayong linggo para sa isang national roundtable na layuning mapalakas ang productivity ng Australia.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Distribution, Digitized: How Foxquilt is Reshaping Small Business InsuranceIn this week's podcast, I sat down with Josh Reznick, Foxquilt's Chief Distribution Officer, to unpack how the insurtech is redefining distribution in commercial insurance.Foxquilt is a digital MGA focused on serving underserved small business markets across North America. By leveraging its proprietary technology platform, Foxden, the company has streamlined what was once a heavily manual process at traditional carriers — delivering a faster, more efficient quote-to-bind experience.But Fox Quilt's real differentiator is its multi-channel distribution model. By balancing wholesale and enterprise partnerships, they have built a scalable approach that expands reach without losing control of the customer relationship. Josh brings over a decade of carrier experience from Aviva to Fox Quilt, applying partnership-driven strategies in a modern digital context.Here are some of the key insights from our conversation:

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

David Serna Perez, Account Executive at LivePerson, they are an AI native company that has developed two AI agent assistant for the underwriter. They are mainly focused on MGA and underwriting teams. One is focused on MGA underwriting teams and the other one is focused on reinsurance brokers and underwriters. A great conversation with an experienced AI practitioner who really gets insurance.David Serna Perez: https://www.linkedin.com/in/david-serna-perez-42825689/LivePerson: https://www.liveperson.com/Video Version: https://youtu.be/hkgQBYYpob4

In this episode, host Tim Bonnell Jr. is joined by Josh Ray, Chief Underwriting Officer at Class A, a new MGA rewriting how we think about aviation insurance. With decades of experience and bold insight, Josh takes us into the cockpit of innovation — where AI, telematics, and pilot performance data are changing how underwriters evaluate risk. This conversation explores how data can improve safety, lower costs, and give long-overdue flexibility to high-performing pilots, aging airmen, and aviation operations of all kinds.

Tony chats with Daniel Palacios, Co-Founder and CRO at Sytrex, they are an AI native company that has developed two AI Agents assistants for underwriters. They are mainly focused on helping MGA underwriting teams, basically co-pilots for insurance and reinsurance operations. They place underwriters in the center and take away the manual and boring repetitive work.Daniel Palacios: https://www.linkedin.com/in/danielpalaciossales/Sytrex: https://www.sytrex.io/Video Version: https://youtu.be/894J0dwi7O8

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Ready to recruit? Don't miss our episode with tips on where to find applicants, training resources, and more!   Read the text version   Resources: Before You Recruit: Setting Up Your Agency for Success Developing an Agency - Your Guide to Getting Started FMO vs. IMO vs. NMO vs. MGA vs. GA: What's the Difference? Learn More About PlanEnroll Find Your Agency Specialist Tech Takeaways for Forward-Thinking Insurance Agents PlanEnroll Official Site Register with Ritter Insurance Marketing   References: Falk, Stefan. “8 Signs You're an Ambivert—They're ‘Underrated' and ‘More Successful' than Introverts or Extroverts: Psychology Expert.” Cnbc.Com, CNBC, 21 Feb. 2025, www.cnbc.com/2025/02/21/psychology-expert-signs-youre-an-ambivert-why-theyre-more-successful-than-introverts-and-extroverts.html. “The True Cost of a Bad Hire-and How to Avoid Making One.” Forbes.Com, Forbes Magazine, 30 June 2025, www.forbes.com/sites/allbusiness/2025/06/30/the-true-cost-of-a-bad-hire-and-how-to-avoid-making-one/. “Monthly Labor Review Projection Overview and Highlights 2020-30.” Bls.Gov, U.S. Bureau of Labor Statistics, www.bls.gov/opub/mlr/2021/article/projections-overview-and-highlights-2020-30.htm#_ednref1. Accessed 18 July 2025.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

At its best, parametric insurance delivers clarity when volatility strikes. But scaling that promise takes more than models: it takes real claims data, market feedback and the ability to solve for both reinsurers' confidence and cedents' earnings risk. In this episode, Matthew Grant speaks with Matt Coleman, Chief Risk Officer at The Demex Group, a reinsurance MGA using a new modelled loss index to reshape how the market covers severe convective storms, one of the fastest-growing sources of weather-driven loss. Our conversation picks up where our previous webinar left off, and explores how Demex has grown distribution, secured broker support and validated its approach in a live risk environment. In this conversation Matt touches on: Why 2025 has already seen above-average tornado, wind and hail activity and how recoveries are already flowing How Demex's RCR Re cover mimics indemnity but pays out on a modelled index Why omitting sensors and relying on robust weather and claims data reduces basis risk The advantages of training models on cedents' actual ground-up claims, not diluted industry averages What reinsurers want in secondary peril covers and how Demex packages risk to match that appetite Why broker engagement has been critical to growth, and what their clients are asking for What it means to build in response to a genuine market problem not just to push a technology Along the way, Matthew and Matt talk about why carriers are willing to share granular claims data when the product is strong enough and why early validation matters in parametric. If you like what you're hearing, please leave us a review on whichever platform you use or contact Matt Coleman or Matthew Grant on LinkedIn. Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Specify the role of brokers in distributing innovative reinsurance solutions and educating cedents Identify the challenges and advantages of building a reinsurance product in direct response to market demand Explain why reinsurers prefer weather-driven indices over indemnity-based uncertainty If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 365 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

Question? Comment? Send us a Message!Sean and Dane are back! The guys recap their weeks and most recent MGA performances. The fellas discuss the Stevie Award nominees and break down their voting thoughts. Then AJ Sims, Jeremiah Ellis and Al Gonzalez (All the Hype) join the show!! They discuss their new upcoming podcast, the 2025 season and draft “Best Outdoor Summer Activities”!BIG ASP Cornhole Patreon page:4 Tiers to choose from!! Come join our growing community and get insider info, become an active participant in show content, be eligible for bag giveaway's, find our VIDEO of the interviews and more!!https://www.patreon.com/bigaspcornholeDraggin Bags!!-The “Power Draggin” might be the best bag we've ever thrown!! And we suck…imagine how good they could be in your hands….https://dragginbagz.com/Code: BIGASP12 Big Asp Merch!!!! Polos, Tees, Jerseys, shorts and more!!https://jamapparel.net/collections/new-the-big-asp-cornhole-podcast-collection-by-jam-Support the show

Step into Episode 171 of ‘On the Delo' as David DeLorenzo welcomes Bobby, CEO and co-founder of Rainbow Insurance, for a refreshingly honest exploration of what it takes to reinvent an industry from the inside out. Bobby shares his journey from launching startups in Boston to building niche-driven, tech-enabled insurance solutions in San Francisco, with candid insights about entrepreneurship, leadership, and why people are always the real differentiator.Get the inside story on how Rainbow found its name, why Main Street businesses matter, and what “admitted” vs “non-admitted” products really mean for hospitality owners. From memorable startup moments to practical risk management tips, this conversation is packed with real stories and hard-won lessons. If you're a business owner, agency leader, or hospitality operator who wants to thrive in unpredictable times, you'll find actionable takeaways and a reminder that insurance is always about people first.Chapter Guide (Timestamps):(0:00 – 1:00) Family Beginnings & Episode WelcomeBobby and Delo swap stories about kids and business, introducing Episode 171 and today's guest, Bobby, Rainbow Insurance CEO.(1:01 – 2:30) Founding Rainbow: From Naming to Why It StuckDiscover how a spur-of-the-moment idea became a vibrant brand—and why a memorable, positive name can open unexpected doors.(2:31 – 4:30) Entrepreneurial Roots and the Accidental Startup PathBobby shares his first exposure to entrepreneurship, the twists and turns of early ventures, and how he “fell into” building companies after the 2008 financial crisis.(4:31 – 7:00) Moving to Insurance: Calling, Community, and Industry LessonsWhy insurance, why hospitality, and why niche? Learn how Bobby found his calling in insurance by valuing people and community over hype and scale.(7:01 – 9:59) Main Street & Hospitality: The Power of Focused ImpactHear why hospitality was chosen over trendier sectors and how food, family, and local economies inspired a program built for restaurants and community resilience.(10:00 – 12:56) Building the MGA: Team, Technology, and Invested GrowthGo behind the scenes on starting a tech-forward MGA, assembling the right team, and raising the bar for underwriting and customer service excellence.(12:57 – 16:27) Insurance 101: Admitted, Non-Admitted, and Market DynamicsExpert explanations and market realities—what every operator and agent should know about product types, risk zones, rates, and regulatory nuance.(16:28 – 19:30) Claims, Catastrophes, and Real-World RiskTrue stories from the front lines: what's driving most claims for restaurants, why weather matters more than ever, and how responsiveness changes everything in recovery.(19:31 – 24:23) Lessons for Owners: Risk Prevention and Hiring for ExcellenceBobby's biggest advice for hospitality owners: be present, hire quality people, and run a great business—because leadership affects everything, including your bottom line.(24:24 – 29:47) Beauty, Wellness, and the New Insurance NicheExplore Rainbow's expansion into health and wellness insurance, and how Bobby manages high energy and personal wellness while growing a company and raising two kids.(29:48 – 30:56) Daily Choices, Healthy Habits, and Airport TemptationsPractical tips for staying on track with wellness—whether at the office, on the road, or navigating the temptation of airport fast food.Please Subscribe and Like.LINKS:

 Join us as we dive into an insightful conversation with Peter Flynn, who leads the personal lines vertical in the Americas for Exceedance. Discover his journey from an underwriting trainee at Chubb to his current role, and learn about the innovative ways Exceedance is transforming the insurance industry.Peter's career path and experiences in the insurance industry The role of Exceedance in operationalizing insurance companies Insights on AI's impact on personal lines and customer service The evolving landscape of the E&S and MGA markets The importance of partnerships in the insurance ecosystemKey quotes "Exceedance does everything an insurance company does except for take risk and distribute products.""We tend to overestimate the impact of technology in the near term and underestimate it in the long term.""If I were to invest my capital in taking risks right now, I'd want to do it on an E&S basis.""I don't want to be called a vendor, I want to be a partner."Sponsors:Smart ChoiceCanopy ConnectOlde School Markting

What does it take to build an MGA that not only launches but lasts? Tim Quayle has spent the past decade answering that question, not in theory, but in practice. As CEO of OneAdvent, a London-based MGA incubator and service platform, he's helped launch and scale more than 15 underwriting businesses and seen plenty more that didn't make it. In this episode, Matthew Grant speaks to Tim about the real ingredients of MGA success. Not the glossy pitch-deck version, but the messy, pragmatic reality: why experience matters, what investors are really looking for, and how the market has matured in the last ten years since the “InsurTech” label first emerged. In this conversation, Tim shares: Why most early-stage MGAs underestimate how long things take and how much they'll cost What's changed in capacity and investment appetite, and why “grown-up plans” are now a must The risk of pushing too hard, too fast and how to preserve credibility with stakeholders Why deep insurance experience still outweighs tech fluency in this market The myth of radical disruption and why incremental improvement is the better bet How OneAdvent is investing in AI and data to better support underwriting teams across its platform We also explore broader themes: the shifting dynamics between MGAs and capacity providers, the evolution of embedded insurance, and why many promising innovations still struggle to gain traction in such a regulated, relationship-driven industry. You can join Tim Quayle in person at our upcoming MGA Half Day event on July 15th. Tim will be moderating a panel on the key ingredients for a winning MGA, alongside Adam Kembrooke, Founder and Managing Director, Amiga Specialty, Jacqui Ferrier, CEO, Carbon Underwriting and Tomos Ashfield, Chief Development Officer, The Ardonagh Group.  With only a few tickets left, sign up now to be able to join us for what is shaping up to be the biggest UK gathering focused entirely on the delegated authority market this year. If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn. Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Explain why radical disruption often fails in insurance, and how incremental innovation leads to sustainable business growth. List the core capabilities MGAs need to present a “grown-up” proposition to capacity providers and investors. Identify the key components of a data-driven MGA operating model and how platforms like OneAdvent's OneView can support underwriting performance. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 362 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

When the market softened, Ridge didn't follow the crowd. Here's how discipline became their competitive edge. In this episode, host Anthony Hess sits down with Greg Markell, President & CEO at Ridge Canada Cyber Solutions Inc., for a candid conversation on what it takes to build a sustainable cyber MGA.Greg shares how Ridge has resisted the pull of chasing market share during soft cycles—maintaining its underwriting standards since 2020—and why he believes cyber risk transfer must be earned, not assumed. He unpacks Ridge's strategy of building proprietary underwriting tools in-house, explains why AI is an efficiency enhancer (not a replacement for people), and introduces the company's new “risk marketplace,” which helps brokers turn declines into actionable paths to coverage. You'll learn:1. Why consistent underwriting is Ridge's strategy for long-term profitability2. Why cyber coverage should depend on client maturity, not market capacity3. How Ridge balances internal tech and AI with human-led underwriting4. What Ridge's “risk marketplace” offers when clients aren't ready for coverage5. Why trusted vendor partnerships are core to a strong claims experience___________Get in touch with Greg Markell on LinkedIn: https://www.linkedin.com/in/gregmarkell/___________About the host Anthony Hess:Anthony is passionate about cyber insurance. He is the CEO of Asceris, which supports clients to respond to cyber incidents quickly and effectively. Originally from the US, Anthony now lives in Europe with his wife and two children.Get in touch with Anthony on LinkedIn: https://www.linkedin.com/in/anthonyhess/ or email: ahess@asceris.com.___________Thanks to our friends at SAWOO for producing this episode with us!

Alamin kung bakit parami nang parami ang mga Katoliko sa United Kingdom—mula sa mga convert, hanggang sa mga kabataang muling niyayakap ang pananampalataya!

  The 2026 AHIP Certification training is now live! We're covering AHIP FAQs to help you prepare!   Read the text version    Resources: Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651 Get Access to Exclusive Leads When You Become a PlanEnroll Network Agent: https://lnk.to/3pKJsF FAQs About NABIP Medicare Certification: https://ritterim.com/blog/faqs-about-nabip-medicare-certification/ FMO vs. IMO vs. NMO vs. MGA vs. GA: What's the Difference? https://lnk.to/asg658 The Survivor's AEP Checklist: https://ritterim.com/blog/the-survivors-aep-checklist/ Updates to the 2026 AHIP Certification You Should Know: https://ritterim.com/blog/updates-to-the-2026-ahip-certification-you-should-know/   References:  “AHIP Medicare + Fraud, Waste, and Abuse (MFWA) Online Course.” Ahipmedicaretraining.com, 2025, https://www.ahipmedicaretraining.com/page/login. Accessed 20 May 2025. AHIP Technical Support: Support@AHIPInsuranceEducation.org Sawchuck, Craig. “Test Anxiety: Can It Be Treated?” Mayo Clinic, 14 May 2024, www.mayoclinic.org/diseases-conditions/generalized-anxiety-disorder/expert-answers/test-anxiety/faq-20058195. Accessed 20 May 2025. ‌“Top Universities.” Top Universities, Nov. 2012, https://www.topuniversities.com/student-info/health-and-support/exam-preparation-ten-study-tips. Accessed 20 May 2025. ‌ Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

Question? Comment? Send us a Message!Sean and Dane are back! The boys discuss their experience at their first MGA golf tournament. Signature #4 results are reviewed and the world needs to know who crop dusted Deb Odum!! A special Patreon member draft of Childhood Nostalgia wraps it up!!BIG ASP Cornhole Patreon page:4 Tiers to choose from!! Come join our growing community and get insider info, become an active participant in show content, be eligible for bag giveaway's, find our VIDEO of the interviews and more!!https://www.patreon.com/bigaspcornholeDraggin Bags!!-The “Power Draggin” might be the best bag we've ever thrown!! And we suck…imagine how good they could be in your hands….https://dragginbagz.com/Code: BIGASP12 Big Asp Merch!!!! Polos, Tees, Jerseys, shorts and more!!https://jamapparel.net/collections/new-the-big-asp-cornhole-podcast-collection-by-jam-Support the show