Podcasts about Mga

Joel Comstock, the Minnesota Golf Association's Strategic Partnerships and Community Relations Director, joined the Break80 Podcast on stage at the Minnesota Golf Show. Joel goes through many things that are happening with the Minnesota Golf Association, including discussion on some the amateur championships in Minnesota, Youth on Course, the 125th anniversary of the MGA and other trends happening in golf at a state and national level. Subscribe to the Break80 Podcast on Apple, Spotify & YouTube for weekly golf content. Learn more about your ad choices. Visit megaphone.fm/adchoices

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

AM Best Senior Associate Editor Terrence Dopp discusses the early signs of a softening MGA market, the renewed focus on underwriting discipline and capital management, plus how closer alignment with carriers and reinsurers could shape the sector through 2026.

In this episode, Robin Merttens sits down with Frank Perkins, CEO and Co-founder of inari, to explore what it really takes to build and scale a modern MGA in 2026.  From founding an insurance business himself to leading a technology company serving specialist MGAs across Europe, Frank brings a rare dual perspective. He understands both the pressure of getting premium through the door and the responsibility of building systems that underwriters actually want to use.  As private equity capital accelerates into the sector and niche, digital-first MGAs proliferate across continental Europe, the conversation turns to speed, integration and the quiet evolution of the underwriting workbench.  In this conversation, Frank shares:  Why technology literacy is now firmly in the hands of business users, not just IT departments  How the rise of highly specialised MGAs is reshaping what underwriting platforms need to deliver  Why “rip and replace” transformation programmes are giving way to orchestration and coexistence  How AI is materially accelerating integrations and onboarding, cutting rollout times from months to days  The difference between generic AI tooling and insurance-specific intelligence  Why speed of execution is becoming a defining competitive advantage  What a tightening market cycle will mean for operational efficiency  Why continental Europe may offer the next major growth wave for MGAs  How culture and domain expertise can matter as much as code in a crowded market  If you like what you're hearing, please leave us a review on whichever platform you use or contact Robin Merttens on LinkedIn.  Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning.

Dalawang trending issues, both surrounding priests on social media. Ang isa, pinag-usapan dahil sa maanghang na salitang binitawan sa kanyang pagturo. The other, an influencer priest from Italy who suddenly announced he is stepping away from the ministry. Mga katanungang inspired ng mga kwentong ito, pag-uusapan nina Pads in episode 130 of The PadsCast!

Tony chats with David Stafford, Co-Founder and COO at Substance, they are a budding insurtech, currently in pre-seed funding round, that is building an An MGA that is powered by AI and robotics to completely change the risk evaluation and loss prevention process focused in warehouse and supply chain space. Their technology will have applicability to warehouses, manufacturing, and the fast growing space of data centers. They completely turn the model upside down with proprietary products starting in property. Instead of a loss control inspection they create a deep digital twin of the facility to 2 mm of precision using video, sensors and lidar. Once the policy is written they leave behind the robot to continuously scan the facility in case something changes, think of it like an industrial roomba, and his name is FELIX. An incredible conversation you wouldn't miss! #Insurance #insurtech David Stafford: https://www.linkedin.com/in/david-stafford-b842048/Substance: https://substance-corp.com/Video Version: https://youtu.be/ICfUpKMSHQs

Introduction “AI in insurance” has become shorthand for chatbots and generic automation. This episode focuses on a more operational question: what would it take for AI to behave like a dependable CSR inside a real agency workflow — completing service work end-to-end, without eroding trust or the customer experience? Guest Bio Nikhil Kansal is the Co‑Founder & CTO of Cara, a domain‑specific AI platform built for insurance to automate servicing and assist with sales. Prior to Cara, Nikhil co‑founded Oyster, a digital brokerage built around customer experience and risk placement. Earlier in his career, he worked as an infrastructure engineer at Stripe, helping operate global payments at high reliability. Key Topics (with context) -Beyond “chatbots” to an AI CSR: Why the bar is task completion, not conversation quality. Delegation + trust: What changes when AI becomes a coworker you can assign work to (and verify). -System-of-record reality: How Cara is designed to sit on top of existing tools instead of forcing a rip-and-replace. -Agency workflow fit: Where service volume lives (certificates, policy changes, routine requests) and what can be automated safely. -Voice + email automation: The operational implications when AI can handle phone calls and inbox-driven work. -Cost control vs service expectations: How leaders reconcile staffing constraints with rising customer expectations. -Guardrails + change management: What “safe automation” looks like in regulated, high-trust environments. Quotes -Nikhil: “It's a coworker that you can delegate certain tasks to — and you can trust that it gets completed end‑to‑end.” -Nikhil: “Cara is not a replacement for an AMS; it's more of a coordinator on top of your system of record.” -Nikhil: “Cara can pick up the phone, speak to the customer, and understand what they're calling about.” Resources Mentioned Nikhil Kansal: https://www.linkedin.com/in/nikansal/ Cara: https://www.getcara.ai/ Joshua Hollander: https://www.linkedin.com/in/joshuarhollander/ If you lead service, ops, or growth at an agency, MGA, carrier, or insurtech: subscribe for operator-level conversations. - Follow/subscribe on YouTube - Subscribe on your podcast platform (Apple Podcasts, Spotify, Podbean, etc.) - Share the episode with the colleague who owns service capacity and staffing plans

Today's episode is unique because my guest is pretty unique. Gabriel Holschneider was working as a lawyer 20 years ago when he uncovered a passion for, and an obsession with, captive insurance and started a consultancy and a very small reinsurer with his own money. Then ten years ago he founded an MGA group called XS Global. In 2026 that group is the biggest MGA in Latin America, is fully globalising and is set to write over a billion dollars in gross premiums, often from hard-to reach locations or via niche classes that others find difficult to underwrite. Gabe is a remarkable personality and is building something that is clearly out of the ordinary. I have interviewed lots of people behind fast-growing MGA groups but none of them quite like this, and that is partly because this is a business that wasn't born out of the traditional Anglo-US axis, where so many of its peers are to be found. It's refreshing and different. So listen on as Gabe explains the rationale behind the group, the main differentiation points in its modus operandi and where he expects the venture to be heading in the coming years. It's a breath of fresh air and I can highly recommend a listen. LINKS: XS Global https://xsglobal.com/ Eureka Re https://eurekare.com/ We thank our naming sponsor AdvantageGo: https://www.advantagego.com

Episode Info Juan García is one of the Co-founders of Tuio, a next-generation insurer built from the ground up with artificial intelligence at its core. Tuio's ecosystem of AI agents — including Leia, Watson, Lisbeth, Sonia, and George — now automate over 80% of customer interactions and 85% of simple claims, showing how AI can rebuild trust in financial services through transparency and efficiency. Juan oversees Tuio's brand, growth, and product strategy, blending design thinking with operational rigor to create a customer experience that feels more like modern software than traditional insurance. Before founding Tuio, he spent 20 years helping companies scale at the intersection of technology and finance — including leadership roles at Monitor Deloitte and global experience in affinity insurance distribution (e.g., Orange Seguros). A telecommunications engineer and La Caixa Fellow, Juan holds an MBA from London Business School and CEIBS. Juan García is co-founder and Co-CEO of Tuio, Spain's 100% digital, AI-native insurer creating next-generation insurance solutions for a customer-centric, tech-driven world. Under his leadership, Tuio has rapidly scaled from a garage startup into a multi-million euro fintech-insurtech raising major backing and redefining what "insurance" means for the digital generation. Juan García brings a unique blend of telecommunications engineering, strategic consulting and startup leadership to his role at Tuio. With a passion for transforming legacy industries through technology, he embarked on the mission of reinventing insurance in an age of artificial intelligence, mobile-first expectations and subscription business models. In early 2021, alongside fellow co-founders José María Lucas and Asís Pardo, Juan helped launch Tuio from its earliest phase — from conception in a garage to its market launch just months later.  The vision: build an insurer designed for the digital era, not a legacy insurer digitized. Tuio's model under Juan's leadership is built on three pillars: 1) products designed for digital-native customers (clear policies, subscription-style terms, self-service); 2) technology and automation as core operations, where AI handles everything from underwriting to chats and claims; and 3) a socially-aware business model, with transparency, accessible language and customer alignment built into the value proposition. Under Juan's aegis, Tuio closed a significant €15 million financing round (in 2024) led by major investors including BlackRock and MassMutual Ventures, signaling strong investor confidence in the business model. He has repeatedly spoken about achieving unit-economics advantaged positions: Tuio is approaching profitability by keeping customer acquisition costs low and lifetime-value comparably high. Episode Overview: Company Snapshot: Founded mid-2020, launched November 2021. Serves ~100,000 customers with ~€15 million in premiums. Focuses on personal lines: household, term life, auto, pet, health, travel. Operates as the MGA for all products. Tuio's InsurTech Differentiator: Beyond Process Fixes: Moves beyond early InsurTech's focus on efficiency to fundamentally re-engineering insurance. Targeting Underserved Segment (25-55): Addresses this demographic's demand for digital-first, self-service experiences. Sustainable Growth Model: Rejects "grow at all costs"; prioritizes healthy margins and controlled loss ratios over rapid, unprofitable expansion. Challenging Traditional Playbooks: Proves that a focus on profitability and underwriting is key, even for newer entrants. Key Innovations & Strategies: Proprietary Customer DNA: Collects 100+ non-traditional data points continuously. Example 1 (Device Type): iPhone/MacBook users have ~10% higher claims for stolen goods; this insight influences pricing. Example 2 (Onboarding Behavior): Customers who scrutinize specific coverages during sign-up are flagged for closer review during claims, detecting potential fraud. AI-Powered Claims Management ("Watson"): Handles non-deterministic claims processes effectively. Analyzes customer DNA, policy data, claim history, and more. Performs severity, urgency, and duplication analysis. Assigns confidence levels and escalates high-risk decisions to human adjusters. Transforms claims from a cost center to a "data flywheel." Direct-to-Consumer Model: Operates largely as a direct writer (~60% in the US, ~98% in Spain for new sales). Believes in the value of direct customer relationships for data insights. Acknowledges the role of mediation but focuses on a segment that appreciates their model. Direct model exposes unique challenges like immediate claim filing post-policy purchase, which their data analysis helps mitigate. Claims Processing Excellence: Superior Loss Ratios: Household insurance loss ratio is 55% (vs. 15-115% market average in Spain), aiming for 19% by year-end. Human-Centric Automation: Automation supports, but does not replace, human adjusters for critical decisions. Next Best Action System: Guides adjusters through complex claims processes. Claims as a Data Source: Leverages claims data to refine underwriting and fraud detection. Focus on Non-Deterministic Nature: Recognizes that claims are not linear and requires flexible AI, not rigid rule-based systems. Future Vision: Southern European Champion: Expanding from Spain into Portugal, France, Italy, and Greece. Leveraging Tech Stack: Utilizing their efficient operational model to enter and scale in less competitive markets. Proving Profitability: Demonstrating that Southern European markets can be highly profitable for InsurTech This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

In this wonderfully geeky and genuinely fascinating episode, Janina is joined by Ian D'Agata, one of the world's leading authorities on Italian wine, to unpack the real differences between Barolo and Barbaresco — far beyond the usual shortcuts. From Nebbiolo's biotypes and soil types to climate, communes, MGAs and practical tasting tips, this is a deep yet accessible guide for anyone who wants to better understand why Nebbiolo remains one of the most compelling and misunderstood grapes in the world. Stay until the end for a special giveaway courtesy of Ian himself. Shownotes 02:32 What first drew Ian to Barolo and Barbaresco. 04:52 What is Nebbiolo? Aromas, structure and what makes it so unique. 07:15 How geography, soils and place shape Nebbiolo wines. 08:16 Finding new angles after decades of writing about Italian wine. 09:48 Ian's favourite lesser-known native grape from Northern Italy. 11:14 A favourite lesser-known native grape from Southern Italy. 13:21 The most beautiful wine region in Italy — purely for its landscape. 14:32 Traditional vs modern Barolo — does the distinction still make sense? 17:36 Barbaresco explained — not a “softer Barolo”, but a different wine entirely. 23:05 Climate and soil differences — how the same grape creates very different wines. 24:14 Nebbiolo biotypes — what they are and why they matter. 30:23 Why so few people talk about biotypes in famous grape varieties. 34:44 What surprised Ian most while researching Barbaresco Terroir, following his earlier work on Barolo Terroir. 36:31 Is there a different attitude to Nebbiolo in Barbaresco compared to Barolo? 37:58 Practical tasting exercises to help students understand Nebbiolo. 41:47 The 181 MGAs — communes, crus and how to approach them without fear. 45:49 Real-world examples of communes and MGA differences. 46:52 Which recent vintages are best to buy and store. 48:02 Older vintages to grab and open today. 49:40 Where to find great-value Nebbiolo without buying a 20-year-old Barolo. 54:36 Two tickets giveaway — how to enter and what's included.

The latest edition of The Leadership in Insurance Podcast, features Alex Bond in conversation with Tony Lew, co-founder of Insurtech New York, in an insightful conversation about the future of insurance technology and the critical role of human engagement in an AI-driven industry.Key highlights from this episode:

Episode InfoJeff Radke is CEO and Co-Founder of Accelerant, a technology-fueled insurance platform that empowers MGUs to more effectively and confidently serve small and medium enterprises. He has spent his career working across all areas of the insurance value chain, from underwriting to reinsurance in global markets. Prior to Accelerant, Jeff spent a decade at Argo Group International Holdings, but he became frustrated with thelegacy system's antiquated technology and emphasis on maintaining their position in the value chain over doing right by the customer. This inspired him to co-found Accelerant to enable data-driven innovation and collaboration that puts customers first. Accelerant rebuilds the way that underwriters share and exchange risk to improve outcomes for everyone, with a focus on the SMBs that power our global economy and their niche insurance needs. Jeff was previously a guest on the show, and you can catch that episode here. Episode Overview: Accelerant's IPO Journey: Successful Public Offering: Accelerant completed its Initial Public Offering (IPO) in July 2025. Timing Was Right: Radke believes the IPO occurred at the opportune moment, as the business model had become clearly defined and demonstrable to investors. He suggests it couldn't have happened much sooner. Market Conditions: The market timing for the IPO was favorable. Long-Term Vision: The IPO supports a long-term strategy, with the company prioritizing a 5-10-15 year horizon rather than short-term quarterly results. This contrasts with some other tech IPOs that focus on immediate performance. Investor Communication: Transparency with investors about expectations is crucial, and the company runs the business for the benefit of its customers and platform participants. Learning Experience: The post-IPO period, including initial market reactions and earnings announcements, served as a valuable, albeit challenging, reminder to focus on running the business exceptionally well and managing investor expectations. Accelerant's Mission & Problem Solved: Addresses a gap in the market for specialized underwriting talent moving to MGAs without adequate support. Recognizes the shift of risk retention to larger insurance companies, leaving a need for capacity. The Accelerant Platform: Aims to be the "rails" for specialty insurance. Focuses on: Smooth, transparent data flow. Efficiently connecting MGAs to risk capital. Leveraging technology and AI for data analytics and portfolio management. Growth & Key Initiatives: Serves 265 MGA members and partners with 17 insurance companies and 90+ capital providers. Mission: An Accelerant-owned entity providing a safety net and support for underwriters transitioning to MGAs. Risk Exchange: Facilitates capital matching for underwriters, with a focus on long-term network effects and data growth. The Evolving MGA Landscape: MGAs are growing significantly faster than the broader industry. Technology is enabling specialization and a "handoff" model across the value chain. This disaggregation is a natural progression, mirroring trends in other industries. Specialized coverage is increasingly in demand due to the complexity of modern businesses. Addressing Industry Inefficiencies: Identifies high expenses in areas like claims, underwriting, and actuarial functions as a key challenge. Advocates for mutualizing these expenses through centralized, technology-driven platforms like the Risk Exchange. Contrasts this with the traditional model where many companies perform the same functions sub-optimally. Differentiating Accelerant: Focuses on long-term viability and underwriting expertise, not just hype. Prioritizes serving members and capital partners with a service-minded approach. Offers a more efficient and effective alternative to traditional and some other insurtech models. This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

Max Collin, ingat ka kay Marian Rivera!Mga taga-showbiz na may negosyo, umaray sa garbage fee ni Mayor Isko!So magkagalit na sina Enrique Gil at Liza Soberano?

In this episode of Crane Talk, the team sits down with Chris Thomas, CEO of Artes, a London-based MGA specializing in bespoke insurance programs for cranes, rigging, and heavy equipment. Chris walks Ron and Gene through the realities of crane and rigging insurance, from underwriting complexity to claims discipline and subrogation. He explains why many insurance programs fail after just a few years and why sustainable success requires experienced partners, accurate data, and a willingness to stay committed through both profitable and loss-heavy cycles.The conversation also explores broader industry challenges, including litigation exposure, nuclear verdicts, and the importance of educating capacity providers. Chris closes by reflecting on leadership, philanthropy, and building an insurance business designed to endure—not chase short-term premium.Connect with Artes:Website: www.artes-specialty.comChris: cthomas@artes-specialty.comRichard: rbrown@artes-specialty.comAbout the Show Crane talk is a podcast hosted by Ron Thompson and Gene Greiner, 2 highly successful insurance producers in the Dallas-Fort Worth region. About Ron:Ron has been specializing in the heavy iron insurance world as a broker since 1992. In the complex world of heavy iron risk exposure, Ron's expertise is in contractual risk transfer, contract review, fleet safety management where “rubber meets the road” and keeping clients updated on legislative issues that effect the crane & rigging industry and maximizing profit for his clientele.About Gene:Gene Greiner is Vice President of commercial insurance for CoVerica with 15 years of focus on heavy construction risk. Based in Dallas, TX, he is deeply embedded in serving this industry's risk transfer needs and, enjoys active advocacy though the Specialized Carriers & Rigging Association and the Texas Crane Owners Association. New episodes drop the first Tuesday of each month. Please drop us a line if you have a question or suggestion; you can reach us at podcast@coverica.com. Finally, if you like the podcast, we encourage you to subscribe and leave us a review.

Hawaii. Costa Rica. Mga travel handpicks ng karamihan. Kaya naman iyan ang scents na ginamit para sa Path to Paradise line of body wash fragrances. Kahit man lang sa shower ay makarating ka sa paraiso.All Rights Reserved, CBN Asia Inc.https://www.cbnasia.com/giveSupport the show

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Episode Topic: Hope on the PageIn wartime Ukraine, literature is a lifeline. Discover how poetry, fiction, and children's books fuel national resilience and forge hope amidst tragedy. Hear from leading Ukrainian writers, translators, and scholars on the power of the page in the fight for a nation's future.Featured Speakers:Rory Finnin, University of CambridgeDaryna Gladun, Graduate Fellow 2025-26, Nanovic Institute for European Studies, University of Notre DameTetiana Grebeniuk, Professor, Imre Kertész Kolleg, University of WarsawAli Kinsella, TranslatorAnna Romandash '22 MGA, Journalist and AuthorRead this episode's recap over on the University of Notre Dame's open online learning community platform, ThinkND: https://go.nd.edu/f82177.This podcast is a part of the ThinkND Series titled Revolutions of Hope.Thanks for listening! The ThinkND Podcast is brought to you by ThinkND, the University of Notre Dame's online learning community. We connect you with videos, podcasts, articles, courses, and other resources to inspire minds and spark conversations on topics that matter to you — everything from faith and politics, to science, technology, and your career. Learn more about ThinkND and register for upcoming live events at think.nd.edu. Join our LinkedIn community for updates, episode clips, and more.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Robin Merttens is joined by Andy Yeoman, CEO of Concirrus, to unpack how a key player in marine insurance tech has reinvented itself as a core platform provider for the specialty market, and what that transformation says about where the industry is heading.  Andy shares the thinking behind Concirrus' pivot from ship tracking to full risk lifecycle processing, what it takes to build end-to-end technology in just 18 months, and why underwriters, not just CTOs, are now leading the charge on system change.  In this conversation, Andy shares:  Why marine was just the beginning and why modern platforms must serve multiple lines with depth, not just breadth  What today's insurers really want from core systems: speed, interoperability and business outcomes  How Concirrus became an AI-first company and what that's meant for product delivery, talent and culture  The rise of the tech-fuelled MGA and why they're now the “risk entrepreneurs” to watch  How verticalised platforms are winning over underwriters by solving for class-specific nuance  What the shift from admin-heavy roles to empowered underwriting means for job satisfaction and talent retention  Why managing change is as important as building tech and what Concirrus learned from its own internal AI adoption  What's next for insurance infrastructure as constraints fall away and innovation accelerates If you like what you're hearing, please leave us a review on whichever platform you use or contact Robin Merttens on LinkedIn.  Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Insurance Town Podcast, I sit down with Clint Houke for a wide ranging, high trust conversation to kick off the new year the right way. This is one of those talks that feels like two industry vets standing at the whiteboard, talking honestly about what is working, what is changing, and where the real opportunities are.Clint and I dig into the trends he is seeing across the insurance landscape, especially around MGAs and why they continue to play such a critical role in today's market. We talk about speed, specialization, and why MGAs are not just filling gaps, but actively shaping the future of distribution.From there,  how agencies, MGAs, and carriers can think about AI as a tool to enhance relationships, not replace them. The conversation then turns to Clint's newest chapter and his work with FAIR. We talk about what FAIR is building, why it matters, and how it is creating real opportunity in the insurance space. This is not just another product. It is a business model that opens up meaningful new revenue streams while staying aligned with transparency and customer experience.What stood out most in this conversation is Clint's perspective on timing. The industry is changing fast, but the fundamentals still matter. Relationships. Trust. Doing right by the client. FAIR feels like one of those companies that understands both sides of that equation.If you are an agency owner, producer, MGA leader, or anyone looking to add smart, sustainable growth to your business, this episode is worth your time.Pull up a chair, grab a cup of coffee, and join us in Insurance Town for a conversation about trends, technology, and finding opportunity in a changing market.Welcome back to town.Sponsors:Smart Choice- the Fastest growing agency Network hands downMAV- Ditch the Call center and Hire Mav the AI solution to engaging your clients Canopy Connect - The One Click Solution to getting dec pages you need to quote your clients. 

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Welcome back to The SaaS CFO Podcast! In this episode, host Ben Murray sits down with Rafael Broshi, co-founder and CEO of Notch, to explore the journey from early startup ideas through pivotal transformations in the world of SaaS and AI. Rafael Broshi shares his unique career path—from years in the Israeli army to product management, hedge funds, and now leading a cutting-edge AI company revolutionizing customer experience in the insurance industry. You'll hear firsthand how Notch evolved from an insurance-focused MGA into a powerful AI agent platform for customer support, what drove their bold pivot, and why focusing on outcome-based pricing and measurable ROI is making waves for their global clients. Rafael Broshi offers invaluable insights on making hard decisions, raising capital, and what it takes to stand out in an ultra-competitive AI-driven SaaS market. If you're a SaaS founder, operator, or just fascinated by the future of AI in business, this episode is packed with lessons, metrics, and real-world advice you can't afford to miss. Show Notes: 00:00 Startup Challenges and Strategic Decisions 03:55 AI Platform for Customer Support Automation 09:05 AI Deployment in Insurance Industry 11:42 "Pivoting, Frugality, and Profitability" 15:17 "AI, Pivots, and New Beginnings" 17:26 "Strategic Focus on Market Verticals" 21:04 Outcome-Based Pricing Strategy 26:47 "Future of AI Pricing" 27:55 Automated Conversations Drive Growth Links: SaaS Fundraising Stories: https://www.thesaasnews.com/news/notch-cx-raises-7-million-in-seed-round Rafael Broshi's LinkedIn: https://www.linkedin.com/in/rafael-broshi-435a77105/ Notch's LinkedIn: https://www.linkedin.com/company/notchapp/ Notch's Website: https://www.notch.cx/ To learn more about Ben check out the links below: Subscribe to Ben's daily metrics newsletter: https://saasmetricsschool.beehiiv.com/subscribe Subscribe to Ben's SaaS newsletter: https://mailchi.mp/df1db6bf8bca/the-saas-cfo-sign-up-landing-page SaaS Metrics courses here: https://www.thesaasacademy.com/ Join Ben's SaaS community here: https://www.thesaasacademy.com/offers/ivNjwYDx/checkout Follow Ben on LinkedIn: https://www.linkedin.com/in/benrmurray

Fitness coaches and doctors encourage simple movement and healthy eating as the keys to preventing illness and living a stronger, healthier life. - Mga fitness coach at doktor, nananawagan ng simpleng galaw at tamang pagkain upang makaiwas sa sakit.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com sa pamamagitan ng VOICE MESSAGE.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com sa pamamagitan ng VOICE MESSAGE.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Episode Topic: Culture WarIn the fight for Ukraine, the front lines extend far beyond the battlefield. A recent Nanovic Institute panel explored the strategic culture war, where symbols, memory, and art are vital tools of national resilience. Discover how Ukraine leverages soft power to define its identity and secure its independent future.Featured Speakers:Ian Kuijt, Professor of Anthropology, University of Notre DameOlga Filippova, Associate Professor of Sociology, V.N. Karazin Kharkiv National UniversityOlena Kovalenko, Head of the Academic and Research Department, The Ukrainian InstituteKhrystyna Kozak '25 MGA, Researcher, Center for Civilians in Conflict, Ukraine Read this episode's recap over on the University of Notre Dame's open online learning community platform, ThinkND: https://go.nd.edu/31a338.This podcast is a part of the ThinkND Series titled Revolutions of Hope.Thanks for listening! The ThinkND Podcast is brought to you by ThinkND, the University of Notre Dame's online learning community. We connect you with videos, podcasts, articles, courses, and other resources to inspire minds and spark conversations on topics that matter to you — everything from faith and politics, to science, technology, and your career. Learn more about ThinkND and register for upcoming live events at think.nd.edu. Join our LinkedIn community for updates, episode clips, and more.

In this episode, Kevin Stein, founder and CEO of Delos Insurance Solutions, shares how he is transforming wildfire insurance through cutting-edge AI and innovative MGA structures. With an aerospace background and advanced degrees from Stanford and UC Berkeley, Kevin explains how his team models wildfire risk with remarkable accuracy, providing coverage for homes in high-risk areas where traditional carriers often can't. He delves into the development of the wildfire risk model, the importance of real-time exposure assessment, and how MGA solutions allow for dynamic portfolio management while helping agents retain clients. Tune in to discover how technology, strategy, and empathy combine to protect communities, solve complex insurance challenges, and create scalable solutions in an increasingly fire-prone world.Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

Sarah reveals the top Agent Survival Guide Podcast episodes of 2025. Did your favorite episode make the cut? You'll have to listen to find out!  

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

This week's news from the Philippines, the Men and Women's Basketball Teams are set to play for the gold medal at the South East Asian Games in Thailand. Philippine authorities continue to investigate the Bondi shooting suspects' visit to Mindanao. - Mga balita mula Pilipinas ngayong linggo,sa South East Asian Games sa Thailand, kapwa aabante sa gold medal match ang Men's at Women's Basketball team ng Pilipinas matapos talunin ang mga koponan ng Indonesia. Patuloy imbestigasyon sa pagbisita ng mga suspek sa pamamaril sa Bondi sa Pilipinas.

Episode Info William Pitt is the executive director of FASE (Fédération des Agences de Souscription Européennes), an association founded to address a widely recognized need for a pan-European body to represent Europe's fast-growing, but little understood, MGA sector. Prior to establishing FASE in 2025, William led research and consulting projects at Lexicon Associates and Conning. He is the author of The MGA Revolution: How MGAs are reshaping the insurance value chain, published by Lexicon Associates in November 2024. He previously led consulting initiatives for Conning in the United States and was the author of Conning's annual MGA studies. Prior to joining Conning in 2021, he served for twelve years as global chief marketing officer at Beazley. Earlier in his career, he held senior marketing and business development roles at Marsh & McLennan Companies and Lloyd's. William has written extensively on insurance for publications including the Wall Street Journal, Harvard Business Review, Institutional Investor, the Insurer, and Corriere della Sera. He is the author of More Equal than Others: A Director's Guide to EU Competition Policy, published by Director Books. Episode Overview:  Background and Career William Pitt shares his journey in the insurance industry, emphasizing his involvement in the delegated authority market and the MGA sector. He discusses his roles at Conning and Lexicon Associates, where he focused on research and consulting. FASE and Its Mission Pitt explains FASE as a federation of MGAs, capacity providers, and service providers, aiming to support the entire delegated authority ecosystem. He compares it to the successful Target Markets organization in the US. The Role of Technology and Talent The discussion highlights the importance of technology and talent in the MGA space. Pitt notes the migration of talent to MGAs and the role of technology in enabling these businesses to operate more efficiently. Challenges and Opportunities in the MGA Market Pitt addresses the challenges of integrating new technologies into established carriers and the opportunities for MGAs to be more adaptable and nimble. He also discusses the evolving landscape in Europe and the potential for growth. The Future of MGAs in Europe The conversation turns to the future of MGAs in Europe, with Pitt expressing optimism about the growth and internationalization of MGAs. He emphasizes the need for MGAs to navigate regulations and access capacity providers. Conclusion The interview concludes with Pitt's insights on the unique moment for the MGA space in Europe and the exciting opportunities ahead. Key Takeaways FASE aims to support the MGA ecosystem by fostering collaboration and innovation. Technology and talent are crucial drivers of success in the MGA market. The MGA sector is poised for significant growth, particularly in Europe, as it adapts to new challenges and opportunities. This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

This week's news from the Philippines: unemployment rate up in October, DOH on 'code white' for Christmas Season, DFA alerts Philippine Embassies for Zaldy Co and Sara Discaya under NBI custody. - Mga balita ngayong linggo mula sa Pilipinas: Unemployment rate tumaas noong Oktubre; DOH nasa 'code white' na; DFA inaalerto ang mga Embahada ng Pilipinas sa iba't ibang bansa sa presensiya ni Zaldy Co at Sara Discaya, naka-detain sa NBI.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.

Hindi lang pala pang-simbahan ang mga Katoliko… pati sa comic book universe, meron palang mga SUPERHEROES na proudly CATHOLIC!

It's great to have a guest of the calibre of Greg Hendrick CEO of Vantage back on the show, not least because his relatively new and young businesses is still growing fast and there is a lot to catch up on. Now five years old Vantage is set to write around $1.6bn in gross insurance and specialty reinsurance premiums and is managing $1.5bn in ILS funds. But listening back it's the quality and breadth of the discussion we have that I am really pleased with. Greg is hugely experienced and once he updates me on where Vantage is and how he sees the market and the firm's strategy within it, the conversation quickly moves on and probably goes deeper into the art of underwriting and portfolio construction than I have with anyone on the podcast so far. We also dissect the best applications of AI and other major trends, such as the flow of business into Excess and Surplus lines, the boom in MGA and fronting and hybrid carrier formation and the phenomenon of algorithmic underwriting and facilitisation. Finally, as this is a business set up with a likely 5-7 or 8-year initial investor timeframe and the five-year threshold has now been crossed, we round off on where Vantage is in its development journey and the prospects for M&A to complete its platform as well as the chances of a possible future IPO for the business in the medium term. Greg doesn't hold back on any of this. He's a great communicator and knows exactly what he is doing. He speaks with the absolute confidence of someone completely on top of his brief. And I think you will be able to sense the big smile on his face coming through the audio recording. It's rare to get an opportunity to put everything you have learned in a successful career into practice and Greg's clearly been enjoying his time building Vantage. I really enjoyed talking to him and got a lot of this conversation. Listen on and I think you will too. LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com