Urban-type settlement in Leningrad Oblast, Russia
POPULARITY
Categories
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Hindi lang pala pang-simbahan ang mga Katoliko… pati sa comic book universe, meron palang mga SUPERHEROES na proudly CATHOLIC!
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
It's great to have a guest of the calibre of Greg Hendrick CEO of Vantage back on the show, not least because his relatively new and young businesses is still growing fast and there is a lot to catch up on. Now five years old Vantage is set to write around $1.6bn in gross insurance and specialty reinsurance premiums and is managing $1.5bn in ILS funds. But listening back it's the quality and breadth of the discussion we have that I am really pleased with. Greg is hugely experienced and once he updates me on where Vantage is and how he sees the market and the firm's strategy within it, the conversation quickly moves on and probably goes deeper into the art of underwriting and portfolio construction than I have with anyone on the podcast so far. We also dissect the best applications of AI and other major trends, such as the flow of business into Excess and Surplus lines, the boom in MGA and fronting and hybrid carrier formation and the phenomenon of algorithmic underwriting and facilitisation. Finally, as this is a business set up with a likely 5-7 or 8-year initial investor timeframe and the five-year threshold has now been crossed, we round off on where Vantage is in its development journey and the prospects for M&A to complete its platform as well as the chances of a possible future IPO for the business in the medium term. Greg doesn't hold back on any of this. He's a great communicator and knows exactly what he is doing. He speaks with the absolute confidence of someone completely on top of his brief. And I think you will be able to sense the big smile on his face coming through the audio recording. It's rare to get an opportunity to put everything you have learned in a successful career into practice and Greg's clearly been enjoying his time building Vantage. I really enjoyed talking to him and got a lot of this conversation. Listen on and I think you will too. LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga alternatibo sa mas maunlad na buhay kasabay ang pag-iwas sa basura ang isa sa mga tinututukan ng PhD Candidate sa Australia National University Joseph Alegado.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Childhood memories spent in the coastal city of Lapu-Lapu, Cebu, have helped shape Mar Jefferson Go, also known as BoatPaperPlane, as an artist. - Mga ala-ala ng kabataan sa Lapu-Lapu City sa Cebu, kung saan unang nahubog ang galing ni Mar Jefferson Go, kilala sa palayaw na BoatPaperPlane.
Mga nakakakilig na kwento ang handog namin sa inyo dito lang sa #DearMORYanAngPagIbig #DearMORMarathon Follow us:Youtube: https://www.youtube.com/c/MOREntertainment Twitter: https://www.twitter.com/MORentPHInstagram: https://www.instagram.com/morentertainmentph
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Miles Thorson joins us for a deep dive into what it actually takes to innovate in insurance.This one's fascinating because Miles isn't your typical InsurTech founder: he's third-generation insurance expert, with experience across the industry, including brokerage services, specialty MGA, program management, and tech-enabled ventures. Now he's using all his knowledge to build something genuinely different in pet insurance with @Odie Pet Insurance. What we get into:
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Get ready to see the most innovative AI tools reshaping wholesale, MGAs, and specialty insurance. Join Insurance Journal and Risky Future on November 12 for an exclusive AI … Read More » The post AI Demo Day: The Future of MGAs Is Here! appeared first on Insurance Journal TV.
When we think of movie genres or tropes, ilan sa una nating maiisip ay romance, comedy, drama at horror. Pero alam ba ninyo na kasama dito ang true crime? Ito ang storylines that are either based on or inspired by true events. Mga krimeng pinagdaanan ng main character na sinusubaybayan ng audience. ‘Yun nga lang, these stories are morbid, gory, violent, and disturbing.All Rights Reserved, CBN Asia Inc.https://www.cbnasia.com/giveSupport the show
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
On the Insurance Coffee House podcast, host Nick Hoadley welcomes Samuel Broomer, President of NormanMax Insurance Solutions, a rapidly growing MGA and Lloyd's syndicate pioneering climate-focused parametric insurance solutions.Speaking from Connecticut, Sam shares his career journey from reinsurance accounting at HSB Group to leadership roles at AIG, FM Global, and W.R. Berkley, before taking on his current role at NormanMax. With experience spanning finance, underwriting, innovation, and strategy, Sam offers a unique, end-to-end perspective on how insurance organisations can evolve to meet today's climate and technology challenges.He explains how NormanMax provides parametric protection against natural catastrophes such as hurricanes, earthquakes, floods, and severe storms, delivering certainty of payment, speed, and liquidity when policyholders need it most. Sam highlights the importance of third-party data or “oracle” verification for triggering payouts, eliminating lengthy loss-adjustment processes and building greater trust between insurers and customers.Sam also discusses why parametric insurance is becoming mainstream: a feature embedded within traditional policies that enhances the customer experience, helps close the protection gap, and restores confidence in the insurance value chain. He shares NormanMax's vision to make these products simple, accessible, and globally scalable through its Lloyd's Syndicate 3939 platform, serving clients from North America to the Caribbean, Europe, and Asia-Pacific.In the Espresso Round, Sam talks about building culture within what he calls a “multi-hundred-million-dollar startup,” offering insights on humility, curiosity, and the value of learning across disciplines. He also shares advice for insurance leaders on hiring with intention, building direct partnerships with talent, and staying open-minded to new perspectives in a rapidly changing market.Connect with Samuel Broomer on LinkedIn and learn more about NormanMax Insurance Solutions.The Insurance Coffee House Podcast is brought to you by Insurance Search.We are a global Insurance Executive Search Consultancy, supporting Insurance and Insurtech businesses to attract and retain the very best insurance talent.Find out more about showcasing your employer brand as a guest on the Insurance Coffee House Podcast or sign up to our News and Insights.Or follow us on LinkedIn, Twitter or Instagram.Insurance Executive Search Consultants in USA, London and Bermuda.Copyright Insurance Search 2025 - All Rights Reserved.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Enjoy a good game of BingoPlus! — the first online poker casino in the Philippines. Licensed by Pagcor. Get it at Google Play and App Store, or visit www.bingoplus.com. Gaming is for 21-year-olds and above only. Gambling can be addictive know when to stop. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Enjoy a good game of BingoPlus! — the first online poker casino in the Philippines. Licensed by Pagcor. Get it at Google Play and App Store, or visit www.bingoplus.com. Gaming is for 21-year-olds and above only. Gambling can be addictive know when to stop. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Enjoy a good game of BingoPlus! — the first online poker casino in the Philippines. Licensed by Pagcor. Get it at Google Play and App Store, or visit www.bingoplus.com. Gaming is for 21-year-olds and above only. Gambling can be addictive know when to stop. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Marami ang nagsasabi na bawal daw magdasal ng paulit-ulit, kasi sabi raw ni Jesus sa Bible: “Do not use vain repetitions.” Pero totoo ba ito?
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Lloyd Yavener, president and COO of Sutton National Group, believes in the future of delegated underwriting authority. It wasn't always that way. “MGA was a four-letter word when … Read More » The post MGA No Longer a ‘4-Letter Word' appeared first on Insurance Journal TV.
Lloyd Yavener, president and COO of Sutton National Group, believes in the future of delegated underwriting authority. It wasn't always that way. “MGA was a four-letter word when … Read More » The post MGA No Longer a ‘4-Letter Word' appeared first on Insurance Journal TV.
In this episode, the Mayor sits down with industry veteran Jeff Kleid a 30-year insurance innovator, MGA, and carrier leader to talk about the business of hard-to-place risks, the truth about captives, and how brokers can turn complex accounts into profitable opportunities.From selling insurance on the internet in the ‘90s to building niche programs for cannabis, film, and trucking, Jeff shares real-world lessons about taking chances, trusting data, and transforming the way independent agents think about risk.In this episode, we discuss:The evolution from retail broker to MGA and carrierWhy most agents misunderstand captives (and how to use them right)Building programs for high-risk industries like towing and hempHow to niche down without boxing yourself inThe role of AI in underwriting and program innovationKey Takeaways:Don't fear the hard-to-place — that's where opportunity lives.Captives aren't restrictive; they empower growth and control.Niche success is built on relationships and risk awareness.AI is a tool, not a replacement — human insight still wins the day.Connect with Jeff Kleid:LinkedIn: linkedin.com/in/jeffkleidEmail: jdkleid@eliterisk.comWebsite: eliterisk.comSpecial Thanks to Our Sponsors:
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Enjoy a good game of BingoPlus! — the first online poker casino in the Philippines. Licensed by Pagcor. Get it at Google Play and App Store, or visit www.bingoplus.com. Gaming is for 21-year-olds and above only. Gambling can be addictive know when to stop. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Enjoy a good game of BingoPlus! — the first online poker casino in the Philippines. Licensed by Pagcor. Get it at Google Play and App Store, or visit www.bingoplus.com. Gaming is for 21-year-olds and above only. Gambling can be addictive know when to stop. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga ka-linya, iba naman setup natin ngayon. Wala tayo sa Linya-Linya HQ, at wala rin sa TPN Studio. Nandito tayo ngayon sa gitna ng ganda, ginhawa, at hiwaga ng Puerto Princesa sa Palawan. At syempre, special din ang guest natin. Hindi lang basta writer, hindi lang basta doktor. He's both — isang makata at manggagamot. Award-winning poet, essayist, lyricist, performance poet, at Medical Doctor for Public Health. Laki sa Maynila, pero may roots din ang pamilya sa Cuyo, Palawan. Finalist ng National Book Award ang kanyang librong Ang Kartograpiya ng Pagguho, at ilang beses nang kinilala sa Carlos Palanca Memorial Awards for Literature. Mga kaibigan, kasama natin ngayon — Doc Ralph Fonte, a.k.a. Doc Loaf!Malaman ang kwentuhan natin kasama sya-- tungkol sa kasaysayan at kagandahan ng Palawan, sa naging lakbay nya sa larangan ng medisina at literatura, sa halaga ng mga salita, ng mga kuwento, ng pagtulak sa mga adbokasiya't mga ipinaglalaban. Naibahagi nya rin ang isinasagawa nilang taunang Pawikaan Writers Workshop, para sa tuloy-tuloy na paglinang sa pagsusulat ng mga Palaweño. Samahan nyo kami ni Doc Loaf sa kwentuhang ito. Listen up, yo!
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Hosted on Acast. See acast.com/privacy for more information.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Enjoy a good game of BingoPlus! — the first online poker casino in the Philippines. Licensed by Pagcor. Get it at Google Play and App Store, or visit www.bingoplus.com. Gaming is for 21-year-olds and above only. Gambling can be addictive know when to stop. Hosted on Acast. See acast.com/privacy for more information.
"Deadma ka lang daw kay Arjo Atayde, mama Ogs?"Mga artistang "idinawit" sa mga Discaya, grabe naman!Alex Calleja, nagparinig sa mga sangkot sa flood control project!
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Enjoy a good game of BingoPlus! — the first online poker casino in the Philippines. Licensed by Pagcor. Get it at Google Play and App Store, or visit www.bingoplus.com. Gaming is for 21-year-olds and above only. Gambling can be addictive know when to stop. Hosted on Acast. See acast.com/privacy for more information.
Jonathan Spry, CEO and co-founder of Envelop Risk, joins Robin Merttens for a deep dive into how data science, AI and portfolio-level modelling are transforming cyber reinsurance. As one of the earliest voices in the industry championing machine learning and systemic risk analysis, Jonathan shares what he's learned over nine years of building Envelop into a leading hybrid underwriter operating across London and Bermuda. In his own words, this episode is about building smarter ways to understand, underwrite and capitalise on emerging risk — with cyber as just the starting point. What you'll learn: Why Jonathan and his team focused on cyber risk and portfolio-level underwriting from day one The rationale behind favouring systemic insights over individual vulnerabilities How causal inference provides a leap forward in predicting tail events Why AI liability is already creating new market opportunities The need for creative, multi-source data strategies beyond traditional claims Why Envelop steers clear of SaaS and keeps underwriters embedded in the modelling process How algorithmic underwriting fits into the next chapter of insurance innovation Candid thoughts on the AI hype cycle — and what matters more than the buzz Jonathan also talks through Envelop's shift from MGA to reinsurer, how to think long-term in a volatile market and what kind of partnerships are needed to unlock new forms of risk. If you like what you're hearing, please leave us a review on whichever platform you use or contact Robin Merttens on LinkedIn. You can also contact Jonathan Spry on LinkedIn to start a conversation! Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Identify the structural and economic drivers pushing insurers toward algorithmic and portfolio underwriting. Produce a strategy for aligning capital, analytics and data science in cyber reinsurance underwriting. Summarise how Envelop Risk evolved from an MGA to a hybrid reinsurer and the rationale behind its capital partnerships. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 372 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.
Mga tunay na kwentong ipinadala sa sindakstories2008@gmail.com.True Ghost Stories of Podcast Listeners. Enjoy a good game of BingoPlus! — the first online poker casino in the Philippines. Licensed by Pagcor. Get it at Google Play and App Store, or visit www.bingoplus.com. Gaming is for 21-year-olds and above only. Gambling can be addictive know when to stop. Hosted on Acast. See acast.com/privacy for more information.