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How are Canadians navigating the holiday season amidst economic challenges and evolving retail landscapes? In this episode of Young Money, I'm joined by Myles Gooding, PwC Canada's National Consumer Markets Leader, to explore the Canadian Holiday Outlook Survey's findings. Listen as we dive deep into the spending behaviors of different generations and examine how cutting-edge retail technologies like AI, AR, and the metaverse are revolutionizing the way we shop. Myles also offers a wealth of insights into the current trends shaping Canadian consumer habits, as well as why Canadians are increasingly focusing on travel, supporting local businesses, and making socially responsible decisions in their holiday shopping. “Safety concerns now in the rearview mirror, in-store shopping is actually continuing to make a pretty large number.” - Myles Gooding This Week on Young Money: Insights into consumer spending trends. The impact of inflation on consumer choices and spending habits. The role of emerging retail technologies in enhancing the shopping experience. Generational differences in holiday spending. The growing popularity of 'Buy Now, Pay Later' among Gen Z consumers. The importance of supporting local businesses and making socially responsible purchases. Strategies for managing holiday expenses and staying financially fit. Key takeaways: Understand the changing dynamics of consumer spending. Recognize the influence of technology on modern shopping. Learn how different generations approach holiday spending amidst economic challenges. Discover the significance of socially responsible and community-focused purchasing. Gain insights into effective budgeting and financial planning for the holidays. Resources Mentioned: 2023 Canadian Holiday Outlook EP247 Buy Now, Pay Later 101 EP262 Taking Control of Our Money with Kelley Keehn Rate, Share & Inspire Other Young Millionaires-in-the-Making Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week's episode, head over to Apple Podcasts and leave us a rating and review. Visit our website to learn how easy it is to leave a review on Apple Podcasts. Don't forget to share your favorite episodes on social media! Follow the Young Money Podcast on iTunes so you never miss an episode and reach out to us on Facebook, Twitter, LinkedIn, our LinkedIn Company Page, or by visiting our website.
Donate (no account necessary) | Subscribe (account required) In the November 29th episode of The Wright Report, host Bryan Dean Wright, a former CIA officer, discusses various global and domestic issues. Topics include North Korea's satellite launch, border tensions between Russia and Finland, the increasing use of 'Buy Now Pay Later' services in the US, cyber threats from Iran and Myanmar, and controversies within the CIA. The episode combines factual reporting with insightful analysis on these pressing issues.
Record breaking retail sales this 'Black Friday' and 'Cyber Monday' as both days had online sales increase from last year by seven to ten percent but those numbers are expected to shrink during the holiday season. Sales growth for the rest of the rest of the holidays is predicted drop nearly three percent from last year. Shoppers, mostly unhappy with the deals offered, seem to be using more credit as the ninety-day credit card delinquency rate is on the rise as well as the use of 'Buy Now, Pay Later' programs. FOX's John Saucier speaks with Grady Trimble, FOX Business Network correspondent, about the lackluster deal days and how Americans are racking up spending debt at historic levels. Click Here To Follow 'The FOX News Rundown: Evening Edition' Learn more about your ad choices. Visit megaphone.fm/adchoices
Record breaking retail sales this 'Black Friday' and 'Cyber Monday' as both days had online sales increase from last year by seven to ten percent but those numbers are expected to shrink during the holiday season. Sales growth for the rest of the rest of the holidays is predicted drop nearly three percent from last year. Shoppers, mostly unhappy with the deals offered, seem to be using more credit as the ninety-day credit card delinquency rate is on the rise as well as the use of 'Buy Now, Pay Later' programs. FOX's John Saucier speaks with Grady Trimble, FOX Business Network correspondent, about the lackluster deal days and how Americans are racking up spending debt at historic levels. Click Here To Follow 'The FOX News Rundown: Evening Edition' Learn more about your ad choices. Visit megaphone.fm/adchoices
Record breaking retail sales this 'Black Friday' and 'Cyber Monday' as both days had online sales increase from last year by seven to ten percent but those numbers are expected to shrink during the holiday season. Sales growth for the rest of the rest of the holidays is predicted drop nearly three percent from last year. Shoppers, mostly unhappy with the deals offered, seem to be using more credit as the ninety-day credit card delinquency rate is on the rise as well as the use of 'Buy Now, Pay Later' programs. FOX's John Saucier speaks with Grady Trimble, FOX Business Network correspondent, about the lackluster deal days and how Americans are racking up spending debt at historic levels. Click Here To Follow 'The FOX News Rundown: Evening Edition' Learn more about your ad choices. Visit megaphone.fm/adchoices
NTD Good Morning—11/24/20231. What You Need to Know About Today's Hostage Release2. Analysis of Hostage Release3. Israel Says Hezbollah Targets Struck in Lebanon4. Israel Says it Found Rockets, Tunnels in Gaza Refugee Camp5. Volunteer Org Brings Thanksgiving to Israeli Soldiers6. Hillary Clinton in 2nd Place to Replace Biden in Poll7. 26 Lawmakers Won't Be Seeking Reelection in 20248. NYC Mayor Eric Adams Accused of 1993 Sexual Assault9. Window Closes for Lawsuits Under Adult Survivors Act10. Sean 'Diddy' Combs Faces Another Lawsuit11. Iowa Board of Regents Wants to Scale Back DEI Programs12. DHS: 270 Suspected Marijuana Operations in Maine13. China's Rising Pneumonia Outbreak Sparks W.H.O. Concern14. More Americans Expected to 'Buy Now, Pay Later' for Holidays15. Pro-Palestine Protest at Macy's Thanksgiving Day Parade16. Balloons Soar at Macy's Thanksgiving Parade17. Logistics of Today's Hostage Release18. Hezbollah Targets Struck In Lebanon: IDF19. Rockets, Tunnels Found in Gaza Refugee Camp: Israel20. Who is Argentina's New President?21. 26 Lawmakers Not Seeking Reelection in 202422. Shein En Route to Outpace Zara, H&M23. Philly Thansgiving's Day Parade is America's Oldest24. Holiday Display at US Botanic Garden in DC
NTD News Today—11/24/20231. Hamas Releases 1st Group of Hostages2. Hostage Deal Helps Hamas More Than Israel: John Bolton3. Biden Campaign Releases Counter-MAGA Guide4. Candidates Trump, DeSantis Post Thanksgiving Messages5. Biden on Expresses Hope for U.S. Detainees in Russia6. Was Your Thanksgiving Dinner Cheaper This Year?7. Americans Cut Back on Holiday Food Donations: Study8. Hillary Clinton in 2nd Place to Replace Biden in Poll9. China's Role in the Middle East: Analysis10. Ky Residents Return Home After Train Derailment11. Woman Arrested on Anti-Arab Hate Crime Charges12. Window Closes for Lawsuits Under Adult Survivors Act13. Officers Wrestle Gun From Suspect: New York14. Eco-Impact of Floating Solar Panels15. Peloton Server Crashes During World-Record Attempt16. Recalled Applesauce Still on Shelves, More Illnesses17. China's Rising Pneumonia Outbreak Sparks W.H.O. Concern18. China Responds to Who Inquiry: No Unusual Pathogens Found19. Riots, Looting in Ireland After 5 People Stabbed20. Amazon Workers Across Europe on Black Friday Strike21. Germany Needs Supplementary Budget for 202322. Venice to Experiment With Entry Fee, Visitor Cap23. Romanian Prosecutors Ask to Probe Former PM Over Vaccines24. Beijing Training Cyber Army in Wuhan: Report25. UK's Net Migration Hits Record 745,00026. EU Sends Border Police Reinforcements to Finland27. Brussels Renovates Iconic Palais De Justice28. Music Composed at Auschwitz to Be Played for 1st Time29. Philly Thanksgiving's Day Parade Is America's Oldest30. What Are You Grateful for This Year?31. The Reason for the Season: New Yorkers Chime In32. How to Stay Calm During the Holidays33. Hamas Releases 1st Group of Hostages34. Hostage Deal Helps Hamas More Than Israel: John Bolton35. Candidates Trump, DeSantis Post Thanksgiving Messages36. President Biden Posts Thanksgiving Message37. Americans Cut Back on Holiday Food Donations: Study38. Biden Campaign Releases Counter-MAGA Guide39. More Americans Expected to ‘Buy Now, Pay Later' for Holidays40. Retailers Offer Deep Black Friday Discounts to Lure Shoppers41. How Are Shoppers Feeling on Black Friday?42. Ky Residents Return Home After Train Derailment43. Woman Arrested on Anti-Arab Hate Crime Charges44. Window Closes for Lawsuits Under Adult Survivors Act45. Officers Wrestle Gun From Suspect: New York46. Peloton Server Crashes During World-Record Attempt47. Recalled Applesauce Still on Shelves, More Illnesses48. Premium Sake Brand Opens Brewery in New York49. China's Rising Pneumonia Outbreak Sparks W.H.O. Concern50. Taiwan Opposition Parties' Joint Ticket Collapses51. Beijing to Begin MH370-Related Court Hearings52. Beijing Training Cyber Army in Wuhan: Report53. Shein en Route to Outpace Zara, H&M54. China Fishing Tied to Forced Uyghur Labor: Report55. Texas, Oregon Games Highlight NCAA Football56. Dolphins-Jets in NFL's 1st Black Friday Game57. Amputee Sprinter Pistorius Granted Parole58. Philly Thanksgiving's Day Parade Is America's Oldest59. Cow Cuddling: Unlikely New Wellness Craze in the UK60. Scientists Detect Mysterious, Powerful Cosmic Ray
ICYMI: Later, with Mo'Kelly Presents – A look at California's suit against Meta, and allegations that it's harmful to kids AND the unintended consequences of the Apple's forthcoming "buy now, pay later" feature…PLUS – Thoughts on the California protest against self-driving robotaxis - on KFI AM 640 – Live everywhere on the iHeartRadio app
We delve into the social and financial repercussions of f**kboys. Jules has dealt with them, Nick and Producer Matt are scared they might have been them... Plus, a CODEWORD for 'P!nk In Paris', PLUS whatever you missed from the show: How protestors can win Nick over. Thongs on the red carpet. Repurposed car heaters. Scott Phillips (The Motley Fool podcast) on 'Buy Now, Pay Later'. What is the CORRECT way, to have a sausage in bread? Subscribe on LiSTNR: https://play.listnr.com/podcast/tim-and-jessSee omnystudio.com/listener for privacy information.
The Federal Government has announced a crackdown on ‘buy now, pay later' schemes. The charity Good Shepherd found in a survey last year that around 73% of their clients had sacrificed essential items or payments in order to pay off ‘buy now, pay later' debt. In today's deep dive we look at what regulations the government is proposing, and we speak to Dr Roslyn Russell, Director of Research and Advocacy at Good Shepherd about whether they will go far enough.See omnystudio.com/listener for privacy information.
Buy now, pay later has surged in popularity in recent years. As of 2022, more than 17 million consumers in the UK have used BNPL services. 54% of millennials have used a BNPL service.This week Ellesheva Kissin, trainee reporter at FTAdviser, talks to Philip Belamant, co-founder of UK BNPL provider Zilch, and Matt Cross of Elmstone Financial Planning, about why more customers are turning to BNPL during the cost of living crisis and how regulators will react.They also cover the stigma against BNPL, whether it is deserved and whether it is better than the traditional credit market. They also discuss how providers and financial advisers should interact with each other.The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. Hosted on Acast. See acast.com/privacy for more information.
In this episode of the DevReady Podcast, our hosts, Andrew Romeo and Anthony Sapountzis, are joined by Stuart Thornton, Founder of heros.xyz, a membership club of athletes and fans committed to inspiring and investing in each other. Listen in to understand Stuart's journey—of how he co-founded hoolah (now Shopback), Asia's omnichannel ‘Buy Now, Pay Later' ecosystem headquartered in Singapore, and how he then went on to found heros.xyz. Topics Covered • Stuart's background and how hoolah was founded • What are the elements for a start-up? • How to form the right team at the right time? • Understanding merchant engagement models • Need for MVP • Value of communicaton in a team • How heros.xyz was founded Important Time Stamps • Setting up the ‘Buy Now, Pay Later' ecosystem (1:51 – 5:12) • The Start-Up Allure (5:13 – 7:38) • Working With the Right People at the Right Time (9:08 – 12:33) • The Sales Process (15:21 – 19:09) • How to Build Traction (20:51 – 22:47) • We Made a Sale in 10 minutes (22:48 – 25:00) • Value Communication in the Team (31:21 - 33:05) • How heros.xyz came to be? (33:17 – 39:32) Follow & Subscribe to the DevReady Podcast Facebook: https://www.facebook.com/aerionTech LinkedIn: https://www.linkedin.com/company/aeri... Instagram: https://www.instagram.com/aeriontech/ Apple Podcast: https://apple.co/36XdTFQ Soundcloud: https://bit.ly/2Uz6CLL Spotify: https://spoti.fi/2uaqDvt
Thinking of a getting 'buy now, pay later' loan? Think twice. WWJ's Murray Feldman explains why that's not such a good idea.
The New York Times (with an assist from the gun control group Giffords) is hinting that gun owners shouldn't be allowed to purchase firearms or gun parts using "buy now, pay later" options by highlighting the case of a California man who was the victim of identity theft when crooks used his information to purchase thousands of dollars of parts and accessories.
Flexpay collaborates with retailers, brands, marketplaces, and banks to reward customers for saving up for the things they want, closing the affordability gap debt-free, increasing customer retention, and growing sales for the merchants. Low disposable incomes limit a vast majority of Africans from buying or accessing product and services they want. Additionally, consumers are being pushed towards the booming ‘Buy Now, Pay Later' credit driven models in the consumption ecosystem, which is predatory and leads to impulse buying and debt. There has never been anything embedded in the retail experience that incentivizes people to save up for purchases as a way of closing the affordability gap. FlexPay simply rewards customers for saving up for the things they love, need, and want, closing the affordability gap for the large under-banked African population while increasing sales and loyalty for merchants. For more information, visit www.flexpay.co.ke
Joel Larsgaard joins The Bill Handel Show to talk about his new show airing on Sundays right here on KFI called 'How To Money', where Joel gives advice on ways you can save money on things you do every day and might be overpaying for. In this segment, Joel expresses his concerns regarding the 'Buy Now, Pay Later' tactic many retailers are implementing to increase their sales and trap their consumers.
Californians approved a whole heap of money for water storage in hopes to combat this drought and any that would arise in the future - why hasn't it been built yet? Also, a look at San Francisco's bold reparations plan. KFI's newest host Joel Larsgaard joins the show to talk about his new show 'How To Money', airing Sundays from 12-2pm. And there's a new workout available to those electrifying enough to give it a spark.
I servizi, utilizzati da un australiano su quattro, permettono un pagamento dilazionato nel tempo e sono sempre più diffusi. Ma non mancano le controindicazioni.
Ian King is joined by Timothy Bannister, the Director of Property Science Innovation at Rightmove after a monthly fall in house prices.John Dickie, Chief Executive of Business LDN joins Ian King to speak about the UK's connectivity, and the calls for cost-neutral measures.And Klarna's Chief Executive, Sebastian Siemiatkowski talks about the site, known for its 'Buy Now, Pay Later' option, expanding into price comparison.
The Government has recently announced that they will be running affordability checks on 'Buy Now, Pay Later' schemes to ensure Kiwi consumers don't get themselves in debt. The checks are said to kick in for loans over $600, and platforms like AfterPay and Laybuy (the biggest BNPL providers) will need to have a hardship process and belong to a disputes team. Jake Lilley, FinCap Senior Policy Adviser, approves of more regulations, but would have preferred the affordability assessments be applied to all purchases. LISTEN ABOVE See omnystudio.com/listener for privacy information.
Mortgage Ability director Marcus Hull joins Nick Mills every fortnight to chat all things money. This time they discuss the living wage, more pressure to regulate 'buy now, pay later' schemes and what Kiwis can do to combat expected price hikes. LISTEN ABOVE See omnystudio.com/listener for privacy information.
Despite a push to have consumers' info from “buy now, pay later” purchases included in their credit reports, companies like Klarna, Affirm and Afterpay have been reluctant to supply the data over fears it could hurt consumers' credit scores. WSJ banking reporter AnnaMaria Andriotis joins host J.R. Whalen with more. Learn more about your ad choices. Visit megaphone.fm/adchoices
A federal agency has issued a report, calling for new regulations for the 'buy now - pay later' industry. For more, KCBS Radio news anchor Eric Thomas spoke with Bloomberg News Finance reporter Jenny Surane.
Ted Rossman, senior industry analyst at Bankrate.com, joins Lisa Dent on Chicago’s Afternoon News to discuss why ‘buy now, pay later’ apps might not be what they’re all cracked up to be. Also, Ted explains why credit card companies adopted a sales code for gun transactions. Follow Your Favorite Chicago’s Afternoon News Personalities on Twitter:Follow @LisaDentSpeaksFollow […]
This is a short introduction to the English conversation lesson, Buy now, Pay Later. I'm sure you'll find it engaging and insightful. At ArtisanEnglish.jp, we emphasize enabling students to improve the sophistication of their English through meaningful communication while receiving 100% error correction and detailed after-lesson written feedback. If you'd like to try a FREE TRIAL LESSON or to take ' Buy now, Pay Later ' as a FREE TRIAL LESSON, please get in touch with me, David, at https://www.artisanenglish.jp/contact/ You can access the webpage for the lesson ‘Buy now, Pay Later' here: https://links.artisanenglish.jp/LessonBuNowPayLater If you are already an ArtisanEnglish.jp student, you can book or preview all the lesson materials. Here are some other discussion topics related to personal finance you may find interesting: 1) How much is Enough? https://b.link/LessonHowMuchIsEnough 2) Financial Literacy https://links.artisanenglish.jp/LessonFinancialLiteracy 3) Side Hustle https://links.artisanenglish.jp/LessonSideHustle 4) Reinventing Yourself https://links.artisanenglish.jp/LessonReinventingYourself As always, maintain your discipline and learn something new every day. Cheers, David. --- Send in a voice message: https://anchor.fm/artisanenglishjp/message
Hosts Lily Ryan, Paul Callaghan, and Warren Davies talk to Choice Journalist Jarni Blakkarly about 'Buy Now, Pay Later' platforms, their pros and cons, and what Australian consumers can expect from them; and Spyro Kalos from Mobile Muster tells the team about the importance of recycling old mobile phones, and how to get involved in Mobile Muster's student film competition.Website: https://www.rrr.org.au/explore/programs/byte-into-itFacebook: https://www.facebook.com/3RRRFMByteIntoIT/Twitter: https://twitter.com/byteintoit
The Fintech & Digital Banking Podcast by Annika Melchert & Nora Hocke - presented by BCG Platinion
While other “buy now, pay later” players are laying off employees to make up for increasingly pessimistic market expectations, the Berlin-based fintech Mondu just raised €40M in funding. We met with the two co-founders, Malte Huffman and Philipp Povel, and asked them about their secret recipe for building yet another successful start-up, the challenges of integrating into B2B ecosystems, and their approach to create a tech platform that caters to their ambitious growth plans. Listen in and find out what role our previous guest Raisin plays in the Mondu landscape and how Mondu differs from marketplace payments provider Payaut.
The different ways in which buy now pay later (BNPL) is being applied in SA's retail landscape is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Craig Newborn, CEO of PayJustNow. Topics of discussion include: PayJustNow's journey as a business; the growth of BNPL in SA and other parts of the world; debt culture in SA; the growth of online retail spurred on by Covid-19; consumer trends in BNPL; the use of short term credit option in physical retail; and an outlook of how the space is likely to evolve over time.
The different ways in which buy now pay later (BNPL) is being applied in SA's retail landscape is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Craig Newborn, CEO of PayJustNow. Topics of discussion include: PayJustNow's journey as a business; the growth of BNPL in SA and other parts of the world; debt culture in SA; the growth of online retail spurred on by Covid-19; consumer trends in BNPL; the use of short term credit option in physical retail; and an outlook of how the space is likely to evolve over time.
Welcome back to What's Happening in Payments. I'm your host Ismail Umar, and in today's episode, we talk about Klarna and the future of BNPL, PayZen's ‘Care Now, Pay Later' solution, and Mastercard's recently announced ‘Smile to Pay' system.
Apple's ‘Pay Later' Is the Latest Plea for Your Loyalty
Apple's ‘Pay Later' Is the Latest Plea for Your Loyalty
After a strong 2021, “buy now, pay later” companies like Klarna and Affirm are facing financial headwinds due to increased consumer delinquencies and the effects of higher interest rates. WSJ's AnnaMaria Andriotis tells host J.R. Whalen what consumers who use those programs should expect going forward. Learn more about your ad choices. Visit megaphone.fm/adchoices
Bill Handel speaks with ABC News Correspondent Jim Ryan about the inconsistencies in reports surrounding the events in Uvalde during the shooting at Robb Elementary School. ABC News Crime and Terrorism Analyst Brad Garrett comes on the show to talk about the responsibility of law enforcement to take action against active shooters. And the 'buy now, pay later' concept is being put to the test with rising interest rates.
Bill Handel dives into the 'buy now, pay later' concept that's being put to the test with rising interest rates. The nickname 'Cali' has a surprisingly long history. And Mo Kelly joins Handel for this week's edition of Movies, Music and Mo! The two talk about the resolution in the Johnny Depp v. Amber Heard defamation lawsuit and racism controversy surrounding 'Star Wars'.
TOPICS AND TIMESTAMPS: Big 0:00 Paycheck To Paycheck 0:19 Fed Panic 4:40 Looming Event 10:20 Jamie Dimon says 'brace yourself' for an economic hurricane caused by the Fed and Ukraine war https://www.cnbc.com/2022/06/01/jamie-dimon-says-brace-yourself-for-an-economic-hurricane-caused-by-the-fed-and-ukraine-war.html A Third of Americans Making $250,000 Say Costs Eat Entire Salary - Bloomberg https://www.bloomberg.com/news/articles/2022-06-01/a-third-of-americans-making-250-000-say-costs-eat-entire-salary Why Do Americans Think the Economy Is So Terrible? - The Atlantic https://www.theatlantic.com/newsletters/archive/2022/06/american-economy-negative-perception-inflation/661149/ Their Solution to the Housing Crisis? Living With Strangers. – DNyuz https://dnyuz.com/2022/06/01/their-solution-to-the-housing-crisis-living-with-strangers/ Missed Payments, Rising Interest Rates Put ‘Buy Now, Pay Later' to the Test - WSJ https://www.wsj.com/articles/missed-payments-rising-interest-rates-put-buy-now-pay-later-to-the-test-11654033930 Bill Dudley Plays Down Suggestion of September Interest Rate-Hike Pause for Fed - Bloomberg https://www.bloomberg.com/news/articles/2022-06-01/dudley-plays-down-suggestion-of-september-fed-rate-hike-pause?srnd=fixed-income What the Fed's QT Means for Short-Term Funding Markets, $2 Trillion Cash Pile - Bloomberg
Macro: The Fed will start shrinking its $8.9 trillion balance sheet this month. The first set of securities will run off on June 15th. [TRAVEL VS. GAS PRICES] Americans Start Summer Travel Season Beset by Record Gas Prices - WSJ The national average price for a gallon of regular unleaded gas hit $4.67 as of this morning, according to AAA. [SHANGHAI REOPENS] Shanghai Ready to Exit Lockdown as Covid Cases Drop - WSJ Crypto: [CRYTPO COUNTER LOBBY] Tech Experts 'Counter-Lobby' Washington Criticizing Crypto, Blockchain - CoinDesk [BINANCE FUND] Binance Launches $500M Fund to Drive Web3 Adoption - Blockworks Business: [SALESFORCE JUMPS] Salesforce Sales Jump 24%, Easing Concerns About Business Demand - WSJ [HP EARNINGS] HP Lifts Earnings Outlook Despite Supply-Chain Disruptions - WSJ [BNPL PAIN] Missed Payments, Rising Interest Rates Put ‘Buy Now, Pay Later' to the Test - WSJ Events: JOLTS Job Openings 10:00 am ISM Manufacturing – May 10:00 am Construction Spending – April 10:00 am Fed's Beige Book 2:00 pm Earnings: Today PM: GameStop, Chewy, HP Enterprise, C3.ai, MongoDB, UiPath, PureStorage, Elastic, Veeva Tomorrow AM: SpartanNash, Hormel Foods --- Send in a voice message: https://anchor.fm/acouplecents/message
In this episode, Brian discusses the rise of Buy Now Pay Later schemes and the potential dangerous that come along with using them! Hosted on Acast. See acast.com/privacy for more information.
MONEY FM 89.3 - Prime Time with Howie Lim, Bernard Lim & Finance Presenter JP Ong
A code of conduct for the "buy now, pay later" (BNPL) industry will be launched in the second half of this year. BNPL transactions, where consumers make purchases on instalment, came to S$440 million in 2021, out of S$103 billion in credit and debit card payments overall. On Tech Talk, Prime Time's Timothy Go and Bharati Jagdish spoke with Andrew Burlison, Senior Director of Payments, Market Planning, LexisNexis Risk Solutions on what the impending ‘Buy Now Pay Later' regulation means for banks and other financial institutions. See omnystudio.com/listener for privacy information.
Today on AirTalk, we look at the coverage of IVF costs in California. Also on the program, is ‘Buy Now, Pay Later' a viable alternative to credit; COVID updates; and more. IVF Is Expensive. Should Insurers Be Required To Cover Costs In California? (0:00) "Buy Now, Pay Later" Is Growing In Popularity, Especially Among GenZ, But Is It A Viable Alternative To Credit? (32:13) As We Look Ahead To The June Primary, We Focus On The Issues On The Minds Of Southern Californians. Today We Zero In On Systemic Racism (51:23) COVID-19 AMA: State's Death Toll Nearly 90,000, Preparing For A Winter Surge & More (1:11:04) Funeral Homes, Cremation, And The Last Tweet – How The Death Industry Is Changing (1:21:22)
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The Bible warns that debt can lead to slavery. So, it is important that we do our best to avoid debt and if we find ourselves in that position, we should endeavour to rectify the situation as quickly as possible. In this episode: Alex Cook, CEO of ChristianWealth.com. Episode 187 of ChristianWealth podcast. Support the show: https://www.christianwealth.com See omnystudio.com/listener for privacy information.
Welcome to the first episode of What's Happening in Payments, Tearsheet's new bi-weekly podcast. Host Ismail Umar takes you through the recent developments in the world of payments and their wider implications for the industry. In the inaugural episode, we talk about the changing relationship between BNPL and credit scores, cryptocurrency payroll, Apple's new Tap to Pay feature, and ‘Save Now, Pay Later' -- a new alternative to BNPL. This episode of Tearsheet's Payments Podcast is sponsored by Quavo. With their flagship offering, QFD, Quavo has created a chargeback management solution for issuers of all sizes.
Rory chats with David Sandström, the Chief Marketing Officer for the ‘Buy Now, Pay Later' giant, Klarna, who have over 90 million global users and perform two million transactions a day. They discuss the misconceptions around the business model, the challenges of marketing to an expanding and diverse customer base and Klarna's plans to reshape the future of e-commerce. Plus discover why Rory thinks his postman is so great. See acast.com/privacy for privacy and opt-out information.
Reed Taussig, Chief Executive Officer, OutseerMore than 17 million UK customers have used BNPL products, and many banks are moving into the field to compete with the likes of Klarna and Clearpay. Growth in fraud is inevitable, including the creation of fake accounts to purchase high-value items and the hijacking of existing customer accounts. So, what can be done to protect both merchants and consumers, as well as banks themselves? As Reed Taussig, CEO of Outseer, tells Robin Amlôt of IBS Intelligence, machine learning tools may be used to determine the likelihood of a transaction being fraudulent. Firms may also opt for biometric facial detection capabilities to enrol new account holders.
When the consumer opens an account and hits savings milestones for products they want to buy from their favorite brands, they can receive cash contributions from the brands.
Early next year, the credit-reporting firm Equifax will begin figuring consumers' use of "buy now, pay later" programs into their credit reports. The WSJ's AnnaMaria Andriotis joins host J.R. Whalen to discuss how it could affect consumers' credit scores. Learn more about your ad choices. Visit megaphone.fm/adchoices
Eoin McGee, Financial Advisor and Presenter of ‘How to be Good with Money' on RTE Television
Hello and welcome back to the 360 Money Matters podcast! The holiday season is fast approaching and that means you're probably planning your holiday spending-- gifts, socialising, eating out, vacations, all of that. And with that amount of spending, you might not always have the cash you need, which might tempt you to use a Buy Now, Pay Later service. Sounds great in concept, but it's not all that it's cracked up to be. In this week's episode, we'll discuss the dangers of being entrapped by this service and how it opens you up to many issues in the future. This goes against the very teachings of responsible and mindful financial planning, so we'll also share some advice on how you can avoid falling victim to this harmful spending habit. Don't fall into the trap of kicking the can down the road as a problem for future you to solve just for that quick dopamine hit. Give yourself as little financial stress as possible this coming holiday so make sure to tune in! -- This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis and Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorised representatives and credit representatives of AMP Financial Planning – AFSL 232706 Episode Highlights: • The lack of public stigma towards ‘Buy Now, Pay Later' services. • The trap of Buy Now, Pay Later from a financial planning perspective. • What happens if you miss a payment. • Advice for those trying to break out of these habits. Connect with Billy and Andrew! 360 Financial Strategists Check out our latest episodes here: Apple Podcasts Spotify Google Podcasts
Services such as Afterpay, Affirm, and Klarna are soaring in popularity and valuation. But consumer advocates say they make it easy to get overextended.
Services such as Afterpay, Affirm, and Klarna are soaring in popularity and valuation. But consumer advocates say they make it easy to get overextended.
Four letters: BNPL Buy now, pay later. It's all the craze these days. Square, for example, just announced plans to buy the Australian BNPL company Afterpay for...get this: 29 BILLION dollars. On the side of the equator, Swedish BNPL player Klarna raised $639 million in their recent round at a $45.6 BILLION dollar valuation….and the US based BNPL Affirm, who IPO'd earlier this year, has today a $33 billion market cap. Wow. But what is BNPL? Well: it depends who you ask. Ask a consumer - that is, you or me shopping online, and it's a way to buy an expensive piece of furniture or the new iPhone in instalments instead of upfront, all at once. Ask an e-commerce player - that is an Amazon or an online D2C brand, and it's a way to drastically increase checkout conversion rates. Ask a financial advisor, and well, it could be just another way for people to take on really bad debt they just cant afford… But ask Michael Khoi, founder and CEO of ZoodPay and ZoodMall? BNPL is a way of empowering a mother in Uzbekistan earning 400 dollars per month to buy clothes for her child. It's about letting the young Iraqi buy groceries before his pay check comes in It's about giving the 8 MILLION Jordanians who don't have access to credit….access. And - in bringing BNPL with ZoodPay to the likes of Uzbekistan, Kazakhstan, Iraq, Lebanon, and Jordan - Michael's also caused an e-commerce wave in the form of ZoodMall, a digital platform that gives access to interest-free, personal loans and….what he calls ‘necessary shopping' to over 110 million people. And in the process, he's just raised….nearly 40m dollars in one of Central Asia's biggest Series B rounds EVER. Michael...ZoodPay...they're not here to burden customers with debt to buy a new car, no - the average loan they make is $100. Instead, they're here to make life for Uzbek, Kazakh, Iraqi, Lebanese, Jordanian...and soon other customers...just a little bit easier.
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We're just a podcast, sitting in front of Richard Curtis, asking him some questions. The rom-com hitmaker – famous for Four Weddings, Notting Hill and Love Actually – joins us to talk about the environment and why your choice of pension matters for the planet. The world is gathering in Glasgow this weekend to discuss climate change. Laura checks in from the airport as she boards the PM's plane to Rome, where the G20 leaders' summit is taking place first. And with the government looking at cracking down on so-called ‘Buy Now, Pay Later' companies, Adam speaks to the CEO and co-founder of Klarna, Sebastian Siemiatkowski. Today's Newscast was made by Danny Wittenberg with producers Ben Cooper, Maz Ebtehaj, Georgia Coan and Sam Bonham. The studio director was Emma Crowe. The editor is Jonathan Aspinwall.
Ford announces a £230 million boost to their factory in Merseyside. Stuart Rowley, President of Ford of Europe maps out the company's plan for operations in the UK.Ian also speaks to Sodexo's Director of Corporate Responsibility - Claire Atkins-Morris - about the hospitality company's pledge to reduce food waste by 50%.Plus, Klarna's Chief Executive - Sebastian Siemiatkowski - explains how the 'buy now pay later' industry is getting ahead of UK regulators.
A growing number of retailers are offering customers the ability to buy a product and pay for it later in installments. WSJ's AnnaMaria Andriotis explains why the approach has become so popular and whether it's likely to stick around.
More merchants are teaming up with "buy now, pay later" companies to offer consumers with poor credit or no credit the opportunity to pay for products in installments. WSJ consumer credit reporter AnnaMaria Andriotis joins host J.R. Whalen to discuss how the programs work, and the risks involved. Learn more about your ad choices. Visit megaphone.fm/adchoices
In stores and online, the ‘Buy Now, Pay Later' option is proliferating. What's the catch? / If you are an Amazon user, there are disturbing things going on with certain sellers you need to know about involving negative review backlash and dangerous merchandise. Ask Clark topics include: Rules and Qualifications for Claiming a Tax Dependent / Donor-Advised Funds: The Benefits and Drawbacks / Why You Should Never Use a Debit Card To Pay for Anything / Chase Sapphire Preferred Review: Travel Card / Best 529 College Savings Plans By State / Frequently Asked Questions on Gift Taxes Want more money advice? Sign up for Clark's free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices
This week, Felix Salmon, Emily Peck and Stacy-Marie Ishmael discuss the effects of the Delta variant, rising gas prices, and the rise of ‘Buy Now, Pay Later' fintech. In the Plus segment: Mr. White Hat. Mentioned in the Show: “How the Pandemic Now Ends',” by Ed Yong for the Atlantic “Biden's OPEC Plea Is Really Directed at Anxious Drivers,” by Liam Denning for Bloomberg “How Sweden Became the Silicon Valley of Europe,” by Colm Fulton and Supantha Mukherjee for Reuters Email: slatemoney@slate.com Podcast production by Jessamine Molli. Learn more about your ad choices. Visit megaphone.fm/adchoices
This week, Felix Salmon, Emily Peck and Stacy-Marie Ishmael discuss the effects of the Delta variant, rising gas prices, and the rise of ‘Buy Now, Pay Later' fintech. In the Plus segment: Mr. White Hat. Mentioned in the Show: “How the Pandemic Now Ends',” by Ed Yong for the Atlantic “Biden's OPEC Plea Is Really Directed at Anxious Drivers,” by Liam Denning for Bloomberg “How Sweden Became the Silicon Valley of Europe,” by Colm Fulton and Supantha Mukherjee for Reuters Email: slatemoney@slate.com Podcast production by Jessamine Molli. Learn more about your ad choices. Visit megaphone.fm/adchoices
Depending on your loan provider, even if you pay on time, taking out a POS loan can either increase, decrease or have no impact at all on your credit score. Today's Stocks & Topics: AMGN - Amgen Inc., ORAN - Orange ADR, Hackers, Apple Under Attack, GNOG - Golden Nugget Online Gaming Inc., DKNG - DraftKings Inc. Cl A, Closed-end Funds, D - Dominion Energy Inc., When to sell Holdings, AMED - Amedisys Inc., SCHD - Schwab US Dividend Equity ETF. TRIVIA QUESTION: Can you name the '5 Things Most Americans Don't Know About Social Security?Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
News broke this week that a US company had made a $39 billion bid for Australian firm, Afterpay. It is the biggest business deal in the history of the Australian Stock Exchange. A company that is created and then grows massively in a short amount of time is called a ‘unicorn'. Jonathan Shapiro and James Eyers are reporters for the Australian Financial Review and the authors of ‘Buy Now, Pay Later', a new book on the Afterpay phenomenon. They join us to explain how and why so much wealth been created so quickly despite many initially saying the company was overhyped and overvalued. On today's Briefing, we learn how the company was created and how it grew so big so fast…..and made a lot of people very rich in the process. Those who were lucky enough to discover the elusive unicorn. TODAY'S HEADLINES QLD authorities suggest lockdown extension may be needed Expert coalition calls for AZ uptake, warns Australia doomed to continued lockdowns Commonwealth defends commuter car park scheme Medals on offer in hockey and soccer after sailing/running Follow The Briefing Instagram: @thebriefingpodcast Facebook: TheBriefingNewsAU Twitter: @TheBriefingAU YouTube: http://bit.ly/TheBriefingSUBSCRIBE See omnystudio.com/listener for privacy information.
Segment 1: Ilyce Glink, owner of Think Glink Media and Best Money Moves, joins John to talk about mortgage rates hitting a 5-month low, the overall health of the Chicago real estate market, tips you should know if you are selling your home, Square buying Afterpay for $29 Billion and Congress saying the number of people with IRAs worth $5 […]
The 'Buy now, pay later' schemes are becoming increasingly popular among shoppers in Australia, with the total value of purchases rising to over $5.6 billion in 2018-19. - Skemat ‘Bli sot, paguaj me vone' po behen gjithnje e me te perdorura nga konsumatoret australiane. Vlera e tyre arriti ne 5.6 miliarde dollare ne vitin 2019.
The buy now, pay later services may have made buying products easier for consumers, but with their increasing popularity and almost ubiquitous presence, concerns are growing that some users may get caught in a debt spiral.Feature by: Sneha Krishnan, Renuka presents in Tamil. - ஆஸ்திரேலியாவில் நுகர்வோர் மத்தியில் மிகப்பிரபலமான ஒன்று 'buy now pay later' திட்டம். இதன்கீழ் பொருட்களை வாங்கும் ஒருவர் முழுத்தொகையையும் உடனே செலுத்தாமல் தவணைமுறையில் அதனைச் செலுத்த முடியும். இத்திட்டத்தின்கீழ் உள்ள பல ஆபத்துக்களை விளக்கும் விவரணம். ஆங்கிலத்தில்: Sneha Krishnan, தமிழில் றேனுகா.
The 'Buy now, pay later' schemes are becoming increasingly popular among shoppers in Australia, with the total value of purchases rising to over $5.6 billion in 2018-19. But there are growing concerns that people making multiple buy-now-pay-later purchases simultaneously may lose control of their debt management and fall into financial hardship. - Схема 'Buy now, pay later' - “Покупай сейчас, плати позже” - становятся чрезвычайно популярной среди австралийских покупателей. В 2018-19 годах общая стоимость таких покупок составила более 5,6 млрд долларов. Однако люди, совершающие много покупок с отложенной оплатой, могут потерять контроль над управлением своим долгом и столкнуться с финансовыми трудностями.
Buy now, pay later services may have made buying products easier for consumers, but with their increasing popularity and almost ubiquitous presence, concerns are growing that some users may get caught in a debt spiral. - ઓસ્ટ્રેલિયામાં 'Buy now, pay later' એટલે કે 'અત્યારે ખરીદો, પછી ચૂકવો' ની યોજના હેઠળ કોઇ પણ વસ્તુની ખરીદી કરો ત્યારે કેવી બાબતોનું ધ્યાન રાખવું તથા જો હપ્તા ચૂકી જવાય તો કેવી પરિસ્થિતીનું નિર્માણ થઇ શકે તે વિશેની માહિતી.
On today's episode, we discuss which pandemic personas will stick around, why brands are struggling to know who their customers are, and the most important ways consumer behavior has likely changed permanently. We then talk about how people will shop once businesses are fully reopen, two new in-store virtual reality (VR) experiences, and what Apple's new “buy now, pay later” service could do to the space. Tune in to the discussion with eMarketer principal analyst at Insider Intelligence Suzy Davidkhanian. For sponsorship opportunities contact us: advertising@insiderintelligence.com. For more information visit: www.insiderintelligence.com/contact/advertise/ Have questions or just want to say hi? Drop us a line at podcast@emarketer.com © 2021 Insider Intelligence
Ketika ini lebih ramai pengguna atau orang ramai menggunakan platform digital sebagai medium pembayaran transaksi dan jumlah pengguna juga meningkat terutamanya di era pandemik COVID-19. Ini sekaligus membuka lebih banyak ruang dan peluang serta menuntut perniagaan beralih kepada pendigitalan dengan lebih baik.
Ketika ini lebih ramai pengguna atau orang ramai menggunakan platform digital sebagai medium pembayaran transaksi dan jumlah pengguna juga meningkat terutamanya di era pandemik COVID-19. Ini sekaligus membuka lebih banyak ruang dan peluang serta menuntut perniagaan beralih kepada pendigitalan dengan lebih baik.
Nitya Sharma, the CEO and founder of Simpl talks about the credit industry, how it's been affected by the pandemic, and explains the concept of 'buy now, Pay later'. Ahmed Shariff: Hi and welcome to The Lead by DH Radio. We know that Credit Institutions are very important for the economy. Today we are joined by Nitya Sharma, the CEO and founder of Simpl to talk about that. Hi, Nitya, and welcome to DH Radio. Nitya Sharma: Hi. Ahmed: Could you explain to us the concept of 'buy now, pay later'? Nitya: It's basically, allows a user to buy from retailers, online and online, and pay later, as the name suggests. While it seems new and is a buzzword now, it is actually the original form of money... To know more about the conversation, listen to the podcast. Download the Deccan Herald app for iOS devices here: https://apple.co/30eOFD6 For latest news and updates, log on to www.deccanherald.com Check out our e-paper www.deccanheraldepaper.com
In this episode, Alex Kerry covers the topic of ‘buy-now, pay later' services:- What is buy now, pay later? - How does it work? - What are the advantages and disadvantages? Alex is a financial adviser, based in Albury-Wodonga. She has experience in a number of different areas of financial services and works with local groups to deliver educational financial seminars to young people in her local community. Young Money is the one stop reference for young Aussies seeking information on making money, spending money and planning for the future. Visit findex.com.au/young-money to access the full library of resources. The information contained is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before you make any decisions in relation to a financial product, you should obtain and read the relevant Product Disclosure Statement or information statement. You should seek personal financial advice before acting on any material. Episode transcript: https://bit.ly/35DJYUC
Herb “The ConsumerMan” Weisbaum returns to the John Landecker Show to share his latest consumer investigations. This time, Herb talks about ‘buy now, pay later’ options that look good up front but hide astronomical interest rates. Plus, how companies are subtly raising prices by “downsizing” goods and how to catch major mistakes in your credit […]
On today's episode, we discuss how many Americans have adopted telehealth, how people are using it, and what's both driving it forward and holding it back. We then talk about the popularity of buy now, pay later services, why some retailers are now starting to expand their brick and mortar presence, and what adding prescription discounts might do for Amazon and Walmart's membership programs. Tune in to the discussion with eMarketer principal analyst Lisa Phillips and director of forecasting at Insider Intelligence Cindy Liu. For sponsorship opportunities contact us: advertising@insiderintelligence.com. For more information visit: https://www.insiderintelligence.com/contact/advertise/ Have questions or just want to say hi? Drop us a line at podcast@emarketer.com
On this bonus episode of #PaisaVaisa, Host Anupam Gupta is in conversation with Raheel Shah, Co-founder and Chief Business Officer at Eduvanz. Eduvanz is a new-age Digital Finance Company that provides Education Loans starting from Zero Interest for Students and Skill Seekers. Anupam and Raheel talk about the 'Education Loans' in India and various trends in this education industry. In the second half, they discuss the concept of 'Study Now, Pay Later' and a checklist of how to choose a good education loan provider. All this and much more on this episode of #PaisaVaisa with Anupam Gupta. You can know more about Eduvanz: (https://eduvanz.com/)Twitter: (https://twitter.com/eduvanz_finance)Linkedin: (https://www.linkedin.com/company/eduvanz)You can follow Raheel on Linkedin: (https://www.linkedin.com/in/raheelshah1)Get in touch with our host Anupam Gupta on Twitter: @b_50 (https://twitter.com/b50)You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.You can check out our website at http://www.ivmpodcasts.com/
BNPL platforms are becoming increasingly popular among millennials. Do they really help remove some of the frictions in e-commerce, or is it just another way to accrue debt? Cynthia Ng speaks with Hoolah Country Manager Jason Wong.
Sophie Hannah is joined by her husband, Pastor Jonathan, and Executive Producer, Lisimba Pink, to discuss whether ‘Buy Now, Pay Later' firms like Klarna are helping people to buy things they need now by spreading the cost over a more manageable period, or targeting people who are financially naïve and encouraging them to get into debt.Subscribe to our newsletter for your weekly dose of Extra Ethnic:https://mailchi.mp/c2749d9238ee/extraethnic--------------------------------------- FOLLOW THE CONVERSATION #EthnicallySpeakingInstagram: https://www.instagram.com/unitedmelanincoFacebook: https://facebook.com/unitedmelanincoTwitter: https://instagram.com/unitedmelanincoLinkedIn: https://www.linkedin.com/company/unitedmelaninco/YouTube: https://www.youtube.com/c/UnitedMelaninGroupGet in touch with us: ethnicallyspeaking@unitedmelaningroup.com---------------------------------------- LINKS MENTIONED IN THIS EPISODE https://unitedmelaningroup.com/es041(Website – Show notes and links to UK organisations providing further support if you, or someone you know, has been affected by debt issues)https://news.sky.com/story/buy-now-pay-later-firms-face-fca-crackdown-after-woolard-review-12205480(Article – ‘Buy now pay later' firms face FCA crackdown after Woolard review – Mark Kleinman for Sky News)https://www.theguardian.com/money/2020/oct/03/klarna-debt-buy-now-pay-later-fees-interest(Article – Klarna: shopper's best friend or a fast track to debt? – Patrick Collinson for The Guardian)https://moneyaware.co.uk/2018/10/klarna-how-it-works/(Explainer – Klarna: how it works – Money Aware)https://www.bbc.co.uk/bbcthree/article/3df91ac4-9098-46e9-b619-fae016bce3fb(Article – Influencer: 'Why I stopped working with Klarna' – Thea de Gallier, Harvey Day and Hannah Price for BBC Three)----------------------------------------Join Anissa and Sophie Hannah, two smart, curious and opinionated highly-melanated women, as they and their guests discuss everything from current affairs to pop culture, and everything in between. No subject is off limits for these ladies, especially when it comes to issues affecting British communities of colour. Get ready to laugh, learn and liberate your mind, because if there's one thing you can guarantee, it's that the Ethnically Speaking ladies will be giving it to you straight!----------------------------------------Music by GC
Fresh off Klarna's first Super Bowl commercial, we sit down with David Sandstrom, Chief Marketing Officer at Klarna, to discuss the thinking behind their advertisement, the role its mobile app plays in the company's mission, and all of the increased competition in the 'Buy Now, Pay Later' fintech space.
In today's episode, I was joined on LinkedIn live by Jamie Beaumont, Founder of Fuel Payments - a specialist FinTech organisation that helps recruiters provide alternative payment methods for their SME customers! I absolutely loved this episode! Jamie is in the first 6 months of the business and is in hyper start up mode! An ex recruiter who became a tech entrepreneur that massively flopped at the beginning, he knows a thing or two about starting businesses with no prior experience. He now owns a financial lending company with no prior Financial Services experience, he reminds me of myself when I started Hoxo! In this episode Jamie talks about his life as an entrepreneur and the relentless workload he is prepared to endure to make this business successful. His product is super smart and will no doubt be a game changer for Recruiters around the world! If you are interested in a raw and recent start up journey or want to know how you can better convert perm fees, you can not miss this one! If you would like to reach out and ask any questions directly, then feel free to contact Jamie on here: https://www.linkedin.com/in/jamie-beaumont-4097a253/ ------ Sponsors: Odro: https://bit.ly/35UrBKr Vincere: https://bit.ly/2zOL43W
Lunar, the Nordic challenger bank that started out life as a personal finance manager app (PFM) but acquired a full banking license in 2019, has raised €40 million in Series C funding from existing investors. The injection of capital follows a €20 million Series B disclosed in April this year and comes on the back […]