Podcast appearances and mentions of Dave Ramsey

Sports betting, blessed Hondas, lobster eventually tastes like soap, choosing your hard, and why hope is still the best investment… On the net, it's a positive. ----- JOKES FOR HUMANS TOUR: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://johncristcomedy.com/tour/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 9/26 - North Charleston, SC 9/27 - Macon, GA 9/28 - Hiawassee, GA 10/2 - Evansville, IN 10/3 - Dayton, OH 10/4 - Peoria, IL 10/10 - Knoxville, TN 10/11 - Greenville, SC 10/16 - York, PA 10/17 - Detroit, MI 10/18 - Cleveland, OH 10/24 - Birmingham, AL 10/25 - Chattanooga, TN 11/7 - Boise, ID 11/8 - Spokane, WA 11/9 - Tacoma, WA 11/20 - Abilene, TX 11/21 - San Antonio, TX 11/22 - Tyler, TX 11/23 - Austin, TX 12/5 - Phoenix, AZ 12/6 - Santa Rosa, CA 12/7 - Redding, CA 12/11 - South Bend, IN 12/12 - Munhall, PA 12/14 - Buffalo, NY 1/25 - Nashville, TN ----- Catch the full video podcast on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and follow us on social media (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@netpositivepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) for clips, bonus content, and updates throughout the week. ----- Email us at netpositive@johncristcomedy.com ----- FOLLOW JOHN ON: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----- SUPPORT OUR SPONSORS PONCHO: Go to https://ponchooutdoors.com/netpositive for $10 off and free shipping on your first order HELLO FRESH: Get 10 FREE MEALS AND A HIGH-PROTEIN ITEM FOR LIFE with promo code NETPOSITIVE10FM at https://hellofresh.com/NETPOSITIVE10FM  AG1: Get a FREE gift with your first order at https://DrinkAG1.com/netpositive to get started with AG1's Next Gen and and notice the benefits for yourself. ----- PRODUCED BY: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Alex Lagos⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lagos Creative

DAMIONOracle names two CEOs in rare leadership shift after Catz exit Who Will You Blame?Lord Emperor Larry Ellison (65% influence and 42% voting power): he still gets $8.3M in pay despite owning ~$378B in Oracle stock. Is this even possible? He got security-related costs and expenses of $2,999,264 for his primary residence. Board chairFormer CEO and now Executive Vice Chair Safra Catz. She's staying on the board.221,974: (i) Company matching contributions under our 401(k) Plan of $5,100, (ii) flexible credits used towards covering the premiums for cafeteria-style benefit plans in the amount of $14,860, (iii) security-related costs and expenses to augment the existing security system at Ms. Catz's primary residence, (iv) legal counsel fees and (v) aggregate incremental costs to Oracle of $200,086 for Ms. Catz's use of Oracle's private aircraft for non-business travel. This leaves $1,928 for legal fees and security: for a Larry:Safra We Love Him More Security Ratio of: ~3114:1Catz still got $6.5M despite owning $2.8B of company stockNew co-CEO and director Clayton Magouyrk: joined Oracle in 2014, is 39Mr. Magouyrk will receive a grant of stock options to purchase $250M in shares of Oracle common stock with 80% of the grant consisting of time-based stock options and 20% of the grant consisting of performance-based stock options (“PSOs”).New co-CEO and director Michael Sicilia: joined Oracle in 2009, is 54Mr. Sicilia will receive a grant of stock options to purchase $100M in shares of Oracle common stock with 80% of the grant consisting of time-based stock options and 20% of the grant consisting of PSOs.The writer of this article: Oracle's new Gen X and Millennial CEOs get stock options worth $350 million—but they'll have to keep the stock soaring to collect80% of the grant consists of time-based stock options, hello??AutoZone Stock Falls After Its Fifth Consecutive Earnings Miss Who Do You Blame?William Rhodes III: Executive Chair (2007-) and former CEO, causing serious leadership strainCEO Philip Danielle III (2024-) for being weak in the face of Rhodes IIIEarl Graves Jr.: the longest tenured director has served for over two decades and still has the indecency to call himself the “Lead Independent Director.” He's also the chair of the Nomination so this is ostensibly his board.Linda Goodspeed: while all directors are pictured wearing bluish/mauvish-colored shirts in the company's last proxy, Linda is wearing a red sweater over hers.Director Gale King for NOT being the same Gayle King that is Oprah's best friendShareholders: average 96% board support at last AGMThe fact that there are 4 suffixes on this board: Jr., Jr. III, III, the same number as women.The depressingly low ~-20% gender influence gap (women have no leadership roles on this board, except for Linda's red sweater)Michelob Ultra overtakes Modelo Especial as best-selling beer in the U.S. Who Do You Blame?Social media personality Dylan Mulvaney, for being alive and getting a can of beerThose woke idiots at the American subsidiary Anheuser-Busch Companies, LLCWoke CEO Brendan Whitworth was a first lieutenant in the United States Marine Corps and then as an operations officer for the CIA's counterterrorism center. Woke!Their leadership page of 15 executives also has a woke DEI hire! Chief People Officer Lindsay KingThose woke idiots at the Belgian parent Anheuser-Busch InBev (AB InBev)They are even worse than their American counterparts: of their 18 executive leaders, they have TWO DEI WOMEN: Chief Communications Officer Donna Lorensen and General Counsel Katherine Barrett. DEI gone crazy!Just all the stupid corporations that “Go woke, go broke”Oh wait: Both Michelob ULTRA and Bud Light are made by Anheuser-Busch Companies, LLC, a subsidiary of Anheuser-Busch InBev.Behind closed doors, our top CEOs say Trump is bad for business and it's time to Make America into America Again Who Do You Blame?Shareholders: This year (2025) the average vote support for director elections in the S&P 500 is about 96.5%American corporate governance practices which permit nearly half of S&P 500 CEOs to also serve as board chairs—the very bodies intended to oversee their management: giving them unmatched power and egoAverage S&P 500 CEO of about $19M, which financially protects them from the need to weigh in on political issues, left or rightThe US federal poverty line for 2025 is $15,650 per year, as established by the Department of Health and Human Services.So a 1214:1 pay ratio for those not in poverty: $15,651Passive institutional investors in U.S. equities like BlackRock, Vanguard Group, and State Street Global, who hold the door open for company managementYale Professor Jeffrey Sonnenfeld, who eschews journalism in favor of being friends with important people and lets him write things like: “One CEO of a major U.S. manufacturing company explained to the group” and “A well-known business leader with a significant manufacturing footprint in the U.S. and abroad told the group” and “The head of a major U.S. multinational investment bank”The protected class continues30-year-old billionaire college dropout recommends at least one year in higher education Who Do You Blame?The protected CEO billionaire classElon Musk says college is “not for learning, but mostly for fun” and doesn't require degrees at Tesla/SpaceXPeter Thiel: created the Thiel Fellowship, paying young people to drop out of collegeMark Zuckerberg: In a 2025 interview, Zuck expressed skepticism about the effectiveness of college education in preparing students for today's job marketRichard Branson, a college dropout, has often spoken about the value of practical experience over formal education, stating, "You don't learn to walk by following rules. You learn by doing, and by falling over."The VC BroBratClubMarc Andreessen has said traditional college is outdated compared to skills trainingChamath Palihapitiya argues real-world problem solving is more valuable than degrees.The MAGA christian supremacistsCharlie Kirk: college is “overrated” and emphasizes entrepreneurship, practical skills, and real-world experience over formal degrees.In June, when speaking to Turning Point USA's 10th annual Young Women's Leadership Summit, he encouraged attendees to trade feminism for femininity and to forgo a career to stay home and raise childrenBen Carson: praised practical experience and self-directed learning over formal college for achieving success; praised Kirk's ability to "run circles around people with college degrees"Dave Ramsey, frequently advises young adults to focus on financial literacy, entrepreneurship, or trade skills rather than taking on debt for a college degree.All of the aboveThe chorus of anti-college voices—from billionaire CEOs and MAGA pundits to Christian commentators—serves less as genuine guidance and more as a mechanism to preserve the power of the wealthy elite, discouraging widespread education and critical thinking so that the majority remain dependent, unempowered, and less capable of challenging the socioeconomic status quoMATTDisney says 'Jimmy Kimmel Live' will return to ABC on Tuesday - who do you blame??Fearless Wizard Bob Iger - 24% influence, but let's be honest, the board is in the bag entirely (100% of board members are connected, Iger is by far the most powerful person in the room)Derica Rice - board member at Target (who were attacked by citizen troll Robby Starbuck, rolled back DEI and pride merch as a result, then faced a boycott that have sunk the stores since) AND Disney (who were attacked by government troll Brendan Carr, rolled back free speech as a result, then faced a boycott that's so far cost Disney 2% of its share price in 5 days)James Gorman - head of the “succession planning committee”, which exists despite having a nominating committee because the nominating committee was so compromised and did such a bad job they basically made a new committee with an ex-CEO who picked his own successor, who's also chair of the boardConsumers who boycott DisneyShareholders who demanded Disney restore KimmelYale Professor Jeff Sonnenfeld for his mushmouth declaration that Iger was right to yank Kimmel, prompting the world to say “why does anyone listen to Yale professor Jeff Sonnenfeld?”Sinclair says it won't air Jimmy Kimmel on its stations after Disney announced his return - who do you blame??David Smith - nepobaby executive chairtoad, 25.4% voting power, toad face conservative sycophantDuncan Smith - nepobaby retired VP and secretary, 23.1% voting power, directorBob Smith - nepobaby retired VP and Treasurer, 21.8% voting power, directorDr. Fred Smith - nepobaby retired VP and oral surgeon, 10.8% voting power, amazing pivot from looking at teeth to owner of largest broadcaster because meritocracyChristopher Ripley, CEO of Sinclair and not a nepobaby, was once upon a time at UBS where he did some stuff on media or something… definitely not a figureheadBob Iger for being too wokeOffice Depot workers refused to print a Charlie Kirk poster because he was a propagandist - who do you blame?The workers at Office Depot who took the Supreme Court decision that let a web designer refuse same-sex wedding work literally Office Depot, which probably should have been closed in 1997 anyway, which, “fired the employees and issued a public apology”, bending the knee to the will of Dear LeaderPam Bondi, who missed the day the Supreme Court said business COULD discriminate: “Businesses cannot discriminate. If you want to go in and print posters with Charlie's pictures on them for a vigil, you have to let them do that,” she told Sean Hannity on Fox News, adding: “We can prosecute you for that.”Gays, who if they had JUST USED a gay web designer, the Supreme Court wouldn't have had to rule on this and then contradict itself when it inevitably reverses its own 2023 precedentFedEx, whose employees (upon hearing Office Depot employee refused service due to Charlie Kirk's overt racism and sexism while he was alive) printed the poster FOR FREE to SUPPORT Charlie Kirk, which surely discriminates against other white male racists who had to pay for their posters advertising their white male racism, right?

That's right - we are BACK with another edition of Financial Advisors React! We're going to hear some interesting calls into Ramsey Studios - from outrageous debts to credit cards to investing. Not only will you hear our instant reactions, but you'll learn if we agree, disagree, or anything in between. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠NordVPN.com/MONEYGUY⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on the podcast, I'm thrilled to welcome back a fan favorite—Kara Ward of Lemons to Lemonade Home. If you missed her first appearance, you'll definitely want to check out Episode 180, where she shared her incredible journey from working with Dave Ramsey to launching a successful YouTube channel all about furniture flipping. https://creativesonfirepodcast.com/episode214 In this new conversation, Kara walks us through the massive shifts she's made in her business—from rebranding her channel to expanding income streams, embracing Amazon's newest tools, and even how she automates her brand partnerships. Let's just say: if you've been looking for real-talk insight on how creators are actually earning online today (without doing all the things), this episode is packed with gold. From Furniture Flipping to Full-Time Creator Kara originally built her channel under the name Lemons to Lemonade Furniture, but recently made the shift to Lemons to Lemonade Home—a change that reflects not only her evolving content, but also a realistic pivot as she shares: “I'm 47 now and flipping furniture in 100° Texas heat just isn't sustainable forever.” This rebrand gives her the flexibility to show more sides of her life—motherhood, homeschooling, DIY projects, and everyday home inspiration—while still staying true to her roots in creative content. Takeaway: Your brand name can grow with you. You don't have to stay stuck in a box you outgrew years ago. YouTube: Her #1 Income Source Kara doesn't just dabble in YouTube—she's built a full-time income from her channel. In fact, YouTube ad revenue and sponsorships make up 80% of her monthly income. She shared how she landed a consistent stream of monthly sponsors through a talent manager and how just one viral video landed her a spot on the roster of her dream brand agency. But Kara was clear: you don't need 100K subscribers to get brand deals. Engagement matters more than numbers. “I only had around 60K when they reached out,” she says, “but my videos had consistent views and hundreds of comments.” What's New on YouTube? YouTube's latest game-changer? YouTube Shopping—a feature that allows creators to tag products directly in their videos. While Amazon links aren't supported yet, other platforms like Walmart and Lowe's are fair game. Kara uses this tool to highlight everything from her go-to sprayer to the pink toolbox in her background. Even her subscribers watching on a smart TV can now shop directly from the screen. Pro tip: YouTube is making it easier than ever to earn while you create. If you're already making videos, this is worth exploring. Amazon: Doubling (and Tripling) Her Income Kara's also crushing it on Amazon with both affiliate and influencer programs. She uses Creator Connections (Amazon's brand-driven bonus campaign system) to bump her commissions up to 20–30%—instead of the usual 2–4%. But digging through campaigns manually was a hassle… until she found Oink. "In my first week using the Oink extension, I made back the $29.99 subscription and then some." – Kara Ward Oink is a Chrome extension that scans your Amazon storefront, identifies what products qualify for bonuses, and accepts the campaigns for you—automatically. Total game-changer. The Truth About Niching Down There was a time when sticking to one niche was the golden rule. But Kara believes those days are behind us. “I don't think you have to stay in a tiny content box anymore,” she says. “Once you pull people in, they want to know more about you—your home, your family, your life.” While her content still centers around furniture and DIY, she sprinkles in real-life moments—like homeschooling updates and behind-the-scenes snippets—that build connection and trust. How Kara Promotes Her Content Even without a website or email list (yet!), Kara has found success promoting her content using: Instagram Stories – with countdowns and teaser clips Facebook – where she's nearing 100K followers YouTube Community tab – polls, video reminders, and feedback requests Bottom line: you don't need every platform, but you do need to consistently invite people into your world. Kara's Advice for Creators: Monetize what you're already doing. If you're using Amazon products, why not earn on them? Stay focused. Build one stream of income until it's nearly on autopilot before adding another. Don't wait for perfect numbers. One engaged community is more powerful than vanity metrics. Automate what you can. From Oink to brand management, systems make growth sustainable. Where to Find Kara Ward Online You can follow Kara everywhere under her new name: ➡️ YouTube, Instagram, TikTok, and Facebook: Lemons to Lemonade Home And if you want to try out the Oink extension, you can click here to check it out and use her discount code "LEMONS" for 10% off. Whether you're already earning on YouTube or just now exploring Amazon's creator tools, Kara's story is proof that with consistency, community, and a few smart systems, you can turn content into a career. Be sure to listen to the full episode—you won't want to miss the practical tips (and honest encouragement) Kara brings to the table. Stay creative. Links Mentioned in the Episode: OINK Amazon Solution (use Kara's Code: LEMONS or KARA for a discount on the paid version) Kara's Original Podcast Episode 180 Facebook FUEL Order the Book & Get Bonuses FUEL Mastermind is HERE Free Guide: Start Your Blog Today You can GO HERE to subscribe and review (On mobile, scroll down past the episodes to "Ratings & Reviews" section, tap the stars, then scroll down to "Write a Review") 2025 Content Planner for Content Creators SUBSCRIBE AND REVIEW I am honored to share a new episode of Creatives on Fire each week to bring you inspiration, behind-the-scenes secrets, and quality tips. I hope it is truly helpful for you. One of the best ways you can bless me in return is to subscribe to the show and leave a review. By subscribing, you allow each episode to be downloaded straight to your phone which helps the download numbers and ensures you never miss an episode. And when you leave a review, you help show others the value of what we provide! You can GO HERE to subscribe and review (On mobile, scroll down past the episodes to "Ratings & Reviews" section, tap the stars, then scroll down to "Write a Review")

Travis and his producer, Eric, get honest about what “hustle” actually means and how its value changes depending on season, personality, and your real goals. Drawing on their own business journeys—as well as lessons from voices like Gary Vee, Dave Ramsey, and Alex Hormozi—they dig into the difference between productive sprints, burnout, and building self-awareness around effort, outcomes, and work-life fit. On this episode we talk about: The myth and reality of hustle culture for entrepreneurs and freelancers Why some seasons demand all-out work—and others call for balance (or a pivot) Setting sprints, tracking your time, and focusing on outcomes, not just hours How to know if your work is strategic hustle or just “busyness” Personal stories of burnout, pivoting, and coming back stronger Top 3 Takeaways 1.  “Hustle” is most powerful when it's temporary and goal-driven—set clear sprints and reassess outcomes.2.  There's no one-size-fits-all: personality, life stage, and values should guide your effort and expectations.3.  Track your time and audit your focus—real growth comes from high-leverage work, not just putting in hours. Notable Quotes “Life demands different seasons—sometimes you have to hustle, sometimes you need rest, and both are okay.” “Extraordinary results require extraordinary effort—but only effort on what actually moves you forward.” “Don't just show up. Do the work that actually produces results, then reevaluate and adapt.” ✖️✖️✖️✖️

Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club   Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider

Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club   Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider

If your brand feels “nice” but not necessary — this episode is your permission slip to break the rules.Cult brands don't beg for engagement. They create belief systems that move people to action.In today's episode, Randa unpacks what truly makes a magnetic brand — one that leads movements, builds legacy wealth, and multiplies in impact… without needing everyone to like you.Why likable is forgettable — and what cult brands do differentlyThe difference between clarity and consensus (and why one converts more)Real-world examples of polarizing brand leaders (from Dave Ramsey to Leanne Morgan)Why your belief system is the real conversion strategy — not the algorithmThe biblical anchor for obedience over popularity (John 15:18)How Randa built 2 seven-figure brands from betrayal, burnout, and brokennessWhat to do when you feel called to more but your business still feels… stuckThe truth about silence when you share wins — and why it's actually proof you're shifting cultureThe #1 shift that changed how Randa shows up, sells, and scalesWho really joins your business (hint: it's not just about the product — it's about YOU)Randa's personal story of restarting at 31 and the identity shift that sparked her second 7-figure businessWhy heartbreak, betrayal, and “starting from zero” give you everything you need to build a cult brandClient transformation example (insert here) that proves belief beats algorithmThe ICON Method™ breakdown (I = Identity, C = Conversion, O = Offer, N = Narrative)Plus: A reminder that you weren't called to blend in. You were built to build movements.John 15:18 – “If the world hates you, keep in mind that it hated me first.”Proverbs 28:1 – “The righteous are bold as a lion.”Matthew 5:14–16 – “You are the light of the world... A city on a hill cannot be hidden.”Romans 12:2 – “Do not conform to the pattern of this world, but be transformed…”Galatians 1:10 – “Am I now trying to win the approval of human beings, or of God?”“You don't build cult brands by being louder. You build them by being clearer.”“People don't join businesses. People join people.”“If you've survived heartbreak, betrayal, or starting from zero — you already have what it takes.”“Silence doesn't mean you're not making an impact. It means your story is making people uncomfortable enough to change.”“Money isn't your god. But if you steward it — it becomes your fuel.”Whether you're just starting or scaling into multi-6 or 7-figures — there's a room for you inside the Iconique ecosystem:

Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club   Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider

In this episode, Ken sits down with three leadership legends: John Maxwell, Patrick Lencioni and Dave Ramsey. Join the conversation to learn why successful people fail, how to be a boss people trust, and what the future looks like for today's leaders.    Next Steps: ·      

Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club   Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider

In this episode, Paul is joined by SFG's new advisor Lance Chisum for a candid review of a Dave Ramsey video on housing and post-divorce financial decisions. Together, they unpack the caller's circumstances, substantial home equity, low-rate mortgage, and the possibility of a HELOC, while questioning whether Ramsey's quick advice fully addresses the bigger financial picture. Paul and Lance highlight what's missing: tax planning opportunities, liquidity strategies, retirement contributions, and vital insurance protection. They also explore the emotional side of money, from staying in a home for sentimental reasons to making choices influenced by future relationships. Drawing on Lance's decades of experience, the discussion contrasts the limitations of financial “counseling” with the depth of true financial advising. The episode ultimately underscores why tailored, goal-focused advice matters far more than one-size-fits-all solutions. -- Timestamps: 00:00 – Introduction: reviewing a Dave Ramsey video 01:40 – Mortgage, equity & HELOC breakdown 03:40 – Debt redeployment and emotional decisions 06:10 – Where Ramsey's advice falls short 08:00 – Divorce, remarriage & housing considerations 09:50 – Tax exclusions & planning opportunities 12:10 – Overlooked factors: retirement & insurance  4:30 – Financial counseling vs. real financial advising -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

Ramsey joins Broomhead, Mike asks Dave, What do you expect the FED to do this week?

Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club   Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider

In this part two, host Paul Jamison recaps the core principles from "The Millionaire Next Door," dives deeper into lessons on avoiding family handouts and choosing wealth-building occupations, and shares bonus findings from Dave Ramsey's study on how today's millionaires achieve success through consistent habits and hard work. 

What's the secret sauce for people who want to be millionaires? Today, we'll learn the answer—courtesy of my two favorite modern philosophers: Dave Ramsey and Theo Von. I'll also be reacting to a handful of other money-related TikToks that my team has rounded up.    Next Steps: •

Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club   Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider

Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club   Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider

✈️ Retire Pilots the Right Way!

In this episode, Don and Tom dig into the podcast rankings to explain why Talking Real Money isn't at the top—and why Dave Ramsey still is, despite offering more shame than substance. They explore the concept of financial shaming vs. education, reflect on listener Judy's brilliant retirement planning, and take aim at stock-trading politicians, especially California Rep. Ro Khanna with his 4,700+ trades in one year. Listener questions cover inheritance allocation, condos as investments, and 401(k) vs. Roth vs. brokerage savings. Bonus: Tom yells at his grandkids, Don hates condos, and Congress gets roasted. 0:04 Who's #1 in investing podcasts? Spoiler: It's not Don and Tom—it's still Ramsey 1:18 Financial shaming, bullying, and the “toxic” tone of the Ramsey Show 2:22 The lost LinkedIn post that called out Ramsey culture 3:49 Should shame ever be part of financial advice? (They say no) 5:05 How Talking Real Money tries to educate—not humiliate 7:04 What should great financial advice sound like? A compassionate take 8:47 Caller Judy (age 72) seeks advice on a $200k inheritance—Tom and Don love her plan 11:51 Municipal bond ETFs (like VTEB) vs. international bonds vs. risk tolerance 13:53 Judy's journey learning finance solo—Don gets emotional 14:38 Why are podcast rankings volatile? Don suspects cheating again 16:03 Listener question: Should you max both 401(k) and IRA? (Yes, and here's why) 17:59 Roth > Traditional > Brokerage: A savings priority guide 18:45 Target-date funds vs. S&P 500 returns—why it's not apples to apples 20:05 Caller Nathan: Getting married, no kids, and thinking of buying a condo 22:56 Warning: Condos are almost always terrible investments 25:44 Real estate reality check—condos lag, freestanding homes rebound better 27:52 Don's definitive answer: “I would never own a condo” 28:33 Congress and stock trading: 86% of Americans say it should be banned 30:20 Ro Khanna made 3,000+ trades in 2023… and wants to ban stock trading? 31:52 Why Congress shouldn't trade stocks—and how index funds are the solution 34:24 Ro Khanna's $103 million in trades and 149 conflicts of interest 36:46 Wrapping up: Condos, curmudgeons, and Central Florida emptiness Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Wealth Wisdom Financial Podcast, host Brandon Neely welcomes “The Banking Bros” Jeremiah and Jonah, two real-life brothers bringing fresh perspective and family-rooted wisdom to the world of Infinite Banking.   The conversation traces their unique paths from traditional banking and ministry into becoming passionate advocates for the Infinite Banking Concept (IBC). Along the way, they explore how faith, family, and cultural context have shaped their financial philosophies.   Together, they unpack: Their journey from conventional careers into Infinite Banking Where they agree and disagree with financial voices like Dave Ramsey Why true financial independence is more about mindset and education than quick-fix products Lessons from history, like how A.G. Gaston used life insurance to fuel civil rights efforts The “three cup setup” teaching tool that makes IBC easy to understand How families can teach the next generation about money, abundance, and legacy   This isn't just another conversation about money, it's about ethics, stewardship, and creating a financial system that serves both families and communities.  

This week on tWiRE Podcast (Episode 332) we're covering the biggest headlines shaking up the housing market, mortgage trends, and real estate industry power moves. From Zillow's copyright war with CoStar to Dave Ramsey calling out “morons” in the influencer world, this episode dives deep into what agents, buyers, and investors need to know right now.

Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club   Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider

In this episode, Ken Coleman sits down with financial expert and bestselling author Rachel Cruze. You'll learn why money isn't the root cause of tension in your life, how to align with your spouse financially, and what it was really like growing up as Dave Ramsey's daughter.   Next Steps: ·     

Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club   Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider

Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club   Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider

Do you get your paycheck and then it seems to disappear in less than a week? Where is it going? Are you overwhelmed with full time school and work, a social life, sleep, laundry, and, oh yeah, trying to manage your money so that you can pay for school?     Let's chat about 3 ways to SAVE THOUSANDS OF $$ and maintain and even stretch your budget while balancing a busy schedule this semester! Grab your cold brew and TI-89, because class is now in session...     LET'S GOOOOOOO!!!!   Related Episodes:   218 - Earn Money While You Study: 3 College Jobs That Pay To Do Homework 222 - How to Apply for a Scholarship in 5 Easy Steps 225 - 5 Tips To Save $400 on Coffee in College (Dave Ramsey Approved!!!) 226 - 3 Ways to Search and Find the Scholarships Specific To You     Facebook --> Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook   Instagram --> @moneyandmentalpeace   Email --＞ info@moneyandmentalpeace.com     **Get scholarships and pay for college without student loans!**   Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!)   During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I'm here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.   In this episode: Dave Ramsey, Financial Peace University, Debt-Free Community, baby steps, Dave Ramsey baby steps, envelope system, budget, budgeting, Tell your money where to go instead of wondering where it went, grant, bursary, STEM, science, technology, engineering, math, mathematics, empower women, elevate women, college, university, academics, academia

Rachel Cruze, best-selling author and daughter of Dave Ramsey, joins Matt & Abby to spill money tips every couple needs to hear. From combining finances and crushing debt to car payments, renting, and teaching kids about money, this episode is packed with practical advice you can use today. This episode is sponsored by BetterHelp, Google Gemini, Nutrafol & Hiya. BetterHelp: Visit https://BetterHelp.com/unplannedpodcast today to get 10% off your first month. Google Gemini: Visit https://gemini.google/students to learn more and sign up. Terms apply. Nutrafol: Visit https://nutrafol.com and enter promo code UNPLANNEDPOD for $10 off any order and free shipping when you subscribe. Hiya: Go to https://hiyahealth.com/UNPLANNED and receive 50% off your first order. Chapters: 00:00 - Rachel Cruze 02:27 - How Dave Ramsey raised his kids 04:47 - What it's like to have Dave Ramsey as a father 06:40 - Asking my husband to get rid of his credit card 11:56 - Why married couples should combine finances 15:47 - Why married couples shouldn't combine finances 17:30 - What you should do if your spouses spending is out of control 22:51 - The number one thing keeping you broke 26:16 - The car payment trap explained 40:49 - How to have a money conversation with your kid 45:52 - How Dave Ramsey recommends you buy a house 49:08 - Why you shouldn't rent a home 53:38 - Why Dave Ramsey's formula to getting rich works Learn more about your ad choices. Visit podcastchoices.com/adchoices

Dave Ramsey and George Kamel answer your questions and discuss: "We're $500K in debt, can we afford new cars?” "My girlfriend will lose her pension if we get married" "How do we pay off $500k of medical debt?" "Is there a limited amount of wealth available?" "My husband keeps refusing to combine finances," "Should we usse our savings to pay off our student loans?" Living paycheck-to-paycheck on $600K a year. Next Steps: ✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Different entrepreneurs use a variety of marketing strategies to influence your purchasing decisions. For example, business figures like Dave Ramsey often rely on fear-based tactics, encouraging people to avoid debt, stay away from credit cards, and embrace more conservative financial habits. On the other hand, some entrepreneurs take a more aspirational approach, appealing to pleasure, desire, and the promise of a better life. Take Joanna Gaines, for example, her marketing often centers around the emotional payoff of creating a warm, inviting home. Through her products and brand, she sells a vision of comfort, beauty, and personal fulfillment. So, which marketing tactic is more effective, or more beneficial, for you as a consumer? Let's dive in and explore both sides! Important Links: Save TIME & MONEY by running your biz on a single platform- check out my software, Equipt360