Podcasts about Federal Reserve

Dan Nathan and Guy Adami host Mike Wilson, Chief U.S. Equity Strategist and CIO at Morgan Stanley. The conversation covers the impact of inflation on stocks, the Federal Reserve's stance on interest rates, and the current state of the employment market. Mike emphasizes the Fed's priority on funding the deficit and job growth over controlling inflation. The discussion includes the role of AI in corporate productivity, sector-specific investment opportunities, and the intricacies of the IPO and M&A markets. Mike also addresses potential deflationary forces, equity risk premiums, and the broader economic implications of industrial and consumer good sectors. Throughout, they highlight the importance of staying tactical and adaptable in investment strategies. —FOLLOW USYouTube: @RiskReversalMediaInstagram: @riskreversalmediaTwitter: @RiskReversalLinkedIn: RiskReversal Media

We begin by addressing Trump's order to ban corporate purchase of residential homes. While I agree with reversing this odious trend, we must not forget that it is a mere symptom of the broader problem of high prices created by government debt, Federal Reserve policies, and HUD policies. Trump is treating the symptom while supporting all the governmental policies that caused high prices. Next, we're joined by Tim Estes, an AI entrepreneur, who passionately makes the case that our government is working with the wrong companies and the wrong strategy on perfecting AI. The AI path we are on is supplanting human dignity, unnaturally drawing investment away from more promising aspects of the technology, and will actually result in losing to China. Estes has an app he is developing to help parents harness technology to make the internet experience human-led and to combat all of the mental, cognitive, and social ills this technology has wrought in recent years.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Every year, Wall Street rolls out confident forecasts for where the S&P 500 will end the year—and every year those projections are treated as actionable insight. For 2026, analyst expectations cluster around modestly positive returns, even as valuations sit near historical extremes and macro risks continue to build. Lance Roberts & Michael Lebowitz explain why year-ahead market forecasts are largely an exercise in false precision. Instead of offering a price target with zero confidence, we walk through the key forces that are likely to shape markets in 2026—including stretched valuations, liquidity injections disguised as “reserve management,” the Federal Reserve leadership transition, midterm elections, fiscal uncertainty, AI-driven capital spending, tariffs, geopolitics, and rising sovereign debt risks. We also examine historical market behavior to provide perspective on drawdowns, winning streaks, and why valuations are a poor short-term timing tool but an excellent long-term risk signal. Finally, we discuss why flexibility, discipline, and risk management matter far more than guessing an index level twelve months in advance. If you are an investor trying to navigate uncertainty without relying on headlines or optimistic forecasts, this discussion provides the framework you need to think more clearly about markets in 2026. 0:00 - INTRO 0:19 - Betting on Anything, Healthcare Subsidies, HSA's, & Housing Bans 8:15 - Roll-of in Markets 12:42 - Guessing at 2026 Markets 20:35 - Think About the Known; Consider the Unknown 22:59 - Quantitative Easing & Chart Crime 25:09 - The Powell Exit & Midterm Elections 28:21 - Will Europe Keep Dumping Money into US Markets? 29:55 - AI Infrastructure Boom & New Technologies 32:02 - Our Process for Managing Market Rotations 35:14 - SCOTUS' Tariff Ruling & Trump's Plan-B 37:10 - Return of the Yen Carry Trade 38:50 - Smart Money Has Already Considered the Risks 42:08 - Don't Get Too Comfortable with Narratives Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=cQA10SrDk3s&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles Mentioned in Today's Show: "2026 Forecast: Tis The Season For Wild Guesses" https://realinvestmentadvice.com/resources/blog/2026-forecast-tis-the-season-for-wild-guesses/ -------- The latest installment of our new feature, Before the Bell, "Sector Rotation Quietly Begins," is here: https://www.youtube.com/watch?v=l6zc2wXLn5o&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Open Chat Q&A: Markets, Earnings, Taxes & Portfolio Strategy," here: https://www.youtube.com/watch?v=EGgxAtaZIOI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketUpdate #SectorRotation #StockMarketNews #EconomicData #MarketVolatility #MarketOutlook2026 #StockMarketRisk #InvestorDiscipline #FedPolicy #ValuationsMatter

Welcome to 2026! I hope you've had time to reflect and recharge over the holidays, but I'm happy to be back with you for a new year of informative shows and amazing expert guests. Can you improve your performance and resilience through neuroscience-based strategies? The answer is YES! Today's conversation covers mental toughness, managing negative thoughts, and creating positive change from the inside out. You'll discover practical tools for navigating the constant “noise” of your thoughts and letting your mind direct which thoughts deserve your energy and attention. Are you ready to think differently about the way you think? Join us!Kevin Stacey is an effectiveness expert and former brain imaging specialist who helps individuals and organizations enhance performance, resilience, and results by utilizing neuroscience-based strategies. As the founder of TrainRight, Kevin has trained over 80,000 people across 48 states and four countries to break mental barriers, achieve peak performance, and navigate challenges with confidence. His diverse background blends military service, healthcare expertise, and corporate leadership. As the author of MindRight and TimeRight and a featured guest on major media outlets, Kevin delivers engaging keynotes, workshops, and coaching on mental toughness, time mastery, and high-performance strategies to clients such as Ford, IBM, The New York Times, and the Federal Reserve. Show Highlights:Overthinking is the #1 cause of unhappiness! (“Is my overthinking becoming counterproductive to the goals I want to accomplish?”)Kevin's tips for “navigating the noise”: sometimes we need to ignore it, listen to it, or quiet it.Creating your own noise by controlling what you think aboutKevin's tips for developing mental toughness:Separate the brain (the creator of thoughts) and the mind (the director of your thoughts). Use your mind to keep your brain in check.Develop a different relationship with your “scary” thoughts.How our brains harm our happinessChange the subject to change your thinking. (“Thoughts are not facts.”)Applying neuroscience to organizations by reducing insecurity and managing focusNoticing and changing your thoughts interrupts the pattern of your thinking. “What you think, you become; what you feel, you attract; what you imagine, you create.”The “noise” will always

Are You Wealthy? Use These Numbers To Find Out & Simple Math Behind Millionaires Are you curious how your net worth compares to the rest of the country? Wes Moss dives into the latest data from the Federal Reserve's Study of Consumer Finances and top financial institutions to paint a clear picture of wealth in America today. Also, Wes helps to draw the roadmap for the next generation of millionaires. Inspired by the wisdom of the Clark Howard community, Wes outlines a simple, repeatable blueprint for financial freedom. By focusing on patience and the power of consistent contributions, reaching a seven-figure nest egg is more achievable than ever. Whether you are starting with $1,000 a month or aiming to max out your 401(k), we show you how a few decades of discipline can transform your financial future and put you on the path to becoming a "financial force of nature." Mentioned on the show: Retirement Calculator Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 6, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people buy the fiction that markets are “natural,” inequality is inevitable, and government should step aside — but where did that idea come from? In this episode from 2019, Nick and Goldy talk with English journalist George Monbiot and American journalist and author Binyamin Appelbaum about how neoliberalism was deliberately built and sold — not stumbled into. They unpack how economists, funders, and institutions rewrote the rules to favor markets over people, shifted political norms, and made extreme inequality seem inevitable — and what that history means for reclaiming an economy that works for everyone. George Monbiot is an English journalist, author, and political/environmental activist. He writes a regular column for The Guardian and has published several books on politics, ecology, and society. He's known for critiquing corporate power, neoliberal economics, and environmental degradation.  Binyamin Appelbaum is an American journalist and author. He is a lead writer on business and economics for The New York Times editorial board. He previously covered the Federal Reserve and economic policy for the Times and has written widely on how markets and policy shape society. Social Media: georgemonbiot.bsky.social bcappelbaum.bsky.social @BCAppelbaum Further Reading:  The Economists' Hour: False Prophets, Free Markets, and the Fracture of Society Website: http://pitchforkeconomics.com Facebook: Pitchfork Economics Podcast Bluesky: @pitchforkeconomics.bsky.social Instagram: @pitchforkeconomics Threads: pitchforkeconomics TikTok: @pitchfork_econ YouTube: @pitchforkeconomics LinkedIn: Pitchfork Economics Twitter: @PitchforkEcon, @NickHanauer Substack: ⁠The Pitch⁠

In this 2026 outlook, I break down what I call the New Fed Era and what a new Federal Reserve Chair could mean for interest rates, housing, and the broader economy.Many people are wondering whether 2026 brings a recession or whether the so called soft landing is actually happening. In this episode, we examine inflation trends, consumer confidence, labor data, and why housing prices may remain flat or dip slightly in certain markets rather than crash.If you are a homebuyer, homeowner, real estate investor, or industry professional, this episode covers the critical economic and housing trends that will shape decision making in 2026.In this episode, we discussHow a new Fed Chair could change interest rate strategyWhy lower rates may not immediately trigger a housing boomWhat recession probability data actually tells usHow consumer confidence and spending affect the economyNational versus local housing price expectationsWhat to expect for jobs, inflation, and affordability in 2026The housing market in 2026 may look very different than most people expect. Understanding how the Federal Reserve communicates, how markets price expectations, and how policy shifts flow through real estate is essential for making informed decisions.If you want clarity on where rates, housing, and the economy may be headed next, this episode breaks it down in plain English.

Credit union predictions take center stage as Mark Ritter hosts Jeff Lyons on Credit Union Conversations to review their 2025 forecasts. The MBFS leaders analyze their interest rate forecasts, NCUA board changes, and tariff-negotiation predictions with a candid self-assessment. Throughout this engaging review, they explore Federal Reserve rate cuts, consumer lending trends, commercial lending stability, and the challenges facing credit unions in the auto loan market as vehicle prices surpass $50,000. They examine the accuracy of housing market forecasts and the outcomes of budget deal negotiations, while acknowledging mixed results in their prognostication.WHAT YOU WILL LEARN IN THIS EPISODE:✅ How NCUA board changes and Supreme Court cases continue to impact credit union regulatory oversight, with the FTC lawsuit setting precedent for future administrative decisions affecting the credit union industry.✅ Why the auto loan market faces unprecedented challenges as average new vehicle prices exceed $50,000, causing consumers to hold vehicles longer and fundamentally shifting credit union business strategies.✅ The accuracy of inflation predictions and credit card delinquency forecasts, including how CPI data at 2.7% contradicts consumer experiences of rising costs in everyday purchases.✅ How commercial lending stability diverged from consumer lending trends in 2025, creating a bifurcated lending environment that requires different strategic approaches for credit unions.Subscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Mark Ritter and Jeff Lyons review their year-end credit union predictions for 2025 and discuss their accuracy00:38 NCUA board changes discussion covering the firing of Democratic board members and predictions about Supreme Court cases impacting regulatory authority01:33 Interest rate forecasts review, revealing they missed by 25 basis points and tariff negotiations analysis examining how tariffs became a negotiating tool07:07 Auto loan market and consumer lending trends, highlighting the average cost of a vehicle and the lending environment affecting credit union business09:06 Discussion of credit card debt to be determined in February and March, and some football talk: Penn State and RutgersKEY TAKEAWAYS:

Inflation is eating your paycheck. Prices keep rising. But have you ever wondered who's really pulling the strings? What's behind the rising costs at the grocery store and the gas pump? Today, we're diving into the powerful institution at the heart of the U.S. economy — the Federal Reserve — and uncovering how it influences and shapes inflation. On this episode of Investing in Real Estate, you're going to learn about the history of the Fed and how it became a powerful influence on the economy. You're going to learn about the Federal Reserve's main roles, its role in today's inflationary crisis, and much more.

Venezuela's embattled leader, Nicolás Maduro, is in a New York City courtroom today—facing charges that include narco-terrorism and conspiracy to import cocaine. This weekend's bold operation in Venezuela has major geopolitical implications but could also impact oil supply abroad. While oil prices have seen some movement since news broke Saturday morning, energy stocks are rising as investors bet U.S. companies could eventually gain access to Venezuela's massive oil reserves. All of this comes as we kick off a new year and a new month—one that could bring a significant announcement from President Trump on his next pick for Federal Reserve chair… along with a potential Supreme Court ruling on the president's tariffs. Kenny Polcari, the Chief Market Strategist at SlateStone Wealth, joins FOX Business' Lydia Hu to discuss how investors are reacting to the news out of Venezuela. Plus, he lays out his expectations for this week and 2026. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Markets closed 2025 with strong gains, but the path forward into 2026 is far more nuanced than headline optimism suggests. Lance Roberts reviews what drove 2025's market performance, why the Santa Claus Rally failed, and how shifting inflation trends, Federal Reserve policy expectations, and valuation levels are shaping market outlooks for 2026.How can investors navigate the New Year with realistic expectations, disciplined risk management, and diversified positioning, recognizing that returns may come with higher volatility than recent years. 0:00 - INTRO 0:19 - Maduro Impact on Oil; What's Next for New Year? 4:42 - No Santa Rally! 9:58 - What to Expect in 2026 14:13 - Base Portfolio Management in Terms of a Range of Outcomes 20:02 - The Risk of Disappointment 24:00 - Full Time Employment is Driver for Economic Growth 27:39 - The Big Story - Earnings Catch Down to Growth 31:43 - What WILL Derail Markets in 2026 35:16 - Supply Demand Imbalances & Precious Metals 40:23 - How Prices are Set by Futures Markets 42:20 - Margins on Commodities 50:42 - Comming Attractions Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=LxDnB-Z7mJI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Market Outlook For 2026" https://realinvestmentadvice.com/resources/blog/market-outlook-for-2026/ "Precious Metals Aren't Predicting Economic Collapse" https://realinvestmentadvice.com/resources/blog/precious-metals-arent-predicting-economic-collapse-draft/ ------- The latest installment of our new feature, Before the Bell, "Markets Enter 2026 Consolidation Phase as Volatility Looms," is here: https://www.youtube.com/watch?v=ZeEA-JQBKEA&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=10s ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "What Great Financial Planning Looks Like," here: https://www.youtube.com/watch?v=IhVoQc7adgU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #StockMarketUpdate #MarketVolatility #TechnicalAnalysis #PreMarketUpdate #MarketOutlook2026 #StockMarketAnalysis #InvestmentRisk #FederalReservePolicy #PortfolioStrategy

Markets closed 2025 with strong gains, but the path forward into 2026 is far more nuanced than headline optimism suggests. Lance Roberts reviews what drove 2025's market performance, why the Santa Claus Rally failed, and how shifting inflation trends, Federal Reserve policy expectations, and valuation levels are shaping market outlooks for 2026.How can investors navigate the New Year with realistic expectations, disciplined risk management, and diversified positioning, recognizing that returns may come with higher volatility than recent years. 0:00 - INTRO 0:19 - Maduro Impact on Oil; What's Next for New Year? 4:42 - No Santa Rally! 9:58 - What to Expect in 2026 14:13 - Base Portfolio Management in Terms of a Range of Outcomes 20:02 - The Risk of Disappointment 24:00 - Full Time Employment is Driver for Economic Growth 27:39 - The Big Story - Earnings Catch Down to Growth 31:43 - What WILL Derail Markets in 2026 35:16 - Supply Demand Imbalances & Precious Metals 40:23 - How Prices are Set by Futures Markets 42:20 - Margins on Commodities 50:42 - Comming Attractions Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=LxDnB-Z7mJI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Articles mentioned in this report: "Market Outlook For 2026" https://realinvestmentadvice.com/resources/blog/market-outlook-for-2026/ "Precious Metals Aren't Predicting Economic Collapse" https://realinvestmentadvice.com/resources/blog/precious-metals-arent-predicting-economic-collapse-draft/ ------- The latest installment of our new feature, Before the Bell, "Markets Enter 2026 Consolidation Phase as Volatility Looms," is here: https://www.youtube.com/watch?v=ZeEA-JQBKEA&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=10s ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "What Great Financial Planning Looks Like," here: https://www.youtube.com/watch?v=IhVoQc7adgU&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketOutlook #StockMarketUpdate #MarketVolatility #TechnicalAnalysis #PreMarketUpdate #MarketOutlook2026 #StockMarketAnalysis #InvestmentRisk #FederalReservePolicy #PortfolioStrategy

In the first episode of Season 3, our host, Certified Financial Planner™ and GA pilot, Tim Pope recaps 2025's market and policy shifts, and he explains why diversification and tax-centered planning made the difference this year, especially for high-income pilots.Tim also highlights key tax law changes, reflects on aviation incidents that underscore the importance of estate planning, and previews what is ahead for the podcast in 2026, including more interviews, peer stories, and strategy focused episodes pilots can apply. What You'll Learn from This Episode2025 Market Recap: How the year played out, from early volatility and a 19% drawdown in April to a roughly 17% gain for the S&P500 by year end.Why Diversification Mattered: How international stocks, precious metals, and bonds contributed to returns, and how different asset classes responded as the Federal Reserve cut rates.New Tax Law Changes: An overview of the extension of the 2017 tax cuts and the increase of the SALT deduction cap to $40K dollars, and why these changes are especially relevant for pilots in higher tax states.Planning Through a Tax Lens: How Roth decisions, brokerage account efficiency, charitable strategy, and portfolio rebalancing can be evaluated with taxes in mind.Estate Planning Reminder: Why beneficiary designations, guardianship decisions, and core documents such as wills and powers of attorney are important parts of a pilot's financial picture.Looking Ahead to 2026: More focused solo episodes, expert guests, and conversations with pilots navigating similar financial decisions.Resources:Schedule An AppointmentOur Practice's WebsiteSend Us Your Questions: info@pilotsportfolio.comThis episode is sponsored by: Beacon RelocationBeacon Relocation is a real estate firm helping pilots and air traffic controllers save money on their real estate transactions. By tapping into their network of over 1500 real estate agents across the country, pilots can save 20% of the real estate agent's commission towards your closing cost on the sale or purchase of your home. Visit https://www.beaconrelocation.com/ to learn more. Timothy P. Pope is a Certified Financial Planner™and principal owner of 360 Aviation Advisors, LLC (“360 Aviation Advisors”), a registered investment advisory firm. Investment advisory services are provided through 360 Aviation Advisors, in its separate and individual capacity as a registered investment adviser. Podcast episodes are provided through Pilot's Portfolio, in its separate and individual capacity. We try to provide content that is true and accurate as of the date of publishing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. We assume no responsibility for information contained on this website and disclaim all liability in respect of such information, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements. Links to external websites are provided solely for your convenience. We accept no liability for any linked sites or their content and remind you that we have no control over their content. When visiting external web sites, users should review those websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information. Usage of this content constitutes an explicit understanding and acceptance of the terms of this disclaimer.

“AI is going to be transformational for the credit union industry.” – Steve RickThank you for tuning in to The CUInsight Network, with your host, Robbie Young, Vice President of Strategic Growth at CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together. Today's episode is the second part of a very special four-part series brought to you by TruStage! My guest on today's show is Steve Rick, Chief Economist at TruStage. Listen as he takes a good look at what 2026 may have in store for credit unions and the members they serve. We start with where inflation, GDP, and the labor market appear to be heading—as well as why tariffs and immigration policy are likely to show up in everyday prices sooner than expected. Steve explains why inflation could push past 3% in early 2026 and how that reality continues to shape the Federal Reserve's cautious approach to interest rates.Steve gets into what many leaders are watching the most closely: rate cuts. He breaks down why the Fed is expected to gradually ease rates throughout 2026, how close we are to what economists consider a “neutral” rate, and why concerns about rising unemployment are guiding such decisions. From there, our conversation turns to credit unions, with Steve sharing his outlook for loan growth, deposits, and earnings, and we talk about consumer uncertainty, the impact of loans made during the ultra-low-rate years, and what all of this means for balance sheets this coming year.As we wrap up the episode, Steve and I spend time talking about workforce trends and AI, where productivity gains are changing hiring patterns, reshaping call centers and lending teams, and even impacting recent college graduates trying to enter the job market. I hope that you enjoy my conversation with Steve Rick!Find the full show notes on cuinsight.com.Connect with Steve:Steve Rick, Chief Economist of TruStagetrustage.comSteve: LinkedInTruStage: LinkedIn | Instagram | Facebook | YouTubeIn this episode:[0:52] - Steve reveals how tariffs and tighter immigration push prices higher, potentially lifting inflation above 3% in early 2026.[2:17] - Expect gradual Fed rate cuts toward a neutral 3% as officials guard against rising unemployment.[4:05] - Steve explains how loan growth improves to about 5%, while deposits rise 6%.[5:25] - Earnings improve as margins widen and costs stay in check, with AI playing an expanding role.[6:48] - AI-driven efficiency slows hiring, cutting projected workforce growth to roughly 1% next year.[7:59] - Steve further touches upon how recent graduates face tougher entry as unemployment nears 10%.

Venezuela's embattled leader, Nicolás Maduro, is in a New York City courtroom today—facing charges that include narco-terrorism and conspiracy to import cocaine. This weekend's bold operation in Venezuela has major geopolitical implications but could also impact oil supply abroad. While oil prices have seen some movement since news broke Saturday morning, energy stocks are rising as investors bet U.S. companies could eventually gain access to Venezuela's massive oil reserves. All of this comes as we kick off a new year and a new month—one that could bring a significant announcement from President Trump on his next pick for Federal Reserve chair… along with a potential Supreme Court ruling on the president's tariffs. Kenny Polcari, the Chief Market Strategist at SlateStone Wealth, joins FOX Business' Lydia Hu to discuss how investors are reacting to the news out of Venezuela. Plus, he lays out his expectations for this week and 2026. Learn more about your ad choices. Visit podcastchoices.com/adchoices

-- On the Show -- Donald Trump faces a hard power cutoff in the 2026 midterms where losing the House would effectively halt his legislative agenda and severely weaken his leverage -- The United States dollar suffers its largest annual decline in nearly a decade due to Donald Trump's tariffs, attacks on Federal Reserve independence, and destabilizing foreign policy -- Corporate bankruptcies hit a 15-year high as Donald Trump's tariffs raise costs, squeeze margins, and push construction, manufacturing, and consumer businesses into collapse -- Gen Z men rapidly turn against Donald Trump as new polling shows collapsing approval driven by economic frustration and disillusionment with culture war politics -- Donald Trump remains in office despite actions that would remove leaders in functioning democracies, exposing institutional failures -- AI-generated impersonation scams are eroding trust and preparing the ground for large-scale election disinformation -- The Friday Feedback segment -- On the Bonus Show: The 10 most outrageous things Trump did in 2025, and much more... -- Become a Member: https://davidpakman.com/membership -- Subscribe to our (FREE) Substack newsletter: https://davidpakman.substack.com -- Get David's Books: https://davidpakman.com/echo -- TDPS Subreddit: http://www.reddit.com/r/thedavidpakmanshow -- David on Bluesky: https://davidpakman.com/bluesky -- David on Facebook: http://www.facebook.com/davidpakmanshow (00:00) Start (01:29) Trump's 2026 power stakes (06:51) Dollar collapse under Trump (14:15) Corporate bankruptcies surge (18:19) Gen Z abandons Trump (24:18) Democracy fails to check Trump (32:02) AI impersonation attacks (39:17) Friday Feedback   

The team reunites in 2026 and reflects on the economy's performance in 2025 and looks ahead to the New Year. Mark reviews the forecast accuracy for the past year and is surprised by the results. Mark and Cris quibble over how to characterize the economy in 2025, and the team shares its predictions for 2026, along with the probabilities of the base cases, upside, and downside forecasts.  Hosts: Mark Zandi – Chief Economist, Moody's Analytics, Cris deRitis – Deputy Chief Economist, Moody's Analytics, and Marisa DiNatale – Senior Director - Head of Global Forecasting, Moody's AnalyticsFollow Mark Zandi on 'X' and BlueSky @MarkZandi, Cris deRitis on LinkedIn, and Marisa DiNatale on LinkedIn  Questions or Comments, please email us at helpeconomy@moodys.com. We would love to hear from you. To stay informed and follow the insights of Moody's Analytics economists, visit Economic View. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this wide-ranging conversation, Gautam Baid joins Excess Returns to discuss the principles that shaped his investing philosophy, the lessons learned through bear markets, and why compounding, patience, and quality matter far more than forecasts or short-term performance. Drawing from his books The Joys of Compounding and The Making of a Value Investor, Baid shares a deeply reflective framework for long-term investing, portfolio construction, behavioral discipline, and global diversification, with insights spanning Indian and US markets, liquidity cycles, AI, and investor psychology.Main topics covered• The asymmetric power of compounding and why being wrong half the time can still lead to exceptional long-term returns• Why patience, temperament, and behavior matter more than analytical precision in investing• The role of journaling in improving decision-making and avoiding repeated behavioral mistakes• How investor sentiment reveals itself through IPO markets and portfolio quality late in bull cycles• Why long-term investing requires continuous monitoring rather than buy-and-forget complacency• Letting winners run, cutting losers, and understanding power-law outcomes in stock markets• Liquidity cycles and how they drive market returns in both India and the United States• How bear markets reshape investing philosophy toward resilience, quality, and diversification• When averaging down makes sense and when it is dangerous• The differences between Indian and US equity markets, valuations, and governance• Why home country bias can be a major risk for US-based investors• AI, productivity, profitability, and where future market winners may emerge beyond mega-cap tech• Why passion for investing matters more than money in sustaining long-term successTimestamps00:00 Introduction and the asymmetric nature of compounding01:00 Gautam Baid's investing background and books03:00 The importance of journaling and learning through bear markets06:00 Investor sentiment, IPOs, and late-cycle market behavior10:20 Long-term investing versus complacency and monitoring risk14:15 Convex upside, concave downside, and letting winners run18:30 Liquidity cycles and lessons from Stan Druckenmiller22:45 Identifying market bottoms and the anatomy of bull and bear markets28:00 Averaging down, quality, and risk management30:30 How bear markets change investor psychology and strategy33:00 Patience, management quality, and long-term optionality36:15 Mr. Market, price signals, and market intelligence39:00 The Federal Reserve, inflation, and asset price dynamics44:00 Understanding the Indian equity market and valuation structure46:45 Why global diversification matters for US investors50:30 AI, margins, and the future of value investing53:00 Passion, purpose, and the psychology of long-term investing54:30 The single most note investors should learn

Bob Lang shares his market outlook for 2026, anticipating a year of volatility and increased liquidity, driven by potential Federal Reserve rate cuts and a new round of quantitative easing. He foresees a positive year for markets, with mid to high single-digit returns. While the traditional Magnificent Seven may not lead the charge, new technology leaders like Micron Technology (MU), CrowdStrike (CRWD), and Palo Alto Networks (PANW) are emerging.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

European equities kick off the first trading day of the new year on a positive note, with the FTSE 100 breaking past 10,000 points for the first time. U.K. house prices unexpectedly fell in December according to data from Nationwide, which is the weakest growth since April 2024. And, we discuss the outlook for the Federal Reserve in 2026, with a new chair, further questions over its independence and an AI boom all in its in-tray.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, as we look ahead to what 2026 has in store for America, we take one more look back at 2025 and what the first year of Trump 2.0 brought to the table. John Solomon welcomes the 45th and 47th President of the United States, Donald J. Trump, as he discusses the recent FBI investigation into alleged conspiracies against him and the Democrats. President Trump shares his thoughts on the importance of fair voting, the need for declassification of key documents, and the potential for balancing the budget. He also addresses the role of the Federal Reserve and hints at upcoming tariff agreements. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of Real Estate Radio Live, Joe Cucchiara sits down with Jack Russo for a direct, market-focused discussion on where real estate is heading and what it will take to unlock activity. They break down why Federal Reserve rate cuts don't immediately lower mortgage rates, what a move back into the mid-4% to 5% range could trigger, and how severely limited inventory, especially in Silicon Valley, continues to support pricing. Joe and Jack also examine rising foreclosures, the growing impact of homeowners locked into sub-3% mortgages, and why a potential shift later next year could bring more listings to market. Grounded in experience rather than headlines, the episode zeroes in on timing, readiness, and the real conditions that would finally get buyers and sellers moving again.   To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.  

Join Peter Tuchman, the 'Einstein of Wall Street,' as he delivers an in-depth analysis from the New York Stock Exchange on the eve of the final trading day of 2025. This episode of 'Trade like Einstein' covers significant market movements, discusses Federal Reserve meetings, economic data, and key events that shaped the market throughout the year. Peter also touches on the resilience of the market and the tradition of singing 'Wait Till the Sun Shines, Nelly' as a mark of hope and perseverance. Tune in for daily, weekly, and monthly market breakdowns that aim to put money in your pocket and provide clarity on financial news. 00:00 Welcome to Trade Like Einstein 00:49 Market Recap: The Big Breakdown 01:30 Federal Reserve Insights 02:51 Year in Review: Market Highlights 04:26 Closing Thoughts and Traditions 05:40 Looking Ahead: What's Next? All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

The existence of a secret internal DOJ memo about Tom Homan being the target of a bribe sting operation surfaces. Old emails between the DOJ in DC and local prosecutors are revealed today, which suggest that the DOJ may have lied to a federal judge. The Trump Administration claimed that the Federal Reserve is BROKE, in order to avoid a federal judges injunction not to destroy a federal consumer protection bureau; Chief Judge Boesberg continues to doggedly pursue the lawless Trump Administration. And defense lawyers have figured out how to call out Trump's use of his favorite judge, Aileen Cannon, to go after his political enemies: Write a letter to the chief judge and call out the corruption. Next, on the Intersection Podcast with Michael Popok. Go to https://EverydayDose.com/LEGALAF for 45% OFF your first order Subscribe:  @LegalAFMTN  Legal AF Substack: https://substack.com/@legalaf Check out The Popok Firm at: https://thepopokfirm.com Follow Legal AF on Bluesky: https://bsky.app/profile/legalafmtn.bsky.social Follow Michael Popok on Bluesky: https://bsky.app/profile/mspopok.bsky.social Subscribe to the Legal AF by MeidasTouch podcast here: https://podcasts.apple.com/us/podcast/legal-af-by-meidastouch/id1580828595 Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast The Influence Continuum: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan Mea Culpa with Michael Cohen: https://www.meidastouch.com/tag/mea-culpa-with-michael-cohen The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show Burn the Boats: https://www.meidastouch.com/tag/burn-the-boats Majority 54: https://www.meidastouch.com/tag/majority-54 Political Beatdown: https://www.meidastouch.com/tag/political-beatdown On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Learn more about your ad choices. Visit megaphone.fm/adchoices

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.

Join host Alan Kaplinsky, founder and former longtime leader of Ballard Spahr's Consumer Financial Services Group and one of the foremost thought leaders in the industry, as he welcomes two special guests for a timely and insightful conversation about the most significant deregulatory developments in banking law during 2025. Alan is joined by his Ballard Spahr colleague Scott Coleman, a partner with more than 30 years of experience guiding banks and bank holding companies through mergers, acquisitions, and all facets of regulatory compliance, especially in the community banking sector. They're also joined by Dr. Sean Campbell, Chief Economist and Head of Policy Research at the Financial Services Forum, where he represents the eight U.S. global systemically important banks. Dr. Campbell is a distinguished economist, former senior Federal Reserve official, and published academic. In this episode, Alan, Scott, and Sean break down the latest developments and ongoing trends in bank regulation and supervision, and digital innovation. You'll get expert analysis and practical takeaways on: ·                 The Deregulatory Wave: How the Trump administration's aggressive deregulatory agenda is streamlining exams, reducing supervisory burdens, and shifting the focus toward core financial risk-while eliminating reputational risk as a part of President Trump's Debanking Executive Order. ·                 Supervision and Stress Testing Reform: Why new Federal Reserve proposals to increase transparency in stress testing mark a turning point for large banks, moving away from a "check-the-box" approach to a laser focus on tangible risks like capital, liquidity, and asset quality. ·                 Deposit Insurance Debate: The pros, cons, and historical lessons of raising FDIC insurance limits-especially in the wake of recent bank failures and how the right balance can preserve market discipline. ·                 Community Reinvestment Act in the Digital Age: Why the CRA's geography-based model is due for an overhaul as banking goes mobile and regulatory priorities shift. ·                 Crypto, Stablecoins, and Regulatory Parity: What the Bipartisan Enactment of the GENIUS Act (regulating stablecoins) means for banks and fintechs, and why applying anti-money laundering rules across the board could level the playing field. ·                 Eliminating Reputational Risk: How regulators are eliminating the use of "reputational risk" as a catch-all supervisory and enforcement tool and what this means for fair access and bank governance. ·                 Looking to the Future: The group reflects on what's next for the bank regulatory landscape, Wall Street's view on the industry, and the practical impacts on banks and consumers. Whether you're a banker, regulator, or just want to understand how Washington and Wall Street are shaping the future of finance, this episode delivers the highlights of 2025 and insights you need going into 2026. Tune in for expert opinions, real-world examples, and a roadmap to what's ahead! Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the banking and the consumer finance industry.

In this 2026 no-holds-barred message against the growing despair that everything is fake, scripted theater — a perfect trap set by decades of psychological operations. When cynicism wins and people disengage, the system celebrates. But this moment of disillusionment is actually the classic "dark night of the soul" the crucible where reluctant heroes discover their true power. 2026 marks the turning point — the year we shatter the illusion of debt-based control imposed by the Federal Reserve and IRS through a program called NESARA? No more feeding the beast. This is the dawn of real sovereignty: financial independence, local economies, asset-backed value, and unbreakable personal freedom. Join us in this year end conversation.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe WSJ is predicting higher electricity costs in 2026. Trump is bringing down the cost of energy and implementing new energy sources. Electricity increased because of the the green new scam. Trump is now going after the Federal Reserve for gross incompetence, this will lead to exposing the Fed’s criminal activity. The [DS] infiltrated Congress going all the way back to 1929, the continued to present day. They made it so they have the ability to control those people they install. There are no term limits, this allows these people to stay in their positions for a very longtime. Trump is now setting the stage to return the power back to the people. This is much bigger than a few arrests. Economy Average Electricity Rates by State, What Do You Pay?  Hawaii and California have the highest rates. Idaho the lowest. Average Residential Electricity Rates by State   Electricity Cost 10 Lowest States Be Prepared to Keep Paying More for Electricity The Wall Street Journal says Be Prepared to Keep Paying More for Electricity Source:  mishtalk.com  (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/ElectionWiz/status/2005964583727780156?s=20 https://twitter.com/EricLDaugh/status/2005751158149615698?s=20  Trump claims the project has overrun by $4 billion (he mentions $4.1 billion total for “a few small buildings”), calling it the “highest price in the history of construction.” He contrasts this with his own White House ballroom project, which he says is under budget and ahead of schedule despite its cost doubling to $400 million from an earlier $200 million estimate.  Yes, discovery could occur—if the case advances past initial hurdles. This would allow Trump’s side to subpoena Fed documents, emails, financial records, and testimony related to the renovations. This could effectively let them “look into” specific aspects of what the Fed has been doing, such as budgeting, contracting, and project management for the HQ overhaul. Discovery rules under the Federal Rules of Civil Procedure are broad, potentially uncovering internal Fed communications or decisions tied to the alleged incompetence.    Trump could request a GAO investigation into the HQ project overruns. Political/Rights Longtime Democrat George Clooney and His Family Ditch America, Move to France, and Secure French Citizenship Hollywood elitist and longtime Democrat activist George Clooney has officially joined the growing list of wealthy, left-wing celebrities who preach “American values” while quietly distancing themselves from the United States. Clooney, along with his wife, Amal Alamuddin Clooney, and their two children, has reportedly obtained French citizenship through a naturalization decree. The couple's 8-year-old twins, Ella and Alexander, were included in the process.  Clooney went on to explain that he feared raising his children in Los Angeles. “I was worried about raising our kids in L. A., in the culture of Hollywood. I felt like they were never going to get a fair shake at life. France—they kind of don't give a shit about fame. I don't want them to be walking around worried about paparazzi. I don't want them being compared to somebody else's famous kids.” Source: thegatewaypundit.com https://twitter.com/RichardGrenell/status/2005844962769064196?s=20 beliefs. Boycotting the Arts to show you support the Arts is a form of derangement syndrome. The arts are for everyone and the left is mad about it. https://twitter.com/Oilfield_Rando/status/2005834821503705445?s=20 DOGE Geopolitical New Report Appears to Confirm Covenant School Shooter Audrey Hale Bought Guns With Student Loan Money The FBI has just released more pages from the manifesto of Covenant School shooter Audrey Hale, which suggest that she bought the guns used in the 2023 shooting with money she had from a Pell Grant. Hale's parents suggested this two years ago and this report appears to confirm that. The Tennessee Star reports: Latest FBI Release of Covenant School Manifesto Files Appears to Confirm Trans-Identified Killer Bought Guns with Pell Grant Money The FBI on Monday released another 230 manifesto pages written by Audrey Elizabeth Hale, the biological female who identified as a transgender man on March 27, 2023, when the 28-year-old killed six at the Covenant School in Nashville, the Christian elementary school she once attended. This latest journal appears to have been written sometime in late 2021, and includes lengthy sections about the weapons the killer planned to use to commit a mass shooting at a school sometime that year. Following multiple pages full of weapons to purchase, the journal includes a page labeled “Account Savings Record,” which appears to reference the Free Application for Federal Student Aid (FAFSA). It also records multiple payments received from Nossi during the period when Hale attended the Nossi College of Art and Design in Nashville. “FASFA [sic] grant checks started at $2,050.86,” wrote Hale at the top of the entry. The page then lists a series of apparent ledger entries, starting with, “$2,656.87 (x3 checks from Nossi).” The next ledger entry states, “+$530.00 (x1 check Nossi) ($3,186.87).” This reference to Hale's federal student aid, located in the writings next to her entries about guns she considered buying, appears to corroborate the claims made by her parents to Metro Nashville Police Department (MNPD) detectives in 2023, when they told law enforcement their child purchased the firearms using federal Pell Grant money.  Source: thegatewaypundit.com https://twitter.com/Noahpinion/status/2005425950306263265?s=20 War/Peace https://twitter.com/disclosetv/status/2005747398614847766?s=20 https://twitter.com/WhiteHouse/status/2005757621278761205?s=20 Trump clarifies that if Hamas do not disarm like they promised, that any number of the 59 countries who signed onto the peace deal, will completely wipe out Hamas.  Protests Erupt Across Iran As Angry People Flood Streets  The mullahs have ruled in Iran since 1979. So you had millions that went to helping to prop up the terrorist state. But the Iranians are a persistent people, it would appear, especially when you hurt them in their wallets and make it challenging to survive. We’re at another one of those moments in history where hope has sparked again in the country, and people are in the streets, calling for change. Nationwide strikes and protests by merchants continued across Iran, with shops shuttered in major commercial hubs including Tehran's Grand Bazaar, Lalehzar Street, Naser Khosrow and Istanbul Square. Demonstrators chanted anti-government slogans calling for the downfall of the ruling clerics and demanding the leadership step aside. Video circulating online showed protesters inside a major shopping complex in Tehran's Grand Bazaar chanting, “Have no fear, we are all together,” while hurling insults at security forces and calling them shameless. Source: redstate.com Crushed by inflation, soaring living costs, and a future stolen by the regime, Iranians are back in the streets to protest. In a chilling echo of Tiananmen's Tank Man, one man defiantly sits down before the riot police. Desperation has met courage. Funds have been cutoff to the Mullahs/DS. They will lose control in the end and the people will rise up and take back their country. Cyber attacks ‘tipping point' warning issued after Harrods and M&S targeted Cyber attacks surged into prominence in 2025, inflicting significant financial damage on major British businesses and exposing widespread vulnerabilities across the economy. High-profile targets included automotive giant Jaguar Land Rover, retail stalwart Marks & Spencer, and luxury department store Harrods, underscoring how firms of all sizes are susceptible to sophisticated digital threats. Andrew Bailey, governor of the Bank of England, articulated his belief that cyber attacks represent one of the most substantial threats to UK financial stability, stressing the “critically important” need for collaborative defence. He stated: “Cyber attacks are far from new, but 2025 has shown just how deeply cyber risk is intertwined with economic stability and business continuity.” Source:  uk.news.yahoo.com  President Trump Responds to the 91-Drone Attack on Putin's Residence in Novgorod region During an impromptu press availability beside Israeli Prime Minister Benjamin Netanyahu, President Trump responded to a question about a drone attack against the personal residence of Russian President Vladimir Putin. President Trump noted that he was informed of the attack by President Putin during an early Monday phone call between the two leaders. Ukraine President Volodymyr Zelenskyy has denied the accusation that Ukraine carried out this particular attack.  The attack took place while Zelenskyy was in Florida meeting with President Trump. U.S. media have said the attack on Putin may be a lie; however, with physical evidence from the defense operation, it is less likely Russia just made up the attack.  At this moment in the conflict, Putin doesn't need domestic propaganda. CONTEXT: British intelligence previously confirmed their participation in the successful Ukraine drone attack against long-range Russian bombers.  That operation, highly controversial at the time, was previously confirmed by President Trump saying the U.S. was not informed in advance. The “coalition of the willing” has also expanded.  Outside the Ukraine regime, the current group making up the “coalition of the willing” includes: the U.K, France, Germany, Canada and Australia.  It is worth noting the additions are all part of the British commonwealth (U.K, Canada, Australia).   I suspect the British did it Source: theconservativetreehouse.com https://twitter.com/KobeissiLetter/status/2005810672672624746?s=20   and utilities have materially underperformed the broader market over the last few years. This has been fueled by the outsized gains in the US technology sector. A similar pattern occurred during the 1990s, while the opposite took place during the 2008 Financial Crisis, when global defensive stocks outperformed. Defensive sectors are lagging. Medical/False Flags [DS] Agenda Soros family reportedly donated more than $71,000 to Letitia James campaigns Leftist billionaire George Soros and members of his family have donated more than $71,000 to political campaigns supporting New York Democratic Attorney General Letitia James since 2019, according to a report published Sunday by the New York Post. The report, citing campaign finance records, said the total includes $31,000 contributed toward James' 2026 reelection bid. Soros personally donated $18,000 in July 2024, while his daughter-in-law, Jennifer Soros, contributed $13,000 in May. With earlier donations included, Soros and his family have provided James with roughly $40,000 more since 2019, the Post reported. The figure does not include the indirect support James has received through left-leaning organizations backed by Soros. The report said Soros' Open Society Foundations have given more than $865,000 to the New York branch of the Working Families Party since 2018. Source:  rsbnetwork.com  https://twitter.com/SteveRob/status/2005683753432351171?s=20 https://twitter.com/mazemoore/status/2005361462580011272?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2005361462580011272%7Ctwgr%5E084f3c4b7bd7fa1059f91dab99d5e9dce1ab3cec%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fnick-arama%2F2025%2F12%2F29%2Fthis-didnt-age-well-what-tim-walz-said-about-child-care-providers-during-2024-debate-n2197568 in Minnesota.” Yes Tim, you sure did make it easy for people to open childcare businesses. They don’t even need to provide childcare to get paid. https://twitter.com/amuse/status/2005702559239946273?s=20  admitted to the scheme and was sentenced to 10 years in prison for his role in the underlying fraud, with nearly $48 million ordered in restitution. Separate sentencing remains pending for the bribery conviction. https://twitter.com/CollinRugg/status/2005794263091798284?s=20   in there until today. That parking lot is empty all the time, and I was under the impression that place is permanently closed,” a local said. About 20 kids were seen “streaming in and out” of the center, according to the Post. “You do realize there's supposed to be 99 children here in this building, and there's no one here?” Shirley said in his viral video. The owner’s son, Ali Ibrahim, claims Shirley came before they opened and is blaming their graphic designer for messing up the sign. “What I understand is [the owners] dealt with a graphic designer. He did it incorrectly. I guess they didn't think it was a big issue,” Ibrahim said https://twitter.com/MrAndyNgo/status/2005812805786607882?s=20   children for the cameras. https://twitter.com/libsoftiktok/status/2005766571487289395?s=20   citizens.” – MN AG Keith Ellison https://twitter.com/amuse/status/2005871452562555304?s=20  shootings the morning of Saturday June 13th at approximately 2:30am and 3:30am, in around [unclear] that I will probably be dead by the time you read this letter. I wanted to share some info with you that you might find interesting. I was trained by U.S. Military people off the books starting in college. I have been on projects since that time in Eastern Europe, North America, the Middle East, and Africa. All in the line of duty what I thought was right and in the best interest of the United States. Recently I was approached about a project that Tim Walz wanted done, and Keith [unclear] was also aware of the project. Tim wanted me to kill Amy Klobuchar and Tina [unclear]. Tim wants to be a senator and he doesn't trust [unclear] to retire as planned and this is meant to stay in the last mile with Amy & [unclear] gone. Tim would get one of the open senate seats, and [unclear] was to be VP, and Keith Ellison would be rewarded with a lucrative governing position. I told Tim I wanted nothing to do with it and that I didn't call off that plan I would go public. He said he would call it off himself if I didn't play ball. Then he set up a meeting with me and [unclear] and [unclear] to take care of me when I refused. They had some people waiting to kill me. I was able to get away by God's mercy. So I went back a short time later and shot back at [unclear]. You should notice how I didn't fire me rounds at any police officers and by God I have plenty of opportunity. Ask for the report on how many weapons and ammunition I had with me. Cops were pulling up right next to me in unmarked vehicles and I had an AK pistol across my lap. And I could have left a pile of cops dead but I did not. Short burst towards law enforcement. You can ask them. Because I snapped the police and chose not to see them hurt. But it may end up my wife and kids next time. I won't give them a pass. If you think I'm making this up just get on the phone and tell Tim you have a few questions for him. Then ask Tim Walz if he knows me and see what he says? If he says he doesn't know me, or never met me, look in the files and you will see that Tim personally approved me to be on his Governor's workforce. Bridges are the business representatives. He is probably trying to destroy that note but it is public record. Then ask Tim Walz why they kept the shots silent from the media when they first happened. Not a word in the press and I. Why? They needed to get their stories figured out. So everyone was on the same page about what happened. Tim is probably crapping bricks right now because I'm still at large and he knows what I can disclose and that I know about all the buried skeletons are. So I will be shot on sight you can bet on that. If you want me to turn myself in it need to be directly to you and then I need to be held at a military prison or in the Middle East, or at least on a ship. These guys have military backgrounds and can get to anybody. I am willing to spill all the beans. I just want my family safe. They had nothing to do with this and are totally innocent. This was a lone person https://twitter.com/RapidResponse47/status/2005811252409344411?s=20 Tim Walz is trying to bury the evidence of Somalian money laundering. His government website showing all the daycare licenses is having a mysterious “outage”. They are freaking out. https://twitter.com/feelsdesperate/status/2005736682100777121?s=20 https://twitter.com/elonmusk/status/2005699538808697062?s=20 Trump fires 17 government watchdogs at various federal agencies President Donald Trump fired 17 independent watchdogs at various federal agencies late Friday, a Trump administration official confirmed to Fox News, as he continues to reshape the government at a blistering pace. Trump dismissed inspectors general at agencies within the Defense Department, State Department, Energy Department, Department of Housing and Urban Development (HUD) Department of Veterans Affairs and more, notifying them by email from the White House Presidential Personnel Office, the Washington Post first reported. “It's a widespread massacre,” one of the terminated inspectors general told the Post. “Whoever Trump puts in now will be viewed as loyalists, and that undermines the entire system.” Source: foxnews.com Trump has been in office for 11 months. The Trump US Attorney has been in control of the Minneapolis Office less than that. These are programs the Biden DOJ did not investigate — they investigated “Feeding our Future” only. So the investigations of 13 other federally funded welfare programs started from scratch.   https://twitter.com/AGPamBondi/status/2005764911427731459?s=20 THREAD https://twitter.com/Geiger_Capital/status/2005688449026908544?s=20 https://twitter.com/politico/status/2005765912167911931?s=20 https://twitter.com/StephenM/status/2005851479425310785?s=20  https://twitter.com/C_3C_3/status/2005864187575128397?s=20 President Trump's Plan https://twitter.com/WarClandestine/status/2005816218226233847?s=20 The National Guard is building a “quick reaction force” (QRF) of some 23,500 troops trained in crowd control and civil disturbance that can be ready to deploy to U.S. cities by early next year, according to a leaked memo reported by multiple outlets Wednesday.  The Oct. 8 memo, signed by National Guard Bureau Director of Operations Maj. Gen. Ronald Burkett, orders the Guard from nearly every U.S. state, Puerto Rico and Guam to train 500 service members. States with smaller populations such as Delaware will have 250 troops in its force, while Alaska will have 350 and Guam will have 100, Task & Purpose reported. Attorney General Pam Bondi Directs DOJ to Investigate Obama-Biden Era ‘Lawfare' as Ongoing Criminal Conspiracy Attorney General Pam Bondi has confirmed that the Department of Justice is actively probing what she describes as a decade-long pattern of government weaponization and “lawfare” under the Obama and Biden administrations. Bondi has directed U.S. Attorneys and federal agents to treat these actions as an “ongoing criminal conspiracy,” potentially allowing prosecutors to bypass statutes of limitations and hold high-ranking officials accountable for alleged election interference and civil rights violations. Source: thegatewaypundit.com  child-like illogic. And if you want to jump in and comment on whatever your particular axe to grind is and how disappointed you are that axe did not get ground in 11 months, please refer to the preposterous, child-like illogic mentioned above. https://twitter.com/TonySeruga/status/2005766903579701465?s=20 Look at the structure itself. 435 representatives for more than 300 million citizens. One voice per 700,000 people. The founders envisioned one per 30,000. That ratio was frozen in 1929, locked by the Permanent Apportionment Act, ensuring the number would remain manageable. Manageable for whom? One hundred senators. 535 total legislators controlling the direction of the largest economy in human history. You do not need to purchase a nation. You purchase 535 people. Or fewer. Buy the committee chairs. Fewer still. Buy the leadership. A few dozen individuals, properly leveraged through money or blackmail (it's actually both), steer everything. The bottleneck is artificial. Engineered for efficient capture. The Federal Reserve arrived in 1913, transferring monetary sovereignty from the people to a private banking cartel. That same year, the 17th Amendment removed state legislatures from Senate appointments, severing the balance between federal and state power. The intelligence apparatus emerged after World War II as a parallel government operating beyond electoral accountability. The administrative state metastasized into an unelected fourth branch writing rules with the force of law. Layer upon layer. Each generation inherits chains from contracts they never signed, bound by compromises made long before their birth. Yes, the Founding Fathers intended for the House of Representatives to expand as the population grew. The U.S. Constitution’s Article I, Section 2 established an initial apportionment ratio of no more than one representative per 30,000 inhabitants (with each state guaranteed at least one), implying that the total number would increase based on census results every ten years. the framers expected regular adjustments to maintain proportional representation as the nation expanded.  James Madison, in Federalist No. 58, directly addressed concerns that the House might not grow, arguing that the Constitution’s mechanisms—such as decennial reapportionments—would “augment the number of representatives” over time, and that political incentives (e.g., larger states pushing for increases) would ensure it happened.  This intent is further supported by the proposed (but unratified) Congressional Apportionment Amendment from the original Bill of Rights, which aimed to set a formula preventing the House from becoming too small relative to the population.  However, the House was permanently capped at 435 members by the Apportionment Act of 1929, diverging from this original vision. https://twitter.com/CynicalPublius/status/2005740095979069669?s=20   attempt instead chase smaller game, run interference, attack each other, send you down rabbit holes, and offer limited hangouts that lead nowhere. The silence is bipartisan. The silence is the tell. If your enemy acts and your ally does nothing despite holding every lever of power, you do not have two sides. WAIT… THERE'S MORE… https://twitter.com/WarClandestine/status/2005729994782466232?s=20   our walls, with Antifa and radical Islamic terrorist groups still at large, without Trump's people in position, without the public being informed of the treasonous conspiracy, without the wars around the globe being settled, without rogue Deep State elements like Iran's nuclear capabilities being shut down, all while the public are extremely emotionally charged after the election cycle and have been repeatedly brainwashed to believe that Trump is Hitler about to unleash a military dictatorship… There's levels to this shit. Many variables must be accounted for and many pieces must be in place before we can do something of this magnitude. But if you've been paying attention, you'd see that much of these things have already been taken care of over Trump's first year. I'm more optimistic than I've ever been, and frankly I don't understand how people don't see what Trump is doing. The price to pay for striking early, could result in mass civilian casualties, the entire operation will be ruined, the Republic will fall to the Deep State, and all of us will be tax/labor slaves forever. We can't afford to miss. Everything must be perfect, and Trump is putting the pieces into place to make it happen. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Conhecida pela imprensa do século XIX como a “Bruxa de Wall Street”, Hetty Green foi uma das investidoras mais bem-sucedidas da história, e também uma das mais incompreendidas.Neste episódio bônus do Stock Pickers, Lucas Collazo conta a história da mulher que atravessou algumas das maiores crises financeiras dos Estados Unidos e saiu de todas mais rica. Sem bancos, sem fundos e sem alavancagem, Hetty construiu um império baseado em liquidez, disciplina e paciência.O episódio mostra como Hetty Green operava como um verdadeiro “banco privado” em tempos de colapso financeiro, antecipando funções que só seriam institucionalizadas anos depois com a criação do Federal Reserve.Um episódio sobre crises, liquidez, value investing e o poder de quem sabe esperar.

As we turn the calendar to 2026, I reveal my forecasts for the stock market, interest rates, and top asset classes, and take a look back at how my 2025 predictions stacked up against reality. From the S&P 500's rollercoaster performance to the ongoing rivalry between growth and value stocks, and even a showdown between bitcoin and gold, I break down what the numbers were, where I hit the mark, and where I missed. You'll also hear my insights on international versus U.S. stocks, the outlook for small caps, and what the Federal Reserve might do with interest rates in the year ahead. Get ready for smart strategies, listener thank-yous, and a dose of investing reality as I help you set expectations (and goals) for the year to come! You will want to hear this episode if you are interested in... 00:00 Happy New Year! 04:34 S&P 500 Trends and Predictions. 07:49 Market Trends & 2025 Predictions. 08:54 Bitcoin vs Gold & Stock Returns. 11:17 Importance of diversifying with international stocks. 14:20 Investment Predictions for 2026. 17:36 Stay invested to make the best financial gains. How did my 2025 market predictions fare? 2025 turned out to be another rollercoaster, with both triumphs and challenges for investors. Beginning with an impressive performance, the S&P 500 flirted with a 20% annual return, after two previously remarkable years (+25% in 2023 and +23% in 2024). Volatility struck early in April due to concerns about tariffs and political tensions, leading the index to drop as much as 18% year-to-date before rebounding sharply. The market often experiences significant intra-year declines, on average, 14-15% since the 1970s, so these swings are more common than many investors realize. Despite underestimating the final S&P 500 return in my 2025 prediction, it's important to stick with your plan through turbulence. Growth vs. Value One of the perennial debates in investing is whether growth stocks (think Apple, Nvidia, and Microsoft) or value stocks (like JPMorgan, Walmart, and Berkshire Hathaway) will come out on top. While value historically outperformed over the long term, the last decade and a half has belonged to growth. I predicted value would outperform in 2025, but growth eked out the win yet again, maintaining its streak. The ETF comparison, Vanguard's VONG for growth and VONV for value, shows just how close the race was, with both categories putting up strong numbers. Large vs. Small Caps: The Size Dilemma Size matters in investing, particularly when it comes to large-cap (S&P 500) versus small-cap (Russell 2000) stocks. I expected small caps to shine in 2025, but large caps led for the fifth consecutive year. The good news is that small caps narrowed the gap, hinting that a turnaround could be on the horizon as economic and regulatory shifts potentially favor these underdogs. Bitcoin vs. Gold For those seeking diversification, Bitcoin and gold are often top contenders. After years of jaw-dropping surges and gut-wrenching drops for Bitcoin, 2025 saw gold steal the spotlight with a phenomenal gain, its best showing since the 1970s, while Bitcoin stumbled. Still, I believe Bitcoin's day in the sun isn't over and predict it will bounce back in 2026. U.S. vs. International Global diversification hasn't paid off for U.S. investors in recent years, as U.S. stocks consistently outpaced their international counterparts. In 2025, the tides turned and international stocks delivered their strongest performance in 15 years, besting the S&P 500's return. It's a timely reminder not to ignore the opportunities abroad, even if I feel U.S. equities still have the edge for 2026 due to ongoing innovation and growth potential. Interest Rates and Federal Reserve Few factors move markets like interest rate decisions. Predicting three cuts and a year-end rate of 3.5–3.75%, I called it accurately for 2025. Looking to 2026, I expect another two cuts, with possible changes in leadership at the Fed adding an extra dose of uncertainty. Key Takeaways for 2026 So, what's the game plan for the coming year? I predict a tempered 8.5% return for the S&P 500, a possible value and small-cap renaissance, Bitcoin's comeback, U.S. stocks leading, and a cautious but optimistic approach to interest rates. But the most valuable advice is to stay invested. Market timing is notoriously difficult, and missing just a few of the market's best days can devastate long-term returns. For those investing for a comfortable retirement, discipline and diversification remain your best allies. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Berkshire Hathaway J.P. Morgan ExxonMobil Walmart United Healthcare Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

On this episode of Simply Money presented by Allworth Financial, Bob and Brian take a deep dive into what really happened in 2025 — and why the investing fundamentals they shared all year long held up once again. From President Trump’s return and a new wave of tariffs, to a Federal Reserve caught between inflation and politics, to a stock market rally that rewarded patient investors — they told you what to expect, and they were right. Hear what mattered most, what moved the markets, and what lessons investors should take into 2026. Plus, the rise of real financial resolutions, how to measure if your money actually did its job this year, and your smart money questions answered.See omnystudio.com/listener for privacy information.

Move over “Be Kind, Rewind.” The new slogan is “Take a Movie, Leave a Movie.” That's right. A Blockbuster nostalgia trip could be coming to a yard near you. Today, we visit Salt Lake City, which just got its very first Free Blockbuster — like a lending library but for DVDs and VHS tapes. Also on today's show: divisions at the Federal Reserve and a coin buried for centuries in the Scottish woods.

Move over “Be Kind, Rewind.” The new slogan is “Take a Movie, Leave a Movie.” That's right. A Blockbuster nostalgia trip could be coming to a yard near you. Today, we visit Salt Lake City, which just got its very first Free Blockbuster — like a lending library but for DVDs and VHS tapes. Also on today's show: divisions at the Federal Reserve and a coin buried for centuries in the Scottish woods.

Next year, the Supreme Court is expected to issue consequential rulings on President Trump's most controversial policies, including his ability to issue tariffs without congressional approval and fire a member of the Federal Reserve. Law professor Barbara McQuade explains more.Then, the Trump administration is suing 21 states and Washington, D.C., to hand over detailed voter data, citing efforts to ensure election security. Loyola Law School professor Justin Levitt details the implications.And, we catalogue NPR staff recommendations from their annual “Books We Love” list, which, this year, contains mainly fiction picks.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.

This conversation dives into inflation, affordability, and why the Federal Reserve's next moves will shape markets heading into 2026. We unpack Trump's pressure on interest rates, the politics behind choosing the next Fed chair, and how global liquidity—from AI-driven growth to the yen carry trade—ripples through stocks, currencies, and crypto. Along the way, we explore why Bitcoin's stalled momentum may be a contrarian signal rather than the end of the story. Michael Novogratz is the Founder and CEO of Galaxy Digital. He was formerly a Partner and President of Fortress Investment Group LLC. Mr. Novogratz served on the New York Federal Reserve's Investment Advisory Committee on Financial Markets from 2012 to 2015. He serves as the Chairman of The Bail Project and has made criminal justice reform a focus of his family's foundation. Follow Anthony on X: ⁠⁠⁠https://x.com/Scaramucci⁠⁠⁠ Follow Novo on X: ⁠⁠⁠https://x.com/novogratz⁠⁠⁠ Anthony Scaramucci is the founder and managing partner of SkyBridge, a global alternative investment firm, and founder and chairman of SALT, a global thought leadership forum and venture studio. Learn more about your ad choices. Visit podcastchoices.com/adchoices

John Tamny, author of Deficit Delusion, editor of RealClearMarkets, and president of the Parkview Institute, joins Steve to challenge one of Washington's most sacred assumptions, that the Federal Reserve “steers” the U.S. economy. Tamny explains why real economic growth has always come from entrepreneurs, capital formation, and market signals, not central bankers, and why both the Left and Right fundamentally misunderstand national debt, deficits, and monetary policy. If the Fed isn't in control, what really powers growth, and what does that mean for America's economic future?

Mark Thornton appears on Metals and Miners with Gary Bohm. They explore the Federal Reserve's policies, geopolitical impacts, commodity underinvestment, AI's economic role, precious metals like gold and silver, stock market valuations, and the path to prosperity through free markets. Mark shares Austrian economics perspectives on the 2026 outlook, deflation benefits, and why government intervention fails.Be sure to follow Minor Issues at https://Mises.org/MinorIssues

As 2025 closes, Crit Thomas analyzes key market takeaways: prioritize earnings over survey data, acknowledge the U.S. economy's resilience, and recognize the historical trend of Federal Reserve tightening preceding bear markets. Thomas expresses guarded optimism for 2026, citing the easing Federal Reserve, fiscal stimulus, and anticipated deregulation. However, he cautions against the K-shaped economy, potential small business struggles, and the S&P 500's concentrated gains.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Tom Bruce believes that the positive market trends of 2025 are likely to extend into 2026. He notes that A.I. will continue to drive productivity and earnings. However, Bruce cautions that a shift in the A.I. sector from broad gains to specific winners and losers could increase market volatility. He also suggests that while interest rate cuts by the Federal Reserve have been a tailwind, long-term rates might rise due to U.S. government debt and A.I. investments, potentially impacting the housing market.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

How Christ used elements of a Trust to set the people free; William the Conqueror; Remedies; Common Law and new law (Equity) in 1066; "Fairs"; Pie-powder courts; Statutory Trusts; Separation of funds; Corporate governments; Sacred Purpose Trusts; Church separate from State; Ekklesia = called out; Golden Calf was a trust; Burnt offerings; Corporations don't die; 2 or 3 witnesses; Defining "trust"; Q from Mark: What is the Sacred Purpose?; "Sacred" = Holy = Separate; Temple Area; Trust purposes; Witness and record; Statutory Trusts; Corporation of Christ; Representative beneficiary; State churches; Living stones of the altars; Separated offerings; Christ's words on treasuries; William the conqueror; Common Law?; Robbing widows and orphans; Church Trust to feed God's sheep; "Sovereign Citizen"?; Statute of Mortmain; Obamacare?; Cloward and Piven - overburden welfare state?; Caring about the liberty of others; Falsely seeking asylum; Investing in your neighbor; Tens, Hundreds and Thousands; Trusting your minister; Early American example; Learning to be Israel; Blind guides for modern Christians; Legal Title; Use tax; Q from Aroostook Acoustic: Melchizedek having elements of a trust; Priests receiving offerings to redistribute to others; Corporation created for limiting liability?; Fundamental elements of a corporation; Family as a corporation; Law of the father; U.S. Corporation; State-formed marriages; Understanding legal vocabulary; "Corporation sole" - Passing one head of family to another; "world" = state; Your member ID from the world; Christ's system; Abimalec; Caesar; Calling no man Father; Hung up on "Trust"; Q: Trusts don't deal in real property?; Sheep offering example; For the benefit of another party; Elements of a trust; Federal Reserve notes - redemption; "Free Church Report" book; Church recognition; Saturninas; Establishment by witness; Purposes of Christ; How you've gotten into bondage; Welfare snares; Grantor - property given entirely - not a party to the trust; Christ's purpose - conforming to it; Christ's government; Parens patria; Risk?; Walk of faith; Q: Why call it a "trust"?; "Ministry"?; Setting our neighbor free; Charity; What makes The Church holy?; Care; Q: Duncan McLeod - Christmas songs?; Melchizedek's blessing to Abraham; Sons of God by adoption?; Moses: "Let MY people go"; Making God your father; Prodigal Son parable; Freeing others; Bah Humbug kid; Giving is not seasonal; Celebrate Christ by doing what He ACTUALLY said; Church "Service"; Doers of the Word; The song of Moses and of the Lamb; Church organization; Ministers = Men you "trust" - responsibility; Offerings belong to Christ; Citizens of the United States; Overseers and Protectors; Ministers separate from the world; Holy Spirit the comforter/protector; Pilate's trial of Christ; Right Reason of Christ (logos); "Religion" duty; "ex-officio"; Record keeping; Appetite for benefits; Loving other people; Who is worthy of trust?; Social safety net unspotted by the world; Strong delusion; The grace of God; Other peoples' money; Do what Christ said.

High-yield savings rates have dipped slightly since early spring, but they remain strong enough that choosing the right account right now can still be a wise move. After several quarter-point interest rate cuts by the Federal Reserve, savings yields have eased—but not disappeared. In fact, many online banks continue to offer returns well above those of most brick-and-mortar institutions.Understanding what's happening—and how to respond—can help you steward your cash with wisdom and confidence.Why Savings Still Matter in Your Financial PlanSavings and investments play very different roles. A savings account is designed for money that must remain safe, accessible, and dependable—your emergency fund, short-term needs, and dollars you'll rely on in the next few years.Savings won't deliver investment-level growth, but the interest they earn still matters. Every bit of growth helps preserve purchasing power and strengthens your financial footing over time.Over the past few years, inflation rose well above the Federal Reserve's 2% target. In response, the Fed raised short-term interest rates aggressively. As rates climbed, savings yields—especially at online banks—rose alongside them.Earlier this year, many high-yield savings accounts were paying between 4.75% and 5%, sometimes more. That gave savers an unusual opportunity to earn meaningful interest on cash that would otherwise sit idle.Since then, inflation has cooled, and the Fed has begun cutting rates. Those reductions have nudged savings yields lower, but today's rates are still historically strong—and far more generous than what traditional banks typically offer.Why Timing Still Works in Your FavorBanks rarely adjust savings rates immediately after a Fed announcement. Often, there's a window—sometimes several weeks—when higher yields remain available before they gradually drift downward.That lag creates an opportunity. While savings accounts aren't “locked in” like CDs, moving your money into a competitive high-yield account now allows you to benefit as rates slowly settle. Banks tend to move cautiously, often watching one another before making changes, which gives savers time to act.For many families, knowing their savings are earning a solid return brings peace of mind—whether preparing for an unexpected expense or setting aside resources for opportunities God may bring.Where High-Yield Savings Fit BestA strong savings strategy usually includes three key priorities:1. Your emergency fund. Keep three to six months of expenses in a high-yield savings account. The stronger the yield, the faster that cushion grows—without taking on risk or debt.2. Short- and mid-term goals. Money you'll need in the next two to five years—such as a down payment, major repair, or planned purchase—should stay protected from market volatility. High-yield savings accounts offer both safety and reasonable earnings.3. Regular comparison. Some traditional banks still pay as little as 0.01%—essentially nothing—while online banks often offer rates dozens of times higher. Comparing what you're earning with what's available elsewhere can make a meaningful difference.Exploring Your Options WiselyComparison sites like Bankrate and NerdWallet can help you evaluate current rates while also considering reliability, customer experience, and safety ratings.Money market accounts are another solid option, often offering competitive yields with added flexibility, such as check-writing privileges. Just be mindful of minimum balance requirements.Don't overlook credit unions either. As not-for-profit institutions, they often return earnings to members through stronger rates and lower fees. One example is AdelFi Christian Banking, a credit union that combines competitive yields with support for Gospel-centered ministry worldwide.You can learn more at FaithFi.com/Banking.Stewardship Is About Faithful ConsistencyChoosing where to place your savings isn't simply about chasing the highest return. It's about managing God's resources with intention and care. Saving consistently—month after month, year after year—is quiet, faithful work.A wise savings vehicle supports that journey, helping your money work a little harder while you walk forward with clarity, confidence, and trust in the Lord's provision.On Today's Program, Rob Answers Listener Questions:I'm 70 and retired, with a steady monthly income. I need a car costing about $20,000, and I still owe $27,000 on my mortgage. I'd prefer not to carry two payments—should I pay off the mortgage or buy the car, and where should the money come from?I want long-term protection through investing in gold. What's the best way to do that today?I'm retired and have about $1 million invested with Edward Jones. They're moving me to a 1.2% annual fee on my entire portfolio instead of transaction-based fees. I agreed, but I now wonder whether the fee is warranted. Is this a wise move?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Bankrate | NerdWalletAdelFi Christian BankingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

#674: Welcome to Greatest Hits Week – five days, five episodes from our vault, spelling out F-I-I-R-E. Today's letter R stands for Real Estate. This episode originally aired in May 2022, but the insights on long-distance investing remain just as relevant for anyone feeling priced out of their local market. We tackle the five biggest challenges of investing far from home – from fear of the unknown to managing contractors remotely – and reveal four compelling benefits that make it worth the effort, especially when you're competing in markets where million-dollar properties are the norm. ________ Remember when inflation was high and rates were rising? What were people saying about real estate back then? And with the benefit of hindsight, how much of what we thought at the time proved to be correct? If you feel unsettled, join the club. At this present moment – December 2025 – interest rates are falling, but not enough. Inflation is mostly under control, but not enough. The noise makes everything feel new. When you only see the present moment, everything looks obvious. When you remember the past, patterns start to show. That's why we're rewinding the clock back to May 2022 – when interest rates were rising and inflation was near its peak. So what was on our mind three years ago? We start with the basics. Why the Federal Reserve raises rates. What higher borrowing costs do to spending. Why falling stock prices often reflect fear – not proof that housing prices must fall next. We explain the difference between recession and deflation, and why the two are often confused. We walk through what made the housing market in 2022 different from 2008. Inventory was tight. Builders had not overbuilt. Many homeowners held fixed-rate mortgages and record levels of equity. Those conditions mattered then. They still matter now. That equity becomes the next focus. We talk about cash-out refinances, HELOCs, and reverse mortgages – and what happens when homeowners borrow against rising values. You hear how higher rates can slow borrowing, why that matters for inflation, and what risks appear if some borrowers struggle to repay. From there, we outline four ways investors might encounter properties if foreclosures rise: bank-owned homes, short sales, “subject to” deals, and wraparound mortgages. The episode then shifts to long-distance real estate investing. You hear the real challenges. Fear of the unknown. Managing people you cannot see. Contractors who disappear. Agents who stop returning calls. You also hear what makes distance workable: education, relationships, local investor networks. We walk through how investors think when conditions feel unstable — and why looking backward sharpens how you see what comes next. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Trade-offs and priorities (07:41) Fed hikes rates (09:16) Inflation drivers explained (11:26) Recession vs housing (13:21) Home equity surge (15:21) Borrowing against equity (17:11) Foreclosures and options (18:26) Subject-to and wraps (21:11) Shift to distance investing (25:31) Education and networks (31:36) Choosing markets (36:11) Accountability challenges Learn more about your ad choices. Visit podcastchoices.com/adchoices

Looking for clear context around today's most talked-about retirement planning issues? In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase present an educational discussion covering healthcare planning, retirement income considerations, Social Security decisions, and how current economic conditions are commonly framed in retirement conversations. • Review current healthcare enrollment periods, including Affordable Care Act considerations, and why coverage timing is often discussed by early retirees. • Illustrate a real-world healthcare planning example that examines estimating and managing medical costs before age 65 using publicly available comparison tools. • Explain recent healthcare policy changes by outlining how subsidy rules and updated federal poverty thresholds are referenced in retirement healthcare planning. • Contextualize recent Federal Reserve rate cuts by discussing how interest-rate changes are typically viewed in relation to mortgages, housing activity, and broader economic conditions. • Address listener questions by outlining commonly discussed considerations around retirement timing, asset allocation approaches, principal-protected notes, and early retirement trade-offs. • Compare Social Security claiming considerations by reviewing trade-offs associated with different filing ages based on individual circumstances. • Clarify how taxable, tax-deferred, and tax-free accounts are often viewed together when discussing overall portfolio allocation. • Share perspectives from retirees on aligning lifestyle goals—such as travel, part-time work, or relocating abroad—with sustainable withdrawal planning discussions. • Reinforce why significant financial and healthcare decisions are commonly reviewed with qualified professionals before implementation. Interested in an educational retirement podcast focused on context, trade-offs, and long-term planning awareness? Listen to this episode and subscribe to the Retire Sooner Podcast for ongoing conversations designed to inform retirement planning decisions—not predict outcomes. Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture The UK temps for the green new scam are fake, the manipulated the data to push the scam, it has now been exposed. Fake news has no choice to tell the people that the economy has been improving. Trump is getting to move the economic system to the new system which will include sound money. The [DS] is now using everything they have to stop the Trump and his team. Judges are now dictating that the President doesn’t have the authority to remove someones security clearance. The Supreme Court just set the stage for Trump to use the insurrection act when the enemy pushes the insurgency. Never interfere with an enemy while they are in the process of destroying themselves. Economy https://twitter.com/ScottAdamsSays/status/2003668549857055223?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");   uncertainties of 2°C to 5°C. That’s not a typo – 5 degrees Celsius of potential error. Only 19 pristine Class 1 sites remain capable of measuring actual ambient air temperature accurately. The rest? Located on airport runways, walled gardens, next to main roads, and inside solar farms. Places where concrete, engines, and infrastructure create artificial heat islands that have nothing to do with atmospheric temperature changes. The Met Office database also contains data from over 100 stations that don’t exist. They’re using “estimated” temperatures from unidentified neighboring stations and presenting it as real data. When journalist Ray Sanders started asking questions through Freedom of Information requests, the Met Office dismissed them as “vexatious” and “not in the public interest.” After media inquiries, the Met Office quietly removed estimated data from 3 non-existent stations. Of 17 new sites opened since April 2024, nearly 65% were immediately placed in the worst quality categories. UK Science Minister Lord Patrick Vallance is calling scrutiny of this mess “misinformation” that weakens trust in science. Perhaps what actually weakens trust in science is using temperature readings from imaginary thermometers next to jet engines to justify trillion-pound Net Zero policies that reshape the entire economy. The data might be fine for tomorrow’s weather forecast. Using it to revolutionize Britain’s energy infrastructure? That requires stations that actually exist. https://twitter.com/RNCResearch/status/2003537920624677163?s=20 https://twitter.com/JeffPasquino/status/2003667251426197766?s=20   dollars” already – language and words are important – but this time the difference will be to the benefit of stablecoin holders. “But if it is pegged to the dollar, why will it matter?” you might wonder. That's a great question. The difference will be that today's bank accounts are in Federal Reserve “dollars”, which are debt-based, inflationary and losing value at a rapid pace. The new digital dollar stablecoins will be backed by gold or other assets (yet to be defined, but it's clearly how they're heading) and the purchasing power will go up. This is the first step out of the debt-based system enslaving most Americans – and by extension of the world reserve currency, most everyone in the Western world. People will eventually see that the asset-backed “digital dollar” is far superior to the Federal Reserve dollar. Once noticed, stablecoin dollars will be hoarded while Fed dollars will flood the market (Gresham's Law). No one will want the dying dollar -or any debt denominated in it – and much like the rise of gold and silver now against the Fed dollar, the digital dollar will also rise in value. Then everyone will transition, by choice, to an asset-backed currency without even knowing why they want those new dollars – they will just know that they hold value better. In other words, the “digital dollar” will actually be a store of value – evidence that it is actual money, not just a currency. Fix the money, fix the world. Political/Rights https://twitter.com/amuse/status/2003631214939218223?s=20   amounts to a green light for radical activists already attacking federal officers to escalate. The incident has triggered mounting calls for Frey to resign. https://twitter.com/libsoftiktok/status/2003595914582364475?s=20 https://twitter.com/EndWokeness/status/2003559651586286006?s=20 https://twitter.com/TheSCIF/status/2003513211757134259?s=20   social media. No corroboration exists, no limo driver testimony, no Oklahoma death matching description. This story was a distorted version of another hoax that was debunked years ago. They are desperate and have nothing, and they know it and resort to literal A.I. pictures and confirmed hoaxes that have been debunked YEARS ago in an attempt to slander Trump because they are paid to and lie right TO YOUR FACE. You better wake up and stop listening to people who are paid to lie to you and telling you to stop asking questions. The truth ALWAYS prevails. https://twitter.com/TheSCIF/status/2003773196210692274?s=20  claimed he knew the 2nd Oklahoma City bomber. There was NO collaboration, NO limo driver testimony, and NO deaths in Oklahoma that even matched any real deaths. And they always pop up right before an election. Even the whole Trump on Epstein’s plane drama. YES, Trump never was on the Lolita Express. Epstein owned 5 aircraft. Trump took 7 trips between 1993 and 1997. Never with any underage girls or women, only family. Epstein didn’t even own the island until 1998. The flight logs have been out. They’re just recycling old information and acting like it’s new. How naive can you be? And how lame can you be for posting it? You’re not a journalist. You’re a fraud. The mainstream and every account pushing these lies didn’t verify their claims and authenticity before posting? Or did they know and were just hoping YOU wouldn’t check to push a false narrative? DOGE https://twitter.com/CynicalPublius/status/2003500113680085072?s=20 Geopolitical Disgraced Former Prince Andrew Stripped of His Gun License, Can Only Use Firearms Under Supervision Andrew had his gun license stripped by Met police. The hunter becomes the hunted. For his long association with the late convicted sex offender Jeffrey Epstein, Andrew Mountbatten Windsor is facing a long list of repercussions that seem to have no end. Now, the avid hunter has surrendered his firearms license to the Met Police – the same police force who dropped the investigation into his alleged crimes. The Telegraph reported: “The former Duke of York, 65, agreed to give up his firearms and shotgun certificates last month after he was visited by the Metropolitan Police at Royal Lodge in Windsor.   Andrew in Sandringham on the lap of five redacted women – presumably Epstein victims. Daily Mail reported:   Source: thegatewaypundit.com https://twitter.com/RobSchneider/status/2003720679892615609?s=20 https://twitter.com/MarioNawfal/status/2003737409440350530?s=20   commissioner who crafted Europe’s Digital Services Act, basically a censorship framework disguised as content moderation. Imran Ahmed of the Center for Countering Digital Hate is also on the list. He had a very specific mission. Want to know what his organization’s annual priorities were? Internal documents show “Kill Musk’s Twitter” at the top of the list. Not “reduce hate speech” or “improve online safety.” Kill Twitter. Destroy the platform entirely because Elon wouldn’t play ball with their censorship demands. These groups operated by labeling anything they disagreed with as “misinformation” or “hate speech,” then lobbying governments to force platforms to remove it. Clare Melford’s Global Disinformation Index used U.S. taxpayer money to create scoring systems that effectively blacklisted conservative American news outlets, steering advertisers away from them to financially strangle speech they opposed. Breton personally sent threatening letters to Elon warning of consequences under EU law right before his live interview with Trump during the campaign. Now the banned activists are claiming this is an “authoritarian attack on free speech” and calling it “immoral, unlawful, and un-American.” These are the same people who built entire careers pressuring tech platforms to silence voices they found problematic. Suddenly they care deeply about censorship when it affects them. Free speech isn’t negotiable. It’s not something governments should regulate away because certain viewpoints make them uncomfortable, whether in Europe or America. The U.S. just made clear that exporting censorship regimes to silence American speech won’t be tolerated  https://twitter.com/UnderSecPD/status/2003567940462084439?s=20 https://twitter.com/DNIGabbard/status/2003635821719466479?s=20 regulate or silence our free speech is a gross violation of our sovereignty that must be answered with accountability. Thank you, @UnderSecPD . https://twitter.com/amuse/status/2003641415465566593?s=20 to end their relationship with Denmark. https://twitter.com/CynicalPublius/status/2003571566131704124?s=20 War/Peace https://twitter.com/visegrad24/status/2003760225774444924?s=20  Russia has explicitly rejected the following point by insisting on stricter terms: Point 14 (Territorial issue): Russia rejects Ukraine’s proposal to “stay where we are” in Donetsk, Luhansk, Zaporizhzhia, and Kherson regions, demanding instead a full Ukrainian withdrawal from the Donetsk region.    No other specific rejections from Russia on the new 20-point plan have been confirmed yet, as Moscow is still formulating its official position.  The US has reached consensus with Ukraine on most points but has rejected or disagreed with Ukraine’s proposals on the following, offering alternatives instead: Point 12 (Zaporizhzhia Nuclear Power Plant): The US rejects Ukraine’s option for joint US-Ukraine management on a parity basis, proposing trilateral management (involving the US, Ukraine, and likely Russia) with a key role for the American side.   Point 14 (Territorial issue): The US has not fully agreed to Ukraine’s “stay where we are” principle, proposing a compromise in the form of a free economic zone, potentially subject to a Ukrainian referendum if no other agreement is reached.  These disagreements were highlighted by Zelenskyy himself as areas where no consensus was reached with the US.  Medical/False Flags [DS] Agenda https://twitter.com/amuse/status/2003629130516955478?s=20  inside the department. She was promoted to lead the EMS in 2019 but by 2022 she was forced to retire. The FDNY is a complex organization of 17,000 employees who need a qualified leader, not a diversity hire. https://twitter.com/WallStreetApes/status/2003615869008814124?s=20   realtor confirms Somalians have bought over 455 homes just in one neighborhood alone. The Somalians have nice cars like BMWs and Mercedes @Brookerteejones “Here in Minnesota, a local realtor reached out to me to tell me about another way that Somalians are scamming Minnesotans out of their taxpayer dollars. In her community alone, Somalians have bought up over 455 homes. They buy these homes claiming they’re turning these homes into home health care centers. She says the way we know Somalians have bought these homes is because all of a sudden extremely nice cars start showing up. Mercedes, BMWs, the nicest cars are parked in the driveway. She said, by law, the state will not come out and inspect these homes and make sure these homes even have clients living in these homes. — Somalians have bought that home and they’re using that as a home health care center. She said these homes can even take people in who’ve just been released from jail and the neighborhood does not need to know about this. But she says, many of these homes do not even have clients in them. But the state is writing them checks every month for the clients that the Somalians say are in these homes. These Somalians are making millions of dollars off of these homes every year.” “The Somalians have figured out exactly the perfect plan as to how to scam Minnesota taxpayers out of their money. They are banking on this making millions of dollars and the government here in Minnesota is too lazy to go and check it out and to see if there’s even clients living in these homes. The fraud in Minnesota is so deep” https://twitter.com/C_3C_3/status/2003104576766140813?s=20 Democrats from Minnesota, Ohio, Maine, and Boston Embrace Somalians Democrats across the country are praising and supporting Somali migrants, despite growing evidence of massive anti-social fraud by the foreign arrivals. As millions of dollars in more fraud and theft of state and federal welfare funding are uncovered in Ohio, Minnesota, and other places committed at the hands of Somali migrants, democrats are falling all over themselves to show their unmitigated support for the fraudsters. Source: thegatewaypundit.com President Trump's Plan  https://twitter.com/MikeBenzCyber/status/2003550668796350710?s=20 JUST IN: Biden Judge Blocks President Trump's Attempt to Strip Security Clearance From Deep State Lawyer Mark Zaid https://twitter.com/C_3C_3/status/2003674593995944077?s=20 US District Judge, Amir Ali, said Trump's attempt to strip the security clearance from Mark Zaid may violate the US Constitution. Recall that Mark Zaid represented Eric Ciaramella, the Trump-Ukraine impeachment ‘whistleblower.' Zaid also represents intelligence officials and other Deep State actors. Earlier this year, President Trump stripped the security clearances of at least eight corrupt ‘antagonists' who worked for Biden or targeted him for ruin over the last several years: Former Secretary of State Antony Blinken Former NatSec Advisor Jake Sullivan New York Attorney General Letitia James Manhattan DA Alvin Bragg Biden's Deputy AG Lisa Monaco Corrupt prosecutor Andrew Weissmann Deep State lawyer Mark Zaid Norm Eisen – the man behind all the lawfare against Trump Source: thegatewaypundit.com Jamie Raskin Reintroduces Radical “Ranked-Choice Voting” Scheme Ahead of Midterms in Latest Bid to Rig Future Elections Radical left-wing Jamie Raskin is once again pushing a sweeping overhaul of America's voting system, this time by reintroducing a federal mandate for so-called “ranked-choice voting” (RCV) just as the country barrels toward another high-stakes midterm election cycle. Raskin posted a video on X on Monday, pitching ranked-choice voting as a cure-all for American politics. The video was released after he reintroduced H.R. 6589, a bill that would mandate ranked-choice voting in elections for the U.S. House and Senate nationwide. Under the system, voters rank candidates in order of preference. If no candidate receives a majority of first-choice votes, the lowest vote-getter is eliminated and ballots are “redistributed” to remaining candidates until someone crosses the 50 percent threshold. Raskin even praised races where candidates who finished second in the first round ultimately “catapulted ahead” after vote redistribution. In Alaska, where RCV flipped a Republican seat to Democrat Mary Peltola despite 60% of voters backing GOP candidates, the system exhausted ballots and ignored second choices for top vote-getters. In New York, socialist Zohran Mamdani led on election night with 43.5% of first-choice votes, but after several rounds of eliminations and redistributions, he was declared the winner with 56%, while Andrew Cuomo finished with 44%. A study of Maine elections found that, of 98 recent ranked choice elections, 60 percent of the victors did not win by a majority of the total votes cast. RCV opens doors to fraud and manipulation. The multi-round tabulation delays create gaps ripe for accusations of tampering, while exhausted ballots mean winners often lack true majority support. Sites like RCVScam.com expose how it lets initial also-rans steal victories, undermining “one person, one vote.” In 2025 alone, Idaho, Missouri, Montana, New Hampshire, Oklahoma, and South Carolina prohibited ranked-choice voting, joining 11 other states for a total of 17 bans. It is a scam, and Americans should push back hard. Source: thegatewaypundit.com  Supreme Court Rejects Trump Bid To Deploy National Guard In Chicago The Supreme Court on Tuesday rejected Trump’s emergency request to allow National Guard troops to be deployed in Chicago, dealing a setback to the admin’s attempts to curtail high crime rates in major cities. The 6-3 decision left in force a judge's ruling that has blocked the deployment since Oct. 9. “At this preliminary stage, the government has failed to identify a source of authority that would allow the military to execute the laws in Illinois,” the majority said. The government hadn't shown the president could legally “federalize the Guard in the exercise of inherent authority to protect federal personnel and property in Illinois.”   Justice Samuel Alito dissented from the high court's ruling Tuesday, saying he had “serious doubts” about the majority's reasoning. “The Court fails to explain why the President's inherent constitutional authority to protect federal officers and property is not sufficient to justify the use of National Guard members in the relevant area for precisely that purpose,” Alito wrote, joined by Justice Clarence Thomas. Justice Neil Gorsuch wrote a separate dissent, contending that the challengers to the National Guard deployment – the state of Illinois and the city of Chicago – had forfeited the argument about the meaning of “regular forces” by failing to present that issue in the lower courts. Trump contends military force is needed to protect federal immigration agents from what he claims are violent protests.   Source: zerohedge.com https://twitter.com/WarClandestine/status/2003592327244447867?s=20   cause the President to use the US military more than the National Guard”. The Supreme Court just admitted that Trump has the authority to invoke the Insurrection Act to bypass Posse Comitatus and send the troops to Chicago, and any other city he wants. Trump tried to exhaust every legal avenue possible before resulting to the Insurrection Act, but the Dems resisted and refused to cooperate. Sounds to me like Trump just got the green light. INVOKE THE INSURRECTION ACT! https://twitter.com/WarClandestine/status/2003681206148251711?s=20  THAT'S the hard part. Especially when the MSM are compromised and telling the public that Trump is literally Hitler and is going to unleash a military dictatorship. This had to be done delicately, as not to cause panic. The public must be psychologically prepared. That's why Trump has been giving us soft disclosure about the Insurrection Act for a long time. They have been mentally preparing us for what they knew had to be done, by showing us why it needed to be done. Here he is back in September addressing all his Generals, and reminded them how Washington and Lincoln used the military to keep the peace. This was always the plan. https://twitter.com/WhiteHouse/status/2003586519374717151?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Welcome back to Impact Theory with Tom Bilyeu. In today's episode, Tom Bilyeu dives deep into the recent Federal Reserve rate cut and its far-reaching consequences on the U.S. economy and your personal finances. With the Fed lowering interest rates in a rare, divided decision, we're entering what Tom Bilyeu calls the era of "fiscal dominance"—where monetary policy is less about managing growth and more about keeping the system from collapsing under the weight of government debt. He breaks down how these moves are inflating asset prices, punishing savers, and creating volatility that's reminiscent of past bubbles and crashes. From Warren Buffett fleeing to Japan to politicians kicking the can down the road, Tom Bilyeu explores the hard-hitting realities behind America's deficit spending and shares actionable strategies to protect yourself in this inflationary, debt-driven market. On this episode, you'll learn why saving money alone won't cut it, why owning productive assets is critical, and how diversification and emotional discipline can help you weather the economic storm ahead. If you want to understand what's really happening beneath the headlines and position yourself to thrive no matter what comes next, this is an absolute must-listen. Quince: Go to https://quince.com/IMPACTPOD for free shipping on your order and 365-day returns. Linkedin: Post your job free at https://linkedin.com/impacttheory HomeServe: Help protect your home systems – and your wallet – with HomeServe against covered repairs. Plans start at just $4.99 a month at https://homeserve.com Shopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact Huel: 15% off with this exclusive offer for New Customers only with code impact at https://huel.com/impact (Minimum $75 purchase). What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER:  https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show SCALING a business: see if you qualify here.:  https://tombilyeu.com/call Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here.: https://tombilyeu.com/ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture The [CB] is losing control of the economy, they wanted a crash instead Trump has turned it around and the economy is growing very quickly. The D’s are trying to convince the people that the economy is worse than what Trump is letting on, this will fail.Watch gold, silver and Bitcoin. The [DS] tried to gain control the military by having the seditious 6 tell the military not to obey, Trump gives them a dividend check to show he cares about them. The Epstein files were released, it all points to the Clinton’s and the D’s. The entire plan backfired on the [DS], boomerang. Every step of the way they are feeling the pain. The [DS] wants war and Trump is fighting against those countries who are suppose to be our allies. He will get peace in the end. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Treasury Secretary Scott Bessent BODIES Elizabeth “Pocahontas” Warren with a Devastating Reminder After She Claims Trump is Setting the Stage for the Next Economic Crash  Senator Elizabeth “Pocahontas” Warren (D-MA) made a poor decision trying to school Treasury Secretary Scott Bessent earlier this week, and it spectacularly backfired. https://twitter.com/atrupar/status/2000915011154112623?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2000915011154112623%7Ctwgr%5E4c8d9bec902c32b0cd01ee05619255f6315a3493%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Ftreasury-secretary-scott-bessent-bodies-elizabeth-pocahontas-warren%2F  substantial increase in private credit which is outside of the regulated banking system — that tells me that the regulated system is too constrained.” https://twitter.com/SenWarren/status/2001375798947885283?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2001375798947885283%7Ctwgr%5E4c8d9bec902c32b0cd01ee05619255f6315a3493%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Ftreasury-secretary-scott-bessent-bodies-elizabeth-pocahontas-warren%2F https://twitter.com/SecScottBessent/status/2002138930410324028?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2002138930410324028%7Ctwgr%5E4c8d9bec902c32b0cd01ee05619255f6315a3493%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Ftreasury-secretary-scott-bessent-bodies-elizabeth-pocahontas-warren%2F  Administration. Over-regulation is not the solution to what ails the American banking system. Rigorous, responsible supervision is. The initial report on the 2023 debacle by former Vice Chairman for Supervision, Michael Barr, was an exercise in obfuscation and sophistry. The American people deserve supervisors who are not asleep at the wheel, and the incoming Chairman of the Federal Reserve should undertake a thorough investigation of the systemic and oversight failures that led to that disaster. Source: thegaetwaypundit.com Trump announces that they've sold $1.3 BILLION worth of Gold Cards within Days Political/Rights https://twitter.com/RepJamesComer/status/2002011743254380602?s=20 More than a dozen politically exposed people and government officials’ names appear in the hundreds of thousands of pages of Jeffrey Epstein files made public Friday, sources said. And Deputy Attorney General Todd Blanche said the DOJ discovered more than 1,200 victims and their families during the exhaustive review, explaining the process behind determining which files could be released in a letter to Congress exclusively obtained by Fox News Digital. https://twitter.com/Badhombre/status/2002388917618610413?s=20   home in New York to solicit money for her campaign and the DCCC. FBI was warned that Jeffrey Epstein was into child porn — but ignored it for 10 years, docs show   A former employee of late sex predator Jeffrey Epstein alerted the FBI that he was interested in “child pornography” and that he threatened to “burn her house down” decades before Epstein became an international fixation — but feds apparently did nothing. Source: nypost.com   If there was every anything about Trump, it would have been released before he reached the bottom of the escalator in 2015, the Comey FBI would have leaked it, and the Dems would have brought it up at some point while Biden was in office. But none of that happened. Why? Because Epstein leads to the Dems, and people like myself have been trying to warn the world about it for 10+ years.  https://twitter.com/WarClandestine/status/2002408563193368834?s=20  and it worked brilliantly. Could you imagine if in Trump's first term he released all this stuff about Epstein? The public would not have believed it, and the Dems/MSM would have claimed it was all politically motivated and fabricated by Trump. The only way this Epstein disclosure was going to work, was to get the public to beg for it. So that's what Trump did. https://twitter.com/MikeBenzCyber/status/2002450017647301084?s=20 https://twitter.com/WarClandestine/status/2002530633394934144?s=20   partner with Wolfe via the TerraMar project, which is also connected to the Clintons and the Clinton Foundation. What is Nathan Wolfe known for? Searching for bat coronaviruses in Ukraine via USAID Project PREDICT, via his biolab company, Metabiota, which was funded via Rosemont Seneca, which is partially owned by Hunter Biden. Russia accused Wolfe and his biolab company of creating genome-specific biological weapons in Ukraine. This situation has been addressed by RFK Jr. and Tulsi multiple times, and has been a major topic at the UN for over 3 years now. So Epstein had an interest in eugenics and he had financial/social connections to virologists who were making genome-specific biological weapons via USAID grants in Ukraine. Nathan Wolfe even directly thanked Epstein in his 2011 book “The Viral Storm: The Dawn of the New Pandemic Age” where Wolfe predicted the COVID pandemic 8 years before it happened… So what am I getting at? I think Epstein had plans to engage in ethnic cleansing/population control/genocide via biological weapon, and I think he had something to do with Covid. Epstein is at the epicenter of the Deep State empire. He was essentially a real life James Bond villain. The timing could not be worse. He and Hillary are in the middle of trying to fight subpoenas to testify in person to the House Oversight Committee on the Epstein matter and what they might know. They want to submit sworn statements. Republican Committee Chair James Comer (KY-1) wants to be able to question and cross-examine them in person.  DOGE Geopolitical U.S. Snatches Venezuela Oil Tanker in Dark‑Hour Strike on Narco‑Terror Funding In a stealth operation carried out before dawn on Dec. 20, the U.S. Coast Guard—working alongside the Department of War—seized an oil tanker last seen in the terrorist state of Venezuela. The United States accused the ship's operators of moving sanctioned crude to fuel narco‑terror activity. Officials issued a stark warning to traffickers: “We will find you, and we will stop you. https://twitter.com/Sec_Noem/status/2002481990755627050?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2002481990755627050%7Ctwgr%5E0acb5b51ea0ddfb03f7a0e25a375c9245159ce68%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.breitbart.com%2Ft%2Fassets%2Fhtml%2Ftweet-5.html2002481990755627050 https://twitter.com/PeteHegseth/status/2002504193924342003?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2002504193924342003%7Ctwgr%5E1410e2476c70f24b31810862ee2f8e034c77bc3e%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.breitbart.com%2Ft%2Fassets%2Fhtml%2Ftweet-5.html2002504193924342003  conduct maritime interdiction operations — through OPERATION SOUTHERN SPEAR — to dismantle illicit criminal networks. Violence, drugs, and chaos will not control the Western Hemisphere. Source: breitbart.com U.S. imposes sanctions on family and associates of Venezuela’s Maduro and his wife The United States on Friday imposed sanctions on family members and associates of Nicolás Maduro and his wife, as Washington ratchets up pressure on the Venezuelan president. The U.S. Treasury Department said in a statement that it had imposed sanctions on seven people it said were tied to Maduro and his wife. U.S. Treasury Secretary Scott Bessent accused them of “propping up Nicolás Maduro’s rogue narcostate.” “ Source: cbc.ca War/Peace Zelenskyy Announces Eastern Ukraine Citizens Will Not Be Allowed to Vote in Elections Ukraine President Volodymyr Zelenskyy has agreed to hold elections if there is a ceasefire.  However, eastern Ukraine citizens, those currently living in the Donbas region, who are supportive of Russia, will not be permitted to vote. This creates a rather bizarre official hypocrisy within the Zelenskyy regime.  The official position of Zelenskyy is that Eastern Ukraine will never be accepted as a part of the Russian federation. Zelenskyy has recently noted, with EU leadership support, that his government will never recognize Eastern Ukraine as part of the Russian federation.  However, this same region, approximately 20% of Ukraine, will not be permitted to participate in his controlled election. Essentially, any Ukraine resident who does not support Zelenskyy will not be permitted to vote in any election, if any election is ever permitted.  Additionally, Zelenskyy notes that “there is the practice of voting abroad,” however, any region not controlled by Zelenskyy cannot submit votes. Source: zerohedge.com A Lie And Propaganda’: Gabbard Fact-Checks Reuters’ Russia Scaremongering In Real Time    Reuters posted an anonymously-sourced story pushing the idea that Russia is bent on reconstituting the Soviet Union. Before the metaphorical ink had dried, Director of National Intelligence Tulsi Gabbard pounced, condemning the story as “a lie and propaganda” on behalf of “warmongers” seeking to derail President Trump’s drive to end the long and bloody Ukraine war.   Reuters vaguely attributed the purported US intelligence conclusions about Russia to “six sources familiar with US intelligence.”    https://twitter.com/DNIGabbard/status/2002484806978834862?s=20  narrative to block President Trump's peace effort, and fomenting hysteria and fear among the people to get them to support the escalation of war, which is what NATO and the EU really want in order to pull the United States military directly into war with Russia. The truth is the US intelligence community has briefed policymakers, including the Democrat HPSCI member quoted by Reuters, that US Intelligence assesses that Russia seeks to avoid a larger war with NATO. It also assesses that, as the last few years have shown, Russia's battlefield performance indicates it does not currently have the capability to conquer and occupy all of Ukraine, let alone Europe. https://twitter.com/TulsiGabbard/status/2002503405156151648?s=20   invade/conquer Europe (in order to gin up support for their pro-war policies). The truth is that ‘US intelligence' assesses that Russia does not even have the capability to conquer and occupy Ukraine, what to speak of ‘invading and occupying' Europe.   Source: zerohedge.com WATCH: US CENTCOM Releases Footage from Operation Hawkeye Strikes Against 70+ ISIS Targets  US Central Command released footage from Operation Hawkeye strikes against ISIS militants and facilities on Friday night. “Tonight, U.S. and Jordanian forces struck 70+ ISIS targets in Syria with 100+ precision munitions. Peace through strength,” CENTCOM said on X. This is one of 10 operations conducted in Syria and Iraq since the December 13 ambush in Syria, which left multiple American service members injured and two soldiers and a civilian interpreter killed. Twenty-three terrorist operatives have been killed or detained, according to CENTCOM. “We will continue to relentlessly pursue terrorists who seek to harm Americans and our partners across the region,” CENTCOM Commander Admiral Brad Cooper said. TAMPA, Fla.- Following the attack on U.S. and partner forces last Saturday, U.S. Central Command (CENTCOM) commenced Operation Hawkeye Strike at 4 pm ET against ISIS in Syria, Dec. 19, at the Commander in Chief's direction. Source: thegatewaypundit.com   of Syria, led by a man who is working very hard to bring Greatness back to Syria, and is fully in support. All terrorists who are evil enough to attack Americans are hereby warned — YOU WILL BE HIT HARDER THAN YOU HAVE EVER BEEN HIT BEFORE IF YOU, IN ANY WAY, ATTACK OR THREATEN THE U.S.A. DONALD J. TRUMP PRESIDENT OF THE UNITED STATES OF AMERICA Medical/False Flags [DS] Agenda https://twitter.com/ElectionWiz/status/2002717078722052256?s=20  reclassify serious crimes as less severe “intermediate offenses” that are not publicly reported. https://twitter.com/EndWokeness/status/2002421989886075083?s=20 BREAKING: HUD Sec. Scott Turner CONFIRMS major investigation into Boston for anti-white public housing discrimination“They were using discriminatory housing policies in their city! We found a quote on their website that said they will integrate ‘racial equity at every level of city government.'”“They put race above reality. They put race above merit and need. Our job at HUD is to enforce and uphold the fair housing – and they were evading and encouraging landlords and property owners to evade the Fair Housing Act!”“They have been put on NOTICE. We uphold and enforce this law.” https://twitter.com/EricLDaugh/status/2002091915819253766?s=20  weaponized against Minnesota!” GOOD. IT’S CALLED ACCOUNTABILITY, TIM. “They’re threatening us with this. And this is what happens when you have a floundering presidency, and it is about those ballrooms and everything else. Now we’re back on transgender folks. And these are healthcare providers providing the best guidance to parents and children to get their care.” “It’s on every front! It’s CDLs, it’s transportation money, it’s money across the board that they have weaponized!” He should be worried. https://twitter.com/AAGDhillon/status/2002596210620969230?s=20 https://twitter.com/ScottAdamsSays/status/2002531244131991931?s=20 https://twitter.com/cb_doge/status/2001646253655097726?s=20 https://twitter.com/RapidResponse47/status/2002203857955549464?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2002203857955549464%7Ctwgr%5E7d1378774cdcbdfe43552d1c5b5ef213bd4f721f%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.breitbart.com%2Ft%2Fassets%2Fhtml%2Ftweet-5.html2002203857955549464 President Trump's Plan Democrats Have Devised a Plan to Compete With Turning Point USA for Young Voters and it's Going to be a Disaster Democrats have decided that they need to have their own version of Turning Point USA in order to appeal to young voters and what they have come up with is the most Democrat thing ever. It's going to be a total disaster. It's called the ‘DNC National Youth Coordinated Table'. It's not a grassroots group, it's completely fabricated. And you can just imagine how meetings of this group are going to go, with mini-groups within the group fighting for dominance and power. Newsweek reported on this: Source: thegatewaypundit.com https://twitter.com/CynicalPublius/status/2002577300802711720?s=20 DOJ Appeals Controversial Ruling That Disqualified Trump-Appointed U.S. Attorney Lindsey Halligan, Resulting in the Dismissal of Charges Against Letitia James and James Comey The Department of Justice has formally appealed a controversial ruling that disqualified Interim U.S. Attorney Lindsey Halligan, a decision that directly led to the dismissal of federal charges against James Comey and Letitia James. According to a Notice of Appeal filed on December 19, the Trump-led DOJ is asking the U.S. Court of Appeals for the Fourth Circuit to overturn a lower-court ruling that declared Halligan's appointment unconstitutional and voided every prosecutorial action she took while in office. Source: thegatewaypundit.com JUST IN: DOJ Wins Motion to Unseal Documents on Investigation into Trump Shooter Thomas Crooks The Department of Justice announced that it successfully moved to unseal documents related to the investigation into would-be Trump assassin Thomas Crooks.  “The Department of Justice received court approval to disclose to Congress documents gathered as part of the FBI's investigation of Thomas Crooks and his attempt to assassinate President Trump,” the Western District of Pennsylvania announced on X. A copy of the motion and order can be found here. Source: thegatewaypundit.com https://twitter.com/AAGDhillon/status/2002596363138445539?s=20 Justice Department Sues Four States Including Georgia After Secretary of State Brad Raffensperger Sides With Democrats in Failure to Produce Voter Rolls https://twitter.com/AAGDhillon/status/2001775020566286614?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2001775020566286614%7Ctwgr%5Ee92dad24c2453e3b35c6a465ec1523cafbc35499%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fjustice-department-sues-four-states-including-georgia-after%2F Source: thegatewaypundit.com https://twitter.com/MAGAVoice/status/2001992915850260516?s=20 https://twitter.com/MarkPaoletta/status/2002483634251461079?s=20   memorial to President John F. Kennedy and now additionally honors President Donald J. Trump, who has brought America back and saved the Trump-Kennedy Center. The Board's action is permissible under the statute and no legislation is necessary. The Board’s action does nothing to change the statutory title. Instead, the Board has–in line with longstanding Executive Branch practice–designated a new name. For example, The Office of the Federal Chief Information Officer, within the Office of Management & Budget, is designated by statute as the “Office of Electronic Government.” But it's long gone by the name “Office of the Federal Chief Information Officer” in official, public, and internal communications. Similarly, the Consumer Financial Protection Bureau is designated by statute as the “Bureau of Consumer Financial Protection.” But since the beginning, the agency has long gone by the name Consumer Financial Protection Bureau or CFPB in all official communications, correspondence with the Hill, titles and signage on its buildings. The “United States Institute of Peace” was established by statute but was renamed by the Department of State as the “Donald J. Trump United States Institute of Peace.” The Department of War was established as the “Department of Defense” by statute in 1947. Earlier this year, President Trump authorized the use of the name “Department of War” and the name is now etched on the Pentagon's building and in official correspondence and public communications. It is entirely fitting for the Board of Trustees to vote to add President Trump to the title so that this Center is now named The Donald J. Trump And The John F. Kennedy Memorial Center for the Performing Arts. President Trump has provided superb leadership at every level to save the Kennedy Center from financial ruin and wokeness, and to bring our national treasure to new heights! Thank you, @kencen Board of Trustees for honoring President Trump. I have been going to the Kennedy Center for decades and have never seen such energy and excitement as I did at the Christmas tree lighting and Noel performance. The Golden Age is here!   AND ORDER. As your next Governor, Bruce will continue to fight hard to Grow the Economy, Cut Taxes, and Regulations, Promote MADE IN THE U.S.A., Champion American Energy DOMINANCE, Strengthen our Military/Veterans, Advance Election Integrity, and Protect our always under siege Second Amendment!   Bruce Blakeman is a FANTASTIC guy, will win the big November Election and, without hesitation, has my Complete and Total Endorsement for Governor of the ONCE GREAT STATE OF NEW YORK (IT CAN BE GREAT AGAIN!). BRUCE BLAKEMAN WILL NEVER LET YOU DOWN!  (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Award-winning financial journalist Trish Regan breaks down what the headlines are getting wrong about the U.S. economy. From the latest jobs data to inflation, interest rates, gas prices, wages, AI job displacement, and the growing squeeze on the middle class—this conversation cuts through the spin and explains what the data really means for your money. We cover why wages “outpacing inflation” doesn't feel real, how Federal Reserve policy hits regular Americans differently than the wealthy, why housing is out of reach for an entire generation, and how energy prices quietly control the cost of everything you buy. We also dive into AI's impact on jobs, the future of work, Venezuela and global energy politics, BRICS, the U.S. dollar, and what to expect as we head toward 2026. If you're confused, frustrated, or feel like the economy you're living in doesn't match what politicians are selling—this episode explains why.

Meet my friends, Clay Travis and Buck Sexton! If you love Verdict, the Clay Travis and Buck Sexton Show might also be in your audio wheelhouse. Politics, news analysis, and some pop culture and comedy thrown in too. Here’s a sample episode recapping four takeaways. Give the guys a listen and then follow and subscribe wherever you get your podcasts. Trump IS Fixing the Economy Inflation has dropped to 2.7%—the lowest level since spring 2021. Core inflation sits at 2.6%, nearing the Federal Reserve’s 2% target. Clay explains why this matters for everyday Americans, connecting the dots between Biden-era spending, skyrocketing prices, and the aggressive interest rate hikes that froze the housing market. He recalls how inflation surged to 9.1% in June 2022 after trillions in stimulus spending, driving mortgage rates above 7% and locking millions of homeowners into historically low rates from 2020–2021. This “housing freeze,” Clay argues, remains one of the biggest drags on economic mobility. Clay then pivots to President Trump’s primetime address, highlighting key announcements that could reshape the economic landscape. Culture Wars Brianna Lyman of The Federalist delivers a powerful defense of historical literacy amid efforts to erase America’s past. The discussion centers on Virginia’s removal of a Robert E. Lee statue, the legacy of reconciliation after the Civil War, and the dangers of applying modern moral standards to historical figures. Lyman warns that the left’s obsession with tearing down monuments—from Lee to Jefferson and even Washington—aims to delegitimize America’s founding principles and pave the way for radical ideological shifts. Clay and Lyman explore how this “floor vs. ceiling” approach to history—focusing on flaws instead of achievements—threatens national unity, especially as the country prepares for its 250th anniversary in 2026. MIT Assassination Authorities believe they have identified the suspect in the Brown University shooting, which left two students dead and 12 injured after 40 rounds were fired on campus. While no arrest has been made, investigators are also probing a possible link between this attack and the assassination of MIT professor Nuno Loureiro, a nuclear weapons expert killed in his Boston home just days later. Clay underscores the chilling implications of these events and promises continued coverage as details emerge. The hour also touches on tragic news from North Carolina, where NASCAR legend Greg Biffle reportedly died in a private plane crash en route to Florida, according to Daily Mail reports citing close friends. Clay then pivots to a heated media moment: Candace Owens’ explosive claims on Piers Morgan’s show, suggesting two Turning Point USA employees may have had foreknowledge of Charlie Kirk’s assassination—a theory Clay calls “loony bin crazy” and emblematic of a media ecosystem that rewards outrageous, unverified opinions. He contrasts this with a Washington Post profile of alleged assassin Tyler Robinson, detailing his radicalization, anti-Trump rage, and ties to trans activism, reinforcing what Clay sees as the clear ideological motive behind the killing. Dealing with Holiday TDS Psychotherapist Jonathan Alpert joins to offer strategies for surviving holiday gatherings with politically divided families. Alpert warns that “Trump Derangement Syndrome” has hardened into personality-level anger for some, fueling anxiety and family estrangement. His advice: prioritize relationships over politics, set boundaries, and redirect conversations to holiday traditions. Callers weigh in with personal stories and coping tactics, from walking away during heated debates to reaffirming shared values. Alpert also explores whether this intense polarization will persist beyond Trump’s presidency, concluding that while partisan hostility will remain, Trump’s outsider status amplified the vitriol to unprecedented levels. Make sure you never miss a second of the show by subscribing to the Clay Travis & Buck Sexton show podcast wherever you get your podcasts! ihr.fm/3InlkL8 For the latest updates from Clay and Buck: https://www.clayandbuck.com/ Connect with Clay Travis and Buck Sexton on Social Media: X - https://x.com/clayandbuck FB - https://www.facebook.com/ClayandBuck/ IG - https://www.instagram.com/clayandbuck/ YouTube - https://www.youtube.com/c/clayandbuck Rumble - https://rumble.com/c/ClayandBuck TikTok - https://www.tiktok.com/@clayandbuck YouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

Economic Agenda Promises of major tax relief starting in 2026: No tax on tips, overtime, and Social Security for most Americans. Projected savings: $11,000–$20,000 per family annually. Anticipated largest tax refund season ever next spring. Emphasis on record investment inflows, job creation, and tariff leverage. Goal: “Greatest economy in history.” Military Support Announcement of a $1,776 “Warrior Dividend” for 1.45 million service members as a symbolic tribute to 1776. Healthcare Reform Affordable Care Act (“Unaffordable Care Act”). Promise to redirect funds from insurance companies to individuals for better, cheaper coverage. Future reductions in drug prices via the Trump RX Program. Immigration and Border Security Trump condemned prior administration’s immigration policies. there WAS a border invasion with criminal elements. A vow to maintain strict enforcement and prevent recurrence. Housing and Cost of Living Plans for aggressive housing reforms to improve affordability. Links high housing costs to illegal immigration and promises relief. Foreign Policy Highlighted diplomatic progress and reduced global tensions. Positioned the U.S. as regaining international leadership. Future Outlook Preview of 2026 initiatives: Expanded energy production. Lower interest rates via new Federal Reserve leadership. Continued focus on affordability and economic growth. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the The Ben Ferguson Show Podcast and Verdict with Ted Cruz Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.