Podcasts about home get

Kayla Ackelson Show NotesKayla Ackleson is a versatile artist, writer, and interior stylist who uses art as a meditative outlet. She believes art and good design should be accessible to everyone. Kayla's work includes a variety of mediums, such as collage, photography, and painting. Her art is inspired by nature, memories, and the human experience. Creating art is a crucial part of her mental health journey, and she encourages others to find their own creative outlets. Kayla's work often incorporates orbs and vintage photographs, allowing the pieces to tell their own stories. Kayla Ackelson discusses the importance of writing down memories and making connections in her artwork. She emphasizes the subjective nature of art and the joy of hearing what viewers take from her pieces. Kayla also talks about how her work as an interior stylist and DIY enthusiast influences her art and vice versa. She believes that our spaces are important for our mental and physical health and enjoys helping people love their spaces more. Kayla shares her approach to making art affordable and accessible, including selling limited edition prints and offering sliding pay-what-you-wish scales for certain pieces. She encourages people to support living artists and make their homes a reflection of their personalities.Website: https://www.kaylaackelson.com/Instagram: https://www.instagram.com/kaylaackelson/?hl=enKayla's Debut Book: Thinking Out Loud - Purchase HereChapters00:00 The Intersection of Art and Design06:35 Art as a Meditative Outlet08:13 The Importance of Creative Outlets for Mental Health12:29 Telling Stories Through Art16:09 Inspiration from Nature, Memories, and the Human Experience16:48 Exploring Orbs and Vintage Photographs in Art18:02 Making Connections: Writing Memories in Art19:06 Subjectivity in Art: Viewer Interpretation20:15 The Influence of Interior Styling and DIY on Art25:39 Creating Spaces for Mental and Physical Health30:39 Affordable and Accessible Art: Limited Edition Prints and Pay-What-You-Wish34:17 Supporting Living Artists and Personal Expression in Home Get full access to The Artist Stoop at jillianzepedaguzman.substack.com/subscribe

Shaun Morash and Bryce Gelman recap the Giants' extremely disappointing loss to the Eagles 28-3 on Sunday. They discuss the impact of Andrew Thomas' absence, the performance of Saquon Barkley in his return to MetLife Stadium, and much more. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

New episode out now with the First Lady of ‪@GriseldaRecords‬ & poet, ‪@keishaPlum‬ & her brother & rapper, ‪@mreskayhome‬! They just got off a national tour together.

Andrew Bloom: No! You're Not Going Home. Get Back Out There and Finish!

Thunder, fireworks, sirens — lots of outdoor sounds can frighten our pets. But they…

Thunder, fireworks, sirens — lots of outdoor sounds can frighten our pets. But they can be bothered by indoor noises too. Your buddy might be one of many scared by...

New York is going to hell in a hand basket. A Venezuelan immigrant trends on TikTok for inciting people to squat in homes and refuse to leave. This leads to it actually happening in Queens, New York, where a homeowner is arrested for changing the locks. A swath of military-aged males break down barriers, overrunning the Texas National Guard in El Paso. The Biden regime doubles down on electric vehicles and sends $25 million to a poor Brooklyn neighborhood for electric scooter chargers to combat racism. And New York Attorney General Letitia James plans to seize a couple of Donald Trump's assets if he cannot pay the $454 million bond from the civil fraud verdict following Judge Engoron's ruling. But at least Planet Fitness is confused about which bathroom is the “right” one.   Today's Sponsors: PreBorn: To donate, dial #250 and say keyword “baby” or go to https://preborn.com/sara  Patriot Mobile: Join me; make the switch today at https://patriotmobile.com/sara or call 972-PATRIOT Learn more about your ad choices. Visit megaphone.fm/adchoices

Magbittertruth.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/mag-bitter-truth/message

Pastor Christy Cass Get your blank in order; there's no better time than now to partner with God and rearrange your life

Pastor Andy Cass Get your blank in order; there's no better time than now to partner with God and rearrange your life TEXT: TEXT: Acts 2:1-14; Matthew 7:11; James 1:17; Psalm 121:1,2 NOTES: JOY STATUS: 1. PRE-JOY 2. EN-JOY 3. POST-JOY 4. RE-JOY One big Status Hack- The joy of the Lord is our strength

Get your blank in order; there's no better time than now to partner with God and rearrange your life Pastor Andy Cass TEXT: Proverbs 14:1; Joshua 24:14,15;Proverbs 20:7; Ephesians 6:5-9 NOTES: Affirmations: Speak after listening. (James 1:19) Speak generous words. (Proverbs 21:26) Speak prayers. (Colossians 1:9) Speak the truth with kindness. (Ephesians 4:15) Speak hope. (1 Corinthians 13:7) Speak forgiveness. (Colossians 3:13) Speak life. (Proverbs 13:12)

Get your blank in order; there's no better time than now to partner with God and rearrange your life Pastor Andy Cass TEXT: Proverbs 14:1; Proverbs 3:9,10; Acts 20:35; Matthew 6:33; Proverbs 22:7 NOTES: Clarify: Starting first with giving positions your heart to be satisfied and thankful Clarify: When you order your finances as God designed, your bank account may not be full but your life will be filled with abundant blessing, overflowing like full barns 3 simple equations: 1. Give God His First + Enjoy Yours Second = More Than Enough 2. Money + Order = Harmony 3. Debt + more debt = Stress and more Stress

Pastor Andy Cass Get your blank in order; there's no better time than now to partner with God and rearrange your life TEXT: Proverbs 14:1; 1 Samuel 13:19-22 THE BIG IDEA: Don't neglect or take for granted the best tool that God has given us: a relationship with His living Word and His written Word.

Last week, I shared with you our first Jump Start initiative which is your personal organization, where I would counsel anyone to start getting themselves organized after they've implemented the Sunday Basket®. However, some of you are not going to want to start in your personal spaces for various reasons. One, maybe they are already organized. Two, it doesn't matter how much it would help you if you were organizing yourself - you are drowning so much that you must start in family spaces. Or three, you need your organizing journey to be more visible and not invisible to get a spouse's approval or buy in for you to continue.  Our second Jump Start option, you could do in place of personal organizing or do after. You could do these in reverse order; it doesn't matter. We've pulled the lessons from The Productive Home Solution® into a Jump Start Kitchen Organization Program and walk you through how to get your kitchen all the way organized in six weeks or less. Typically, you get surface level organized and then move on, because everything else seems so much more disorganized than the kitchen. These Jump Start programs encourage you to get all the way organized - either in your personal or in your kitchen spaces. And all the way organized is pretty detailed.  When you get all the way organized in your kitchen, you're going to start with figuring out what your zones should be, and what phase of life you are currently in. I want you to pretend that you are moving into this house for the first time. Think about if you were moving in right now, how you would organize this kitchen without looking at anything that's in any cabinet. Your kitchen is really like a whole house. It does so many things, and every cabinet is like a tiny room that has a purpose for the phase and stage of life you are in. The size of your kitchen doesn't matter as much as the functionality. Instead of wishing that you had something that you don't, take what you have and make it as functional as possible. Then if you ever do move or you have the opportunity to make improvements to your house, you'll know exactly what you want to put in there.  Secondly, when you organize your kitchen, there are so many of the lessons that will carry over into other parts of your house. For example, when you learn how to organize a drawer step by step, you will know how to organize ANY drawer in your house. The next thing is establishing stations. Organizing stations are dependent on the phase of life you are in, as well. If you have kids, you can create a lunch packing station. Do you host a lot of dinners? Make a dinner station. Drink stations, snack stations, the list goes on! What can you add to this kitchen that will give you some extra space? What can you take away that you only need seasonally? Whoever is the primary cook should be the one to establish the organization in the kitchen.  I want you to spend a full three to six weeks in your kitchen because you're going to add 30% more organization to your life. So if you couple this with the Jump Start Personal Organization Program - you will be living an organized life 80% of the time!  EPISODE RESOURCES: Jump Start Programs The Productive Home Solution® The Sunday Basket® Sign Up for the Organize 365® Newsletter  Did you enjoy this episode? Please leave a rating and review in your favorite podcast app. Share this episode with a friend and be sure to tag Organize 365® when you share on social media!

Pastor Andy Cass Get your blank in order; there's no better time than now to partner with God and rearrange your life TEXT: Proverbs 14:1; Luke 14:28-30; Proverbs 15:22 NOTES: A Good Mentor is: 1. A Step Ahead of You 2. Successful 3. Honest 4. Available How to Be a Good Mentee 1. Don't ask them to invest in you and leave it on their table 2. Listen and apply 3. Be Generous to them in unique ways.

Pastor Andy Cass Get your blank in order; there's no better time than now to partner with God and rearrange your life TEXT: TEXT: 1 Timothy 3:4; 2 Kings 5:11-15; 1 Timothy 4:8; 1 Corinthians 6:19-20; Proverbs 4:20-22; Psalm 51:10-12

Should you buy or build your first home? Before you answer that, it would be important to under the process and costs of building a property. That includes how to finance it from the bank. Because things are a little different. There is more than one option, but usually, it's a turnkey option or a progressive option. If you don't know what those terms mean then you neeeeeed to listen to this podcast. And if you know what those terms mean you should listen to this episode anyway as Steve from Classic Builders, and I cover alot more. Let us know what you think, and if you want to work with Steve his email is stephen.hape@classicbuilders.co.nz

Welcome to Moving Market Monday at midday on 6 Nov 2023, a look at what's happening this week in the housing market for sales and rentals. Get moving tips and more at my website https://mhwc.co.ukAll my other links: https://linktr.ee/movinghomewithcharlieWatch the full episode here: https://youtube.com/live/Ue_OHFuzFVg"Rents Fall 11% in October"https://blog.goodlord.co/rents-drop-in-october-rental-index-goodlordA second opinion (showing the importance of timing) https://homelet.co.uk/-/media/project/barbon/homelet/homelet-documents/homelet-rental-index/2023-22-october-homelet_dataloft_rental-report_300.pdfBritain "in recession right now"https://www.bloomberg.com/news/articles/2023-11-06/uk-is-probably-already-in-recession-bloomberg-analysis-shows?srnd=premium-uk"Buy a home, get a Tesla"https://www.bloomberg.com/news/articles/2023-11-06/uk-developers-are-offering-sweeteners-to-one-in-five-home-buyers?srnd=premium-ukSupport the showFollow me on Twitter for daily updates: https://twitter.com/moving_charlie Check out our national property listings on bestagent.co.uk if you're looking for a new home or need an agent to sell or let your existing home. If you need a mortgage, talk to my hand picked, trusted mortgage team here: https://mhwc.co.uk/mortgageAll my other links: https://linktr.ee/movinghomewithcharlieFor my estate agency podcasts, visit https://linktr.ee/bestagentIf you're an estate agent, make sure you're getting your free telephone leads as well as viewing and vendor leads by joining https://bestagent.co.uk/agents

Throughout September we're bringing you special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money. Today we're joined by property expert and developer Marta de Sousa as she shares her top tips on what to do when buying a property, and what might happen next for the mortgage market. Read our latest guide on what's happening to house prices & sign up to our free Money newsletter.

Throughout September we're bringing you special episodes as we hear from brilliant guests with amazing insider knowledge on how best to save you money. Today we're joined by property expert and developer Marta de Sousa as she shares her top tips on what to do when buying a property, and what might happen next for the mortgage market. Read our latest guide on what's happening to house prices & sign up to our free Money newsletter.

The Velosummer campaign is intended to be a motivation for people to discover the country by bike. 12 circuits, several hundred kilometres of roads reserved for cyclists. In our interview on Local Matters, Anne Haag of the general directorate for tourism tells us more.

Welcome to a very special episode of The Good Enough Mompreneur Podcast! We are thrilled to celebrate our 50th episode milestone with all of you incredible listeners. Thank you for being a part of our journey and supporting me and the podcast along the way. In this episode, I reflect on our growth, share new resources linked below, a new course launch, and upcoming guests on the podcast!We are thrilled to announce the launch of our brand-new episode guide! This comprehensive resource is packed with actionable strategies and expert advice to support your mompreneurial journey. Make sure to grab your free copy on my website or linked below.  I also talk about all of the revamped, free resources available at mombusinesscoach.com. Exciting news! We are also introducing a new course tailored specifically for mompreneurs. Stay tuned for more details and be ready to take your business to the next level.  Join the waitlist for an early-bird discount.We couldn't have reached this milestone without you, our amazing listeners. Thank you for being part of the Good Enough Mompreneur Podcast community and joining me on this remarkable journey. Let's continue supporting and empowering each other as we strive for greatness. Remember, stepping outside your comfort zone is where the magic happens. Cheers to 50 episodes and many more to come!Don't forget to subscribe to the Good Enough Mompreneur Podcast and leave us a review. Your feedback is invaluable to us! Stay tuned for upcoming episodes where we continue to bring you inspiring stories, expert interviews, and practical tips to help you thrive as a mompreneur. Until next time, keep pushing those boundaries and embracing the incredible possibilities that await you outside your comfort zone.Resources Mentioned in this Episode:

Working from home doesn't mean you cannot receive a promotion.

In this podcast today, I will discuss the company United Healthcare! Listen to the podcast for details! --- Support this podcast: https://podcasters.spotify.com/pod/show/thressa-sweat/support

Are you prepared for overnight houseguests? No worries! This week, Sarah and Tennille are checking off a list of things that can help you be ready for your summer visitors.

E231 Granny's Not Dead, Big Gritty News, Lent Begins at Home, Get Ashy not Trashy by Paul George

Today, Sasha Morozov, Social worker, helping other Moms to find back their sanity, is coming to the show. We will be talking about returning to work after baby and especially how to facilitate this transition and let go of the Mom guilt.  Sasha Morozov is a former executive who holds a Master's in Social Work and is the founder of Sasha x Home. When Sasha isn't chasing after her two sons, she now utilizes her clinical skills to coach women who are killing it at work but feel like they are failing at home to have more time, less clutter, and systems for a peaceful life. Sasha believes that working moms are exceptional humans who are skilled, devoted, and unstoppable. Sasha has spent almost 15 years working in the non-profit field to help individuals and families create better futures. Sasha is an avid minimalist, productivity master, and obsessed with organizing and designing people's lives. Sasha has now developed a 4-Step Method that focuses on Self, Home, Relationships, and Systems to help moms hit start on the life they've put on pause.   In this episode, Sasha and I talked about:

In the final episode of the season, I'm home. I go through my note taking & recording process, inspiration, the odd nature of anti-stress in international travel, why I traveled, my next steps, and thank you's. Plus, I review each book I read during my trip and go through my last day in London. Thoughts/Feedback? Email me at Webbarr@gmail.com or DM me on IG/Twitter

Imagine having your home swallowed up in a sinkhole disaster? Find out what other facts were shared in today's Get Fact'd! #DarrenKeriSkyOnECR #GetFact'd: Gigantic sinkhole once opened up the Oosthuizen family home

We've all done it. Now that we are working from home, those pajama bottoms can stay on for a little bit longer as you check your work emails. Wrong! Daniel gives some very important advice that he received about why if you are working from home, you should still get dressed like you're on your way in to the studio.

A Gallup poll last fall found that 45% of full-time U.S. employees were still working from home at least some of their hours. A full quarter of them exclusively work from home. Because of this, companies are increasingly using technology to monitor the activities of their workers while they're on the clock, wherever they are. Today, we examine how and why companies are spying on their workers at home… and whether there's a backlash coming.More reading: Is your company secretly monitoring your work at home? Since COVID, the practice has surged How your employer can keep track of your work at home So your employer is monitoring you. What you should know

Jedi John and Laser Eric explain why you should never touch a newborn baby in Daddy Issues. TV Shows talk about the one NetFlix show that isn't getting a second season! And of course, that episode of Hawkeye is talked about without spoilers! Movies take off with Spider-Man: No Way Home predictions! Laser Eric informs us all on Video Game news with some healthy input from Jedi John about Halo Infinite. Jedi John covers toys with his Rancor sadness for HasLab and some great news from his recent ToyMan show. Laser Eric finishes up with Comics including Hulk 2 book by Donny Cates and mentions C2E2... a lot. All this plus Patreon shout-outs and beers of the week! Check out our socials: @galacticdads @galacticdadsbbq @gd_post_production and become a patron at www.patreon.com/galacticdads or check out the new merch at www.teepublic.com/user/galacticdads Hit us up with emails at galacticdads@gmail.com Leave us a like, a rating, and a review! It's seriously such a huge help and thanks for listening! Check out our sister shows: @ForceDyadPod and @ComicShopCouch for even more awesome content!

Wij gingen nét voor de lockdown naar de nieuwe Spiderman én onderzochten een manier om 'm in deze tijden toch te kijken (spoiler: geen aanrader). Esther praat met Anne Janssens en Thom Aalmoes over deze film vol omg-momenten, oude bekenden en fanservice. Let op: een aflevering vol filmspoilers, dus als je 'm nog niet hebt gekeken wacht dan met luisteren tot na de lockdown!✨Spiderman: No Way Home draait nu in de bioscoop (maar die is helaas dicht). In de hoofdrollen spelen Tom Holland, Zendaya, Benedict Cumberbatch en vele anderen..✨ In deze aflevering hoorde je Anne Janssens van podcast Ik Ken Iemand Die en Thom Aalmoes van podcasts Alle Geschiedenis Ooit en Geeky Dingen.✨ De Vierkante Ogen Show wordt gemaakt door Anna Luna Post, Sicco de Knecht en Esther Crabbendam. Deze aflevering werd ge-edit door Esther Crabbendam. Eindredactie door Tim de Gier. Muziek door studio KLOAQ. De Vierkante Ogen Show is een podcast van Dag & Nacht media.➡️ Volg de show of laat een berichtje achter op https://vriendvandeshow.nl/vierkanteogen➡️ Volg ons op twitter: @vierkanteogensw @AnnaLunaPost @SiccodeKnecht @EzstherZie het privacybeleid op https://art19.com/privacy en de privacyverklaring van Californië op https://art19.com/privacy#do-not-sell-my-info.

See omnystudio.com/listener for privacy information.

Buying a home in Central Florida can be similar to rolling the dice.  How do you know if the Seller is telling the truth about the house?  What does a Seller have to disclose about the property?  Did you know many States do not require the Seller disclose whether a murder or violent crime took place in the house?  Do you really know the insurance claim history?  The worst time to discover previous problems with the house, is when you get your first insurance bill and your premiums have doubled or tripled due to undisclosed insurance claims.  Did you know you can learn the history of the house before you buy, by having the Seller order a CLUE Report?  A CLUE Report is a 7 year history of all insurance claims filed on the home. Many Real Estate Agents have never heard about this report, yet this could save buyers thousands of dollars on their insurance premiums.  So, before you buy, get a CLUE! 

The days are getting longer, and Sarah and Tennille want to use this extra daylight to get garden-ready. This week, they are chatting with Celeste Scott, Extension Agent in Madison County, to find out what tasks can be done now to get things growing.

Sh. Waleed Basyouni

On today's show, we bring you details from a behind-the-scenes dispute over whether or not the province should pay legal fees for the 10 correctional officers charged in Jonathan Henoche's death. Bad news regarding air transportation has plagued Labrador since the start of the pandemic...but there may be some good news for those living in Lab West. We speak to a board delegate of TREQ Coop about a new air service. As Covid cases spike in many parts of the country, there's a growing sense of urgency about the vaccine roll-out. For the latest details on that...we talk with Ian Culbert, Executive Director of the Canadian Public Health Association. We check in with two residents of a personal care home in Mary's Harbour, who received the first dose of Moderna vaccine. The winter is taking its time to freeze over the sea ice, and for some Labradorians on the coast, it means learning new ways to navigate the land.

You've got plenty of options out there when it comes to listing your home for sale or buying a home for sale. Unfortunately there is one specific company who has decided that their plan of action is to knowingly and willingly insult the very professionals that they work among, and furthermore to separate themselves from those individuals who ironically are the same people who would be bringing them business that they need to survive. I feel terrible for each homeowner who decides to use their service because it is only damaging for them...listen to learn more!

Y'all the more you have toxic people around you the more toxic you become to yourself or others ik it's hard but it also hurts even more if you stay with them --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/l1vel1fe100/message

People working from home could get extra allowances under a new proposal put forward by the Labour Party.  The bill also calls for ‘the right to switch off’ so workers are not constantly pestered. To discuss this further we were joined by Labour employment affairs spokeswoman, Marie Sherlock. Listen and subscribe to Newstalk Breakfast on Apple Podcasts or Spotify.     Download, listen and subscribe on the Newstalk App.    You can also listen to Newstalk live on newstalk.com or on Alexa, by adding the Newstalk skill and asking: 'Alexa, play Newstalk'.

Whew, Election Day 2020! At this writing I don’t know who won the election and I’ll edit when I find out. I talked about election day stress, which most people are feeling regardless of your side of the aisle. What can you do about it? Well, if you are so inclined and able, you can […]

Helping our kids know God's Word (and hopefully come to cherish it) is such an important task! But it can also be a very overwhelming task. In this episode, we will share some some great resources for helping our kids know God's Word. Listen in! Listen to the Podcast: You can find the notes for this episode down below. And don’t forget to subscribe to the podcast in iTunes. Right click here and save-as to download this episode to your computer. Links & Resources: Sign up to get notified when tickets go on sale for the 2021 Homemaking Ministries Online Conference Get FREE classes for your kids! VarsityTutors.com/Home Get $10 OFF stroryworth.com/homemaking Common Questions / Misconceptions “I don’t have enough time!”— Consider repurposing regular times of the day when you’re already with your kids (mealtimes, playtimes, snack time, car rides, before nap or bedtime, walks, etc.) “I don’t know what to teach them!”— When in doubt, just read small portions of scripture, talk about it in simple language, and pray. For more, you can add resources as referenced below. “I don’t know enough!”— Learn together! “It’s hard!” — Faithfulness is always challenging, but it’s worth the cost to invest eternal truths into the hearts of our children. Reminders There is no formula, every family will do it differently and that’s okay. Salvation belongs to the Lord. Even if we do everything right (spoiler: we won’t) that doesn’t guarantee our children will follow the Lord. Hope in him, not your methods. Pray for your children to have changed desires. 5 Ways to Help Your Children Know, Understand, and Apply the Word of God Through Inductive Study Through Scripture Memory By Teaching Doctrinal Truths By Teaching Vocabulary Through the Gospel Narrative Inductive Study Ages 7+: Once a child can read, train them to think through the passage using a tool like the Kid’s Inductive Study Card (free download) as they read on their own. Have them write or draw a picture of what they learned. Ages 3+: Read a passage of scripture to your child, use a tool like the Kid’s Inductive Study Card (free download) to discuss, understand, and apply the text. Have them draw a picture of the story. Ages 0+: Focus on listening to the word of God through an audio bible or an audio storybook bible. Talk about it for comprehension at their level. Free Audio Bibles: ESV app from Crossway, The Bible App Jesus Storybook Bible Audio Version, The Big Picture Bible Audio Version ESV Devotional Psalter (as mentioned in video that our family uses) Main idea: Help your children get used to hearing the word of God and thinking deeply about it. Don’t forget to pray! Scripture Memory Ages 3+: Focus on memorizing small or long passages of scripture together. Recite it daily or set it to a tune. For more passive memorization, listen to scripture songs: Seeds Family Worship, Hide ‘em in Your Heart There are many more if you do a quick search! For more incentive, offer a small treat or work scripture memory before your child moves onto a preferred activity. Main idea: Implant the truth of God’s word in their heart so the Holy Spirit can bring it to mind. Doctrinal Truths Ages 3+: Work through catechisms (content amount appropriate for child’s age), having them memorize simple statements. New City Catechism (book and app) — Some people also use: Westminster Shorter Catechism, Heidelberg Catechism Ages 0+: Listen to doctrinal statements set to song. Songs for Saplings: #1-3, #4-6, Also ABC’s, 123’s Walking With the Wise (not catechisms, but still memorable songs about theological truths) Main idea: Teach your children simple statements that explain some of the hard-to-understand but foundational truths of the faith, so they can approach the bible with greater clarity. Vocabulary

Helping our kids know God's Word (and hopefully come to cherish it) is such an important task! But it can also be a very overwhelming task. In this episode, we will share some some great resources for helping our kids know God's Word. Listen in! Listen to the Podcast: You can find the notes for this episode down below. And don’t forget to subscribe to the podcast in iTunes. Right click here and save-as to download this episode to your computer. Links & Resources: Sign up to get notified when tickets go on sale for the 2021 Homemaking Ministries Online Conference Get FREE classes for your kids! VarsityTutors.com/Home Get $10 OFF stroryworth.com/homemaking Common Questions / Misconceptions “I don’t have enough time!”— Consider repurposing regular times of the day when you’re already with your kids (mealtimes, playtimes, snack time, car rides, before nap or bedtime, walks, etc.) “I don’t know what to teach them!”— When in doubt, just read small portions of scripture, talk about it in simple language, and pray. For more, you can add resources as referenced below. “I don’t know enough!”— Learn together! “It’s hard!” — Faithfulness is always challenging, but it’s worth the cost to invest eternal truths into the hearts of our children. Reminders There is no formula, every family will do it differently and that’s okay. Salvation belongs to the Lord. Even if we do everything right (spoiler: we won’t) that doesn’t guarantee our children will follow the Lord. Hope in him, not your methods. Pray for your children to have changed desires. 5 Ways to Help Your Children Know, Understand, and Apply the Word of God Through Inductive Study Through Scripture Memory By Teaching Doctrinal Truths By Teaching Vocabulary Through the Gospel Narrative Inductive Study Ages 7+: Once a child can read, train them to think through the passage using a tool like the Kid’s Inductive Study Card (free download) as they read on their own. Have them write or draw a picture of what they learned. Ages 3+: Read a passage of scripture to your child, use a tool like the Kid’s Inductive Study Card (free download) to discuss, understand, and apply the text. Have them draw a picture of the story. Ages 0+: Focus on listening to the word of God through an audio bible or an audio storybook bible. Talk about it for comprehension at their level. Free Audio Bibles: ESV app from Crossway, The Bible App Jesus Storybook Bible Audio Version, The Big Picture Bible Audio Version ESV Devotional Psalter (as mentioned in video that our family uses) Main idea: Help your children get used to hearing the word of God and thinking deeply about it. Don’t forget to pray! Scripture Memory Ages 3+: Focus on memorizing small or long passages of scripture together. Recite it daily or set it to a tune. For more passive memorization, listen to scripture songs: Seeds Family Worship, Hide ‘em in Your Heart There are many more if you do a quick search! For more incentive, offer a small treat or work scripture memory before your child moves onto a preferred activity. Main idea: Implant the truth of God’s word in their heart so the Holy Spirit can bring it to mind. Doctrinal Truths Ages 3+: Work through catechisms (content amount appropriate for child’s age), having them memorize simple statements. New City Catechism (book and app) — Some people also use: Westminster Shorter Catechism, Heidelberg Catechism Ages 0+: Listen to doctrinal statements set to song. Songs for Saplings: #1-3, #4-6, Also ABC’s, 123’s Walking With the Wise (not catechisms, but still memorable songs about theological truths) Main idea: Teach your children simple statements that explain some of the hard-to-understand but foundational truths of the faith, so they can approach the bible with greater clarity. Vocabulary

With everyone working from home, you need a really great office chair, consider buying a used chair that is commercial grade.

While working out at a gym is always ideal, it isn't possible for everyone right now. Next-best would be to set up a complete home gym. And if that doesn't work, you might need to make do with a small amount of fitness gear and your bodyweight. If you don't have access to a gym and cannot set up a home gym with the basics, this blog post is for you. Train on a schedule. This tip might seem so obvious you overlook it. Or, maybe you think, "I don't need to follow a schedule. I have all day to get it in." In March, when the gyms closed and my wife and I had to start working out at home, I thought the same thing. Not surprisingly, if I didn't schedule my workout, I'd get to the end of the day and end up doing "half-assed" and rushed training session. Put your workout on the calendar and treat it like any other appointment. Try this mental hack: Drive your car out of the garage and around the block. Then, drive up to your gym, which looks like your house, and complete your training session. That might sound extreme, but it works for some people. And remember to tell the rest of your family when you'll workout too. Treat that time as sacred, and make it nonnegotiable. One other thing. If it's possible, schedule your training session when you feel the most energetic. Some people feel their best in the mornings. Others feel best at noon and still others in the evening. When that's not an option, schedule your training sessions at the same time each day. Eventually, your ebbs and flows of energy will work with your workout time, and you'll have more energy at the time you need to train. Separate workouts from recreational activities. Let's say you're supposed to do a lower body strength training session. You get to the end of the day when you scheduled your workout, but it sounds more fun to go for a bike ride. The bike ride isn't a lower body strength training session. It's a recreational activity. By all means, include plenty of recreational activities in your lifestyle, but don't pretend they're training sessions. It's tempting to tell ourselves it's the same thing, but it's not. Follow a program. Don't do random workouts. Since the COVID Circus began, the internet search traffic for home-based workouts has exploded. Yet, doing random workouts you find on YouTube isn't any more effective than finding random shows on Netflix is entertaining. People get drawn into a series because each episode builds on the previous. People get results from training programs because each workout builds on the previous. Fitness professionals design periodized programs because programs are progressive. Follow a program. Focus on your technique over heart rate or reps completed. I'd always prefer that you complete five perfect reps of an exercise over 50 reps done wrong. You workout to make your body better. To make it stronger, more mobile, and less fragile. But if you consistently perform a movement incorrectly, at best, it'll slow your progress. At worst, it'll cause an injury. I rarely design training sessions based on completing a certain number of reps in a specific time or doing as many reps as possible (unless I've been explicit that it's "perfect reps"). When your attention is on completing your reps with speed or doing as many as possible, you're more likely to use sloppy technique. In my opinion, this kind of programming should only be used with advanced clients and athletes. By the way, I have a collection of training tip videos in the VIGOR Training Facebook group. Check them out. And just as a reminder for those of you who are VIGOR Training members…as part of your membership, I encourage you to post videos of yourself doing the movements you're most uncertain about. I'm happy to offer advice on how to improve. Invest in a little fitness gear For a small investment, you can add a lot of variety to your at-home training program.

Episode 99-This week our guest Bobbi thought she only had one little story to share. But as it turns out, she had more. Bubbling up from her memories are tales about mysterious blue lights, a doppelganger, and some poltergeist type activity. We're not sure what was happening, but Bobbi is surrounded in high strangeness. And it just so happens Bobbi is a talented musician on top of it all. Stay tuned after the show for her super cool synthwave track "A Walk to Your Planet" All that and more on our 99th episode of the WHAT'S YER WEIRD STORY? Podcast!***If YOU have a weird story, and you want to share, we want to hear it! Follow and contact us through our various social platforms or via email: whatsyerweirdemail@gmail.com or call the hotline (513) 909-9821***Don't forget to check out our new merch designs! https://shop.spreadshirt.com/whats-yer-weird-storyPlease rate us 5 stars, leave us reviews and comments on iTunes and our various social media platforms which will be read on future episodes of the podcast!follow us: Instagram: @whatsyerweirdstory Twitter @whatsyerweird Facebook page: facebook.com/whatsyerweirdstory/Does anybody read all this stuff? if you made it this far send us an email and we will send you a sticker. See acast.com/privacy for privacy and opt-out information.

Ned Doorman is my special guest talking about his app "Working from Home" how to get paid for nothing in the convince of your own home. Get the job of your dreams --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Five years ago we began Take Control Tuesday with, Mansa Musa from MoneySmartLife.org. We began with strategies on buying your own home and we’ve returned to our roots so to speak. Today we dive into your CLUE Report by telling you what it is, and why you need to know what’s on it.

The Covid-19 lockdown seems to have no end in sight, and everyone is doing their best to adjust. For many people who are lucky to still have a job, this means that working remotely is the new normal. It's great to only have to commute to the living room - it's sooo comfy - but is there a risk of not being productive enough? As veterans, and strong proponents, of the WFH life, Sharon and Lisa share tips on how to make working from home work for you. The beauty is in the details. For full show notes click here. See acast.com/privacy for privacy and opt-out information. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theintrovertsisters.substack.com

Philippa Bagley’s career has been both diverse and challenging. Starting out life as a secondary school teacher (11-18 year olds) she eventually found her way into the corporate world working for companies including Lockheed Martin and Deloitte. During her time there her experience was vast – from running programmes, consulting and also providing training and coaching across the businesses. She has also served in the British Army as a reservist on operations in Afghanistan, and uses the combined experiences to offer her clients coaching, training and accountability in starting, growing and scaling their online businesses in a way that allows them to safely transition out of their corporate lives into a life more of their choosing. Her clients are located around the world – including the UK, US and Kenya. She also has 3 cats and 1 husband, and they live in the Forest of Dean in South West England where they grow a lot of their own food. Her current goal is to get a dog and some chickens….soon!1) Mindset2) Knowledge3) Family4) ProductsLearn more: philippa.hbs@gmail.comDaily Successhttps://businessinnovatorsradio.com/daily-success/

Philippa Bagley’s career has been both diverse and challenging. Starting out life as a secondary school teacher (11-18 year olds) she eventually found her way into the corporate world working for companies including Lockheed Martin and Deloitte. During her time there her experience was vast – from running programmes, consulting and also providing training and coaching across the businesses. She has also served in the British Army as a reservist on operations in Afghanistan, and uses the combined experiences to offer her clients coaching, training and accountability in starting, growing and scaling their online businesses in a way that allows them to safely transition out of their corporate lives into a life more of their choosing. Her clients are located around the world – including the UK, US and Kenya. She also has 3 cats and 1 husband, and they live in the Forest of Dean in South West England where they grow a lot of their own food. Her current goal is to get a dog and some chickens….soon!1) Mindset2) Knowledge3) Family4) ProductsLearn more: philippa.hbs@gmail.comDaily Successhttps://businessinnovatorsradio.com/daily-success/

Philippa Bagley’s career has been both diverse and challenging. Starting out life as a secondary school teacher (11-18 year olds) she eventually found her way into the corporate world working for companies including Lockheed Martin and Deloitte. During her time there her experience was vast – from running programmes, consulting and also providing training and coaching across the businesses. She has also served in the British Army as a reservist on operations in Afghanistan, and uses the combined experiences to offer her clients coaching, training and accountability in starting, growing and scaling their online businesses in a way that allows them to safely transition out of their corporate lives into a life more of their choosing. Her clients are located around the world – including the UK, US and Kenya. She also has 3 cats and 1 husband, and they live in the Forest of Dean in South West England where they grow a lot of their own food. Her current goal is to get a dog and some chickens….soon!1) Mindset2) Knowledge3) Family4) ProductsLearn more: philippa.hbs@gmail.comDaily Successhttps://businessinnovatorsradio.com/daily-success/

One of the ways I’m getting through this crazy time is first, keeping a schedule and second making sure that schedule includes an exercise routine.  I’ve been working out with my trainer Steve Pizza the owner of SLC Strength and Conditioning for a number of years. I asked him what he could do to put together some great at-home workouts you wouldn’t need equipment for.  You guys, he crushed it! Here’s what he’s come up with.  All workouts are designed with an overarching program in mind. Meaning, workouts are specifically programmed with intent and are progressive throughout the month (i.e. each workout builds off of the other.  The program, itself, is formatted similarly to what you’d see at the collegiate and professional athletic level (modified for body weight or limited equipment).  All workouts have full-body emphasis to correct any muscular imbalances and prevent any from occurring. Each workout incorporates 12+ different exercises, providing variety and balance, mitigating short term and long term risk for injury. Scientifically backed with the incorporation of several different training systems including Tier, Triphasic, Undulating, and Auto-regulation. Check out the site here. There’s a good intro video to let you know some of the science and how the 60-day program works.  https://slcstrengthandconditioning.com/remote-programming/ I’ve gone through it personally and it is EXCELLENT.  All video details of demonstrations of each exercise as well as modifications of each exercise.   Steve has given our clients a 20% discount to extend to you all to get you going for super cheap.  Regular Cost: $60/Month (includes access to remote program, instructional videos, and guided circuit, and access to coach communications for any questions or specific modifications needed Registration After you’ve registered: Check email for password information (may have gone to junk mail) After you’ve received password:  Click here and scroll to the bottom of the page.  Click on Week 1 and enter password Enjoy! 20% Discount Code: SLCTAKE20! I’m confident if you keep a good routine while you’re at home, and include a science-based exercise program, you’ll get through these trying times with less anxiety and be able to be even better as a spouse or parent. 

In this How I Work From Home episode, I explore the impact of greenery in your home office.Visit https://www.amanthaimber.com/podcast for full show notes from all episodes.Get in touch at amantha@inventium.com.auIf you are looking for more tips to improve the way you work, I write a short monthly newsletter that contains three cool things that I have discovered that help me work better, which range from interesting research findings through to gadgets I am loving. You can sign up for that at http://howiwork.co See acast.com/privacy for privacy and opt-out information.

Julie Reisler, Intuitive Coach, Bestselling Author, TEDx Speaker and Podcast Host works with and coaches big-hearted, high-achiever soul seekers. She is all about helping you to tune into your intuition to be your You-est You. Julie is the author of the Get a PhD in YOU book series, is a multi-time TEDx speaker, host of The You-est You® podcast and mindfulness teacher on the popular app, Insight Timer, with over 115,000 downloads. Julie is currently working on her 3rd book baby, due winter 2020.  Julie has a master's degree in health and wellness coaching, more than twelve certifications in mindset, mindfulness and wellbeing and is on the faculty at Georgetown University in their coaching program. You can learn how to use your intuitive superpowers in Julie's free You-est You® Community for Soul Seekers on Facebook. To learn more about Julie, go to juliereisler.com.    This episode felt especially important for me to record given the crisis going on around the planet. My intention is to help you to find ways to stay deeply connected to your own heart wisdom, inner guidance and a peaceful grounded space of calm and knowing that all is well. I shared some of my favorite books, all aimed at having you wake up fully to who you really are and how this beautiful planet is all about love. The books are spiritual in nature and will hopefully give you something highly engaging and productive to do during a time of slowing down. I see what's happening right now as a real call to action from Mother Earth herself, reminding us to look inward and remember we are all connected to the same love frequency, to slow down and appreciate what we do have and to be present for those we love and send love to those we don't know because we're all covered in the same blanket of oneness.   Books I reccommended;  Conversations with God by Neale Donald Walsh The Divine Matrix by Gregg Braden The Secrets of the Lost Mode of Prayer by Gregg Braden The Light Between Us by Laura Lynn Jackson  SIgns - The Language of the Universe by Laura Lynn Jackson The Intention Experiment by Lynn McTaggart The Surrender Experiment by Michael Singer The Untethered Soul by Michael Singer It's Not Your Money by Tosha Silver The Miracle Equation by Hal Elrod Get a PhD in YOU by Julie Reisler   Other ways to stay connected, in community and out of fear is to be in nature as often as possible and surround yourself with colors, clothing and objects that make you feel grounded, such as wearing quartz crystals, mala beads, colors that feel soothing and objects that have deep meaning.   Please mind your mind! I'm not saying to stick your head in the sand, but be aware that there is a lot of fear threaded in what's being pumped out of the media. It makes headline news to sensationalize what's happening. You can read what's going on at The Skimm, or talk to trusted friends who can keep you updated. You staying in a calm and centered place will help you to feel good, boost your own immunity and have a lot more light to shine.   Join me and many other amazing big-hearted souls in our free FB group, The You-est You Community for Soul Seekers at https://www.facebook.com/groups/youestyou/.    Enjoying the show? For iTunes listeners, get automatic downloads and share the love by subscribing, rating & reviewing here!   *Share what you are struggling with or looking to transform with Julie at podcast@juliereisler.com. Julie would love to start covering topics of highest interest to YOU. Please also let us know if you are interested to be a guest on her show to discuss where you are stuck, and do live coaching with Julie on her podcast.   Join host Julie Reisler, author and multi-time TEDx speaker, each week to learn how you can tap into your best self and become your You-est You® to achieve inner peace, happiness and success at a deeper level! Tune in to hear powerful, inspirational stories and expert insights from entrepreneurs, industry thought leaders, and extraordinary human beings that will help to transform your life. Julie also shares a-ha moments that have shaped her life and career, and discusses key concepts from her book Get a PhD in YOU Here's to your being your you-est you!    You-est You Links: Subscribe to the Podcast  Learn more at JulieReisler.com Join The You-est You® Community for Soul Seekers on Facebook Book Julie as a speaker at your upcoming event Amazon #1 Best selling book Get a PhD in YOU Download free guided-meditations from Insight Timer  Julie's Hungry For More Online Program (10 Module Interactive Course)

Get counted by the census helps you take care of your family, your neighbors, you’re your extended community throughout your state. And luckily, in this age of social distancing, it’s something you can easily do from home. 

Pass on the subagent & put someone in your corner

In today's episode of Backpacker Radio, presented by The Trek, we sit down to chat with, record holder, trail legend, author, and Backpacker Radio repeat offender, Heather "Anish" Anderson. We go into depth on her new book, Thirst, which chronicles her 2013 Fastest Known Time on the Pacific Crest Trail, including her lowest moments from the hike, mountain lion encounters, and dealing with extreme heat in the southern california desert. Also, per your request from our last chat, we talk gear. We have a trek propaganda featuring the impact of vloggers in thru-hiking, a brand new Cinnamon Court, and a mailbag. Subjects discussed in the episode include: Use code "ATDrink15" at GossamerGear.com to save 15% Gossamer Gear The One Gossamer Gear Gorilla Gossamer Gear Liteflex Umbrella Sawyer Picaridin Packets Use code "Trek10" at Greenbelly.co Apply to be a Vlogger / Blogger for The Trek! Backpacker Radio Intern Application  Already have filled our 2019 intern role, still taking applicants for 2020! Thirst: 2600 Miles to Home Get a signed copy here! Anish's website Anish on Instagram Anish's diet on the PCT Her tips for eating gluten free on a thru-hike Lessons learned during her FKT Anish's Big 3 during her Calendar Triple Backpack: Gossamer Gear Mariposa / Gossamer Gear Gorilla Sleeping bag: Montbell Down Hugger 800 #0 Tent: Gossamer Gear The One and The Two Anish's gear lists TREK PROPAGANDA PCT Section Profiles Southern California The Sierra Northern California Oregon Washington Is YouTube Good for Long Distance Trails by Clay Bonnyman Evans The Best Backpacks for Thru-Hiking Cinnamon Court Mailbag 5-star iTunes Reviews Intro Song: Walking Slow by Animal Years Check out Trail Correspondents Check out Stories from the Trail Have any praise, questions, praise, comments, praise or praise for Backpacker Radio?  Reach out to podcast@thetrek.co. Subscribe to this podcast on iTunes (and please leave us a review)! Download this podcast.  Find us on Stitcher and Google Play. Support us on Patreon to get bonus content. A super big thank you to our Chuck Norris Award winner(s) from Patreon: Christopher Mashburn, S11N, Sawyer Products, Todd Cartner, and Travis Smith A big thank you to our Cinnamon Connection Champions from Patreon: Gregory Gardner, Jacob Northrup, and Peter Leven Follow The Trek, Chaunce, Badger, and Trail Correspondents on Instagram. Follow The Trek and Chaunce on YouTube. Follow Backpacker Radio, and Chaunce on Facebook. Follow The Trek on Twitter and sign up for our newsletter. Intro music via.  

I am wrapping up this current homeschool year and starting to plan and collect resources for next year. So now is a great time to do a little recap of our homeschool curriculum we've used the past 2 years and what we will be using going into next year! I'll also share a little bit about the homeschool philosophy we have fallen in love with, how we do a morning basket time, and more!  Listen to the Podcast: Thanks for listening in today! You can find all the links & resources mentioned in today’s episode down below.  And don’t forget to subscribe to the podcast in iTunes. Right click here and save-as to download this episode to your computer. Links & Resources:  Using Sonlight:  The Sonlight curriculum we have: Core A (for grades K-2 and ages 5-7) For our family we have fallen in love with their book selection but don't need their Instructor's Guide.  LISTEN: How to get started homeschooling (and the curriculum we are using this year)- Hf #92 LISTEN: Our homeschool plan for Kindergarten/First Grade – Hf#150 Sonlight books we've loved:  James Harriot's Treasury for children Isaac Newton and the Laws of Motion Adventures in Ancient Greece  Dolphin Adventures Cappy Boppy The Boxcar Children #1 Johnny Appleseed: The Story of a Legand Usborn's Children Encyclopedia What we use for teaching reading:  Teach your child to read in 100 easy lessons (goes from K-2nd grade)  Dash into Reading books - Amazing beginning reader books. They are so beautiful!!  What we now use for Math (and LOVE!!)  Master Books Level 1 (this is technically first grade math but it was perfect for Kindergarten) Morning basket time:  Devotional we use: I Am: 40 reasons to Trust God Other books we've loved reading this year:   Children's picture atlas - Usborn My first keyboard book - Usborn Rahl Dahl Book Set (we got ours at Costco for a killer price) The Dragon Master Series We are the gardeners by Joanna Gaine The Usborn Outdoor Activity Book What we are planning for next year (but this might change as I start to order stuff):  Master Books Math level 1 Continue with 100 easy lessons book Next level in handwriting without tears Adding in a nature notebook Move into another devotional when we end that one Sponsors for today's episode:  Get 500 high quality business cards starting at just $9.99: Vistaprint.com/HOME Get 40% off your organic feminine care products by going to mylola.com and use coupon code HOMEMAKING  

I am wrapping up this current homeschool year and starting to plan and collect resources for next year. So now is a great time to do a little recap of our homeschool curriculum we've used the past 2 years and what we will be using going into next year! I'll also share a little bit about the homeschool philosophy we have fallen in love with, how we do a morning basket time, and more!  Listen to the Podcast: Thanks for listening in today! You can find all the links & resources mentioned in today’s episode down below.  And don’t forget to subscribe to the podcast in iTunes. Right click here and save-as to download this episode to your computer. Links & Resources:  Using Sonlight:  The Sonlight curriculum we have: Core A (for grades K-2 and ages 5-7) For our family we have fallen in love with their book selection but don't need their Instructor's Guide.  LISTEN: How to get started homeschooling (and the curriculum we are using this year)- Hf #92 LISTEN: Our homeschool plan for Kindergarten/First Grade – Hf#150 Sonlight books we've loved:  James Harriot's Treasury for children Isaac Newton and the Laws of Motion Adventures in Ancient Greece  Dolphin Adventures Cappy Boppy The Boxcar Children #1 Johnny Appleseed: The Story of a Legand Usborn's Children Encyclopedia What we use for teaching reading:  Teach your child to read in 100 easy lessons (goes from K-2nd grade)  Dash into Reading books - Amazing beginning reader books. They are so beautiful!!  What we now use for Math (and LOVE!!)  Master Books Level 1 (this is technically first grade math but it was perfect for Kindergarten) Morning basket time:  Devotional we use: I Am: 40 reasons to Trust God Other books we've loved reading this year:   Children's picture atlas - Usborn My first keyboard book - Usborn Rahl Dahl Book Set (we got ours at Costco for a killer price) The Dragon Master Series We are the gardeners by Joanna Gaine The Usborn Outdoor Activity Book What we are planning for next year (but this might change as I start to order stuff):  Master Books Math level 1 Continue with 100 easy lessons book Next level in handwriting without tears Adding in a nature notebook Move into another devotional when we end that one Sponsors for today's episode:  Get 500 high quality business cards starting at just $9.99: Vistaprint.com/HOME Get 40% off your organic feminine care products by going to mylola.com and use coupon code HOMEMAKING  

The first step in buying a new home is to go to a Bank or a Loan Broker to get a Pre-approval letter NOT a Pre-qualification letter. The pre-approval letter you will get after they verify your paperwork will tell you exactly how much you can buy based on your income, expenses and credit. A Pre-qualification letter is only a guess based on what you said without verification. Thanks for listening and you can contact us for more questions, comments or suggestions about this or other Real Estate matters. www.adysimion.com Ady@AdySimion.com Call/Text at 626-607-8652 Connect with me on my other social channels: YouTube Channel: http://www.youtube.com/c/AdySimion Facebook TV Show: https://www.facebook.com/AdySimionRealEstateTvShow/ Facebook Page: https://www.facebook.com/AdySimionRealEstate/ Instagram: https://www.instagram.com/adysimion.realtor/ Linked-in: http://www.linkedin.com/in/adysimion Tweeter: https://twitter.com/adysimion Blog: https://ady-simion.com/ Yelp: http://www.yelp.com/biz/ady-simion-pasadena-3 Zillow: https://www.zillow.com/profile/Ady-Simion/ --- Support this podcast: https://anchor.fm/ady-simion-real-estate/support

New Year’s Resolutions : Find That New Home, Get Healthy

We get asked a lot about our favorite marriage and parenting books. So we complied a list of our favorite books broken up by category: marriage, family life, and parenting. Listen in to hear Jason and Jami discuss their favorites:  Listen to the Podcast: You can find all of the links and resources mentioned today down below. And don’t forget to subscribe to the podcast in iTunes.  Right click here and save-as to download this episode to your computer. Our Top Book Recommendations:  These lists are in no way exhaustive, but here are some we really enjoy! You can also check out our annual reading challenges here.  Our Favorite Marriage Books:  The Excellent Wife and The Exemplary Husband Sweethearts for a Lifetime What Did You Expect? Tying the Knot Tighter Strengthening Your Marriage When Sinners Say "I Do" For engaged: Preparing for Marriage God's Way by Wayne Mack Our Favorite Family Life Books:   Christian Living in the Home The Read Aloud Family Family Worship by Donald Whitney  Peacemaking for Families (and the original book The Peacemaker) War of Words Unoffendable Our Favorite Parenting Books:  The Life Giving Parent  Shepherding a Child's Heart Parenting by Paul David Tripp  The Faithful Parent For women: Treasuring Christ when Your Hands are Full and Glimpses of Grace For men: Family Shepherds and The Conviction to Lead Additional Links:  Get Kathie Lee Giffords new book for 30% off with coupon code HOME Get 50% OFF your Christmas cards and photo calendar with coupon code HOMEHOLIDAY from Vistaprint Hurry Up and Read: Jason's brand new podcast reading through classic Christian books Check out Jason's brand new podcast!!  If you are wanting to read more, find ways to read with your husband more, and/or read more Christian classic works...all without spending ANY money then we have an amazing new podcast to introduce you to!  Jason just launched his first solo podcast called Hurry Up and Read. It's a 5 day a week podcast (M-F) is runs about 15 minutes each day. In the podcast, Jason reads through classic Christian books starting with The Rare Jewel of Christian Contentment by Jeremiah Burroughs.  

We get asked a lot about our favorite marriage and parenting books. So we complied a list of our favorite books broken up by category: marriage, family life, and parenting. Listen in to hear Jason and Jami discuss their favorites:  Listen to the Podcast: You can find all of the links and resources mentioned today down below. And don’t forget to subscribe to the podcast in iTunes.  Right click here and save-as to download this episode to your computer. Our Top Book Recommendations:  These lists are in no way exhaustive, but here are some we really enjoy! You can also check out our annual reading challenges here.  Our Favorite Marriage Books:  The Excellent Wife and The Exemplary Husband Sweethearts for a Lifetime What Did You Expect? Tying the Knot Tighter Strengthening Your Marriage When Sinners Say "I Do" For engaged: Preparing for Marriage God's Way by Wayne Mack Our Favorite Family Life Books:   Christian Living in the Home The Read Aloud Family Family Worship by Donald Whitney  Peacemaking for Families (and the original book The Peacemaker) War of Words Unoffendable Our Favorite Parenting Books:  The Life Giving Parent  Shepherding a Child's Heart Parenting by Paul David Tripp  The Faithful Parent For women: Treasuring Christ when Your Hands are Full and Glimpses of Grace For men: Family Shepherds and The Conviction to Lead Additional Links:  Get Kathie Lee Giffords new book for 30% off with coupon code HOME Get 50% OFF your Christmas cards and photo calendar with coupon code HOMEHOLIDAY from Vistaprint Hurry Up and Read: Jason's brand new podcast reading through classic Christian books Check out Jason's brand new podcast!!  If you are wanting to read more, find ways to read with your husband more, and/or read more Christian classic works...all without spending ANY money then we have an amazing new podcast to introduce you to!  Jason just launched his first solo podcast called Hurry Up and Read. It's a 5 day a week podcast (M-F) is runs about 15 minutes each day. In the podcast, Jason reads through classic Christian books starting with The Rare Jewel of Christian Contentment by Jeremiah Burroughs.  

Mandy Bass has taught people to negotiate the turbulent waters of business and life for two decades. She had no idea she would ever need those skills to save herself from the effects of post-traumatic stress. On February 7, 2016, Mandy was a victim of violent crime when a drug-crazed college athlete broke into her home and brutally assaulted her, while police waited outside for backup. In her book, Taming The Tokolosh: Through Fear Into Healing, Mandy takes us through the stages of healing, the pitfalls and the techniques she uses. Mandy runs Priority Living Systems, a training and consulting practice she founded in 1996. She works with business owners, healthcare organizations, coaches and consultants to grow their business, reduce stress and lead more rewarding lives. Mandy's blog: MindtoSucceed.com.   Once homeless, Joe Swinger has risen as a leader in Fortune 500 companies, where he has helped to develop hundreds of successful business leaders. From his personal discoveries about pain, loss, and abuse, Joe engages his experiences and hard-won resiliency to position others toward freedom and success in their personal and professional relationships. He is the author of Awaken the Magic Within – The Invitation: The 7 Essential Virtues for Incredible Success and Leave Your Nose Ring at Home: Get the Job You Want by Creating a Powerful First Impression. He is a Certified Jack Canfield Success Principles Trainer, founder of Self-Mastery Leadership Academy and creator of the 7 Essential Virtues Workshop. Joe holds Masters degrees in psychology and business administration. Info: joeswinger.com

Looking to Buy a Home? Search All Homes Looking to Sell a Home? Get a Home Value Report A lot of you may not have heard about who we are, but Colemere Realty is the oldest real estate company in the Salt Lake Valley. Both Bryan and I are third-generation Realtors. Our grandfather started Colemere Realty back in 1953, so we’re excited to share our story of who we are and what exciting things we have to bring to the real estate industry. Even though we’re the oldest brokerage in the state, you may not have heard of us because we were heads-down, highly effective agents, working hard to produce for ourselves. Back in 2015, Bryan and I purchased the business from our parents, who retired, and we realized that we had a great system and we wanted to bring that to other agents. We also wanted to shift and have a team focus so that not only could Realtors produce at a super high level, but they could also have a life. “We want to build an awesome team of highly motivated agents.” We want to build an awesome team of highly motivated agents who are productive and have a team to back them up. We’re looking for great agents who want to be a part of a great culture with solid ethics founded in high levels of production, but who also want to build their own lives. If you want to get something more out of your business and still have a life, please feel free to reach out to us. We look forward to hearing from you.

Once homeless, Joe has risen as a leader in multiple Fortune 500 companies, in which he has developed hundreds of successful business leaders, while at the same time, achieving extraordinary results as a pioneer in the authentic servant leadership movement. As an authority on Self-Mastery Leadership and as a motivational transformation specialist, Joe Swinger helps leaders, entrepreneurs, and others working within corporate culture to create transformative and positive change. Leading from his own discoveries about pain, loss, and abuse, Joe engages his experiences and hard-won resiliency to position others toward freedom and success, in their own personal and professional relationships. Through his speeches and workshops, Joe offers his expertise on enlightened leadership, conflict resolution, team building, and personal development. He takes his audience to a place of joy, purpose, and full and abundant living.  Joe is a Certified Jack Canfield Success Principles Trainer and the founder of Self-Mastery Leadership Academy, the Creator of the 7 Essential Virtues Workshop, and author of Awaken the Magic Within…The Invitation: The 7 Essential Virtues for Incredible Success, and Leave Your Nose Ring at Home: Get the Job You Want by Creating a Powerful First Impression. He holds Masters Degrees in both psychology and business administration and currently lives in Albuquerque, New Mexico.

We all seek meaning in our experiences, especially in our painful ones (we often refer to these as "hell"). But can we actually find meaning in those experiences and move forward? In this episode, I share a couple of quick stories about how me and a few others have experienced unusal "miracles" in spite of the hell we've been through and how you can, too.   SHOW NOTES: The Online Resilience Course that helps you take back control of your life- all from the comfort of your computer or mobile device: www.TakeBackYourLife.ME Book: REDEPLOYED- How Combat Veterans Can Fight the Battle Within and Win the War at Home: Get it on Amazon, Click Here!

The Get on the Bus program provides support and free transportation for children and families throughout California to visit their mothers and fathers in prison. 

The Get on the Bus program provides support and free transportation for children and families throughout California to visit their mothers and fathers in prison. 

Despite the recent rise in mortgage rates, our market is still offering great opportunities for both buyers and sellers. Here’s why.Want to sell your Home? Get a FREE home value report.Want to buy a home? Search all homes for sale.If you're concerned about the recent rise in mortgage rates, I want to reassure you — things are much better than they seem. Yes, mortgage rates have certainly risen since 2016. From a low of 3.44% last August, the 30-year fixed mortgage rate reached 4.12% in January and hovered just slightly below that into February. This increase means you’d be paying almost $100 more each month on a $250,000 purchase. That's a sizeable chunk of change, and it's got some people nervous However, the current rise in rates is unlikely to affect the real estate market anytime soon. Why? The rates we saw last year were an all-time record low. Historically, rates have been far higher. Ten years ago, the same 30-year mortgage rate stood at 6.34%. For much of the 90s, rates hovered between 7% and 10%. Throughout the 80s, average annual rates never dipped below 10%. In 1982, when I actually purchased a home, they were as high as 16%.“Current rates are still at historically low levels. ” When viewed in this context, it's clear that current mortgage rates are still very, very low, and the real estate market is actually in a very good place. What does this mean for you? If you are looking to buy, the current low rates offer a great opportunity to afford an amazing home. If you're looking to sell, you are in a great position to do so quickly and for a top price. You see, last December did see a drop in home sales — but not because of any rise in mortgage rates. Instead, this slowdown was due to a constrained supply of new homes. In fact, there are plenty of eager buyers around our area, and prices continue to rise. If you want to discuss upcoming trends in home buying or selling or you need a referral to a lender, don’t hesitate to give us a call. We’re here to help you.

Why is it smart to renovate your home before you sell it? There are six reasons to renovate early that I wanted to share with you.Want to sell your Home? Get a FREE home value report.Want to buy a home? Search all homes for sale.If you are thinking about selling your home this year, now might just be the time to start a renovation to help your sale. There are six reasons why: You get to enjoy the new stuff. If you're spending a lot of money to update your home, you should at least get some enjoyment out of it before you turn the house over to someone else. If you've been waiting for a decade for new appliances, it would be a shame to move without cooking a few meals or holding a dinner party or two with them.Renovations always take longer than expected. It's just a fact of renovations. If your timeline is six weeks, it's probably going to take you 10 or 12 at least. Give yourself plenty of time to avoid a stressful scramble at the end when you're trying to sell.There could be issues you're unaware of. Selling your home is a lot harder when you run into new issues like mold or termites. Getting the jump on these issues ahead of time will give you the time you need to fix them and keep your sanity. The renovation doesn't have to be huge. You don't always have to strip your house down to the studs. Sometimes you just need a light touch, so think small. Quick cosmetic upgrades help get buyers through your door for a quicker sale. The amount of time your home is on the market is key to determining what you'll net at closing. You will need them. You might not like the idea of spending money on your home before selling it, especially if you already have your eyes on a new one. However, almost all homes need a little updating or staging to increase their value and help you sell quickly.You'll get a return on your investment if you renovate smart. Updated homes typically sell faster and for more money if the updates are done well and are the kinds of updates buyers look for.“Sometimes all it takes to add value is a light cosmetic touch. ” If you're not sure which renovations to consider, give us a call for some ideas for which popular remodels will add to the value of your home. This topic is especially near and dear to my heart this month since I'm starting a renovation of my own home for these six reasons. I'd be happy to refer you to any contractors you need. If you have any other questions, give me a call or send me an email soon. I look forward to hearing from you!

The latest stats are in for the San Luis Obispo County real estate market.Want to sell your Home? Get a FREE home value report.Want to buy a home? Search all homes for sale.I just received the latest market snapshot for San Luis Obispo County, so today I’m going to answer the question, “How’s the market?” Let’s break down the statistics and start in the northern part of the county, where the single-family median home value stands at $484,814. The year over year median price rose 18% after a two-month dip. The average property in this area is on the market for 68 days, and there are 196 properties currently listed for sale. Moving over to Scenic Coast, the single-family median home value fell for the second straight month and now stands at $540,000. The year over year median price also fell 4%. However, the average property in this area is on the market for only 58 days, and there are only 75 properties currently listed for sale.“Across the county, fortunes varied for buyers and sellers. ” Heading down to San Luis and Avila Beach, the single-family median home value stands at $720,195. The year over year median price rose 5%. The average property in this area is on the market for 50 days, and there are 35 properties currently listed for sale. Here in the southern part of the county, the single-family median home value stands at $568,000. The year over year median price adjusted upward 1%. The average property in this area is on the market for 78 days, and there are about 200 properties currently listed for sale. If you’re interested in knowing what your home is worth in your neck of the woods or want to know the value of a home you’re interested in buying, please feel free to give me a call. I’d be happy to speak with you!

Selling your home quickly isn’t difficult. You just need to know how to price it correctly and how to cater to the market.Want to sell your Home? Get a FREE home value report.Want to buy a home? Search all homes for sale.What are some tips to selling a home fast? The inventory of homes in San Luis Obispo County is still fairly low. Despite this, there are still some homeowners out there whose houses aren’t selling as fast as they would like. Here are some suggestions to rectify that and sell your home fast: 1. Price it to move. The number one reason a home doesn’t sell is its price. While everyone dreams of selling their home for top dollar, if you need to sell quickly, this is the one time we recommend pricing it on the modest end, or even below. This concept is difficult for some sellers, but a conservative list price should encourage more offers and lead to a faster sale.2. Set a hard deadline for the offers. You can make this clear in your listing by saying you’ll be accepting offers only after a certain date. From there, just price your home right and watch the offers roll in!3. Sell to a flipper. There’s no faster home sale out there than one that happens when the buyer is a flipper. These buyers often enable you to sell the home as-is with cash, which removes the burden of costly home repairs. These situations especially appeal to homeowners who just need to get a property off their hands quickly.“Price your home right and watch the offers roll in. ” 4. Offer incentives. Some sellers offer cash for the buyer’s agent if a full price offer is received by a specific date. Other times, the incentive is for the buyer who might score a refrigerator or some other type of furniture for acting fast. 5. Sell to a developer. This may sound drastic, but if you want to sell simply and quickly, consider selling directly to a developer. That person would purchase your home for the value of its land, tear down that property, and build a new one in its place. Although that may be hard to think about, if it’s a property that might not be in the best condition, it may award you the most amount of money in the end. Although pricing your home a little bit lower than the market value is a bit difficult, for most, the reward of having a home sell quickly with multiple offers is very exciting. If you feel like now is the time to sell your home, give us a call or shoot us a text. We would love to talk to you!

What happens when a buyer makes a lowball offer on your home? Don’t reject the offer right away; I have five tips to help you turn that offer into a sale.Want to sell your Home? Get a FREE home value report.Want to buy a home? Search all homes for sale.What do you do when you receive a lowball offer on your home? I have five tips for you today. First of all, don’t get insulted. Just because a buyer starts out with a low offer doesn’t necessarily mean they are trying to take advantage of you. They might be moving from an area where lowball offers are the norm or where home prices are substantially lower than they are in your neighborhood. As a seller, there is a natural tendency to get upset when you receive a lowball offer. The initial bid is only the starting point; there is usually room for negotiation. Don’t just reject the offer outright. The next step is to respond gracefully. Even though you’re not exactly thrilled with the offer, a little gratitude can go a long way. Put yourself in the buyer’s shoes. Would you want to raise your offer if the seller was rude to you? Probably not. When you send your counteroffer, cushion your response by saying something like, “We greatly appreciate your offer and would love to work with you.”“Deciding on a sales price is like playing a game of chess. ” Thirdly, make a strategic counteroffer. Assuming that you priced your home well, don’t feel pressured to drastically slash your price. Some people are so eager to sell their home that they counter too low. Remember, you don’t have to meet the buyer halfway. You should also expect a counteroffer to your counteroffer. Agreeing on a sales price is like playing a game of chess; you make one move and the buyer makes another before both parties agree. It may take some time, but just remain patient. Finally, remember that you can negotiate on terms. There are other ways to sweeten the deal besides lowering the price. For example, depending on your timeline, you could ask the buyer for an early close of escrow. If you have already purchased your next home, settling in 30 days instead of 45 would reduce the amount of time that you would have to pay two mortgages. You could also ask the buyer for fewer contingencies. One way to save money would be to make the home inspection an information-only inspection. In other words, the inspector would tell the buyer about any issues in the home, but you would not be required to make repairs. There are numerous terms that can be negotiated in a real estate contract; it just takes communication to figure out which ones are the most important. The right Realtor can help you negotiate through these offers and counteroffers to get you the best deal. As you can see, a lowball offer is really just the starting point of your home sale. If you have any other questions about selling your home or about real estate in general, give me a call or send me an email. I would be happy to help you!

The Get On The Bus program coordinated by the Center for Restorative Justice Works that offers support and free transportation services to families affected by the criminal justice system by bringing children and their guardians/caregivers from throughout California to visit their mothers and fathers in prison. These ride happen for several weekends, from Mother's Day to Father's Day, hundreds of families are reunited for the holidays. Special Thanks for funding from the Omnia Foundation. Thanks to Center for Restorative Justice Works, and the Get on the Bus program and to filmmaker Elizabeth Lo, whose forthcoming short documentary on the Get on the Bus program will be playing at film festivals and online outlets soon. Featuring Center for Restorative Justice Works Get on the Bus Hezekiah Davis   Credits: Host: RJ Lozada Producers: Monica Lopez, Marie Choi, RJ Lozada, Anita Johnson, Andrew Stelzer Executive Director: Lisa Rudman Web Editor and Audience Engagement Director: Sabine Blaizin Development Associate: Vera Tykulsker For More Information: Center for Restorative Justice Works: http://www.crjw.us Get on the Bus: http://www.crjw.us/get-on-the-bus/ Filmmaker Elizabeth Lo: http://www.elizabeth-lo.com The post The Long Ride Home: Get on the Bus, and Incarcerated Families appeared first on KPFA.

Want to sell your Home? Get a FREE home value report.Want to buy a home? Search all homes for sale.Merry Christmas!We hope you and your family enjoy all that this amazing holiday has to offer. We just wanted to take a moment to thank you for your continued support throughout the years. We wouldn’t be where we are today without your help! “We wanted to thank all of our friends and clients that worked with us this year. ” It truly brings us joy to help you make your real estate dreams a reality. If you have any questions, please don’t hesitate to reach out to us. We’re here to help you in any way we can. In the meantime, have a very merry Christmas!

Though our market is very robust all around, it’s still favoring sellers. If you’ve been thinking about listing your home, now’s the time to act.Want to sell your Home? Get a FREE home value report.Want to buy a home? Search all homes for sale.The numbers from last month’s MLS are in, so how’s the San Luis Obispo County real estate market faring? I’m pleased to report that our market is still very robust. Due to the lack of inventory, the number of homes for sale in the county is down 8%, and the number of homes that have already sold is down 12% over the previous month. However, the number of homes that are in a pending status is up 10.7%. Watch for those homes to close soon and be included in next month’s “sold” category. The average price per square foot of a home is down 5%, which means that there may be a slight correction coming, but homes are selling quicker and the average days on market is down 11.3%. Although it’s up slightly from the previous month, there’s still only a 3.2 month’s supply of inventory.“The numbers show that we’re still firmly in a seller’s market. ” In reviewing these numbers, it seems like the housing crisis is finally in the rearview mirror. There may be a correction here and there, but overall this has been and will continue to be a great year for real estate. However, there is one thing that may cause the industry to tap the breaks, and that’s a lack of inventory. If you’re debating whether or not to put your home on the market this year, now is the time to take advantage of the buyer demand. If you’re interested in knowing what your home or a home you’re interested in buying is worth, please feel free to visit our home valuation website or just give me a call. I’d love to talk with you!

Many of our viewers have asked lately whether the fall is a good time to buy a home. I wanted to explain today why it might actually be the best time of the year to buy one.Want to sell your Home? Get a FREE home value report.Want to buy a home? Search all homes for sale.We've received a lot of great questions lately, so today, we wanted to answer one from a couple of viewers who were wondering whether or not the fall months are a good time to buy a home. There are actually five reasons why I think fall might be the best time to buy a home:Lower home prices. October has the lowest home prices of any month. This isn't just some guess; this comes from RealtyTrac's analysis of more than 32 million home sales over a 15-year period.Less competition. Like the beach after Labor Day, the summer real estate market also clears out when the days turn crisp. Most summer buyers have already bought their home, so you'll have less competition in the fall. Interest rates are still at an all-time low. In 1970, the average interest rate was 8.8% and by 2000, it was 6.29%. In the 1980s, it was as high as 12%! This September, it's 3.64%, which is about as low as we’ve seen rates get.The holidays are just around the corner. Not only are most sellers worn out from the summer selling season, they're caught between a real estate rock and a hard place in that the holidays are barreling down on them. If they want to move in time to host Thanksgiving dinner and put up their Christmas lights, they'll have to close fast. These are motivated sellers, so use this pre-holiday window to your advantage. Offer to let them vacate fast if they cut you a deal.Year-end tax credits. Nobody wants to buy a home just to please their accountant, but on the other hand, there is a sweet added incentive for closing on a home at the end of the fiscal year. Come April 15th, you might be able to take some nice deductions, including closing costs, property tax, and mortgage interest.“Fall real estate is like the beach after Labor Day. ” There is a lot to think about if you're going to enter the market this fall. If you work with the right Realtor plus a competent lender and accountant, you'll be fully prepared to buy the right home for you at the right price with the best tax advantages. If you need a referral for a great lender or accountant, just reach out and we'd be happy to provide it for you. If you're thinking about buying a home this fall, give our team a call or send us an email. We'd love to help you out!

What's going on in the market? The numbers for September are hot off the presses, so I wanted to share some interesting details about what our market looks like this season.Want to sell your Home? Get a FREE home value report.Want to buy a home? Search all homes for sale.The market snapshots for San Luis Obispo are just in, so I wanted to talk about how the real estate market fared in September. The market is still very robust all over the county. In North County, there was a month-to-month drop in property values and properties were on the market a little bit longer (61 days) in September than in August, but the median price year over year rose by 10%. In Scenic Coast, the moderate growth in August values were dwarfed by the 19% increase in September, which is great. The single-family home value is up to $650,000, days on market is down to 41 days, the median price is up about 19% year over year, and there are about 104 properties available.“The market is still very robust all over the county. ” Down in San Luis Obispo and Avila, the list of available properties for sale really shrunk last month. When you couple that with properties being on the market for fewer days, it really means less competition for today's sellers. The median single-family home value is about $716,000 and the average time on market is down to 38 days. The median price is up about 3%, and there are only 47 properties listed on the market in that area.Down here in South County there was a big jump in the median price in the Five Cities areas. The number of days a property stays on the market for sale also jumped. The median single-family home is up to $615,000, the days on market are up to a 68-day average, and there are only 247 homes listed on the market. Year over year, though, the median sales price is up 15%. As you can see, things can vary a lot by area, so if you're curious about what your home is worth in your specific area, I'd be glad to help. If you have any questions, don't hesitate to call or email me today.

Showcast Episode 93: You might think you've tuned into The T.V. Guys at the top of this show, as The Movie Guys and special guest Ricky Carmona ("Tosh.0") stroll down T.V. Theme Song Memory Lane. Then the movie talk erupts - movie music, prison movies and, of course, movie previews, including "Home", "Get Hard" and "While We're Young". Also, Bart launches his recurring segment, "Cruise News", where he pretty much makes love to Tom Cruise every week. The Movie Guys are Paul Preston, Karen Volpe, Adam Witt & Bart KiasLike good movie talk? Please subscribe!www.themovieguys.net@TheMovieGuysVimeo.com/themovieguysiTunes: http://bit.ly/1l0hCpGInstagram.com/themovieguysYoutube.com/user/TheMovieGuysOnline

Dr. Tieraona Low Dog joins Evelyne to talk about how to get well and stay well without prescriptions.  She is the author of Healthy at Home: Get Well and Stay Well Without Prescriptions, Life is Your Best Medicine: A Woman's Guide to Health, Healing, and Wholeness at Every Age, and several other integrative health books.  When I think of who I am and what I bring to medicine, I think of myself as the bridge between the woman growing peppermint in her garden and the researcher isolating menthol in a lab. —Tieraona Low Dog, MD  

Discover the frightening study that found that ionic smoke detectors take a while to sound an alarm, and get advice on a better type: photo electric.  Learn how to get rid of a mold problem on your own, or determine if a pro should be called.  Find Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover the frightening study that found that ionic smoke detectors take a while to sound an alarm, and get advice on a better type: photo electric.  Learn how to get rid of a mold problem on your own, or determine if a pro should be called.  Find Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Daniel as he explores with Attorney Donna Jones known as the no nonsesnse attorney how you can save your home if you are Upside Down. Go Directly through the Court to Obtain Complete Forgiveness of All Excess Amounts Owed on the 1st and 2nd Mortgage(s) on your rental property and reduce the principal owed all the way Down to the Actual Fair Market Value of the Property !! You Dont want to miss this show!!

Join Us as we discuss real estate , business and life with national and local officials , business leaders and entrepreneurs who come “on air” to talk about the real estate industry , business, investing and philanthropy We are talking about the home-buyer tax credit, Lease Purchases, Buying/Selling tips in down market,Bank lending practices, Credit vs. Credit score, Sub-prime mortgages..and more