Podcasts about mortgage brokers

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Send us a textWelcome to The Vault with Financielle.This week, we're talking marriage (or not), Bieber's billions, asking whether buy now pay later ACTUALLY makes things affordable - plus some amazing wins!---------Connect with our Partners

What do zoning shakeups mean for your suburb, your street, and your property’s value? In this Q&A episode, we answer real questions from listeners and unpack the property market trends that are shaping the way people buy, build, and invest right now. We talk about what makes a home “A-grade” beyond land size and location, how to avoid overcapitalising, and why things like natural light and flexible layouts matter more than fancy finishes. We also break down the reality of rentvesting with a family and whether that under-$600K “positively geared” investment still exists. Here’s what we break down in this episode: Zoning changes are reshaping Sydney’s character suburbs—some areas will win, others could lose. Future-proofing your build matters: think layout, street appeal, and long-term resale. High rental yield doesn’t always mean better—capital growth still does the heavy lifting. Rentvesting only works if it fits your long-term goals and lifestyle. Don’t chase trends. Understand why the property market is shifting before you buy. If these are the questions keeping you up at night, or at least making you pause, this episode’s worth a listen. Episode Highlights: 00:00 - Introduction 01:49 - How will zoning and development changes affect Sydney’s heritage suburbs? 11:44 - What should I consider when building a home to maximise resale or rental value? 18:50 - Are three-bedroom apartments really being bought by first home buyers? 22:41 - Should I focus on capital growth or rental yield while building my portfolio? 34:03 - Is it still possible to buy a positively geared property under $600K? 43:56 - Should we rentvest or try to buy in an area we’ve been priced out of? Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.alcove.au Work with Chris: chrisbates@alcove.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

Send us a text We're back with Season 9 of Sirens, Slammers, and Service, and we're kicking things off with a powerful and perspective-shifting conversation.In this episode, host Nikki Cloutier sits down with Dr. Alexandra Jabr, Ph.D., EMT-P — an Independent Educator, seasoned paramedic, and founder of EmergencyResilience.com. Known for her no-fluff approach to integrating difficult but essential topics into first responder training, Alexandra opens up about the career-altering workplace injury that forced her off the front lines and into a new calling: helping other first responders build resilience.We dive into one of the most emotionally loaded responsibilities in emergency services — delivering a death notification. Alex walks us through the realities of this task, sharing practical, compassionate, and trauma-informed strategies that every responder should know. From understanding your own body language to managing the silence that follows the words “I'm sorry to inform you…”, her insights are invaluable.

None of the remaining playoff teams are built around three stars. How do we compare the Sixers' team building vs. the teams still remaining in the playoffs? Then we debate whether we'd rather have Paul George or Quentin Grimes, Tyrese Maxey or Jared McCain, and whether a The Rehearsal style situation would help get Ben Simmons back to prime form. Spike also mentions a problem he's having with his current YouTube Big Board.The Rights To Ricky Sanchez is presented by Draft Kings SportsbookMortgageCS is the official Mortgage Broker of The Ricky, become a VIP at mortgagecs.com/rickyGet your Barker dog bed with Process Pup patches at barkerbeds.com/rickyGet Customer Support that doesn't suck with Ethos Support at ethossupport.com/ricky or text or call Blair at (240)-593-2485Surfside Iced Tea & Vodka is the official canned cocktail of The Ricky

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Links & ResourcesFollow us on social media for updates: ⁠Instagram⁠ | ⁠YouTube⁠Check out our recommended tool: ⁠Prop Stream⁠Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

Send us a textThe mortgage industry is changing rapidly, and AI stands at the forefront of this evolution. While 75% of financial firms have already embraced artificial intelligence, mortgage brokers are noticeably trailing behind – not because they're resistant to change, but because they're simply too busy keeping up with clients, lenders, and compliance demands.This episode cuts through the tech jargon to deliver practical insights on how busy mortgage brokers can leverage AI tools like ChatGPT without technical expertise. We're not talking about robots replacing advisors – we're exploring how you can reclaim precious hours by automating repetitive tasks. Imagine drafting comprehensive follow-up emails in seconds rather than minutes, creating consistent social media content without the stress, summarizing dense lender documents instantly, and translating complex mortgage terms into client-friendly language effortlessly.For self-employed mortgage brokers who started their businesses seeking freedom and flexibility, AI offers a path back to those foundational goals. By working smarter rather than harder, you can reduce administrative burdens while growing your business and improving client experiences. Whether you're just starting out or running an established brokerage, implementing these AI strategies now puts you ahead of the curve in an industry where 58% of brokers recognise AI's potential but haven't yet made the leap. Don't miss our upcoming content, tools and resources specifically designed to help mortgage professionals harness AI effectively. The future is already here – make it work for you, not against you. Also, be sure to register for our free "Foundations to Freedom" webinar on July 3rd to discover the real steps to successful self-employment as a mortgage broker.Looking for one to one mentoring, visit my website to see how it works craigskelton.co.uk #mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach #businesscoaching #successmentoring #selfemployed ...

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What if everything we’re told about fixing Australia’s housing crisis is just scratching the surface? That’s the starting point for our conversation with Michele Adair, Managing Director of the Housing Trust and a long-time advocate for meaningful housing reform. Michele brings decades of experience and doesn’t hold back when talking about what’s really broken in the system. Throughout the episode, we cover key issues that are often ignored or oversimplified in the national conversation around Australia’s housing crisis, including: Why political promises rarely translate into real, on-the-ground housing outcomes The limitations of the private market and why it can’t deliver genuinely affordable homes How capital gains tax discounts cost the federal budget $23 billion a year – funds that could support social housing The gap between housing policy and delivery, and how that disconnect keeps communities in crisis Why the Housing Australia Future Fund is a step in the right direction, but severely underfunded and politically vulnerable The urgent need for a 20-year national housing strategy that includes all levels of government and addresses workforce shortages How community housing providers are being stretched to the limit, despite being more efficient and regulated than many think Why defining “affordable housing” matters, and how that definition has been lost at a federal level If you care about what’s happening in housing, or you’re just tired of hearing the same old solutions that clearly aren’t working, this one’s worth a listen. Let's get started! Episode Highlights: 00:00 - Introduction 01:21 - Who is Michele Adair? 01:59 - Could the election results have an impact on the ongoing rental crisis? 04:36 - What Michele believes the Labor Party still needs to address beyond supporting HAAF 07:06 - How Michele views the investment fund approach vs direct housing build 09:56 - What’s currently preventing good affordable housing proposals from moving forward 11:02 - Why Michele believes political messaging around “supply” misses the real issue 13:48 - Why housing affordability can’t be fixed by doing the same thing over and over 16:07 - Why housing policy shouldn't be a one-size-fits-all 27:17 - What’s changed, or hasn’t, in the rental crisis since the last conversation 29:49 - How having three levels of government makes fixing housing more difficult 36:50 - Michele’s views on how tax structures and hidden costs affect affordability 38:44 - How community housing is currently financed, and why it’s becoming harder 49:21 - How poorly designed rental laws are putting pressure on both renters and landlords 52:22 - Will regional oversupply outpace urban rental demand? 58:06 - Michele Adair’s property dumbo 59:34 - Thoughts on the 3D printed house About Our Guest: After seven years as CEO at Housing Trust, Michele Adair has now moved into the role of Managing Director to focus on portfolio growth. A courageous and pragmatic driving force in housing policy and advocacy, she was named one of the five most powerful people in property by the AFR in 2023 and won the UDIA’s national award for leadership excellence the same year. Michele was the inaugural Chair of Homes Tasmania and joined the Australian Urban Research Infrastructure Network as their housing industry expert in 2024. Connect with Michele Adair: Website https://www.housingtrust.org.au/ LinkedIn https://au.linkedin.com/in/michele-adair Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.alcove.au Work with Chris: chrisbates@alcove.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

Send us a textWelcome to The Vault with Financielle.This week, we dive into Pensions - why we're overthinking them; what to think about if you'd like to retire early and looking at the state pension a little too!

In this episode, I'm fresh off a trip to United Wholesale Mortgage (UWM) in Michigan with my trusted mortgage broker partner, Christopher Daub from 717 Mortgage Group — and I'm spilling everything I learned. We're diving into the real differences between mortgage brokers and retail lenders, why brokers can save you time, money, and stress, and how this experience reminded me of the power of connection and aligned partnerships in real estate. Whether you're a first-time buyer or deep in the home search already, this episode will help you understand why using a broker could be one of the best decisions you make on your homeownership journey.

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We talk about the possibility of trading the #3 pick for a star (with Paul George), a giant trade for Giannis, and then Dan "The Danny" Olinger talks about his draft evaluations for Derik Queen, Ace Bailey, VJ Edgecombe, Tre Johnson and Kon Knueppel.Get Lottery Party merch here https://shibevintagesports.com/pages/search-results-page?q=SanchezThe Rights To Ricky Sanchez is presented by Draft Kings SportsbookMortgageCS is the official Mortgage Broker of The Ricky, become a VIP at mortgagecs.com/ricky.Get 20% off your Body Bio order with the code mentioned in the pod.Get your Big Barker dog bed at bigbarker.com/rickySurfside Iced Tea & Vodka is the official sponsor of the Corner Three Newsletter with Zo.

Send us a text“Freelancing isn't the freedom it's cracked up to be”—controversial or just real? We unpack it in Episode 65 of The Vault, then dive into your dilemmas:

Send us a textWelcome to The Vault with Financielle.This week, Laura's talking premium bonds, debt free journeys and we had the best follow up!Connect with our Partners

What really goes on in an auctioneer’s mind, and what do they see that most buyers and sellers don’t? In this episode, we chat with Emma Brown-Garrett, a seasoned auctioneer who’s been in the property world for over 20 years, to talk about everything most people misunderstand about auctions. Emma’s not just there to call numbers. She’s reading the room, guiding negotiations, and sometimes stepping in to rescue a sale when things aren’t going to plan. We asked her what she notices that tells her a buyer has more money to give, and she was very clear: it’s in the increments, the confidence, the speed of the bids. She also shared why so many buyers get it wrong by waiting too long or hoping someone will say “it’s on the market.” If you’re holding back for that moment, you might just miss out. And when it comes to underquoting, Emma doesn’t shy away from the tricky parts. She opens up about what’s legal, what’s fair, and how agents handle the pressure of changing buyer interest during a campaign. We also dive into the emotional side of auctions; those moments when people start bidding against each other out of ego, not strategy. Emma talks about how she handles it when it starts to feel more like a standoff than a sale, and why being involved from the start of a campaign makes a real difference. She’s not a “rock up on the day” kind of auctioneer, and that changes everything. If you’ve ever walked away from an auction feeling confused or frustrated, this conversation might just give you the clarity you’ve been missing. Episode Highlights: 00:00 - Introduction 00:55 - Who is Emma Brown-Garrett? 01:49 - What adds the most value to a property sale? 02:36 - Can auctioneers fix a bad auction setup? 04:21 - Are auctioneers expected to do more than just call bids? 05:31 - What auctioneers need to know before auction day 10:07 - What are the ingredients of a good auction from a seller’s perspective? 11:56 - Emma’s thoughts on agents being the auctioneers themselves 13:50 - The hardest auction Emma’s ever had to call 16:33 - Why being involved before auction day gives auctioneers an edge 20:23 - How auctioneers tell if a buyer has more money to spend 24:48 - Can you spot a dummy bidder? What do they look like? 27:52 - An auctioneer’s responsibility in ensuring that phone bidders are legitimate 29:36 - The role of an auctioneer when buyers start overbidding emotionally 32:09 - Is underquoting still a problem? What auctioneers see on the ground 35:44 - Common mistakes buyers make at auction (and how to avoid them) 39:13 - How has changing market conditions affected the way Emma approaches auctions 43:03 - Mistakes buyer’s agents make on auction day 46:01 - Why bids over $1 million can confuse auctioneers and buyers alike 48:51 - Emma Brown-Garrett’s property dumbo About Our Guest: Emma Brown-Garrett is a seasoned real estate auctioneer with over 20 years of experience in the property industry, beginning her career in residential sales with some of Sydney’s most respected boutique agencies. Known for her dynamic energy, adaptability, and sharp communication skills, Emma brings a deep understanding of both sales and auctioneering to every campaign. She is highly regarded for her ability to read the auction floor, guide complex negotiations, and build trust with buyers and sellers alike. As a committed professional who often works closely with agents and vendors throughout the entire campaign—not just on auction day—Emma has earned a reputation for delivering results with integrity, insight, and a personal touch. Connect with Emma Brown-Garrett: LinkedIn https://www.linkedin.com/in/menckwhite Instagram https://www.instagram.com/emma_brown_garrett Website https://www.menckwhite.com.au/ Resources mentioned in the episode: Auction Ready by Veronica Morgan https://gooddeeds.com.au/auction-ready/ Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.alcove.au Work with Chris: chrisbates@alcove.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

In this empowering episode of Homebody – The Podcast, host Lauren Lefever Gehman sits down with mortgage broker Christopher Daub of 717 Mortgage Brokers to talk about stepping into your power — both personally and financially. Lauren and Chris open up about their own journeys toward financial independence, self-trust, and personal growth. They discuss the importance of taking control of your finances, the benefits of homeownership, and how owning a home can provide not just security, but a foundation for funding your dreams. You'll learn: How to take control of your personal finances The real impact of homeownership on financial stability and generational wealth When (and why) to get preapproved for a mortgage Why now might be the right time to take the next step toward homeownership Whether you're a first-time homebuyer, an entrepreneur, or just someone ready to reclaim your financial power, this episode is packed with insight, inspiration, and actionable advice.   Connect with Chris Daub on Instagram and Facebook M: 7179172632 E: cdaub@717mortgagegroup.com NMLS #1375596  717 Mortgage Group  https://chrisdaubmortgage.com/ Lauren Lefever is a licensed Realtor with Coldwell Banker Realty helping people find inspiration in their homes and inside themselves.  For all Real Estate inquires text/call M: 7175197491 E: lauren.lefever@cbrealty.com laurenjohome.com Instagram is kind of my thing Sign up for eatly book access HERE For Staging and Interior Design inquires dwellerstagedesign.com 

การซื้อบ้านหลังแรกในออสเตรเลียอาจเป็นเป้าหมายสำคัญสำหรับหลายคน เส้นทางสู่การซื้อบ้านในฝันมีหลายสิ่งที่ต้องเตรียมตัว ตั้งแต่การเก็บเงินดาวน์ วางแผนขอสินเชื่อ ไปจนถึงการเลือกทำเลและประเภทของบ้าน พรธิพา ปานเพ็ชร Mortgage Broker ในออสเตรเลียมีคำแนะนำขั้นตอนสำคัญที่ควรทราบ พร้อมเคล็ดลับช่วยให้คุณเริ่มต้นได้อย่างมั่นใจ

When choosing a mortgage lender, it's important to carefully compare several key factors to ensure you get the best deal and the right fit for your financial situation. Here's who you might consider and how to evaluate them:1. Types of Lenders to ConsiderBanks: Traditional option; may offer relationship discounts if you have accounts there.Credit Unions: Often have lower rates and fees; membership may be required.Mortgage Brokers: Shop multiple lenders on your behalf but may charge a broker fee.Online Lenders: Often streamlined and convenient; compare their rates carefully.Non-bank lenders: Can be more flexible for unique financial situations.2. What to Look ForInterest Rates: Fixed or variable—get quotes from multiple sources to compare.Fees: Application, origination, underwriting, appraisal, and closing costs.Loan Types Offered: Conventional, FHA, VA, jumbo, etc., based on your eligibility.Customer Service: Look for responsive, transparent, and helpful communication.Reputation: Read reviews and check ratings from the Better Business Bureau or Trustpilot.Preapproval Process: A good lender should make this easy and informative.3. Best PracticeGet at least 3 quotes from different lenders.Ask for a Loan Estimate from each so you can compare total costs side-by-side.Consider long-term value, not just the lowest monthly payment—compare APRs.tune in and learn https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show

After realising his passions aligned with property, people, finance, and problem-solving, Toast Finance Founder Scott Baker upped and left a 20-year career in retail fashion to pursue mortgage broking. With no exact plan set in stone, just grit—and a knack for connecting with people fueled him—, he took the first step towards a new adventure. Buying his first property in his late 20s, he has since then built a successful business with a strong triple-threat blend of top-tier customer service, deep client connections, and financial literacy. Hosted on Acast. See acast.com/privacy for more information.

After realising his passions aligned with property, people, finance, and problem-solving, Toast Finance Founder Scott Baker upped and left a 20-year career in retail fashion to pursue mortgage broking. With no exact plan set in stone, just grit—and a knack for connecting with people fueled him—, he took the first step towards a new adventure. Buying his first property in his late 20s, he has since then built a successful business with a strong triple-threat blend of top-tier customer service, deep client connections, and financial literacy. Hosted on Acast. See acast.com/privacy for more information.

How much of what we hear about Australia’s housing crisis is actually true, and how much is just media hype? In this episode, we’re joined by Cameron Kusher, a property economist who’s here to speak without corporate filters, and he doesn’t hold back. We talk about how the media often gets housing stories wrong, oversimplifying complex issues just to chase clicks. The real concern? That these headlines shape government policy, leading to short-sighted solutions that don’t actually fix anything. Cameron walks us through what’s really driving the supply issue: rising construction costs, GST on new builds, financing hurdles, and why “just build more” isn’t as easy as it sounds. We also chat about the missing piece in most political conversations: renters. There’s been decades of underinvestment in social and affordable housing, but that rarely gets the spotlight. We cover everything from tax reform to built-to-rent models, university responsibilities, and what role governments should be playing. If you’ve ever felt like the housing conversation is stuck or too focused on band-aid solutions, this one’s worth a listen. Episode Highlights: 00:00 - Introduction 01:02 - Who is Cameron Kusher? 01:38 - What frustrates Cameron the most about how media covers the housing market 04:21 - How could governments better assist the housing market? 12:44 - How biased is property media? Can we trust it? 15:26 - What do major networks get wrong about the property market? 17:30 - Why immigration is so hard to reduce and what does it means for housing 22:08 - Will falling inflation and interest rates increase housing approvals? 26:31 - Are planning reforms in NSW and VIC actually working? 33:35 - How much housing supply is considered enough? Can we sustain it? 42:14 - Could tax reform like land tax replace stamp duty? 46:14 - Do bold buyer incentives help or hurt the housing market? 48:37 - Are young people really locked out of the housing market? 51:53 - Is ‘giving while living’ the new Bank of Mum and Dad? 53:55 - Will downsizing boomers actually free up family homes? 57:46 - Are Australians becoming comfortable with lifelong mortgage debt? 1:00:06 - Cameron Kusher's property dumbo About Our Guest: Cameron Kusher is a seasoned property economist and one of Australia’s most respected housing market commentators. With more than 20 years of experience working in the Australian property sector., he has held senior research roles at CoreLogic and REA Group, where he served as Executive Manager of Economic Research. Cameron’s expertise spans residential and commercial property markets, focusing on data-driven insights into housing trends, affordability, and policy impacts. He is a sought-after speaker and writer, known for cutting through media noise to highlight the structural and economic forces shaping Australia’s housing landscape. Connect with Cameron Kusher: LinkedIn https://www.linkedin.com/in/cameron-kusher-bbb71b46/ Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.alcove.au Work with Chris: chrisbates@alcove.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

In this episode of the Real Estate Pros podcast, host Dylan Silver interviews Ginger Faith, a seasoned real estate investor and broker. Ginger shares her journey into real estate, starting from her early inspirations from Tony Robbins and Robert Allen's books. She discusses her first deal, the confidence that came from ignorance, and how she navigated the challenges of her initial investments. Ginger also talks about her transition into mortgage brokering and real estate brokerage, emphasizing the importance of understanding numbers in the market. Finally, she shares her passion for Airbnb and hospitality, highlighting the joy of creating unique experiences for guests.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this insightful episode, host Ed Parcaut sits down with Chris Miles—entrepreneur, money expert, and creator of the Money Ripples podcast. Chris shares his candid journey from traditional financial planner to becoming financially free—twice—and reveals the hard lessons he learned along the way. The conversation dives into the real-life challenges of building wealth, surviving the 2008 crash, and how true financial independence is about building streams of income rather than simply accumulating a nest egg. Listen as Chris and Ed break down myths about financial advising, investing for cash flow over speculation, and how mindset shifts around money can change your life. The episode is full of practical advice for anyone looking to gain control over their finances, invest smarter (especially for veterans and service members!), and create a future built on stability—not just hope. Whether you want to understand the pitfalls of traditional saving, explore the benefits of real estate investing, or simply seek inspiration for your own financial journey, this conversation is packed with authentic stories, useful strategies, and motivation to take actionable steps toward financial freedom. Connect with Chris Miles Podcast & Resources: Money Ripples Social: @moneyripples **Contact Ed Parcaut:** -

In today's podcast, Aaron Christie-David and I delve into the intricacies of successful property investment, emphasising the importance of mindset, financial education, and strategic planning.     We discuss the current property cycle, the role of strategic mortgage brokers, and how to improve your borrowing capacity while managing your cash flow.     Takeaways  The property market is entering a new phase as interest rates will continue to fall.  The long-term fundamentals will drive property values up over the next few years but there will be ongoing challenges..  Taking control of your financial future is essential, the government won't look after you in your golden years..  The right mindset is crucial for successful investing.  Financial education is often lacking in Australia.  Investors need to manage cash flow effectively.  Choosing the right mortgage broker can impact success.  Borrowing capacity can be increased with strategic planning.  Lifestyle choices can hinder investment potential.  Investing requires grit and the ability to hold on.  Chapters  00:00 Introduction to Financial Freedom  04:00 The Importance of Mindset in Investing  06:55 Understanding Borrowing Capacity  09:41 The Role of Mortgage Brokers  12:06 Strategies for Increasing Borrowing Capacity  14:46 Navigating Cash Flow Challenges  17:33 Long-Term Investment Strategies  20:07 The Impact of Lifestyle on Investment  22:59 Scaling Investments Amidst Economic Challenges  25:35 Fundamentals of Property Investment  28:17 Taking Control of Your Financial Future   Links and Resources:       Michael Yardney  - Subscribe to my daily Property Update newsletter     Metropole's Strategic Property Plan – to help both beginning and experienced investors     Aaron Christie-David co-founder of Atelier Wealth his podcast is The Australian Property Podcast     Get a bundle of free reports and eBooks – www.PodcastBonus.com.au      Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to or watching this podcast and subscribe so each week we can unveil the trends shaping your future. 

Contact Marko Gelo, he's a Mortgage Broker!604-800-9593 cell/text Vancouver403-606-3751 cell/text CalgaryCall Marko via WhatsApphomefinancingsolutions.caCLICK HERE to view the blog version of this podcastCLICK HERE to download Marko's award-winning Mobile Mortgage App!Contact Andrew Way, he's a Realtor!604-802-2570 cell/textandrewway.ca Hosted on Acast. See acast.com/privacy for more information.

What if the real driver behind Australia’s property obsession isn’t logic, but human behaviour? In this episode, we’re joined by behavioural economist Evan Lucas, and let’s just say… this one’s a thinker. We talk about how our attitudes toward property have shifted since the pandemic; what’s stuck, what’s changed, and why the DIY mindset, generational habits, and even the Bunnings effect all feed into the way we view real estate. It’s not just about shelter. It’s about control. Identity. Security. And that deeply emotional idea of “home.” Evan pulls back the curtain on how we’re wired to respond to urgency, pressure, and even shiny marketing tactics, and how those biases can lead us straight into the wrong property decisions (even when we think we’re being smart about it). We get into pain points like home bias, dopamine hits, and the big one: why losing money on property feels so personal, because for many of us, it is. There’s so much in here for buyers, sellers, and anyone trying to make sense of today’s market. If you’ve ever wondered why the numbers don’t always add up to the decisions people make, this episode explains a lot. Episode Highlights: 00:00 - Introduction 01:06 - Who is Evan Lucas? 02:44 - Why Australians are so obsessed with property 06:07 - The real consequences of a property-driven culture 09:17 - Why does behavioural economics matter so much when you’re investing? 13:31 - When did Evan realise behaviour was driving investment outcomes 22:38 - The behavioural biases that quietly sabotage property buyers 29:31 - The big differences in beliefs and behaviours around property across generations 34:38 - Why housing has become a generational and cultural tug-of-war 38:28 - What COVID changed and what it didn’t 42:29 - Will the regional shift last now that offices are calling people back? 46:29 - Work-life tug-of-war: Who’s really in control now? 51:13 - Evan's thoughts on allowing first home buyers to access their super 57:12 - What Evan thinks about value and what it really means in the context of property 1:03:16 - Evan Lucas’ property dumbo About Our Guest: Evan Lucas is a leading behavioural economist, author, and financial commentator known for making complex money matters relatable and human. With a background in global finance and a passion for understanding how emotions and biases shape financial decisions, Evan helps Australians rethink the way they engage with money, investing, and property. He regularly appears in national media and is the author of Mind Over Money, where he explores why logic often takes a back seat when it comes to personal finance. Connect with Evan Lucas: LinkedIn https://au.linkedin.com/in/evan-lucas-44a25316 Website https://evanlucas.com.au/ Listen to Evan’s podcast https://podcasts.apple.com/au/podcast/exchanges-with-evan-lucas/id1796919532 Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.alcove.au Work with Chris: chrisbates@alcove.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

Welcome to the first episode of our new Scenario Series, where I address real-life questions and situations that you, my listeners, encounter on your referral journey. Have you ever wondered why you're not receiving referrals from your clients' friends and colleagues? I'll break down how to approach this scenario and gather the information you need to boost your referral game. Resources and links mentioned in this episode can be found on the show notes page at http://www.staceybrownrandall.com/359

Mortgage Trends and Tips, with Todd Sheppard, Inspired Mortgage Brokers (North Fulton Business Radio, Episode 866) In this episode of North Fulton Business Radio, host John Ray welcomes Todd Sheppard, owner of Inspired Mortgage Brokers, to discuss the intricacies of the mortgage industry. They delve into Todd’s background, the benefits of working with an independent mortgage […] The post Mortgage Trends and Tips, with Todd Sheppard, Inspired Mortgage Brokers appeared first on Business RadioX ®.

Mortgage Trends and Tips, with Todd Sheppard, Inspired Mortgage Brokers (North Fulton Business Radio, Episode 866) In this episode of North Fulton Business Radio, host John Ray welcomes Todd Sheppard, owner of Inspired Mortgage Brokers, to discuss the intricacies of the mortgage industry. They delve into Todd’s background, the benefits of working with an independent mortgage […]

In this eye-opening episode, Hasty brings her 6+ years of expertise and multiple accolades (including "Rising Star" and "Top Choice" awards) to tackle common misconceptions head-on – from debunking the belief that self-employed individuals can't secure A-lender mortgages to revealing the truth about property flipping startup costs. Whether you're a business owner or aspiring real estate investor, Hasty's straight-talking approach and insider knowledge will transform your understanding of what's truly possible on your path to property ownership. Who is Hasty? Hasty Kiamehr is an award-winning Mortgage Broker and financial matchmaker extraordinaire, who's been turning homeownership dreams into reality for over 6 years—and collecting accolades like the "Rising Star", "North You Community Vote," and "Top Choice" awards along the way. As your go-to mortgage whisperer, Hasty has mastered the art of navigating the complex world of home financing, building powerful relationships with everyone from the big five banks to private lenders, all to ensure Canadians get their keys to happiness (and their dream homes). Think of Hasty as your personal financial advocate and home-buying confidante—the straight-talking, results-driven expert who won't rest until you're holding those house keys in your hands. Because in Hasty''s world, everyone deserves their piece of the Canadian dream, and there's always a way to make it happen. Don't worry if you can't tune in live - you can always catch up later on Soundcloud or other platforms. So mark your calendars and join us for an inspiring conversation! Follow me on all streaming platforms or keep up with additional posts on Instagram, Facebook and Linkedin!

Lately, it feels like everyone’s saying Australia is just a few steps behind the U.S. when it comes to real estate; especially with buyer’s agents. But I’ve always wondered… is that actually a good thing? In this episode, we're joined again by David Sidoni, host of the How to Buy a Home podcast, and we pull back the curtain on how real estate really works in the U.S. We talk about agent commissions, who pays who, what the buyer’s agent actually does, and how a recent $5 billion lawsuit is turning the whole system on its head. David explains why the traditional model of sellers paying both agents’ fees is being challenged, and what that means now that buyers might have to start footing the bill themselves. We also get into the wild west of agent licensing, what it takes (or doesn’t take) to become an agent in the States, and how portals like Zillow are trying to grab their piece of the pie, often at the buyer’s expense. It’s a fascinating look at a system that’s often pitched to us as “better,” when in reality… it’s a bit of a mess. If you’ve ever been told that Australia should follow the U.S. model, this conversation might have you rethinking that entirely. Episode Highlights: 00:00 - Introduction 01:13 - Who is David Sidoni? 02:00 - The basics: How real estate deals actually work in the U.S. 05:37 - Do you really need a buyer’s agent in America? 06:51 - Can one agent represent both buyer and seller? 07:37 - If you skip a buyer’s agent, should you get a discount? 10:01 - Are buyer’s agents steering clients based on commission? 14:05 - Are buyer’s agents advocates or just dealmakers? 16:14 - Why are there so many real estate agents in the U.S.? 19:16 - Are U.S. buyer’s agents door openers or true advisors? 22:26 - Zillow exposed: Are you really talking to the right agent? 23:55 - How to find a genuine buyer’s agent in a new city 24:03 - What’s the difference between a listing agent and a buyer’s agent? 27:21 - The lawsuit that shook U.S. Real estate: What really happened 44:58 - How mortgage approvals and property valuations work in the U.S. 49:03 - Does America really do property auctions? 53:12 - Interest rates, refinancing, and the ‘locked-in’ homeowner crisis 58:05 - Are first-time buyers stuck on the first rung of the property ladder? 58:34 - David Sidoni's property dumbo About Our Guest: David Sidoni is a real estate expert and host of the How to Buy a Home podcast, where he helps first-time buyers navigate the confusing world of property with clear, practical advice. With nearly two decades of experience and over 1.7 million podcast downloads, David is known for breaking down complex real estate concepts and advocating for buyers who often feel overwhelmed or overlooked. His mission is to empower everyday people with the knowledge and confidence to make smart home-buying decisions without the industry jargon or pressure. Connect with David Sidoni: LinkedIn https://www.linkedin.com/in/davidsidoni Instagram https://www.instagram.com/howtobuyahomepodcast/ Website https://howtobuyahome.com/ Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.alcove.au Work with Chris: chrisbates@alcove.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

In this episode, we're joined by Scott Sarai. Scott is a Mortgage Broker at SGS Mortgages from Maple Ridge, BC, who's a part of Team Wiley at Tango while also still being a full-time firefighter. After spending time as a broker, Scott started a fulfillment business working for other brokers, which ended up eroding his passion for mortgages. With plans to exit the industry entirely, a game-changing conversation with Ryan led to giving his business 6 more months of life. Now with a renewed mindset, mentorship, and an innovative approach, Scott funded nearly $18 million in just 5 months, while also revitalizing his passion for brokering and positioning himself for success in the future.   Scott is here to discuss: → His journey in the industry, the pivotal role Team Wiley has played in his success, and where he wants to go next. → How he's improved in all 5 foundations of his business, the compounding effect of simple with consistency, and the positive impact on his time by hiring fulfilment. → Going deep instead of wide with referral partners and marketing to their lists, creating leverage across the board by going 1-to-many instead of 1-to-1, and how he's grown on social media.   Scott Sarai's Linktree: @sgsmortgages Scott Sarai's Instagram: @sgsmortgages Scott Sarai's YouTube: @sgsmortgages Listen to the First Responder to Riches REMO Podcast here.   To sign up for live events and coaching, visit: www.iamryanwiley.com   What is Strategy Hub? Visit here>>> https://get.mystrategyhub.ca

Today, we're re-joined by Jarrod Shaw. Jarrod is a Mortgage Broker at Merge Mortgage from Lethbridge, Alberta, who has managed to turn 5 Realtors partners into 55 with no cold calling.   Jarrod is here to discuss how he's grown his Realtor partners with no cold calling or sales pitches, and what extra things he's put in his process to organically grow these relationships.   Jarrod's 1st ILMB Appearance in Episode 366: https://mortgagebroker.podbean.com/e/366-jarrod-shaw-on-funding-110-mortgages-in-his-first-12-months/   Jarrod Shaw's Website: www.mergemortgage.ca Jarrod Shaw's Instagram: @merge_mortgage Jarrod Shaw's Facebook: @MergeMortgageGroup Jarrod Shaw's LinkedIn: @JarrodShaw   Join my newsletter!   I Love Mortgage Brokering is in partnership with Ownwell. To learn more, visit: ownwell.ca     Follow on Instagram: @scottpeckford   Find out more about BRX Mortgage: www.whybrx.com   I Love Mortgage Brokering: www.ilovemortgagebrokering.com

Jason and Jason Thibodeau discuss the current state of the economy, inflation, and the real estate market, with a focus on the impact of the new administration and the Federal Reserve's stance on interest rates. They also explore the widening wealth gap between the rich and the poor, particularly affecting millennials, and the issue of student loan debt. Additionally, they discuss the concept of owner's equivalent rent, the potential impact of the upcoming Core Personal Consumption Expenditures (PCE) report, and the challenges in predicting the real estate market due to various cross currents. #MortgageIndustry #RealEstate #HousingMarket #Inflation #FederalReserve #InterestRates #MillennialHomebuyers #AffordableHousing #DoddFrank #MortgageLending #HousingSupply #HomeOwnership #MortgageRates #EconomicOutlook #HousingShortage #FirstTimeHomeBuyers #MortgageDeductions #PropertyTaxes #HomeInsurance #FinancialPlanning     Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Awarded as the top 1% of real estate brokers in Pierce County, WA, Anne Curry is an expert in real estate investing, selling, developing, and remodeling with over 25 years of experience in the industry. By starting her professional career making $5 an hour as a preschool teacher with greater dreams to support her family, Anne has since then scaled her real estate portfolio, currently owning over 300 units and 12 apartment buildings. In addition, Anne has developed various housing communities around Pierce County, adding to her expertise purchasing and remodeling 50 single-family homes in one transaction, as well as purchasing 164 units across 44 parcels in one transaction. Anne currently owns over 300 rental units and properties and has worked on over 500 flips and wholesale deals. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.

Awarded as the top 1% of real estate brokers in Pierce County, WA, Anne Curry is an expert in real estate investing, selling, developing, and remodeling with over 25 years of experience in the industry. By starting her professional career making $5 an hour as a preschool teacher with greater dreams to support her family, Anne has since then scaled her real estate portfolio, currently owning over 300 units and 12 apartment buildings. In addition, Anne has developed various housing communities around Pierce County, adding to her expertise purchasing and remodeling 50 single-family homes in one transaction, as well as purchasing 164 units across 44 parcels in one transaction. Anne currently owns over 300 rental units and properties and has worked on over 500 flips and wholesale deals. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.

Awarded as the top 1% of real estate brokers in Pierce County, WA, Anne Curry is an expert in real estate investing, selling, developing, and remodeling with over 25 years of experience in the industry. By starting her professional career making $5 an hour as a preschool teacher with greater dreams to support her family, Anne has since then scaled her real estate portfolio, currently owning over 300 units and 12 apartment buildings. In addition, Anne has developed various housing communities around Pierce County, adding to her expertise purchasing and remodeling 50 single-family homes in one transaction, as well as purchasing 164 units across 44 parcels in one transaction. Anne currently owns over 300 rental units and properties and has worked on over 500 flips and wholesale deals. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.

22 years experience, over 100 homes sold consistently over the last 10 years. Small team focused on sphere and client care. Coach for RCC. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.

22 years experience, over 100 homes sold consistently over the last 10 years. Small team focused on sphere and client care. Coach for RCC. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.

22 years experience, over 100 homes sold consistently over the last 10 years. Small team focused on sphere and client care. Coach for RCC. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.

Cuyahoga Valley Homes Team, Was on HGTV, been in business 12yrs [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.

Cuyahoga Valley Homes Team, Was on HGTV, been in business 12yrs [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.

Cuyahoga Valley Homes Team, Was on HGTV, been in business 12yrs [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.

4 1/2 years in Real Estate, over 240 deals, #1 in Vacant Land transactions in Coos County and #3 in Vacant Land transactions in the State of Oregon (MLS data) during that time, 2022 Coos County Board of Realtors Realtor of the Year, 2022 Pacific Properties Impact Award Winner, City of North Bend Planning Commissioner (3 yrs), North Bend High School Assistant Football Coach (13 yrs) [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.