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We talk about the possibility of trading the #3 pick for a star (with Paul George), a giant trade for Giannis, and then Dan "The Danny" Olinger talks about his draft evaluations for Derik Queen, Ace Bailey, VJ Edgecombe, Tre Johnson and Kon Knueppel.Get Lottery Party merch here https://shibevintagesports.com/pages/search-results-page?q=SanchezThe Rights To Ricky Sanchez is presented by Draft Kings SportsbookMortgageCS is the official Mortgage Broker of The Ricky, become a VIP at mortgagecs.com/ricky.Get 20% off your Body Bio order with the code mentioned in the pod.Get your Big Barker dog bed at bigbarker.com/rickySurfside Iced Tea & Vodka is the official sponsor of the Corner Three Newsletter with Zo.
In this empowering episode of Homebody – The Podcast, host Lauren Lefever Gehman sits down with mortgage broker Christopher Daub of 717 Mortgage Brokers to talk about stepping into your power — both personally and financially. Lauren and Chris open up about their own journeys toward financial independence, self-trust, and personal growth. They discuss the importance of taking control of your finances, the benefits of homeownership, and how owning a home can provide not just security, but a foundation for funding your dreams. You'll learn: How to take control of your personal finances The real impact of homeownership on financial stability and generational wealth When (and why) to get preapproved for a mortgage Why now might be the right time to take the next step toward homeownership Whether you're a first-time homebuyer, an entrepreneur, or just someone ready to reclaim your financial power, this episode is packed with insight, inspiration, and actionable advice. Connect with Chris Daub on Instagram and Facebook M: 7179172632 E: cdaub@717mortgagegroup.com NMLS #1375596 717 Mortgage Group https://chrisdaubmortgage.com/ Lauren Lefever is a licensed Realtor with Coldwell Banker Realty helping people find inspiration in their homes and inside themselves. For all Real Estate inquires text/call M: 7175197491 E: lauren.lefever@cbrealty.com laurenjohome.com Instagram is kind of my thing Sign up for eatly book access HERE For Staging and Interior Design inquires dwellerstagedesign.com
การซื้อบ้านหลังแรกในออสเตรเลียอาจเป็นเป้าหมายสำคัญสำหรับหลายคน เส้นทางสู่การซื้อบ้านในฝันมีหลายสิ่งที่ต้องเตรียมตัว ตั้งแต่การเก็บเงินดาวน์ วางแผนขอสินเชื่อ ไปจนถึงการเลือกทำเลและประเภทของบ้าน พรธิพา ปานเพ็ชร Mortgage Broker ในออสเตรเลียมีคำแนะนำขั้นตอนสำคัญที่ควรทราบ พร้อมเคล็ดลับช่วยให้คุณเริ่มต้นได้อย่างมั่นใจ
Each month, show co-host John Pasalis presents his latest data and top stories on Toronto area real estate in conversation with fellow Realosophy agents, Davin McMahon and Gus Papaioannou, and our Move Smartly mortgage expert, David Larock - and you, our viewers, who join the conversation in our live chat hosted by Move Smartly Editor Urmi Desai to make this is one of our liveliest segments! This week, John and his team discuss conditions in the slower market - why buyers are sitting back, what sellers are doing to stand out right now and will interest rate cuts help the market this time around given growing economic uncertainty in Canada. As usual our engaged viewers and listeners have plenty of consumer questions about what's next for their real estate moves, mortgage rates and more. Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: https://www.movesmartly.com/meetjohn Sign up for our email list to be alerted to the next online market update to join our YouTube session live chat and ask your own Qs: https://www.movesmartly.com/monthly-public-webinar Today's show links: To learn about John's new homebuying/selling right now session - email askjohn@movesmartly.com with the subject line “Smart” John's latest monthly Toronto area real estate market report on MoveSmartly.com: https://www.movesmartly.com/reports Dave Larock's latest weekly blog post on mortgage rates on MoveSmartly.com: https://www.movesmartly.com/articles/author/david-larock Contact Us John Pasalis, President and Broker, Realosophy Realty, Toronto | Email: askjohn@movesmartly.com | X-Twitter: @JohnPasalis David Larock, Mortgage Broker and Analyst and Realtor | Email: dave@morplan.ca | X-Twitter: @Dave_at_IMP Urmi Desai, Editor, Move Smartly | Email: editor@movesmartly.com | X-Twitter: @MoveSmartly About This Show The Move Smartly show is co-hosted by Urmi Desai, Editor of Move Smartly, and John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this and every episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly If you enjoy our show and find it useful, please subscribe and leave us a positive rating on whatever platform you are watching or listening to us from — thank you!
When choosing a mortgage lender, it's important to carefully compare several key factors to ensure you get the best deal and the right fit for your financial situation. Here's who you might consider and how to evaluate them:1. Types of Lenders to ConsiderBanks: Traditional option; may offer relationship discounts if you have accounts there.Credit Unions: Often have lower rates and fees; membership may be required.Mortgage Brokers: Shop multiple lenders on your behalf but may charge a broker fee.Online Lenders: Often streamlined and convenient; compare their rates carefully.Non-bank lenders: Can be more flexible for unique financial situations.2. What to Look ForInterest Rates: Fixed or variable—get quotes from multiple sources to compare.Fees: Application, origination, underwriting, appraisal, and closing costs.Loan Types Offered: Conventional, FHA, VA, jumbo, etc., based on your eligibility.Customer Service: Look for responsive, transparent, and helpful communication.Reputation: Read reviews and check ratings from the Better Business Bureau or Trustpilot.Preapproval Process: A good lender should make this easy and informative.3. Best PracticeGet at least 3 quotes from different lenders.Ask for a Loan Estimate from each so you can compare total costs side-by-side.Consider long-term value, not just the lowest monthly payment—compare APRs.tune in and learn https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show
Send us a textThe decision to bring someone new into your mortgage broking business isn't one to take lightly. When the pressure mounts—whether from unexpected staff departures or overwhelming workloads—the temptation to make quick hiring decisions becomes almost irresistible. But as this episode reveals, panic recruiting almost always leads to costly mistakes that can damage your reputation, drain your energy, and derail your growth plans.At the heart of successful recruitment lies a crucial mindset shift. You'll never find another version of yourself—and that's actually a good thing. Too many broker-owners unconsciously search for clones when they should be looking for complementary skills and perspectives unified by shared values. The most successful teams don't mirror their leader; they expand capabilities while maintaining alignment on what truly matters: client service, ethical standards, and business vision.Values alignment emerges as the non-negotiable foundation of smart hiring. While mortgage knowledge can be taught, core values rarely change. The podcast explores practical interview approaches that reveal a candidate's true priorities—including why those overly fixated on commission splits often make poor long-term team members. You'll discover why your intuition matters during recruitment and how to spot the subtle warning signs that someone isn't right for your business, regardless of their impressive CV. Most importantly, you'll learn why recruitment doesn't end when someone accepts your offer—it's just beginning. Proper onboarding and mentorship determine whether your investment in a new team member pays off or becomes another costly false start.Ready to build a mortgage broker business that grows through careful, values-based recruitment rather than reactive hiring? Subscribe to The Mortgage Broker Broadcast, share with fellow brokers facing similar challenges, and visit craigskleton.co.uk to book a discovery call about taking your business to the next level. Remember—choose team members wisely, because they'll either multiply your effectiveness or drain your energy. There's no more important business decision you'll make.Looking for one to one mentoring, visit my website to see how it works craigskelton.co.uk #mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach #businesscoaching #successmentoring #selfemployed ...
After realising his passions aligned with property, people, finance, and problem-solving, Toast Finance Founder Scott Baker upped and left a 20-year career in retail fashion to pursue mortgage broking. With no exact plan set in stone, just grit—and a knack for connecting with people fueled him—, he took the first step towards a new adventure. Buying his first property in his late 20s, he has since then built a successful business with a strong triple-threat blend of top-tier customer service, deep client connections, and financial literacy. Hosted on Acast. See acast.com/privacy for more information.
After realising his passions aligned with property, people, finance, and problem-solving, Toast Finance Founder Scott Baker upped and left a 20-year career in retail fashion to pursue mortgage broking. With no exact plan set in stone, just grit—and a knack for connecting with people fueled him—, he took the first step towards a new adventure. Buying his first property in his late 20s, he has since then built a successful business with a strong triple-threat blend of top-tier customer service, deep client connections, and financial literacy. Hosted on Acast. See acast.com/privacy for more information.
Content Marketing 101 | All Things Content Marketing, Social Media & Personal Branding
The Elephant In The Room Property Podcast | Inside Australian Real Estate
How much of what we hear about Australia’s housing crisis is actually true, and how much is just media hype? In this episode, we’re joined by Cameron Kusher, a property economist who’s here to speak without corporate filters, and he doesn’t hold back. We talk about how the media often gets housing stories wrong, oversimplifying complex issues just to chase clicks. The real concern? That these headlines shape government policy, leading to short-sighted solutions that don’t actually fix anything. Cameron walks us through what’s really driving the supply issue: rising construction costs, GST on new builds, financing hurdles, and why “just build more” isn’t as easy as it sounds. We also chat about the missing piece in most political conversations: renters. There’s been decades of underinvestment in social and affordable housing, but that rarely gets the spotlight. We cover everything from tax reform to built-to-rent models, university responsibilities, and what role governments should be playing. If you’ve ever felt like the housing conversation is stuck or too focused on band-aid solutions, this one’s worth a listen. Episode Highlights: 00:00 - Introduction 01:02 - Who is Cameron Kusher? 01:38 - What frustrates Cameron the most about how media covers the housing market 04:21 - How could governments better assist the housing market? 12:44 - How biased is property media? Can we trust it? 15:26 - What do major networks get wrong about the property market? 17:30 - Why immigration is so hard to reduce and what does it means for housing 22:08 - Will falling inflation and interest rates increase housing approvals? 26:31 - Are planning reforms in NSW and VIC actually working? 33:35 - How much housing supply is considered enough? Can we sustain it? 42:14 - Could tax reform like land tax replace stamp duty? 46:14 - Do bold buyer incentives help or hurt the housing market? 48:37 - Are young people really locked out of the housing market? 51:53 - Is ‘giving while living’ the new Bank of Mum and Dad? 53:55 - Will downsizing boomers actually free up family homes? 57:46 - Are Australians becoming comfortable with lifelong mortgage debt? 1:00:06 - Cameron Kusher's property dumbo About Our Guest: Cameron Kusher is a seasoned property economist and one of Australia’s most respected housing market commentators. With more than 20 years of experience working in the Australian property sector., he has held senior research roles at CoreLogic and REA Group, where he served as Executive Manager of Economic Research. Cameron’s expertise spans residential and commercial property markets, focusing on data-driven insights into housing trends, affordability, and policy impacts. He is a sought-after speaker and writer, known for cutting through media noise to highlight the structural and economic forces shaping Australia’s housing landscape. Connect with Cameron Kusher: LinkedIn https://www.linkedin.com/in/cameron-kusher-bbb71b46/ Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.alcove.au Work with Chris: chrisbates@alcove.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pros podcast, host Dylan Silver interviews Ginger Faith, a seasoned real estate investor and broker. Ginger shares her journey into real estate, starting from her early inspirations from Tony Robbins and Robert Allen's books. She discusses her first deal, the confidence that came from ignorance, and how she navigated the challenges of her initial investments. Ginger also talks about her transition into mortgage brokering and real estate brokerage, emphasizing the importance of understanding numbers in the market. Finally, she shares her passion for Airbnb and hospitality, highlighting the joy of creating unique experiences for guests. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
In this insightful episode, host Ed Parcaut sits down with Chris Miles—entrepreneur, money expert, and creator of the Money Ripples podcast. Chris shares his candid journey from traditional financial planner to becoming financially free—twice—and reveals the hard lessons he learned along the way. The conversation dives into the real-life challenges of building wealth, surviving the 2008 crash, and how true financial independence is about building streams of income rather than simply accumulating a nest egg. Listen as Chris and Ed break down myths about financial advising, investing for cash flow over speculation, and how mindset shifts around money can change your life. The episode is full of practical advice for anyone looking to gain control over their finances, invest smarter (especially for veterans and service members!), and create a future built on stability—not just hope. Whether you want to understand the pitfalls of traditional saving, explore the benefits of real estate investing, or simply seek inspiration for your own financial journey, this conversation is packed with authentic stories, useful strategies, and motivation to take actionable steps toward financial freedom. Connect with Chris Miles Podcast & Resources: Money Ripples Social: @moneyripples **Contact Ed Parcaut:** -
The Michael Yardney Podcast | Property Investment, Success & Money
In today's podcast, Aaron Christie-David and I delve into the intricacies of successful property investment, emphasising the importance of mindset, financial education, and strategic planning. We discuss the current property cycle, the role of strategic mortgage brokers, and how to improve your borrowing capacity while managing your cash flow. Takeaways The property market is entering a new phase as interest rates will continue to fall. The long-term fundamentals will drive property values up over the next few years but there will be ongoing challenges.. Taking control of your financial future is essential, the government won't look after you in your golden years.. The right mindset is crucial for successful investing. Financial education is often lacking in Australia. Investors need to manage cash flow effectively. Choosing the right mortgage broker can impact success. Borrowing capacity can be increased with strategic planning. Lifestyle choices can hinder investment potential. Investing requires grit and the ability to hold on. Chapters 00:00 Introduction to Financial Freedom 04:00 The Importance of Mindset in Investing 06:55 Understanding Borrowing Capacity 09:41 The Role of Mortgage Brokers 12:06 Strategies for Increasing Borrowing Capacity 14:46 Navigating Cash Flow Challenges 17:33 Long-Term Investment Strategies 20:07 The Impact of Lifestyle on Investment 22:59 Scaling Investments Amidst Economic Challenges 25:35 Fundamentals of Property Investment 28:17 Taking Control of Your Financial Future Links and Resources: Michael Yardney - Subscribe to my daily Property Update newsletter Metropole's Strategic Property Plan – to help both beginning and experienced investors Aaron Christie-David co-founder of Atelier Wealth his podcast is The Australian Property Podcast Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to or watching this podcast and subscribe so each week we can unveil the trends shaping your future.
Contact Marko Gelo, he's a Mortgage Broker!604-800-9593 cell/text Vancouver403-606-3751 cell/text CalgaryCall Marko via WhatsApphomefinancingsolutions.caCLICK HERE to view the blog version of this podcastCLICK HERE to download Marko's award-winning Mobile Mortgage App!Contact Andrew Way, he's a Realtor!604-802-2570 cell/textandrewway.ca Hosted on Acast. See acast.com/privacy for more information.
The Elephant In The Room Property Podcast | Inside Australian Real Estate
What if the real driver behind Australia’s property obsession isn’t logic, but human behaviour? In this episode, we’re joined by behavioural economist Evan Lucas, and let’s just say… this one’s a thinker. We talk about how our attitudes toward property have shifted since the pandemic; what’s stuck, what’s changed, and why the DIY mindset, generational habits, and even the Bunnings effect all feed into the way we view real estate. It’s not just about shelter. It’s about control. Identity. Security. And that deeply emotional idea of “home.” Evan pulls back the curtain on how we’re wired to respond to urgency, pressure, and even shiny marketing tactics, and how those biases can lead us straight into the wrong property decisions (even when we think we’re being smart about it). We get into pain points like home bias, dopamine hits, and the big one: why losing money on property feels so personal, because for many of us, it is. There’s so much in here for buyers, sellers, and anyone trying to make sense of today’s market. If you’ve ever wondered why the numbers don’t always add up to the decisions people make, this episode explains a lot. Episode Highlights: 00:00 - Introduction 01:06 - Who is Evan Lucas? 02:44 - Why Australians are so obsessed with property 06:07 - The real consequences of a property-driven culture 09:17 - Why does behavioural economics matter so much when you’re investing? 13:31 - When did Evan realise behaviour was driving investment outcomes 22:38 - The behavioural biases that quietly sabotage property buyers 29:31 - The big differences in beliefs and behaviours around property across generations 34:38 - Why housing has become a generational and cultural tug-of-war 38:28 - What COVID changed and what it didn’t 42:29 - Will the regional shift last now that offices are calling people back? 46:29 - Work-life tug-of-war: Who’s really in control now? 51:13 - Evan's thoughts on allowing first home buyers to access their super 57:12 - What Evan thinks about value and what it really means in the context of property 1:03:16 - Evan Lucas’ property dumbo About Our Guest: Evan Lucas is a leading behavioural economist, author, and financial commentator known for making complex money matters relatable and human. With a background in global finance and a passion for understanding how emotions and biases shape financial decisions, Evan helps Australians rethink the way they engage with money, investing, and property. He regularly appears in national media and is the author of Mind Over Money, where he explores why logic often takes a back seat when it comes to personal finance. Connect with Evan Lucas: LinkedIn https://au.linkedin.com/in/evan-lucas-44a25316 Website https://evanlucas.com.au/ Listen to Evan’s podcast https://podcasts.apple.com/au/podcast/exchanges-with-evan-lucas/id1796919532 Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.alcove.au Work with Chris: chrisbates@alcove.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.
Welcome to the first episode of our new Scenario Series, where I address real-life questions and situations that you, my listeners, encounter on your referral journey. Have you ever wondered why you're not receiving referrals from your clients' friends and colleagues? I'll break down how to approach this scenario and gather the information you need to boost your referral game. Resources and links mentioned in this episode can be found on the show notes page at http://www.staceybrownrandall.com/359
Mortgage Trends and Tips, with Todd Sheppard, Inspired Mortgage Brokers (North Fulton Business Radio, Episode 866) In this episode of North Fulton Business Radio, host John Ray welcomes Todd Sheppard, owner of Inspired Mortgage Brokers, to discuss the intricacies of the mortgage industry. They delve into Todd’s background, the benefits of working with an independent mortgage […] The post Mortgage Trends and Tips, with Todd Sheppard, Inspired Mortgage Brokers appeared first on Business RadioX ®.
Mortgage Trends and Tips, with Todd Sheppard, Inspired Mortgage Brokers (North Fulton Business Radio, Episode 866) In this episode of North Fulton Business Radio, host John Ray welcomes Todd Sheppard, owner of Inspired Mortgage Brokers, to discuss the intricacies of the mortgage industry. They delve into Todd’s background, the benefits of working with an independent mortgage […]
Content Marketing 101 | All Things Content Marketing, Social Media & Personal Branding
In this eye-opening episode, Hasty brings her 6+ years of expertise and multiple accolades (including "Rising Star" and "Top Choice" awards) to tackle common misconceptions head-on – from debunking the belief that self-employed individuals can't secure A-lender mortgages to revealing the truth about property flipping startup costs. Whether you're a business owner or aspiring real estate investor, Hasty's straight-talking approach and insider knowledge will transform your understanding of what's truly possible on your path to property ownership. Who is Hasty? Hasty Kiamehr is an award-winning Mortgage Broker and financial matchmaker extraordinaire, who's been turning homeownership dreams into reality for over 6 years—and collecting accolades like the "Rising Star", "North You Community Vote," and "Top Choice" awards along the way. As your go-to mortgage whisperer, Hasty has mastered the art of navigating the complex world of home financing, building powerful relationships with everyone from the big five banks to private lenders, all to ensure Canadians get their keys to happiness (and their dream homes). Think of Hasty as your personal financial advocate and home-buying confidante—the straight-talking, results-driven expert who won't rest until you're holding those house keys in your hands. Because in Hasty''s world, everyone deserves their piece of the Canadian dream, and there's always a way to make it happen. Don't worry if you can't tune in live - you can always catch up later on Soundcloud or other platforms. So mark your calendars and join us for an inspiring conversation! Follow me on all streaming platforms or keep up with additional posts on Instagram, Facebook and Linkedin!
The Elephant In The Room Property Podcast | Inside Australian Real Estate
Lately, it feels like everyone’s saying Australia is just a few steps behind the U.S. when it comes to real estate; especially with buyer’s agents. But I’ve always wondered… is that actually a good thing? In this episode, we're joined again by David Sidoni, host of the How to Buy a Home podcast, and we pull back the curtain on how real estate really works in the U.S. We talk about agent commissions, who pays who, what the buyer’s agent actually does, and how a recent $5 billion lawsuit is turning the whole system on its head. David explains why the traditional model of sellers paying both agents’ fees is being challenged, and what that means now that buyers might have to start footing the bill themselves. We also get into the wild west of agent licensing, what it takes (or doesn’t take) to become an agent in the States, and how portals like Zillow are trying to grab their piece of the pie, often at the buyer’s expense. It’s a fascinating look at a system that’s often pitched to us as “better,” when in reality… it’s a bit of a mess. If you’ve ever been told that Australia should follow the U.S. model, this conversation might have you rethinking that entirely. Episode Highlights: 00:00 - Introduction 01:13 - Who is David Sidoni? 02:00 - The basics: How real estate deals actually work in the U.S. 05:37 - Do you really need a buyer’s agent in America? 06:51 - Can one agent represent both buyer and seller? 07:37 - If you skip a buyer’s agent, should you get a discount? 10:01 - Are buyer’s agents steering clients based on commission? 14:05 - Are buyer’s agents advocates or just dealmakers? 16:14 - Why are there so many real estate agents in the U.S.? 19:16 - Are U.S. buyer’s agents door openers or true advisors? 22:26 - Zillow exposed: Are you really talking to the right agent? 23:55 - How to find a genuine buyer’s agent in a new city 24:03 - What’s the difference between a listing agent and a buyer’s agent? 27:21 - The lawsuit that shook U.S. Real estate: What really happened 44:58 - How mortgage approvals and property valuations work in the U.S. 49:03 - Does America really do property auctions? 53:12 - Interest rates, refinancing, and the ‘locked-in’ homeowner crisis 58:05 - Are first-time buyers stuck on the first rung of the property ladder? 58:34 - David Sidoni's property dumbo About Our Guest: David Sidoni is a real estate expert and host of the How to Buy a Home podcast, where he helps first-time buyers navigate the confusing world of property with clear, practical advice. With nearly two decades of experience and over 1.7 million podcast downloads, David is known for breaking down complex real estate concepts and advocating for buyers who often feel overwhelmed or overlooked. His mission is to empower everyday people with the knowledge and confidence to make smart home-buying decisions without the industry jargon or pressure. Connect with David Sidoni: LinkedIn https://www.linkedin.com/in/davidsidoni Instagram https://www.instagram.com/howtobuyahomepodcast/ Website https://howtobuyahome.com/ Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.alcove.au Work with Chris: chrisbates@alcove.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.
In this episode, we're joined by Scott Sarai. Scott is a Mortgage Broker at SGS Mortgages from Maple Ridge, BC, who's a part of Team Wiley at Tango while also still being a full-time firefighter. After spending time as a broker, Scott started a fulfillment business working for other brokers, which ended up eroding his passion for mortgages. With plans to exit the industry entirely, a game-changing conversation with Ryan led to giving his business 6 more months of life. Now with a renewed mindset, mentorship, and an innovative approach, Scott funded nearly $18 million in just 5 months, while also revitalizing his passion for brokering and positioning himself for success in the future. Scott is here to discuss: → His journey in the industry, the pivotal role Team Wiley has played in his success, and where he wants to go next. → How he's improved in all 5 foundations of his business, the compounding effect of simple with consistency, and the positive impact on his time by hiring fulfilment. → Going deep instead of wide with referral partners and marketing to their lists, creating leverage across the board by going 1-to-many instead of 1-to-1, and how he's grown on social media. Scott Sarai's Linktree: @sgsmortgages Scott Sarai's Instagram: @sgsmortgages Scott Sarai's YouTube: @sgsmortgages Listen to the First Responder to Riches REMO Podcast here. To sign up for live events and coaching, visit: www.iamryanwiley.com What is Strategy Hub? Visit here>>> https://get.mystrategyhub.ca
CLICK HERE to view the blog version of this podcastContact Marko Gelo, he's a Mortgage Broker!604-800-9593 cell/text Vancouver403-606-3751 cell/text CalgaryCall Marko via WhatsApphomefinancingsolutions.caCLICK HERE to download Marko's award-winning Mobile Mortgage App! Hosted on Acast. See acast.com/privacy for more information.
Today, we're re-joined by Jarrod Shaw. Jarrod is a Mortgage Broker at Merge Mortgage from Lethbridge, Alberta, who has managed to turn 5 Realtors partners into 55 with no cold calling. Jarrod is here to discuss how he's grown his Realtor partners with no cold calling or sales pitches, and what extra things he's put in his process to organically grow these relationships. Jarrod's 1st ILMB Appearance in Episode 366: https://mortgagebroker.podbean.com/e/366-jarrod-shaw-on-funding-110-mortgages-in-his-first-12-months/ Jarrod Shaw's Website: www.mergemortgage.ca Jarrod Shaw's Instagram: @merge_mortgage Jarrod Shaw's Facebook: @MergeMortgageGroup Jarrod Shaw's LinkedIn: @JarrodShaw Join my newsletter! I Love Mortgage Brokering is in partnership with Ownwell. To learn more, visit: ownwell.ca Follow on Instagram: @scottpeckford Find out more about BRX Mortgage: www.whybrx.com I Love Mortgage Brokering: www.ilovemortgagebrokering.com
The Elephant In The Room Property Podcast | Inside Australian Real Estate
Buying a property is one of the biggest financial commitments most people will ever make, and yet, so many buyers are forced to make that decision with barely any reliable information about who’s building their home. In this episode, we sit down with Brad Walters from Equifax to unpack the trust crisis in the Australian construction industry, and more importantly, what’s being done to fix it. We talk about the lack of transparency in building quality, the rise in insolvencies, and those so-called phoenix companies that keep reappearing under new names. Brad walks us through iCIRT, a national rating system designed to help buyers, insurers, and lenders assess the trustworthiness of builders and developers. It’s based on six core criteria: everything from conduct and character to financial capacity; and honestly, as someone who’s big on due diligence, I found it incredibly encouraging to know this kind of tool exists. What’s particularly eye-opening is that, according to the data, around 75% of the industry is actually doing the right thing. But it’s that 20 to 25% who cut corners, take shortcuts, or just don’t stick around when things go wrong, that’s where the damage happens. And unfortunately, they drag down the whole industry with them. If you’re thinking about buying something off the plan, or even just a property built in the last decade, this conversation is a must. We dig into how iCIRT works, the limitations of current protections across different states, and the role of government in holding the industry to higher standards. Tune in and let's get started! Episode Highlights: 00:00 - Introduction 01:08 - Who is Brad Walters? 02:14 - Understanding the iCIRT tool and why it matters 07:11 - Can buyers rely on builder info outside of NSW? 13:24 - How iCIRT gathers data you can trust 19:33 - Is the rating system voluntary? Who’s avoiding it? 25:12 - When things go wrong: Judging a builder by their response 30:14 - What’s behind the data? Gathering and verifying builder info 34:51 - Protecting yourself from builder insolvency 38:21 - Does more regulation mean higher construction costs? 41:44 - How new builders can still earn trust 45:14 - Is iCIRT a national standard or just a NSW initiative? 48:21 - Can iCIRT ratings actually help off-the-plan buyers? 49:43 - What about suppliers? Expanding accountability beyond builders 51:42 - Contract clauses that can give buyers more protection 52:34 - Beyond trust: What else needs fixing in construction? 55:32 - Brad Walters’ property dumbo About Our Guest: Brad Walters is the Head of Product and Rating Services at Equifax Australia, where he leads initiatives to enhance transparency and trust in the construction industry. He oversees the development of tools like the Independent Construction Industry Rating Tool (iCIRT), which assesses the reliability of builders and developers. Brad has advised major banks, insurers, corporations, and government departments on corporate strategy, finance, and risk management. He also serves as a board-appointed director for several Equifax-related entities, contributing to industry-wide innovation and improved business outcomes. Connect with Brad Walters: LinkedIn https://au.linkedin.com/in/brad-walters-775b221 Find trustworthy building professionals https://www.equifax.com.au/personal/products/iCIRT-ratings Get your iCIRT rating and report https://www.equifax.com.au/business-enterprise/products/icirt-construction-industry-ratings Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.alcove.au Work with Chris: chrisbates@alcove.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.
Jason and Jason Thibodeau discuss the current state of the economy, inflation, and the real estate market, with a focus on the impact of the new administration and the Federal Reserve's stance on interest rates. They also explore the widening wealth gap between the rich and the poor, particularly affecting millennials, and the issue of student loan debt. Additionally, they discuss the concept of owner's equivalent rent, the potential impact of the upcoming Core Personal Consumption Expenditures (PCE) report, and the challenges in predicting the real estate market due to various cross currents. #MortgageIndustry #RealEstate #HousingMarket #Inflation #FederalReserve #InterestRates #MillennialHomebuyers #AffordableHousing #DoddFrank #MortgageLending #HousingSupply #HomeOwnership #MortgageRates #EconomicOutlook #HousingShortage #FirstTimeHomeBuyers #MortgageDeductions #PropertyTaxes #HomeInsurance #FinancialPlanning Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
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The Elephant In The Room Property Podcast | Inside Australian Real Estate
What role does property truly play in shaping Australia’s economic story? In today's episode, we sit down with Diana Mousina, Senior Economist at AMP, to unpack why property plays such a central role in Australia’s economic landscape. Diana brings a sharp, accessible take on the macro forces at play, both locally and globally, and helps us make sense of how the housing market ended up where it is today. We explore the persistent housing undersupply across the country, how population growth and household formation trends feed into demand, and why supply still hasn’t kept pace. Diana talks us through the long-term structural issues: from planning and regulation to developer incentives, and explains why there’s no single lever that can fix affordability on its own. We also touch on broader economic dynamics: what slower productivity growth means for Australia, how inflation is likely to behave in the coming years, and why the push for government intervention has fundamentally changed post-pandemic. If you’ve been trying to make sense of property prices, population pressures, or policy decisions and how they all connect, this conversation offers clarity and context. It’s a grounded look at what’s really driving the housing market and what might shape its future, so tune in and let's get started! Episode Highlights: 00:00 - Welcome 00:57 - Who is Diana Mousina? 01:34 - Why Diana’s economic content resonates 02:43 - Will the Trump administration really impact the Australian property market? 04:52 - What’s behind the housing supply crisis? 06:20 - The demand dilemma and oversupply myth 10:49 - What’s the economic fallout of Australia's housing problem? 14:24 - How instrumental is Victoria’s oversupply to their current state of affairs? 16:13 - When is it useful to consider Australia as one market versus dozens? 18:11 - Can we just cut migration to fix the housing problem? 21:09 - Why does Australia obsess over economic growth? Is it really that necessary? 27:03 - Australia’s long-term economic outlook 30:01 - Do you think recession is a real risk for Australia? 32:19 - What’s really happening with inflation? 37:05 - Has the post-pandemic economy outgrown old benchmarks like the RBA's inflation target? 39:12 - Will the upcoming election shift housing policy? 41:21 - Diana Mousina’s property dumbo About Our Guest: Diana Mousina is the Deputy Chief Economist at AMP, where she leads macroeconomic research and market analysis to guide investment strategy. With a Bachelor of Commerce and a Master of Finance from the University of New South Wales, she brings over a decade of experience in economic forecasting, funds management, and public commentary. Diana is known for her clear, engaging approach to complex topics, often using pop culture references and social media—especially TikTok and LinkedIn—to make economics accessible and relatable. Her work has made her a recognizable voice in Australia’s economic landscape, particularly around housing, inflation, and policy trends. Connect with Diana Mousina: LinkedIn https://www.linkedin.com/in/diana-mousina-5a22442b/?originalSubdomain=au Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.alcove.au Work with Chris: chrisbates@alcove.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.
In this episode, we're joined by Sylvia Ho. Sylvia, the "cash damming queen", is a Mortgage Broker from the Greater Toronto Area in Ontario, who has revolutionized her mortgage business after over 2 decades in the industry by exclusively focusing on rental cash damming over the past 2 years. Her transformation from a generalist to a specialist showcases how focusing on a specific niche can lead to both professional success and personal fulfillment, as she now manages to take vacations every 6 weeks, while working only 80 hours a month, and never on evenings and weekends. Sylvia is here to discuss: → Why the focus on rental cash-damming and changing her business model, building a recession-proof business, and how turning away files helps her business. → Transitioning from running a team to to a simplified process with 1 assistant, how she gets quality leads and protects her time, and building expertise through continuous learning and practice. → Prioritizing peace of mind over traditional business opportunities, achieving better work/life balance, and avoiding burnout. Sylvia Ho's LinkTree: www.linktr.ee/sylviahomortgages Sylvia Ho's Instagram: @sylviahomortgages Sylvia Ho's LinkedIn: @SylviaHo Sylvia Ho's YouTube: @sylviaho7611 Sylvia Ho's Facebook Group: Cash Flow Mastery for Lazy Landlords Sylvia Ho's Cash Damming Webinar: www.cashdam.ca To sign up for live events and coaching, visit: www.iamryanwiley.com What is Strategy Hub? Visit here>>> https://get.mystrategyhub.ca
In this week’s installment of Merryn Talks Your Money, hosts Merryn Somerset Webb and Money Distilled author John Stepek continue their UK housing mini-series. On this episode, they question the value-add of mortgage brokers when buying a home in Britain. How essential are they? See omnystudio.com/listener for privacy information.
Elite Agent Secrets, Start, Grow and Scale Your Real Estate Business
Awarded as the top 1% of real estate brokers in Pierce County, WA, Anne Curry is an expert in real estate investing, selling, developing, and remodeling with over 25 years of experience in the industry. By starting her professional career making $5 an hour as a preschool teacher with greater dreams to support her family, Anne has since then scaled her real estate portfolio, currently owning over 300 units and 12 apartment buildings. In addition, Anne has developed various housing communities around Pierce County, adding to her expertise purchasing and remodeling 50 single-family homes in one transaction, as well as purchasing 164 units across 44 parcels in one transaction. Anne currently owns over 300 rental units and properties and has worked on over 500 flips and wholesale deals. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
Elite Agent Secrets, Start, Grow and Scale Your Real Estate Business
Awarded as the top 1% of real estate brokers in Pierce County, WA, Anne Curry is an expert in real estate investing, selling, developing, and remodeling with over 25 years of experience in the industry. By starting her professional career making $5 an hour as a preschool teacher with greater dreams to support her family, Anne has since then scaled her real estate portfolio, currently owning over 300 units and 12 apartment buildings. In addition, Anne has developed various housing communities around Pierce County, adding to her expertise purchasing and remodeling 50 single-family homes in one transaction, as well as purchasing 164 units across 44 parcels in one transaction. Anne currently owns over 300 rental units and properties and has worked on over 500 flips and wholesale deals. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
Elite Agent Secrets, Start, Grow and Scale Your Real Estate Business
Awarded as the top 1% of real estate brokers in Pierce County, WA, Anne Curry is an expert in real estate investing, selling, developing, and remodeling with over 25 years of experience in the industry. By starting her professional career making $5 an hour as a preschool teacher with greater dreams to support her family, Anne has since then scaled her real estate portfolio, currently owning over 300 units and 12 apartment buildings. In addition, Anne has developed various housing communities around Pierce County, adding to her expertise purchasing and remodeling 50 single-family homes in one transaction, as well as purchasing 164 units across 44 parcels in one transaction. Anne currently owns over 300 rental units and properties and has worked on over 500 flips and wholesale deals. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
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22 years experience, over 100 homes sold consistently over the last 10 years. Small team focused on sphere and client care. Coach for RCC. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
Elite Agent Secrets, Start, Grow and Scale Your Real Estate Business
22 years experience, over 100 homes sold consistently over the last 10 years. Small team focused on sphere and client care. Coach for RCC. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
Elite Agent Secrets, Start, Grow and Scale Your Real Estate Business
22 years experience, over 100 homes sold consistently over the last 10 years. Small team focused on sphere and client care. Coach for RCC. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
Elite Agent Secrets, Start, Grow and Scale Your Real Estate Business
Cuyahoga Valley Homes Team, Was on HGTV, been in business 12yrs [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
Elite Agent Secrets, Start, Grow and Scale Your Real Estate Business
Cuyahoga Valley Homes Team, Was on HGTV, been in business 12yrs [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
Elite Agent Secrets, Start, Grow and Scale Your Real Estate Business
Cuyahoga Valley Homes Team, Was on HGTV, been in business 12yrs [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
Elite Agent Secrets, Start, Grow and Scale Your Real Estate Business
4 1/2 years in Real Estate, over 240 deals, #1 in Vacant Land transactions in Coos County and #3 in Vacant Land transactions in the State of Oregon (MLS data) during that time, 2022 Coos County Board of Realtors Realtor of the Year, 2022 Pacific Properties Impact Award Winner, City of North Bend Planning Commissioner (3 yrs), North Bend High School Assistant Football Coach (13 yrs) [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
Elite Agent Secrets, Start, Grow and Scale Your Real Estate Business
4 1/2 years in Real Estate, over 240 deals, #1 in Vacant Land transactions in Coos County and #3 in Vacant Land transactions in the State of Oregon (MLS data) during that time, 2022 Coos County Board of Realtors Realtor of the Year, 2022 Pacific Properties Impact Award Winner, City of North Bend Planning Commissioner (3 yrs), North Bend High School Assistant Football Coach (13 yrs) [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
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4 1/2 years in Real Estate, over 240 deals, #1 in Vacant Land transactions in Coos County and #3 in Vacant Land transactions in the State of Oregon (MLS data) during that time, 2022 Coos County Board of Realtors Realtor of the Year, 2022 Pacific Properties Impact Award Winner, City of North Bend Planning Commissioner (3 yrs), North Bend High School Assistant Football Coach (13 yrs) [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
Elite Agent Secrets, Start, Grow and Scale Your Real Estate Business
Selling in Lincoln, Nebraska since early 2006. In Woods Bros. Realty “Top 10%” club 10 years. Just names Woods Bros. Realty “Realtor of the Year”. About 50 transactions/year - last few years about $16M in volume/per year. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
Elite Agent Secrets, Start, Grow and Scale Your Real Estate Business
Selling in Lincoln, Nebraska since early 2006. In Woods Bros. Realty “Top 10%” club 10 years. Just names Woods Bros. Realty “Realtor of the Year”. About 50 transactions/year - last few years about $16M in volume/per year. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
Elite Agent Secrets, Start, Grow and Scale Your Real Estate Business
Selling in Lincoln, Nebraska since early 2006. In Woods Bros. Realty “Top 10%” club 10 years. Just names Woods Bros. Realty “Realtor of the Year”. About 50 transactions/year - last few years about $16M in volume/per year. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
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started in 2015, grew a team in 2017, did 100 mill, 200 units last year, this year target is 344 units. Mom of 4! Lo ver a jesus! [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
Elite Agent Secrets, Start, Grow and Scale Your Real Estate Business
started in 2015, grew a team in 2017, did 100 mill, 200 units last year, this year target is 344 units. Mom of 4! Lo ver a jesus! [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
Elite Agent Secrets, Start, Grow and Scale Your Real Estate Business
started in 2015, grew a team in 2017, did 100 mill, 200 units last year, this year target is 344 units. Mom of 4! Lo ver a jesus! [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
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10 year in real estate salesGrowing the Houseworks Collective teamFounder and CVO of the team$30 million sold in 2022On track to get to 20 agents by EOY [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.
Elite Agent Secrets, Start, Grow and Scale Your Real Estate Business
10 year in real estate salesGrowing the Houseworks Collective teamFounder and CVO of the team$30 million sold in 2022On track to get to 20 agents by EOY [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.