Podcasts about apartment buildings

Today is Wednesday, Dec. 3. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

Mark Loeffler is a successful realtor, triathlete, and seasoned real estate investor with an impressive portfolio spanning the Golden Horseshoe. Inspired by Rich Dad Poor Dad, Mark launched his investment journey, eventually scaling from single-family homes to multifamily apartment buildings in thriving markets. His story blends discipline, strategic thinking, and long-term vision.  In this episode, we dive into: How Mark Kickstarted His Real Estate Journey — from his first properties to expanding into the multifamily market The Transformative Influence of Rich Dad Poor Dad on his investment philosophy The Mindset of a Triathlete — and how endurance, consistency, and discipline translate directly into real estate success Scaling Strategies that took him from small residential homes to full apartment buildings What He's Learned Along the Way about navigating market shifts, taking calculated risks, and building long-term wealth through real estate Download a free report: "Multi-Unit Renovation Operations Order - A Guide to Starting a Renovation" Subscribe and review today! Instagram Youtube Spotify Apple Podcasts  

It's that time of the year again—Black Friday, Cyber Monday. Everyone loves a deal. If you've been investing long enough, you know one important fact: there is always something on sale. The problem is the herd never sees it. They're too busy chasing whatever feels safe because it's setting new records. And right now? That's the stock market. That's gold. Everyone's piling into the most expensive things they can find and patting themselves on the back for being “prudent.” But smart investors don't chase what's already expensive.They look for the thing sitting quietly on the clearance rack, the thing nobody wants yet. And today, that thing is real estate—particularly apartments. We've seen this movie before. Think back to the early 2000s. After the dot-com crash, everybody ran to gold and Treasuries. Meanwhile, the very companies that would define the next two decades—Amazon, Apple, Microsoft—were sitting there marked down 75%. You didn't need to be a genius to buy them. You just needed the stomach. Then there was 2009–2011. Real estate was radioactive. The media made it sound like apartment buildings were going to fall into sinkholes. But if you bought during that window? Values didn't take ten years to recover. They snapped back within three. And then they kept running for another decade. And remember 2020—oil going negative? That's the kind of insanity that only happens once in a generation. People were literally joking that Exxon would pay you to take barrels off their hands. It was absurd… and it was the greatest energy buying opportunity in modern history. But most people sat on the sidelines in fear. Different cycles, different assets, same principle:If you want outsized returns, you have to be willing to buy what everyone else is mispricing. And right now, the only major asset class not making all-time highs is real estate. In fact, our Investor Club is still finding deals discounted 30–40 percent from just a few years ago. Apartments, specifically, are in this bizarre sweet spot where pricing is still beaten up from the rate shock, yet the fundamentals underneath are quietly strengthening. Sellers who bought with floating debt are fatigued.Buyers with dry powder are getting real discounts.Construction has collapsed—meaning supply will be razor-thin in 18–24 months. And the interest-rate environment is shifting in exactly the direction apartments benefit from. This is why rates matter.This is why liquidity matters.This is why cycles matter. When financing costs come down and supply is constrained, prices don't grind higher—they launch. This Is Exactly What the Bottom Feels Like Bottoms never feel like bottoms. They feel confusing. Uneasy. Contradictory. And that is precisely why it's the opportunity. Every big wealth-building moment looks like this in real time. Everyone's distracted by what's hot while the discount sits in plain sight. Make no mistake—if the Fed keeps cutting and liquidity continues loosening, apartments aren't going to stay discounted. They'll do what they did after 2009. They'll do what oil did after 2020. They'll do what tech did after the dot-com crash. They'll reprice fast. And years from now, people will look back at this exact moment and say the thing they always say after missing the obvious: “It was right there. Why didn't I buy more?” Well… it is right here. Apartments are on sale. No one has been beating the drum more on this than my guest on Wealth Formula Podcast this week.

The All Local Afternoon Update for Friday, November 28th 2025

On today's podcast I spoke once again with a regular guest, Paul Niland who has been living in Kyiv in Ukraine for nearly 24 years. Paul who is originally from Ireland, is a journalist, a political commentator and the founder and CEO of Lifeline Ukraine, a national suicide prevention service. On the announcement of the very serious joke that is the 28 point "Peace Plan" that was cobbled together by Trump's administration and Putin, I just had to get Paul on the podcast to discuss it and the likely response from Ukraine. Paul, just days after Russian explosives had destroyed apartments just two floors above his own, he tells me in no uncertain terms what the response will be, and assures me that Ukraine is not on its knees and won't be capitulating to Russia at any point in the future. We chatted about life in Ukraine, the conscription of civilians to the army, the thousands of abducted children, the resilience of the people and how he believes this war will end. It is crystal clear that Trump is on the side of Russia, and what may not be clear is that while this is a huge issue for Ukraine today it could easily be a similar issue for Europe tomorrow.      Enjoy the show   Podcast Production by Greg Canty Greg's blog Greg on Twitter  Greg on LinkedIn Email Greg with feedback or suggested guests: greg@fuzion.ie

Craig has devoted almost 30 years to value real estate investing and has owned and managed 7,200 units and 2.8 million square feet of commercial space and provided advisory services on over $2 billion in value. Craig is also author of How to Take an Apartment Building from Money Pit to Money Maker, Secrets of Successful Apartment Buildings and A Guide to Creating Successful Apartment Advertisements.   Now as a real estate educator, thru his books and free membership website, Craig is sharing his unique understanding of real estate value investing and how it is reinventing the way value investors should be doing business today.  Enjoy this interview between Craig Haskell and Alan Pollack Part 2. 

===== MDJ Script/ Top Stories for November 21st Publish Date:  November 21st    Commercial: From the BG AD Group Studio, Welcome to the Marietta Daily Journal Podcast.    Today is Friday, November 21st and Happy Birthday to Stan The Man Musial I’m Keith Ippolito and here are the stories Cobb is talking about, presented by Times Journal Cobb targets millions in federal funds to counter drones, boost World Cup security Smyrna denies five-story apartment building Interrogation videos highlight third day of trial for man accused of killing Acworth neighbors Plus, Leah McGrath from Ingles Markets on rice All of this and more is coming up on the Marietta Daily Journal Podcast, and if you are looking for community news, we encourage you to listen and subscribe!  BREAK: INGLES 10 STORY 1: Cobb targets millions in federal funds to counter drones, boost World Cup security  Next summer, Cobb County will play host to international soccer teams prepping for the 2026 FIFA World Cup, one of the biggest sporting events ever. With Atlanta set to host eight matches at Mercedes-Benz Stadium, Cobb will handle training, transportation, and fan events. But with that comes challenges—crowds, security, and logistics. To prepare, county officials are asking for Homeland Security grants to boost safety measures, including $7.5–$12 million for drone detection tech. Training sites? Atlanta United’s grounds in Marietta, KSU’s Fifth Third Stadium, and possibly Pace Academy. “The more popular the team, the bigger the crowds,” said Cobb EMA Director Cassie Mazloom. STORY 2: Smyrna denies five-story apartment building  The Smyrna City Council shot down a rezoning request for a 250-unit apartment complex this week, with a 5-2 vote against the proposal. Wood Partners South Acquisitions LLC had pitched a five-story mixed-use development on 6.7 acres along Highlands Parkway, near Technology Court. The plan included 250 apartments—mostly one- and two-bedroom units—plus retail space, a pool, and a courtyard. Councilwoman Latonia Hines acknowledged the project’s quality but questioned the location. “It’s a great development—just not here,” she said. The Planning Board and city staff had already recommended denial, citing conflicts with the area’s industrial zoning. STORY 3: Interrogation videos highlight third day of trial for man accused of killing Acworth neighbors On the third day of Matthew Lanz’s murder trial, the defense finally had its turn. Lanz, now 26, sat quietly in a green jumpsuit, his hair unkempt, his face hidden behind a scruffy beard. Prosecutors played interrogation videos from 2021, where Lanz, then 22, denied killing his neighbors, Justin and Amber Hicks. “I didn’t murder them,” he said. “Someone murdered them.” The Hicks, both 31, were found shot to death in their home, their two-year-old son unharmed nearby. Lanz is accused of breaking in through a back window and pulling the trigger. The trial, a bench trial at the defense’s request, will hinge on Judge Sonja Brown’s decision. Prosecutors rested their case Wednesday, leaving the defense to decide if Lanz will testify. In one chilling video, Lanz asked police if Amber Hicks had been pregnant. She wasn’t, but his comment left the courtroom uneasy. We have opportunities for sponsors to get great engagement on these shows. Call 770.799.6810 for more info.  We’ll be right back. Break: STRAND THEATRE STORY 4: State Senate election appears headed toward runoff  It looks like Democrats Jaha Howard and Roger Bruce are headed for a runoff in the special election to fill the state Senate seat vacated by Jason Esteves. Unofficial results show Howard leading with 32.6% of the vote, followed by Bruce at 25.4%. The six-candidate race was a whirlwind, with just over a month to campaign. “We had to gear up in days,” Howard said, calling the campaign a “faith journey.” Bruce, a Capitol veteran with 22 years in the Georgia House, leaned on endorsements from big names like former Gov. Roy Barnes. The runoff is set for Dec. 16. STORY 5: Smyrna limits vape shop locations, approves Tolleson Aquatic Center contract This week, Smyrna’s City Council cracked down on vape shops, unanimously passing an ordinance to define and restrict them. “Right now, they’re just lumped in with general retail,” said Community Development Director Rusty Martin. “This lets us set some boundaries.” The new rules? Vape shops—defined as retailers primarily selling alternative nicotine or vapor products—can’t open within 1,000 feet of another vape shop, schools, or daycares. In other council news, Arrow Waste got the green light (6-1) for a temporary office on Riverview Road, despite concerns about a nearby fuel tank. Also approved: a $16.23M contract for the Tolleson Aquatic Center, set to open in 2027. And now here is Leah McGrath from Ingles Markets on rice We’ll have closing comments after this. Break: Ingles Markets 10 Signoff-   Thanks again for hanging out with us on today’s Marietta Daily Journal Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at mdjonline.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com Strand Marietta – Earl and Rachel Smith Strand Theatre See omnystudio.com/listener for privacy information.

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Craig has devoted almost 30 years to value real estate investing and has owned and managed 7,200 units and 2.8 million square feet of commercial space and provided advisory services on over $2 billion in value. Craig is also author of How to Take an Apartment Building from Money Pit to Money Maker, Secrets of Successful Apartment Buildings and A Guide to Creating Successful Apartment Advertisements. Now as a real estate educator, thru his books and free membership website, Craig is sharing his unique understanding of real estate value investing and how it is reinventing the way value investors should be doing business today.  Enjoy this interview between Craig Haskell and Alan Pollack!

Today is Tuesday, November 18. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

Today is Monday, November 17. Here are the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

Short interview with Shu Matsuo Post from Akiya Hub, on the differences between Akiya/ Single Family Homes & Apartment Buildings / Multi-Family Properties - AND - an exciting, special announcement for those among you who are interested in these investments!

In this episode, Eric and Andy discuss the ongoing challenges and updates regarding Andy's apartment building project, including supply chain issues, equipment upgrades, and the impact of tariffs on costs. They explore the complexities of managing a construction project in today's global economy, emphasizing the importance of effective communication with customers and adapting pricing strategies to account for unexpected expenses.TakeawaysMold remediation techniques like dry ice blasting are being utilized.Tariffs are significantly impacting equipment costs.Communication with customers about pricing is crucial.The global supply chain affects local projects.Anticipating future costs is essential for project management.The importance of adapting to changing market conditions.Customer expectations need to be managed effectively. Send us a textSend us your feedback or topic ideas over on our social channels!Eric Aune @mechanicalhub Andy Mickelson @mick_plumbNewsletter sign up: https://bit.ly/MH_email

Multifamily real estate is one of the hottest asset classes under the umbrella of commercial real estate. If you're considering making active or passive investments, Randy has you covered either way. In this episode, Randy provides comprehensive guide on all of the different ways to invest in apartment buildings. Join the Investor Club: https://rebrand.ly/nc9t3yg 

Check out our Halloween Pop-up Channel here.The seventh floor is empty but their shadows remain, pacing behind windows without bodies to cast them. As the Millbrook Arms transforms floor by floor, David Park discovers the building is growing downward—negative floors that shouldn't exist, filled with drowned versions of residents who are somehow still alive. Margaret descends impossible staircases to find fourteen floors instead of seven, a perfect reflection going up and down, with the missing residents learning to breathe underwater. The Holloways, the original water bearers of Millbrook, are being absorbed into the building's infrastructure, becoming the very water that rises through its pipes. When Margaret emerges, she finds the eighth point fully marked—not just a building, but a depth gauge showing how far the entire town will sink.Unlock an ad-free podcast experience with Caloroga Shark Media! Get all our shows on any player you love, hassle free! For Apple users, hit the banner on your Apple podcasts app. For Spotify or other players, visit caloroga.com/plus. No plug-ins needed!Subscribe now for exclusive shows like 'Palace Intrigue,' and get bonus content from Deep Crown (our exclusive Palace Insider!) Or get 'Daily Comedy News,' and '5 Good News Stories' with no commercials! Plans start at $4.99 per month, or save 20% with a yearly plan at $49.99. Join today and help support the show!We now have Merch!  FREE SHIPPING! Check out all the products like T-shirts, mugs, bags, jackets and more with logos and slogans from your favorite shows! Did we mention there's free shipping? Get 10% off with code NewMerch10 Go to Caloroga.comGet more info from Caloroga Shark Media and if you have any comments, suggestions, or just want to get in touch our email is info@caloroga.com

Check out our Halloween Pop-up Channel here.The Millbrook Arms apartments begin drowning from the top down when Walter Holloway in 7G disappears, leaving his apartment empty of people but full of impossible standing water that exists without source or explanation. Silas documents how all seventh-floor residents vanish within days, forty-three people gone while their shadows continue pacing behind windows, and the sixth floor begins experiencing water dripping through bone-dry ceilings above. Margaret discovers the building is transforming into something else—a structure that exists simultaneously wet and dry, where the Holloway family members serve as human pipes through which dark water rises. The building manager reveals fourteen floors on the directory instead of seven, with negative floors listing residents who died in 1974, as the eighth point of the Pattern marks not just location but depth—showing how far Millbrook will sink into the reservoir that remembers everything.Unlock an ad-free podcast experience with Caloroga Shark Media! Get all our shows on any player you love, hassle free! For Apple users, hit the banner on your Apple podcasts app. For Spotify or other players, visit caloroga.com/plus. No plug-ins needed!Subscribe now for exclusive shows like 'Palace Intrigue,' and get bonus content from Deep Crown (our exclusive Palace Insider!) Or get 'Daily Comedy News,' and '5 Good News Stories' with no commercials! Plans start at $4.99 per month, or save 20% with a yearly plan at $49.99. Join today and help support the show!We now have Merch!  FREE SHIPPING! Check out all the products like T-shirts, mugs, bags, jackets and more with logos and slogans from your favorite shows! Did we mention there's free shipping? Get 10% off with code NewMerch10 Go to Caloroga.comGet more info from Caloroga Shark Media and if you have any comments, suggestions, or just want to get in touch our email is info@caloroga.com

Let Us Know What You Thought Of The Episode This week we're talking about something that's catching a lot of attention lately: boutique apartment developments — and we've got the perfect guest to walk us through it.Fresh off a property tour in Calgary, it's clear the buzz around real estate development isn't slowing down. But while the spotlight often lands on massive high-rises or big infill conversions, there's a quieter strategy gaining serious momentum — and it's all about building intentionally-designed, small-scale apartment buildings that actually fit into the communities they're in.We're talking about those 6–10 unit apartment builds that are popping up more and more — the kind that solve housing supply issues while still delivering solid returns.Joining us today is Katie Neason, founder of Rookie Redeveloper — a real estate developer, investor, and educator who's made a name for herself by building boutique-style multifamily projects that blend smart design, solid numbers, and a deep understanding of what today's neighborhoods need.In this episode, we get into:What goes into planning and financing a boutique apartment buildReal timelines you should expect (not just the ones on paper)How to analyze whether a site is actually a good fit for developmentKatie's strategy for deciding when to hold vs. sellAnd why small-scale doesn't mean small profitsKatie brings a super down-to-earth perspective and breaks down the real steps it takes to move from single-family flips to purpose-built multifamily — without needing to be a big-time developer to get started. If you're curious about multi-unit infill, want to build smarter in today's market, or just need a push to look at development differently — this one's a must-listen.Follow Katie on Instagram: https://www.instagram.com/katiedevelops/Learn More About Our Trusted Partner- Ellements GroupEllements Group offers real estate investors like you the peace of mind that comes from their insightful, full-team approach to financial coaching, holistic financial planning and managing your entire financial picture, not just your portfolio. Would you like to learn more? Visit:https://thesavvyinvestor.ca/ellements-financial-groupSavvy Investor Links: Website: https://thesavvyinvestor.caInstagram: https://www.instagram.com/savvy_investorsYouTube: https://www.youtube.com/@thesavvyinvestorJoin our Savvy Squad Community for 30 Days Absolutely FREE!https://thesavvyinvestor.ca/joinDisclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.

AP correspondent Julie Walker reports part of an apartment building in New York City collapses with no reports of injuries.

He speaks with guest host Preston Mulligan.

Margaret continues her talk with Bursts about the surprising history of pirate radio and the three way fight for control of the airwaves. Sources: https://files.libcom.org/files/radio-is-my-bomb-part-1.pdf https://files.libcom.org/files/radio-is-my-bomb-part-2.pdf https://files.libcom.org/files/Radio%20Alice.pdf https://autonomies.org/2023/02/italy-autonomia-5/ https://autonomies.org/2023/02/italy-autonomia-5/ https://www.thejournal.ie/ronan-orahilly-radio-caroline-death-5079760-Apr2020/ https://web.archive.org/web/20100524063428/http://www.timesonline.co.uk/tol/comment/obituaries/article7053070.ece https://web.archive.org/web/20071018203739/http://www.telegraph.co.uk/arts/main.jhtml?xml=/arts/2007/09/27/bvradio127.xml&page=1 https://web.archive.org/web/20110719070410/http://www.offshoreradio.de/fleet/shivering.htm https://www.bobleroi.co.uk/ScrapBook/SutchCityPics1/SutchCityPics1.htmlSee omnystudio.com/listener for privacy information.

Margaret talks with Bursts about the surprising history of pirate radio and the three way fight for control of the airwaves. Sources: https://files.libcom.org/files/radio-is-my-bomb-part-1.pdf https://files.libcom.org/files/radio-is-my-bomb-part-2.pdf https://files.libcom.org/files/Radio%20Alice.pdf https://autonomies.org/2023/02/italy-autonomia-5/ https://autonomies.org/2023/02/italy-autonomia-5/ https://www.thejournal.ie/ronan-orahilly-radio-caroline-death-5079760-Apr2020/ https://web.archive.org/web/20100524063428/http://www.timesonline.co.uk/tol/comment/obituaries/article7053070.ece https://web.archive.org/web/20071018203739/http://www.telegraph.co.uk/arts/main.jhtml?xml=/arts/2007/09/27/bvradio127.xml&page=1 https://web.archive.org/web/20110719070410/http://www.offshoreradio.de/fleet/shivering.htm https://www.bobleroi.co.uk/ScrapBook/SutchCityPics1/SutchCityPics1.htmlSee omnystudio.com/listener for privacy information.

1010 WINS Reporter Glenn Schuck with the story.

In today's episode, I break down exactly why now is the moment to buy multifamily real estate—even in a shaky market. I share what I'm seeing on the ground: sellers getting nervous, buyers pulling out, and deals coming back to the table at massive discounts. We'll talk about: Why valuations are down 30–40% from 2022 levels How capital calls and struggling syndications are shaping today's market The importance of locking in fixed-rate debt What to do if you don't have capital right now (and how to build the right investor relationships) Why my Deal Blade analyzer can help you underwrite quickly, accurately, and confidently If you've been waiting for the “right time” to jump in, this might be it. Deals are out there—you just need the tools, the confidence, and the network to take advantage.

A lawnmower left dozens of people without homes after a fire destroyed two apartment buildings in Millcreek. Unified Fire Authority, Captain Tony Barker joins the show to discuss what happened and a new poll that shows Utahns are divided on firework restrictions.

Dmitry Grinberg joined us to talk about running Linux on small microprocessors (physically small and/or 4-bit). Dmitry does this by emulating a MIPS processor. Boot times vary between minutes and days, depending on the processor.  Dmitry's projects are on his website (dmitry.gr) including: 8-pin Linux (Cortex-M0+!) Linux on an 8-bit micro? Linux/4004 Dmitry recommended NandGame, an online game about building up a processor. We mentioned Eric Schlaepfer of TubeTime. He was on the show on 419: Fission Chips, with EMSL's Windell Oskay, talking about their book Open Circuits. Transcript Mouser Electronics has a dedicated Empowering Innovation Together hub that covers the latest breakthroughs in tech. Their new series explores how AI is reshaping engineering—from design automation to rapid prototyping and predictive maintenance. You'll find insightful articles, podcasts, and videos that showcase real-world applications across industries. If you're ready to see how AI is powering the next generation of engineering, head over to Mouser.com/empowering-innovation.

Keith highlights the decline in college town real estate due to demographic changes and reduced international student enrollment.  The national housing market is moving towards balance, with 4.6 months of resale supply and 9.8 months of new build supply.  Commercial real expert and fellow podcast host, Hannah Hammond, joins Keith to discuss how the state of the real estate market is facing a $1 trillion debt reset in 2025, potentially causing distress and foreclosures, particularly in the Sun Belt states.  Resources: Follow Hannah on Instagram  Show Notes: GetRichEducation.com/563 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, are college towns doomed. There's a noticeably higher supply of real estate on the market. Today is get rich education. America's number one real estate investing show. Then how much worse will the Apartment Building Loan implosions get today? On get rich education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from Orchard Park, New York to port orchard, Washington and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. How most people set up their life is that they have a job or an income producing activity, and they put that first, then they try to build whatever life they have left around that job. Instead, you are in control of your life when you first ask yourself, what kind of lifestyle Am I trying to build? And then you determine your job based on that. That is lifestyle design, and that is financial freedom, most people, including me, at one time. And probably you get that wrong and put the job first. And then we need to reverse it once you realize that, you discover that you found yourself so far out of position that you try to find your way back by putting your own freedom, autonomy and free agency first. There you are lying on the ground, supine, feeling overwhelmed, asking yourself why you didn't put yourself first. Then what I'm helping you do here is get up and change that by moving your active income over to relatively passive income, and doing it through the most generationally proven vehicle of them all, real estate investing for income. We are not talking about a strategy that didn't exist three years ago and won't exist three years from now. It is proven over time, and there's nothing avant garde or esoteric here, and you can find yourself in a financially free position within five years of starting to gradually shift that active income over to passive income.    Keith Weinhold  3:29   Now, when it comes to today's era of long term real estate investing, we are in the midst of a real estate market that I would describe as slow and flat. Both home price appreciation and rent growth are slow. Overall real estate sales volume is still suppressed. It that sales volume had its recent peak of six and a half million homes moved in 2021 which was a wild market, it was too brisk and annual sales volume is down to just 4 million. Today, more inventory is accumulating, which is both a good news and a bad news story. I'm going to get to this state of the overall market shortly. First, let's discuss real estate market niches, a particular niche, because two weeks ago, I discussed the short term rental arms race. Last week, beach towns and this week, in the third of three installments of real estate market niches are college towns doomed? Does it still make sense to invest in college town real estate? Perhaps a year ago on the show, you'll remember that I informed you that a college closes every single week in the United States. Gosh, universities face an increasingly tough demographic backdrop ahead. We know more and more people get a free education. Education online. Up until now, universities have tapped a growing high school age population in this seemingly bottomless well of international students wanting to study in the US. But America's largest ever birth cohort, which was 4.3 million in 2007 is now waning. Yeah, that's how many Americans were born in 2007 and that was the all time record birth year. Well, all those people turn 18 years old this year. This, therefore, is an unavoidable decline in the pool of potential incoming college freshmen from the United States. And on top of that, the real potential of fewer international students coming to the US to study adds to the concern for colleges. This is due to the effects and the wishes of the Trump administration. It already feels like a depression in some college towns now among metro areas that are especially reliant on higher education, three quarters of them suffered weaker economic growth over the past 12 years than the US has as a whole. That's according to a study at Brookings Metro. They're a non profit think tank in DC, all right, and in the prior decade, all right, previous to that, most of those same metros grew faster than the nation did. If this was really interesting, a recent Wall Street Journal article focused on Western Illinois University in McComb Illinois as being symbolic of this trend, where an empty dorm that once held 800 students has now been converted to a police training ground, it's totally different, where there are active shooter drills and all this overturned furniture rubber tipped bullets and paintball casings, you've got to repurpose some of these old dorms. Nearby dorms have been flattened and they're now weedy fields. Two more dorms are set to close this summer. Frat houses and homes once filled with student renters are now empty lots city streets used to be so crowded during the semester that cars moved at a crawl. That's not happening anymore. It's almost like you're watching the town die, said a resident who was born in Macomb and worked 28 years for the Western Illinois Campus Police Department. Macomb, Illinois is at the heart of a new rust belt across the US colleges are faltering, and so are the once booming towns and economies around them. Enrollment is down at a lot of the nation's public colleges and universities starting next year due to demographics like I mentioned, there will be fewer high school graduates for the foreseeable future, and the fallout extends to downtown McComb. It's punishing local businesses. There's this multiplier effect that's diminishing. It's not multiplying for generations. Colleges around the US fueled local economies, created jobs and brought in students and their visiting families to shop and spend and growing student enrollment fattened school budgets, and that used to free universities from having to worry about inefficiencies or cutting costs. But the student boom has ended, and college towns are suffering. And what are some of the other reasons for these doomed college towns? Well, first, a lot of Americans stopped having babies after the global financial crisis, you've got a strong dollar and an anti foreigner administration that's likely to push international student numbers down on top of this, and then, thirdly, US students are more skeptical of incurring these large amounts of debt for college and then, universities have been increasing administrative costs and tuition above the rate of inflation, and they've been doing that for decades. Tuition and operating costs are detached from reality, and in some places, student housing is still being built like the gravy train is not going to end. I don't see how this ends well for many of these universities or for student housing, so you've really got to think deeply about investing in college town housing anymore. Where I went to college, in Pennsylvania, that university is still open, but their enrollment numbers are down, and they've already closed and consolidated a number of their outlying branch campuses. Now it's important notice that I'm focused on college towns, okay, I'm talking about generally, these small. Smaller, outlying places that are highly dependent on colleges for their vibrancy. By the way, Pennsylvania has a ton of them, all these little colleges, where it seems like every highway exit has the name of some university on it. That is starting to change now.    Keith Weinhold  10:21   Conversely, take a big city like Philadelphia that has a ton of colleges, Temple University, Penn, which is the Ivy League school, St Joseph's, Drexel LaSalle, Bryn Mawr, Thomas Jefferson, Villanova. All these colleges are in the Philly Metro, and some of them are pretty big. Well, you can be better off investing in a Philly because Philly is huge, 6 million people in the metro, and there's plenty of other activity there that can absorb any decline in college enrollment. So understand it's the smaller college town that's in big trouble. And I do like to answer the question directly, are college towns doomed? Yes, some are. And perhaps a better overall answer than saying that college towns are doomed, is college towns have peaked. They've hit their peak and are going down.    Keith Weinhold  11:23   Let's talk about the direction of the overall housing market now, including some lessons where, even if you're listening 10 years from now, you're going to gain some key learning. So we look at the national housing market. There is finally some buyer selection again, resale housing supply is growing. I'm talking overall now, not about the college towns. Back in 2022, nearly every major metro could be considered not just a seller's market, but a strong seller's market. And it was too much. It was wild. Three years ago, buyers had to, oftentimes offer more than the asking price, pay all cash. Buyers had to waive contingencies, forgo inspections, and they had to compete with dozens of bidders. I mean, even if you got a home inspection, you pray that the home inspector didn't find anything worse than like charming vintage wiring, because you might have been afraid to ask for some repairs of the seller, and that's because the market was so hot and competitive that you might lose the deal. Fast forward to today, and fewer markets Hold that strong seller's market status. More metros have adequate inventory. And if you're one of our newsletter subscribers, you saw that last week, I sent you a great set of maps that show this. As you probably know, six months of housing supply is deemed as the balance point between buyers and sellers over six months favors buyers under six favors sellers. All right, so let's see where we are now. And by the way, months of housing supply, that phrase is also known as the absorption rate nationally, 4.6 months of resale supply exists. That's the current level, 4.6 months per the NAR now it bottomed out at a frighteningly low one and a half months of supply back in 2022 and it peaked at 12 full months of supply during the global financial crisis, back in 2010 All right, so these are the amounts of resale housing supply available for sale, and we overbuilt homes back in the global financial crisis, everyday people owned multiple homes 15 years ago because virtually anyone could qualify for a loan with those irresponsible lending standards that existed back in that era. I mean, back then, buyers defaulted on payments and walked away from homes and because they had zero down payment in the home. Well, they had zero skin in the game to protect and again, that peaked at 12 months of supply. Now today, Texas and Florida have temporarily overbuilt pockets that are higher than this 4.6 month national number and of course, we have a lot of markets in the Northeast and Midwest that have less than this supply. But note that 4.6 months is still under six months of supply, still favoring sellers just a little, but today's 4.6 months. I mean, that's getting pretty close to historic norms, close to balance. All right, so where is the best buyer opportunity today? Well, understand that. So far, have you picked up on. This we've looked at existing housing supply levels here, also known as resale homes. The opportunity is in new build homes. What's the supply of new construction homes in the US? And understand for perspective that right now, new build homes comprise about 1/3 of the available housing supply. And this might surprise you, we are now up to 9.8 months of new build housing supply, and that's a number that's risen for two years. That's per the Census Bureau and HUD. A lot of builders, therefore, are getting desperate right now, builders have got to sell. The reason that they're willing to cut you a deal is that, see, builders are paying interest costs and maintenance costs every single day on these nice, brand new homes that are just languishing, just sitting there. Understand something builders don't get the benefit of using a home. Unlike the seller family of a resale or existing home, see that family that has a resale home on the market, they get the benefit of living in it while it's on the market. This 9.8 months of new build supply is why buyers are willing to cut you a deal right now, including builders that we work with here at GRE marketplace.    Keith Weinhold  16:30   And we're going to talk to a builder on the show next week and get them to tell us how desperate they are. In fact, it's a Florida builder, and we'll learn about the incentives that they're willing to cut you they're building in one of these oversupplied pockets. So bottom line is that overall, an increasing US housing supply should keep home prices moderating. They're currently up just one to 2% nationally, and more supply means better options for you. Hey, let's talk about this very show that you're listening to, the get rich education podcast. What do you like to do while you're listening to the show? In fact, what are you doing right now while you're listening to the show? Well, in a recent Instagram poll, we asked our audience that very question you told us while listening to the show, 50% of you are commuting, 20% are exercising, 20% are at work, and 10% are doing home chores like cleaning or dishes. Now is this show the number one real estate investing podcast in the United States, we asked chatgpt that very question, and here's how they answered. They said, Excellent question. Real estate investing podcasts have exploded over the past 10 to 12 years, but only a handful have true long term staying power. Here's a list of some of the longest running, consistently active real estate investing podcasts that have built serious legacies. And you know something, we are not number one based on those criteria. This show is ranked number two in the nation. Number one are our friends at the real estate guys radio show hosted by Robert Helms. How many times have I recommended that you go ahead and give them a listen? Of course, I'm just freshly coming off spending nine days with them as one of the faculty members on their summit at sea. Their show started in 1997Yes, on actual radio, before podcasts even existed, and chat GPT goes on to say that they're one of the OGS in the space. It focuses on market cycles, investing strategies and wealth building principles known for its international investor perspective and high profile guests like Robert Kiyosaki. All right, that's what it says about that show. And then rank number two is get rich. Education with me started in 2014 and it goes on to say that this is what the show's about. It says it's real estate centric with a macroeconomic and financial freedom philosophy. It focuses on buy and hold investing, inflation, debt strategy and wealth building. Yeah, that's what it says. And I'd say that's about right? And this next thing is interesting. It describes the host of the show, me as communicating with you in a way that's clear, calm and slightly academic. That's what it says. And yeah, you've got to be clear. Today. There's so much competing for your attention that if I'm not clear with you, then I'm not able to help you calm. Okay? I guess I remain calm. And then finally, slightly academic. I. Hadn't thought about that before. Do you think that I'm slightly academic in my delivery? I guess that's possible. It's appropriate for a show with the word education in our name. I guess it makes sense that I'd be slightly academic. So that fits. I wouldn't want to be heavily academic or just academic, because that could get unrelatable. So there's your answer. The number two show in the nation for real estate investing.    Keith Weinhold  20:29   How are things going with your rental properties? Anyway, I had something interesting happen to me here these past few months. Now I have a property manager in one market that manages quite a few of my properties, all these single family homes and I had five perfect months consecutively as a real estate investor. A perfect month means when you have 100% occupancy, 100% rent collection, and zero maintenance or repair costs. Well, this condition went on for five months with every property that they managed. For me, which is great, profitable news, but that's so unusual to have a streak like that, it kind of makes you wonder if something's going wrong. But the streak just ended. Finally, there was a $400 expense on one of these single family homes. Well, this morning, the manager emailed me about something else. One of my tenants leases expires at the end of next month. I mean, that's typical. This is happening all the time with some property, but they suggested raising the rent from $1,700 up to 1725, and I rarely object to what the property manager suggests. I mean, after all, they are the expert in that local market. That's only about a one and a half percent rent increase, kind of slow there. But again, we're in this era where neither home price growth nor rent growth have been exceptional.    Keith Weinhold  22:02   I am in upstate Pennsylvania today. This is where I'm from. I'm here for my high school class reunion. And, you know, it's funny, the most interesting people to talk to are usually the people that have moved away from this tiny town in Appalachia, counter sport, Pennsylvania, it's not the classmates that stayed and stuck around there in general are less interesting. And yes, this means I am sleeping in my parents home all week. I know I've shared with you before that Curt and Penny Weinhold have lived in the same home and have had the same phone number since 1974 and I sleep in the same bedroom that I've slept in since I was an infant every time that I visit them. Kind of heartwarming. In a few days, I'm going to do a tour of America's first and oldest pretzel bakery in Lititz, Pennsylvania with my aunts and uncles to review what you've learned so far today, put your life first and then build your income producing activity around that. Many college towns are demographically doomed, and even more, have peaked and are on their way down. Overall American residential real estate supply is up. We're now closer to a balanced market than a seller's market. We've discussed the distress in the five plus unit apartment building space owners and syndicators started having their deals blow up, beginning in 2022 when interest rates spiked on those short term and balloon loans that are synonymous with apartment buildings. When we talked to Ken McElroy about it a few weeks ago on the show, he said that the pain still is not over for apartment building owners.   Keith Weinhold  23:51   coming up next, we'll talk about it from a different side, as I'll interview a commercial real estate lender and get her insights. I'll ask her just how bad it will get. And this guest is rather interesting. She's just 29 years old, really bright and articulate, and she founded her own commercial real estate lending firm. She and I recorded this on a cruise ship while we're on the real estate guys Investor Summit at sea a few weeks ago. So you will hear some background noise, you'll get to meet her next I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 563 and you're listening to it.    Keith Weinhold  24:31   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com that. Ridge lendinggroup.com, you know what's crazy?    Keith Weinhold  25:03   Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66 866, to learn about freedom family investments, liquidity fund, again, text family to 66866   Caeli Ridge  26:13   this is Ridge lending group's president, Caeli Ridge. Listen to get rich education with key blind holes. And remember, don't quit your Daydream.   Keith Weinhold  26:31   Hey, Governor, education nation, Keith Weinhold, here we're on a summit for real estate on a cruise ship, and I'm with Hannah Hammond. She's the founder of HB capital, a commercial real estate lending firm, and the effervescent host of the Hannah Hammond show. Hey, it's great to chat   Hannah Hammond  26:48   you too. It's been so great to get to know you on this ship, and it's been a lot of fun,    Keith Weinhold  26:51   and we just met at this conference for the first time. Hannah just gave a great, well received presentation on the state of the commercial real estate market. And the most interesting thing, and the thing everyone really wants to know since she lends for five plus unit apartment buildings as well, is about the commercial real estate interest rate resets. Apartment Building values have fallen about 30% nationwide, and that is due to these resetting loans. So tell us about that.   Hannah Hammond  27:19   Yeah, so there is a tidal wave of commercial real estate debt coming due in 2025 some of that has already come due, and we've been seeing a lot of the distressed assets start to hit the market in various asset classes, from multifamily, industrial, retail and beyond. And then, as we continue through 2025 more of that title, weight of debt is going to continue to come due, which is estimated to be around $1 trillion of debt.    Keith Weinhold  27:44   That's huge. I mean, that is a true tidal wave. So just to pull back really simply, we're talking about maybe an apartment building owner that almost five years ago might have gotten an interest rate at, say, 4% and in today's higher interest rate environment that's due to reset to a higher rate and kill their cash flow and take them out of business. Tell us about that.   Hannah Hammond  28:03   Yeah. So a lot of investors got caught up a few years ago when rates were really low, and they bought these assets at very low cap rates, which means very high prices, and they projected, maybe over projected, continuous rent growth, like double digit rent growth, which many markets were seeing a few years back, and that rent growth has actually slowed down tremendously. And so much supply hit the market at the same time, because so much construction was developed a few years back. And so now there's a challenge, because rents have actually dropped. There's an overage of supply. Rates have doubled. You know, people were getting apartment complexes and other assets in the two or 3% interest rate range. Now it's closer to the six to 7% interest rate range, which we all know it just doesn't really make numbers work. Every 1% increase in interest you'd have to have about a 10% drop in value for that monthly payment to be the same. So that's why we're seeing a lot of distress in this market right now, which is bad for the people that are caught up on it, but it's good for those who can have the capital to re enter the market at a lower basis and be able to weather this storm and ride the wave back up   Keith Weinhold  29:08   income down, expenses up. Not a very profitable formula. Let's talk more about from this point. How bad can it get? We talked about 1 trillion in loans coming due this calendar year tell us about how bad it might be.    Hannah Hammond  29:23   So it's estimated that potentially 25% of that $1 trillion could be in potential distress. And of course, if two $50 billion of commercial real estate hit foreclosure all at the same time, that would be pretty catastrophic, and there would be a massive supply hitting the market, and therefore a massive reduction in property values and prices. And so a lot of lenders have been trying to mitigate the risk of this happening, and all of this distress debt hit the market at one time. And so lenders have been doing loan modifications and loan extensions and the extend and pretend, quote. Has been in play since back in 2025 but a lot of those extensions are coming due. That's why we're feeling a little bit more of a slower bleed in the commercial market. But you know, in the residential market, we're not seeing as much distress, because so many people have those fixed 30 year rates. But in commercial real estate, rates are generally not fixed for that long. They're more they could be floating get or they might only be fixed for five years, and then they've reset. And that's what we're seeing now, is a lot of those assets that were bought within the last five years have those rate caps expiring, and then the rates are jacking it up to six to 7% and the numbers just don't make sense anymore.   Keith Weinhold  30:36   That one to four unit space single family homes up fourplexes has stayed relatively stable. We're talking about that distress and the five plus unit multi family apartment space. So Hannah, when we pull back and we look at the lender risk appetite and the propensity to lend and to want to make loans, of course, that environment changes over time. I know that all of us here at the summit, we learn from you in your presentation that that can vary by region in the loan to value ratio and the other terms that they're talking about giving. So tell us about some of the regional variation. Where do people want to lend and where do people want to avoid making loans   Hannah Hammond  31:11   Exactly? And we were talking about this is every single region is so different, and there's even micro markets within certain cities and metropolitan areas, and the growth corridors could have a very different outlook and performance than even in the overexposed metro areas. So lenders really pay attention to where the capital is flowing to. And right now, if you look at u haul reports and cell phone data, capital is flowing mostly to the Sun Belt states, and it's leaving the Rust Belt states. So this is your southeast states, your Texas, Florida, Arizona, and these types of regions where a lot of people are leaving some of the Rust Belt states like San Francisco, Chicago, New York, where those markets are being really dragged down by all this office drag from all the default rates in these office buildings that have continued to accumulate post COVID. So the lender appetite is going to shift Market to Market, and they really pay attention to the asset class and also the region in which that asset class is located. And this can affect the LTV, the amount of money that they're going to lend based on the value of the property, also the interest rate and the DSCR ratios, which is how much above the debt coverage the income has to be for the lender to lend on that asset.    Keith Weinhold  32:26   So we're talking about lenders more willing to make loans in places where the population is moving to Florida, other markets in the Southeast Texas, Arizona. Is that what we're talking about here.   Hannah Hammond  32:37   exactly, and even on the equity side, because we help with equity, like JV equity or CO GP equity, on these development projects or value add projects. And a lot of my equity investors, they're like, Nah, not interested in that state. But if it's in a really good Sunbelt type market, then they have a better appetite to lend in those markets.   Keith Weinhold  32:56   Was there any last thing that we should know about the lending environment? Something that impacts the viewers here, maybe something I didn't think about asking you?   Hannah Hammond  33:04   I mean, credit is tight, but there's tons of opportunity. Deals are still happening. Cre originations are actually up in 2025 and projected to land quite a bit higher in 2025 at about 660, 5 billion in originations, versus 539 billion in 2024 so the good news is, deals are happening, movements are happening, purchases and sales are happening. And we need movement to have this market continue to be strong and take place, even though, unfortunately, some investors are going to be stuck in that default debt and they might lose on these properties, it's going to give an opportunity for a lot of other investors who have been kind of sitting on the sidelines, saving up capital and aligning their capital to be able to take advantage of these great deals. Because honestly, we all know it's been really hard to make deals pencil over the past few years, and now with some of this reset, it's going to be a little bit easier to make them pencil.    Keith Weinhold  33:04   This is great. Loans are leverage, compound leverage, trunks, compound interest, leverage and loans are really key to you making more of yourself. Anna, if someone wants to learn more about following you and what you do, what's the best way for them to do that?    Hannah Hammond  33:42   At Hannah B Hammond on Instagram, my show, the Hannah Hammond show, is also on all platforms, YouTube, Instagram, Spotify, Apple, and if you shoot me a follow and a message on Instagram, I will personally respond to and would love to stay connected and help with any questions you have in the commercial real estate market.    Keith Weinhold  34:27   Hannah's got a great presence, and she's great in person too. Go ahead and be sure to give her a follow. We'll see you next time. Thank you.   Keith Weinhold  34:40   Yeah. Sharp insight from Hannah Hammond, there $1 trillion in commercial real estate debt comes due this year. A quarter of that amount, $250 billion is estimated to be in distress or default. This could keep the values of larger apartment buildings suppressed. Even longer, as far as where today's opportunity is, next week on the show, we'll talk to a home builder in Florida, ground zero for an overbuilt market, and we'll see if we can sense the palpable desperation that they have to move their properties and what kind of deals they're giving buyers. Now until next week, I'm your host, Keith Weinhold, do the right thing before you do things right out there, and don't quit your Daydream.   Speaker 3  35:33   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  35:56   You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  37:12   The preceding program was brought to you by your home for wealth, building, getricheducation.com.  

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Tonight on The Huddle, Auckland Councillor Maurice Williamson and CTU economist Craig Renney joined in on a discussion about the following issues of the day - and more! We recently found out Whānau Ora funding has been used to fund Moana Pasifika. What do we make of this? 15-storey apartment buildings will soon go up in some Auckland suburbs near strategic train stations - and the locals aren't happy. Are the detractors being NIMBY's - or are people right to be concerned? LISTEN ABOVESee omnystudio.com/listener for privacy information.

A round-up of the main headlines in Sweden on June 12th, 2025. You can hear more reports on our homepage www.radiosweden.se, or in the app Sveriges Radio Play. Presenter/Producer: Sujay Dutt

From repo'd cars to building a powerhouse brokerage career in Southern California, Dan Blackwell's story is the kind of grit most people never see behind the polished success.In this episode, Rich sits down with Dan to unpack his journey from being homeless—literally living out of his Tahoe while trying to break into multifamily real estate—to becoming one of Orange County's top brokers and apartment building owners. Dan shares the raw truth of getting rejected in early interviews, losing nearly everything during the 2008 crash, and how he clawed his way back by betting on himself, one cold call at a time.They get into:Why picking the right market, prototype, and team changed everythingHow he used cost segregation to offset six figures in taxes and buy more buildingsWhy living in your car might be the best lesson in humility and hungerTactical ways investors can “manufacture” 1031 exchanges in today's tight marketWhy Dan is bullish on long-term holds in high-growth areas (and how he's playing it)If you're stuck in survival mode, feeling like the odds are against you—this one proves that with persistence, strategy, and a willingness to get uncomfortable, you can flip the script.Connect with Dan on Instagram: @dan___blackwellJoin our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

This is the All-Local for Saturday, May 31st.

00000197-1742-d225-ab9f-1742f9b10000https://www.wvik.org/podcast/good-morning-from-wvik-news/2025-05-28/davenport-residents-still-seeking-answers-two-years-after-fatal-apartment-building-collapseJoseph LeahyDavenport residents still seeking answers two years after fatal apartment

Londinium 90 AD Is Ukraine another fragmented Yugoslavia for Europe to pay for? Michael Vlahos Friends of History Debating Society @michalis_vlahos https://www.reuters.com/business/aerospace-defense/russian-drone-fragments-set-kyiv-apartment-building-ablaze-official-says-2025-05-24/ 1941 Italian invasion of Yugoslavia

Think you need years of experience or loads of cash to invest in multifamily? Think again. In this solo episode, Michael Blank busts the two biggest myths that keep people from getting started in apartment syndications: lack of experience and lack of capital. He shares real-life strategies for building a winning team, raising money as a beginner, and scaling fast—even if you're starting from scratch.Key Takeaways:Experience ≠ Access: Multifamily brokers care more about your team's track record than yours.Build the Right Team: Partner with experienced operators, lenders, and property managers to gain instant credibility.Capital Raising Is a Learnable Skill: You don't need your own money—just the ability to educate and connect with potential investors.Focus on “Who,” Not “How”: Don't try to do everything. Find partners who fill your gaps.Anyone Can Start: With the right mindset and system, beginners have raised millions—even on their first dealConnect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael Blank For full episode show notes visit: https://themichaelblank.com/podcasts/session473/

On today's episode, Rich sits down with Mikey Taylor – Serial entrepreneur and former professional skateboarder. Mikey Taylor is the President and Managing Principal of Commune Capital, a private equity firm that invests in commercial real estate. After a successful 14 year skateboarding career, Mikey began the transition into entrepreneurship and business building, when he recognized an opportunity in the emerging craft beer industry. He utilized his marketing experience from skateboarding to co-found Saint Archer Brewery.Rich and Mikey start off by discussing the updates to Mikey's life since they last met, their experiences in the skating world, how Mikey met his wife, Mikey campaign plan to became a city council member in Thousand Oaks, backlash in communities today, the difference between A and C students, and teaching personal finance to students. They then reflect on Rich's experience with the Big Brother program, developing communication skills, what Mikey's schedule typically looks like, Mikey's methods to fundraising through social media, and building trust through long form content.Lastly, they talk about Mikey's experiences with real estate investing in California, current market trends, the risks to real estate investing, their recommendations to investing in 2024, Mikey's favorite real estate locations, cap rates, cashflow vs appreciation, investing in red and blue states, the safest way to invest in real estate, Rich's experience with real estate in Turkey, Rich's case for San Diego, their market forecasts and bad policies.Connect with Mikey on Instagram: @mikeytaylorJoin our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

There's a rumor going around that a syndicate is going to put up a large apartment building on the corner vacant lot.

WDAY First News anchors Lisa Budeau, Scott Engen and Lydia Blume break down your regional news and weather for Monday, May 12. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. Visit https://www.inforum.com/subscribe to subscribe.

In this episode, Dave chats with rising multifamily investor Hayden Duer, who shares how he and his partner landed their very first apartment building deal—a 10-unit property in Tucson, Arizona. Hayden walks us through the ups and downs of making the leap into syndication, broker outreach, and raising capital under pressure. If you're a new investor looking to break into multifamily or curious about the behind-the-scenes of securing your first big deal, this one's for you. Key Takeaways How Hayden and his partner found their 10-unit deal through persistent broker relationships The challenges they faced with renovations and managing construction expectations Losing $250K in soft commitments just before closing—and how they bounced back Why their background in property management and asset analysis sets them up for long-term success Their mission to help young professionals invest in real estate Their future plans in the 10–75 unit property space   - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/  

This week Kelly takes us to 2012 in Omaha, Nebraska to tell the story of Dave Kroupa and his tangled dating life that leads to the woman in apartment building 12. This episode is sponsored by: GO Realty Cherokee Family Healthcare The Cherokee County Chamber of Commerce Easy Street, Restaurant, Bar, and Performance Hall Theme song is The Legend of Hannah Brady by the Shane Givens Bandhttps://open.spotify.com/track/5nmybCPQ5imfGH8lEDWK4k?si=d8d9594652cf4cf1

Summary: Make sure you keep the volume on this episode down so as not to disturb your neighbors! Today, Holly and Devin dive into the wonderful world of apartment buildings. They discuss how stacking people like blocks in a single building can facilitate both a lust for blood as well as good old fashioned lust. Whether you've always lived in a single family home and have only seen apartments in shows like Friends or you're listening to this from an apartment right now, our hosts have got what you need to explore this living situation!  Topics Discussed: The Dagger (5:31): Holly discussed Lock Every Door by Riley Sager, a thriller following Jules Larsen - a recently unemployed, heartbroken 25-year-old in desperate need of monday. When offered, she jumps at a high-paying job to apartment-sit at The Bartholomew, an exclusive, elite Gothic-style Manhattan apartment building. The rules of her stay are strange, but Jules shakes it off…until a fellow apartment sitter, Ingrid, disappears. Holly's key takeaways were: The Bartholomew is inspired by real-life historic buildings in NYC. Its creepy, opulent design creates a claustrophobic atmosphere that mirrors traditional haunted house stories while the brooding atmosphere, secretive residents, and eerie silence create a modern gothic mood that amplifies the creepiness of the plot. Jules is uncertain whom to trust, and her increasing paranoia drives much of the suspense, keeping readers questioning what's real and who's dangerous. The story follows her as she navigates fear, gaslighting, and manipulation - ultimately reclaiming power through courage and tenacity. With the desperate and financially strapped Jules staying in an apartment building designed for the wealthy elite, the novel explores how financial insecurity can make people vulnerable to exploitation—highlighting the stark contrast between the wealthy and the desperate. The Heart (15:26): Devin discussed Lease on Love by Falon Ballard, a romance following Sadie Green - a sharp, ambitious woman who has just thrown her finance career out the window with a single outburst. With her career thrown in a blender and her housing situation dire, she drinks away her sorrows and browses roommate listings which lands her an appointment for what she thinks is a spare bedroom. She meets Jack Thomas who offers her the entire first floor of his spacious and beautiful Brooklyn Brownstone for a fraction of what he could charge. From there, Sadie and Jack both work on rebuilding - both themselves and their lives. Devin's key takeaways were: The apartment—this big, cozy Brooklyn brownstone—is practically a third main character. It becomes a safe haven for both Sadie and Jack. It's not just a setting, but the space that allows them to let their guards down and build something real. Both Sadie and Jack are at emotional crossroads, and their relationship becomes a soft space to land. The story leans into themes of trust, grief, and rediscovering purpose—not just in love or their respective careers but in self-worth and their personhood. Beyond the romance, Lease on Love is a celebration of strong friendships and emotional community as people navigate the rough waters of their 20s. Sadie's friend group and Jack's quiet generosity show that love can be a team sport and vulnerability and collaboration pave the way to happiness. Hot On the Shelf (33:35): Devin: Just Playing House by Farah Heron Holly: Death of the Author by Nnedi Okorafor What's Making Our Hearts Race (37:33): Devin: A new candle warmer!  Holly: Love on the Spectrum Season 3   Instagram: @heartsanddaggerspod Website: www.heartsanddaggerspod.com   If you like what you hear, please tell your friends and rate and review us on Apple Podcasts and Spotify so that we can find our perfect audience.

Mark Loeffler is a successful realtor, triathlete, and seasoned real estate investor with properties across the Golden Horseshoe. Inspired by Rich Dad Poor Dad, he began his journey in Newmarket and scaled from single-family homes to apartment buildings in markets like Hamilton. His discipline, both in athletics and investing, has been key to building lasting wealth through real estate. On this episode we discuss: How He Kicked Off His Real Estate Investments from Newmarket to Hamilton Rich Dad Poor Dad's influence on Mark The Mindset of a Triathelte Download a free report: “Multi-Unit Renovation Operations Order - A Guide to Starting a Renovation” Subscribe and review today! Instagram Youtube Spotify Apple Podcasts

When Tony Pritchard lands a job as an elevator operator at the mysterious Third Arms, he thinks he's finally caught a break—until a forbidden button appears, and he's pulled into a nightmare of monsters, secrets, and a debt that threatens to consume his very soul. Author: Jake Bible Huge thanks to our sponsors: BetterHelp: This episode is brought to you by BetterHelp. Head to betterhelp.com/dns to get 10% off your first month. Acorns: Head to acorns.com/nosleep or download the Acorns app to start saving and investing for your future today. * * * EXPLICIT CONTENT DISCLAIMER: This episode contains explicit content not limited to intense themes, strong language, and graphic depictions of violence intended for adults 18 years of age or older. These stories are NOT intended for children under the age of 18. Parental guidance is strongly advised for children under the age of 18. Listener discretion is advised. #drnosleep #scarystories #horrorstories #doctornosleep #truescarystories #horrorpodcast #horror Learn more about your ad choices. Visit megaphone.fm/adchoices

In this video, learn powerful prospecting techniques, effective lead generation strategies, and how to master probate and estate planning to grow your real estate business. From skip tracing tips to handling foreclosure scenarios, discover insights and actionable steps from industry experts.

When Tony Pritchard lands a job as an elevator operator at the mysterious Third Arms, he thinks he's finally caught a break—until a forbidden button appears, and he's pulled into a nightmare of monsters, secrets, and a debt that threatens to consume his very soul. Author: Jake Bible Huge thanks to our sponsors: BetterHelp: This episode is brought to you by BetterHelp. Head to betterhelp.com/dns to get 10% off your first month. Acorns: Head to acorns.com/nosleep or download the Acorns app to start saving and investing for your future today. * * * EXPLICIT CONTENT DISCLAIMER: This episode contains explicit content not limited to intense themes, strong language, and graphic depictions of violence intended for adults 18 years of age or older. These stories are NOT intended for children under the age of 18. Parental guidance is strongly advised for children under the age of 18. Listener discretion is advised. #drnosleep #scarystories #horrorstories #doctornosleep #truescarystories #horrorpodcast #horror Learn more about your ad choices. Visit megaphone.fm/adchoices

When Tony Pritchard lands a job as an elevator operator at the mysterious Third Arms, he thinks he's finally caught a break—until a forbidden button appears, and he's pulled into a nightmare of monsters, secrets, and a debt that threatens to consume his very soul. Author: Jake Bible Huge thanks to our sponsors: BetterHelp: This episode is brought to you by BetterHelp. Head to betterhelp.com/dns to get 10% off your first month. Acorns: Head to acorns.com/nosleep or download the Acorns app to start saving and investing for your future today. * * * EXPLICIT CONTENT DISCLAIMER: This episode contains explicit content not limited to intense themes, strong language, and graphic depictions of violence intended for adults 18 years of age or older. These stories are NOT intended for children under the age of 18. Parental guidance is strongly advised for children under the age of 18. Listener discretion is advised. #drnosleep #scarystories #horrorstories #doctornosleep #truescarystories #horrorpodcast #horror Learn more about your ad choices. Visit megaphone.fm/adchoices

#310 In this episode, Justin Williams talks to Jason and Pili Yarusi about their journey and experiences in the world of commercial real estate investing. The Yarusi's began working in the restaurant and bar industry, moved to house moving and flipping, before venturing into large-scale multifamily investing back in 2016 and have since acquired a significant real estate portfolio. They discuss how to make the transition from single-family homes to apartment buildings and share insights into establishing broker relationships, understanding the difference between active and passive investing, and the importance of mentoring. They also delve into the importance of understanding the dynamics of taking calculated risks, seeking a business-savvy network, and the tax advantages investment properties offer. Furthermore, they delve into the different opportunities available for both accredited and non-accredited investors. To have a successful and thriving real estate business, The Yarusi's emphasize the significance of constantly learning, taking action, building relationships and educating oneself. (Original Air Date - 11/30/23) What we discuss with Pili and Jason: + Introduction and Background + Guest Introduction: Jason and Pili Yaroussi + Journey into Apartment Investing + Transition from Restaurant Business to Real Estate + Challenges of Running a Construction Business + Transition into Real Estate and House Flipping + Scaling the House Flipping Business + Venturing into Large Multifamily Investing + The Power of Networking and Mastermind Groups + The Benefits of Commercial Investing + The Process of Finding and Acquiring Properties + Establishing Contact with Property Owners + Broker Relationships and Direct Marketing + The Role of Brokers in Property Acquisition + Finding Opportunities through Various Channels + Understanding the Market and Building Broker Relationships + The Importance of Real Estate Resumes and Mentors + The Role of Sponsors in Property Acquisition + Sourcing Deals and Becoming an Acquisition Specialist + Active vs Passive Partners in Property Investment + Understanding the Role of Limited and Active Partners + The Potential of Passive Investing + Understanding the Concept of Accredited Investors + The Importance of Building Relationships with Investors + The Journey to Success in Business and Investing + The Importance of Planting Your Financial Tree + Closing Remarks and Future Plans Links and resources from this episode: https://www.yarusiholdings.com/ https://www.costar.com/ https://cre.moodysanalytics.com/ https://www.yardi.com/products/matrix/ For more information go to MillionaireUniversity.com To get access to our FREE Business Training course go to MillionaireUniversity.com/training. And follow us on: Instagram Facebook Tik Tok Youtube Twitter To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. Want to hear from more incredible entrepreneurs? Check out all of our interviews here! Learn more about your ad choices. Visit megaphone.fm/adchoices

#305 Want to know how to buy million-dollar apartment buildings using other people's money? In this episode, host Brien Gearin sits down with multifamily syndication expert Charles Seaman, host of the Master Passive Income podcast. Charles shares his journey from being a bank teller to becoming a successful syndicator, raising capital for multi-million dollar real estate deals. He breaks down how multifamily syndication works, the risks involved, and how to structure deals to maximize returns. If you've ever wondered how to pool investor capital to buy large apartment complexes, this episode is packed with insights and actionable advice. Tune in to hear Charles' tips on building investor trust, navigating market challenges, and scaling your syndication business! What we discuss with Charles: + How Charles got started in syndication + Why track record matters to investors + What multifamily syndication is and how it works + Finding the right partners and capital + Structuring deals and managing investor expectations + Risks involved in multifamily syndication + How to know when to sell a property + Differences between property and asset management + Tips for getting started in syndication + Importance of building a strong network Thank you, Charles! Check out more of Charles's resources. Call Charles at 347-306-3278. Email Charles at cseaman@masterpassiveincome.com. Watch the video podcast of this episode! And follow us on: Instagram Facebook Tik Tok Youtube Twitter To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. Want to hear from more incredible entrepreneurs? Check out all of our interviews here! Learn more about your ad choices. Visit megaphone.fm/adchoices

A bustling New England mill turned into a scene of unimaginable horror as the Pemberton Mill's collapse in 1860 claimed dozens of lives, leaving behind a terrifying tale of disaster.Darkness Syndicate members get the ad-free version. https://weirddarkness.com/syndicateInfo on the next LIVE SCREAM event. https://weirddarkness.com/LiveScreamInfo on the next WEIRDO WATCH PARTY event. https://weirddarkness.com/TVIN THIS EPISODE: The ghost of a man in gray haunts a London theater. *** The boogeyman – where did he come from, and is he based on a real person? *** A disaster that took place at the Pemberton Mill on January 10, 1860 – a disaster that left a community, and a nation stunned! *** A night of children telling scary stories to each other turns into the real thing. *** A young girl bumps into her father in the hallway… which is impossible, as her father isn't home. *** James Bond, 007 himself tells his own personal story of the paranormal. Sir Roger Moore tells of his terrifying experience. *** A young teen girl wakes up in the dark of night being choked by a red-eyed being. *** Friends hear a crash in the kitchen… and though everything appears normal, what they eventually find is the stuff of nightmares. *** The discovery of a body in the local river leaves one town with a gruesome mystery – and possibly the framing of an innocent man for the murder. *** Known to the outside world as the City of the Dead, Dargavs is a truly remarkable and mysterious place we know little about. *** Do you ever get the feeling that you are being watched, or that someone is following you? Perhaps it's not your imagination. *** A father in South Yorkshire claims his family is being haunted by the ghost of an old lady. *** Two men, a forest, and a ouija board – will that be enough to find a rumored black eyed child that has been seen there? *** A man hears pounding on the walls of his apartment – from the outside of the building. *** What appears to be a poltergeist continues to torment office colleagues… or is it just being playful? *** Plus, I'll share an original creepypasta from a fan of Weird Darkness… it's a story called “Amoeba”.CHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = Disclaimer, Lead-In, and Show Open00:04:12.316 = Drury Lane Theater00:08:31.810 = Real Boogeyman00:20:42.764 = Horror at Pemberton Mill00:56:54.761 = Haunting of My Grandmother's Cottage00:59:22.196 = My Doppelganger01:02:23.189 = Shaken Not Scared: Roger Moore's Paranormal Experience01:04:29.693 = Red-Eyed Being That Held Me Down01:08:13.971 = Baldwinsville Homicide01:18:36.112 = Tormented By a Spirit In Hell01:20:31.067 = Dargavs – City of the Dead01:24:09.055 = Faceless Specter That Follows Me01:26:07.376 = Father Claims His Family Is Being Haunted By The Ghost of An Old Lady01:29:38.242 = Black-Eyed Child of Cannock Chase01:32:37.560 = Pounding Walls of An Apartment Building01:34:29.387 = Playful Office Poltergeist01:37:32.459 = “Amoeba” (Fictional Horror Story) by Sabby Ray01:54:19.562 = Show CloseSOURCES AND RESOURCES FROM THE EPISODE…Episode Page at WeirdDarkness.com: https://weirddarkness.com/PembertonMill“The Drury Lane Theater” (from the book “100 True Ghost Stories: Terrifying Hauntings From The UK And Around The World” by Alan Toner): http://amzn.to/2hwQTWG“The Real Boogeyman” (from the book, “Could It Be True: Vol 1, Urban Legends” by Cindy Parmiter”): http://amzn.to/2z8VgTh“The Horror At Pemberton Mill” (from the book, “A Pale Horse Was Death” by Troy Taylor and Rene Kruse): http://amzn.to/2AWTceo“The Haunting Of My Grandmother's Cottage”: (link no longer available)“My Doppelganger”: (link no longer available)“Shaken Not Scared: Roger Moore's Experience With The Paranormal”: (link no longer available)“The Red-Eyed Being That Held Me Down”: (link no longer available)“Tormented By a Spirit In Hell”: (link no longer available)“The Baldwinsville Homicide”: (link no longer available)“Dargavs – City of the Dead”: https://tinyurl.com/vmzpgs2“The Faceless Specter That Follows Me”: (link no longer available)“Father Claims His Family Is Being Haunted By The Ghost Of An Old Lady”: (link no longer available)“Black Eyed Child of Cannock Chase”: (link no longer available)“The Pounding Walls of an Apartment Building”: (link no longer available)“The Playful Office Poltergeist”: (link no longer available)The fictional story (creepypasta) “Amoeba” was submitted by Sabby Ray: https://www.facebook.com/ray.saibal=====(Over time links seen above may become invalid, disappear, or have different content. I always make sure to give authors credit for the material I use whenever possible. If I somehow overlooked doing so for a story, or if a credit is incorrect, please let me know and I will rectify it in these show notes immediately. Some links included above may benefit me financially through qualifying purchases.)= = = = ="I have come into the world as a light, so that no one who believes in me should stay in darkness." — John 12:46= = = = =WeirdDarkness® is a registered trademark. Copyright ©2025, Weird Darkness.=====Originally aired: February 20, 2020

Keith discusses the pros and cons of investing in single-family rentals versus apartment buildings. He highlights that less than 10% of U.S. building materials are imported, reducing the impact of tariffs. Single-family rentals offer better tenant quality, lower vacancy rates, and higher appreciation potential. They also have lower financing costs and are more divisible.  Conversely, apartment buildings offer economies of scale and lower per-unit maintenance costs. He emphasizes the importance of owning more property, especially new-builds, which offer lower insurance premiums and attractive financing options Work with expert investment coaches to find the best off-market deals and maximize your returns.  GRE Free Investment Coaching: GREmarketplace.com/Coach For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Show Notes: GetRichEducation.com/535 Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, talking about how most home building materials are US sourced and not affected by tariffs, the little understood pros and cons of investing in apartment buildings versus single family rental homes, then what really makes sense to invest in in this particular era and more today on Get Rich Education.   Speaker 1  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show, guess who? Top Selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome GRE from Tallahassee, Florida to Waxahachie, Texas and across 188 nations worldwide. I'm Keith Weinhold, and you are inside, G, R, E, we are here for you every Monday, without fail, 52 weeks a year, and we have never replayed an old episode either, always original content. Thanks for being here, but you're not here for me. You are here for you as another year dawns before we get into the meaty real estate content of today's show, including single family rentals versus apartments. Take a moment to check in with your own goals. Maybe you think about that is just buying your first investment property, or maybe you own 83 rental units, and you're looking to get to 100 this year. But no matter really real estate is just the fuel for your goal. It's probably not the end goal itself is your goal to have the time freedom to watch all of your kids basketball games this year. What about beyond this year? Are you really dreaming big enough you've got to question yourself on that sometimes, for example, forget flying first class. What if you want to own your own private jet, like Taylor Swift's luxurious Dassault 7x jet for $54 million? how about real estate fueling a dream that's even bigger than that? Yet, last month, the Philadelphia Eagles received the NFL approval for the sale of an 8% interest of the team to two different family investors. Okay, do you find say that interesting owning part of a major pro sports team. And by the way, what would something like that look like for you? I mean, do you even have the headspace to conceive of such a thing? It's good to ask yourself questions like this. Sometimes that sale was based on a valuation of the team of up to $8.3 billion and yet, after all that, the Eagles owner Jeffrey Lurie, he still maintains complete control of the team. Okay, so if each of the two family investors got a 4% interest at this valuation, that is up to a $332 million investment for each family. Maybe that could be a Weinhold the family goal. We'll see about that one. And you know, when it comes to making yourself a bigger you and dreaming a bigger dream, I like to listen to what the doers say. I found it so interesting in a Jeff Bezos interview at the deal book Summit, Bezos said it's human nature to overestimate risk and underestimate opportunity. Bezos also said entrepreneurs would be well advised to try and bias against that piece of human nature, the risks are probably not as big as you perceive, and the opportunities may be bigger than you perceive. That's the end of what bezel said. I really think that that's spot on stuff. now two weeks ago, when I gave GREs national home price appreciation forecast for this year. You might remember that I said that potential Trump tariffs just don't matter as much as people think when it comes to real estate. And understanding more about why I say this, it can help you understand real estate materials and sourcing and home building in the United States, America's overwhelming majority of sourced building materials are not imported, so therefore something like a supply chain bottleneck that's more worth watching, really. It's a huge misunderstanding of the home building market to assume that most building materials come from overseas. They do not, not even 10% of residential construction building materials are imported. The National Association of Home Builders will tell you so. And really, the majority of those few imports that do come from elsewhere, they come from, Canada in the form of timber. You might have heard about that before. Now, there are some things like finishes and fixtures that get sourced from, oh, various other countries, but yeah, the biggest potential tariff expense impacting home builders would come from enacting a cost on Canadian lumber. But I and a lot of economists as well, they're pretty skeptical that the administration would really enact a tariff on a close ally like that, on Canada's raw materials. In fact, Chief Economist Lawrence Yoon of the NAR he conceded that even potential lumber tariffs, they might be given a phasing in period, and that would encourage American timber mills to fill in any production gap. It's also important to you know, remember that doors, windows, cabinets that builders utilize, they are typically produced within us, borders. Windows, doors, cabinets made domestically, unless it's something that relies on raw materials that are imported, they ought to be little affected by tariffs. One example is that kitchen sinks now they largely went from being sourced in China, then Malaysia, then Indonesia, and one main customer is now talking about sourcing them out of Mexico or the Dominican Republic. So there are a few things that less than 10% that's imported. Another imported item is flooring, which moved away from China, went to India for a while, went a little bit back to Brazil, and now more is being sourced by Ecuador. But the important thing to remember is that these are outlier components. Not even 10% of residential construction building materials are imported. That's what you want to remember, concrete, us, rebar, us. So you know, as a real estate investor, you can feel good that as your portfolio grows, each one of your properties was chiefly built with us, labor that you already knew, but it is also built predominantly with us, materials as well. How likely are single family rental investors to say that they want to buy more investment property this year. Well, year ago, 60% of them said that. Today it is up to 76% yes, that many say that they are either likely or very likely to buy single family rental property in the next 12 months, and that same group that was surveyed is also unlikely to sell their property, and they also said that they are more likely to raise the single family rent this year. And all this is according to a joint lending one resi club survey. However, most fall in the range of raising the rent between just 1% and 6% this year, so pretty modest rent increases. In fact, in every region of the US, the majority of single family rental investors describe their rental market as either strong or very strong. But can you guess the weakest region? Okay, this region is the one that still has a majority of landlords that say that their market is strong, but yet the weakest of them all is the South West, and that is largely due to over building and in the survey, what expense increased the most the past 12 months? Well, number one is that 37% of respondents these landlords said it is still insurance premiums. Second place was that 23% say property taxes are increasing the most. And then third was. And 21% say that maintenance and repair costs have increased the most for them. So the top three expenses cited expense increases that is in order, are insurance, property tax, and then maintenance and repairs. And a few weeks ago, I discussed with you, you might remember about how upgrading or remodeling a unit that helps you in at least five different ways simultaneously. Let me talk about this, since I touched on raising the rent and a little comprehension test here. Do you remember what those five ways are? the five ways your help by upgrading or remodeling a unit. And no, these are not the famed real estate pays five ways when you upgrade a vacant unit for rent, or at times, you can even actually upgrade a unit while the tenant is still occupying the property, if it's not a disruptive upgrade type. Okay, I mean, sometimes that tenant can be appreciative that they're getting an upgrade while they live there, but the five ways that upgrading a unit helps you are, first, well, obviously it helps you be able to get more rent in cash flow. Secondly, you tend to attract a higher quality tenant. And then in a five plus unit apartment building, it also increases your noi, therefore a greater overall property value. Fourth is pride of ownership. And then fifth is that higher rents help you offset those erstwhile higher operating expenses.    And here's the thing, when you get free help from one of our GRE investment coaches, like you can do at GRE marketplace.com those properties are either already extensively renovated or they are completely brand new build. So because of that fact, this means that from day one, your rent income is already optimized. You already have the best chance of landing a quality tenant, and you get some sense of having a pride of ownership. And all of those things, they're already optimized for you. You don't have to tinker with anything else, because those GRE marketplace properties, more than 95% of them are either renovated or new build. I would say, using properties conducive to the BRRRR method, they would be the few exceptions there and on GRE marketplace, you can find lower cost renovated single family homes, up to million dollar apartment buildings, either new or renovated. And another pro tip here to help you with something actionable in a premium place to source your growing income property portfolio. You've heard me mention them before, is mid south home buyers, but I'll tell you more about what's going on with them. Yeah, they're an especially good place to add your portfolio if you either haven't invested outside of your home market before, or you don't have as much liquidity right now, because their prices are just 100 to 180k they are still in that range. And yes, that 100 to 180k that is indeed the entire capital price for the asset. So that means down payment and closing costs being about 25% therefore it's just 25k to 45k Yes, you can still get started for that little with a wonderfully renovated property in either Memphis or Little Rock. Those are the two markets where mid south home buyers operates, and they are some of the most investor advantage markets in the entire nation. And then the US is one of the most investor advantage markets in the world. And last month, I met and spoke with a 19 year old guy that lives in Dallas, and he just bought his first ever investment property from mid south home buyers in Memphis. And in fact, it was his goal to have his first income producing property at age 18, and he bought it the day before he turned 19, so he barely met that goal. But yeah, they are total pros at mid south they've been doing it for over two decades. They say that they are the nation's highest rated turnkey property provider. They might even be the first provider in the nation, if you like. They also manage the property for you, and their property managers are really aware that their investors, like you, seek a return on investment, so they often have a line a waiting list. To get their properties. Last I checked the line at mid south had shortened globally attractive cash flows an A plus rating with a better business bureau, and they've now renovated over 5000 houses. And over there, they do a lot of things with their management that you just wish every provider would do, there is zero markup on maintenance. Their average occupancy rate is almost 99% average renter stays more than three and a half years. And you know that three and a half years, that duration of tenancy that could be poised to go even higher now, with the affordability crisis for these want to be first time homebuyers now, most of what mid south has are single family rentals, quite a few duplexes too. Every home has brand new components, a full one year warranty, bumper to bumper, new 30 year roofs. And then the really important part expect a high quality renter that they screen and find in place for you. So let me give you an example of two real properties. And now, if these two aren't under contract already, they probably soon will be, since I'm mentioning them. And of course, duplexes cost more than single family rentals. This duplex is in Jacksonville, Arkansas. It's just northeast of Little Rock. It is 913 and 915 Ruth Ann drive, the combined rent from both sides is $1,775 the all in cost is about 210k 2099, in total, it's 1600 square feet. So 800 square feet each side, it's two bed, one bath each side. The Property taxes are really low, $1,300 a year, really nicely renovated with good quality materials. I mean, I love owning properties like this all day. So that's a duplex in the Little Rock market. Another one from mid south is this, Memphis single family rental. The address is 400 Bonita drive. It is $1,200 rent on a $148,100 purchase price. Gosh, those numbers work. This single family rental is three bed one and a half bath, 1164 square feet. Gosh. Again, low property tax in these regions, just $1,120 annually. All right, so that property tax rate is just three quarters of 1% of the purchase price. So really low on a national basis, a big backyard, eat in kitchen, separate laundry room, walking distance to schools. I mean, this is the type of property a tenant family could live in for five or 10 years, beautifully renovated. And I'm bringing these up because these are all at prices that Metro New Yorkers or coastal Californians can barely believe. So each property has hundreds of dollars of projected positive monthly cash flow. Each one increases your income 2000 to $5,000 per year. And I have personally toured mid south home buyers office in Memphis and their properties in person in Memphis. And I've seen their properties in each stage. I walked a tear down that they were doing, and I saw all the debris in the backyard. And I have seen their hardwood floors shine inside newly renovated property that I walked with both Terry and Liz from over there at Mid South. She is a pretty popular and extremely knowledgeable woman there. Liz, you can ask for her or one of her team members about getting on the list over there. Yes, these are 100k to 180k already renovated. Yes, that's truly the all in price, and they are in decent, working class pride of ownership neighborhoods in Memphis, Tennessee and Little Rock, Arkansas. And a lot of people get their start in investing there, I suspect it's now in the hundreds, with the number of GRE listeners that have bought from them. But even veteran investors, with dozens of units, they scoop up properties from them due to the low prices, some even pay gasp, all cash, yes, no leverage for them. And mid south homebuyers has investor tours monthly, where they load everyone on a bus, and you can check out the properties, because they are really proud of what they offer there coming up next, I'm comparing single family rental investments to apartments. But yeah, right there. That was a pro tip that really ought to help you out. Expect cash flow from day one. A 19 year old is doing it. You can start yourself at mid south homebuyers.com. More next. I'm Keith Weinhold. You're listening to get rich education.    Oh geez, the national average bank account pays less than 1% on your savings, so your bank is getting rich off of you. You've got to earn way more, or else you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk, your cash generates up to a 10% return and compounds year in and year out. Instead of earning less than 1% in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their investors 100% in full and on time. And you know how I'd know because I'm an investor in this myself, earn 10% like me and GRE listeners are. Text family to 66866, to learn about freedom. Family investments, liquidity fund on your journey to financial freedom through passive income. Text family to 66866.    Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 420056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridge lendinggroup.com that's Ridge lendinggroup.com   Kathy Fettke  21:55   you this is the real wealth network's Kathy Fettke, and you are listening to The always valuable get rich education with Keith Weinhold.   Keith Weinhold  22:12   Keith, welcome back for the 535th week in a row you are listening to get rich Education. I'm your host, Keith Weinhold, and I'm really grateful to have you here if you self manage your properties. One software that can really simplify your life is called Hemlane, H, E, M, as in Mary, l, a, n, e, Hemlane. You might have heard about it before. I now know quite a few people that use it. It's been getting some really good reviews. You can manage your properties from anywhere, even through your phone. And Hemlane has got some really good integrations, and now it's more than just investors like you that are using it. Agents and property managers are using Hemlane too, from advertising to tenant screening to maintenance and repair and accounting, and I just learned that they recently got all of the state specific lease agreements integrated on their platform as well. That's why it was on top of mind. If you prefer to self manage and you want to make it easier, what you can do is book a free demo and they show you how it works. Over there, it's just hemlane.com where you can do that if you like. Let them know that I told you about it.    Before I share something else actionable with you, let's do some learning and talk about apartment buildings and single family rental properties, and compare the two, some pros and cons of each. And perhaps the most obvious advantage of apartment buildings is their economies of scale. A 12 unit apartment only has one roof to maintain and one insurance policy to maintain. Another efficiency is that shared common areas and plumbing and HVAC systems that can lower your individual maintenance costs on a per unit basis as well in those apartments. And right now, at this time in the mid 2020s, decade, another advantage of apartments is that this time in the cycle is where values are just about bottoming out. Apartment buildings in a lot of national regions have fallen 20% fallen, 25% or even fallen 30% or more from their highs that were seen two to three years ago, and that's due to those higher interest rates. And the reason that this is an advantage for apartments is that you might be able to buy low, buy the dip, apartment cap rate. Have settled in the mid five range. Now, well located Class A has dropped back into the fours. Long time investors already know about some of the advantages, but you know, even some long time investors, they often overlook some of the advantages that single family rental properties have over apartments. So let me share some of those with you. Now, as you know, I started off with my first two investment properties, both being four Plex buildings, and then after that, I added larger apartment buildings and single family rental properties, and I still do buy and own single family rentals. So let me tell you about why I love them. They might have the best risk adjusted return anywhere even after 2008 great recession. Those that bought single families for cash flow persevered with single families. You get a better quality of tenant than you do in apartments. They take care of the premises. They tend to be in a better neighborhood. Single families tend to appreciate better over time, and are also more likely to be in a better school district. Single families have a retention advantage. Tenants stay longer, and that creates less vacancy and expense, and the reason that they do stay longer are those aforementioned neighborhood and school district characteristics, common areas. You know, single family rentals, they don't have any common areas that you have to clean and maintain. I think I pointed that out to you before, because that's like an overlooked profit drag that I missed when I bought my first larger apartment building. Yeah, apartments have hallways and stairs and laundry rooms and commonal door grounds that a custodian has got to service. Single families have an advantage when it comes to utility payments, because tenants often pay all of the utilities and they even care for the lawn. The larger the apartment building is, the more likely that you are going to be the one paying the utility costs. Then there's divisibility. What if you've got a property that's underperforming out there and it just isn't meeting your expectations? Well, if you had, say, 10 single family rental homes, you can sell off the one or the two that aren't performing, but yet, with a 10 unit apartment building, you've either got to keep them all or sell them all. It is not divisible. What about fire and pestilence, something a lot of people don't talk about? I mean fire and pests. They are more easily controlled in single family rentals, even if you're adequately insured, these conditions often affect multiple units and families. They can spread in an apartment building. Financing is a huge one income single family homes, they have both lower mortgage interest rates than apartments and typically lower down payment requirements than apartments. I think you already know you can secure 10 single family rental loans, single 20 if you're married at the best rates and terms through Fannie Mae and Freddie Mac with just 20% down payments, you can even go less than 20% on non owner occupied in some cases, but apartments rarely, if ever, have 30 year fixed rate terms like single family rentals do, and this right here in particular, that really started bringing down a lot of apartment investors, beginning in 2022 and 2023 when their interest rates reset much higher, doubling, or even more than doubling. How about vacancy rate? It is true that if your single family is vacant, then your vacancy rates 100% if your say four Plex has one vacancy, well then your vacancy rates only 25% but yeah, the same is true if you own four single family rentals and one is vacant. How about management? If you hire professional management, your manager would likely rather deal with higher quality, single family residence. And if you're self managing, this is a demographic of people that you would likely rather handle yourself. Then there's supply and demand, there just absolutely still are not enough low cost, single families that make the best rentals nationally, demand still exceeds supply. That's the opposite condition for apartments, and this is something that's going to continue in the short and the medium term market risk that is an overlooked criterion. You've got to keep your properties filled with rent paying tenants that have jobs. If you think you'll be able to buy 10 rental units in the near future, well, your 10 unit apartment building that's only going to be in one location, and that's going to leave you exposed to just one geography's economic fortunes. But if you have 10 single families, you could have four of them in Central Florida, three of them in Fort Worth Texas, and three of them in Memphis. And you got to think about exit strategy. A lot of people don't think about this. Think about the exit before you even get in, because years down the road, when it's time to sell your income property, hopefully, after you've had years of handsome profits, and real estate pays five ways and all of that, you know what? Down the road, there is going to be a greater buyer pool for your single family rental than your apartment building. In almost every case, more buyers can afford the lower price, and unlike apartments, you even have access to a pool of buyers that might want to occupy the single family rental themselves. It might even be your current tenant that buys it, but the market and the numbers have to make sense for someone to want to buy an apartment building, but if an owner occupant buys it from you, that family doesn't have to have any numbers that make sense. So your single family rental is more liquid on your exit and professional management, that's another reason that single families can make sense. Because see single family rentals, they can be spread all over a metro area diffusely, and if you self manage, that is a lot of little trips that can get to be a hassle. But if you use a pro manager, well, they're the ones that have to manage the scattered sites. And a lot of times, managers don't charge you much more to handle your single families than they do your apartment buildings. So right now, there were a ton of advantages, a good 15 or 20 advantages there that single family rentals have over apartment buildings. And it's important I discuss them, because there are a lot of investors that don't factor all of those in. Even veteran investors tend to overlook some of those things. Again, I really like apartment buildings as well. They could very well be my second favorite investment to single family rentals, and I would like to now, with that understanding, really say something that I probably don't say quite often enough if you want to benefit from all these wealth building forces here that I've talked to on the show for for more than 10 years. You need to own more property, or get started with your first property.   Now I've already given you one great resource for that. And yes, what do they say? The turtle never got ahead until he stuck his neck out. Now the uncertainty, I mean uncertainty. That's just that condition that never completely abates. But in a sense, I think you can say today that the future is already here because we've got substantially more economic certainty and political certainty than we have had in recent years. The presidency was decided peacefully. Recession fears have abated. The Fed after screwing up with high inflation a few years ago, they have now engineered a soft landing, meaning lower inflation with still high employment. So now is a good time. What about real estate prices? I'll tell you something about that all of my investor life, every single property that I've ever bought, without exception, it felt aggressively priced at the time, and then, typically, it always happens when as little as one year or two years goes by, it already looked like a good decision. And I'd like to encourage you to do something else in this era, if you can swing it, buy new build property. That's something that wasn't always true. They do cost more. It's probably going to be 300k plus for a new build rental, single family home, but either way, be sure to own more property, existing or new benefit from what we talk about now. In some parts of the nation, including Florida, builders built a few too many properties, and they are willing to give you a discount for that. They might even cut the price a little and give you a rate discount, buying down discount points for you so that you can get a mortgage loan interest rate in the fives or even in the fours on new build income property right now in a volatile insurance market, new builds also have some super low insurance premiums because the property is built to today's more stringent codes. I mean, a. Just put an example out here. If you say, buy 10 rental, single family homes for $3 million total, 10 properties, 300k each. Okay, it's just 5% appreciation, which is what I projected for this year in our home price appreciation forecast. Two weeks ago, on $3 million worth of property, that's 150k per year, every year growing that you can pull out of the properties completely tax free. But to get that 150k per year tax free, you would have only had to make a 750k down payment and closing costs 25% on this that's not even counting the cash flow that the properties generate, plus your loan, of course, is simultaneously being paid down by tenants. And on top of that, inflation would just relentlessly debase your two and a quarter million dollars of fixed rate debt. Yes, all while the appreciation and the cash flow occurs, inflation debases your debt by another $67,500 every single year, and your tenant pays down some more principal on top of that. And then there are the other tax benefits too. And this is where you are massively getting ahead. All right, that was a $3 million portfolio, but if you can only do 1/10 of that own, just say one more new build, 300k single family rental, then you get 1/10 of those benefits that I mentioned, and either way, a total return on investment of 30% or more annually that is achievable. It's actually even conservative. I mean, just with the 5% appreciation, with four to one leverage, that's a 20% return just on the appreciation component alone.    And our GRE investment coaches can make this real for you. They can talk to you about these properties and others, including those mortgage rate buy downs into the fives and the fours properties in investor advantage markets in Ohio, Indiana, Illinois, Pennsylvania, Georgia, Oklahoma, Texas, Florida, Alabama, Mississippi, Tennessee, Arkansas and some others. In fact, let me give you two examples of what our investment coaches can help you with right now. This is pretty fun, actually, as I talk about these properties, because you might even end up owning the ones that I discuss right here on the show. The first of two is a brand new build, single family in Palma Coast, Florida. Gosh, it's a ranch home. Really good looking. Two car garage, is what I'm looking at here. It's 1200 square feet, three, bed, two, bath. It's called the Bing model, and it's got the type of layout that tenants really want today. I mean, your resident could stay there for a long time. $2,100, in rent for a purchase price of $289,900 I mean those numbers, along with the mortgage rate buy down to four and a half percent, plus new build insurance premiums that are going to be low. That really works today. That is really attractive there in Palm Coast, Florida. And the last one I'll mention is an older single family rental in Canton, Ohio. Yes, that's the home of the Pro Football Hall of Fame. The address is 2422 6th Street, Northwest in Canton. Rent of 1225, and a purchase price of just $135,000 The size is 1036 square feet, and it is four beds, one and a half baths. The renovations really look quite good. As you recall, those benefits of buying property that's already renovated, like I discussed earlier, all for 135k in today's market. So these properties and so many more like them, that's what our investment coaches can help you with. Their service is always completely free, but first what they do is they learn a little about you, and they can then put together an entire investment real estate portfolio for you, if you like. So they'll assess and evaluate what you've got, where you want to go, what property types are conducive to aligning with your strategy, and are there any best geographies for you? And more. So it's really important to stay in touch with your coach. I mean, we might find out, for example, tomorrow, that a home builder that we work with decided to offer some massive mortgage rate buy down incentives for you because, say, they built too much. So I really encourage you to set up that touch point for the first time, or to stay in touch and see what's happening, free coaching off market opportunities, and it's easy to set up a short meeting over the phone or on zoom with an investment coach. You can do that at GRE marketplace. It really can be quite a life changing venture for you from GRE marketplace.com just click on the coaching area until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  40:49   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  41:09   The preceding program was brought to you by your home for wealth, building, getricheducation.com.