Podcasts about Farhad

Lex chats with Yuval Rooz, CEO and co-founder of Digital Asset, about the company's transformation from its early institutional blockchain experiments to launching the Canton Network - a purpose-built, privacy-enabled smart contract platform designed for financial markets. Rooz shares insights into why Digital Asset was inspired by Bitcoin's financial principles rather than its technical assumptions, highlighting the importance of rethinking blockchain infrastructure rather than replicating flawed legacy models. He also unpacks the hard lessons from high-stakes projects like the Australian Stock Exchange overhaul, emphasizing why large-scale financial infrastructure must evolve incrementally to succeed. Finally, the conversation dives into Canton's unique tokenomics, where 70% of block rewards go to the developers and users who create economic activity on the network, challenging traditional validator-centric models and aligning incentives more fairly for long-term ecosystem growth. Notable discussion points: 1. Canton's innovative tokenomics: Unlike Ethereum, where validators capture most of the rewards, Canton allocates 70% of block rewards to developers and applications, creating sustainable alignment. 2. Lessons from ASX: Rooz reflects on the failed ASX blockchain migration, advocating for iterative upgrades rather than “big bang” infrastructure transformations. 3. True tokenization: Rooz critiques superficial on-chain IOU models, asserting that real tokenization must place the asset's books and records natively on-chain to unlock the benefits of DeFi and composability. MENTIONED IN THE CONVERSATION Topics: Digital Asset, Canton Network, DRW, ASX, Ethereum, Bitcoin, Plaid, DAML, fintech, web3, tokenization, digital assets, financial infrastructure, DeFi, onchain ABOUT THE FINTECH BLUEPRINT 

Lex chats with Stani Kulechov - founder and CEO of Aave, a leading decentralized finance (DeFi) protocol. They explore the evolution of DeFi, Aave's growth, and its architectural shift from a peer-to-peer model to pooled liquidity. Stani reflects on the early days of DeFi, the impact of the FTX collapse, and the increasing adoption of DeFi over centralized exchanges. They discuss Aave's strategies for attracting assets, the importance of capital efficiency, and future innovations, including the tokenization of real-world assets and the role of stablecoins. Notable discussion points: 1. Aave Reaches $40 Billion in Net Deposits: Stani Kulechov shared that Aave has achieved a record-breaking $40 billion in net deposits and $25 billion in active liquidity, making it the largest DeFi lending protocol ever by total value locked (TVL). 2. DeFi's Evolution from Peer-to-Peer to Liquidity Hubs: The conversation detailed Aave's architectural shift from early peer-to-peer lending models to pooled liquidity and now to a hub-and-spoke model with Aave V4 — designed to balance capital efficiency and risk segregation for both native crypto and real-world assets (RWAs). 3. The Rise of Real-World Assets and Stablecoins in DeFi: Kulechov emphasized that tokenized real-world assets (like treasuries) and decentralized stablecoins (such as Aave's GHO) are reshaping the DeFi landscape, predicting RWAs will outgrow both stablecoins and native crypto assets in total value locked within five years. MENTIONED IN THE CONVERSATION Topics: Aave, Lens Protocol, GHO, Horizon, FTX, Project Guardian, AaveDAO, MakerDAO, Web3, DeFi, Lending, stablecoins, tokens, RWA, decentralized finance, capital markets, DAO, Digital Assets ABOUT THE FINTECH BLUEPRINT 

This podcast focuses on Periodontics and Implant Dentistry. The DWD team interview a Spears and CDOCs faculty Periodontist Dr. Farhad Boltchi on his journey in implant dentistry. Discussions will include socket preservation and the paradigm shifts in implant dentistry.

 Lex chats with Avlok Kohli - the CEO of AngelList, about the company's significant evolution. Initially a platform for startups to connect with venture capitalists, AngelList has transformed into a comprehensive fintech entity encompassing private equity and cryptocurrency. Avlok discusses the strategic pivots, including the introduction of syndicates and rolling funds, that have redefined the company's business model. The episode also explores the broader implications of crowdfunding and the unique challenges in the crypto space, offering a deep dive into AngelList's impact on the financial services industry. Notable discussion points: 1. AngelList's Second Founding: Reinvention as a Fintech Platform: Since 2019, AngelList has transformed from a mixed-use startup platform into a focused fintech infrastructure business for fund managers. Avlok Kohli spun out the syndicates arm and built a scalable product offering that includes SPVs, venture funds, and innovative structures like Rolling Funds and Roll Up Vehicles. This pivot catalyzed explosive growth—from ~$1B in AUM in 2019 to $171B+ today—by enabling fund creation and deployment at scale. 2. Product Innovation as a Strategic Advantage: Instead of competing with well-capitalized incumbents like Carta on sales and marketing, AngelList focused on building category-defining products. The launch of Rolling Funds—allowing fund managers to raise publicly and continuously—was a breakout moment. It created viral word-of-mouth growth and redefined how emerging fund managers could access capital, illustrating the principle: “You can't win by playing someone else's game.” 3. AI and the Future of Private Markets Infrastructure: AngelList is embedding AI across three strategic layers: (1) Back-office automation, replacing manual workflows, (2) Customer service enhancement, enabling agents to respond to LPs with real-time data, and (3) Data reasoning products, like Fin, which analyzes anonymized fund and secondary data to deliver actionable private market insightsThis positions AngelList not only as an admin platform but as a data intelligence layer over the private capital markets. MENTIONED IN THE CONVERSATION Topics: Fintech, Web3, Venture, VC, Venture capital, private markets, fundraising, crowdfunding, crypto, web3, AI, Angellist, Coinlist, Carta, Gumroad ABOUT THE FINTECH BLUEPRINT 

Find me and my music here:https://linktr.ee/filipholmSupport Let's Talk Religion on Patreon: https://www.patreon.com/letstalkreligion Or through a one-time donation: https://paypal.me/talkreligiondonateSources/Recomended Reading:Badakhchani, S.J. (translated by) (1999). “Contemplation and Action: The Spiritual Autobiography of a Muslim Scholar”. I.B. Tauris.Badakhchani, S.J. (translated by) (2004). “The Paradise of Submission: A Medieval Treatise on Ismaili Thought”. Ismaili Texts and Translations. I.B. Tauris.Chittick, William (1981). “Mysticism versus Philosophy in Earlier Islamic History: The Al-Ṭūsī, Al-Qūnawī Correspondence”. In Religious StudiesVol. 17, No. 1 (Mar., 1981). Cambridge University Press.Daftary, Farhad (2007). "The Isma'ilis: Their history and doctrines". Cambridge University Press.Meisami, Sayeh (2019). “Nasir al-Din Tusi: A Philosopher for All Seasons”. The Islamic Texts Society.Qara'i, Ali Quli (translated by) (?) “Awsaf al-Ashraf: Attributes of the Noble”. In al-Tawhid Islamic Journal, Vol.11, No.3, No.4. Hosted on Acast. See acast.com/privacy for more information.

Jordan and Max review a recent trip to Smorgasburg where Max received his first lesson in the chicken shawarma wrap that Los Angeles has been loving to inhale lately. It was also Max's first trip down to the 'burg on a Sunday afternoon, and it was perfect food festival weather, undercooked di Reccos, eating like a SNL Conehead, unsolicited advice rules, and parking lot weed smoke. Then, Jordan sits down with Chef Yaz and Farhad from Miya Miya, the masterminds behind the chicken shawarma wrap that's got the city eating like true Jordanians, and they talk steakhouse origins, In-N-Out influences, how they f*cked Jordo, secret menu moves, and a Miya Miya restaurant is on its way to West LA.

Lex chats with Jamie Burke - founder of Outlier Ventures, about the current state and future of Web3, decentralized finance, and the metaverse. Jamie highlights Outlier Ventures' impressive growth, with a portfolio of around 400 startups, and discusses successful projects like IOTA and Fetch.ai. The conversation delves into the open metaverse, emphasizing the importance of infrastructure and middleware in blending physical and digital realities. Jamie also explores the transformative role of AI in the metaverse and offers practical advice for entrepreneurs navigating this rapidly evolving landscape. Notable discussion points: 1.The “Post-Web” Is an Intent-Led Internet: Jamie Burke outlines a shift from today's attention-based web to an intent-driven internet, powered by AI agents, Web3 infrastructure, and DePIN. In this model, agents act on user intent, radically streamlining interactions and replacing much of today's web interface. 2. Web3 Will Be Run by Machines, Not People: Burke predicts that autonomous agents—not humans—will become the primary users of blockchains, making crypto “machine money.” As a result, products, brands, and processes matter less, while incentive systems and on-chain automation take center stage. 3. Founders Must Embrace Systems Thinking: In the Post-Web era, survival depends on designing self-optimizing systems, not just building products. Burke stresses that token engineering, incentive design, and value flow mapping will define the next generation of durable startups. MENTIONED IN THE CONVERSATION Topics: Web3, decentralized finance, metaverse, Open metaverse, Post web, Outlier Ventures, IOTA, Fetch.ai, accelerator program, AI, artificial intelligence, Agentic AI, agents, Web3, post-web, digital economy, blockchain technology ABOUT THE FINTECH BLUEPRINT 

04-24-2025 Farhad Abasov Learn more about the interview and get additional links here: https://usabusinessradio.com/the-geopolitics-of-potash-global-supply-chains/ Subscribe to the best of our content here: https://priceofbusiness.substack.com/ Subscribe to our YouTube channel here: https://www.youtube.com/channel/UCywgbHv7dpiBG2Qswr_ceEQ

Lex interviews Josh Reeves, co-founder of Gusto, a company specializing in payroll, HR, and benefits solutions for small businesses. Josh shares his journey from academia to entrepreneurship, highlighting the challenges and strategies involved in building Gusto. The discussion covers the evolution of technology from Web 2.0, the importance of understanding customer needs, and maintaining strong unit economics. Josh emphasizes Gusto's mission to simplify payroll and HR tasks for small businesses, aiming to improve their survival rates and overall efficiency. The episode underscores the significance of product quality and customer satisfaction in navigating industry competition. Notable discussion points: 1. Solving Payroll as a Massive, Underserved SMB Pain Point: Reeves highlighted how in 2011, 40% of small businesses were fined annually due to manual payroll errors. Gusto addressed this pain using cloud and mobile tech, making payroll fast, accurate, and accessible—especially for non-experts. 2. Product Sequencing and the Power of a Payroll-Centric Ecosystem: Starting with payroll, Gusto built a sticky, horizontal product with strong retention. From there, they expanded into benefits, time tracking, and more—adding products based on customer pull and reinforcing their ecosystem. 3. Organizational Evolution: From Founder-Led to Functional and Matrixed: Gusto grew from 3 co-founders to 2,600+ employees by evolving from a hands-on team to a matrix structure. Reeves emphasized hiring leaders suited to each stage and giving small, focused teams autonomy to drive new product development. MENTIONED IN THE CONVERSATION Topics: Fintech, Gusto, Payroll, HR, Zazzle, SMB, CAC, Customer, Scaling, Growth, Web2.0 ABOUT THE FINTECH BLUEPRINT 

This episode of the Foreign Area Officer Podcast delves into the unique background of LTC Lemar Farhad, USA, tracing his journey from a culturally diverse upbringing and Afghan heritage to his pivotal role in the U.S. Army. Lemar shares his transition into the FAO program, starting with his early assignments as an infantry and intelligence officer and detailing his first exposure to U.S. embassies and defense cooperation. Through captivating anecdotes, he highlights his significant assignments, including his work in Special Operations Command Europe, his impactful tenure as the ODC Chief in Kuala Lumpur, and his current role in Korea focusing on non-combatant evacuation operations (NEO). The conversation also explores challenges in leadership, the importance of understanding cultural contexts, and the value of reading to gain diverse perspectives. Lemar's journey exemplifies the integration of strategic thinking and operational expertise, emphasizing the art of diplomacy and the FAO community's crucial role in global defense and cooperation.   Articles: Reimagining Policing in America—A Complete Institutional Overhaul by LTC Lemar Farhad   Books Discussed:  2034 by Elliot Ackerman and Admiral (Ret.) James Stavridis USN 2054 by Elliot Ackerman and Admiral (Ret.) James Stavridis USN Ghost fleet by P.W. Singer   00:00 Introduction and Disclaimer 00:46 Meet the Guest: Lemar Farhad 01:04 Transition to FAO: From Field to Strategy 02:04 First Impressions of FAOs 03:33 The Path to Monterey 04:36 Language Training at DLI 12:12 Unexpected Assignment: Malaysia 13:34 Experiences at the Malaysian Staff College 14:35 Return to the U.S. and Grad School 19:33 First Assignment at CENTCOM 21:20 Challenges and Lessons at CENTCOM 26:21 Mentorship and Professional Development 34:16 Transition to J2 at CENTCOM 36:34 Introduction to Central Asia Desk 37:05 Building Relationships in Central Asia 38:03 Challenges of Language and Culture 39:16 Innovative Security Cooperation Programs 41:21 Impact of COVID-19 on Operations 42:39 Personal Heritage and Career Impact 44:00 Father's Academic Journey 46:40 Early Life and Cultural Identity 47:51 Deployment to Afghanistan Post-9/11 48:53 Unique Assignment with Special Forces 01:05:37 Transition to MI and Multiple Deployments 01:07:52 Reconnecting with the Intelligence Community 01:08:37 Special Operations Command in Europe 01:09:08 First Country Team Assignment in Malaysia 01:11:20 Challenges with a Difficult Deputy 01:14:22 Leadership and Team Dynamics 01:20:50 Current Role in Korea: NEO Operations 01:39:48 The Importance of Reading and Fiction 01:45:28 Final Thoughts and Reflections

In den kommenden Jahren zeichnen sich erhebliche Veränderungen auf dem Feld der Psychotherapie ab. Wir erläutern, was sich für Patienten und Professionelle ändert -- und was das über unsere Gesellschaft aussagt. Vertiefungsfolge "Zukunft der Psychotherapie" auf Patreon: https://www.patreon.com/posts/126349596 Quellen und Literatur zu dieser Folge: - Dalal, Farhad (2018): CBT: The Cognitive Behavioural Tsunami: The Cognitive Behavioural Tsunami: Managerialism, Politics and the Corruptions of Science. London: Routledge. - Zur fehlenden Finanzierung der psychotherapeutischen Weiterbildung: https://www.zdf.de/nachrichten/politik/deutschland/psychotherapeuten-nachwuchs-ausbildungsreform-mangel-100.html - Report Psychotherapie: https://www.dptv.de/fileadmin/Redaktion/Bilder_und_Dokumente/Wissensdatenbank_oeffentlich/Report_Psychotherapie/DPtV_Report_Psychotherapie_2021.pdf - Zur Abschaffung des Gutachterverfahrens und Vorabwirtschaftlichkeitsprüfung: https://www.aerzteblatt.de/archiv/gutachterverfahren-in-der-psychotherapie-ungeliebter-freund-de73e58c-7cd5-4e80-aa4d-f9d004ee453c - Zum neuen Evaluationsverfahren und Praxenranking: https://www.bptk.de/newsletter/1-2024/das-qs-verfahren-ambulante-psychotherapie-startet-eine-zunaechst-regionale-erprobung/ - Stellungnahme von Prof. Cord Benecke zum geplanten Evaluationsverfahren: https://www.uni-kassel.de/fb01/index.php?eID=dumpFile&t=f&f=2035&token=1958d710dbfd89973367fa0fcf7f82048e44 - Psychodynamisches QS-Projekt: https://www.researchgate.net/publication/374715166_Qualitatsmerkmale_und_Versorgungsrelevanz_psychodynamischer_Ausbildungsambulanzen_Das_QVA-Projekt - TK-Studie zum Kosten-Nutzen-Verhältnis von Psychotherapie: https://www.bptk.de/pressemitteilungen/langzeitstudie-der-techniker-krankenkasse-belegt-psychotherapie-ist-nachhaltig-wirksam/ - Studie zur Depressionsrate in Großbritannien: "More treatment but no less depression: The treatment-prevalence paradox": https://www.sciencedirect.com/science/article/pii/S0272735821001549?utm_source=chatgpt.com - Studie zur Depressions- und Burnoutrate unter IAPT-Therapeuten: https://pubmed.ncbi.nlm.nih.gov/28084121/ - Wissenschaftliche Studien zur Wirksamkeit von Kurz- und Langzeittherapien für unterschiedliche Patientengruppen: siehe Folge 81 unseres Podcasts - Unser Ausbildungsinstitut: https://www.psychoanalytisches-institut-heidelberg.de Kontakt: lives@psy-cast.org - Erziehungskonzepte psychoanalytisch betrachtet (5 Teile): https://www.patreon.com/collection/148943 - Digitaler Lesekreis zum Thema "Wie die Digitalisierung unsere psychische Struktur verändert" (1. Folge ist frei zugänglich): https://www.patreon.com/posts/lesekreis-werner-94838102 Kontakt: lives@psy-cast.org Erziehungskonzepte psychoanalytisch betrachtet (5 Teile): https://www.patreon.com/collection/148943 Digitaler Lesekreis zum Thema "Wie die Digitalisierung unsere psychische Struktur verändert" (1. Folge ist frei zugänglich): https://www.patreon.com/posts/lesekreis-werner-94838102 - Bestellung unseres Buches über genialokal: https://www.genialokal.de/Produkt/Cecile-Loetz-Jakob-Mueller/Mein-groesstes-Raetsel-bin-ich-selbst_lid_50275662.html und überall, wo es Bücher gibt. Auch als Hörbuch! - Link zu unserer Website: www.psy-cast.de - **Wir freuen uns auch über eine Förderung unseres Projekts via Paypal**: https://www.paypal.com/donate/?hosted_button_id=VLYYKR3UXK4VE&source=url - Anmeldung zum Newsletter: https://dashboard.mailerlite.com/forms/394929/87999492964484369/share Auf www.patreon.com/raetseldesubw finden sich noch viele weitere, spannende Themen (etwa eine Gesprächsreihe über berühmte Psychoanalytikerinnen und Psychoanalytiker, über die Tiefenpsychologie und Kulturgeschichte von Farben, Erziehung von damals bis heute...). Zudem gibt es hier die Skripte zu allen unseren Folgen. Unser Podcast ist ein Herzensprojekt, das wir in unserer Freizeit gestalten. Wir danken jedem sehr herzlich, der das Projekt über einen kleinen Beitrag unterstützt.

Lex interviews David Snider - founder and CEO of Harness Wealth. David shares his extensive fintech journey, including his pivotal role at Compass, a real estate technology firm. He discusses the challenges of aligning agents with new technology and the evolution of Compass's business model to empower agents with better tools and incentives. Transitioning to Harness Wealth, David explains his vision to enhance tax advisory services through a modern platform, addressing complex financial needs. The episode underscores the importance of innovation and human expertise in fintech and real estate. Notable discussion points: Empowering Advisors in Complex Industries: David Snider has built platforms that enhance human advisors rather than replace them—first in real estate with Compass - a technology-powered real estate brokerage, now in tax with Harness Wealth. In industries with high complexity and large transaction sizes, like wealth management and real estate, human expertise remains essential. His approach emphasizes that technology should enable, not displace, trusted advisors. Compass Pivoted to Power Top Agents: Compass began with a plan to disrupt real estate agents but pivoted to support top performers with better tech and economics. This shift—paired with smart execution—enabled rapid growth and market leadership by focusing on high-value agents and transactions, rather than cutting them out of the process. Harness Wealth Modernizes Complex Tax Advisory: Harness Wealth applies a Compass-like model to tax, serving clients with equity comp, crypto, and private investments by connecting them to top advisors through a modern, tech-enabled experience. The platform improves both advisor workflows and client usability, targeting a large, underserved market that DIY tools can't effectively serve. MENTIONED IN THE CONVERSATION Topics: Fintech, Harness Wealth, Compass, AI, RealEstate, Platform-As-A-Service, Advisory, Data, Tax, WealthTech, TaxTech, CryptoTax, PersonalFinance, FinancialAdvisors ABOUT THE FINTECH BLUEPRINT 

Lex interviews Scott Woody, CEO and founder of Metronome, a usage-based billing platform. Scott shares his journey from academia to entrepreneurship, detailing his experiences at UC Berkeley, D.E. Shaw, and Stanford, where he studied biophysics. His tenure at Dropbox, where he tackled billing system challenges, inspired the creation of Metronome. The discussion highlights Metronome's real-time billing data capabilities, which aim to improve business efficiency and customer experience. Scott also explores the broader implications of AI in fintech, emphasizing the shift towards usage-based business models and the importance of real-time data. Notable discussion points: Metronome emerged from firsthand frustrations at Dropbox, where Scott Woody experienced how rigid billing systems slowed growth, confused customers, and blocked real-time insights. He built Metronome as a flexible, real-time billing engine that merges usage data with pricing logic—powering the monetization infrastructure for top AI companies today. Real-time billing isn't just about invoices—it's a strategic revenue lever. For AI and SaaS businesses alike, Metronome enables teams to run dynamic experiments, optimize GPU allocation, and make last-minute decisions to hit quarterly targets—turning billing into a core growth engine. The rise of AI is accelerating a shift to usage-based models. As AI becomes specialized labor across verticals (from loan collection to customer service), companies are rapidly replatforming, and entire industries may flip from seat-based to outcome-based pricing within quarters—Metronome is positioned as the "payment processor" for this AI economy. MENTIONED IN THE CONVERSATION Topics: Metronome, Dropbox, Datadog, OpenAI, AI, AGI, machine learning, pricing models, financial services, business optimization, operational frameworks, analytics, financial modeling ABOUT THE FINTECH BLUEPRINT 

On this episode of the Haskell Interlude, Andres Löh and Mike Sperber are joined by Farhad Mehta, a professor at OST Rapperswil, and one of the organizers of ZuriHac. Fahrad tells us about formal methods, building tunnels, the importance of education, and the complicated relationship between academia and industry.

Lex interviews Sam Williams - founder of Arweave. This episode delves into the innovative aspects of Arweave, a protocol designed for permanent data storage and computation within the Web3 ecosystem. The discussion covers a range of topics, from the economic models underpinning Arweave to its potential applications in decentralized finance (DeFi) and beyond. Notable discussion points: The Founding of Arweave and its Mission – Sam Williams' interest in distributed computing and concerns about authoritarianism led him to create Arweave in 2017. Inspired by the Snowden leaks, he saw the need for a blockchain-based permanent storage solution to protect journalism, historical records, and digital assets from censorship. Decentralized vs. Distributed Storage – Williams explained how Arweave differs from alternatives like IPFS and Filecoin. Unlike traditional storage, which requires ongoing payments, Arweave uses a one-time payment model. This storage endowment leverages declining storage costs to ensure long-term data persistence without relying on centralized infrastructure. Arweave's Expansion into Decentralized Compute – Arweave has evolved beyond storage to develop decentralized computing through "Arweave IO." This enables parallelized smart contract execution, making it possible to run AI models, financial automation, and decentralized apps on-chain—aligning with Web3's shift toward autonomous, intelligent systems.MENTIONED IN THE CONVERSATION Topics: Arweave, permanent data storage, Web3, decentralized systems, distributed systems, blockchain, economic models, IPFS, Filecoin, decentralized computing, decentralized finance, compute ABOUT THE FINTECH BLUEPRINT 

Lex interviews Andrew Jamison - CEO and Co-founder of Extend - a financial infrastructure platform that helps banks innovate financial product development with capabilities while working with their existing systems, starting with virtual cards. Andrew shares his journey into fintech, detailing his experiences at American Express and the evolution of virtual cards. He discusses the challenges and opportunities in the virtual card space, the founding of Extend, and its innovative approach to simplifying spend management. The episode highlights Extend's rapid growth, unique market position, and the future of financial management, emphasizing real-time transactions and integrated solutions for businesses. Notable discussion points: Virtual Cards = Smarter Spend ManagementVirtual credit cards revolutionize payments by enabling real-time reconciliation, reducing fraud, and improving financial control—especially for SaaS, digital ads, and legal expenses. Extend's Edge: Partnering with Banks, Not Disrupting ThemUnlike Brex and Ramp, Extend powers virtual cards on existing bank-issued cards, making adoption seamless for businesses while strengthening bank relationships. B2B Payments Go EmbeddedThe future of finance is embedding payments directly into platforms like SAP Concur - letting CFOs manage expenses within the tools they already use. From Enterprise-Only to Instant AccessVirtual cards once took months to implement. Extend's API-first approach makes them deployable in minutes, bridging the gap between legacy banking and modern finance. MENTIONED IN THE CONVERSATION Topics: Extend, American Express, AMEX, SAP,  fintech, credit cards, spend management, virtual cards, B2B, API, banking infrastructure, embedded payments ABOUT THE FINTECH BLUEPRINT 

Lex interviews Jayendra Jog - co-founder of Sei Labs, about his professional journey and the innovative Sei protocol—a high-performance parallel blockchain. Jay shares insights from his time at Robinhood, emphasizing the importance of distribution over technology and the challenges of scaling a fintech company. He discusses the limitations of Ethereum's transaction processing and how Sei Labs aims to address these through parallelization. The conversation also covers the future of blockchain in finance, the need for regulatory clarity, and the potential of high-performance blockchains to support emerging industries like AI and decentralized science. Notable discussion points: Impact Over Paychecks – Jog's career leap from SAP to Facebook, Pinterest, Robinhood, and Sei Labs was driven by impact, not salary. He thrived in small, high-talent teams where he could truly move the needle. Robinhood's Growing Pains – Early Robinhood was fast and scrappy, but as it scaled, bureaucracy slowed innovation. The shift from “missionary” to “mercenary” employees hurt culture and velocity. Tech Doesn't Win—Distribution Does – The best crypto projects don't just have great tech; they win by getting users. Sei Labs focuses on real-world adoption, not just engineering breakthroughs. Sei's Parallelized EVM: A Game Changer – Ethereum is slow. Sei Labs fixes this by parallelizing transactions, enabling high-speed trading and complex on-chain applications. It's Ethereum's power with Solana's speed. MENTIONED IN THE CONVERSATION Topics: fintech, blockchain, Sei Labs, Sei protocol, Ethereum Virtual Machine, EVM, Robinhood, decentralized applications, DeFi protocols, DePIN ABOUT THE FINTECH BLUEPRINT 

Lex interviews Arun Kumar, the CTO of Socure, an identity management and risk assessment company. In this exciting episode, Arun touches on: (1) his experience building large-scale, high-throughput, and low-latency systems at companies like Amazon and Citadel, and how he applies that expertise to the identity verification and fraud detection challenges at Socure. (2) Socure's rapid growth, serving over 2,700 customers including 9 of the top 10 U.S. banks and over 30 state agencies, processing hundreds of millions of transactions per month. (3) Socure's approach to building a real-time identity graph by aggregating signals from devices, phone numbers, IPs, and other data points to detect and prevent sophisticated fraud tactics like deepfakes and fraud GPTs. (4) The company's recent acquisition of Effectiv to simplify the integration process for customers and improve efficiency, as well as its use of Generative AI to automate various tasks. Lastly, (5) Socure's future plans to expand beyond account opening and login into transaction monitoring, as well as exploring opportunities in the growing embedded finance and digital identity spaces. MENTIONED IN THE CONVERSATION Topics: Socure, Effectiv, Citadel, Amazon, Identity management, digital identity, generative AI, deepfakes, fraud prevention, machine learning, identity verification ABOUT THE FINTECH BLUEPRINT 

Lex interviews Shachar Bialick, the founder and CEO of Curve, a fintech mobile wallet. In this exciting episode, Shachar touches on: (1) his background as a serial entrepreneur and his experience in the Israeli military shaped his ability to solve problems and work in high-stress environments, which are key traits for a successful founder. (2) The initial idea behind Curve was to create a "wallet to rule them all" - a single interface that could consolidate and manage multiple payment cards and accounts, providing more value and convenience to customers. (3) Building Curve involved navigating complex challenges, such as convincing payment networks like Mastercard and Visa to change their rules to allow Curve's back-to-back wallet technology. This required a resilient, innovative, and persistence approach. (4) Shachar emphasizes the importance of building a company culture that fosters curiosity, adaptability, and a belief that "everything is possible" rather than focusing on perceived limitations. (5) Lastly, Shachar discusses the evolution of the fintech landscape, including the challenges faced by neobanks in creating true financial marketplaces, and the ongoing issues with the implementation of open banking standards. MENTIONED IN THE CONVERSATION Topics: Curve, ApplePay, Google Wallet, PayPal, Tink, neobank, fintech, wallets, payments, paytech, NFC, Open Banking ABOUT THE FINTECH BLUEPRINT 

Hello and welcome to the second episode of our two-part series on The Ismailis, which features Dr Farhad Daftary, Director Emeritus of the Institute of Ismaili Studies. This episode continues the history of the community, from the collapse of the Fatimid Empire - the only time Ismailis led a state - all the way to the present day.    One topic that dominates this episode is the legends about the community. For hundreds of years Westerners have been fascinated by stories of the Assassins, their mysterious leader and their remote mountain stronghold at Alamut in Northern Iran. The legends first emerged in the 12th century when Crusaders in Syria came into contact with the Nizari Ismailis, who, at the behest of their leader Hasan bin Sabbah (mythologized as the "Old Man of the Mountain"), engaged in dangerous missions to kill their enemies. Elaborated over the years, the tales culminated in Marco Polo's claim that the "Old Man" controlled the behaviour of his self-sacrificing devotees through the use of hashish and a secret garden of paradise. So influential were these tales that the word "assassin" entered European languages as a common noun meaning "murderer".  Dr Daftary addresses in detail the assassins legend created this time by Muslim polemicists aiming to discredit the Ismaili movement. As such, this episode reveals an extraordinary programme of propaganda rooted in the medieval Muslim world and medieval Europe's ignorance of this world. Do subscribe to our YouTube channel, and follow us for more: https://www.instagram.com/muslimfootprints/ https://www.linkedin.com/company/muslim-footprints https://x.com/MFootprintsPod https://www.facebook.com/profile.php?id=61557285590197 http://www.youtube.com/@MuslimFootprints https://www.threads.net/@muslimfootprints

Lex interviews Michael Heinrich, co-founder and CEO of 0G (Zero Gravity) Labs. In this exciting episode, Lex and Michael explore the concept of decentralized artificial intelligence (AI) and how it differs from centralized, closed-source AI models provided by big tech companies. Michael kicks off with his background in tech and finance, and how he became interested in decentralized AI as a solution to the issues with closed AI systems. Notable discussion points: (1) Decentralized AI provides transparency and verifiability around the data, training, and model alignment used, unlike closed AI systems. (2) Blockchain-based systems can help enforce a "code of conduct" for AI models and ensure fair rewards distribution for data contributors. (3) 0G Labs is building a decentralized AI operating system focused on key components like decentralized storage, data availability, and a serving layer for AI inference. (4) And lastly, the company is working with various providers of AI verification mechanisms (zKML, OPML, TEML, etc.) to integrate with their decentralized AI platform. The ultimate goal is to provide a seamless user experience for building and deploying decentralized AI applications, similar to how centralized tech platforms operate today. MENTIONED IN THE CONVERSATION Topics: 0G, 0G Labs, Zero Gravity Labs, Bridgewater Associates, ORA, Story Protocol, AI, Artificial Intelligence, Decentralized AI, Tokenized AI, Web3, Blockchain, zkML, TeeML, OPML, SPML ABOUT THE FINTECH BLUEPRINT 

Hello again and welcome to our two-part series on The Ismailis, which features Dr Farhad Daftary, Director Emeritus of the Institute of Ismaili Studies.   The Ismailis, a branch of Shi'i Islam, emerged in 765 during the formative period of Islam. Today, the community spans more than 30 countries, embodying a global presence with rich cultural and intellectual contributions.   Dr Daftary provides insights into the community's formation, the challenges of documenting its history, and the esoteric doctrines that distinguish Ismailism. At the heart of Ismaili beliefs is its approach to religious scripture and an emphasis on both apparent and hidden meanings. In other words, while Sharia, or religious laws, evolve over time, the inner spiritual teachings remain constant. This adaptability has helped the Ismailis sustain their identity across centuries, allowing the community to thrive in diverse regions and political climates.   The first part of the series continues through the Fatimid period, when Ismailis wielded significant political power and influence.   Do subscribe to our YouTube channel, and follow us for more: https://www.instagram.com/muslimfootprints/ https://www.linkedin.com/company/muslim-footprints https://x.com/MFootprintsPod https://www.facebook.com/profile.php?id=61557285590197 http://www.youtube.com/@MuslimFootprints https://www.threads.net/@muslimfootprints

Lex interviews Tom Duff Gordon, the Vice President of International Policy at Coinbase, where he drives the company's engagement with policymakers in global markets across the UK, Europe, APAC,  LatAm, and the MENA region. Together, Tomm and Lex discuss the importance of policy work in the financial services industry, especially after the 2008 financial crisis, and how policy teams collaborate with regulators to shape the regulatory environment; the reasons why the financial services industry is heavily regulated, including the systemic and interconnected nature of the financial system and the need to protect retail consumers; the regulatory approaches to cryptocurrency and digital assets in different jurisdictions, with Europe (MiCA), the US, and other regions like Asia. The discussion highlights the diverse and evolving nature of crypto regulation globally; the challenges faced by the US in developing a coherent regulatory framework for crypto assets, particularly the jurisdictional tussle between the SEC and CFTC; Coinbase's efforts to advocate for clear and balanced crypto regulation, including through grassroots initiatives like "Stand with Crypto"; and lastly, Coinbase's evolving product strategy, expanding beyond its core exchange business into areas like custody, lending, and infrastructure for the broader crypto ecosystem. MENTIONED IN THE CONVERSATION Topics: Coinbase, Credit Suisse, SEC, Circle, MiCA, Stand With Crypto, FIT21, financial regulation, financial policy, crypto, exchange, USDC ABOUT THE FINTECH BLUEPRINT 

Welcome back to 'It's All Kicking Off!' In this episode, Ian and Chris are joined by Mail Sport writer, Dominic King, as they begin by focusing on Liverpool's current form and the legacy of Jurgen Klopp. They delve into the struggles of Manchester City, Chelsea's transformation under Enzo Maresca, and Fulham's rise as a competitive team. They discuss Everton's managerial decisions and the enigmatic nature of Darwin Nunes. The conversation also touches on the interview attitude of Ange Postecoglou. Presenters: Ian Ladyman, Chris Sutton and Dominic King Producer: Henry Williams Learn more about your ad choices. Visit podcastchoices.com/adchoices

Cette semaine, on souligne les 50 ans du légendaire rappeur du Queensbridge Prodigy (Mobb Deep) en plus de jouer des nouveautés, dont un morceau exclusif de DJ White Socks en collaboration avec Nawfal. The Alchemist - Scientology (feat. Havoc) Price.ti - Scarlett's Club Yvnnis - PAULETA SDM - Drago Malefoy HOUDI - UNE PLAQUETTE A MARBELLA Lova - Pickup Theodora - KONGOLESE SOUS BBL Freddie Gibbs - On The Set S Burn - WHEEL OF WILL Gabe 'Nandez & Thomas Maggart - Vader Raz Fresco & ‎Dibia$e - Raz Kimbo Tha God Fahim & Nicholas Craven - If You Don't Use It You Lose It Diddi Trix - À CHAQUE FOIS Blynk - Stripper Anthem M.A.M - Si Tu Y Crois (feat. Farhad) DJ White Socks & Nawfal - Terminus Côte-Vertu IDK - SWiTCH (i) (feat. Conway The Machine) Westside Gunn & DJ Drama - Underground King (feat. Westside Pootie & Rome Streetz) Mobb Deep - Shook Ones, Part I (Original Version) Mobb Deep - Q.U. -- Hectic Mobb Deep - Party Over (feat. Big Noyd) Mobb Deep - Animal Instinct (feat. Infamous Mobb) Mobb Deep - Give It Up Fast (feat. Big Noyd & Nas) Mobb Deep - It's Mine (feat. Nas) 113 - L'école du crime (feat. Mobb Deep) Big Pun - Tres Leches (Triboro Trilogy) (feat. Prodigy & Rebel INS) Nas - Live Nigga Rap (feat. Mobb Deep) Mobb Deep - Where Ya Heart At Mobb Deep - Get Away Your Old Droog - Crab Cakes (feat. Prodigy) Prodigy - Legends Prodigy & Alchemist - Y.N.T. (feat. Domo Genesis) The Alchemist - In Heaven's Home (feat. Prodigy & Roc Marciano) The Alchemist - Try My Hand (feat. Mobb Deep) Curren$y & The Alchemist - The Type (feat. Prodigy) Evidence - Fame (feat. Roc Marciano & Prodigy) Pete Rock - The Game (feat. Raekwon, Prodigy & Ghostface Killah) Prodigy - Keep It Thoro Prodigy - Mac 10 Handle

Lex interviews Alessandro Chesser - CEO of Dynasty, a San Jose-based online platform for trust creation and management. In this episode, the key topics discussed include: The importance of aligning business and product teams, and the challenges Chesser faced when this alignment broke down during Carta's unsuccessful foray into the private markets business. Chesser's decision to leave Carta and co-found Dynasty, a startup that aims to simplify the process of creating trusts to avoid probate and  protect assets. Dynasty's go-to-market strategy, which focuses on driving organic growth through short-form video content on platforms like TikTok. And lastly, the technical and legal complexities of automating the trust creation process, and how Dynasty is navigating those challenges. MENTIONED IN THE CONVERSATION Topics: Dynasty, GetDynasty, Carta, eShares, fintech, trusts, legaltech, private markets, legal, SaaS, social media, TikTok, Instagram, LegalZoom ABOUT THE FINTECH BLUEPRINT 

In this episode, Steve talks with Farhad Sadeghi, the founder and lead polymer scientist at Analytical Polymers. They dive deep into the world of biomedical balloon tubing and explore the nuances of non-compliant, semi-compliant, and compliant balloons. Farhad sheds light on why precise tube sizing is essential for optimal performance and then gets in to how factors like resin selection, extrusion techniques, the balloon-forming process, and tensile specification can affect balloon tubing.Host/ Producer: Steve Maxson | Innovation & Business Development Manager | US ExtrudersGuest: Farhad Sadeghi| Founder and Lead Polymer Scientist| Analytical PolymersAnnouncer: Bill Kramer | President | US ExtrudersEditor/ Original Music: Eric Adair | Marketing/ Business Development | US ExtrudersFor video episodes visitwww.us-extruders.com/podcasts

Lex is interviewing Sankaet Pathak, the former CEO and founder of Synapse, and CEO and current founder of Foundation, to explore what happened with Synapse, the banking as a service industry, and key lessons learned. The discussion covers Synapse's origins, the reliance on bank partners like Evolve, the discovery of reconciliation issues and missing payments, and the eventual sale of Synapse to TabaPay. Pathak shares details on the various categories of "breaks" they uncovered, including debits from customer accounts, undisclosed fees, and the challenges around the Mercury migration. The episode also touches on potential regulatory oversights, the role of blockchain technology, and Pathak's perspective on his critics. The summary provides a comprehensive overview of the issues faced by Synapse and the broader implications for the banking infrastructure space. MENTIONED IN THE CONVERSATION Topics: BaaS, API, Open Banking, payments, banking, Fintech, Embedded Finance, regulation Tags: Synapse, Foundation, Evolve Bank, Mercury Bank, TabaPay, Yotta, FDIC ABOUT THE FINTECH BLUEPRINT 

Lex chats with Zuben Mathews - CEO and Co-founder of Brigit. Brigit is a leading consumer financial app in the United States that offers a suite of holistic financial products including budgeting, financial insights, access to paychecks, and credit building. Zuben kicks off the conversation discussing his journey from investment banking at Deutsche Bank to founding one of the largest financial health apps in the U.S. Mathews reflects on his early experiences in banking, where he launched a small entrepreneurial team within Deutsche to leverage the bank's data and client relationships to drive revenue. This experience helped shape his approach to solving real financial pain points, which became the foundation of Brigit. Zuben explains Brigit's focus on addressing the U.S. financial crisis of living paycheck-to-paycheck, a problem he personally experienced as an immigrant student. Brigit's initial product leverages cashflow data to provide instant cash advances, helping users avoid overdrafts and predatory loans. Mathews emphasizes that Brigit's success stems from a commitment to solving users' deepest financial issues and using real-time cashflow data, not traditional FICO scores, to provide financial solutions. The conversation delves into Brigit's subscription-based business model, which offers transparency and value to users, helping them save money while improving financial stability. Zuben discusses how the app has grown to serve over a million users, generating more than $100 million in revenue with a small team of 90. He also addresses challenges in fintech, such as data access in the U.S. compared to Europe's open banking regulations, and calls for more balanced regulation that encourages innovation while protecting consumers. The discussion concludes with Zuben advocating for greater access to bank data and better infrastructure for fintechs, highlighting the importance of innovation in improving customer outcomes in the financial space. MENTIONED IN THE CONVERSATION Brigit's Website: https://bit.ly/4d8tqohZuben's LinkedIn: https://bit.ly/3XvsEvT Topics: Fintech, neobank, overdraft, cash advance, subscription, financial wellbeing, PSD2, regulation Tags: Brigit, Deutsche Bank, Plaid, Chime, Revolut, Monzo, Yodlee, Synapse, Coastal Community Bank ABOUT THE FINTECH BLUEPRINT 

Millennial Potash (TSXV: MLP | OTCQB: MLPNF | FSE: X0D) is at the forefront of potash discoveries, ensuring global food security with their Banio Potash Project in Gabon, Africa.Join us as Chairman and Director Farhad Abasov reveals the latest developments and expansive potential of their Banio Potash Project. Watch to learn about the innovative drilling achievements that promise to boost the potash supply and how recent strategic moves could make Gabon a key player in the global market.Discover more about their project's potential here: https://millennialpotash.com/Watch the full YouTube interview here: https://www.youtube.com/watch?v=ETX--tTC5jwAnd follow us to stay updated: https://www.youtube.com/@GlobalOneMedia?sub_confirmation=1

A trip to the Skagit River Hydroelectric Project to talk about power system inertia with Seattle City Light operators, plus a discussion of popular fallacies and unpopular opinions with the hosts.To experience the visceral sounds and sights of big synchronous generation, an interview with Mike Haynes, Will Andersen, and Brandt March was recorded in-person at Seattle City Light's Skagit River Hydroelectric Project. To start the episode Ahlmahz, Paul, Farhad, and Conleigh discuss popular fallacies of the energy system and share some of their own unpopular opinions.You can find the podcast on Apple Podcast, Spotify, or wherever you get your podcasts. Share with friends that are energy enthusiasts, like us!03:17 - Popular Fallacies & Unpopular Opions52:08 - Big Synchronous Generation - Seattle City Light's Skagit River Hydroelectric ProjectPublic Power Underground, for electric utility enthusiasts! Public Power Underground, it's work to watch!

How do you find yourself when you belong to two seemingly opposing cultures? Embracing the paradoxes of dual identity, creative disruptor Farhad Mohit explores how being both Iranian and American allows him to navigate the tension between independence and interdependence, progress and presence — and to live fully in the here and now.

How do you find yourself when you belong to two seemingly opposing cultures? Embracing the paradoxes of dual identity, creative disruptor Farhad Mohit explores how being both Iranian and American allows him to navigate the tension between independence and interdependence, progress and presence — and to live fully in the here and now.

How do you find yourself when you belong to two seemingly opposing cultures? Embracing the paradoxes of dual identity, creative disruptor Farhad Mohit explores how being both Iranian and American allows him to navigate the tension between independence and interdependence, progress and presence — and to live fully in the here and now.

Uncle Farhad of Turin Giants is back for a hang with Sam to dive into gentrification of the Caucasus, the time George Bush visited Albania, Cristiano Ronaldo's new YouTube channel and how he can't act like a human, local instagram cringe vloggers and much more. Enjoy! Check out Farhad's sweet apparel at turingiants.com Follow Sam @imSamAdamo and rate the pod to boost it Follow Farhad @TurinGiants and listen to the Turin Giants Podcast for Juve talk in English

Lex chats with Till Wendler, Founder of Peaq Network - a leading DePIN Layer 1 in the blockchain space. In this episode, Till discusses his journey into entrepreneurship and the blockchain space. He talks about his early involvement with Ethereum and building a business around e-commerce payments using cryptocurrencies. Till also explains the concept of decentralized physical infrastructure networks (DePINs) and their role in the Internet of Things (IoT) and the Economy of Things (EOT). He highlights the limitations of current IoT systems and the potential for value exchange between devices. Till discusses the success of Peaq in attracting over 800,000 devices onto the network and the challenges of building demand for data-driven projects. He emphasizes Peaq's role in catalyzing the sector by providing support on product optimization, go-to-market strategies, and financial assistance. MENTIONED IN THE CONVERSATION Peaq's Website: https://bit.ly/3XjsaKoTill's LinkedIn: https://bit.ly/4cGvSSJ Topics: Blockchain, web3, decentralized applications, dapps, economy of things, EOT, depin, iot, decentralized physical infrastructure networks Tags: Peaq, IOTA, Exonum, DMG MORI, Silencio, MapMetrics, Helium ABOUT THE FINTECH BLUEPRINT 

Familie Alsilo überlebte den Genozid an Jesiden im Nordirak und rettete sich mit hilfe der baden-württembergischen Regierung in den Südwesten. Hier fasste sie neuen Lebensmut. Es war der 3. August 2014, als Dschihadisten der Terrororganisation Islamischer Staat jesidische Dörfer im Nordirak überfielen. Sie töteten tausende Männer, missbrauchten und versklavten jesidische Frauen und Mädchen wie Zeytun und Khawla Alsilo. Ihr kleiner Bruder Farhad musste mitansehen, wie sein Vater getötet wurde. In Deutschland fassten sie wieder neuen Lebensmut und lernten deutsch. So studiert Farhad inzwischen Maschinenbau und Zeytun schneidert in einer kleinen Nähstube. Doch das Trauma bleibt und die Angst vor Abschiebung ist groß. Denn die Gewalt gegen Jesiden im Nordirak geht weiter. (Hinweis: Übernahme von SWR Kultur "Glauben" vom 30.06.24)

Lex chats with  Luke Voiles, the CEO of Pipe - a modern capital platform built to connect business owners to fast, frictionless, dilution-free funding. Luke kicks off discussing his experience in the FinTech industry. He talks about his transition from being an investor to working in FinTech. Luke shares his background in distressed credit investing and how it led him to focus on lending money to other lenders. He then discusses his role at Intuit, where he helped build QuickBooks Capital and gained valuable experience in tech, leadership, and product development. Luke also talks about his time at Square and Square Banking, where he learned about being a true CEO and P&L owner. He then joined Pipe and discusses the stage at which the company was when he joined and the core concept of revenue-based financing. Luke explains the differences between revenue-based financing, invoice factoring, and other fixed income instruments. He also talks about the pivot that Pipe made and the focus on Pipe Capital as a service. Luke discusses the importance of platforms and embedded finance in reaching small businesses and explains how Pipe works with SaaS vertical software providers. He emphasizes the value of giving small businesses access to credit and criticizes other FinTechs that have made mistakes in scaling their businesses. Luke concludes by providing contact information for himself and Pipe. MENTIONED IN THE CONVERSATION Pipe's Website: https://bit.ly/3WGQrJNLuke's LinkedIn: https://bit.ly/4dpDh9P Topics: Fintech, revenue-based finance, embedded finance, unicorn, SaaS, entrepreneur, lending, capital Tags: Pipe, Square, Stripe, PayPal, Intuit, OnDeck, Alloy, Increase ABOUT THE FINTECH BLUEPRINT 

Lex chats with  Danielle Sesko about insurance and innovation in the fintech sector. They discuss the purpose of insurance and why it exists, the structure of insurance companies, the challenges of insurance innovation, and the integration of insurance into digital lending platforms. Sesko explains that insurance is necessary because most people cannot sustain a total loss of their assets, such as their homes or businesses. She also discusses the regulatory structure of insurance in the US, which is regulated on a state-by-state basis. Sesko describes the product she is working on at TruStage, which provides insurance coverage for loans in the digital lending space. The insurance is designed to protect both the borrower and the lender in case of unexpected events, such as job loss or disability. Sesko explains the technology integrations between insurance and digital lending platforms and the economics of the product. She also discusses the challenges and opportunities in the insurtech industry. MENTIONED IN THE CONVERSATION TruStage's Website: https://bit.ly/3WibyC1Danielle's LinkedIn: https://bit.ly/3XUZNmp Topics: InsurTech, Insurance, Digital Lending, Lending, embedded finance, embedded insurance, API, fintech Tags: TruStage, Payment Guard, Lending Club, FDIC ABOUT THE FINTECH BLUEPRINT 

Lex chats with  Anthony Moro, CEO of Provenance Foundation. Provenance is a blockchain platform for real-world assets and has a focus on financial services. Moro discusses his background in the traditional financial industry, particularly in security servicing, and explains how Provenance is positioning itself as a good control location for ownership of securities. He highlights the inefficiencies and high costs associated with intermediated securities transactions and explains how Provenance aims to provide a more efficient and secure alternative. Moro also discusses the technology stack of Provenance, which is built on the Cosmos network, and explains the importance of purpose-built blockchain networks for financial services. He also touches on the topics of noncustodial networks, ledgering, and the importance of network uptime in financial services. Moro concludes by discussing the future vision for Provenance, including the tokenization of trillions of dollars of financial assets and the role of Provenance in enabling asset issuers and service providers to transact efficiently on the platform. MENTIONED IN THE CONVERSATION Provenance's Website: https://bit.ly/3xLpXx6Anthony's LinkedIn: https://bit.ly/3VIl3Jn Companies: Provenance, Sofi, Provenance Blockchain Labs, ProvLabs, Ethereum, Cosmos, Merrill Lynch, Figure Technologies, Figure MarketsTopics: Blockchain, tokenisation, capital markets, DeFi, TradFi, NFT, Financial Services, Governance, crypto ABOUT THE FINTECH BLUEPRINT 

Lex chats with  Lu Zhang, the founder and managing partner at Fusion Fund, a venture fund that invests in deep technology, including artificial intelligence (AI) and healthcare. They discuss Lu's experience as an entrepreneur and the challenges she faced in building her own company. Lu also shares her investment thesis on AI, highlighting the opportunities in AI application and infrastructure. She believes that while large tech companies dominate the consumer AI market, there are still opportunities for startups in enterprise AI, particularly in industries with high-quality data and a need for AI solutions. Lu also discusses the potential of edge computing and the importance of addressing energy consumption and data privacy in AI infrastructure. She emphasizes the coexistence of large and small AI models and the need for practical, cost-efficient solutions. Finally, Lu discusses the revenue pools for AI companies and the growing awareness and adoption of AI in enterprises. She encourages startups to focus on reducing energy consumption in AI and addressing sustainability challenges. MENTIONED IN THE CONVERSATION Fusion Fund's Website: https://bit.ly/4egJMgpLu's LinkedIn: https://bit.ly/3KIWozf Topics: Venture Capital, VC, Innovation, Artificial Intelligence, Startup, Infrastructure, LLM, Decentralized AI, HealthcareCompanies: Fusion Fund, OpenAI, IBM, Microsoft, Nvidia, AMD ABOUT THE FINTECH BLUEPRINT 

Conleigh, Farhad, Ahlmahz, and Paul debrief on coverage of FERC Order 1920 then discuss resource adequacy, hedging tail risk, and preview business capability models.Ahlmahz Negash, Conleigh Byers, and Farhad Billimoria scan news stories after FERC's release of Order 1920, then Conleigh Byers explains Resource adequacy, and Farhad Billimoria explains Hedging & Tail Risk in Electricity Markets.You can find the podcast on Apple Podcast, Spotify, or wherever you get your podcasts. Share with friends that are energy enthusiasts, like us!03:17 - Short-to-Ground (FERC Order 1920 Edition)On May 13th the Federal Energy Regulatory Commission approved a sweeping long-term transmission planning and cost-allocation rule aimed at modernizing the gridIn the Special Transmission Reform Meeting, Chair Willie Phillips said the U.S. faces "an unprecedented surge in demand for affordable electricity while confronting extreme weather threats to the reliability of our grid and trying to stay one step ahead of the massive technological changes we are seeing in our society."FERC is helping to pave the way for a much-needed investment in our transmission infrastructureThe Federal Energy Regulatory Commission's fact sheet for Order 1920 states that the grid rule contains five major elements:Requirement to conduct and periodically update long-term transmission planning to anticipate future needs.Requirement to consider a broad set of benefits when planning new facilities.Requirement to identify opportunities to modify in-kind replacement of existing transmission facilities to increase their transfer capability, known as “right-sizing.”Customers pay only for projects from which they benefit.Expands states' pivotal role throughout the process of planning, selecting, and determining how to pay for transmission facilities.“Landmark transmission reform could dramatically speed US energy transition”Large Public Power Council's president, John Di Stasio's, written statementAmericans for a Clean Energy Grid's Executive Director, Christina Hayes, applauded FERC for finalizing a, quote, “strong and comprehensive regional planning and cost allocation rule.”Spot market power in the U.S.Wholesale spot prices for the National Electricity Market (NEM)Energy Information Administration's Natural Gas Weekly Update41:03 - Hedging and Tail Risk in Electricity Markets By: Farhad Billimoria , Jacob Mays , Rahmat PoudinehAbstract: A concern persistent in scarcity-based market designs for electricity over many years has been the illiquidity of markets for long-term contracts to hedge away volatile price exposures between generators and consumers. These missing markets have been attributed to a range of factors including retailer creditworthiness, market structure and the lack of demand side interest from consumers. Using a stochastic equilibrium model and insights from insurance theory, we demonstrate the inherent challenges of hedging a legacy thermal portfolio that is dominated by volatile fat-tailed commodities with significant tail dependence. Under such conditions the price required for generators to provide such hedges can be multiples of the expected value of prices. Our key insight is that when the real-world constraints of credit and financing are considered, the volatility of thermal fuels and their co-dependence under extremes may be a key reason as to why electricity markets have been incomplete in terms of long-term hedging contracts. Counterintuitively, in the context of the energy transition, our results show that, ceteris paribus, increasing the penetration of low carbon resources like wind, solar and energy storage, can add tail-diversity and improve contractability.22:16 - The Future of Resource Adequacy in a Decarbonized Grid w/ Conleigh ByersConleigh Byers Resource Adequacy Harvard Energy Policy Seminar 25 4.93MB ∙ PDF file DownloadDownload1:02:23 - Institutions in the electric sector are evolving like the eras of Taylor Swift, but are their business models evolving with them?Public Power Underground, for electric utility enthusiasts! Public Power Underground, it's work to watch!

In this episode, Farhad Manjoo (author of Slate's r/Farhad column) joins Prudie (Jenée Desmond-Harris) to answer letters from readers about how a 72-year-old introvert can become more social, when it's okay to pop up unannounced at a romantic partner's house and expect to have dinner, and whether you're being unreasonable for not attending a family vacation because you didn't get the upgrade you requested. If you want more Dear Prudence, join Slate Plus, Slate's membership program. Jenée answers an extra question every week, just for members. Go to Slate.com/prudieplus to sign up. It's just $15 for your first three months. This podcast is produced by Se'era Spragley Ricks, Daisy Rosario, and Jenée Desmond-Harris, with help from Maura Currie. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Farhad Manjoo (author of Slate's r/Farhad column) joins Prudie (Jenée Desmond-Harris) to answer letters from readers about how a 72-year-old introvert can become more social, when it's okay to pop up unannounced at a romantic partner's house and expect to have dinner, and whether you're being unreasonable for not attending a family vacation because you didn't get the upgrade you requested. If you want more Dear Prudence, join Slate Plus, Slate's membership program. Jenée answers an extra question every week, just for members. Go to Slate.com/prudieplus to sign up. It's just $15 for your first three months. This podcast is produced by Se'era Spragley Ricks, Daisy Rosario, and Jenée Desmond-Harris, with help from Maura Currie. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Farhad Manjoo (author of Slate's r/Farhad column) joins Prudie (Jenée Desmond-Harris) to answer letters from readers about how a 72-year-old introvert can become more social, when it's okay to pop up unannounced at a romantic partner's house and expect to have dinner, and whether you're being unreasonable for not attending a family vacation because you didn't get the upgrade you requested. If you want more Dear Prudence, join Slate Plus, Slate's membership program. Jenée answers an extra question every week, just for members. Go to Slate.com/prudieplus to sign up. It's just $15 for your first three months. This podcast is produced by Se'era Spragley Ricks, Daisy Rosario, and Jenée Desmond-Harris, with help from Maura Currie. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Farhad Manjoo (author of Slate's r/Farhad column) joins Prudie (Jenée Desmond-Harris) to answer letters from readers about how a 72-year-old introvert can become more social, when it's okay to pop up unannounced at a romantic partner's house and expect to have dinner, and whether you're being unreasonable for not attending a family vacation because you didn't get the upgrade you requested. If you want more Dear Prudence, join Slate Plus, Slate's membership program. Jenée answers an extra question every week, just for members. Go to Slate.com/prudieplus to sign up. It's just $15 for your first three months. This podcast is produced by Se'era Spragley Ricks, Daisy Rosario, and Jenée Desmond-Harris, with help from Maura Currie. Learn more about your ad choices. Visit megaphone.fm/adchoices

Lex chats with Vishal Garg, the CEO of Better Mortgage. Better is an all-in-one digital homeownership company. From finding a real estate agent and getting a mortgage, to shopping for homeowners insurance and title services, Better and its affiliates take customers through the entire homebuying process online. Garg shares the story of how he founded Better Mortgage after experiencing the difficulties of getting a mortgage online. He explains how he saw an opportunity to reimagine the mortgage industry and create a more efficient and consumer-friendly process. Garg discusses the challenges of scaling the company, going public through a SPAC, and navigating the changing market conditions. He also shares his optimism for the future of Better Mortgage, highlighting the company's focus on efficiency, automation, and sustainable growth. MENTIONED IN THE CONVERSATION Better's Website: https://bit.ly/456T3UbVishal's LinkedIn: https://bit.ly/4e52szk Topics: fintech, mortgage, digital lending, digital mortgage, SPAC, interest ratesCompanies: Better.com, Better mortgage, Fannie Mae, Freddie Mac, Goldman Sachs, SoftBank ABOUT THE FINTECH BLUEPRINT 

If you're a Democratic candidate in the U.S., you use Democratic software; if you're Republican, you use Republican software. But what if you're independent? You're out of luck, locked out of both the technology and the voter data required to run a competitive campaign. Farhad Mohit founded and ran Flipagram, now better known as TikTok. After Flipagram's acquisition, Farhad felt like he had the necessary experience to challenge the walled garden of political tech, starting a suite of tools for independents known as Good Party. Watch this episode on YouTube: https://youtu.be/GO9hszWKT4o Follow Farhad Mohit: https://goodparty.org | https://twitter.com/farhad667 Follow Andrew Yang: https://andrewyang.com | https://twitter.com/andrewyang Get 50% off Factor at https://factormeals.com/yang50 Get an extra 3 months free at https://expressvpn.com/yang Get 20% off + 2 free pillows at https://helixsleep.com/yang code helixpartner20 To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Lex chats with Matt Watson, the founder and CEO of Origin, a comprehensive money management platform for the modern workforce. Watson discusses his background as an entrepreneur and his first fintech experience working on Wall Street. He also talks about his previous business in the commercial insurance space and the challenges of building out the go-to-market function for that company. Watson then explains the concept behind Origin and its focus on providing a mass-market private banking experience for the underserved segment of the population with investable assets below $500,000. He discusses the company's go-to-market strategy, its target market, and its monetization strategy. Watson also touches on the collapse of Mint and the opportunity it created for Origin, as well as the role of generative AI in financial planning and guidance. He concludes by discussing the ownership of data and the challenges of accessing and utilizing consumer financial data in the industry. MENTIONED IN THE CONVERSATION Origin's Website: https://bit.ly/4bJcMvcMatthew's LinkedIn: https://bit.ly/3ym8mMa Topics: fintech, AI, artificial intelligence, PFM, personal financial management, embedded financeCompanies: Origin, Origin Finance, Mint, Mint.com, Plaid, LearnVest, Column Tax, Intuit, Yodlee, ChatGPT ABOUT THE FINTECH BLUEPRINT 

This episode is sponsored by WE-PN. Become your own VPN provider. To get 50% off enter promo code: kingraam50-------------------------Farhad is a commercial diver who works off a ship in the North Sea. In this episode we talk about his work, life, fatherhood and how ended up becoming a diver. -------------------------To learn more about psychedelic therapy go to my brother Mehran's page at: https://www.mindbodyintegration.ca/ or to https://www.legacyjourneys.ca/ for his next retreat.***Masty o Rasty is not responsible for, or condone, the views and opinions expressed by our guests ******مستی و راستی هیچگونه مسولیتی در برابر نظرها و عقاید مهمان‌های برنامه ندارد.***-------------------------King Raam Tour:Los Angeles - Dec 15Melbourne - Feb 16Sydney - Feb 17kingraam.com/tourSocial Media: @kingraam Voice Messages: www.t.me/mastyorasty Merch: www.kingraam.com/merch NFT: www.foundation.app/kingraam Donations: paypal.me/raamemami Venmo: @kingraam