Podcasts about really yes

From the pandemic to the U.S. election to Kendall Jenner’s birthday party (Really? Yes, listen to find out.), there is a lot going on in our world.It’s the perfect time to stop and talk about the importance of the integrity of your brand’s image and the need to maintain truthfulness in communications. You can’t go wrong by doing the right thing in the moment, for the moment.What do you think? We’d love to hear from you – share with us at soloprpro.com.

Believers who will be cast into Hell? It’s because Scripture says there will be believers cast into Hell. Really? Yes. » View: Believers Who Will Be Cast Into Hell

Now keep in mind at the time I'm only 38 years old, no medical history, nothing. Right. So this is like completely bananas. And what I found out that was going on, doctors still don't know the root cause, but I was experiencing simultaneous, uh, cardiac failure and respiratory failure. Really? Yes. And it was when I tell you Robert, it was so insane. Like I'm really thankful my family, especially my husband rallied around me, you know, to try to make sure, you know, doctors were doing their best and everything, but it was just really crazy. But, um, and you know, I literally in March before the final hospital say, I actually left with an oxygen tank. I had to have 24 hour oxygen support, like dragging that thing behind me. It was, it was terrible. It was terrible. But literally after getting, you know, release from the ICU downgraded to a regular hospital room, this was may of 2018. I began to write, I immediately began journaling. I began having different types of discussions with my family and even with my caregivers at the hospital. And I knew that it was a literal shock to my system, but a shock to my spirit as well. And so my path just changed forever changed forever. And so journal for your journey was birthed out of that, just having a positive outlook every day, centering yourself and not so much chasing dollars and neglecting the soul work as I call it.Yeah. Instead of going for your purpose and not the dollar sign then.Yes. And then, um, the second book I actually, um, just release a little over a month ago, it's called inductions of power. So the first book is faith based. The second one is, um, strictly self development and professional development it's mindset based. And it's really going to be most helpful for folks who are looking to, um, people that I talk to all the time, like career changers, people who want to be even aspiring authors or entrepreneurs, just the mindset that it takes to go to that next level of self development. (09:48):And how did you get to the next level of self development? (09:51):Oh, well it's, I mean, this has really been a rough road. I will say that. So let me give you just a little bit more history. As far as with, you know, I out of college, you know, jump right into corporate America. I have, um, a very storied if you will background, but in, you know, working in corporate America very early on, I knew that I was just not going to spend the rest of my life working for someone else because I saw how my bosses were relying so heavily on my organizational and operational vision yet they wouldn't give me the autonomy nor the pay that I desire. So, you know, that, that kind of went on for, you know, quite a few years actually. But when I experienced this major health crisis, I had time to really be still, I had time to really sit with my thoughts and to think about what I wanted my life to be moving forward instead of just kind of the monotony of it and to get up and go and okay, Monday, Tuesday, Wednesday, @noneofyourbusinesspodcast @artishabolding tboldmedia.com @eastcoasttags www.eastcoasttags.com NOYB

Dr. Hayes interviews Dr. Canellos on his involvement with CHOP, MOPP and CMF as well as his role as Chief of Division of Med Onc at SFCI/DFCI for 25 years. The purpose of this podcast is to educate and to inform. This is not a substitute for professional medical care and is not intended for use in the diagnosis or treatment of individual conditions. Guests on this podcast express their own opinions, experience, and conclusions. The mention of any product, service, organization, activity, or therapy should not be construed as an ASCO endorsement. Welcome to JCO's Cancer Stories, The Art of Oncology, brought to you by the ASCO Podcast Network, a collection of nine programs covering a range of educational and scientific content and offering enriching insight into the world of cancer care. You can find all of the shows, including this one, at podcast.asco.org. Hello. Today my guest on the podcast is Dr. George Canellos. Dr. Canellos was instrumental in early treatments for breast cancer, lymphomas, -- and chronic leukemias, and he's generally considered one of the so-called Gang of Five with the National Cancer Institute in the 1970s, along with Drs. Vince DeVita, Robert Young, Bruce Chabner, and Philip Schein, who ultimately demonstrated that chemotherapy could be used to cure a fraction of patients with Hodgkin's and non-Hodgkin's lymphomas. Dr. Canellos was raised in Boston, and he attended Boston Latin School. He then received his undergraduate degree at Harvard and his medical degree at Columbia in New York City. But he remained a Red Sox fan, so he returned to Boston for his residency in internal medicine at Massachusetts General Hospital. But he then trained in oncology at the National Cancer Institute where he stayed until 1974 when he once again returned to Boston to join the faculty of the then Sidney Farber Cancer Institute where he served as the Chief of Medical Oncology until 1995. He is currently the William Rosenberg Chair at Medicine at the now Dana Farber Cancer Institute and a Professor of Medicine at Harvard Medical School. Dr. Canellos has authored over 300 peer-reviewed papers and too many reviews and chapters to name. Most importantly, he served as the Second Editor in Chief of the Journal of Clinical Oncology, a role he filled from 1987 until 2001. And during that time, he directed the Journal to become the leading journal in our field. Perhaps even more importantly, he served as ASCO President in 1993 and 1994, and he's been recognized as an ASCO Oncology Luminary, and he's been recognized with the Statesman Award and the Distinguished Service Award for Scientific Achievement from our society. Dr. Canellos, welcome to our program. Good to talk to you. Great to talk to you. You know, I spent a lot of time with you at the Sidney Farber and then Dana Farber Cancer Institute, and I've heard you say, and I've also read, that you originally seriously considered becoming a surgeon because of the work you did with Dr. Oliver Cope, one of the leaders in surgery of our last century and especially related to thyroid and other cancers. So what led you to get away from surgery and become a medical oncologist? Well, I served as a surgical intern at Mass General at that time, which was a lot of exposure to serious illness and surgery. But it dawned on me. Two things dawned on me. One is that if one was interested at all in malignancy that surgery really wasn't the answer, certainly, in any way. And in those days, of course, even radiotherapy was not the answer. And so the other thing I realized, that I had the manual dexterity of a California fur seal. I didn't really feel, being left-handed, I didn't feel that I really had the dexterity required to do some of the complicated surgery that was going on in those days because I held retractors as an intern for some very long operations that really didn't achieve more than taking out a gallbladder. It took three hours. Now, we can do it with a laparoscope in a half an hour, probably. So I switched into medicine at Mass General and stayed in medicine at Mass General. And being inspired to really think about other treatments for malignancy in those days, there were very few really textbooks available that talked about chemo. There was some. I would nip up to the library of the hospital rarely and try to read about them. There were new drugs coming out at that time, but there was very little really known about the action of the drugs and the potential of the drugs that might have existed at that time. Then I went to NCI, as one had to because there was a doctor draft. And two years of residency in medicine, I actually went to the medicine branch of the NCI. And there, under Emil Frei III, another investigator named Freireich, Jay Freireich, who were around at that time and running the program, such as it was, we first were experience-- I was thinking that I would do research there, and I did. But at the same time, the Clinical Associate Program entailed a year of clinical exposure, of clinical care, and I had several colleagues. The first major colleague was Vincent DeVita who really, at that time, decided to approach a treatable more solid malignancy, as acute leukemia of childhood was being approached, with combination chemotherapy. However, there weren't many drugs that were very active at that time. There were some. An alkylating agent, nitrogen mustard, steroids, a vinca alkaloid that had just been relatively new introduced for adult disease. And there was no procarbazine. Of course, it hadn't been invented yet, but methotrexate. And so the first combination regimen that came out of that program was MOMP, M-O-M-P, and that had some activity, but it was only given for a relatively short period of time. Eventually, the tolerance of patients to these drugs was considerable, a considerable issue, because we didn't really have granulocyte support. There were a lot of things that we'd take for granted now that were not available then. So the toxicity of some of these programs, such as the M-O-P-P Program when procarbazine came along, the MOPP program was considerable. But the interesting thing is the patients that we had were generally on the younger side, younger than 45, let's say, and they could tolerate the therapy. And I found that, honestly and subsequently, with testes cancer, that younger people who get a lot of toxicity from these drugs, despite that, if they think there may be a cure around the corner, will tolerate it. And you don't hear a great deal of complaints about it, about the toxicity, interestingly. But the older patients, of course, are far more vulnerable. Their bone marrow reserve not being great, these regimens were quite toxic. But, fortunately, the first targeted disease was Hodgkin's disease, and it's generally a disease confined to younger people, in general. About 20% of them are in the older group. But we first tested the aggressive chemotherapy, known as MOPP, in the younger patients, actually. But what was surprising to us, and surprising to everybody, was the fact that they failed to relapse as they were all expected to do at that time. In the single drug agent era, of course, Hodgkin's disease would relapse eventually. As house officers, we just expected that to happen. Now, the training in the major academic hospitals in those days, oncology was not an important part, or even a desired part, of the program, if you will. And so most who arrived at a place like NIH really didn't have much background at all in the treatment of cancer because they probably didn't see it all that much. I know I didn't. As a surgeon, yes, but not as internal medicine. I was going to ask you that. When you were at Mass General and you said you noticed that surgery wasn't curing people, there couldn't have been anybody around that was mentoring you or said, why don't you-- how did you even hear about-- No, no, there wasn't. There were some docs there who really cut their teeth on giving hormones to breast cancer patients, and that was about it. But very few people were giving-- I couldn't think of anybody who was giving-- one person who was giving chemotherapy, a lady, a fine lady, fine physician actually, but on the private side, but nobody on the academic side that amounted-- So what made you-- What made you say, I'm going to go to the NCI and learn how to do this? I mean, that seems like that was completely out of the blue. Well, you weren't given much choice. Of the two institutes, I applied at the Heart Institute and the Cancer Institute. The Cancer Institute accepted me, and the same with Vince DeVita. He applied to the Heart Institute but got into the Cancer Institute. And we were both there, probably you could say, as our second choice at the time. Because-- Yeah, that's interesting. Yeah. Very little was known about oncology as a field, and there we were. On the other hand, seeing these patients at least respond to these drugs in the way they did, and seemingly not relapsing, made you wonder whether or not, in time-- when I went back to the NIH, I came back to the MGH to be a senior medical resident. I can tell you what was interesting, because there was no oncology Fellow, per se. They would ask me to see a patient if the patient had a malignancy. And I remember going in and seeing a patient with ovarian cancer. She had a huge belly full of ascites, malignant ascites, and I said that the drug for this disease is thiotepa, an alkylating agent. I wrote out the recipe, if you will, how many milligrams, et cetera. And I wrote in the note, and I will give the first dose, which I did. The intern covering the service, a surgical intern covering the GYN service, obviously read part of my note but not all of it, or decided he was going to give another dose as well, but somehow the woman was double-dosed. And there was a certain panic by the nursing staff, et cetera. She tolerated the drug surprisingly well. But more surprising, everything went away. She had this dramatic response to therapy. The ascites went away. The abdominal masses went away. And she was discharged. And I said to myself, at that time, this is a precedent for something, and that era will arrive once-- if it's not the right drug, we'll find the right drug for the disease. But I can tell you, it was very uplifting to me. I had already been to NIH. That's a great story. When you guys were at the NCI, a similar question is, when did the light bulb come on that it looked like you were actually curing Hodgkin's disease? Well, you're talking about a two-year appointment. At the end of the two years there, the remissions were already clear. That is to say, the disease had not come back, and the people were being followed. But two years is just two years. I mean, it's not a long time. And when I went back on the faculty-- see, I went for a year in England to become a hematologist because everybody had to be a hematologist in those days if you were interested in cancer. Anyway, that's what I did. And when I got back, they recruited me to the faculty, and the patients were still in remission, and that was great. And then we put our attention to the non-Hodgkin's lymphomas and modified the MOP regimen by putting cyclophosphamide instead of nitrogen mustard, which was a horrific drug by the way, nitrogen mustard in the doses that we gave. But like it or not, we put Cytoxan into it and we called it CMOP. It was like MOP but it was with C instead of the M. So we called it CMOP. And early in the 1970s, we did a randomized trial with the radiotherapists who were throwing radiation at everything that walked in with a non-Hodgkin's lymphomas, and we did a prospective randomized trial stage by stage, histology by histology. And I remember looking at the data for the large cell lymphomas with the CMOP and I said, Vince, you know, if we judged everything by median, the median survival of our patients was what you'd expect historically. But just below the median, the line straightened up, flattened out, and was going out now several years, at least four or five years, flat in a disease that usually recurred very quickly and killed everybody who was affected by it. And I remember when the Board of Internal Medicine decided to create a specialty called Medical Oncology and have an exam, et cetera, Vince thought it was because of Hodgkin's. And I'm sure it contributed, but I said it must be also the non-Hodgkin's because it's far more common. It's far more common. We helped far more people. And indeed, it probably is. Can I interrupt you for a moment? I interviewed Saul Rosenberg for this series, and he told me just [INAUDIBLE] the radiation psychologist. So Dr. Kaplan had referred to him from Memorial to come to Stanford and do radiation, and Dr. Rosenberg told Dr. Kaplan, I think we need to give these people chemotherapy, and Kaplan agree. But the Chair of Medicine did not and would not let Rosenberg see patients in his own clinic and give chemotherapy. So he wrangled a room from a hematologist, and he told me he would see patients in the room. He had a chair in the hallway. If the patient needed chemotherapy, he'd have the patient go sit in the chair in the hallway. Get an IV pole. He'd start the IV himself and then mix up the chemotherapy himself, hang it up. While the patient was getting chemotherapy in the hallway, he'd see the next patient in the room. Those are the kinds of obstacles he had to do. And the other thing I have to say, I didn't get to interview Dr. Holland before he passed away, but relative to your looking at the Kaplan-Meier curves, I'll never forget his yelling at me one time that, if you need a statistician to see what you've done, you probably haven't done much. I said that, 'cause I remember saying that as well, but anyway. Let me ask you another question. Yeah. You're know for lymphoma and chronic leukemias but also for breast cancer, and generally you're credited for coming up with the so-called CMF regimen. Vince and I were called into the director's office. At that time, the director of NCI was [INAUDIBLE]. And they said, all this lymphoma stuff is wonderful, but we want you to do solids. Now, we didn't have a referral pattern for solids at all. The only breast patients we saw were relatives of employees of the NCI. So Vince wanted to do ovarian, and I said ovarian is a good disease because they have malignant cells floating around, and we can do stuff on those. And Vince really wanted to do ovarian. I chose breast. And, again, we had no mastectomy surgical group or anything. And so what we did was make deals with medical oncologists in the community, two of them who actually trained-- one of them trained at the Brigham Hospital, actually, and they lived in the area. And they liked to come to our conferences and things. They would refer patients. And what we specified, initially, was that we have patients without isolated bone lesions only, that they had to have measurable lumpy, bumpy disease. And so to design a therapeutic treatment for them, we had to use the principles that we learned from the lymphoma experience. And that's where CMF came. CMFP, we used to have prednisone in some circumstance. And so that was the regimen that-- if you notice, the design of it would be like the MOP program. Anyway, so we started treating people like that. Suddenly, they did respond and some responded quite well. They had some toxicity, of course. And the very first paper we wrote was on the toxicity of CMFP. It was hard to get things published in medical oncology areas, and the Lancet was wonderful for us. The Lancet was very helpful, and we published a lot of stuff in the Lancet. But the first one was in the British Medical Journal, the toxicity of CMF program in patients, and we especially cautioned patients who had compromised liver function because they seemed to get worse toxicity at that time in our imagination. But it worked. It did work. We published it in the Annals of Internal Medicine eventually. But the important thing was, our friend Johnny Bonadonna would come over periodically to find out what we were doing. And he came over with an offer. He said he had all these patients who would get mastectomies and then nothing. Let me interrupt you for a moment 'cause I was going to ask you about Dr. Bonadonna. Yeah. Would you, just for the audience, a lot of them may not know who he is. Oh. Well, Johnny Bona-- Do you want me to describe him? Well, at that time, he was a young investigator working in Milan at the major hospital there in oncology, and he trained at Memorial before and then went but back to Italy. So he came and he wanted to know what we were doing. We showed him the protocol that we were doing for breast, and he was interested. And what he offered was the opportunity of doing a randomized trial on patients with a higher risk, if you will, breast cancer, node-positive patients. And he said that in Italy that nothing was done for them and that he could randomize them nothing to chemotherapy, and we offered him a contract. He required money. We gave him a contract. We gave him our protocol, at least the chemotherapy protocol. He went back to Italy and did that trial. And he left the prednisone out. He made sure it was of just CMF. And the patients, apparently, I guess, knew what they were getting, but I don't know whether they had strict requirements or informed consent and things like that. We didn't ask. We didn't ask. All we wanted was randomized data, and he certainly had it. And I remember being at the ASCO meeting in 1976, I think it was, '75 or '76, in Toronto when the first data was presented by Bonadonna. And the media people were there. People were barely hanging from the rafters to hear. The room wasn't big enough, really. None of the rooms were big enough because they never expected the attendance, that there were that many young oncologists around or people interested in oncology. And so he gave that first data, and that was a shot in the arm for adjuvant therapy, certainly for breast cancer, but for other things as well. I think, in general, he and Dr. Fisher, who sadly passed away before I had a chance to interview him, are responsible for thousands and thousands of people. Yeah. Absolutely. Absolutely. Absolutely. But I'm giving you the NCI side, my personal side of it, and you're right. Bernie was a real pioneer because he had so much opposition from the surgical establishment at the time. I can tell you that. From a surgeon's point of view, they really thought he was the Antichrist. I mean, it was terrible. I saw him and Jerry Urban get into a verbal argument at a meeting. I thought it was going to be a fistfight, actually, over-- Really? Yes, yes. Yes, they're severe. But anyway, let me go-- let me go to my next question, which has tended to change gears for a moment. You may or may not remember this, but when you were ASCO President, in your presidential address, I was in the audience and you said something to the effect that the greatest clinical experiment you have conducted are the Fellows you have trained, or something like that. Yes. Yeah. And I was in tears, of course. But you certainly can claim success on that. The division chiefs, department chairs, cancer center directors, most recently a Nobel Laureate, [INAUDIBLE], all of them came out of the program. But when you returned to Boston, you could not have envisioned all of this. What was the atmosphere, and what was Dr. Farber's vision? Well, Dr. Farber had died by the time I got there. Oh, he was already gone? OK. He was already gone. And when I was leaving, when Tom Frei recruited me, Vince thought I was mad because they made me Clinical Director. At least have a go at acting job as clinical director of the NCI. But really, down the line, it was a bureaucratic evolution. And I said, I don't really want to be an oncocrat at this age, anyway. What I said was, Vince, I said, the doctor draft is over. The best and the brightest and the youngest and the cheapest are all going to be in these hospitals, and there are a lot of them in Boston because I happen to know Boston, including house staff at the Brigham, house staff at the BI and Mass General. And I said, that's the future, or at least the future challenge. And I think he accepted it, but he didn't like it. I mean, he thought-- well, we were great buddies and we worked well together, and that goes for Bob Young and Bruce Chabner too. They thought I was very-- Where else-- at that time, there must have only been two or three places to train in oncology in the whole country, I would imagine. Yes, yes, yes. And people were just starting to set up cancer centers, sometimes without funding. And then there were all these, not many, but job requests for me to go and look at the job at Wisconsin or you name it, but I didn't want to do that. I really wanted to do medical oncology and not be a bureaucrat in any way. And many of the places, Dan, would say come and be a head of our cancer program, and it was also translated in parentheses, come and write a CORE grant. A lot of places who didn't deserve a CORE grant were asking me for people to come and write a CORE grant. You knew forever they would never get one because they really didn't have the makeup for it, yet. So what were the hurdles in Boston when you got there? Well, the hurdles in Boston were twofold. One is the fact that oncology had a very slow start in Boston, and that goes at the Brigham and at the MGH. The MGH was even disinterested in oncology at that time, actively disinterested. They didn't think it had any academic merit and therefore didn't put any effort into it. I have to say that Gene Braunwald, who was Chief of Medicine at the Brigham at the time, was interested because he had been at NIH at the Heart Institute, he knew Tom Frei, and he wasn't sure about it yet because he couldn't swallow it, I guess. And the fact was that it was growing a bit, and one of his very close associates developed large cell lymphoma and he got chemotherapy, he got to see MOP. And he was long-term remission. And I remember telling Braunwald, he was shocked that it was so successful. And I kept telling him, I said, this is not a rare event. This is happening. But the big challenge, Dan, at Dana Farber was that there was no oncology known, and we had to build the program from the bottom up. We hospitalized our patients at the Brigham before we opened the beds at the Dana Farber, but we needed the volume of patients. And we had all these beds, I think 59 beds, licensed beds, open. And I kept saying, we don't have the patients. But Tom Frei opened the beds. The next thing you know, I was talking to trustees because Tom said, we'll bring George up and we'll grow. The clinical program will grow. So the trustees thought the program would probably grow the next day. It didn't. It took a lot of effort without the [? scare ?] and myself going around giving talks in every little hospital that existed. And one of the big things I had my mind, because the house staff looked after our patients as well, was to show them what we could do. Now, in those days, other than the large cell lymphomas, of which we did not have many because they were in the hands of hematologists, was testes cancer. And the head of urology at the Brigham Hospital used to have these Saturday morning urology rounds inviting all of the practicing urologists around to come and they'd present their problem cases, et cetera. But he asked me to come along and give a talk about this new drug called cisplatin, which was having a big effect in testes cancer in other places. And I did. And I would come and talk about the early results in other places in testes cancer and that we were interested in actually starting a program. Then, they would-- of course, urologists are anything but chemotherapists, and so they would refer the patients in because, A, they couldn't give any chemotherapy. There was nothing oral that would work. What we would do is, if they sent patients in, we would do an early trial and we would publish the series in a, let's say, not spectacular journal and get reprints. We would send them reprints. And in some instances, I put the name of the referring doctor, if he'd sent us more than one patient, on the paper for, let's say, testing some antineoplastic thing. And we would put their names on the papers and send them reprints. And there's nothing a urologist loves more than to see his name on a scientific paper, a medical paper. And we started getting a ton of testes cases eventually and did trials and wrote papers about them. And I remember, when we recruited Phil Kantoff, a Fellow of mine, and I thought he was going to go back to the NIH and do gene therapy. And he walked in one day and he said, I'd like to apply for the GU job, and I said, it's yours. And he wrote quite a few papers based on the accumulated testicular data and the [INAUDIBLE]. Oh yeah. Yeah. And he was wonderful. He's Chief of Medicine now at Memorial. He's Chief of Medicine at Memorial, yes. I want to bring up one more thing that this segues into, though, and I believe now almost every medical oncologist who has trained in the last 10 years thinks that multispecialty tumor boards have always existed. But I believe that another of your trainees, Dr. Craig Henderson, who was my mentor, frankly, and you really started the first multispecialty clinic perhaps in all of oncology in this country. Do you agree with that? We called it the BEC, the Breast Evaluation Center. Yes, and we got cooperation but from surgeons. There were surgeons around, more nihilistic surgeons, if you will, not wanting to do radical surgery and radiotherapists, like Sam Hillman. And they were all around and doing those things. And we brought them into this BEC, the Breast Evaluation Center, and your mentor, Craig, was a little rough on the Fellows, I can tell you, in those days. Just his demands. Anyway, whatever it was. And so I would go to that clinic as well and see breast patients just to calm things down a bit at times. Anyway, it worked. And I know that the breast people elsewhere were recognizing that Craig had a nice thing going there with the multidisciplinary aspects. You know, it was so awful that breast cancer was treated so badly. I mean, they'd have a radical operation. And God knows, if there was some disease, that they would then get radical radiotherapy to their chest. And they were walking around sort of mutilated. And we had a part-time psychiatrist when I first arrived to see these patients because many of them had body image problems. So the idea of not doing radical mastectomy was revolutionary at that time. And I remember being called by the local Blue Cross to serve on a committee to decide whether or not Blue Cross should pay for breast reconstruction on these poor patients, and we voted. There was a committee of medical oncologists from MGH, me, and a plastic surgeon, and we voted 3 to 3 to they should pay, and they didn't. Then they said, thank you for serving on this advisory committee, but we're not paying. We've decided not to pay. Then, I can tell you, a women's agitation group got a hold of the facts. And one of them called me up and she said, I heard you were on this committee that voted not to pay. And I said, absolutely we voted to pay. They told us, thanks very much but we're not going to pay. So within two weeks then the insurance company changed its opinion because they went bananas at the insurance company. Yeah. The strength of advocacy, that's been something. Anyway, we're running out of time. I'd like to thank you for taking your time with us. Not at all, Dan. Not at all. It's a pleasure. And as I have done for every other interview in this series, I want to thank you not just for taking time with us but for all you've done for the field, for those of us who trained with you or are in the field, and most importantly for all the patients who have benefited. You look back over the-- Yeah, I know. I still follow them. My clinic has follow-ups of cured patients. You become the primary care doc for cured patients. Well, you think of the 60 years of your career and other fine folks that you were with at the NCI and then beyond, and the thousands or millions of people who have benefited, it's pretty remarkable. Yeah, well. Thanks again. I appreciate you being on. Not at all. And enjoy the rest of the day. Thank you very much, Dan. Until next time, thank you for listening to this JCO's Cancer Stories, The Art of Oncology podcast. If you enjoyed what you heard today, don't forget to give us a rating or review on Apple Podcasts or wherever you listen. While you're there, be sure to subscribe so you never miss an episode. JCO's Cancer Stories, The Art of Oncology podcast is just one of ASCO's many podcasts. You can find all the shows at podcast.asco.org.

My favorite punching bag is the 'door count' tribe. Who are these folks? The folks whose primary KPI is I added me a sh*t ton of doors last year. Boo-yah! Really? Yes. These folks do exist. They're generally the same folks whose case study research was limited to 10 unicorn brands, mostly D2C and funded off enormous wealth. In this episode, I explain in somewhat redundant, sermonizing fashion why you must forget this non-KPI. It measures nothing of importance at all. Support the show (http://paypal.me/startupconfidential)

“I know that all things work together for good to those who love God and are called according to His purposes…” Nice sentiment. Right? But what about a global pandemic. Can God turn that to good? Really? Yes! How? Through us. And in us. Right where we are. Trusting Him. And doing what we’ve been prepared to do and being who we’ve been prepared to be all along. For today. For this moment. It’s time.

Panman.... Really? Yes we watched it and tell you our take on it. We also go over some of the B Movies we have seen as well as our buzzfeed results. Come here this and some urban myths. Permanent links: Tumblr: https://crazykitties.tumblr.com/ Kitty’s Youtube: https://www.youtube.com/channel/UCjfWdThd_bO-NHFEdoejOZw Exo’s Youtube: https://www.youtube.com/c/BurnUnitGaming Exo’s Twitch: https://www.twitch.tv/Exodeath Kitty’s Business: https://www.facebook.com/KrazyKittiesCreations/ Kitty’s Twitch: twitch.tv/lilliav Discord: https://discord.gg/uGYvpYw Mention links (temporary): We Know which horror Villain you would be https://www.buzzfeed.com/tirsoastudent/we-know-which-horror-villain-you-would-be-from-how-7kse1t95eq Urban Myths List https://www.facebook.com/multovideos/posts/153205502890516 --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/muns-after-midnight/support

Dr. Creighton Shute of Elite DPC in Lafayette, LA unpacks healthcare with cost savings for patients and businesses alike. How did he lower one patient's monthly medicine expense by $450.66, leaving her in tears? All in a day's work with Direct Primary Care. Then there's a local business lowing their healthcare costs by an almost unheard of amount. But, they weren't done. Hunter and Dr. Shute explore how businesses can make more money with better care. Really? Yes, really. Visit Dr. Shute's website at: https://www.elitedpc.com Links of note: Union County saves taxpayers $1.2 million with DPC: https://www.johnlocke.org/policy-position/direct-primary-care/ From the above article: "...85 percent less on total health care spending and enjoyed an average of 35 minutes per visit compared to eight minutes in a nondirect-care practice setting." https://www.jabfm.org/content/28/6/793 Visit Winning Healthcare Food Fights at: https://winhff.com We're on Facebook at: https://www.facebook.com/pg/WinningHealthcareFoodFights/posts/ Twitter feed: https://twitter.com/FoodWinning @Copyright 2020 Winning Healthcare Food Fights -- All Rights Reserved --- Send in a voice message: https://anchor.fm/winhff/message

4 steps. Really? Yes! It's simple but it works. Katie gives you the steps she's used to write over 55 books. The rest is just your work of following through. See below for resources mentioned. Welcome to episode #81. Thank you for tuning in! Please subscribe and leave us a review! You're invited to apply for the launch team of Katie's new book "Faith Like Flamingos." Click here. Get a notebook to keep all your ideas in one spot. Katie likes this one. Check out HopeWriters membership. Register for the course "Doing Business, with God" - Katie's best-selling 6-week business coaching + Bible study program.  The complimentary download can be found when you visit our podcast page:  Visit: https://bloggingsuccessfully.com/podcast To share your thoughts on today’s show To read the transcript To find links to resources mentioned in the episode To download the MP3 audio file To help out the show Leave an honest review on iTunes. Your ratings and reviews help so much and I personally read EVERY single one. Subscribe on iTunes or Stitcher to get automatic updates every time we release a new episode. Subscribe on YouTube Join Katie in The Blog Connection! to learn how to change your message into a movement! To sponsor our podcast, start the conversation here: bloggingsuccessfully.com/sponsor-request

Wait, what? Transformers!? Really? Yes really, well, maybe not those exact transformers, nobody is turning in to a semi truck this episode, so who then? None other than the notorious transformers figures of Native American lore. We get in to their symbols, allegories and the lessons they can teach us to be better people. So sit down, rise up and roll out! These stories may prove to be more than meets the eye. --- Support this podcast: https://anchor.fm/weirdandfeared/support

On the show today we are joined by Kerry and Angela Kang and discuss about:Kanye West has released his Christian album 'Jesus Is King' and has revealed he is a 'woke Christian'. He has also said that his kid North West will no longer be allowed to wear make up and wear crop tops.West has also said that he no longer wants Kim Kardashian to be sexy because it made him feel uncomfortable when other rappers look at his wife.Love Island Maurice Salib made headlines before he was dropped off in the island for dumping his famous girlfriend Christie Swadling just weeks before the show aired. You can watch her YouTube video here.Filipino actor Alex Diaz was forced to come out as bisexual after his personal trainer made accusations that the upcoming actor messaged him on Instagram asking him to hook up. The PT uploaded the screenshots onto Facebook.Diaz has since then apologised for not being his true self and said that the decision to not come out was both for personal and professional reasons.Recommendations:Phil recommends everyone to check out Modern Love the podcast and then watch the series on Amazon Prime.Angela recommends buying two scoops of ice cream if you're sharing because apparently that saves you money... (she can't be trusted with her maths!)Kerry recommends listening and watching the Vox series Today, Explain. Tom recommends everyone to stop the tap water in the shower to save water and money BUT really, his real recommendation is to check vending and ticketing machines for any loose change.Join our Facebook group: https://www.facebook.com/groups/lemonpodcastFollow on Instagram: http://instagram.com/lemonpodcastHosted by:Phillip Kuoch: https://www.instagram.com/sirkuoch/Tom Tan: https://www.instagram.com/tommayo/This episode was brought to you by Goldeluck's Doughnuts. Use 'LEMON' at checkout for $15 off your first order.https://www.goldelucks.com.au/TRANSCRIBED AUDIO****PLEASE NOTE that this was automatically transcribed and it may not be accurate. Please refer to the actual audio file for any quotation or referencing*****[00:00:10] Hello, hello, hello and welcome to the LEMON Show. The show what millennials are talking about. My name is Thomas Han. And I'm Philip QJ. And joining us on the show today. Back by popular demand. Angela and Carrie.[00:00:23] Ok. Well, let you guys know your interviews with so people on the show. But but going specifically.[00:00:33] And coming up today on the show, is it a case of publicly out someone when they assume the closets? And how do you know you're being used in a relationship? Or worse, someone's actually cheating on you. But first, how is everyone's week by week?[00:00:46] He's pretty much the same every single week, like go to work and stuff that I've been enjoying. The nice weather. Really? Yes. Yes. But then today is like a total different. It's like windy, miserable. My hair's... See acast.com/privacy for privacy and opt-out information.

Many parents look at me as if I live on another planet when I mention this and talk about the difference between Praise and Encouragement! You mean there’s a difference???? Really???? YES, I tell them and the effects of it are huge. HUGE. HUGE. Like ENORMOUS. And in helping kids with ADHD thrive, it is even bigger. Tune in as I explain… FOLLOW ME ONLINE HERE: Website: https://yourparentingpartner.com/ Book: Parenting The Modern Teen: https://go.yourparentingpartner.com/parenting-the-modern-teen Parenting In The Thick Of It Family Organizer: https://parentinginthethickofit.com/ Instagram: https://instagram.com/louiseclarke.ypp Facebook: https://www.facebook.com/yourparentingpartner/ YouTube: https://www.youtube.com/channel/UCqdQ1_fC72bKutwr5EfavQA Twitter: https://twitter.com/YPPartner Pinterest: https://www.pinterest.ca/louiseclarkeyourparentingpartn/ Medium: https://medium.com/@mlouiseclarke iTunes: https://itunes.apple.com/us/podcast/parenting-in-the-thick-of-it-with-louise-clarke/id1358492950 Spotify: https://open.spotify.com/show/3pZfkJuOlQNohr4EqA0ivR

Over 1,000,000 subscribers...for news...via email. Really? Yes! It's quite an interesting benchmark in 2019. This is what Sam Parr and his team have built...in a relatively short time period. So, the question is, how? How did Sam do this? Why? And, what other counterintuitive, ironic twists are there about this successful Founder and his business that has prompt hundreds of thousands to open his email...everyday? Listen and you will learn.

Loree talks about how keeping your peace of mind when someone else is giving you a piece of theirs is an act of contribution - from both parties! Really? Yes. Really. To schedule a private coaching session with me visit LoreeBischoff.com & subscribe on YouTube: https://bit.ly/3lasF3e.

Loree talks about how keeping your peace of mind when someone else is giving you a piece of theirs is an act of contribution - from both parties! Really? Yes. Really.

[Ep 209] Each week I claim that writers are discovering ways to reach their writing goals—and have fun—by being more curious, creative, and productive. And each week you may be thinking, “Really?” Yes, I really do believe these three traits or these three values can drive you forward to achieve your goals—and have fun along the way. They are values I myself take to heart and encourage my clients to explore and embrace, because curiosity, creativity, and productivity—together—have the potential to transform both you and your writing. Today’s overview will give you a high-level look, and in the weeks ahead we’ll drill down into each one, to look at their core. By taking a closer look, you’ll see how developing these traits as a part of everyday life and as part of your writing practice, you’ll position yourself to become the writer you want to be. Pillar One: Curiosity in the Writing Life Why curiosity on its own? Why not tuck that under the umbrella of creativity? Curiosity drives us to discover, to wonder, to think “What if?” Could there be a more energizing trait for a writer? Writers of fiction turn to the “what if” prompt to ignite their imagination. Curiosity propels stories forward for the reader as they wonder what’s next. Curiosity gets characters into trouble and then curiosity helps them solve problems to get out of trouble. Poets, too, benefit from curiosity as a driving force. As the poet asks questions, she looks more closely at anything from a fish to a father. Curiosity calls us to slow down, consider, put the pieces together in a way that the rest of the world, speeding along without a pause, rarely has time to mess with—and curious poets put words to what they’ve pieced together. Writers of nonfiction who let curiosity guide them will break free from rephrasing the same old points over and over. A curious writer will dig deeper, probe into subject matter, research topics to find the freshest, most accurate answers. Writers who value and practice this as a part of their daily lives will likely have more fun along the way, delighting in both big wonders and small, grieving over deep injustice, seeking truth and revealing it. In the next episode, we’ll look in more detail about how to develop curiosity as a writer and practice it regularly. Let’s look briefly at the next pillar of the writing life: creativity. Pillar Two: Creativity in the Writing Life You can enroll in an MFA program to earn a degree in what? Creative writing. Whatever focus you select—fiction, poetry, or creative nonfiction—creativity is the core concept of the program because creativity is core to a writer. You’d be hard-pressed to find someone disagree with the belief that creativity is key to great writing, and yet I’ve read pieces that could use an injection of creativity. Aren’t we seeking to create something new rather than regurgitate something old and stale in a style that sounds like it could have been written by anyone? Embedded in the idea of creativity is not only that the ideas are creative—they’re fresh, novel, compelling, engaging—but also that we are indeed creating things. We can’t make something out of nothing, but we can mold into existence a passage, a poem, a project from ideas formed out of words. In that sense, writers are creators. Practicing the craft of writing builds our confidence in wielding the tools at our disposal, but we can practice creativity in other areas of life in a way that enriches us as people. That, in turn, feeds into our work. Be more creative as a person, and you’ll move closer to becoming a more creative writer—and thus achieving your writing goals. And the creative process itself—even before arriving at the final product—satisfies the person in the midst of creating. So you really can’t lose if you prioritize this value. Pillar Three: Productivity in the Life of a Writer If we want to be writers,

May 22, 2019 - Now 100% lint free! The world needs more 3rd class Christians. Really? Yes, really. Also, what it means to remain steadfast yet adapt through change. (The password is: PATIENCE.) And Robert is investigating vegan leather furniture and battling nature in more ways than one.

Jeff just did the Arizona Trail Self-Supported, 9 hours faster than the Supported time!  How do thru-hikers do that? "I work it out so I can go for hours without even taking off my pack - bending over to get water out of a stream takes time". Really? Yes, really - thru-hikers work to save seconds on trips that may take months.  Jeff has done the Calendar Triple Crown and the Great Western Loop, while only running one ultra - listen to how a real thru-hiker approaches these huge trips. "I was going to start the AZT on April 4, but didn't feel like it ... so I just waited and started the next day".

There is a long-standing myth in the music industry. We’ve all been taken for a recording industry joy ride for too long and I’m going to set the record straight: You don’t need a professional recording studio, you don’t need an audio engineer and you certainly don’t need a music producer. Really? Yes, stay tuned!Support the show: Jump on iTunes and review the showBands: Five Mile Sniper, Prettymess, Alcotomic

November 24 & 25, 2018 Lead Pastor, Bobby Parschauer Yesterday, as a woman walked by me on her way out of a grocery store, she snarled, “Jesus Christ! These PA laws for buying alcohol are ridiculous. How is someone supposed to cope in life?” I thought, “Well, lady, you just answered your own question. Refer back to the first part of your sentence.” This weekend we will cover the Jewish feasts in Leviticus 23. You may be unaware, but they teach us how to cope with life. Really? Yes! God built into the lunar (Jewish) calendar 7 feasts that all point to Christ! When we take the time to rest and remember, we can celebrate the fact that God has granted us access to His Presence and given us markers to enjoy resting and remembering Him.

#212: Really? Yes. I unpackage it all. In fact, these are the words of the Top-Selling Personal Finance Author Of All-Time, Robert Kiyosaki. *[Complete transcript far below - you can follow along]*  Look, I have no savings account. I own no stocks, bonds, mutual funds, nor ETFs. I have no plans to pay off my home, though I could. Instead, it’s about durable passive cash flow. Either you can be conventional, or you can be wealthy. Pick one. I tell you how savers can be losers and debtors can be winners. Inflation amplifies this notion. Keep a high velocity of money. You wouldn’t tolerate a lazy employee, so why tolerate lazy money? Then I discuss how high real estate prices and higher interest rates will affect you. More Americans believe renting is cheaper than owning their own home. I tell you why your ROTI increases throughout your life. __________________ Want more wealth? 1) Grab my free E-book and Newsletter at: GetRichEducation.com/Book 2) Actionable turnkey real estate investing opportunity: GREturnkey.com 3) Read my best-selling paperback: getbook.at/7moneymyths __________________ Listen to this week’s show and learn: 03:30 Convention says: “Save money and pay off your house before retirement.” 06:20 I have millions in debt. 08:46 How savers can be losers and debtors can be winners. 10:41 Inflation. 13:10 Debt and equity. 18:04 Mortgage rates should rise 1% in the next year - how this affects you. 23:08 How higher rates affect your tenant. 25:48 Today, more people think it’s wiser to rent than own their own home. 30:31 National homeownership rate. 31:06 Return On Time Invested. Resources mentioned: WSJ: Renting Cheaper Than Owning CNBC: Renting vs. Buying Mortgage Loans: RidgeLendingGroup.com Cash Flow Banking: ProducersWealth.com Turnkey RE: NoradaRealEstate.com QRP: TotalControlFinancial.com Find Properties: GREturnkey.com GRE Book: GetRichEducation.com/Book   Complete transcript:   Welcome to Get Rich Education. I’m your host Keith Weinhold. “Savers Are Losers. Debtors Are Winners.” Could that be true? Well, that’s a quote from none other than the Greatest Selling Financial Author Of All-Time. We’re going to break that down.    and...    What do higher interest rates mean to your future as an investor? Today, on Get Rich Education.   Hey, welcome to Get Rich Education, I’m your host Keith Weinhold.   Savers are losers. Debtors are winners.   Really, how can something that sounds so absurd to most people - be true?   Well, those are actually the words of the Greatest-Selling Personal Finance Author Of All-Time - Robert Kiyosaki.   Let’s unpackage this paradox, “Savers Are Losers, Debtors Are Winners.”   Now, one night recently, I was invited to a housewarming party by my friend, Jeff. Jeff & I have done running races together for years…   ...he had just married, so Jeff and his wife had us and a number of friends over to “warm their new house”.   Jeff had a lot of friends at the party that I did NOT know, and so I ended up meeting and striking up a conversation with these two older men.     One of the two men was a retired Engineer, and the other one still had an active work life - to some extent - he told me - as being a mutual fund salesperson.   So...this was about to get really interesting.   Now, I often enjoy talking to people decades older than I.   As the three of us were standing around, I asked them how a younger person like me should prepare for retirement… just kind of to see what would happen.   I figured that their answer to me would be rather predictable… and it sure was.   And these guys don’t know what I do. I had just met them for the first time.   The first thing that they said, is, they told me to save money.   Right after that, the other guy added, “And pay off your house before retirement!”   Now, you probably know that the advice that they just dispensed to me is nearly the polar opposite of how I think about wise financial management - and achieving a good ROI, and managing your equity well.   I just sort of quietly kept eye contact with them as they told me to save and pay off my house.   Next, they asked me, well what do YOU do?   Now, it’s hard to explain to some people what I do, so - rather getting than detailed about that right away - I started replying to them by telling them…   ...well, I don’t HAVE a job. In fact, I quit my job years ago, because it took too much of my time.   Now - just between me & you - running Get Rich Education isn’t so much a job - but it is work. It’s work that I enjoy.   Anyway, moving on about my chat with these two older gentlemen, since they told me to SAVE money... I added that, I don’t even have a SAVINGS account actually.   And then I said: “As far as paying off my home by retirement - well, I do happen to own my home - though I often wonder if I would be better off paying rent instead.   In fact, if I did move, it’s fairly likely that I would become a renter, and not own again.”   But as long as do I own, I expect to keep my mortgage balance high into retirement age. In fact, if equity accumulates in my home, I’m always quick to yank it out.”   By now… this was piquing some interest in these two guys that I had told them this.   Since one of the guys was a mutual fund salesperson, I just respectfully added in that,   “Yeah, you know, I don’t own ANY stocks or bonds - or anything like them - no ETFs, no mutual funds.”   Now, I’ll just tell you - though that’s true, it’s likely that I’ll have some exposure to stocks again soon once that stock market feels more adequately valued.   Based on what I told them so far, maybe they were thinking that I couldn’t afford to be invested in stocks.   But anyway, by this time, I am demonstrating to these two guys that I am financially pretty divergent from the mainstream - and certainly far from their concept of financially secure.   They might have even been feeling a little sorry for me at this point.   Now, the next thing I told them, since we were on the topic of savings and debt - was just merely another fact in my life.   And this one was like I completely detonated a verbal bombshell right there in front of their faces - in Jeff’s living room - when I told them - “Yeah, actually, I have millions of dollars in debt that I’m frankly… never going to get paid off.”   At this point, the two older guys might have even wondered why our mutual friend Jeff invited me over to this house party in the first place.   Maybe they thought that it’s a wonder that I’m not homeless… or wondered if I own a car or ever go on vacations.   Well, I sure didn’t tell them that “Savers are losers, debtors are winners at this point.”     But I started to explain my investor life to them, without trying to tell them that they’re wrong, and without pros - hell-I-tie-zing or trying to get them to adopt my point of view..   I think I just opened them up when I told them, that, well, actually, I don’t want to accumulate equity in my home because it has no return, and it’s actually illiquid, and unsafe - and that I reinvest those dollars that aren’t in my home into cash-flowing real estate around the country - and beyond.   ...and that I have substantial RE income such that I don’t need a conventional day job.   The millions of dollars in debt could be paid off - and, in a sense - they really are paid off on my balance sheet since the equity across all the properties easily exceeds the debt balance incurred.   And that renting one’s own home often provides them with better cash flow than owning one’s own home...and and on.   Now, were the two older guys DATING THEMSELVES by telling me to save money, put money in a 401(k), and get a paid-off home? I guess some people would say they’re dating themselves if they’re thinking of dollars as money - back when there was still a gold standard.   But I don’t know that one is dating themselves simply by thinking that way - because there are still a ton of younger people - I’d say the majority - that think that saving and having a retirement account is THE way.   But no one ever got rich saving money… but many acquire wealth by investing it.   By the way, I like to think that I’m still too young to ever say or do something that dates myself.   In fact, I did all the dating of myself back in high school - because you see - I couldn’t get a girlfriend so I HAD to date myself. (Haha!)   See what I did there?   Well, you don’t listen to GRE for the humor - thank goodness.   Yes, when I got my high school diploma at age 17, I still looked like a 13 year-old, so there was no girlfriend, and dating myself was the only option, so..getting back here...   Savers are losers debtors are winners - is more sophisticated than one’s conventional notions of saving and debt.   When you talk about accumulating 50% of your assets in a savings account or CD that has an interest rate that yields you a return that’s one-quarter as much as the rate of inflation - that’s losing.   That’s the “losing” that we’re talking about here.   If you have substantial consumer debt that you have to pay yourself that’s tied to a worthless or depreciating asset - plus you have to pay back that debt yourself - and tenants aren’t doing it for you - THAT’S losing.   When Kiyosaki says, “Savers Are Losers, Debtors Are Winners”, he’s talking about how...   When he borrows money from the bank to buy a rental property, he effectively borrows money that SAVERS have first placed into the bank. Now he just arbitraged the savers low-yield dollar into his high-yield dollar.   Then on top of that, he gets tenants to pay the bank back over a period of time. And he gets the property.   That’s what I do.   “Savers are losers” criticizes the practice of saving as a way of accumulating wealth.   You can store your liquidity in something other than a savings account.   Now, with millions in good debt tied to cash-flowing real estate, why would I want to get involved with paying that down? I would only lose leverage.   Tenants and inflation are paying that debt down for me - that’s pretty great - but I need to pay attention to that because tenants paying down my debt for me actually means that it s-l-o-w-l-y makes me lose leverage too. Think about that.   Now, with inflation, this amplifies the “Savers are losers and debtors are winners” mantra.   Look, think of it this way.   Think about your best friend - a friend so good, that they would hypothetically loan you money. Which is actually the best way to lose a friend fast.     But let’s just say you borrow $10K from this great friend of yours.   Now you’re a debtor. Your best friend is the lender and you are the borrower.   This friend of yours is so nice and so trustworthy of you - and so gullible and “not inflation conscious” as well - that they tell you that you can pay them back the $10,000 that you borrowed in one lump sum 30 years from now, interest-free.   30 years from today, in the year 2048 / 2049.   Sticking with the hypothetical here, you’re a person of your word and you pay them back their $10,000 thirty years from now, just like they asked.   At a 4% inflation rate over those three decades, their $10,000 just had its purchasing power diminished to $3,080.   NOW, can you see how savers are losers and debtors are winners?   Remember, you are taking out interest-free loans when you buy cash-flowing real estate. How is it interest-free - because your tenant pays the interest. That’s why it’s interest-free to you.   Of course, they’re also paying down your principal on top of that - and some cash flow on top of that yet - so it’s a deal that’s substantially better for you than when you struck the deal with your best friend and you had the benefit of using their $10K for thirty years.   Leveraged, cash-flowing real estate makes this even better for you. It’s better than the deal with your best friend. (Or former best friend now that you borrowed money from him.)   Inflation's winners are any form of debtor, particularly governments. The losers are those with cash holdings, bonds, pension savings and welfare claimants.   Most debtors are actually unintentional winners. Most debtors don’t understand this inflation- profiting benefit that makes them winners.   That’s why I practice equity harvesting from my home and other properties. I make equity transfers, which do, in fact, position me for more leverage and debt - at the same time it boosts my cash flow.   This reinforces the velocity of money concept too. I’m practicing keeping my money moving - that high velocity of money - like we’re supposed to keep.   Realize that in your home - your primary residence - when you pay down principal - you convert your cash to your equity monthly.   When you convert your cash into equity that way, you’ve just transitioned from a higher use dollar of yours - because it had been liquid - into a lower use dollar of yours - because not it’s illiquid - it’s trapped as equity.   A dollar is not a dollar is not a dollar. Each dollar in the asset column of your net worth statement could have a different value, for that very reason.   Now in a rental, consider that your TENANTS’ cash flow becomes your equity. That’s a substantially better deal.   Equity that accumulates in a home is much like money sitting in a ceramic piggy bank on your bookshelf, gradually being eaten away by inflation.   Instead, keep it moving. Keep that velocity. Don’t let it get lazy.   Lazy money is like a lazy employee. If you’re someone’s boss and you’ve got a lazy employee, why would you tolerate their late show-ups and two-hour lunch breaks?   You wouldn’t tolerate lazy money just the same way you wouldn’t tolerate a lazy employee.   So, it’s about repositioning dead money, underperforming money.   You sure wouldn’t keep paying a DEAD employee!   If you put $20K down into your rental SFH years ago, but now you have $50K equity in it, you have to ask if you would re-buy it with $50K of equity in it.   You probably wouldn’t! If you don’t hold up your leverage ratio, then your RE ROI will soon approach that of a government bond! Your ROE drops, drops, drops over time.   In this context, savers are losers. Debtors are winners.   So… I probably got the two older guys at Jeff’s party thinking differently if nothing else.   But most people would really rather be affirmed rather than informed.   Information challenges people. Affirmation comforts people.   Some people just want to hear whatever fuels their confirmation bias. Whatever fuels their confirmation bias is the easiest thing to hear.   Well, now inflation is on the uptick - that’s a long-term positive trend for leveraged real estate investors.   But interest rates are also on the uptick, meaning that things aren’t QUITE as good for debtors.   In fact, the last time that macroeconomist Richard Duncan was here on the show, he told us why there’s a positive correlation: higher inflation means higher interest rates.   So let’s talk more about what higher interest rates mean to your future as a real estate investor - or even as a homeowner. That’s next. You’re listening to Get Rich Education.   Welcome back to Get Rich Education.   Mortgage interest rates are now about 1% higher than they were one year ago at this time.   In fact, there have been 8 quarter-point increases over the last three years.   Now, among other things, these rate increases have proven to me that the future rate increases expected really are going to happen.   In fact, it’s not what I think, it’s what the Fed has come out and SAID. They plan to raise rates one more time here at the end of THIS year, and 3 more times next year. Likely a quarter of a point each time.   So therefore - we don’t have to try to anticipate the future, at least, this very open Fed is TELLING us just what they plan on. They didn’t always do that.   So rates could very well be 1% higher by this time next year.   Keeping some historical perspective, stay mindful that over the nearly 50 years that Freddie Mac has tracked rates, which is since 1971, 30-year loans have seen an average of a 7.7% mortgage interest rate, which might be more like 8.7% for a rental property.     Today, you can still get a primary residence loan for about 5 and an income property loan at about 6.   When rates are rising, investors have a sense of urgency to act and close on deals - and we expect to be in a rising rate environment for quite a while.   That’s why I have a sense of urgency to act now.   It’s when rates fall that investors feel the opposite way - they get a sense of complacency - not urgency - but complacency - because they feel like if they wait a few months, rates are going to be lower.   What else do higher interest rates mean?   Well, this matters...as you know how I’m always telling you that you should regularly think about how your tenant - or your prospective tenant - is thinking.   Housing prices rose starting in 2010 or 2011. Now, interest rates have joined in, beginning their rise in 2016 / 2017.   Of course, that begins the crimp the cash flow for new buys that you make.   Well, that crimps affordability for others. This hurts the homebuyer and especially the aspiring first time home buyer.   When renters cannot get into buy something - with this worse affordability - this forces them to stay in renter the pool.   Therefore, that increases the occupancy rate and often increases the rental amount that you can charge as well.   Higher interest rates increase the demand for rent.   So when mortgage interest rates go up, rents go up, although that’s not an immediate cause-and-effect. There is some substantial lag time there - a lag time until rents increase.   And housing prices have risen more than wages as well, meaning that fewer and fewer people can form down payments to BUY a house.   So, that’s some of the good news for real estate investors with rising rates.   How about more bad news with rising rates - there are some metro markets where higher real estate prices and higher interest rates have made cash flow with a 20% down payment nearly impossible...where those numbers worked five years ago or even 2-3 years ago.   The best metro markets to invest in change over time. That’s why we recently added two markets at GREturnkey.com - the Tampa Bay market and the northwestern Indiana market - which is actually the eastern fringe of Chicagoland.   Returns have shrunk in some places. Let me ask you, would you invest if you knew you were going to get, say a 4% CCR on a property or would you not?   If you would, you might figure that with the Five Ways Real Estate Pays You, then maybe you still can’t make a better total passive return anywhere than with 1 to 4-unit income property.   If appreciation on your income property slows down to, say 4%, well, at 5:1 leverage, that’s 20% leveraged appreciation.   Plus your 4% CCR.   Plus your principal paydown yield that the tenant makes for you as another 4%.   Plus 5% from tax advantages.   Plus just 3% from inflation-profiting. That would still be a 36% total rate of return for you when you add up all 5 profit centers.   So, we’re TALKING about investing in today’s higher interest rate environment.   That is, your perception and your reality as an investor.   Let’s talk about that customer of yours’ perception and reality in an arena of higher prices and higher interest rates.   Yes, that customer of yours, that tenant that faithfully shows up inside your brick-and-mortar business every day - called a rental unit - and helps make those “up to” Five Ways possible for you.   This 2-minute clip from a recent CNBC broadcast - is about what society thinks about renting their home versus owning their home. It’s Diana Olick, and then a couple male CNBC commentators comment at the end.   [2-minute CNBC video]   So that’s evidence that more people think it’s wiser to rent their home than buy their home as - you heard it there - the monthly cost of homeownership has risen 14% in the last year - but rents have only gone up 4% in the last year.   What a comment from CNBC’s Diana Olick there - suggesting that it’s increasingly wise to be a renter of your own home because it’s less costly than owning your own home - and then reinvest that difference in income properties that you rent to others.   Dang - Diana really gets it - that might be the smartest comment I’ve ever heard on that show...and I don’t often give a shout out to CNBC.   That was just really interesting wording there with the word “investment” - there in that clip - about how people feel that renting their own home is a better INVESTMENT than buying their own home.   This is good news for us real estate investors that want lots of renters and rental demand.   Now, just last week in the Wall Street Journal, an article was published titled:   Big Jump in Americans Saying Renting Is Cheaper Than Owning Then the subtitle reads: Freddie Mac data shows 78% of people now say that renting is more affordable than owning   I never would have thought that THAT many people would say this. But, here’s what the article says:   More than three-quarters of Americans now view renting as more affordable than owning a home, the latest sign that rising mortgage rates and higher home prices will continue to pressure home sales.   Some 78% of people now say that renting is more affordable than owning, according to survey data released Tuesday by mortgage company Freddie Mac . That is up 11 percentage points from only six months ago. (So, translation is that six months ago, 67% of people felt that renting was more affordable than owning, now, remarkably, 78% say this.) Back to the article: The survey also indicates that demand for for-sale housing could remain soft in the coming months. Some 58% of renters now say they don’t currently have plans to buy a home—up from 54% in February, according to Freddie Mac. Demand for rentals swelled after the recession, as millions of families lost their homes to foreclosure and tight credit made it difficult for young people to buy homes. Rents rose by double-digit percentages in many cities and the share of families who couldn’t afford their rent swelled to record highs. Meanwhile home prices plummeted and, for those who could qualify for mortgages, it was a great time to buy. But this year, that dynamic has reversed. Rent growth has slowed in line with inflation in the last few quarters, as new rental supply hits a three-decade high. At the same time, home prices continue to grow significantly faster than incomes and inflation and mortgage rates have risen nearly a percentage point from the beginning of this year. That has made it significantly more expensive to buy a home. David Brickman, president of Freddie Mac and the head of its multifamily division, cautioned that renting remains unaffordable for many families. But buying lately has become even more unaffordable. “It’s the worst of both worlds,” Mr. Brickman said. Two-thirds of renters say they have had difficulty affording their rent at some point in the past two years, according to the Freddie survey. Nearly nine in 10 renters in what Freddie deems “essential” fields like health care and education say they have had significant struggles to pay rent during the past two years. Mr. Brickman cautioned - and again Mr. Brickman is the President of Freddie Mac  and head of its multifamily division - he cautioned that if more people decide to continue renting that could eventually reverse the current dynamic and make rents once again begin to rise quickly. “I do worry that it may be short-lived, that it’s some reaction to rising rates, but the underlying demographic trends are not slowing at all,” he said. That’s the end of the Wall Street Journal article published just last week, so an interesting article there.   Remember that national home ownership rates peaked in 2004 at 69%, and bottomed out at 63% in 2015. In 2018, they are only slightly above that low, at 64%.   So, that should get you caught up on the state of the real estate market from the perspective of higher prices, higher interest rates, a little bit higher inflation...but still not all that high, and more people desiring to rent from you than to own their own home.   You’re going to live in an ever-shifting real estate market throughout your life, of course, and I want to remind you of a real positive with all this.   And it has to do with your ROTI - your Return On Time Invested with real estate.   Your ROTI goes up throughout life! It gradually increases as you’re constantly teaching yourself lessons - and you’re getting the lessons faster in your life… the more that you act.   Ten years ago, people learned that buying real estate for speculative capital gains can backfire badly.   Well, then you’re going to get a better Return On Time Invested going forward because you’ll forever tell yourself, “I wouldn’t invest solely for appreciation again.”   At some point, your set of experiences and accumulation of time in real estate will probably tell you, “I wouldn’t self-manage again.”   Maybe you’ll learn, “I wouldn’t hire a Property Management company like that ever again because I can see that they makes extraneous work for themselves in my property & my maintenance costs rack up needlessly.”   Maybe your “Return On Time Invested” will increase as you learn that using 5% of your gross rents as a long-term maintenance expense number is too low…   ...or you wouldn’t use a home inspector that’s biased like that and doesn’t want to beat up on the provider or seller enough.”   Your ROTI increases throughout your investor life - and that’s one rate of return...that’s really...pretty...predictable.   I’ve got to tell you that I really appreciate that you value listening to me every week. You’re listening to someone that’s doing it - that’s actively investing in real estate - and sometimes right alongside you.   Learn from somebody that's doing it.   Who do you get your real estate investing information and mindset from? Your parents, or a traditional educator, or someone that's actually been there?   I had a lower middle class upbringing in Appalachia, USA. I do not own an economics degree, no MBA, no business degree at all - nor does my family. I have no RE or entrepreneurship in my family background either. My degree is a Bachelor’s in Geography and Regional Planning.   More importantly, I’m a 16-year investor and spent five of those self-managing my property (uhhh...time that I’ll never get back), and then I realized that the real $ are made by understanding economic concepts specifically applied to investment RE - that’s the major wealth producer.   It’s not replying to tenant requests and fixing broken stuff. The ROTI is simply too low.   And I’m happy to say that I will be back on Forbes RE Council in 2019 - next year - and continuing to write articles for Forbes.   Don’t forget to turn your clocks back one hour this weekend. Gosh, Daylight Saving Time is some nonsense.   Even the name is offensive itself - they named it Daylight Saving Time - but in the history of the world, this has never saved one second of daylight.   It needs to be called what it is - it’s Daylight Shifting Time - daylight is only shifted, not saved.   Nothing has been saved, but our time has been wasted. It gets wasted twice a year.   Maybe the only good news about DST this year is that it means we’ll all have one more hour to spend this weekend at the New Orleans Investment Conference in New Orleans, Louisiana.   Yes, in a few days I’m leaving one great American city - Anchorage to go to another one, New Orleans.   I hope to see you there for a little Meet & Greet both this coming Friday AND this coming Sunday at 11AM each morning at the AgroNosotros booth, Booth #111.   It’s pretty likely that I’ll lift weights or go running outdoors a couple mornings while I’m there there so maybe you can join me there as well.   If you’re listening to the podcast version of Get Rich Education, be sure to SUBSCRIBE on your podcatching device.   By touching the “Subscribe” button, that’s how you will be sure to never miss any episodes. I would be grateful.   I’m your host Keith Weinhold. See you in New Orleans. Don’t Quit Your Daydream.

Only 100.00 down? Really? Yes!

Blessed temptation... REALLY? Yes, there is a blessing in temptation, facing trials and challenges in life. We'd all long for the Crown of Life, but it comes through faithful enduring of temptation.

Blessed temptation... REALLY? Yes, there is a blessing in temptation, facing trials and challenges in life. We'd all long for the Crown of Life, but it comes through faithful enduring of temptation.

In Part 2 of the Day Trip From Puerto Vallarta to El Tuito and Mayto. I take a Taxi From El Tuito to Mayto and Tehuamixtle, on Pacific Coast of Mexico. The Taxi Driver is Javier Avila, Born and Raised in Mayto and I interviewed him on The Road to Mayto. Listen to The Podcast [caption id="attachment_2496" align="aligncenter" width="1000"] Javier Avila, Taxi to Mayto[/caption] Hello fellow travelers, welcome this episode of the Puerto Vallarta Travel show. I am your host Barry Kessler and I am just so happy to be introducing you to my favorite vacation destination, and maybe even yours, Puerto Vallarta Mexico. That music you were just listing to is performed by Alberto Perez, the owner of the La Palapa Group of Restaurants. Those are La Palapa, The El [caption id="attachment_2003" align="alignright" width="300"] La Palapa, Puerto Vallarta, Mexico[/caption] Dorado Restaurant, and at night for dinner The El Dorado transforms into the ever so romantic Vista Grill with those dramatic views of the Los Muertos Pier all lit up at night in beautiful colors. Of course, at La Palapa you can enjoy that same view of the Los Muertos Pier all day long for breakfast, lunch or dinner, seated with your toes in the sand right at the water’s edge. It’s so romantic, it’s so Puerto Vallarta my friends! This week is part two of my Day trip to El Tuito and Mayto and Tehuamixtle, south of Puerto Vallarta, but first a little news about what’s going on in Puerto Vallarta Mexico this week, the 21st of February 2018. Subscribe On iTunes & Leave a Good Review Subscribe on Android With Spreaker Puerto Vallarta Sets a Coffee Drinking Record Guinness [caption id="attachment_2466" align="aligncenter" width="960"] Coffee Fest PV[/caption] Puerto Vallarta set the record for the most people having a cup of coffee at the same time. The goal was for 500 participants to come together on the Malecon and beat the previous record held by Germany, of 368. Well, they did it. Not quite the 500 but close, 492 actually signed up for [caption id="attachment_2505" align="alignleft" width="300"] The Belmar Hotel[/caption] [caption id="attachment_2475" align="alignright" width="225"] Coffee Fest PV[/caption] the event. There were far more people than that, but it was cool. Tables were set up on the Malecon, near the lighthouse, and a stage was set up as well, like Wario talked about from La Trez Cuartoz in the conversation we had a couple of weeks ago. The participants had custom made t shirts marking the event, their own coffee mug, and a chance to be part of Puerto Vallarta History. I got some sweet photos from our friend Maria Jose Zorrilla Alcala, owner of the Belmar Hotel in Puerto Vallarta, and if you haven’t heard the interview I had with Maria some time back, you need to. She is an incredible woman and a gift to Vallarta. Anyway, The Belmar Hotel was a proud sponsor of the event, and I have great photos of her that she gave me permission to use so go to the show notes for this episode and have a look. [caption id="attachment_2468" align="alignright" width="300"] Maria Jose Zorrilla Alcala at Coffee Fest PV[/caption] So, this got me to thinking, what other records have been set here in Mexico and I was surprised to find that Mexicans love to attempt to break world records. Really, they do! What is this Guinness anyway? According to the Wicki pages...On 10 November 1951, Sir Hugh Beaver, then the managing director of the Guinness Breweries, went [caption id="attachment_2473" align="alignleft" width="300"] Puerto Vallarta Sets Guinness World Record for Coffee Drinking[/caption] on a shooting party in Wexford, Ireland. After missing a shot at a golden plover, he became involved in an argument over which was the fastest game bird in Europe, the golden plover or the red grouse (it is the plover). That evening at Castlebridge House, he realized that it was impossible to confirm in reference books whether the golden plover was Europe's fastest game bird. Beaver knew that there must be numerous other questions debated nightly in pubs throughout Ireland and abroad, but there was no book in the world with which to settle arguments about records. He realized then that a book supplying the answers to this sort of question might prove successful. [caption id="attachment_2471" align="aligncenter" width="960"] Puerto Vallarta Sets Guinness World Record for Coffee Drinking[/caption] Beaver's idea became reality when Guinness employee Christopher Chataway recommended University friends Norris and Ross McWhirter, [caption id="attachment_2467" align="alignright" width="300"] Coffee Fest Puerto Vallarta[/caption] who had been running a fact-finding agency in London. The twin brothers were commissioned to compile what became The Guinness Book of Records in August 1954. A thousand copies were printed and given away.   Since then, Guinness World Records has become a household name and the global leader in world records. The book has gone on to become a record breaker in its own right; with sales of more than 100 million copies in 100 different countries and 37 languages, Guinness World Records is the world's bestselling copyright book ever. So as I was saying, Mexicans love to set world records, They include... [caption id="attachment_2476" align="alignleft" width="300"] Coffee Fest Puerto Vallarta[/caption] The Largest Serving of Guacamole Only in Mexico, in 2017 a wholesaler in Mexico the Empacadora de Aguacates Sierra del Tigre mixed up a serving that weighed in at 6,569.77 lb in Concepción de Buenos Aires, Jalisco, México. Made with 25,200 avocados, 3,500 tomatoes, 3,000 lemons, 750 onions and 90 bundles of cilantro. [caption id="attachment_2472" align="alignright" width="225"] Maria Jose Zorrilla Alcala Pictured Vallarta Sets Guinness Book of Records For Coffee Drinking[/caption] [caption id="attachment_2465" align="alignleft" width="300"] Coffee Fest Puerto Vallarta[/caption] The Largest Burrito Of course, came from Mexico, The largest burrito weighed 5,799.44 kg (12,785.576 lbs.) and was produced by CANIRAC La Paz, in La Paz, Baja California Mexico, on 3 November 2010. The burrito was made from one single flour tortilla which weighed over 2 tons and measured 2.4 km. wow! That's 1 and a half miles long! The filling was fish with onion, Chile and refried beans - typical to the region of Baja California. 54 restaurants took part and in total there were around 3000 volunteers. The machine used to roll out the tortilla was specially designed and adapted by Blas Avila, it took 9 and a half hours to cover the full 2.4 km. Most People Kissing Simultaneously This romantic record was organized by the Government of Mexico City and took place at the Zócalo in the Historic Center on February 14, 2009. The number of participants reached 39,879, an “odd” number because kisses between more than two people were allowed, such as families. Mononucleosis? Largest “Thriller” Dance Routine. After the King of Pop left this world, thousands of fans gathered at Mexico City’s Monument to the Revolution on August 29, 2009 to perform the largest dance routine for Michael Jackson’s 1984 hit Thriller, with 13,597 participants. This event was organized by the city government’s Instituto de la Juventud (Institute of Youth). and I have a video of it on the website if you want to see this epic dance routine.   https://youtu.be/f7z8ZiRcQ9Q   Largest “Day of the Dead” altar. Mexico is well known for its Day of the Dead celebrations, so of course it has to hold the record for the largest altar commemorating this [caption id="attachment_1824" align="aligncenter" width="300"] Dia De Los Muertos in Puerto Vallarta, Mexico[/caption] date,which measured 6,006.24 ft2. It was set up on October 31, 2014 at the Fiesta Cala de Veras hosted by the Mexico City’s Plaza México bullring. Most Mentos and Soda Fountains   With the viral trend of making soda fountains with Mentos candies, Mexican confectionary company Chupa Chups Industrial Mexicana and its Italian counterpart Perfetti Van Melle organized this grand simultaneous soda fountain and Mentos event at the International Balloon Festival in León, Guanajuato on November 15, 2014. There were 4,334 active fountains simultaneously gushing. But what about alcohol. We are talking Guinness you know. World's Largest Tequila Tasting Event The largest tequila tasting was set not in Jalisco, but in Canadia! 862 people participated, and it was put on by two companies called Tequila Tromba and Fonda Lola, one in Toronto, the other in Ontario, Canada, on 19 September 2013. What gives? You could definitely get twice that many takers in Vallarta. Hello, Jalisco. Hello town of Tequila. Canada! Come on! World's Largest Margarita   And what about Mexico's favorite drink, the margarita? Well not so fast Mexico, once again you have been snookered by Las Vegas Nevada where This joint called Margaritaville, Jimmy Buffet's gold mine on the strip set The Guinness world record for the largest margarita with a volume of 32,176 liters, 8,500 US gallons, July 17, 2012. The World's  Most Expensive Bottle of Tequila The record for the most expensive bottle is $225,000. It was a The Platinum & White Gold Tequila bottle, sold by Tequila Ley .925 to a private collector in Mexico City, Mexico, on 20 July 2006. The bottle was filled with a unique 6 years aged, 100% Blue Agave Tequila worth $2,500 US. But how about drinking records? Most Tequila Shots Consumed Here's one from The Associated Press SANTO DOMINGO, Dominican Republic –  One person is dead and three are gravely ill following a tequila drinking competition (search) in Santo Domingo, Dominican Republic. The winner of the contest died. Officials say Ricardo Ivan Garcia — who was 21 — drank more than 50 shots of tequila Sunday night at a disco. The prize was ten-thousand pesos — about 330 dollars. A prosecutor says the man died of apparent heart failure brought on by alcohol poisoning (search). Three other contestants remain in serious condition in the hospital. Here’s another one off The Newsreel... Frenchman Sets Bar Record by Drinking 56 Shots; Guess What Happens Next...Well, tragically, he  died because that’s about 46 more shots than any person should ever reasonably even think about drinking, especially in quick succession. From Yahoo News...French police opened an investigation on Wednesday following the death of a man in his 50s after he downed 56 shots during a drinking competition. The man, who was not named, was attempting to beat the previous record of 55 shots in a bar in Clermont-Ferrand in central France on Friday. The man was driven home in a drunken stupor and emergency services took him in later that night. He died the next day in hospital after falling into a coma and suffering a heart attack, his daughter, a 21-year-old student, told AFP. So how many shots of tequila would it take to kill you might ask? Well, it's a little different for everybody. We aren't built the same you know, but the blood alcohol level of .34 is a magic number of sorts: According to a lot of the charts it's the upper limit, on the border line between stupor and death, and it would take an average-sized American male—14 shots to get there. Some of you may remember the notorious ​16-vodka breakfast enjoyed by Led Zeppelin drummer John Bonham on the day he died, This is actually very educational: His breakfast may have been a punishing dosage, but it was just a pre-game for a guy with a serious tolerance, according to rock historian ​Mick Wall—he kept working and drinking that entire day in 1980, eventually consuming a total of 40 drinks, only to lie down that night and choke to death on his own vomit. Nice! Okay where were we…oh yeah, Felicidades a Puerto Vallarta for setting the record for most coffee drinkers, maybe that tequila thing is too wild for this town. Less vomit. Just sayin! Okay let’s get on with the show [caption id="attachment_2481" align="aligncenter" width="1000"] Mayto, Cabo Corrientes, Mexico[/caption] Last week we took a bus from Puerto Vallarta to the town of El Tuito, and if you haven’t heard it yet, listen to it for sure. I interviewed the owners [caption id="attachment_2381" align="alignright" width="300"] Day Trip From Puerto Vallarta to El Tuito[/caption] of a new B & B, La Joya de Tuito, Matty and Jesse, and then I had a wonderful conversation with Maria C. Sandander from Galeria Coppelia. If you go to my show notes, you will find maps and directions, but I will give them to you again here. You get to the corner of Vesuviano Carranza and Aguacate on the South side of Puerto Vallarta, where the bus to the Botanical Garden and El Tuito will be waiting.     [caption id="attachment_2511" align="alignleft" width="300"] Carranza and Aguacate[/caption]     [caption id="attachment_2479" align="aligncenter" width="1000"] The Road to Mayto[/caption] The bus will be pointing down south on Aguacate across from the Kiosko convenience store. The bus waits there till it fill up, and heads south, past Mismaloya, Boca de Tomatlan, then heads east and up to the Botanical Gardens for the first stop and then to the town of El Tuito. The bus stops on the highway 200 outside of town, then, turns into town to the main square where it stops and lets off and takes on new passengers for the ride back to Vallarta and parts in between. It’s a very simple trip, approximately an hour long and only 32 pesos, that’s like less than $1.70 US. [caption id="attachment_2480" align="aligncenter" width="300"] Mayto Beach in Cabo Corrientes, Maxico[/caption] [caption id="attachment_2483" align="alignleft" width="300"] Hotel El Rinconcito, Mayto[/caption] [caption id="attachment_2481" align="aligncenter" width="300"] Mayto, Cabo Corrientes, Mexico[/caption]   I urge you to listen to last week’s episode to see what there is to do in El Tuito. Now last week I was telling you about Javier the taxi driver who picked me up from La Joya de Tuito and drove me to Maria’s place. I basically contracted him to take me to Mayto and Tehuamixtle, if he would return back to Maria’s place in an hour. Javier came back, I bid farewell to Maria and her beautiful Gallery, and hopped into the front seat of Javier’s taxi and off we went. I was really hungry by this time. I really hadn’t had anything to eat all day up till then, so I begged him to stop for food before we hit the road. He pointed to a restaurant and said they make great tortas, so I ordered one for myself, Javier declined, and then off we went. Me stuffing my face with delicious torta, and he telling me about Mayto. [caption id="attachment_2487" align="aligncenter" width="300"] Mayto, Cabo Corrientes, Mexico[/caption] [caption id="attachment_2486" align="alignnone" width="300"] Mayto, Cabo Corrientes, Mexico[/caption] [caption id="attachment_2485" align="alignright" width="300"] Hotel Mayto, Mayto, Cabo Corrientes, Mexico[/caption] It was really hard for me to keep from pulling out my recording equipment right then and there but I was so hungry, and the plan was, and I asked Javier, because he said he was from Mayto, he would introduce me to an interesting character in Mayto, maybe someone who ran a hotel or [caption id="attachment_2485" align="alignright" width="300"] Hotel Mayto[/caption] something. Sure, no problem, so off we go along this winding paved two lane road. Paved I say with some trepidation because there are pothles along the way, and Javier knew where every one of them was. He did his best to make the ride as easy as possible. The terraine was lush, green, very similar to where I live in Southern California, except it was I dunno, really green.     [caption id="attachment_2494" align="aligncenter" width="1000"] Tehuamixtle, Cabo Corrientes, México[/caption]     The ride took about 45 minutes, Javier telling me great stories and giving me terrific information all along the way. I kept telling him Javier, hold that thought or Javier, look, we really need to talk about that, what you just said. That’s why, during the interview which I did record on the ride back from Mayto, it sounds like I’m prompting Javier. It’s because I’m trying to get the story that I heard already, on tape. [caption id="attachment_2495" align="aligncenter" width="1000"] Tehuamixtle, Cabo Corrientes, México[/caption] We drove into Mayto and to the beach, and what a sight. Just virgin beach spread out in front of us. We stopped at a small hotel and walked to the bar area. This was a really neat place. But here’s the thing, the owner didn’t want anything to do with me. He didn’t want me to tell my listeners about the place for fear of, I don’t know, maybe he might do more business, I don’t know. Maybe he thought I wanted money, or maybe he thought I wanted to get free lodging, or booze, who knows. But one thing was for certain, no interview. So, I don’t know what to say. Do I just leave it at that? Do I tell you which place it was? I have pictures of it I the show notes of the Puerto Vallarta Travel Show. One of the guests allowed me to have a look in his room and take pictures so I have those in the show notes as well so have a look. I’m not going to say which place it is, you need to look all right. I mean, I wouldn’t want to upset the guy and give him more business god forbid. [caption id="attachment_2491" align="aligncenter" width="1000"] Javier in Tehuamixtle, Cabo Corrientes, México[/caption] We got back in the taxi. Javier was pissed. He was telling me didn’t like the way the hotel owner talked to me. Dude, don’t worry Javier, I’m a Real Estate Agent man, I get rejected every day That’s part of my job. Every rejection gets me closer to the next yes in my line of work. Oh, but he wasn’t having any of that no sir. He was mad. Don’t sweat it Javier, I don’t need him, I have you. From there we visited the Hotel Mayto, a beautiful property, there are other hotels and bed and breakfasts in Mayto, and I would say that if you really want to have a deserted beach experience, maybe Mayto would be a good choice. Just look at the photos boys and girls, just saying. Then he took me up to the next beach, well, bay up, to the town of Tehuamixtle. A sweet fishing village where there was a big restaurant called Candies, and oh my god you guys, you have to eat at this place. The seafood is to die for. There are also other restaurants around, but don’t bother, just eat here. Javier points to the Shark Statue, “I made that!” “Really?” “Yes.” [caption id="attachment_2493" align="aligncenter" width="1000"] Tehuamixtle, Cabo Corrientes, México[/caption] “Okay, then would you please pose in front of your shark?” “Sure”, he says. Okay, so if you want a photo of Javier in front of the shark in Tehuamixtle, check out the show notes. He showed me what’s left of an old building where there was a crane that was used to unload the steamers of their cargo, that was on the way to the mines via El Tuito. [caption id="attachment_2489" align="aligncenter" width="1000"] Tehuamixtle, Cabo Corrientes, México[/caption] There were people playing in the little bay, covelet. Fishing boats bobbing in the water, a small pier jutting out. A cozy little place. Perfect for lunch and a few adult beverages before heading back to El Tuito. We stayed just long enough for a couple of pictures. Javier let me roam around for awhile and I said, we better get back before I miss the bus back to Vallarta. So, I got back into the cab, and I whipped put my recorder, and I turned her on, and started asking Javier questions. You are going to get an idea about the condition of the road, as you listen to the recording. This is not recorded in my studio here in Los Angeles, and it’s not recorded on a quiet beach, but instead, on the road from Mayto to El Tuito. Let’s hear from Javier, The Taxi to Mayto. [caption id="attachment_2492" align="aligncenter" width="1000"] Cande's Tehuamixtle[/caption] Thank you, Javier. You are an amazing guy. As you can see, Javier speaks English wonderfully and his rates are very reasonable. But we will get to that after I finish the story. The last bus out of El Tuito is 5:30. I don’t remember if I told you 5:30 or 6:30 last week, but I just got off the phone with Javier, and he told me that last bus out of El Tuito is 5:30, and the first bus that shows up at the bus stop in El Tuito in the morning is at 7:30. Then, every ½ hour, throughout the day. [caption id="attachment_2514" align="aligncenter" width="1000"] Bus Stop El Tuito[/caption]   So Javier looks at his watch and asks the people siting at the bus stop has the last bus come yet? Nope. Okay. He lets me out and I pay him. I look around and at my watch. Fifteen minutes till the bus arrives. I walk around the corner and buy a couple of orange drinks and sit back down at the bus stop when all at once, the bells begit to ring, and the fireworks begin to explode. Not the colorful fireworks, it’s still daylight. The ones that make boom sounds….I caught it, Listen. If I hadn’t had the discussion earlier in the day with Maria, I would have wondered what was going on, but it was the New Year Celebration a week later. Some time passed and still no bus. Then, Javier shows up and motions for me to get in the taxi. Looks like they re-routed the last bus due to the celebration. “Let’s get out to the main road and catch the bus there. So, we drove out to Highway 200, and he dropped me at a bus stop. Wait here he said, there will be a bus coming from Manzanillo or Melaque. Take it to Puerto Vallarta. I thanked Javier, my good luck charm, and waited for the bus. I wasn’t ready for cooler weather, but I did get some as darkness descended on all of us waiting for the bus. Just a note that it does get cool, just like Maria said here up in El Tuito at night. I asked a local storekeeper if I could use his bathroom. Si. Great. Damn orange soda. On the way out of the restroom I managed to whack the top of my head on a low ceiling. Just a word of advice to always check for head clearance in some of these places. I was grateful for the pee stop. Better than a boot to the head I suppose. Fifteen more minutes pass before the bus reading Manzanillo comes pulling up. It’s a nicer bus than the El Botanical Garden/Tuito Bus, and I’m not sure how much I’m going to have to pay. I hand the driver 35 pesos. He looks at it, takes it and I move on the bus. It’s pretty crowded but I manage to find a comfortable spot to sit. It was dark now, and the bus ride was quite and comfortable. The seat was stuck in the recline position, so I didn’t have to apologize to the person behind me. An hour later, we pull into the South Side of Puerto Vallarta, and a whole bunch of us pile off the bus. And that my friends, is the daytrip to El Tuito and Mayto. So let’s review some items, If you miss the bus, that last bus in El Tuito, get out to the main road, highway 200, and wait at the bus stop for the Manzanillo Bus or the Bus coming from Barra de Navidad, Melaque. They come once every hour till 9 in the evening. After that. You will need to hire a taxi to take you to Vallarta. How much? Not sure. Or just stay the night in Mayto, Tehuamixtle or El Tuito at La Joya de Tuito, or even arrange to stay at one of Maria’s Cabins. Whatever you choose to da. El Tuito should be on your list of places to go the next time you are in Puerto Vallarta. You can have a great adventure in one day, or make a two or three day trip of it. Let me give you some prices and information about Javier. His prices are as follows: Fare From El Tuito to Mayto and Tehuamixtle is 500 pesos each way from El Tuito to Mayto and Tehuamixtle and back. 1000 pesos round trip. That’s roughly $28.00 US each way. $56.00 round trip. He will wait for you for an hour at no charge. Every hour after that, add another 200 pesos or roughly $100 US per hour to wait for you. Javier's Favorite Restaurants in El Tuito El Patio de Mario El Valle on Highway 200 at the taxi stand Contact Javier From the US Cell Phone 011 52 1 322 118 59 83 From Canada Using a Cell Phone  01 044 (or 045)  52 1 322 118 59 83 Mexico Cell Phone 51 1 322 118 59 83 [caption id="attachment_2516" align="alignleft" width="300"] Javier's Card Taxi to Mayto[/caption] To contact Javier, I have his phone number in the show notes for this episode of the show. Go to www.puertovallartatravelshow.com and go to this episode, The Road From El Tuito to Mayto,  and get Javier’s phone Number and instructions on how to call him from the US or Canada or Mexico for that matter. Call him and make a reservation and share the ride with a friend to spread the cost, or go solo like I did. When I talked with Javier today he told me that one of you guys, one of my listeners had already sought him out for a ride to Mayto, so he is waiting for you to call him and set up a tour. And thanks again to Maria Santander who made sure that Javier and I hooked up on the phone. Maria, you are the best! That should do it for this episode of the Puerto Vallarta Travel Show. Next week, stay tuned for more on the ground reports from Puerto Vallarta Mexico, with travel tips, great restaurant and excursion ideas and more.  Until then, remember, this is an interactive show where I depend on your questions and suggestions about all things Puerto Vallarta. If you think of something I should be talking about, please reach out to me by clicking on the Contact us tab and sending us your message. And remember, if you are considering booking any type of tour while you are in Puerto Vallarta, you must go to Vallartainfo.com, JR’s website and reserve your tour through him, right from his website. Remember the value for value proposition. His experience and on the ground knowledge of everything Puerto Vallarta in exchange for your making a purchase of a tour that you would do anyway, you’re just doing it through him as a way of saying thank you. It costs no more than if you were to use someone else so do it. Really. And when you do take one of these tours, email me about your experiences. Maybe you can come on-board and share with others what you liked or didn’t like about the tour. Again, contact me by clicking on the Contact us tab and sending off a message. Don’t forget his maps, his DIY tours and his revitalized Happy Hour Board. I have links to all of those in the show notes. [caption id="attachment_2518" align="aligncenter" width="1000"] Javier Avila, Taxi to Mayto[/caption] And once again, if you like this podcast, please take the time and subscribe and give me a good review on iTunes if you would. That way we can get the word out to more and more people about the magic of this place. Puerto Vallarta, Mexico. Remember I made it easy for you to do just that with each episode I create. But if you haven't been to my website, you really need to have a look there.  I have the links to the places we talk about, interesting pictures and the more all right there in my blog-posts and show-notes for each episode of the show so check them out for sure if you haven't already all-right? All right. So, thanks again to Javier my buddy in El Tuito. Call him at 322 118 59 83 . Check out his contact info in the show notes of this episode of the show at puertovallartatravelshow.com. Thank you to Maria Jose Zorrillia Alcala from the Belmar Hotel for the great photos, and for all you do for Puerto Vallarta, and thank you Maria Santander, the unofficial Ambassador of El Tuito. I’m going to be seeing you again my next trip down to Vallarta that’s for sure, And thanks to all of you for listening all the way through this episode of the Puerto Vallarta Travel Show. This is Barry Kessler signing off with a wish for you all to slow down, be kind and live the Vallarta lifestyle. Nos Vemos amigos!

More than ever, people are doing Flex and Rigid Flex for the very first time as industries drive for smaller, more user-friendly devices. Join Altium's Judy Warner and OmniPCB CEO, Tara Dunn for a conversation on industry trends and cost drivers.   Show Highlights: What is driving growth in the market? Space, weight, packaging. Flex is everywhere especially handhelds and medical devices, uptick in flex and rigid flex PCB across every industry. Three main cost drivers for Flex and Rigid Flex: Materials selection, Panel utilization and Technology. And a fourth consideration - understanding your fabricator capabilities and making sure you’re matching your design to their capabilities. Most common materials: copper and polymide.   Links and Resources: OmniPCB Company website Tara Dunn’s AltiumLive presentation Geekapalooza PCB Advisor site Flex Talk FlexFactor by NextFlex Jabil’s Blue Sky facility in San Jose Hi everyone, this is Judy Warner with Altium's OnTrack podcast. Welcome back, if this is your first time we're glad to have you. Before we get going today I've got a great guest for you, but before we get going I wanted to remind you to please subscribe to this podcast, and you can follow us on iTunes, on your favorite RSS feed, or wherever, whatever app you like to use for your podcasts.   Today I have with me Tara, oh before I get going on Tara I wanted to also say, please follow me on LinkedIn and also on Twitter, I'm at Altium Judy, and Altium you can also follow us on Facebook, Twitter, and LinkedIn. Okay, Tara, hi my friend, so good to see you, welcome to La Jolla, California.   Thank you. So, Tara was a recent, is a dear, dear friend of mine in the industry. There's not many of us women that have actually been in the printed circuit board business and understand how circuit boards are made, but we do indeed know how that's done, and Tara owns OmniPCB. She's based in the Minneapolis area, and she is a real flex expert, and we've been friends for, how long has it been now? I don't know, what six or seven, eight years? Probably something like that. Anyways, Tara and I met at a trade show and instantly started introducing each other to our friends and colleagues and next thing you know, we just created this energy, and we both have written columns for iConnect 007. Tara has an event in Minnesota called Geekapalooza. Which Judy helped bring out to California. California, so I brought it out here to Irvine, and then we brought it together to Boston, so we've had lots of professional adventures together, so it's my joy to have you and for us to learn more about your expertise in flex. So, how are you liking La Jolla? I know you're here for a few weeks, I bet you're glad to get out of the snow. Oh yeah, it's no hardship to leave Minnesota winter this time of year. I'm loving the sun and the beach, so like- What was the temperature when you left? Minus five, something like that, and slippery roads and cars were going into ditches, we're driving to the airport I'm like "just please make it there so I don't miss my flight"- Oh my gosh. -and I landed here, it was sunny and beautiful. Right? I know. I know, that's why we like it here. It's expensive to live here, but we love it. So, welcome to the La Jolla office, anyways. So we want to talk today about your deep knowledge on flex circuits, which are becoming more and more commonplace, right? You and I started out in our careers really focusing on Rigid FR-4, very standard boards, but it's really evolved now. Oh yeah, flex is a significantly growing portion of the market. And what do you think's driving that? Space, weight, packaging. You know, it's small it can be smaller, lighter, folded, it's really perfect for all of those electronics, the handheld electronics, medical devices. Right. So what would you say, give us an overview, you just said medical devices, what other things are you seeing an uptick in the flex market? You know, really across the board. Across all industries. Really? Absolutely. You know, we've got companies that have been working with flex that are developing maybe more complex flex or rigid flex and, you know, easily once a week somebody's contacting me brand new, just trying to figure out how to work with flex and how to design flex and what's different, what do I need to know. So a lot of new applications cropping up are people that are just trying it for the first time. Well, that's why we invited Tara to be our flex expert at this year's Altium Live, and we'll share the link below but there's a really great presentation that Tara gave at Altium Live, and we have the video and her slide deck, so we'll share that at the bottom here so you can check into that later. So, let's talk a little bit about that presentation. That was speaking a lot about cost drivers. So, for the designers and engineers listening, what are some of the just overview, basic overview, of what cost drivers are for flex and rigid flex? Okay, so we often talk about three primary cost drivers, materials selection, panel utilization, and technology. I kind of like to throw, a little bit tongue-in-cheek but not really, a fourth one in there, which is understanding your fabricators capabilities and making sure that you're matching their capabilities with your design. Yeah. That's not just true in flex, by the way. True, it's across the industry. It's across the board. Yes. [laughter] So, start with materials. How does that affect cost? Okay, so there are just so many materials you can choose from with flex, so, but just for this quick discussion let's focus on the most common which is copper and polyamide. So, even focusing just on that segment, your fabricators are going to purchase laminates. They come in generally three different types which would be, two of them are adhesive-based, one with a standard acrylic adhesive, one with a flame retardant version of that adhesive, and then adhesive-less materials. So, all of those types come in a range. Typically your copper thickness is going to be a quarter, or a half ounce to two ounces. It doesn't mean you can't get a flex circuit greater than two ounces, it just means that your fabricator has to create the material themselves. Right. And polyamide thicknesses are generally between half mil and six mil. When you said your fabricator has to create that, does that mean they actually take the material and plate it up in their tanks, or you're buying a specialized material from the materials supplier? Right, you would buy the polyamide, the adhesive and the copper and the thicknesses that you need. So, like I said, huge range of options that you have when selecting materials for flex. So cost drivers, keeping that in mind, you know, why would you choose one over another or how does that progression go? Typically, the adhesive-based options are going to be a little bit less expensive. Okay. Okay, and they are typically used in single- sided, double- sided, maybe three or four layer flex is where you'll see those applications. As you go into higher layer count, or rigid flex, the adhesive-less material becomes necessary. Highly recommended for rigid flex. There's a z-axis mismatch between the FR-4 material and that acrylic adhesive, so you don't want to introduce the acrylic adhesive into the FR-4 stack-up. So that's why, you know, your fabricators are always going to recommend adhesive-less materials. All right, that makes sense. Mhmm. So, it's kind of like cost versus function- Right. -at certain point- Right. -that you need to keep in mind. Right. So, other than materials, I know, what are other things that help drive the cost? I mean I think that's what people are afraid of, right? They think "oh flex is too expensive, I can't go that way" but they really need to go that way, route, for functionality, and I think really what you taught us at AltiumLive was it's not that cut-and-dry, right? If you evaluate all these different things then it may not be as expensive as you think. Exactly, and as you decide to move to flex, you know, working with your fabricator on the materials side specifically can really help drive out cost. Is it looking at just the raw material? You know, you're generally going to be FR, flame-retardant, material, LF adhesive, and adhesive-less, but if your fabricator is building a lot of rigid flex they're gonna stock more adhesive-less materials, and your adhesive-less material is gonna be probably less expensive- Because they're buying more of it, they have it in stock you don't have to worry about minimum. Make that match, and so finding someone that does a lot of flex and rigid flex is going to help you right off the bat. Exactly, and understanding the material sets that they're using, and you know a great way to do that is to ask their field applications engineering group to help you with a stack-up. 'Cause if you're not directing them in a certain direction they will default to the material that they're using most commonly. So it's a really good way to make sure you're fitting that gap. Right. So what are some of the other cost drivers? You know, we look at different types of coverlay. Coverlay kind of follows a progression. So like, explain what coverlay is. So, with flexible circuits there's two types of coverlay. There's a flexible solder mask, which is very similar to our board type solder mask other than formulated to be flexible but applied the same way. It's a good option for circuits that might be single sided, double sided or less than two ounces of copper. Okay. Tends to be a little bit less expensive. I see. It does have a limitation in flexibility. It is flexible, but if you're having a highly dynamically flexing application it's probably not your best choice. Right. But another advantage is it does allow you to form those nice 90-degree angles on your surface mount pads. Of course. But when you need to, when you're concerned about reliability for flex life, the polyamide cover length, so it would be the polyamide that's the same as your base material and a layer of adhesive. That would be the next option that you would want to go to. The limitations on that tend to be, you know, because you're drilling or routing that coverlay, you're gonna have a round or an oval opening. Oh, okay. So as your circuits get more and more dense, it gets more and more difficult. We jokingly call it the Swiss cheese effect- Right, you drill it and you take off the back route entry and there's not enough material there to even hold it together. You know, it looks great on the screen when it's this big but when the part's little. So your fabricator will watch out for that if you're doing a design. We all do try to minimize that impact. The circuit board designer may be asked to gang open or, you know, make a larger opening over several pads to kind of alleviate that problem. And then continuing on that cost spectrum if you need the polyimide coverlay and you need that individual pad coverage, laser-cut coverlay would be the next option. Okay. So that allows you to get the nice 90 degree angles for the surface mount pad, much tighter registration. I would think from a cost standpoint too, in this case like laser cut, again a fabricator that doesn't do a lot of production of these kind of circuits may not have that equipment, may have to send it out, which drives the price up. Exactly, exactly. So, you know, I could see, that would be another benefit to making sure you're finding a fabricator that's really good at this technology. Exactly. Okay. Are there other areas or did we did exhaust that one? I think on the materials, yeah I think that those are the two primary things to look at, is the base material and the coverlay. Okay. So, it's always easy to kind of relate to that if we can hear a case study or an example that you've had, you know in your career, is there a couple stories you could tell us? Sure, sure. So, there is a medical application, for example, and trying to reduce the material cost it was designed as a three layer rigid flex and flex being on the outer layer in that case. Oh on the outer layer, okay. Because of the three layers, okay? So, but then in this case that required the flex to be button plated to maintain the flexibility and it required the circuit to have to be sent out to laser-cut for the coverlay to maintain the surface mount pads. So those two together required it to be done on a smaller manufacturing panel for the tighter registration. So, very expensive circuit and very difficult to manufacture. After a review with a fabricator, they decided to go to a four layer rigid flex, more standard construction. So the material costs are higher but it eliminated the need for the laser cut of the coverlay, it eliminated the need for the button plating and it was processed more standard. So although the material costs were higher the overall cost of that flex circuit dropped dramatically. So it's not always about look at the material cost and run, right, it really is about collaboration, which you and I both over the course of our careers have sang that song, you know, in a variety of circuits right? It's not, but I can see how in the case of flex and rigid flex it's even more important, right, because there's all these variables. Exactly, and that tends, flex and rigid flex tends to be a product that people are a little less sure of themselves when they're designing, have a lot more questions, so my advice is always to identify a few fabricators that you think will be good partners and then involve your fabricators early in the design. You know, because they're doing flex and rigid flex all day. Right. They've learned a lot of lessons so we all might as well take advantage of those lessons. Yes, absolutely, and that reminds me, another plug for Miss Tara is that she writes a column for the PCB 007 magazine monthly? Yes. Monthly, specifically about flex- Yep, it's called Flex Talk. Flex Talk, there you go. So there's another resource that, and she usually covers a lot of these in that magazine and I always, I always look forward to reading your columns. So another case study? Okay. A second case study I can think of is a military application. The product was, I would say having probably 90% failure in the field after assembly. So, very very expensive after a fully populated board and what happened was it's a rigid flex and it was being bent and it was cracking. So back to the drawing board, what can we learn from that? Turns out, simply re-did the stack up and went from adhesive based materials to adhesive-less materials. Oh wow. So it eliminated only three mils thickness in the overall stack up but it was a thickness, and the bend radius was causing that cracking. So by making that one simple change in that stack up, you know they've had 300 assemblies completed now with no cracking at all. And there's the expertise, right? Like who would know that three mils could fix that problem. I would have never guessed that in- Yeah, it seems insignificant, especially when we're used to looking at thick rigid boards 3 doesn't seem like anything at all. It doesn't seem like anything at all. That's so cool. Well, thank you. Those are great stories. You know, since you and I started in this industry, there were, I'm kind of shifting subjects now, a little bit and I wanted to talk to you a little bit about women in our industry. So, there are far more women in this industry now than there used to be. There still isn't that many of us who actually are on the front lines of sales and marketing that kind of thing. How did, I know I didn't end up in this industry on purpose. I love it and I love the industry, so how did you find your way, and I don't think I've ever asked you this? I'm here completely by accident. See? We didn't do this on purpose. No, my first job out of college was in the accounting department of a flexible circuit manufacturer. Okay, what was your major? Economics and industrial relations. Well, there you go. I didn't know what a flex circuit was when I started there. Right. Because of that, they required me to work out on their manufacturing floor and learn how to build a circuit, so I was out on that manufacturing floor for a few months. No way, I did the same thing but- Really? Yes, yes I- I'm so sorry to interrupt you, but the first circuit boards shop I worked at, and they had this whole language, these terms and things I'd never heard, you know what is SMOBC and I'm like, I don't know, solder mask over bare copper, and so I asked a production manager I'm going to come in on Saturdays and he's like, I'll put you in every department. That was like the best education ever, wouldn't you agree? I agree and I totally didn't appreciate it at the time. Yeah. But looking back I would have never learned the process as well, because I was running equipment and, I'm really terrible at registering coverlay. I've learned this. It's not something I should do. I don't have that hand-eye coordination, but it was it was a good thing to learn. Yeah, absolutely. That's so funny, I never knew that about you. So, what do you think we can do to sort of encourage, I mean we're doing a lot to encourage women in STEM and encourage them to become exposed to these types of careers. What do you think would be a good way, or how are some ways that you've seen, oh I know one thing you're going to tell me about right! Okay the Flex Factor program, Flex Factor, put on by NextFlex, so centered around flexible hybrid electronics, they have a program that reaches out to high school kids and it's an entrepreneurship program that ties in advanced manufacturing. So they go to Jabil, they get to see all the cool things, it's a month-long program. And this is in the middle of Silicon Valley? Yes. So fun. And I believe it's expanding beyond that. Wow. I was lucky enough to be on the judging panel at the end of one of their last ones. So much fun, but what it does is -  it takes students who may or may not be interested in a technical field, they might be interested in marketing or entrepreneurship, and it is a month program. First week they kind of get the charter and you have to develop, it's about product development, what kind of need do you see around Health and Human Services and what how could you solve it using a product that's using advanced manufacturing? Uh-huh. And then they get to go into the fancy Jabil building and see all the really cool things that they do there. They tie that into the next step, is entrepreneurship at a community college, and the students are actually given credit, college credit for this program, and then the fourth and final week they need to pitch kind of shark tank style to a panel and go through the whole product development process, profit and loss, and I mean it's just it's an amazing program, and it's so fun to watch kids you know who, I talked to one girl Jordan and she had really no interest in manufacturing or advanced manufacturing until, she wasn't exposed to it until this program, and now she's got a lot of ideas. Which is so great! I don't know how kids otherwise would get exposed to manufacturing, and when you go into a facility like Jabil or TTM or some of these big facilities, you know I think kids think manufacturing is like a dark, dank building with, you know, I don't know, something awful and you go in and there's robotics and chip shooters and all this amazing high-tech equipment and these clean rooms and you have to wear the whole bunny suit and the glasses and you go in and you're like wow this was not what I was expecting and that's so great. I forgot that you told me about that program and the whole shark tank, which makes it so- oh it was so much fun. -so what did the students pitch? Or like what are a couple things that the students pitched? You know there was all kinds of different things. They tended to kind of centre around babies or athletes. What? Well, different injuries that you might have as a student-athlete and how to rehab those injuries. Oh, okay. Or baby monitoring devices. Oh that kind of, okay. Yeah. So, what was the winner? Was there, is there a clear winner, do you remember? I don't remember who won for the panel I was on because they didn't announce it the day that I was there. All right. And so you're continuing now, right? To be involved with this initiative, and is this gonna be each year, or how often do they offer it? They do it throughout, throughout the year. I think they just had another round that went through so, and I might mix up the numbers slightly, but I think that the first program that they did which would have been the fall of 2016. I think they had eight students participate and its teams of four. So now they are up to thousands of students participating in this program. It's just growing and growing so fast. We're going to make sure that we put that website, so you have to make sure and share that, the URL, so people that are listening can look into that. Such an exciting program and I, you know, here at Altium we're doing so much with the universities and stuff and I love to see it happening, and it's so fun when you see the light bulbs go on and, you know, we love our industry and we want to keep it vitalized. Yes, yes. I think this is a great tool for generating some excitement. I know, I love it. I want a program for people our age to go back and do that. Right? Wouldn't that be fun? Yeah. What would we call it? I don't know, we'll have to think about that later. So okay, here's a really wonky question I think I already know the answer but I'm asking anyway. Are you a nerd or a geek? Geek. I asked the woman who runs Geekapalooza, that was a really easy answer. I know, okay but why do you think a geek? Why is it not Nerdapalooza? Like, why do you think you're a geek and not a nerd? That is an excellent question. Other than geek sounds better than nerd. See, I know, well- It's the general excitement over something that other people- Right, like geeking out over something right? Geek Squad. It's become cooler. I think geeks are cooler than nerds still, like just generally. I think that's the consensus. And my other wonky question is, on a scale from one to ten how weird are you? Well, pretty high up there, yeah. So like, what are some wonky things that make you weird? You know, I - Well first of all you're in this industry. First of all it's the industry right? I laugh because I'll go out to have lunch, a work lunch, and sometimes I think if anybody is listening to our conversations, we're talking about impedance control and stack-ups and EMI and I'm like, what are they talking about over lunch? I know I posted a video of me talking about fusion bonding on my personal Facebook page, and it blew up and people are like who are you? What are those words? They had no idea that I spoke this whole other tech language. And if you're out of the industry, you know, most of my friends, you know, my parents, my family, they don't know what I really do. I know, I know. We're gonna put your podcast, this podcast. We're gonna put this podcast on your- Can you cut that part out? No we'll put it on this and see what they think of you on a podcast talking about coverlay. They'll be like what? And my final question would be, well, one thing I know about Tara Dunn is that you love the beach even though you live in the snowiest place in the country. I live in a landlocked state. Yeah, there's that. But I noticed that a lot of technical people have really interesting hobbies, so what kind of things you like to do with your family or places you like to vacation or things you like to do in you're very few off hours that you have Tara because you don't have a lot of off hours. I don't, but with the job that I have it allows me to travel quite a bit because I can work pretty much remotely from anywhere and make that easy. So, yeah we love to travel. Specifically the beach. It's one of my favorites or in the winter anywhere warm. Desert area, everything's great, and I don't know what happened this year but suddenly I've become a music buff. Oh. I haven't been to a live concert in a few years and all of a sudden I think I have six or seven things booked so.. That's so funny. I don't know why. It's because your son went to college and you have a little more free time. That could be it. I don't know, I'm picking up new things now that my kids are out to college so that's probably the reason why. Well Tara, thanks. It's always a blast to hang out with you, and it's so fun to have you in California. Thanks for having me here. Usually we're on the phone on conference calls and we actually get to see each other in person, it's fun. So again we'll share lots of informative links for, that Tara has shared on this podcast and some that she didn't have time to talk about, we'll share them below so you can tap into all the interesting resources that Tara has, and I want to thank you again for what, for listening and or watching the OnTrack podcasts today. Please remember to subscribe at your favorite podcast app. Until then, always remember to stay on track.   

We chat with Jacqueline Druga, whom I am unofficially naming the Queen of the Post Apocalyptic genre. She tells us how she pulls off being a writer, a screenwriter, a director, an actor, and more. We find out how she became pen pals with Charlton Heston back when she was ten years old. Really? Yes! She reveals the secrets behind her insane level of productivity. And we discover the connection between the Empire State Building and her incredible determination. It's crazy. We also reflect on CM Punk's foray into the UFC and so much more!

It was cold this morning. So very cold. So cold that a deep chill permeated every inch of my body. I almost stayed in bed; I almost let it defeat me. But I've seen enough of this life to know that if I could only get out the door, only survive the subway, and only burrow into my office, I could pour myself a steamy, creamy, delicious cup of Las Culturistas - and the chill would be obliterated. And my friends: hark! This week's brew warmed me right up because Mr. Rogers and Mr. Yang made it just the way I like it... chock full of Ms. Christi Chiello!! Matt and Bowen are bringing you some brand new rules of culture (#32: All Dogs Go To Heaven), brand new "I Don't Think So, Honeys" (Adult Acne), and brand new original songs (well, you'll just have to listen for yourself!). Christi's defining culture is Boy Bands - and this ep goes DEEP! Also - a breakdown of Demi Lovato's new documentary, some questions about Anderson Cooper, and a totally refreshing discussion about religion (Really? Yes! Really!). The culture is bountiful (Riverdale, Michael Jackson, Taylor Swift, etc) - so take big sips! Warm up your heart; warm up your life! Love to you all and see you at Cultch War,  Joe (HPJ for the fans) LAS CULTURISTAS HAS A PATREON! For $5/month, you get exclusive access to WEEKLY Patreon-ONLY Las Culturistas content!! https://www.patreon.com/lasculturistas CONNECT W/ LAS CULTURISTAS ON FACEBOOK & TWITTER for the best in "I Don't Think So, Honey" action, updates on live shows, conversations with the Las Culturistas community, and behind-the scenes photos/videos: www.facebook.com/lasculturistas twitter.com/lasculturistas LAS CULTURISTAS IS A FOREVER DOG PODCAST http://foreverdogproductions.com/fdpn/podcasts/las-culturistas/ Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

So many healthy & delicious herbal teas, so little time! Mary discusses the health benefits of various herbal teas and recommends 5 of her favorites. Part 2 of a 2-part series. (Part 1: Caffeinated Teas) PLUS: Get a tea discount code!   Episode Includes: Quick facts about herbal tea. A good coffee substitute -- caffeine-free and mineral rich. The merits of rooibos tea, and how to drink it. Herbal tea that helps sore throats, heartburn, and stress. Sweet alternatives that might help your sugar craving. Tea powders. Really? Yes! One of these might help your blood sugar level. Preventing oxidation of tea. The Weekly Nutrition Challenge. How to get a discount code for tea!   Mary Purdy, MS, RDN, dishes out easy-to-digest info, tips, and advice about nutrition & lifestyle, backed by over 10 years of clinical experience and a healthy sense of humor. Join the weekly conversation! Episodes come out weekly on Thursdays. http://marypurdy.co/   Audio recorded from a live video broadcast taped: October 16, 2017 Next live video broadcast: November 6, 2017 (All about Intermittent Fasting!)   Find out about the video broadcast: http://marypurdy.co/marys-nutrition-show/   Subscribe & Review on iTunes/Podcasts App: https://itunes.apple.com/us/podcast/marys-nutrition-show/id1245983321   Mary Purdy is a Registered Dietitian with a Masters in Clinical Nutrition from Bastyr University. Past experience: Private practice (8 yrs), Adjunct professor at Bastyr University, Clinical Supervisor at Bastyr Center for Natural Health. Mary currently works as a Registered Dietitian Coach at the Scientific Wellness company, Arivale. Mary takes an integrative/holistic approach to diet, health & wellness and believes that food is medicine!   DISCLAIMERS: This podcast is intended for entertainment purposes only. Please consult your doctor before following any information you hear here. The opinions expressed here are those exclusively of Mary Purdy, the Show's producers, and guests, and do not necessarily represent the views of Arivale, Bastyr, Dietitians in Integrative and Functional Medicine, or other entities.

Sometimes it's okay NOT to be okay. Really? Yes. How can you acknowledge the bad and move on with the good?

Grizzly Bears & Two-Year Olds ~ Dr. Ron Jahner Radio Show What's so important about Grizzly Bears & Two-Year Olds? What's in it for me? This week's show is more exciting reasons why learning about Grizzly Bears (and acting like a Two-Year Old!) can dramatically increase your "ecstatic-ness" & joy of life. Really? Yes!!! Actually, most of us have our own personal pet “Grizzly Bears”! “Grizzly Bears” of constant worry about money, chronic illness, family issues and relationships, and yes, even past trauma. “Grizzly Bears” that rob our lives of our own natural, child-like joy and enthusiasm for life. What would it take to banish those wild animals of worry, chronic illness, money issues and past trauma, and just LIVE our lives with the child-like joy and excitement we all miss so much? Is it even possible? THAT'S what "Grizzly Bears and Two-Year Olds" with Dr Ron Jahner is all about! “Grizzly Bears & Two-Year Olds” is where we explore the exciting tools and techniques of Science and Spirit that Create Clarity in the Present and Freedom from the Past, allowing us to Create our own Choices and conquer our own personal Grizzly Bears once and for all! Get ready to listen, share and experience the Clarity, the Choice, the Creativity that is YOU with Dr Ron Jahner as he explores the fascinating world of “Grizzly Bears & Two-Year Olds!" Dr. Ronald Jahner has been recognized as a national board certified Naturopathic Physician (ANMA) having earned a Diplomate in Acupuncture, and is currently a Diplomate and serving on the faculty of the American College of Addictionology and Compulsive Disorders (ACACD). He has over 30 years of personal and professional experience in applying the universal principles of health and spirituality for mastering life challenges. He is not a licensed medical doctor. His consultations are not covered by insurance. Dr. Jahner’s perspectives on vitality enhancement and lifestyle wellness are intended solely for personal education, coaching & training. They are never intended to replace or contradict primary medical, osteopathic, or chiropractic medical treatment and advice. drron@drronjahner.com

Advice and tangents and Easter eggs, oh my! We're starting something new and you might want to stick around to the end to hear what it is! Today we get a question about struggles in Marriage Counseling and how to make things better if you don't really want to. And a new article is going around about the questions to ask BEFORE you get divorced...? Really? Yes! It's all here, don't miss it! Thanks for listening!! Talking Points: Questions To Ask Before Divorce --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/learntolikeeachother/message Support this podcast: https://anchor.fm/learntolikeeachother/support

Hello boys and girls.  Here it is, another captivating Motorcycle Men Interview.But first, thank you for tuning in and listing to this show and of course for all of the motorcycle men shows. And a special thanks to all of our contributors and subscribers to the podcast. Your help, regardless of its size goes a long way to help us improve the show. In fact as of this recording, new microphones and audio interfaces are on their way to the café to help us provide you with a better quality show and more content.  If you would like to help out the show, you can make a one time contribution by clicking on the donate button on the homepage at www.motorcyclemen.us or you can also click on the subscribe button there as well if you’d like to make a monthly donation.  Either case, anything you want to donate, be it a single dollar or 100 thousand, it doesn’t matter.  For that matter, just being a listener and telling your fellow riders is also another fine way to show your appreciation. But anything you can do would be greatly appreciated.This show is all about the girls.  That's right all those Adventure Women out there. What?!? Adventure women?? Really?? Yes you knuckleheads, women do dig adventure riding and my guest, Pat Jacques is here to tell us all about it. You really need to check out ADV Woman and learn about this and encourage more women riders to get out there and explore!!  Get empowered!!! ADV Woman website ADV Woman Facebook Backcountry Discovery Route Thank you very much for listening and please, email Pat and tell her you enjoyed the interview.  Please be sure and check out our other podcast friends at Loud Pipes, Throttle Podcast, Motorcycles and Misfits, Cleveland Moto, Cafe Racer Podcast and the Wheelnerds.Also be sure and check out our sponsors Love-Jugs and Ciro3d!!Ride Safe kids!!TedMotorcycle Men Host Support the show (https://www.paypal.com/donate/?token=zPl7v5FjoO6fCov5rwbFo35sxmoOIUqUhcR1q1UVtP34xAVolJzW0aJ6GNSdljsPAT4MC0&fromUL=true&country.x=US&locale.x=en_US)

Today’s expression and dialog:  to chime in I completely disagreed with John. Really? Yes! He was totally wrong. Why didn’t you chime in?   Do you think your opinion is important? I hope you do! Do you freely tell your opinion to other people? Sometimes that is good, but sometimes it's not! To know WHEN to "tell other people" your opinion is really difficult. I don't know the answer. Sometimes I am happy that I spoke, sometimes I regret it. I can say this, NOT having spoke has caused me MORE problems than having spoke. Today's expression is about SPEAKING. Have a super weekend!Coach Shane   Please subscribe on iTunes and get this podcast EVERY DAY! Support Coach Shane by giving $1 a month! On PayPal: Send to Or you can go here: Our sponsors: Click on JOIN CLASSES and get ALL the information! (Get a free AUDIO BOOK!) Our YouTube channel:   Today's Daily Easy English Expression PODCAST is UP and READY for YOU!! #LME #LearnEnglish #ESL #Twinglish

In our verse-by-verse study of the Book of Romans, we are in chapter 8 where Paul has been telling us that, in addition to the joy involved with walking by the Spirit, born-again believers can expect something else as part and parcel of life as a Christian: suffering. Really? Yes! Even so, Paul offers three words of encouragement in the midst of suffering. Last time we heard about the first one, that we have incomparable glory waiting for us just ahead! Let’s join Pastor Brian now as he picks up our study at Romans chapter 8, verse 19, and gives us two more words of encouragement about experiencing both the “Agony and the Ecstasy” of the Spirit-Filled life.

In our verse-by-verse study of the Book of Romans, we are in chapter 8 where Paul has talking about living lives that are led by the Holy Spirit, and encouraging us about our relationship with God as His dearly loved children. In the midst of that, Paul goes on to tell us another ingredient of leading a Spirit-filled life: suffering. Really? Yes! Expect it. And, yes, by encouraged by it. Let’s join Pastor Brian now as he picks up our study at Romans chapter 8, verse 18, and tells us about “The Agony and the Ecstasy” of living the Spirit-Filled life.

Here’s a fresh thought for fixing or just strengthening your marriage this year: try improving your sleep quality. Really? Yes, really. In this episode of our marriage podcast, we interview Shawn Stevens. He is a best-selling author and the creator of the Model Health Show, currently the #1 Nutrition and Fitness podcast in the world on iTunes. [youtube id="zAM6iPk53m8"] Watch the video for the full interview. I invited Shawn for an interview because I wanted him to help us understand how we can take care of our marriages by taking care of our sleep. As Shawn says at the start, “When you’re tired, your best friend can look like your worst enemy!” The Case For Sleep In the interview, we discuss various research articles that identify the impact of reduced sleep. The bottom line is, when you don’t get enough sleep, you limit your brain’s ability to help you relate to others. Sleep is the only state we experience that helps to rebuild our bodies and minds. Yet, it’s often the first thing we reduce when we begin to feel overloaded. Ironically, we reduce one part of our daily lives we need the most. Reduced sleep affects men and women different. For men, poor sleep predicts more negative ratings of spousal interactions the next day. For women, negative daytime interactions take away from sleep that night. You can imagine how quickly a destructive cycle can form from this interaction. Clearly, there is a well-established link between relationship quality and sleep quality. Sleep and Stress Sleep is also an important part of stress regulation. Marriage is a great source of stress relief but Shawn identifies how critical sleep is as part of managing stress. But the challenge is that stress makes for poor sleep and poor sleep makes for more feelings of stress. How does a person break out of this cycle? Strategies for Improving Sleep Quality One of the critical take-home lessons from this interview is the importance of exercising in the morning. This has a huge impact on the amount of time spent in the deepest (and most restorative) stage of sleep. Exercising at night, or late in the evening, is counterproductive to being healthy. You might be exercising, but you’re eroding the restorative potential of your sleep. Another critical take away is to observe a caffeine curfew. Caffeine has a half-life of about eight hours (depending on your metabolism). Consequently, Shawn’s recommendation is that there be no caffeine intake after 2 PM in the afternoon. Intake after that time is going to impact your body’s ability to get the quality of sleep it needs. Shawn also notes the importance of moderating body temperature. Running our house too warm, especially at nights in the bedroom, takes away from sleep quality. The research recommends running one’s bedroom temperature between 60 to 68 F (16 to 20 C) is ideal. There’s a side-benefit to a cooler room: more cuddling! That can’t but help the marriage too, right? Finally, we discuss the impact of sexuality on our sleep quality. The body releases a wonderful cocktail of hormones following orgasm with one’s spouse. Those hormones promote deeper and more restful sleep as well as reducing the impact of stress on our bodies. More from Shawn Stevenson Be sure to check out Shawn’s website, and podcast to learn more about how you can improve your health and fitness. As well, be sure to pick up a copy of Shawn’s book, Sleep Smarter: 21 Proven Tips to Sleep Your Way To a Better Body, Better Health and Bigger Success. I have read his book and highly recommend it. It is very digestible, a great read, and really takes you through many actionable ways that you can start improving your sleep tonight.

SITE: http://www.courtneyanderson.com/swca-episode-167-joyful-art-of-business-series-i-am-competing-with-three-billion-people-for-my-job-really.html   SHOW NOTES: In our JOYFUL ART OF BUSINESS™ series we explore how to combine the positive benefits of our professional endeavors (“business”) with the overall positive emotional return on our efforts (“joy”). The act of engaging in professional endeavors, in any capacity (i.e., as an employee, employer, entrepreneur, contractor, volunteer, paid, full time, part time, intermittently, etc.) is an expression of our ideas and creative talents (“art”). All of this is in furtherance of our mission to surpass our goals! Our episode today is, “I Am Competing With Three Billion People For My Job! Really?” Yes.  This show is intended to remind us that whether or not we want to think from a global perspective as individuals that we are subject to global realities. Thus, instead of focusing on your employment opportunities in a particular city, country, region or other limited part of our planet, you are impacted by global competition for professional opportunities.  This title of this episode was inspired by the following content, “A good job is a job with a paycheck from an employer and steady work that averages 30+ hours per week. Global labor economists refer to these as formal jobs. Sometimes leaders and economists blur the line between good jobs (formal jobs) and informal jobs. Informal jobs are jobs with no paycheck, no steady work. […] Of the 7 billion people on Earth, there are 5 billion adults aged 15 and older. Of these 5 billion, 3 billion tell Gallup they work or want to work. Most of these people need a full-time formal job. The problem is that there are currently only 1.2 billion full-time, formal jobs in the world. This is a potentially devastating global shortfall of about 1.8 billion good jobs.

Today I share some insights I'm getting from a great book called IMPOSSIBLE: How I Lost Nearly 400 Pounds Without Surgery . We had the author Bryan Ganey on a few episodes ago, and I'm just now getting around to reading his book. WOW IS IT AWESOME. It's filled with tons of just "Yeah, that makes sense - why didn't I think of that" information. The one thing I love about this book is the information comes from Bryan. Not some academic study. I get the information from someone who does't study it, but instead someone who LIVES it.  I love the fact that it sounds like Bryan is sitting across the table from me giving me advice. So today (after only reading the first few chapters) I wanted to share the points that really jumped out at me. One of those points is that based on your current stress level, relationships, time constraints, and other items in your life - you might not be ready to lose weight. Really? Yes, in some cases we may be trying to do the impossible. That doesn't mean we're off the hook, but instead means it might make more sense to fix the relationship that is adding so much stress to your life (that then sends you to the fridge to deal with it). The book is filled with tough love, and non-nonsense insights (which is why I love it). More to come Support The Show By Using this Link Amazon.com - Support The Show   Dave Jackson is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com  

Zero effort selling? Really? Yes! My good friend Jim Fortin is the MASTER of sales! I have watched Jim transform people in their approach to selling and with only a few tweaks, close more business! In this episode, I was so excited to have Jim as my very special guest on the call! This call […]

We move into the ocean, shut off annoyances and stop cruelty. Really? Yes. Hosts: Tom Merritt and Scott Johnson Guests: Sarah Lane and Lanelle Lane Download or subscribe to this show at twit.tv/fc. Got a prediction of your own? Guest you'd like to see? Question for the show? Email us at fourcastpodcast@gmail.com. Thanks to Cachefly for the bandwidth for this show. Sponsors: Ford SNYC Wifi Netflix

We move into the ocean, shut off annoyances and stop cruelty. Really? Yes. Hosts: Tom Merritt and Scott Johnson Guests: Sarah Lane and Lanelle Lane Download or subscribe to this show at twit.tv/fc. Got a prediction of your own? Guest you'd like to see? Question for the show? Email us at fourcastpodcast@gmail.com. Thanks to Cachefly for the bandwidth for this show. Sponsors: Ford SNYC Wifi Netflix

We move into the ocean, shut off annoyances and stop cruelty. Really? Yes. Hosts: Tom Merritt and Scott Johnson Guests: Sarah Lane and Lanelle Lane Download or subscribe to this show at twit.tv/fc. Got a prediction of your own? Guest you'd like to see? Question for the show? Email us at fourcastpodcast@gmail.com. Thanks to Cachefly for the bandwidth for this show. Sponsors: Ford SNYC Wifi Netflix

Episode 3 comes to you from my kitchen, on a rainy Monday morning in Maine. After experimenting with a few recording spots at the office and warehouse, stepping away from the hustle and bustle may just be the best solution for decent audio.After a short trip to Las Vegas, I share one of my all time travel fears: running out of knitting projects to work on during a trip! From experience, I ALWAYS over pack. This time was no exception—3 projects for a 3-day trip. Really...REALLY?? Yes...I can't help it. You never know. I actually Mapquested the nearest yarn shop in advance, Gail Knits (a customer of ours), just in case...And if you think a Vegas casino is no place for knitting, think again. While waiting for the slowest penny slot machine to pay out $111.27, I took out a sock project (note to self: never leave the hotel room without an emergency knitting project) worked in an experimental version of Ty-Dy Socks (Skinny Stripes—a new version of this popular yarn). A win/win situation ($$ + knitting in public) And by the way in case you are wondering, no tattoos!While I was in Las Vegas for the American Rental Association trade show (Jay, my SO, owns an equipment rental store), I did not take the time to walk the show floor with him—tractors and chain saws do nothing for my creative soul. Fortunately, there is a trade organization in our industry, The National Needle Arts Association, that totally fits the bill. We exhibit our products at the bi-annual trade show, along with many other companies. The show, including classes open to members only (sorry folks, not to the general public), spans 5 to 6 days, and one of the highlight is the Friday evening fashion show. We always participate and for this latest show, we had 3 featured designs: the Mermaid Tee in Ty-Dy cotton, the Stadium Cardigan in Nautika, and the Yoga Shrug and Sock Set in Pediwick.We have many new designs for spring, including the Athena Tank. This design is a perfect example of a blend of 2 ideas: an off-the-rack tank top with a printed motif on the racer back and a design for the Triangle Shawl from a previous season. Combine components of these 2 very different garments, and the end design is the Athena Tank (shown below in blue), pattern 1740, worked in Babyboo, a bamboo/nylon blend (very soft to the touch and machine washable).This pattern is also featured in the June issue of Knit'n Style magazine (should be on the newsstand any day now).The mini lesson for this episode is about the basics of lace: for every yarn over in lace (which creates the eyelet openings) there must be a matching decrease to offset it. If you work a yarn over without this matching decrease, the yarn over becomes an increase (and you will have more and more stitches on your needle). The following chart shows you each group of matching stitches (each color = matching stitches).For the groups of symbols in blue, red, purple and green, each yarn over is matched with either a k2 together or ssk decrease. The 2 orange eyelets are offset by the double decrease in between. The Hey Teach Cardigan from Knitty.com I designed in 2008 (and still going strong) is a perfect example of a pattern where you must be careful in keeping track of your matching yarn overs and decreases. In the chart below, the blue line illustrates a sample armhole shaping. The 2 circled yarn overs must NOT be worked because their matching decrease (the inverted V to the right) is no longer being worked after being eliminated by shaping.As promised, I've created a pdf file with a blank grid to be used whenever you want to chart out the complete armhole shaping of a garment, or if you want to experiment in designing your own lace—go ahead, give it a go!Hélène

Episode Eleven — Part Four (Chapters three and four): Helena and Rob plot the down-throw of the King of the Gag, deciding to move on both the Oberon project, and on whatever Gargantuan was doing to Nick. They realize too late that Nick is already getting his third treatment, which is creating the final changes to his DNA. Helena meets him for one more coffee break in the lobby, while Rob gets to work on his sabotage. Meanwhile, Spider and Seedy try to figure out, with their kidnapping victim’s help, how to get something out of Shute. Excerpt from chapter three, while Helena and Rob plot their coup: I laughed again. It was easy to forget that Hot Helena was also really funny. She could definitely do much better than Shute, but she hadn’t been trying. From what I could tell, Helena had spent the last ten years working really hard. “So, I have a couple of things to ask,” I said. “Why don’t you let me start? I’ve learned a little bit about what Nick’s doing here.” “Really?” “Yes,” she said. “I’m supposed to have dinner with the guy who’s running the program Nick is in tonight, so I’ll have details, but he’s altering DNA. They’ve already done it to other animals.” “You mean, like, in vitro animals. Cloning?” “No. Live animals. The Letch seemed proud of that. They’re changing the DNA of live animals. They’ve already done their work with lower animals, and they’re starting on humans.” “Holy shit.” “I think that’s what’s happening to Nick,” Helena said. “What are they doing?” “That I don’t know. Fucking with his DNA. The Letch said something about wanting to upgrade chimps, so from that, my guess is that they’re regressing their human subjects.” “Regressing?” “Did you ever watch Star Trek?” “Uh, yeah.” “Remember the one where Riker turns into a caveman and Worf starts spraying poison all over the crew as they also deevolve?” “Oh Helena. The Next Generation?” “Yeah,” she said. “What? The middle seasons were good!” “A hottie who watches Star Trek. Even The Next Generation. How did I not date you?” “You never asked, bonehead. And that ship has sailed, so don’t get any ideas.”