Podcasts about creating income

Two retirees with the same balance can take wildly different incomes home — it's not about returns, it's about taxes.This week on Money On Tap, Ben Brayshaw and Dan Michelon unpack The Science of Retirement Income — How to Create Income Alpha: the practice of beating the market not by picking better stocks, but by keeping more of what you already have through tax-aware planning.What you'll learn:What "Income Alpha" actually means — and why it's worth 15–30% more retirement income, year after yearHow Social Security gets taxed at 0%, 50%, or 85% — and how to control which one applies to youThe Roth IRA conversion ladder: filling the 22% bracket today to avoid the 30%+ bracket laterThe lesser-known after-tax account strategy — converting future ordinary-income tax into capital-gains taxQualified Charitable Distributions (QCDs) — the single highest-leverage move for charitable retireesDonor-Advised Funds and Charitable Trusts — stacking giving with Roth conversion yearsThe hidden IRMAA Medicare tax — and the income thresholds that can cost you $1,000–$3,000 a yearThe Widow Tax Trap — the most damaging tax in retirement and how to plan around itWhy the year of a spouse's passing is the last big planning window — and what to do with itWhat 1–2 years of tax returns will tell a good planner that your investment statement never willPlus Money In The News:Weight-loss drug developers line up to tap a $150B market (Eli Lilly, Novo Nordisk, the pill-vs-shot race)Nike stock tumbles 13% to an 11-year low on China weaknessAverage tax refund up 11% from a year ago — IRS data and what it means for inflationFree resource: Email us with "Charitable Giving Booklet" in the subject and we'll send our charitable giving guide.Read the companion blog: brayshawfinancial.com/blogSchedule a free consultation: app.greminders.com/t/9f3ce72e/initialconsultaFull Money On Tap episode library: brayshawfinancial.com/money-on-tapContact UsPhone: 855-226-8551Email: info@yourmoneyontap.comOffice: 116 South River Road, Bedford, NH 03110Web: brayshawfinancial.comWhy do Americans fear running out of money more than death? A recent Allianz survey found that 61% of Americans fear running out of money in retirement more than they fear death itself. The shift reflects structural changes: pensions have largely disappeared, 401(k)s placed the risk of retirement success on individuals, life expectancy has stretched, inflation has accelerated, healthcare costs are rising, and Social Security is on track for a benefit cut. The fear is rational — and the planning response is to build a multi-source income plan rather than to hope a portfolio alone is enough.

Investment Planning for Retirement: Creating Income Streams Through Dividends Market Volatility and Your Retirement Plan: Why Income Matters This episode of the financial hour is from March 29, 2025 – […] The post Investment Planning for Retirement: Creating Income Streams Through Dividends appeared first on Dupree Financial.

Investment Planning for Retirement: Creating Income Streams Through Dividends Market Volatility and Your Retirement Plan: Why Income Matters In today's unpredictable market environment, having a clear investment plan is more […] The post Investment Planning for Retirement: Creating Income Streams Through Dividends appeared first on Dupree Financial.

Investment Planning for Retirement: Creating Income Streams Through Dividends Market Volatility and Your Retirement Plan: Why Income Matters In today's unpredictable market environment, having a clear investment plan is more […] The post Investment Planning for Retirement: Creating Income Streams Through Dividends appeared first on Dupree Financial.

In this episode of ThimbleberryU, we dive into a detailed case study centered on Stan and Jan, a fictitious couple navigating the complexities of retirement planning with a focus on creating income, simplifying finances, and leaving a meaningful legacy. With $5 million in assets—$3 million in qualified accounts like IRAs - and 403(b)s and $2 million in taxable accounts—they are financially secure but face challenges in optimizing their retirement strategy.We begin by addressing their primary goal: replacing Stan's paycheck as he retires. Given their modest spending of $100,000 annually, the focus is on balancing stability, flexibility, and efficiency. Strategies include leveraging Stan's Social Security at age 70, drawing from qualified accounts to manage required minimum distributions (RMDs), and addressing the 10-year fixed distribution requirements from certain accounts. Consolidating multiple accounts into a single IRA for administrative simplicity is another point of emphasis.Once income is stable, we explore aligning their investments with their goals. A mix of bond ladders, dividend-paying stocks, and liquid investments ensures consistent income while managing risk. We emphasize a conservative-to-moderate approach for near-term needs, with some growth-focused investments to combat inflation and support their longer-term financial stability.Taxes play a significant role, and we discuss strategies like Roth conversions before Stan's RMDs begin, allowing funds to grow tax-free for future needs. Charitable giving through Qualified Charitable Distributions (QCDs) and donor-advised funds offer opportunities to support causes while reducing taxable income. For family, gifting up to $19,000 per year per recipient tax-free enables Stan and Jan to enjoy seeing their loved ones benefit from this money during their lifetime.Ultimately, this case study highlights that retirement planning is about more than just numbers—it's about aligning financial strategies with personal values and creating a fulfilling, stress-free retirement. Whether simplifying accounts, managing taxes, or crafting a legacy, thoughtful planning helps ensure a meaningful and secure future.  Having "enough to retire" may only be the first piece of the puzzle. To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

To succeed as a brand you must learn to sell online! In this episode, Shayna Davis is joined by the dynamic and knowledgeable digital marketing expert, Sandra Ocasio. Sandra takes us on a deep dive into the world of digital marketing, sharing her transition from a corporate employee to a successful online business coach who specializes in sales funnels and systems automation. Together, Shayna and Sandra explore the necessity of digital marketing for both online and brick-and-mortar businesses in a digital-first world. Sandra imparts her wealth of knowledge on essential strategies to successfully launch and monetize digital products and programs. You'll learn the importance of engaging thank you pages, crafting potent content, and why tracking metrics is crucial to understanding and optimizing campaign performance. Plus, Sandra reveals practical insights into navigating the ever-changing digital landscape while focusing on timeless principles. This episode is packed with actionable insights and invaluable strategies that can help you maximize your influence and income in today's market.   Links and Resources: Learn more about Sandra and grab her FREE planner HERE. Follow her on Instagram HERE. Influential Women: Take our Influence Growth Assessment HERE and discover your unique influence and how to use it boost your profitability. Follow us on Instagram :@shaynarattlerdavis Follow us on Facebook: @shaynarattlerdavis

Questions? Comments?On the second half od Saturday's radio show:2:20 The Smarmy Side of Financial Advice3:20 Trust Washing and Ethical Standards4:58 Paying for Credibility7:01 Finding the Right Financial Advisor10:31 The Importance of Fiduciaries11:56 Checking Disciplinary Histories14:09 Creating Income from Investments18:16 Bond Ladders Explained19:54 Health Issues and Retirement Thoughts21:05 Inheriting Stock Portfolios32:11 Evaluating Inherited Stocks33:39 Vanguard's Big ChangesLearn more about your ad choices. Visit megaphone.fm/adchoices

On the second half od Saturday's radio show: 2:20 The Smarmy Side of Financial Advice 3:20 Trust Washing and Ethical Standards 4:58 Paying for Credibility 7:01 Finding the Right Financial Advisor 10:31 The Importance of Fiduciaries 11:56 Checking Disciplinary Histories 14:09 Creating Income from Investments 18:16 Bond Ladders Explained 19:54 Health Issues and Retirement Thoughts 21:05 Inheriting Stock Portfolios 32:11 Evaluating Inherited Stocks 33:39 Vanguard's Big Changes Learn more about your ad choices. Visit megaphone.fm/adchoices

In this conversation, Liz Fernandez interviews Leticia Torres, a Latina money coach, about her journey to becoming 9 to 5 optional. Leti shares her experience as a therapist and how she transitioned into coaching. She discusses the hesitations and limiting beliefs she had to overcome, such as feeling the need for certification and thinking she needed a background in therapy to help others. Leti highlights the importance of mindset work and how it has been life-changing for her. She also emphasizes the empowerment she feels in being able to create her own income and make a difference in her community. Leti recommends Liz's work and shares her own offerings as a money coach. Key Topics: Leti's background in tech and her high-paying role. The burnout and unfulfillment Leti experienced in her 9-5 job. Transitioning to coaching and overcoming limiting beliefs. The role of mindset work in Leti's transformation. The importance of community and support in the Therapist to Coach Collective. Leti's success as a new coach, earning close to $10,000 and working 3 days a week. The empowerment of creating her own income and making an impact in her community. Leti's journey as a DACA recipient and the liberation she feels. Leti's current role as a present mom and wife, and her balanced work-life schedule. Takeaways: You can overcome burnout and find fulfillment in your career. Mindset work is crucial for overcoming limiting beliefs and achieving success. Community support can make a significant difference in your journey. Creating your own income brings empowerment and freedom. It's possible to achieve a balanced work-life schedule and be present for your family. Investing in yourself and your growth is essential for transformation. Connect with Leticia Torres: Instagram: @leticia_torres Services: Work with Leti in Private Coaching Join the Therapist to Coach Collective: Start your coaching business, create -10K months in just 5 hours a week, and double your income as a coach to become 9-5 optional. Visit Therapist to Coach Collective for more details and to join the program. What is TCC?: TCC is a 12-month program designed to help you create 5-10K months in just 5 hours a week and double your income as a coach, even if you're new to coaching. It's tailored for the Latina service provider, helper, and aspiring coach, with the goal of bridging the Latina pay and opportunity gap. TCC helps you become 9-5 optional through coaching, start your coaching business while protecting your therapy license, learn how to advertise and market your work, and sell ethically y con corazón. Enroll Now: Join the TCC program and get instant access to all the resources and support. PAY IN FULL & ENROLL NOW: https://lizfernandez.mykajabi.com/offers/Je3QnVmA/checkout  ENROLL NOW WITH THE PAYMENT PLAN: https://lizfernandez.mykajabi.com/offers/aCVWj6sk/checkout  TCC DETAILS: https://thelizfernandez.com/therapisttocoachcollective#therapisttocoachcollective For Questions Schedule a Call: Book a consultation call with Liz to learn more about TCC and how it can benefit you. Schedule your call by August 9th here. Work with Liz Privately: Interested in one-on-one coaching? Find more details and book your private coaching consultation with Liz here. Follow Liz Fernandez: Instagram: @thelizfernandez Website: thelizfernandez.com Subscribe and Review: If you enjoyed this episode, please subscribe and leave a review to help others find this podcast.  

WGN Radio's Tom Fortino from Alpha Wealth Group gives you the latest financial business news, financial planning advice, and more! This week on The Alpha Wealth Hour, join Tom Fortino as he explores a crucial aspect of retirement planning: creating income that lasts a lifetime. Discover strategies to handle rising healthcare expenses in your senior […]

Questions? Comments?In this episode:0:04 The Problem with Dave Ramsey's mutual fund advice5:14 Importance of Second Opinions in Investing11:21 Retirement Income Strategy and Dividend Reinvestment16:07 Creating Income in Retirement21:00 Financial Advice and Misinformation27:15 Overcoming "Hodgepodge-itis" in Investment Portfolios31:26 Comparison of Actively Managed and Index Funds36:57 Caller Plays Back Seat QuarterbackLearn more about your ad choices. Visit megaphone.fm/adchoices

In this episode: 0:04 The Problem with Dave Ramsey's mutual fund advice 5:14 Importance of Second Opinions in Investing 11:21 Retirement Income Strategy and Dividend Reinvestment 16:07 Creating Income in Retirement 21:00 Financial Advice and Misinformation 27:15 Overcoming "Hodgepodge-itis" in Investment Portfolios 31:26 Comparison of Actively Managed and Index Funds 36:57 Caller Plays Back Seat Quarterback Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Steve Selengut who has over 40 years of direct investment management experience & is one of the few investing book authors who has actually managed client money for decades. Steve is here to share the fundamental principles behind "income-focused investing" laid out in his book “Retirement Money Secrets.” His approach can help investors confidently replace their paycheques with portfolio income streams that grow regardless of markets or rates. KEY TAKEAWAYS 25% of my money was always in the bond market, which included closed-in funds, mortgages, real estate, notes, loans, short-term, long-term, in the country, out of the country, a great, diverse portfolio. I stuck with stocks individually for a longer period of time & they all paid dividends which became an income stream over time. IN the first 5 weeks of 2024 my own personal accounts have generated over $20,000 in income. I'm not bragging about it, this is the possibility. Not only is it throwing out dividends every month, but the capital gains are like getting a cheque in the mail from your rich uncle & having something more to reinvest. After learning all the foundational rules about investing, people should focus on the income produced by the shares, bonds, etc, instead of their market values. You can't spend the market value, you can't spend a gold brick, you can't spend cotton futures, but you can spend cash. The companies are giving you cash because they appreciate your value as an owner, utilities companies were always very good at this. But most companies, especially in the tech sector, want to grow. Mutual funds were developed & began to get popular after the crash in the 20s, the great depression because everybody was afraid of the stock market at that point. Mutual funds gave people a diversified portfolio, you could own part of all the companies & participate in the growth of the economy again without the fear of 100% loss if a company goes bust. That bought a lot of money back into the marketplace. There isn't an investment advisor out there that would deny the fact that diversification is the key elements of risk minimisation that you can employ.  BEST MOMENTS ‘Big companies influence advisors, it's not just economics, there's a lot of politics in there too.' ‘Bonds are a much safer investment than stocks by their nature, & they pay income.' ‘If you see a $100 bill on the sidewalk, do you walk by it hoping it'll be $150 tomorrow? Pick it up & reinvest it, it's new capital' ‘I've been through too many crashes to take for granted that every great company is going to continue to be a great success.'   ABOUT THE GUEST Steve Selengut is a 44-year veteran investment manager & advisor specialising in income investing. Over his career, he directly managed over $110 million in individual investment portfolios in the US and abroad. Steve has now distilled his experience into the book: ‘Retirement Money Secrets' which explains the principles behind income investing. He also provides coaching services to both individual investors & financial advisors on implementing income investing using customised security selection. His goal is to get people to a sustainable, growing income level that makes market volatility & interest rate hikes a benefit rather than a problem. ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew, a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers & accelerating over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner.  Twitter LinkedIn Instagram Facebook  TikTok Email Website

For more top stories, visit https://www.GVWire.com Facebook: https://www.facebook.com/GVWire/ Twitter: https://twitter.com/gvwire Instagram: https://www.instagram.com/gvwire/ LinkedIn: https://www.linkedin.com/company/gv-wire TikTok: https://www.tiktok.com/@gvwire --- Support this podcast: https://podcasters.spotify.com/pod/show/gvwire/support

It's easy to think that having consistent income in your business means you need to have some form of recurring income—but this isn't the only way. In today's episode, I'm sharing how you can create income consistency *without* launching a membership.- Three ways to make more sales in your business that you can start doing right away.- Why building your email list is so important for both nurturing and selling.- The importance of conversion rates and what you can do to improve them.- Why creating consistent income isn't just about finding new people, it's about how to better support your existing customers too.SHOW LINKS:- DM me “masterclass” to access my free masterclass: 7 Secrets to Consistent Sales or visit https://stephtaylor.co/consistent-sales-masterclass- Get my Daily Biz Booster emails: https://stephtaylor.co/DBB- 5 Simple Tweaks to Boost Your Launch Profits: https://stephtaylor.co/tweaks- Want me to spend a day working on your next launch? Book a VIP intensive: https://stephtaylor.co/vip- Get The A-Z Podcast Launch Plan: https://stephtaylor.co/plp-ig- Get a 30-day free trial of Kajabi: https://stephtaylor.co/kajabiLet's be Instagram friends: https://instagram.com/stephtay...

You've saved for retirement - now what? Your next step should be to use your portfolio to create a reliable income. We'll dive into how you can do that. Contact Information: Website: https://peakfinancialfreedomgroup.com/ Phone: 916-791-7063  

In this episode of the Super Entrepreneurs Podcast, we sit down with the Founder, Pinterest strategist, and Entrepreneur Rachel Ngom. They talk about the importance of being intentional about what you want to create and considering how your business fits into your overall vision for your life. They also emphasize addressing limiting beliefs to overcome barriers to growth, the significance of focusing on leadership, building a team, and delegating tasks to avoid working excessively, and more.   About Rachel Ngom:   Rachel Ngom is the Founder of "She's Making an Impact."   She is a Generational Wealth Advocate, Income Stream Cultivator, Freedom Strategist, Thought Leader, Disruptor, and Mother. Her passion is helping purpose-driven entrepreneurs create multiple income streams, achieve financial freedom, and generate wealth while prioritizing what matters most to them.     How is Rachel Ngom SUPER?   Despite lacking social media experience, she fearlessly launched her first business at 23. With a Master's degree in Social Work, she navigated the challenging task of growing her own business when traditional job opportunities were scarce.   Rachel's unwavering determination is evident as she transformed her blog from zero traffic to over 34,000 monthly visitors. Additionally, her fitness business skyrocketed from $20,000 in 2013 to over $100,000 in 2015. Her story is one of triumph over adversity, showcasing her entrepreneurial acumen, adaptability, and extraordinary growth. Rachel's journey serves as an inspiration to aspiring entrepreneurs.   Shahid Durrani's Key Insight:   In this episode, our host Shahid Durrani had the pleasure of sitting down with Rachel Ngom and discovering Rachel's authenticity and consistency, which have been the innermost superpowers that have helped her achieve success in her business.     Chapter Stamps: 0:01: Introduction. 2:00: How "She's Making an Impact" was born. 3:51: The challenges purpose-driven entrepreneurs face when creating multiple income streams. 5:18: How to balance business building with personal life, setting boundaries, and communicating expectations. 7:00: A bit about Rachel Ngom's various streams of income. 9:00: What's Rachel planning for her and her business' future? 10:19: Rachel's coaching program and how it helps individuals set up their own business structures. 12:11: About Rachel's Superpower Social: Website: https://rachelngom.com/ Instagram: https://www.instagram.com/shesmakinganimpact/?hl=en Pinterest: https://www.pinterest.com/rachelngom/  30k Followers, WOW!  Linkedin: https://www.linkedin.com/in/rachelngom/?locale=en_US YouTube: https://www.youtube.com/channel/UCw-moStPkCsqcZ4Vf1flYWQ Facebook: https://www.facebook.com/rachelngombiz/ Twitter: https://twitter.com/RachelNgom   ----more---- Notice to the Super Entrepreneurs community: I invite you to join my webinar on how to scale your business and improve the quality of your life, without constantly chasing strategies and feeling stuck. If you feel like you need to progress, this webinar might just give you the direction you may need. Free Webinar  

Nick Loper was this week's guest on Success Profiles Radio. He is an author and entrepreneur who helps people develop side hustles that can turn into a full-time income. He is also host of the Side Hustle Nation Show which airs weekly, and has appeared in major publications such as The New York Times and Fortune. He has also appeared on the TEDx stage. We discussed the best business lessons he learned early on, his biggest rock bottom moment, the three types of economies to take advantage of, and the four types of passive income. We also talked about how he monetized his podcast and grew his audience, how he got into major publications, and many examples of side hustles that anyone can start. You can subscribe on Apple Podcasts/iTunes, or you can listen at Success Profiles Radio | Live Internet Talk Radio | Best Shows Podcasts (toginet.com)

I had so much fun chatting with the amazing and lovely Kristin Sweeting, international wedding photographer, educator, and host of the Dangerous Creatives podcast. She's been photographing weddings and celebrations around the world for over 11 years and photography work has taken her to over 20 different countries.Listen in as Kristin explains how she manages a wedding photography business involving regular travel to other countries, and her advice to fellow photographers who likewise want travel to be a part of their lifestyle.Kristin also does a deep dive into the four pillars of creative business revenue that every entrepreneur needs to work on to create a life of freedom: their meat and potatoes (i.e. retainer clients), main stars (your niche, i.e. wedding photography), enhancers (add-ons to your main services, i.e. albums and prints), and PJ profits (passive income, i.e. courses and an online gallery).She also reminds us that the key to successfully creating multiple streams of income as a photographer is to focus on one thing at a time. Build your meat and potatoes until you reach that tipping point where your marketing efforts finally begin to break even. At this point, you'll have enough referral momentum to start building your next stream of income!Key Topics:What inspires Kristin to become a photographer (3:56)How wedding photography and retreats has taken Kristin to over 20 different countries (6:39)The importance of knowing your numbers (16:08)Navigating airport security as an international photographer (19:34)Kristin's international business retreats (22:39)Creating multiple streams of revenue as a photographer (22:26)The four pillars of creative business revenue (29:51)Focus on one thing at a time (42:19)What Kristin loves the most about being a creative entrepreneur (50:15)Your authenticity is needed in the industry (54:45)Grab Kristin's free vision board templates over at www.dangerschool.com/freebies.You can also check out her website, her Instagram accounts @kristinsweeting and @dangerouscreatives and shoot her an email at: kristinsweetingphotography@gmail.comPhotography Business Coach Luci Dumas' Programs and Contact Info:lucidumascoaching.comluci@lucidumas.comhttps://www.instagram.com/theprofitablephotographer_pod/https://www.facebook.com/LuciDumasCoachinghttps://www.youtube.com/channel/UCut3Qk6t6Z2DUJYEYGSCfKA

 Joey Mure, Founder, and Partner at Wealth Without Wall Street, brings impact, integrity, and generosity to the company every day. Joey was in the mortgage business for 11 years before moving to finance in 2014. Joey's strengths in building relationships, asking great questions, and influencing and empowering people with the Wealth Without Wall Street message make him invaluable to the company's mission. Key Highlights- Have a goal, have a plan, and have support- Growing monthly passive income from $2500 to $50K in 2years - What you focus on grows, what you focus and report on grows exponentially- Investor DNA profile- $25k/month from passive land flipping business- Becoming a better investor- Resources: https://go.wealthwithoutwallstreet.com/multifamilyap360Follow Rama on socials!LinkedIn | Meta | Twitter | InstagramConnect to Rama KrishnaE-mail: info@ushacapital.comWebsite: www.ushacapital.com Register for this year's Multifamily AP360 virtual conference - multifamilyap360.com

You've worked so hard to have the ultimate retirement, do you think you will leave a legacy to your kids/ grandchildren? Entertainer Marie Osmond is a proud mother – and grandmother – at age 63.  But she tells US Weekly that there's one thing she's made clear to her adult kids – they won't be getting an inheritance! Osmond plans to give away most of her fortune to help others.  Do you have any clients who have felt the same about leaving money to their children? Also, hear the best way to create and leave a legacy for your family using the best tax efficient tools! The last thing you want to do is leave a great legacy but leave your family members with a big tax bill!  Then, sales of annuities have soared as interest rates go higher, because they yield better returns.  But some annuities have a reputation of high fees.  Should we be concerned about that when an annuity offers a stream of guaranteed income?  Call Kevin today for a Legacy Checklist and an Annuity Stress Test!    

Kellan is a Coach, Speaker, Award-winning author, and an alchemist for exponential personal growth. He is the founder of “The Ultimate Life” to help people create Purpose, Prosperity and Joy every day of their lives by serving with their gifts and talents. Kellan had a 30-year career in the energy industry with C-Suite positions in the US and Canada. Behind the scenes, he dealt with depression, addiction, a near-death experience and lived to become a beacon of light. For the last 15 years, Kellan has built a worldwide coaching practice seeking those who are committed to becoming the best version of themselves. He has written 18 books, many #1 Amazon best-sellers, recorded 82 songs, performed with a #1 Billboard charting choir in Phoenix, AZ, performing to sold-out audiences in the top music halls in America. https://www.kellanfluckiger.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/mdntv/message

In this video, we learn from Kellan Fluckiger, coach, speaker, and award-winning author, on how to generate income and make a positive impact with your unique gifts and talents. Learn from the best and discover how to turn your passions into a profitable venture. Watch here: https://youtu.be/nhdipS3vYvM Listen on top podcast platforms here: https://pod.link/thekajstudio Subscribe to us on YouTube for instant updates on live streams and new episodes. And do tell a few friends if you can! What are your thoughts and opinion on the topic we discussed in this episode? I'd love to hear from you. Got questions? Ping me on LinkedIn --- Send in a voice message: https://podcasters.spotify.com/pod/show/kajmasterclass/message

A great way to overcome the biggest issues you are having with your money management is to get a financial coach. These are people who spend their time guiding you on the right path for a more sustainable lifestyle. Although we can all try and do it ourselves, nothing can beat tried and tested methods regularly used by professionals who have done what you are trying to do, beaten the odds and become so adept at doing it they ended up leading others down the same road. Stop just trying and get results now.

2022 has been a difficult year. 2023 isn't likely to be any different so here are some money management tips that could easy any hurdles that come your way. With financial education we can have a confident life knowing that we are prepared for anything.

Business's can be vastly complicated. So a second set of eyes can help see the the things we miss. Hiring a professional in your industry to coach you through all the hurdles you will experience in your business journey can give you the edge you need to succeed.

Nowadays, as more and more people work from home, having multiple income streams is increasingly important - and world-renowned marketing expert Martha Krejci has created a system to help you maximize profits by developing these streams one at a time. Join Meny Hoffman as he and Martha talk about affiliate marketing, how many income streams a person should have, what social media platforms you should emphasize and which you shouldn't, how to use SEO to get to the top of Google searches, and much more. Listen and enjoy! Martha Krejci is a world-renowned expert in the areas of SEO, organic traffic, and personal brand building. She uses these three skill sets together to teach everyday people how to make sustainable and even scalable income with affiliate marketing. Fortune 500 companies often invite her to teach their own affiliates how to be more successful. Other companies have put her on their payroll to educate their own affiliates on a regular basis because they see a major uptick in activity after she speaks. Key Highlights: [00:01 - 07:50] Opening Segment • How Martha's mindset led her to become an entrepreneur. Why quitting her job and starting her own business was a defining moment in her journey • How Martha created an exit strategy and goal for her business • Be realistic with your goals and not be overly optimistic [07:51 - 19:40] How to Succeed When Starting Your Own Business • How Martha realized moving to the SEO space was a good fit for their skills and experience Why her previous corporate experience helped her to be prepared for the entrepreneurial path • What you need to create content that gets you results Giving away free training sessions on SEO and ecommerce • Google is a great tool to determine what content to create in order to rank well [19:41 - 31:26] How to Create Content That Gets Scraped • Why long-form content is not as effective as shorter content • People should focus on one medium and master it before branching out Figure out what platforms are most authentic to them and focus on those • How to be successful in affiliate marketing Affiliate marketing is a great way to start off with income [31:27 - 43:54] Closing Segment • Martha on the rapid-fur questions • Q&A: When is my business ready for rebranding? Want to connect with Martha? Follow her on LinkedIn, Facebook, Instagram & YouTube. Visit her website, and be your authentic self. Key Quotes: "We need to think about ourselves less. And we need to think about who we're about to serve more." - Martha Krejci "You build your business from giving away." - Martha Krejci Connect with Ptex Group: Facebook, Instagram, Twitter, LinkedIn LEAVE A REVIEW + and SHARE this episode with someone who wants to achieve in business. Listen to previous episodes on Spotify, Apple Podcasts, or wherever you get your podcasts! 

Americans are trying to stretch their dollars amid high inflation, but they might be overlooking money they already have – gift cards!  A new survey (by CreditCards.com) found the average person has $175 in unused gift cards. (Check your wallets!) And if you don't remember to cash them in, you're leaving money on the table. You DONT want to leave money on the table in retirement and Steve can help you avoid this!  Then, an article in Smart Asset asks an interesting question: “Do you actually need a lawyer, not a financial advisor?”  Their point is the advisor helps you protect your money with management, tax planning and insurance, while the attorney helps you protect your money with wills, trusts and estate planning.  If you picked one over the other, what could you be missing? Hear Steve explain how he can help you create an income plan with income for life!   

We all know that figuring out how to be a self motivated badass in your career can have its ups and down, am I right? Well we are here to tell you that all of that is perfectly normal! Every person and every path is unique. But you can be passionate about what you do and make money! Yes, yes you can. You just have to believe and be stubbornly persistent. Research and look around at what your peers are doing, try some of their shoes on and see what fits for you. We had a blast chatting with Volta aka Color Snack and we know you will feel the positive energy too! Here is more about Volta and where you can find her: https://www.colorsnack.com Volta is originally from Moldova and is the founder of Color Snack and her mission to watercolor the world can be seen in the various projects such as brand activations, custom illustrations and animated GIFs that she creates for national and international brands (like Dallas Mavericks and Michaels Stores). She has taught thousands of students in her online and in-person watercolor workshops, where she encourages everyone to rediscover their inner artist. She has been featured in D Magazine, Dallas Morning News, Dallas Observer, Create Magazine and others. And she is frequently interviewed on the topics of creativity, entrepreneurship and mindset. Volta is the creator of Watercolor Meditations, a concept and online class that combines breathing exercises with watercolor techniques for a calming and relaxing experience. Volta is also the co-author of Art+Affirmations, a creativity journal with prompts to explore and live a creative life. She has illustrated a paper weaving kids activity book that inspires a calm and centering experience. And most recently, Volta wrote her first book, titled Watercolor Snacks. Join our FREE Colour Me Happy Community: https://m.facebook.com/groups/774313479902890/ Watch this episode on YouTube: https://youtu.be/Rdhr3lMPPtY Music by Swear by the Moon: https://www.swearbythemoon.com/

Options Trading Strategies for Managing RiskOne of the tools in my investment management toolbox is Options, specifically Covered Call Options and Naked Put Options. I'm reaching out to a number of my clients to recommend that we set up Options. These two Options Strategies work best in volatile markets like what we've had in 2022. Options provide better risk management while allowing us to create an additional income stream within your IRA Account.Margin and OptionsThis post is specifially for Tax Qualified accounts. We can use additional strategies in Non-Tax Qualified accounts with Margin. Each strategy has its own set of Risk Metrics. In this post, I've grabbed some helpful content from Investopedia, my favorite source for Investor Education.What are Options from InvestopediaOptions are a form of derivative contract that gives buyers of the contracts (the option holders) the right (but not the obligation) to buy or sell a security at a chosen price at some point in the future. Option buyers are charged an amount called a premium by the sellers for such a right. Should market prices be unfavorable for option holders, they will let the option expire worthless and not exercise this right, ensuring that potential losses are not higher than the premium. On the other hand, if the market moves in the direction that makes this right more valuable, it makes use of it.Options are generally divided into "call" and "put" contracts. With a call option, the buyer of the contract purchases the right to buy the underlying asset in the future at a predetermined price, called exercise price or strike price. With a put option, the buyer acquires the right to sell the underlying asset in the future at the predetermined price.

In this podcast, the two Alex's talk about creating different income streams and why it's necessary for a sovereign lifestyle. They also share their ideas on tax structures and ask whether it's ethical to 'plant flags' around the world for efficient lifestyle choices. Let us know what you think. #money #moneymindset #crypto

Looking for a solid company with proven products you're already using and anyone can use, scientific publications and 3rd party testing, a proven track record of 100 years of product innovation with ZERO recalls, 65+ years of never missing a paycheck to distributors- Come learn about average incomes at my partner company here.Support the showChelsey Holm | Mindset Coach for Social SellersMom of 5NASM-certified in Personal Training and NutritionJohn Maxwell Leadership Certified in Speaking, Coaching, and TrainingCertified SSLS Kristen Boss Coach10+ years experience helping people build true wellness & businesses without the overwhelm & stress100's of clients with REAL natural solutions for their health (especially energy, sleep, digestion, skin/hair/nails, focus, and more!)Access more from Chelsey- https://instabio.cc/chelseynoel Ready Set Wellness: https://us.shaklee.com/site/chelseynoel/Nutrition/Ready-Set-Wellness/Ready-Set-Wellness-Bundle/p/89599

History has shown that the vast majority of millionaires either made or retain their wealth by investing in real estate. Most people understand or certainly recognize they should invest in real estate, but HOW TO INVEST in the asset class has become the challenge. Wall Street has led people to believe that buying shares in Real Estate Investment Trusts or REITs is owning real estate. It's not! Those are paper assets. But real estate is a hard asset. So what are people missing?  First and foremost, investors must understand the difference between owning real estate and owning shares in a REIT or they'll NEVER really get it. Direct Participation Real Estate or DPRE may hold the answer.Paper assets like shares in REITs or Real Estate Mutual Funds tend to have dangerously high correlation with the overall stock market. That's not diversification. To have diversification, investments must move independently of one another. So why do the vast majority of accredited investors utilize direct investing in real estate? For one, it's an actual hard asset which is non-correlated to other investments like stocks and bonds. So DPRE can potentially solve the lack of diversification issue or the “don't put all your eggs in one basket” adage. But there are many other powerful reasons as well. Building Wealth, Creating Income, and gaining Tax Advantages to name a few.

Welcome to the Passive Income Brothers Podcast! Hosted by brothers Tim Lyons and Greg Lyons We take the fear out of real estate investing using real-life stories from every day successful investors! This is not a “ how to get rich fast” podcast! In this episode, we talk with Devin Elder about how he got onto the path to real estate and how overcoming limiting beliefs helped him gain financial freedom. We hope you enjoy this episode of the Passive Income Brothers Podcast.

Technology tools and apps provide new endless ways that assist us in creating income. Cryptocurrency and NFTs is the trending topic for financial empowerment. In the Beauty Community it's a priority to learn methods and techniques that enhance our beauty and your finances/money is a key element to your overall beauty. Expand your mind to receive and accept the ability to earn millions and billions in a short amount of time leveraging technology. Join the Beauty Community with a monthly subscription to enhance your beauty, collab with other ladies for business, parties, courses and meet-ups. Request playlist on Niketra Beraud YouTube -Basic Investor Class --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/lashpod/message

Today we are going to dive deep into the topic of selling. This is one of the most important skills you can learn when you have a deep desire a felt sense that you are meant to effectuate change and impact lives. Selling changes lives.It changes you clients live.It changes your life.It changes you family and the lives of your clients family.Because nothing bad happens when yoga teachers, healers and holistic practitioners make money. *Love this episode- screen shot it and tag me on IG  or leave a review https://www.instagram.com/denisevernieriCome hang out with me:My Facebook group https://www.facebook.com/groups/fullybookedfemaleentrepreneurInterested in working with me: www.denisevernieri.com 

Today we are going to dive deep into the topic of MONEY. Money is something that in much of the yoga and healing community is NOT talked about. I know it was not part of my yoga teacher training whatsoever and any conversation around it always seemed to taboo.So, your beloved spiritual rebel is tackling it head on. The way I see it, a lot of yoga teachers and healers are leaving a lot of income & impact on the table because no one is talking about the very practical side of building a business in the yoga and wellness practitioner industry.Simply, because theres an aversion to talking about money. The truth is you don't know how to grow a business simply because you weren't taught the very simple (not easy) but very simple things to do that make the difference between sold out classes, workshops, and retreat, a fully booked client roster and never knowing if you are going to make enough to survive this month. A lot of yoga teachers, healers panicked at the start of the pandemic because their income relied heavily on someone else's business being open. And thats not wise to do because you cannot control what happens in someone else's business.You can, however, control whats going on in your business because the ability to make money is in your control. *Love this episode- screen shot it and tag me on IG  or leave a review https://www.instagram.com/denisevernieriCome hang out with me:My Facebook group https://www.facebook.com/groups/fullybookedfemaleentrepreneurInterested in working with me: www.denisevernieri.com 

Alex Perny welcomes Vinney Chopra who shares his story of coming to the United States with $7 in his pocket to his success today. As a multifamily sponsor he has facilitated over 26 successful syndication deals and manages a successful real estate investment portfolio worth over $200 million. On this episode of Target Market Insights, he shares his thoughts on which markets are emerging and how to identify them. Alex will also cover a market recap for the week of 11/15/2021. On this week's segment of The What Is, Alex will cover Fiat Money. The Alternative Investing Advantage is brought to you by Advanta IRA. Advanta IRA does not offer investment, tax, or legal advice nor do we endorse any products, investments, or companies that offer such advice and/or investments. This includes any investments promoted or discussed during the podcast as neither Advanta IRA nor its employees, have reviewed or vetted any investments, persons, or companies that may discuss their services during this podcast. All parties are strongly encouraged to perform their own due diligence and consult with the appropriate professional(s) before entering into any type of investment.

Our guest today has a story that is very similar to mine in that he has a heart for service and this manifested itself first in the military, later in local law enforcement and finally in his very own service business, Leedy Farm and Property Services. Chuck Leedy moved away from his home in Dryden, Virginia a couple of times during his life.  But ultimately, after having children, he decided he wanted to return home and farm.  The challenge for him in doing that was what would he do to produce the income he would need for household expenses not covered by farm revenue. Chuck decided upon entrepreneurship, but his did not happen suddenly.  He was working as a maintenance technician for McDonald's at four different restaurants and building his business on the side.  As he continued to build his business he discovered that the reputation he had built for himself in the community from serving as a law enforcement officer was helping him to get business.  This was only natural as people inherently trusted him to be on their property. Chuck went through the "crazy time" like so many entrepreneurs do when they are trying to transition from their full-time job to full-time self-employment.  Finally, after working many hours per week between the business and the job he was able to break away and become a full-time entrepreneur.  Once this happened he was able to focus more on his business and his farm.  Now he is on a great trajectory to live the life for himself and his family that he has envisioned. ADVICE FROM CHUCK: COMMUNICATE: Chuck and I both learned through our careers in law enforcement that communication with customers is key.  When he gets busy, something goes wrong or the farm demands his attention he can maintain positive relationships with customers through good communication. REPUTATION: Chuck has a great reputation in his community, and he does not take that lightly.  That is something that needs to be protected. RELIABLE: Customers want somebody that they can depend on.  You need to be reliable for them to truly trust that they can rely on you. PERSONAL HABIT THAT MAKES CHUCK SUCCESSFUL: ORGANIZED DRIVE: Chuck has a drive that helps him finish what needs to get done.  And he compliments his time in the military for making him organized to get all the different things finished that he has on his schedule. BEST BUSINESS ADVICE EVER GIVEN TO CHUCK: This advice was given to Chuck by his grandfather: "If it's worth doing, it's worth doing it right the first time". CONTACT INFORMATION AND LINKS: Chuck's Email Address: LeedyPSLLC@yahoo.com

Tune in to learn why NOW is the time for guaranteed income within 401(k) plans. The April 401(k) Marketing Podcast is a lively discussion on how financial advisors can reimagine – using a new and simple solution to help plan participants access income for life. This edition features a very special guest and fiduciary expert … Continue reading Episode 6: Creating Income for Life with Income America™ 5ForLife — with Matthew Wolniewicz →

Bela and Ally sit down to discuss tiny living. Bela shares how she and her family went tiny, turning their tiny home into a successful Airbnb rental, the devastation of their home to California wildfires in 2020, and how they are reshaping their lives. This episode is a must listen! Sign up for our newsletter: bit.ly/THT-Newsletter Show notes: https://www.tinyhometours.com/post/tiny-house-rental-income

In this episode, Ashley and Kerry talk about how to treat writing like a job, why we love our jobs, and our different ways of making money. Don't forget to check out our AMAZING new writers community! You can join our community for FREE from now until 02/28/21! ::: Get the Free Resource For This Episode::: QUIZ: Are You Getting the Writing Support You Need? :::Book Club Pick for February::: Book Craft by Derek Murphy :::Follow Us::: Podcast Patreon & Discord Community Instagram Facebook Twitter Youtube Website Newsletter Ashley Check out Ashley's Books Instagram Youtube Facebook Medium Twitter Newsletter Kerry Check out Kerry's books Instagram Facebook Twitter Medium Website Newsletter

The Alliance for Lifetime Income believes that no American should face the prospect of running out of money in retirement. That's why they're helping Americans create plans that will ensure they can live their lives without running out of money. In this episode, join The Alliance for Lifetime Income's Mike Harris and Jon Rosborough and … Continue reading Episode 11 – Creating Income That Won't Outlast Your Retirement — With Mike Harris and Jon Rosborough →

Here's What You'll Learn in our Interview with Joanne Kuipers: How to properly add legal second suites to properties The process for converting properties to having legal 2nd suites Costs of converting to legal 2nd suites How creating legal 2nd suites will help solve housing affordability issues And much, much more! Joanne Kuipers was in the sales and marketing industry for over 20 years and was looking for something completely different. So 8 years ago she bought her first rental property then attended Humber College and obtained her accreditation for property management. She is passionate about helping people make home ownership more affordable. She is on the Habitat for Humanity Durham affordable housing task force, and the board of director for the Landlord Association of Durham, on the Committee of Adjustments for Scugog Township, Award winner of the Wise 50 over 50 at Start Up Canada in Ottawa for 2017 and runs a very successful property management company. You can learn more about Joanne and My 2nd Suite at My2ndSuite.com or contact her directly at 416-628-8340.

Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.

Previously aired as CW 373   Rodney Johnson is President and Editor of Dent Research. He joins the show to explain why gold will fall below $800.   Johnson then discusses whether the US economy is slowing. He also shares how investors can build streams of income instead of relying on equity markets.   Visit Dent Research at www.dentresearch.com.   Rodney Johnson works closely with Harry Dent to study how people spend their money as they go through predictable stages of life, how that spending drives our economy and how you can use this information to invest successfully in any market.     Rodney began his career in financial services on Wall Street in the 1980s with Thomson McKinnon and then Prudential Securities. He started working on projects with Harry in the mid-1990s. He's a regular guest on several radio programs such as America's Wealth Management, Savvy Investor Radio, and has been featured on CNBC, Fox News and Fox Business's “America's Nightly Scorecard, where he discusses economic trends ranging from the price of oil to the direction of the U.S. economy.     He holds degrees from Georgetown University and Southern Methodist University.

Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.

My guests today is Mark J. Podolsky (AKA The Land Geek) and Scott Todd. The are co-hosts of the great podcast, The Art of Passive Income. Mark is widely considered the Country's most trusted and foremost authority on buying and selling raw, undeveloped land within the United States. He has been actively investing in Real Estate and Raw Land since 2001, and has completed over 5,000 unique transactions.  Mark's company, Frontier Equity Properties, LLC is a very successful reputable and successful land and investing company and Mark has achieved this level of success largely due to his core business philosophy – “Happy Customers Guaranteed.” After spending 20 years in corporate America and being a VP of a Fortune 300 company, Scott Todd decided to follow his passion and found his niche in real estate.  After discovering Mark's podcast in October 2014, Scott decided to take action and started seeing results within 2 weeks! Scott is the co-host of the Art of Passive Income with Mark and also the creator of posting domination. Mark and Scott share their amazing passive income model in today's show and other valuable information. Share your thoughts with me on Twitter @mclaubscher and Instagram @cashflowninjapodcast

Rodney Johnson is President and Editor of Dent Research. He joins the show to explain why gold will fall below $800.   Johnson then discusses whether the US economy is slowing. He also shares how investors can build streams of income instead of relying on equity markets.   Visit Dent Research at www.dentresearch.com.   Rodney Johnson works closely with Harry Dent to study how people spend their money as they go through predictable stages of life, how that spending drives our economy and how you can use this information to invest successfully in any market.     Rodney began his career in financial services on Wall Street in the 1980s with Thomson McKinnon and then Prudential Securities. He started working on projects with Harry in the mid-1990s. He's a regular guest on several radio programs such as America's Wealth Management, Savvy Investor Radio, and has been featured on CNBC, Fox News and Fox Business's “America's Nightly Scorecard, where he discusses economic trends ranging from the price of oil to the direction of the U.S. economy.     He holds degrees from Georgetown University and Southern Methodist University.