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How does one start a career in investment strategy? For that matter, what IS an investment strategist? In this special episode, host Liz Thomas gets on the other side of the mic in conversation with Brian Walsh, a.k.a. “Dr. Money,” Head of Advice and Planning at SoFi. Brian and Liz discuss her career evolution, from early career pivots, to what she does as an investment strategist, to how to communicate ideas in finance effectively. Liz Thomas is the Head of Investment Strategy at SoFi. Prior to SoFi, Liz was the Director of Market Strategy at BNY Mellon Investment Management. As an analyst, she worked at both BMO Global Asset Management as well as Baird. Liz earned her BBA in Finance and Marketing from the University of Wisconsin-Milwaukee, and her MBA from Marquette University. For more, read Liz's column every Thursday at On The Money by SoFi, sign up for the On The Money newsletter, and follow Liz @LizThomasStrat. Notable mentions in the episode: 00:00 Introduction 02:10 Growing up in Wisconsin 03:32 Money lessons and values 06:10 Finding finance in college 07:42 Early career 10:27 Pivotal career moments 19:10 What is an investment strategist? 24:31 Career advice 28:07 Career at SoFi 31:55 Experience as a female in a male-dominated industry 35:18 Liz's financial information diet 40:50 Keeping a level head through market volatility 44:28 Investment role models 48:01 Communicating ideas in finance 51:44 Closing Thoughts Additional resources: On The Money: Sign up for SoFi's newsletter for intel, insights, and inspo to help you get your money right. Investing 101 Center: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. Wealth Investing Guide: Information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www. SoFi.com/Legal. ©2025 Social Finance, Inc. All Rights Reserved.
Lucinda Rouse and Andy Ricketts are joined by Dan Tickle, chief executive of the National Migraine Centre, and Peter Holbrook, chief executive of Social Enterprise UK.Dan recounts how the National Migraine Centre adopted a social enterprise model to deliver its services in the face of declining voluntary income and expanded its patient offering in the process.Peter echoes Dan's assertion that one of the biggest changes needed for a charity moving to a social enterprise model is a cultural one. He lays out various financing options for social enterprise activities, including crowdfunding and community shares.Listen back to our previous episode with St Helena Hospice and Social Finance.Tell us what you think of the Third Sector Podcast! Please take five minutes to let us know how we can bring you the most relevant, useful content. To fill in the survey, click here. Hosted on Acast. See acast.com/privacy for more information.
Superpowers for Good should not be considered investment advice. Seek counsel before making investment decisions. When you purchase an item, launch a campaign or create an investment account after clicking a link here, we may earn a fee. Engage to support our work.Watch the show on television by downloading the e360tv channel app to your Roku, AppleTV or AmazonFireTV. You can also see it on YouTube.Has your business been impacted by the recent fires? Apply now for a chance to receive one of 10 free tickets to SuperCrowdLA on May 2nd and 3rd and gain the tools to rebuild and grow!Devin: What is your superpower?Sherwood: I am constantly saying yes, instead of saying, I'm sorry, no, I can't.The future of investment crowdfunding is being defined by those who not only pioneered the space but continue to shape it with a relentless commitment to data and transparency. The most exciting development for investors and entrepreneurs alike is how actionable insights, not just anecdotes or hype, are driving smarter decisions and better results.In this episode, Sherwood Neiss, Principal at Crowdfund Capital Advisors and one of the original architects behind the legislation that made regulated investment crowdfunding possible, shares his unique perspective. Sherwood's new book, Investomers, distills fourteen years of experience, offering a comprehensive look into what makes this industry tick and how anyone—investor, entrepreneur, or policymaker—can benefit.What sets Sherwood apart is a dedication to grounding everything in robust data. Early on, he recognized that the industry needed more than vision; it needed transparency and metrics. “From the minute this industry launched, we've been collecting information, not just on the companies and where they are and their financials and all that stuff, but every day, how much money has been committed to an offering and how many investors. With those data points, we can track what we call investor sentiment,” Sherwood explained.This relentless focus on measurement is not just academic. It empowers investors to make informed decisions and helps founders understand what drives successful campaigns. “The book is a lot of data-driven insights from the work that we've done with investment crowdfunding about the economic rationale for this,” Sherwood shared. He's created tools and reports that highlight where the signals for success are strongest, always encouraging readers and clients to dig into the numbers for themselves.Crucially, Sherwood's work is not just about numbers, but about democratizing access to capital and opportunity. “Many of the reasons for failure is lack of capital, which I'm hoping we're solving for with investment crowdfunding,” he noted, underscoring the human impact behind the data.For those eager to learn more or to leverage these insights in their own investing, Sherwood's company is not currently raising capital from the crowd but is focused on providing invaluable data and advisory services through Crowdfund Capital Advisors and their C-Clear platform. Investomers is available now, offering a blueprint for anyone who wants to invest smarter or build something meaningful in this rapidly evolving space.Sherwood's passion and open-handed approach to sharing what works—and what doesn't—make this episode a resource for anyone looking to turn data into a tool for empowerment and positive change.tl;dr:Sherwood Woodie Neiss shares how data-driven insights are transforming investment crowdfunding for investors and entrepreneurs.He reveals the story behind launching Crowdfund Capital Advisors and building a comprehensive industry database.Sherwood explains how his new book, Investomers, distills years of experience and research into actionable guidance.He describes his superpower: breaking big goals into small steps and using accountability to achieve them.The episode highlights practical strategies for making progress on major projects by leveraging data and discipline.How to Develop Relentless Follow-Through As a SuperpowerWoodie's superpower is his ability to say yes to opportunities and follow through by breaking daunting challenges into manageable steps. As Woodie described, “I am one of these people that I'm a yes man. So I am constantly saying yes, instead of saying, I'm sorry, no, I can't...you need to take anything that you're doing and break it down into 100 steps. And then do one of those a day...the principle of that, the theory behind it is break everything down into small chunks, so that you can accomplish something in a day, in a week or whatever, but it keeps the ball moving forward.”Woodie illustrated this superpower vividly by recounting how he managed to write a 400-page book, Investomers, while juggling his many professional responsibilities. He set a big goal at the start of the year, broke it down into about a hundred discrete steps, and methodically worked through them, bit by bit, over the course of the year. He even enlisted a friend as an accountability partner, meeting weekly to track progress, ensure he stayed on task, and remove nonessential items from his plate. This system helped him complete the book in just over a year while keeping all his other commitments moving forward.To cultivate relentless follow-through, Woodie suggests:Break large goals into small, actionable stepsSet regular milestones and track your progressFind an accountability partner who will meet with you weeklyBe willing to reprioritize and move less important tasks off your plateCommit to a schedule and honor it—treat your accountability meetings as non-negotiableBy following Woodie's example and advice, you can make relentless follow-through a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!Guest ProfileWoodie Neiss (he/him):Principal, Crowdfund Capital Advisors, LLCAbout Crowdfund Capital Advisors, LLC: CCA is a data-driven investment crowdfunding consulting and advisory services firm. Its principals wrote the framework for Regulation Crowdfunding, lobbied for its passage, and attended the JOBS Act bill signing ceremony at the White House. CCA built the industry's first aggregator that collects daily information on all online investment offerings from almost 100 platforms in the USA. The database captures over $1.5B daily transaction volume into 5,500 issuers in every state. Venture funds, financial services firms, regulators, and more use the data for insights into the online investment marketplace, be it job creation, valuations by industry, deal flow, or overall industry trends. CCA clients include the World Bank, Securities Regulators globally, the US State Department, and major Family Foundations. CCA launched the industry's first index that tracks the top 50 daily offerings and also recently launched CrowdBook, a data research and visualization tool for consumers of CCA's data feeds.Website: crowdfundcapitaladvisors.comX/Twitter Handle: @woodienCompany Facebook Page: facebook.com/crowdfundcapitaladvisorsBiographical Information: Sherwood Neiss is a 3-time INC500 winner whose former company won E&Y's Entrepreneur of the Year. During the credit crunch, Sherwood saw a need to change outdated securities laws. He co-created and lobbied for the Crowdfunding Framework used in the JOBS Act. President Obama signed it into law on April 5, 2012. CCA advises multilateral organizations, governments, NGOs, and other entrepreneurial stakeholders on understanding the multi-billion-dollar crowdfunding market. He co-founded the Crowdfunding Professional Association (CfPA) & Crowdfund Intermediary Regulatory Advocates (CFIRA). He is an entrepreneur in residence and co-founder of The Program for Innovation in Entrepreneurial and Social Finance at the University of California Berkeley. He is co-author of Crowdfund Investing for Dummies (Wiley) and the World Bank Report Crowdfunding's Potential for the Developing Word. He produces comprehensive Crowdfund Investing educational materials via Success with Crowdfunding. He is an active investor in the emerging global crowdfunding ecosystem. He holds an International MBA from Thunderbird and a BA from Tulane University.X/Twitter Handle: @woodienLinkedin: linkedin.com/in/sherwoodneissSupport Our SponsorsOur generous sponsors make our work possible, serving impact investors, social entrepreneurs, community builders and diverse founders. Today's advertisers include FundingHope, AMIBA, SuperCrowdLA and Crowdfunding Made Simple. Learn more about advertising with us here.Max-Impact MembersThe following Max-Impact Members provide valuable financial support:Carol Fineagan, Independent Consultant | Lory Moore, Lory Moore Law | Marcia Brinton, High Desert Gear | Paul Lovejoy, Stakeholder Enterprise | Pearl Wright, Global Changemaker | Ralf Mandt, Next Pitch | Scott Thorpe, Philanthropist | Matthew Mead, Hempitecture | Michael Pratt, Qnetic | Add Your Name HereUpcoming SuperCrowd Event CalendarIf a location is not noted, the events below are virtual.SuperCrowdLA: we're going to be live in Santa Monica, California, May 1-3. Plan to join us for a major, in-person event focused on scaling impact. Sponsored by Digital Niche Agency, ProActive Real Estate and others. This will be a can't-miss event. Has your business been impacted by the recent fires? Apply now for a chance to receive one of 10 free tickets to SuperCrowdLA on May 2nd and 3rd and gain the tools to rebuild and grow! Impact Cherub Club Meeting hosted by The Super Crowd, Inc., a public benefit corporation, on May 20, 2025, at 1:00 PM Eastern. Each month, the Club meets to review new offerings for investment consideration and to conduct due diligence on previously screened deals. To join the Impact Cherub Club, become an Impact Member of the SuperCrowd.SuperCrowd25, August 21st and 22nd: This two-day virtual event is an annual tradition but with big upgrades for 2025! We'll be streaming live across the web and on TV via e360tv. Soon, we'll open a process for nominating speakers. Check back!Community Event CalendarSuccessful Funding with Karl Dakin, Tuesdays at 10:00 AM ET - Click on Events.Igniting Community Capital to Build Outdoor Recreation Communities, Crowdfund Better, Thursdays, March 20 & 27, April 3 & 10, 2025, at 1:00 PM ET.Regulated Investment Crowdfunding Summit 2025, Crowdfunding Professional Association, Washington DC, October 21-22, 2025.Call for community action:Please show your support for a tax credit for investments made via Regulation Crowdfunding, benefiting both the investors and the small businesses that receive the investments. Learn more here.If you would like to submit an event for us to share with the 9,000+ changemakers, investors and entrepreneurs who are members of the SuperCrowd, click here.We use AI to help us write compelling recaps of each episode. Get full access to Superpowers for Good at www.superpowers4good.com/subscribe
Anthony Noto's path to becoming CEO at SoFi was anything but linear. But along the way, he learned the lessons and wisdom that helped him lead SoFi to where it is today. In this special episode, host Liz Thomas sits down with SoFi CEO Anthony Noto to talk about his ambitious goals for the company. Anthony and Liz discuss how his time at West Point shaped his leadership style and values, his decision-making framework, and the importance of aligning personal and company goals. Before his tenure as CEO of SoFi, Anthony Noto served as CFO and COO of Twitter (now X). He began his career as a brand manager at Kraft Foods, spent time as an associate at Lehman Brothers, worked in multiple roles at Goldman Sachs, and was the CFO and executive vice president at the National Football League. Anthony graduated from the United States Military Academy (West Point), and earned his MBA from the University of Pennsylvania's Wharton School. For more, read Liz's column every Thursday at On The Money by SoFi, sign up for the On The Money newsletter, and follow Liz @LizThomasStrat. Notable mentions in the episode: 00:00 Introduction 01:51 Growing up in Poughkeepsie 06:53 Time at West Point 10:00 Early lessons in leadership 14:50 Developing financial principles 18:39 Early career path 26:25 Leadership style 29:06 Decision-making 32:25 Philosophy on hiring 33:24 Experience as CEO at SoFi 36:11 Thoughts on failure 39:29 Outlook on the future of fintech 41:45 What excited Anthony about joining SoFi 43:16 Lightning round questions 49:05 Closing Thoughts Additional resources: On The Money: Sign up for SoFi's newsletter for intel, insights, and inspo to help you get your money right. Investing 101 Center: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. Wealth Investing Guide: Information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www. SoFi.com/Legal. ©2025 Social Finance, Inc. All Rights Reserved.
AiDigiTales creator and AI for Kids podcast host Amber Ivey joins Greg Verdino and Geoff Livingston to discuss the significance of AI literacy for children, the role of data in AI, and how governments can use AI effectively. The conversation elaborated on the importance of educating children about AI, the practical challenges that governments face with data accuracy, and the future of AI in the public sector. Additionally, Amber shares her insights on creating an AI playground for government agencies and the significance of parental knowledge in guiding children through AI technologies. Amber, Geoff and Greg also discuss why it's harder for adults to get AI, and how DOGE is impacting state and local governments. Chapters 00:00 Intro 01:40 The Importance of AI Literacy for Kids 03:31 Challenges and Solutions in AI Education 09:39 AI in Government Work, Including Procurement Challenges 16:02 Navigating Federal and State AI Challenges in a DOGE Environment 19:21 The AI for Kids Podcast 26:49 Integrating AI Education into Schools 34:31 Pairing AI Education for Parents and Kids 37:55 Data Literacy and AI Governance You can listen to the AI for Kids podcast at https://aiforkids.buzzsprout.com; learn more about the AiDigiTales books, content, and courses at https://aidigitales.com/; contact Amber Ivey via LinkedIn (https://www.linkedin.com/in/amberivey/); and learn more about Social Finance here: https://socialfinance.org/. Learn more about your ad choices. Visit megaphone.fm/adchoices
Benjamin Franklin once wrote that “nothing can be said to be certain, except death and taxes.” And with tax season's arrival, being certain about what you owe and planning ahead will save you both frustration and funds. In this episode, we discuss all things taxes with Brian Walsh, a.k.a. “Dr. Money,” Head of Advice and Planning at SoFi. Brian talks about tips for preparing for tax season, how to be strategic with taxes surrounding investments, as well as how best to balance short and long-term goal planning to optimize your financial well being. Brian Walsh is a Certified Financial Planner, and holds a PhD from the Personal Financial Planning program at Kansas State University. Prior to joining SoFi, he worked for a number of years in senior roles in financial planning at TIAA. For more, read Liz's column every Thursday at On The Money by SoFi, sign up for the On The Money newsletter, and follow Liz @LizThomasStrat. Notable mentions in the episode: 00:00 Introduction 01:26 Emotions around tax planning 02:55 Why you should care about taxes 04:58 Advice for preparing for tax season 08:35 Underrated tax preparation tips 10:20 Deciding to use an accountant 15:41 Roth IRA vs. Traditional IRA 19:17 Being strategic with capital gains and losses 25:54 Financial planning philosophy 28:33 Budgeting 30:20 Sticking to a savings plan 33:16 Balancing short-term and long-term goals 42:11 Closing Thoughts Additional resources: On The Money: Sign up for SoFi's newsletter for intel, insights, and inspo to help you get your money right. Investing 101 Center: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. Wealth Investing Guide: Information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www. SoFi.com/Legal. ©2025 Social Finance, Inc. All Rights Reserved.
The ratification of the Equal Credit Opportunity Act, or ECOA, 50 years ago marked the end of illegal lending practices that discriminated against borrowers based on their race, sex, age, religion, national origin, marital status, and source of income. Financial inequality, however, is still a persistent issue in the United States. One solution to this ongoing issue is closing the education gap when it comes to topics surrounding financial literacy. In this special episode, we sit down with Courtney Pettway, CEO and Co-Founder of KidVestors, and Ashley Leftwich, CEO of Rock the Street, Wall Street. These organizations are two of the 50 projects supporting women's financial independence that were awarded funds as part of the SoFi Give Her Credit Program. Both organizations seek to empower young people by teaching them the fundamentals of saving and budgeting, the benefits of growing their wealth through investing, and exposing them to female role models in math and finance. Kidvestors is an award-winning educational platform that teaches kids about money and finance tops in fun, accessible ways. Rock the Street, Wall Street is a non-profit organization that teaches the fundamentals of investing and finance to high school girls and undergraduate women. For more, read Liz's column every Thursday at On The Money by SoFi, sign up for the On The Money newsletter, and follow Liz @LizThomasStrat. Notable mentions in the episode: 00:00 Introduction 02:11 The idea behind KidVestors 03:48 KidVestors target age groups 06:03 Making learning finance fun 07:24 Drawbacks to not teaching kids about money 13:31 The mission of Rock the Street, Wall Street 16:04 When intervention is critical for girls 19:17 Importance of female role models in STEM and finance 22:12 Value of early financial literacy education 31:49 The confidence gap between men and women 34:45 How corporations benefit from employee financial wellness 44:00 The importance of DEI for closing the wealth gap 47:40 What should change about how we teach financial literacy today 54:17 Closing Thoughts Additional resources: On The Money: Sign up for SoFi's newsletter for intel, insights, and inspo to help you get your money right. Investing 101 Center: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. Wealth Investing Guide: Information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www. SoFi.com/Legal. ©2024 Social Finance, Inc. All Rights Reserved.
Conventional wisdom claims that mixing emotions with financial decisions can lead to poor, even impulsive decisions. But what if we instead viewed emotions as super powers that we can harness to not only make wiser, but more meaningful choices for ourselves and our financial goals? In this episode, we sit down with Brian Portnoy, author and founder of the financial advisor coaching and e-learning platform Shaping Wealth. The lessons on Shaping Wealth apply wisdom from psychology, behavioral science, as well as emotional intelligence to coach financial advisors to be better partners for their clients' financial journeys. In addition to Shaping Wealth, Brian is the author of three books—The Investor's Paradox, The Geometry of Wealth, and How I Invest My Money. Brian also worked as the Director of Investment Education at Virtus Investment Partners, and was Head of Education at Magnetar Capital. Brian holds a PhD from the University of Chicago, as well as a bachelor's from the University of Michigan. For more, read Liz's column every Thursday at On The Money by SoFi, sign up for the On The Money newsletter, and follow Liz @LizThomasStrat. Notable mentions in the episode: 00:00 Introduction 01:31 Money and Emotions 04:44 Using Emotions to Make Better Financial Decisions 07:16 Emotions vs. Emotional Intelligence 09:19 Setting Expectations with Your Finances 13:58 Managing Emotions Through Market Volatility 17:22 Rich vs. Wealthy 21:15 Money and Happiness 25:13 Budgeting and Setting Goals 35:25 Getting Healthier About Our Financial Well-Being 38:55 AI and Financial Advising 47:51 Closing Thoughts Additional resources: On The Money: Sign up for SoFi's newsletter for intel, insights, and inspo to help you get your money right. Investing 101 Center: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. Wealth Investing Guide: Information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www. SoFi.com/Legal. ©2024 Social Finance, Inc. All Rights Reserved.
Sector-based training programs prepare people for jobs in specific industries where there is strong local demand and an opportunity for career advancement. Several models for technology jobs have been found to be effective in improving long-term earnings for workers with low incomes. But for many people, the programs are too expensive and too far from home. With support from the $100-million Google Career Certificates Fund, Social Finance is leading an initiative that will allow training providers to better support 20,000 learners in getting industry-recognized certificates that can lead to better wages. The providers combine Google Career Certificates, which offer online instruction in sector-specific skills, and outcomes-based loans, in which learners are only required to pay for training and related costs if they find jobs above a certain income threshold. Learners also receive supportive services, such as living stipends or childcare assistance, and career-related guidance. MDRC's study will examine how training providers make use of online training courses and financing, how learners experience the programs, and how learners fare in the labor market. In this episode, Leigh Parise talks with Edith Yang, project director and Senior Research Associate at MDRC, about the initiative and the research questions MDRC is hoping to answer.
To kick off 2025, SoFi's Head of Investment Strategy Liz Thomas dives into listeners' biggest questions about the year ahead, such as: what happens if liquidity coming out of markets decreases? How will the Fed respond if inflation rates remain high? Is buying gold a good investment in 2025? Get thoughtful insight on all of these questions and more in this special bonus episode. For more, read Liz's column every Thursday at On The Money by SoFi, sign up for the SoFi Daily Newsletter, and follow Liz on Twitter @LizThomasStrat. Notable mentions in the episode: 00:00 Introduction 01:25 Liquidity of Markets 03:57 Strength of the US Dollar 07:17 Gold and Gold Mining Stocks 11:33 Are Elevated S&P 500 and NASDAQ 100 Values Sustainable? 16:35 Mag 7 Performance in 2025 19:56 Small Caps in 2025 24:06 Interest Rates and Inflation 26:54 Chinese Equities 29:27 Sectors to Overweight in Your Portfolio 33:22 Closing Thoughts Additional resources: SoFi Daily Podcast: 5-minute daily episodes covering the latest business, economic, and stock market news you need to start your day. The SoFi Daily Pod is available on Apple and Spotify, or wherever you get your podcasts. SoFi Daily Newsletter: Sign up for the SoFi Daily to receive the latest financial news in your inbox every day. Investing 101 Center: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. Wealth Investing Guide: Information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www. SoFi.com/Legal. ©2024 Social Finance, Inc. All Rights Reserved.
Consumer spending is the heart of the US economy—more specifically, spending by high-income, or luxury, consumers. These luxury consumers are optimistic about the economic landscape, and how and what they spend their money on reflects this attitude. But while not everyone can spend like a luxury consumer, can their attitudes provide economic insight for the rest of us? Just in time for the holiday shopping season, this episode we talk with Emily Essner, the Chief Marketing Officer for Saks Fifth Avenue. Saks is a well-established luxury department store chain, operating its brick-and-mortar stores and e-commerce platform as separate entities. Emily started at Saks Fifth Avenue in 2011, holding multiple roles before ultimately becoming the CMO for Saks, the standalone e-commerce platform of the brand. Prior to Saks, Emily was an investment banking analyst at Morgan Stanley, as well as a senior associate at McKinsey & Company. She holds an MBA from Columbia Business School, as well as a Bachelor's Degree from Mount Holyoke College. For more, read Liz's column every Thursday at On The Money by SoFi, sign up for the SoFi Daily Newsletter, and follow Liz on Twitter @LizThomasStrat. Notable mentions in the episode: 00:00 Introduction 01:55 Luxury Consumer Insights 06:10 Durability of Luxury Industry and Trends 09:56 The Entry Point for Luxury Goods 12:08 The Emerging Luxury Consumer 19:31 Using Personalization in Marketing Strategies 21:39 The Role of Brand Loyalty 26:18 Sak's Philosophy of Resource Allocation 29:13 Promotions During the Holiday Season 33:43 Closing Thoughts Additional resources: SoFi Daily Podcast: 5-minute daily episodes covering the latest business, economic, and stock market news you need to start your day. The SoFi Daily Pod is available on Apple and Spotify, or wherever you get your podcasts. SoFi Daily Newsletter: Sign up for the SoFi Daily to receive the latest financial news in your inbox every day. Investing 101 Center: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. Wealth Investing Guide: Information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www. SoFi.com/Legal. ©2024 Social Finance, Inc. All Rights Reserved.
AI, BioTech, Robotics – these are technologies that will change the world. But how and where do the opportunities live within these sectors? Where are investors taking their big bets? This episode, we'll hear from Cathie Wood, Founder, CEO, and CIO at ARK Investment Management, LLC. Ark's funds are known for taking big bets on “disruptive innovation,” meaning tech companies at the forefront of innovation. Cathie founded Ark back in 2014. She started her career at The Capital Group, and has spent time at Jennison Associates LLC and AllianceBernstein. She also previously co-founded the hedge fund Tupelo Capital Management. If you enjoyed Cathie's insights, you may also like this episode where Liz talks with Steve Young about his career transition and investing insights. For more, read Liz's column every Thursday at On The Money by SoFi, sign up for the SoFi Daily Newsletter, and follow Liz on Twitter @LizThomasStrat. Notable mentions in the episode: 00:00 Introduction 01:26 Defining Innovation at ARK 05:51 Economic Insights and Investment Philosophy 15:35 The Role of AI in Innovation 25:42 Future of Transportation and Healthcare 29:31 Navigating Market Turmoil and Long-Term Investing 34:25 Venture Capital and Democratizing Investment 47:06 Closing Thoughts Additional resources: SoFi Daily Podcast: 5-minute daily episodes covering the latest business, economic, and stock market news you need to start your day. The SoFi Daily Pod is available on Apple and Spotify, or wherever you get your podcasts. SoFi Daily Newsletter: Sign up for the SoFi Daily to receive the latest financial news in your inbox every day. Investing 101 Center: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. Wealth Investing Guide: Information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www. SoFi.com/Legal. ©2024 Social Finance, Inc. All Rights Reserved.
In episode 16 of the Alternative Allocations podcast, Kate Huntington joins Tony to discuss her years of experience partnering with family offices, endowments and foundations and how she approaches incorporating alternative investments into her clients' portfolios. They delve into the importance of due diligence and understanding the role of each asset class when working with clients to determine the best strategy for each situation. Whether it's an individual investor or large family office, often the investment thesis is the same – it's about enhanced returns, diversification, and having a long-term mindset. Kate Huntington, Managing Director, Head of Advisory Solutions Group. Kate leads the Advisory Solutions Group within Fiduciary Trust which brings comprehensive investment advisory solutions to ultra high net worth and institutional clients. Kate has an expertise in both private markets and sustainable investing and previously was the co-head of the research and manager selection team at Athena Capital Advisors. Kate's prior roles include working as a Consulting Associate at Cambridge Associates where she supported consultants in managing, advising on, and reporting on a variety of institutional clients' investment portfolios. Kate started her career as a Research Analyst at Stonebridge Associates, a real estate investment and advisory firm, and then transitioned to economic consulting with both Capital Economics and LECG, where she was an Economist/Consultant providing economic analysis and market research to support high-profile anti-trust litigation. Kate earned her Master of Business Administration from Yale School of Management and her Bachelor of Arts in economics from University of Virginia. Kate is Co-author –Diversity and Inclusion Framework, December 2019; Co-author –Investing in Gender Equality, January 2018; Co-author –Impact Investing: History & Opportunity, January 2017; Co-author –Social Finance and the Postmodern Portfolio: Theory & Practice, Journal of Wealth Management (Spring 2016). Kate currently holds the Series 7, 24 and 65 licenses and is active as a Member, Board of Trustees, Becket-Chimney Corners YMCA. Kate Huntington | LinkedIn Fiduciary Trust International Alternatives by Franklin Templeton Tony Davidow, CIMA® | LinkedIn
The market may go up, down, or even sideways, but one thing remains constant—Brian Belski is the Biggest Bull on Wall Street. Brian joins SoFi's Head of Investment Strategy and Host Liz Thomas to talk about what's making him confident in the resiliency of the current bull market. Brian is famous for his positive view on markets and is a frequent commentator on CNBC, Fox Business, and Bloomberg. He is Chief Investment Strategist at BMO Capital Markets and leads the Investment Strategy Group with his 35 years of experience. Liz asks Brian for practical insights on how to navigate this landscape and how to stay confident and focused despite short-term market fluctuations. For more, read Liz's column every Thursday at On The Money by SoFi, sign up for the SoFi Daily Newsletter, and follow Liz on Twitter @LizThomasStrat. Notable mentions in the episode: (00:00) Introduction to The Important Part (01:22) Brian's bold prediction for the S&P 500 (07:12) Why Brian changed his price target for 2024 (09:29) Strategist vs. economist (13:20) The bull market of the 1990s vs. today (17:12) The new consumer staples (19:16) Consumer staples as percentage of a portfolio (20:52) AI in consumer staples companies (23:04) Why the current market is a “stock picker's paradise” (27:04) The sweet spot of small and mid-cap companies (33:50) Brian's market forecast in one word (34:13) When Brian realized warning of a recession wasn't the right call (35:31) Brian's worst trade (36:57) Brian's biggest call was his most bearish (39:30) Key takeaways and conclusion Additional resources: SoFi Daily Podcast: 5-minute daily episodes covering the latest business, economic, and stock market news you need to start your day. The SoFi Daily Pod is available on Apple and Spotify, or wherever you get your podcasts. SoFi Daily Newsletter: Sign up for the SoFi Daily to receive the latest financial news in your inbox every day. Investing 101 Center: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. Wealth Investing Guide: Information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www. SoFi.com/Legal. ©2024 Social Finance, Inc. All Rights Reserved.
The International Sustainable Finance Centre of Excellence (ISFCOE) is proud to announce the expansion of Sustainable Finance Week Ireland to reflect a broadened focus on the full spectrum of sustainable finance, including areas such as nature finance, social finance, and the regulatory landscape. This year's agenda showcases events with an array of global leaders in the areas of nature and social finance, including a keynote address by California's Insurance Commissioner, Riccardo Lara, along with several panel discussions featuring leading experts within the global field of sustainable finance. Several speakers will also be featured virtually throughout the event. Now, in its seventh year, the event will take place from 25th to 29th November and will once again be sponsored by AIB, a leading advocate for sustainable finance in Ireland. The week-long event, formerly known as Climate Finance Week, is organised by the Irish-based ISFCOE, which was established following Ireland's first national Sustainable Finance Roadmap aimed at accelerating sustainable finance change through knowledge sharing, training, and research. The event is further supported by Skillnet Ireland and the Department of Finance. This year, Sustainable Finance Week Ireland will also host the inaugural Irish-UK Transition Finance Summit. This collaborative event, convening policymakers and businesses from seven jurisdictions, will delve into the risks and opportunities for states transitioning to a low-carbon economy. By fostering dialogue and understanding among key stakeholders, the summit aims to accelerate progress towards a sustainable future. The expansion of the event lineup reflects a significant shift in financial institutions' approach to sustainability. While climate finance remains a crucial element, the broader sustainable finance agenda now also addresses the urgent need to finance biodiversity conservation, promote social equity, and support economic structures that are resilient to future challenges. Minister of State with responsibility for Financial Services, Credit Unions, and Insurance, Neale Richmond, said, "Sustainable finance is crucial in safeguarding our environment, but also in ensuring that we have a resilient economy for our future generations. Sustainable Finance Week Ireland is an opportunity to bring together our financial strategies with our environmental goals." "By bringing together industry leaders, policymakers, and innovators, we can chart a sustainable path forward, and I am confident that the work, the discussions, and the decisions made during Sustainable Finance Week will help us build a more sustainable future for generations to come," said Richmond. AIB Chief Executive Colin Hunt said "AIB's purpose is empowering people to build a sustainable future. We are delighted once again to sponsor Sustainable Finance Week Ireland, which has become a force for educating, inspiring, and driving progress." "As we collectively grapple with the challenges of the climate crisis, we should not lose sight of the opportunity for the finance sector to play a critical role in supporting customers in managing and mitigating climate change risks. We look forward to the discussions and solutions Sustainable Finance Week Ireland will bring, enabling the finance sector to do even more to protect our people, our planet, and our prosperity for generations to come, said Hunt." "The expansion of the event reflects the growing recognition that sustainability in finance must go beyond climate change," said Gillian Power, Interim CEO at the International Sustainable Finance Centre of Excellence "Sustainable finance encompasses a wide array of crucial areas, from preserving natural ecosystems to ensuring social inclusion and economic stability. 'Sustainable Finance Week Ireland' better captures the comprehensive nature of the discussions and initiatives that will take place during the week." Registration for all Sustainable Finance Week Ireland e...
How do we enhance the role of Islamic finance in driving philanthropic initiatives in the UK? How can minorities be empowered through the application of Islamic finance and Islamic social welfare mechanisms such as Waqf, Zakat and Sadaqah? Can we better utilize Islamic financial professional services in managing social finance funds, and what do tech-enabled Islamic finance solutions offer? What is the role of regulators and industry standard setters in guiding Islamic finance towards socioeconomic development? We ask an expert panel.Moderator:Omar Khaliel, CEO, Riba Free FoundationPanelists:Dr Hurriyah El Islamy, CEO and Founder, HGC FirmDr Mohammed Kroessin, Head of Global Islamic Microfinance Unit, Islamic Relief WorldwideDr Sohail Hanif, CEO, National Zakat Foundation
For many, their wedding day is the day they've dreamt of since childhood. What people haven't dreamt of is the cost of making that dream a reality, let alone how to pay for it. In this episode, SoFi's Head of Investment Strategy and Host of The Important Part Liz Thomas talks with Tim Chi, CEO of The Knot Worldwide. Tim shares insights about financial planning for weddings from his extensive background in the industry, how the pandemic changed wedding planning, and balancing financial and emotional considerations in the process. The two also discuss Liz's recent personal experience in planning her own wedding, how to prioritize expenses with professional vendors, and how social media and AI have shaped modern wedding planning. For more, read Liz's column every Thursday at On The Money by SoFi, sign up for the SoFi Daily Newsletter, and follow Liz on Twitter @LizThomasStrat. Notable mentions in the episode: (00:00) Introduction to The Important Part (02:25) Tim Chi's background in the wedding industry (04:12) How the wedding planning industry has changed (05:32) 2022 as the “Super Bowl” of wedding years (07:49) “Revenge” wedding spending (10:01) The ROI of your wedding (12:50) How wedding traditions and priorities have changed (15:57) The impact of inflation on weddings (19:21) Social media's impact on wedding planning (22:10) Has AI influenced the wedding industry? (25:18) How much planning for a wedding should you DIY? (30:24) Tim's favorite tools to offer couples (31:10) One word to sum up the cost of wedding planning (31:35) Combining The Knot and WeddingWire (32:49) Tim's investing mantra (35:12) Key takeaways and conclusion Additional resources: SoFi Daily Podcast: 5-minute daily episodes covering the latest business, economic, and stock market news you need to start your day. The SoFi Daily Pod is available on Apple and Spotify, or wherever you get your podcasts. SoFi Daily Newsletter: Sign up for the SoFi Daily to receive the latest financial news in your inbox every day. Investing 101 Center: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. Wealth Investing Guide: Information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www. SoFi.com/Legal. ©2024 Social Finance, Inc. All Rights Reserved.
Can we better utilize Islamic financial services in promoting the Halal economy and managing social finance funds? How can minorities and the disadvantaged be empowered through the application of Islamic finance and social welfare mechanisms such as Waqf, Zakat and Sadaqah? How do we enhance the role of Islamic finance in driving philanthropic initiatives in Malaysia? Where and how do social finance and the Halal economy overlap, and can we leverage further on this important symbiose? How are government and regulator-led initiatives helping Halal businesses transition to greener and more sustainable practices? We ask an expert panel.Moderator:Shabnam Mokhtar, Managing Director, SHAPE Knowledge ServicesPanelists:Ariffin Sabirin, CEO, Wasiyyah ShoppeDr Hamim Syahrum Ahmad Mokhtar, Deputy Director, Financial Inclusion Department, Bank Negara MalaysiaMohammad Hafiz Jamaluddin, Head of Halal Integrated Platform, Halal Development CorporationDr Rusni Hassan, Professor and Dean, IIUM Institute of Islamic Banking and FinanceDr Suresh Naidu Sadasivan, Director of Communication and Innovation, Masverse
30th Sep: Blockchain DXB Podcast
In Ireland and across Europe the "ethical finance" sector is used to help not-for-profit organisations - from faith groups to sports clubs - to grow. 33 of those European ethical financiers met in Dublin today. Community Finance Ireland chief executive Dónal Traynor joins the programme.
So you've graduated college and landed your first job. But along the way, no one told you about what a 401k is, or how to make a large home goods purchase, or even how to start making your money work for you. To make sure you don't fumble, SoFi's Head of Investment Strategy and Host Liz Thomas welcomes back Brandon Copeland, retired NFL player, founder, and now author of the new book, ‘Your Money Playbook: How to Earn More, Build Wealth and Win At Life.' Brandon discusses his goals in writing a book on personal finance, and his passion for financial education that is accessible to all. The two also talk about the saving and spending habits Brandon developed while in the NFL, the unique syllabus for his University of Pennsylvania Life 101 course, and the importance of having financial accountability buddies in your life. For more, read Liz's column every Thursday at On The Money by SoFi, sign up for the SoFi Daily Newsletter, and follow Liz on Twitter @LizThomasStrat. Notable mentions in the episode: (00:00) Introduction to The Important Part (01:37) Why Brandon wrote his book (07:47) The value of having a financial advisor (11:33) Investing as the most important thing to get right (13:49) The appetite for risk for young investors (16:48) What Brandon learned about personal finance in the NFL (21:20) Personal finance lessons best learned early (28:16) How Brandon managed his money in the NFL (31:50) Key resources for learning about personal finances (37:14) Life 101: The syllabus (42:11) Brandon's transition from football player to CEO/Founder (44:54) When Brandon decided to educate others on personal finance (48:21) Key takeaways and conclusion Recommended reading: How to Manage Your 401(k): Tips for All Investors Risk Tolerance Quiz: How Much Risk Are You Willing to Take How to Choose a Financial Advisor Additional resources: SoFi Daily Podcast: 5-minute daily episodes covering the latest business, economic, and stock market news you need to start your day. The SoFi Daily Pod is available on Apple and Spotify, or wherever you get your podcasts. SoFi Daily Newsletter: Sign up for the SoFi Daily to receive the latest financial news in your inbox every day. Investing 101 Center: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. Wealth Investing Guide: Information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www. SoFi.com/Legal. ©2024 Social Finance, Inc. All Rights Reserved.
Summary In this episode, Luke and Ash sit down with Ian LeViness from Push to explore how the platform transforms communication in Web3. Push, a powerful DApp and suite of smart contracts, facilitates wallet-to-wallet messaging through native notifications—both on-chain and off-chain. Ian dives into the platform's customizable notifications, its integrations with major protocols, and how it's becoming a key tool for wallets in the crypto space. The conversation also covers Push's unique approach to spam protection, ensuring a secure and efficient communication experience for users. Ian shares insights into the platform's future, including plans for on-chain messaging and broader notifications. They also discuss how Push fosters social connections in Web3 and helps creators find better ways to monetize their online work. As a DAO committed to progressive decentralization, Push has launched an ecosystem grants program under community control. Ian explains how the DAO council, voted in by the community, drives governance and decision-making, using incentives to encourage active participation. With a “flex players” team from diverse backgrounds, Push is setting the stage to become the communication hub for all things on-chain. Chapters 02:03 Exploring PushDAO's Features and Integrations 09:31 The Rise of Social Finance 12:42 The Future Vision of PushDAO 22:12 Introduction to Push and its Messaging Protocol 23:05 Push as a DAO and Progressive Decentralization 23:55 The Structure of Push: Foundation and DAO 24:53 The Role of Flex Players in Push's Success 26:07 Incentives and Game Theory in Push's DAO 27:27 Push's Grants Program and Community Involvement 30:07 The Vision for Push: The Future of On-Chain Communications 32:36 The Decision to Build Push's Own Chain 35:42 Ian LeViness's Role and the Dynamics of Working in Push 39:57 Ian LeViness's Journey into Crypto and Push 43:33 Ian LeViness's Experience in the Crypto Industry 48:40 Connect with Ian LeViness and Learn More about Push Connect with Ian and Push: X (Twitter): @ExpatCrypto3 | @Push_DAO | @pushprotocol Farcaster: @ec3 | @pushprotocol Push Website: https://push.org This episode was hosted by DAO members Luke and Ash, to learn more about ATX DAO: Check out the ATX DAO website Follow @ATXDAO on X (Twitter) Subscribe to our newsletter Connect with us on LinkedIn Join the community in the ATX DAO Discord Connect with the ATX DAO Podcast team on X (Twitter): Ash: @ashinthewild Jesse: @realitycrafter Luke: @Luke152 Mason: @512mace Megan: @MegNogATX Nick: @nickcasares Phillip: @VelvetBastard Willy: @willyogo Support the Podcast: If you enjoyed this episode, please leave us a review and share it with your network. Subscribe for more insights, interviews, and deep dives into the world of Web 3. Tools & Resources We Love Podcast Recording & Editing - Riverside FM: We use Riverside FM to record and edit our episodes. If you're interested in getting into podcasting or just recording remote videos, be sure to check them out! Keywords PushDAO, DApp, smart contracts, wallet-to-wallet communication, Web3, notifications, on-chain, off-chain, customizable notifications, integrations, social connections, anti-spam, on-chain messaging, progressive decentralization, ecosystem grants program, Push, DAO, vision, foundation, council, voting, incentives, penalties, grants program, flex players, communications
How can individual investors learn to navigate all the resources and information available? Is real estate still a worthwhile investment in a volatile market? What role can social media play in informing your investment choices? This episode, we'll hear from Ben Carlson, Director of Institutional Asset Management at Ritholtz Wealth Management. Author of four books and the blog A Wealth of Common Sense, Ben Carlson has a gift for whittling down market complexities into simple solutions. He and Liz discuss the importance of not getting swept up in market fads, establishing a set of rules for your portfolio, and what it looks like to weather market extremes. For more, read Liz's column every Thursday at On The Money by SoFi, sign up for the SoFi Daily Newsletter, and follow Liz on Twitter @LizThomasStrat. Notable mentions in the episode: (02:58) The market's problems are complex, but the answers can be simple (07:32) Investor psychology - how can individual investors manage their emotions? (15:50) Reliable resources for individual investors (20:50) One of the most common mistakes individual investors make (23:19) The status of real estate investing (31:09) How to weather a bear market storm (34:41) Liz' takeaways from the interview Recommended reading: How to Trade ETFs: A Guide for Retail Investors 10 Tips for Investing Long Term Investing for beginners: Considerations and Ways to Get Started Additional resources: The SoFi Daily Podcast: 5-minute daily episodes covering the latest business, economic, and stock market news you need to start your day. The SoFi Daily Pod is available on Apple and Spotify, or wherever you get your podcasts. The SoFi Daily Newsletter: Sign up for the SoFi Daily to receive the latest financial news in your inbox every day. Investing 101 Center: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. Wealth Investing Guide: The information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www. SoFi.com/Legal. ©2024 Social Finance, Inc. All Rights Reserved.
Antreprenorii și antreprenoarele care dezvoltă o afacere cu impact social, nu doar cu scop de profit, au ocazia să treacă printr-un program de mentorat disponibil la nivelul regiunii. Marc e un program dezvoltat de Fundația Erste și la care participă BCR Social Finance. În acest context am discutat cu Ștefan Buciuc, Director Executiv al organizației destinate finanțării afacerilor sociale și ONG-urilor.
In this episode of Work in Progress, I am joined by Scott Pulsipher, president of Western Governors University to talk about how the online university flips the standard postsecondary education model to create individualized learning plans for each student. We also discuss the latest WGU offering: a new fund designed to help prepare students for jobs in nursing, which is now facing a critical shortage nationwide. Since its founding in 1997. Western Governors University (WGU) has prided itself in innovating the way higher education prepares students to enter the workforce. Pulsipher says at the heart of that continuing innovation is the idea that every person is unique, with unique needs and circumstances, as they enter into the workforce or seek a career that will provide them with economic mobility. "It starts with a very simple truth: there is inherent worth in every individual and that we believe – and know, in fact – if given the opportunity, each one has something big to contribute. Everyone has the innate capacity for learning. It doesn't mean that we learn the same way or that we go at the same pace," he explains. "We apply that by just simply recognizing everyone can learn and everyone has the opportunity to contribute, so how do we make these pathways as accessible and affordable and traversable for every individual?" Pulsipher says that translates into offering individualized and personalized plans for each student, along with a mentor to help them navigate the pathway to their career goals. "The program mentor is someone who's with you from the day you start your program until the day you graduate. Their job isn't to just augment your instruction and your learning, but to also help you deal with all the challenges, disruptions, offsets that you may have. It's like a bit of a secret sauce into helping our students complete at much higher rate than they might otherwise." Another key to helping the students, according to Pulsipher, is working with employers across the country, accessing what skills they are looking for right now and in the near future. "We always adapting and advancing the curriculum to be relevant to the world of work. Certainly, technology's increasing the pace of that change. We know the shelf life of skills is declining or the knowledge is declining, meaning you're going to have to make sure that what you're learning. Our curriculum is directly relevant to the opportunities you see within the next three- to five year horizon, two- to three-year horizon, one- to two-year horizon. "We're always leveraging our engagements with our employer networks – we have over 250 employers – so that we're always ingesting that workforce data back into the design and development of our curriculum. I think one of the key things that our students rely upon us is for the relevancy of what they've learned to the jobs they want to pursue," he tells me. One field that is in big demand right now is health care. For example, there's as many as 40,000 unfilled jobs for nurses across the country right now. "We know that number is going to keep growing because of the aging population and the higher demand for the health care services that are needed. (WGU) is a nationally-scaled provider of nursing programs. We're an institution that operates in the most states for pre-licensure nursing programs, we're now in over 20 different states. "This allows us to leverage that scale to solve a strategic workforce gap that exists in health care. The hospitals, health systems, community health centers that need those qualified individuals, here is a talent provider now that can do that with a high degree of relevancy and really high pass rates," says Pulsipher. That combination has led WGU to partner with Social Finance to create the Reinvesting in Nursing Education and Workforce (ReNEW) Fund, which "aims to address these challenges by helping to cover the cost of the final two years of WGU's...
Should you buy or rent? When will home prices go down? Where is housing most affordable? To get insight on these questions, Sofi's Head of Investment Strategy and Host Liz Thomas welcomes back Dr. Skylar Olsen, the Chief Economist at Zillow. Dr. Olsen discusses how supply shortages, high mortgage rates, and changing demographics are affecting not just home prices, but rental markets, and how the housing market is evolving in the post-pandemic years. The two talk regional variations, the impact of short-term rentals, and where things go from here. For more, read Liz's column every Thursday at On The Money by SoFi, sign up for the SoFi Daily Newsletter, and follow Liz on Twitter @LizThomasStrat. Notable mentions in the episode: (00:00) Introduction to The Important Part (00:31) Diving into the Housing Market (01:34) Interview with Dr. Skylar Olsen (02:22) Current Housing Market Trends (05:45) Impact of Mortgage Rates (19:22) Regional Housing Market Insights (24:26) The Role of Short-Term Rentals (28:10) Zillow's Market Heat Index and Zestimate (33:00) Lightning Round (35:42) Key Takeaways and Conclusion Recommended reading: Local Housing Market Trends By Location First-Time Homebuyer Guide Your 2024 Guide to All Things Home Additional resources: SoFi Daily Podcast: 5-minute daily episodes covering the latest business, economic, and stock market news you need to start your day. The SoFi Daily Pod is available on Apple and Spotify, or wherever you get your podcasts. SoFi Daily Newsletter: Sign up for the SoFi Daily to receive the latest financial news in your inbox every day. Investing 101 Center: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. Wealth Investing Guide: Information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www. SoFi.com/Legal. ©2024 Social Finance, Inc. All Rights Reserved.
SRI360 | Socially Responsible Investing, ESG, Impact Investing, Sustainable Investing
Today's episode is a follow-up to our first “best of” compilation in celebration of our 2-year anniversary as the SRI360 podcast. I'm highlighting some of my favorite and most interesting responses from one of the most popular questions in my interviews.Tune in to hear what these world-class investors in sustainable and responsible investing had to say.This episode features:François Bourdon: ESG Investing (02:18)Managing Partner, Nordis Capital. Full episode.Michael O'Leary: Impact Investing & Activism (03:41) Partner and Co-Head of L Catterton Impact Fund. Full episode.Asha Mehta: Quant Investing (04:58)Managing Partner & CIO at Global Delta Capital. Full episode.Jennifer Pryce: Community Investing (06:30)President and CEO of Calvert Impact Capital. Full episode. Liesel Pritzker-Simmons: Family Office Investing (08:44)Co-Founder & Principal, Blue Haven Initiative. Full episode.Mark Dowding: Fixed Income & Sovereign Bonds Investing (10:51)Chief Investment Officer at BlueBay Asset Management. Full episode.Martin Berg: Natural Capital Investing (12:03)CEO of Climate Asset Management. Full episode. Matt Patsky: Public Equities Investing (13:23)CEO & Lead Portfolio Manager of the Trillium ESG Global Equity Strategy. Full episode. Chris Ailman: Sustainable Institutional Investing (14:48)Founder and CEO, Ailman Advisers. Former CIO of CalSTRS. Full episode.Patrick Drum: Faith-Based Investing (16:48)Portfolio Manager of the Sustainable Fixed Income Fund & Amana Participation Fund for Saturna Capital. Full episode.Radha Kuppalli: Real Asset Investing (18:39)Former Managing Director of Impact and Advocacy at New Forests. Full episode.Sharon Vosmek: Venture Capital Investing (19:56)CEO of Astia, Managing Partner of the Astia Fund. Full episode.Charlotte Kaiser: Impact-Driven Forestry Investing (22:27) Head of Impact Finance, BTG Pactual Timberland Investment Group. Full episode.Adam Swersky: Social Impact Investing (24:11)CEO of Social Finance. Full episode. Marisa Drew: Millennial Investing (25:18)Chief Sustainability Officer of the Standard Chartered Bank in London. Full episode.—About the SRI 360° Podcast: The SRI 360° Podcast is focused exclusively on sustainable & responsible investing. In each episode, I interview a world-class investor who is an accomplished practitioner from all asset classes. —Connect with SRI360°: Sign up for the free weekly email update.Visit the SRI360° PODCAST.Visit the SRI360° WEBSITE.Follow SRI360° on X.Follow SRI360° on FACEBOOK.
With the first half of 2024 behind us, host and SoFi's Head of Investment Strategy Liz Thomas lays out what she expects to see in the second half. This episode, Liz addresses listener questions, covering themes like: what isn't getting the attention it should, how historical trends are getting disrupted this cycle, and the market sectors that could be poised to do well. For more, read Liz's column every Thursday at On The Money by SoFi, sign up for the SoFi Daily Newsletter, and follow Liz on Twitter @LizThomasStrat. Notable mentions in the episode: (00:00) Intro (05:05) Biggest surprise so far, this year? (08:04) Is the market bucking the trends of history? (11:29) What would make Liz more bullish? (13:03) Investment ideas for the second half of 2024 (16:28) Liz's biggest contrarian pick (18:47) Does the 60/40 still work? (22:18) How much should you allocate in one spot? (25:55) How to handle short time horizon in a recession (28:05) How does the election factor in? (30:36) Liz's Takeaways Recommended reading: Liz's Mid-Year Outlook: Aging Gracefully Additional resources: SoFi Daily Podcast: 5-minute daily episodes covering the latest business, economic, and stock market news you need to start your day. The SoFi Daily Pod is available on Apple and Spotify, or wherever you get your podcasts. SoFi Daily Newsletter: Sign up for the SoFi Daily to receive the latest financial news in your inbox every day. Investing 101 Center: At SoFi, we believe investing is for everyone — which is why we've created a hub with info for beginners and experts alike. Start exploring to get investment education, advice, resources, and more. Wealth Investing Guide: Information you need to know to make your money work harder for you. This podcast should be used for informational purposes only and not deemed as a recommendation. Our Automated investing is via SoFi Wealth LLC, and is a registered investment advisor. Our Active investing is via SoFi securities LLC, member FINRA/SIPC. For additional disclosures related to the SoFi Invest® platforms, please visit www. SoFi.com/Legal. ©2024 Social Finance, Inc. All Rights Reserved.
SRI360 | Socially Responsible Investing, ESG, Impact Investing, Sustainable Investing
In the pursuit of social change, every bit of investment can make a difference. Learn how Social Finance is leading the charge through social impact bonds.Today, I'm interviewing Adam Swersky, CEO of Social Finance (UK), the non-profit enterprise responsible for creating the world's first social impact bond. He's here to talk all about social impact bonds and has been at the forefront of designing solutions that bring together finance with social impact since he joined the organization in 2014. After studying economics at Cambridge, Adam became a project leader at the Boston Consulting Group, where he advised private, public, and not-for-profit organizations on strategy and transformation. There, he was seconded to the Clinton Health Access Initiative in West Africa to support Niger in accessing a subsidy for malaria medication.Now as CEO of Social Finance, Adam shares how this organization, which predates the term "impact investing," leads the effort of designing solutions to solve social challenges beyond mere investment. He also details how they have broadened beyond investment to involve data collection and analysis, philanthropy, building new ventures, government advisory, and beyond. From the mechanics of how social impact bonds function to several real-life examples of social bonds at work, this episode delivers a deep look into social impact financing. We also touch on the capabilities and limitations of private capital in addressing social challenges, and Adam's insights on leading an impact-focused business.This conversation is a deeper exploration of how social impact bonds serve as a partnership between social investors, governments, and providers to design solutions to social challenges.Feeling intrigued? Listen now to learn how Adam and Social Finance are pioneering the path for impactful investing. —Show notes: https://sri360.com/podcast/https-sri360-com-podcast-adam-swersky/—About the SRI 360° Podcast: The SRI 360° Podcast is focused exclusively on sustainable & responsible investing. In each episode, I interview a world-class investor who is an accomplished practitioner from all asset classes.—Connect with SRI360°: Sign up for the free weekly email update: https://sri360.com/newsletter/Visit the SRI360° PODCAST: https://sri360.com/podcast/Visit the SRI360° WEBSITE: https://sri360.com/Follow SRI360° on X: https://twitter.com/SRI360Growth/Follow SRI360° on FACEBOOK: https://www.facebook.com/SRI360Growth/—Key TakeawaysIntro (00:00)Adam Swersky's background and start at Boston Consulting Group (03:03)An overview of Social Finance: How they began & what they do (18:07)How Social Finance produces transformative social impact (30:11)A look into the world's first social impact bond for Peterborough inmates (35:59)The Mental Health and Employment Partnership Program (45:51)A detailed look into the workings of social bonds (50:39)Measuring outcomes and managing risks for social impact bonds (57:58)The evolution of social impact bonds (01:07:57)Adam's thoughts on leadership & rapid fire questions (01:19:54)—Additional Resources Learn more about Social Finance here. Connect with Adam Swersky:LinkedIn X/Twitter Medium
Three words: social finance software.By the end of this podcast you will know what the phrase means and why an embrace of social fiance software just might be a brilliant move on the part of many credit unions, a move that could benefit the communities that are served and also the credit unions who grasp that social finance software just might be a path to winning many more young members.On the show today is Fonta Gilliam, and it is her passionate mission to spread the gospel of social finance software.She's the CEO and founder of Wellthi, an app that is built with the credit's union name, brand and voice. Wellthi explains itself on the company's website: “Wellthi is a fintech social enterprise. Our technology helps customers structure their financial goals with family and friends through your mobile banking app. Our company has over half a dozen industry awards and recognitions from organizations like the FDIC, Mastercard, Nerd Wallet, Discover and the Independent Community Bankers of America.”This is a lively show and, along the way, we also hear a first person account of how to get venture funding.Listen up.Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com And like this podcast on whatever service you use to stream it. That matters. Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto
Social Finance CEO Anthony Noto speaks on the company's Q4 earnings and outlook for 2024 with Bloomberg Technology hosts Ed Ludlow and Caroline Hyde. See omnystudio.com/listener for privacy information.
It's a new year and a new opportunity to think about ways that our money can be used to build the world we want. So if you've been thinking about the social impact of your money, and wanting a little more this year, tune in for a practical and simple way to make a goal for this year.Support the show
Lucinda and Andy are joined by Katy Saunders, director at Social Finance, and Mark Jarman-Howe, chief executive of St Helena Hospice, to discuss how charities can make effective use of social investment mechanisms.Katy explains how the social investment market works and describes its growth over the past decade, presenting opportunities to charities to be both investors and recipients of social finance.Mark describes St Helena's journey into social investment as traditional fundraising streams failed to keep up with rising demand. He explains how the charity now provides lottery services to 35 other charities, with an annual turnover of £5m.They also discuss the potential risks and downsides of social investment, stressing the importance for charities to conduct due diligence into potential partners and acknowledge that grant funding is often preferable.Earlier in the episode, senior news reporter Emily Harle discusses ways in which charities can engage politicians in the wake of party conference season and with a general election around the corner.Do you have stories of people whose lives have been transformed for the better thanks to your charity? If so, we'd like to hear them! All it takes is a short voice message to be featured on this podcast. Email lucinda.rouse@haymarket.com for further information.Tell us what you think of the Third Sector Podcast! Please take five minutes to let us know how we can bring you the most relevant, useful content. To fill in the survey, click here.Read the transcript. Hosted on Acast. See acast.com/privacy for more information.
This week we have part two of the interview with Laura Chattington, The Career Activator. Laura helps professionals who feel like their careers are plateauing or not progressing fast enough. She helps them elevate themselves in the workplace and fast-track their careers. If you're ready to stop your career plateauing and make progress faster before running out of time, making the impact you want in your professional and personal life, go ahead and join our free masterclass. Laura has nearly 20 years' experience of directing multi-million-pound global communications accounts and communicating up to c-suite level executives Laura has delivered and facilitated events and training sessions to hundreds of people around the world including London, Lisbon, Singapore, Geneva, and South Africa Specialising in presenting and influence, Laura is a master of Neuro-Linguistic Programming (NLP) and certified coach, having trained with one of the two co-founders, and specialised in communication and influence. As well as individuals, she has trained teams from companies including Deloitte, IBM, Facebook, Oracle, Social Finance and NHS https://www.activatemycareerlive.com/event-registration https://www.talkingshopco.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/sundaylunchpm/message
This week we have part one of the interview with Laura Chattington, The Career Activator. Laura helps professionals who feel like their careers are plateauing or not progressing fast enough. She helps them elevate themselves in the workplace and fast-track their careers. If you're ready to stop your career plateauing and make progress faster before running out of time, making the impact you want in your professional and personal life, go ahead and join our free masterclass. Laura has nearly 20 years' experience of directing multi-million-pound global communications accounts and communicating up to c-suite level executives Laura has delivered and facilitated events and training sessions to hundreds of people around the world including London, Lisbon, Singapore, Geneva, and South Africa Specialising in presenting and influence, Laura is a master of Neuro-Linguistic Programming (NLP) and certified coach, having trained with one of the two co-founders, and specialised in communication and influence. As well as individuals, she has trained teams from companies including Deloitte, IBM, Facebook, Oracle, Social Finance and NHS https://www.activatemycareerlive.com/event-registration https://www.talkingshopco.com/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/sundaylunchpm/message
It's very common for corporate people to feel stuck in their jobs, and staying trapped there for a variety of reasons.If you have hit a ceiling in your career and feel like you are not progressing as fast as you should, it's time to change that.Today, I have with me Laura Chattington, and Laura and I are going to discuss some key points that you must be missing while being busy working hard, and that's keeping you from moving to your next level job position, and higher level of income.Laura is the Founder and Lead Trainer at ActivateMyCareerLive.com.She helps professionals to elevate themselves in the workplace and fast-track their careers.Laura has nearly 20 years' experience of directing multi-million-pound global communications accounts and communicating up to c-suite level executives.Laura has delivered and facilitated events and training sessions to hundreds of people around the world including London, Lisbon, Singapore, Geneva, and South AfricaSpecialising in presenting and influence, Laura is a master of Neuro-Linguistic Programming (NLP) and certified coach, having trained with one of the two co-founders, and specialised in communication and influence.As well as individuals, she has trained teams from companies including Deloitte, IBM, Facebook, Oracle, Social Finance and NHS. TUNE IN.CONNECT WITH LAURA CHATTINGTONWebsite: ActivateMyCareerLive.com Linkedin: www.linkedin.com/in/laurachattington YouTube: https://www.youtube.com/channel/UCiYOXVnFw0Ri1Hjyop8Ji2w----------------------------------Please feel free to reach out to us for any questions.connect@authorhina.comExperiencing a Challenge at your Job?Book with me a 30 minute FREE CLARITY CALLAchieve your #1 Goal with me in 2023 Dream Job Mastermind - A 90-Day 'Guided' Job Hunt ChallengeExplore our Upcoming 3 and 5 days Corporate Healing RetreatsCheck out my books:https://amzn.to/3B65Wz7CONNECT WITH MEFacebook TwitterInstagramLinkedInTop Software Engineers from Eastern Europe | IT Staff Augmentation | Money Back GuarantyBoost your tech team with top IT talent, risk-free hiring, 10% off with code ECHO PODCAST.Authorhina - Career Guidance Check out how that worksDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show
We sat down with investor, founder and author Eva Yazhari, general partner of the women-led impact venture capital firm Beyond Capital Ventures, and Jorge Rubio Nava, Global Head of Social Finance at Citi, to learn about how banks and social entrepreneurs are using their portfolio as a catalyst for social progress, and how they're re-tooling capitalism for those historically excluded by it. The views expressed herein are those of the speakers and do not necessarily reflect the views of Citigroup Global Markets Inc. or its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. The expressions of opinion are not intended to be a forecast of future events or a guarantee of future results. Citibank N.A. and Beyond Capital are not affiliated and are independent companies. The speakers views are their own and may not necessarily reflect the views of Citi or any of its affiliates.
Robbie Babins-Wagner, PhD has contributed to the mental health field as a clinician, researcher, teacher, and manager. She is CEO of the Calgary Counseling Center, widely recognized as a leading institution in accessible, evidence-based, community mental health care. She is also an adjunct professor in the Faculty of Social Work at the University of Calgary, and serves on the board of directors for PolicyWise. She has conducted leading research on Counseling Outcomes, Social Finance, and Social Innovation, and has received several awards, including the University of Calgary Alumni Achievement Award and the 2017 Grant MacEwan Lifetime Achievement Award.In this episode, Bruce talks to Robbie about her experience directing the Calgary Counseling Center, specifically about her decision to make Measurement-Based Care mandatory for all clinicians employed at the center and the exciting results that are emerging from their efforts to track client outcomes.Learn more about the Calgary Counseling Center at https://calgarycounselling.com/Papers referenced:Goldberg, S. B., Babins-Wagner, R., Rousmaniere, T., Berzins, S., Hoyt, W. T., Whipple, J. L., Miller, S. D., & Wampold, B. E. (2016). Creating a climate for therapist improvement: A case study of an agency focused on outcomes and deliberate practice. Psychotherapy, 53(3), 367-375. https://doi.org/http://dx.doi.org/10.1037/pst0000060The intro and outro music is the Borromeo String Quartet performing Beethoven's "String Quartet No. 3 in D Major"www.makingtherapybetter.comSponsored By CarePaths EHR and Measurement Based Care
We offer a critical analysis of the applicability of Islamic financial services to two vital, burgeoning sectors in Indonesia: The Halal economy, and social finance. How large is the Halal economy both domestically and internationally? What are the opportunities for servicing, supplying, financing and managing the Halal economy? Are companies within the Halal economy exclusively using Islamic financial services, and if not, why? What represents effective value chain analysis of the Halal economy and how do Islamic financial institutions position themselves to offer successful financing solutions? Why is social finance important and how can Islamic financial institutions play a role in its growth and development in Indonesia? In a post-pandemic world, what does social finance offer in terms of relief and renewal? How can Islamic social finance be used to stimulate enterprise, entrepreneurship, job creation, healthcare and education, and assist with liquidity and funding for the vital SME sector? With such goals in mind, how does the Islamic financial services sector design effective models and strategies, offer innovative products and measure the impact of these important initiatives?
What is social finance, why is it important and how can Islamic financial institutions play a significant role in its growth and development? In a post-pandemic world, what does social finance offer in terms of relief and renewal, and what real-life examples are there of this in practice? How can social Sukuk be used to support enterprise, entrepreneurship, home ownership and job creation, as well as healthcare and education? What has worked towards these goals in other countries and what can be learnt from these achievements? How can Islamic social finance be deployed to assist with liquidity and funding for the vital SME sector? Can Islamic social finance play a role in the evermore consequential issue of food security, simultaneously helping the underprivileged and micro-enterprises? With such goals in mind, how do we design effective models and strategies, offer innovative products and measure the impact of these important initiatives?
Ryan Garcia is a 24-year-old professional boxer. He is 23-0 (19 KOs) inside the ring and has built an audience of more than 20 million social media followers outside the ring. We talk about his upcoming fight with Gervonta Davis, how he initially got interested in boxing, what his training schedule looks like, the challenges with cutting weight, the business of boxing, and more. ———————————————————————- This email is sponsored by SoFi. SoFi is the all-in-one finance app helping you bank, borrow, invest, and save. SoFi's mission is to help members achieve financial independence and realize their ambition, all in one app. SoFi is transforming the industry and disrupting how the world sees personal finance. It's the single app you need to get your money right. I'm a SoFi member, and I love it. Visit sofi.com/joepomplaino to learn more. Terms and conditions apply. Loans originated by SoFi Bank, N.A., NMLS #696891,(www.nmlsconsumeraccess.org). Equal Housing Lender. Brokerage products offered through SoFi Securities LLC, member FINRA/SIPC. SoFi Money® is a cash management account, which is a brokerage product. SoFi Securities LLC is an affiliate of SoFi Bank, N.A. Advisory services are offered through SoFi Wealth LLC, an SEC-registered investment adviser. The SoFi Credit Card is issued by The Bank of Missouri (TBOM) (“Issuer”) pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Additional terms, conditions, state restrictions apply; see SoFi.com/eligibility for details. SoFi Bank, N.A. Member FDIC. 2750 E. Cottonwood Parkway #300 Cottonwood Heights, UT 84121. ©2022 Social Finance, Inc. All rights reserved. Information as of December 2022 and is subject to change.
In the backdrop of Norton Rose Fulbright lending a hand to UK charity Save the Children to access Zakat funds, the firm's global chair, Farmida Bi, discusses the significance of the initiative as well as shares her two cents on the state of ESG finance within the context of the Islamic finance industry.
Watch This Interview Live:Click Here In 2017 he established the S.T.O.P. (Stars in Training Obtaining Power) Squad mentorship for at-risk youth in Augusta, Georgia. As a result of his community work, he won the Giving Your Best Award from the City of Augusta and helped to change the lives of several young men for the better. Teaching the children skills like building their own computers, leadership and cryptocurrency, was the foundation of Green's' mentorship program. He went on to become a Certified Bitcoin Professional, helping several individuals and businesses alike to implement cryptocurrency into their business models and investment strategies. He continued to work in outreach, helping felons, high school dropouts and inner-city children how to use and understand cryptocurrency for their benefit. He's coached and taught cryptocurrency since 2015 and has spoken for several organizations, as well as been featured in articles by affiliates of Fox, MSNBC and CNN. He's also appeared on PBS' Dr. Chavis Show and Max Black Media with Dr. Avis Jones-DeWeever. Do you or someone you love Not lasting as long as they should in the bedroom?
In this episode of Work in Progress, David Socolow, executive director of the New Jersey Higher Education Student Assistance Authority and Tracy Palandjian, CEO and co-founder of Social Finance join me to discuss a new, first-of-its-kind state workforce development project which is financing training for family-sustaining careers. The New Jersey Pay It Forward Program is a partnership between the state and the nonprofit to fund education for well-paying jobs in in-demand industries such as health care, cybersecurity, IT, skilled trades, and clean energy. The unique financing structure offers zero-interest, no-fee loans to students who might not otherwise have the income, savings, or credit history to take out a loan to pay for the training. The Pay It Forward fund that the state has established through Social Finance will be paying all the tuition and other fees for individuals who go through select credential, certificate, and degree programs.. The inaugural training programs and providers are registered nursing at Hudson County Community College, cybersecurity at New Jersey Institute of Technology, and heating, ventilation, and air conditioning (HVAC) and welding at Camden County College. "This program is very much thinking about how we align the workforce development agenda with the (state's) economic development agenda. Students enroll at no upfront cost. I love the phrase that (Governor Murphy) uses – 'The living stipend and the wraparound support services are all on the house,' meaning that it's grant funded, it's not going to be repaid," explains Palandjian. Socolow calls it a "terrific opportunity for us to get additional workforce training financed in a unique way. We are filling in funding gaps with this unique public-private partnership." Socolow points out the program has co-investment from the eight companies in the New Jersey CEO Council. "Those are some of the largest companies in New Jersey that have bought into this program and want to fund this opportunity for workers to get training for in-demand skills. And we have some state funding from the state budget," he adds. There are some other student-friendly economic terms. Borrowers don't have to start paying back the loan until they get a job with a specific income level. After five years, the loan balance will be forgiven for borrowers in good standing. Additionally, all loan payments will be recycled back into the fund to ‘pay it forward' for future students tapping into the training program. "We are confident that the outcomes are going to be good and that this will in fact recycle. The money will come back to the fund, because the worker is going to get a great job and they're going to repay an affordable percentage of their income back into the fund to train future workers, to 'pay it forward,'" says Socolow. Palandjian says, "We are able to design these generous terms because of the generosity of the state, frankly. But if you compare it to the status quo, I think David would be first to agree, that from the state's financial perspective, any recyclability, even if it's 50 cents on the dollar, 30 cents on the dollar, it's still financially better than a straight out grant." You can listen to the full podcast here, or download and listen to it wherever you get your podcasts. Read more about the New Jersey Pay It Forward Program here. Episode 246: Tracy Palandjian, Social Finance CEO & co-founder and David Socolow, HESAA NJ Executive DirectorHost & Executive Producer: Ramona Schindelheim, Editor-in-Chief, WorkingNationProducer: Larry BuhlExecutive Producers: Joan Lynch and Melissa PanzerTheme Music: Composed by Lee Rosevere and licensed under CC by 4.0Download the transcript for this podcast here.You can check out all the other podcasts at this link: Work in Progress podcasts
In this episode of Work in Progress, David Socolow, executive director of the New Jersey Higher Education Student Assistance Authority and Tracy Palandjian, CEO and co-founder of Social Finance join me to discuss a new, first-of-its-kind state workforce development project which is financing training for family-sustaining careers. The New Jersey Pay It Forward Program is a partnership between the state and the nonprofit to fund education for well-paying jobs in in-demand industries such as health care, cybersecurity, IT, skilled trades, and clean energy. The unique financing structure offers zero-interest, no-fee loans to students who might not otherwise have the income, savings, or credit history to take out a loan to pay for the training. The Pay It Forward fund that the state has established through Social Finance will be paying all the tuition and other fees for individuals who go through select credential, certificate, and degree programs.. The inaugural training programs and providers are registered nursing at Hudson County Community College, cybersecurity at New Jersey Institute of Technology, and heating, ventilation, and air conditioning (HVAC) and welding at Camden County College. "This program is very much thinking about how we align the workforce development agenda with the (state's) economic development agenda. Students enroll at no upfront cost. I love the phrase that (Governor Murphy) uses – 'The living stipend and the wraparound support services are all on the house,' meaning that it's grant funded, it's not going to be repaid," explains Palandjian. Socolow calls it a "terrific opportunity for us to get additional workforce training financed in a unique way. We are filling in funding gaps with this unique public-private partnership." Socolow points out the program has co-investment from the eight companies in the New Jersey CEO Council. "Those are some of the largest companies in New Jersey that have bought into this program and want to fund this opportunity for workers to get training for in-demand skills. And we have some state funding from the state budget," he adds. There are some other student-friendly economic terms. Borrowers don't have to start paying back the loan until they get a job with a specific income level. After five years, the loan balance will be forgiven for borrowers in good standing. Additionally, all loan payments will be recycled back into the fund to ‘pay it forward' for future students tapping into the training program. "We are confident that the outcomes are going to be good and that this will in fact recycle. The money will come back to the fund, because the worker is going to get a great job and they're going to repay an affordable percentage of their income back into the fund to train future workers, to 'pay it forward,'" says Socolow. Palandjian says, "We are able to design these generous terms because of the generosity of the state, frankly. But if you compare it to the status quo, I think David would be first to agree, that from the state's financial perspective, any recyclability, even if it's 50 cents on the dollar, 30 cents on the dollar, it's still financially better than a straight out grant." You can listen to the full podcast here, or download and listen to it wherever you get your podcasts. Read more about the New Jersey Pay It Forward Program here. Episode 246: Tracy Palandjian, Social Finance CEO & co-founder and David Socolow, HESAA NJ Executive DirectorHost & Executive Producer: Ramona Schindelheim, Editor-in-Chief, WorkingNationProducer: Larry BuhlExecutive Producers: Joan Lynch and Melissa PanzerTheme Music: Composed by Lee Rosevere and licensed under CC by 4.0Download the transcript for this podcast here.You can check out all the other podcasts at this link: Work in Progress podcasts
Hey everyone, thank you for tuning into the MBIT Podcast. In today's episode, we have two guests joining us to talk about their startup, Frich, a social finance app for GenZ. Katrin Kaurov and Aleksandra Medina. Both Katrin and Aleksandra are Co-Founders of the company. Through traveling the world, Katrin and Aleksandra noticed their unhealthy spending habits and decided to take matters into their own hands. With 60% of millennials not able to cover just a $1,000 emergency expense, there has been an increasing number of consumers spending lavishly and above their means. The solution -- Frich (stands for F-ing Rich) is unlike any other finance app on the market in that it brings in the social aspect allowing you and your friend group to build healthy financial habits together.Learn More About Frich Here: https://getfrich.com/Twitter of Host: @mbitpodcast
Reported by Inc.com, Google CEO Sundar Pichai recently announced a $100 million Google Career Certificates fund, which will fund additional services like career coaching, living stipends and job placement support through income share-like agreement (ISA) programs run by non-profit Social Finance.
Recent events have compelled nonprofit organizations to change the way they get work done, how they deliver their services, and what they do to achieve a more just and equitable society. So, The Business of Giving has connected with those organizations that are doing this exceptionally well in a segment we call: The Paths Forward. Because there is more than just one way. In this edition of The Paths Forward we'll speak with team members at Social Finance, a national impact finance and advisory nonprofit. We'll start with Tracy Palandjian, their President and CEO , who will tell us about the organization.
The VCpreneur: Startups | Venture Capital | Entrepreneurship | Fundraising
In this episode, Shiv Sharma (VP International, Stocktwits), joins our host Digjay, to talk about his path leading up to Stocktwits, the reducing gap between startups from India & The Silicon Valley, making the switch from venture capital to the operating side, how Stocktwits is building the world's largest social finance app, leveraging community to drive financial literacy, why now is the right time for the company to enter India, launching a product in a new market & importance of collaborating with local partners when doing so. Founded in 2008, Stocktwits is the world's leading social network and community of 6mm+ investors and traders. The company is now entering India on the back of its $30mm Series B funding led by Alameda Research Ventures along with participation from Times Bridge. Prior to Stocktwits, Shiv was a VC at Cisco Investments, backing Enterprise SaaS companies. An INSEAD Business School alum, Shiv is passionate about all things public market investing & investing education. You can connect with him here on Linkedin or Twitter. ---- Show notes – (01:32) Shiv's background & path leading up to Stocktwits (03:34) The reducing gap between startups from India & Silicon Valley (07:02) The switch from venture capital to the operating side (10:02) Common mental models that can be applied to both private & public market investing (12:28) About Stocktwits; Why now is the right time for the company to enter India? (18:53) Leveraging community to drive financial literacy (23:02) Launching a product in a new market; Importance of collaborating with local partners (29:15) Vision for Stocktwits - Build the largest social finance platform in the world (32:11) Rapid fire and closing remarks ---- If you liked our episode, you can subscribe to our podcast on any podcast platforms of your choice (like Spotify & Apple iTunes). We would appreciate if you could leave us a review on Apple iTunes. This helps others discover the podcast organically. You can visit thevcpreneur.com and follow us on Twitter @thevcpreneur_ & Instagram @thevcpreneur for more episodes and interesting insights on the startup ecosystem. You can also follow our host Digjay here on Linkedin & Twitter
The practice of impact investing -- also known as socially responsible investing – has been in place in the U.S. for decades, but more recently, a subset of that field has focused on improving economic mobility. In this episode of WorkforceRx, Futuro Health CEO Van Ton-Quinlivan is joined by Tracy Palandjian, CEO of Social Finance, who is focused on reimagining the role of the capital markets in enabling economic progress. “Our societal challenges are so vast, they require more than what philanthropy and the government can give. So, increasingly, people are asking the question, "What is the role of investors in driving social change?" Tune in to learn about a new way to fund education and training called Career Impact Bonds, collaborations at the state level to support workforce development in key industries, and how these efforts are targeted at people who face significant barriers to workforce participation. This is a great opportunity to learn about innovative alternatives for funding a critical need as labor shortages continue to challenge the U.S. economy.