Podcasts about MLS

Send us a textFilly and Scarf put a bow on 2025! We discuss our new coach, the new signings, old signings, and much more since our last episode several weeks ago!Happy New Year and to everyone who made Defenders a part of their 2025, THANK YOU!

Chelsea make another mid-season change as Enzo Maresca departs Stamford Bridge, once again resetting a long-term plan in London. AFCON moves into the Round of 16 with heavyweights, late drama, and no margin for error, while Argentina's soccer federation faces mounting investigations off the field despite continued success on it.Plus, Club América enters a landmark partnership with U.S. investors tied to the Patriots and Revolution, MLS sees a busy start to 2026, and Neymar, Ter Stegen, Icardi, and Mbappé all headline a packed global Refill. Morning Espresso for January 1, from the SDH Network.

It's the last Wall Pass Wednesday of 2025 for SDH AMWe look at the results from yesterday- on the field and off- with busy days in the Prem and AFCONWe look at the background of the business relationships with John Textor and check in on the latest news involving Botafogo and the FIFA 3-window transfer ban that kicks in todayMLSSoccer.com's Dylan Butler visits to look at the latest news in and around MLS And Jon asks how you would handle fireworks on NYE

Arsenal close 2025 with a dominant win that reshapes the Premier League title race, while Botafogo are hit with a FIFA transfer ban over unpaid fees to Atlanta United for Thiago Almada. We also look at growing momentum behind a potential change to the offside rule, debate outdated views on MLS player development, and run through key domestic and global headlines as the calendar turns toward 2026.Morning Espresso is brought to you by Oglethorpe University, Atlanta's premier undergraduate learning experience and soccer powerhouse.

The Industry Relations Podcast is now available on your favorite podcast player! Overview Rob Hahn and Greg Robertson close out the year with their annual predictions episode. They debate where housing transactions, interest rates, and home prices are headed, then turn to broader market forecasts. The conversation shifts to industry-specific predictions around lawsuits, private listings, MLS policy, portal strategy, and where consolidation may reshape brokerages and real estate technology next. Key Takeaways Existing home sales, interest rates, and median home price predictions — with very different rationales. Why mortgage rates may be driven more by the bond market than the Fed. Bold calls on NASDAQ, gold, and Bitcoin. Compass vs. Zillow and the future of private listings. A potential overturning of the NAR settlement and what that would mean for the industry. Why forms litigation could be the next major legal battleground. What portals like Zillow, Realtor.com, and Homes.com may need to change. Predictions around major brokerage, franchise, and proptech consolidation. MLSs redefining participants, IDX access, and control of listing data.   Connect with Rob and Greg Rob's Website  Greg's Website    Watch us on YouTube   Our Sponsors: Cotality  Notorious VIP The Giant Steps Job Board    Production and Editing Services by Sunbound Studios  

On this year-end special of Atlanta Soccer Tonight, Jason Longshore looks back at what 2025 meant for soccer in Atlanta and beyond and why 2026 is shaping up to be a defining year for the sport in our city. The first segment of the show reflects on a year where Atlanta's soccer ecosystem grew up, the women's game took a major step forward with the announcement of an NWSL team, and Major League Soccer reached an inflection point on and off the field. Jason also explores the human side of the game and why soccer continues to matter beyond results. In the second half, the show turns forward to 2026: a World Cup year in Atlanta, a new chapter for Atlanta United, and the foundation being laid for the future of women's soccer in the region. The show wraps with the weekly 3-4-3, featuring three local stories, four headlines from around the world, and three reasons soccer still makes us smile.

In this episode, we dove into the numbers to find out which players REALLY were the best of the best in MLS in 2025! Which players are you shocked by? Which players were still snubbed? Let us know!Recorded on: 12/30/25#MLS #MLSCup #mlscupplayoffs #ATLUTD #atlantaunited #austinfc #charlottefc #forthecrown #cf97 #chicagofire #fccincinnati #fcc #allforcincy #coloradorapids #rapids96 #columbuscrew #crew96 #dcu #dcunited #fcdallas #dtid #houstondynamo #holditdown #sportingkc #skc #lagalaxy #losangeles #lafc #intermiami #intermiamicf #messi #lionelmessi #minnesotaunited #mnufc #legionofloons #cfmtl #cfmontreal #nashvillesc #everyonen #newenglandrevolution #nerevs #newyorkredbulls #rbny #NYCFC #newyorkcity #orlandocity #orlandocitysc #philadelphiaunion #DOOP #portlandtimbers #RCTID #RSL #realsaltlake #sanjoseearthquakes #quakes74 #seattlesounders #sounders #stlouiscity #STL #allforcity #TFCLive #torontofc #vancouverwhitecaps #VWFC #USL #uslchampionship #mlsseasonpass #AppleTV #USMNT #GoldCup #WorldCup #LeaguesCup 0:00 - Scarf of the Week1:07 - How it Works4:50 - GK6:20 - Outside Backs9:23 - CBs12:44 - CDM15:24 - CAM17:34 - Wingers20:54 - STs24:31 - Super Sub25:54 - BackupsSend any emails with questions or comments to: thedppod@gmail.comFollow the Pod on Social Media! Website: https://thedppod.buzzsprout.com/Twitter: https://twitter.com/TheDPPod1Instagram: https://www.instagram.com/designated_players_podcast_/Facebook: https://www.facebook.com/TheDPPodTikTok: https://www.tiktok.com/@thedppodHave a thought, comment, question, or suggestion? Send us a message and let us know!Support the show

Estamos repasando todo los rumores y fichajes de Inter Miami#InterMiami #Messi #InterMiamiCF 

Mars allait devenir le premier véritable test de crédibilité pour le CFMTLMars devient finalement un mois de ruptureLes excuses disparaissent et les équipes ne sont plus en préparation. Montréal ne se fait pas dominer mais se complique la vie L'équipe progresse mais rien n'est fluide. le CFMTL ne manque pas de joueurs impliqués, mais n'a pas de tueur.Bref le CFMTL n'est jamais loin, mais jamais devant.La couverture la plus divertissante sur le CFMTL c'est sur BBN Soccer que vous la trouverez. Visitez bbnsoccer.com pour en obtenir davantage 

It's a stacked Tuesday Thoughts on SDH AMKacey White bats leadoff to look at NWSL, college soccer, and MLS from 2025 and what she's thinking about 2026We look at the Premier League festive fixturesThe USL Show's Kaylor Hodges breaks down the last 30 days in USL-C and League One- looking at both 2025 and 2026Jason joins with the breakdown of the Tomas Jacob signing for ATLUTD- with updates on GK Lucas Hoyos as well. We also look at AFCON and the John Textor situation at Botafogo... 

Morocco closed the AFCON group stage with authority, delivering a statement performance in Rabat as the Atlas Lions move into the knockout rounds with momentum and unity. We recap where the tournament stands, why Morocco now feels central to the competition, and how the wider picture is taking shape across the groups.In England, all eyes turn to north London for a genuine six-pointer as Arsenal host Aston Villa. We break down why this match matters so much for the title race, what makes Villa such an uncomfortable opponent, and how injuries, form, and belief could define a pivotal night in the Premier League — with Manchester City watching closely.Plus, MLS gears up for the road to 2026. With training camps just around the corner, clubs across the league are making defining roster and leadership moves, while new data shows MLS climbing into the global mainstream as one of the most-watched leagues in the world. We also go Around the Corner with SDH AM and set the stage for a year ahead that will shape soccer in our region forever.

Jason joins SDH AM to break down both the Tomas Jacob and Lucas Hoyos deals with Atlanta UnitedPlus, we get into the AFCON action and how one player is nothing but highlights...

Stephen and Valair talk about all the transfer reports and rumors surronding Nashville SC, as well as, all other roster news. They also cover the Leagues Cup and CONCACAF Champions Cup, which Nashville will be participating in both. Lastly, they take a look at the biggest signings around MLS.

Brennan and Joe recap week 17 of the NFL season, covering the 49ers vs. Bears as well as a few other games. They then predict round 2 of the College Football Playoff. Then they quickly discuss the NBA standings and Fulham's win over West Ham United. Cheers!

251230(2) [스포츠이슈] (1) '4번째 FA계약' 강민호, 삼성 남는다…2년 최대 20억 원 / (2) 美 매체 "애틀랜타 김하성 영입으로 +3승 효과 기대" / (3) K리그2 수원, 제11대 감독으로 '명장' 이정효 선임 / (4) 손흥민 깜짝 공식발표, 해외매체 MLS 올해의 선수상 수상 / (5) 인쿠시, 인기는 뜨거웠지만… 성적은 ‘처참' / (6) 김민선 넘고 '차세대' 뗀 이나현, 올림픽 동반 메달 기대도 UP - 윤승재

The Department of Justice has intensified antitrust scrutiny of real estate commission structures, signaling that decades-old MLS rules and broker fee norms may face forced change as legal, pricing, and platform pressures accelerate.—Ready to kill the rat race?This free ⁠"Beginner's Guide to Real Estate Investing in 2025" will show you exactly how to start, even if you're broke, busy, or scared to death of losing a dime.It's short. It's simple. It's real.Download now: https://www.unitedstatesrealestateinvestor.com/freeguide/—Helping you learn how to achieve financial freedom through real estate investing. https://www.unitedstatesrealestateinvestor.com/

Keith shares a mindset-shifting quote from John D. Rockefeller that challenges the idea of trading time for money.  He revisits some of the year's most powerful real estate investing lessons, and breaks down the big forces shaping today's housing market—affordability, supply & demand, demographics, and interest rates.  All of this sets the stage for his data-driven national home price outlook for next year—without the usual crash-and-doom hype. Episode Page: GetRichEducation.com/586 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, learn from a quote attributed to the world's first billionaire, it will change how you see wealth building. I'll explain why national home prices have never crashed. Then it's gre, 2026, home price appreciation forecast. You'll learn the future the exact percent that home prices will appreciate or depreciate next year. Today on get rich education   Speaker 1  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Lake Huron, Michigan to Lake Tahoe, California and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. You know something I love, quotes that shift your entire mindset, paradigm, and once your mind is shifted, actions follow. Actions develop into patterns. Those patterns become habits, and habits become the new, transformed you few quotes hit harder than the one from resource tycoon John D Rockefeller. He lived from 1839 to 1937 in fact, Rockefeller is widely regarded as the world's first billionaire. His quote, you might have heard it before. It is this, he who works all day has no time to make money. That sounds paradoxical, even provocative. It's sort of like it's inviting you to come in and want to learn more about it. And this is because most people's concept of income generating is to work 40 hours a week for a salary or an hourly wage. But what does that quote really mean? He who works all day has no time to make money, and be sure to capture the all day part of that quote that ties right back into the show that I did with you two weeks ago about the K shaped economy breakdown, where you learned about how capital compounds labor doesn't most people sell their time for dollars, but trading time for money makes you too busy to actually build Wealth. Working and building wealth. Those things are two separate distinct activities in how you're investing your time and energy. Now, most people start out with a wage or a salary job. I surely worked by pushing brooms and cubicle dwelling before investing in my first rental property. But if you're working all day in a job, physically or mentally well, then you're consumed by tasks that only pay you. Once you're occupied, you can often get exhausted and you're only concerned with short term output. You're focused on the next deadline, not the next decade, when all your hours are spent on labor, you have no bandwidth to do what you need to do, which is, create vision, acquire assets, build a portfolio, develop systems, learn tax strategy, evaluate investment deals, network with like minded investors, or refine your strategy with a GRE investment coach. Be cognizant that labor only pays today. Wealth building pays forever. Even if your work a day job, salary doubled, you would have to ask, how would that even build wealth? You could retire earlier, but you would have to keep working the hours, and let's remember that wealth equals freedom. You can't architect a wealth plan from the assembly line. Now, that's something that Rockefeller would have agreed with. Wealth requires less. Leverage and labor has none. So working all day means no leverage. You are the engine instead making money, that means using leverage, and instead of you being the engine, well, the engine is something else, like assets, systems, technology, other people's time, other people's money, and borrowing to inflation profit. Rockefeller believed and proved that leverage beats labor 100 to one. He's not discouraging work. In fact, it's just the wrong type of work, because he was one of the hardest working people alive. And really the bottom line here, with this quote, he who works all day has no time to make money, is that Rockefeller meant that if you spend your life doing tasks, you'll never rise high enough to own things that pay you for life. Earning a living is a different activity than building wealth, and once your mindset is shifted, actions follow, yep, actions develop into patterns, and those patterns become the new you. well as the last episode of the year on the show here, 52 weeks worth, I sure hope that I've helped you think, learn and grow your wealth, as have our guest contributors here early in the year, the father of Reaganomics was here, a man that frequently advised a president inside the White House. He told us how much he dislikes tariffs. Tariffs block free trade, and trade improves our lives. Major apartment investor, Ken McElroy, was here this year, and he predicted that the American home ownership rate will fall below 60% that would be major it's currently at 65 if the home ownership rate falls to 60% that would unleash millions of new renters into the market, and it has not been that low in decades, if ever you got a lot of mortgage insights with chailey Ridge, including learning how you can qualify for income property loans without a w2 job, without a pay stub or without tax returns by instead getting a DSCR loan. You'll recall this year that I discussed 50 year mortgages, and I did that before it even hit the news cycle, telling you that it could be coming and that it could be proposed. I explained why I like 50 year mortgages more than 30 year loans, but be aware it is not imminent that they're coming. Also this year, economist Richard Duncan and commentator Doug Casey discussed the Fed. Richard told us how the President is trying to totally restructure who serves on the Fed, trying to get low interest rate pushers in there. And then just last week, Doug and I discussed how fed decisions just keep hollowing out the middle class. A and E television star Todd drillette told us how to negotiate. I had four good discussions with our own investment coach, nuresh this year, more than usual, a pastor and I discussed a rare topic, what the Bible says about money. You learned how to use AI in your real estate investing and when not to. We had a few episodes about that. But above all the shows this year, they were about you, probably more than any other year that we've had here. I did more listener question episodes where I answered your questions as you wrote in, and I also had more listeners come right onto the show and tell me how this show has personally built their wealth. And of course, this year, I got to meet more of you in person when I served as a faculty member on the terrific real estate guys Investor Summit to see and I got to meet you personally for more than just a handshake. The event was set up so that chances are you had dinner with me as well. So rather than this show being a one way chat from me to you this year was more of a dialog between you and I and more two way communication. A lot of new topics are coming for next year, both me teaching and some great guests. If there's something on the show that you'd like to hear more of or less of, let us know. Write into us or use your voice to tell us either way you can do that. At get rich education.com/contact, let us know what you want to hear more of or less of. Do you like shorter term tactics like when and how to increase the rent? Or do you like mid range tactics like how to constantly do cash out refinances and get a tax free windfall from your properties every year. Or do you like more of the long term strategies like specifically how you profit from inflation? Let us know what you like again, at get rich education.com/contact, now, even if you're listening 10 years. Years from now, which I know you very well. May, I'm going to break down next year's home price appreciation forecast, but I'll do it in a way where you'll learn how to analyze a market for all time coming up. It's gre 2026, national home price appreciation forecast. Learn the future to the exact percent. First listen to this from Freedom family investments and Ridge lending group, because I'm a client of both myself and they can help you. I'm your host. Keith Weinhold   Keith Weinhold  10:29   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family, investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Speaker 2  11:40   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Robert Kiyosaki  12:14   this is our Rich Dad, Poor Dad. Author Robert Kiyosaki. Listen to get rich education with Keith Weinhold. And there is, I respect Kate. He's a very strong, smart, bright young man.   Keith Weinhold  12:35   Welcome back to get rich education. It's episode 586 the last show of the year. I'm your host. Keith Weinhold, I am proud to present to you in this segment of the show gre 2026, national home price appreciation forecast, where I use my insight and experience so that you'll learn the exact percent that national home prices will either appreciate or depreciate next year. It's the fifth consecutive year that we're doing this. I nailed the first three spot on and then this year happened. I'll get to reviewing my track record, total accountability. First understand something, real estate values have never crashed in your entire lifetime, even if you're 90 years old, to grab eyeballs, slack jawed, tick tock. Call them crash talk. Economists keep making awful predictions about a housing price crash, and none of them have been worse than one that published last month in Newsweek, which outlines a as it's called, correction worse than 2008 and says national home prices will fall 50% five zero, starting as soon as next year. That's absurd, and I can't believe that a respectable publication would platform a view from an analyst like that, and I'm not going to call out that Doomsayer analyst's name. That's not my style. I'm sure you can find it that crash is about as likely as one social media post changing your political affiliation later today. Look, doomsayers don't care about you. They make dire predictions because they care about them. It elevates their clicks, their followers and their name recognition, and they never hang around to follow up on that prediction, but it harms you, because you miss out on the equity gains, and that's the real damage. In fact, this particular analyst also called for this year to have the second largest home price decline since World War Two. Well, national home prices have only fallen twice in that time period. In fact, going further back. Back to the 1930s Great Depression. They've only fallen twice. Yes, that means home prices have risen every single year since the 1930s except for two periods, a small decline of less than 1% around 1990 and then, of course, the severe downturn from the housing bubble and great recession from 2007 to 2011 or 2012 that's where prices dropped in total, 25 to 26% from peak to trough. Now why do I say that that period around 2008 was not a housing price crash. Well, because it wasn't. Instead, it was a slow bleed. The definition of financial crash is a sudden, sharp and widespread drop in prices. That's the definition. Well that can happen in some other asset classes like stocks or Bitcoin or perhaps even precious metals, but not real estate. It is neither sudden nor sharp. The worst year, 2008 saw home prices drop 12% in that one year and some of the other years bracketing it, home prices fell three to 4% in each of those years. So then during this time period of price attrition, during the global financial crisis, each month, real estate values fell just a few tenths of 1% maybe half of 1% or even one full percent, not a crash, a slow bleed. This means that it took about five years for values to fall, a total of near 25% I mean, that makes it really clear that it's not a crash. And again, this period was about 2007 to 2012 don't get me wrong, it was bad. I was a real estate investor both before and during 2008 but to call it a crash is hyperbolic, and that is because words mean things. I think a lot of media consumers get so conditioned to mass media sensationalism that they've forgotten what a crash even means. At some point, it begins to bend our very lexicon back around 2007 I remember I frequently checked a website called implode meter. Yeah, that's the name of it. It tracks, failing banks. I looked the other day and implodemeter.com is still in existence, even though it's not nearly as spicy as it used to be during the GFC, because lending has been pretty stable for a long time, and loans are well and carefully underwritten. So home prices are unusually stable over time, because, in a sense, housing is not a normal market. It is slow, regulated, credit driven, and it's emotionally sticky, even though rental property is less emotional. Well, the values of one to four unit property are tied to primary residence values, and that's where the emotion exists. So if you put all those together, you get prices that creep upward most years and rarely fall at all. Nationally. The real estate market moves too gradually to be crash susceptible. It is the place for real wealth building values also are not going to double annually if you want to scroll for dopamine hits from the couch. Well, you can do that with a prediction market like call she or in crypto with altcoins, while your real estate keeps leveraging dollars in a stable way in the background. That's how you can think about it. All right, so we've established since the Great Depression, home values have fallen twice and once substantially. Well, right now, home prices are up about 2% year over year. Most places have appreciated, especially the more affordable markets. Not only has home price growth been slow, though, rent growth has been slow as well. Single Family rents are up 1% per totality. Apartment rents are down one to 2% per Zumper. But back to our focus today, forecasting national home prices. Everything we're discussing is nominal price change, meaning not inflation adjusted, and it's single family homes up to fourplexes. Well, as we use context to build up to the big reveal today, where I'll tell you the exact percent that home prices will rise or fall next year. Could 2008 happen again any time soon? Let's isolate that out. It's important to look at history rather than. Having some uninformed hunch in both periods with price attrition around 1990 and 2008 these two falls have some attributes in common. So let's look at that. What led to these rare falls in home prices, irresponsible lending, forced selling, a vacancy issue and overbuilding. All four of those factors were in place during those two periods now leading up to 1990 the irresponsible lending was on the commercial side. That was the savings and loan crisis, but it did trickle into the residential market, and then in 2008 it was on the residential side. But of all four of those factors, none of them are in place today. Zero borrowers are strongly underwritten because they've got those full documentation loans, and virtually no one is forced to sell in a fire sale. In fact, homeowners still have these record equity positions of about 300k fewer than 3% of homeowners have a negative equity position, and there is no vacancy issue. Because, in fact, we've been under building. We'll look at that. So for next year, no substantial price of drawdown is coming. None's expected. We can isolate that out. Since I was investing directly in real estate through 2008 I know what happened is that when people walked away from properties, they did so because the economy got rough, their variable rate mortgages rose, they couldn't make their payments, or they just had no motivation to make their payments because they were underwater and had zero protective equity. In a lot of cases, it's almost impossible for that to happen today, homeowners can make their payments, and they're motivated to do so because they have that erstwhile equity to protect, like I said last week, through the Census Bureau data and realtor.com we know a couple things. Four in 10 homeowners have no mortgage at all. They own their property free and clear. Among the group with mortgages, 70% of borrowers still have a mortgage rate locked in at under 5% and blending those together for you means that then 82% of borrowers either have no mortgage or they've got a rate under 5% this translates to really affordable payments, along with The protective equity, even if inflation heats up again, it still cannot touch a borrower's mortgage payment amount because it is fixed. As we're leading up to the big reveal of next year's number, we're about to look at affordability, supply, demand and the effect of mortgage rates on prices. Of course, that word affordability, that has been the most central word to home buying for a couple years now, affordability will improve in three main ways. If either home prices fall, mortgage rates fall, or wages rise, it takes at least one of those three things, the good news is that this year, wages have been rising faster than both stated inflation and home prices. Wages have been rising close to 4% that looks to continue at least into the early part of next year. Well that improved affordability allows home prices to move up, and it gives room for rents to move up as well. Now when it comes to mortgage rates, if you're new to listening to me, it will be groundbreaking for you to realize that today, mortgage rates are low, and increases to mortgage rates usually lead to increases in home prices, not decreases. If you're new here, both of those facts might leave you saying what I thought it was the opposite. How can that be? I won't spend much time on this because longtime listeners already know these two things, but they do go into the forecast the long term 30 year fixed rate mortgage averages 7.7% per Freddie Mac thirst, that set goes back to 1971 and rates are lower than that now, and mortgage rates have risen 1% or more seven different times since 1994 and home prices increased all Seven times right alongside those rising mortgage rates. In fact, when rates more than doubled in 2022 what happened? Home prices soared to their highest appreciation year in a long time. It reinforced this so, yes, way higher rates equaled way. Higher prices. It's not that one directly causes the other. This is correlation versus causation. It's because rate increases confirm that the economy is doing well. I have discussed that extensively in previous episodes, so mortgage rates actually don't have that much to do with home prices, and that's why it is hardly going into the forecast for next year. I'll tell you what trying to forecast mortgage rates to then use that to predict home prices, that is a fantastic way to waste your time. Now, 1x factor that could make that different for next year is that this President, he imposes his will to make rates low no matter what. So even if the economy is good, which typically leads to higher rates, wholesale push to make rates low, and that's an artificial phenomenon. Wouldn't that make home prices boom if we had a strong economy and low rates? The fact that affordability is still historically low today, though, we appear to be off the bottom. Affordability is still historically low today, that has less to do with mortgage rates than most people think, since, again, rates are low when they're in the low sixes, like they currently are. Instead, affordability is soured, because over the long term, decades, wages haven't kept up with true inflation. That's what's really going on with affordability and what everybody misses, and because affordability is still strained, home prices cannot rise a lot, say 10 or 12% next year. That can't happen on a national basis next year, now, a bill is advancing through Congress now to make housing more affordable. It's got bipartisan support relaxing zoning requirements in such a bill that could help build more homes, but if the government tries to help by making access to loans easier, that is going to lead to even higher prices and really will not help with affordability beyond the short term. In fact, just this month, the Fed has resumed QE quantitative easing. And that effectively means that it is ramping up the number of dollars being printed. And these are just more dollars in existence coming in to chase real estate and every other assets values higher we look at the employment picture. Although unemployment has been ticking up lately, it is still low at under 5% what about housing supply versus demand? And future supply versus demand? Well, this is basic econ and it will totally affect future prices. Actually visited the home of the father of economics, Adam Smith in Scotland this year, the man that nearly invented the supply demand concept starting with supply. I think anyone in real estate knows that generally, over six months of housing supply is too much. Under six months is too little. Six months is sort of that balanced point. What does that really mean? Well, months of supply is how long it would take to sell all the homes currently for sale if no new listings came on the market. All right, that's all that means. Well, currently, that level is 4.2 months that is low, and that puts some upward pressure on prices as well. Another way to think about it is with the active listing count of single family homes and condos. All this means is the number of homes currently for sale and available to buy right now. That's what active listing count means when you see that statistic out there? Well, one and a half to 2 million is the normal level of units needed to adequately house our growing population, for single family homes and condos. Well, that figure bottomed out in 2022 and it's only hovered around one or 1.1 million for a few months now, we are under supplied, and it takes a long time to build our way out of it. Now, apartment buildings are a different story. They are oversupplied, but again, today, we're here focused on the future price direction of one to four unit properties. So that's supply, not as tight as it was, but still on the tight side, and then demand. Where is demand coming from? It comes from us. There's more of us. As our population keeps growing, there is a lot of housing demand coming. Not only is there pent up demand from those trying to afford a home as soon as they can, but more broadly. Demographically, I will point back to that period where there was a surge of us births from 1990 to 2010 there were over 4 million births every single one of those years, births peaked in 2007 if you add 40 years to that, because 40 years is now the average age of the first time homebuyer. That's still a mind blowing figure to me, 40 years the average age of the first time homebuyer. You add that to 2007 that peak birth rate year, and this demand won't even peak until about 2047   Speaker 2  30:36   and this doesn't even include additions from immigration, demand, demand, demand, propping up prices for decades, but for next year, improved affordability, which is expected that boosts the demand for those that have the capacity to pay. Well, considering everything we've covered, I'm about to reveal the number for next year. But first, I mean, gosh, don't you wish everyone actually followed up on their past forecasts, like I'm about to I don't think I've ever seen a price crash predictor follow up, because they're always wrong. Well, what is the track record of get rich, education, home, price appreciation forecasts. It's the fifth straight year I'm doing this, and I always release the forecast in the final days of the year in anticipation of the coming year, just like you and I are doing together now. For 2022 I said that prices would rise nine to 10% the year ended, and they came in at 10% 2023 a lot of people said home prices would fall because they had just seen a terrific run up. I said a price fall would not happen, largely due to that jaw droppingly low supply that we had then. I said zero, there wouldn't be any change. They came in at exactly zero. There was no price change in 2023 for 2024 I forecast 4% they came in at exactly 4% this is all documented. You can go back and listen to those episodes. They're all near year end. So yes, three straight years, I nailed it to the exact percent. How about this year? Just before the year began? Do you remember what my forecast figure was from listening here about a year ago, it was 5% home price appreciation. The year is not over yet, and real estate statistics move pretty slowly. Figures lag, but we pretty much know where it's going to end up. And as we look at this same stat set that I consistently use, which is the NARS national median existing single family home price, it is 2.2% as of late in the year, and it's almost certainly going to end up at 2% appreciation. So I would call that a miss, probably not a terrible call, but far enough apart to call that a miss, 5% forecast versus 2% actual for this year. That's the track record. So before I reveal the number for next year, in the last four I've nailed three of them spot on, and why was appreciation less than I expected for this year? Well, a few reasons. One of them is that inflationary pressure from tariffs was postponed. That Tariff Schedule was changed more times than anyone could have possibly forecast, and affordability stayed stubbornly low too. And here we go for 2026 how much home price appreciation or depreciation do I expect? Well, I haven't said this in any of the previous forecasts, because it's the easiest thing to say, and I often avoid saying the easiest thing, but this is just what I see coming, and that is, I expect more of the same. It's the first time I've said more of the same, which is drumroll here, 2% home price appreciation for next year. No wild figure or hyperbolic material here, in order to attract attention that is my best target for the truth, I'm here to do my best to be accurate and help you make the most informed decision, 2% for next year. So a 500k property today should cost you about 10,000 more dollars next year, and as we know, with a figure like 2% which is less appreciation than the long run historic 5% or so, with this 2% appreciation on new purchases, you leverage that five to one with your 80% loan, and you get a 10% return on your down payment. And you add in the other four ways real estate pays to your 10% leverage appreciation and at historic norms, you can end up with a 29% total ROI. That's realistic. I outlined the math of that in an earlier episode this year when I discussed how real estate pays five ways in a slow market, there you have it, 2% forecast home price appreciation for next year. If you want the charts that support the forecast and more, there's a way for you to get a hold of that, and also the best real estate maps, stories and investment opportunities that you won't see in any headlines. They are all in my free weekly newsletter. The newsletter also gives you access to my free real estate pays five ways. Video, course, that is it. GRE letter.com Get it all at one easy place. Gre letter.com I look forward to talking to you in the new year. I'm Keith Weinhold, don't quit your daydrem   Speaker 3  36:06   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  36:34   The preceding program was brought to you by your home for wealth building, GetRichEducation.com  

Check out Zone 14 Coaching below: https://zone14coaching.com/ Use code:ModernSoccer5 for $5 OFF Is the art of defending dead? In this episode of the Modern Soccer Coach podcast, Gary Curneen sits down with former Premier League and MLS center backs Danny Collins and Ike Opara to break down how the center back position has changed — and what might be getting lost along the way. The conversation explores the evolution from defender-first to build-up quarterback, the influence of possession-based football, and the tension between philosophy and making the best decision in the moment. Danny and Ike share firsthand experiences from elite environments, discussing duels, mentality, physicality, decision-making under pressure, and why clean sheets still matter. This episode dives into: • How the role of the center back has evolved over the last 10–15 years • The impact of building out from the back at youth and professional levels • Whether defensive craft and mentality are being deprioritized • Philosophy vs results in modern coaching • What still defines an elite defender today • Where defending might be heading next If you coach defenders, work in player development, or want a deeper understanding of how modern football is reshaping defensive roles, this is a must-listen conversation. Subscribe to Modern Soccer Coach for more long-form conversations, breakdowns, and insights from the game's leading coaches and players. #soccer #football #soccertraining #soccercoaching #soccerdrills #defending #podcast #coaching #footy #garycurneen #dannycollins #ikeopara #podcastshow #soccerpodcast #youtubepodcast #youthsoccer #modernsoccercoach

The Premier League heads into the final days of 2025 with a genuine three-team title race taking shape, as Arsenal set for a pivotal showdown with Aston Villa while Manchester City continue to apply pressure just behind them. We break down where the margins are shrinking, what Arsenal's recent performances tell us, and why Tuesday night at the Emirates feels like a defining moment.We also turn our attention to AFCON as the group stage reaches its decisive third matchday. History was made by Mozambique, heavyweight clashes continue to shape the knockout picture, and Monday's slate sets the field for the round of 16.Plus, a Domestic Focus on Americans abroad and MLS offseason moves, a packed Refill of headlines from around the world, and what's coming up across the SDH Network as 2025 winds down.

It's a Reaction Monday on SDH AM that preps your dayWe start with 929TheGame's Abe Gordon looking at MLS moves to date during the holidayWe look at the Prem from the weekend and a club that may go back to the past for a future openingSoccerForUSPod's Bart Keeler joins looking at the NWSL getting HIP, cards and calls, and Yanks abroad Plus, breaking news involving Nashville and LAFC and your AFCON breakdown

On this episode, we break down Myrto Uzuni's candid comments about his difficult first year in MLS, living apart from his family, and whether a fully focused 2026 can spark a turnaround in Austin.We also dive into the Guilherme Biro rumors following Joseph Rosales' arrival, with questions swirling around Biro's value, salary, and long-term future at the club.Finally, we discuss the Tadeo Allende transfer buzz, including a reported $10M valuation, interest from Inter Miami and River Plate, and whether Austin FC could realistically make a DP move.

Is Lo Celso on his way to Miami? Is Allende staying? We are discussing all the updates and rumors of the offseason#InterMiami #Messi #InterMiamiCF #Futbol 

Bob and Scott take just one episode to recap the 2025 Major League Soccer season for the Western Conference. We break down the biggest contributors, team surprises, top storylines, and then make too-early predictions for the 2026 MLS Season. Tune in for two weekly live shows: Thursdays at 8:00 PM ET for expert betting picks and MLS odds breakdowns, and Mondays at 8:30 PM ET for soccer analysis and insider discussions. The Designated Pundits podcast is renowned among MLS and US soccer fans for in-depth preseason previews of every MLS team. We're your go-to for predictions and insights into America's version of the Beautiful Game. Stream us live on YouTube or your favorite podcast platform. Explore all our content at thedesignatedpundits.com YouTube- YouTube.com/@TheDesignatedPundits Audio Links- linktr.ee/thedesignatedpundits or search “The Designated Pundits” on your favorite podcast platform. #MLSseasonPass #MLS #MLSbetting #MLSbets #MLSpicks #TheDesignatedPundits Learn more about your ad choices. Visit megaphone.fm/adchoices

Sounder at Heart/Pulso Sports Niko Moreno visits SDH AM weekly to give his news, notes, and knowledge about the moves in Major League SoccerThis time, it's Seattle, LA Galaxy, the keeper carousel, Orlando, and Inter Miami - and all points in between for another week of preps for 2026

Soccerwise was lucky to sit-down with Chicago's Director of Football & Head Coach Gregg Berhalter as the offseason begins. He talks with David about his time with the USMNT, the special season his son had, what wins in MLS, the potential of big name additions in Chicago, and much more.

The boys get together to summarize the storm of news from the past week. They wrap-up the Joseph Rosales acquisition and deep dive the implications of a new rumor that Guilherme Biro may be on the move. Then they close out the episode with a look at a Myrto Uzuni interview he gave in Spain last week and some potential crumbs dropped by Tom Bogert. 0:30 - Intro 4:10 - Rosales trade wrap-up 5:55 - Guilherme Biro on the move? 20:55 - Allende rumor update 25:35 - Myrto Uzuni speaks in Spain 34:15 - Bogert crumbs 42:05 - State of the roster Visit our website for match preview articles, weekly MLS picks and access to our salary cap and roster spreadsheets! Follow the podcast on socials YouTube Instagram Bluesky Threads Twitter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hey, soccer fans! Nick is back with Part 3 of his holiday roundup. In this part, he discussed the Chicago Fire's latest acquisition: free agent midfielder Robin Lod. While not a like-for-like replacement of Brian Gutierrez or famed international talent, Lod bring a toughness, winning pedigree, and consistent on-field performance that the Men in Red will surely benefit from. Lod had a distinguished career with Minnesota United, and his experience in MLS is another factor that benefits Chicago. Nick also looks at the transfers that have been occurring around the league, and rattles them off in lighting-round formt. He notices that DC United quietly is having a producting off-season, signing three starters from within MLS. He's also noticed an increasing trend of intraleague signings. The Fire could really take advantage of this with their next crop of academy players. Tune in and join the conversation! Make sure you like & subscribe, rate & review, and keep growing the show. Follow the Fire on SportSpyder. Connect on social media: Twitter - Facebook - Instagram - YouTube Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Nino Torres drops by to break down 2025 from two separate continents- looking at South America, Copas, Peru, Uruguay, Portugal, and looking at Messi and Friends in Fort Lauderdale

Jon Nelson takes you through some of the best segments of SDH AM in the past week. Watch on YouTube, Twitch, and X live at 9:05am Monday-Friday @soccerdownhere or listen to the daily show on-demand via podcast. In this compilation, hear from GOL TV's Nino Torres on some of the best moments of 2025 in his world, kit design with new club AC Boise, and #2 pick in the MLS SuperDraft Ricky Louis out of Georgia Southern.

On today's Morning Espresso, we look at a Boxing Day unlike any other, with just one Premier League match on the schedule as Manchester United host Newcastle at Old Trafford. We dig into how fixture congestion and calendar pressures are reshaping one of English football's longest traditions.We also turn our attention to Africa Cup of Nations Matchday 2, with qualification scenarios beginning to emerge, major voices speaking out on the tournament's place in the global game, and key storylines from Morocco, Egypt, South Africa, and beyond. Plus, domestic updates across the NWSL and MLS, network news from SDH AM, and a look ahead to a 2026 that's already coming into focus.

It's a full Freestyle Friday on SDH AMWe look at Match Day 2 as AFCON goes LIVE and preview the weekend overseas in Hour 1Hour 2 is the Power Hour with our Nino Torres and Sounder at Heart/Pulso Sports Niko Moreno looking at South America, Portugal, the Copa, and Peru plus the latest in MLSAround the world in 60 minutes and around the corner from everywhere...

Are you sick of tenants, toilets, trash, and trauma?

Hey, soccer fans! Nick is back with Part 2 of his Chicago Fire and Major League Soccer holiday roundup. Today, he discusses the rumored divisional realignment that could take place with the 2027-2028 MLS season. This alignment would see the departure from the current Eastern/Western Conferences and transition to six, geographic based divisions, specifically: Midwest: Chicago Fire, Minnesota United, St. Louis City, Sporting KC, FC Cincinnati, Columbus Crew. Pacific/Northwest: Portland Timbers, Seattle Sounders, Vancouver Whitecaps, San Jose Earthquakes, Real Salt Lake, Colorado Rapids. South/West: LA Galaxy, LAFC, San Diego FC, Austin FC, Houston Dynamo, FC Dallas East/Southeast: DC United, Nashville SC, Atlanta United, Orlando City, Inter Miami, Charlotte FC East/Northeast: Philadelphia Union, New York Red Bulls, New York City FC, Toronto FC, CF Montreal, New England Revolution In the second half of the show, Nick previews the Coachella Valley Invitational tournment. This season, the Men in Red face LA Galaxy, Austin FC, and the Portland Timbers in their pre-season tournament. These cross-conference opponents provide a great test for the Fire as they look to build on a succesful 2025 season. Tune in and join the conversation! Make sure you like & subscribe, rate & review, and keep growing the show. Follow the Fire on SportSpyder. Connect on social media: Twitter - Facebook - Instagram - YouTube Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, host Chad Harris sits down with Clifford Walker—known in the industry as the “Cowboy Closer”—to discuss his journey from truck driving to closing six deals in his first month of real estate investing. Clifford shares his “One Rental to Freedom” philosophy, explaining why you don't need 100 properties to be successful. He also reveals his specific strategy for finding deals on the MLS, including how to make aggressive 65% offers and the contract clauses he uses to protect himself and his capital. Whether you're a new investor or a seasoned pro, Clifford's actionable tips on mindset, faith, and market adaptability are not to be missed.More Resources & LinksStruggling to get started in Real Estate or feel like you are struggling to get to the next level?  Check out this Free Vision Casting Video to help clarify your goals and get specific steps to accomplish them! Ready to see if you qualify for the ELEVATE Mastermind? Schedule a 30 Minute Discovery Call with Chad to see if it's right for you. Connect with Chad on LinkedInFollow Chad on InstagramFollow Chad on YouTubeFollow True Wealth on FacebookBe sure to leave a rating & review to let us know how this show has helped YOU!

Georgia Southern's Ricky Louis drops by SDH AM to talk about what it was like to go #2 overall in the recent MLS Super Draft to FC DallasWe look at his two years in Statesboro, the Sun Belt, what he has learned, and what else he needs to learn as he preps for the next stage in his career...

It's a Wall Pass Wednesday on SDH AMWe look at the new rule in the NWSL meant to keep marquee playersMajor League Soccer's GK Union carousel keeps spinning- who is now linked where...AFCON keeps rolling along- we have your morning updatesAnd Jennie Telleria, Chief Marketing Officer and Lead Kit Designer at AC Boise breaks down the process of the build and release of their first-ever kit

The Industry Relations Podcast is now available on your favorite podcast player! Overview Rob Hahn and Greg Robertson close out the year by revisiting their 2024 predictions and grading how they actually turned out. From transaction volume and mortgage rates to MLS power shifts, NAR's role, Zillow's influence, and major industry moments, the episode becomes a candid year-in-review on what really changed—and what didn't—in real estate. Key Takeaways Greg outperformed Rob on most economic predictions, including transaction volume, mortgage rates, and median home prices.  The stock market's strong performance validated Rob's bullish call.  MLSs and NAR dominated debate: MLS autonomy increased, while NAR's influence continued to erode.  Realtor.com's acquisition activity missed Greg's specific predictions, while Rob's calls on Phoenix-style breakaways and MLS mergers did not materialize. Zillow's growing power, ongoing lawsuits, and IDX tensions were identified as major forces shaping the future. Housing affordability emerged as a defining political issue, highlighted by discussions around commissions, younger voter sentiment, and proposals like 50-year mortgages.  Both hosts frame 2025 as a "transition year," where the consequences of earlier lawsuits and policy shifts fully surfaced. Next week, 2026 Predictions!   Links: Bingo Board Vendor Alley    Connect with Rob and Greg Rob's Website  Greg's Website    Watch us on YouTube   Our Sponsors: Cotality  Notorious VIP The Giant Steps Job Board    Production and Editing Services by Sunbound Studios  

In part two of our three part January Transfer Window Special, presented by Verizon, the Transfer Guru himself Fabrizio Romano sits down with Rog to answer questions from our very own listeners, including....will Tottenham sign Savinho from Manchester City? Will Lucas Paqueta be on the move from West Ham? And who is the next big name player to join Messi and Thomas Muller in MLS? Plus, much, much more!Shop the Men in Blazers store: https://mibcourage.co/48Yt7MGSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

 The Guardian's Top 100 Players list dropped… and the biggest talking point might be who didn't make it. No Christian Pulisic, despite 12 Serie A players landing on the list, including Scott McTominay, Lautaro Martínez, Denzel Dumfries and others. Meanwhile, The Athletic ranked Pulisic 39th, backing it up with elite production. So where would you rank the U.S. star?  Plus, a busy weekend abroad: McKennie bagged his 21st assist for Juventus, Musah fights for roster momentum, Dest feeds Pepi,  who can't stop scoring, and Jedi Robinson keeps stacking starts in the Premier League. In #AskAlexi, we dive into the impact of the 2026 FIFA World Cup on soccer in the United States + is a winter break coming for MLS? We wrap the podcast with Alexi's Soccer Wishlist heading into a pivotal year.  Use our code for $30 off your next order of World Cup Tickets on SeatGeek:⁠https://seatgeek.onelink.me/RrnK/SOTU⁠ Sponsored by SeatGeek. *Restrictions apply. Max $30discount, Min. $200 Purchase Intro (0:00)Pulisic Subbed by Soccer World (5:17)US Abroad: Pepi can't stop scoring (14:57)#AskAlexi (33:20)2026 Soccer Wishlist: Quarters or Bust? (44:34) Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Morning Espresso opens with a major conversation in MLS as the Colorado Rapids put their identity in the hands of supporters, launching a fan-driven process that could shape the club's future ahead of a pivotal 2026. From there, we turn to a busy Domestic Focus, with NWSL news headlined by Catarina Macario's contract situation, stadium momentum for Denver Summit FC, rising club valuations, and continued investment in young talent across the league.Globally, AFCON delivers late drama and early statements, with Zambia rescuing a point, South Africa breaking a long opening-day drought, and Egypt leaning on Mohamed Salah once again. We also check in on Real Madrid's uneasy calm... maybe the telenovela is taking a break for the holidays. 

Tuesday Thoughts carry us into the midweekWe look at AFCON Matchday 3 already underway and get you ready for a busy group stageColorado Rapids are kicking the tires on a look for the new season- we take their survey and find out what a Sesquisemiquincentennial is...ATLUTD welcomes a new face as does FC DallasGeorgia Southern's Ricky Louis stops by to talk about his time in the Boro and what this next stage may look like as he goes #2 overall in the recent MLS SuperDraft plus your AM news to get you moving...

Send us a textBall Watching hosts, Jake Koenig and Justin Graham, recap SLU Men's Soccer's College Cup return, break down CITY's head coaching hire, dissect their three MLS Super Draft picks, discuss Bürki's place in MLS,  and a whole lot more!Follow the show on X and/or Instagram (@BallWatchingSTL)! Find our guest interviews and all episodes in video form on YouTube by searching https://www.youtube.com/@ballwatchingSTL. Be sure to hit subscribe and turn notifications on!Hoffmann Brothers is the 2025 presenting sponsor of Ball Watching! Headquartered right here in St. Louis for over 40 years, Hoffmann Brothers is a full-service residential & commercial provider, providing Heating, Air Conditioning, Plumbing, Drains, Sewer, Water Heaters, Duct Cleaning, Electrical and Appliance Repair services. Visit them online at hoffmannbros.com!Make The Pitch Athletic Club & Tavern (thepitch-stl.com) your St. Louis CITY SC pregame and postgame destination for all your food and drink needs! Tell them your friends at Ball Watching sent you... Seoul Juice is the official drink of Ball Watching and made with three clean simple ingredients: water, organic lemon juice, and Korean pear juice. Get yours at Dierbergs, Sams Club, or online at seouljuice.com. Use code "BALLWATCHING" at checkout for 20% off all online orders!Shop in-store or online at Series Six (seriessixcompany.com) and receive a 15% discount on all orders storewide using code "BALLWATCHING" at checkout!

The boys went LIVE on their YouTube channel on Tuesday to discuss the acquisition of Joseph Rosales. They talk though the player's bio, the roster and salary cap implications of the move and the sudden logjam at the left back position. More rumors hit the timeline over the last few days so the fellas also weigh in on a pair of potential additions that have the fan base buzzing. 0:30 - Intro 2:25 - Thoughts on two additional rumors 5:55 - Austin FC acquires Joseph Rosales 8:35 - Rosales bio 23:10 - Salary cap implications of the trade 26:05 - Current state of the roster 33:00 - Comparing Rosales to his new positional teammates 36:30 - Left back logjam 44:20 - Where does the Rodo go from here? Visit our website for match preview articles, weekly MLS picks and access to our salary cap and roster spreadsheets! Follow the podcast on socials YouTube Instagram Bluesky Threads Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Roller Coaster of Soccer Fandom | Mecca of BanterBeing a soccer fan means choosing chaos—every single week.In this episode of Mecca of Banter, the lads lean fully into the emotional grind of fandom. From St. Louis City's latest coaching hire and ongoing roster concerns, to Manchester United battling injuries, youth growing pains, and tactical questions, this one is raw, honest, and very on-brand.We break down what “alignment” really means for STL City, why the squad construction is still miles off, and what a possession-based vision actually requires to work. Across the pond, we dive into Chelsea's tale of two halves, Liverpool vs Tottenham controversy, Arsenal's shaky grind, and United's encouraging-but-frustrating loss—including youth debuts, midfield chaos, and leadership questions without Bruno Fernandes.It's part therapy session, part tactical breakdown, and part group chat energy. This is what soccer fandom really feels like.Keywords: soccer podcast, football fandom, Premier League, Manchester United, St. Louis City SC, coaching changes, tactics, injuries, youth development, fan reactions 00:00 – Intro & miserable soccer supporter energy01:48 – The emotional reality of fandom02:49 – St. Louis City coaching change breakdown08:12 – Alignment, tactics & possession philosophy13:29 – Roster gaps, squad depth & recruitment needs19:01 – Why injuries derail seasons22:27 – Talent, trust & youth pathways23:02 – Chelsea at St. James' Park: two halves, one point27:13 – Garnacho frustration & decision-making30:11 – Liverpool vs Tottenham controversy36:29 – Emerging talents & striker profiles41:20 – Arsenal grinding results44:13 – Manchester United performance review48:10 – Injury updates & squad depth concerns53:02 – Youth debuts & long-term outlook57:07 – Final thoughts & fan hopesoccer podcast, football podcast, Premier League podcast, soccer fandom, football fandom, Manchester United, Man United podcast, MUFC, St. Louis City SC, STL City SC, MLS podcast, coaching changes, soccer tactics, football tactics, player analysis, injury updates, youth development soccer, Premier League analysis, Chelsea Premier League, Liverpool Tottenham controversy, Arsenal Premier League, fan reactions soccer, club culture football, soccer discussion, football banter, Mecca of Banter, American soccer podcast, soccer YouTube

Joe and Brennan recap week 16 of the NFL season, covering the Seahawks vs. Rams, Panthers vs. Bucs as well as a few other games. They then recap the first week of the College Football Playoff and how round 2 shakes out. Then they quickly discuss Fulham's cup loss to Newcastle. Cheers!

Host Ricky Sacks is joined by Lee McQueen, Billie T and George Achillea as we discuss the state of play around Tottenham Hotspur with Sporting Director Fabio Paratici set to depart the Club to join Fiorentina, Spurs Assistant Head Coach Matt Wells set for his first managerial role in the MLS and potentially Dominic Solanke suffering a set-back to his latest injury. Independent Multi-Award Winning Tottenham Hotspur Fan Channel (Podcast) providing instant post-match analysis and previews to every single Spurs match along with a range of former players, managers, special guests. Whilst watching our content we would greatly appreciate if you can LIKE the video and SUBSCRIBE to the channel, along with leaving a COMMENT below. - DIRECT CHANNEL INFORMATION: - Media/General Enquiries: lastwordonspurs@outlook.com - SOCIALS: * Twitter: https://www.twitter.com/LastWordOnSpurs * Instagram: https://www.instagram.com/LastWordOnSpurs * Facebook: https://www.facebook.com/LastWordOnSpurs * YouTube: https://www.youtube.com/c/LastWordOnSpurs *Threads: https://www.threads.net/@lastwordonspurs *BlueSky: https://bsky.app/profile/lastwordonspurs.bsky.social WEBSITE: www.lastwordonspurs.com #THFC #TOTTENHAM #SPURS Learn more about your ad choices. Visit podcastchoices.com/adchoices

Keith discusses the Federal Trade Commission's (FTC) new regulations on rental pricing transparency, following a settlement with Greystar.  Legendary author, Doug Casey, joins the conversation to argue that the Federal Reserve is waging a quiet war on the middle class.  Casey explains that by creating trillions of new fiat dollars to push interest rates lower, the Fed fuels inflation, which erodes savings, distorts markets, and quietly reduces the average American's standard of living. He warns of an impending economic downturn due to inflation and government debt. Resources: Find the FTC article here. Visit internationalman.com to read Doug Casey's weekly articles and watch his "Doug Casey's Take" videos on YouTube. Episode Page: GetRichEducation.com/585 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, the Fed keeps escalating their quiet war against the middle class. I'm talking about it with one of the most influential financial figures of the past century. Today, also what the recent FTC decision on rents means to real estate on get rich education.   Speaker 1  0:25   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold rights for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:11   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:27   Welcome to GRE I'm your host. Keith Weinhold, let's get right into it, as there's a lot to cover here on our last big show before Christmas. Briefly before we get to the Fed's quiet war against the middle class the Federal Trade Commission just fired off a warning shot to landlords, and here's the translation about what this means to you, advertise your real all in rent amount with mandatory fees included in that amount or expect company and by company, the FTC means attorneys, paperwork and a long headache, and I'll tell you why I think this is a good thing. But really, first what this is all about is that it stems from the antecedent settlement with the massive global real estate company greystar, about transparent pricing. You might know that greystar is the massive global real estate company. They specialize in rental housing. In fact, greystar is the largest apartment operator in the entire US. They're in about 250 markets. The FTC cracked down on greystars add on fees, those fees added on to the rent amount that aren't clear and transparent right from the beginning. Now, in their case, it's things like Package Concierge charges, valet, trash service fees and some of these other line items that magically appear after a renter has already emotionally moved into a unit. Now for your rentals, they might be other things like Pest Control fees, gym fees, pet fees, utility add ons and notice that I use the word might, because clarification is still being sought here, but suffice to say, the least that you should know is really three things, advertise a rental price that excludes mandatory charges and that could be a violation of the law. So then state the total cost of renting the unit up front, no fine print gymnastics. Secondly, do a compliance check. You need to review your ads to confirm that they honestly convey your rental unit's price. That includes working with third party marketing vendors like Zillow or Facebook marketplace to see if they accurately state the all in price, because if they understate the price, it's still your problem. And thirdly, know that the FTC is reviewing harmful practices in the rental housing market. They'll take action against landlords that try to hide mandatory fees, so no hide and seek. And the FTC resource is in our show notes, and I sent it to you in last week's newsletter as well, if you want to read it, all my take here is that this type of transparency is a good thing. I mean, come on, we all know how annoying it is if, say, an airline states like, Hey, we've got prices to this destination. You can fly there for as low as $200 Yeah, but what if it's a 28 hour, four layover journey to fly 300 miles? Okay? What about buying an event ticket to go to a music concert and say you've already got 10 minutes wrapped up in this, but they don't show you the final price with all the fees until you've already invested that 10 minutes a. Then you learn about this in your shopping cart. So that type of thing is deceptive, all right. Well, what this FTC case does is it eliminates that effect in the rental housing market. So if you're a landlord, your competitors shouldn't be able to advertise base rents minus fees against your unit that appears higher priced than it's really not. And then for renters, I mean, the clarity helps expedite their search process. So this lets good assets compete on real value, and that is good business. Now, as far as the Fed controlling the economy, Jerome Powell announced interest rate cuts both last year and some more again this year, and though the effect isn't immediate, mortgage rates do come down with them. Mortgage rates have also fallen this year because the yield spread premium is lower. And you know what the prevailing sentiment is among a lot of armchair economists, it is squarely this, you ain't seen nothing for cuts yet. People say, Oh, watch, once Trump gets his guy in there in May, meaning that's when the newly appointed Fed chair is in power. Oh, you're really going to see some giant rate cuts then, yeah. I mean, a lot of people talk about this like it's certainly coming. They say then the Fed funds rate is going to go way down, meaning mortgage rates are then going to go way down, meaning that home prices are therefore going to soar next year. Well, all that could happen, but it is nowhere close to the certainty camp for everything to respond exactly that way. As you know, as a listener here, paradoxically, mortgage rates have little to do with home prices. Look at history over hunches. In fact, it might be more likely that those things don't happen and don't all break exactly that way, then the probability that they do, and that quickly gets into conjecture territory. As we know, lowering rates is bad too, because it signals that a weak economy needs the help. Typically. What could be different this next time. Well, whether we're in a good or a bad economy, Trump still wants lower rates, and he really imposes his will on the situation.    Keith Weinhold  7:30   We're about to bring in the author of a new book called The preparation. It's about preparing for the economic future. A lot of the book is mostly for young men and their parents, but we'll speak to both females and males. Today is the middle class both worse off and in a way, better off today than they were a generation or two ago. Talk to your grandparents. They didn't pay for a college education. They didn't get one. They rarely ate out at restaurants. They didn't have a smartphone, which is now practically mandatory to even exist. Today, people are paying for all of that, so no wonder that prospective first time homebuyers almost seem to be going extinct. Let's meet this week's guest.   Keith Weinhold  8:21   Are we going to get a painful financial reset in the form of runaway inflation, a market crash or something else? We'll answer that before we're done today, the Fed is engaged in a quiet war against the middle class. They are going to create trillions more Fiat dollars to lower interest rates further and create inflation that's according to today's guest. He is the International man himself, a legendary and generationally popular author, and he does a lot more than that. He's back with us for a sobering look at this today. Hey, welcome in. Doug Casey,   Doug Casey  8:57   Thanks, Keith. It's nice to be here with you, although care for me is in Buenos Aires, Argentina, where I spend a good part of the year.   Keith Weinhold  9:05   Such a nice place, good year round weather. There. A piece you recently wrote is titled, The Fed's quiet war against the middle class. The Fed recently announced that they're stopping Qt, which basically means they're stopping the destruction of dollars and opening the floodgates to print dollars. You've been known to say that the level of interest rates is the most important single indicator of an economy, and the Fed has made several quarter point cuts over the last year plus, although the President is supposed to stay independent of Fed influence. Oh my gosh, he has been more vocal than any other president ever over how badly he wants low rates. What are your thoughts with regard to all this Doug?   Doug Casey  9:53   Well, the Fed, which most people have been taught to believe, is part of the cosmic firmament. Right? It should be abolished. It serves no useful purpose. The Fed is an engine of inflation. It's what creates Federal Reserve notes. It's an engine of inflation and purely destructive, and it's used by the government to finance itself. So that's the first thing I've got to say. And they don't know what interest rates should be. Neither does Trump neither does anybody else. That's for the market to determine right and interest rates are set by the amount of savings that's done by the people and the amount of borrowing that's done by other people. The problem is with the Fed printing up lots and lots of money, which they are through the banking system, it makes it rather foolish to be a saver. In other words, if you produce more than you consume, which is something everybody should do, you want to save the difference. That's how you become wealthy. But if they destroy the currency with inflation, it's pointless to save, and if there's no savings, there's no capital to lend. This is why we're sliding off a slippery slope in the direction of a third world country where there's no savings, where the money's no good, it's a real problem. I think the average American, despite increases in technology that we've benefited from over many years, the average American has found his standard of living go down a lot, and it's basically because of the destruction of the currency that makes it impossible for him to save and get ahead of things, and results in wild and crazy moves in the stock markets and the real estate markets and the interest rate markets, where things become unpredictable. So everybody's being turned into a speculator, whether they like it or not, and frankly, we're headed towards a real reckoning in the US and in the world generally. So my approach at this point is to hold on to your hat, because we're in for rough running in the years   Keith Weinhold  12:14   to come. To create low rates, the Fed basically needs to create trillions of new Fiat dollars. Tell us about how that works.   Doug Casey  12:25   Well, it's a question of the supply and demand of money. You've got two things happening. Number one, when the Fed has quantitative easing, as they call it, which basically means inflating the dollar. Quantitative easing, or QE is just a nice word for inflating the dollar. They're increasing the supply of dollars out there. You increase the supply of dollars, the price of money goes down in the short run, but in the long run, the value of the dollar also goes down. And nobody's going to lend money if they can't get more in interest than it's being depreciated at. So you've got these two forces fighting against each other making for an unstable system. That's why I say that look before 1933 and when Roosevelt took gold out of the dollar, or in fact, before 1913 when the Federal Reserve was created, before that, there was no central bank. There was no Federal Reserve in the US. Money was just a medium of exchange and a store of value. It wasn't a political commodity, which it is now. Today, everybody is looking at the government to do something to make a decision to raise rates. Some people want them higher or lower them. Some people want them lower. But this is for the market to decide. It shouldn't be a political decision.   Keith Weinhold  13:53   Low rates, which most think are coming, produce an inflationary environment, which then means that longer term, there need to be new higher rates in order to combat that.   Doug Casey  14:05   Well, what we've got is a situation where conflicting advice and beliefs are causing rates, and indeed, most of the economy, to go up and down like an elevator with a lunatic at the controls. And actually, that's a very good analogy.   Keith Weinhold  14:22   And low rates to your earlier point, Doug, they don't encourage anyone to save. And you know what? Government policy doesn't encourage anyone to save either in times of crisis, like, look what happened during covid. Oh my gosh, if these people can't go to work and generate an income, they don't have any savings, obviously. So then let's go ahead and intervene even more and send them stimulus checks, basically a bailout. So low rates discourage anyone from saving, but so does our policy, because every time there's a big catastrophe, oh, they just come in with a safety net anyway. That's Part. The reason why we have such a problem with capital formation of the average American today?   Doug Casey  15:04   Well, it's actually worse than that, because over generations, a lot of debt has built up in the country. In other words, to maintain your standard of living, a lot of people have borrowed. They've done this either by taking the savings of past generations and borrowing it or mortgaging their personal futures. Either way, look, if you and I went out and borrowed a million dollars today, we could raise our standard of living artificially, sure, for the next year, but at the end of that year, we have to pay back the million dollars to lost interest, and that artificial rise in our standard of living will result in a very real decline in our standard of living. And a great deal of the borrowing that's been done to stimulate the economy through the banking system is for consumption, not for production. In other words, a lot of the borrowing is not to create new technologies and new infrastructure and new capital goods to create more wealth. A lot of it's just stuff that you wind up. People are borrowing things to fill their basements and their garages with more junk, consumer borrowing, borrowing for vacations, borrowing for to go to music, shows, all kinds of things. This has become a habit in the US, right? So let's look. It's going to end very badly. It's going to end and is ending as we speak, actually, in what I call the greater depression. It's going to be what we're looking at here, largely because of monetary manipulation, but also because taxes have gone up, up, up, up from zero level. Basically, in 1913 there were no income taxes in the US, the US government lived exclusively on minimal tariffs and excise duties. But today, there's right and they're very high, high levels of inflation, high levels of borrowing. So I think we're coming to the end of the road, as far as that's concerned. And it's bad news. Of course, most of the real wealth in the world, when you have a financial collapse, when you have a depression, most of the real wealth still exists. It just changes ownership, that's all so you want to position yourself so that you're not too adversely affected by what's coming   Keith Weinhold  17:31   this inflation and more coming inflation pumping up the asset values of the asset owners and then ruining the lifestyles of those in the lower middle class and making them trend down lower since they spend a greater proportion of their income on everyday needs like clothing and food, which is a small proportion of people that are well off and the poor don't have the assets to benefit from that inflation. And you know, Doug, it wasn't until I read your recent article that I realized something that initially the fed only had one mandate, price stability, and then later they added that maximum employment was their second mandate. I didn't realize that. So really, it's been an expansion of what they're paying attention to, and a de facto expansion of their powers and influence and control.   Doug Casey  18:23   Well, actually, they have a third mandate now, which is to control long term interest rates, to prop up the mortgage market, to prop up the real estate market. Because, as you know, the real estate market floats on a sea of debt, and if you can't get a mortgage, if you can't borrow, you can't buy real estate, or, for that matter, you can't sell it. So this makes it a very unstable situation, and most people are unaware of the fact that before the last depression, the longest mortgage you could get was five years, and that was with a 20% down payment. So things have changed a lot since then, and the more debt you use to finance anything, the more unstable things become. And the fact that things have become so unstable, and the average guy's standard of living has been sinking, and he has more credit card debt, more mortgage debt, more automobile debt. Used to be paid cash for a car, then was financed for two years and five and seven, and then it was leased where you never even owned it. I mean, this is, this is a trend that's coming to an end at this point, so it's going to be quite a comeuppance for people.   Keith Weinhold  19:42   I think long term financing and the easing of getting financing makes the cost of anything higher. There's probably no greater example than that of what has happened with college tuition over the decades. But you know Doug, when we talk about this centrally planned economy. Rather than letting free market forces take over, I love it. I just absolutely love it when the answer to a problem is actually doing less than what you're currently doing, let go of the reins, rather than the Fed controlling interest rates. If there were a free market doing it, you would have bank loan rates that couldn't become too high, or else they wouldn't attract borrowers. So rates would naturally fall, and then you also couldn't have bank loan rates that are too low, because you've got to compensate the bank for bad borrower risk. So rates would come up, and they would find some natural level, kind of to the point that you made earlier. There would be a natural set point price discovery. That's how I think of a free market working for interest rates rather than announcements by a Fed chair.   Doug Casey  20:51   Well, you're right. The problem is that the high government officials, the elite, if you would, think they know best and try to manipulate things, but they don't know best, quite frankly. And one other comment that you made, which I think is very appropriate, is college tuitions. For years, I've recommended that young people forget about college. It's a huge misallocation of your time and money, you wind up studying things well after you are through partying and drinking and chasing the opposite sex, and the things you learn about have no practical application in the world. And I'm not talking about learning history and the classics and mathematics and science, okay? Those are valuable things. Most of what people are taking in college today are hobby subjects, if you would, or things that are fun to learn in your spare time, but you shouldn't burden yourself with a lifetime of debt to do those things and get a worthless degree. Everybody has a degree and with grade inflation, they're a waste of time. That's listen. That's why I wrote this book with Matt Smith. Is my podcast. It's called the preparation. It's on Amazon, and it explains talking about your standard of living, which is what this is all about, really, why it's foolish to go to college today and exactly what especially a young man should do, instead of misallocating The four most valuable vibrant years of his life, sitting behind a desk listening to Marxist leaning professors corrupt you with all kinds of really bad ideas. So that's why we wrote the preparation. And it tells young men exactly what they should do, instead of burdening themselves under hundreds of 1000s of dollars of debt, which can't be discharged and serves no useful purpose, what they've learned in exchange for it. So, I mean, this is one of the one of the things that people should be doing, but not enough are.   Keith Weinhold  23:07   AI changes things fast. I mean, for a four year college graduate today, what you learned as a freshman three or four years ago could quickly be outdated, and that effect just wasn't nearly as great as it was a few decades ago, but if you're listening in the audio only, Doug just held his book called The preparation, which he co authored with Matthew Smith. If this way of thinking resonates with you, here's some actionable things that you can actually do. You're listening to get rich education. Our guest is international man. Doug Casey, when we come back, I'm your host. Keith Weinhold   Keith Weinhold  23:41   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. 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Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com.    Robert Helms  25:23   Hi everybody. t's Robert Allens of the real estate guys radio program. So glad you found Keith Weinhold and get rich education. Don't quit your Daydream.   Keith Weinhold  25:34   Steve, welcome back to get rich Education. I'm your host, Keith Weinhold, we're talking with Doug Casey about how the Fed is quietly intervening and hollowing out the middle class when it comes to interest rates. Since you state about them being the most important indicator for an economy, I think a lot of people don't realize Doug, and maybe you run into this too, that interest rates are not high today. I mean, on the long run, the Fed funds rate averages 4.6% and today it's in the high threes. So they're not actually high today. But with all these crises where we had all this money printing in these low rates, they feel high, but they're not.   Doug Casey  26:22   Well, you're quite correct. The question is, at what rate is the dollar losing value? The official US government figures say, Well, I don't know what they say. They vary, and the numbers are jumbled. And I think the general price level in the US, if we were realistic, is going up well over 5% probably closer to 10% you can make that case. Yeah, I think so, because I'm talking to you now from Argentina and for years, the figures were notoriously and outrageously concocted, made up to make people think things weren't as bad as they are. And here in Argentina, we've just had a revolution, actually a peaceful revolution, with replacing the Peronist government with a man named Javier Malay. It's probably the most unusual and most important election, believe it or not, in world history, because Malay was elected here in Argentina on the platform of basically getting rid of the government disbanding it. In other words, Elon Musk's Doge, but on steroids times 10, and things have gotten a lot better here because of that. And it's too bad that Doge has been eliminated in the US, because a lot of people don't understand that the government doesn't really produce anything at all. All it does is take taxes from you and pass that money around to other people with a lot skimmed off the top to do things that entrepreneurs would probably, or certainly, I'd say, do by themselves, and they make it worse by printing up money to give to people to do those things, and borrowing money, which acts as an albatross around everybody's neck. So I'd make the case that I'm not promoting either the Republicans or the Democrats, I'd kind of say a pox on both their houses. They're just two sides of the same coin. What I think we ought to have is a much smaller, much much smaller government. But are we going to get one? No, we're not getting it right now, because I think a lot of people aren't aware of the fact that the government is running 2 trillion, $3 trillion per year deficits, and those deficits are going up, not down. So where's that money coming from? Well, most of it's being created out of thin air. It's being inflated through the banking system. So the prognosis is not terribly good. Now, along the way, of course, people have hid in real estate, made a lot of money in real estate. Real estate prices have gone up faster than retail inflation has gone up. Yeah, but I'm asking myself whether it's not possible that the real estate market could come unglued at this point, because it floats on a sea of debt. What do you think, Keith, do you have any fears about that?   Keith Weinhold  29:27   Homeowners are in great shape today. They have record equity positions. They're not going to walk away. Many of them are still locked into these really low mortgage rates, so they're in really good shape. This is something very different from the 2008 global financial crisis, when you had irresponsible borrowers that had negative equity positions and an oversupply of housing so they could move out and get something cheaper. Today, if you move out in the great situation that you're in with your low mortgage rate and a high equity position, you'd lose your high equity position and. Might have to go pay rent that's higher somewhere else, so I don't see a lot of real estate appreciation coming over the next year or two, but I don't see any impending crash, largely due to that condition, there's not distress in the market.   Doug Casey  30:17   Are you worried about the fact that most local and state governments are on the ragged edge of insolvency and might be raising their real estate taxes and of course, insurance costs seem to be going up a lot faster than most other costs as well. Right now, utility costs are relatively low because oil and gas prices are low, but that could change too. I mean, is there anything that could take the real estate train off the rails?   Keith Weinhold  30:47   Not that I see. In fact, real estate values have only fallen substantially one time since World War Two, and that was during the 2008 global financial crisis, when we had conditions that are largely the opposite today. That's back when we had an oversupply and an irresponsible borrower that had negative equity so they wanted to walk away, and that created the down drain. To your point, yes, I do see property taxes continuing to increase, but because values aren't increasing as much, they would have to increase the mill rate to get further increases, and then most of the big insurance increases, many feel they are done. They had to come up. Because with inflation, the replacement cost of a property, if you would have a loss, rose and increased that way. So because we're still supply challenge in a lot of places, I see prices holding up but not appreciating like 10% anytime soon, and that's due to an affordability constraint. I don't see how they could possibly do that. And when we talk about that average person Doug, that person trying to make their mortgage payments or their rent payments, I was talking on a recent episode about the K shaped economy, I think it's something that we often visualize in our mind. You see the upper branch of the K rising, the lower branch of the k falling, which is emblematic of this hollowing out of the middle class. But I recently saw it graphically represented, where you have the capital share of income going up for people over the decades. That used to be 5050, between capital share of income and labor share of income. Back 60 years ago, it was 5050, but now, with this K shaped divergence, one's capital share of income is about 57% today, and their labor share of income is only about 43% today. And it's kind of sad. I sort of hate to say it out loud, but it's like, hard work just does not pay off, like it used to. Much of this due to inflation pumping up asset values.   Doug Casey  32:52   Well, I understand what you're saying, and I think you're correct, because there's an old saw. They say the rich get richer while the poor get poorer, and that's kind of what this K shaped economy is telling us. You've got the super rich in the top 1% or 1/10 of 1% that are becoming Ultra double wealthy, and the guy at the bottom, well, his social security taxes have risen from almost nothing to 15% of his wages, and it's a real problem. And it's said that the members of Gen Z can't afford to buy a house today as well. So what do you do about this? Well, my suggestion is, if possible, you don't want to get a job working for somebody else. If at all possible, you've got to work for yourself as an entrepreneur. That's the first thing. It's very hard to get wealthy working for somebody else. The best is to work for yourself, but in order to do that, you have to train yourself with lots of skills and lots of knowledge. And I'm not sure if people are doing that to the degree they ought to either. So I don't know how this is going to end. And of course, you mentioned earlier, artificial intelligence and robotics are tied up hand in glove with artificial intelligence. It's clear that within five years, we'll have robots that may not look entirely like people, but can do almost anything that a human being can do, and this is going to put a lot of pressure on people that don't have special skills, especially with artificial intelligence being programmed into these super competent robots. So the whole world is changing right before our very eyes. Right now,   Keith Weinhold  34:39   when we talk about the middle class struggle. I probably follow the housing market more closely than you do. The NAR recently gave us the latest statistic. Two years ago, the average age of the first time homebuyer was aged 35 last year, it rose to 38 this year, it's now 40 just the average. Age of the first time homebuyer. So in high cost areas, that could very well be 45 I mean, people are getting gray hair before they make a down payment for this middle class that's trying to get into the ownership class.   Doug Casey  35:13   And the further back you go, the younger the age right people were buying houses at So, I mean, it used to be people would try to buy a house right out of school. Frankly, that's out of the question today.   Keith Weinhold  35:27   Yeah, I sure don't remember those days myself, but Yeah, it sure was substantially younger just a couple decades ago. Well, Doug, where are we going with all this? I mean, does a reset eventually happen with either runaway inflation? Do you think that happens first, or some sort of market crash, or is it something else? I mean, what cataclysmic act is likely to happen first?   Doug Casey  35:52   Well, look, I hate to be too gloom and doomy, because everybody, first of all, generally speaking, trends in motion stay in motion, and everything has been maybe gradually descending standard of living wise, but the economy's held together, and we haven't had any catastrophic collapse. Well, almost in 2008 and a couple other times, but I think we're headed for one. So what should you do about it? I would say, consume less if you possibly can, and save what you can, if possible, take a second job while it's still possible, to go out and get a second job or found an entrepreneurial activity so that if you lose your job, you've got a backup system. But with the changes in technology and of course, what's happening in robotics and AI are just part of it. You're not going to be able to rely on what you relied on in the past, because the world is changing very, very radically as far as real estate is concerned. Look, I actually own a lot of real estate, but, you know, I've come to the conclusion that at this point I want to treat my house and other real estate, basically as a not so much as an investment to make money, but to store value. That's right, a store of value where I can put some capital aside. I don't want to keep a lot of money in dollars. That doesn't mean I want debt either. That's risky. For many, many years, I've advocated and bought gold and silver because they are money in its most basic form, and it's worked out really well. I started buying gold at about $40 it's at about 4000 today, and I've always treated it, almost always, as a savings vehicle, not as a speculative vehicle, although, if I want to speculate, I speculate in mining stocks, which are a leveraged way of playing gold and silver, the most volatile class of securities on the planet, actually, and I understand that a lot of people today have Robin Hood accounts and are speculating on the stock market, desperately trying to stay ahead of currency debasement and somehow build a nest egg for themselves by speculating in the market. Generally, that's not a good formula for success you're playing against, you know, extremely smart and well capitalized and knowledgeable big boys, and the fact that everybody's doing it is also, in itself, a tip off to the fact the stock market could be at the tippy top right now, I kind of think it is a bubble in the tech stocks. It's tough, Keith, there's not a lot of places to run and hide at this point.   Keith Weinhold  38:39   Price to earnings ratios are really bloated in the s, p5, 100. I'd love to get your thought on this. Doug, if a person can get a 30 year mortgage rate for a rental property where the rent income meets or exceeds the expenses at a mortgage rate between six and 7% should they do that?   Doug Casey  38:57   Look, if you can cover your mortgage a fixed interest rate mortgage 30 years. One thing that you can almost plan your life around is that dollar is going to lose value every year. So the actual value of your debt, your mortgage, is going to go down every year, right? And presumably the rent that you can charge on your house is going to go up every year. So yep, doing it the way I think you're doing it is an excellent plan for slow and steady long term success. Yeah, it makes sense. You're right.   Keith Weinhold  39:30   We actually have some listener questions on the thing that you brought up, which I call inflation profiting when you borrow long term fixed interest rate debt and get to pay it back with more plentiful dollars down the road. Some people don't understand what you just explained. One way I brought it up with my listeners is we'll just look back 30 years ago, in 1995 the average home cost 130k an 80% loan would be 104k so here, 30 years later, that median home costs over 400 K, and you still just owe 104k on the loan. That's the benefit of what I call inflation, profiting on long term fixed interest rate debt. And of course, your tenant would have paid that down to zero as well. But that kind of makes the benefit be more apparent when we look back into the past 30 years. Well, Doug, as we're winding down here, you have any other thoughts about, just say, the average American out there, what they should do with the Fed behaving and controlling the economy like we do. We're talking about the average American, maybe someone with a mortgage, some rental properties, some savings, maybe a 401, K. How do these potential shifts in Fed policy translate into real life consequences and actions for them. Is there anything else?   Doug Casey  40:44   Well, look, don't count on some outside force to kiss everything and make it better. You've got to look out for number one. And as I said before, the way you do that is you should cut back your expenditures every way you can at this point and when you cut back your expenditures, save that money. Now, what do you do with the money that you save? It's not as easy making that recommendation as it was a few years ago, when I was recommending gold, when it was much cheaper than it is. Now it's at $4,000 now look, save money, get an extra job, earn money, cut back your consumption, learn some new skills, because we don't know how things are going to reorient with the immense advances being made through AI and robotics. That's just generalized advice, but that's all you can do, is well and buy real assets. Nothing wrong with buying a house the way you're talking about if you can buy it and the mortgage is cracked with rent. Eventually, I think we're going to see interest rates go back up to the levels that they were in the early 1980s people don't remember this, but the US government was paying 1518, even 20% for its money, and mortgages were, well, 15, 16% it's going to happen again. So I think if you can lock in a mortgage anywhere in here, on a good piece of real estate that covers the mortgage, that's simple, it's doable. Everybody should try to do it. In addition to the other things I mentioned    Keith Weinhold  42:20   in 1981 the 30 year fixed rate mortgage peaked at over 18% to our earlier point about the fact that mortgage rates are actually historically low now so are fed funds rates. Well, Doug, tell us one last time about your new book and then any other resources. If our audience wants to engage with you   Doug Casey  42:40   I do a blog will know who he is. We've had him here on the show twice, yeah, well, he writes there for us every week, and we've got great articles. That's number one. Number two, I do a podcast with Matt Smith every week called Doug Casey's take on youtube.com third, I urge everybody to get this book, which talks about, if you have a grandchild, a son, it talks about why you should not go to college and what you should do exactly instead of going to college. So that's another thing to do. And we have a newsletter that also covers mining stocks, which is where I'm concentrated in at the moment. They're very cheap, very volatile, and one of the few places in the market, and I hate to say this, that offer the potential of 10 to one or more returns in the near future. So I guess those are the areas where you can find out more about me.   Keith Weinhold  43:49   Again, the new book from Doug is called the preparation. It shows a compass on the cover, and then internationalmen.com. Is actually where Doug wrote a piece called The Fed's quiet war against the middle class, which spawned this very conversation right here. Doug, it's been valuable as always. Thanks so much for coming back onto the show.   Doug Casey  44:08   My pleasure. Keith, thank you.   Keith Weinhold  44:16   Yeah, real estate is positioned for price stability. I was actually investing directly in real estate through the 2008 global financial crisis, and I know what happened is that people walked away from properties when the economy got rough and they couldn't make their payments. It is almost impossible for that to happen today. Homeowners can make their payments. Look through Census Bureau data in realtor.com we know a couple things here. Four in 10 homeowners have no mortgage at all. They own the property free and clear. And then among that group with mortgages, 70% of those borrowers still have a mortgage rate locked in at. Under 5% yes, still today I'll amalgamate those for you. This means that 82% of borrowers either have no mortgage or they have a rate under 5% so that is really affordable payments, along with the protective equity and inflation can't touch that principal and interest amount in addition to real estate, Doug Casey is a longtime gold and silver guy. Of course, both of those have sort to fantastic new all time highs this year.    Keith Weinhold  45:34   Merry Christmas and Happy Holidays from me and everyone here at GRE. Next week is another big one. You'll get GRE home price appreciation forecast for next year to the exact percent. I'm Keith Weinhold. Don't quit you daydream.   Speaker 3  45:53   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  46:21   The preceding program was brought to you by your home for wealth building, get richeducation.com  

It's our year-end Holiday Roundtable Spectacular, featuring a look back at the year's newest additions to "what used-to-be" in big-time sports (RIP Pro Volleyball Federation, Utah Hockey Club, three UFL teams, half of Major League Rugby, and the NCAA's LA & Bahamas Bowls); AND semi-educated guesses as to what might be ahead for 2026 - with three of our favorite fellow defunct sports enthusiasts: Paul Reeths (OurSportsCentral.com, StatsCrew.com; Episode 46); Kenn Tomasch (Kenn.com, Soccer Rewind; Episode 39); and Scott Adamson (Adamsonmedia.com; Episodes 184 & 240). Buckle up for our annual mashup of amusement and bemusement at the fringes of the pro sports establishment, as we simultaneously marvel at and lament some of the most curious events of the past year, debate who and what might be next to stumble into oblivion, and conjecture about future scenarios for the next generation of defunct and otherwise forgotten pro sports teams and leagues - including: UFL Year 3 NASCAR antitrust trial aftermath MLB's A's, Rays & realignment NFL international expansion & flag football MLS calendar reset & conference realignment An NBA European league? MiLB's private equity boom The Savannah Bananas' Banana League Major League Rugby contracts Major League Cricket bickers Major League Volleyball vs. LOVB & Athletes Unlimited The Women's Pro Baseball League steps up to the plate PLUS: Will FIFA's greedy delusions of World Cup grandeur in 2026 catapult North America into soccer's global firmament - or spark a revolt among the fans it claims to serve? AND: Are we in a sports investment bubble? + + +    SUPPORT THE SHOW: Buy Us a Coffee: https://ko-fi.com/goodseatsstillavailable The "Good Seats" Store: https://www.teepublic.com/?ref_id=35106 BUY THE BOOKS (AND SUPPORT THE SHOW!): "The United States Football League, 1982-1986": https://amzn.to/3YD7n42 "The Home Team: My Bromance with Off-Brand Football": https://amzn.to/48QJnka SPONSOR THANKS (AND SUPPORT THE SHOW!):  Old School Shirts.com (10% off promo code: GOODSEATS): https://oldschoolshirts.com/goodseats Royal Retros (10% off promo code: SEATS): https://www.503-sports.com?aff=2 FIND AND FOLLOW: Linktree: https://linktr.ee/GoodSeatsStillAvailable Web: https://goodseatsstillavailable.com/ Bluesky: https://bsky.app/profile/goodseatsstillavailable.com X/Twitter: https://twitter.com/GoodSeatsStill YouTube: https://www.youtube.com/@goodseatsstillavailable Threads: https://www.threads.net/@goodseatsstillavailable Instagram: https://www.instagram.com/goodseatsstillavailable/ Facebook: https://www.facebook.com/GoodSeatsStillAvailable/ LinkedIn: https://www.linkedin.com/company/good-seats-still-available/

Austin FC se mueve fuerte y lo analizamos todo:Joseph Rosales llega desde Minnesota en un traspaso en efectivo. ¿Titular inmediato? ¿Cómo afecta a Biro y Kolmanič?Jayden Nelson busca minutos y protagonismo. ¿Es el reemplazo ideal de Bukari? Predicción 2026.Osman Bukari sale rumbo a Europa en una venta histórica. ¿W o L para Austin FC? ¿DP ahora o después del Mundial 2026?Además: regreso a Leagues Cup, posibles rivales, nuevas divisiones de MLS, SuperDraft y el rumor: ¿Casemiro a ATX?Déjanos tu opinión en los comentarios.