Podcasts about Student debt

WEEKEND FIX (08/16) - Gary & Shannon get into their very different relationships with swearing, including whether cursing at strangers on the phone should count as a safe-space confession.Then they look at why more teenagers are considering blue-collar careers as college costs and student debt push the pendulum away from the traditional four-year degree. Plus, the jobs AI still can’t easily replace and why skilled manual labor may be looking better than ever.See omnystudio.com/listener for privacy information.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Chris argues that taking on massive student loan debt has become one of the worst financial decisions young people can make. Citing comments from billionaire entrepreneur Mark Cuban, he explains why community colleges, affordable state schools, and alternative paths to education often provide similar value without saddling graduates with decades of debt. He challenges parents to rethink the prestige game surrounding expensive universities and makes the case that lifelong learning has never been more accessible. Chris also questions whether families should reveal their financial hand through the college aid process and offers practical advice for avoiding a financial burden that can derail future wealth-building.

Craig Hawley of Nationwide Financial examines how financial priorities are evolving across generations, with more Americans focused on protection and income stability than wealth accumulation. He discusses retirement challenges, student debt burdens, and why many remain optimistic about their financial future despite growing economic pressures.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Veterinary medicine is changing... but is veterinary education keeping up?In this episode of Peter & Phil's Courageous Conversations, Dr. Peter Weinstein and Philip Nelson take an honest look at the future of veterinary education and the challenges facing the next generation of veterinary professionals by discussing the rising cost of veterinary school, the impact of student debt on career choices, the possibility of three-year veterinary programs, the importance of hands-on clinical training, and how advances in technology and evolving regulations are reshaping the profession. Together, they explore what needs to change to better prepare future veterinarians for the realities of modern practice.Tune in and join the conversation, and possibly have a courageous conversation of your own.

Episode OverviewIn this episode of The Uncertainty Edge, host Sam Sivarajan sits down with Jeff Panik, founder of Balance Wealth Partners and a financial advisor with nearly 26 years of experience. A first-generation college graduate who enlisted in the U.S. Army to pay off student loans, Jeff has built his career around filling the financial education gap that leaves so many young adults — and pre-retirees — to figure it out alone. From the dangers of buy now pay later to the hidden complexity of retirement planning, this episode is packed with practical, jargon-free guidance for advisors and clients alike. Key Quote“Perfect is the enemy of great — especially when it comes to taking action with your finances.” — Jeff Panik Key Takeaways•       Financial literacy is still a crisis — lobbying from credit and lending industries actively works against educating young consumers, leaving them vulnerable before the race even starts.•       Ask three questions before any purchase: Do I really need this? What will it truly cost me? How long will I be paying for it?•       Procrastination is the enemy. Taking imperfect action — even saving $25 a month — compounds into financial resilience over time.•       Retirement planning is a two-year process, not a weekend project. The financial puzzle is unique to every individual; stop copying what your neighbour is doing. Sound Bites•       “If someone says something is perfect, you probably want to run from it.”•       “Financial fog causes people to freeze — and freezing is often the worst decision of all.”•       “Run your own race. You don't have their training, their fitness, or their starting line.”•       “You can have all the money in the world, but if you don't have your health and your mind, the money doesn't matter much.” Topics Discussed00:02 — Introduction: Jeff's Journey from Student Debt to Financial Advisor05:03 — The Financial Literacy Crisis & Why the System Isn't Helping10:45 — Buy Now Pay Later, Influencers & the Clickbait Economy15:47 — Standing at the Starting Line: Critical Early Financial Decisions27:08 — The Pre-Retirement Puzzle: Planning the Transition Right37:41 — The Future of Financial Advising & the Great Wealth Transfer Resources MentionedLearn more about Jeff Panik and Balance Wealth Partners:jeffreypanik.com Stay Connected with The Uncertainty E.D.G.E.•       Join the conversation on LinkedIn — share your thoughts and connect with other forward-thinking leaders.•       Explore more insights on Sam's website.•       Check out Sam's Two Free Substack newsletters: theuncertaintyedge.com and thegoodhumanpractice.com

Philosopher Stefan Molyneux discusses female spending on this 10 July 2026 livestream, showing how women burn money on clothes, makeup, eating out and travel while piling up debt in low-return college fields.Sources: https://fdrurl.com/femalespendingGET FREEDOMAIN MERCH! https://shop.freedomain.com/SUBSCRIBE TO ME ON X! https://x.com/StefanMolyneuxFollow me on Youtube! https://www.youtube.com/@freedomain1GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/FREEDOMAIN2026

Student debt is back at record highs, but the headline number does not tell the full story. In this episode of In the Tranches of Structured Finance, Vadim Verkhoglyad breaks down dv01's latest research on the federal student loan market and what the data reveals about the forces reshaping borrower balances and repayment outcomes.Tune in for insights on:Why borrowers over 50 have seen balances grow 55% over the past six years, even as younger borrowers' balances declineHow just 7% of borrowers hold 50% of all outstanding student debtWhat income-driven repayment plans reveal about accrued interest and balance growthWhy graduate and professional programs account for more than 35% of outstanding debt despite representing a relatively small share of borrowersSubscribe to our free research to stay up-to-date on the latest trends. Contact sales@dv01.co to learn how dv01 data can help you understand what's going on in the market, and to better analyze your whole loan portfolio and securitizations. 

Amy MacIver speaks to Yanga Totyi about whether alternative funding models, including crowdfunding and public-private partnerships, could help ease pressure on NSFAS and expand access to higher education. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Student Debt

What happens when the traditional promises of higher education, standardized testing, and steady middle-class milestones no longer align with reality? In this episode of An Educated Guest, host Todd Zipper sits down with acclaimed author and journalist Anya Kamenetz for a wide-ranging conversation on high-stakes tests, debt, generational justice, screen-time, and more.The conversation begins with a fifteen-year retrospective on Anya's landmark book, DIY U, exploring how the concept of "unbundling" higher education has evolved in an age dominated by mobile technology and alternative credentials. Together, Todd and Anya tackle the structural flaws of high-stakes testing in K-12 public schools, the long-tail impacts of the pandemic on student mental health, and why a "learning recession" has persisted despite decades of standardized metric optimization.Finally, Anya shares insights from her latest efforts regarding youth climate anxiety, outlining her guiding philosophy of "generational justice"—the fundamental responsibility we hold to leave a better, more stable world for those who come after us. Whether you are a parent navigating screen time limits, an edtech innovator, or an observer of cultural trends, this episode offers a profound look at how we can rebuild human flourishing into the DNA of modern education.

Join the Conversation at 303-477-5600 or text to 307-200-8222. Monday - Friday from 3 pm - 6 pm MT. https://RushToReason.com HOUR 1 What's the real story behind sky-high home prices? John Rush uncovers the $132,000 in hidden government costs packed into every new house—and why politicians won't talk about it. Then, dive into the new media battlefield, where influencers and podcasts shape public opinion without a safety net. John calls out attention-seeking political voices and challenges listeners to consider: are we rewarding outrage over real leadership? Plus, a heated debate on childhood obesity, miracle weight-loss drugs, and whether America is treating symptoms instead of causes. Get no-nonsense advice on homeownership, insurance, and estate planning—plus practical tips you can actually use. Don't miss this fast-paced hour packed with revelations and real-world solutions! HOUR 2 From Iran negotiations to U.S. soccer glory, Hour 2 is a whirlwind tour of global power—and what it means for America's future. John Rush and Richard Rush break down the Middle East's high-stakes chess game, the rising excitement around American soccer, and what Denver's stadium saga tells us about city politics. The conversation explodes into education reform with special guest Corey DeAngelis, who debates school choice, parental rights, and the fierce battles shaping America's classrooms. The hour wraps with a celebration of American freedom, culture, and the quirky things—like ranch dressing and Buc-ee's—that set the U.S. apart. This episode is a must-listen for anyone who cares about where America is headed! Timestamps 1:09 — Richard Rush 27:16 — Corey DeAngelis — https://x.com/DeAngelisCorey?lang=en HOUR 3 Harvard controversies, ballooning student debt, and the AI revolution collide in Hour 3! John Rush and guest Alvin Lui expose the cracks in elite education, from grade inflation to the student loan crisis—and why universities might soon pay the price. The hour then pivots to the art of real communication in a digital age, as Christine Miles unpacks how AI and tech are changing how we work, listen, and connect. If you care about accountability, higher education, or the future of human connection, this hour is unmissable. Get ready for hard-hitting insights and surprising solutions you won't hear anywhere else! Timestamps 1:08 — Alvin Lui — https://courageisahabit.org/ 27:56— Christine Miles — https://thelisteningpath.com/

Nearly 60% of young South Africans rejected by banks are turning to mashonisas as unemployment, rising costs, and student debt push survival borrowing into dangerous territory. Jacob Moshokoa speaks to Samantha Moyana, Debt Counsellor at National Debt Advisors, about how financial exclusion is driving a generation into informal lending and why this is being seen as a system failure rather than personal financial irresponsibility.See omnystudio.com/listener for privacy information.

Boortz discusses an interview with recent college graduates carrying significant student loan debt and questions the value of certain degree programs. He highlights examples of graduates with degrees in Latin Studies and Shakespeare who struggled to explain their career prospects or how they planned to repay their loans. Boortz argues that students should consider the earning potential of their chosen fields and criticizes the idea that others should bear the cost of educational decisions that fail to lead to viable employment opportunities.See omnystudio.com/listener for privacy information.

Boortz discusses an interview with recent college graduates carrying significant student loan debt and questions the value of certain degree programs. He highlights examples of graduates with degrees in Latin Studies and Shakespeare who struggled to explain their career prospects or how they planned to repay their loans. Boortz argues that students should consider the earning potential of their chosen fields and criticizes the idea that others should bear the cost of educational decisions that fail to lead to viable employment opportunities.Atlanta's ONLY All Conservative News & Talk Station.: https://www.xtra1063.com/See omnystudio.com/listener for privacy information.

Today, Hunter was joined once again by Jane Fox and for the first time Alexi Shalom. These two have been working tirelessly to develop programs that can help members of their union deal with crushing student debt. Today, these two join to explain those programs and what else Public Defender leaders can do to help their people with student debt.       Guest: Jane Fox, Legal Aid Society and Unit Chair, ALAA Local 2325 Alexi Shalom, Ed Rep, UAW Region 9A   Resource: Learn More Here https://region9a.uaw.org/education Contact Jane jfox@alaa.org   Contact Hunter Parnell:                                 Publicdefenseless@gmail.com  Instagram @PublicDefenselessPodcast Twitter                                                                 @PDefenselessPod www.publicdefenseless.com  Subscribe to the Patreon www.patreon.com/PublicDefenselessPodcast  Donate on PayPal https://www.paypal.com/donate/?hosted_button_id=5KW7WMJWEXTAJ Donate on Stripe https://donate.stripe.com/7sI01tb2v3dwaM8cMN Trying to find a specific part of an episode? Use this link to search transcripts of every episode of the show! https://app.reduct.video/o/eca54fbf9f/p/d543070e6a/share/c34e85194394723d4131/home **** ALL OPINONS SHARED BY HOST HUNTER PARNELL DO NOT REFLECT THE THOUGHTS OR OPINIONS OF THE AURORA MUNICIPAL PUBLIC DEFENDER****

#ThisMorning | #Loans & Limits: The New #Student #Debt #Reality | Betsy Mayotte, The Institute of Student Loan Advisors | | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #wellness

The NY Times featured two young people who took drastic and shameful lengths to avoid paying their student debt. The Bible addresses this issue.

The NY Times featured two young people who took drastic and shameful lengths to avoid paying their student debt. The Bible addresses this issue.

For decades, Americans were promised that a college degree guaranteed a secure spot in the middle class. But instead of entering corporate management, many graduates are finding themselves trapped in low-paying service roles with crippling debt. Is this widening gap between expectations and financial realities fundamentally reshaping the modern American workforce? New York Times reporter Noam Scheiber joins the podcast to unpack the core arguments of his new book “Mutiny: The Rise and Revolt of the College-Educated Working Class” about this labor shift. He argues that the psychological injury of these broken promises is sparking a unique wave of workplace activism.  The systemic failure of the college wage premium poses urgent questions for the future of American capitalism. If millions of highly educated citizens feel cheated by the system, the resulting political and economic destabilization could be severe.  Subscribe to our Youtube Channel Follow Capitalisn't on Instagram & TikTok Send us your questions or comments by emailing capitalisntpod@gmail.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In episode 248, Coffey talks with Damon Thompson about how student loan debt impacts employees and how employers can help reduce that burden through benefits programs and federal subsidies.  They discuss the history and evolution of federal student loan programs before and after the Affordable Care Act; rising college costs and lack of borrowing caps driving massive student debt growth; financial stress and productivity loss caused by high monthly loan payments; how income-driven repayment and federal subsidy programs reduce employee loan obligations; employer-sponsored student loan repayment benefits under Section 127 tax advantages; complexities and low success rates navigating Department of Education programs independently; public service loan forgiveness eligibility and long-term debt elimination strategies; how personal circumstances influence repayment calculations beyond income alone; the role of third-party services in optimizing loan subsidies and compliance; and the connection between student debt, employee retention, and delayed life milestones.  For HR teams who discuss this podcast in their team meetings, we've created a discussion starter PDF to help guide your conversation. Download it here https://goodmorninghr.com/EP248  Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com.   If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visit https://goodmorninghr.com.   About our Guest:  After graduating from Austin College (Sherman Texas) in 1979 Damon immediately began his career working directly with the owners of closely held businesses and their H.R. teams.   Understanding the needs of both the employer and the employee he knows that not all employee benefits are “insurance” benefits needing employer funding.   Being familiar with Comprehensive Major Medical, Workers Compensation as well as Administration systems & software has allowed him to develop unique solutions for owners of those closely held companies and their HR teams.   This has also led to many speaking engagements in organizations such as Texas A&M Graduate School of Business, Work with Texas Legislators & Attorney General, Private Equity Association Convention (PEG-aplooza), and Numerous Chambers of Commerce across Texas.  Damon Thompson can be reached at https://www.finnita.com/  About Mike Coffey:  Mike Coffey is an entrepreneur, licensed private investigator, business strategist, HR consultant, and registered yoga teacher. In 1999, he founded Imperative, a background investigations and due diligence firm helping risk-averse clients make well-informed decisions about the people they involve in their business. Imperative delivers in-depth employment background investigations, know-your-customer and anti-money laundering compliance, and due diligence investigations to more than 300 risk-averse corporate clients across the US, and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies. Imperative has been named a Best Places to Work, the Texas Association of Business' small business of the year, and is accredited by the Professional Background Screening Association.  Mike shares his insight from 25+ years of HR-entrepreneurship on the Good Morning, HR podcast, where each week he talks to business leaders about bringing people together to create value for customers, shareholders, and community. Mike has been recognized as an Entrepreneur of Excellence by FW, Inc. and has twice been recognized as the North Texas HR Professional of the Year.  Mike serves as a board member of a number of organizations, including the Texas State Council, where he serves Texas' 31 SHRM chapters as State Director-Elect; Workforce Solutions for Tarrant County; the Texas Association of Business; and the Fort Worth Chamber of Commerce, where he is chair of the Talent Committee. Mike is a certified Senior Professional in Human Resources (SPHR) through the HR Certification Institute and a SHRM Senior Certified Professional (SHRM-SCP). He is also a Yoga Alliance registered yoga teacher (RYT-200) and teaches multiple times each week. Mike and his very patient wife of 28 years are empty nesters in Fort Worth.  Learning Objectives: Understand how federal student loan programs evolved and why debt has increased significantly Identify the impact of student loan debt on employee productivity, retention, and financial wellbeing Evaluate employer strategies, including tax-advantaged benefits, to help employees manage student loans  

Universities, long celebrated as sanctuaries of free thought and intellectual rigour, have for centuries been regarded as the best way to educate and conduct research. But increasingly, this assumption is being questioned. A recent study found that two-thirds of academics feel their freedom to teach and study is being curtailed. In 2022 alone, over 1,000 instances of content warnings or text removals were documented across UK universities. While some academics now criticise PhD programmes as a way to extract "fees and cheap labour" from students, reports suggest that most academic papers are read by an average of just ten people. More than half of respondents now say that going to university is not worth it. And in the US, graduate student debt averages over $71,000, while similar information is often freely available online.Should we call time on the age of the university and find new, innovative ways to educate people? Should we leave research and innovation to the business sector and free-market forces? Or are universities still vital to our education and culture and can a radical overhaul restore them to their original purpose?Yaron Brook is a political scientist, and chairman of the Ayn Rand Institute. He's a bestselling author and the host of The Yaron Brook Show. Catherine Liu is a Professor of Film and Media Studies at the University of California, Irvine. She's the author of Virtue Hoarders: The Case against the Professional Managerial Class. Eric Kaufmann is Professor of Politics at the University of Buckingham. He's the author of Taboo and Whiteshift: Immigration, Populism and the Future of White Majorities. Jay Shapiro hosts.Email us at podcast@iai.tv with your thoughts on the episode!To see your favourite thinkers tackle philosophy's most current issues, buy tickets for our upcoming festival: https://howthelightgetsin.org/festivals/And visit our website for many more articles, videos, and podcasts like this one: https://iai.tv/You can find everything we referenced here: https://linktr.ee/philosophyforourtimesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The SAVE plan recently ended, affecting over 7 million student loan borrowers. We'll get the details on what's changed and what borrowers need to know. Betsy Mayotte, President and Founder of The Institute of Student Loan Advisors, joins us.

Guest: Eric Weinstock DMD JD https://www.imdb.com/name/nm1798629/   Host: Serv Wahan MD DMD https://www.drwahan.com/   Keywords endodontics, dental education, law, screenwriting, dental technology, dental practice, dental ethics, film production, career transition, dental challenges, Lifetime movies, Eric Weinstock IMDB, Serv Wahan, Dr. Wahan, Blood circus, Avery's Sin Summary In this engaging conversation, Dr. Eric Weinstock shares his unique journey from law to dentistry, highlighting the challenges of dental education, the pressures of student debt, and the ethical considerations in dental practice. He discusses advancements in endodontic technology, common challenges faced in the field, and offers insights for general dentists. Additionally, Eric delves into his career as a screenwriter and producer, sharing stories from his film projects and upcoming aspirations. Takeaways Eric Weinstock is an endodontist and screenwriter. Dental education is increasingly challenging due to high tuition costs. The gentle wave technology has revolutionized endodontics. Endodontists often face ethical dilemmas in practice. General dentists may struggle with complex endodontic cases. Eric transitioned from law to dentistry after realizing his passion for the field. Cone beam imaging is essential for accurate diagnosis in endodontics. Complications like perforations can significantly impact treatment outcomes. Eric has produced several films, including for Lifetime. His upcoming project, Avery Sin, is highly anticipated. Titles From Law to Dentistry: Eric Weinstock's Journey Navigating Dental Education and Student Debt  sound bites "I decided to stick it out." "I got a perfect one." "I think it's my best written one." Chapters 00:00 Introduction to Eric Weinstock 03:05 Navigating Dental Education and Debt 06:09 The Journey from Law to Dentistry 08:51 Transitioning to Endodontics and Practice Ownership 12:03 Advancements in Endodontic Technology 15:00 Common Endodontic Questions and Challenges 18:05 The Role of Cone Beam Imaging in Endodontics 21:03 Dealing with Complications in Endodontics 23:59 Advice for General Dentists in Endodontics 26:50 Exploring Eric's Film Career 30:07 Insights on Screenwriting and Film Production 33:03 Upcoming Projects and Future Aspirations

Guests Include Strategic Vision's David Johnson, Communio's JP De Gance, Courage is a Habit Alvin Lui, Lasater Capital' Tie Lasater, Sheriff David Clarke, The Federalist's Joy Pullman

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Link Up w/The Morning Sickness Digitally All Over:Instagram: @hms_98_official, @bosskupd, @bretvesely, @dickToledoX/Twitter: @HMSon98, @DickToledo, @bretveselyFacebook: @HMSKUPDYouTube: @hmspodcast9320, @98kupdRequest/Call in/Wakeup Song line:(IN AZ) 602.585.9800More HMS: holmbergpodcast.com, 98kupd.comEmail: dtoledo@98kupd.com, bvesely@98kupd.com, bbogen@98kupd.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ever check your payslip… your student debt… your mortgage… and wonder if you're just treading water?You're not alone, and you're not stuck.In this episode we revisit one of the most neglected topics in the profession: money.Hubert sits down with US-based financial adviser Eric Miller to break down the decisions that can actually move the money-needle for employed vets: from budgeting and debt to investing, insurance, and increasing your income. (We do global principles with US specifics)No jargon. No guilt. Just a clear starting point for vets who know they should have a plan… but haven't begun yet.Here's what you'll learn:Why practice ownership isn't the only route to financial securityThe one habit that underpins every solid financial planA simple 70/20/10 framework for spending, investing, and enjoying your moneyHow to handle student debt without letting it control your lifeWhether to prioritise debt repayment, investing- or bothThe difference between good debt and bad debt (and why it matters)How automation quietly builds wealth in the backgroundWhat young vets need to know about insurance, income growth, and lifestyle creepAnd perhaps most importantly:A more grounded, reassuring view of the profession itself.Yes, financial pressure is real.But Eric will convince you that veterinary medicine is still a strong, high-potential career - IF you do it right.  ⁠⁠thevetvault.com⁠ for show notes, access to our clinical continuing education content and to sign up for our weekly 'best of the Vet Vault' newsletter, or join us in person at one of our phenomenal Vets On Tour conferences. Topics and Time Stamps04:24 Biggest Financial Mistakes05:42 Budgeting & The 70/20/10 Rule14:41 Retirement Planning & 401k24:09 Student Debt & How to Tackle It26:22 Loan Forgiveness28:58 Pay Off Debt vs. Invest31:53 The Debt Snowball Method (it's a good thing!) 33:55 Increasing Your Income37:44 Constructive vs. Destructive Debt41:35 Insurance & Health Coverage44:06 Looking Ahead: The Veterinary Industry49:45 One Financial Habit for Ne w GradsWe love to hear from you. If you have a question for us or you'd like to give us some feedback please get in touch via our contact or catch up with us on ⁠⁠Instagram⁠⁠.And if you like what you hear, please share the love by clicking on the share button wherever you're listening and sending a link to someone who you think should hear this. 

What does “free tuition” actually mean — and why isn't it enough? In this episode, Dustin sits down with Van Ton-Quinlivan, CEO of Futuro Health and host of the WorkforceRx podcast, to unpack how her organization is tackling the healthcare workforce shortage by helping adults earn debt-free credentials in allied health fields. From redesigning incentives around completion (not just enrollment) to supporting adult learners with real-life constraints, this conversation challenges traditional higher ed funding models and offers a bold blueprint for workforce-aligned education. The takeaway? Free tuition alone doesn't drive success. Smart design, accountability, and intentional support do. Guest Name: Van Ton-Quinlivan - CEO at Futuro Health Guest Social: LinkedIn Guest Bio: Van Ton-Quinlivan is a nationally recognized workforce development leader with a career spanning the private, public, and nonprofit sectors. As CEO of Futuro Health, she's building the nation's largest network of allied healthcare workers. In 2022, she was appointed by Governor Newsom to help shape California's healthcare workforce education and training. Van is the author and podcast host of WorkforceRx, promoting agile, multicultural solutions for employers, educators, and workers.  Featured in major media and a sought-after keynote speaker, she's been named one of the Top 50 Women Leaders in Healthcare (2024) and among the 100 Most Influential Higher Education Leaders (2025). She serves on several national boards and holds an MBA and MA in Education Policy from Stanford University. Born in Vietnam and raised in Hawaii, Van now lives in California. A new empty nester, she enjoys morning coffee walks with her husband, and recently took up taiko drumming. - - - -Connect With Our Host:Dustin Ramsdellhttps://www.linkedin.com/in/dustinramsdell/About The Enrollify Podcast Network:The Higher Ed Geek is a part of the Enrollify Podcast Network. If you like this podcast, chances are you'll like other Enrollify shows too!Enrollify is made possible by Element451 — The AI Workforce Platform for Higher Ed. Learn more at element451.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send a textWe appreciate everyone tuning in to our show, and we hope you will enjoy listening to one of our past episodes. If you would like to send your well wishes and good vibes, you can find all of our links below!In this week's episode we discussed how Ivy League colleges are bringing back the SAT and ACT as an entrance requirement. Many of these colleges suspended these standardized tests during the pandemic and adopted a more holistic approach to admission. What are your thoughts about college and standardized tests?Our Links:Retrospect

Recorded LIVE from CSM 2026 in Anaheim, Jimmy sits down with Ami Faria from the APTA Board of Directors to discuss:The honest conversation happening around PT student debtWhy the Department of Education's proposed rule could create bottlenecksHow APTA prepares PTs for real advocacy on Capitol HillWhy AI in healthcare needs guardrails — not avoidanceThe strategic push toward Remote Therapeutic Monitoring (RTM)This episode highlights the Earned Attention principle in action: Attention → Trust → Action.The profession cannot outsource its future. Collaboration is the strategy.

The Times' Money desk has been investigating the UK's student debt system – and has discovered some bombshells. After being promised a loan that would be like paying a ‘phone bill every month', graduates are weighed down by tens of thousands of pounds in ever-increasing debt. So how did we get here? And is there a plan to fix it?This podcast was brought to you thanks to the support of readers of The Times and The Sunday Times. Subscribe today: http://thetimes.com/thestoryGuest: Mary Downer, Money reporter, The Times.Host: Luke Jones.Producer: Sophie McNulty.We want to hear from you - email: thestory@thetimes.comRead more: Plan 2 student loan interest is unfair, says Lucy PowellFurther listening: The Budget unpackedClips: BBC, Parliament Live, ITN, Channel 4 News, LBC.Episode artwork: Times Media.This podcast was brought to you thanks to subscribers of The Times and The Sunday Times. To enjoy unlimited digital access to all our journalism subscribe here. Hosted on Acast. See acast.com/privacy for more information.

This week on the LU Moment, we sit down with Megan Begnaud from the Office of Student Aid to discuss financial aid opportunities available for students at LU. For the full transcription of this episode, visit https://lamaru.us/lumomenttranscript.For updates on the latest news and events at Lamar University, visit lamar.edu/news.

Why the rising cost of repaying student debt could become a big problem for the government?Host: Casey MagloireWriter: Amalie SortlandProducer: Jonathan LewisEpisode Photography: Joe MeeExecutive producer: Jasper Corbett Hosted on Acast. See acast.com/privacy for more information.

Join my skool community .Follow @thecontentoutlawFollow @dr.ronda.vaughn & @coachingwithrondaIn this engaging conversation, Dr. Ronda Vaughn shares her unique journey as a third-generation chiropractor, discussing her upbringing in a family of chiropractors and contrasting it with the experiences of her host, Robert DeLude. They explore the importance of community, the creation of Social Oak, a series of social events aimed at empowering women, and the strategies behind building a successful practice without relying on traditional advertising. Dr. Vaughn also delves into her money mindset, shaped by her family's entrepreneurial spirit, and how it influences her approach to business and life. In this engaging conversation, Dr. Ronda Vaughn shares her journey as a chiropractor, her experiences with her entrepreneurial son, and insights into the chiropractic profession. She discusses the importance of patient education, the challenges of chiropractic education, and the impact of social media on perceptions of chiropractic care. Dr. Vaughn also reflects on her family legacy in chiropractic, her personal growth from shyness to confidence, and her views on vaccine choice. The conversation highlights the significance of business acumen in chiropractic practice and the value of mentorship and community in the profession.Dr. Ronda Vaughn is the 12th chiropractor in her family.She believes in the body's ability to heal itself.Her upbringing was different from the norm, focusing on wellness over medication.Community building is essential for personal and professional growth.Social Oak was created to foster connections among women.Branding and naming events are crucial for attracting attendees.Consistency in hosting events is key to sustainability.Dr. Vaughn has never paid for advertising, relying on community engagement instead.Her money mindset is influenced by her family's entrepreneurial background.She encourages her son to pursue his own business ventures. Dr. Vaughn's son is an entrepreneurial spirit, thriving in reselling clothes.Chiropractic education may lack essential philosophical teachings.Patient education is crucial in dispelling misconceptions about chiropractic care.Dr. Vaughn emphasizes the importance of the chiropractic adjustment.The chiropractic profession faces challenges due to student debt and business knowledge.Dr. Vaughn's personal journey reflects significant growth from shyness to confidence.Vaccine choice is a significant topic in Dr. Vaughn's professional life.The importance of mentorship in chiropractic is highlighted.Dr. Vaughn's ideal coaching clients are those ready to take their business to the next level.00:00 Introduction to Chiropractic Legacy02:41 Personal Journey to Chiropractic05:15 Contrasting Upbringings: Chiropractic vs. Traditional Medicine08:09 Building Community Through Social Events10:54 The Birth of Social Oak: A New Approach13:35 Sustainability in Community Events16:22 Marketing Strategies for Chiropractors19:29 The Importance of Networking and Collaboration22:03 Future Aspirations and Community Impact29:47 Building Connections: The Importance of Relationships in Practice34:19 Money Mindset: Shaping Financial Perspectives46:24 From Shy to Confident: Personal Growth and Transformation48:57 Chiropractic Philosophy: The Core of Chiropractic Practice54:01 Aging Gracefully: The Perception of Age54:22 Miracle Stories in Chiropractic: Transformative Experiences57:36 The Impact of Chiropractic on Families59:12 Chiropractic Education: Misconceptions and Realities01:01:31 Trust in Chiropractic: Newborns and Parental Confidence01:03:59 Student Debt and Career Choices in Chiropractic01:05:43 Business Skills in Chiropractic: The Missing Education01:06:35 Reflections on Mentorship and Legacy

Welcome back to Impact Theory with Tom Bilyeu. In this episode, Tom Bilyeu sits down for an intense, thought-provoking conversation with acclaimed author morgan Housel to dig into some of the most pressing economic challenges of our time. Together, they unravel the complexities around America's shifting role as the world's reserve currency, mounting national debt, the rise of China, and the real dangers lurking behind our housing and student loan crises. You'll hear Tom Bilyeu challenge conventional narratives about economic cycles, inflation, and what history teaches us about the rise and fall of empires. morgan Housel offers invaluable perspective—tempering alarmist fears with humility, historical insight, and a focus on what individuals can actually control in the face of profound uncertainty. This episode is for anyone trying to make sense of the headlines, curious about what “trouble” really looks like for the U.S. economy, and seeking wisdom on how to navigate the rocky waters ahead. From global trade wars and demographic shifts to personal finance strategies for turbulent times, Tom Bilyeu and morgan Housel leave no stone unturned. Get ready for grounded optimism, refreshing honesty, and practical takeaways you won't want to miss! What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER:  https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show SCALING a business: see if you qualify here.:  https://tombilyeu.com/call Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here.: https://tombilyeu.com/ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Quince: Free shipping and 365-day returns at https://quince.com/impactpodHomeServe: Help protect your home systems – and your wallet – with HomeServe against covered repairs. Plans start at just $4.99 a month at https://homeserve.comShopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact Incogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impact Sintra AI: 72% off with code IMPACT at https://sintra.ai/impact Huel: High-Protein Starter Kit 20% off for new customers at https://huel.com/impact code impact Bevel Health: Visit https://bevel.health/impact and use code IMPACT to get your first month free. Ketone IQ: Visit https://ketone.com/IMPACT for 30% OFF your subscription order Cape: 33% off your first 6 months with code IMPACT at https://cape.co/impact Plaud: Get 10% off with code TOM10 at https://plaud.ai/tom Pique: 20% off at https://piquelife.com/impact SOCIALSFollow morgan Housel:Website: https://www.morganhousel.com/Twitter/X: https://twitter.com/morganhouselLinkedIn: https://www.linkedin.com/in/morganhouselInstagram: https://www.instagram.com/morganhousel/ Learn more about your ad choices. Visit megaphone.fm/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Welcome back to Impact Theory with Tom Bilyeu. In this episode, Tom Bilyeu sits down for an intense, thought-provoking conversation with acclaimed author morgan Housel to dig into some of the most pressing economic challenges of our time. Together, they unravel the complexities around America's shifting role as the world's reserve currency, mounting national debt, the rise of China, and the real dangers lurking behind our housing and student loan crises. You'll hear Tom Bilyeu challenge conventional narratives about economic cycles, inflation, and what history teaches us about the rise and fall of empires. morgan Housel offers invaluable perspective—tempering alarmist fears with humility, historical insight, and a focus on what individuals can actually control in the face of profound uncertainty. This episode is for anyone trying to make sense of the headlines, curious about what “trouble” really looks like for the U.S. economy, and seeking wisdom on how to navigate the rocky waters ahead. From global trade wars and demographic shifts to personal finance strategies for turbulent times, Tom Bilyeu and morgan Housel leave no stone unturned. Get ready for grounded optimism, refreshing honesty, and practical takeaways you won't want to miss! What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER:  https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show SCALING a business: see if you qualify here.:  https://tombilyeu.com/call Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here.: https://tombilyeu.com/ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Quince: Free shipping and 365-day returns at https://quince.com/impactpodHomeServe: Help protect your home systems – and your wallet – with HomeServe against covered repairs. Plans start at just $4.99 a month at https://homeserve.comShopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact Incogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impact Sintra AI: 72% off with code IMPACT at https://sintra.ai/impact Huel: High-Protein Starter Kit 20% off for new customers at https://huel.com/impact code impact Bevel Health: Visit https://bevel.health/impact and use code IMPACT to get your first month free. Ketone IQ: Visit https://ketone.com/IMPACT for 30% OFF your subscription order Cape: 33% off your first 6 months with code IMPACT at https://cape.co/impact Plaud: Get 10% off with code TOM10 at https://plaud.ai/tom Pique: 20% off at https://piquelife.com/impact SOCIALSFollow morgan Housel:Website: https://www.morganhousel.com/Twitter/X: https://twitter.com/morganhouselLinkedIn: https://www.linkedin.com/in/morganhouselInstagram: https://www.instagram.com/morganhousel/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Over 42 million Americans have student loan debt, with a total of more than $1.6 trillion owed.Late last year, the Trump administration announced plans to begin garnishing the wages of borrowers in default on student loans, but backtracked earlier this month. The result has created confusion for many facing student loan debt.Tuesday on Midday Edition, we breakdown some of the biggest changes in the federal student loan system and what borrowers need to know.Then, a new book chronicles the origins of the U.S. student loan system and looks at student debt as an issue of civil rights.Guests:Aissa Canchola Bañez, policy director, Protect BorrowersJamal Watson, higher education journalist, professor and associate dean of graduate studies at Trinity Washington University, author of “The Student Debt Crisis: America's Moral Urgency"

Workforce readiness, hands-on learning, and flexible credentialing are no longer peripheral conversations in higher education. They are central to how institutions are being judged on value, relevance, and outcomes. In this episode of Changing Higher Ed podcast, Dr. Drumm McNaughton speaks with Jarred McNeely, Provost and Chief Academic Officer at Sonoran Desert Institute, about how applied, skills-based education can be delivered beyond traditional campuses without sacrificing rigor or quality. McNeely shares how SDI redesigned hands-on instruction for distributed learners by moving labs into students' homes, rethinking assessment around demonstrated competence, and investing heavily in faculty training and support. The conversation explores what these approaches mean not just for trade and technical programs, but for institutions across higher education facing increasing pressure around cost, completion, and workforce alignment. This episode is especially relevant for presidents, provosts, and academic leaders evaluating how applied learning, credential flexibility, and faculty systems can evolve to meet today's student realities. Topics Covered Why hands-on learning does not require centralized labs How lab kits, video-based assessment, and staged progression support skill development What it takes to train and support faculty in distributed, applied programs How simulation and practicum models expand access without lowering standards Why stackable credentials better align with real career movement The role of critical thinking and problem identification in applied education Three Key Takeaways for Presidents and Boards Learning should be assessed by demonstrated competence, not physical presence Faculty training and support systems are the primary drivers of instructional quality Flexible, stackable credentials reduce student risk while supporting long-term engagement Read the transcript or extended show summary: https://changinghighered.com/reduce-student-debt-risk-improve-employability/ #HigherEducation #WorkforceDevelopment #AppliedLearning #HigherEdLeadership #ChangingHigherEd  

Arizonans have over $34 billion dollars in student debt.

Ep 67- School choice is a hot topic and we dive in! If you like what your listening too, please subscribe and if don't mind, leave a positive review on your podcast app! We do not own the rights to any music used but sure enjoy the great sounds! Social Media : X @utwpod FB @utwpodcast email: underthewatertowerinfo@gmail.com Sponsors that make show happen: Brian Couch of Team Couch of Burch Realty - Teamcouch.com office 662-449-1700 Cell 901-461-7653 Alley Ejlali Alfa Insurance - Office number 662-893-0928, Cell 1-843-324-0930  Skinner Tech Group - skinnertechgroup.com 662-399-2400  Desoto Family Dental Care 662-429-5239 Michael Hatcher & Associates (901) 755-3207 Hatcherlandscape.com Salt Chapel wedding venue and event center- Saltchapel.com 662-278-0198**

To end the year, we're doing a countdown of the most listened-to episodes of the orthoPAc podcast! Miguel Serrato, MS,MHA, PA-C, ATC, is a PAOS member and is in his second year as a practicing orthopaedic PA. He shares with Sam some of the considerations that PAs have regarding financing PA school and student loans. Miguel won the Susan Lindahl Memorial Scholarship in 2019 and we caught up with him in 2021. The Susan Lindahl Memorial Scholarship was established in 1998. Susan, the wife of our founding president Joe Lindahl, passed away following a battle with a brain tumor in 1997. This scholarship fund was established in her honor recognizing the sacrifices Susan and Joe underwent getting the PAOS off the ground and sustaining the organization in the early years. The establishment of this memorial scholarship fund was to cultivate and attract PA students into the field of orthopaedics.

JD Vance and Stephen Miller Go NUCLEAR On Somali Fraud. 46 Years Into Feminism… A Lawyer's BRUTAL Confession   JD Vance and Stephen Miller Go NUCLEAR On Somali Fraud | Internet EXPLODES: 'Arrest Them ALL' Watch this video at- https://youtu.be/m2aBFC3hhc4?si=rJI2wF5yJfBxxnVu Benny Johnson 6.07M subscribers 114,972 views Dec 28, 2025 JD and Stephen Miller are pissed over the fraud exposed by Nick Shirley Get The Benny Show Christmas Ornaments: https://shop.bennyjohnson.com/?srslti... BECOME A MEMBER:    / @bennyjohnson   FOLLOW OUR NEW CHANNELS: Benny On The Block:    / @bennyontheblock   Benny's Brews:    / @bennysbrews   FOLLOW BENNY ON SOCIALS: https://www.bennyjohnson.com/follow CHECK OUT OUR MERCH: https://shop.bennyjohnson.com/ Sign up for The Benny Newsletter: https://www.bennyjohnson.com/newsletter SUBSCRIBE TO THE PODCAST https://www.bennyjohnson.com/thebenny...   46 Years Into Feminism… A Lawyer's BRUTAL Confession https://youtu.be/lsw2KzOWlPQ?si=gtK-6mPKwRDLBnUT Rich Cooper Unplugged 59.4K subscribers 265,583 views Dec 21, 2025 #richcooperwisdom #richcooperdaily Join the NUMBER ONE community for men: https://www.skool.com/the-skool-of-un... This Might Be the WORST Story of Dating Delusion Ever Told 00:00 – The Feminist Lie: Introduction 01:05 – A DM From a 46-Year-Old Woman 02:15 – “I Did Everything Right… And I'm Miserable” 03:25 – Career, Degrees, Money — Still Alone 04:40 – How Feminism Discouraged Marriage & Family 05:55 – Losing Friends After They Get Married 07:05 – Living Alone, Working Constantly 08:20 – Men Don't Care About Degrees or Status 09:40 – Dating in Your 40s: The Reality 11:05 – Why Most Men She Dates Won't Commit 12:20 – Social Media Envy & Missed Family Life 13:30 – The “Boss Girl” Attitude & Attraction 14:45 – Aging, Beauty, and Dating Decline 16:00 – Regret, Student Debt, and Missed Timing 17:20 – Why Feminism Leads to Long-Term Regret 18:20 – Final Thoughts & Warning to Younger Women A 46-year-old woman sends a brutally honest message after spending her life following modern feminist advice—career first, relationships later. Despite success, degrees, and financial independence, she admits she is deeply unhappy and full of regret. In this video, we break down her confession and discuss why feminism often fails to deliver the life women are promised, the harsh realities of dating later in life, and the consequences of delaying family and commitment. This is not theory. This is lived experience—and a warning many hear too late. Join Rich Cooper's Guide to Divorce: https://bit.ly/3IjWjSC Credit: Rich Cooper    / richcooperclips      / entrepreneursincars   GET MY BOOK - "The Unplugged Alpha, The No Bullshit Guide To Winning With Women & Life:" https://amzn.to/3fIVW3J SUPPLEMENTS FOR MEN: https://theunpluggedalpha.com/collect... Send business/sponsorship inquiries to EntrepreneursinCars@gmail.com ====================================================== Bitcoin Donations BTC address: 1L1AUHgPeEWXr5AeG6eStRpHsa93FBSNuk ====================================================== © Richard Cooper - For all business inquires contact EntrepreneursinCars@Gmail.com  

In this episode, Olivia sits down with Christine Watters, a former mining engineer turned entrepreneur and founder of Live Free Lavie. Christine shares her powerful journey of paying off $190,000 in student debt, leaving a male-dominated engineering career, and building creative income streams that allowed her to design a slower, more intentional life. They reflect on the perception of higher education costs and the risks associated with these investments, emphasizing the need for greater financial literacy among youth.In this episode, you'll learn:- Why she left a male-dominated engineering career- How creative income streams led to real freedom- The basics of luxury resale and team building- Why seller-financing worked for her first fourplex- How motherhood reshaped her definition of wealth- What it means to build a life aligned with your values⚡⁠⁠Join Wanderlust Wealth Academy⁠⁠⁠⁠⁠⚡⁠⁠Join Scaling to the Moon⁠⁠⁠⚡⁠⁠SIGN UP FOR THE FREE CLASS⁠⁠⁠⁠⁠⚡⁠⁠APPLY FOR THE LEAP YEAR MASTERMIND⁠⁠⁠⁠⁠⚡⁠⁠Join the Community on Substack ⁠⁠⁠⁠⁠Learn more about WWA here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.oliviatati.com/wwa⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Hang out with me on IG: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@theoliviatati⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@wanderlustwealth.co ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Watch this episode on Youtube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@Theoliviatati/⁠⁠⁠⁠⁠⁠⁠⁠⁠

“They Don’t Know What They’re Signing”: The Student Debt Trap In this episode of The Real Deal with Abby and Regan meets real life decisions: college, trades, and calling. Abby and Regan talk about why so many teens are pushed into student debt before they even understand what they’re signing, why we’re “no student loans” moms, and how to help your kids find a path that fits their God-given gifts—whether that’s college, trade school, military, or beyond. Plus: the importance of choosing a campus that aligns with your family’s values, spiritual formation, and the launch-year reality every mom feels. In this episode: The student loan trap (and why teens can’t grasp the burden yet) College vs. trades vs. military: helping kids find their lane Paying for college with scholarships + realistic planning Why values + formation matter as much as a degree “Equally yoked” and the long game of faith + family Want to collab with Abby & Regan and reach 707,000+ parents? https://www.reganlong.com/new-page-3 Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

Creative Solutions for Housing Affordability and Real Estate InvestmentIn this episode of Stay Winning Wealth, the host is joined by mortgage lender and content creator Joel Ferrell (@lendingforentrepreneurs). They discuss the challenges and opportunities in the current housing market, including strategies for making homeownership more affordable. Topics include the impact of rising housing costs, the potential of 50-year mortgages, multi-applicant mortgage loans, and the long-term effects of financial decisions made in youth. They also explore the importance of creative financing and the role of real estate investment in overcoming economic stress and building generational wealth. The discussion emphasizes practical advice for saving, investing, and leveraging resources to achieve financial stability and prosper in today's economic climate.00:00 Introduction and Guest Welcome00:25 Discussing Housing Affordability and 50-Year Mortgages02:52 Creative Financing and Multi-Person Mortgages06:19 Economic Pressures and Family Dynamics11:59 Impact of Immigration on Housing Demand19:18 Real Estate as a Tool for Generational Wealth23:19 New Opportunities in Real Estate23:42 The Impact of Student Debt on Home Buying24:25 Financial Planning for Different Life Stages24:59 Creative Strategies for Building Wealth27:45 The Importance of Consistent Effort30:54 Leveraging Social Media for Success39:41 The Value of Networking and Community44:55 Final Thoughts and Future PlansConsider becoming a channel member: youtube.com/@staywinningusd/join#realestatemarket #housingmarket #housingcrisis ________________________________________________________________FOLLOW ME ON X: https://twitter.com/staywinningusdFOLLOW ME ON INSTAGRAM: https://www.instagram.com/staywinningusd/SUBSCRIBE ON YOUTUBE: www.youtube.com/@staywinningusdDOWNLOAD ON SPOTIFY: https://open.spotify.com/show/2lPyA19keI2fpr0xZrEKxM________________________________________________________________Free Stuff:COINBASE: - https://www.coinbase.com/join/QUZTBUQ?src=android-linkFAIRFIGURE - https://fairfigure.com/?fpr=hugo66NOVO - https://onboarding.novo.co/signup?referral_code=HUGOALONZOSPARK 1% CLASSIC - https://www.capitalone.com/small-business/credit-cards/lp/referrals/?referralCode=3MCCRKQD&customerName=HUGO&programCode=4015&pId=859187&oC=COFR58RSswSTASH - https://get.stash.com/?code=hugo8gqtrMy Tools:DESCRIPT - https://www.descript.com/referral-program?utm_source=user_referral&productId=web.descript.com&ucc=nFmYnMFqdM7&celloN=U3RheQOPUS CLIP - https://www.opus.pro/?via=ef27d8VIDIQ - https://vidiq.com/staywinningpod/My Equipment on Amazon: VHQQ USB C LAVALIER - https://amzn.to/3YyUAklMOVO MIC HANDLE - https://amzn.to/4d90j57SAMSON Q9U XLR/USB MIC - https://amzn.to/3yi70ThDEPSTECH 4K WEBCAM - https://amzn.to/3LU5ee0HOLLYLAND LARK M1 WIRELESS LAV - https://amzn.to/3YwEt6UPIXEL 8A - https://amzn.to/4c91QXuLOGITECH BRIO 101 - https://amzn.to/3yosr55VIDEO LIGHTING WITH C-CLAMP https://amzn.to/3WxOZYXDISCLAIMER: I am not a financial advisor. These videos are for educational and entertainment purposes only. It's not intended as personal or financial advice. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. Before doing any kind of investing or making a financial decision, do your own research and contact a professional financial advisor as needed. I am merely sharing my opinion with no guarantee of gains or losses on investments.Affiliate Links: I receive a small commission for some of the links shared here. These affiliate links are of products and services I have used myself and highly recommend to my audience. It doesn't cost you any extra money to purchase products using my link. By using these links, you are supporting my channel and allowing me to create more free content for you. Thank you!

Student loans aren't stopping you from buying a home — bad advice is. This episode reveals how to navigate mortgage approval with student debt and turn your loan burden into a homeownership advantage.Think your student loans mean you can't buy a home? Think again. In this episode, David Sidoni breaks down how banks actually evaluate borrowers with student debt — and why your total loan amount is way less important than your monthly payment. You'll learn how income-driven repayment plans and debt-to-income ratios really work, what myths are holding renters back, and how owning a home could help you kill that student loan faster. It's not just possible — it's strategic.“Student loans don't stop you from buying a home — not understanding how the system works does.”HighlightsThe total amount of student debt doesn't matter — monthly payments do.Banks approve home loans for borrowers with debt every day.DTI (Debt-to-Income Ratio) is the key metric lenders use.Homeownership can be the best strategy to crush student loan debt.Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

In this Flash X Space on November 6, 2025, Stefan Molyneux addresses the financial struggles women face, particularly student debt and the aftermath of divorce. He shares a story illustrating these challenges and engages with callers on themes of personal responsibility and societal expectations. The discussion critiques the glorification of youth and beauty, urging listeners to embrace discomfort for growth and reflect on their accountability within societal dynamics.SUBSCRIBE TO ME ON X! https://x.com/StefanMolyneuxFollow me on Youtube! https://www.youtube.com/@freedomain1GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/UPB2025

Hour 1 for 10/13/25 Drew is joined by Ambassador Joseph Cella to talk about the Israeli hostages released, what's next in regards to the peace deal, and other topics related to that. (6:49). Drew then talks with Paul Oster about Generation X experiencing student debt. (33:51) Resources: https://betterqualified.com/ https://studentaid.gov/

Connect with Sierra:IG: @sierradavisofficialWant To Quit Your Job In The Next 6-18 Months Through Buying Commercial Real Estate & Small Businesses?

Think you can't buy a home until your debt is gone and your savings are massive? Think again. In this episode, David Sidoni breaks down the real math behind saving for a down payment while managing debt — and why waiting too long could actually cost you more. For first-time homebuyers, the internet is full of misinformation: you need zero debt, a huge down payment, and perfect timing. Wrong. In this episode, David tackles one of the biggest fears holding renters back — how much you actually need to save, and whether it's possible to do that while still carrying debt. Spoiler: it is.Building on Rosie's inspiring story from the last episode (a single mom who bought her first home in 2025 after bankruptcy), David unpacks the myths that scare buyers into renting for far too long. He explains the strategies that let you save and pay down debt at the same time, and why the rising age of first-time buyers — now at a shocking 41 years old — is proof that misinformation is keeping people trapped.If you're stuck renting because you think your debt or small savings disqualify you, this episode is your wake-up call. Homeownership is possible sooner than you think — if you know the facts. Quote: “You don't need a big down payment and no debt. Nope, nope, nope.” Highlights:The myth of needing zero debt before buying a home — busted.How to save for a down payment while paying down debt.Why waiting too long could cost you more in rising prices and rents.Rosie's real-life story: from bankruptcy in 2019 to buying in 2025.The shocking truth: average first-time buyer age has jumped to 41. References (If Applicable):186 - INTERVIEW: Buying a Home with 300K of Student Debt?305 - Debt Management: Homebuying 101 - Step 4233 - Interview With Stephanie Who Had 200K In Student Loans, And STILL Bought A Home!339 - Don't Get Pre-Qualified—Get a Plan (INTERVIEW)340 – Down Payment Assistance, Discovery Calls & Lending Myths (INTERVIEW)327 - From “Maybe Next Year” to Homeowner in 4 Months – Elizabeth's Story (INTERVIEW)330 - From Renter to Homeowner with a Home Business – Christina's Story (INTERVIEW)347 - She Fired Her Realtor—and Bought the Right Home in 3 Days (INTERVIEW)351 - How a Drama Teacher Bought a Home Solo (INTERVIEW)Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!