Podcasts about in phoenix

Etwas vorschnell hat die Formel E bereits während des Qualifyings in Jeddah einen neuen CEO von Maserati MSG Racing angekündigt - nun ist der Deal geplatzt, der Rennstall steht vor einem Scherbenhaufen und vielleicht sogar vor dem Aus. In Phoenix hingegen wird es konkreter, die Formel E könnte bereits im kommenden Jahr ihr erstes Rennen in Arizona austragen. Außerdem geht es wieder einmal um das Thema Nachhaltigkeit: Was ein Wasserstoff-Rennen im Weltraum damit zu tun hat, erfahrt ihr in Tobis Telskop. Zusätzlich duellieren sich Luca Storms und Tobi Wirtz wieder in unserem beliebten Grid-Dummies-Quiz. Viel Spaß beim Hören!

3.27.2025 #RolandMartinUnfiltered: HUD drops discrimination cases, HHS 10k firings, SBA takes over student loans,Justin Pearson vs MAGA Two cases against a Texas homeowners' association charged with racial discrimination are stalled under the current administration. We'll speak with ProPublica reporter Jesse Coburn, who will break down the details of these cases. The Department of Health and Human Services is cutting 10,000 full-time jobs across several agencies as part of the Trump administration's plan to restructure the federal government. The country's $1.6 trillion student loan portfolio is now under the Small Business Administration. We'll talk to an expert about what this means for more than 40 million Americans holding student loans. In Phoenix, Arizona, three police officers have been suspended for 24 hours for repeatedly punching a deaf black man with cerebral palsy during his arrest. Tennessee State Representative Justin Pearson will join us to discuss a heated exchange he had with Republican Andrew Farmer during a hearing on a gun reform bill. We are just five days away from Wisconsin voters casting their ballots for a new state Supreme Court justice. The executive director of Souls to the Polls Wisconsin will be here to discuss their efforts to ensure a successful voter turnout. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the #BlackStarNetwork app on iOS, AppleTV, Android, Android TV, Roku, FireTV, SamsungTV and XBox http://www.blackstarnetwork.com The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.

In this episode of Welcome to Cloudlandia, we reflect on how places, people, and experiences shape our perspectives. The conversation begins with casual observations, from warm weather making transitions easier to memorable encounters like “Spam Man,” a mysterious figure spotted at the Hazleton Hotel. We also explore the impact of changing landscapes, both physical and cultural. From real estate in Toronto to how cities evolve, we discuss how development can shape or diminish the character of a place. This leads to a broader conversation about timeless architecture, like Toronto's Harris Filtration Plant, and how thoughtful design contributes to a city's identity. Technology's role in daily life also comes up, especially how smartphones dominate attention. A simple observation of people walking through Yorkville reveals how deeply connected we are to our screens, often at the expense of real-world engagement. We contrast this with the idea that some things, like human connection and cooperation, remain unchanged even as technology advances. The discussion closes with thoughts on long-term impact—what lasts and fades over time. Whether it's historic buildings, enduring habits, or fundamental human behaviors, the conversation emphasizes that while trends come and go, specific principles and ways of thinking remain relevant across generations. SHOW HIGHLIGHTS In Phoenix, during a rooftop party, we witnessed a surprise appearance of a SpaceX rocket, which sparked our discussion on extraordinary events blending with everyday life. We explored the curious case of "Spam man," a local legend in Hazleton, whose mysterious persona intrigued us as much as any UFO sighting. We shared our fascination with the dynamic real estate landscape in Hazleton, discussing new constructions and their impact on scenic views. Our conversation touched on unique weather patterns at the beaches near the lake, emphasizing the influence of water temperatures on seasonal climate variations. We delved into the topic of warmer winters, reflecting on how both humans and nature adapt to milder temperatures, particularly during February 2024. Our discussion included insights from Morgan Housel's book, which inspired our reflections on nature's resilience and adaptation over millions of years. We highlighted local activities like windsurfing and kite skiing, noting the favorable wind conditions at the beaches, a rarity in Canada's cold-weather climate. Links: WelcomeToCloudlandia.com StrategicCoach.com DeanJackson.com ListingAgentLifestyle.com TRANSCRIPT (AI transcript provided as supporting material and may contain errors) Dean: Mr Sullivan. Dan: Mr Jackson. I hope you behaved when you were out of my sight. Dean: I did. I'll have to tell you something. I can't tell you how much I appreciate the arrangement of this warm weather. For me, it's made the transition much more palatable warm weather. Dan: for me it's made the transition much more palatable. Dean: I mean our backstage team is really getting good at this sort of thing, and you know when we were in. Dan: we were in Phoenix a couple of weeks ago and we had a rooftop party and right in the middle of the party we arranged for Elon Musk to send one of his rockets out. Dean: I saw that a satellite launch yeah. Dan: Yeah, can you imagine that guy and how busy he is? But just you know, just to handle our request he just ended up with, yeah, must be some money involved with that. Dean: Well, that's what happens, Dan. We have a positive attitude on the new budget. Dan: Yeah, and you think in terms of unique ability, collaboration, you know, breakthroughs free zone you know, all that stuff, it's all. Dean: it's the future. Dan: Yeah. So good Well he sent the rocket up and they're rescuing the astronauts today. Dean: Oh, is that right? How long has it been now since they've been? Dan: It's been a long time seven, eight months, I think, Uh-huh, yeah and Boeing couldn't get them down. Boeing sent them up, but they couldn't get them down. You know, which is only half the job, really. Dean: That was in the Seinfeld episode about taking the reservation and holding the reservation. Yeah. They can take the reservation. They just can't hold the reservation yeah. Dan: It's like back really the integral part. Back during the moonshot, they thought that the Russians were going to be first to the moon. Kennedy made his famous speech. You know we're going to put a man on and they thought the Russians, right off the bat, would beat him, because Kennedy said we'll bring him back safely and the Russians didn't include that in their prediction. That's funny. Dean: We had that. We're all abuzz with excitement over here at the Hazleton. There's a funny thing that happened. It started last summer that Chad Jenkins Krista Smith-Klein is that her name yeah, yeah. So we were sitting in the lobby one night at the Hazleton here and this guy came down from the residences into the lobby. It was talking to the concierge but he had this Einstein-like hair and blue spam t-shirts that's, you know, like the can spam thing on it and pink, pink shorts and he was, you know, talking to the concierge. And then he went. Then he went back upstairs and this left such an impression on us that we have been, you know, lovingly referring to him as Spam man since the summer, and we've been every time here on alert, on watch, because we have to meet and get to know Spam man, because there's got to be a story behind a guy like that in a place like this. And so this morning I had coffee with Chad and then Chad was going to get a massage and as he walked into the spa he saw Spamman and he met him and he took a picture, a selfie, with him and texted it. But I haven't that. His massage was at 10 o'clock, so all I have is the picture and the fact that he met Spamman, but I haven't that. His massage was at 10 o'clock, so all I have is the picture and the fact that he met Spam man, but I don't have the story yet. But it's just fascinating to me that this. I want to hear the story and know this guy now. I often wonder how funny that would appear to him. That made such an impression on us last summer that every time we've been at the Hazleton we've been sitting in the lobby on Spam man. Watch, so funny. I'll tell you the story tomorrow. I'll get to the bottom of it. Dan: It's almost like UFO watchers. They think they saw it once and they keep going back to the same place you know hoping that'll happen again, yeah. Dean: Is there a? Dan: spot. Is there a spot at the Hazleton? Dean: There is yeah. Dan: Oh, I didn't know that. Dean: So there's some eclectic people that live here, like seeing just the regulars or whatever that I see coming in and out of the of the residence because it shares. Dan: There's a lot, you know, yeah that's a that's pretty expensive real estate. Actually, the hazelton, yeah for sure, especially if you get the rooftop one, although they've destroyed I I think you were telling me they've destroyed the value of the rooftop because now they're building 40-story buildings to block off the view. Dean: I mean that's crazy. Right Right next door. Yeah, yeah, but there you go. How are things in the beaches as well? Dan: Yeah. You know it's interesting because we're so close to the lake it's cooler in the summer and warmer in the winter, you know. Dean: Oh, okay. Dan: You know, because controlled by water temperatures. Dean: Water temperatures. Dan: Yes, exactly, I mean even you know, even if it's cold, you know the water temperature is maybe 65, 66. Dean: Fahrenheit, you know it's not frigid. Dan: It's not frigid. Dean: They have wintertime plungers down here people who go in you know during the winter yeah, but this is that you and babs aren't members of the polar bear club that would not be us um but anyway, uh, they do a lot of uh windsurfing. Dan: There's at the far end of our beach going uh towards the city. They have really great wind conditions there. You see the kite skiers. They have kites and they go in the air. It's quite a known spot here. I mean, canada doesn't have too much of this because we're such a cold-weather country. There isn't the water, it's pretty cold even during the summertime yeah exactly yeah, but the lake doesn't freeze, that's oh, it does, it does yeah, yeah we've had, we've had winters, where it goes out, you know, goes out a quarter mile it'll be. Dean: I didn't realize that Wow. Dan: Yeah, yeah, yeah, but not this winter. It never froze over this winter, but we have, you know, within the last two or three winters, we've had ice on the. We've had ice, you know, for part of the winter. Dean: It's funny to me, dan, to see this. Like you know, it's going gonna be 59 degrees today, so, yeah, it's funny to me to see people you know out wearing shorts and like, but it must be like a, you know, a heat wave. Compared to what? You had in the first half of march here, right, yeah, yeah, yeah yeah yeah, so that's good. Dan: Yeah, last February not this past month, but February of 2024, we had 10 days in February where it was over 70. Dean: And. Dan: I often wonder if the trees get pulled, the plants get pulled. Dean: It triggers them to like hey, oh my. Dan: God. But apparently temperature is just one of the factors that govern their behavior. The other one is the angle of the light. Dean: And that doesn't change the angle of the sunlight. Dan: Yeah, so they. You know I mean things work themselves out over millions of years. So you know there's, you know they probably have all sorts of indicators and you have 10 boxes to check and if only one of them is checked, that doesn't, it doesn't fool them. You know they have a lot of things that I sent you and I don't know if we ever discussed it or you picked it up after I recommended it was Morgan Housel, famous ever. Dean: Did you like that? Did you like that? Dan: book. I did, I loved. It was Morgan Housel famous ever. Did you like that? Did you like that book? Dean: I did, I loved it. I mean it was really like, and I think ever you know, very, very interesting to me because of what I've been doing, you know the last little while, as I described, reading back over you know 29 years of journals, picking random things and seeing so much of what, so much of what, the themes that go that time feels the last. You know 30 years has gone by so fast that I, when I'm reading in that journal, I can remember exactly like where I was and I can remember the time because I would date and place them each journal entry. So I know where I was when I'm writing them. But I thought that was a really, I thought it was a really interesting book. What stood out for you from? Dan: Yeah, I think the biggest thing is that really great things take a long time to create. Dean: Yeah. Dan: Because they have to be tested against all sorts of changing conditions and if they get stronger, it's like you know they're going to last for a long time. Dean: And. Dan: I'm struck by it because the book, the little book that I'm writing for the quarter, is called the Bill of Rights Economy and the Bill of Rights really started with the United States. It was December 15th 1791. So that's when, I think, washington was just inaugurated at that time as the first president. But, how durable they are, and you can read the newspaper every day of things going on in Washington and you can just check off the first 10 amendments. This is a Fifth Amendment issue. This is a second amendment you know and everything like that, and it's just how much they created such a durable framework for a country. They were about 3 million people at that time and now there are 300 and whatever probably upwards of 350 million. And basically, the country runs essentially according to those first 10 amendments and then the articles which say how the machinery of government actually operates. And it's by far the longest continuous governing system in the world. That's really interesting. But that's why you know I really like things that you know, that you know that have stood the test of time. I like having my life based on things that have stood the test of time. And then I've got, you know, I've got some really good habits which I've developed over the last 50 years of coaching. Got, you know, I've got some really good habits which I've developed over the last 50 years of coaching and you know they work. You know I don't fool around with things that work. Yeah Well, I want to bring in something. I really am more and more struck how there's a word that's used in the high technology field because I was just at Abundance 360. And it's the word disruption and it's seen as a good thing, and I don't see disruption as good. I don't really see it as a good thing. I see it as something that might happen as a result of a new thing, but I don't think the disruption is a good thing. Dean: Yeah, it feels like it's not. It seems like the opposite of collaboration. Yeah, it really is. It feels like the negative. You know the I forget who said it, but you know the two ways they have the biggest building. Dan: I really mean Chucky movie. Dean: Yeah, there was somebody said the two ways to have the biggest building in town, the tallest building is to build the tallest building or to tear down all the other buildings that are taller than yours, and that's what disruption feels like to see in the real estate industry is always one that is, you know, set up as the big fat cat ready for disruption. And people have tried and tried to disrupt the real estate industry and, you know, I came away from the first, the first abundance 360, realizing that, you know, perhaps the thing that same makes real estate possible is that you can't digitize the last hundred feet of a real estate transaction. You know, and I think that there are certain industries, certain things that we are, that there's a human element to things. Dan: That is very yeah, yeah, I mean, it's really interesting just to switch on to that subject. On the real, estate. If you take Silicon Valley, Hollywood and Wall Street, who are the richest people in the area Silicon? Dean: Valley. Dan: Hollywood and Wall Street. Who are the richest people in the area? Dean: Silicon Valley Hollywood and Wall Street. Dan: Who are the real money makers? Dean: Yeah, Wall Street. Dan: No, the real estate developers. Dean: Oh, I see, oh, the real estate developers. Oh yeah, yeah, that's true, right, that's true. Dan: I don't care what you've invented or what your activity is. I'll tell you the people who really make the money are the people who are into real estate. Dean: Yeah, you can't digitize it, that's for sure. Dan: Well, I think the answer is in the word. It's real. Dean: What was that site, dan, that you were talking about? That was is it real? Or is it Bach or whatever? Or is it Guy or whatever? What was? Or is it AI or Bach? Dan: Well, no, I was. Yeah, I was watching. It was a little, you know, it was on YouTube and it was Bach versus AI. Dean: So what they've? Dan: done. You know you can identify the. You know the building components that Bach uses to you know to write his music and then you know you can take it apart and you know you can say do a little bit of this, do a little bit of this, do a little bit of this. And then what they have? They play two pieces. They play an actual piece by Bach and then they play another piece which is Bach-like you know, and there were six of them. And there was a of them and there was a host on the show and he's a musician, and whether he was responding realistically or whether he was sort of faking it, he would say boy, I can't really tell that one, but I guessed on all six of them and I guessed I guessed right. Dean: I know there was just something about the real Bach and I think I think it was emotional more than you know that could be the mirror neurons that you know you can sense the transfer of emotion through that music, you know. Dan: Yeah, and I listen to Bach a lot I still get surprised by something he's got these amazing chord changes you know, and what he does. And my sense is, as we enter more and more into the AI world, our you know, our perceptions and our sensitivities are going to heighten to say is that the real deal or not? Dean: you know yeah sensitivities are going to heighten to say is that the real deal or not? You know, and yeah, that's what you know, jerry Spence, I think I mentioned. Dan: Jerry Spence about that that Jerry Spence said. Dean: our psychic tentacles are in the background measuring everything for authenticity, and they can detect the thin clank of the counterfeit. Yeah, and I think that's no matter what. You can always tell exactly. I mean, you can tell the things that are digitized. It's getting more and more realistic, though, in terms of the voice things for AI. I'm seeing more and more of those voice caller showing up in my news feed, and we were talking about Chris Johnson. Chris Johnson, yeah, yeah, chris Johnson. Dan: This is really good because he's really fine-tuned it to. First of all, it's a constantly changing voice. That's the one thing I noticed. The second version, first version, not so much, but I've heard two versions of the caller. And what I noticed is, almost every time she talks, there's a little bit of difference to the tone. There's a little bit, you know, and she's in a conversation. Dean: Is it mirroring kind of thing, Like is it adapting to the voice on the other end? Dan: Yeah, I think there's. I certainly think there's some of that. And that is part of what we check out as being legitimate or not, because you know that it wouldn't be the same, because there's meaning. You know meaning different meaning, different voice, if you're talking to an actual individual who's not you know, who's not real monotonic. But yeah, the big thing about this is that I think we get smarter. I was talking, we were on a trip to Israel and we were talking in this one kibbutz up near the Sea of Galilee and these people had been in and then they were forced out. In 2005, I think it was, the Israeli government decided to give the Gaza territory back to the Palestinians. But it was announced about six months before it happened and things changed right away. The danger kicked up. There was violence and you know, kicked up. And I was talking to them. You know how can you send your kids out? You know, just out on their own. And they said, oh, first thing that they learned. You know he said three, four or five years old. They can spot danger in people. You know, if they see someone, they can spot danger with it. And I said boy oh boy, you know, it just shows you the, under certain conditions, people's awareness and their alertness kicks up enormously. They can take things into account that you went here in Toronto, for example. You know, you know, you know that's wild. Dean: Yeah, this whole, I mean, I think in Toronto. Dan: The only thing you'd really notice is who's offering the biggest pizza at the lowest price. Dean: Oh, that's so funny. There's some qualitative element around that too. It's so funny. You think about the things that are. I definitely see this Cloudlandia-enhan. You know that's really what the main thing is, but you think about how much of what's going on. We're definitely living in Cloudlandia. I sat last night, dan, I was in the lobby and I was writing in my journal, and I just went outside for a little bit and I sat on one of the benches in the in front of the park. Oh yeah, in front of the hotel and it was a beautiful night. Dan: Like I mean temperature was? Dean: yeah, it was beautiful. So I'm sitting out there, you know, on a Saturday night in Yorkville and I'm looking at March. I'm just yeah, I'm just watching, and I left my phone. I'm making a real concerted effort to detach from my oxygen tank as much as I can. Right, and my call, that's what I've been calling my iPhone right, because we are definitely connected to it. And I just sat there without my phone and I was watching people, like head up, looking and observing, and I got to. I just thought to myself I'm going to count, I'm going to, I'm going to observe the next 50 people that walk by and I'm going to see how many of them are glued to their phone and how many have no visible phone in sight, and so do you. Dan: What was it? Nine out of 10? Dean: Yeah, it wasn't even that. Yeah, that's exactly what it was. It was 46, but it wasn't even 10. Yeah, it was real. That's exactly what it was. It was 46. Dan: It wasn't even 10%, it was 19. It wasn't even no, it was 19 out of 20. Dean: Yeah, I mean, isn't that something, dan? Like it was and I'm talking like some of them were just like, literally, you know, immersed in their phone, but their body was walking, yeah, and the others, but their body was walking. But it's interesting too. Dan: If you had encountered me. I think my phone is at home and I know it's not charged up. Dean: Yeah, it's really something, dan, that was an eye-opener to me. It's really something, dan, that was an eye-opener to me, and the interesting thing was that the four that weren't on the phone were couples, so there were two people, but of the individuals, it was 100% of. The individuals walking were attached to their phones. Dan: Yeah. Dean: And I think that's where we're at right now. Dan: No, yeah, I don't know, it's just that. Dean: No, I'm saying that's observation. Dan: It's like Well, that's where we are, in Yorkville, in front of Okay, right, right, right yeah. No, it's just that I find Yorkville is a peculiarly Are you saying it's an outlier? It's not so much of an outlier but it's probably the least connected group of people in Toronto would be in Yorkville because they'd be out for the. They don't live there. You know most don't live there, they're and they're somewhere. There's probably the highest level of strangers you know, on any given night in toronto would probably be in yorkville I think it's sort of outliers sort of situation. I mean, I mean, if you came to the beaches on a yeah last night, the vast majority of people would be chatting with each other and talking with each other. They would be on their phones. I think think it's just a. It's probably the most what I would call cosmopolitan part of Toronto, in other words it's the part of Toronto that has the least to do with Toronto. Dean: Okay. Dan: It's trying to be New York, yorkville is trying to be. Dean: New York. Dan: Yeah, it's the Toronto Life magazine version of Toronto. Dean: Yeah, you idealize the avatar of Toronto, right yeah? Dan: In Toronto Life. They always say Toronto is a world-class city and I said no. I said, london's a world-class city. Dean: New. Dan: York is a world-class city. Tokyo is a world-class city. You know how, you know they're a world class city. Dean: They don't have to call themselves a world class city. Dan: They don't call themselves a world class city. They just are If you say you're a world class city. It's proof that you're not a world class city. Dean: That's funny. Yeah, I'll tell you what I think. I've told you what really brought that home for me was at the Four Seasons in London at Trinity Square, and Qatar TV and all these Arab the Emirates TV, all these things, just to see how many other cultures there are in the world. I mean, london is definitely a global crossroads, for sure. Dan: Yeah yeah. And that's what makes something the center, and that is made up of a thousand different little non-reproducible vectors. You know just, you know, just, you know. It's just that's why I like London so much. I just like London. It's just a great wandering city. You just come out of the hotel, walk out in any direction. Guarantee you, in seven minutes you're lost you have the foggiest idea where you are and you're seeing something new that you'd never seen before. And it's 25, the year 1625. Dean: I remember you and I walking through London 10 years ago, wandering through for a long time and coming to one of these great bookstores. You know, yeah, but you're right, like the winding in some of the back streets, and that was a great time. Yeah, you can't really wander and wander and wander. Dan: Yeah, it was a city designed by cows on the way home, right, exactly. Yeah, you can't really wander and wander and wander. Dean: Yeah, it was a city designed by cows on the way home, Right exactly. Dan: Yeah, it's really interesting. You know, that brings up a subject why virtual reality hasn't taken off, and I've been thinking about that because the buzz, you know how long ago was it? You would say seven years ago, seven, eight years ago everything's going to be virtual reality. Would that be about right? Oh, yeah, yeah. Dean: That was when virtual reality was in the lead. Remember then the goggles, the Oculus, yeah, yeah, that was what, yeah, pre-covid, so probably seven years ago 17, 17. And it's kind of disappeared, hasn't it compared to you know? Dan: why it doesn't have enough variety in it. And this relates back to the beginning of our conversation today. How do you know whether it's fake or not and we were talking on the subject of London that on any block, what's on that block was created by 10,000 different people over 500 years and there's just a minute kind of uniqueness about so much of what goes on there when you have the virtual reality. Let's say they create a London scene, but it'll be maybe a team of five people who put it together. And it's got a sameness to it. It's got, you know, oh definitely. Dean: That's where you see in the architecture like I don't. You know, one of the things I always look forward to is on the journey from here to strategic coach. So tomorrow, when we ride down University through Queen's Park and the old University of Toronto and all those old buildings there that are just so beautiful Stone buildings the architecture is stunning. Nobody's building anything like that now. No, like none of the buildings that you see have any soul or are going to be remembered well and they're not designed. Dan: They're not really designed to last more than 50 years. I have a architect. Well, you know richard hamlin he says that those, the newest skyscrapers you see in Toronto, isn't designed to last more than 50 years. You know, and, and you know, it's all utilitarian, everything is utilitarian, but there's no emphasis on beauty, you know. There's no emphasis on attractiveness. There's a few but not many. Attractiveness there's a few but not many. And, as a matter of fact, my favorite building in Toronto is about six blocks further down the lake from us, right here. It's called the Harris Filtration Plant. Dean: Oh yeah, we've walked by there, right at the end of the building. Dan: Built in 19, I think they finished in 1936. Dean: Yeah. Dan: And it's just an amazing building. I mean it's on three levels, they have three different buildings and it goes up a hill and it's where the water. You know, at that time it was all the water in Toronto that came out of the lake and they have 17 different process. You know the steps. And you go in there and there's no humans in there, it's all machinery. You can just hear the buzz and that's the water being filtered. It's about a quarter of the city now comes through that building. But it's just an absolutely gorgeous building and they spared no cost on it. And the man who built it, harris, he was the city manager. They had a position back there. It was city manager and it was basically the bureaucrat who got things done, and he also built the bridge across the Down Valley on Bloor. Dean: Yeah, beautiful bridge Right. Dan: He built that bridge and he was uneducated. He had no education, had no training, but he was just a go-getter. He was also in charge of the water system and the transportation system. And you know he put in the first streetcars and everything like that, probably the greatest bureaucrat toronto ever had, you know in the history of toronto this is the finest what year is that building from? yeah, the filtration plant was started in 29 and it was finished in 36 and wow they yeah, they had to rip out a whole section. It was actually partially woods, partially, I think, you know they had everything there, but they decided that would be the best place to bring it in there. Dean: You know it's got a lot more than 100 years. Dan: Yeah, but it's the finest building it's it's rated as one of the top 10 government buildings in north america yeah, it's beautiful. Dean: And that bridge I mean that bridge in the Don Valley is beautiful too. Dan: Yeah, it was really interesting. He put the bridge in and the bridge was put in probably in the 30s too. I mean that was vital because the valley really kept one part of Toronto apart from the other part of Toronto. It was hard to get from one part of Toronto apart from the other part of Toronto. You know, it's hard to get from one part of Toronto to the next. And so they put that bridge in, and that was about in the 30s and then in the no, I think it was in the 20s, they put that in 1920, so 100 years. And in the 1950s they decided to put in their first subway system. So they had Yonge Street and so Yonge Street north, and then they had Buller and Danforth. So they budgeted that they were going to really have to retrofit the bridge. And when they got it and they took all the dimensions, he had already anticipated that they were going to put a subway in. So it was all correct. And so anyway, he saw he had 30 or 40 years that they were going to put up. They would have to put a subway in. So it was all correct and yeah and so anyway he saw I had 30 or 40 years that they were going to put up. They would have to put, they're going to put the subway and it had to go through the bridge and so so they didn't have to retrofit it at all. Yeah, pretty cool. Dean: What do you think we're doing now? That's going to be remembered in 100 years or it's going to be impacted in 100 years? Dan: Well, we're not going backwards with technology, so any technology we have today we'll have 100 years from now. So you know, I mean I think the you know. Well, you just asked a question that explains why I'm not in the stock market. Dean: Exactly. Warren Buffett can't predict what's going to happen. We can't even tell what's going to change in the next five years. Dan: I don't know what's going to happen next year. I don't know what's going to happen next year. Dean: Isn't it interesting? I think a lot of the things that we're at could see, see the path to improvement or expansion, like when the railroad came in. You know it's interesting that you could see that that was we. You know, part of it was, you know, filling the territory, connecting the territory with all the, with all this stuff, and you could see that happening. But even now, you know, this is why warren buffett, you know, again with the, probably one of the largest owners of railroad things in the states, him, yeah, and because that's not changed in 200, yeah, or whatever, 150 years anyway, yeah, yeah, yeah, most of the country probably, you know, 150 years at least. Yeah, and so all of that, all those things, and even in the first half of the 1900s, you know all the big change stuff, yeah, yeah. Dan: Yeah. Dean: So it's funny because it's like I can't even see what categories are the biggest. Dan: Well, I think they'll be more intangibles than tangibles. For example, I think all my tools work 100 years from now. Yeah, I think all my thinking tools work 100 years from now. Dean: Well, because our brains will still be the same in 100 years. Yeah, all that interaction, right, the human behavior stuff. Dan: yeah, yeah yeah I don't think human behavior, um I think it's really durable you know, and that it's very interesting, um, and there was a phrase being used at Abundance that was used about four or five times during the two days that we were becoming godlike, and I said, no, I don't think so. Dean: I guess are they saying in that we can do things because of technology, we can do things. Dan: And I said nah, it's just the next. It's just the next new thing. You know that we've created, but human nature is, you know, there's a scientist, Joe Henrich, and a really bright guy. He's written a book you might be interested in. It's called the Secret of Our Success. And he was just exploring why humans, of all the species on the planet, became the dominant species. And you wouldn't have predicted it. Because we're not very fast, we're not very strong, we don't climb particularly well, we don't swim particularly well, we can't fly and everything like that. So you know, compared with a lot of the other species. But he said that somewhere along the line he buys into the normal thing that we came from ape-like species before we were human. But he says at one point there was a crossover and that one ape was looking at another ape. And he says he does things differently than I. I do. If I can work out a deal with him, he can do this while I'm doing that and we're twice as well. Dean: I was calling that. Dan: I've been calling that the cooperation game but that's really and that's playing that and we're the only species that can continually invent new ways to do that, and I mean every most. You know higher level. And mammals anyway can cooperate. You know they cooperate with each other. They know a friend from anatomy and they know how to get together. But they don't know too much more at the end of their life than they knew at the beginning of their life. You know in other words. They pretty well had it down by the time they were one year old and they didn't invent new ways of cooperating really. But humans do this on a daily basis. Humans will invent new ways of cooperating from morning till night. And he says that's the reason we just have this infinite ability to cooperate in new ways. And he says that's the reason we just have this infinite ability to cooperate in new ways. And he says that's why we're the top species. The other thing is we're the only species that take care of other species. We're the only species that study and document other species. We're the only species that actually create new species. You know put this together with that and we get something. Yeah, yeah and so, so, so, anyway, and so that's where you begin the. You know if you're talking about sameness. What do we know 100 years from now? Dean: What we know over the 100 years is that humans will have found almost countless new ways to cooperate with each other yeah, I think that that's, and but the access to right, the access to, that's why I think these, the access to capabilities, as a, you know, commodity I'm not saying commodity in a, you know, I'm not trying to like lower the status of ability, but to emphasize the tradability of it. You know that it's something that is a known quantity you know yeah. Dan: But my sense is that the relative comparison, that one person, let's say you take 10 people. Let's take 100 people that the percentage of them that could cooperate with each other at high levels, I believe isn't any different in 2024 than it was in 1924. If you take 100 people. Some have very high levels to cooperate with each other and they do, and the vast majority of them very limited amount to cooperate with each other, but are you talking about. Dean: That comes down, then, to the ability to be versus capability. That they have the capability. Dan: Yeah, they have the capability, but they don't individually have the ability. Dean: Right. Dan: Yeah, and I don't think the percentage changes. Dean: Yeah, that's why this whole, that's why we're I think you know, the environment that we're creating in FreeZone is an ecosystem of people who are, who get this. Dan: Yeah, well, I don't think they, yeah, I don't think they became collaborative because they were in free zone. I think they were collaborative, looking for a better place to do it. Dean: Yes, yeah, it's almost like it's almost so, just with the technologies. Now, the one thing that has improved so much is the ability to seamlessly integrate with other people, with other collaborators. Dan: Yeah, now you're talking about the piano, you're not talking about the musicians, that's exactly right, but I think there really was something to that right. It's a good distinction. Dean: It's a really good distinction that you've created. Yeah, I should say yesterday at lunch you and I were talking about that I don't know that we've talked about it on the podcast here the difference, the distinction that we've discovered between capability and ability. And so I was looking at, in that, the capability column of the VCR formula, vision, capability, reach that in the capability column I was realizing the distinction between the base of something and the example that I gave was if you have a piano or a certain piece of equipment or a computer or a camera or whatever it is. We have a piano, you have the capability to be a concert pianist, but without the ability to do it. You know that. You're that that's the difference, and I think that everybody has access to the capabilities and who, not how, brings us in to contact with the who's right, who are masters at the capabilities? Dan: Yeah, you're talking about in. You know the sort of society that we live in. Yes, Because you know there's you know there's, you know easily, probably 15% of the world that doesn't have access to electricity. Dean: Yes exactly. Dan: I mean, they don't have the capability, you know, they just don't have yeah, yeah and yeah, it's a very, very unequal world, but I think there's a real breakthrough thinking that you're doing here. The fact that there's capability says nothing about an individual's ability. Dean: Right, that's exactly it. Yeah, and I think this is a very important idea, but I'm not going to write a book on it. Oh, my goodness, this is example, a right, I had the capability, with the idea of the capability and ability. Yeah, yeah, I didn't have the ability. Yeah, I've heard, do you know, the comedian Ron White? Dan: Yeah, I have the capability to write a book and I have the ability to write a book, but I'm not going to do either. Dean: So he talked about getting arrested outside of a bar and he said I had the right to remain silent, but I didn't have the ability that's pretty funny, right. But yeah, this is really like it's exciting. It's exciting times right now. I mean it really is exciting times to even projecting for the next, the next 30 years. I think I see that the through line, you know, is that you know that a brunch at the four seasons is going to be an appealing thing 30 years from now, as it is now and was 30 years ago, or three line stuff, or yeah, or some such hotel in toronto yes exactly right. Dan: Right, it may not be. Yeah, I think the four seasons, I think is pretty durable. And the reason is they don't own any of their property. Dean: You know and I think that's. Dan: They have 130 hotels now. I'm quite friendly with the general manager of the Nashville Four Seasons because we're there every quarter Four Seasons because we're there every quarter and you know it's difficult being one of their managers. I think because you have two bosses, you have the Four. Seasons organization but you also have the investor, who owns the property, and so they don't own any of their own property. That's all owned by investors. Dean: Right. Dan: Yeah. Dean: So go ahead. When was the previous? I know it's not the original, but when was the one on Yorkville here Yorkville and Avenue? When was that built? Was that in the 70s or the 60s? Dan: Well, it was a Hyatt. It was a Hyatt Hotel. Dean: Oh, it was, they took it over. Dan: Yeah, and it was a big jump for them and that was, you know, I think it was in the 60s, probably I don't know when they started exactly I'll have to look that up, but they were at a certain point they hit financial difficulties because there's been ups and downs in the economy and they overreach sometimes, and the big heavy load was the fact that they own the real estate. So they sold all the real estate and that bailed them out. Real estate and that bailed them out. And then from that point forward, they were just a system that you competed for. If you were deciding to build a luxury hotel, you had to compete to see if the Four Seasons would be interested in coming in and managing it. Okay, so they. It's a unique process. Basically, it's a unique process that they have. Dean: Yeah. Dan: It's got a huge brand value worldwide. You're a somebody as a city. If the Four Seasons come to your city, I think you're right. Ottawa used to have one. It doesn't have one now. Vancouver used to have one. It doesn't have one now. I think, calgary had one. Calgary doesn't Because now Vancouver used to have one, doesn't have one now I think Calgary had one. Calgary doesn't Because it was a Canadian hotel to start with. Dean: Yeah. Dan: And Belleville had one at one time. Dean: Oh, really yeah. Dan: I'm one of the few people who have stayed at the Belleville Four Seasons. Dean: Hotel the Belleville Four Seasons. Dan: Yeah, of all the people you know, dean dean, I may be the only person you know who stayed at the belleville four seasons now, what they did is they had a partnership with bell canada. Bell canada created the training center in belleville oh and uh, and they did a deal four seasons would go into it with them. So they took over a motel and they turned it into Four Seasons, so they used it as their training center. Okay, so you know, it was trainees serving trainees, as it turned out. Dean: I forget who I was talking to, but we were kind of saying it would be a really interesting experience to take over the top two floors of the hotel beside the Chicago Strategic Coach, there the Holiday Inn or whatever that is. Take over the top two floors and turn those into a because you've got enough traffic. That could be a neat experience, yeah. Dan: It wouldn't be us. Dean: Oh well, I need somebody. You know that could be a an interesting. I think if that was an option there would be. Dan: Probably work better for us to have a floor of one of the hotels. Dean: That's what I meant. Yeah, a floor of the the top two floors of the hotel there to get. Yeah, there's two of them. That's what I meant. Yeah, a floor of the top two floors of the hotel there to get. Dan: Yeah, there's two of them. There's two of them. Dean: Oh, yeah, yeah. Dan: There's the Sheraton, and what's Sinesta? Sinesta, right the. Dean: Sinesta is the one I'm thinking of. Dan: That's the closest one right, the one Scott Harry carries in the Right, right right. There you carries in them, right, yeah, well, it's an interesting, but it is what it is and we're, yeah, but we have almost one whole floor now and I mean those are that's a big building. It's got really a lot of square footage in the building. That's what. Is it cb re? Is it cb? You do know the nationwide. Dean: Oh yeah. Dan: Coldwood Banker. Oh yeah, yeah, coldwood Banker, that's who our landlord is. And they're good they're actually good, but they've gone through about three owners since we've been there. We've been there, 25 years, 26. This is our 26th year. Yeah, and generally speaking they've been good landlords that we've had. Yeah, it's well kept up. They have instant response when you have a maintenance problem and everything. I think they're really good. Dean: Yeah, well, I'm going to have to come and see it. Maybe when the fall happens, maybe between the good months, the fall or something, I might come and take a look. Dan: Yeah, yeah, yeah. Dean: Well, I'm excited and take a look yeah, yeah, yeah, yeah Well. Dan: I've been there. Yeah, we have our workshop. We have our workshop tomorrow here and then we go to Chicago and we have another one on Thursday and then the second Chicago workshop for the quarter is in the first week of April. Oh, wow, yeah, yeah, and this is working out. We'll probably be a year away, maybe a year and a half away, from having a fourth date during the quarter. Oh, wow. Dean: Yeah. Dan: Do we? Dean: have any new people for FreeZone Small? Dan: Don't know Okay. Dean: No one is back. Dan: Yeah, yeah, I don't really know, I don't really know, I think we added 30 last year or so it's. The numbers are going up. Yes, that's great. Yeah, I think we're about 120 total right now. That's awesome. That's awesome. Yeah, yeah, it's fun, though. It's nice people. Dean: Yeah, it's nice to see it all. It's nice to see it all growing. Very cool, all right well, enjoy yourself. Yes, you too and I will see you. Tonight at five. That's right, all right, I'll be there. Dan: Thanks Dan. Dean: Okay.

Wir beginnen die neue Saison mit dem unvergessenen Vin Scully. Willkommen zur 13. Saison Just Baseball. Wie immer starten wir mit der Preview auf die reguläre Saison. Und zur Überraschung aller ist die National League West als erstes auf der Liste. Verlieren die Dodgers überhaupt ein Spiel? Können die Padres aufholen, obwohl sie sich nicht verstärkt haben? In Phoenix wurde viel getan, aber reicht das aus? Die Giants und Rockies hecheln auch in diesem Jahr hinterher. Wenn ihr uns unterstützen wollt, dann macht dies gerne bei Steady

This week on Sand City Sports, we unwrap the NFL's holiday dominance and how the league is taking over Christmas Day. Plus, the New York Knicks are stealing the spotlight in the Big Apple, proving they're a team to watch. In Phoenix, a rising star is emerging as the Suns find their new leader. Don't miss the hottest takes, insider insights, and all the sports vibes you love. Tune in and stay ahead of the game!

Amid the artificial intelligence boom, demand for AI chips has exploded. But this push for chips also creates new challenges for countries and companies. How will countries cope with the huge amounts of energy these chips consume? Will anyone compete with Nvidia to supply the AI chips of the future? And can China develop its own chips to fuel its own AI development? James Kynge visits a data centre to find out how advanced AI chips are causing new problems for the sector. In Phoenix, Arizona, James meets Mark Bauer, co-leader with JLL's Data Center Solutions group, and Frank Eichenhorst, vice president of data centre operations at PhoenixNAP. How will the clash of titans play out between NVIDIA and Big Tech? And we hear from Amir Salek, senior managing director at Cerberus Capital and the brains behind Google's TPU chip; Tamay Besiroglu, associate director of Epoch AI; Dylan Patel, lead analyst at consulting firm SemiAnalysis; and the FT's global tech correspondent Tim Bradshaw to find out more about the battle for AI chips. SMIC did not respond to a request for comment.Free links to read more on this topic:Nvidia and the AI boom face a scaling problemChip challengers try to break Nvidia's grip on AI market Amazon steps up effort to build AI chips that can rival NvidiaTSMC says it alerted US to potential violation of China AI chip controlsPresented by James Kynge. Edwin Lane is the senior producer. The producer is Josh Gabert-Doyon. Executive producer is Manuela Saragosa. Sound design by Joseph Enrick Salcedo, with original music from Metaphor Music. The FT's head of audio is Cheryl Brumley. Special thanks to Tim Bradshaw.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

In today's Sharper Point Commentary Jim Sharpe reviews recent data released regarding violent crime in the United States. In Phoenix the numbers show that homicides and rapes decreased from 2023 to 2024. The numbers also show an increase in aggravated assaults and robberies. 

In Phoenix when Denny Hamlin discussed the race manipulation the week before at Martinsville he didn't think the drivers involved should be blamed while Christopher Bell believes in his case NASCAR made two mistakes. Plus team owner Joe Gibbs jokes with Martin Truex, Jr.

Ever wondered what it's like to interview Harrison Ford or Cher? How about battling sugar addiction while navigating the highs and lows of Hollywood? Join us as we sit down with the incredible Reba Merrill, Emmy award-winning TV journalist, author, and speaker. Discover how Reba's childhood dreams led her to a serendipitous career in television, her unforgettable celebrity encounters, and her journey of resilience and reinvention in an industry often unkind to women. Tune in for a dose of inspiration and a masterclass in perseverance!Reba Merrill's Bio:Reba Merrill is an Emmy award winner and cable ACE nominee who spent 8 years doing television shows, 2 In Phoenix and 2 in San Diego. After realizing she couldn't get another on camera job, she came to Los Angeles to try and use her amazing skills as an interviewer off camera. Being in the right place at the right time, a door was opened and the rest is history. She has interviewed Hollywood legends, Oscar winners, hot shots, and every studio director. She has written 2 books (Nearly Famous: Tales from the Hollywood Trenches, & Making it: What I got away with in Hollywood) both available on Amazon. She lectures on cruise ships and at universities like UCLA & Emerson. Member of the Academy of Motion Picture, Arts & Sciences as well as SAG-AFTRA. She was honored when the Motion Picture Academy added the body of her works to their ArchivesCheckout Reba's website at rebamerrill.com for celebrity interviews and more!A little advice from Reba: "Make contacts first, develop your talent second."Thank you for listening. Please check out @lateboomers on Instagram and our website lateboomers.biz. If you enjoyed this podcast and would like to watch it or listen to more of our episodes, you will find Late Boomers on your favorite podcast platform and on our new YouTube Late Boomers Podcast Channel. We hope we have inspired you and we look forward to your becoming a member of our Late Boomers family of subscribers.

Phoenix Canal Killer /// Part 2 /// 776Part 2 of 2 www.TrueCrimeGarage.com Dismemberment killings are rare.  We hear of them as these types of stories, make the news and headlines that get clicks.  This is partially because of the rare nature of these types of crimes.  Even amongst those who kill, many simply do not posses the ability to carry out such a horrific act.  In Phoenix and Tucson, Arizona, those communities experienced three such murders in just a twelve month timeframe.  After the first, the Tucson police Captain told the local news “I think the person who did it, will probably do it again.” Beer of the Week - Dos Equis Lager Especial Garage Grade - 3 and 3 quarter bottle caps More True Crime Garage can be found on Patreon and Apple subscriptions with our show - Off The Record.  Catch dozens of episodes of Off The Record plus a couple of Bonus episodes and our first 50 when you sign up today. True Crime Garage merchandise is available on our website's store page.  Plus get True Crime Garage Pod art that you can post on your socials on our Media page. Follow the show on X and Insta @TrueCrimeGarage / Follow Nic on X @TCGNIC / Follow The Captain on X @TCGCaptain Thanks for listening and thanks for telling a friend.  Be good, be kind, and don't litter!

Phoenix Canal Killer /// Part 1 /// 775Part 1 of 2 www.TrueCrimeGarage.com Dismemberment killings are rare.  We hear of them as these types of stories, make the news and headlines that get clicks.  This is partially because of the rare nature of these types of crimes.  Even amongst those who kill, many simply do not posses the ability to carry out such a horrific act.  In Phoenix and Tucson, Arizona, those communities experienced three such murders in just a twelve month timeframe.  After the first, the Tucson police Captain told the local news “I think the person who did it, will probably do it again.” Beer of the Week - Dos Equis Lager Especial Garage Grade - 3 and 3 quarter bottle caps More True Crime Garage can be found on Patreon and Apple subscriptions with our show - Off The Record.  Catch dozens of episodes of Off The Record plus a couple of Bonus episodes and our first 50 when you sign up today. True Crime Garage merchandise is available on our website's store page.  Plus get True Crime Garage Pod art that you can post on your socials on our Media page. Follow the show on X and Insta @TrueCrimeGarage / Follow Nic on X @TCGNIC / Follow The Captain on X @TCGCaptain Thanks for listening and thanks for telling a friend.  Be good, be kind, and don't litter!

Another stretch of record heat is hitting the Southwest. In Phoenix, the city is facing temperatures over 100 degrees for the next two weeks. As it faces the third-hottest June on record since 1895, the city is taking new steps to tackle the dangerous heat — including the use of a sweating test dummy to determine how heat impacts the human body.More than 2 million high school and college students are expected to work summer jobs and internships this year. CBS News business analyst Jill Schlesinger provides tips to help students navigate the job market.Apple announced a new partnership with Open AI at its developers conference on Monday. It means Chat GPT, along with other AI features, will be on Apple devices by the end of this year.Elin Hilderbrand joins "CBS Mornings" to discuss her 27th and final Nantucket-based novel, "Swan Song." She reflects on nearly 25 years of writing beloved summer beach reads and shares what's next for her.Oprah Winfrey has selected "Familiaris" from New York Times bestselling writer David Wroblewski as her latest book club pick.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

I am not sure the term “unstoppable” is good enough for our guest Denise Meridith. Denise was born in Brooklyn NY and, in part, attributes her “get things done” attitude to her upbringing in New York. As a child she wanted to be a veterinarian, but such was not to be. Denise explains that colleges back then didn't consider women capable of assuming veterinarian positions. So, Denise got a BS degree in Wildlife Biology.   She then joined the U.S. Bureau of Land Management where, for 29 years, assumed a number of position including serving as the deputy director. We get to hear stories of her time with the bureau and how she moved around, something that was fairly common for government employees for awhile.   After serving with the bureau for more than 20 years Denise was offered “early retirement” due to the long time she served there. After retiring she became the CEO of Denise Meridith Consultants Inc (DMCI), a public and community relations firm. In 2019 she also became the CEO of The World's Best Connectors LLC, a virtual community for C-suite executives that helps other executives enhance their connections with family, employees, clients, government & the media. If running two companies weren't enough Denise also has formed a 501C3 nonprofit organization, Read to Kids US Inc to promote literacy and family bonding.   See what I mean about being unstoppable? Denise is quite engaging and I am sure you will discover that the time listening to our conversation goes by quickly and you may even wish to give this episode a second listen.   About the Guest:   Denise Meridith is a highly accomplished senior executive, entrepreneur and thought leader, with more than 40 years of success in government, technology, sports, and entertainment. When sexism denied her access to her childhood dream of becoming a veterinarian, she earned a BS in Wildlife Biology from Cornell University and became the first professional woman hired by the Federal Bureau of Land Management. During her 29 years with the Bureau, Meridith served in multiple states and, while Deputy Director in Washington, DC, she oversaw 200 offices, 10,000 employees and a $1.1 billion budget.   After early retirement from the Federal government and for the past 20 years, she has been CEO of Denise Meridith Consultants Inc (DMCI), a public and community relations firm. Since 2019, Meridith has also been CEO of The World's Best Connectors LLC, a virtual community for C-suite executives that helps other executives enhance their connections with family, employees, clients, government & the media. Recently she created a 501(c)3 non-profit Read to Kids US Inc to promote literacy and family bonding.   During the past 25 years in Arizona, Denise founded the Phoenix Black Chamber of Commerce, Linking Sports & Communities (a youth sports non-profit for 14 years), and was a Governor-appointed member of the original Arizona Sports & Tourism Board. She helped win approval for State Farm Stadium for the Arizona Cardinals.  In academia, she taught sports marketing for undergraduates at Arizona State University and business operations for executives at eCornell. As a freelance reporter, she has even written 1000 articles about small businesses. Denise Meridith has won many awards for business and community development in Arizona.   ** ** Ways to connect with Denise:   FREE OFFERS:   JOIN DENISE MERIDITH'S MAILING LIST   http://tinyurl.com/3ttt5rsu   Make your first New Year's Resolution Now: Schedule a 15-min call to see if Denise Meridith's Gen X & Baby Boomer Executives Regaining Your Mojo  counseling or masterminds starting in January are right for you https://calendly.com/dmci2021/mastering-the-metaverse   LEARN MORE ABOUT Denise Meridith:   By reading her self-biographies published on Amazon: o   Thoughts While Chillin'  https://www.amazon.com/dp/1791662323 o   The Day a Roof Rat Ate My Dishwasher https://www.amazon.com/dp/1729211127   Social Media:   Facebook:    http://www.facebook.com/denise.meridith.7 LinkedIn:     http://www.linkedin.com/in/denisemeridtih Twitter:  @MeridithDP2023       About the Host: Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog.   Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards.   https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/   accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/   https://www.facebook.com/accessibe/       Thanks for listening!   Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below!   Subscribe to the podcast   If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can also subscribe in your favorite podcast app.   Leave us an Apple Podcasts review   Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.     Transcription Notes: Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us.   Michael Hingson ** 01:21 Well, a pleasant hello to you wherever you happen to be. I am your host, Michael Hingson. And you are listening to unstoppable mindset. We're really glad you're with us. And today we get to talk to Denise Meridith, who has a really interesting story, a few factoids, and then we will just go from there. She as a child wanted to be a veterinarian, but had some sexist issues. And they wouldn't let her do it. I want to know about that. I think the world has changed in that regard. Some but nevertheless, when she was wanting to do it, it was different. She is the first female professional hired by the Bureau of Land Management. And that's fascinating. And she's got a lot of other things to talk about. So I don't think we're going to have any problem filling up an hour Denise. So I want to welcome you to unstoppable mindset. And thanks for being here.   Denise Meridith ** 02:13 Well, thank you, Michael. I appreciate being invited. Looking forward to it. Well,   Michael Hingson ** 02:18 why don't we start then, with you talking a little bit about the the early Denise the child and all that, you know, what, where you grew up and some of that kind of stuff. And what made you interested in being a veterinarian and you know, we can take it from there? Sure.   Denise Meridith ** 02:34 Well, I am born in Brooklyn, like so many people in New York City, a lot of people born in Brooklyn, and then they migrate different boroughs.   Michael Hingson ** 02:43 Where are the best bagels in Brooklyn? Well, I   Denise Meridith ** 02:47 didn't stay there long enough to find okay. Yeah.   Michael Hingson ** 02:53 Well, okay, we're the best bagels and Queens.   Denise Meridith ** 02:55 We had so many people grew up in New York City. Every block will have a good bagel. So yeah,   Michael Hingson ** 03:03 I know. That's why I asked the question, trying to be cute. It's just like I lived in Chicago for five years. I was born in Chicago moved out when I was five. And so I don't know when things like Garrett Popcorn started. But I know that whenever I go through Chicago, I do need to go to get popcorn in O'Hare. Or if I'm in the city that I'll go to one of the places downtown. We do. We do tend to do some of the things in the world buy our food. What can I say?   Denise Meridith ** 03:29 Yes. All right. If that's hotdogs, yeah, that would be asking you where to get their best hotdog in Chicago. Sure.   Michael Hingson ** 03:34 When they're in Chicago pizza, which is different than New York pizza, but that's okay, too. Yeah, they're both great. Ah, what a world anyway.   Denise Meridith ** 03:44 Yeah, so I sort of grew up in knots, whatever I did grew up in Queens, and I had what I call a Norman Rockwell childhood. If you seen his paintings and pictures, that's pretty much my childhood, but some Boxster ovaries, three houses, that type of thing. My dad had grown up on a ranch in Texas. So that's why he moved to Queens. You want more land around his house there. And so we had a big lot in our house became the center of attention in the neighborhood. We had the barbecues parties. We had a finished basement with a pool table and ping pong table and all that stuff. So we were at the center of things. My dad was a renaissance man, he believe it I didn't ride horses when he grew up. He thought horses would work. He couldn't understand why people rode horses for fun once he became an adult, so instead, he hears the musician. Big bands, he played in big bands,   Michael Hingson ** 04:41 what did he play   Denise Meridith ** 04:43 any horn and also the drums and also the guitar. Anything he can get his hands on? He was an Army and Army veteran. So I played an Army band as well. He was Avature tennis player, a poet, professional photographer, you name it. You did it. And then my mom was a community organizer. So church, PTA, anything that needed somebody in charge she was it. So when you merge those two together, you get me. So I liked a lot of pay for things. My mom, she belonged to the animal association or now Humane Society. So I had all kinds of pets growing up. So it's logical that I would want to be a vet. Because there's not too many professions in New York. It could be go to Broadway and I did take dancing lessons most of my life. But you could go to Broadway, you could be a doctor, you gotta be a lawyer or bid. That was pretty much it. So I picked the vet, because Cornell was in New York one. Yeah. Got vet schools and world. Yes. When I got up there, I found out that they weren't too keen on women being vets, they were just letting like one woman a year and into vet school. And pretty much to be that woman. I knew it was gonna be me, because there'll be somebody who pretty much grew up on a farm or something, or whose parent wasn't? Preferably who went to Cornell.   Michael Hingson ** 06:08 What was what was their logic? I mean, of course, I'm looking at it from today's standpoint, and today's point of view, but what was there was   Denise Meridith ** 06:19 physical physical, that went on weren't capable being that's the women, the few that I let them know, you had to be a small animal that they work with horses or anything like that. So which I thought was pretty ironic. Could you pick up all the women, cow girls and stuff? Yeah. Why? Why they would think women in fact, why went to Cornell, I had a lot of offers when I went to Cornell, was because I had the best equine contract program in the country. And I do like horses. So anyway, I got to do a lot of horse stuff there without being a vet, my roommate, actually was from a town, she just wanted to live in a dorm. So no breaks, all the kids go, you know, I guess what I do now biking, or vaping, or something. We would go horseback riding during breaks. So during lunch, or any kind of break, after school, we would go horseback riding. So it was pretty ideal setting for me growing up. And going to that point, the ideal part of it, of course, was what a lot of people don't know about the North. isn't that different from the south in a lot of ways and that I integrated junior high school, all white, you're in high school, I integrate it in a whole white high school. Cornell there were, like 75 African Americans in my entering class of 3000. So I had a lot of experience, being in the first study only our breaking glass ceilings. So that was my growing up. And my bed story how I got not to be a bit of what happened with that was, which was fortuitous, or actually more beneficial was that I wound up majoring in wildlife biology. Have any women but they didn't say they didn't want any women. So it was a lot different atmosphere there. So three women, three women graduated with degrees in wildlife biology.   Michael Hingson ** 08:23 What did you do with it? Then when you got that degree? My   Denise Meridith ** 08:27 first job was as a wildlife biologist, believe it or not? The Bureau of Land Management. So that was I got to be the first woman in that agency.   Michael Hingson ** 08:37 Were there a lot of challenges in getting that job? Or were you pretty well accepted? Right from the outset? Or what?   Denise Meridith ** 08:44 There was always going to be challenges. Yeah. Dave, and but essentially, and that was I interviewed earlier today. And it reminded me when you're a senior in college, now, you don't just go online, put in entries, but you would have to write write letters. So people remember that you had to write letters to them and agency companies asking to be considered. And I as a wildlife biologist, there are not a lot of options are state government. Maybe that's not likely because people die in place and the state government openings there.   Michael Hingson ** 09:21 So what was what year was it that you graduated?   Denise Meridith ** 09:25 I was graduated 73.   Michael Hingson ** 09:27 Okay. All right. All right. Yeah. Because I'm thinking of of things like it was much later than that was like 23 years later. Well, it was actually more than that. It was like 26 years. It was like 1999 my fourth guy Doug Linney became ill with glomerular nephritis and the, the emergency vet or actually the specialists that we took her to was a woman in in a veterinarian facility that was mostly women. So, clearly there was a lot of change. But anyway, that   Denise Meridith ** 10:03 Yeah, well, it's I would say it's all women. Now you've made pretty   Michael Hingson ** 10:07 hard, but very much a lot. It is. Yeah. Yeah. Yeah, it's   Denise Meridith ** 10:11 timing is everything. Yeah, that's hardly very few men anymore. I don't sure exactly why. But there are very few men anymore in that field. So I wrote my letters to places that would harm wildlife people. So Fish and Wildlife Service in a Forest Service and the Bureau of Land Management. The Park Service and Forest Service both told me they didn't hire women. That was pretty plain. And what's interesting now and I talked to younger people, sort of horrified. People could say that then it wasn't. It wasn't uncommon. It wasn't thought to be different, or rude or discriminatory or anything. They. And so now, you know, I wish I kept the letters. You didn't keep going wasn't anything different. Before, right, and forest service offered me a job as a secretary, they liked my degree from Cornell. They thought I'd make a pretty good secretary. So the Bureau of Land Management is the only one that said, okay, and probably I said, it's a perfect storm. Why I got that particular job. That job had been vacant for two years. They couldn't find anybody   Michael Hingson ** 11:21 to take it. So they figured what the heck, we'll give her a try.   Denise Meridith ** 11:24 Yeah, all right. Gotta have somebody in here sooner or later. So I took that job and which was in Las Vegas, of all things of all places. And it was turned out great with an office, small office 25 people or so in office, the average age was 27. Because nobody wanted to live in Vegas at that time. We had a if you can imagine. People that age in Vegas, we had a great time. We had a great time to that office. And it's a lot of fun. I was one of six wildlife biologists in the state. Because now people have seen all the movies and the shows and everything. But at that time, while kingdom was it, the only show it mentioned, you know, that wildlife Marlon Perkins. Yep. So he was an inspiration to me and everybody who went into the field and at that time, but there weren't many of us. So I had 10 million acres to play with by myself.   Michael Hingson ** 12:26 With a lot of fun and what was it you were to do with those 10 million acres?   Denise Meridith ** 12:30 Wildlife Biology it pretty much studying patterns and populations, identifying ingredient species, we need to do the preserve them. What the big change for me was I went to school in upstate New York. And my first job was in the desert of Nevada. Yes. Completely different wildlife. So I got to learn a lot about a lot of different wildlife. In fact, the main wildlife there was desert tortoises, and my favorite, yeah, they're nice. And pup fish and the old era. That's about it.   Michael Hingson ** 13:09 That's about it. Well, I had desert tortoises as pets growing up. And then we lived in Mission Viejo and California in 1982 through 1989. And my in laws lived, but 2025 miles away in San Clemente. And one day they were outside and a tortoise came walking up their driveway. And they advertise because they wanted to find it. They figured it was so Taurus that belonged to someone and nobody ever claimed it. And I said I would love it. So we named him et turtle because his face was like ET. And he lived with us for for a number of years. And then the gardener left the gate open and he got out but it was fun. He loved cantaloupe. He loved rose petals.   Denise Meridith ** 14:02 Yeah, yeah, they're interested in pets. I had one one time that also got out. And it's something you don't think about, you know, think about you know, you think of dogs running away. You don't think your Taurus is gonna run away but   Michael Hingson ** 14:17 curious. Yeah. Well, it happens Mukunda What do you do, but by the same token, it was fun when he was around with us. And he figured out that we had a screen door in the backyard that went into the house and wouldn't latch but he figured out he could use his front feet and open the door and come in. That's great. And what he liked to do is go live right in front of the refrigerator because the refrigerator was nice and warm and and that caused great consternation with our cat who couldn't figure out what he was so   Denise Meridith ** 14:55 that's good. Well, they're smarter than we think. They are. Yeah, Well, people are asking me today Well, earlier as if you will have a master's degree in public administration, and I said, Yeah, I have a people degree and an animal degree. Yeah. And believe me, the people agree as a lot harder. Oh, yeah. Animals wildlife would do fine on its own. Okay. The reason why we have wildlife biologists is to actually figure out what to do with about the people, much   Michael Hingson ** 15:28 more than the animals. You're right. Exactly. So you became a wildlife biologist? And how long did she do that?   Denise Meridith ** 15:36 I did that for a couple of years there in Vegas. And then what I figured out was that while being from New York, you know, I'm very decisive, or aggressive or assertive, is that biologists don't make decisions. They make recommendations, I figured that out. It was like, I could do a lot more for wildlife being in more decision making capacity. So I switched from wildlife biology to environmental science, because the environmental scientists are the ones that wrote the environmental assessments, and the rules and regs and all of that type of thing. And so I was able to do a lot more for wildlife, from that position than I did from being a bog biologist.   Michael Hingson ** 16:25 Was that also in Las Vegas? Yeah,   Denise Meridith ** 16:27 so I did that for two years. And then after that I was on the road I moved at that time, which is different now. Because I assumed government can't afford it. They wanted you to move every three or four years, just like the military. So you did. So that was four years time ago. Again, because still a bit. Some people think the good old days or the bad old days, depending on what side you're on. couldn't really get another job as a first woman. And most of the western areas, they're back east where I was hired in and our job was in Silver Spring, Maryland. So I hopped back after that, I hopped back and forth across the country. Guess where the best opportunities?   Michael Hingson ** 17:18 Were you've been in a number of positions where you're kind of the first or first woman to do it. What were what were some of the others? Yeah,   Denise Meridith ** 17:28 every job in the bureau after that pretty much was the first. No, I was the first the somebody but I was deputy for resources and New Mexico, Santa Fe, New Mexico. I was associate state director lesson number two person in California. That was great. I was the head person and eastern region, which covered 31 states, West that bordered on that nice for the Mississippi. And then I was the first in only woman. Personnel call a deputy director in the United States, for the Bureau of Land Management. And Washington, DC during the Clinton Administration. That's pretty much in charge. It's a political visit the directors political position. So the deputy is sort of the one that sort of runs things as us almost a CEO type of Ryan. Oh, and that I had 10,000 employees and billion dollar budget and 200 offices. So that was very exciting.   Michael Hingson ** 18:34 A little bit more expensive to live in DC than in Vegas. And but but I don't know, today, Vegas is getting pretty expensive.   Denise Meridith ** 18:41 Yeah, I guess it's funny because Vegas even then was relatively expensive to other parts of the Southwest. Luckily, I moved to DC, you know, so long ago, and then I kept my house and move away and don't move back. I was in DC a couple of times, luckily kept my house. So it was that the thing with the government. The other reason that government doesn't move you all over the place now is that they will buy your house. And I'm sure they can't afford to do that type of thing anymore. Yeah. If you? Yeah, if you didn't want to sell it, or you couldn't sell it, the government would buy it   Michael Hingson ** 19:16 and move you. Do you still have your house in DC now. Now? Yeah,   Denise Meridith ** 19:20 I kept it I'd be very well off. But oh, yeah, I left it. So I moved to LA. Well, it's interesting selling my house in DC I could afford two houses. In Phoenix. I didn't buy two houses. Probably should have done that too. But I how low the price of the housing was here. Yeah. And now since pass COVID Since everybody knows that figured out. It's a wonderful place to live. I think it had the highest rise in prices in the country. Well, Phoenix. This past year   Michael Hingson ** 19:54 gets pretty hot in the summer. Now I live in Victorville. So we're on the high desert weekend. had over 100 in the summer, but you get a lot more hot for longer periods of time than we do. We'll be in the high 90s Low hundreds or so. But Phoenix tends to get hotter.   Denise Meridith ** 20:12 Yeah. Why about saves that has no humidity whatsoever.   Michael Hingson ** 20:15 Right? Most cases where I am pretty much the same thing. Yeah.   Denise Meridith ** 20:20 So here are the ideal temperature is probably 100 100. And Summertime is fine. Yeah.   Michael Hingson ** 20:27 That's when it gets to 110 115. It's a little bit a little bit different.   Denise Meridith ** 20:32 And we haven't been having much of that. So I guess climate change. We haven't been having as much of that. lately.   Michael Hingson ** 20:38 You did this summer, though, right? This past summer.   Denise Meridith ** 20:41 This summer. Yeah. But it was like one stretch. Yeah.   Michael Hingson ** 20:47 It did make national news. You're right. But still,   Denise Meridith ** 20:49 it was just like, a week or two. And I will trade that for 11 months and perfect. Navi   Michael Hingson ** 20:56 I hear you.   Denise Meridith ** 20:59 So but yeah, Victorville that was in my my area, you know, and I was I had a California here. So high desert was pretty interesting. It's like two different countries. In Northern California and Southern California.   Michael Hingson ** 21:15 Well, in Southern California, the high desert is different than the Inland Empire somewhat and both different than right on the coast. So So what do you do? It's, it's, it's the way it is, but it was 26 this morning when I woke up. Yeah. Oh, not too bad. And it was high was 59. I was pretty impressed with it. It went up by 33 degrees. So that's pretty cool. Oh,   Denise Meridith ** 21:43 neat sense of the word. Yeah. And we were having a fit here. Because it was a high was like 59 or 68. We're ready to jump out windows here. It was. I don't know. And nothing is here. We complain about it being cold. But we don't have jackets. You know what I mean? We don't have Cokes? We don't have anything that would make it not fairly that bad, right.   Michael Hingson ** 22:12 For a while I lived in the Bay Area. And there were times up in Novato where we could get over 100. But typically, it wasn't too bad. So we didn't have an air conditioner in the summer.   Denise Meridith ** 22:22 Oh, wow. Okay. Yeah, I lived in Sacramento. The class difference. Yeah. Yeah, that was hot. But I would tell people, you know, they come visit. And of course, you have to take them to San Francisco. They're coming to visit you. They're really not coming to visit you. So I need to always forewarn them. Okay, San Francisco, it's got to be cool. The same? And still, everybody's surprised and they get the air for Cisco. And freeze.   Michael Hingson ** 22:48 Yeah. Yeah. Well, yeah. Like Mark Twain said, he said this. I spent a what a winter there one week in the summer or something like that. But yeah, well, so how long did you stay with the Bureau of Land Management in   Denise Meridith ** 23:02 29 years, I was with them. Oh, my gosh, yeah. And I left. After I left the DC current administration, when I was had the 200 offices. And even a 200 officers didn't bother me as much as the issue is in DC. I'm a very, like I said, sort of decisive kind of person, I like results. And DC is not designed for that. You know, it's not nobody's fault. It's just not designed to make decisions. So I wanted to go back where you could actually do things, have projects that are finished, etc. So after a couple of years, I moved to Arizona, where I am now. So I've been here for 28 years. And it was great when I moved back here as the state director, and I wound up designating for national monuments. So helping get the Arizona Trail doesn't made it I upgraded all the RV parks, a lot of campgrounds, etc, etc, etc. So I was able to do things. And I love that.   Michael Hingson ** 24:14 And then what did you do? And   Denise Meridith ** 24:16 so when I left Oh, they had an early out, which they don't do that anymore, you but they used to say, Okay, have they like every so many years they would say okay, you can leave if you have based on yours, not your age. So guess what, since I started two weeks out of college, I had a lot of years and no age, so I got to retire super super early in life. And what I did is Denise married a consultant Incorporated, which is a public and community relations firm. It's actually wound up doing a lot of the same things, tourism recreation. Thanks for the outdoors I helped. Also well thanks like I Have the get the stadium built the NFL stadium built here. Several other spring training stadiums designated not just a lot of parks and star help get them designated a lot of things like that. So I did, yeah, pretty similar types of work. Except I'm from the private industry president.   Michael Hingson ** 25:22 So what made you leave BLM and start your own company? Just because of the out the years? Yeah,   Denise Meridith ** 25:30 yeah. Hard to pass that up. Or retire at that age. So yeah, got that. And and you know, it's can make up what I used to preach to people, they didn't believe me, because people go, Oh, government, so boring, and bla bla bla bla bla bla, well, it ceases to be boring when you have a pension and health care. Right. So well,   Michael Hingson ** 25:55 I can make it as fun as you want at all. It's all about mental attitude to   Denise Meridith ** 26:00 Yeah. And I was less than working for the Bureau of Land Management, because what you had, it's all scientists. Right? So this geologists, it's science, people doing science, happiest people in the world, you know, so I really enjoyed. I enjoyed them, they were enjoying their work, I enjoyed them. It was just, to me a wonderful opportunity to work with people for that long, who enjoy their work. And it's not too many people who can say that anymore. But it was unusual that why in government with our agency.   Michael Hingson ** 26:38 So you what, what made you start the company, you just wanted to continue doing the same sorts of things. And that was the easiest way to do it. Or, yeah,   Denise Meridith ** 26:47 I probably should have stayed retired now. Now, I've enjoyed what I've done. But essentially, two weeks after retirement, the story was, well, two weeks after retirement. And I'm thinking boy, gee, I can do anything. How does this you know, it's sort of a shock when you're working all the time. And like, when I was in DC, I was on the road 75% of the time, so And Arizona, I travel a lot. Oh, I could do anything. So a friend of mine called and said, Well, why don't we go to the movies, and it was like the middle of the day. And I thought, oh my god, this is good. Go to the movies. So we went to see a movie very bad. Well, I know I shouldn't but and I came back and water was coming out my front door. I've sunburst blah, blah, blah. I spent the next five weeks in a hotel. And so the only thing I can think is that I was lost my mind. Because it had happy hour every night. When I invited somebody else to join, join me and happy hour, and they go, Oh, nice. What is great opening job opened up and I think I had too much wine. This great opening open up but heading up this nonprofit. You should take a look at that. And so I did. Some I retirement didn't last very long. So I ended up that nonprofit. And I've been doing something ever since.   Michael Hingson ** 28:15 Just what was that nonprofit?   Denise Meridith ** 28:19 It was the Arizona Trail Association. You know, they were one of the longest trails in the United States. And it goes from border to border from the northern border, Arizona, New Mexico. And spectacular trail. Because Arizona is beautiful. So it's a very beautiful trail. But they were having problems getting it designated. Because yes, politics and I understand politics. I help them. Actually it was me and John McCain got together and helped get that trail designated. But I'm sort of a restless person. Sorry, I was only there for a year with them. I had my own Disney spirit consultants started anyway. So then I just did a variety of things. I like projects start finished start finish. Until about, you know pretty much on my own. until five years ago, I decided, well, why don't you get a whole group of people who like to do that. And that's when world's best connectors was started. So the current organization that I manage, and what it just made up of a bunch of folks like myself, they all have their own businesses. But we get together and people throw out ideas and we jump on them or not. We're consulting firm. If n were CEO, the CEO, we're not B to B or C it'd be all those things. We're CEO, the CEO, that what we do is help other executives what problems they come in, they need a tech person, they need a HR person, they need whatever come to us. We either have a person like that, or we can get them a person like that. So that's what we've done in the past five years   Michael Hingson ** 30:03 is disease murders consultants still functioning? So you have two companies? Yeah.   Denise Meridith ** 30:10 Well, I actually three, but we want if it gets too complicated, but no, I have a nonprofit to read to kids, us. I'm trying to get parents to read to the kids again, like they did in the old days. But the days for consultants where that comes in is, and really the reason that I met you really, at do a lot of conferencing and whatever. But I do coaching, professional coaching, or people, and particularly for Baby Boomers and Gen X, what I do is help them rediscover their mojo. That's what I call it. And so I think both of those groups pretty much had it made in the beginning of 2020. Yeah, they had figured it out. They were doing well, economy's doing well, it's all kinds of opportunities going. Everything looks fantastic. I as an example, was that in Miami for Super Bowl week with my group, a group from world's best connectors, and we were networking and going to a lot of special events, thinking of future partnerships, future contracts. And two weeks later, I come back COVID Close everything down. So and that happened to a lot of what happened, everybody but baby, I think Baby Boomers and Gen X is crooked, because it was more of a disappointment. He thought you had it figured out you could actually had everything made. And then when President says COVID stuff and pandemics over those people ran back to work. And guess what? Nobody only wants to came back. Nobody else was in the office. Yeah. Nobody else wanted to be in the office   Michael Hingson ** 31:57 and a bunch of them got COVID.   Denise Meridith ** 31:58 Yeah, so it was just, to me devastating for a lot of people in my age group. So what I do is, work with them. You can't go backwards, it's not going to change. It's not going to go back to what it was. What can we do to find your happiness? Again? A place in a position and a life that can make you happy again? Yeah, a lot of people don't notice that. Really? COVID gave them a second chance. Yes. Okay, you're gonna have another opportunity. Maybe they didn't even like that job. You know that they're complaining about low job anyway. So what can we do? They get you something that you do like or no job at all. That's delicate, and people have a hard time transitioning sometimes to retirement. And so I help people over those humps. That's what I tried to help you. So   Michael Hingson ** 32:55 you do a lot of coaching and helping people and so when I should explain to the folks listening out there that Denise and I met through PATA Palooza that people know what PATA Palooza is, we've talked about it a number of times on on unstoppable mindset. And for those who don't know PATA Palooza is a program that meets four times a year and the people who come are either podcasters interested in being podcasters, or want to be interviewed by podcasters. Pretty much. Those are the people that usually come. And Denise and I met there. And here we are.   Denise Meridith ** 33:29 Yeah, we had a, you know, I think a lot in common as far as the way we look at the world, and achieving things and being happy. So I yeah, I was very impressed with what you do what you've overcome. I do a lot of speeches. Well, now it's coming up on Black History Month. So for that Women's History Month back, but I get request, obviously. Because people want to know how, yeah, obviously, all these all these things could have been obstacles, not being a vet, that not, you know, getting certain jobs, they not getting promotions, all of that. You can look at that as an obstacle that it is, or you can figure out a way to overcome that. But   Michael Hingson ** 34:20 you But you made a choice, somewhere in your psyche, that you weren't going to let those kinds of things stop you and that you were going to continue to   Denise Meridith ** 34:28 move on. Exactly. And that's that's the only way to do it. Thanks for not gonna be equal, you know, and that's one thing that's sort of hard to take those true. Baby bonus. Well, what we see is what we see, what we see is what we get. So I if you think about I was a kid when Civil Rights Act was passed, and everybody thought everything was going to change. And it hasn't been something strange, but women can be better Now, you know, overall, they're still allowed to obstacle. So I worked with people, well, I not work with people, I hope to be a role model for people, and how not to give up. And, and I say, essentially, wonder closes, God opens another one to take it.   Michael Hingson ** 35:20 What's hot? What's ironic is so the same thing in a sense with the Americans with Disabilities Act, everybody thought everything was going to change, and it hasn't. Unemployment rates have dropped a little bit. But they're still incredibly high. Internet websites aren't accessible, for the most part. And we're not included in a lot of the conversations when you talk about diversity that doesn't generally include disabilities. So some of us like, like I and I've talked about it on the podcast here talk about inclusion, you either are inclusive, or you're not, there's no middle ground, you either are gonna be or you're not. But at the same time, the thing that we have, and continue to face is not included in a lot of the conversations. So I don't hear anybody talking about a disability history Awareness Month or anything like that, although there is a month dealing with disabilities, but it is not nearly as well discussed and mentioned and talked about, or included as other minorities, even though we're a larger minority than all of them.   Denise Meridith ** 36:24 Wow. And everybody has the potential to be in that group. And   Michael Hingson ** 36:29 everybody has the potential to be in that group. Every well. Well, of course, actually, in, in a technical sense, everybody is a member of that group, I believe that we've misinterpreted the definition of disability, and that disability is a characteristic that everyone has, it manifests in different ways like you can see, and your disability, at least one of your disabilities, is your light dependent, you know, the power goes out, what are you going to do, you gotta go off and try to find a light source. Thomas Edison fixed it mostly, but not totally. And so it still creeps in. So the bottom line is, everybody has a disability. You know, it's something that we, we we really should think more about, but there's a lot of fear. And people know that they can become a person with a physical disability or whatever. And so the fear keeps us from being really included, like we ought to be.   Denise Meridith ** 37:21 And I've always had empathy along those lines, whatever reason why parents whatever reason was, but I, when I became the director, the deputy director of the Bureau, Ada, just pretty much passed. Right. And so I hired a person to, you know, interpret that legislation for us and help people with that legislation. Or did that set off a firestorm? How couldn't you be wasting a position on that? Nobody cares about that, and nobody needs to know that. Anyway, so but I do what I do. Right. So So I went ahead. And in this case, she was a hearing impaired, but as soon as she got there, things changed people. Oh, I have a question. Oh, I don't understand this, oh, how can I do this better? And   Michael Hingson ** 38:19 of course, today, and of course, today, most people rightfully so would not be caught dead saying hearing impaired because people who are deaf or hard of hearing recognize impaired is, is a negative thing. And we're not even cared, you know, the, and that hasn't really translated into blindness, because so many people continue to say visually impaired, and it shouldn't be blind or low vision. Because why are we Why do you equate how much sight you have with whether you're impaired or not? And that's the issue that we're Why do you equate, whether you how much you hear is to whether you're impaired or not. That's the whole thing we have to change and it's just so hard to do, because it's so ingrained in society.   Denise Meridith ** 39:01 Yeah, that'll be GQ. T I A plus. As an example, you know, the it's just the getting across what we need to get credit. It's getting harder, not easier to talk to people about anything. All right. Unfortunately, it's getting harder. So but she went on to be pretty popular pretty, pretty much in demand. But I I'm doing right now, one of the projects that we're working on, and world's best connectors is business education for college athletes. So again, it sort of comes up. Most people when they think about the NCAA is ruling on name image and likeness, nio that kid's gonna get paid for playing. Like a football, man and men and footballs. That's the whole thing. And if you look at this statistic, that's where the money is. That's where it nio money is going, blah, blah, blah, man and football and so my group, we're looking at students overall. And our program is open to any student in any sport in any school. And I want people that want to go to the Olympics, I want Paralympic people, I want LGBTQ T people, I want any athlete. But again, that's different. People aren't saying that they're not thinking that at all. So we're going to be a little different that way. But I always have been different. But I think if anything, those other groups all need it more. Because right now 2% of NCAA athletes in college, become professional athletes. 2% Okay, 98% What are they gonna do afterwards? And, you know, college is not really prepared for them for that. It's no, but just they have different goals. Okay. And I don't begrudge them that they have different goals, different objectives. But what we're doing is teaching them how to create a business run a business. So they have something when they leave college, they leave our program with a business license. So they have something when they leave college, what they do with it after that, we up to them, but at least it gives them a chance and opportunity to be I say something besides a pitcher in a yearbook? Yeah.   Michael Hingson ** 41:25 Which is something that certainly makes sense to do.   Denise Meridith ** 41:30 So where it's called Project Nylo. And so I encourage people to look into it. It's pretty simple. It's www dot project. Nylo. And I l.com Pretty simple, but the O is for ownership. And what we do is want to put ownership in the NFL, on the side of the good. Oh, that's just something different. Okay, now, I was gonna say, but you know, the things why I like liked you when I met you. And why I like your program, is there's such a need for educating the public about things. And it's getting harder and harder to do that. On paper. You know, to me, that's the anti intellectual approach that's being taken to so many things. It makes it more difficult. So I appreciate what you're doing.   Michael Hingson ** 42:27 You have you have in your life I'm sure had. Well, you talk a lot about mentoring, and you've been mentored a number of people who are some of the people who have been your mentors?   Denise Meridith ** 42:40 Um, yeah, it's interesting. Obviously, I didn't have many women. I didn't have any women mentors in Bureau, I was it so I became the permanent woman, mentor, and the Bureau of Land Management. But I did have a lot of male mentors. And that's one thing I try to get across to people know not to make stereotypes of people judgments about people you never know. My first mentor and Bureau of Land Management was older Anglo guy, and I say older, we thought he was really old, because he was 55. He's like, 2020 to 21, and whatever. So and he was a sagebrush specialist, right? That was his site. So you wouldn't think, and it was Republican conservative, you could go down the line. And we hit it off perfectly, which you wouldn't think so you can't make judgments about people. And he really helped me in the beginning, because like I said, I dealt with wildlife in New York. And we were in Nevada, though, he taught me a lot of desert, survival skills that I needed the half, and really helped me understand the bureau and it's what it did and how it did. It sounds like that. So Jim Bruner was my first mentor there. But then I had others while I'm away at hasty was the director of California for like, 30 years. He was the bureau director in California. He was awesome. Oh, God said and he would say, I like women better they work harder. Here's a big guy, Marine veteran, you know, tough guy and buzz cut until he died, you know? And so to have someone like that, except you Yeah, you know, promote you as like Kevin a year on pet Pitbull. Right. But it was very helpful. So I've had people like that. JOHN MCCAIN, ARIZONA. So I had mainly just because of the nature of the work I was said, mainly male mentors, mainly Anglo male mentors. So I do Estelle people keep an open mind about things you can learn from everyone. And I've had great support.   Michael Hingson ** 45:05 Was your mom, a mentor to you? Yeah,   Denise Meridith ** 45:09 yeah, I talked about that your parents if you're lucky. I'd be the first mentor. So I described my dad and everything that he did. And my mom was community organizer, a very strong, liberated woman, so to speak. And so for both of them, I got a little bit from both of them that helped shape me. And I, and really, they're the ones said, you could do anything? Honestly, you bet. They didn't say that, you know, they were very supportive. The track the track to get to Cornell is no easy track. In New York, it starts my mother figured it out. It pretty much started when I graduated from elementary school. I was valedictorian there. And she knew you had to get into the right Junior High School to get into the right high school to get to Cornell. Okay, she was that far ahead. So I'm thinking, so that's why I integrated the junior high school. And it was all white. I think there was 20 people of color in that whole school. And then I integrated the high school that I went to as well. And yeah, that was no easy thing. But I keep your eye on the prize and what you want out of it, what you got, and then that high school was sort of a feeder type of high school for for now.   Michael Hingson ** 46:40 Here's an off the wall question. Going back to mentors for a second. You mentioned John McCain. How about Cindy McCain?   Denise Meridith ** 46:46 Cindy is wonderful. Yeah, people I don't know, maybe most people outside of Arizona don't realize or the southwest. It was a it was a couple. Yeah. He was very important. And his decision making. And just being an I love them both. There was such a strong couple. And she's carried on she's so she has   Michael Hingson ** 47:17 you know, he was the visible one. Pretty much in the news and all that but she is clearly continue to move. Move forward in is a vibrant force in her own right, which is great.   Denise Meridith ** 47:30 Yeah, and she has I'm gonna approach her about my program, too. But hey, you know, it's Yeah, yeah. And politics in general. You know, I just don't have many I care right now, are Republican and Democrat. I've been independent all my life. So it hasn't mattered, obviously. But, but the just, we need people that have conviction, you know, and make honest decisions, not based on, you know, contributions or anything like that.   Michael Hingson ** 48:05 Yeah, that's really the issue is having true convictions. And we just don't see that much of it. In the world in general, like we should know.   Denise Meridith ** 48:13 And, you know, who knows when we'll get there again. But it's very price people. He people never really knew what he was gonna vote, you know, how he's gonna vote, even though he was a conservative Republican. So you could guess some of it. But he did a lot of environmental work this Yeah, I know, as I was working with him on it, right. So that would shock people. They would not think that would happen. But there were   Michael Hingson ** 48:37 a few decisions he made. I thought were a little bit strange, but you know, but that's okay. You You do what you can, but clearly, he was a man of convictions and, and was was one of the good ones. Yeah,   Denise Meridith ** 48:53 he was also effective. And that's one thing. There you go. You know, well, I don't know if we have to leave effective politicians anymore. But he brought a lot of money to the state. He was very obviously supportive of the military. So veterans, he did a lot to help veterans. He did a lot of, to me. Very important things that involve getting money, you have to get money to do good things. And he did. had, you know, did a good job of doing that. But, you know, so a lot of politicians now you don't see them getting money for anyone but themselves in a lot of cases. Yeah. It's pretty sad.   Michael Hingson ** 49:32 Yeah, we don't have the role models that we used to have them true models that you can look up to in terms of ethics and everything else. Yeah.   Denise Meridith ** 49:42 Sandra Day O'Connor, another person we lost. I said another wonderful person. I met her obviously through my stuff with the Bureau of Land Management. But again, you know, people couldn't predict. Yeah, she voted accordingly, you could not predict or assume, you know that she was going to do this or do that. He evaluated every issue that came up and, and, you know, stuck to her guns with it. She was very important. She also what I liked about her is that she rarely promoted education. Right now, Arizona, I don't know, I didn't look this past year are pretty much been number 49 out of 50. States and education. And she was did a lot to try to rectify that by really pushing education. She thought that people choose, right. Don't know enough about government. Yeah, it's not taught anymore. People don't know how government works. How, what is public service? Now that is, I know, Bureau and other federal agencies have a hard time getting anyone anymore. And believe me, we need civil servants. We need public servants. So who are honest, and they're just to do a good job. We need   Michael Hingson ** 51:09 to get leaders and it isn't just civil servants. They need to, to understand and other civil servants we need to grow leaders to write.   Denise Meridith ** 51:21 And I just really, a lot of people been discouraged. Like, even aside, even the science, they can't do science anymore. Right. So scientists are not happy campers as there used to be. Yeah, it's gotten very politicized. Yeah, exactly. So I don't know. But I, my, what I've decided from here on I have a few years left, maybe just a few. But anyway, is to legacy, my legacy, hopefully, would be developing future leaders. So that's what I'm doing. That's why I'm doing like this education program. We're gonna create a whole new generation of business leaders, which will be nice people that in the past, or qualities have been overlooked athletes, people don't think about them, except how fast I can run or how high they can jump. Yeah. And when you think about it, that discipline there that they had to go through to be to where they are charismatic, a lot of them are charismatic leader type people. And, you know, we're missing all of that, by just, you know, throwing them out if they can't run out in the field anymore. Yeah. I'm hoping to give them some alternatives. In turn, they can take that business degree, go back home, hire people in their area, and their community back home with a business degree and have a family business. You know, it's it's multiple, as the effects multiply dramatically, I hope, what they were doing with this program,   Michael Hingson ** 53:00 you mentioned earlier, read to kids tell me a little bit more about that.   Denise Meridith ** 53:04 Yeah, that's, that's my fun project. But I feel one I've been writing since I was 10 years. Well, probably before, but since I wrote my first book when I was 10 years old, right, dreading it, too. I was pretty good artists. But I'm concerned that people aren't. I think reading is the crux of a lot of things. Decision making, you know, rationality, everything, but my angle on it is in the past, parents rented our kids, it was one moment, you know, bedtime stories. One moment, bedtime alone, if your child quietly do something together. Now, it's pretty much an ima ComiCon fan, so not knocking marvel in particular, but now it's, you know, syndicated on another TV, watch Marvel until this time because parents are very busy. I got a lot of different jobs. It's just, to me, that's something that's been lost. And when I read the kids, us the mascot is my dog, my miniature poodle, airy, and he has five books on Amazon. And the adventures of airy are about what he's doing as he grows up so to speak. So   Michael Hingson ** 54:30 every right Harry writes his own books. Yeah,   Denise Meridith ** 54:33 he does a good job. This book sell more than my Yes. So his first haircut our first target went to the doctor right those types of issues, though he helps kids overcome those fears that they might have. But to be the key is there. I'm what I might our model is to read to a kid three to six years old 15 minutes a day. So you take that 15 minutes read in 15 Min. So we have a lot of authors in our group, you can read those books, 15 minutes. And that's just 15 minutes, which doesn't seem long, but it's, you know, face to face. Total attention, working on something together, and it just doesn't happen much anymore. Know what to say. And when we go to book shows or whatever, and type of thing, and so all the people that go to these giant, you know, now they still have a few, I was glad to find out a few giant book fairs going on. And one in Tucson, I guess. 100,000 people go to that one. It's pretty incredible. But everybody that will come up to our booth say, oh, yeah, my mom used to read to me. It's passed along. Yeah, passed along. And these people that are coming up to you are very educated, erudite people, right. So that's what I hope to do. And luckily, I had a RT O'Hagan and I'll give a shout out to him. He, during pandemic, he bought Aires books, and distributed them to nurses and hospitals. So that they could go home and read to their kids. And so you get nice letters. Oh, it's first time. My kid read out loud. Or it's the first time that ghost I hope that nice books that people would get some lessons from them dedicate my talk about? Oh, you didn't know that your kid was afraid of such and such? Yeah. You didn't know the kid was being bullied at school? Or you didn't know these things? It? Yeah. So it could open up a lot of discussions. So it's the region kids got us is that site. And it's just a little thing I do on the side. But I'm hoping it has some impact on parents, grandparents in particular, I thought grandparents were really sort of left out during COVID. You know, they couldn't even see anybody and got separated from their grandkids. My books are various books, obviously, you can get them on Kindle. You can get them on online. And so it's something that you can do now what technology you can do over what we're doing zoom, right. You can read to hear grant kid on the other side of the country through zoom. So that's what I'm hoping. Right now. I appreciate your asking about it. So the little thing I do on the side but reallocates us that's as my heart. It's something that I really like to see happen.   Michael Hingson ** 57:36 So how does the program work? What do you do?   Denise Meridith ** 57:39 What we do is just write books there online. And what we had breach over it, or we'll have starting again this year, is go to schools, you know, go to school, go to libraries. You know, Eric goes, I take Gary. And he goes, and we have, you know, the books there. And parents. Yeah, by the books we read. We have readings for our office from our, you know, our group COMM And I read some of the kids there, and whatever. So it's just getting kids excited about reading again. And parents like it too.   Michael Hingson ** 58:16 Alright, so I get to that is that is really cool. What books have you written?   Denise Meridith ** 58:20 I just have to have my own. But anyway, so he has five, but I have   Michael Hingson ** 58:26 He's got four paws though. So he's got a porter, right?   58:30 That's true thoughts, while chillin and a C h i l l i n what no G is really covers my career from being born in Brooklyn, I guess, up into my career through the Bureau of Land Management. So it's funny when you write something like that, and you call it an autobiography, because when you're young, you don't think you're gonna live that long. And then it was like, Gee, wow, I guess I had some more living to do I should write something else. So the other book is the sequel to that and it's called the year roof rat ate my dishwasher. Which people go I'd say what Okay. Roof rats are I don't know that their I guess their data. Arizona. I don't know. Anyway, we have roof rats here. A lot of people have different kinds of pests than their areas but we have roof rats, and they eat there. They have big teeth. And not like normal rats. They have big teeth. They climb trees and they eat through pipes. They eat through all kinds of things. So literally, the story opens so that book the first story is about the My dishwasher stopped working. And I had the guy come to repair it and he opened stuff up but he like jumps back and scrapes I go whoa. And he goes look at a pipe. So the rat should eaten through the PCV pipe. And that's why my dishwasher what's not working. And so what I wanted to do with this book is it's very much about Arizona. So it's an Arizona Survival Guide is what I call it. Arizona is a very particular place with very unique problems like roof rats. And so I talk about as a business person, how to survive here in Arizona, what kinds of things to consider and look out for. And I tried to tell people, it's a great place to live. People know that already. But there are some things that are different here that you have to look out for Scorpio, roof rats, rattle steaks, black nose, yeah, 115 degree temperatures now one ban. But I tried to keep it very upbeat. And I also tried to acknowledge people here in Arizona that are doing very positive things like McCain, I mentioned in there, people who, because Arizona doesn't get any recognition really has a very strange reputation outside of Arizona. And I wanted to get across that is very normal place. With it's a purple state that much into that, but it's we have people all kinds and all religions and all people think there are people of color hair for some reason, because it sort of looks that way if you walk through parts of Scottsdale, but it's gonna be majority minority state a couple of years. So there are plenty of people of color here. And it's just a wonderful place to live. So my second book while it's out, it's about me and people. I never hear what they've accomplished. It's also i My love you but who? Arizona.   Michael Hingson ** 1:01:51 So do you see desert tortoises these days?   1:01:56 I hear are Phoenix not anymore? Because it's so built up? Yeah. But the thing is, Phoenix is also spread out, believe it or not, it's the biggest city now geographically in the country. surpassed LA. So now it's the biggest Yeah. And so around the edges, people live around the edges. So they see tortoises, but they also see coyotes and rattlesnakes. So I, you know, I had my years as a wildlife biologist, I don't need that anymore.   Michael Hingson ** 1:02:29 Well, if people want to reach out and contact you, how do they do that? Okay.   1:02:34 Pretty simple. You could get my website that's about me is Denise. Meridith.   Michael Hingson ** 1:02:41 Can you spell that, please? Yeah, I   Denise Meridith ** 1:02:43 was about to do that. Oh, great. Yeah, that's people fill it in correctly. So thats D e n i s e m e r i d i t h.com. Meridith is normally spelt with two E's, so I don't get much junk mail. But it's denisemeridith.com is my website. And you can sort of go from there links you to all things, world's best connectors is the wbcs.com. Again, and my ComiCon routine, but we're the WBCs that's what we pretend to be. But it's t h e w b c s.com. And that's the other site they can go to. And I really welcome people to go in and read to kids.us if you want to see airy, and hear about airy, and get some kids books, but I really want to encourage people to read to their children and read to their grandchildren. It's like a lot of stars, Michael. It's getting to be a lost art. And if   Michael Hingson ** 1:03:43 people go to our our show notes, and so on. You have some gifts that you're giving away. Yes,   Denise Meridith ** 1:03:49 yes, I have. It's called the we're talking about mentors, right. So it's called a mentors almanac. One of the gifts that I'm giving away in which you can, and what it is is 365 tips on how to be a great leader. And so I have a sort of a mantra every day that you can use, that you can use in helping you mentor other people, and also hopefully help yourself at the same time. And then people can call me and when they go to my site, they can get the phone number there too. And set up a call with me about coaching. Again, I have masterminds. I'm starting a mastermind here, probably the end of the month, so call me about that. And I also do personal coaching private coaching. And while I emphasize Gen X and baby boomers I you know, really executive coach for anyone. It's just those groups are pretty in need. Right now of that. I get it kids through my events, like world's best connectors through my events with the educational program. So I'm going to be helping kids. I'm not discriminating against younger people. I'm going to be helping them. But I coach, Baby Boomers and Gen X primarily. Cool.   Michael Hingson ** 1:05:10 Well, again, I want to thank you for being here. This has been a lot of fun. Can you believe it? We've been doing it over an hour now, which   Denise Meridith ** 1:05:18 I appreciate it. It's, well, I went I'm once I met you, I know this is gonna be great. I think we're gonna stay in touch and do a   Michael Hingson ** 1:05:26 lot of good things. Well, I sincerely hope so and definitely want to do that. So I want to thank you again. And thanks for listening wherever you are, we really appreciate it. Whether you're listening or watching on YouTube or some other podcast source would really appreciate it. If you give us a five star rating we value your ratings very highly. And of course, needless to say, Love five star rating. So please do that. Love your opinions, any thoughts that you have about what we did today and we appreciate your opinions. If you know of anyone who ought to be a guest on unstoppable mindset. Denise, you as well. Please let us know we're always looking for additional guests, people who we can have on to tell their stories and talk about what they'd like to talk about. If you wish to reach out to me you can do so by emailing me at Michael m i c h a e l h i, at accessiBe A C C E S S I B e.com. You can also go to our podcast webpage, www dot Michael hingson.com/podcast. And Michael Hingson is m i c h a e l h i n g s o n So www dot Michael hingson.com/podcasts. And again, love those ratings really appreciate it. And we definitely want to hear from you and get your thoughts. So, one last time, Denise, I want to thank you for being here and taking so much time to be with us.   Denise Meridith ** 1:06:57 Thank you, Michael and I wish you continued success.   **Michael Hingson ** 1:07:03 You have been listening to the Unstoppable Mindset podcast. Thanks for dropping by. I

Chris Eymann and I are diving deep into the real estate game, sharing all the juicy details from our own adventures. We're talking about how we've turned those "just looking" folks into solid sales using our social media magic, and swapping stories from our escapades in sunny Florida and the deserts of Arizona. We've faced off against some gnarly challenges like crazy high property taxes and through-the-roof insurance costs, but we've also figured out some slick moves to make those obstacles work in our favor for some sweet profits. Our chat's got everything from the lowdown on marketing like a boss, to why hitting up your network and chatting directly with sellers can really pay off. We're all about making life easier with some smart tech tricks to keep things running smooth, and we've got some insider tips on making bank with foreclosure properties. We're not shy about diving into the nitty-gritty of tax strategies either, like how 1031 exchanges can be a game-changer for your retirement stash. Plus, we're sharing our daily grind, like how Airbnb can be a cash cow and planning your buys to get the most bang for your tax bucks. So, if you're looking to level up in the real estate world or just curious about how it's done, Chris and I have got the inside scoop. Follow Chris @chris_eymann Chris Eymann Graduated from Grand Canyon University with a B.S. in Math and Computer Science. After College he spent 6 years in the Information Technology industry. Chris Eymann is now a Property Wholesaler, foreclosure bid service, and hard money lender In Phoenix, AZ with www.sellwholesalehouses.com. Chris Eymann is responsible for evaluating, acquiring, and selling distress properties to real estate investors. Chris Eymann has 12 years experience dealing with distress and foreclosure properties.

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Join world-renowned oracle expert and psychic medium Colette Baron-Reid in this recording from her signature event: Spirit Jam LIVE! In this healing, heart-opening session, Colette will provide direct spiritual guidance, perform readings, and even channel friends and loved ones who have passed over.    Want to see your favorite Hay House authors, including Colette, LIVE on stage? Join us for Hay House's premier event, I Can Do It! In Phoenix, Arizona from March 22-24! This year's event features more than 30 of your favorite authors, including Jim Kwik, Colette Baron-Reid, and Dr. Mindy Pelz, who will give you the tools you need to develop a deep sense of self-love and self-confidence, discover who you really are, and unleash your full potential. To get your pass today, visit hayhouse.com/icandoit. That's hayhouse.com/icandoit. 

Do you believe you're a slow learner or slow reader? That you're no good at problem-solving, or giving presentations, or doing math (or writing or something else)? Join the world's #1 brain coach Jim Kwik to discover that the belief that you are “limited” may be holding you back from your biggest dreams. Explore practical techniques for unlocking the superpowers of your brain and changing your habits in incredibly powerful ways.    Want to see your favorite Hay House authors, including Jim, LIVE on stage? Join us for Hay House's premier event, I Can Do It! In Phoenix, Arizona from March 22-24! This year's event features more than 30 of your favorite authors, including Jim Kwik, Colette Baron-Reid, and Dr. Mindy Pelz, who will give you the tools you need to develop a deep sense of self-love and self-confidence, discover who you really are, and unleash your full potential. To get your pass today, visit hayhouse.com/icandoit. That's hayhouse.com/icandoit. 

Over the last two episodes we've covered the essentials of entrepreneurship with topics like: how to set up your LLC & finances, identify your key differentiator and do audience research.   On this final episode of the series, we're going to discuss how to create and market your first (or next) product. For many, this can be an overwhelming and frustrating process- especially when you're already short on time and busy comparing yourself to all the other “creators” out there.  But creating a great product or service doesn't require fancy tools or software. In fact, the simpler the better. In today's episode we cover: How to get out of your own head when creating something new Creating a great product when you're short on time & money (tools / software) Successful launch strategies for promoting your product What to do if your product or launch fails  Referenced Episodes: Entrepreneur Essentials PT 1: Where To Start & Mistakes To Avoid Entrepreneur Essentials PT 2: Putting Your Idea Into The World & Getting Feedback 5 Big Lies We Tell Ourselves That Hinder Our Process  References Resources: How To Get Over Imposter Phenomenon (Download) Advice For New Coaches (Download) Clarity Webinar (Finding Your Differentiator) Online Course: Blindspot Build your brand and business the right way!  Watch this video to learn about what this life-time access course has to offer! If this episode gave you useful information and you want more, we have you covered!  Sign up for our upcoming BRAND BUILDER WORKSHOP.  In Phoenix, AZ October 7th & 8th, 2023, this interactive event will give you access to myself and other members of the Art of Coaching team. We will give you the time, attention, and resources you need to vet your ideas and feel confident in the next steps you need to take to be successful.  You won't get this kind of experience anywhere else AND SPOTS ARE LIMITED so sign up today to get the results you're looking for! Sponsors:  Today's episode is brought to you by AG1.  For those of us who juggle busy lives, being able to get your daily vitamins and minerals is not always easy.  It doesn't matter what your morning routine consists of, sometimes you're just on the go and you have to sacrifice the important for the urgent.  That's where AG1 comes in.  Packed with 75 vitamins, minerals, and whole food sources, AG1 is what you need to stay on track and accountable to a healthy lifestyle, despite the chaos.  Get a FREE 1-year supply of immune supporting vitamin D and 5 FREE travel packs with your first purchase by going to drinkAG1.com/coach.

What is it that you want to put out into the world?  What are you good at?  What are the questions that you get over and over again, and honestly, you're a little tired of answering? The answer to these questions is your “zone of genius,” and it's the best place to start when it comes to product or service development. Today's quick hitter focuses specifically on a proven business strategy that will help you make your first moves toward successful entrepreneurship.  The main points include: How to get the feedback you need to start creating your offering(s) The self-limiting behaviors to look out for that could keep you from moving forward The data points you need to look at when evaluating your first iterations How not to respond to your first results Referenced Resources: E290: Entrepreneur Essentials PT 1: Where To Start & Mistakes To Avoid Art of Coaching Upcoming Events Calendar 1:1 Mentoring - We offer various mentoring options personalized to your industry and goals, covering topics such as discovering your niche, clarifying the next steps in your career, finding your voice as a leader, navigating power dynamics, gaining confidence in negotiating and so much more!  To learn more about this opportunity, click below to schedule a call with an Art of Coaching™ team member: Free discovery call    Online Course: Blindspot Build your brand and business the right way!  Watch this video to learn about what this life-time access course has to offer! If this episode gave you useful information and you want more, we have you covered!  Sign up for our upcoming BRAND BUILDER WORKSHOP.  In Phoenix, AZ October 7th & 8th, 2023, this interactive event will give you access to myself and other members of the Art of Coaching team. We will give you the time, attention, and resources you need to vet your ideas and feel confident in the next steps you need to take to be successful.  You won't get this kind of experience anywhere else AND SPOTS ARE LIMITED so sign up today to get the results you're looking for! Today's episode is brought to you by Goodr.  If you're anything like me, searching for a decent pair of sunglasses is a real headache - literally.  The truth is, I have a massive noggin, and finding something that fits AND doesn't look ridiculous is more difficult than I would prefer.  That's why we've partnered with Goodr - your top resource for high-quality, affordable sunglasses that are durable, polarized, and don't look ridiculous!  At only $25.00 each, you can find the perfect pair to fit your needs (and your noggin) and get FREE SHIPPING by using code AOC at checkout or by using THIS LINK.

As a business owner, author, and someone who has gone through a career transition, I often get asked by others - “how did you do it?” This simple question has paved the way for some of our most popular services at Art of Coaching - our Brand Builder live workshop and our group mentorship The Coalition - because there are so many things that go into the answer.  It's a complex subject that requires so much more than the 10X Tips & Hacks you see all over social media. However, there are some simple yet critical things that if you don't get them right, nothing else matters. And those are the things I cover in today's episode.  Specifically, I'll speak on: How to get ruthlessly clear about what it is you do, establishing your niche (8:15) How to identify who your competitors are and aren't (12:20) The start-up costs you'll need to consider (20:20) The consequences of not owning your digital real estate (27:50) Referenced Resources: E193: What To Charge For Your Time & Expertise: A Deep Dive Brand Builder The Coalition Clarity Webinar Selfish Webinar E259: Understanding and Overcoming Perfectionism Free Download: How To Overcome Imposter Phenomenon If this episode gave you useful information and you want more, we have you covered!  Sign up for our upcoming BRAND BUILDER WORKSHOP.  In Phoenix, AZ October 7th & 8th, 2023, this interactive event will give you access to myself and other members of the Art of Coaching team. We will give you the time, attention, and resources you need to vet your ideas and feel confident in the next steps you need to take to be successful.  You won't get this kind of experience anywhere else so sign up today to get the results you're looking for! Sponsors:  Today's episode is brought to you by AG1.  For those of us who juggle busy lives, being able to get your daily vitamins and minerals is not always easy.  It doesn't matter what your morning routine consists of, sometimes you're just on the go and you have to sacrifice the important for the urgent.  That's where AG1 comes in.  Packed with 75 vitamins, minerals, and whole food sources, AG1 is what you need to stay on track and accountable to a healthy lifestyle, despite the chaos.  Get a FREE 1-year supply of immune supporting vitamin D and 5 FREE travel packs with your first purchase by going to drinkAG1.com/coach.   Today's episode is also brought to you by BetterHelp. Therapy is a powerful tool for enhancing self awareness and understanding. Sometimes we can be unaware of our own desires and motivations, our wants and needs, and talking to a professional can help us gain valuable insights. We all know that leadership and coaching can be incredibly fulfilling, but it can also be challenging. It can lead to compassion fatigue and moments where we feel overwhelmed trying to help so many people to the best of our ability. When you're constantly giving yourself to others, it's easy to forget you also need to take care of your own needs. Luckily BetterHelp is here to help.  Go to betterhelp.com/aoc today.

Today we are going to dismantle a myth - the myth that leadership is reserved for those with perceived backgrounds and clear past stories that fit neatly into little success templates.  If you're somebody that's ever felt alienated by the traditional leadership discourse, this episode is for you because of our guest and the unique background and insight she brings.  Our guest, Dr. Jesse Piper, is a living counterexample to the conventional leadership narrative. She was raised by her grandmother after a turbulent early childhood marked by her parents' struggle with substance abuse. And her story isn't about linear progression, but really a journey through complexity, adversity and resilience.  Jessie obtained her PhD in Family Science from Kansas State University. Her professional interests surround grandfamilies, early childhood development, family dynamics and relationships. She has been with her husband for just over a decade, built a new home, and has two small children. Jessie currently works for the Kansas Department of Health and Environment as the Bureau Director of Family Health where she provides leadership to improve and support children and family health across the lifespan.  In today's episode we cover everything from Jessie's professional opinions leadership to how she's dealt with the trauma in her life, including: The importance of acceptance in the recovery process (12:40 and throughout) How the way we define our identity affects our ability to deal with life transitions (16:10) The line between being someone's superior and their friend (31:55) The B.S advice to someone struggling to establish their relationship with themselves (42:15) How to connect with Dr. Jessie Piper: Email: Jessie.piper@ks.gov LinkedIn: Jessie Gardiner - Piper Referenced Resources: Quiz: What Drives You?  Our Newsletter - stay up to date on our newest resources and events, including our new Family & Relationships course!  We'd love to see you there! BRAND BUILDER WORKSHOP EARLY BIRD DISCOUNT COMING TO AN END! In Phoenix, AZ October 7th & 8th, 2023, this interactive event will give you access to myself and other members of the Art of Coaching team. We will give you the time, attention, and resources you need to vet your ideas and feel confident in the next steps you need to take to be successful.  You won't get this kind of experience anywhere else.  The early bird discount ends August 7th, so sign up today to take advantage of the savings! Today's episode was brought to you by: BetterHelp - Therapy is a powerful tool for enhancing self awareness and understanding. Sometimes we can be unaware of our own desires and motivations, our wants and needs, and talking to a professional can help us gain valuable insights. We all know that leadership and coaching can be incredibly fulfilling, but it can also be challenging. It can lead to compassion fatigue and moments where we feel overwhelmed trying to help so many people to the best of our ability. When you're constantly giving yourself to others, it's easy to forget you also need to take care of your own needs. Luckily BetterHelp is here to help.  Go to betterhelp.com/aoc today. AG1 - A powder that contains 75 high quality vitamins, minerals, whole foods, sourced superfoods, probiotics and adaptogens - all of which support gut health, your nervous system, your immune system, recovery, and focus. So whether you're on the road and you know that you're not going to have access to great nutrition, you're heading out the door and you need to ensure you have your bases covered, or you just want to minimize the chances of getting sick or worn down, be sure to check them out   For a free one year supply of immune supporting vitamin D and five free travel packs with your first purchase, all you have to do is visit drinkAG1.com/coach. Take ownership over your health!

The obsessive focus on one of the hottest cities in the United States, Phoenix, during peak solar activity, is esoteric in nature. Since the Phoenix bird dies and is resurrected out of its own ashes, so too does the Covid-19 pandemic and Climate Change intend to destroy civilization and reset it by building back better on the ashes of the old world. The former was a beta-test variant for the latter. The whole scam is based on confirmation and situational bias, feelings over facts, and suggestibility cultivated through fear. Drop the SARS and V from SARS-CoV-2 and you get CO2: the scam recycles. Maricopa County Arizona is apparently dealing with so many deaths caused by heat that they are bringing in, according to ABC15, “coolers for the first time since the COVID-19 pandemic in 2020.” However, the data doesn't add up as “Maricopa County health officials have reported a total of only 25 heat-associated deaths so far this year.” Just 249 others are simply under investigation for this heat association. NBC then reported the same thing, admitting that previous years saw more heat-deaths, but saying that it simply feels worse this year: literally putting feeling over facts. One doctor, wearing a LGBTQIA+ flag on her uniform, said it feels worse and feels like people are sicker with zero evidence for her claim.As the summer moves along, one would except to see increased hospital visits due to heat, yet ABC15 only implies that “visits for heat-related illnesses have been increasing weekly” due to abnormal heat. In other words, it's normal for increases as summer moves along but that normal increase is being taken out of context and blamed on heat. In Phoenix it is a constant warning about record heat, despite the longest stretch of 100 degree F. days taking place between June and August of 1993. New records can be created, however, by focusing on the longest stretch of a specific temperature on a specific set of days. The five hottest days in Phoenix ever were 1990, 1995, 1990, 2017, and 2013 at 122, 121, 120, 119, and 119 respectively. From SARS-CoV-2 to CO2, everything is about data and perception: case counts and deaths for COVID and heat, accompanied by colored areas of transmission and excess, or usually average, temperatures. Estimation, computer models, no context, implication, and feelings are used to deceive and manipulate the public into a perpetual state of fear. As hospitals prepared for piles of bodies over Covid-19, Phoenix now prepares for piles of dead bodies from heat. But it's not reality. Furthermore, we are told that heat is even worse than disease because it is causing upticks in cases of Covid-19. Health officials in Los Angeles are blaming travel and people staying home because of heat for increases in cases, a glaring contradiction. They also say, according to Popular Science, “that this jump may be linked to celebrations from the Fourth of July.”So we are supposed to stay indoors to prevent the spread and stay out of the heat, but staying home still spreads disease. Likewise, choosing to travel out of the heat also spreads the disease and of course increases heat because of cars and planes. One solution to COVID was to track our movements or lack thereof with contract tracing apps, and the same is being proposed now for heat tolerance by ASU professor Polk Mostly. The media is even referring to heat waves as the ‘new normal'. The whole scam is based on confirmation and situational bias, feelings over facts, and suggestibility cultivated through fear. Drop the SARS and V from SARS-CoV-2 and you get CO2: the scam recycles.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5328407/advertisement

New challenges for our power supplies in a warming world.Global temperatures have been breaking records this summer. On some estimates, the earth is the hottest that it has been for about 125,000 years. In Phoenix, Arizona, temperatures have consistently reached over 110 degrees Fahrenheit, and people are being hospitalized with severe burns after falling on the ground. The heat is bringing other threats, including the wildfires that have been burning out of control in parts of southern Europe and Canada. Extreme heat inflates the demand for energy, particularly power for cooling and air conditioning, putting new strains on the power grid. In the US, electricity demand has been shattering records in Texas and Phoenix, and it's on a similar trend in other arts of the world, too. India's power demand, for instance, has been hitting new record highs due to the scorching temperatures and a steadily expanding economy.To explore the impacts of the extreme weather we've been seeing, host Ed Crooks is joined by Energy Gang regulars Dr Melissa Lott of Columbia University's Centre on Global Energy Policy, and Amy Myers Jaffe, from NYU's Energy, Climate Justice, and Sustainability Lab. The gang discusses the ramifications of a warming world, and the stresses that it creates. To take just one example, to cope with extreme temperatures more people use air-conditioning, which often means increasing the use of fossil fuels, adding to the greenhouse gases in the atmosphere. In China, coal-fired power output in June was up 14% from the same month in 2022.The gang discuss the huge global disparities in energy usage around the world. In the US, about 90% of households have air-conditioning, while in the lower-income economies of Asia and Africa, it is 10% or less. Melissa and Amy discuss how the transition to a lower-carbon world will be viable only if it acknowledges the rest of the world's demand for the comforts enjoyed in rich countries today.Climate change also causes problems for energy production. In Africa, hydropower plays a large role in electricity generation. As weather patterns shift, regions that rely on particular patterns of rainfall can struggle. Parts of China have been suffering blackouts this summer because of low hydro power generation, while California has been helped by relatively high snow and rainfall over the past winter. Picking up a theme from a previous episode of the show, when Dr Sarah Kapnick of the National Oceanographic and Atmospheric Administration was a guest, the gang discuss the need for more advanced climate modelling to understand the factors shaping energy demand and supply. Finally, there is news of a potentially exciting breakthrough in what could be an important source of dispatchable power with zero emissions: geothermal energy. A company called Fervo Energy, led and staffed by people with backgrounds in both low-carbon energy and oil and gas, has reported a successful test of its first pair of geothermal wells drilled horizontally for more than 3,000 feet, using techniques pioneered in the shale industry. Could this technology eventually be a big piece of the energy transition puzzle? It's all examined on this week's show. Remember to subscribe so you don't miss an episode, and follow the discussion on Twitter – we're @theenergygang.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

From California to Florida, nearly 90 million Americans are under heat alerts. In Phoenix, Arizona, the temperature has topped 110 degrees every day this month, and it is expected to reach nearly 120 by the weekend. In Washington, a bipartisan group of senators Teed off on PGA tour executives today during a hearing on the controversial merger between the PGA tour and the Saudi-backed LIV golf.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In Phoenix, Arizona some of us stay here in the summer for staycations. Mike Russell is coming around. Because Rob Hunter has influenced him over the years, as Mike has influenced Rob on firearms. Also, as we get older we understand the need to have more new experiences. Join us. We get real with you.

Saving seeds, growing trees and eating peaches! Today we're chatting with Greg Peterson, host of The Urban Farm Podcast. We're going to talk about the importance of seed banks, how to grow elderberries and delicious homegrown peaches, when Greg answers 5 Questions. Greg Peterson is the creator and chief visionary of The Urban Farm and in 2015, he launched The Urban Farm Podcast. In Phoenix, Arizona, Greg created one of the first environmental showcases for urban farming on a ¼ acre plot that featured more than 80 fruit trees! Greg is passionate about providing people the tools and information they need to grow their own food! Learn more about Greg's work and check out his podcast at www.urbanfarmpodcast.comDuring the interview, Greg gives a shoutout to Enoch Graham from the Let's Get Growing Youtube show... you might remember when Enoch  was on our podcast for an episode of ‘Ask a Gardener.'Check out Enoch's Youtube show: https://www.letsgetgrowing.live/Bevin was recently a guest on the program: https://www.youtube.com/live/m7EdpDAYHg4And here's a link to Seeds & Weeds episode #3 featuring Enoch!https://www.smallhousefarm.com/seedsandweedspodcast/ep3_jon-jackson-enoch-graham/Before the interview, Bevin gives a shoutout to our latest Patreon subscribers. We're getting ready to send out our summer gift baskets and they are loaded up with all sorts of great products, including a custom herbal tea blend, some freshly harvested spruce tips, or famous Shoo! Bug spray and more! You can sign up for your herbal gift basket and support our podcast at: www.patreon.com/smallhousefarm It's been so hot and dry here lately, but we've been getting our planting done the best that we can. Recently in our Seeds & Weeds Facebook group we were talking about our favorite bean varieties… what beans are we growing at Small House Farm this summer? You can find out in today's episode!If you're looking for seeds for your garden, we have a great selection at www.smallhousefarm.com/seedsAnd remember, you can always support our podcast by joining our Patreon for as little as $3/month at www.patreon.com/smallhousefarmConnect with us!IG: @small_house_farmFB: @smallhousefarmYT: @smallhousefarmwww.seedsandweedspodcast.com Support the showSmall House Farm has everything you need for your holiday shopping! Books, herbal products, botanical artwork and so much more. Make it a handmade holiday with Small House Farm. The Seeds and Weeds Podcast is made possible in part by Baker Creek Heirloom Seed Company - America's top source for rare and heirloom varieties from around the world, and publisher of The Whole Seed Catalog. Their 2024 catalog is chock full of heirloom goodness; new varieties, recipes, stories, and gorgeous photographs! Order yours now at www.rareseeds.comSupport the show

Facing the heat: unmasking the deadly consequences of heatwave-induced blackouts In a recent collaborative research paper, scientists from multiple universities, including the University of Michigan, Georgia IT, Arizona State University, Northeastern University, and the Houston School of Public Health, have raised serious concerns over heatwave power grid failures. The paper, published in the Environmental Science and Technology journal, investigated the public health risks associated with blackouts during heatwaves in major cities. This topic is relevant as major blackouts have more than doubled in the past eight years, often occurring in summer due to the high demand for electricity caused by air conditioning use. The frequency of heatwaves has nearly tripled from 2016 to 2021, increasing the strain on the power grid and heightening the risk of blackouts. Using the cities of Atlanta, Detroit, and Phoenix as representative models for most of the country's climate zones, the researchers found some alarming potential consequences of a heatwave-triggered blackout. In Phoenix, a five-day heatwave without power could result in around 900 deaths per 100,000 people. The situation would be less severe in Detroit and Atlanta, with 31 and 1 deaths per 100,000 people, respectively. The study also showed that emergency room visits would likely overwhelm hospital capacity in Atlanta and Phoenix. However, potential improvements like increasing the number of street trees, painting rooftops with reflective material, and developing backup generation and microgrids were suggested to mitigate the impacts of such heatwaves. Climate change in a new light: unpacking the rebranding debate and the power of relatable narratives The second section of the transcript focused on a critical topic: the rebranding of climate change. Arnold Schwarzenegger's recent interview on CBS, where he argued that climate change should be discussed in terms of pollution to garner public concern, sparked the conversation. Schwarzenegger's statement is not a novel perspective; communication issues around climate change have been discussed for over a decade, with various entities calling for a shift in the narrative to mobilize people effectively. The discussion brought out a few problems with Schwarzenegger's suggestion, including the likelihood that people only act on pollution issues when directly affected and the danger of dismissing CO2 as a pollutant. The concept of "creeping normalcy," or the boiling frog syndrome, was highlighted as part of the climate change communication problem, where the gradual nature of climate change impacts prevents it from being viewed as an immediate threat. Some participants suggested alternative terms like "climate emergency" or "climate crisis," better to capture the urgency and severity of the issue. Additionally, the need for communication to focus on specific, relatable impacts of climate change was emphasized.

Many Western cities are grappling with large encampments on the streets as homeless populations grow. In Phoenix, a judge recently ordered one such encampment to be cleared after local residents sued the city for violating public nuisance laws. In today's episode, we hear from people living in that camp about what comes next and why advocates fear similar legal strategies could soon be used in other cities. Guest: Gabe Cohen, CNN CorrespondentTo learn more about how CNN protects listener privacy, visit cnn.com/privacy

Many Western cities are grappling with large encampments on the streets as homeless populations grow. In Phoenix, a judge recently ordered one such encampment to be cleared after local residents sued the city for violating public nuisance laws. In today's episode, we hear from people living in that camp about what comes next and why advocates fear similar legal strategies could soon be used in other cities. Guest: Gabe Cohen, CNN CorrespondentTo learn more about how CNN protects listener privacy, visit cnn.com/privacy

March wasn't a great month for investor home sales. A new Redfin report shows that one in every seven homes sold by investors was sold at a loss. That's 14% of investor sales or about triple the number from a year earlier, and the highest level of investor home sale losses since 2016. But there is a catch! These sales were mostly for investors who bought more recently and sold after a short length of time, such as flippers.   Hi, I'm Kathy Fettke and this is Real Estate News for Investors. Please remember to subscribe to this podcast and leave us a review.   The housing market has slowed dramatically as home prices and mortgage rates make it tough to buy, and in some areas and for some people, tough to invest. It's important to remember that the report is based on national statistics, and that six in seven of those real estate investors made money on sales, although their gains may have been smaller.   Typical Gains for Investor Home Sales   Redfin says the typical investor who sold a home in March, sold it for about 46% more than they paid. That's down from a little over 55% in March of last year. Profit will likely be less than that, because of other costs, like renovations.   Redfin Senior Economist Sheharyar Bokhari says: “You might wonder why investors don't just wait to sell until the housing market bounces back. Many long-term investors who rent their properties are doing that, but many flippers–especially those who bought recently–can't afford to.” She says: “Holding onto homes that aren't producing income can be expensive because the owner is on the hook for property taxes, operating costs, and in many cases, mortgage payments.”   Phoenix Redfin agent Van Welborn says: “Home flippers aren't reaping the gains they used to.”   Flippers More Likely to Report Losses   If you narrow the overall results of the Redfin study down to “just” flippers, Redfin says that one in five sold at a loss in March. Redfin defines a flipper as someone who bought and sold a home within a nine-month time frame.    Holding long-term will likely produce much better results, although the median U.S. asking rent has been slowing. It was down .4% year-over-year in March but that is also the first time it's gone down in three years. Redfin agents say that Airbnb operators are also hurting in some markets, and have had to sell.   Flippers Lose More in Pandemic Boomtowns   Places where investors are more likely to sell at a loss are the pandemic boomtowns like Phoenix and Las Vegas. In Phoenix, 31% sold at a loss in March. In Las Vegas, that percentage was more like 28%.    The report says that many of the sellers are mom-and-pop investors who are worried about where the market is headed, possibly remembering what happened in 2008. But today's housing market is nothing like it was in 2008, and real estate is still a solid investment over the long term. Many institutional investors see it that way. Instead of selling, many are holding on to their properties and waiting for buying opportunities.   My Formula for Real Estate Wealth Redfin says that 10% of the homes on the market right now are for sale by investors. That's higher than at any time before or during the pandemic but down from a peak of 12.4% last year. My formula for real estate wealth is to buy wisely and hold on to your properties long-term, especially now when there's such strong demand for single-family rentals.    At RealWealth we encourage the use of a platform called DealCheck for a thorough analysis of a deal before you close on it. DealCheck is a powerful property analysis platform that's easy to use, and provides instant details on a property's cash flow, cap rate, ROI, profit from a sale, acquisition cost, and other helpful information.   If you're a RealWealth member, just sign into the portal and look for DealCheck under the Resources tab. If you aren't a member, it's free and easy to sign up. And, please remember to subscribe to this podcast!   Thanks for listening! Kathy    Links:   1 - https://www.redfin.com/news/homeowner-tenure-2022/

In Phoenix for the second straight week William Byron beats teammate Kyle Larson in overtime. Plus a near miss for Kevin Harvick and Josh Berry gets a top-10 filling in for injured Chase Elliott while Alex Bowman opens season with four straight top-10s.

#realestate #housingmarket #homesales #inventorylevels #mortgagerates #oversupply #SanFrancisco #Phoenix #multifamilyunits #GoldmanSachsYahoo Finance reporter Dani Romero discusses the state of the U.S. housing market, focusing on which markets are most impacted by oversupply. Four of the largest 25 metro areas, including Austin, Seattle, San Francisco, and Phoenix, are dealing with oversupply. On the West Coast, San Francisco has seen home values drastically decline due to a pandemic-induced exodus of residents and the impact of tech layoffs. In Phoenix, home sales have cooled off due to higher mortgage rates, but Goldman Sachs expects the housing outlook to look less dire with a projected 6.1% fall in home prices as mortgage rates head toward 6.5%. However, the rental market may face challenges due to a big supply of multifamily units. While buyers who purchased prior to the pandemic will still see an increase in home prices over a three-year period, those who bought during the pandemic peak may face a decline in value.

0:15 ... Opening Takes .... Paolo Banchero should be an All Star ... Houston's "Sons of Ballers" are doing it for their coach who's Dad was also a baller ... Another "Son of a Baller" is Domantas Sabonis and he is giving Sacramento a little bit of everything. 6:05 ... The Celtics continue to stumble ... we'll tell you what's wrong. 7:30 ... Eastern teams are locking down on defense, leading to great success. 9:11 ... Nobody wants a piece of the Cavaliers with their electric backcourt of Spida Mitchell and Darius "Kyrie Irving 2.0" Garland and their two impressive bigs. 11:14 ... Brooklyn has caught fire behind "Kyrie 1.0" and the incredible Kevin Durant.  Not only are they getting buckets, they're playing excellent "D." 13:48 ... In the Wild Wild West, the top 6 teams are separated by just 2 games.  Every game will matter as far as playoff positioning, so coaches will have to ride their guys hard.  Will players be unable to take a night off?  Will "load management" go out the window? 16:54 ... We'll analyze how the Memphis Grizzlies can be such a potent offensive team despite not being a good shooting team? 21:45 ... Watch out for the LA Clippers ... they have been hurt by injuries but they're getting healthy and rising in the west now that Kawhi Leonard is back on the court. 25:10 ... In Phoenix, do Monty Williams and DeAndre Ayton have some unfinished business ot attend to? 27:57 ... In Denver "The Joker" is King, but have we been sleeping on Aaron Gordon and his huge impact? 30:49 ... Atlanta changes leadership in the front office, could a change on the bench be next?  Are Trae Young and Nate McMillan OK with each other? 34:37 ... Has DeJounte Murray's arrival negatively affected Trae? 36:48 ... Is the man who wants to buy the Phoenix Suns (Mat Ishbia) a potential rival with another NBA owner who comes from the same state?  Could the makeup of the Suns ownership group be an issue in closing the deal? 41:31 ... Who are the top "Breakout Players" so far?  Ross, Mike, and Bruce each have their top choice. 45:00 ... How did Drake bet $1 million on a team that won, but still lost his bet?  We'll explain and Ross will drop some knowledge on how you can make some money if you put the right rookies in your parlays. 48:18 ... In our Overtime segment, we'll preview the three best Christmas Day games: 76ers/Knicks, Bucks/Celtics, and Suns/Nuggets. 52:18 ... And finally, we'll tell you what Christmas gift you can get for a friend that they'll love and it won't cost you a penny.  Hint: It's available on line.

Data from shoppers show more people went to stores than last year, but economic woes mean families are spending less too. In Phoenix, places like Tanger Outlets were packed. See omnystudio.com/listener for privacy information.

In San Franciso, a public bathroom costs 1.7 million dollars to build. In Phoenix, armed vigilantes threaten you at the your ballot dropbox. Neither are Americas that we can continue to accept.

Show Notes: https://wetflyswing.com/371 Presented By: Togens Fly Shop, Angler's Coffee, FishHound Expeditions, Bearvault Sponsors: https://wetflyswing.com/sponsors Kris Bare from AZ Fly Shop takes us into Arizona to discover how he catches massive carp on the fly in the city. Kris breaks down the rod and line setup for carp, the best time to fish them, and the best flies and techniques to increase your catch rate. Carp are normally underrated species but today, Kris tells us why they're actually great for sport fishing. We also find out how they raised around $30,000 for local charities like the Homeless ID Project and what they have going at AZ Fly Shop - the only fly shop in Phoenix. Carp on the Fly Show Notes with Kris Bare 06:00 - AZ Fly Shop has only been open for about a year and a half. He connected with the owner from a Facebook group and Kris was eventually offered to manage the shop. 10:10 - They have grass carp and common carp. Kris mostly fish for common carp. 11:30 - Salt River Project is a power company in Arizona. They use grass carp as pool cleaners for the canals. 14:15 - For rods, Kris uses Scott Sector saltwater style 6 wt. For lines, he uses Scientific Anglers smooth line. 15:30 - There's no standard line for carp fishing but if any company plans on creating one, Kris describes what it should be. "Somewhere between the trout line and infinity line. And it should have a tropical coating or make it as hard of a coating as it can be". 18:30 - Kris gives a shoutout to Derek @lowaterguide who's a great carp guide in Phoenix 19:30 - Common carp usually eat flies that stand straight up like headstand patterns, dragonfly nymphs, or damsel fly nymphs. Grassies usually go for plant-like flies that are more colorful. 21:30 - AZ is the only fly shop in Phoenix 22:30 - For leaders, Kris uses 12 and 14-foot 3X. Umpqua's 8-pound 10-foot is a pretty good leader. 26:25 - SRP owns the grass carp 27:30 - Kris walks about 7 miles every time he's fishing for carp. Carp fishing is moving. The more water you can cover, the more successful you'll be. 28:30 - Carp likes hot weather. The best time to fish them is when it's too hot outside. 34:10 - F&F Chewing Gum worm is great for swinging flies for carp 37:42 - In Phoenix they have: arctic grayling, brookies, browns, rainbows, tigers, apache trout, hellas, and bonneville cutts 43:10 - We had an episode about Beaver Island at WFS 102 49:55 - Kris mentions some other species that he targets like sucker fish, tilapia, tiger sicclid, and catfish 53:55 - The Carpalicious is a good fly. Kris doesn't go anything without Black and Brown Wooly Buggers. 59:10 - Kris gives a shoutout to Henry @littleboss2hauler from the Youth Team Fly Fishing USA 1:01:00 - AZ Fly Shop has already raised around 30,000 dollars for local charities. They're having their 2nd Carp Rally on Sept 24, 2022. 1:09:00 - One of the number one causes of homelessness in Arizona is kids aging out of foster care. They donate a lot of money to the Homeless ID Project where they help the homeless to obtain important documents so they can get a job and a place to live, etc. Show Notes: https://wetflyswing.com/371

Rent growth is cooling off a bit for both apartments and single-family rentals. New data from Yardi Matrix shows that national rent growth declined slightly in August. That could be a sign of the housing market slowdown, but for landlords who are worried about their ROI - the year-over-year rent growth is still close to 10% for both asset classes. (1)Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review. Yardi data shows that average asking rent for single-family homes was down $2 a month in August, to $2,090. The year-over-year growth percentage was 9.5% or about 170 basis points less than July. In July, rents were up an average of $7 a month for an annual growth rate of 11.2%. So you can see, single-family rent growth has pulled back a little, but it's still showing strong growth. (2)(3)For apartments, the average asking rent was down $1 a month in August, to $1,718 with a year-over-year growth rate of 10.9%. That's also 170 basis points lower than July, and is down from an annual rate of 12.6%. In Yardi's most recent report, analysts say: “Rent growth tends to slow in the fall, but this year comes at the tail end of unprecedented increases. The deceleration in August was strongest in many of the markets that have had the most growth over the past two years, a sign that affordability is becoming an issue.” The report says that rent growth could continue “decelerating” for the rest of the year. Among the markets seeing the biggest declines is Orlando, Florida, where rents have skyrocketed. Year-over-year rent growth for apartments was 20.2% in July and dropped to 16.9% in August. Both numbers are well above the national average. Another example, which is also in Florida, is the rent growth for Tampa. It was 17.5% year-over-year in July, and dropped to 14.0% in August. Even some of the pricest rental markets are still seeing rent growth, despite the pullback. San Francisco's year-over-year rent growth was 9.0% in July and dropped to 8.5% in August. In Phoenix, annual rent growth was 13.3% in July, and fell to 9.6% in August. The report also says that rents declined the most for high-end rental housing. In fact, rent growth was negative for high-end rentals in 21 of Yardi's top 30 metros. Apartments.com also reports a slowdown in rent growth for apartments. It says that rents were down .1% across the biggest metros, which is the first time in 20 months that rents have gone down. It says that annual rent growth was 7.1% in August which is down from 8.4% in July. (4)The report says that rents were down the most in Sunbelt cities because rents haveen soaring in those areas throughout the pandemic. Out of 40 markets tracked by Apartments.com, 13 saw rent growth. Orange County, California is at the top of the rent growth list for August, with rents up 1%. Saint Louis, San Diego, Columbus, Cleveland, Salt Lake City, Los Angeles, and Portland were also on the positive rent growth side.You can check for more rent growth data by following links in the show notes at newsforinvestors.com. You will also find tons of information on our website about investing wisely in the real estate market, despite all the challenges we face today. Please hit the join link on our website to become a free member. And please remember to subscribe to our podcast, and leave a review!Thank you! And thanks for listening. I'm Kathy Fettke.Links:1 -https://yieldpro.com/2022/09/annual-rent-growth-rate-falls-as-rents-decline/2 -https://www.yardi.com/news/press-releases/national-average-asking-rents-stopped-growing-in-august-according-to-yardi-matrix/3 -https://www.yardi.com/news/press-releases/multifamily-rent-increases-decelerate-according-to-yardi-matrix/4 -https://www.businessinsider.com/rent-prices-fell-august-first-time-in-20-months-2022-9

Housing costs have surged over the last year or so, but a new report shows that demand is still strong due to several factors, and that pricing pressures may ease up in the months ahead. The Joint Center for Housing Studies at Harvard University just released its annual State of the Nation's Housing report, and I'd like to share some of the highlights.Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.Home Price AppreciationNationwide home price appreciation hit 20.6% in March of this year. That's up from 20% in August of last year. The data shows record-high appreciation in 67 of the top 100 markets, and the rest were also up by at least 9%. Harvard researchers say higher home prices are keeping about 4 million renters from buying their own homes, and that increases demand for rental housing. (1)Those who can qualify for a home often can't find one in their price range. They are also competing with investors who have increased their share of moderately-priced homes. Single-Family Investor SalesResearchers say investors have moved aggressively into the single-family rental market and account for 28% of the SFR homes sold in the first quarter of this year. That's up from 19% in the first quarter of last year. From 2017 to 2019, the average was about 17%.Investors have been focusing on markets with rapid price appreciation. In Atlanta, the investor share of home sales was 41% in the fourth quarter of last year. In San Jose, California, it was 38%. In Phoenix, 36%, and in Los Angeles, 34%.Demand & Rent GrowthAs demand rose for rentals, so did rents. The report shows they were up 12% nationally in the first quarter. Rent growth was more than 20% in several metros. The hottest markets were in the South and West, but some coastal areas saw big gains because rents had fallen so much during the pandemic. Single-family rents have gone up faster than apartments mostly due to demand. That's the result of remote workers who want more space at home. CoreLogic shows that year-over-year rents were up 15% nationally as of March. The biggest gains were in Miami at 39% and Cape Coral at 28%, but Phoenix and San Diego were also mentioned with rent growth of 18 and 17% respectively.Strong Household FormationStrong household formation is contributing to increased demand and higher housing costs. From Q1 of 2020 to Q1 of 2022, new households were forming at an annual rate of 1.6 million. Harvard researchers had predicted an increase of 1.2 million annually from 2018 through 2028, so the current rate of increase is well above the expected amount.Much of the growth is due to millennials making up for previous delays in household formation.Government stimulus during the pandemic and the economic rebound last year also gave many young adults the means to pay for housing. But researchers are also predicting a new slowdown in household formation as the money situation tightens to control inflation. New household formation has raised the homeownership rate .1% to 65.4%.Residential ConstructionThe pace of residential construction is finally picking up. It has been trailing behind household growth for many years, but in 2021, single-family starts hit 1.1 million. That's the first time it's been above 1 million in 13 years. Multifamily starts are also up. They hit 470,000 which is a 30-year high.The big issue for builders has been all the supply chain disruptions. In April of this year, 1.64 million homes were under construction with delayed completion dates due to the supply chain hold-ups. The labor shortage and local land use regulations have also made it difficult for builders. Affordability Crisis & OutlookThe affordability crisis has continued to get worse for both homeowners and renters. In 2020, 30% of households were cost-burdened, meaning they were paying more than 30% of their income on housing. 14% were severely burdened. The figures are worse for renters. 46% were hard-pressed to pay their rent, and 24% were severely burdened. And now, inflation is making things worse.Although low-income families will continue to struggle with housing costs in the near term, the report says the outlook for overall housing demand is mostly positive. A lot depends on whether the Federal Reserve can control inflation, but Harvard researchers say that demographic shifts are favorable, unemployment is low, and wage growth is strong – which all contribute to a positive outlook.You'll find a link to the full report in the show notes for this episode at newsforinvestors.com.Please remember to hit the subscribe button, and leave a review!Thanks for listening. I'm Kathy Fettke.Links:1. https://www.jchs.harvard.edu/blog/across-nation-rising-prices-and-increased-interest-rates-limit-access-homeownership

Today we are talking with Ryan Dranginis and Chris Wesser about their new service, Bid My Listing. It provides transparency to real estate agents and sellers, allowing realtors to bid on listings, not leads. Sellers get the chance to choose from multiple realtors and decide which is the best fit for them. Ryan Dranginis, Chief Marketing Officer, and Chris Wesser, Chief Strategy Officer, are part of an exciting new tool for sellers and agents; Bid My Listing. Be sure to check out their website and social media platforms at BidMyListing.com.Three Things You'll Learn in This EpisodeWhat is Bid My Listing?How it benefits both agents and sellers. How it provides transparency to the selling process. ResourcesCheck Out Their WebsiteReal Estate Marketing DudeThe Listing Advocate (Earn more listings!)REMD on YouTubeREMD on InstagramTranscript:So how do you attract new business? You constantly don't have to chase it. Hi, I'm Mike Cuevas a real estate marketing. This podcast is all about building a strong personal brand people have come to know, like trust, and most importantly, refer. But remember, it is not their job to remember what you do for a living. It's your job to remind them. Let's get started.What's up ladies andgentlemen, welcome another episode of the real estate marketing dude, podcast. What we're talking about today, folks, as Welcome to the shift should happen. So shift happens during the shift, this will be my second one and my career. And there's a major and major opportunities always within shifts. So what I like to say market shares are taken. Because when things are going really good, no one really grows except the ones doing all the deals. And when things start going a little better, a little shaky, there's opportunity for the rest of the people, the most of the people to get in the office or get into the business and make some traction. So we're story today, interruption is here, guys. This is my neighbor I have on the podcast, but he has a company that is called Bid my listing, which is a new listing service for real estate agents. And they're making some waves. As a matter of fact, one of my old friends from Chicago sent me a message on Facebook the other day, he's like this fucking bid, my listing thing is got some traction, I feel bad for the real estate agents out there. And I'm like, well, they're not trying to take real estate out of the agent out of the deal. They're trying to work with real estate agents and give sellers a new alternative to selling their property today, because that's what sellers want. If you guys have been on the show, you've realized that we have a couple things going on in the space as well. Owner advocate, we offer seller multiple options, and no one hires you for what the hell you do. They hire you for how you do it. So we're gonna dig underneath the hood, see what these dudes are up to. And I'm gonna tell you why you should sign up for their service by the end of this because it's free, and you have nothing to lose, and you might get a listing or two. So I'm gonna be coming with some value today. Without further ado, gentlemen, why don't we introduce you guys to the show, Ryan and Chris, why don't you guys go ahead, introduce yourselves. Tell them who the hell you are. And let's get into it. All right,awesome, Mike. Number one. Thanks for the intro number two. Thanks for having us on here. You've got some cute kids and some good smelling barbecue that I constantly see out there in the street. So nice to be chatting with you here on the pod.What else do you expect from a bunch of Mexicans?Good stuff. So I'm the Chief Marketing Officer of Bid my listing. Really excited to be here talking to you and everybody who's listening in the podcast. We are a place where you can buy listings, not leads, and we can talk a lot more about that. But disruption is the right way to position it. And we're you know, we're feeling good about where we are for the shift. So excited to chat here. Thank you for having us.grisco Reddit. Yeah, sure. Thanks, Mike. Like Ryan, super happy to be here. My name is Chris Weser. I'm the Chief Strategy Officer of bid whitelisting. And my job is to kind of make sure we have world class practices, world class people, so that we can deliver a world class product to the world and really thankful for the team we built. Super excited to have Ryan on board because he's crushing it. And we're watching progress happen every single minute, which is cool. What does what has been my listing and why is Josh Altman all over my Facebook feed?That is a great question. And number one is all your Facebook feed because we are good at retargeting you. But number two, Josh Altman is the co founder of good my listing. But my listing is a place where real estate agents can find listings, not leads. So that you know our mission is to help people make smart decisions about real estate. And when I say people, we're talking about home sellers, and we're talking about real estate agents. So the experience on Bid my listing is pretty simple. I come to bid my listing.com type in my property address in a couple of clicks. As a home seller, I can put my listing up for auction. And as a real estate agent, I can come to bid my listing and see real estate listings that are up for auction in my area. So I can place a bid on that listing, I can specify a payment of cash upfront that I'm willing to offer that home seller for the opportunity to represent the sale of their home, specify my commission amount or listing term. I can talk a little bit about my marketing plan and why I'm the perfect fit to sell that home for that home seller. Click a button and the homeowner gets a chance to review the bids and hopefully selects you as the winning agent and you guys march off happily into the future. Sure.So I'm a seller. I want to list my house, you guys. They call me you guys. You say, Alright agents, here's a house who wants to bid on it. And then highest bidder, whoever that necessarily has been or whoever the seller wants to choose to represent them. And this agent would pay for that listing. And now they have a listing. Yep, that's That'sexactly it. So Josh Altman, in our co founder, Matt Perlman got together, Matt was actually selling his home, he, he lived up there in a beautiful property and lawn was good friends with Josh, they went out to dinner. And Matt was like, Hey, here's what's happening, I got a bunch of agents coming to my property, you know, walk me around my house, tell me how awesome they are sitting in my kitchen table, pitching me on whatever the you know, however, they are the best fit to sell my house. He signed a listing agreement in the agent took off went a different direction. And, you know, try to find a bunch of other listings for for themselves. So Matt got together with Josh and said, hey, the process is broken. The way that we fix this is by providing transparency in the process. So they could bid my listing as almost a digital version of the kitchen table, where the home seller is going to receive bids, and the home seller has the opportunity to select the agent that's the right fit for them. So not just based on cash, not just based on commission, but based on that agents reputation, and their plan to market that specific property.So, folks, what I want you guys to get out of the show is that sellers wants something different. The truth is 99.9% of you fucking guys are offering the same damn shit. Hey, I'll put your lesson in amaryllis, I'll put a sign in here and I'm gonna sit there and pray for a buyer to come. And then I might have some open houses and kick you out on Sunday. That's not a marketing plan anymore. And it does not guarantee or warrant five to 6% Commission anymore. Sellers aren't commission compression is a real thing. In Phoenix, you guys, you could talk to my partner out there, the Commission's is getting down to 4%, four and a half percent. And you have the appetite is out there. There's a reason why you have big tech. You have these large funds, these corporations, he's known as I buyers, you have transactional funding, you have fixed endless companies, you have, you have Wall Street involved in real estates and asset class today, which has a lot of interruption. And companies like this are going about to eat your guys's lunch. And the reason for that is because they're doing something different. That's all anyone wants. The only industry that hasn't changed in the last 50 fucking years has been the real estate industry the same way you sold the house and 1950s Exact same way you sell houses in 2022. The car industry has changed. I could go buy a frickin car out of a vending machine today. But yeah, when I saw my house, it's been the same damn thing since our parents bought their first, isn't it? Has anything changed in the real estate industry? Ever? On the listing side?Yeah, so I like to think about it. So, Chris, although I'm a Marine, and he's an army guy, and I don't like to say nice. But when I initially met with Chris, he has a really good, you know, strategy and has done a lot of research on the market. I'll let him talk a little bit about the money that's being spent at the top of the funnel. And kind of how we think about the industry ultimately being able to help agents do what they're good at, which is connect with home sellers directly and provide an incredible experience during the sale at home.Chris is sure what the number is saying what your research as it came out to this idea. What do sellers want?Yeah, so so Like Ryan said, So Matt Perlman, our co founder was selling his house, he realized the interests are not really truly aligned. Right? Number one, number two, you just mentioned the word asset class. No one had ever treated the listing as an asset before Matt, being a serial founder who's incredibly insightful about things like that said, Wait a minute, my listing shouldn't be an asset like these people want to go make commission from my house, they should pay me for that opportunity. I should have something up front for that. So we developed Bid my listing. And once we got started about a year ago, and started digging into the numbers, and substantiating sort of where we thought we could be in the market, something popped out at us. And that is today, agents spend about $22 billion a year in marketing to secure listings, right. So they do that through all of the standard channels, that most agents can't tell you how it works, or why it works, right. They're there. They're giving their money to digital marketers and others who are hopefully delivering them leads that hopefully turn into listings. So what we realized is, wait a minute, we can just bring the two parties together directly. The agents can spend that 22 billion through our platform, and they can buy the exact listings that they want, right and with our sort of matching algorithms will be able to match the buyer and the seller and the agents so that you have the best data truly the best agent for you and the homeowner is going to get some cash up front, you know Agent has skin in the game, you get compensated for that asset. And the interests are truly aligned. So that was the theory. What's really cool and Brian can speak to this better than me. As we're watching it play out and we're and we're pushing, you know, marketing dollars out there into the world ourselves and bringing people in. The value proposition is so overwhelmingly good and the interests are so overwhelmingly aligned, that our that our marketing spend is just more efficient than anything you're seeing out there in the market because people love it. I loveFirst off, let's be honest, 90% of agents who are buying leads, don't even call back any follow up on them, but they just don't know what's wrong with our industry. But, and you guys know this, like you guys will get leads, but you don't follow up with them. And then the other problem that so many agents have in the online space, at least with digital marketing is they don't have the either technology, the wherewithal, the skills, the autoresponders, the lead capture tools to actually effectively do it at high scale. And you're right, it's very expensive. And that's why most people don't do it. They lack skills, or they lack the knowledge. Many, many times and you guys are solving that for agents, because you're right, an agent that is going to try to go out on Facebook ads and generate, you know, we have some contract costs up to 700 $800 for to acquire a listing contract, you could determine if you really know what you're doing your cost of acquisition for listing contract, but 99% I just don't understand what I just said. And it's right, and then you just end up we just throw we call wishful marketing, right? Yeah. So my own agents on my team is like, Mike, I'm gonna go out there and go farm this area. I'm like, bro, you have 5000 friends on Facebook. Why are you gonna go farm a bunch of strangers? farm that people you know, they all have a referral for you. So we spent you're right, we spend our money carelessly. I think a lot of the reasons we get paid a lot. And we do close a house. Like shatters 20 grand myself throw one at this. See what happens, right? But no one is approaching adspend in a business mentality. Very few people. Yeah, yeah.100% agree with you there, Mike. And if you if you can look out your window and see my whiteboard here on the wall. The way that we like to think about it is so you're looking at a marketing funnel, right? top of the funnel, you have people that are thinking about selling their house, bottom of the funnel, yet people are actually doing something, there's an entire industry hundreds, if not 1000s of companies that exist in that funnel that are helping real estate agents get those thinkers to the point where they're doers, the way that we're approaching the industry is we're taking that funnel and we're overlaying a tee on top of it. And we're saying to agents come to us, we're going to connect you with those doers. We're going to connect with home sellers that are ready to transact. And we're gonna allow you to focus your time and most importantly, your marketing dollars on the thing that matters the most, which is getting in front of those home sellers, knowing your ROI being in complete control of your marketing budget, sitting down on a Monday morning and saying instead of spending the week you know going out and working my farm knocking on doors doing all the things I want to do acquire home sellers. I can sell my calendar not am on Monday morning, I'm logging into my listing. I'm deploying my marketing budget to get seller listings. And it's you know, it's that simplekeep turning my mute on here, guys, but what do you guys think that I like it a lot. I think that I'm I'm curious to know what your research shows on and I'm sure Chris sounds like a really really smart dude here. And I'm sure you did some research and you guys did stuff of what sellers want. What do sellers want today from their agents? Do you guys have any color on that?I'll take it past that. And on the Chris of the, you know, I mentioned we're Think of us as the digital version of the kitchen table. So you know right now I can pull up my phone, I can click a button and you and I can have a burrito delivered in the next 10 minutes. I can click another button and Uber picks us up and brings us to downtown Encinitas. You know, the world is used to transparency the world is used to removing friction. So digital products that are removing friction, and that's what homeowners want. So homeowners want to sit down, they want to treat you know, they want to treat the sell their home like it's the most one of the most important business transactions in their life and be able to see transparently, I want to see 20 agents who are bidding on my listing I want to see their reputation I want to see their marketing plans. And you know, I want to I want to be able to make a decision smartly. I want to make a decision on my terms and that's what we're providing to a home sellers and that's that's what's really resonate and that's what they're loving about the platform.What I like about this is I used to lose a couple of listings to little cousin Billy who just got his license a little prick or Aunt Susie the realtor, you know, every year this happens to agents. This is though such a USP though I could see that occurring. Because with anything you guys you have to first generate attention the first time you get the opportunity pitch your business, whatever it is in any business if you don't generate the opportunity and I Think what the interrupt is like, hey, I'll buy your listing or I'll pay for your listing. Like that's sexy. Like every seller just say, Wait, what? I'm gonna hire a realtor anyways, they're gonna charge me five or 6% of your time me, I'm gonna have a way to get my best, the best realtor out all of them, and then they're gonna pay me to represent me. And then they're that means that they're gonna fight for it. So there's a very famous tagline by LendingTree says when banks compete, you win. It's very similar, right?Yes, yes. The tool, Priceline adage says thatPriceline Yeah, when banks compete, you win. Was that Priceline? Travel? Travel? Travel? Yeah.So but it's, you know, it's the same exact thing. It's, it's giving homeowners you know, both transparency, flexibility, and they be able to make a decision on their terms. And it's, you know, one of the stats that we pulled is 75% of people that are selling their home meet with less than two agents? And are they're basically making a decision, because it's easy, you know, like, if, without my listing, you know, I'm going to call up the first guy that drops me a postcard, or the first guy that I see on Facebook, or I'm going to go ask you, Mike, across the street. And yeah, you know, refer me to or yourself. So the, we're helping people make smart decisions, which means, you know, I can pull on my phone and see all the the price of every stock in the US or, you know, whatever I want to see, we're helping home sellers do the same thing.I like it. I like it. I just it just, it's it seems so simple. But yet so effective, you know, and you're just like, Why isn't anyone thought about this before? But again, it's because we're a bunch of dinosaurs. No one's ever done anything differently before. And anyone who's doing anything differently is getting buzz and the buzz is what you need, especially in a shift like this. What do you got? What do you guys think's gonna happen? With this market? Right here? We're seeing the shift some places more than others. I'm seeing that all over the country. How do you think this plays in into all of that? I think it's a positive for you guys.Yeah, I mean, yeah, I'm too I think the you know, there's inventory constraints across the board. That's something that we're, you know, we're all dealing with the, you know, what we've found, in our early days of working with a bunch of different home sellers is this number one, it solves a real problem. So inflation is on the rise, putting cash in the homeowners pocket is a good thing. Number two, it's a very effective tool for people that are publishing listings at scale. So you know, there's a shortage of housing across the board, new housing developers, it's a very efficient way to get their listings to market. So whether you're architect developer, big builder, there's a lot of traction there. So you know, I think, whatever direction the market decides to go, we're gonna be well positioned to receive it.I like it. Any other things that you guys think you want to add in on here? And where do you guys find most of your sellers at? Is this all online marketing? You guys doing a lot of different channels? How are you finding sellers? What are you targeting? If you're willing to share any of that?Yep. So I think an important caveat here is, we're you know, we're early days, I've been my listening. So we officially launched the platform on June 2, we've seen tremendous traction, most of our marketing to date on the home seller side has been primarily direct response, you know, using Facebook, and other digital channels. It's an incredible for us to have somebody like Josh Altman, as a co founder, he has an incredible sphere of influence that he's been activating for us, which is, you know, which is great, especially on the agent side, keep an eye out for us agents in the National Association of REALTORS publication that's coming out here in a couple of days. So we'll be doing some introductions there. So the important thing on the marketing side is the word network product. So you know, a lot like Tinder, where if there's not two people that want to date in an area, then the product doesn't make a lot of sense. For us, we're a network product. So think of us as an extension of your marketing team. You come to my listing, you sign up, it's fast, easy, and it's free. We see a concentration of agents in a zip code, and we go out and turn our marketing laser on that zip code, and we're acquiring homeowner listings. So and we've, you know, I feel like Chris alluded to it. Right now, positioning is Get Paid cash upfront and make a smart decision about selling your home really resonates. So it's been a real good interaction in the early days.Yeah, so different. Chris, how about you?I guess the one thing I would want to add because this is just it's resonated with everybody I've spoken to I spend a lot of time speaking to VC analysts to spend their entire lives studying this industry. And the thing that really really resonates a lot with me is today if you look at NAR, NAR says that agents spend somewhere around 75% of their time hunting for business. And to me, it's just really, really cool that agents can now spend 99% of their time selling listings that they buy on Bid my listing. Anytime you talk about that with with economists, they just see that as a massively disruptive thing, because it allows the agent to spend the vast majority of their time doing what they're really good at. And it's kind of kind of one of my favorite pieces of the entire company's puzzle.Like it. Why don't you guys go ahead and tell them one more time where you could get any other closing thoughts you want to add in here. But make sense, folks, this is very simple. These guys are doing some different setup for their stuff. But regardless, you have to do something different. You don't get noticed. That's what this is all about. Differentiation is a good thing in real estate because everyone's doing the same thing. It's not that hard to stand out. There's only one real estate marketing Dude, that's done on purpose. Right? There's one other dudes out there. And that's done for brands. I get it all the time. There's a reason brand matters. USP matters, differentiation matters. So go ahead at right once you guys close it out.Awesome. Well, again, thanks for having us, Mike. we've chatted about this over beers and excited to be talking about it. You're on your podcast. For everybody who's listening, signing up for bid my listing. It's fast, it's easy, it's free. Go to bid my listing.com. Follow us on Instagram. You'll see alerts come out. When we have listings. If you sign up, you'll get alerts when there's listings in your area. But we're here to make a real change. We're here to help agents deliver a great experience to home sellers. And we're excited to be here and look forward to seeing you there. My listening.Sir, I appreciate you guys. Thanks for coming on to the show. And thank you for listening to another episode of Real Estate Marketing podcast. Folks, if you want to build a personal brands very simple script, edit and distribute your videos and put you on the map. Real estate is not hard. It's a giant popularity contest. And the more people know who the hell you are the more opportunities that arise because 10 to 15% of them are moving this year and 100% of them have a referral. And the one they always hire is the one they know first and foremost, at least to the tune of 80% So visit our website at WWW dot real estate marketing do.com Subscribe and schedule a demo with a dude quit waiting. What are you doing schedule now? Thank you guys for listening and we'll see you next week peace. Thank you for watching another episode of the real estate marketing dude podcast. If you need help with video or finding out what your brand is, visit our website at WWW dot real estate marketing dude.com We make branding video content creation simple and do everything for you. So if you have any additional questions, visit the site, download the training, and then schedule a time to speak with the dude and get you rolling in your local marketplace. Thanks for watching another episode of the podcasts. We'll see you next time.Transcribed by https://otter.ai

  Ruben has a popular podcast about raising money for multifamily syndication called the Capital Raiser Show where he learns from the best multifamily syndicators in the country. In 2019, Ruben partnered with a local syndicator on the acquisition of 190 Units, and has since become a fund manager who is building a 98 unit housing subdivision in Louisiana, a 154 unit housing subdivision in Alabama and partnering with multiple select syndicators bringing equity, advisory and investor management. He primarily uses Regulation D. Exemption 506(c) in his deals including ones discussed here. He has partnered in $5M of capital raising partnerships. He got his start by bringing joint venture capital to successfully raise $625K for small Multifamily deals during the post-crash buying frenzy in Phoenix. Stay tuned and listen to how Ruben Greth shares his experiences and insights on how to raise your capital.   [00:01 - 03:36 Opening Segment   Ruben Greth started selling Mortgages and learning about Truth and Lending. He learned how to raise capital without actually asking for money Moving in Join Venture Capital raising during the real estate crash And eventually moving into Heavy Lift Multifamily Syndication Started “The Capital Raiser Show” Launching his fund structure. Ruben recommends using a fund structure rather than a Co GP structure to avoid legal compliance issues.   [03:37 - 15:32] How to Fund Your Security: Fund Structure, Interest Rates, and Returns Raising funds and deploying a check as a limited partner into somebody else's deal. As a limited partner, you don't participate in the decisions. But you have to do investor relations, Underwrite deals, Market the security, and operate the fund. Finding a way to get a side letter agreement with your deal sponsor if you want to participate in acquisition fees or advanced economics is essential. Vertical multifamily is detached multifamily units or, better said, houses like a full-blown house with the backyard [08:06 - 12:35] Smaller Neighborhood Development Takes More Time to Get Approved in Big Cities In larger markets can take longer to get approvals for multifamily projects than in smaller markets. In smaller markets, building a subdivision of two or 300 houses can be faster than in a bigger city. The biggest headache for financing a multifamily project is dealing with the moving parts of the construction process, such as lumber costs and interest rates. [12:36 - 16:13] How Vertical Multifamily Development Can Improve Stability and Rent Potential Ruben shares that their development goal is to sell the entire subdivision off to one particular buyer. Vertical apartment complexes typically require building the entire complex and then renting it out, while horizontal multifamily developments can be built in stages and leased out as they are completed. The density per acre difference between horizontal and vertical multifamily development is a critical factor in deciding which approach to take. In Phoenix, built around developers are building 2000 square-foot houses, while in Louisiana, a 1200 square-foot cottage is being developed. [16:14 - 23:44] Selling off your building The similarities between two-bedroom, three-bedroom, and four-bedroom townhome-style homes. The advantages of selling off a building instead of individual homes. There is nuance to the underwriting process, and the investor experience can be different depending on when they are paid. The goal is to calculate when the project will be profitable and then start distributing money to investors.   [23:44 - 24:14] Closing Segment   Reach out to Ruben See links below Final words   Tweetable Quotes “It's more about the operator and how we feel about them versus the deal. So, it's not about the market, it's not about the deal. It's about our relationship with existing operators” – Ruben Greth   “When you're building a vertical apartment complex, you typically have to build the entire thing and then start renting in order to make it. So that it's not Vacant anymore. You have to give away concessions and that's a problem. You have to wait a couple of years in order for it to stabilize. The thing that's different about horizontal is if you're building 10 or 20 at a time, you're leasing them up as they're being built. So, if you've built 50, you know, by the time you get to 60, 40 of them are already rented out.” – Ruben Greth     ----------------------------------------------------------------------------- Connect with Ruben Greth on LinkedIn. Visit their website. Capital Raiser Show   Connect with me:   I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns.    Facebook   LinkedIn   Like, subscribe, and leave us a review on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on.  Thank you for tuning in!   Email me → sam@brickeninvestmentgroup.com       Want to read the full show notes of the episode? Check it out below:   [00:00:00] Ruben Greth: one thing that I would say is like, when you're building vertical apartment complex is you typically have to build the entire thing and then start renting and in order to make it so that it's not . Vacant anymore. You have to give away concessions and that's a problem. You have to wait a couple of years in order it to stabilize   [00:00:18] Sam Wilson: Ruben Greth is a fund manager podcast host and build a rent subdivision developer Ruben. Welcome to the show. Thanks   [00:00:38] Ruben Greth: man. I'm so stoked to be here, Sam, man, I really appreciate you. Hey   [00:00:42] Sam Wilson: pleasure.Is mine man. Three questions. I ask every guest that comes to the show in 90 seconds or less. Can you tell me, where did you start? Where are you now? And how did you get there?   [00:00:49] Ruben Greth: So I started in mortgage. I guess selling mortgages. And then from there learned a little bit about this thing called truth and lending. And really what I learned from that is how to capital raise without asking for money and also how to not promise any guaranteed money. So I moved into joint venture capital racing back during the real estate crash, eventually moved into. Syndication heavy lift multifamily syndication with the local mom and pop operator here then started my show. The capital raisers show learned about these capital raisers, their strategies. And I met all these sponsors and then the lawyers told me if you want to make money, putting these guys together, you need to start your own fund. So I left to go launch my own fund. When Andy McMillan, my partner at legacy acquisitions approached me and said, Hey Let's get into the build to rent space and then raise capital for these ultra other multi-family sponsors using fund structure so that we can legally stay compliant. And now, I'm a partner in his company and legacy acquisitions, and that's essentially what we do. We build out subdivisions and then sometimes we raise capital for select sponsors in the space and the multi-family value ad space.   [00:01:58] Sam Wilson: It's a lot of moving parts. So yeah, just to make sure I understand that where you guys are now you're developing subdivisions. And then also when the opportunity and deal makes a heck of a lot of sense, you'll take your fund and you'll say, okay, we're gonna deploy capital into your opportunity as well.   [00:02:11] Ruben Greth: tip typically it's more about the operator and how we feel about them versus the deal. Sure. So it's not about the market, it's not about the deal. It's about our relationship with existing operators and yeah, so we have two divisions of our business. One where we raise capital for other sponsors in fund structures or Co-GP structures. And then the other part is we build out subdivisions and raise capital for our own deals that way.   [00:02:36] Sam Wilson: Right, right. Let's talk about that. What we'll kind of tackle both of those and succession there fund versus co GP. How do you guys select which way you're taking it down? What are the differences and why?   [00:02:49] Ruben Greth: So a Co-GP P structure requires some kind of an ongoing duty in order for you to stay legally compliant. Typically that's either asset management or marketing or investor relations, underwriting of the deal and market analysis and stuff like that. So we have to have a board of advisory kind of position where we're constantly participating in the decision-making and the operations of a deal versus a fund. It's quite the opposite, right? So if fund you're your own security, you raise money in the fund, you deploy a check as a limited partner into somebody else's deal. And you're essentially not obligated to do anything, maybe participate in board of advisory, but you're managing your own security, right? So you've got to do investor relations.You've got to underwrite deals, you've got to do marketing, and then you got to do the operations of your own. But as far as operations of the deal go, it's completely hands-off because technically as the limited partner, you don't participate in the decisions. Right. So, but then the question becomes, well, how do you pay for your fund?When does it make sense? Well, there has to be, different tiers of money, or I should say interest and returns that you get as a fund. That's gotta be a. And beyond what a 50,000 retail investor makes. Right? So sometimes the fund makes money because it gets advanced economics like a better return structure, something.The money, I should say the fund gets paid because they participate in acquisition fees or other kinds of structures like that. And every time it's different, right? So every sponsor, even some sponsors will allow you to do both. You can either coach GP or you can do a fund. It just depends.You always wanted to make your investors the greatest amount of money, and you're always probing with your sponsors. Hey, what is that form? And in some cases, the coaching piece structured in some cases,   [00:04:42] Sam Wilson: Right, right. Yeah. And that's been one of the, one of the challenges that the fund structure has had is that, it does or could potentially dilute investor returns.So like you said, finding a way to get a side letter agreement with your with your general or with your deal sponsor. If you do want to participate in acquisition fees, or if it is like you said, a what'd you call it advanced economics, that's a nice way of. So, so I really love, like you said it's truly, it's an iterative process.It sounds like for you guys in that each person you work with, it might be a slightly different arrangement, but yet it's something that a. Just figure it out on the   [00:05:18] Ruben Greth: fly, even with the same sponsor from deal to deal, the agreement can change. But yeah, like you mentioned, the side letter agreement, which is extremely important when somebody comes and approaches us and says, we'd love to have you participate in our capital raise and you have a few weeks left to raise for XYZ deal At that point, it's too late because there's no side letter agreement in place typically. And we, it takes us time to build our own entity, create that structure, deal with our lawyer, probe our investors, to make sure that they liked the market and the sponsor. So at that point you're it's way beyond, too late. Right. Right. So you have to have the relationship in place with the side letter, understanding what you're going to get before the deal is even coming down the pipeline, honestly. So you need a great deal of time to raise in a fund, make sure that your investors have an appetite for whatever's that your investing.   [00:06:10] Sam Wilson: Right. No, that's a, that's great. Let's talk about the build to rent side of things. You I'm sure you're busy, but before we get into that, define the difference between, say vertical Mo multifamily and horizontal multi-phase.   [00:06:23] Ruben Greth: Okay. So vertical multifamily typically is like a garden style, four story building or something.That's built units on top of units on top of units with no backyard, no personal driveway, no, space of your own, right. You're sharing that space with other people that are above and below you in a lot of cases. Whereas bill to rent, at least the way that we approach it and look at it is it's horizontal.Multi-family meaning it's detached. Multi-family units. Or better even said his houses like a full-blown house with a backyard and a doggy door and a driveway and some cases technology. And we build these things out all in one subdivision so that all of your units at one place, so you can operate at the same way that a multifamily is operated, where a property manager can be onsite in some cases, or at least, have the general vicinity all in one place.And people love that because they want to buy a house. I should say institutions and really big buyers. They want to have like a hundred or a thousand or 8,000 houses, but they can't have them spread out in different counties. You can't property manage it effectively that way. So there's a big appetite from institutions and reeds and all these other huge buyers that are looking for, these mom and pop operators that are building about a hundred to 300 units at a time.And then here's the other thing too. It's like, you can do. In certain markets and it's going to be a lot easier and faster, like a sub market Or a secondary market better said in Louisiana, which is where we're building and an Alabama, you, the cities want to help you get across the finish line quickly because they need affordable housing and they're in growth stage.Whereas if you go to a city like Phoenix, Dallas, Atlanta, there's all this red tape. It may take two or three years before you can even entitle the land. Right? So our investors were wanting their money pretty. Quickly. So the, in these bigger markets, unless you're very well integrated into that market and have a track record and have figured out ways to move quicker, because you have a ton of private equity or private money from these big institutional players, you probably going to go through the process a lot slower.So in those cases, maybe bill Trent looks like, Hey, I'm going to buy a two acre piece of land and build five. Townhome buildings, right? Four units each or something like that. It's a lot faster to get through the red tape in a big city doing something like that. Whereas, if you're trying to build a subdivision of two or 300 houses in Phoenix, man, you better be able to wait because it takes a long time to get across the finish line.   [00:09:02] Sam Wilson: Yeah, no, that, that makes a lot of sense. You mentioned Louisiana and Alabama. I mean, what are the size of neighborhoods you're buying or building, I should say, and talk to us about the financing as it pertains to that. I mean, it's like a, it's like a construction loan, but it just keeps going on. I would imagine it's gotta be a really interesting kind of way that the financing.   [00:09:24] Ruben Greth: It's the biggest headache of the financing part, when you compare it to multi-family value, add syndication, right? Because there's moving parts, there are supply chain issues that are changing lumber costs and your lenders constantly looking at like, what's the cost for the next 10 units that you're going to build.And if it changes from 10 units to 10 units, well guess what? All of a sudden, the reserves change, the interest rates change. So it's a little bit trickier and it's. It's kind of more of a moving animal versus, you know, it'd be great. If some banks of community or regional bank was just like, Here's, like a huge check that, you can take out and draws, but it's a guaranteed interest rate for the duration of your construction. That would be like the ideal scenario. Some places will do that. And some places won't and then it based it's based on. Your market, your track record and your relationships, right? So like where are you building? Are you building right on the coast where hurricanes are landing and, we have to worry about insurance issues and tornadoes and hurricanes and cyclones and all that stuff or are you building in a place where it's a little bit safer where there's not going to be any fluff? Those things kind of taken to account are taken into account. So you asked about the size of these developments. The first one that we're doing is a little bit over 11 acres, maybe just shy of 12, we're building 98, what they refer to as cottages, but they're like little mini tank houses, all cookie cutter with the exact same floor plan that are built with cement board. So, they're designed for hurricanes, right? So the only thing that you're going to deal with. It's possibly a few shingles being blown by, heavy with. They're elevated. So you're not worried you're not in a flood zone, but you still have to do in this particular market, these things called retention pond. So if there's a hundred year storm, like the water has somewhere to drain within that subdivision. Right. But other than that, maybe like the worst thing that could happen is. A fence gets blown down. Nothing too crazy. But the big deal for the RA for the residents is like, if there's a big storm that comes through, how long is it going to take before my power comes on our, as the food in my refrigerator gonna survive are the fish. That get, circulating air in my aquarium. Are they going to die? Because we don't have electricity for 36 to 48 hours or whatever for whatever long it takes. So those are kind of the things. This next project is 18 acres that we're going to be doing. It's a 5 0 6 C all the stuff that we do is 5 0 6 C typically in the build to rent space. But this next one's going to be a unit mix of twos, two house, two bedroom houses, three bedroom and four bedroom. And then there's going to be a couple of attached townhome complexes, like three units. And the whole thing, I think if we ever try to sell it out individually would have to be like condo converted.So we'll probably sell the entire community. Not subdivided, but like this one that we're doing in Louisiana is each house is subdivided. So we have the opportunity if we need to, or want to sell them off as houses or chunks of house, like 10 at a time. But ideally what we want to do is just sell the entire subdivision off to one particular buyer.   [00:12:39] Sam Wilson: Yeah. And that's a great, that was the next question is what's the end game and it sounds like that's it. You're going to build these, get them stablized. And then move them off to an institutional buyer. Is that right? Yeah. And   [00:12:49] Ruben Greth: you asked about the differences between horizontal and vertical. And one thing that I would say is like, when you're building vertical apartment complex is you typically have to build the entire thing and then start renting and in order to make it so that it's not Vacant anymore. You have to give away concessions and that's a problem. You have to wait a couple of years in order for it to stabilize. The thing that's different about horizontal is if you're building 10 or 20 at a time, you're leasing them up as they're being built. So if you've built 50, you know, by the time you get to 60, 40 of them are already rented out. And then when you get to like hundred, you don't have to give away concessions for rent that the whole community is almost already rented typically in the markets where we are developing.   [00:13:36] Sam Wilson: Yeah. That's a brilliant point. Not something I would have thought about is that you could, it's a stabilized as you build approach. And that's a, that's really, that's a really compelling reason to go down that route. Is there a density per acre that I don't know, maybe asking the wrong term. So, what I'm thinking of is like on a vertical multifamily, there may be, I don't know, again, I don't know the right numbers here, but is there a, see if you can help clarify the question density per acre difference in horizontal versus vertical multi-family   [00:14:09] Ruben Greth: you're talking about zoning delineations and like how much density. In a specific area you're allowed to build, right? So for example, in our Foley Alabama project that we're going to be doing in about a month in may of 20, 22, or maybe June of 2022, we have a piece of land 18 acres that allows for 180 units, 180 houses, better set, but we're only going to build 150. And part of that is, to allow for, walkways. Places where people can run and have doggy parks and have amenities and things of that nature, it's going to increase the value to the point where we believe it. It's more effective to build bigger units versus that, which we can rent out for longer. By the way, when a renter comes into a house versus a apartment, they tend to stay for 40 months versus the average apartment rent, or might be there for 18 months. So that's another reason you really like the stability and long-term mindset of the renter in there and, or the resident as we call them. And then the other factor about that is, well, I mean, that's it in the internet.   [00:15:21] Sam Wilson: Right. Okay. Okay. What's the square footage, build the rent. Are they typically smaller? I'm just thinking on a typical home compared to a typical apartment apartments are typically smaller or the is the build for rent houses. Is that footprints?   [00:15:37] Ruben Greth: That's a pretty loaded question. Cause just depends on what you're trying to do. I know in Phoenix, the bill, Trent developers here are building like 2000 square foot houses. What we're doing in Louisiana is a 1200 foot little cottage, right? So it's a two bedroom, three bath. It's got some extra closet space and a living room, but it's nothing too grand, other than maybe a little bit of technology implemented, it's pretty basic. Cottage style home. And we like that on this next project, we're going to be doing similar floor plans, but we're going to be integrating a couple of unit mixes, right? Where there are two bedroom, three bedroom or four bedroom, or count home style. But essentially they're all going to be very cookie cutter when you compare them to each other. And they will look very similar on the inside, even though the elevation or exterior may be a little bit slightly different on the.   [00:16:27] Sam Wilson: Right. That's a that's cool. I love the thoughts around that. And really, I mean, in that space, there's, I would say, I would think the only competition is really speed to market and.   [00:16:39] Ruben Greth: that's a big part. Like how fast can you build these? How fast can you get your investor money back? So one of the things that we do to increase that speed is we entitle the property. Like we buy the property or either that, or put it under contract and entirely. And have it ready to go so we can stick the shovel in the ground, right? When the capital raise begins. So we're not raising money and then entitling, and then dealing with city, civil engineering and city red tape and everything else. Like we're already like way along the way, by the time that we start raising for these deals. As typically we do them as syndications, but at some point we're hoping to. A project or two to a fund model and say, Hey, we're just going to do this over and over in this fund. And at some point we're going to get there. But right now we're running these as syndicated.   [00:17:28] Sam Wilson: Right, right. Yeah. And I guess that's a question in it doesn't sound like you've gone full cycle on an entire neighborhood yet.   [00:17:36] Ruben Greth: Is that we're barely building our first one. Right? So we have eight, our first eight units on the it's called the Crestone Colorado. It's in Lafayette, Louisiana. And then we're about to. Starts while we're going through the entitlement process. And the city department has approved our plans, our architectural plans for this next one. And it's in an area of the country where they're starting to put in moratorium. So we've already been approved.That makes it exciting for us because they're not going to allow a bunch of developers to come in here. So we're going to have exclusivity in some, at some degree, but. That's kind of where we're at there. Right,   [00:18:13] Sam Wilson: So Ruben, tell me, I guess, on the investor side of things, because these get built, they get rented. Walk me through because I don't know, from my perspective, modeling that out and then modeling returns to investors would be very unique or different compared to say a multi-family project. We buy here's the value add plan. Here's what we're gonna, , rents change. And then we're done. I mean, is there some nuance to this and how you underwrite and then how you plan for distributions to your invest?   [00:18:40] Ruben Greth: Well, there is definitely, I wish I could say that I do the underwriting, the civil engineering, the construction management, but I only have one part that I really focused in on, which is creating relationships with investors and raising capital and bringing capital racers to become part owners of our funds.And there's definitely something to what you just said. Like, how do you underwrite this versus the multi-family syndication and like your calc, I think some of the moving pieces that you would add. Is like, what's your projecting? What are development costs along the way? Right? And then you get hit with a new charge that the city is wanting in order for you to create something or they say, in order for you to make this happen, you have to add this to the property. And you're trying to calculate that as best as you can. And the other part that we mentioned earlier is what's the loan product, right? So you're not dealing with the stabilized bridge loan that you know exactly even. That's less of a product that you want to keep long term, maybe it actually is not a bad situation for some multifamily syndicators in this market with the mark with the way that the economic climate in terms of interest rates is changing. But you have this moving animal where their bank is constantly. Re underwriting you right as you are going. So the investors get a little frustrated in comparison to multi-family syndication, where they know what the loan product is. They know exactly what it's going to be throughout the duration of the first three years. And then maybe they don't know what the refinance is or what the next loan product is. But with us, it's constantly changing for every 10 units that we're building. Unless we find a very specialized, sophisticated debt fund or. Building housing development, kind of loan, construction, private equity firm. That's already on board with the whole idea of bill Tourette's, but they're typically harder to find than than most, regular agency debt, lenders, or banks that you may join.   [00:20:34] Sam Wilson: Talk to me real quick. Your last question, before we jump off, talk to me about the investor experience. When does an investor in your models, when did they get paid? How does that work? Because again, it's, this is it's just a very different thing. So really.   [00:20:48] Ruben Greth: You're attempting to calculate at what occupancy are you breaking even? And what if that number is like 40, 50 or 60%? So once you get to 60% of the houses built and rented, even though the entire project maybe.Not completed. You can start collecting cashflow and then starting to start doing distributions to your investors. But the other thing that we typically like is that we're building these things out, or our construction team is very quickly so we can build a group of 10 houses every month, so we can build an entire subdivision and around 12 months possibly we would underwrite it and say, just in case of, for unforeseen circumstances, we're going to say that we're going to build this thing out in 18 months and sell it out in 30 months or something like that.But the reality is we can have these things completely built out and rented in about 18 months. And at that point you can potentially sell it. It may take you a few more. But you can beat the projection, a five-year projection. And in this space, you can typically get a two X equity, multiple, which means you can double your LP, your limited partner.Money in about 30 months or however long it takes you just to stabilize and sell the project, which once again, we're being very conservative because we believe that we can sell these. We can build these in about 10 months, we're projecting 18 months just in case anything crazy happens, but in reality, we're selling, Hey, we can double your money in about 30, 36 months. But the reality is we have these things stabilized and going in about 24, if not much.   [00:22:24] Sam Wilson: That's awesome. I love it. Ruben, thank you for taking the time, but to break down your business, how you guys are raising capital, where you see opportunity in the market and what you guys are doing to take these deals down a certainly love it. And thanks for breaking down, kind of that build to rent model. That's not something we've talked about a lot here on the show and I love. I love the way you guys are doing it. So thanks again for taking the time to come on today. If our listeners want to get in touch with you or learn more about you, what is the best way to do that?   [00:22:51] Ruben Greth: So  Check out the show at capital raisers show.com or check out our opportunities and my business, my construction and development and capital raising fund management business. That legacy acquisitions.com or just find me on LinkedIn.   [00:23:05] Sam Wilson: Awesome. We'll certainly include all of those links. Thank you again for your time, buddy. Ruben.   [00:23:08] Ruben Greth: Appreciate it. Thanks brother. This has been a blast.  

Powered By: @Cashplays_ Jake Eff from Tucson, Arizona gives us his story. Everything ranging from early music recordings, the struggles of finding beats, early internet influences, the making of his latest project “Efftheworld”. Jake Eff is starting to make a lot of noise In Phoenix. Find out what he is up to and more…. Also, with an exclusive performance of “100 ten times” from his project. Follow us on IG: @Jahsdiablo @Malborodelvalle @Screwvalleyrichie @ChoppinWithScrew @Tantilloproductions @Jackstackcake Website: www.cashplaysent.com Jake Eff Music: https://youtube.com/channel/UC8vdzbxq98zeKEpuNSnGU4w

You're in for a treat if you're a fan of Uncle Dave talking about the "Phoenix Mindset," because today's episode comes to you from a live in...wait for it...IN PHOENIX, ARIZONA! Peace Love and Bring a Bat sits down with Chantelle Simone and Lester Bailey to talk about Mindology Academy and this episode is a winner if you're looking for mental health education that taps into the principles of mind-mastery and spirituality. Swing away, folks! Follow Mindology Academy here: https://mindologyacademy.com or here: https://www.facebook.com/mindologyacademy I would really enjoy hearing from you. If you would like to connect, you can find me, your host Uncle Dave, David Chametzky here: https://www.davidchametzky.com  Find me on social media as David Chametzky, or on the Facebook page for Peace, Love and Bring a Bat, on Twitter @goofyjaam Peace Love and Bring a Bat is produced by Launchpad 516 Studios. For show ideas, guest inquiries or general feedback, drop an email: peacelovebringabat@gmail.com For sponsorships and media inquiries, drop an email: peacelovebringabat@lp516.com If you are enjoying hearing this and want to support either the podcast OR more importantly Goons for Good please feel free to click on the Patron link below to support and for a shout out and a half hour one on one session of Havening(R) https://patron.podbean.com/PeaceLoveandBringaBat Pink Cans for Cancer http://recycling4acure.org/pink-cans-4-cancer Subscribe to Peace Love and Bring a Bat on Apple Podcasts and get notified of new episodes, every Thursday! https://podcasts.apple.com/us/podcast/peace-love-and-bring-a-bat/id1552738547 (c) 2021 On the Path LLC. All Rights Reserved and Enthusiastically

It's time for more lessons from the NBA playoffs that we can apply to the Portland Trail Blazers.In Miami, Duncan Robinson isn't getting off the bench in the second round of the playoffs. It's a reminder of how shortcomings and particularly shortcoming relative to your teammates are more glaring in the postseason. There are players built for regular season dominance (82 games) and players built for the test of the playoffs (16 wins). How many 16 game players do the Trail Blazers currently have on the roster?In Phoenix, the Suns started big and stayed big despite foul trouble to their top two centers. Where other teams might have gone small Phoenix has a roster built to play the same style of play while dipping into the depth chart. There is value in sticking to your identity. It's a lesson the Blazers should consider when building the roster this summer.And finally, how far from playoff contention are the Blazers right now? Like, today. This moment. Let's take way too early stock of where Portland sits in the 2023 playoff chase.Music for Locked On Blazers by Drae Slapz. Find more of Drae's work here: https://ffm.bio/thedraeslapz Learn more about your ad choices. Visit podcastchoices.com/adchoices

It's time for more lessons from the NBA playoffs that we can apply to the Portland Trail Blazers. In Miami, Duncan Robinson isn't getting off the bench in the second round of the playoffs. It's a reminder of how shortcomings and particularly shortcoming relative to your teammates are more glaring in the postseason. There are players built for regular season dominance (82 games) and players built for the test of the playoffs (16 wins). How many 16 game players do the Trail Blazers currently have on the roster? In Phoenix, the Suns started big and stayed big despite foul trouble to their top two centers. Where other teams might have gone small Phoenix has a roster built to play the same style of play while dipping into the depth chart. There is value in sticking to your identity. It's a lesson the Blazers should consider when building the roster this summer. And finally, how far from playoff contention are the Blazers right now? Like, today. This moment. Let's take way too early stock of where Portland sits in the 2023 playoff chase. Music for Locked On Blazers by Drae Slapz. Find more of Drae's work here: https://ffm.bio/thedraeslapz Learn more about your ad choices. Visit podcastchoices.com/adchoices

You clean up your kitchen, your car and your desk but when was the last time your cleaned up your thinking? Your brain gets just as cluttered as your closet but most of us don't take the time to tidy it up. When I clean my closet I take a look at what I like, what I need and what I want to keep. I get rid of the stuff that is no longer my style, no longer fits or doesn't make me feel good. In this episode I'll explain how cleaning up your thinking is just as easy as cleaning your closet. How to Connect With Pamela: -Website: https://www.pamelahughescoaching.com/ -Facebook: @PamelaHughesCoaching -Instagram: @PamelaHughesCoaching For nearly two decades of her life, Pamela Hughes had a microphone in front of her face. After graduating from Arizona State University with a degree in broadcast journalism, she started her news career with a brief stint in western Wisconsin before making her way back to the Grand Canyon State. In Phoenix, Pamela quickly climbed the newsroom ladder and started teaching the next generation of journalists at ASU. She knows what it's like to chase the big story as a journalist, inform an audience as an anchor, and oversee an entire operation as a news director. She spent the final six years of her news career as the only female talk show host in Phoenix and just one of a few women who held that prestigious position in the country. While Pamela loved connecting with her audience and bringing them the big stories of the day, the grind and negativity of the news cycle took its toll on her mentally and emotionally. In an effort to help navigate the growing emotional demands of her high profile career, her desire to be an exceptional mom and a great wife, Pamela hired a Life Coach. That one decision completely changed her life. Pamela's coach helped her discover the hidden power of thoughts. In Life Coaching, she learned to manage her mind and was amazed at how all areas of her life went from surviving to thriving. With this new knowledge, Pamela decided to walk away from a career she spent nearly 20 years building to become a Life Coach. Now, instead of reporting the news of the day, she coaches professional women who feel stuck. Women who appear to have everything….a successful career, a great family and who enjoy “the good life” yet still feel unfulfilled. Women who pretend to be confident and put together on the outside but have a lot of self-doubt and uncertainty on the inside. Pamela's proven life coaching program helps women gain more confidence, learn to manage their mind and emotions while reaching their goals and dreams so that they can create a life they love.

Chances are you've heard of 'processing an emotion' but maybe you have no idea how to do it. UNTIL TODAY. Uncomfortable/negative emotions are part of life but if you don't deal with them (process them) they're going to stick around. Most of us have never been taught the importance of feeling our feelings or how to actually do it. In this podcast you're going to learn #1 Why feelings are important. #2 Why resisting or reacting to an emotion doesn't work. #3 How to allow and process an emotion. You can't calm the storm. You can only calm yourself and wait for the storm to pass. How to Connect With Pamela: -Website: https://www.pamelahughescoaching.com/ -Facebook: @PamelaHughesCoaching -Instagram: @PamelaHughesCoaching For nearly two decades of her life, Pamela Hughes had a microphone in front of her face. After graduating from Arizona State University with a degree in broadcast journalism, she started her news career with a brief stint in western Wisconsin before making her way back to the Grand Canyon State. In Phoenix, Pamela quickly climbed the newsroom ladder and started teaching the next generation of journalists at ASU. She knows what it's like to chase the big story as a journalist, inform an audience as an anchor, and oversee an entire operation as a news director. She spent the final six years of her news career as the only female talk show host in Phoenix and just one of a few women who held that prestigious position in the country. While Pamela loved connecting with her audience and bringing them the big stories of the day, the grind and negativity of the news cycle took its toll on her mentally and emotionally. In an effort to help navigate the growing emotional demands of her high profile career, her desire to be an exceptional mom and a great wife, Pamela hired a Life Coach. That one decision completely changed her life. Pamela's coach helped her discover the hidden power of thoughts. In Life Coaching, she learned to manage her mind and was amazed at how all areas of her life went from surviving to thriving. With this new knowledge, Pamela decided to walk away from a career she spent nearly 20 years building to become a Life Coach. Now, instead of reporting the news of the day, she coaches professional women who feel stuck. Women who appear to have everything….a successful career, a great family and who enjoy “the good life” yet still feel unfulfilled. Women who pretend to be confident and put together on the outside but have a lot of self-doubt and uncertainty on the inside. Pamela's proven life coaching program helps women gain more confidence, learn to manage their mind and emotions while reaching their goals and dreams so that they can create a life they love.

In this episode I'm diving into the big difference between

Have you ever wanted someone to do something for you and were disappointed because they didn't? Have you ever wanted someone to say something or respond to you in a specific way and got upset when they didn't? If so, you may have a script for that person. In this podcast I'll clearly define what is a script, the problems with them, some of the common scripts we write and how to flip the script and drop it. How to Connect With Pamela: -Website: https://www.pamelahughescoaching.com/ -Facebook: https://www.facebook.com/PamelaHughesCoaching -Instagram: https://www.instagram.com/pamelahughescoaching About The Host: For nearly two decades of her life, Pamela Hughes had a microphone in front of her face. After graduating from Arizona State University with a degree in broadcast journalism, she started her news career with a brief stint in western Wisconsin before making her way back to the Grand Canyon State. In Phoenix, Pamela quickly climbed the newsroom ladder and started teaching the next generation of journalists at ASU. She knows what it's like to chase the big story as a journalist, inform an audience as an anchor, and oversee an entire operation as a news director. She spent the final six years of her news career as the only female talk show host in Phoenix. While Pamela loved connecting with her audience and bringing them the big stories of the day, the grind and negativity of the news cycle took its toll. In an effort to help navigate the growing emotional demands of her high profile career, the desire to be an exceptional mom and a great wife, Pamela got a Life Coach. That one decision changed her life. Her coach helped her discover the hidden power of thoughts. She started to manage her mind and was amazed at how that transformed her life. Pamela decided to quit telling people what was wrong in the world and started to help people discover what was right within their own world. Now, Pamela helps people take back their power to create the life they once envisioned for themselves. Her primary focus is on creating an awareness of how you're thinking so you can create the results you want. Whether you're are stuck in life or their career, she can help you finally take the action you've been putting off.

We're all adults but so often we look for permission to do the things we want and to be the person we want to be. It's time for you to clarify what you stand for and what's important in your life. When you do that, you create the freedom to show up as yourself and an understanding of why you react the way you do. There is so much power that rests in defining your values and priorities. When you know what you stand for and what's important to you, it makes it easier to say 'yes' to what you want and 'no' to what you don't. This podcast will help you discover how your lives would be different if you aligned it with your values and priorities. How to Connect With Pamela: -Website: https://www.pamelahughescoaching.com/ -Facebook: https://www.facebook.com/PamelaHughesCoaching -Instagram: https://www.instagram.com/pamelahughescoaching About The Host: For nearly two decades of her life, Pamela Hughes had a microphone in front of her face. After graduating from Arizona State University with a degree in broadcast journalism, she started her news career with a brief stint in western Wisconsin before making her way back to the Grand Canyon State. In Phoenix, Pamela quickly climbed the newsroom ladder and started teaching the next generation of journalists at ASU. She knows what it's like to chase the big story as a journalist, inform an audience as an anchor, and oversee an entire operation as a news director. She spent the final six years of her news career as the only female talk show host in Phoenix. While Pamela loved connecting with her audience and bringing them the big stories of the day, the grind and negativity of the news cycle took its toll. In an effort to help navigate the growing emotional demands of her high profile career, the desire to be an exceptional mom and a great wife, Pamela got a Life Coach. That one decision changed her life. Her coach helped her discover the hidden power of thoughts. She started to manage her mind and was amazed at how that transformed her life. Pamela decided to quit telling people what was wrong in the world and started to help people discover what was right within their own world. Now, Pamela helps people take back their power to create the life they once envisioned for themselves. Her primary focus is on creating an awareness of how you're thinking so you can create the results you want. Whether you're are stuck in life or their career, she can help you finally take the action you've been putting off.

Hiking a mountain is a great metaphor for achieving a goal or overcoming an obstacle in life. They all take a little planning. It's important to pace yourself. You get where you want to go by putting one foot in front of the other. Whether you're hiking, going after a goal or overcoming an obstacle there will be easy breezy moments where you're barely breaking a sweat and tough terrain that threatens to knock you off your feet. I recently went on a hike here in Phoenix. This podcast tells the story of what I learned on that hike. 1️⃣ Pick the right trail for your current skill set. 2️⃣ Be consistent. 3️⃣ Don't forget to look up. 4️⃣ When you're tired, rest don't quit. 5️⃣ Enjoy the view from the top. Bonus realization: Hiking is more fun with a friend and easier if that friend has already hiked that trail. You don't have to enjoy hiking to get value out of this episode. If you're wrestling with a problem or struggling to achieve a goal, this podcast will bring a fresh perspective to whatever you're dealing with. How to Connect With Pamela: -Website: https://www.pamelahughescoaching.com/ -Facebook: https://www.facebook.com/PamelaHughesCoaching -Instagram: https://www.instagram.com/pamelahughescoaching About the Host For nearly two decades of her life, Pamela Hughes had a microphone in front of her face. After graduating from Arizona State University with a degree in broadcast journalism, she started her news career with a brief stint in western Wisconsin before making her way back to the Grand Canyon State. In Phoenix, Pamela quickly climbed the newsroom ladder and started teaching the next generation of journalists at ASU. She knows what it's like to chase the big story as a journalist, inform an audience as an anchor, and oversee an entire operation as a news director. She spent the final six years of her news career as the only female talk show host in Phoenix. While Pamela loved connecting with her audience and bringing them the big stories of the day, the grind and negativity of the news cycle took its toll. In an effort to help navigate the growing emotional demands of her high profile career, the desire to be an exceptional mom and a great wife, Pamela got a Life Coach. That one decision changed her life. Her coach helped her discover the hidden power of thoughts. She started to manage her mind and was amazed at how that transformed her life. Pamela decided to quit telling people what was wrong in the world and started to help people discover what was right within their own world. Now, Pamela helps people take back their power to create the life they once envisioned for themselves. Her primary focus is on creating an awareness of how you're thinking so you can create the results you want. Whether you're are stuck in life or their career, she can help you finally take the action you've been putting off.