Podcasts about regulators

At a May 19, 2026 Ballard Spahr webinar, "Cutting Out the Middleman: The Surge in FinTech Applications to Charter Banks, Industrial Banks and National Trust Companies," a distinguished panel of banking, fintech, crypto, and consumer financial services professionals explored one of the most important developments currently reshaping the financial services industry: the growing movement by fintech companies, payments firms, lenders, and crypto-native businesses to obtain their own banking charters rather than relying on traditional bank partnerships. The message from the panel was clear: we are witnessing a significant shift in how nonbank financial services companies are thinking about regulation, growth, and market access. Speakers:  Moderator: Alan Kaplinsky, senior counsel; founder and former leader of Consumer Financial Services Group, Ballard Spahr   Guest: Lee Reiners, Lecturing Fellow, Duke Financial Economics Center; founder and editor-at-large of The FinReg Blog; founder and host, The FinReg Pod; co-host, Coffee & Crypto with Lee and Jimmie (a podcast that covers the latest developments in cryptocurrency); co-organizer of Digital Assets at Duke (annual conference about crypto assets space) Scott Coleman, partner, Ballard Spahr  Joseph Schuster, partner, Ballard Spahr  Beau Hurtig, counsel, Ballard Spahr  Adam Maarec, counsel, Ballard Spahr  Key Takeaways A significant shift is underway. Fintechs increasingly want to internalize the benefits of banking rather than rely on partnerships. There is no one-size-fits-all charter. National banks, state banks, industrial banks, and national trust banks each serve different strategic objectives. The current environment appears unusually favorable. Regulators are showing greater openness to nontraditional applicants than at any point in recent memory. The trend extends well beyond crypto. Payments companies, lenders, fintech platforms, and other financial services providers are all exploring charter opportunities. Becoming a bank is a long-term commitment. The benefits are substantial, but so are the regulatory obligations. Part 2 of this webinar will be released next Thursday, July 2nd. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

Bloomberg reported that Qualcomm is nearing a deal to acquire Modular, an AI software startup known for the Mojo programming language and an inference engine for cross hardware deployment. The reported move aligns with Qualcomm's push to expand on device AI on Snapdragon platforms, including PCs that meet Microsoft's Copilot Plus NPU requirements. Competitive pressure from Nvidia, Apple, Intel, and AMD is driving chipmakers to pair silicon with software to lower developer friction. Recent AI transactions such as Databricks' acquisition of MosaicML and investments in Anthropic show a broader consolidation of tools and compute. Regulators in the United States and Europe have increased scrutiny of AI deals, raising interoperability and licensing questions. Founders and IT buyers should evaluate portability, licensing, and performance baselines as potential ownership changes develop.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

AP's Lisa Dwyer reports on a new investigation into a deadly Tesla crash.

After two decades of flat demand, US electricity demand is experiencing rapid growth. Demand is expected to increase 25% by 2030 and 78% by 2050, pushing up electricity prices as suppliers scramble to fund and construct massive amounts of new infrastructure. Average residential bills increased by nearly 30% from 2021 to 2025 and are expected to continue going up, adding to the inflation concerns of consumers. At the same time, public officials are issuing increasingly urgent warnings about growing risks to the reliability of the U.S. electric power system. Our nation’s technological progress, prosperity, and well-being depend on ever-expanding supplies of reliable and affordable electric power to meet rapidly growing demand from proliferating data centers and the expansion of other power-hungry enterprises. The causes that have inflated the price of electricity and threatened the reliability of electric service must be identified correctly and dealt with effectively. How have certain policy developments, including the deregulation movement, the expansion of federal regulation, and the push for decarbonization, affected the price of electricity and the reliability of electric service? Going forward, what changes in federal and state regulation would produce the greatest positive impact on the price of electricity and the reliability of electric service?Join us for a discussion of electric regulation covering these and other important questions featuring experts with decades of relevant experience. Featuring:Mark Curtis Christie, Founding Director of the Center for Energy Law and Policy, William & Mary Law School; Former Chairman, Federal Energy Regulatory Commission; Former Chairman, Virginia State Corporation CommissionBernard L. McNamee, Former Commissioner, Federal Energy Regulatory Commission(Moderator) J. Kennerly Davis, Former Deputy Attorney General for Virginia

We are finally seeing a pushback against the absurd woke compliance industry that has crept into our workplaces and professional regulators. Why should a real estate agent or nurse risk losing their livelihood over a lawful opinion? ACT leader David Seymour joins us to break down his new legislation aimed at stopping ideological gatekeeping. Plus, we look at public service growth and whether the economy is turning a corner. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why has the NT's environmental regulator allowed Santos to release more toxic emissions into the skies around Darwin?

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AP correspondent Haya Panjwani reports on a federal commission's vote making AI data centers a higher priority.

This week, Scott covers 800 years of history - including the execution of six accused "Regulators" in Hillsborough in 1771. The post History Matters: 800 Years of History appeared first on Chapelboro.com.

Senators introduced a bill directing the Government Accountability Office to study bank fintech partnerships and their oversight across the OCC, FDIC, Federal Reserve, and CFPB. The review would assess charter renting concerns, dispute resolution in multi party arrangements, and the clarity of consumer disclosures about where funds are held. Regulators have already raised expectations through the June 2023 Interagency Guidance on Third Party Risk Management. Recent shocks, including Synapse's 2024 bankruptcy that disrupted access to funds at several fintech apps, have highlighted operational risks. Enforcement actions at Cross River Bank in 2023 and at Blue Ridge Bank in 2022 and 2023 show supervisors' focus on third party oversight. Founders should prepare for tighter controls, longer onboarding, and greater demands for audits, contingency plans, and transparent disclosures.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

Join Klaudia Mitura to explore what it really means to embrace your own voice and how simple voice practices can help regulate your nervous system, calm stress, and lift your mood in minutes.Whether you notice your throat tighten under pressure, your voice rush when you're overwhelmed, or you struggle to sound like yourself in important moments, this episode is packed with practical, science-backed tools you can use immediately (and that Klaudia tests herself).Learn how a longer exhale can signal safety to the body, why humming can help you feel more grounded fast, and try a short “voice reset” you can repeat for three days to track your mood, stress, and energy before and after.Get involved: ⬇️ Download: 26 Science‑Backed Micro‑Habits You Can Try Next (Sleep, Movement, Mindfulness, Connection, Purpose — all under 60 seconds) https://thehappinesschallenge.co.uk/store

What if the key to reducing stress, taming inflammation, and building true resilience was already wired inside you? In this illuminating episode, Dr. Fiona Lovely welcomes fellow chiropractor and functional medicine expert Dr. Navaz Habib, bestselling author of Activate Your Vagus Nerve and Upgrade Your Vagus Nerve, to explore the body's most underappreciated healing pathway. Dr. Habib shares his personal journey from chronic health struggles to discovering functional medicine, which led him to a powerful realization: uncontrolled inflammation is the common thread behind most chronic illnesses, and the vagus nerve holds the master switch. He breaks down why eighty percent of vagus nerve signals travel from the body to the brain—not the other way around—and how this changes everything for women navigating perimenopause. Listeners will learn why declining estrogen leaves them more vulnerable to inflammation, how heart rate variability serves as a window into nervous system health, and why protecting sleep is non-negotiable. Dr. Habib also delivers a memorable distinction between comfort and safety, explaining why scrolling a phone may feel soothing but never truly calming. He then offers three practical pillars of vagus nerve training: nasal breathing, diaphragmatic breathing, and longer exhales, with simple temperature therapy to build adaptive capacity. Episode Highlights: Why chronic inflammation is the common path behind most modern illnesses. The surprising truth is that 80% of vagus nerve signals travel from organs to the brain. How declining estrogen during perimenopause worsens inflammation without a strong vagus nerve. The critical difference between comfort and safety—and why your phone can't give you either. Three specific breathing techniques to build vagal tone and increase heart rate variability. Simple temperature contrast methods to build resilience, starting with just twenty seconds. Tune in to learn how to stop seeking comfort and start building the nervous system resilience every woman in midlife deserves.   Thank you to our sponsors for this episode: If you're noticing fine lines, wrinkles, or sagging skin — thanks menopause —ugh, me too. Menopause can deplete your skin's collagen, speeding up aging. But here's the game-changer: Vitali Skincare has built its entire line on the power of GHK-Cu copper peptides — a proven ingredient that signals your skin's stem cells to produce new, healthy collagen. Head to vitaliskincare.com and use the code LOVELY at checkout for 20% off. Be sure to check out the Vita exosome serum for less saggy, dull skin. Women in perimenopause and menopause talk about wanting the same things — less bloating, no afternoon crash after eating, steady energy. MassZymes is perfect for helping your body's ability to actually process what you eat. MassZymes uses a full-spectrum blend of 18 enzymes. That means you're getting more out of the food you eat. Plus, it works across different stomach acid levels, which can really matter as we age. Here's what you get when you go to bioptimizers.com/lovely and use code LOVELY for 15% off your entire order. How to work with Dr. Lovely: We get many requests for this info, so here it is!  First off, thank you for listening to the NYMM podcast.  It's because of your support, we can continue to dispense this information.❤️ Follow Dr. Lovely on IG and TikTok: @drfionalovely Follow the podcast on Facebook:  www.facebook.com/@notyourmothersmenopausepodcast Please sign up for our newsletter - Fiona's Friday Favourites!  This is where we make the first announcements, share course offerings, drop new episodes,  blog posts and the coveted 'Fiona's Favourites' column, etc.   drlovely.com You can also find some great resources there! Finally, a humble request:  If you love the podcast, please leave us a review!  It helps more people find useful info for a challenging time: https://podcasts.apple.com/ca/podcast/not-your-mothers-menopause-with-dr-fiona-lovely/id1097326296  Please scroll to the bottom of the page to leave a review.  Thank you! 

Carney claiming that he's looking out for safety - he is not.Device level enforcement,Buying planes from Italy,Ideologically captured government,Canada preparing to keep the straight of hormuz open?––––––––––––––––––––––––––––––Music: If I Had a Chicken - Kevin MacLeod • If I Had a Chicken – Kevin MacLeod https://www.youtube.com/watch?v=fewLXi6GATM - Royalty Free Music––––––––––––––––––––––––––––––Sign Up for the Full ShowLocals (daily video)Sample Showshttps://canadapoli2.locals.com/ Spotify https://podcasters.spotify.com/pod/show/canadapoli/subscribePrivate Full podcast audio https://canadapoli.com/feed/canadapoliblue/Buy subscriptions here (daily video and audio podcast):https://canadapoli.cm/canadapoli-subscriptions/Youtubehttps://www.youtube.com/c/CanadaPoli/videosMe on Telegramhttps://t.me/realCanadaPoliMe on Rumblehttps://rumble.com/user/CanadaPoli Me on Odysseyhttps://odysee.com/@CanadaPoli:f Me on Bitchutehttps://www.bitchute.com/channel/l55JBxrgT3Hf/ Podcast RSShttps://anchor.fm/s/e57706d8/podcast/rsshttps://LinkRoll.co Go here to discuss the show without algorithmic censorship. See you there!

Texas regulators are moving closer to allowing treated wastewater from oil and gas drilling operations to be reused on farmland and other sites outside the energy industry. Some fear the proposal is getting ahead of the science. Texas Republicans signaled their priorities at their convention in Houston, with Gov. Greg Abbott outlining his vision for […] The post State regulators weigh new uses for fracking wastewater appeared first on KUT & KUTX Studios -- Podcasts.

Regulatory systems are infamous for creating “traps” in seem to be impervious to reform. Regulators seek to “drain the swamp,” but, instead, find themselves up to their necks in alligators.Original article: https://mises.org/mises-wire/moloch-regulatory-state

Regulatory systems are infamous for creating “traps” in seem to be impervious to reform. Regulators seek to “drain the swamp,” but, instead, find themselves up to their necks in alligators.Original article: https://mises.org/mises-wire/moloch-regulatory-state

China's top market regulator has held talks with Walmart China regarding food safety problems found in Sam's Club's brick-and-mortar stores and online shops. It has urged the company to conduct food business activities in line with Chinese laws and regulations.

Donal O'Shea, endocrinologist and HSE Clinical Lead on Obesity

Read more from VPM News:  Merger expert: Virginia regulators need more time for NextEra–Dominion  Richmond updates P-card program after years of ‘questionable transactions'    Other links:  As part of pollution punishment, Richmond to remove 17 tons of driftwood at T. Pott bridge (Richmond Times-Dispatch)*  Judge rules Rappahannock Tribe's appeal of Caroline water permit can move forward (Fredericksburg Free Press)  Up for debate: Major national event arrives in Richmond this weekend (The Richmonder)  Rocovich sues Gov. Spanberger after his ouster as Virginia Tech rector (Cardinal News)  ‘Just keep showing up': Babes of Carytown honors two late LGBTQ+ trailblazers during Pride Month (WRIC)  *This outlet uses a paywall.  Our award-winning work is made possible with your donations. Visit vpm.org/donate to support local journalism.

On the latest episode of the ABA Banking Journal Podcast, ABA's Heather Trew breaks down recent news about the president's executive order on illegal immigration and the financial system and the advisory from the Financial Crimes Enforcement Network, the OCC, the FDIC and others on red flags associated with illegal immigration. Trew covers: An overview of the executive order and advisory Financial typologies of suspicious activity linked to illegal immigration that FinCEN has identified — for individual consumers, small businesses and large businesses Scrutiny on the use of individual taxpayer identification numbers, or ITINs, to open accounts, and the technical complexities of differentiating between ITINs and other identifiers How banks can stay in the loop on developments, particularly future changes to the customer due diligence and customer identification program rules

A.M. Edition for June 10. The Commodity Futures Trading Commission is set to propose new rules for booming prediction markets in an effort to crack down on manipulation and bets regulators determine aren't in the public interest. WSJ reporter Alexander Osipovich discusses where the CFTC is likely to draw the line – allowing most sports betting while targeting wagers on war, terrorism and assassinations. Plus, Democrat Graham Platner coasts to victory in Maine, teeing up a crucial Senate contest against Susan Collins in November. And GM follows Ford with a pivot into energy storage. Luke Vargas hosts. Sign up for the WSJ's free What's News newsletter. Correction: A previous version of this podcast incorrectly said the Senate had included funding for an anti-weaponization fund in the immigration bill that passed last week. In fact, the Senate bill refrained from adding language to kill the fund. (Corrected on June 10) Learn more about your ad choices. Visit megaphone.fm/adchoices

Plus: an anti-Nvidia data center startup closed a new funding round valuing it at $1.55 billion dollars. And the AI selloff hits more chipmakers in Asia. Danny Lewis hosts. Learn more about your ad choices. Visit megaphone.fm/adchoices

On our podcast today, we're tackling e‑bike safety—a fast-growing concern with sobering numbers. Reported e‑bike injuries surged from 751 in 2017 to 25,000 in 2022. Sixty-seven percent of crashes lead to hospitalization, and about a third of those patients land in the ICU. Helmet use lags behind traditional cyclists, intoxication is a frequent factor, and most fatalities occur in men ages 25 to 44. Part of the danger is physics: many e‑bikes hit or exceed 30 mph, and at up to 70 pounds, they carry far more momentum than a 17–20 pound road bike.We'll also look at policy responses on the podcast, including New York City's proposed Priscilla's Law, which would require license plates and registration so traffic cameras can enforce speeding and red‑light violations. Regulators are zeroing in on the delivery sector, pushing to hold companies—not just riders—accountable for unsafe practices.Some references to take a look at.U.S. Consumer Product Safety Commission. Micromobility Products-Related Deaths and Injuries: 2017–2022 (2023). https://www.cpsc.gov/Newsroom/News-Releases/2023/CPSC-Report-On-Micromobility-Products-Related-Deaths-and-Injuries-2017-2022National Highway Traffic Safety Administration. Traffic Safety Facts, 2022 Data: Bicyclists and Other Cyclists (2024). https://www.nhtsa.gov/traffic-deaths-2022/bicyclists-and-other-cyclistsHow To Reach Dr. Joe Galati and his Team:For an on-line consultation or press inquiries, contact Teresa Reyes at 713-794-0700Dr. Galati's Newsletter Sign-UpLiver Specialists of TexasGet a Copy of Dr. Galati's BookDr. Galati on FacebookMessage Dr. Galati and his team Hosted on Acast. See acast.com/privacy for more information.

This Day in Maine for Tuesday, June 9, 2026.

The Postal Service, on the verge of running out of cash early next year, is pricing out a wide range of possible reforms that, if passed by Congress, could address the agency's long-term financial problems. One of them would be eliminating its regulatory agency, which must approve USPS requests to raise stamp prices. USPS expects to run out of cash early next year, but is relying on some extraordinary measures to push back that financial cliff. Federal News Network's Jory Heckman has more. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Legal Docket on important wins for regulators, Moneybeat on the future for graduates, and History Book on the development of Miranda rights. Plus, the Monday morning newsSupport The World and Everything in It today at wng.org/donateAdditional support comes from St. Dunstan's, inviting young men into the building arts and the adventure of holiness on a Blue Ridge Mountains farm... stdunstansacademy.orgFrom Ascend by Unbound. A real-world, faith-centered college alternative for gap-year, trades, and degree-seeking students. More at beunbound.us/worldAnd from WatersEdge. Where faithful investments strengthen ministry. 4.6% APY on a 15-month term. WatersEdge.com/invest WatersEdge securities are subject to certain risk factors as described in our Offering Circular and are not FDIC or SIPC insured. This is not an offer to sell or solicit securities. WatersEdge offers and sells securities only where authorized; this offering is made solely by our Offering Circular.

Episode 228 with Nena Sanderson, Chief Product Officer and Managing Director of Mobility at M-KOPA, a leading African fintech and asset financing company helping millions of people access productive assets, digital financial services, and clean mobility solutions through innovative pay as you go financing.Nena leads product strategy across M-KOPA's business while also overseeing its rapidly growing mobility division, placing her at the centre of one of Africa's most significant transport and energy transitions. In this episode, she shares how M-KOPA is helping make electric mobility accessible to everyday riders through flexible financing models that align with local income realities.Drawing on M-KOPA's experience financing thousands of electric motorcycles in Kenya, Nena explains how affordable financing, supportive government policy, local manufacturing, battery infrastructure, and strategic partnerships are accelerating adoption. She discusses the economic and environmental impact of electrifying Africa's motorcycle sector, the lessons emerging from Kenya's rapidly evolving mobility market, and the opportunities and challenges involved in scaling electric transport across the continent.What We Discuss With NenaWhy no single company can win Africa's electric mobility race alone.The real reason riders are switching from petrol motorcycles to electric bikes.How Kenya became the blueprint for electric mobility adoption in Africa.Can financing unlock Africa's electric vehicle revolution faster than technology?Building the ecosystem needed to electrify transport across the continent.Did you miss my previous episode where I discuss The Battle for Africa's Financial Rails: Stablecoins, Regulators, Cross Border Payments and Trade? Make sure to check it out!Connect with Terser:LinkedIn - Terser AdamuInstagram - unlockingafricaTwitter (X) - @TerserAdamuConnect with Nena LinkedIn - Nena Sanderson and M-KOPAMany of the businesses unlocking opportunities in Africa don't do it alone. If you'd like strategic support on entering or expanding across African markets, reach out to our partners ETK Group:www.etkgroup.co.ukinfo@etkgroup.co.uk

This Day in Maine for Monday, June 8, 2026.

Our update on the instability of the private credit financial markets continues as concern spreads to insurance industries now. Regulators start looking at it. Meanwhile, credit card debt rises to $1.25 trillion. How credit cards are linked to private credit. The real unemployment rate after the collapse in the labor force participation rate is considered. Trump's new tariffs. A radical Fed coming? Iran and Ukraine war updates.

From election contracts to crypto derivatives, a new generation of markets is raising complex questions about oversight, jurisdiction and investor protection. In this all-new episode of Wide World of Options, former CFTC commissioner Dawn Stump sits down to explore how these products work, who's watching and where the regulatory lines are still being drawn.

There's been a ton of backlash against SA's proposed new exchange control rules. AfriDax CEO Frank Leonette tells us why, and what he thinks will happen next. Moneyweb Crypto news articles

From election contracts to crypto derivatives, a new generation of markets is raising complex questions about oversight, jurisdiction and investor protection. In this all-new episode of Wide World of Options, former CFTC commissioner Dawn Stump sits down to explore how these products work, who's watching and where the regulatory lines are still being drawn.

Corporate India's accounting standards are under scrutiny after SEBI's investigation into Rajesh Exports' alleged Rs 15 lakh crore revenue misstatement. We examine the regulator's findings, the reasons behind the reported inflation, the company's investments, investor exposure and what the case means for market confidence. Also in focus: the National Housing Bank's warning on loan classifications, the RBI policy decision, possible tax relief for foreign bond investors, booming SME IPOs, stronger exports, AI valuation concerns, and key developments in startups and investment banking.

AP Washington correspondent Sagar Meghani reports there's bipartisan criticism of President Trump's surprise pick to be the nation's acting national intelligence chief.

AP Washington correspondent Sagar Meghani reports the White House is not weighing in on why President Trump tapped federal housing regulator Bill Pulte to be the acting national intelligence director.

There are calls for an independent regulator to police the online world and demand more transparency, accountability and safety. In an open letter to the government, an unlikely group of bedfellows has raised concerns about what it describes as harmful, deceptive, and destabilising activity often enabled or amplified by digital platforms. The National Council of Women, The Banking Association, various media and Arts organisations and academics are among the signatories. Amnesty International signed the letter, campaign director Lisa Woods spoke to Lisa Owen.

Regulators aren't waiting for new rules before they start examining for compliance failures — they're applying existing frameworks to AI and vendor oversight right now, and wealth management firms that aren't prepared are already behind. Hollie Mason, Managing Director at Stout and former FINRA senior enforcement counsel, joins Rafael DeLeon to break down what the SEC and FINRA are prioritizing in 2026 exams, where the vendor oversight documentation gaps are showing up, and what defensible AI governance looks like for RIAs and broker-dealers.

Today, one of our favorite guests returns: Peter Hinssen. A renowned keynote speaker, author and serial entrepreneur, Peter is one of the most sought-after thought leaders on radical innovation, leadership and the impact of all things digital on society and business. When Peter was last on the show, the world had just begun to recover from the Covid-19 pandemic, and generative AI was still in its infancy. This time around, Steve and Peter talk about the advancements of AI and what they mean for the C-suite, whether the tech companies have become too powerful, AI regulation, and the future of leadership. Peter also answers how we will remember this AI boom in 10 years. Key Takeaways: This period of rapid change that we're currently going through won't pass, but rather become the new (never) normal. Regulators must rethink their approach to create frameworks for new technology that actually work. Headcount is no longer a key measure when it comes to a business' success. Tune in to hear more about: How to manage this era of volatility and constant change (3:30) How leadership is changing (14:30) Why small businesses might be better equipped to deal with the AI boom (21:06) Standout Quotes: “We're now in a world where the cycles move faster than ever before. The stakes are higher, and I think a lot of the instruments that we had from the past just don't work anymore.” - Peter Hinssen  “The larger the company is, the more difficult it is to get that change going, and that's why inherently smaller organizations have, I think, a competitive advantage because being agile, being nimble, and being resilient should be easier for a smaller company than a larger organization.” - Peter Hinssen “When you look at the printing press moment, we had the industrialization of knowledge, where we went from monks transcribing books into an abundance of information, and then we had the Industrial Revolution, where we went from muscle to machine. I think this is where the two of them are coming together.” - Peter Hinssen Read the transcript of this episodeSubscribe to the ISF Podcast wherever you listen to podcastsConnect with us on LinkedIn and TwitterFrom the Information Security Forum, the leading authority on cyber, information security, and risk management.

Episode 227 with Mimi Kufour, Global COO of KoinKoin, a digital assets exchange and financial infrastructure company focused on solving cross border liquidity and payment challenges across Africa and other emerging markets. Mimi oversees the company's global operations across multiple jurisdictions and works closely with regulators as digital asset frameworks continue to evolve. She also serves as a Strategic Advisor to the Chamber of Digital Assets and Blockchain Innovation in Ghana, contributing to policy development and industry alignment across the region.In this episode, we explore how Africa's financial infrastructure is evolving and why digital assets are increasingly being viewed as more than just investment vehicles. Mimi shares her perspective on the structural challenges that continue to hinder cross border trade and payments across the continent, and explains how emerging technologies such as stablecoins are creating new possibilities for moving value more efficiently between African markets.Drawing on KoinKoin's experience operating across multiple regulatory environments, Mimi discusses the realities of building compliant digital asset infrastructure while engaging directly with policymakers and regulators. She examines the opportunities created by Africa's evolving regulatory landscape, the challenges of balancing innovation with oversight, and the growing debate around the role of governments, central banks, and private operators in shaping the future of financial services.What We Discuss With MimiWhy Africa may have a unique opportunity to build new financial infrastructure rather than retrofit legacy banking systems.How stablecoins and digital assets are evolving from speculative assets into critical infrastructure for payments, liquidity, and trade.The race to regulate digital assets across Africa and whether fragmented national frameworks are slowing innovation and growth.The tension between dollar denominated stablecoins and Africa's ambitions for monetary sovereignty and financial independence.What needs to happen before 2030 to unlock a truly borderless financial system that supports trade and investment across the continent.Did you miss my previous episode where I discus The Untapped Trillion Dollar Opportunity in Africa's Diaspora Economy? Make sure to check it out!Connect with Terser:LinkedIn - Terser AdamuInstagram - unlockingafricaTwitter (X) - @TerserAdamuConnect with MimiLinkedIn - Mimi Kufuor and KoinKoinMany of the businesses unlocking opportunities in Africa don't do it alone. If you'd like strategic support on entering or expanding across African markets, reach out to our partners ETK Group:www.etkgroup.co.ukinfo@etkgroup.co.uk

Hosts: Ed Jones (Owner of Nutrition World) & Clint Powell A variety of topics all related to living a healthy life Presented by: Nutrition World www.nutritionw.com Broadcasting from the Nooga Dentistry Studio www.noogadentistry.com Production of: Whitfield Media Group www.vitalhealthradio.com Title: Impact of Tennessee Hemp Bill, Discussion of Polypharmacy & Deprescribing  with Dr. Curt Dearing [0:00:00] Ed's Media & Product Updates Preview of main topics: Upcoming Tennessee hemp bill and its negative impact on people using hemp for anxiety, pain, and insomnia. Dr. Curt Deering will discuss polypharmacy and deprescribing. Ed's recent appearances on multiple TV outlets (Fox Phoenix & LA, Be Well NY, CBS Detroit). Discussion of testing the AquaTru water filtration system at home as a potential recommendation (microplastics, partial fluoride removal). Mention that peptides are a growing topic; reference to Noel Lawson as go‑to for prescribed peptides [0:10:42]  Tennessee Hemp Bill & Hemp Industry Impact Introduces guest: Dwayne Madden, owner of Hemp House, as a respected local expert. As of July 1 in Tennessee: All Delta‑8 products will no longer be available for in‑state sale. Many THCA products and all vape products will be gone from shops. CBD and Delta‑9 edibles will have caps: Max 15 mg per serving. Max 300 mg per package. Dwayne notes: Heavy users (e.g., serious pain/conditions) will need to consume many servings to reach effective doses. Law doesn't limit how many packages a person can buy, so total milligrams aren't truly stopped—just made inconvenient. Dwayne explains regulatory control moved: From Tennessee Department of Agriculture (2017–2023) To the ABC (Alcoholic Beverage Commission) Board. Key impacts: All products must now go through distributors, similar to alcohol. Distributors collect taxes and sit between producers and retailers. Small operators like Dwayne cannot qualify for distributor licenses , so he must pay a distributor to move product from his own lab to his own stores. Ed frames this as “follow the money trail” and a way to crush competition. In Tennessee after July 1: No in‑state online hemp sales. Banned products (Delta‑8, etc.) not criminalized for possession or use, only for sale. Potential Workaround: Consumers can order from out‑of‑state websites (e.g., North Carolina), receive products in Tennessee Money leaves the local economy, hurting Tennessee businesses. Ed and Dwayne suggest alcohol industry is likely threatened because many people are reducing alcohol use by using hemp products instead  Dwayne notes: Alcohol sales have declined while hemp sales rose. Regulators appear to be protecting alcohol interests via hemp restrictions. [0:17:41] Federal Regulations & State Opt‑Outs Upcoming federal regulations in November: Expected to be similarly “ugly and nasty” for hemp nationwide. States will have an option to opt out of these federal hemp rules. Tennessee's stance: Governor has stated Tennessee will NOT opt out, so federal restrictions will apply here. Other states (e.g., North Carolina) might opt out, keeping their markets more open. Industry response: Advocacy groups Tennessee Growers Coalition and Hemp Law Group monitor legislation and organize pushback. Some supportive legislators exist, but political drive to reverse current law is limited. Dwayne and Ed distinguish: Reasonable regulation (ID checks, lab tests, dosage clarity, education) vs. A “wipeout/control/takeover” by shifting to ABC and forcing distributor reliance. Dwayne: Says credible local shops (Hemp House, Chattanooga peers like BeeGrity, Snapdragon, etc.) already follow high standards. States this law is not about safety but about control and revenue capture, and will hurt small farmers and businesses. [0:25:55] What Consumers Should Do Before Deadline Practical advice: Stock up now on products that will disappear: Delta‑8 gummies (popular for sleep, anxiety, pain). Other higher‑milligram THC/CBD edibles. Flower and vapes. Hemp House is running clearance sales to move remaining inventory. Dosing notes: Many people do well with ½ Delta‑8 gummy for sleep/anxiety/pain. Some need more or less; staff helps tailor doses for goals. Hemp House will close its North Shore/Tremont Street flagship store by July 1 due to expected sales hit. Remaining Hemp House locations: Ringgold Road (East Ridge) near Spring Creek. Ooltewah by Food City on Lee Highway. Hixson Pike near Workout Anytime and Publix. Broader impact: Other Chattanooga hemp businesses have large staffs (some near 100 employees) and will be heavily affected. The industry is described as grassroots, farmer‑driven, and passionately quality‑focused. [0:33:20] Polypharmacy & Deprescribing with Dr. Curt Dearing Ed introduces Dr. Curt Dearing, clinical pharmacist at Nutrition World (30+ years experience). Curt's background: Formerly fully conventional pharmacist; later “veil lifted” as he discovered green pharmacy (nutritional & botanical alternatives). Current mission: Community outreach to medical schools and residency programs Teach about nutritional and natural alternatives not covered in standard curriculums. Traditional training provides almost zero meaningful nutrition or green pharmacy education. Polypharmacy: use of 5 or more prescription medications. Curt notes: Majority of Americans 65+ meet this definition. Average American receives ~17 prescriptions per year (not all concurrent). Consequences: Increased ER visits due to drug side effects. Estimated ~250,000 deaths/year from drug‑induced causes. Curt's role: Specializes in deprescribing: safely reducing or eliminating unnecessary pharmaceuticals and replacing them with effective natural options when possible.  How Curt Works with Patients & Their Doctors Curt provides coaching, not independent prescribing. Creates detailed packets (10–18+ pages) explaining: Why certain drugs may no longer be needed. Evidence for natural alternatives (e.g., supplements, lifestyle changes). Encourages clients to take the packet to their doctor and have an informed discussion. Patients often fear how their doctors will react to attempts to deprescribe. Green Pharmacy Approach (as described by Dr. Curt Dearing) Using nutritional, botanical, and lifestyle-based therapies either instead of or alongside pharmaceuticals. Focusing on root causes and supporting the body's own healing mechanisms, not just pushing lab numbers in a certain direction. Why polypharmacy is a problem: Increases side effects, drug–drug interactions, and emergency room visits. Contributes to cognitive decline, gut problems, and overall worse health. Often leads to the “prescribing cascade”: Drug A causes side effects → a new drug is added for those side effects → more side effects → more drugs, and so on. How Dr. Curt Dearing uses green pharmacy to reduce polypharmacy: Curt creates a comprehensive list of all medications and supplements. Asks: “Why was this started?” and “Is it still needed?” Looks for: Drugs with no clear current indication. Drugs where a natural option can give similar or better benefit with fewer risks. Drugs that can be safely tapered or sometimes stopped outright (always in coordination with the prescriber). Identifies which meds are likely causing the most harm or least benefit. Some drugs require slow, structured tapering (e.g., sleep meds, acid blockers). Others may be candidates for direct discontinuation after medical agreement. Replacing or supporting with natural alternatives ( please note this is not medical advice, this is a discussion of personal examples in collaboration with medical oversight) Cholesterol: Instead of (or in place of some) statin use, Curt uses berberine and bergamot (Berbercol). In Ed's brother's case, his cholesterol numbers improved on green-pharmacy options, matching or exceeding statin outcomes without the same side‑effect burden. Pain & inflammation: Uses curcumin (for most people), and Boswellia when curcumin isn't enough. Gut/acid issues: Long-term proton pump inhibitor (PPI) use (e.g., omeprazole, lansoprazole) is flagged as harmful to gut microbiome and nutrient absorption. Curt builds step-down plans (tapering PPIs) while supporting the gut with natural measures instead of leaving people on a PPI for 30 years. Focus on side benefits, not side effects. Green pharmacy interventions are chosen because they: Address root causes (e.g., metabolic health, inflammation, gut integrity). Often have multiple positive effects (e.g., berberine helping blood sugar and lipids; curcumin helping joints and systemic inflammation). The aim is fewer total drugs, fewer side effects, better overall function. Clients are encouraged to work with their doctor, so deprescribing is: Planned, Monitored, and Integrated with their existing care. Curt and Ed both acknowledge there are situations where “rescue medicine” is necessary: Severe pain where an opioid is appropriate. Acute crises where drugs are needed as a bandage. The green pharmacy view: Use those drugs as short‑term tools, Then remove or reduce them once the immediate crisis passes, While implementing natural strategies to decrease the need for long‑term prescriptions. [0:56:26] Final Segment  At‑home HPV testing for cervical cancer Ed explains HPV is a major driver of cervical cancer Historically, women had to schedule an in‑office visit for cervical screening, which creates barriers (cost, fear, time, discomfort, lack of insurance). He notes there is now an option for at‑home HPV testing for cervical screening. Intended to increase access for women who aren't getting regular screening. Ed strongly approves of this as a valuable preventive tool and encourages women who haven't been tested to consider it. Ed cites new data showing: Microplastics are found in 100% of human stool samples tested in one study. Higher levels of microplastics are now being linked to gallstones. Broader concerns: Everyday plastic exposure (especially with food and drink) means these particles can: Interact with cells, Drive inflammation, Contribute to premature cellular aging and reduced energy. Practical countermeasures he recommends: Avoid heating food in plastic or placing hot food into plastic containers/wrap (e.g., Saran wrap, plastic take‑out containers). Filter drinking water to remove microplastics (he's trialing the AquaTru system at home, which he says removes 100% of microplastics and much of the fluoride). Improve indoor air quality to reduce airborne microplastic exposure. Ed highlights a serious, long‑term job opening at Nutrition World: Not a summer or short‑term job. Best for someone philosophically aligned with healthy eating and the “green pharmacy” approach. Interested candidates should: Go into the store and speak with Scott, Elisha, or Matt and complete an application.  The post Radio Show / Podcast – May 31, 2026 first appeared on Vital Health Radio.

In this episode of AML Conversations, host Vesna McCreery sits down with Denisse Rudich - financial crime expert, regulatory advisor, and FCA AI Lab cohort participant - to explore how regulators are stepping up to shape the responsible adoption of AI in financial services. Denisse makes a compelling case that innovation and regulation are not at odds, but deeply intertwined, as she walks through the remarkable ecosystem the FCA has built to stay ahead of a rapidly changing technological landscape.

May 29, 2026- State Office of Cannabis Management Chief Medical Officer Dr. June Chin discusses the findings from a listening tour that solicited feedback from young people, including what they know and the questions they have about marijuana.

05 28 26 Plant Growth Regulators and Plant Hormones by Ag PhD

Rick Delgiorno shares insights on the importance of systems, processes, and industry standards in real estate and investment communities. He emphasizes the need for accreditation, community protection, and strategic planning to ensure sustainable growth and integrity in the industry.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Register here to attend the live virtual event "Why Investors Are Targeting Oklahoma Real Estate in 2026" on Thursday, May 27th at 8:00 PM Eastern Time. Keith explains how rent payments are starting to factor into credit scores, boosting accountability for tenants and strengthening landlords' position.  He introduces the "GRE Duck" to show how a plain long-term rental can quietly build wealth through several profit centers beyond visible cash flow. Keith also shares why he expects a new era of heightened inflation and how owning real assets with long-term fixed-rate debt can help investors stay ahead of it. Finally, Keith is joined by a GRE Investment Coach, Naresh Vissa, to highlight Oklahoma as an under-the-radar, business-friendly market that many investors see as a promising "next place" for cash-flowing rentals. Episode Page: GetRichEducation.com/607 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host, Keith Weinhold. The American consumer is in real trouble today, and persistent inflation is poised to make it worse. How should real estate investors adjust their strategy? Learn the difference between delinquency, default, and foreclosure. Why making an early mortgage payoff is almost always ill-advised, then we explore an investment market that's poised for potential today on Get Rich Education.    Keith Weinhold  0:32   You know, Mid South Homebuyers, that top Memphis turnkey provider, I learned that a secret weapon behind their explosive growth is more than just you buying their properties. It's an executive coach for nine years now. Their CEO, Terry Kerr, and his COO, Pat Nix, have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one on one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to danielthomashind.com H I N D, that's danielthomamashind.com and sign up before spots fill.   Keith Weinhold  1:45   Flock Homes helps multifamily owners exit the operator grind, whether it's your sixplex or a 50 unit apartment through a 721 exchange. This defers your capital gains tax. It's a strategy long used by institutions. Now you can swap tenants and toilets for passive income and zero management. Request your initial valuations. See if your property qualifies at Flock homes.com/gre that's F L O C K homes.com/gre   Corey Coates  2:18   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  2:34   Welcome to GRE from Arcadia, California to Arcade New York, and across 188 nations worldwide. I'm Keith Weinhold. You're listening to Get Rich Education. Around here, we don't look at a house and see four walls, we see five profit centers quietly doing jumping jacks behind the drywall. At the same time, most people seem to think cash flow is something that you catch in a stream. Hey, well, Who's in trouble out there amidst persistent and rising inflation? Well, you know the answer, it's just another reflection of the K-shaped economy and the hollowing out of the middle class. Now we can look at how many Americans are missing their mortgage payments. The mortgage delinquency rate is historically between one and 2% That just means that's the proportion of borrowers that get seriously behind on their mortgage payments. That's the normal range over the long run. Today's figure is pretty low at 1.1% so on the low end of that historic one to 2% range. So homeowners are in good shape, but credit card and automobile loan delinquencies are now deeply concerning, and a lot of times these people can be your rent paying tenant for credit card delinquency. Back in 2022 the rate was 8% Now 13% of credit card users are seriously behind on their payments. How about automobile delinquency? Back in 2022 it was 3.6% Now it's 5.6% and then there's student loans. The proportion of seriously delinquent student loans is 10.3% That's the highest since 2020 So the average borrower entering student loan default is now fully 40 years old. Before the pandemic, it was just 36 and a half. Now, there's surprisingly few hard statistics on the exact average age at which Americans fully pay off student loans, but the best available evidence from a platform. Called the Education Data Initiative, it suggests that the typical borrower who successfully repays on a standard timeline finishes somewhere in their early to mid 40s, and a substantial share of borrowers still carry student debt into their 50s and even 60s, so the US student loan crisis is intensifying. How about your tenant in that rent payment? About one in eight renters are behind on their rent payments per the CFPB. Almost every tenant catches up. Some live a paycheck to paycheck timing game. The payment that renters are most likely to miss is for credit cards, and, like I just put the numbers to, they are more than twice as likely to miss a credit card payment than they are an automobile payment. To most tenants, losing the car would mean losing the job, so they'll make the car payment before the credit card payment, and eviction is catastrophic, so they don't want to face that. They'll make that rent payment before a credit card payment too. Alarmingly, half of American credit card users carry balances from month to month, fully half the average interest they're paying is 21 to 22% I mean, sheesh, if Luboo is in a collection of wildly overpriced Stanley tumblers that all look big enough, waste of money. Now, some debtors can tap home equity to pay their consumer debt, but a lot of them aren't homeowners, all right. So, what does this all mean for residential income property owners? Well, since 1980 rent increases have compounded at 3.9% annually, that's the number, so almost 4% rent growth since about the time that Ronald Reagan became president, but rent growth is currently lagging behind this, and I expect that rent hikes will continue to be pretty paltry for the next couple years. Inflation is stressing tenants' consumer purchases too much for them to deal with steep rent hikes. The median household income of a US renter is $55,000 Overall, it's $84,000 All right, so to be clear, that 84k household income is not for homeowners, it's 84k overall for every American household. The 55k number is just for renters. What all this means is that this coming higher wave of inflation from the Iran war, where you're now poised to potentially see the highest rate of inflation of your entire life occur in the next couple years is that when you're looking at adding rental property on your pro forma, you can see how the numbers would be with those historic 3.9% rent increases each year, but it's wiser to run your numbers with no rent increase at all, because higher inflation on all these consumer products means it's less likely that they can handle a rent hike   Keith Weinhold  8:25   In the mortgage world. What's the difference between delinquency, default, and foreclosure, anyway? Because some people use a couple of those terms interchangeably, but there is a difference. The timeline is that once you're 30 days late, that is delinquency, and this condition occurs the moment that a single payment is missed. And at this early stage, your bank still hopes that this is temporary, because the bank actually doesn't want to take back your property. They're not in the business to do that. They want you to be able to keep making your payments in general, because if a borrower keeps missing payments and a bank has to take possession of the property, well, then that bank has to pay legal fees and court costs, and even property taxes if they end up taking back the property. Yeah, the bank pays all of that if they have to take it all right, so that's 30 days. What about when a borrower gets to 90 days late on payments, where we're trending closer to the bank having to take back the property? Well, 90 days, that's the point at which we're in mortgage default. When a homeowner's 90 days late on payments, the lender kind of says to themselves that bank is saying, hey, this is serious, and they file what's called a notice of default with both the homeowner and the courts at the 120 day mark. This is pre foreclosure, right? So, after about four months or more of missed pay. Payments and state timelines vary. Texas is famously Formula One fast, really lender friendly, then, but timelines can drag on for one to three years in a bunch of northeastern states, Florida, Illinois and Ohio, so they're more borrower protective, and during Covid, this was overridden, and even fast states became slow. Beyond 120 days of non-payment, this is foreclosure, the legal seizure process. This is when the home sells that auction to the highest bidder. That's sort of like Sotheby's for distressed drywall, but if no bidder raises their paddle, well, then the property returns to the bank and becomes R E O. You've probably heard this term before, that stands for real estate owned, R E O. It also kind of means bank owned, and bank owned is the phrase that kind of makes more sense. That's what REO is, all right. Yes, this is when the bank becomes the home's reluctant landlord, and if the occupant has not left, the bank can formally file for eviction. Banks don't like being in this position, and they might sell the home cheaply. Why would they do that? Because, again, banks are not in the business of owning property, and they don't want to pay those holding costs, besides paying legal fees and court costs, and the banks now having to pay property tax because they do temporarily own that foreclosed upon property. Now they're also usually paying for maintenance, repairs, and insurance, a non-paying borrower like this can typically cost a lender 1000s per month. So this is the difference between delinquency, default, and foreclosure. But, like I said, we are at a time when mortgage delinquency rates are historically low. Instead, it's consumer debtors that are more likely to default today on things like their credit cards and their automobile loans. The takeaway for real estate investors here is that in today's inflationary times, renters are increasingly cost-burdened, rent increases are historically slow. That's sort of the bad news. And then the upside, the good news is it also means that tenants must delay home ownership and keep on renting from you, because as they struggle to pay these rising expenses, it's also harder and harder for them to form a down payment and go buy their own place, that's the real lesson with the parts of the economy where you see default trends today.    Keith Weinhold  12:52   Now, if you're an income property owner, like I am, you probably have mortgages with a bunch of different banks, lenders like I do. You've probably noticed more than once that various banks and mortgage servicers, a lot of times, they feature these early payoff tools, enticing you to pay your mortgage off ahead of time, before it goes its full 30 year term, or whatever your full loan duration is. I mean, a lot of banks love it when you try to pay off your own early. It's often good for them and bad for you. And there are a few reasons that banks do this. They reduce their default risk if a bank convinces you, the borrower, to aggressively pay down your principal. It also builds equity faster, and you become less likely to walk away, so it's safer for the bank during downturns. Say there's a borrower with a 300k property and a 50k loan balance, meaning it's mostly paid off. Oh, that's far less risky to the bank than one with a 300k property and a 200k loan balance, meaning that you have less equity in it. So banks value stability. Another reason that some banks want to roll out the red carpet to try to get you to pay off your mortgage early is because banks recycle capital. They don't simply hold every mortgage for 30 years. A lot of loans are sold to Fannie Mae or Freddie Mac, or they're bundled into mortgage-backed securities, or they're serviced for fees. So your originating bank, when they first made that loan with you, oh, they've already earned their origination fees and servicing income and cross-selling opportunities, so getting principal back from you sooner allows them to reissue new loans sooner, and see rising interest rate environments like we've been in lately that changes the incentives for banks too, because if current mortgage rates are higher than your old rate a. Wow, then banks really love getting your old low rate loan paid off. Just say, for example, you have a 3% mortgage that you got five years ago, and new mortgages today are 7% Oh, if you pay off or refinance the old loan, oh well, now the bank can redeploy that money into higher yielding loans. Now they can lend it out at today's 7% that is really valuable to them. So encouraging your payoff, that is often just some consumer service positioning and marketing. You'll see messaging like, hey, make extra payments, or hey, you can own your home faster if you make extra principal pay downs, that's sort of marketing psychology. Because emotionally, a lot of consumers, they're not thinking big, they still emotionally love debt freedom, because a lot of them don't even consider true financial freedom is something that's in the realm of possibility for them, so banks provide tools because customers oftentimes want them and like them. Regulators actually like this position too. It's positioned as responsible lending optics, and financially healthy borrowers are deemed to be safer customers, but a bank sure does not want delinquency or foreclosure from a wealth building perspective. Productive low-cost debt benefits you, the borrower, enormously.    Keith Weinhold  16:34   And on previous episodes, I've talked extensively about how making extra principal pay downs on your mortgage is a bad idea, and that's whether it's rental property or your own home, and you know, I'll bring a new example to this for you. It might feel good to pay off your mortgage faster. Your bank probably likes that, as I just explained, but feeling good doesn't build your wealth. Let's just take a 400k mortgage at a 6% mortgage rate. We'll keep it simple. With a 30 year loan, your payment is about 2400 monthly, so you'll pay 864k over the life of the loan. Well, instead, with a 15 year loan, your payment's 3376 and you'll pay just 608k over the life of the loan. So, by paying extra principal with the 15 year, you save about 255k in interest over the life of the loan, and that's it. Most people stop right there, and they think, oh well, then the 15 year paying down principal faster than that has got to be the smarter way, look, I can point to this on paper and show you, no, but with that extra about $1,000 per month of mortgage payment that you made by going with the 15 year, if instead you would have just invested that at an 8% return, you would have about 1.1 million more dollars in your pocket. Some people say they sleep better because their house is paid off, but I would rather sleep knowing that my money is growing faster than my debt is costing me. I only used 8% as a return, too. If your dollars were instead invested in a different vehicle, say in buy and hold income property. We know that it can be multiples higher than 8% and all the while, if we keep our own money and avoid making an early pay down, our cash is also going to remain more liquid than if we sunk it into the house, because houses make terrible banks. It is indeed rather myopic to make extra principal payments on a mortgage loan in most cases. In fact, somewhat related to this, coming up on a future show, I'm going to tell you about the biggest financial expense you will ever have in your life, it is not taxes, it's not housing, it's not interest charges, it's not inflation, it's not paying for children, and it's not health care. Most people have never heard of it. The biggest financial expense that you'll ever have in your life. I'll talk about that coming up in a future episode.    Keith Weinhold  19:23   Is today's American housing market a buyer's market or a seller's market? In fact, it's somewhat of a discussion that you can have. There's not a clear cut answer, because more so than usual, it depends on which region of the nation you're looking at. As we know, six months of available supply is a balanced market nationally. There's only 4.4 months of existing housing supply, but almost twice that much new housing supply. National median home values are only up about 1.1% year over year. And what's the future of the investment market? Good, I'm going to discuss this and more with a guest later today. I would like to seriously thank you for your listenership. GRE is a platform largely built on long form trust, podcast listeners, newsletters, coaching calls, and referrals, releasing a show 52 weeks a year for between 11 and 12 years now, and the show is delivered every week from me, a real human flesh and blood host with a pulse and sometimes a cowlick in my hair, really human stuff going on here. I say this because robot podcast hosts are becoming more common, though I still wouldn't say that robot hosts are widespread. Amazon's Alexa Plus now produces AI-generated podcasts featuring chats between two robot co-hosts, but here on GRE it's always been human delivered with no plans to change that promise, and speaking of human connection, I learned that a number of successful guests that you've heard here on the show, they've gotten counsel from a rather special executive coach that's really developed some of these people that you've heard on the show. This coach has helped people show up as the best version of themselves and build them into better leaders, better operators, and better men and women, just like you, I know there's a gap between who you are and who you could be. When someone points out that gap to you, that can be a motivator alone, and when you learn the steps to close that gap, you really start to fulfill your potential. It often takes a trained eye from the outside to get you on the right trajectory and build the sort of person that compounds and builds you closer to your optimal self and people of enormous success have a coach or mentor behind them. Steve Jobs did, Michael Jordan, Tom Brady, Taylor Swift does the accountability piece alone is often enough to elevate your performance. I just learned about this coach this year. This man has been the behind the scenes key to success for a number of not just real estate related pros and GRE guests, but other people too. And interestingly, he hasn't marketed himself online anywhere. Well, I got curious, I learned more about him and kind of tracked him down, and he and I had a great lunch in California together not long ago, and I have since learned from him after 12 years behind the scenes. Well, it was quite a successful lunch, because that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind, the number of people with life-changing testimonials from working with him is pretty remarkable. So, if you're a hard-charging business owner or investor, and you want to get in the best shape of your life, physically, mentally, or professionally, you can fill out an application for a free consult. It's private one on one coaching, if you're willing to go to uncommon lengths to achieve pretty uncommon results. Thanks to Daniel, we've all become better leaders, better operators, better men. It started by showing up for ourselves. If it sounds interesting to you, now it can be your turn. You might at least look into it, since it is close personal one on one coaching. He can only help a limited number of people. So, complete an application before spots fill. You can go to Daniel Thomas hind.com H I N D is how you spell his last name, that's Daniel Thomas hind.com More next, I'm Keith Weinhold. This is Get Rich Education.    Keith Weinhold  24:05   What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group, NMLS 42056 They provided GRE listeners with more loans than anyone, because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal, and even chat directly with President Chaley Ridge. While it's on your mind, start at Ridge Lending group.com That's Ridge lendinggroup.com    Keith Weinhold  24:36   Let me ask you something: if you've worked hard to build wealth, is your money positioned to actually support your goals. A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers Freedom Notes for investors seeking structured income backed by real estate. It's a straight. Forward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed, but with a track record of consistent on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family 266866 that's Family 266866    Keith Weinhold  25:38   This is Peak Prosperity's Chris Martinson, listen to Get Rich Education with Keith Weinhold and Don't Quit Your Daydream.   Keith Weinhold  25:52   For an in-house chat, I'd like to welcome back our head investment coach here at GRE. He has his MBA, but perhaps more importantly, he's an active real estate investor himself, and he spends his days helping GRE listeners cut through the noise and actually make smart real estate investing decisions, and this means helping you figure things out, like what market fits your goals, whether cash flow appreciation or even showing a tax law should be your priority, and how to think about financing and what properties, the exact properties pass the smell test, and maybe most importantly, helping investors like you avoid expensive mistakes. And yes, the coaching is free to GRE listeners at GRE Investment coach.com And basically, if the real estate world feels like Costco on a Saturday afternoon, he helps you find the free samples, find the exit, and get the good deals without getting run over by a shopping cart. It's time for you to share with the audience. Naresh Vissa.   Naresh Vissa  26:53   Thanks a lot, Keith, for having me back on the show. Always a pleasure to connect with our loyal GRE listeners and followers,   Keith Weinhold  27:01   a lot of loyal listeners, some that have listened to all 600 plus episodes, starting from back in 2014 and Naresh we continue to see income property builders provide incentives that we haven't seen in years. Tell us about it.   Naresh Vissa  27:19   We're at a key point in this real estate cycle, Keith, regarding incentives, because we had GRE, and I think investors will tell you this, not just through GRE, but maybe in their hometowns and their local markets, that they're seeing incentives that they've never seen before, and a major reason for this is understanding why these incentives are there in the first place. If we go back five years to 2021 we didn't really see any incentives in 2021 outside of maybe like one year of free property management, which isn't the most enticing incentive out there, but today we are seeing more incentives than we've seen, at least in my career as a real estate investor, which is not very long, it's only about 10 years, but in my career as a real estate investor, in my career as a real estate investment coach, and a major reason for that is because providers, we call them providers, we can call them local market builders, or specialists, or flippers, wholesalers - we'll just call them sellers - they want to offload inventory, they want to sell their homes as quickly as possible. And why is that? Because we're not in a 2021 environment anymore, where a property gets listed and within three hours the first offer comes in, and within 24 hours multiple offers are in, and within two days of property is sold. We're not in that environment anymore. There are a variety of factors about why we're not in that environment. Part of it is economy related, part of it we talked at length about Doge, and the government contracts that have been cut. I mean, we're talking about hundreds of billions of dollars that are worth of dollars that are no longer pumping into the US economy, and the many jobs associated with that. We're also talking about the artificial intelligence, so the tech industries for the last few years, have not necessarily downsized, but changed their job functions, or removed, just eliminated job functions entirely, and this has affected markets, not the entire United States, but it's certainly affected some markets that we operate in, Florida, certainly in Texas, you can look at Austin, Texas, for example, and see the impact that the artificial intelligence and AI has had in the sector there. There are just all sorts of reasons, and so this is why builders, they're not building as much. So there were five years ago what are called spec homes. And pre construction homes, pre construction homes are homes that are to be developed and they get buyers ahead of time and they don't build until they get a buyer and then they build and they complete the property. Pre construction homes are not being done anymore as compared to custom home. A custom home is when you have a buyer and the building has started, the buyer has paid a good portion of the building, and the property is complete. But in pre-construction, they haven't even broken ground, they haven't even gotten permits, and a lot of investors have been scared away from that, saying, Why get a home like that when I can just buy a spec home or a custom home. A spec home is a home where the builder just builds a property and they hope that a buyer is going to come after it's built, and the problem with that, as we're seeing today, this is why builders are trying to offload their inventory. It's because so many of these spec homes were built because these builders thought, oh, 2021 2022 those are such amazing years, but now in 2026 they built these homes, and there aren't buyers throughout the building process, they weren't able to get buyers, and there still aren't buyers available, so what do the builders want to do, they want to offer really, really enticing incentives, because it's very highly likely they took out some type of construction loan, and they took out some other type of loan, and they've got all this debt on the property. Builders are not landlords, builders build, they want to build something and sell it off. They do not want to hold on to it and let something just sit there, that builders make money by selling their property, so all these different reasons are why we're seeing incentives like we've never seen before. And to give you an example, instead of one year of property management, we're seeing two years of property management. Yeah, instead of closing cost credits, we're seeing builders and sellers in general actually pay money to buyers, so they close on a property. Let's say they, instead of a closing cost credit, you close on a property, they'll literally just wire you or overnight you a check for x amount of dollars, and this is not like $1,000 $2,000 We've had some investors get up to $50,000 mailed to them after closing on a property, so I think this is a really, really good time for investors to find deals. You brought up Costco earlier, I'm like the Costco finder, it's a really, really good time to find deals, because through networks like GRE we have access globally, not just mainland 48 states, not just United States, not just globally, whether it's teak timber parcels in South America or in Central America, or it's duplexes, quads, single family homes in mainland United States, we have access to these deals, to these incentives, whereas your average person, they're just reading some headline saying, oh, real estate is a bad investment right now, and home values are supposed to crash, and there's so many homes available for sale, and there's going to be this big crash, and and inflation is very high, which means interest rates are really high. That's like the general consensus, but that's what the mainstream news media is telling, and that's what's creating a consensus.   Keith Weinhold  33:29   That's what clicks and fear. Yes,   Naresh Vissa  33:31   that's where I say that there are GRE is here to find those diamonds in a rough to find those incentives to find those good deals to find those markets, just like even in the stock market, the stock market can be at all-time highs, but you can still find those diamonds in the rough that are good, high-quality companies. Maybe they're undervalued. There's always going to be some type of diamond in the rough. I don't think we've ever gone through a period in our lifetimes where it was like, oh, everything is going so well, and there's nothing to invest in. There's nothing we should just do nothing with our money. I don't think there's ever been a point. There's always in any asset class in any industry. So that's why I say right now I'm seeing incentives. That's how I began this conversation. I'm seeing incentives that I've never seen before, and I'm excited to share them with all of our GRE followers.   Keith Weinhold  34:24   Yes, there's never perfection in a market like a panacea, where everything is tuned in just right, and it's really not a buyer's market nationally, in a sense. Now it sort of feels that way, because in 2021 to 2022 we had such a frenzy and such a run up in such a seller's market that things have come somewhat back more into balance. We still have substantially less than six months of supply on a national basis, but yes, to your point, some people are really cashing in on. These incentives, and that's created a pickup in activity recently that you've seen with investors.   Naresh Vissa  35:07   I have absolutely seen a pickup in activity, and there could be.. I don't want to speak in absolutes.. there could be a variety of reasons for this. Number one is the stock market has consistently reached all-time highs for the past few weeks or so, and many people, they liquidated some of their portfolio, they liquidated some of those stocks, and said, all right, it's time to get into real estate. Another reason is, yes, you do see these headlines that are doom and gloom, next big crash, and there are some markets in Florida, for example, in Texas, for example, in the DMV area, DC metro area, Maryland, Virginia, and even in some parts of California, you do see a stagnation in home values, maybe even a decline in home values in some of these areas, but I bring them up because some areas where investors own are still thriving and doing really well, and many of those investors who we work with at GRE, they opted to 1031 and say, you know what, I had this property, it appreciated by 60% since I bought it, 60% 50% whatever it might be, and I want to cash out. Well, I don't want to necessarily cash out, but I want to sell in 1031 into an undervalued market, or a market where the homes have declined, or maybe it's an up and coming market. For those who don't know, 1031 is special tax favored strategy from the tax code that allows real estate investors to sell a property and to essentially replace it with a like kind property, and there's tax break, you don't have to pay a capital gains tax or anything on it. There's nothing like that with stocks. So, if you sell a stock, for example, you can't get a more expensive stock with that capital gain and avoid paying the capital gains tax. Unfortunately, you can't do that for stocks, but for real estate, you can. So, we've had several investors do that, where they, 1031 they said this market, it's taken off, maybe it could go down, who knows, but I'm selling at the peak, and I want to buy somewhere else, so that's what we help people do, that's what I help people do, I help them find those deals, those incentives, those markets that could be up and coming, or maybe that declined, and that's why still it makes a lot of sense to be on the lookout for those deals.   Keith Weinhold  37:47   Now, one such place is potentially the Oklahoma market. Last week here on the show, I had your co-host for an upcoming event with me, Richard, whom is an Oklahoma City provider, and we were sort of a phrase that I use, Naresh, is that next place, that next place, Oklahoma City, where the prices haven't run up, it's business friendly, and you do have these affordable prices, and you have landlord-friendly laws, potentially that next place where your dollar goes further, and as the Oklahoma City Thunder go deep in the playoffs, you know the nice thing about Oklahoma is that you can still buy real estate there without needing an NBA contract to afford it. In fact, we were spotlighting their $145,000 new build detached single family rental. Now it is tiny, and it comes with both LVP flooring and granite. I mean, it's something that sort of sounds like science fiction in Metro New York City and coastal California. I don't know if paying 145k would even give you permission to look at a house, but that's one opportunity that we've been talking about here. Niresh,   Naresh Vissa  39:03   let me talk a bit about Oklahoma, because this is a market that we haven't covered much. In fact, we, I would say, have never covered it in writing. It's not heavily featured throughout GRE's history. Yeah, it's not prominently featured on our website. This is a newer market, and I brought up the term up and coming, so I brought up the 1031 people are 1031 into up and coming markets. Oklahoma is an up and coming market. It's a very landlord friendly state, it's a very tax friendly state. The property taxes are significantly lower in Oklahoma, for example, compared to a Texas or a Florida, which are two very popular in real estate investment states. Investors go after Oklahoma is not quite as high, their home insurance isn't anywhere as high as a Florida, for example, but the best part. It is because of all these different factors. Oklahoma has a lot of industry, and we'll go into it this Thursday on our webinar. Go to GRE webinars.com to register, but Oklahoma, the tourism is getting up and running. The energy industry still has a very important part to play in this world's energy consumption, Oklahoma, it's got huge academic areas. You have Oklahoma University, you have Oklahoma State, you have a plethora of Tulsa has a very strong university there. You have medical schools there. Oklahoma is an underrated state. People don't think about Oklahoma when they think about what are the greatest states in America, or what state that I want to move to, but Oklahoma, I think, is that next up-and-coming state, because there's actually more stuff now. I brought up tourism, you brought up the Oklahoma City Thunder, they never had really any professional sports teams, what, 20 years ago,   Keith Weinhold  41:02   right?   Naresh Vissa  41:03   And the Thunder now are the best NBA teams. They have been the best, and I'm rooting for them. So this is all good. That's the Oklahoma City area, where the Thunder play, but, like I said, I brought up other markets, like Tulsa, where we have inventory, and there are a few others that we're going to cover, but mostly the best properties that we're going to cover on Thursday are in the Oklahoma City area, places within 45 minutes, 50 minutes from Oklahoma City. So, as you're watching the webinar and following the Oklahoma City Thunder, that should only kind of enhance as the team does better and as Oklahoma gets more publicity, and is on TV more, and you see all those nice stills on TV, and those shots, and ESPNs covering the city, that's all very good for real estate, and for publicity, and this is like an intangible reason to invest in Oklahoma that actually makes a very big difference. So, overall, Oklahoma is what I would call, like I said earlier, up and coming, the home values, because it's up and coming. You can't get $145,000 new construction property anywhere in the United States right now. When I say anywhere, there's a little bit of hyperbole there. If you look to some boondock towns and cities, yeah, you'll find them, but are they really good renters markets? Are they good appreciating markets? Well, in fact, the most of the state of Oklahoma is now, and definitely that Oklahoma City area is. So, I'm excited about this online special event we're having this Thursday, because, like I said, this is a new market, just like the team, I mean, so many fans are just new to Oklahoma, you know, like Oklahoma, like what's in Oklahoma. Well, attend our special event this Thursday, GRE webinars.com and we're going to get down to the nitty gritty of it. I think this is out of all the up and coming markets I've covered over the last 10 years, I think this is the best one, because the problems I had with some of these up and coming markets, like Memphis, for example, crime.. it's why are they up and coming? Why are the home value solo? Well, you know, crime was a major issue. There's no comparison between an Oklahoma City or a Tulsa and Memphis, for example, or a Baltimore. There's no comparison when it comes to esthetics, when it comes to newness, niceness, crime, homicides, no comparison. So, to me, this is a no-brainer. And I think investors should be really excited about this.   Keith Weinhold  43:32   There is anticipation for Thursday's live event, which you can enjoy from the comfort of your own home. You'll learn about real estate investing, you'll get to chat with Naresh and the co-host, Richard, that provides there. Ask any questions that you want to have answered in real time. The event name is why investors are targeting Oklahoma real estate this year. It is this Thursday night, the 20-eighth, 8pm Eastern, 5pm Pacific. Sign up is open@grewebinars.com It's free. Naresh, we all look forward to seeing you Thursday night. It was great having you here.   Naresh Vissa  44:06   Thanks a lot, Keith. Looking forward to seeing everybody.   Keith Weinhold  44:15   Yes, the Oklahoma City Thunder are the reigning NBA champions, and they've gone deep into playoffs again this season, but what you'll find more interesting about Oklahoma City's real estate investment market is that it's business friendly, still affordable population growth, job growth. There are still good deals. You don't need to have a venture capital exit just to put some rental property in your portfolio, and while those $145,000 properties are small detached cottages with LVP and granite, there are other single family rental and duplex styles, all new build, everything here is new construction, the. Like a nice looking 565k duplex in Edmond, Oklahoma. I'm looking at a photo of it right now. Edmund abuts right up against Oklahoma City. Between 2010 and 2020 it had whopping population growth of 16% That is not random. People vote with their moving trucks. Learn more about Oklahoma's growth in energy, aerospace, aviation, logistics, and tech, along with Oklahoma City's downtown revitalization. This creates the rent-paying tenants with stable incomes that we need at the event, the provider is even offering two years of free property management, and they handle all the tenant placement for you. Save your spot for Thursday now@grewebinars.com Our team will see you then. Next week, we'll have Rich Dad Poor Dad author Robert Kiyosaki back here on the show with us. We'll see you Thursday. I'm your host, Keith Weinhold. Don't quit your daydream.   Unknown Speaker  46:08   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  46:36   The preceding program was brought to you by Your Home for Wealth building get richeducation.com  

On this episode of CoinDesk's The Policy Protocol, hosts Rebecca Rettig and Renato Mariotti open with the rising uncertainty around CLARITY's path through the Senate before sitting down with House Majority Whip Tom Emmer (R-MN), who argues the bill is the sixth iteration of crypto market structure legislation, defends the Blockchain Regulatory Certainty Act (BRCA) against law-enforcement concerns, and frames the U.S. push to become the "crypto capital of the world" as a fundamentally bipartisan, 21st-century-finance issue. Plus, Rebecca and Renato debrief on the new White House executive order on integrating digital assets into traditional financial systems, the limits of building business strategy on non-durable guidance, and name Senator Angela Alsobrooks (D-MD) as their Person of the Week for her bipartisan work getting CLARITY out of Senate Banking 15-9. - 00:00 "Crypto Is Not a Partisan Issue" 00:18 Welcome to The Policy Protocol 01:13 Hot Topic: Is Crypto Better Off Than Under Biden? 03:35 Crypto's TradFi Era 04:32 House Majority Whip Tom Emmer Joins 06:54 Beyond CLARITY: Genius Act, BRCA, and Crypto Tax 09:28 BRCA vs. Law Enforcement: The "Red Herring" 11:30 What If CLARITY Doesn't Pass This Congress? 13:54 Off-Committee Senators and CFTC Authority 18:38 Why Executive Orders Aren't Enough 21:17 Watching for the SEC's Innovation Exemption 22:29 Person of the Week: Sen. Angela Alsobrooks

The era of stagnant electricity demand in the US is over. Data centres, electrification, and reshoring of manufacturing are driving a surge in demand that is stronger that anything that anyone currently working in the industry has yet seen in their professional lifetimes. The question of which market and regulatory structures are needed to respond to this new and fast-changing world is now at the centre of the policy debate.Host Ed Crooks is joined by Drew Maloney, President and CEO of the Edison Electric Institute, the trade body representing America's investor-owned utilities, which together serve more than 70 per cent of the US population. Drew argues that the current moment is exposing a fundamental divide in the US power system: vertically integrated, regulated utilities can plan generation, transmission, and distribution over 20-year horizons, while competitive markets like PJM are struggling to send the investment signals needed to get new power plants built.The conversation starts with one of the hottest topics in US politics: affordability and household electricity bills. There are some misconceptions about electricity bills that have gained traction with the American public. Drew points to EEI research showing that 34 states have kept increases in electricity rates below general consumer price inflation over the past five years. And he adds that the states where prices are rising fastest tend to be in deregulated markets, where capacity costs are climbing but no new generation is being built.Ed draws on the Lawrence Berkeley National Laboratory's 2025 study of electricity bills and data centres (You can read that study here.). That study found that demand growth alone did not explain rising bills, and that the drivers vary significantly by region, from wildfire mitigation costs in California to capacity market dynamics in PJM and New England.They move on to another hot topic in the industry today: whether data centres and other large loads should go “off grid” and rely entirely on local on-site generation. Drew pushes back against the narrative that this model is now becoming widespread, arguing there is more talk than action. Building duplicative generation to create “five nines” reliability for a data centre is expensive, and can still be unreliable without grid backup. It also pulls investment and workforce away from the shared infrastructure that benefits all customers. Most data centres want grid access, even if some are pursuing hybrid approaches in the interim until their hook-ups to the network can be connected.The episode also covers FERC Chairman Laura Swett's emerging approach to market intervention, the prospects for bipartisan permitting reform in Congress, and the ratepayer protection plan brokered between the White House and the major hyperscalers. Drew closes with an optimistic long view: the current moment, though it needs careful management, could be an opportunity to transform the US grid for the better.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This 2019 episode covers the Regulator War, aka the War of the Regulation, aka the Regulator Movement. It was a North Carolina event which arose in response to unfair taxes, poor representation and corruption.See omnystudio.com/listener for privacy information.

We're back to pick the regulation version of things. This time we Regulate Breakfast. Have you ever eaten an egg? Also what is this show? We find out, kind of. Support us directly at https://www.patreon.com/TheRegulationPod Stay up to date, get exclusive supplemental content, and connect with other Regulation Listeners. Learn more about your ad choices. Visit megaphone.fm/adchoices