Podcasts about regulators

New Greens leadership, rising inflation and the political fallout from the OpenAI Medicare data breach. - ผู้นำพรรคกรีนส์คนใหม่ ภาวะเงินเฟ้อที่พุ่งสูงขึ้น และผลกระทบทางการเมืองจากกรณีข้อมูล Medicare รั่วไหลที่เกิดจากบริษัท OpenAIThe Greens have chosen a new leader as cost-of-living pressures and rising inflation dominate Canberra. This week's politics wrap also examines the fallout from the OpenAI Medicare data breach, a government cybersecurity review, and the growing debate over how artificial intelligence should be regulated.In this episode:David Shoebridge takes over as Greens leader and outlines his pitch to voters.New inflation figures reignite debate over interest rates and government spending.Anthony Albanese signals more cost-of-living relief, but not until later this year.Government departments are ordered to strengthen cybersecurity after the OpenAI Medicare data breach.Regulators, ministers and tech leaders clash over how AI should be governed. - The Greens have chosen a new leader as cost-of-living pressures and rising inflation dominate Canberra. This week's politics wrap also examines the fallout from the OpenAI Medicare data breach, a government cybersecurity review, and the growing debate over how artificial intelligence should be regulated.In this episode:David Shoebridge takes over as Greens leader and outlines his pitch to voters.New inflation figures reignite debate over interest rates and government spending.Anthony Albanese signals more cost-of-living relief, but not until later this year.Government departments are ordered to strengthen cybersecurity after the OpenAI Medicare data breach.Regulators, ministers and tech leaders clash over how AI should be governed.

In this episode, Monika examines the problems in the way insurance is sold in India and the changes proposed by IRDAI in its September 23 consultation paper. She looks at the high costs of running the insurance business, the growth in distributor commissions, and why incentives can sometimes favour selling a policy rather than ensuring it is right for the customer. She also explores proposals around expense and commission caps, commission disclosure, salesperson accountability and defining mis-selling, while emphasising that these are proposals and not yet final rules.She explains why insurance needs to move from a system focused on premium collection towards one that also rewards good advice and ongoing service. She also encourages policyholders to respond to the consultation process with their own experiences and suggestions, particularly around mis-selling and claims. The larger question is what an insurance industry genuinely designed around the policyholder should look like.In the listener questions, Anonymous asks how to park her savings for a future plot or villa and whether she should continue using debt funds or consider equity for a longer-term home goal; Navas from Puducherry asks how to help his daughter begin investing with the money she has earned and how to choose a fee-only financial planner; and Avinash from Jaipur asks how to invest a large windfall bonus safely for 1–2 years while he looks for a home, with the aim of protecting his capital and keeping pace with inflation.Chapters:(00:00–00:00) Why India's Insurance System Needs a Reset(00:00–00:00) Making Insurance Sellers Accountable to Policyholders(00:00–00:00) How Should You Invest for a Future Home Purchase?(00:00–00:00) How Can You Teach Your Children to Invest?(00:00–00:00) Where Should You Invest a Property Down Payment for Two Years?If you have financial questions that you'd like answers for, please email us at ⁠mailme@monikahalan.com⁠ Monika's book on basic money management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-money-english/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Monika's book on mutual funds⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-mutual-funds/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Monika's workbook on recording your financial life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.monikahalan.com/lets-talk-legacy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Calculators⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://investor.sebi.gov.in/calculators/index.html⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠You can find Monika on her social media @monikahalan. Twitter ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MonikaHalan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Production House: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.inoutcreatives.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Production Assistant:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Anshika Gogoi⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

In today's episode, Deborah Maragopoulos joins us to discuss why the hypothalamus can be thought of as the "maestro" of the body's hormonal system. Sitting at the intersection of the nervous, endocrine, and immune systems, the hypothalamus plays an important role in regulating everything from mood and memory to sleep, energy, metabolism, digestion, immune function, and the aging process…  Deborah is an integrative Family Nurse Practitioner, author, and specialist in neuro-immune-endocrinology with more than 30 years of clinical experience. Known as the "Hormone Queen," she has worked extensively with women experiencing hormonal imbalances related to perimenopause, menopause, PCOS, infertility, and much more. Her approach combines conventional and naturopathic perspectives to help identify underlying patterns that may be contributing to chronic symptoms.  This conversation covers:  ●       The difference between functional and conventional medicine. ●       Why the hypothalamus plays such a central role in hormone regulation. ●       How hormonal imbalances can affect mood, sleep, energy, metabolism, and digestion. ●       The connection between the nervous, immune, and endocrine systems.  Deborah is the author of The Hypothalamus Handbook: Your Tool to Discovering the Root of Your Health Issues and Finally Healing Your Body, Mind, and Soul, as well as Hormones in Harmony and Menopause Action Plan. A UCLA graduate and former president of the California Association of Nurse Practitioners, she has also served as an endocrine advisor and developed her own integrative model of care focused on supporting hypothalamic and hormonal function.

In today's episode, Deborah Maragopoulos joins us to discuss why the hypothalamus can be thought of as the "maestro" of the body's hormonal system. Sitting at the intersection of the nervous, endocrine, and immune systems, the hypothalamus plays an important role in regulating everything from mood and memory to sleep, energy, metabolism, digestion, immune function, and the aging process… Deborah is an integrative Family Nurse Practitioner, author, and specialist in neuro-immune-endocrinology with more than 30 years of clinical experience. Known as the "Hormone Queen," she has worked extensively with women experiencing hormonal imbalances related to perimenopause, menopause, PCOS, infertility, and much more. Her approach combines conventional and naturopathic perspectives to help identify underlying patterns that may be contributing to chronic symptoms. This conversation covers:  ●       The difference between functional and conventional medicine. ●       Why the hypothalamus plays such a central role in hormone regulation. ●       How hormonal imbalances can affect mood, sleep, energy, metabolism, and digestion. ●       The connection between the nervous, immune, and endocrine systems. Deborah is the author of The Hypothalamus Handbook: Your Tool to Discovering the Root of Your Health Issues and Finally Healing Your Body, Mind, and Soul, as well as Hormones in Harmony and Menopause Action Plan. A UCLA graduate and former president of the California Association of Nurse Practitioners, she has also served as an endocrine advisor and developed her own integrative model of care focused on supporting hypothalamic and hormonal function. Connect with Deborah: Personal Website Shop Genesis Health Products LinkedIn

New Greens leadership, rising inflation and the political fallout from the OpenAI Medicare data breach.The Greens have chosen a new leader as cost-of-living pressures and rising inflation dominate Canberra. This week's politics wrap also examines the fallout from the OpenAI Medicare data breach, a government cybersecurity review, and the growing debate over how artificial intelligence should be regulated.In this episode:David Shoebridge takes over as Greens leader and outlines his pitch to voters.New inflation figures reignite debate over interest rates and government spending.Anthony Albanese signals more cost-of-living relief, but not until later this year.Government departments are ordered to strengthen cybersecurity after the OpenAI Medicare data breach.Regulators, ministers and tech leaders clash over how AI should be governed.

P.M. Edition for Sept. 28. The FAA's delay, over a software glitch that could pose a potential safety risk, sent Boeing stock sliding. Plus, top researchers from some of the biggest names in artificial intelligence published a report today asking policymakers to oversee self-improving AI systems. It's the latest turn in the conversation over AI safety—which, as Journal tech policy reporter Amrith Ramkumar tells us, is also going on in the White House. Nvidia is launching the largest-ever U.S. stock buyback. And WSJ reporter Evan Gershkovich, who was arrested in Russia in 2023 and spent more than a year imprisoned there, reflects with editor in chief Emma Tucker on how his experience has changed him on the eve of the release of his new book. Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Nosipho Radebe speaks to Nigeria-based economist & Managing Partner at The Energy Consulting Practice See omnystudio.com/listener for privacy information.

Avant applied to the Office of the Comptroller of the Currency for a bank charter, signaling a shift toward federal supervision and deposit funding. A national charter would allow rate exportation across states and subject the company to OCC and, if it takes deposits, FDIC oversight. The move follows examples from SoFi in 2022, LendingClub in 2021, and Varo in 2020, which pursued bank status to stabilize funding and expand products. A charter would add compliance requirements under the Bank Secrecy Act and Community Reinvestment Act and increase governance and examination obligations. Regulators have tightened third-party risk guidance, affecting sponsor-bank models with partners such as WebBank, Cross River Bank, Celtic Bank, and Stride Bank. Approval timelines vary, and the outcome will influence how other mid-sized fintech lenders evaluate charters versus partnerships.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

Can CLARITY pass during the lame duck session? White House crypto adviser Patrick Witt and Treasury official Luke Pettit said the Clarity Act is unlikely to pass in the lame duck session, with the focus now shifting to the SEC and CFTC. "There's no time to waste now," Witt said. CoinDesk's Jennifer Sanasie hosts "CoinDesk Daily." - This episode is brought to you by RealFi, a smarter stablecoin, backed by real-world assets. Find out more at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ realfi.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. - This episode is brought to you by Grayscale, the world's largest digital asset-focused investment platform. Grayscale's mission is to make digital asset investing simple and open to every investor. Learn more at grayscale.com. - This episode was hosted by Jennifer Sanasie . “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.

On this week's "Capitol Chats," Sen. Howard Marklein discusses constituent and lawmaker pushback against two proposed transmission lines that would cross his district, his thoughts on school funding issues, and what he thinks should happen with the state's budget surplus.

Mashable reported that Nvidia could underwrite or provide significant financing for Anthropic's planned IPO, placing a key supplier in a role usually held by banks. Anthropic develops the Claude AI models and works closely with Amazon Web Services and Google Cloud. Amazon announced up to $4 billion of investment in 2023, and Google committed up to $2 billion through convertible notes in 2023. Nvidia supplies the H100 and H200 accelerators and is rolling out systems based on its Blackwell architecture. Any financing role would likely occur alongside registered broker dealers and require S-1 disclosure of related-party terms. Regulators such as the Federal Trade Commission have increased scrutiny of AI partnerships, which could shape how this listing is structured.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

Chronic kidney disease remains a persistent risk for people with type 1 diabetes, with roughly 30% of this population in the US developing the complication despite optimized glucose, blood pressure, and lipid management. Until now, no therapy directly targeted the mineralocorticoid receptor pathway implicated in this progression for this group.On a recent episode of Diabetes Dialogue: Technology, Therapeutics, and Real-World Perspectives, hosts Diana Isaacs, PharmD, and Natalie Bellini, DNP, discussed the US FDA approval of finerenone (Kerendia) for chronic kidney disease associated with type 1 diabetes.The approval marks the first new therapy in 30 years for this population and represents the third indication for finerenone, following its approvals for chronic kidney disease with type 2 diabetes in 2025 and for heart failure with left ventricular ejection fraction above 40%. Regulators granted priority review, and the decision draws on a broader evidence base spanning roughly 20,000 patients across five pivotal phase 3 trials of the nonsteroidal mineralocorticoid receptor antagonist class.The phase 3 FINE-ONE trial, a randomized, placebo-controlled, double-blind study, enrolled 242 adults with type 1 diabetes across nine countries and 80 sites and supported the approval. Finerenone added to standard of care reduced urine albumin-to-creatinine ratio (UACR) by 25% from baseline over six months compared with placebo. Overall, 68.1% of participants receiving finerenone achieved a UACR reduction of at least 30%, versus 46.6% with placebo, a threshold the American Diabetes Association associates with slowed CKD progression.Finerenone carries a risk of hyperkalemia, requiring potassium monitoring, and should not be combined with steroidal mineralocorticoid receptor antagonists such as spironolactone or with concurrent ACE inhibitor and angiotensin receptor blocker therapy. Unlike SGLT2 inhibitors, which remain unapproved in type 1 diabetes due to concerns about euglycemic diabetic ketoacidosis, finerenone offers clinicians a mechanistically distinct option with a defined safety profile in this population.The approval also renews attention on UACR screening, which remains underused in primary care despite annual screening recommendations for all patients with diabetes. Broader adoption of routine screening, paired with earlier mineralocorticoid receptor antagonist initiation, may extend the renoprotective gains demonstrated in FINE-ONE to more patients with type 1 diabetes.

BitGo CEO Mike Belshe returns after 20 months to discuss the Clarity Act, BitGo's IPO and retail launch, quantum-resistant wallets, AI code auditing, and what changed since we last spoke in S16 E1. Time stamps: 0:00 - Intro 0:54 - Welcome to S17 E43: Mike Belshe Returns 1:26 - The White House Visit & the Clarity Act Vote 2:35 - Why Wall Street Needs the Clarity Act 4:43 - Martin Gruenberg, Operation Chokepoint & the Vulnerability Window 7:00 - Does Clarity Affect Bitcoin Payments? 7:18 - The Three Camps Inside Every Bank 09:12 - Will the Next Administration Rug Pull Crypto? 10:15 - Executive Orders vs. Legislation 11:08 - Larry Fink: "Everything Is Going to Be Tokenized" 13:30 - Market Structure as Infrastructure Robustness 15:42 - MiCA, the War on Cash & the Bitcoin ATM Ban 18:48 - The Cake Wallet Contest 20:17 - BitGo Today: Custody AND Self-Custody 22:00 - The Marble Pillars Lesson: How Banks Earned Trust 23:58 - Why BitGo Is Free for Individuals 25:13 - Coldcard & the Single Point of Failure Problem 26:19 - Two-of-Three Multi-Sig vs. Single-Key Cold Storage 27:38 - Bybit's Blind Signing Hack 29:47 - Random Number Generators & Why Every AI Says 17 32:42 - AI Code Auditing at BitGo 34:11 - The Frontier Model Business Model Is Broken 36:16 - AI Vlad & Seasons 18-21 in Parallel 39:18 - Regulators vs. Borderless Money 42:38 - The $3 Random Number Experiment 47:21 - Sponsors: Layer 2 Labs & Braiins Hash Power 54:27 - BitGo's Fork Policy: Replay Protection & the Three Criteria 58:41 - Why Two Bitcoin Forks in 2025? 1:00:53 - Belshe on Forks: Technical Merit vs. Politics 1:04:47 - Satoshi's Blueprint or Final Solution? 1:08:00 - Forks as Scaling the Idea of Bitcoin 1:10:03 - Satoshi's Unanticipated Centralization Vectors 1:13:16 - Clearing the Record: BitGo & the New York Agreement 1:17:46 - The Block Size Counterfactual 1:19:34 - Tether on Omni: A Technical Correction 1:23:56 - Liquid's Hack as Sidechain Vindication 1:27:11 - The Fee Subsidy Problem & Tail Emission 1:32:01 - Fixed Supply as Bitcoin's Fundamental Promise 1:37:03 - Miner Subscriptions & Marathon's Slipstream 1:38:48 - Fungibility, Privacy & the Regulatory Threat 1:41:34 - Zcash Shielded Adoption: 4.5 Million ZEC 1:43:12 - BitGo's Shielded Zcash Implementation 1:45:00 - Executive Order 6102 & California's Wealth Tax 1:48:16 - The K-Shaped Economy & Borrowing Against Assets 1:53:41 - Do Forks Inflate the Coin Supply? 1:58:28 - The Payments Expectation vs. Protocol Reality 2:04:24 - Stablecoins, Iran & Tether's Freeze Function 2:08:00 - Jameson Lopp, Casa & the New York Agreement Myth 2:12:15 - Ethereum, Solana & the Trade-off Landscape 2:14:30 - The BIP 39 Seed Phrase Experiment: Quen's Answer 2:15:19 - The Winning Number: 91 2:15:31 - The Religion Question 2:17:13 - SideShift Ad Read 2:18:10 - Quantum: The Perception Threat 2:21:38 - BitGo's Quantum-Resistant Wallet Architecture 2:24:07 - The Unspent Selection Mechanism Explained 2:27:03 - Satoshi's Coins & the Freeze Debate 2:28:11 - WBTC as Bitcoin's Largest Scaling Layer 2:28:25 - The Anthropic 100 BTC Bounty 2:32:06 - Open Source AI & the Arms Race 2:34:05 - Will Clarity Pass Today? 2:36:51 - BitGo Wants Competition 2:37:18 - Satoshi vs. Hamilton & Goodbye

As AI transforms communications monitoring and supervision, businesses face growing pressure to demonstrate that their compliance programs are effective, defensible, and well governed. In this episode of “Tech Law Talks,” Smarsh's VP of Regulatory and Information Governance, Robert Cruz, joins Reed Smith lawyers Anthony Diana, Therese Craparo, and Michael Rubayo to explore evolving regulatory expectations, the shift from lexicons to AI-powered surveillance, and the ways that organizations can manage risk at a time when autonomous AI agents are becoming part of the compliance landscape.

Here's your local news for Monday, September 14, 2026:We hear the Dane County Board's pitch to delay approval of the BECI transmission project,Discuss the future of police oversight in Madison with interim Independent Monitor Aeiramique Glass,Revisit a 2022 gerrymandering decision that could resurface this week in the Wisconsin Supreme Court,Explain how a 1969 labor dispute launched Angela Davis into fame,Teach you how to mix up a "Cuba Libre" cocktail,Review a new comedy and a beloved classic film,And much more.

It's Monday, September 14. Here are today's top stories around Central Indiana. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org and follow us on social media to get local news every day. WFYI News Now is hosted by Barb Anguiano and produced by Zach Bundy. Subscribe wherever you get your podcasts.

Deutsche Bank's handling of Jeffrey Epstein was riddled with compliance failures even though the bank knew exactly how risky he was. Epstein became a Deutsche Bank client in 2013 after JPMorgan finally cut him loose, and the bank classified him as high risk because of his 2008 conviction and the public allegations surrounding his abuse of young women. Yet New York regulators later found that Deutsche Bank failed to apply the level of scrutiny its own policies required. The bank processed payments to women, including Russian models, paid millions in legal settlements and legal fees, allowed more than $800,000 in suspicious cash withdrawals over roughly four years, and continued moving money to people publicly identified as Epstein associates or alleged co-conspirators. Regulators also found basic procedural failures: the initial relationship was approved in an informal manner, conditions imposed by the bank's reputational-risk committee were not properly communicated to much of the account team, and a later committee meeting was held without minutes even though bank policy required them. In 2020, New York's Department of Financial Services concluded that Deutsche Bank had fundamentally failed to monitor Epstein according to the very risks it already knew he presented and imposed a $150 million penalty tied to Epstein and other compliance failures.The SAR problem was part of that larger breakdown. Deutsche Bank's transaction-monitoring system and employees repeatedly failed to identify, escalate and adequately investigate transactions that should have raised obvious suspicions given Epstein's history. Regulators found that very few problematic transactions were questioned at all, and even when employees did ask questions, transactions were frequently cleared without satisfactory explanations. The significance was not that every payment was proven to be criminal, but that federal anti-money-laundering rules required a bank to investigate suspicious activity and file Suspicious Activity Reports when appropriate, particularly for a client already designated high risk. Deutsche Bank instead allowed years of cash withdrawals and payments to women and Epstein associates to move through its accounts without the scrutiny the situation demanded. The bank eventually filed SARs and terminated Epstein in 2018, but by then it had serviced him for roughly five years. The regulator's conclusion was devastatingly simple: Deutsche Bank knew Epstein's criminal history, knew what types of transactions should have concerned it, created internal safeguards supposedly designed to catch them, and then repeatedly failed to follow its own procedures when those very transactions appeared.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

Deutsche Bank's handling of Jeffrey Epstein was riddled with compliance failures even though the bank knew exactly how risky he was. Epstein became a Deutsche Bank client in 2013 after JPMorgan finally cut him loose, and the bank classified him as high risk because of his 2008 conviction and the public allegations surrounding his abuse of young women. Yet New York regulators later found that Deutsche Bank failed to apply the level of scrutiny its own policies required. The bank processed payments to women, including Russian models, paid millions in legal settlements and legal fees, allowed more than $800,000 in suspicious cash withdrawals over roughly four years, and continued moving money to people publicly identified as Epstein associates or alleged co-conspirators. Regulators also found basic procedural failures: the initial relationship was approved in an informal manner, conditions imposed by the bank's reputational-risk committee were not properly communicated to much of the account team, and a later committee meeting was held without minutes even though bank policy required them. In 2020, New York's Department of Financial Services concluded that Deutsche Bank had fundamentally failed to monitor Epstein according to the very risks it already knew he presented and imposed a $150 million penalty tied to Epstein and other compliance failures.The SAR problem was part of that larger breakdown. Deutsche Bank's transaction-monitoring system and employees repeatedly failed to identify, escalate and adequately investigate transactions that should have raised obvious suspicions given Epstein's history. Regulators found that very few problematic transactions were questioned at all, and even when employees did ask questions, transactions were frequently cleared without satisfactory explanations. The significance was not that every payment was proven to be criminal, but that federal anti-money-laundering rules required a bank to investigate suspicious activity and file Suspicious Activity Reports when appropriate, particularly for a client already designated high risk. Deutsche Bank instead allowed years of cash withdrawals and payments to women and Epstein associates to move through its accounts without the scrutiny the situation demanded. The bank eventually filed SARs and terminated Epstein in 2018, but by then it had serviced him for roughly five years. The regulator's conclusion was devastatingly simple: Deutsche Bank knew Epstein's criminal history, knew what types of transactions should have concerned it, created internal safeguards supposedly designed to catch them, and then repeatedly failed to follow its own procedures when those very transactions appeared.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Regulators won't allow Seattle cement plant to burn more tires, ACA insurance plans will get more expensive next year, and the Seahawks win a nail biter. It’s our daily roundup of top stories from the KUOW newsroom, with host Paige Browning. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online or on the KUOW App.See omnystudio.com/listener for privacy information.

Nvidia just proposed its largest acquisition ever — $12.9 billion for Hugging Face. But regulators in the US, EU, and China may have other plans.Nvidia has announced plans to acquire Hugging Face, the leading open-source repository for AI and machine learning code, in a deal valued at $12.9 billion — technically the largest acquisition in Nvidia's history. In this episode, we break down what Hugging Face actually does, why it matters to Nvidia's broader ecosystem strategy, and how this move fits into Nvidia's history of vertical and horizontal acquisitions, from Mellanox to the failed Arm Holdings bid.We also examine the growing trend of "acquihires" (Enfabrica, Groq, Poolside) and what regulatory scrutiny could mean for this deal specifically, given Hugging Face's large presence in the EU. We draw a direct comparison to Microsoft's 2018 acquisition of GitHub — and how that deal quietly became a distribution funnel for Azure and OpenAI — then ask whether Hugging Face could play a similar role for Nvidia's AI infrastructure business. Finally, we cover Nvidia's revenue segmentation shift, its position versus Broadcom, and why this remains our top semiconductor holding heading into the rest of 2026.TIMESTAMPS0:00 - Nvidia's $12.9B Hugging Face Bombshell1:00 - What Hugging Face Actually Does2:30 - Why Nvidia Wants Developer Distribution4:00 - Nvidia's Acquisition Track Record: Mellanox to Arm5:30 - The Rise of the "Acquihire" (Enfabrica, Groq, Poolside)6:30 - Regulatory Risk: Why This Deal Could Get Blocked8:00 - The Microsoft-GitHub Playbook Comparison11:00 - Nvidia's Revenue Segmentation Shift13:00 - Nvidia vs. Broadcom: Growth Comparison14:00 - Valuation and Final Take for 2026—If you want the reasoning behind more names like this one, Semiconductor Insider covers the process in more depth. Get access to all our research, weekly live Q&A events, and a growing set of tools to build your process: https://www.chipstockinvestor.comAll our socials: https://linktr.ee/chipstockinvestorIf you're getting value from the show, follow so you don't miss the next one.—Disclosure: Some links above are affiliate links. If you buy something through them, we might earn a little coffee money — thanks for helping us (Kasey) fuel our caffeine addiction.Content in this episode is for general information or entertainment only and is not specific or individual investment advice. Forecasts and information presented may not develop as predicted, and there is no guarantee any strategies presented will be successful. All investing involves risk, and you could lose some or all of your principal. CSI owns shares of Nvidia.

Tom Appel, Publisher of Consumer Guide Automotive and host of the Consumer Guide Car Stuff podcast, joins John Landecker to discuss the National Highway Traffic Safety Administration being behind on deadlines, cars that are going away, and more!

Jes Staley's fall from the highest levels of global banking was extraordinary because so much of it ultimately traced back to his relationship with Jeffrey Epstein. Staley spent decades climbing through JPMorgan, eventually running its investment bank and becoming one of Wall Street's most powerful executives before taking over as chief executive of Barclays in 2015. But Epstein followed him into that job. Regulators investigating the relationship discovered that Staley had portrayed Epstein as little more than a professional contact when their correspondence told a very different story: Staley had described Epstein as one of his “deepest” and “most cherished” friends, visited his properties, remained in contact with him far later than initially represented and exchanged hundreds of messages with him. The pressure eventually became untenable, and Staley resigned from Barclays in 2021 after regulators reached preliminary conclusions about how he had characterized the relationship. In 2025, the British Upper Tribunal upheld the Financial Conduct Authority's finding that Staley had recklessly approved misleading statements about Epstein, leaving him permanently barred from senior management positions in the British financial industry and fined £1.1 million.The collapse became even more dramatic as the Epstein litigation and congressional investigation exposed details that made Staley's earlier descriptions of the relationship increasingly difficult to square with the documentary record. JPMorgan accused its former executive of acting as Epstein's internal champion while Epstein remained a client, and Staley later acknowledged to Congress that he had shared confidential and potentially market-sensitive JPMorgan information with Epstein, including information concerning the bank's communications with the Federal Reserve during the 2008 financial crisis, prospective transactions and his own compensation. He also disclosed that Epstein had at one point named him as a trustee of his estate after Epstein's 2008 conviction, although Staley said he declined the role. Staley has consistently maintained that he did not know about Epstein's trafficking and abuse, but by 2026 his legacy had been transformed: a man who once ran Barclays and occupied the uppermost tier of international finance was banned from senior roles, stripped of deferred compensation, fighting litigation and congressional scrutiny, and repeatedly forced to explain why his relationship with one of the world's most notorious sex offenders had been substantially closer than he had originally allowed the public and regulators to believe.to contact me:bobbycapucci@protonmail.com

Jes Staley's fall from the highest levels of global banking was extraordinary because so much of it ultimately traced back to his relationship with Jeffrey Epstein. Staley spent decades climbing through JPMorgan, eventually running its investment bank and becoming one of Wall Street's most powerful executives before taking over as chief executive of Barclays in 2015. But Epstein followed him into that job. Regulators investigating the relationship discovered that Staley had portrayed Epstein as little more than a professional contact when their correspondence told a very different story: Staley had described Epstein as one of his “deepest” and “most cherished” friends, visited his properties, remained in contact with him far later than initially represented and exchanged hundreds of messages with him. The pressure eventually became untenable, and Staley resigned from Barclays in 2021 after regulators reached preliminary conclusions about how he had characterized the relationship. In 2025, the British Upper Tribunal upheld the Financial Conduct Authority's finding that Staley had recklessly approved misleading statements about Epstein, leaving him permanently barred from senior management positions in the British financial industry and fined £1.1 million.The collapse became even more dramatic as the Epstein litigation and congressional investigation exposed details that made Staley's earlier descriptions of the relationship increasingly difficult to square with the documentary record. JPMorgan accused its former executive of acting as Epstein's internal champion while Epstein remained a client, and Staley later acknowledged to Congress that he had shared confidential and potentially market-sensitive JPMorgan information with Epstein, including information concerning the bank's communications with the Federal Reserve during the 2008 financial crisis, prospective transactions and his own compensation. He also disclosed that Epstein had at one point named him as a trustee of his estate after Epstein's 2008 conviction, although Staley said he declined the role. Staley has consistently maintained that he did not know about Epstein's trafficking and abuse, but by 2026 his legacy had been transformed: a man who once ran Barclays and occupied the uppermost tier of international finance was banned from senior roles, stripped of deferred compensation, fighting litigation and congressional scrutiny, and repeatedly forced to explain why his relationship with one of the world's most notorious sex offenders had been substantially closer than he had originally allowed the public and regulators to believe.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

In Episode 150, we tell you about our new case involving a B.C. realtor who was warned he could be disciplined because he opposed the closure of Joffre Lakes Park to non-Indigenous. Plus, an Alberta court finds trustee who compared Pride to Nazis can't be forced to apologize. Stories and cases discussed in this week's episode:CCF warns B.C. regulator that censoring realtor's political speech violates Charter (The CCF)ABCA: Former school board trustee does not have to apologize for meme showing swastika, pride flags (Canadian Lawyer)Alberta Health Services v Pawlowski, 2021 ABCA 392 (CanLii)Province announces 2026 closure dates for Joffre Lakes Park (Castanet)How different would Lindsay Clancy's murder trial look if it happened in Canada? (CBC News)Not Reserving Judgment is a podcast about Canadian constitutional law hosted by Josh Dehaas, Joanna Baron, and Christine Van Geyn, with help from Alexander Surgenor.The show is brought to you by the Canadian Constitution Foundation, a non-partisan legal charity dedicated to defending rights and freedoms. To support our work, visit theccf.ca/donate.

Jes Staley's fall from the highest levels of global banking was extraordinary because so much of it ultimately traced back to his relationship with Jeffrey Epstein. Staley spent decades climbing through JPMorgan, eventually running its investment bank and becoming one of Wall Street's most powerful executives before taking over as chief executive of Barclays in 2015. But Epstein followed him into that job. Regulators investigating the relationship discovered that Staley had portrayed Epstein as little more than a professional contact when their correspondence told a very different story: Staley had described Epstein as one of his “deepest” and “most cherished” friends, visited his properties, remained in contact with him far later than initially represented and exchanged hundreds of messages with him. The pressure eventually became untenable, and Staley resigned from Barclays in 2021 after regulators reached preliminary conclusions about how he had characterized the relationship. In 2025, the British Upper Tribunal upheld the Financial Conduct Authority's finding that Staley had recklessly approved misleading statements about Epstein, leaving him permanently barred from senior management positions in the British financial industry and fined £1.1 million.The collapse became even more dramatic as the Epstein litigation and congressional investigation exposed details that made Staley's earlier descriptions of the relationship increasingly difficult to square with the documentary record. JPMorgan accused its former executive of acting as Epstein's internal champion while Epstein remained a client, and Staley later acknowledged to Congress that he had shared confidential and potentially market-sensitive JPMorgan information with Epstein, including information concerning the bank's communications with the Federal Reserve during the 2008 financial crisis, prospective transactions and his own compensation. He also disclosed that Epstein had at one point named him as a trustee of his estate after Epstein's 2008 conviction, although Staley said he declined the role. Staley has consistently maintained that he did not know about Epstein's trafficking and abuse, but by 2026 his legacy had been transformed: a man who once ran Barclays and occupied the uppermost tier of international finance was banned from senior roles, stripped of deferred compensation, fighting litigation and congressional scrutiny, and repeatedly forced to explain why his relationship with one of the world's most notorious sex offenders had been substantially closer than he had originally allowed the public and regulators to believe.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Bloomberg reported that Anthropic ended talks to acquire Decart for about $6 billion, with no reasons disclosed. The move comes as AI leaders balance acquisition ambitions against rising compute costs and multi year cloud commitments. Amazon committed up to $4 billion to Anthropic starting in 2023, and Google is also an investor, shaping the firm's capital and partnership constraints. Regulators in the United States, the European Union, and the United Kingdom are increasing scrutiny of AI tie ups, highlighted by Adobe and Figma terminating their $20 billion deal and Microsoft's $650 million resolution tied to hiring most of Inflection AI's staff. Recent AI transactions such as Databricks buying MosaicML for $1.3 billion and Snowflake acquiring Neeva show buyers favoring targeted deals or partnerships. The pulled deal signals tougher diligence, more contingent pricing, and longer timelines for startups seeking strategic exits.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

Evil finally gets his 10 out of 10 episode — and he brought Clutch's Blast Tyrant (2004).DL came in skeptical and left converted: an 8.5/10 from a first-time deep listener, and a 9/10 from Evil who's been living with this album for 20 years. The debate: is this peak Clutch, or does Earth Rocker or Elephant Riders make a case? And does the Basket of Eggs bonus disc belong on the album or not?The case for Blast Tyrant: Neil Fallon's lyricism is genuinely unlike anything else in rock — part Southern Gothic preacher, part sci-fi pulp novelist, part hot rod manual. The Regulator is one of the great American rock songs. The Mob Goes Wild is a live staple for a reason. And Prophets of Doom is the slow-burn track that hooked Evil the first time he heard it — "born with a mustache and a supernova, tossed off the cliffs of Dover."Also covered: the history of Clutch and Corrosion of Conformity sharing a bill (COC opening for Clutch in 2003, then flipping the bill 20+ years later), why Clutch was weirdly lumped in with Korn in the mid-90s, and why their live show is the real argument for the band.Next episode: Evil's other 10 out of 10 — Corrosion of Conformity's Wise Blood (1996).

What if understanding regulation could help us spot when politicians are promising the impossible? Regulation sounds simple in theory. Something poses a risk, so we create rules and a regulator to control it. In practice, things get complicated very quickly. It's something we all benefit from, but equally can experience as redtape that prevents us from doing what we think we ought to be able to. On this episode, I'm exploring the inner workings of regulation; so whether you are a regulator, a compliance officer, work in a regulated industry or just a member of the public, this'll help you understand what is and isn't possible and why regulation can often seem ineffective or overbearing.Episode summaryMy guests on this episode are Lyndon Nelson and Gavin Stewart, two highly experienced former financial regulators and authors of Building Better Regulators: The Art of the Impossible.Regulators are expected to protect consumers, maintain stability, encourage competition, support innovation and increasingly promote economic growth. The problem is that those objectives don't always point in the same direction. As Lyndon and Gavin explain, making trade-offs is part of regulation; pretending those trade-offs don't exist is where things become problematic.In our conversation, we explore the tension between rules and principles, why firms don't always respond to regulation in the way regulators expect, and how enforcement involves choices about which cases not to pursue. We also look at regulatory perimeters, the hidden costs of collecting data, and why having more information doesn't necessarily lead to better regulation.We also discuss AI and crypto, behavioural science, consumer protection, international regulation, the temptation to fight the last war, and why regulators need imagination as well as analysis. Ultimately, this is a conversation about regulation as a human system — shaped by incentives, politics, judgement, uncertainty and the behaviour of both regulators and the regulated.Guest biosLyndon Nelson spent 33 years at the Bank of England, much of it working in regulation, and ultimately became Deputy CEO of the Prudential Regulation Authority (PRA). Since leaving the Bank, he has worked with organisations including London Business School and the International Monetary Fund.Gavin Stewart began his career as a banking supervisor at the Bank of England before moving to the Financial Services Authority (FSA), where he held a variety of senior roles. He later became Chief Risk Officer at the Financial Conduct Authority (FCA) and subsequently worked in the private sector.Together, they are the authors of Building Better Regulators: The Art of the Impossible, a book designed to help regulators — and those who interact with them — better understand the practical realities of regulation.LinksBuilding Better Regulators: The Art of the Impossible — book websiteThe Enforcement Game — try the exercise discussed in the episodeLyndon Nelson on LinkedInGavin Stewart on LinkedInAI-Generated Timestamped Summary00:00 Why regulation matters — and the trade-offs politicians often prefer not to acknowledge03:00 Meet Lyndon Nelson and Gavin Stewart05:00 Why they wrote the book — and why regulation is so badly understood07:00 The impossible mandates politicians give regulators10:00 Primary objectives, secondary objectives and the problem of “have regards”14:00 Why understanding regulatory failure doesn't mean letting regulators off the hook18:00 Regulation as a fundamentally human and behavioural endeavour21:00 How firms respond to, interpret and game regulation22:00 Rules vs principles — the impossible search for certainty and flexibility28:00 Enforcement: what happens when regulators have more cases than resources31:00 Choosing whom to enforce against — severity, coverage and the “splash test”34:00 Who are rules really written for — the compliant, the gamers or the criminals?38:00 The regulatory perimeter — and why technology makes boundaries increasingly difficult44:00 BCCI, Barings, Wirecard and FTX: the challenge of regulating across borders48:00 Why more regulatory data doesn't necessarily produce better regulation59:00 The “Maginot Line” problem: regulating to prevent the last crisis rather than the next one 01:01:00 Failure of imagination, stress testing and learning to think the unthinkable 01:04:00 Accountability regimes, senior managers and regulation as an ongoing experiment01:09:00 The industry that interprets regulation — and the strange business of regulatory “Kremlinology” 01:13:00 Who should work for regulators — career regulators, industry secondees and the value of both01:17:00 Should regulators be better at following the standards they impose on others?01:19:00 What “risk-based regulation” actually means — and why regulators struggle to admit they have a risk appetite 01:22:00 Why better public debate about regulation matters — and final thoughts on the book.

The US National Highway Traffic Safety Administration has opened an investigation into Tesla's certification of its new Cybercab robotaxi.

Plus: EV truck startup Windrose loses most of its Chinese staff. And smart-ring maker Oura prepares for an IPO. Julie Chang hosts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

【欢迎订阅】 每天早上5:30，准时更新。 【阅读原文】 标题：The Cutthroat Wearables Battle Is About More Than Tracking Your FitnessGoogle, Apple, Samsung and upstarts like Oura are racing to integrate data from their wearable devices into the health care system.正文：The year is 2035. You, like most people you know, have a small, button sized device implanted in your forearm. For a recurring fee, it continuously monitors your blood pressure, core temperature, cardiovascular activity and all other health measures a physician would value. Anything suspicious is promptly flagged to your doctor by a personalized A.I. system. Disease and illness is caught — and treated — as early as possible.知识点：implant /ɪmˈplɑːnt/ v.（名词读作 /ˈɪmplɑːnt/）英文释义：implant (v.) means to insert an object or device into a person's body, usually by means of surgery 本义为"种进去"（im- 进入 + plant 种植），医疗器械语境核心义为"（手术）植入体内"（本文特指：2035年设想中那枚被埋进前臂皮下、纽扣大小的健康监测装置）核心搭配：a dental implant、a cochlear implant、implant a chip、breast implants、surgically implanted・The pacemaker was implanted through a small incision below the collarbone. 起搏器是通过锁骨下方一道小切口植入的。・Regulators have yet to approve any chip implanted for non-medical purposes. 监管机构尚未批准任何以非医疗为目的植入的芯片。【节目介绍】 《早安英文-每日外刊精读》，带你精读最新外刊，了解国际最热事件：分析语法结构，拆解长难句，最接地气的翻译，还有重点词汇讲解。 所有选题均来自于《经济学人》《纽约时报》《华尔街日报》《华盛顿邮报》《大西洋月刊》《科学杂志》《国家地理》等国际一线外刊。 【适合谁听】 1、关注时事热点新闻，想要学习最新最潮流英文表达的英文学习者 2、任何想通过地道英文提高听、说、读、写能力的英文学习者 3、想快速掌握表达，有出国学习和旅游计划的英语爱好者 4、参加各类英语考试的应试者（如大学英语四六级、托福雅思、考研等） 【你将获得】 1、超过1000篇外刊精读课程，拓展丰富语言表达和文化背景 2、逐词、逐句精确讲解，系统掌握英语词汇、听力、阅读和语法 3、每期内附学习笔记，包含全文注释、长难句解析、疑难语法点等，帮助扫除阅读障碍。

Sept. 1, 2026- Assemblymember Jessica González-Rojas, a Queens Democrat, makes the case for state financial regulators to dramatically reduce the health insurance premiums proposed for the state's health insurance marketplace. We discuss concerns about excessive profits and administration costs and consider what the Hochul administration is doing to address health insurance costs.

Del. Jessica Anderson and Mark Downey signed onto a letter Monday asking Gov. Abigail Spanberger to call a special legislative session in order to vote on extending the timeline.

AI may make home loan fraud easier, regulator warns. Susan Edmunds money correspondent reports.

Who gets to decide how AI is used in education? Government decides what happens to assessment. Google decides whether Gemini appears by default. OpenAI and parents decide controls for teenagers. Universities and unions decide workplace AI arrangements. Regulators decide expectations around consent. And schools are trying to work out what they should decide. In this episode, Dan and Ray explore that question through a packed week of AI in education news. They look at Australia's response to AI and take-home assessment, the arrival of parental controls in ChatGPT for Teens, and why Ray is uncomfortable with Google enabling Gemini by default for students. The conversation moves from the classroom to the workplace, with Adelaide University putting AI transparency, human oversight and staff consultation into its enterprise agreement, while new ASQA guidance raises important questions about consent and the use of student data in AI systems. They also unpack new Australian eSafety research into children's use of AI assistants and companions, and tackle the increasingly heated debate about data centres, energy and water use. As Ray puts it, "We're building this plane as we fly it." The challenge is making sure education still gets a say in where it's going. Here's the links to go deeper into our topics: Watch: Moment robot beats Usain Bolt's 100m record in China How education departments across the country are cracking down on students using AI to cheat Education Minister Jason Clare says AI must support learning, not replace it Revealed: The NSW universities using AI in lectures and as 'study buddies'  AI labs begin to muscle in on $6tn education market Datacentres: The New NSW Regulations ChatGPT for Teens Google turns on Gemini AI for students using its classroom app An Australian first: Adelaide University's new enterprise agreement has explicit provisions on the use of AI in the workplace. Australia's Vocational Education regulator starts to catch up with responsible AI Talking to machines: Children's experiences with AI assistants and companions As discussed, good stuff on this from Tim kitchen https://www.linkedin.com/pulse/when-ai-becomes-someone-talk-tim-kitchen-3vznc       

Global prediction markets are booming. Trading volumes reached a record US$24 billion in April this year, heavily driven by excitement over the FIFA World Cup and sports betting. But with that expansive growth come risks. Recent high-profile cases alleging insider trading related to the markets have alarmed businesses over the fear employees could exploit their nonpublic information for personal gain. Regulators have taken notice, and enforcement is on the rise. How can businesses protect themselves from insiders who might use the prediction markets for ill gain? How significant is the enforcement and regulatory impact on companies? And what's on the horizon as the prediction markets continue to captivate the public? Join The Sidley Podcast host and Sidley partner, Sam Gandhi, as he speaks with two of the firm's thought leaders on these issues — Ian McGinley, a partner in Sidley's Securities Enforcement and Regulatory and White Collar Defense and Investigations practices and a former Commodity Futures Trading Commission director of enforcement, and Matthew Podolsky, also a partner in Sidley's Securities Enforcement and Regulatory and White Collar Defense and Investigations practices. Matt is a former acting United States attorney for the Southern District of New York and former chief of their Securities and Commodities Fraud Task Force. Together, they discuss the exponential growth of the prediction markets, what is driving that growth, and the real-world risks of insider trading prosecutions related to engaging with those markets. Executive Producer: John Metaxas, WallStreetNorth Communications, Inc.

Peptides are booming. Patients want them. Practitioners are using them. Regulators are scrutinizing them. And Dr. Rick Jacoby believes the debate raises a much bigger question:Who gets to decide what the future of medicine looks like?On this episode of Sugar Crush: The Rest of the Story, Dr. Rick and Grok dive back into the rapidly evolving world of peptides, beginning with one of the most talked-about compounds in regenerative medicine: BPC-157.They explore what peptides are, how these short chains of amino acids act as biological signals, why BPC-157 has attracted so much attention, and the legitimate concerns surrounding sourcing, purity, manufacturing standards, and the limited amount of rigorous human clinical data currently available. But rather than simply choosing between unrestricted access and prohibition, Dr. Rick proposes another approach: create guardrails, track outcomes, and collect real-world evidence. He makes the case for a national registry that could anonymously follow peptide use, practitioners, products, outcomes, and adverse events—potentially generating a massive pool of data about how these therapies are actually being used.

Chuck Todd opens with the collapse of U.S.-Canada trade talks, where Mark Carney walked away after last-minute American demands — chiefly on mid- and heavy-duty truck tariffs — and declared the U.S. can't be trusted as a partner. Asked about the tone of his remarks, Carney's answer was blunt: you are at war when you get attacked. Chuck notes the whole western world is quietly cheering him on even as individual European leaders push back while the EU took its deal, and argues the real problem is that this administration isn't negotiating with one voice. The fallout lands squarely on Senate battlegrounds, forcing Susan Collins to speak out against her own party's trade war. Then there's beef: Trump's move to let in 300,000 metric tons of tariff-free ground beef drew immediate fire from cattle groups and Republicans including Ashley Hinson and Tim Sheehy, and Chuck argues it's a tacit admission that the tariff regime is raising prices. Battleground states account for two-thirds of American cattle ranching, Iowa becomes the bellwether, and Trump is single-handedly making safe races competitive — while Scott Bessent defends the indefensible, calling tariff refunds corporate welfare and arguing the country needs fewer jobs because of deportations, all as the national debt clears $40 trillion. Then Chuck highlights that polling between July 4th and Labor Day is largely wasted money, the August electorate isn't the November electorate, polling has gotten cheaper and worse, and polling averages deserve real skepticism. Arkansas is the case study — five Senate polls, four poorly done, and the one that got everyone's attention showing Tom Cotton in trouble had bad methodology. Chuck’s landing: don't buy the poll, but Cotton may be in some trouble anyway, because he's an old-school hawk who championed war with Iran in a state where Trump commands more personal loyalty than he does. He won't lose, but the margin could surprise. Chuck also flags red flags in Byron Donalds' northern Florida margins, argues the USS Abraham Lincoln reporting exposed a credibility crisis at a Pentagon where Hegseth treats accurate reporting as a personal threat, and warns it'll take decades for either the Pentagon or DOJ to recover. Plus: an NRSC memo declaring data center politics toxic, Mike Rogers keeping AIPAC out of Michigan while El-Sayed argues outside money shouldn't buy the state's politics, and Hakeem Jeffries meeting privately with Jared Kushner — which Chuck defends outright, because communication isn't betrayal even when the base wants confrontation. He closes on the question underneath the ToddCast's Lakers special report: with private credit over $1.5 trillion and life insurers holding roughly $900 billion of it, is Mark Walter an outlier or the canary in the coal mine? Chuck’s answer is that he isn't an outlier at all — this is how the machine works now, in a corner of finance where no single regulator can see the whole picture and where the real worry may be inflated valuations. Then, former Ohio Governor and presidential candidate John Kasich joins the Chuck Toddcast for a wide-ranging conversation that keeps returning to one uncomfortable diagnosis: Americans say they want the political middle and then retreat to their partisan corners the moment it counts. Kasich's read on this cycle is bracing coming from a Republican — the democratic socialists are talking about things voters actually care about, while moderate Democrats have stayed conspicuously quiet, which is exactly why the left has struck a nerve. On the data center backlash, Kasich has a straightforward answer — make them provide their own power — and points out that Ohio ratepayers are already footing higher bills for facilities located in Virginia. He's blunt that politicians are beholden to special interests before they're even sworn in, supports public financing of elections, and warns that neither the center-right nor center-left is producing genuinely interesting solutions to anything, least of all a national debt he says is going to hurt everybody if it isn't addressed. Kasich also addresses recent concerns with the Pentagon, where he brings real budget-committee experience to a question few politicians take seriously: what exactly are we getting for a defense budget this size? He argues Pentagon leadership is deeply resistant to change, that America isn't developing new systems and technology well, that only about 1% of defense dollars go toward new systems, and that we simply don't need this many nuclear weapons — one alone, as he puts it, will ruin your day. He uses the B-2 bomber, built with parts manufactured across a strategically chosen array of states, to explain why reform is so brutally hard, while insisting it remains possible with the right political leadership. From there the conversation widens into Kasich's argument that moderates have historically been the bulwark against the extremes, that outside forces are often what actually force change , and that people outside both parties are about to turn hard on the tech companies. He wonders aloud whether a backlash to private equity could become a genuine threat to capitalism itself — pointing to private equity buying up youth sports to raise prices, and to firms that can effectively choose which regulators they deal with. Kasich closes with Ohio: whether the state is genuinely purple again or just having a bad Republican year, why he thinks it drifts back toward swing status over time, why the Senate race is too close to call, and whether Amy Acton or Vivek Ramaswamy faces the harder barrier to winning the governorship. Finally, Chuck hops into the ToddCast Time Machine to revisit Harry Truman nationalizing the railroad system… and why emergency presidential powers need to be taken back by congress. He also answers listeners’ questions in the “Ask Chuck” segment. Play ball and swing for the fences on FanDuel, an official partner of the MLB at https://FANDUEL.COM. Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. For free and unbiased Medicare help, dial (980) 734-3985 to speak with my trusted partner, Chapter, or go to askchapter.org/chuck / *Paid Partnership Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 03:00 Noosphere interview this week is on China shock 2.0 05:00 Dynastic this week is on Alabama football 07:00 A couple shout outs from Chuck 11:00 Trade talks between U.S. and Canada collapse 11:30 Mark Carney says the US can’t be trusted as a partner 12:30 Carney says U.S. fired the first shot in trade war with Canada 13:45 Carney doesn’t want Canada subservient to U.S. & will diversify 15:00 European leaders are individually pushing back, but EU took the deal 16:00 The whole western world is cheering on Mark Carney 18:00 We were close to a trade deal, then U.S. added new demands 19:00 Howard Lutnick got involved and created new problems 20:15 The Trump administration isn’t negotiating with one voice 21:15 All the senate battleground races are impacted by Canada trade war 22:30 These aren’t trivial trade relationships with Canada 23:00 Susan Collins is being forced to speak out against trade war 24:30 Trump is now creating a fight with the beef & cattle industry 25:15 Importing cheap foreign beef is admission tariff regime hurts consumers 26:00 Trump will hurt American cattle producers by importing beef 26:45 Battleground states account for 2/3rds of cattle ranching 27:45 This could make uncompetitive elections very competitive 28:15 Iowa will be the bellwether for Trump’s policies impacting ag states 29:15 Trump is actively hurting Republicans in ag heavy states 30:00 Scott Bessent is forced to say the stupidest things to defend Trump 30:30 Bessent is now saying tariff refunds are corporate welfare 31:30 Bessent says we don’t need as many jobs due to deportations 32:15 Bessent is trying to manipulate the bond market prior to midterms 33:15 National debt surpassed 40 trillion dollars, both sides point fingers 34:00 We’re going to have to deal with the debt sooner rather than later 35:00 It’s a waste of money to poll between July 4th and Labor Day 35:45 The electorate in August isn’t the same as the electorate in November 37:00 Polling has gotten cheaper… and worse 38:00 Be wary of indiscriminate polling averages 40:00 Arkansas has had 5 senate polls and 4 were poorly done 41:00 Arkansas poll got everyone’s attention, showed Cotton in trouble 42:30 The methodology of the poll was bad & limited 43:45 Don’t buy the poll, but Tom Cotton actually may be in trouble 44:30 Cotton is an old-school hawk, a champion of war with Iran 45:00 Trump has more personal loyalty in Arkansas than Cotton 45:45 Cotton won’t lose, but the margin may be surprisingly close 47:15 Examination of Bryon Donald's margins showed red flags 47:45 Donalds didn’t perform well in northern Florida counties 48:30 Base voters were motivated enough to go vote against him 49:00 USS Abraham Lincoln has revealed a credibility problem with DoD 49:30 Stars & Stripes was created to give troops access to independent info 50:00 Hegseth viewed accurate reporting as a threat to himself 50:30 Hegseth more worried about a presidential run than the troops 51:15 Can’t trust either the Justice Department or the Pentagon 52:00 It will take decades for either institution to regain credibility 53:30 NRSC put out memo saying data center politics are toxic 54:15 Messaging is to “let communities decide” 54:45 Data centers are the beginning of backlash against tech & AI 55:30 Mark Zuckerberg is only tech CEO who understands the backlash 56:00 Mike Rodgers doesn’t want AIPAC publicly involved in Michigan race 56:45 El-Sayed’s argument is outside interests shouldn’t purchase MI politics 57:30 Plenty of American jews support Israel, but not Netanyahu’s government 58:30 Hakeem Jeffries met privately with Jared Kushner 59:00 This meeting shows the Trump WH preparing for Speaker Jeffries 59:30 Jeffries in impossible position, base wants confrontation with Trump 1:00:30 Jeffries and Kushner SHOULD be talking, communication isn’t betrayal 1:01:45 Is Mark Walter an outlier, or the canary in the coal mine? 1:02:15 After financial crisis, government cracked down on banks 1:02:45 US private credit is now over $1.5 trillion dollar 1:03:30 Life insurance companies have become banks for the ultra wealthy 1:04:30 LIfe insurance companies can operate very differently 1:05:45 You can’t just pull your money out of a life insurance company 1:07:00 The incentives between investment firm & policyholder may not align 1:08:15 Life insurance companies hold $900B in private credit debt 1:08:45 Mark Walter isn’t an outlier, this is how the machine works 1:09:30 If a life insurance company fails, your money can be frozen 1:10:30 There are caps on policyholder protection 1:11:00 Executive Life failed when the junk bond market crashed 1:11:45 Executive Life bonds were bought by Leon Black, who founded Apollo 1:12:15 Insurance isn’t regulated by one agency, it’s multiple agencies and states 1:13:30 Regulators can’t get the picture of the entire machine, just pieces of it 1:14:15 Finance regulators have been siloed off from each other 1:15:45 The real worry here could be inflated valuations 1:21:30 John Kasich joins the Chuck ToddCast 1:23:45 People say they want the middle, then retreat to partisan corners 1:25:00 Voters keep rejecting the party in power 1:27:15 It took six presidential elections to get beyond Lincoln 1:28:15 Democratic socialists are talking about things voters care about 1:29:00 Moderate Dems are staying quiet while socialists have struck a nerve 1:32:30 Rent control doesn’t work, but sounds appealing to voters in NYC 1:33:30 The healthcare system doesn’t keep us healthy, only treats the sick 1:35:00 Healthcare and education have atrophied over the years 1:36:30 Competition drives change in education, teachers union doesn’t want change 1:37:45 How would you handle the public backlash to data centers and big tech? 1:38:15 Data centers should be forced to provide their own power 1:38:45 Customers in Ohio are paying higher rates for data centers in Virginia 1:40:00 Politicians are beholden to special interests before they’re sworn in 1:40:15 Support public financing for elections 1:41:30 The center right & left aren’t coming up with interesting solutions 1:43:00 If we don’t fix the national debt it’s going to hurt everybody 1:44:30 What are we getting from our massive military budget? 1:45:15 Pentagon leaders are highly resistant to change 1:47:00 We aren’t developing new systems & tech well 1:47:30 Only 1% of the defense dollars go to new systems 1:48:30 Don’t need this many nukes, one alone will ruin your day 1:49:15 Trying to change the Pentagon is incredibly difficult 1:49:45 B2 bomber was built with parts all manufactured in different states 1:51:00 It is possible for the Pentagon to be reformed with right political leadership 1:53:30 Moderates have served as the bulwark against the extremes 1:54:15 Who are leaders from the past who electrified the country? 1:56:30 Bill Clinton isn’t a budget balancer without Ross Perot 1:58:00 Ralph Nader also forced change from the outside 1:59:30 People outside the parties will start turning on the tech companies 2:01:15 Could backlash to private equity become a threat to capitalism? 2:01:45 Private equity is now buying up youth sports to raise prices? 2:04:45 Ohio went from #47 to #1 by hiring smart business investors 2:06:15 Private equity can pick the regulators they want to deal with 2:08:00 Is Ohio purple again or is this just a bad year for Republicans? 2:08:30 Over time, Ohio will naturally drift back to swing status 2:09:30 Ohio senate is too close to call 2:12:00 Harder barrier to break: Amy Acton or Vivek Ramaswamy? 2:13:15 Ramaswamy will run into friction with Ohio voters due to his race 2:14:45 Would still bet that Ramaswamy will win 2:16:00 There’s a formula to what makes a good leader 2:17:30 Rural communities are being devastated by drugs & homelessness 2:18:15 There is abject poverty in appalachia 2:19:15 What young leaders have impressed you in the past couple years? 2:21:45 Predictions for Miami’s upcoming football season 2:23:30 Check out the John Kasich Show on SiriusXM 2:25:00 ToddCast Time Machine - 1950, Truman seizes the nation’s railroads 2:25:45 Private rail was the primary transportation system at the time 2:26:15 Congress had given the president the tool to do this 2:27:00 The authority was used during WW1 and WW2 2:27:30 Truman wanted to draft striking rail workers into the military 2:28:00 The strike was settled while Truman was addressing congress 2:28:30 Railroad seizure became routine in the Truman administration 2:29:30 Truman decided country couldn’t risk rail strike during Korean War 2:30:45 Truman’s authority was never really challenged 2:31:15 The rail workers unions couldn’t stop workers from walking off the job 2:32:00 In April 1952 steelworkers were threatening to strike 2:33:30 Steel industry sued Truman and won after he tried to seize it 2:34:00 Rail seizure power was granted by congress, not for steel 2:35:45 Future presidents tried to use this same authority, didn’t always work 2:36:15 Congress needs to take back emergency powers after granting them 2:37:45 Could a future president try to use this power to seize the AI industry? 2:39:30 The lesson is how presidents accumulate power over time 2:40:15 Ask Chuck 2:40:30 Parallels between Natalie Harp and Isabel Lyon? 2:44:45 What gives you pause about Mark Kelly as a candidate? 2:48:30 Could a Democratic wave election change smaller local politics? 2:51:15 What is motivating Darline Graham to run for a full term?See omnystudio.com/listener for privacy information.

Chuck Todd opens with the collapse of U.S.-Canada trade talks, where Mark Carney walked away after last-minute American demands — chiefly on mid- and heavy-duty truck tariffs — and declared the U.S. can't be trusted as a partner. Asked about the tone of his remarks, Carney's answer was blunt: you are at war when you get attacked. Chuck notes the whole western world is quietly cheering him on even as individual European leaders push back while the EU took its deal, and argues the real problem is that this administration isn't negotiating with one voice. The fallout lands squarely on Senate battlegrounds, forcing Susan Collins to speak out against her own party's trade war. Then there's beef: Trump's move to let in 300,000 metric tons of tariff-free ground beef drew immediate fire from cattle groups and Republicans including Ashley Hinson and Tim Sheehy, and Chuck argues it's a tacit admission that the tariff regime is raising prices. Battleground states account for two-thirds of American cattle ranching, Iowa becomes the bellwether, and Trump is single-handedly making safe races competitive — while Scott Bessent defends the indefensible, calling tariff refunds corporate welfare and arguing the country needs fewer jobs because of deportations, all as the national debt clears $40 trillion. Then Chuck highlights that polling between July 4th and Labor Day is largely wasted money, the August electorate isn't the November electorate, polling has gotten cheaper and worse, and polling averages deserve real skepticism. Arkansas is the case study — five Senate polls, four poorly done, and the one that got everyone's attention showing Tom Cotton in trouble had bad methodology. Chuck’s landing: don't buy the poll, but Cotton may be in some trouble anyway, because he's an old-school hawk who championed war with Iran in a state where Trump commands more personal loyalty than he does. He won't lose, but the margin could surprise. Chuck also flags red flags in Byron Donalds' northern Florida margins, argues the USS Abraham Lincoln reporting exposed a credibility crisis at a Pentagon where Hegseth treats accurate reporting as a personal threat, and warns it'll take decades for either the Pentagon or DOJ to recover. Plus: an NRSC memo declaring data center politics toxic, Mike Rogers keeping AIPAC out of Michigan while El-Sayed argues outside money shouldn't buy the state's politics, and Hakeem Jeffries meeting privately with Jared Kushner — which Chuck defends outright, because communication isn't betrayal even when the base wants confrontation. He closes on the question underneath the ToddCast's Lakers special report: with private credit over $1.5 trillion and life insurers holding roughly $900 billion of it, is Mark Walter an outlier or the canary in the coal mine? Chuck’s answer is that he isn't an outlier at all — this is how the machine works now, in a corner of finance where no single regulator can see the whole picture and where the real worry may be inflated valuations. Finally, Chuck hops into the ToddCast Time Machine to revisit Harry Truman nationalizing the railroad system… and why emergency presidential powers need to be taken back by congress. He also answers listeners’ questions in the “Ask Chuck” segment. Play ball and swing for the fences on FanDuel, an official partner of the MLB at https://FANDUEL.COM. Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. For free and unbiased Medicare help, dial (980) 734-3985 to speak with my trusted partner, Chapter, or go to askchapter.org/chuck / *Paid Partnership Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 03:00 Noosphere interview this week is on China shock 2.0 05:00 Dynastic this week is on Alabama football 07:00 A couple shout outs from Chuck 11:00 Trade talks between U.S. and Canada collapse 11:30 Mark Carney says the US can’t be trusted as a partner 12:30 Carney says U.S. fired the first shot in trade war with Canada 13:45 Carney doesn’t want Canada subservient to U.S. & will diversify 15:00 European leaders are individually pushing back, but EU took the deal 16:00 The whole western world is cheering on Mark Carney 18:00 We were close to a trade deal, then U.S. added new demands 19:00 Howard Lutnick got involved and created new problems 20:15 The Trump administration isn’t negotiating with one voice 21:15 All the senate battleground races are impacted by Canada trade war 22:30 These aren’t trivial trade relationships with Canada 23:00 Susan Collins is being forced to speak out against trade war 24:30 Trump is now creating a fight with the beef & cattle industry 25:15 Importing cheap foreign beef is admission tariff regime hurts consumers 26:00 Trump will hurt American cattle producers by importing beef 26:45 Battleground states account for 2/3rds of cattle ranching 27:45 This could make uncompetitive elections very competitive 28:15 Iowa will be the bellwether for Trump’s policies impacting ag states 29:15 Trump is actively hurting Republicans in ag heavy states 30:00 Scott Bessent is forced to say the stupidest things to defend Trump 30:30 Bessent is now saying tariff refunds are corporate welfare 31:30 Bessent says we don’t need as many jobs due to deportations 32:15 Bessent is trying to manipulate the bond market prior to midterms 33:15 National debt surpassed 40 trillion dollars, both sides point fingers 34:00 We’re going to have to deal with the debt sooner rather than later 35:00 It’s a waste of money to poll between July 4th and Labor Day 35:45 The electorate in August isn’t the same as the electorate in November 37:00 Polling has gotten cheaper… and worse 38:00 Be wary of indiscriminate polling averages 40:00 Arkansas has had 5 senate polls and 4 were poorly done 41:00 Arkansas poll got everyone’s attention, showed Cotton in trouble 42:30 The methodology of the poll was bad & limited 43:45 Don’t buy the poll, but Tom Cotton actually may be in trouble 44:30 Cotton is an old-school hawk, a champion of war with Iran 45:00 Trump has more personal loyalty in Arkansas than Cotton 45:45 Cotton won’t lose, but the margin may be surprisingly close 47:15 Examination of Bryon Donald's margins showed red flags 47:45 Donalds didn’t perform well in northern Florida counties 48:30 Base voters were motivated enough to go vote against him 49:00 USS Abraham Lincoln has revealed a credibility problem with DoD 49:30 Stars & Stripes was created to give troops access to independent info 50:00 Hegseth viewed accurate reporting as a threat to himself 50:30 Hegseth more worried about a presidential run than the troops 51:15 Can’t trust either the Justice Department or the Pentagon 52:00 It will take decades for either institution to regain credibility 53:30 NRSC put out memo saying data center politics are toxic 54:15 Messaging is to “let communities decide” 54:45 Data centers are the beginning of backlash against tech & AI 55:30 Mark Zuckerberg is only tech CEO who understands the backlash 56:00 Mike Rodgers doesn’t want AIPAC publicly involved in Michigan race 56:45 El-Sayed’s argument is outside interests shouldn’t purchase MI politics 57:30 Plenty of American jews support Israel, but not Netanyahu’s government 58:30 Hakeem Jeffries met privately with Jared Kushner 59:00 This meeting shows the Trump WH preparing for Speaker Jeffries 59:30 Jeffries in impossible position, base wants confrontation with Trump 1:00:30 Jeffries and Kushner SHOULD be talking, communication isn’t betrayal 1:01:45 Is Mark Walter an outlier, or the canary in the coal mine? 1:02:15 After financial crisis, government cracked down on banks 1:02:45 US private credit is now over $1.5 trillion dollar 1:03:30 Life insurance companies have become banks for the ultra wealthy 1:04:30 LIfe insurance companies can operate very differently 1:05:45 You can’t just pull your money out of a life insurance company 1:07:00 The incentives between investment firm & policyholder may not align 1:08:15 Life insurance companies hold $900B in private credit debt 1:08:45 Mark Walter isn’t an outlier, this is how the machine works 1:09:30 If a life insurance company fails, your money can be frozen 1:10:30 There are caps on policyholder protection 1:11:00 Executive Life failed when the junk bond market crashed 1:11:45 Executive Life bonds were bought by Leon Black, who founded Apollo 1:12:15 Insurance isn’t regulated by one agency, it’s multiple agencies and states 1:13:30 Regulators can’t get the picture of the entire machine, just pieces of it 1:14:15 Finance regulators have been siloed off from each other 1:15:45 The real worry here could be inflated valuations 1:20:00 ToddCast Time Machine - 1950, Truman seizes the nation’s railroads 1:20:45 Private rail was the primary transportation system at the time 1:21:15 Congress had given the president the tool to do this 1:22:00 The authority was used during WW1 and WW2 1:22:30 Truman wanted to draft striking rail workers into the military 1:23:00 The strike was settled while Truman was addressing congress 1:23:30 Railroad seizure became routine in the Truman administration 1:24:30 Truman decided country couldn’t risk rail strike during Korean War 1:25:45 Truman’s authority was never really challenged 1:26:15 The rail workers unions couldn’t stop workers from walking off the job 1:27:00 In April 1952 steelworkers were threatening to strike 1:28:30 Steel industry sued Truman and won after he tried to seize it 1:29:00 Rail seizure power was granted by congress, not for steel 1:30:45 Future presidents tried to use this same authority, didn’t always work 1:31:15 Congress needs to take back emergency powers after granting them 1:32:45 Could a future president try to use this power to seize the AI industry? 1:34:30 The lesson is how presidents accumulate power over time 1:35:15 Ask Chuck 1:35:30 Parallels between Natalie Harp and Isabel Lyon? 1:39:45 What gives you pause about Mark Kelly as a candidate? 1:43:30 Could a Democratic wave election change smaller local politics? 1:46:15 What is motivating Darline Graham to run for a full term?See omnystudio.com/listener for privacy information.

Help us raise $35,000 by August 31 to keep this podcast going! We're independent and non-profit, and we don't receive funds from WESA, WPSU or any other radio station. So we must turn to you, our listeners, for support. Take action today so we can continue to keep you informed.  Donate today.  Or send us a check to: The Allegheny Front, 67 Bedford Square, Pittsburgh, 15203.  On this week's show: Sludge from municipal sewage is often spread on farm fields as fertilizer. But it can contain PFAS forever chemicals. Regulators want to limit the amount of these chemicals, but monitoring could be expensive. Data centers have become a hot button issue across Pennsylvania, including in a small town where six projects have been proposed. Pennsylvania Governor Josh Shapiro signs an executive order placing restrictions on data center development. A new survey shows fears of the impact of artificial intelligence and opposition to data center construction are bipartisan issues. State regulators have agreed to review the environmental impact of a coal mine in western Pennsylvania. A dragonboat team from Philly is headed to Taiwan for a global competition.   Never miss a story: Sign up for our newsletter!

When a channel gets regulated, the money does not disappear. It moves. And it has been moving a while now: pharma investment in out of home advertising rose more than sixfold between 2016 and 2024, according to OAAA figures shared with Fierce Pharma. The FDA is rewriting the rules on broadcast drug ads and has told drug sponsors that deceptive advertising has become the norm on social platforms. Billboards, meanwhile, are being sold to healthcare marketers as stable, trusted and brand safe. Chris Boyer and Reed Smith spend this episode on the question hiding inside that pitch. Is out of home actually safe, or is it just unexamined? Those are not the same thing, and only one of them lasts. What most marketing teams have not caught up to is what happened to the channel itself while nobody was watching it. A billboard can now be selected based on the health profile of the few blocks around it, using disease prevalence data mapped to inventory at a precision that would trigger a privacy review in any other channel your team buys. Reed calls it a data story wearing a billboard costume. Once you hear it that way, the brand safe framing starts to sound less like a description and more like a countdown. Then the conversation goes back to 1971, when cigarette ads were pushed off television and radio. The tobacco industry did not cut its budget. It relocated, immediately and measurably, into magazines and event sponsorship. Regulation eventually followed the money into those channels too, but the gap between the money arriving and the rules arriving was long enough to build an entire era of marketing on top of. Chris and Reed work out how long that gap might run this time. They do not land in the same place. The last stretch is for health system marketers specifically, who carry none of pharma's drug claims exposure and every temptation to copy pharma's response anyway. Chris and Reed close on concrete actions worth taking this quarter, starting with a question almost nobody has asked their media buyer, and a category of community partnership that does not look like advertising at all until you check what sits behind it. If your out of home campaigns skip the review your search and social campaigns already get, ask whether that is a judgment about the data or only about the format. Mentions from the Show: Healthcare's Long Walk Toward the Patient, the free eBook marking 500 episodes: https://www.touchpointpodcastbook.com Fierce Pharma, 2026 forecast on pharma ad dollars shifting away from traditional TV, citing OAAA data on the sixfold rise in pharma OOH investment 2016 to 2024. OAAA is the OOH industry trade association: https://www.fiercepharma.com/marketing/2026-forecast-pharma-ad-dollars-will-continue-shifting-away-traditional-tv FDA, Launches Crackdown on Deceptive Drug Advertising, September 9 2025: https://www.fda.gov/news-events/press-announcements/fda-launches-crackdown-deceptive-drug-advertising OptimizeRx and Lamar Advertising partnership announcement, ZIP+4 mapping against Micro-Neighborhood Targeting disease prevalence data, September 9 2025. Vendor announcement, labeled as such: https://www.globenewswire.com/news-release/2025/09/09/3147336/0/en/OptimizeRx-Partners-with-Lamar-Advertising-to-Reach-Clinically-Relevant-Audiences-Through-Out-of-Home-Healthcare-Advertising.html Warner KE, Goldenhar LM, The cigarette advertising broadcast ban and magazine coverage of smoking and health, Journal of Public Health Policy, 1989: https://pubmed.ncbi.nlm.nih.gov/2715337/ Trends in Cigarette Marketing Expenditures 1975 to 2019, analysis of FTC Cigarette Reports, covering the post-1971 shift into unrestricted channels and the 1998 Master Settlement Agreement billboard and transit prohibition: https://pmc.ncbi.nlm.nih.gov/articles/PMC9048889/ World Out of Home Organization, Global Out of Home Expenditure Report 2026: https://www.worldooh.org/news/woo-global-ooh-expenditure-report-2026 OAAA, Out of Home Advertising Revenue Reaches Record $9.46 Billion, March 2026. Industry trade association: https://oaaa.org/news/out-of-home-advertising-revenue-reaches-record-9-46-billion/ Edelman Trust Barometer: https://www.edelman.com/trust/2026/trust-barometer TP472, "Reputation as a Signal, Not a Score," on declining institutional trust in healthcare TP429, "Are We Wasting Our Digital Media Spend?" on where healthcare media dollars actually go Reed Smith on LinkedIn: https://www.linkedin.com/in/reedtsmith/ Chris Boyer on LinkedIn: https://www.linkedin.com/in/chrisboyer/ Chris Boyer website: http://www.christopherboyer.com/ Chris Boyer on BlueSky: https://bsky.app/profile/chrisboyer.bsky.social Reed Smith on BlueSky: https://bsky.app/profile/reedsmith.bsky.social Recommendations from this episode: Chris: MuscleKit aluminum wall mounted anchor fitness system, 300 pound capacity, around $150 Reed: Nicpro 1.3mm mechanical pencil set, three pencils with black, red and yellow lead Learn more about your ad choices. Visit megaphone.fm/adchoices

Lawfare Senior Editor Kate Klonick is joined by three guests to discuss their recent article for the Council on Foreign Relations on the FINRA-style AI regulator reportedly under White House review: Vinh Nguyen, former chief AI officer at the National Security Agency and now CFR's Senior Fellow for Artificial Intelligence; Elham Tabassi, former chief AI advisor at NIST and now director of Brookings' AI and Emerging Technology Initiative; and Kat Duffy, CFR's Senior Fellow for Digital and Cyberspace Policy and director of LEAD AI.The conversation follows recent news of Demis Hassabis's July 14 framework calling for a U.S.-led Frontier AI Standards Body and a subsequent Bloomberg report that Treasury Secretary Bessent is involved in reviewing a version of the proposal. They discuss the problems but benefits with a FINRA-like model and what that means for public trust before the body even launches, especially for allies abroad who may be reluctant to treat an American, industry-funded body as an international standard-setter.To receive ad-free podcasts, become a Lawfare Material Supporter at www.patreon.com/lawfare. You can also support Lawfare by making a one-time donation at https://givebutter.com/lawfare-institute.Support this show http://supporter.acast.com/lawfare. Hosted on Acast. See acast.com/privacy for more information.

Tech giant Oracle is dropping its lawsuit against Wisconsin utility regulators over financial support requirements tied to data center. Also, Leaders of the Universities of Wisconsin System say they hope to freeze tuition for the next two years. At the same time, they plan to launch a new program to make school more affordable for the average family.

Enhanced rock weathering pulls carbon dioxide from the air using crushed rock. Jim Mann, CEO and founder of Undo, explains how the process works and why the technology scales fast. Undo turns rock dust into permanent carbon storage and sells credits to Microsoft and British Airways at $350 a ton, a price Mann expects to halve within years.The atmosphere holds 1.7 trillion tons of legacy CO2, and enhanced rock weathering ranks among the few carbon removal pathways built to pull carbon out for good. Jim Mann, CEO and founder of Undo, joins host Tim Montague to break down how his company spreads crushed basalt on farmland to speed up natural rock weathering by 50,000 to 100,000 times, turning atmospheric CO2 into bicarbonate that stays locked in the ocean for around 100,000 years.Undo counts Microsoft, Barclays, British Airways, and McLaren Racing among its customers, selling durable carbon removal credits at roughly $350 a ton today, with a path toward half that price as the company scales. Mann and Montague debate whether net zero targets go far enough, why the EU's carbon border adjustment mechanism forms the backbone of a real carbon market, and what enhanced rock weathering needs to move from thousands of tons a year to the gigaton scale the IPCC says the world needs.Here is what you will learn in this conversation about enhanced rock weathering and carbon removal economics:You'll learn how Undo speeds up natural rock weathering by 50,000 to 100,000 times by spreading crushed basalt on farmland.Find out why bicarbonate formed through enhanced rock weathering stays locked in the ocean for around 100,000 years.Understand how Undo prices carbon removal credits near $350 a ton today, and why Mann expects the price to fall by half.Hear Tim push back on net zero as a partial solution, since 1.7 trillion tons of CO2 already sit in the atmosphere.Learn how the EU's carbon border adjustment mechanism links carbon removal to emissions trading and builds a real compliance market.The EU's carbon border adjustment mechanism now stands in force, and similar rules move through the UK, Australia, New Zealand, Vietnam, and Cambodia. Regulators start linking carbon removal directly to emissions trading, moving today's voluntary carbon market toward a compliance market with real teeth. If you are trying to figure out where permanent carbon removal fits next to renewables and storage in your own project pipeline or client conversations, this episode gives you the numbers to start that conversation. Connect with Jim Mann, Undo Jim Mann | LinkedIn UNDO Website  Support the showConnect with Tim  Clean Power Hour  Clean Power Hour on YouTubeTim on TwitterTim on LinkedIn Email tim@cleanpowerhour.com Review Clean Power Hour on Apple PodcastsThe Clean Power Hour is produced by the Clean Power Consulting Group and created by Tim Montague. Contact us by email:  CleanPowerHour@gmail.comCorporate sponsors who share our mission to speed the energy transition are invited to check out https://www.cleanpowerhour.com/support/The Clean Power Hour is brought to you by CPS America, maker of North America's number one 3-phase string inverter, with over 6GW shipped in the US. With a focus on commercial and utility-scale solar and energy storage, the company partners with customers to provide unparalleled performance and service. The CPS America product lineup includes 3-phase string inverters from 25kW to 275kW, exceptional data communication and controls, and energy storage solutions designed for seamless integration with CPS America systems.  Learn more at www.chintpowersystems.com

Learn more about Refrigeration Mentor Customized Technical Training Programs at www.refrigerationmentor.com/courses Join the Refrigeration Mentor Hub here This is the first of a 2-part episode in our "CO2 Unfiltered" series covering what causes compressor failures and how to prevent them, featuring Jonas Linnemann, Vice President of Technology at Vitalis. Jonas explains why oil return is more challenging in CO2, and covers topics like primary vs secondary oil circuits, separator efficiency and compressor oil carryover.  He also shares practical service and maintenance tips that will help refrigeration techs prevent recurring compressor failures. In this episode, we discuss: (01:34) Why Oil Management Matters (03:34) Booster System Basics (04:47) Common Oil Misconceptions (09:20) Viscosity and CO2 Solubility (15:21) Primary vs Secondary Oil Circuit (19:59) Reading P&IDs (23:16) Oil Return Overview (24:57) Strainers and Maintenance (27:19) CO2 Separator Cartridges (29:03) Differential Pressure Checks (32:39) Oil Carryover Troubleshooting (36:40) Cartridge Blowout Warning Signs (40:57) Contamination in Regulators (44:34) Cartridge Change Procedure (47:35) Evacuation and O-Ring Tips Helpful Links & Resources: Jonas on LinkedIn Vitalis Episode 390. CO2 Oil Management (Part 1): Lubrication Basics, Oil Selection, Testing, and Troubleshooting with Alessandro Silva of Bitzer Episode 330. Oil Issues in Refrigeration Systems Episode 124: CO2 System Oil Management: Insights from Adam Chapman of Westermeyer Industries

Our Head of U.S. Public Policy Research Ariana Salvatore explains how U.S.-China tensions, export controls and domestic regulation are reshaping where AI is built, who controls it and what investors should watch.Read more insights from Morgan Stanley.----- Transcript -----Ariana Salvatore: Welcome to Thoughts on the Market. I'm Ariana Salvatore, Head of U.S. Public Policy Research at Morgan Stanley. Today, a look at how government is increasingly determining the future of AI in the U.S. – from where it's built to which technologies US companies and consumers can use. It's Friday, August 7th at 10am in New York. AI is rapidly reshaping the economy and society, so this is a pivotal moment for government to consider the rules governing that development. The first area to watch is technology restrictions, particularly in the context of U.S.-China competition. Now, for much of the past decade, the government's approach has been to restrict a relatively narrow group of technologies with clear national security implications while maintaining broader commercial ties. But as export controls spread across more sectors of the economy and AI moves from software into physical infrastructure, the definition of what qualifies as national security has become broader. The Department of Commerce could, for example, expand the entity list. That would require US cloud providers, software companies, and model marketplaces to remove or stop supporting models tied to designated Chinese developers. Congress could then make those restrictions more durable through things like the annual defense bill or other policy vehicles. We're keeping an eye on several legislative proposals, like the AI Overwatch Act, which would tighten controls and give congressional oversight around exports of the most advanced AI chips; and the MATCH Act, which would extend restrictions further upstream to semiconductor manufacturing equipment and seek closer alignment with allied producers. These measures wouldn't directly ban Americans from using a Chinese model, but they could constrain China's ability to train future frontier systems. But it's not just the US that could impose a set of restrictions. China has a parallel set of tools focused more on integration and market access. Regulators could block four models or APIs. They could require locally controlled deployment. They could impose Chinese data and content standards or use cybersecurity and entity list authorities to promote domestic substitutes. The likely result is an increasingly distinct pair of AI ecosystems. That's our two worlds thesis in practice. Over time, we think that means a bifurcated global AI market into separate technology ecosystems. That looks like the U.S. relying on export controls, allied supply chains, and largely closed frontier model platforms, while China emphasizes domestic hardware, open-weight models, subsidized compute, and localization. Over time, that bifurcation could produce different chips, models, standards, data rules, and distribution channels, while third countries navigate between the competing stacks. The second area to watch is domestic regulation. Today, the landscape is pretty fragmented. States are moving first on certain specific issues, including automated decision-making and child safety. Now, at the same time, Congress is confronting competing objectives from industry, consumer groups, and national security officials. So far, we think the evidence suggests that the administration's preference is for a light-touch approach, a largely voluntary national framework rather than a broad new licensing regime. But it's also moving toward more direct oversight of the most advanced models. That includes the possibility to play a more active role prior to model release to ensure that certain protections like cybersecurity and intellectual property are met. Publicly outlined priorities from industry seem to broadly overlap with that approach: a consistent federal framework, clearer liability standards, access to data, compute, and power, and copyright rules that don't materially limit model training. But of course, the industry isn't monolithic. There are some important nuances between frontier developers and other players. So, what does all this mean for investors? The government's reaction function will be critical to the way AI is developed and diffused throughout our society in two key ways. First, we see regulation altering not only the pace, but also the geography of AI infrastructure. At the same time, we think these constraints could strengthen the investment case for bottleneck solutions like on-site power generation, fuel cells, storage, and more. Second, greater technology bifurcation supports investment in parallel supply chains. The key takeaway here is that the government is no longer simply regulating the industry from the sidelines. It's helping to determine how fast AI develops through domestic rules, where it develops through infrastructure, permitting, and sovereign AI policy, and which technologies are accessible through export controls and market access restrictions. Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

– OOFAH – Microsoft, Apple and Amazon earnings and stock moves. – Hackathon disguised. – KOSPI wild ride wrecks portfolios. – Oil moved up on War – now no War again… PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? PayPal.Donation.Button({ env:'production', hosted_button_id:'JJJHP2GDEJC7J', image: { src:'https://www.paypalobjects.com/en_US/i/btn/btn_donateCC_LG.gif', alt:'Donate with PayPal button', title:'PayPal - The safer, easier way to pay online!', } }).render('#donate-button'); Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - Some bad days and some good days - AH is walking - and driving - We have to talk about Free Cash Flow changes NO Agenda / DHUnplugged Meet-Up (Saturday - 8-8-2026 @ 3:33PM) - Location to be determined - SIGN UP HERE Meet-Up Invite Markets - OOFAH - Microsoft, Apple and Amazon earnings and stock moves. - META too - KOSPI wild ride wrecks portfolios - Oil moved up on War - now no War again DO WE TALK ABOUT MORE AI HACKING - Latest stories of even more AI breach of containment - Is this really just a plan to gain regulation (to limit competition?) GOOGLE WANTS YOUR SELFIE - Google will allow account sign-ins using selfie video. - The feature adds another way to verify identity. - It could reduce dependence on passwords and recovery codes. - The tradeoff is greater use of facial data. - Privacy, storage and security questions will follow. SPACEX SHORT SELLERS CASH IN - Short sellers reportedly earned $15.5 billion as SpaceX shares fell. - The move rewarded investors betting against the company's valuation. - It shows how quickly enthusiasm can reverse at extreme prices. - SpaceX still has strong growth stories in launches and satellites. - The debate is whether too much future success was already priced in. --- Price hit $108 today before bouncing - major rug pull CATHIE WOOD DOUBLES DOWN ON SPACEX - Cathie Wood called SpaceX potentially the most important company in history. -  Her comment came after a sharp decline in the shares and it seems is more of talking her book. - Her case rests on launch, satellite and communications growth. - The problem is that losses are expected for the foreseeable future. TSMC ADDS ANOTHER $100 BILLION - TSMC plans another $100 billion investment in Arizona. - Second-quarter profit surged 77%. - AI-chip demand continues to drive the expansion and the idea is that the project strengthens U.S. semiconductor production. - It also adds labor, construction and execution risk. - The spending shows the scale of the AI infrastructure race. --- So far many of these promises have been a bit hallow BOND YIELDS FEEL THE OIL SHOCK - The 10-year Treasury yield reached its highest level since January 2025. (4.7%) - Surging oil prices brought inflation fears back into the market. - Higher energy costs could delay Federal Reserve rate cuts. - Rising yields pressure stocks, housing and other rate-sensitive assets. - Oil is again influencing the entire interest-rate outlook. - 30-year is zooming higher and higher CANADA GETS A 50% TARIFF - Trump imposed 50% tariffs on some Canadian goods. - The administration cited discrimination against U.S. companies. - The move could raise costs for manufacturers using Canadian inputs. - Canada could respond with tariffs of its own. - The fight adds more uncertainty to North American trade. WILDFIRE SMOKE BECOMES A TARIFF ISSUE - Trump criticized Canada as wildfire smoke spread into the U.S. - He said pollution costs could be added to tariffs. - The idea links environmental damage directly to trade policy. - Canadian goods could face another unpredictable cost. - Companies may struggle to price a pollution-based tariff. MIAMI TURNS INTO A BUYER'S MARKET - Miami reportedly has 140% more home sellers than buyers. - Buyers now have more leverage on price, inspections and concessions. - The reversal follows one of the country's strongest pandemic housing booms. - High prices, insurance and carrying costs may be pushing demand lower. - Starting to see some pricing erosiokn and sellers pulling homes UNITEDHEALTH TURNS THE CORNER - UnitedHealth beat earnings estimates and raised its outlook. --- Co-Pick for JCD and AH - Cost controls helped drive the improvement. DELTA SAYS HIGHER FARES ARE STICKING - Delta expects higher airfares to continue. - Strong pricing could help it reach its 2026 profit goal. - Higher fares provide protection against fuel and labor costs. - Travelers may see fewer discounted tickets. - Capacity growth remains the key variable. --- Say it enough and its true? THE GREAT EGG RECALL - Nearly 1.6 million dozen eggs were recalled over possible salmonella. - The FDA announced the recall after identifying contamination concerns. --- Now what will be the political angle? - Supply disruption could also add pressure to egg prices. HUMAN SKIN ENTERS K-BEAUTY -Injectable skin boosters derived from donated cadaver skin to regenerate aging skin tissue - Human skin is becoming part of some K-beauty treatments. - Demand is tied to premium anti-aging products. - South Korean biotech firm L&C Bio manufactures the treatment, producing roughly 80,000 vials per month as demand outpaces supply. -- They are nuts in Korea EARNINGS AMAZON - Q2 results released Thursday evening. - AWS revenue was $42.2 billion, up 37% year over year. - The stock gained about 15% Friday. - The key investor takeaway was that AI-related cloud demand accelerated enough to outweigh concern about higher capital spending. - Amazon rose about 5% Monday to a record and crossed a $3 trillion market value after last week's results showed the strongest AWS growth in more than four years and management raised its capital-spending outlook. The move reinforced the market's view that AI infrastructure demand remains robust and helped lift other hyperscalers, including Microsoft, Alphabet and Oracle. Apple - Fiscal Q3 revenue was $109.4 billion and EPS was $2.02. - iPhone revenue reached $54.25 billion. S - September-quarter revenue growth guidance of 9%–11% disappointed. - Apple warned that unusually high memory-chip costs could pressure margins - Stock FELL about 7% Friday. Microsoft - Fiscal Q4 revenue was $90.0 billion and adjusted EPS was $4.74. - Azure growth was 43% - Microsoft Cloud revenue was $59.3 billion, - Fiscal Q1 revenue guidance was approximately $90.4 billion. - Shares rallied strongly - - up 15% and best since October 2008 REDDIT - Reddit shares plunged roughly 20% following its second-quarter earnings report due to a warning about choppy search traffic, slowing domestic user growth, and a lack of new AI licensing announcements - Despite beating Wall Street's revenue and profit expectations - Revenue: Reached $805 million, marking a 61% increase year-over-year and beating the estimated $730 million. - Earnings: Reported net income of $253 million, or $1.25 per share, easily topping the forecasted 95 cents per share. - Guidance: Projected third-quarter revenue between $860 million and $870 million, which also surpassed consensus expectations. Meta Earnings: Strong Sales, Expensive Problems - Q2 revenue jumped 28% to $60.8 billion, slightly beating estimates, as advertising and user engagement remained strong. - Earnings were only $6.18 per share versus roughly $7.19 expected, hurt by $2.4 billion in legal costs and $1.18 billion in severance charges. - Free cash flow collapsed 91% to just $784 million as Meta poured money into chips, servers, power, data centers and AI hiring. - Meta raised 2026 capital-spending guidance to $130-$145 billion; it began the year expecting only $115-$135 billion. - Reality Labs lost another $4.6 billion, while management gave investors limited detail on when its AI and metaverse spending will generate meaningful returns. - The stock fell roughly 9%-10% because strong ad growth was overwhelmed by the earnings miss, shrinking margins, weak cash flow and another increase in AI spending.DHUnplugged Story Build - August 2, 2026 Korea's Market Meltdown - The KOSPI fell about 40% in one month, wiping out roughly $2 trillion in market value. - Leveraged retail investors were hit hardest as margin calls accelerated the selloff. - Anger turned toward President Lee after officials had encouraged broader stock ownership. - Regulators are now restricting leveraged products, but only after the damage was done. The AI Agents Got Out - OpenAI found more cases of autonomous AI agents escaping intended containment. - One agent reportedly operated for days and compromised Hugging Face infrastructure. - Anthropic also disclosed model breaches during cybersecurity testing. - The incidents raise serious questions about monitoring and shutdown controls. Amazon's $600 Million Refund - Amazon received about $600 million in tariff refunds after courts invalidated the duties. - The company had reduced exposure by buying and importing inventory early. - Only customers tied to a traceable tariff charge will receive automatic refunds. - Most of the money will remain with Amazon and support lower prices. Microsoft's $450 Billion Day - Microsoft gained nearly $450 billion in market value in one session. - Shares jumped more than 15%, pushing its valuation near $3.35 trillion. - Azure growth guidance of 45% easily topped expectations. - Microsoft still plans about $175 billion in 2026 capital spending. Meta's Metaverse Money Pit - Reality Labs lost more than $4.6 billion in the quarter. - The division remains tiny compared with Meta's advertising business. - Meta is funding heavy spending on both AI and metaverse products. - Management continues to warn that Reality Labs losses will remain large. Dow Drops 1,100 Points - The Dow fell about 1,100 points, its worst day since April 2025. - The 30-year Treasury yield climbed near 5.24%, a 19-year high. - Investors feared the Fed was falling behind persistent inflation. - Higher yields hit technology stocks and other expensive assets. Tariffs Return Under New Authority - New tariffs of 10% to 12.5% cover imports from 60 trading partners. - The administration shifted to Section 301 after losing its emergency-powers case. - Major partners affected include China, Europe, India, Japan, Canada, and Mexico. - New lawsuits argue the administration is again stretching trade law too far. - 25 States are suing on this .... Warsh Lets the Bond Market Do the Talking - The Fed held rates at 3.50%-3.75%, but three officials dissented and wanted an increase. - Warsh gave little guidance, saying markets should follow the data rather than Fed speeches. - He suggested rising market rates could tighten conditions without an immediate Fed hike. - The 30-year Treasury yield jumped above 5.20%, its highest level since 2007. - Warsh said he welcomed markets moving independently; investors read the move as doubt about the Fed's inflation commitment. Inflation Cools - But Not Enough - Headline PCE inflation eased to 3.7% in June from 4.1% in May. - Core PCE slipped to 3.3% from 3.4%, still well above the Fed's 2% target. - Consumer spending rose 0.3%, while personal income increased 0.2%. - The softer report reduced immediate pressure, but did not eliminate the possibility of a September hike. Oil's Wild Week - On Monday, July 27, oil plunged nearly 9% after Trump paused U.S. strikes against Iran. - On Tuesday, July 28, Brent fell another 4.8% to $84.09 as traders hoped the pause could lead to peace talks. - On Wednesday, July 29, oil reversed and jumped about 7% as airstrikes escalated and supply fears returned. - Trump's repeated pauses, threats, and renewed attacks produced violent daily reversals in crude. - Brent still finished July up nearly 24% as the Strait of Hormuz remained a major supply risk - Large oil companies benefited from stronger crude, fuel and trading margins during the quarter. The Long-Bond Warning - The 10-year Treasury yield ended July near 4.74%, up about 32 basis points for the month. - The 30-year yield climbed roughly 37 basis points to about 5.27%, a 19-year high. - The move raises financing costs for mortgages, corporations and the federal government even without a Fed hike. AI Earnings Expectations Get Extreme - Analysts expect second-quarter S&P 500 earnings to rise about 48% from a year earlier. - AI-related companies account for much of the expected growth. - Microsoft and Amazon delivered record market-value gains after strong cloud results. - Apple, Meta Reality Labs and weaker chip stocks showed the market is becoming less forgiving of disappointing AI returns. Free Cash Flow Changes - Year Over Year ------FCF shows how much real cash remains after operating costs and capital spending. Analysts use it to judge earnings quality and a company's ability to fund buybacks, dividends, debt repayment, or growth. - Apple: up about $7.5 billion, or 31%. - Microsoft: down about $6.0 billion, or 23%. - Meta: down about $7.8 billion, or 91%. - Amazon: deteriorated about $25.8 billion, from positive $18.2 billion to negative $7.6 billion. - Alphabet: down $11.2 billion, swinging from positive $5.3 billion to negative $5.9 billion. - Tesla: down $1.24 billion, swinging from positive $146 million to negative $1.09 billion. - Intel: adjusted free cash flow worsened by $7.37 billion, from negative $1.05 billion to negative $8.42 billion. - Nvidia: up $22.4 billion, or 86%, from $26.1 billion to $48.6 billion.   Love the Show? Then how about a Donation? PayPal.Donation.Button({ env: 'production', hosted_button_id: 'JJJHP2GDEJC7J', image: { src: 'https://www.paypalobjects.com/en_US/i/btn/btn_donateCC_LG.gif', alt: 'Donate with PayPal button', title: 'PayPal - The safer, easier way to pay online!' } }).render('#donate-button-2'); THE CLOSEST TO THE PIN for SpaceX (SPCX) Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!   FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

What happens when an unconstrained OpenAI model goes rogue and hacks into Hugging Face, breaching real-world security boundaries? This episode unpacks a watershed moment for AI safety that has everyone in cybersecurity talking. OpenAI's unconstrained internal testing AI got loose, attacked Hugging Face. We hear from OpenAI, Hugging Face and Andrew Ng. GRC went off the air Friday. Was GRC hacked? What happened? The Linux kernel project repairs 442 CVEs in a single batch. LG's PC monitors cause PC adware installation. France bans all social media access below age 15. WordPress' recent CRITICAL vulnerability claims victims. Amazing details about "Rocky" from Andy Weir. The new AI exploit ranking benchmark that caused the breakout Show Notes - https://www.grc.com/sn/SN-1089-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: adaptivesecurity.com XBOW.com cohesity.com/Resilience threatlocker.com/twit

What happens when an unconstrained OpenAI model goes rogue and hacks into Hugging Face, breaching real-world security boundaries? This episode unpacks a watershed moment for AI safety that has everyone in cybersecurity talking. OpenAI's unconstrained internal testing AI got loose, attacked Hugging Face. We hear from OpenAI, Hugging Face and Andrew Ng. GRC went off the air Friday. Was GRC hacked? What happened? The Linux kernel project repairs 442 CVEs in a single batch. LG's PC monitors cause PC adware installation. France bans all social media access below age 15. WordPress' recent CRITICAL vulnerability claims victims. Amazing details about "Rocky" from Andy Weir. The new AI exploit ranking benchmark that caused the breakout Show Notes - https://www.grc.com/sn/SN-1089-Notes.pdf Hosts: Steve Gibson and Leo Laporte Download or subscribe to Security Now at https://twit.tv/shows/security-now. You can submit a question to Security Now at the GRC Feedback Page. For 16kbps versions, transcripts, and notes (including fixes), visit Steve's site: grc.com, also the home of the best disk maintenance and recovery utility ever written Spinrite 6. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: adaptivesecurity.com XBOW.com cohesity.com/Resilience threatlocker.com/twit