Podcasts about 42k

You spend years building your property portfolio, but have you ever stopped to think about your endgame? In today's episode, Rob & Rob are talking exit strategies, walking you through a typical investor scenario and exploring the different options you can take when it comes time to cash in, scale down, or pass it on.    (0:55) News story of the week.  (3:14) What's your property endgame?  (4:12) A typical investor scenario and exit options…  (5:55) Option 1: Keep all the properties.  (7:45) Option 2: What happens if you sell everything?  (9:20) Option 3: What if you pay off all the debt?  (11:05) The more advanced options…   (18:25) What would Rob & Rob do?  (23:40) Hub Extra.     Links mentioned:  The eviction heavies stoking the fires of Spain's property crisis  The Choir Of Man   The scenario:  You're hitting retirement age with a £3 million portfolio and £1 million of debt. Your properties have doubled in value since you bought them, and your leverage has halved. For simplicity, let's say that's 10 properties at £300K each.    You're generating pre-tax:  £210K income (7% yield)   £50K mortgage costs (5% rate)   £42K other costs (20%)   £118K profit     Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

La distancia exacta de una maratón es de 42 kilómetros y 195 metros.Si no lo sabías, podrías haber abandonado exactamente a los 42K pero te habrían faltado 195 metros.En una maratón, se recorren poco más de 216 veces la distancia de 195 metros.Esta analogía la uso pensando en aquellos proyectos de largo alcance, como una maratón, que cuando estamos por finalizarlos nos tienen agotados y muchos renuncian cuando "casi" llegan a la meta.Es aquí donde se requiere fuerza mental y a veces física, para perseverar y dar el último empujón para finalizar con éxito esas tareas.Los deportistas se visualizan llegando a la meta, como una forma de darse más ánimo cuando las fuerzas y el entusiasmo decaen.Lo mismo te sugiero, cuando estés embarcado en esos proyectos de consultoría, desarrollo, construcción o de ventas, que pueden tomar mucho tiempo y al final estás muy cansado y puedes estar tentado a lanzar la toalla y mandar todo al despeñadero, por no darte cuenta que falta el tramo final...los 195 metros.

Det blev dramatik i Österlen Spring Trail, när Ida Nilsson var i kamp med bland andra Johan Lantz och Christian Malmström. Jonatan Fridolfsson gjorde ett kanonlopp i anrika Penyagolosa Trails. Och 57-årige Johan Jacobsson gick från soffan till seger i Kalmar Backyard Ultra. Och så blir det uppsnack inför SM i 24-timmars och 100 km. Ja, nu när löpsäsongen är igång på allvar tar vi även upp Linus Hultegårds andraplats i Istria 100 by UTMB, tekniskt och singletrack i MRC Finspång Loop Trail Ultra och backyards även i Vistakulle och av Knallen i Borås. Kapitel: 00:00 Intro 00:40 Presentation 02:06 Istria 100 by UTMB - Linus Hultegård tvåa på 42K 03:10 Penyagolosa Trails - Jonatan Fridolfsson 8:a på MiM 04:29 Intervju med Jonatan Fridolsson 14:09 Eftersnack Jonatan Fridolsson 17:27 Vistakulle Backyard 17:42 Knallens Backyard 18:55 Kalmar Backyard Ultra 20:54 Intervju med Johan Jacobsson 32:49 Eftersnack Johan Jacobsson 36:04 MRC Finspång Loop Trail Ultra 38:39 Österlen Spring Trail 50:21 Intervju med Johan Lantz efter målgång 51:46 Fortsättning Österlen Spring Trail 56:12 Intervju med Ida Nilsson 01:07:18 Eftersnack Ida Nilsson 01:08:24 Kommande tävlingar och världsrekordförsök 01:10:43 Inför SM i 24-timmars 01:19:57 Inför SM på 100 km 01:26:10 Avslutning

Think those “ghosted leads” aren't buying? Think again.In this episode, I walk you through exactly how one of our Sales Academy clients generated $42K in just 17 days from leads she thought were long gone. No new offer. No ads. No launch.She used our Buyers List™ system, worked it daily using Power Hour™, and plugged into our FU10x Method™ for ethical, psychology-backed follow-up. The result? 5 new high-ticket clients from her existing audience—people she assumed weren't ready or interested.If you've been assuming your leads are “not ready” or you're spinning in content mode wondering who's actually going to buy—this episode is going to flip the switch for you.Let's go!_____________Join our May High Performance Sales 3-Day Workshop:3 Days to Create More Demand, Close Higher Sales, and Build a Predictable Sales Process That Works Daily​Register for reminders + replays_____________SALES ACADEMY ENROLLMENT IS OPEN!It's $5,000 for the entire year—and here's what's included:✅ Weekly live sales training on what's working NOW✅ Weekly live sales coaching with role play + real-time feedback✅ Weekly personalized check-ins and advisory from my team✅ Quarterly private sales deep-dives to drive results at speed✅ Two private 45-minute 1:1 calls to map out your ROI + 90-day game plan✅ Private client portal with direct access to my team✅ Full curriculum with brain-based frameworks✅ High-intent DM scripts and personalized sales messaging✅ PLUS — Private Voxer pocket coaching with me, Monday–Friday (Have me in your back pocket so you never have to guess, wonder, or feel alone. Speed up your sales with on-the-go coaching every day of the work week.)Your entire sales machine built from the inside out. And right now, when you join, you get an additional bonus:

Correr 5K, 10K, 21K o 42K o cualquier distancia con un objetivo en mente requiere un ciclo de entrenamiento bien estructurado. Después de más de 12 años como running coach, me he dado cuenta de que muchas veces la falta de planeación no es por falta de ganas, sino porque no siempre sabemos por dónde empezar.Tener un entrenador o seguir un plan bien estructurado durante el tiempo adecuado puede marcar la diferencia entre solo intentarlo y realmente lograr tu meta.Vamos por unos kilómetros de coffeerun y te lo explico.

Garcelle Beauvais leaving 'RHOBH' after 5 seasons (Page Six) (21:11)Teresa Giudice and Husband Luis Ruelas Hit with $3 Million in Tax Liens (PEOPLE) (27:51)Vittoria Ceretti, 26, gives rare glimpse inside Leonardo DiCaprio relationship (Page Six) (38:20)Sydney Sweeney Deletes Kissing Pic With Fiance (TMZ) (43:53)Jamie King speaks out after being forced out of LA pad for owing more than $42K in back rent (Page Six) (51:16)Dear Toasters Advice Segment (55:11)The Toast with Jackie (@JackieOshry) and Claudia Oshry (@girlwithnojob) Lean InThe Camper and The Counselor by Jackie OshryMerchThe Toast PatreonGirl With No Job by Claudia OshrySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

James and Jess are joined by Buffalo Stampede course director Joseph Dorph to dive deep into the upcoming 2025 Buffalo Stampede. They break down the key races—the 100K, 42K, and 20K—analysing the course changes, standout athletes, and race-day strategies.Timestamps: (0:15) – Introduction & Event Overview (5:45) – 100K Men's Field (23:50) – 100K Women's Field (42:35) – 42K Men's Field (54:40) – 42K Women's Field (1:15:00) – 20K Men's Field (1:34:05) – 20K Women's Field (1:44:30) - Closing ThoughtsLinks: Buffalo Stampede Event Guide YouTube Full Course Preview

Today's conversation is with Don Cameron.Don is the cofounder of Crypto Glasgow and a familiar voice on the podcast.It's been 14 months since our last conversation in December 2023, when Bitcoin closed at $42K—and a lot has changed since then.This is a bull run special.Expect to learn:

Rob and Sean interview the top three winners of the Make Cash Challenge. Find out how third place Nick overcame his fear of asking family for money and secured a property deal with £40K equity, how second-place Fezan raised £42K and put offers on seven properties and how first place Phil generated a staggering £160K in just seven days! These inspiring success stories show what's possible when you combine accountability, support and the right motivation to take action. KEY TAKEAWAYS Overcoming the money talk barrier can yield surprising results, Nick's biggest challenge was having a difficult conversation with his sister about borrowing money but after facing his fear, she immediately agreed to lend him £10,000 for his property project. Diversifying income streams creates financial resilience and Nick not only secured property deals but also set up an eBay shop, planned an Etsy store, purchased silver as an investment, and is launching a podcast about efficiency and property investing. Corporate experience can be leveraged into entrepreneurship. Fezan, a Senior VP at a global investment bank, is transitioning his 16-17 years of corporate financial experience into coaching and mentoring others while building his property portfolio. Action beats perfection when launching a business, Fezan learned that while taking action is crucial, proper market research (especially regarding competitor pricing) is equally important when designing products and sales funnels. Structured challenges provide the accountability needed to overcome procrastination. All three winners emphasised that the daily accountability, reporting requirements, and motivation from seeing others succeed pushed them to take actions they had been postponing. Simple mortgage optimisation can generate significant savings, Phil generated £45,000 by simply refinancing his mortgage, demonstrating that reviewing and optimising existing financial arrangements can yield substantial returns with minimal effort. BEST MOMENTS "The most challenging thing was having a conversation with a family member to raise some capital. We're taught at an early age, don't talk about money, save money, save money and then actually get around to have that conversation, get pleasantly surprised by the outcome." "I'm sort of a lazy guy in some respects that I need a bit of a boost of motivation to actually go in and take action, because I'm kind of comfortable at least gotten comfortable at a certain time. So I need the kick on the backside just to kind of go upon and actually do it." "What I've learned from that is that, yes, action taking is important, but doing the research work as well, people who are serving within the same niche and pricing your products correctly is also important at the same time." VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey. CONTACT METHOD TikTok: https://www.tiktok.com/@progressiveproperty YouTube: https://www.youtube.com/channel/UC0g1KuusONVStjY_XjdXy6g Twitter: https://twitter.com/progperty LinkedIn: https://www.linkedin.com/company/progressiveproperty Instagram: https://www.instagram.com/progressiveproperty/ Facebook Community: https://www.facebook.com/groups/progressivepropertycommunity Facebook Page: https://www.facebook.com/Progpertyprogressive, property, investing, rent, housing, buy to lets, serviced accomodation, block, auction, home, financial freedom, recurring income, tax, mortgage, assets: http://progressiveproperty.co.uk/

Bombazo en el mundo del running: Bilbao se queda sin maratón. En un momento en el que las grandes pruebas de 42K en España están llenando dorsales y colgando el cartel de "sold out", la capital vizcaína decide dar un giro radical y apostar solo por la media maratón y la 10K. En el nuevo episodio de RUNNEA Talks, Gorka Cabañas y Lionel Nattes charlan con Iñigo Elarre, organizador de eventos deportivos como la Bilbao Night Fest (anteriormente Bilbao Night Marathon) o la Media Maratón de Donosti. Y como siempre, Elarre no se calla nada. ¿Por qué Bilbao se queda sin maratón? Mientras maratones como Valencia, Sevilla o Barcelona llenan inscripciones en cuestión de horas, Bilbao ha tomado una decisión sorprendente: eliminar la distancia reina. ¿Por qué? Elarre lo explica sin rodeos: La media maratón es la distancia perfecta para el corredor popular. Permite disfrutar del evento sin la exigencia extrema de un 42K. El turismo deportivo manda. Bilbao quiere atraer más corredores que combinen la prueba con un fin de semana en la ciudad. Las dificultades logísticas y económicas de organizar un maratón de noche y hacerlo sostenible a largo plazo. ¿Cómo será la nueva Bilbao Night Fest? Si la palabra "fiesta" ya estaba en el ADN de la Bilbao Night Marathon, la nueva Bilbao Night Fest quiere llevarlo al siguiente nivel. Habrá: ✅ Zona de fiesta y cerveza justo al cruzar la meta ✅ Conciertos antes y después de la carrera ✅ Un ambiente más espectacular con música, luces y una experiencia runner totalmente renovada La gran pregunta es: ¿será suficiente para compensar la pérdida del maratón? Después de escuchar este podcast, querrás apuntarte a una media maratón Gorka Cabañas y Lionel Nattes lo dejan claro: después de escuchar a Iñigo Elarre, querrás inscribirte a una media maratón. Porque sí, la distancia de 21K es la más disfrutona, la más accesible y la que más engancha. Escucha el episodio completo en RUNNEA Talks y cuéntanos: ¿Te han convencido? ¿Te apuntarás a la Bilbao Night Fest? Disponible en RUNNEA.com y en todas las plataformas de podcast.

Correr 5K, 10K, 21K o 42K o cualquier distancia con un objetivo en mente requiere un ciclo de entrenamiento bien estructurado. Después de más de 12 años como running coach, me he dado cuenta de que muchas veces la falta de planeación no es por falta de ganas, sino porque no siempre sabemos por dónde empezar.Tener un entrenador o seguir un plan bien estructurado durante el tiempo adecuado puede marcar la diferencia entre solo intentarlo y realmente lograr tu meta.Vamos por unos kilómetros de coffeerun y te lo explico.

This episode is best for:Coaches drowning in inconsistencyPeople who dream of running a business from anywhere Moms rebuilding after burnoutThose who hate vague marketing adviceAnyone sick of trading time for money---This week, I sat down with Sarah Greener—a New Zealand-born, Thailand-based business coach who helps mompreneurs claw back their time and profits.We dug into her wild journey from running 9 businesses (and failing at most!) to scaling a coaching empire that lets her work less while earning more.Sarah's “boring” systems let her work 3 days a week while her business earns cash. If you're still “hoping” your content works, her $42K ad ROI story will hurt (in the best way).–-Key takeaways:Effective Content Marketing: How Sarah 40X'd her Instagram DMs.ROI or GTFO: The investment that turned $2k in ads into $42k in sales by using a simple systemTrust ≠ AI Avatars: Sarah's techniques in filming content that 5X'd her engagement.Follow Sarah Greener at:https://www.instagram.com/sarahgreenercoach/ https://www.facebook.com/sarah.greener.125 https://www.linkedin.com/in/sarahgreener/https://www.tiktok.com/@themoxiemovementhttps://themoxiemovement.com/ #worklifebalance #mompreneurs #timemanagement #passiveincome #businessmoms---Time Stamps:00:00 Welcome to The Content Capitalists Podcast00:34 The Secret Struggle of Coaching That No One Talks About01:00 Chaos to System - How Did Sarah Do It?01:17 Her Coaching Story is UNEXPECTED04:30 Sarah's Christmas Day Realization That Led to a Breakthrough06:44 The Trap Most Coaches Fall Into and How to Escape It10:00 Content Creation Overwhelm? This Simple Fix Changed EVERYTHING14:32 These Results Were Unbelievable Until I Saw It Myself20:38 The Future of Coaching is Here22:43 Overwhelmed? Here's The One Thing You MUST Do---About Ken OkazakiKen Okazaki is the CEO of 20x Agency, a full-service video marketing agency that specializes in A-Z content creation for platforms like YouTube, Instagram, Facebook and TikTok. Their services help clients build authority, engage leads, and convert sales through high-quality content. With a global team across five countries, Ken serves clients in the US, Canada, Australia, and 15 other countries.Ken is also the inventor and CEO of GoBox Studio, a portable all-in-one podcasting and content creation studio that fits into a carry-on-sized case.Ken hosts the Content Capitalists Podcast, interviewing million-dollar earners about their success and strategies. He offers free courses on home studio setups, video marketing, and content creation.If you need top-tier marketing content or a portable studio, Ken can help you take your business to the next level.Follow Ken Okazaki at: https://www.instagram.com/kenokazaki/https://www.youtube.com/c/KenOkazakihttps://podcasts.apple.com/gb/podcast/the-content-capitalists-with-ken-okazaki/id1634328251https://open.spotify.com/show/09IzKghscecbI7jPDVBJTwContent Capitalists YouTube 

1UNITED STATES BANKRUPTCY COURTSOUTHERN DISTRICT OF TEXASHOUSTON DIVISIONIn re:INTRUM AB, et al.,1Debtors.Chapter 11Case No. 24-90575 (CML)(Jointly Administered)NOTICE OF APPEALPursuant to 28 U.S.C. § 158(a) and Federal Rules of Bankruptcy Procedure 8002 and 8003,notice is hereby given that the Ad Hoc Committee of holders of 2025 notes issued by Intrum AB(the “AHC”) hereby appeals to the United States District Court for the Southern District of Texasfrom (i) the Order Denying Motion of the Ad Hoc Committee of Holders of Intrum AB Notes Due2025 to Dismiss Chapter 11 Cases Pursuant to 11 U.S.C. § 1112(b) and Federal Rule ofBankruptcy Procedure 1017(f)(1) (ECF No. 262) (the “Motion to Dismiss Order”) and (ii) theOrder (I) Approving Disclosure Statement and (II) Confirming Joint Prepackaged Chapter 11Plan of Intrum AB and Its Affiliated Debtor (Further Technical Modifications) (ECF No. 263) (the“Confirmation Order”). A copy of the Motion to Dismiss Order is attached as Exhibit A and acopy of the Confirmation Order is attached as Exhibit B. Additionally, the transcript of theBankruptcy Court's oral ruling accompanying the Motion to Dismiss Order and ConfirmationOrder (ECF No. 275) is attached as Exhibit C.Below are the names of all parties to this appeal and their respective counsel:1 The Debtors in these Chapter 11 Cases are Intrum AB and Intrum AB of Texas LLC. The Debtors'service address in these Chapter 11 Cases is 801 Travis Street, Ste 2101, #1312, Houston, TX 77002.Case 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 1 of 62I. APPELLANTA. Name of Appellant:The members of the AHC include:Boundary Creek Master Fund LP; CF INT Holdings Designated Activity Company; CaiusCapital Master Fund; Diameter Master Fund LP; Diameter Dislocation Master Fund II LP; FirTree Credit Opportunity Master Fund, LP; MAP 204 Segregated Portfolio, a segregated portfolioof LMA SPC; Star V Partners LLC; and TQ Master Fund LP.Attorneys for the AHC:QUINN EMANUEL URQUHART & SULLIVAN, LLPChristopher D. Porter (SBN 24070437)Joanna D. Caytas (SBN 24127230)Melanie A. Guzman (SBN 24117175)Cameron M. Kelly (SBN 24120936)700 Louisiana Street, Suite 3900Houston, TX 77002Telephone: (713) 221-7000Facsimile: (713) 221-7100Email: chrisporter@quinnemanuel.comjoannacaytas@quinnemanuel.commelanieguzman@quinnemanuel.comcameronkelly@quinnemanuel.com-and-Benjamin I. Finestone (admitted pro hac vice)Sascha N. Rand (admitted pro hac vice)Katherine A. Scherling (admitted pro hac vice)295 5th AvenueNew York, New York 10016Telephone: (212) 849-7000Facsimile: (212) 849-7100Email: benjaminfinestone@quinnemanuel.comsascharand@quinnemanuel.comkatescherling@quinnemanuel.comB. Positions of appellant in the adversary proceeding or bankruptcy case that isthe subject of this appeal:CreditorsCase 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 2 of 63II. THE SUBJECT OF THIS APPEALA. Judgment, order, or decree appealed from:The Order Denying Motion of the Ad Hoc Committee of Holders of Intrum AB Notes Due2025 to Dismiss Chapter 11 Cases Pursuant to 11 U.S.C. § 1112(b) and Federal Rule ofBankruptcy Procedure 1017(f)(1) (ECF No. 262); the Order (I) Approving Disclosure Statementand (II) Confirming Joint Prepackaged Chapter 11 Plan of Intrum AB and Its Affiliated Debtor(Further Technical Modifications) (ECF No. 263); and the December 31, 2024 Transcript of OralRuling Before the Honorable Christopher M. Lopez United States Bankruptcy Court Judge (ECFNo. 275).B. The date on which the judgment, order, or decree was entered:The Motion to Dismiss Order and the Confirmation Order were entered on December 31,2024. The Court issued its oral ruling accompanying the Motion to Dismiss Order and theConfirmation Order on December 31, 2024.III. OTHER PARTIES TO THIS APPEALIntrum AB and Intrum AB of Texas LLCMILBANK LLPDennis F. Dunne (admitted pro hac vice)Jaimie Fedell (admitted pro hac vice)55 Hudson YardsNew York, NY 10001Telephone: (212) 530-5000Facsimile: (212) 530-5219Email: ddunne@milbank.comjfedell@milbank.com–and–Andrew M. Leblanc (admitted pro hac vice)Melanie Westover Yanez (admitted pro hac vice)1850 K Street, NW, Suite 1100Washington, DC 20006Telephone: (202) 835-7500Facsimile: (202) 263-7586Email: aleblanc@milbank.commwyanez@milbank.com–and–PORTER HEDGES LLPJohn F. Higgins (SBN 09597500)Case 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 3 of 64Eric D. Wade (SBN 00794802)M. Shane Johnson (SBN 24083263)1000 Main Street, 36th FloorHouston TX 77002Telephone: (713) 226-6000Facsimile: (713) 226-6248Email: jhiggins@porterhedges.comewade@porterhedges.comsjohnson@porterhedges.comIV. OTHER PARTIES THAT MAY HAVE AN INTEREST IN THIS APPEALThe following chart lists certain parties that are not parties to this appeal, but that may havean interest in the outcome of the case. These parties should be served with notice of this appealby the Debtors who are aware of their identities and best positioned to provide notice.All Other Creditors of the Debtors, Including, But Not Limited To:• Certain funds and accounts managed by BlackRock Investment Management (UK)Limited or its affiliates;• Capital Four;• Davidson Kempner European Partners, LLP;• Intermediate Capital Managers Limited;• Mandatum Asset Management Ltd;• H.I.G. Capital, LLC;• Spiltan Hograntefond; Spiltan Rantefond Sverige; and Spiltan Aktiefond Stabil;• The RCF SteerCo Group;• Swedbank AB (publ).Any Holder of Stock of the Debtors• Any holder of stock of the Debtors, including their successors and assigns.Case 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 4 of 65Respectfully submitted this 13th day of January, 2025.QUINN EMANUEL URQUHART &SULLIVAN, LLP/s/ Christopher D. PorterChristopher D. Porter (SBN 24070437)Joanna D. Caytas (SBN 24127230)Melanie A. Guzman (SBN 24117175)Cameron M. Kelly (SBN 24120936)700 Louisiana Street, Suite 3900Houston, TX 77002Telephone: (713) 221-7000Facsimile: (713) 221-7100Email: chrisporter@quinnemanuel.comjoannacaytas@quinnemanuel.commelanieguzman@quinnemanuel.comcameronkelly@quinnemanuel.com-and-Benjamin I. Finestone (admitted pro hac vice)Sascha N. Rand (admitted pro hac vice)Katherine A. Scherling (admitted pro hac vice)295 5th AvenueNew York, New York 10016Telephone: (212) 849-7000Facsimile: (212) 849-7100Email: benjaminfinestone@quinnemanuel.comsascharand@quinnemanuel.comkatescherling@quinnemanuel.comCOUNSEL FOR THE AD HOC COMMITTEE OFINTRUM AB 2025 NOTEHOLDERSCase 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 5 of 6CERTIFICATE OF SERVICEI, Christopher D. Porter, hereby certify that on the 13th day of January, 2025, a copy ofthe foregoing document has been served via the Electronic Case Filing System for the UnitedStates Bankruptcy Court for the Southern District of Texas./s/ Christopher D. PorterBy: Christopher D. PorterCase 24-90575 Document 296 Filed in TXSB on 01/13/25 Page 6 of 6EXHIBIT ACase 24-90575 Document 296-1 Filed in TXSB on 01/13/25 Page 1 of 31IN THE UNITED STATES BANKRUPTCY COURTFOR THE SOUTHERN DISTRICT OF TEXASHOUSTON DIVISION)In re: ) Chapter 11)Intrum AB, et al.,1 ) Case No. 24-90575 (CML)))Jointly AdministeredDebtors. ))ORDER DENYING MOTION OF THE AD HOCCOMMITTEE OF HOLDERS OF INTRUM AB NOTES DUE 2025TO DISMISS CHAPTER 11 CASES PURSUANT TO 11 U.S.C. § 1112(B) ANDFEDERAL RULE OF BANKRUPTCY PROCEDURE 1017(F)(1)(Related to Docket No. 27)This matter, having come before the Court upon the Motion of the Ad Hoc Committee ofHolders of Intrum AB Notes Due 2025 to Dismiss Chapter 11 Cases Pursuant to 11 U.S.C. §1112(b) and Federal Rule of Bankruptcy Procedure 1017(f)(1) [Docket No. 27] (the “Motion toDismiss”); and this Court having considered the Debtors' Objection to the Motion of the Ad HocCommittee of Holders of Intrum AB Notes Due 2025 to Dismiss Chapter 11 Cases Pursuant to 11U.S.C. § 1112(b) and Federal Rule of Bankruptcy Procedure 1017(f)(1) (the “Objection”) andany other responses or objections to the Motion to Dismiss; and this Court having jurisdiction overthis matter pursuant to 28 U.S.C. § 1334 and the Amended Standing Order; and this Court havingfound that this is a core proceeding pursuant to 28 U.S.C. § 157(b)(2); and this Court having foundthat it may enter a final order consistent with Article III of the United States Constitution; and thisCourt having found that the relief requested in the Objection is in the best interests of the Debtors'1 The Debtors in these Chapter 11 Cases are Intrum AB and Intrum AB of Texas LLC. The Debtors' serviceaddress in these Chapter 11 Cases is 801 Travis Street, STE 2101, #1312, Houston, TX 77002.United States Bankruptcy CourtSouthern District of TexasENTEREDDecember 31, 2024Nathan Ochsner, ClerkCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29662-1 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 2 o of f2 32estates; and this Court having found that the Debtors' notice of the Objection and opportunity fora hearing on the Motion to Dismiss and Objection were appropriate and no other notice need beprovided; and this Court having reviewed the Motion to Dismiss and Objection and havingheard the statements in support of the relief requested therein at a hearing before this Court; andthis Court having determined that the legal and factual bases set forth in the Objectionestablish just cause for the relief granted herein; and upon all of the proceedings had beforethis Court; and after due deliberation and sufficient cause appearing therefor, it is HEREBYORDERED THAT:1. The Motion to Dismiss is Denied for the reasons stated at the December 31, 2024 hearing.2. This Court retains exclusive jurisdiction and exclusive venue with respect to allmatters arising from or related to the implementation, interpretation, and enforcement of this Order.DAeucegmubste 0r 23,1 2, 0210294CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29662-1 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 3 o of f2 3EXHIBIT BCase 24-90575 Document 296-2 Filed in TXSB on 01/13/25 Page 1 of 135IN THE UNITED STATES BANKRUPTCY COURTFOR THE SOUTHERN DISTRICT OF TEXASHOUSTON DIVISION)In re: ) Chapter 11)Intrum AB et al.,1 ) Case No. 24-90575 (CML)))(Jointly Administered)Debtors. ))ORDER (I) APPROVINGDISCLOSURE STATEMENT AND(II) CONFIRMING JOINT PREPACKAGED CHAPTER 11PLAN OF INTRUM AB AND ITS AFFILIATEDDEBTOR (FURTHER TECHNICAL MODIFICATIONS)The above-captioned debtors and debtors in possession (collectively, the“Debtors”), having:a. entered into that certain Lock-Up Agreement, dated as of July 10, 2024 (asamended and restated on August 15, 2024, and as further modified,supplemented, or otherwise amended from time to time in accordance with itsterms, the “the Lock-Up Agreement”) and that certain Backstop Agreement,dated as of July 10, 2024, (as amended and restated on November 15, 2024 andas further modified, supplemented, or otherwise amended from time to time inaccordance with its terms), setting out the terms of the backstop commitmentsprovided by the Backstop Providers to backstop the entirety of the issuance ofNew Money Notes (as may be further amended, restated, amended and restated,modified or supplemented from time to time in accordance with the termsthereof, the “Backstop Agreement”) which set forth the terms of a consensualfinancial restructuring of the Debtors;b. commenced, on October 17, 2024, a prepetition solicitation (the “Solicitation”)of votes on the Joint Prepackaged Chapter 11 Plan of Reorganization of IntrumAB and its Debtor Affiliate Pursuant to Chapter 11 of the Bankruptcy Code (asthe same may be further amended, modified and supplemented from time totime, the “Plan”), by causing the transmittal, through their solicitation andballoting agent, Kroll Restructuring Administration LLC (“Kroll”), to theholders of Claims entitled to vote on the Plan of, among other things: (i) the1 The Debtors in these chapter 11 cases are Intrum AB and Intrum AB of Texas LLC. The Debtors' serviceaddress in these chapter 11 cases is 801 Travis Street, STE 2102, #1312, Houston, TX 77002.United States Bankruptcy CourtSouthern District of TexasENTEREDDecember 31, 2024Nathan Ochsner, ClerkCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 2 o of f1 133452Plan, (ii) the Disclosure Statement for Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate (as the same may befurther amended, modified and supplemented from time to time, the“Disclosure Statement”), and (iii) the Ballots and Master Ballot to vote on thePlan (the “Ballots”), (iv) the Affidavit of Service of Solicitation Materials[Docket No. 7];c. commenced on November 15, 2024 (the “Petition Date”), these chapter 11 cases(these “Chapter 11 Cases”) by filing voluntary petitions in the United StatesBankruptcy Court for the Southern District of Texas (the “Bankruptcy Court”or the “Court”) for relief under chapter 11 of title 11 of the United States Code(the “Bankruptcy Code”);d. Filed on November 15, 2024, the Affidavit of Service of Solicitation Materials[Docket No. 7] (the “Solicitation Affidavit”);e. Filed, on November 16, 2024 the Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate Pursuant to Chapter 11of the Bankruptcy Code (Technical Modifications) [Docket No. 16] and theDisclosure Statement for Joint Prepackaged Chapter 11 Plan of Intrum AB andits Debtor Affiliate [Docket No. 17];f. Filed on November 16, 2024, the Declaration of Andrés Rubio in Support of ofthe Debtors' Chapter 11 Petitions and First Day Motions [Docket No. 14] (the“First Day Declaration”);g. Filed on November 17, 2024, the Declaration of Alex Orchowski of KrollRestructuring Administration LLC Regarding the Solicitation of Votes andTabulation of Ballots Case on the Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate Pursuant to Chapter 11of the Bankruptcy Code [Docket No. 18] (the “Voting Declaration,” andtogether with the Plan, the Disclosure Statement, the Ballots, and theSolicitation Affidavit, the “Solicitation Materials”);h. obtained, on November 19, 2024, the Order(I) Scheduling a Combined Hearingon (A) Adequacy of the Disclosure Statement and (B) Confirmation of the Plan,(II) Approving Solicitation Procedures and Form and Manner of Notice ofCommencement, Combined Hearing, and Objection Deadline, (III) FixingDeadline to Object to Disclosure Statement and Plan, (IV) Conditionally (A)Directing the United States Trustee Not to Convene Section 341 Meeting ofCreditors and (B) Waiving Requirement to File Statements of Financial Affairsand Schedules of Assets and Liabilities, and (V) Granting Related Relief[Docket No. 71] (the “Scheduling Order”), which, among other things: (i)approved the prepetition solicitation and voting procedures, including theConfirmation Schedule (as defined therein); (ii) conditionally approved theDisclosure Statement and its use in the Solicitation; and (iii) scheduled theCombined Hearing on December 16, 2024, at 1:00 p.m. (prevailing CentralCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 3 o of f1 133453Time) to consider the final approval of the Disclosure Statement and theconfirmation of the Plan (the “Combined Hearing”);i. served, through Kroll, on November 20, 2025, on all known holders of Claimsand Interests, the U.S. Trustee and certain other parties in interest, the Noticeof: (I) Commencement of Chapter 11 Bankruptcy Cases; (II) Hearing on theDisclosure Statement and Confirmation of the Plan, and (III) Certain ObjectionDeadlines (the “Combined Hearing Notice”) as evidence by the Affidavit ofService [Docket No. 160];j. caused, on November 25 and 27, 2024, the Combined Hearing Notice to bepublished in the New York Times (national and international editions) and theFinancial Times (international edition), as evidenced by the Certificate ofPublication [Docket No. 148];k. Filed and served, on December 10, 2024, the Plan Supplement for the Debtors'Joint Prepackaged Chapter 11 Plan of Reorganization [Docket 165];l. Filed on December 10, 2024, the Declaration of Jeffrey Kopa in Support ofConfirmation of the Joint Prepackaged Plan of Reorganization of Intrum ABand its Debtor Affiliate Pursuant to Chapter 11 of the Bankruptcy Code [DocketNo. 155];m. Filed on December 14, 2024, the:i. Debtors' Memorandum of Law in Support of an Order: (I) Approving, on aFinal Basis, Adequacy of the Disclosure Statement; (II) Confirming theJoint Prepackaged Plan of Reorganization; and (III) Granting Related Relief[Docket No. 190] (the “Confirmation Brief”);ii. Declaration of Andrés Rubio in Support of Confirmation of the JointPrepackaged Plan of Reorganization of Intrum AB and its Debtor Affiliate.[Docket No. 189] (the “Confirmation Declaration”); andiii. Joint Prepackaged Chapter 11 Plan of Reorganization of Intrum AB and itsDebtor Affiliate Pursuant to Chapter 11 of the Bankruptcy Code (FurtherTechnical Modifications) [Docket No. 191];n. Filed on December 18, 2024, the Joint Prepackaged Chapter 11 Plan ofReorganization of Intrum AB and its Debtor Affiliate Pursuant to Chapter 11of the Bankruptcy Code (Further Technical Modifications) [Docket No. 223];CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 3 4 o of f1 133454WHEREAS, the Court having, among other things:a. set December 12, 2024, at 4:00 p.m. (prevailing Central Time) as the deadlinefor Filing objection to the adequacy of the Disclosure Statement and/orConfirmation2 of the Plan (the “Objection Deadline”);b. held, on December 16, 2024 at 1:00 p.m. (prevailing Central Time) [andcontinuing through December 17, 2024], the Combined Hearing;c. heard the statements, arguments, and any objections made at the CombinedHearing;d. reviewed the Disclosure Statement, the Plan, the Ballots, the Plan Supplement,the Confirmation Brief, the Confirmation Declaration, the SolicitationAffidavit, and the Voting Declaration;e. overruled (i) any and all objections to approval of the Disclosure Statement, thePlan, and Confirmation, except as otherwise stated or indicated on the record,and (ii) all statements and reservations of rights not consensually resolved orwithdrawn, unless otherwise indicated; andf. reviewed and taken judicial notice of all the papers and pleadings Filed(including any objections, statement, joinders, reservations of rights and otherresponses), all orders entered, and all evidence proffered or adduced and allarguments made at the hearings held before the Court during the pendency ofthese cases;NOW, THEREFORE, it appearing to the Bankruptcy Court that notice of theCombined Hearing and the opportunity for any party in interest to object to the DisclosureStatement and the Plan having been adequate and appropriate as to all parties affected or to beaffected by the Plan and the transactions contemplated thereby, and the legal and factual bases setforth in the documents Filed in support of approval of the Disclosure Statement and Confirmationand other evidence presented at the Combined Hearing establish just cause for the relief grantedherein; and after due deliberation thereon and good cause appearing therefor, the BankruptcyCourt makes and issues the following findings of fact and conclusions of law, and orders for thereasons stated on the record at the December 31, 2024 ruling on plan confirmation;2 Capitalized terms used but not otherwise defined herein have meanings given to them in the Plan and/or theDisclosure Statement. The rules of interpretation set forth in Article I.B of the Plan apply to this CombinedOrder.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 4 5 o of f1 133455I. FINDINGS OF FACT AND CONCLUSIONS OF LAWIT IS HEREBY FOUND AND DETERMINED THAT:A. Findings of Fact and Conclusions of Law.1. The findings and conclusions set forth herein and in the record of theCombined Hearing constitute the Bankruptcy Court's findings of fact and conclusions of law underRule 52 of the Federal Rules of Civil Procedure, as made applicable herein by Bankruptcy Rules7052 and 9014. To the extent any of the following conclusions of law constitute findings of fact,or vice versa, they are adopted as such.B. Jurisdiction, Venue, Core Proceeding.2. This Court has jurisdiction over these Chapter 11 Cases pursuant to28 U.S.C. § 1334. Venue of these proceedings and the Chapter 11 Cases in this district is properpursuant to 28 U.S.C. §§ 1408 and 1409. This is a core proceeding pursuant to 28 U.S.C.§ 157(b)(2) and this Court may enter a final order hereon under Article III of the United StatesConstitution.C. Eligibility for Relief.3. The Debtors were and continue to be entities eligible for relief under section109 of the Bankruptcy Code and the Debtors were and continue to be proper proponents of thePlan under section 1121(a) of the Bankruptcy Code.D. Commencement and Joint Administration of the Chapter 11 Cases.4. On the Petition Date, the Debtors commenced the Chapter 11 Cases. OnNovember 18, 2024, the Court entered an order [Docket No. 51] authorizing the jointadministration of the Chapter 11 Case in accordance with Bankruptcy Rule 1015(b). The Debtorshave operated their businesses and managed their properties as debtors in possession pursuant toCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 5 6 o of f1 133456sections 1107(a) and 1108 of the Bankruptcy Code. No trustee, examiner, or statutory committeehas been appointed in these Chapter 11 Cases.E. Adequacy of the Disclosure Statement.5. The Disclosure Statement and the exhibits contained therein (i) containssufficient information of a kind necessary to satisfy the disclosure requirements of applicablenonbankruptcy laws, rules and regulations, including the Securities Act; and (ii) contains“adequate information” as such term is defined in section 1125(a)(1) and used in section1126(b)(2) of the Bankruptcy Code, with respect to the Debtors, the Plan and the transactionscontemplated therein. The Filing of the Disclosure Statement satisfied Bankruptcy Rule 3016(b).The injunction, release, and exculpation provisions in the Plan and the Disclosure Statementdescribe, in bold font and with specific and conspicuous language, all acts to be enjoined andidentify the Entities that will be subject to the injunction, thereby satisfying Bankruptcy Rule3016(c).F. Solicitation.6. As described in and evidenced by the Voting Declaration, the Solicitationand the transmittal and service of the Solicitation Materials were: (i) timely, adequate, appropriate,and sufficient under the circumstances; and (ii) in compliance with sections 1125(g) and 1126(b)of the Bankruptcy Code, Bankruptcy Rules 3017 and 3018, the applicable Local Bankruptcy Rules,the Scheduling Order and all applicable nonbankruptcy rules, laws, and regulations applicable tothe Solicitation, including the registration requirements under the Securities Act. The SolicitationMaterials, including the Ballots and the Opt Out Form (as defined below), adequately informedthe holders of Claims entitled to vote on the Plan of the procedures and deadline for completingand submitting the Ballots.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 6 7 o of f1 1334577. The Debtors served the Combined Hearing Notice on the entire creditormatrix and served the Opt Out Form on all Non-Voting Classes. The Combined Hearing Noticeadequately informed Holders of Claims or Interests of critical information regarding voting on (ifapplicable) and objecting to the Plan, including deadlines and the inclusion of release, exculpation,and injunction provisions in the Plan, and adequately summarized the terms of the Third-PartyRelease. Further, because the form enabling stakeholders to opt out of the Third-Party Release (the“Opt Out Form”) was included in both the Ballots and the Opt Out Form, every known stakeholder,including unimpaired creditors was provided with the means by which the stakeholders could optout of the Third-Party Release. No further notice is required. The period for voting on the Planprovided a reasonable and sufficient period of time and the manner of such solicitation was anappropriate process allowing for such holders to make an informed decision.G. Tabulation.8. As described in and evidenced by the Voting Declaration, (i) the holders ofClaims in Class 3 (RCF Claims) and Class 5 (Notes Claims) are Impaired under the Plan(collectively, the “Voting Classes”) and have voted to accept the Plan in the numbers and amountsrequired by section 1126 of the Bankruptcy Code, and (ii) no Class that was entitled to vote on thePlan voted to reject the Plan. All procedures used to tabulate the votes on the Plan were in goodfaith, fair, reasonable, and conducted in accordance with the applicable provisions of theBankruptcy Code, the Bankruptcy Rules, the Local Rules, the Disclosure Statement, theScheduling Order, and all other applicable nonbankruptcy laws, rules, and regulations.H. Plan Supplement.9. On December 10, 2024, the Debtors Filed the Plan Supplement with theCourt. The Plan Supplement (including as subsequently modified, supplemented, or otherwiseCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 7 8 o of f1 133458amended pursuant to a filing with the Court), complies with the terms of the Plan, and the Debtorsprovided good and proper notice of the filing in accordance with the Bankruptcy Code, theBankruptcy Rules, the Scheduling Order, and the facts and circumstances of the Chapter 11 Cases.All documents included in the Plan Supplement are integral to, part of, and incorporated byreference into the Plan. No other or further notice is or will be required with respect to the PlanSupplement. Subject to the terms of the Plan and the Lock-Up Agreement, and only consistenttherewith, the Debtors reserve the right to alter, amend, update, or modify the Plan Supplementand any of the documents contained therein or related thereto, in accordance with the Plan, on orbefore the Effective Date.I. Modifications to the Plan.10. Pursuant to section 1127 of the Bankruptcy Code, the modifications to thePlan described or set forth in this Combined Order constitute technical or clarifying changes,changes with respect to particular Claims by agreement with holders of such Claims, ormodifications that do not otherwise materially and adversely affect or change the treatment of anyother Claim or Interest under the Plan. These modifications are consistent with the disclosurespreviously made pursuant to the Disclosure Statement and Solicitation Materials, and notice ofthese modifications was adequate and appropriate under the facts and circumstances of the Chapter11 Cases. In accordance with Bankruptcy Rule 3019, these modifications do not require additionaldisclosure under section 1125 of the Bankruptcy Code or the resolicitation of votes under section1126 of the Bankruptcy Code, and they do not require that holders of Claims or Interests beafforded an opportunity to change previously cast acceptances or rejections of the Plan.Accordingly, the Plan is properly before this Court and all votes cast with respect to the Plan priorto such modification shall be binding and shall apply with respect to the Plan.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Filieledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 8 9 o of f1 133459J. Objections Overruled.11. Any resolution or disposition of objections to Confirmation explained orotherwise ruled upon by the Court on the record at the Confirmation Hearing is herebyincorporated by reference. All unresolved objections, statements, joinders, informal objections,and reservations of rights are hereby overruled on the merits.K. Burden of Proof.12. The Debtors, as proponents of the Plan, have met their burden of provingthe elements of sections 1129(a) and 1129(b) of the Bankruptcy Code by a preponderance of theevidence, the applicable evidentiary standard for Confirmation. Further, the Debtors have proventhe elements of sections 1129(a) and 1129(b) by clear and convincing evidence. Each witness whotestified on behalf of the Debtors in connection with the Confirmation Hearing was credible,reliable, and qualified to testify as to the topics addressed in his testimony.L. Compliance with the Requirements of Section 1129 of the BankruptcyCode.13. The Plan complies with all applicable provisions of section 1129 of theBankruptcy Code as follows:a. Section 1129(a)(1) – Compliance of the Plan with Applicable Provisions of theBankruptcy Code.14. The Plan complies with all applicable provisions of the Bankruptcy Code,including sections 1122 and 1123, as required by section 1129(a)(1) of the Bankruptcy Code.i. Section 1122 and 1123(a)(1) – Proper Classification.15. The classification of Claims and Interests under the Plan is proper under theBankruptcy Code. In accordance with sections 1122(a) and 1123(a)(1) of the Bankruptcy Code,Article III of the Plan provides for the separate classification of Claims and Interests at each Debtorinto Classes, based on differences in the legal nature or priority of such Claims and Interests (otherCaCsaes e2 42-49-09507557 5 D oDcoucmumenetn 2t 9266-32 FFiilleedd iinn TTXXSSBB oonn 1021//3113//2245 PPaaggee 91 0o fo 1f 3143510than Administrative Claims, Professional Fee Claims, and Priority Tax Claims, which areaddressed in Article II of the Plan and Unimpaired, and are not required to be designated asseparate Classes in accordance with section 1123(a)(1) of the Bankruptcy Code). Valid business,factual, and legal reasons exist for the separate classification of the various Classes of Claims andInterests created under the Plan, the classifications were not implemented for any improperpurpose, and the creation of such Classes does not unfairly discriminate between or among holdersof Claims or Interests.16. In accordance with section 1122(a) of the Bankruptcy Code, each Class ofClaims or Interests contains only Claims or Interests substantially similar to the other Claims orInterests within that Class. Accordingly, the Plan satisfies the requirements of sections 1122(a),1122(b), and 1123(a)(1) of the Bankruptcy Codeii. Section 1123(a)(2) – Specifications of Unimpaired Classes.17. Article III of the Plan specifies that Claims and Interests in the classesdeemed to accept the Plan are Unimpaired under the Plan. Holders of Intercompany Claims andIntercompany Interests are either Unimpaired and conclusively presumed to have accepted thePlan, or are Impaired and deemed to reject (the “Deemed Rejecting Classes”) the Plan, and, ineither event, are not entitled to vote to accept or reject the Plan. In addition, Article II of the Planspecifies that Administrative Claims and Priority Tax Claims are Unimpaired, although the Plandoes not classify these Claims. Accordingly, the Plan satisfies the requirements of section1123(a)(2) of the Bankruptcy Code.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 101 o of f1 1334511iii. Section 1123(a)(3) – Specification of Treatment of Voting Classes18. Article III.B of the Plan specifies the treatment of each Voting Class underthe Plan – namely, Class 3 and Class 5. Accordingly, the Plan satisfies the requirements of section1123(a)(3) of the Bankruptcy Code.iv. Section 1123(a)(4) – No Discrimination.19. Article III of the Plan provides the same treatment to each Claim or Interestin any particular Class, as the case may be, unless the holder of a particular Claim or Interest hasagreed to a less favorable treatment with respect to such Claim or Interest. Accordingly, the Plansatisfies the requirements of section 1123(a)(4) of the Bankruptcy Code.v. Section 1123(a)(5) – Adequate Means for Plan Implementation.20. The Plan and the various documents included in the Plan Supplementprovide adequate and proper means for the Plan's execution and implementation, including: (a)the general settlement of Claims and Interests; (b) the restructuring of the Debtors' balance sheetand other financial transactions provided for by the Plan; (c) the consummation of the transactionscontemplated by the Plan, the Lock-Up Agreement, the Restructuring Implementation Deed andthe Agreed Steps Plan and other documents Filed as part of the Plan Supplement; (d) the issuanceof Exchange Notes, the New Money Notes, and the Noteholder Ordinary Shares pursuant to thePlan; (e) the amendment of the Intercreditor Agreement; (f) the amendment of the FacilityAgreement; (g) the amendment of the Senior Secured Term Loan Agreement; (h) theconsummation of the Rights Offering in accordance with the Plan, Rights Offering Documentsand the Lock-Up Agreement; (i) the granting of all Liens and security interests granted orconfirmed (as applicable) pursuant to, or in connection with, the Facility Agreement, the ExchangeNotes Indenture, the New Money Notes Indenture, the amended Intercreditor Agreement and theCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 112 o of f1 1334512Senior Secured Term Loan Agreement pursuant to the New Security Documents (including anyLiens and security interests granted or confirmed (as applicable) on the Reorganized Debtors'assets); (j) the vesting of the assets of the Debtors' Estates in the Reorganized Debtors; (k) theconsummation of the corporate reorganization contemplated by the Plan, the Lock-Up Agreement,the Agreed Steps Plan and the Master Reorganization Agreement (as defined in the RestructuringImplementation Deed); and (l) the execution, delivery, filing, or recording of all contracts,instruments, releases, and other agreements or documents in furtherance of the Plan. Accordingly,the Plan satisfies the requirements of section 1123(a)(5) of the Bankruptcy Codevi. Section 1123(a)(6) – Non-Voting Equity Securities.21. The Company's organizational documents in accordance with the SwedishCompanies Act, Ch. 4, Sec 5 and the Plan prohibit the issuance of non-voting securities as of theEffective Date to the extent required to comply with section 1123(a)(6) of the Bankruptcy Code.Accordingly, the Plan satisfies the requirements of section 1123(a)(6) of the Bankruptcy Code.vii. Section 1123(a)(7) – Directors, Officers, and Trustees.22. The manner of selection of any officer, director, or trustee (or any successorto and such officer, director, or trustee) of the Reorganized Debtors will be determined inaccordance with the existing organizational documents, which is consistent with the interests ofcreditors and equity holders and with public policy. Accordingly, the Plan satisfies therequirements of section 1123(a)(7) of the Bankruptcy Code.b. Section 1123(b) – Discretionary Contents of the Plan23. The Plan contains various provisions that may be construed as discretionarybut not necessary for Confirmation under the Bankruptcy Code. Any such discretionary provisionCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 123 o of f1 1334513complies with section 1123(b) of the Bankruptcy Code and is not inconsistent with the applicableprovisions of the Bankruptcy Code. Thus, the Plan satisfies section 1123(b).i. Section 1123(b)(1) – Impairment/Unimpairment of Any Class of Claims orInterests24. Article III of the Plan impairs or leaves unimpaired, as the case may be,each Class of Claims or Interests, as contemplated by section 1123(b)(1) of the Bankruptcy Code.ii. Section 1123(b)(2) – Assumption and Rejection of Executory Contracts andUnexpired Leases25. Article V of the Plan provides for the assumption of the Debtors' ExecutoryContracts and Unexpired Leases as of the Effective Date unless such Executory Contract orUnexpired Lease: (a) is identified on the Rejected Executory Contract and Unexpired Lease List;(b) has been previously rejected by a Final Order; (c) is the subject of a motion to reject ExecutoryContracts or Unexpired Leases that is pending on the Confirmation Date; or (4) is subject to amotion to reject an Executory Contract or Unexpired Lease pursuant to which the requestedeffective date of such rejection is after the Effective Date. Thus, the Plan satisfies section1123(b)(2).iii. Compromise and Settlement26. In accordance with section 1123(b)(3)(A) of the Bankruptcy Code andBankruptcy Rule 9019, and in consideration for the distributions and other benefits provided underthe Plan, the provisions of the Plan constitute a good-faith compromise of all Claims, Interests,and controversies relating to the contractual, legal, and subordination rights that all holders ofClaims or Interests may have with respect to any Allowed Claim or Interest or any distribution tobe made on account of such Allowed Claim or Interest. Such compromise and settlement is theproduct of extensive arm's-length, good faith negotiations that, in addition to the Plan, resulted inCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 134 o of f1 1334514the execution of the Lock-Up Agreement, which represents a fair and reasonable compromise ofall Claims, Interests, and controversies and entry into which represented a sound exercise of theDebtors' business judgment. Such compromise and settlement is fair, equitable, and reasonableand in the best interests of the Debtors and their Estates.27. The releases of the Debtors' directors and officers are an integral componentof the settlements and compromises embodied in the Plan. The Debtors' directors and officers: (a)made a substantial and valuable contribution to the Debtors' restructuring, including extensive preandpost-Petition Date negotiations with stakeholder groups, and ensured the uninterruptedoperation of the Debtors' businesses during the Chapter 11 Cases; (b) invested significant timeand effort to make the restructuring a success and maximize the value of the Debtors' businessesin a challenging operating environment; (c) attended and, in certain instances, testified atdepositions and Court hearings; (d) attended and participated in numerous stakeholder meetings,management meetings, and board meetings related to the restructuring; (e) are entitled toindemnification from the Debtors under applicable non-bankruptcy law, organizationaldocuments, and agreements; (f) invested significant time and effort in the preparation of the Lock-Up Agreement, the Plan, Disclosure Statement, all supporting analyses, and the numerous otherpleadings Filed in the Chapter 11 Cases, thereby ensuring the smooth administration of the Chapter11 Cases; and (g) are entitled to all other benefits under any employment contracts existing as ofthe Petition Date. Litigation by the Debtors or other Releasing Parties against the Debtors'directors and officers would be a distraction to the Debtors' business and restructuring and woulddecrease rather than increase the value of the estates. The releases of the Debtors' directors andofficers contained in the Plan have the consent of the Debtors and the Releasing Parties and are inthe best interests of the estates.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 145 o of f1 1334515iv. Debtor Release28. The releases of claims and Causes of Action by the Debtors, ReorganizedDebtors, and their Estates described in Article VIII.C of the Plan in accordance with section1123(b) of the Bankruptcy Code (the “Debtor Release”) represent a valid exercise of the Debtors'business judgment under Bankruptcy Rule 9019. The Debtors' or the Reorganized Debtors' pursuitof any such claims against the Released Parties is not in the best interests of the Estates' variousconstituencies because the costs involved would outweigh any potential benefit from pursuingsuch claims. The Debtor Release is fair and equitable and complies with the absolute priority rule.29. The Debtor Release is (a) an integral part of the Plan, and a component ofthe comprehensive settlement implemented under the Plan; (b) in exchange for the good andvaluable consideration provided by the Released Parties; (c) a good faith settlement andcompromise of the claims and Causes of Action released by the Debtor Release; (d) materiallybeneficial to, and in the best interests of, the Debtors, their Estates, and their stakeholders, and isimportant to the overall objectives of the Plan to finally resolve certain Claims among or againstcertain parties in interest in the Chapter 11 Cases; (e) fair, equitable, and reasonable; (f) given andmade after due notice and opportunity for hearing; and (g) a bar to any Debtor asserting any claimor Cause of Action released by the Debtor Release against any of the Released Parties. Theprobability of success in litigation with respect to the released claims and Causes of Action, whenweighed against the costs, supports the Debtor Release. With respect to each of these potentialCauses of Action, the parties could assert colorable defenses and the probability of success isuncertain. The Debtors' or the Reorganized Debtors' pursuit of any such claims or Causes ofAction against the Released Parties is not in the best interests of the Estates or the Debtors' variousCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 156 o of f1 1334516constituencies because the costs involved would likely outweigh any potential benefit frompursuing such claims or Causes of Action30. Holders of Claims and Interests entitled to vote have overwhelmingly votedin favor of the Plan, including the Debtor Release. The Plan, including the Debtor Release, wasnegotiated before and after the Petition Date by sophisticated parties represented by able counseland advisors, including the Consenting Creditors. The Debtor Release is therefore the result of ahard fought and arm's-length negotiation process conducted in good faith.31. The Debtor Release appropriately offers protection to parties thatparticipated in the Debtors' restructuring process, including the Consenting Creditors, whoseparticipation in the Chapter 11 Cases is critical to the Debtors' successful emergence frombankruptcy. Specifically, the Released Parties, including the Consenting Creditors, madesignificant concessions and contributions to the Chapter 11 Cases, including, entering into theLock-Up Agreement and related agreements, supporting the Plan and the Chapter 11 Cases, andwaiving or agreeing to impair substantial rights and Claims against the Debtors under the Plan (aspart of the compromises composing the settlement underlying the revised Plan) in order tofacilitate a consensual reorganization and the Debtors' emergence from chapter 11. The DebtorRelease for the Debtors' directors and officers is appropriate because the Debtors' directors andofficers share an identity of interest with the Debtors and, as previously stated, supported and madesubstantial contributions to the success of the Plan, the Chapter 11 Cases, and operation of theDebtors' business during the Chapter 11 Cases, actively participated in meetings, negotiations, andimplementation during the Chapter 11 Cases, and have provided other valuable consideration tothe Debtors to facilitate the Debtors' successful reorganization and continued operation.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 167 o of f1 133451732. The scope of the Debtor Release is appropriately tailored under the factsand circumstances of the Chapter 11 Cases. In light of, among other things, the value provided bythe Released Parties to the Debtors' Estates and the critical nature of the Debtor Release to thePlan, the Debtor Release is appropriate.v. Release by Holders of Claims and Interests33. The release by the Releasing Parties (the “Third-Party Release”), set forthin Article VIII.D of the Plan, is an essential provision of the Plan. The Third-Party Release is: (a)consensual as to those Releasing Parties that did not specifically and timely object or properly optout from the Third-Party Release; (b) within the jurisdiction of the Bankruptcy Court pursuant to28 U.S.C. § 1334; (c) in exchange for the good and valuable consideration provided by theReleased Parties; (d) a good faith settlement and compromise of the claims and Causes of Actionreleased by the Third-Party Release; (e) materially beneficial to, and in the best interests of, theDebtors, their Estates, and their stakeholders, and is important to the overall objectives of the Planto finally resolve certain Claims among or against certain parties in interest in the Chapter 11Cases; (f) fair, equitable, and reasonable; (g) given and made after due notice and opportunity forhearing; (h) appropriately narrow in scope given that it expressly excludes, among other things,any Cause of Action that is judicially determined by a Final Order to have constituted actual fraud,willful misconduct, or gross negligence; (i) a bar to any of the Releasing Parties asserting anyclaim or Cause of Action released by the Third-Party Release against any of the Released Parties;and (j) consistent with sections 105, 524, 1123, 1129, and 1141 and other applicable provisions ofthe Bankruptcy Code.34. The Third-Party Release is an integral part of the agreement embodied inthe Plan among the relevant parties in interest. Like the Debtor Release, the Third-Party ReleaseCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 178 o of f1 1334518facilitated participation in both the Debtors' Plan and the chapter 11 process generally. The Third-Party Release is instrumental to the Plan and was critical in incentivizing parties to support thePlan and preventing significant and time-consuming litigation regarding the parties' respectiverights and interests. The Third-Party Release was a core negotiation point in connection with thePlan and instrumental in developing the Plan that maximized value for all of the Debtors'stakeholders and kept the Debtors intact as a going concern. As such, the Third-Party Releaseappropriately offers certain protections to parties who constructively participated in the Debtors'restructuring process—including the Consenting Creditors (as set forth above)—by, among otherthings, facilitating the negotiation and consummation of the Plan, supporting the Plan and, in thecase of the Backstop Providers, committing to provide new capital to facilitate the Debtors'emergence from chapter 11. Specifically, the Notes Ad Hoc Group proposed and negotiated thepari passu transaction that is the basis of the restructuring proposed under the Plan and provideda much-needed deleveraging to the Debtors' business while taking a discount on their Claims (inexchange for other consideration).35. Furthermore, the Third-Party Release is consensual as to all parties ininterest, including all Releasing Parties, and such parties in interest were provided notice of thechapter 11 proceedings, the Plan, the deadline to object to confirmation of the Plan, and theCombined Hearing and were properly informed that all holders of Claims against or Interests inthe Debtors that did not file an objection with the Court in the Chapter 11 Cases that included anexpress objection to the inclusion of such holder as a Releasing Party under the provisionscontained in Article VIII of the Plan would be deemed to have expressly, unconditionally,generally, individually, and collectively consented to the release and discharge of all claims andCauses of Action against the Debtors and the Released Parties. Additionally, the release provisionsCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 189 o of f1 1334519of the Plan were conspicuous, emphasized with boldface type in the Plan, the DisclosureStatement, the Ballots, and the applicable notices. Except as set forth in the Plan, all ReleasingParties were properly informed that unless they (a) checked the “opt out” box on the applicableBallot or opt-out form and returned the same in advance of the Voting Deadline, as applicable, or(b) timely Filed an objection to the releases contained in the Plan that was not resolved beforeentry of this Confirmation Order, they would be deemed to have expressly consented to the releaseof all Claims and Causes of Action against the Released Parties.36. The Ballots sent to all holders of Claims and Interests entitled to vote, aswell as the notice of the Combined Hearing sent to all known parties in interest (including thosenot entitled to vote on the Plan), unambiguously provided in bold letters that the Third-PartyRelease was contained in the Plan.37. The scope of the Third-Party Release is appropriately tailored under thefacts and circumstances of the Chapter 11 Cases, and parties in interest received due and adequatenotice of the Third-Party Release. Among other things, the Plan provides appropriate and specificdisclosure with respect to the claims and Causes of Action that are subject to the Third-PartyRelease, and no other disclosure is necessary. The Debtors, as evidenced by the VotingDeclaration and Certificate of Publication, including by providing actual notice to all knownparties in interest, including all known holders of Claims against, and Interests in, any Debtor andpublishing notice in international and national publications for the benefit of unknown parties ininterest, provided sufficient notice of the Third-Party Release, and no further or other notice isnecessary. The Third-Party Release is designed to provide finality for the Debtors, theReorganized Debtors and the Released Parties regarding the parties' respective obligations underthe Plan. For the avoidance of doubt, and notwithstanding anything to the contrary, anyparty who timely opted-out of the Third-Party Release is not bound by the Third-PartyRelease.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 1 290 o of f1 133452038. The Third-Party Release is specific in language, integral to the Plan, andgiven for substantial consideration. The Releasing Parties were given due and adequate notice ofthe Third-Party Release, and thus the Third-Party Release is consensual under controllingprecedent as to those Releasing Parties that did not specifically and timely object. In light of,among other things, the value provided by the Released Parties to the Debtors' Estates and theconsensual and critical nature of the Third-Party Release to the Plan, the Third-Party Release isappropriatevi. Exculpation.39. The exculpation described in Article VIII.E of the Plan (the “Exculpation”)is appropriate under applicable law, including In re Highland Capital Mgmt., L.P., 48 F. 4th 419(5th Cir. 2022), because it was supported by proper evidence, proposed in good faith, wasformulated following extensive good-faith, arm's-length negotiations with key constituents, and isappropriately limited in scope.40. No Entity or Person may commence or continue any action, employ anyprocess, or take any other act to pursue, collect, recover or offset any Claim, Interest, debt,obligation, or Cause of Action relating or reasonably likely to relate to any act or commission inconnection with, relating to, or arising out of a Covered Matter (including one that alleges theactual fraud, gross negligence, or willful misconduct of a Covered Entity), unless expresslyauthorized by the Bankruptcy Court after (1) it determines, after a notice and a hearing, such Claim,Interest, debt, obligation, or Cause of Action is colorable and (2) it specifically authorizes suchEntity or Person to bring such Claim or Cause of Action. The Bankruptcy Court shall have soleand exclusive jurisdiction to determine whether any such Claim, Interest, debt, obligation or Causeof Action is colorable and, only to the extent legally permissible and as provided for in Article XI,CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 201 o of f1 1334521shall have jurisdiction to adjudicate such underlying colorable Claim, Interest, debt, obligation, orCause of Action.vii. Injunction.41. The injunction provisions set forth in Article VIII.F of the Plan are essentialto the Plan and are necessary to implement the Plan and to preserve and enforce the discharge,Debtor Release, the Third-Party Release, and the Exculpation provisions in Article VIII of thePlan. The injunction provisions are appropriately tailored to achieve those purposes.viii. Preservation of Claims and Causes of Action.42. Article IV.L of the Plan appropriately provides for the preservation by theDebtors of certain Causes of Action in accordance with section 1123(b) of the Bankruptcy Code.Causes of Action not released by the Debtors or exculpated under the Plan will be retained by theReorganized Debtors as provided by the Plan. The Plan is sufficiently specific with respect to theCauses of Action to be retained by the Debtors, and the Plan and Plan Supplement providemeaningful disclosure with respect to the potential Causes of Action that the Debtors may retain,and all parties in interest received adequate notice with respect to such retained Causes of Action.The provisions regarding Causes of Action in the Plan are appropriate and in the best interests ofthe Debtors, their respective Estates, and holders of Claims or Interests. For the avoidance of anydoubt, Causes of Action released or exculpated under the Plan will not be retained by theReorganized Debtors.c. Section 1123(d) – Cure of Defaults43. Article V.D of the Plan provides for the satisfaction of Cure Claimsassociated with each Executory Contract and Unexpired Lease to be assumed in accordance withsection 365(b)(1) of the Bankruptcy Code. Any monetary defaults under each assumed ExecutoryCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 212 o of f1 1334522Contract or Unexpired Lease shall be satisfied, pursuant to section 365(b)(1) of the BankruptcyCode, by payment of the default amount in Cash on the Effective Date, subject to the limitationsdescribed in Article V.D of the Plan, or on such other terms as the parties to such ExecutoryContracts or Unexpired Leases may otherwise agree. Any Disputed Cure Amounts will bedetermined in accordance with the procedures set forth in Article V.D of the Plan, and applicablebankruptcy and nonbankruptcy law. As such, the Plan provides that the Debtors will Cure, orprovide adequate assurance that the Debtors will promptly Cure, defaults with respect to assumedExecutory Contracts and Unexpired Leases in accordance with section 365(b)(1) of theBankruptcy Code. Thus, the Plan complies with section 1123(d) of the Bankruptcy Code.d. Section 1129(a)(2) – Compliance of the Debtors and Others with the ApplicableProvisions of the Bankruptcy Code.44. The Debtors, as proponents of the Plan, have complied with all applicableprovisions of the Bankruptcy Code as required by section 1129(a)(2) of the Bankruptcy Code,including sections 1122, 1123, 1124, 1125, 1126, and 1128, and Bankruptcy Rules 3017, 3018,and 3019.e. Section 1129(a)(3) – Proposal of Plan in Good Faith.45. The Debtors have proposed the Plan in good faith, in accordance with theBankruptcy Code requirements, and not by any means forbidden by law. In determining that thePlan has been proposed in good faith, the Court has examined the totality of the circumstancesfiling of the Chapter 11 Cases, including the formation of Intrum AB of Texas LLC (“IntrumTexas”), the Plan itself, and the process leading to its formulation. The Debtors' good faith isevident from the facts and record of the Chapter 11 Cases, the Disclosure Statement, and the recordof the Combined Hearing and other proceedings held in the Chapter 11 CasesCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 223 o of f1 133452346. The Plan (including the Plan Supplement and all other documents necessaryto effectuate the Plan) is the product of good faith, arm's-length negotiations by and among theDebtors, the Debtors' directors and officers and the Debtors' key stakeholders, including theConsenting Creditors and each of their respective professionals. The Plan itself and the processleading to its formulation provide independent evidence of the Debtors' and such other parties'good faith, serve the public interest, and assure fair treatment of holders of Claims or Interests.Consistent with the overriding purpose of chapter 11, the Debtors Filed the Chapter 11 Cases withthe belief that the Debtors were in need of reorganization and the Plan was negotiated and proposedwith the intention of accomplishing a successful reorganization and maximizing stakeholder value,and for no ulterior purpose. Accordingly, the requirements of section 1129(a)(3) of the BankruptcyCode are satisfied.f. Section 1129(a)(4) – Court Approval of Certain Payments as Reasonable.47. Any payment made or to be made by the Debtors, or by a person issuingsecurities or acquiring property under the Plan, for services or costs and expenses in connectionwith the Chapter 11 Cases, or in connection with the Plan and incident to the Chapter 11 Cases,has been approved by, or is subject to the approval of, the Court as reasonable. Accordingly, thePlan satisfies the requirements of section 1129(a)(4).g. Section 1129(a)(5)—Disclosure of Directors and Officers and Consistency with theInterests of Creditors and Public Policy.48. The identities of or process for appointment of the Reorganized Debtors'directors and officers proposed to serve after the Effective Date were disclosed in the PlanSupplement in advance of the Combined Hearing. Accordingly, the Debtors have satisfied therequirements of section 1129(a)(5) of the Bankruptcy Code.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 234 o of f1 1334524h. Section 1129(a)(6)—Rate Changes.49. The Plan does not contain any rate changes subject to the jurisdiction of anygovernmental regulatory commission and therefore will not require governmental regulatoryapproval. Therefore, section 1129(a)(6) of the Bankruptcy Code does not apply to the Plan.i. Section 1129(a)(7)—Best Interests of Holders of Claims and Interests.50. The liquidation analysis attached as Exhibit D to the Disclosure Statementand the other evidence in support of the Plan that was proffered or adduced at the CombinedHearing, and the facts and circumstances of the Chapter 11 Cases are (a) reasonable, persuasive,credible, and accurate as of the dates such analysis or evidence was prepared, presented orproffered; (b) utilize reasonable and appropriate methodologies and assumptions; (c) have not beencontroverted by other evidence; and (d) establish that each holder of Allowed Claims or Interestsin each Class will recover as much or more value under the Plan on account of such Claim orInterest, as of the Effective Date, than the amount such holder would receive if the Debtors wereliquidated on the Effective Date under chapter 7 of the Bankruptcy Code or has accepted the Plan.As a result, the Debtors have demonstrated that the Plan is in the best interests of their creditorsand equity holders and the requirements of section 1129(a)(7) of the Bankruptcy Code are satisfied.j. Section 1129(a)(8)—Conclusive Presumption of Acceptance by UnimpairedClasses; Acceptance of the Plan by Certain Voting Classes.51. The classes deemed to accept the Plan are Unimpaired under the Plan andare deemed to have accepted the Plan pursuant to section 1126(f) of the Bankruptcy Code. EachVoting Class voted to accept the Plan. For the avoidance of doubt, however, even if section1129(a)(8) has not been satisfied with respect to all of the Debtors, the Plan is confirmable becausethe Plan does not discriminate unfairly and is fair and equitable with respect to the Voting Classesand thus satisfies section 1129(b) of the Bankruptcy Code with respect to such Classes as describedCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 245 o of f1 1334525further below. As a result, the requirements of section 1129(b) of the Bankruptcy Code are alsosatisfied.k. Section 1129(a)(9)—Treatment of Claims Entitled to Priority Pursuant to Section507(a) of the Bankruptcy Code.52. The treatment of Administrative Claims, Professional Fee Claims, andPriority Tax Claims under Article II of the Plan satisfies the requirements of, and complies in allrespects with, section 1129(a)(9) of the Bankruptcy Code.l. Section 1129(a)(10)—Acceptance by at Least One Voting Class.53. As set forth in the Voting Declaration, all Voting Classes overwhelminglyvoted to accept the Plan. As such, there is at least one Voting Class that has accepted the Plan,determined without including any acceptance of the Plan by any insider (as defined by theBankruptcy Code), for each Debtor. Accordingly, the requirements of section 1129(a)(10) of theBankruptcy Code are satisfied.m. Section 1129(a)(11)—Feasibility of the Plan.54. The Plan satisfies section 1129(a)(11) of the Bankruptcy Code. Thefinancial projections attached to the Disclosure Statement as Exhibit D and the other evidencesupporting the Plan proffered or adduced by the Debtors at or before the Combined Hearing: (a)is reasonable, persuasive, credible, and accurate as of the dates such evidence was prepared,presented, or proffered; (b) utilize reasonable and appropriate methodologies and assumptions; (c)has not been controverted by other persuasive evidence; (d) establishes that the Plan is feasibleand Confirmation of the Plan is not likely to be followed by liquidation or the need for furtherfinancial reorganization; (e) establishes that the Debtors will have sufficient funds available tomeet their obligations under the Plan and in the ordinary course of business—including sufficientamounts of Cash to reasonably ensure payment of Allowed Claims that will receive CashCCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 256 o of f1 1334526distributions pursuant to the terms of the Plan and other Cash payments required under the Plan;and (f) establishes that the Debtors or the Reorganized Debtors, as applicable, will have thefinancial wherewithal to pay any Claims that accrue, become payable, or are allowed by FinalOrder following the Effective Date. Accordingly, the Plan satisfies the requirements of section1129(a)(11) of the Bankruptcy Code.n. Section 1129(a)(12)—Payment of Statutory Fees.55. Article XII.C of the Plan provides that all fees payable pursuant to section1930(a) of the Judicial Code, as determined by the Court at the Confirmation Hearing inaccordance with section 1128 of the Bankruptcy Code, will be paid by each of the applicableReorganized Debtors for each quarter (including any fraction of a quarter) until the Chapter 11Cases are converted, dismissed, or closed, whichever occurs first. Accordingly, the Plan satisfiesthe requirements of section 1129(a)(12) of the Bankruptcy Code.o. Section 1129(a)(13)—Retiree Benefits.56. Pursuant to section 1129(a)(13) of the Bankruptcy Code, and as provided inArticle IV.K of the Plan, the Reorganized Debtors will continue to pay all obligations on accountof retiree benefits (as such term is used in section 1114 of the Bankruptcy Code) on and after theEffective Date in accordance with applicable law. As a result, the requirements of section1129(a)(13) of the Bankruptcy Code are satisfied.p. Sections 1129(a)(14), (15), and (16)—Domestic Support Obligations, Individuals,and Nonprofit Corporations.57. The Debtors do not owe any domestic support obligations, are notindividuals, and are not nonprofit corporations. Therefore, sections 1129(a)(14), 1129(a)(15), and1129(a)(16) of the Bankruptcy Code do not apply to the Chapter 11 Cases.CCaassee 2 244-9-900557755 D Dooccuummeennt t2 29663-2 F Fileiledd i nin T TXXSSBB o onn 1 021/3/113/2/245 P Paaggee 2 267 o of f1 1334527q. Section 1129(b)—Confirmation of the Plan Over Nonacceptance of VotingClasses.58. No Classes rejected the Plan, and section 1129(b) is not applicable here,but even if it were, the Plan may be confirmed pursuant to section 1129(b)(1) of the BankruptcyCode because the Plan is fair and equitable with respect to the Deemed Rejecting Classes. ThePlan has been proposed in good faith, is reasonable, and meets the requirements and all VotingClasses have voted to accept the Plan. The treatment of Intercompany Claims and IntercompanyInterests under the Plan provides for administrative convenience does not constitute a distributionunder the Plan on account of suc

GDP Script/ Top Stories for January 1st Publish Date: January 1st From the BG AD Group Studio Welcome to the Gwinnett Daily Post Podcast. Today is Wednesday, January 1st and Happy birthday to Cuba Gooding Jr ***01.01.25 - BIRTHDAY – CUBA GOODING JR*** I’m Keith Ippolito and here are your top stories presented by KIA Mall of Georgia. Georgia Leaders React to Jimmy Carter's Passing Jackson EMC Foundation awards $42K to agencies serving Gwinnett County residents Gwinnett school board may stop broadcasting public comments from meetings Plus, Leah McGrath from Ingles Markets on budget shopping All of this and more is coming up on the Gwinnett Daily Post podcast, and if you are looking for community news, we encourage you to listen daily and subscribe! Break 1: 07.14.22 KIA MOG STORY 1: Georgia Leaders React to Jimmy Carter's Passing Following the death of former President Jimmy Carter, tributes poured in from Georgia leaders. Governor Brian Kemp highlighted Carter's impact as Georgia's only president and his contributions to civil rights and global health. U.S. Senator Jon Ossoff praised Carter's dedication to democracy and human rights. Senator Raphael Warnock remembered Carter as a moral leader and personal hero. Secretary of State Brad Raffensperger and Lt. Governor Burt Jones emphasized Carter's lifelong service and commitment to peace. All expressed condolences to the Carter family, celebrating his legacy of public service and humanitarian efforts. STORY 2: Jackson EMC Foundation awards $42K to agencies serving Gwinnett County residents The Jackson EMC Foundation awarded $137,000 in grants, with $42,000 benefiting Gwinnett County organizations. Recipients include Adventure Bags, Inc. ($15,000) for comfort bags for displaced children, Family Promise of Gwinnett, Inc. ($15,000) for its Promise Haven Shelter Program aiding homeless families, and Neighborhood Meals on Wheels, Inc. ($12,000) for a refrigerator and freezer to store food for seniors. These grants are funded by the Operation Round Up program, where members' bills are rounded up, contributing over $21 million to local communities since 2005. Applications for grants are open to individuals and organizations in the 10 counties served by Jackson EMC. STORY 3: Gwinnett school board may stop broadcasting public comments from meetings Gwinnett County's school board is considering a policy change to stop recording public comments at meetings, meaning they won't be available online or on TV. This proposal, tabled until January, would limit public access to comments unless recorded by attendees. The change also proposes replacing public comment on agenda items with a period for student comments only. Community members, like Steve Smith and Terri Stalker, have expressed concerns about reduced transparency and the loss of parental input before votes. The delay allows new board members Rachel Stone and Steve Gasper to participate in the decision-making process. We have opportunities for sponsors to get great engagement on these shows. Call 770.874.3200 for more info. We’ll be right back Break 2: 08.05.24 OBITS_FINAL STORY 4: 'Transformative' Grant Helps Georgia Gwinnett College Expand HACER program Georgia Gwinnett College (GGC) has received a transformative grant from The Goizueta Foundation to enhance student success initiatives over the next three years. The funding will expand the Hispanic Achievers Committed to Excellence in Results (HACER) program, supporting Hispanic students through linked courses and internships. Additionally, it will launch the P-12 Teacher Workforce Program to address teacher shortages by attracting and supporting diverse education students. These initiatives aim to improve academic and professional outcomes for GGC's diverse student body, with plans starting in fall 2025. The grant underscores GGC's commitment to education and workforce development. STORY 5: Looking Back At 2024: Trump turns tables on Georgia Democrats In 2024, Georgia's political landscape was dominated by former President Donald Trump's victory, reclaiming the state's 16 electoral votes from Democrats. This marked a significant shift after President Joe Biden's 2020 win. Additionally, two major crimes influenced state legislative agendas: the murder of nursing student Laken Riley at the University of Georgia and a mass shooting at a Barrow County high school that resulted in four deaths. These events shaped the political discourse and priorities under the Gold Dome throughout the year. Break 3: And now here is Leah McGrath from Ingles Markets on budget shopping *** INGLES ASK LEAH 3 BUDGETING*** Break 4: Ingles Markets 10 Signoff – Thanks again for hanging out with us on today’s Gwinnett Daily Post Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.gwinnettdailypost.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com www.wagesfuneralhome.com www.kiamallofga.com #NewsPodcast #CurrentEvents #TopHeadlines #BreakingNews #PodcastDiscussion #PodcastNews #InDepthAnalysis #NewsAnalysis #PodcastTrending #WorldNews #LocalNews #GlobalNews #PodcastInsights #NewsBrief #PodcastUpdate #NewsRoundup #WeeklyNews #DailyNews #PodcastInterviews #HotTopics #PodcastOpinions #InvestigativeJournalism #BehindTheHeadlines #PodcastMedia #NewsStories #PodcastReports #JournalismMatters #PodcastPerspectives #NewsCommentary #PodcastListeners #NewsPodcastCommunity #NewsSource #PodcastCuration #WorldAffairs #PodcastUpdates #AudioNews #PodcastJournalism #EmergingStories #NewsFlash #PodcastConversations See omnystudio.com/listener for privacy information.

US equities were mostly higher in Tuesday trading as stocks ended a bit off best levels. Big tech regulatory scrutiny, though fallout expected to be cushioned by looming administration change. October housing starts posted bigger decline than expected, tabbed to hurricane impact with South starts down 64K m/m, or more than 42K m/m total national decline.

Send us a textToday I'm sitting down with Reagan Mackrill, better known as Frank, the creative force behind G'Day Frank, a branding and design studio based in Australia. With almost 42K followers in Insta - Frank is a "micro influencer" who has made waves with his unique approach to branding and his ability to capture personality through design.In this episode, we explore how to build a distinctive brand that differentiates you from your competitors. We'll discuss the origins of the G'Day Frank brand, the strategies behind its memorable name, and how Frank leverages his Australian charm to create a lasting impression on clients.Whether you're an entrepreneur seeking to stand out in a crowded market, or simply someone fascinated by the art of branding, this conversation with G'Day Frank promises to be both enlightening and entertaining. So grab your favourite beverage, settle in, and get ready to say "G'day" to some fantastic branding insights. Thanks for listening! If you enjoyed this episode, please leave a 5-star rating along with a brief review. And don't forget to order your BADASS T-shirt here.About MeHey there, I'm Joelly - the Branding Badass. My BADASS superpower is helping you build a brand that matters. From branded merch to keynote speaking, when you work with me, you get results! Need help telling your brand story? Learn more here.To advertise on the show click hereLet's stay connected!instagram - @Branding_BadasslinkedIn - Joelly Goodsonwebsite - BAMKO.NET

It's YOUR time to #EdUp In this episode, #979, President Series (Powered By ⁠⁠Ellucian⁠⁠) #314, & brought to YOU by the ⁠MSCHE 2024⁠ conference, & the ⁠InsightsEDU⁠ 2025 conference YOUR guest is ⁠Dr. David Lenihan⁠, Founder & CEO, ⁠Tiber Health,⁠ & Past President of ⁠Ponce Health Sciences University YOUR host is ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dr. Joe Sallustio⁠⁠ How is Tiber Health revolutionizing medical school admissions through data analytics? Why does the average parental income of $42K vs $280K matter in medical education? How are global partnerships transforming healthcare education leadership? What role does AI play in the future of medical diagnostics & education? How can universities maintain quality while expanding access? Why is succession planning critical for institutional innovation? Ad-Free & extended conversation ONLY for #EdUp subscribers includes: David's insights on AI's impact on medical diagnosis How to balance technology & human interaction in healthcare Future trends in medical education & healthcare delivery Listen in to #EdUp! Want to accelerate YOUR professional development? Want to get exclusive early access to ad-free episodes, extended episodes, bonus episodes, original content, invites to special events, & more? Want to get all this while helping to sustain EdUp, for only $2.99 a month? Then subscribe today to lock in YOUR $2.99/m life long founders rate! This offer will end on December 31, 2024! ⁠⁠BECOME A SUBSCRIBER TODAY!⁠⁠ Thank YOU so much for tuning in. Join us on the next episode for YOUR time to EdUp! Connect with YOUR EdUp Team - ⁠⁠⁠⁠⁠⁠⁠Elvin Freytes⁠⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠⁠Dr. Joe Sallustio⁠⁠ ● Join YOUR EdUp community at ⁠⁠⁠⁠⁠⁠⁠The EdUp Experience⁠⁠⁠⁠⁠⁠⁠! We make education YOUR business!

Aunque nos hayan hecho creer lo contrario para mí el llano no es sinónimo de debilidad sino de humanidad.De vivir y permitir a todas nuestras emociones existir, y más cuando estás en el km 41 de un maratón, dejar que todo lo que hemos construido y vivido nos empuje hasta la meta con lágrimas en los ojos es de los Momentos más bellos de un maratón y de la vida también.Entiéndase este episodio como invitación a liberar todo lo que sentimos y el maratón nos lo hace despertar porque si….Se vale llorar 41….42.195

Como la oruga atravesara el capullo para salir victoriosa y con alas fuertes para enfrentar el mundo, así es entrenar y cruzar la línea de meta de un maratón, el camino es transformador y construcción de la persona que debemos ser para cumplir con algo que nos debemos a nosotros mismos.Te deseo un viaje de introspección y construcción donde tu capullo sea refugio y guarida de las alas que te habrá de llevar a todas tus metas !!! 40….42.195km

Porque es lo más valioso que tienes, quien eres y lo que te hace ser único!! En el mundo que ahora nos grita que debes ser tú mismo te has respondido ¿Qué es ser yo mismo? Y ¿Qué me hace único? Preguntas difíciles de responder que creo el maratón puede ayudar a indagar y sobre todo un km 39 donde todo lo que tienes es a ti mismo!!!!! 39….42.195

Nada enseña mas que los momentos de crisis o las dificultades que nos hacen reinventarnos y reponernos de aquello que desde luego no esperabamos pero que nos fortalece y es que si y como dicen lo que no te mata te hace mas fuerte!!!Y hay maratones en los que saldremos mas HULK que nunca!!!!Por todo lo que tendremos de vencer, solucionar, dejar atras, para segur avanzando hacia la meta.... igualito que en la vida!!Que cada obstaculo y dificultad se convierta en una clase de superacion y resiliencia.    38....42.195

El primer paso no te lleva a la meta pero te acerca a ella.¿Cuantos primeros pasos hemos dado en la vida y en carreras? A veces están llenos de ilusión y ganas pero otras de dudas y miedos. Sea cual sea la sensación lo más importante será siempre Seguir avanzando !!! Hasta el km 36 y un poco más.Porque no importa cuanto tardemos en empezar algo , lo más relevante es mantenernos firmes en el camino y saber hacia dónde vamos !!  Da el primer paso hacia eso que estás buscando hoy!!! 36….42.195

Sebastián Maya es un arquitecto colombiano, llegó hace dos años a Australia, en la búsqueda de nuevas oportunidades junto a su novia; hoy  vive en Melbourne, además de trabajar descargando contenedores en las mañanas, dedica sus tardes y noches a correr;  la maratón de Sydney fue su debut en los 42K.¿Listos? ¡A correr¡

Autoconocimiento, autocontrol, autovaloración, autoestima.Y la lista podría seguir, la realidad es que nadie nos enseña a estar solos y a valorar eso!!! Sentirnos bien con nosotros mismos para pasar tiempo solo con nosotros.No es una imposición, pero sí una herramienta útil para el momento de un maratón.Para mí las horas y kilómetros recorridos me han dado la oportunidad de conocerme , escucharme, (a veces regañarme)y entenderme un poco más!! Así que si ya te sientes cómodo y practicas el estar solo y lo disfrutas: sigue así!!! Y si por el contrario es algo que ves lejano e innecesario te invito a probarlo , podrías encontrar muchas cosas positivas en esas horas a lado de la persona más importante para ti : tú mismo!!! 35…42.195

Pasado pisado y a seguir avanzando , como dirían las abuelas, dejemos de dar tanta importancia a las cosss que ya pasaron y no nos sumaron nada a nuestra vida o nuestra carrera y por contrario nos restan energía!! Saca de la mochila personal toooooodo lo que pesa , así el camino será más ligero .Sigue avanzando siempre con los pies en el suelo centrad@s en lo que hacemos para recibir lo que vendrá.34….42.195

Ashley Benefield's defense in her husband's murder trial. Minnesota restaurant worker and hospital worker killed after driver crashes into outdoor patio. Russian spy whale not actually shot. Enraged man steals a tow truck and crashes into several cars. Sleeping driver feels truck shake while men steal $42K worth of crab. 3-year-old boy rescued after wandering into 100-acre cornfield. "1000-lb Sisters" reality star arrested at Tennessee Zoo. Follow This Day in Crime on Social: X: @tenderfootTV, @thisdayincrime IG: @tenderfoot.tv, @thisdayincrime Episode Sources: What led former ballerina Ashley Benefield to fatally shoot her husband? CBS News Minnesota Restaurant Server and Patron Are Killed When Vehicle Slams into Outdoor Patio, People Russian 'spy whale' was not shot, say police, BBC Enraged man steals tow truck and damages several cars in Brooklyn during attempted towing in wild scene, NY Post Sleeping driver feels truck shaking, sees men steal $42K worth of crab, PA cops say, Miami Herald Cops rescue 3-year-old lost in dark corn field using high-tech drone, NY Post ‘1000-Lb Sisters' star arrested at Tennessee zoo after claiming camel bit her, ABC 13 To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

La edición 30 de la Maratón de  Medellín tuvo la presencia de más de 24 mil atletas  provenientes de 42 países, en la categoría 42K, rama masculina ganó el peruano Wálter Nina, y en femenina Naomi Jepkogei, de Kenia, y en 21K triunfo del colombiano Mauricio González y la ecuatoriana Mary Granja.En este episodio la corredora cartagenera Marllory Pallares, conocida como "Choko", cuenta cómo el running ha sido fundamental para controlar la ansiedad y la depresión y su proceso para convertirse en maratonista en la capital antioqueña. ¿Listos? ¡A correr! 

El miedo es un motor y también impulsa a intentar aquellas cosas que nos hacen temblar las piernas , adivinaste !! Cómo correr un maratón!!  Hay muchos pensamientos que llegan a nuestra cabeza cuando vamos a correr un maratón , queriendo comer esa valentía que tuvimos al inscribirnos.Que los sueños sean más grandes que nuestros miedos, no rechacemos la sensación de incomodidad que el miedo genera , abracemos la emoción y aprendamos a utilizarla para prender la mecha del explosivo que está detrás de todas esas cosas grandiosas que queremos alcanzar !!! Corre un maratón!!!!! Aún con miedo ;) 31……42.195

Cuantos pensamientos se quedan escondidos en nuestra mente y no sabemos bien quién los puso así o porque pero de pronto en momentos difíciles de la carrera o la vida aparecen y nos susurran al oído.Cosas que NO son reales !!! Entonces lo mejor que podemos hacer es limpiar esos rincones de la mente y una de las mejores formas de hacerlo es precisamente corriendo , convivir con esos fantasmas escucharles y luego saber que somos más fuerte que ellos y correrlos!!!!!  Siempre tenemos la opción de elegir en qué creer!!! Km 27….42.195

Tanto en el maratòn como en la vida ir a tu propio ritmo a veces parece ser mas complicado con un mundo de “NECESIDADES” que nos persiguen y a veces no cuestionamos si esos planes son realmente para nosotros o se alinean con mis planes y metas.Ir a tu ritmo para mi significa entender y hacernos responsables de nuestro propio proceso y lo que eso conlleva, defender nuestra postura e ideales ante posibles comentarios o cuestionamientos de alguien mas y estar seguros que lo que hemos decidido para nuestro camino es justo que lo queremos y necesitamos, así que…. Ve a tu ritmo, encuentra tu paso y no dejes que relojes ajenos quieran marcarte los deberías en el mundo del running y en la vida.25….42.195

Send us a Text Message.Gjermund Nordskar kjenner Jotunheimen inn og ut. Straks arrangerer han 2. utgave av Jotunheimen Trail Run, et arrangement ved Bygdin som tilbyr følgende distanser: 1K, 13K, 21K, 42K og 70K. I dagens episode catcher vi opp med den nygiftede småbarnsfaren og snakker om løpet som er på god vei til å bli en klassiker. Lenker:NEDA-hjørnet på Fjellsport.noPatreon / FØKK ASFALTSupport the Show.

Ufffff llegamos al 19 !!!! Y quiero hablar de ese momento en la carrera o la vida cuando miras el rejón y el tiempo los kilómetros y la vida ha avanzado demasiado rápido!!!! ¿Te ha pasado? Es una sensación de salto en el tiempo no ? Acumulaste experiencias , pasos, aprendizajes y claro que se ha disfrutado!!!A veces todo parece ir taaaan rápido que de pronto es necesario inhalar y exhalar y agradecer en dónde estamos parados !!!Valorar lo que ya corrí y agradecer por los kilómetros que vienen !!! 19….42.195

En este kilómetro te invito a reflexionar cómo es o era tu vida a los 18!! Las ilusiones y emociones pero también las responsabilidades que adquieres como adulto!! Y como corredores tenemos responsabilidades que no podemos evitar si estamos buscando mejorar en nuestro deporte y aún más si queremos correr un maratón!!! ¿Qué responsabilidad has tenido que enfrentar o cumplir al correr un maratón ?Coméntame en mis redes sociales , me encuentras como Yeya Corre 18….42.195

Ni en el deporte ni en la vida estaremos “completos” al 100 % y siempre tenemos la oportunidad de seguir construyendo-nos reinventándonos y superándonos!!!El km 17 te invito a reflexionar sobre aquellos detalles que podemos echarles un ojito para crecer personalmente y explotar en la carrera.¿Te ha pasado?¿Que piensas?17…..42.195km

Y a ti, ¿Que te endulza la vida?Puedes mencionar en esos momentos en que por un ratito todo sabe bien?, hay kilómetros o metros en algunos maratones donde la vida sabe dulce Y el km 16 a veces es así … una pausa para decirte a ti mismo Voy muy bien y que bien sabe!!!!Sigamos corriendo 5 más y llegamos al medio

3 palabras, que fácil suenan , que difícil llegar a ello!!!! Estar en Paz aunque sea un momento para mí es sinónimo de éxito!! De aceptar muchas cosas que no podemos cambie , de corregir lo que sí y de fluir con todo lo que no nos tocaA veces en la carrera , a veces en la vida, encontrar ese momento en el que realmente y a consciencia dices “Estoy en Paz” para mí es invaluable!!!! ¿Te ha pasado?14…..42.195

Siempre existirán factores que no podemos controlar , ni en la vida ni en las carreras , y si, también existe la suerte , peeeeeero no deberíamos dejarnos apanicar por esta cuando algo cambia dentro de nuestros planes para esa carrera taaaaan esperada.Lo mejor que podemos hacer es preparamos lo mejor posible física y mentalmente para vencer esos pequeños obstáculos que la suerte puede traernos el día de la carrera !! Compromete con tu entrenamiento y carrera y aprendamos a disfrutar cada kilómetro!!! 13….. 42.195

Y si!!! Así como dice el título de este episodio: Siempre puedes más!!!!Asi en el running como en la vida a veces no logramos percibir en el momento justo la fortaleza que tenemos  guardada para enfrentarnos a nuestros mayores logro y también a los miedos.Por eso cualquier kilómetro y cualquier momento es bueno para recordarnos que siempre se puede dar un poquito más aunque el cansancio aparezca, aunque “falte mucho” .Siempre puedes más!!!! Km 12…… 42.195….

As a creative, “money” can sound like a curse word. UGH - money?! We want to be FREE. FLOWY. LIBERATED. If we could just not think about money and focus on our art, we'd be living in our dream world, right? WRONG. Money is something you have to think about or deal with every. single. day. Why not face it head on, and learn to have a relationship with it, or better yet, become financially BALLER? In today's solo episode, Chelsea shares: more about her own money journey, from teaching $15 yoga classes to signing a 1:1 contract for $42K the guts it took to put herself out there and raise her prices what happens to your creativity when you have your back against the wall financially how understanding your money story will help you recognize your patterns (and how more money doesn't always solve the problem if you're not ready to receive it) Getting your money right will not only help your creativity, but ENHANCE it. Fuel it. Skyrocket it into outerspace. When you are regulated because your money is working for you, watch the treasure chest of ideas, clients and art explode right in front of you (in the best way)! NOW ENROLLING: Pitch Perfect 6 Week Guesting Bootcamp - It's time for you to enjoy algorithm-free marketing, generate easy peezy sales, and create credibility without the cringe! Connect with Chelsea: Website 1:1 Podcast Coaching Launch your podcast with the ultimate podcast launch course - Mic Drop! Instagram Slight Turbulence Substack - the travel magazine you wish existed on the back of airplane seats Want to send a voice note to the podcast and have Chelsea answer you on air? Do so ⁠HERE⁠. Don't forget to rate, review, and share in the group text. This podcast is free and ratings/reviews and shares are a podcaster's currency! --- Send in a voice message: https://podcasters.spotify.com/pod/show/in-my-non-expert-opinion/message Support this podcast: https://podcasters.spotify.com/pod/show/in-my-non-expert-opinion/support

Update: The guy who 'streaked' during the Super Bowl hit with $42K fine, Gang of senior citizen bank robbers arrested in Italy, Doctors in Florida have removed 150 live bugs from a Jacksonville man's face

Repentance. 10 Short Selections and Song- I Am Not Alone.  ACU Sunday Series. To watch the entire video visit- https://youtu.be/Duvb2Vq2weA?si=skc7lDzqiOfrsmhi Witnesses of Christ 8.42K subscribers 8,239 views Aug 28, 2022 Teachings from leaders of The Church of Jesus Christ of Latter-day Saints on repentance through the atoning sacrifice of Jesus Christ. President Nelson: https://www.churchofjesuschrist.org/s... President Oaks: https://www.churchofjesuschrist.org/s... President Eyring: https://www.churchofjesuschrist.org/s... Elder Ballard: https://www.churchofjesuschrist.org/s... Elder Holland: https://www.churchofjesuschrist.org/s... Elder Uchtdorf: https://www.churchofjesuschrist.org/s... Elder Bednar: https://www.churchofjesuschrist.org/s... Elder Cook: https://www.churchofjesuschrist.org/s... Elder Christofferson: https://www.churchofjesuschrist.org/s... Elder Andersen: https://www.churchofjesuschrist.org/s... Elder Rasband: https://www.churchofjesuschrist.org/s... Elder Stevenson: https://www.churchofjesuschrist.org/s... Elder Renlund: https://www.churchofjesuschrist.org/s... Elder Gong: https://www.churchofjesuschrist.org/s... Elder Soares: https://www.churchofjesuschrist.org/s...     Kari Jobe - I Am Not Alone (Live) Watch the YouTube video at- https://youtu.be/bfveawSAHJA?si=6uHPKPmredOZmpDW Kari Jobe 1.31M subscribers 53,020,006 views Aug 12, 2014 Official Live Video for “I Am Not Alone” by Kari Jobe Subscribe to Kari Jobe on YouTube: https://karijobe.lnk.to/SubscribeYD Stream or download Kari's new album ‘The Blessing' here: https://karijobe.lnk.to/theblessingID Watch more Kari Jobe videos here: https://karijobe.lnk.to/playlistID/yo... Follow Kari Jobe: Instagram:   / karijobe   Facebook:   / karijobe   Twitter:   / karijobe   Website: https://karijobe.com/ Check out other videos: Kari Jobe, Cody Carnes - Cover The Earth (Live w/ Lyrics) -    • Kari Jobe, Cody Carnes - Cover The Ea...   Kari Jobe - Speak To Me (Live) -    • Kari Jobe - Speak To Me (Live)   Kari Jobe - Lover Of My Soul (Live/Lyric Video) -    • Kari Jobe - Lover Of My Soul (Live/Ly...   LYRICS When I walk through deep waters I know that You will be with me When I'm standing in the fire I will not be overcome Through the valley of the shadow I will not fear I am not alone I am not alone You will go before me You will never leave me In the midst of deep sorrow I see Your light is breaking through The dark of night will not overtake me I am pressing into You Lord, You fight my every battle And I will not fear You amaze me Redeem me You call me as Your own You're my strength You're my defender You're my refuge in the storm Through these trials You've always been faithful You bring healing to my soul Music video by Kari Jobe performing I Am Not Alone. (C) 2014 KAJE, LLC. under exclusive license to Sparrow Records I Am Not Alone (Live) Kari Jobe I Am Not Alone   ----------------------------------------------------------------------------------------------    For Come Follow Me lesson manual and materials visit- Come, Follow Me For Individuals and Families: New Testament 2023 https://www.churchofjesuschrist.org/manual/come-follow-me/2023?lang=eng     For a list of 100+ episodes of ACU Sunday Series visit- https://www.podbean.com/site/search/index?kdsowie31j4k1jlf913=85cb8104bdb182c048b714ad4385f9e82a3aeb49&v=ACU+Sunday+Series+ Note- Click on “100 Episodes Found” in upper right corner.   For many different Podcasts based on the ‘Come Follow Me' program visit- https://www.youtube.com/results?search_query=come+follow+me+   Subscribe to The Church of Jesus Christ of Latter-day Saints for the latest videos: http://bit.ly/1M0iPwY Facebook: https://www.facebook.com/churchofjesu... Twitter: @Ch_JesusChrist Instagram: https://www.instagram.com/ChurchOfJes... Website: ChurchOfJesusChrist.org The Church of Jesus Christ of Latter-day Saints   BYUEducationWeek   Get a Free Book of Mormon | ComeUntoChrist Church of Jesus Christ https://www.churchofjesuschrist.org › requests › free-...   The Book of Mormon brings you closer to Jesus. Click to download a free digital copy of the Book of Mormon and learn about it with online missionaries.   -------------------------------------------------------------------------- For the Strength of Youth To help you find the Way and to help you make Christ's doctrine the guiding influence in your life, The Church of Jesus Christ of Latter-day Saints has prepared a new resource, a revised version of For the Strength of Youth.   For over 50 years, For the Strength of Youth has been a guide for generations of Latter-day Saint youth. I always keep a copy in my pocket, and I share it with people who are curious about our standards. It has been updated and refreshed to better cope with the challenges and temptations of our day. The new version of For the Strength of Youth is available online in 50 different languages and will also be available in print. It will be a significant help for making choices in your life. Please embrace it as your own and share it with your friends. This new version of For the Strength of Youth is subtitled A Guide for Making Choices. To be very clear, the best guide you can possibly have for making choices is Jesus Christ. Jesus Christ is the strength of youth. So the purpose of For the Strength of Youth is to point you to Him. It teaches you eternal truths of His restored gospel—truths about who you are, who He is, and what you can accomplish with His strength. It teaches you how to make righteous choices based on those eternal truths.13 It's also important to know what For the Strength of Youth does not do. It doesn't make decisions for you. It doesn't give you a “yes” or “no” about every choice you might ever face. For the Strength of Youth focuses on the foundation for your choices. It focuses on values, principles, and doctrine instead of every specific behavior. The Lord, through His prophets, has always been guiding us in that direction. He is pleading with us to “increase [our] spiritual capacity to receive revelation.”14 He is inviting us to “hear Him.”15 He is calling us to follow Him in higher and holier ways.16 And we are learning in a similar way every week in Come, Follow Me.     ACU Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For The Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless. --------------------------------------------------------  

Your police department probably scared you for no reason, and Apple is trying to make you cry. Besides that, we've got the rest of the week's tech news, some pro tips, great picks, and a lot of side steps this week. All to help you get out there and tech better! Watch on YouTube! Intro (00:00) Followup: Pay no attention to the police–NameDrop is perfectly safe for kids (04:20) Apple's The Lost Voice video (08:50) Amazon calls on rival SpaceX to launch Internet satellites (10:10) Temu parent company PDD sees big sales surge (12:05) Crypto Watch: Bitcoin surges past $42K (15:55) Dave's Pro Tip of the Week:  iOS Check-in (18:35) Just the headlines: (25:20) After 151 years, Popular Science will no longer offer a magazine Sports Illustrated published articles by fake, ai-generated writers, now deleted Dollar Tree hit by third-party data breach impacting 2 million people Threads finally lets you delete your account separately from Instagram A plane fueled by fat and sugar has crossed the Atlantic Ocean Kiss say farewell to live touring, become first US band to go virtual and become digital avatars Takes: Apple's best of 2023 (29:50) Microsoft's Windows XP Ugly Sweater (35:40) USPS text scams that Chelsea got (38:35) Facebook watches teens online as they prep for college (42:15) Bonus Odd Take: Taylor Swift's website in 2002 (48:55) Picks of the Week:  Dave: Anker Soundcore 2 Portable Bluetooth Speaker with 12W Stereo Sound, Bluetooth 5, Bassup, IPX7 Waterproof, 24-Hour Playtime, Wireless Stereo Pairing, Speaker for Home, Outdoors, Travel (50:45) Nate: Apple USB-C to 3.5 mm Headphone Jack Adapter (56:40) Ramazon™ purchase (60:30)   Find us elsewhere: https://notpicks.com https://www.notnerd.com https://www.youtube.com/c/Notnerd https://ratethispodcast.com/notnerd https://www.tiktok.com/@notnerdpod https://www.twitter.com/n0tnerd/ https://www.instagram.com/n0tnerd https://www.facebook.com/n0tnerd/ info@Notnerd.com Call or text 608.618.NERD(6373) If you would like to help support Notnerd financially, mentally, or physically, don't hesitate to get in touch with us via any of the methods above. Consider any product/app links to be affiliate links.

Bitcoin won the $40,000 war and pinned above $42,000.~This episode is sponsored by iTrust Capital~iTrustCapital | Get $100 Funding Reward + No Monthly Fees when you sign up using our custom link! ➜ https://bit.ly/iTrustPaul00:00 Intro00:21 Sponsor: iTrust Capital00:57 Is this bull market real?02:07 Why bitcoin is moving?03:30 This bull market vs other rallies04:31 Trader cheat sheet05:13 GOLD hits all time high06:42 Institutional tokens07:38 BTC vs ETH08:48 Ethereum $3K next?11:52 Market sentiment12:19 ETF & regulation update13:45 Coinbase dominating BTC custody15:57 Brian Armstrong tweet17:31 Outro#Crypto #Bitcoin #Ethereum~Bitcoin Skyrockets To $42,000 High

On tonight's @dGenNightShift Powered by @dGenNetwork:

Rachel Cruze & Jade Warshaw answer your questions and discuss: "Should I take out a loan from a family member?" "Should I have more than $1000 in Baby Step 1," "My parents lost their business, how can I help?" "The real truth about Christmas gifts," "How should I save for a house?" Why it's sometimes hard to make wise money decisions "I'm scared to tithe while on Baby Step 2," "I'm not happy with our affordable vacations," "My husband is about to file bankruptcy" "Should I leave my job?" "How can I best pay off debt?" "Should we cash out investments to pay off debt?" "Should we move closer to family?" "I'm $42K in debt and just lost my job" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Churchill Mortgage Christian Healthcare Ministries NetSuite Zander Insurance Neighborly Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only! Click Here For help with investing, get connected with a SmartVestor Pro: Click Here  Protect yourself with the right coverage—Take our Coverage Quiz! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Bienvenidos a este nuevo episodio de Corriendo sobre 50 Podcast! En este episodio hablamos sobre cómo el ejercicio puede de verdad hacer que envejezcas más despacio. Hablamos de un estudio que muestra cómo el ejercicio puede tener un impacto sobre los telómeros, que son como guardianes para tu ADN. Explicamos que diferentes tipos y cantidades de ejercicio tienen diferentes efectos en cómo envejecemos.Corriendo sobre 50 Podcast es presentado por:Logistik Events Management 787-244-0056 https://linktr.ee/logistikeventsprSwimlab Puerto Rico 787-205-2085 https://www.facebook.com/SwimlabpuertoricoContáctanos!==========================================Web : www.corriendosobre50.comFacebook: https://www.facebook.com/Corriendosob...Twitter: @PodcastCS50 Instagram: Corriendo sobre 50Youtube: https://www.youtube.com/channel/UC0gK...Música:Gunslinger (Instrumental Version 60 Sec.)Daphne Media Musicwww.snapmuse.comAyúdanos a crecer! Comparte nuestros episodios, suscríbete, síguenos en nuestras páginas de redes sociales!

Think it's too late to retire with real estate? Maybe you're in your forties, fifties, or sixties and have decided that now is the time to put passive income first. With retirement coming up in a couple of decades (or even years), what can you do to build the nest egg that'll allow you to enjoy your time away from work? Is it even possible to retire with rentals if you didn't start in your twenties or thirties? For those tired of the traditional route to retirement, stick around! You've hit the jackpot on this Seeing Greene show; it's episode number 777! But, unlike a casino, everything here is free, and we're NOT asking you to gamble away your life savings. Instead, David will touch on some of the most crucial questions about real estate investing. From building your retirement with rentals to investing in “cheap” out-of-state markets, buying mobile homes as vacation rentals, and why you CAN'T control cash flow, but you can control something MUCH more important. Want to ask David a question? If so, submit your question here so David can answer it on the next episode of Seeing Greene. Hop on the BiggerPockets forums and ask other investors their take, or follow David on Instagram to see when he's going live so you can hop on a live Q&A and get your question answered on the spot! In This Episode We Cover: Turning a $100K high school into a $42K/month apartment complex  What to do when your first flip or real estate deal becomes a huge flop  The smartest way to shoot up your property's value and boost your neighborhood's desirability Unbelievable real estate conversion projects and why creative investing often has the most cash flow Raising private capital when doing large deals and why you NEED partners with skills you don't possess Signs that your real estate agent might be the love of your life  And So Much More! Links from the Show Find an Agent Find a Lender BiggerPockets Youtube Channel BiggerPockets Forums BiggerPockets Pro Membership BiggerPockets Bookstore BiggerPockets Bootcamps BiggerPockets Podcast BiggerPockets Merch BPCON2023 Listen to All Your Favorite BiggerPockets Podcasts in One Place Learn About Real Estate, The Housing Market, and Money Management with The BiggerPockets Podcasts Get More Deals Done with The BiggerPockets Investing Tools Find a BiggerPockets Real Estate Meetup in Your Area David's BiggerPockets Profile David's Instagram David's YouTube Channel Work with David Try the BiggerPockets Rental Estimator on Your Next Deal BiggerPockets Real Estate Podcast 759 BiggerPockets Real Estate Podcast 771 Book Mentioned in the Show: Long-Distance Real Estate Investing by David Greene   Click here to listen to the full episode: https://www.biggerpockets.com/blog/real-estate-777 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

You've heard cash flow stories before, but NOTHING like this. We've talked to hundreds of investors that have flipped houses, bought apartment complexes, storage facilities, and more. But a high school? A high school rental property? Surely this has to be a first. If you want to know the pioneer behind this absolutely insane passive income project, look no further than Jesse Wig, who turned a dilapidated high school into a thirty-one-unit apartment building. But before Jesse went on a literal wild ride through this high school, he faced defeats that would stop most investors in their tracks. After making just ten dollars per hour working under a flipper, Jesse tried to do his first deal himself, but things didn't go to plan. He walked away from his first real estate deal in debt with a massive loss but decided to try again. Jesse learned quickly from his mistakes and started buying rentals in an up-and-coming area right outside of Pittsburgh, Pennsylvania.  Through a brilliant investing tactic that we've never heard of before, Jesse was able to catapult and control his rental properties' values, skyrocketing his personal wealth while bringing up an entire neighborhood with him. Soon after that, he found his off-market high school and, through some savvy partnerships and serious work, turned it into a cash cow unlike anything we've ever seen on the show. Jesse is about to school us on the right way to do real estate! In This Episode We Cover Turning a $100K high school into a $42K/month apartment complex  What to do when your first flip or real estate deal becomes a huge flop  The smartest way to shoot up your property's value and boost your neighborhood's desirability  Unbelievable real estate conversion projects and why creative investing often has the most cash flow  Raising private capital when doing large deals and why you NEED partners with skills you don't possess  Signs that your real estate agent might be the love of your life  And So Much More! Click here to listen to the full episode: https://www.biggerpockets.com/blog/real-estate-776 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

New Mirai malware uses low-complexity exploits to expand its botnet in IoT devices. The latest on Volt Typhoon. DDoS hits government sites in Senegal. The Pentagon's cyber strategy incorporates lessons from Russia's war, while the EU draws lessons from Ukraine's performance against Russia. Joe Carrigan explains Mandiant research on URL obfuscation. Mr. Security Answer Person John Pescatore plays security whack-a-mole. And NoName disrupts a British airport. For links to all of today's stories check out our CyberWire daily news briefing: https://thecyberwire.com/newsletters/daily-briefing/12/103 Selected reading. Old Wine in the New Bottle: Mirai Variant Targets Multiple IoT Devices (Unit 42) US officials believe Chinese hackers may still have access to key US computer networks (CNN) Chinese state-sponsored hackers infiltrated U.S. naval infrastructure, secretary of the Navy says (CNBC) US military intelligence also targeted by Chinese hackers behind critical infrastructure compromise (SC Magazine) Senegalese government websites hit with cyber attack (Reuters) DOD Transmits 2023 Cyber Strategy (US Department of Defense) Fact Sheet: 2023 DOD Cyber Strategy (US Department of Defense) Lessons from the war in Ukraine for the future of EU defence (European Union External Action) Investigation Launched After London City Airport Website Hacked (Simple Flying) Maryland high school listed on Zillow for $42K in ‘creative' senior prank (New York Post)