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As we move closer to 2025, now is the perfect time to take charge of your finances and make it your most successful year yet. In the latest episode of the Charles Kelly Money Tips Podcast, we explore actionable strategies to help you achieve financial freedom and build wealth. Watch full video - https://youtu.be/-k7HPn0u_Ok?si=j6ZpuTlRyCJzuIxY 1. Set Clear Financial GoalsThe foundation of financial success is knowing what you want to achieve. Whether it’s saving for a house, clearing debt, or growing your investments, set specific, measurable, and realistic goals. 2. STOP BLOWING IT ALL AWAY - Create and STICK to a BudgetA budget is your financial roadmap. Track your income and expenses to identify areas where you can cut back and save more. Apps like Money Dashboard or Yolt can simplify this process. 3. Pay Yourself FirstAutomate your savings by setting aside a percentage of your income as soon as you’re paid. This ensures your financial priorities come first, not last. 4. Reduce DebtEliminating high-interest debts, such as credit cards, frees up more money for savings and investments. Consider the snowball or avalanche method to tackle debt effectively. 5. Invest Wisely2025 is the year to grow your money. Explore opportunities in stocks, property, or ISAs. A diversified investment portfolio can help you build long-term wealth. 6. Boost Your IncomeStart a side hustle, upskill, or negotiate a raise at work to increase. 7. Reduce Your Taxes Legally cut the amount of tax you pay on your savings, investment income and even inheritance with proper planning and advice. Section 24 Landlord Tax Hike Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s Conclusion 2025 can be the year you take control of your financial future. By setting clear goals, budgeting wisely, paying yourself first, reducing debt, and investing strategically, you’ll be well on your way to building wealth and achieving financial freedom. Remember, every small step you take today can lead to significant financial growth tomorrow. For more tips and insights, watch the latest episode of the Charles Kelly Money Tips Podcast on YouTube and start your journey to financial success today! 3 Steps To Unlocking Financial Freedom! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #FinancialFreedom #MoneyManagement #2025Goals #WealthBuilding #SmartInvesting #DebtFreeJourney #SaveMoney #InvestWisely #BudgetingTips #CharlesKellyMoneyTips #FinanceSuccess #PersonalFinance #finance #moneytraining #moneymanagement #wealth #money #debt #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #section24
What if you could become the next Founder of a Unicorn Start Up – just by doing one little change? The truth is that when you get your core strategy right, know your audience and understand the jobs to be done – you can make the critical tweak in your marketing that can unlock more customers and big profits. My GENIUS guest is Lucy Woolfenden, Founder of The Scale Up Collective, with 20 years' launching brands, growing their audiences and making them profitable. Lucy's portfolio of tech start-ups includes launching Skype for Mobile, Starling Bank, and Yolt and her expertise and team can do the same for you, because…. When you master marketing you will: Eliminate decision fatigue Gain instant trust with your communication Have throngs of investors in bidding wars to work with you Standout in even the most saturated market place Finally get the attention and profits you deserve Tune in now and learn: The groundwork you need to do to scale fast Why marketing is not something you can bolt on What great marketing is How great brands are really built Why nobody wants to be friends with a brand and the single thing to focus on instead Ready to supercharge your marketing and take your brand and business in to the stratosphere? What are you waiting for? Listen now. Resources from this show The must have tech to scale fast: Slack www.slack.com LinkedIn www.linkedin.com Notion: https://www.notion.so Superhuman : https://superhuman.com The books that you must read next: Never Split The Difference, Chris Voss The Direct to Consumer Playbook: The Stories and Strategies of the Brands that Wrote the DTC Rules – Mike Stevens The Personal Board Of You Inc -Emma Maslen DIVE DEEPER: Sign up for the Start Up Collectives awesome newsletter here > Check out my feature on “how to build high performing teams” here> Listen to Music that will lift you up The XX Angels Connect with Lucy https://thescaleupcollective.com https://www.linkedin.com/in/lucywoolfe Learn more about your ad choices. Visit megaphone.fm/adchoices
It is a known fact in today's marketplace that businesses worldwide struggle to meet employee expectations and create authentic engagement. Equally, employees have experienced higher stress and lack of balanced well-being. Enter, Ally Fekaiki, a man on a mission to create positive change in #futureofwork with the founding of Juno. Branded as Juno: the life company®️, the Juno platform lets staff choose perks that chime with their definition of well-being, using credits allocated by their employer each month. Employees can choose from hundreds of options (from fitness classes to healthy meals, to mental health support) or use their points to reimburse things like cleaning and childcare. Juno's user base grew tenfold last year as employers looked for new ways to support hybrid teams, improve work-life balance and retain staff. In this episode, we discussed: - The motivation behind Juno and why it is so personal to Ally that employee benefits are not treated as a ‘one size fits all'. - The path from startup to scale-up to serving customers in 70+ countries with 400 global product solutions. - The imperative for businesses to care about employee wellness and benefit options and how employee choice leads to employee satisfaction. - What Juno points are and how they can be used to purchase a range of services and products for their wellbeing – from organic vegetable boxes to therapy sessions and language courses. - How Ally is harnessing marketing to be a category leader and build a globally recognized brand. Ally Fekaiki founded Juno at the start of 2019 to tackle what he believes to be a well-being crisis in the workplace. Ally is a Social Impact founder with a demonstrated history of growing early-stage businesses from Seed to Series A and beyond. Prior to Juno he held positions as head of growth and head of user engagement at Cleo, Yolt, and LOQBOX. Be sure to check out Ally's links listed below. Enjoy the show! Connect with Ally: LinkedIn: https://www.linkedin.com/in/allyfekaiki/ Website: https://juno-7d66b1.webflow.io/ Instagram: @with__juno Connect with Allison: LinkedIn: https://www.linkedin.com/in/allisonsummerschicago/ Website: DisruptiveCEONation.com Twitter: @DisruptiveCEO #CEO #startup #startupstory #founder #founderstory #business #businesspodcast #podcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Yolt draft, random sermon illustrations, guess who- Bible edition! --- Support this podcast: https://anchor.fm/kodis-rawlings/support
Still Loading: A podcast all about Leadership for the Digital Age
Building relationships is a fundamental key to growth in your business. Whether it's relationships with your customers, partners, or employees it's crucial to establish and maintain that trust and comfortability with your brand from the inside out. Lucy Woolfenden has 20 years' experience of launching brands and developing them across multiple markets. Lucy is the Founder of The Scale Up Collective, working with a wide portfolio of challenger brands and her experience includes launching Skype for Mobile, Starling Bank and Yolt. Lucy also mentors startup founders and teams from disadvantaged backgrounds. We discuss developing in to the kind of leader that empowers team, collaboration, innovation, and motivation within the walls your company. (00:52) Ilona's Reflections; TLDR Having people in your corner who will be your champion Who is that person in your life? (10:16) Who is a leader that influenced you? Creating relationships to build trust and get results Leveraging relationships to motivate people (16:23) What are the characteristics of a good leader/founder? Understanding that you need sales and marketing to make a business Being an open and active listener to your mentors, your team, and your audience (20:01) Tell me about something that helped you on your leadership development journey Figuring out where your strengths lie and learning how to use that as your superpower (23:19) What are the trends in leadership that you are seeing in your field? The concept of customer first vs profit first (37:53) What are your 3 top tips for leaders in the digital age? Progress over perfection, transparency within your team, and collaboration vs competition Resources from this episode: Thescaleupcollective.com Linkedin Newsletter: Power Up In Brief by Lucy Woolfenden Lucy Woolfenden LinkedIn Coaching Conversations Audio Book, Take Control of Your Life by Mel Robbins Heads Together podcast, Episode 021, It's Not too Late…It's the BEST Time Want to know where you're at in your leadership journey? Download our FREE leadership assessment tool right HERE! Connect with Ilona below! Instagram: @ilona.f.brannen Website: www.slatedigital.co.uk LinkedIn: Ilona Brannen FRSA - Podcast Editor & Strategist: @episodeready
Today we have Jared Montana from YOLT Christian Podcast to discuss the top 5 arguments against Christianity that he's come across in his ministry. YOLT is a TikTok page, Christian merch line, and podcast that means You Only Live Twice. Among running a successful Tiktok and podcast Jared has also written a book called Drawing Near that helps people answer those tough questions in Christianity. You can find everything YOLT at https://wlo.link/@Yolt Got any questions or topics you'd like to hear about? You can email us at thingsyoudonthearinchurchpod@gmail.com Like our content? Consider helping us grow through Patreon, a follow, or subscribe! Leave a rating on whatever platform you listen on and write some nice comments YOUTUBE here PATREON here INSTAGRAM: www.instagram.com/ thingsyoudonthearinchurchpod --- Support this podcast: https://anchor.fm/thingsyoudonthearinchurch/support
Pete Townsend and Eoin Fitzgerald dive into the shortcomings of Metaverse graphics through the lens of Metaverse deep-thinker Matthew Ball and his new book on the Metaverse, what's up with the Ethereum Merge, the big fundraisings of Irish unicorn Wayflyer and Techstars grad Alloy, the death of ING's Yolt, Block's Cash App's small-dollar lending milestone, and old friend Bradley Tusk takes his super-charged regulatory advisory into crypto and DAOs (decentralized autonomous organizations). This episode of MoneyNeverSleeps is sponsored by Philip Lee, one of Ireland's fastest-growing corporate law firms and expert advisors at the heart of the Dublin and London start-up, fintech and crypto communities. KEY QUOTE: Pete Townsend on the long arc of development required for the Sci-Fi version of the Metaverse to come to life: “One of the example's from Matthew Bell's ‘Metaverse' book points to how most video game developers set the bar of latency, which is the delay between your controller instructing something and it actually happening in the game, at 10 to 20 milliseconds. “The quickest, you can possibly send a message of any kind between New York and Hong Kong is 45 milliseconds. So the world's infrastructure and fiber optics are not there yet to be able to support what is the Ready Player One and Snow Crash visualizations of what the metaverse really is, and there's a lot of work left to do. “There's going to be a ton of money going into the companies that are building the infrastructure that will enable the Metaverse to actually happen. It is such a massive, massive market and a huge opportunity.” STORIES WE COVERED: When Metaverse (Life in Color, 1-Aug-22) After $177 Billion in Investment, Why Do Metaverse Graphics Still Suck? (Decrypt, 27-Aug-22) Ethereum's Big Moment Is Coming With ‘The Merge' What It Means for Crypto (5-Sep-22) Wayflyer secures €254m in debt financing from Credit Suisse (Irish Times, 1-Sep-22) Fintech startup Alloy leans on fraud prevention to land new $1.55B valuation (TechCrunch, 1-Sep-22) KlimaDAO Engages Tusk Strategies to Push Congress to Write DAOs Into Law (Decrypt, 4-Sep-22) ING pulls the plug on Yolt, shutting down its open banking operation (AltFi, 30-Aug-22) Cash App Now Originates 1m Small-Dollar Loans A Month (Fintech Business Weekly, 21-Aug-22) LINKS: Leave a review on Apple Podcasts | Podchaser Subscribe on Apple Podcasts | Spotify | Google | Overcast Check out our MoneyNeverSleeps website Subscribe to our newsletter on Substack Follow MoneyNeverSleeps on Twitter Follow Eoin Fitzgerald on Twitter Follow Pete Townsend on Twitter Get in touch at info@moneyneversleeps.ie
Eoin and Pete dive into the shortcomings of Metaverse graphics through the lens of Metaverse deep-thinker Matthew Ball and his new book on the Metaverse, what's up with the Ethereum Merge, the big fundraisings of Irish unicorn Wayflyer and Techstars grad Alloy, the death of ING's Yolt, Block's Cash App's small-dollar lending milestone, and old friend Bradley Tusk takes his super-charged regulatory advisory into crypto and DAOs (decentralized autonomous organizations). This episode of MoneyNeverSleeps is sponsored by Philip Lee, one of Ireland's fastest-growing corporate law firms and expert advisors at the heart of the Dublin and London start-up, fintech and crypto communities. STORIES WE COVERED: When Metaverse (Life in Color, 1-Aug-22) After $177 Billion in Investment, Why Do Metaverse Graphics Still Suck? (Decrypt, 27-Aug-22) Ethereum's Big Moment Is Coming With ‘The Merge.' What It Means for Crypto (5-Sep-22) Wayflyer secures €254m in debt financing from Credit Suisse (Irish Times, 1-Sep-22) Fintech startup Alloy leans on fraud prevention to land new $1.55B valuation (TechCrunch, 1-Sep-22) KlimaDAO Engages Tusk Strategies to Push Congress to Write DAOs Into Law (Decrypt, 4-Sep-22) ING pulls the plug on Yolt, shutting down its open banking operation (AltFi, 30-Aug-22) Cash App Now Originates 1m Small-Dollar Loans A Month (Fintech Business Weekly, 21-Aug-22) LINKS: Leave a review and subscribe on Podchaser| Apple Podcasts | Spotify| Google| Overcast Check out our MoneyNeverSleeps website Subscribe to our newsletter on Substack Follow MoneyNeverSleeps on Twitter Follow Eoin Fitzgerald on Twitter Follow Pete Townsend on Twitter Get in touch at info@moneyneversleeps.ie --- Support this podcast: https://anchor.fm/moneyneversleeps/support
Available on Spotify, Apple, and anywhere else you listen to podcasts!Timestamps:Intro‘Fin-techionary' of the Week: Point of Sale(1.11)News (2.05)Interview with Giorgio Giuliani about their experience and current work at Opareta (4.47)Quick Fire Questions with Giorgio Giuliani(32.20)Signals: Rent is Rising – The Rent-A-Charter Model Just Got More Expensive (39.04)Transcript:Hey FinTech friends. Hey FinTech friends. My name is Helen Femi Williams, and I'm your host of this new podcast. Hey FinTech friends!This podcast is brought to you by This Week in FinTech, which is on the front page of global FinTech news, fostering the largest FinTech community through newsletters, thought leadership, and events. Oh, and now podcasting.So let's talk about the structure of this podcast.First, we're going to go through the news. And if you're a subscriber to this week in FinTech newsletter, you're in luck because this is the audio version.Then we're going to have a chat with this week's friend Giorgio Giuliani.And lastly, I'll tell you a little bit about the latest Signals article Rent is Rising – The Rent-A-Charter Model Just Got More Expensive by Trevor TanifumFin-techionaryThis weeks, ‘fintechtionary', which is our dictionary definition of a fintechy word is:Point of Sale According to Investopedia, Point of sale (POS), refers to the place where a customer executes the payment for goods or services and where sales taxes may become payable. It can be in a physical store, where POS terminals and systems are used to process card payments, or a virtual sales point such as a computer or mobile electronic device.Depending on the software features, retailers can track pricing accuracy, inventory changes, gross revenue, and sales patterns. Using integrated technology to track data helps retailers catch discrepancies in pricing or cash flow that could lead to profit loss or interrupt sales. POS systems that monitor inventory and buying trends can help retailers avoid customer service issues, such as out-of-stock sales, and tailor purchasing and marketing to consumer behavior.But first this week in Fintech
Our expert hosts, Benjamin Ensor and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Vinay Singh, Managing Director, Anthemis Tessa Bryant, Head of Brand and Communications, Lightyear With soundclips from: Johannes Fenner, Co-founder and Co-CEO, Justhome We cover the following stories from the fintech and financial services space: Shoppers relying on Buy Now Pay Later and microloans for groceries in the UK and US - 4:20 Kenyan fintech Pezesha raises $11m backed by Women's World Banking - 15:30 ING pulls the plug on Yolt, shutting down its open banking operation - 26:50 Berlin's Justhome houses €3.3m to assist first-time home buyers - 36:00 FedNow is coming. Is this real-time payments' moment? - 46:00 Trust Bank, a digital bank formed by Standard Chartered and NTUC, launches in Singapore - 47:45 The PayPal story could be coming to a screen near you - 49:20 Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Johannes Fenner , Tessa Bryant, and Vinay Singh.
Sign up for my Daily Fintech or Daily Digital Banking Newsletters here. Check out my latest podcast episode below: This podcast episode is sponsored by Yolt. Yolt enables businesses to unlock the value of open banking, through expert consultancy and a range of specialist services, which deliver real growth and returns. Visit yolt.com today NEWS HIGHLIGHT Klarna updated its super-app so that consumers can keep track of all their online shopping. Users can connect their email accounts for Klarna to scan details from order confirmation emails and then import the data to the app. This feature is currently compatible with Gmail and Outlook. Link here FINTECH NEWS #cryptocurrencies Boomers are buying cryptocurrencies. The share of crypto users aged 55+ has increased by more than two-thirds since the start of the year. In a survey of over 1,500 participants, Mercuryo also found that 27% of customers above 65 yrs old hold crypto. UK's ASA banned two ads by Arsenal FC for its crypto-based fan token program. The regulator complained that the FC had not clarified that the value of investments could rise or fall. Link here Bluebenx suspended withdrawals due to an alleged hack that made the company lose more than $31 M. Withdrawals would be stopped for at least six months. Link here
Sign up for my Daily Fintech or Daily Digital Banking Newsletters here. Check out my latest podcast episode below: Welcome to a new episode of your daily FinTech podcast! This podcast episode is sponsored by Yolt. Yolt enables businesses to unlock the value of open banking, through expert consultancy and a range of specialist services, which deliver real growth and returns. Visit yolt.com today NEWS HIGHLIGHT Atom Bank is positioned to achieve its first yearly profit this year following a number of encouraging financial indicators. Link here. FINTECH NEWS #rebranding Truebill will officially change its name to Rocket Money in late August. More than simply a rebrand, the name will bring Truebill closer to the other businesses on the Rocket Companies platform and provide the opportunity for Rocket Money to better help consumers at various touchpoints throughout their financial lives. Link here. #donedeal LAVCA found that LATAM startups have raised $2.8 B across 190 transactions during Q1 of 2022 as the region's funding boom continues. This marked the fourth largest quarter on record for investment in the region. Link here. X1 Card has raised $25 million in a Series B funding round as it gears up for launch in the US. The Series B round was led by Google Analytics co-founder Wesley Chan's new fund FPV Ventures, the fund's first investment. Link here.
What are the nuts in your life? And why did Judas pick such a specific signal for Jesus? And what scared Jesus so bad he sweated blood?
Gaston Aussems is de voormalig CEO van Mollie en tegenwoordig investeerder, non executive director en adviseur van een grote groep bedrijven en organisaties. Gaston begon zijn loopbaan bij ABN AMRO en specialiseerde zich in het betalingsverkeer. Hij werkte daarna als consultant bij onder andere Pwc, IBM, Clear2Pay en was partner bij Trevver. Ook werkte hij voor de DNB aan het nationale programma SEPA-migratie. Vanaf 2013 was hij de CEO van Mollie waar hij in 2020 afscheid nam. Samen met onder andere oprichter Adriaan Mol, Remco Boer en anderen maakte hij van de relatief kleine speler een bekende internationale fintech, die de unicorn status bereikte met een waardering van meer dan 1 miljard. Tegenwoordig investeert Gaston in bedrijven en heeft hij een veelheid aan nevenfuncties waaronder in de Rvt van Oikocredit, zit hij in de supervisory board van Yolt, is hij Venture Partner bij Atlantics Ventures en Venture Partner bij Antler. Gaston studeerde Informatica aan de Universiteit Twente en behaalde later ook nog een MBA in corporate finance aan de Rotterdam School of Management. Tot slot, Gaston is 50 jaar, is getrouwd, heeft twee zoons en woont in Bussum. *** Volg Leaders in Finance via de website. Volg Leaders in Finance via Linkedin. *** Op de hoogte blijven van Leaders in Finance? Abonneer je dan op de nieuwsbrief. *** Vragen, suggesties of feedback? Graag! Via email: info@leadersinfinance.nl *** Als je de Leaders in Finance podcast leuk vindt, zou je dan een review willen achterlaten bijvoorbeeld bij Apple Podcasts? Of ons willen volgen en 5 sterren geven bij Spotify. Veel dank, want sommige mensen gaan alleen luisteren naar deze podcast als ze weten dat er genoeg anderen zijn die het leuk vinden! *** Leaders in Finance wordt mede mogelijk gemaakt door Interim Valley, EY, Odgers Berndtson en Roland Berger. *** Zelf gaan podcasten? Podcast inzetten voor jouw organisatie? Vragen over Hosting? We willen best even meedenken, dus neem gerust contact op: info@leadersinfinance.nl *** Interesse in een podcast serie over een specifiek inhoudelijk onderwerp voor jezelf of je medewerkers? Met Leaders in Finance Academy maken we series over specifieke onderwerpen in de financiële sector. Zo maakten we een serie over Anti Money Laundering, Bijzonder Beheer en volgen Open Finance, Cybersecurity en Sustainable Finance. We horen graag van je: info@leadersinfinance.nl *** Liever niet via een podcast luisteren maar in persoon? Leaders in Finance Events organiseert events voor finance professionals. We horen graag van je: info@leadersinfinance.nl *** Eerdere gasten bij de Leaders in Finance podcast waren onder andere: Klaas Knot (President DNB), Robert Swaak (CEO ABN AMRO), Janine Vos (RvB Rabobank), Jos Baeten (CEO ASR), Nadine Klokke (CEO Knab), Annerie Vreugdenhil (CIO ING), Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (ex DNB), Onno Ruding (ex minister van financiën), Maurice Oostendorp en Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Yoram Schwarz (CEO Movir), Katja Kok (CEO Van Lanschot CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Laura van Geest (bestuursvoorzitter AFM) Peter Paul de Vries (CEO Value8), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (o.a. Voorzitter NVP), Lidwin van Velden (CEO Waterschapsbank), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) en Annette Mosman (CEO APG). --> tussen haakjes de functie ten tijde van het interview
Welcome to our fashion, and representation breakdown of the Bond film, You Only Live Twice (1967). HAPPY BIRTHDAY to this week's special guest, Alana's mom: Dr. Linda!! We had such interesting conversation on this episode breaking down a very complex movie through 4 very different perspectives (thanks Akiko!) across generations AND cultures. In short: Powerful women, racism, sexism, sharing new cultures to a western 1960s audience, and don't forget the style! Thoughts?? We can't wait to hear what you think!! Find pictures of the looks we discussed in this episode on our instagram @dressedtokillpod, and don't forget to leave your thoughts in the comments or a DM!TLDR: Style and Bond from a Feminist point of view. Enjoy!Let us know what you think of the show! Outtakes, Photos, Action Cuties:instagram.com/DressedToKillPodtwitter.com/DTKpodDressedToKillPod on YouTube!Elma - instagram.com/elmalingerieAlana - instagram.com/alanafickesAll inquiries: dressedtokillpod@gmail.com
When open banking legislation is introduced in 2014 expectations are high. Customer centric sharing of payment data has the potential to affect virtually all sectors of the economy and be beneficiaire to most stakeholders. Although the promise is still the same, the reality is just a very small portion of consumers trusts third parties with their payment data. Nicolas Weng Kan, CEO of Yolt, expects half of all consumers in the EU to use open banking within the next five years; Annette van Soest asked him how he came to this prediction...
Luke Bowerr is OFFICALLY part of YOLT!!!! --- Support this podcast: https://anchor.fm/kodis-rawlings/support
In our second watch party of the season, we invite you to synchronize your MGM lions (@21:09) and groove casually with us through the waves and rhythms of 1977's "The Spy Who Loved Me". Upheld by many as his best and most stylish outing as 007, Sir Roger's third Bond adventure was directed by YOLT helmsman, Lewis Gilbert, and contains a dynamic mix of action, humour and megalomaniacal pageantry that's bound to keep you entertained when our own commentary grows dull! No need for social distancing here so grab your refreshments from the lobby and meet us inside! For our full review of the movie, check out S1:E34 from January 2020.
The New Album Is Mainly Overhyped & Sleep Worthy With Some Ok Songs RATE: 3.5/10 Favorites: Knife Fight, No Friends In The Industry, YOLT, IMY2, Love All, 7am In Birdle Path, N 2 Deep Least Favorites: TSU, Way 2 Sexy, Girls Want Girls Keep On Craving My Lil Junkies
Picnic is natuurlijk dè pionier op het gebied van boodschappen bestellen & bezorgen, de supermarkt op je smartphone. Maar ook in payments zijn ze vooruitstrevend en varen ze hun eigen koers. Nieuwe Knikkers praat met Jelmer Borst, product owner Payments en Fintech, over zijn visie op betalen in de Picnic-app, Ook deelt hij zijn ervaringen met tokenization, Picnic is de eerste die in samenwerking met Rabobank klanten de mogelijkheid biedt om hun bankpas te koppelen aan de Picnic-app. Tot slot vertelt hij wat er nog op zijn verlanglijstje staat op het gebied van payments en nieuwe technologie. Blog van Jelmer Al het nieuws over OVpay: De kosten van de Corona app Door met Yolt technolgy services (PSD2 connecties) Payvision onder de loep “ING grijpt in bj betaaldochter Payvision”
Whether you're bootstrapping or boosted by seed funding, crafting a marketing strategy to scale up requires patience to reap the rewards. As it turns out, Lucy Woolfenden - a growth marketer with incredible credentials including Yolt and Skype - has refined the concept into a growth formula of her own: her 7 Steps to Scale.Now the Founder of The Part-Time CMO, Lucy joins us on the podcast to talk about the strategies that help her clients through early stages of seed funding, and maximise their resources, as well as her ideal tools to implement when in the early stages of lead generation.This episode coversUpskilling and supporting bootstrapped tech startupsAdopting similar marketing methods in B2B and B2CThe tools Lucy would recommend for promoting contentAllowing a marketing strategy time to work properlyLucy's 7 steps to scaleCollaboration across functionsLinks and references at: https://www.acquiredigitaltalent.com/Get in touch: alex@acquiredigitaltalent.com
Our expert hosts, Simon Taylor and Kate Moody are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Rhian Lewis - Author of the Cryptocurrency Revolution & Co-developer of altcoin portfolio tracker CountMyCrypto Nicolas Weng Kan - CEO of Yolt and Yolt Technology Services We cover the following stories from the fintech and financial services space: Tesla says it has bought $1.5 billion worth of bitcoin Yolt brings Open Banking to mortgage lending Monzo on course to raise a further £50 million Klarna opens first bank account; eyes $500 million fund raise Anonymous fintech start-up Millions raises $3 million and gives away cash on Twitter This podcast is brought to you by Jack Henry Digital (https://hubs.ly/H0w__kt0) the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs. Banking as a Service is deconstructing the banking stack. It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs. This is presenting new opportunities for specialised providers and offers banks extra revenue streams. Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry. Head to bit.ly/bankingasaservice (https://bit.ly/bankingasaservice). Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Nicolas Weng Kan and Rhian Lewis .
Banking is changing; the financial services industry is no more immune to digital transformation than any other sector, and new technologies like cloud platforms, APIs and continuous integration have allowed new challengers to emerge and old incumbents to revitalise their practices. One company that's helping transform money management is Yolt, an ING-backed startup that has recently added current accounts and contactless cards to its offering. In this week's episode, we speak to Yolt CTO Roderick Simons to discuss the engineering challenges of this expansion, how the API economy has accelerated Yolt's business, and why the future of banking is in the cloud.For more information on the topics in today's episode, head to https://bit.ly/ITPP-Yolt.
In questa seconda puntata approfondiamo il tema dell’Educazione finanziaria e scopriamo nuovi modelli di business con Robinhood, Freetrade e Yolt, startups che possono fornire un supporto come base per una gestione oculata della nostra situazione finanziaria. A raccontarci questo e molto altro sempre con noi Michele Mattei.Scopri il progetto, partecipa alla community e scopri i contenuti extra su http://fintech24.itVuoi farmi una domanda? Scrivimi su Telegram: @TommyAl
This week's episode is talking about the different methods available when it comes to budgeting.Ways to save mentioned:- Spreadsheets- Pen & Paper- AppsThePennyPal Spending Plan:https://docs.google.com/spreadsheets/d/1dpiqRY0pwLUI7g2HtnWm3hfRYAePq0kmds-spXiP7YwEmma - https://emma-app.com/Yolt - https://www.yolt.com/Cleo - https://www.meetcleo.com/Article Mentioned:https://www.theguardian.com/uk-news/2020/may/15/transport-for-london-faces-3bn-funding-gap-despite-16bn-bailout-income-journeys-coronavirusKae:Instagram - @ikeeyahTwitter - @ikeeyah_Official Instagram - @penniestopoundspodOfficial Twitter - @penniestopoundYouTube Channel - Pennies To Pounds TVWebsite www.penniestopounds.co.ukSupport the show (https://www.patreon.com/penniestopounds)
Who do you trust to provide you with the best advice about managing your finances? The traditional banks clearly feel that they own this space, but the rise of Open Banking and the increasing sophistication of AI has created new money management apps and opened the door to new entrants. In the battle for retail banking customers Personal Financial Coaches (PFC's) are becoming ground zero. Players understand that winning this battle will define who thrives and who may not survive in the new banking world. In this episode we talk to Mandana Dilmaghani, Virtusa xLabs Service Design Lead, and Anil Awasthi, Virtusa's head of Retail Banking about the evolving PFM space and how players like Toucan, Plum and Yolt are designing and delivering engaging solutions using emerging tech.
"This is the big one 007" - M In this episode of the Everything Or Nothing Podcast, we revisit the 5th James Bond movie, You Only Live Twice (1967). In this Bond adventure, Sir Sean Connery finally comes face to face with his arch Nemesis Ernst Stavro Blofeld, as he travels across the world to Japan in order to prevent World War Three! Please join us as we discuss all things YOLT and share facts from behind the making of the film, and our thoughts on the movie in general. We will challenge the universally held view that Sir Sean had become stale and disinterested in the role, and present our case as to why this movie is a certified classic! Title Song created by: james.bliss15@gmail.com
On this week's episode of Sneak Attack!, the group must face Evig in a final showdown for the heart of Symbossa. Who will walk away victorious? Find out right now! Patreon: https://patreon.com/sneak Website: https://sneakpodcast.com Star Warrior: https://soundcloud.com/star-warrior Twitter: @SneakPodcast
There are many tools out there to make our lives easier, especially when its comes to helping us make and stay on top of budgets.In this episodes, we review the budgeting apps Yolt, Emma and Money Dashboard, and discuss:- What we liked- What we disliked - How the apps worked for our budgeting needsThis episode does not constitute investment, tax, legal or any other form of advice. Please look here for more details and our disclaimers: https://onthemoney.contactin.bio/
Today, we’re joined by Joselyn Miller, a survivor of not one, but two life-threatening diseases. We’re talking about her new lease on life, the creation of her Butt Kick List and her ability to look death in the eye and say “not today.” We’re thrilled to have her riding shotgun and hope you find inspiration to never give up and to understand that it’s actually possible to enjoy any experience, even battling a life-threatening illness or two. This is an episode you won’t want to miss so hop in the convertible and let’s hit the road.
Alexander Wall „YOLT“ haben wir auf der Nature One kennengelernt, dabei kommt er direkt aus der Nachbarstadt: Verl ;) Er legt für Euch groovigen, entspannten Tech House auf. Seinen Sound könnt Ihr auch live erleben: im Container in Paderborn. Seine beiden Podcasts "Tech 'N' Cheese“ und "That Sounds Bassi“ findet Ihr bei Soundcloud. Die Club Radio Show ist seit 15 Jahren eine Radio-Sendung mit wechselnden House-/ Techno-DJ's. Ihr könnt sie Euch jeden Freitag von 20 bis 21 Uhr bei Radio Bielefeld und Radio Gütersloh anhören und bei Facebook im Livestream ansehen. YOLT findet Ihr auf: ▶︎ Facebook https://fb.me/yolttv/ ▶︎ Instagram https://instagram.com/yoltsradio/ ▶︎ Soundcloud https://soundcloud.com/yolttv/ Die Club Business Radio Show findet ihr auf: ▶︎ Facebook https://fb.me/clubbusinessradioshow/ ▶︎ YouTube https://www.youtube.com/c/ClubBusinessRadioShow ▶︎ Instagram https://instagram.com/club_business/ ▶︎ Soundcloud https://soundcloud.com/club-business/ ▶︎ Homepage https://www.clubbusinessradioshow.de/
In our last podcast for a few months we have a look back at all the wonderful guests we've had over the previous 11 episodes and the awesome stories they shared with us. We've spoken to: Market Gravity, Mastercard, Plexel, Lic Frozen Cocktails, Flint Watches, Yolt, Coca-Cola, Merlin, Vocalink, Deloitte, Virgin Money, NatWest and LandSec...and it's been amazing! We'll be back in a few months with a fresh format for season 2 :-) Thanks to all our listeners from Olivia and Ben!
After recovering from Thunderball, The Reel Boys are back watching the Bond film with the theme that makes Mike cry. If you can hear if them say Kissy Suzuki's name in the film, please let us know. YOLT! Email the show at TheRealBoysPodcast@gmail.com www.TheRealBoysPodcast.com
For this weeks episode we had the chance to sit down with the CEOs of some of the most interesting companies from Money20/20 in Amsterdam! We got some really interesting insights, found out secrets to success and what the future holds for these companies. First up, Jason Bates meets Ralph Hamers, CEO of ING! Last year, Ralph gave a keynote speech at Money20/20 and he tells us what has changed in a years time. Ralph gives us his insights on the digitalisation of banking and how mobile first is rapidly becoming the new normal! If you want to be competing with new platforms, you have to rethink the way you operate. What is ING's secret? Next up, we talk to Des McDaid, managing director at Marcus by Goldman Sachs UK! Simon Taylor sits down with Des to talk about all things Marcus! Marcus was an instant hit when it launched in the UK, what is their secret? Des argues that although the rate is important, no customer wants a bad rate. However, the rate is not everything, and Des explains how they listened closely to their customers and did what they wanted. We also got some incredible insights from Nuno Sebastao CEO of Feedzai, Zach Perret CEO of Plaid, Anne Boden CEO of Starling, Frank Jan Risseeuw CEO of Yolt and Tamaz Georgadze CEO of Raisin. All this and so much more on today's show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email podcasts@11fs.com This week's episode was produced by Laura Watkins and edited by Michael Bailey. Special Guests: Anne Boden, Des McDaid, Frank Jan Risseeuw, Nuno Sebastao, Ralph Hamers, Tamaz Georgadze, and Zach Perret.
Hello, dear listeners! Many James Bond fans believe that Sean Connery is the best cinematic interpretation of Ian Fleming's iconic literary character. Since Mathieu and Edgar have run the gamut of Connery 007 adventures, including 1983's unofficial Never Say Never Again, they figured it was time to give the big man his due with an extremely thorough Connery Debriefing. Connery's Bond is the stuff of legend, and with 7 total films to look back on, small wonder that the hosts have so much to discuss. Following the template of the Fleming Debriefing, the lads share a mind numbing collection of top 3s, top 5s, top 7s, (consistency, like with the franchise itself, it not the host's strong point…). Who can forget such important, iconic moments in Connery's tenure: shooing Dink away for ‘'man talk'' by slapping her on the toosh, the classic barnyard scene in GF with Pussy, telling Quarrel to fetch his shoes in DN, not caring one iota when Aki is killed in and then boning Kissy in YOLT, sending Tilly to certain death at the hands of Oddjob in GF? * Connery, you're the man and we shine the spotlight on you! *examples of iconic Connery moments are for marketing purposes of this episode only and may or may not feature in our actual rankings. People that put those moments into practice in real life do so at their own risk. The James Bond Complex will not be held responsible for any sexual or race related controversies listeners may themselves in by using those scenes as examples for real world behaviour. We have lawyers everywhere! (The James Bond Complex TM, 2019)
Benoit Legrand is CIO of ING. Simon talks to Benoit about his unsuccessful startup experiences and what they taught him, how ING sees itself as a 20 year old fintech, why some banks are afraid of PSD2 and how to focus on the problems customers are facing. They also take a look at Yolt, developing resistence to change and the importance of having a team dedicated to delivering change, why the scale of partnerships matter and touch on Brexit. We hope you enjoyed the show! Don't forget to subscribe so you never miss an episode, and follow Fintech Insider on Twitter or Facebook. If you really loved it, please leave us a review, we love reading them! This episode was produced by Laura Watkins and edited by Alex Woodhouse Special Guest: Benoit Legrand.
This week we have some huge stories for you as David and Simon are joined by two fantastic fintech CEOs: Tom Blomfield, CEO of Monzo Romi Savova, CEO of PensionBee We kick off the episode with a story that'll give you 24 billion reasons to be impressed with the state of the UK's financial industry. It's the first time the four biggest lenders have made more than £20BN since 2007 and while it might appear to be a return to the good old days of pre-financial crisis finances, Romi points out that although the numbers are great, they might not be as great as they would have been in 2007 due to balance sheets. Tom also points out that banks have only made superficial changes so far but that's about to change (02:14). Next up, we talk about Santander's $700M deal with IBM. Tom points out that we only ever see headlines like this at the start of project, never at the end describing the results. Romi talks about how it's a sign that change is coming, but why are companies that market themselves as technology companies outsourcing for technology? (13:34). Later on in the show we discuss the RBS Remedies Fund. In a special segment with 11:FS' Adam Davis we discuss how this situation came to pass and the state of play of the fund at the moment. Tom puts the fund in the context of Monzo and how the challenger bank has £100M, the same amount of the second prize fund, to date on development (34:10). We also announce the winners of the fund, just in case you've missed out (49:42). Other stories included: * Ant Financial buy WorldFirst * SoFi plans new lending products and move into stock trading * Chase goes down * Yolt means business - we've got a great interview with Leon Muis, Chief Business Officer at Yolt to get a bit more insight * And Finally, a Natwest call handler channels his inner Piers Morgan All this and much much more on this week's news show. Don't forget to subscribe so you never miss an episode, leave a review on iTunes and let us know your thoughts on the stories @FintechInsiders on Twitter where you can also ask the hosts questions, or email podcasts@11fs.com This week's episode was produced by Laura Watkins, written by Dhanum Nursigadoo and edited by Alex Woodhouse. Special Guests: Adam Davis, Leon Muis, Romi Savova, and Tom Blomfield.
You only live once? How about twice? YOLO is catchier than YOLT, but it's not as accurate. According to Jesus, you only live twice. In Mark 13, Jesus gives his disciples some hard words about the future. It's worth putting up with the distress—not because living once is worthless, but because living twice is infinitely and eternally better. We’re glad you’ve joined us today because, if there’s one thing we’ve learned, it’s this: when Jesus makes a promise it’s worth taking him up on it!
Pastor Chris Hodges at the Lafayette Campus of Our Savior's Church on January 27, 2019
After the first few film TV premieres my recollection starts to get extremely hazy. Here I dredge up what I can from the murky depths of my mind.
Our hosts Ross and Sarah are joined by Lianna Brinded, Head of Yahoo Finance UK at Yahoo, Lucy Woolfenden, Marketing Director at Yolt and Wincie Wong, Head of Innovation for Supply Chain Services at RBS. First up, Fiserv to acquire First Data in all-stock deal with equity value of $22 billion 01:38 We spoke to 11:FS Managing Director of the Americas, Sam Maule to get his perspective on the Fiserv story 08:13 Atom Bank hires advisers ahead of potential Spanish bid 10:56 AccessPay banks $9 million in new funding as VCs hit the North 18:36 We interviewed Anish Kapoor, CEO of AccessPay to get a bit more insight 22:32 Digital bank Tandem eyes IPO as customer numbers continue to surge 24:46 Challenger Bank Tide Joins With ClearBank To Bid For RBS Fund 28:23 11:FS AMA on geographical markets and fintech hotspots 35:58 Fintech firms want to shake up banking, and that worries the Fed 40:23 Peter Thiel Wants To Give Wall Street a Fright 47:57 We got a bit more insight from Sam Maule 52:18 Swift introduces Pay Later API for instant loan financing 55:08 And Finally, Greggs go vegan and gets a boost from millennials 1:02:04 All this and so much more on today's episode of Fintech Insider! Subscribe so you never miss an episode, leave a review on iTunes and every other podcast app. Spread the fintech love by sharing or tweeting this podcast. Let us know your thoughts @FintechInsiders and join the discussion by signing up at www.fintechinsidernews.com This week's episode was produced by Laura Watkins and edited by Alex Woodhouse. Special Guests: Anish Kapoor, Lianna Brinded, Lucy Woolfenden, and Wincie Wong.
We share some sake and journey to the land of the rising sun for the mixed-bag Bond film known as You Only Live Twice. Take joy in a tiny helicopter, cringe at outdated stereotypes, cheer for The Rock’s grandfather, be confused at the choice of trying to make Sean Connery look like a Japanese man. This episode has it all! — Hosted by Chris Nyarady and Keegan Flick-Parker Edited by Chris Nyarady Logo by Keegan Flick-Parker Boozing & Bonding Theme by MissingNo (Check them out at missingnoband.bandcamp.com)
You might’ve seen on Twitter we’ve been running an advent calendar of the 11 Days of Christmas, with our top things from across fintech and banking in the last year. Today we’re going to take a deep dive on those: Open Banking. The initiative launched almost exactly a year ago on 13th January and it's not exactly an overnight success. The CMA9 were not ready, but fintechs and FS providers welcomed it. We take a look at how far we have come since it began. We take a look at GDPR, if anyone was ready, how successful it's been and what effect it'll start to have in 2019 and if the acclimatisation period is truly over. 2018 brought us a horde of fintech unicorns. We examine how it happened and what it means for investment in fintech for the future. Borderless accounts. Transferwise borderless bank accounts launched back in April, allowing customers to “bank like a local” in multiple currencies. Revolut are also competing in this market with their free international transfers, could this be the next area of innovation? Mettle was launched in 2018! It's delivering forward-thinking banking for SMEs and it was launched by us with Natwest and Capco. SME’s have been long ignored in terms of FS innovation, 2018 saw the rise of SMB solutions, will this continue over to 2019? Speedy, smooth onboarding processes. A huge shout out for Monzo, KBC and Onfido for seamless onboarding utilising technology to complete KYC checks smoothly and without effort or paperwork on the behalf of the customer. Finally onboarding is becoming painless, how will the bar be raised? We also saw Monzo and Starling grant purchase blocking capabilities for gambling. It seems like fintechs are the ones leading the way in protecting customer welfare. 11:FS Foundry launched. The ability to bypass legacy infrastructure to deliver digitally-native propositions to scale and at speed is going to revolutionise banking and we're making it in partnership with DNB. Good personal finance management tools finally came into play this year. Yolt, reached half a million customers in 2018. Spin off brands/features from incumbents, eg ING and Yolt now exist. Plus the rise of Venmo in the US means that PFM has changed for the better. Monzo IFTTT. Monzo became the first bank to integrate IFTTT back in June. Engineer Simon Vans Colina gave us the exclusive with a demo of how it works. Users can move money between their account and savings pots according to any rule at all. Examples included a swear jar, £5 whenever someone goes for a run, a bonus when their favourite football team won. We love the limitless possibilities of what customers can do with their money. Branding reached a new level and there were plenty of bizarre stories. Meowing cards, a rat with a taste for cash and so much more. This year has seen so many odd things happen. Let's hope that doesn't stop next year! Produced by Laura Watkins. Edited by Alex Woodhouse.
Yolt were the winners of the Excellence in Innovation category at our Corporate Entrepreneur Awards this year! They've been making a big splash in the UK personal finance area and we wanted to know all about the journey they've been on. We have a fascinating chat with Frank Jan Risseeuw, CEO of Yolt, to find out! This is the first of 4 podcasts speaking to the award winners at CEA 2018, look out for the others coming soon!
Welcome to a brand new episode of You Only Live Trance with Ness. Subscribe to iTunes: http://bit.ly/YOLTRadio Follow me on Instagram @Ness.Dj and use the #YOLT. Vote for your favorite song at: www.youonlylivetrance.com/let-it-play Subscribe to YouTube: http://bit.ly/NessTV
Research from RFi Group's latest Global Digital Banking Study shows that over 4 in 5 consumers globally agree that the privacy of their financial data is more important than access to better products and services. With this in mind, it's important for banks and financial services companies to build trust amongst consumers and create products that have a clear and fair-minded value exchange to incentivise consumers to share their personal data. For this week's episode on ‘Ensuring consumer comfortability in an open banking environment' We sit down with Leon Muis, Chief Operating Officer at Yolt who shares his opinions on the drivers behind changes in financial services, the customer needs that are not yet being addressed by banks or fintechs, how to build trust amongst consumers and three exciting new updates that we can expect to see from Yolt over the next 12 months. The Global Digital Banker is an insight-backed podcast series focused on key trends, market insights, thought leadership and best practice within the fast growing and dynamic world of digital banking. www.globaldigitalbanker.com