Podcasts about ant financial

Send us a textIn this XTRA episode of Money Majlis, I talk with Christina Boutrup, journalist, author and China analyst, about how the world's biggest digital economy is transitioning from a low-cost manufacturing hub into a high-tech innovation centre. The recent launch of the Deep Seek AI platform makes you wonder whether the restriction of chip imports from the US has pushed China to be even more innovative and frugal. How is the speed of innovation so high in China? Why does Byte Dance launch over a thousand experiments a day? Was the Starbucks wallet inspired by Chinese consumers? Are the technology trends in China 3-5 years ahead of the rest of the world? And has the fierce competition in the Chinese domestic market delivered products of higher quality and cheaper price?   And what about energy? With over 60% of all wind turbines and solar panels deployed in China, and with growing production of green hydrogen, is the country the emerging green superpower? My guest Christina Boutrup discusses the coming robotic revolution in China that will unleash a new Gen R, the new AI guardrails that are stricter than Europe's, the forest of over 120 million trees that Ant Financial has planted and the red lines that she could never cross as a journalist. Join me and Christina for a fascinating discussion on the future of China, and the world. Here is a link to sign up for the China tour that Christina Boutrup leads: https://www.wavelengthleadership.com/global-tours/wavelength-china/Please visit give.moneymajlis.com to get your free Money Majlis GiveCard that you can redeem to contribute to a charity of your choice. Join our giving movement today. Research by : Shekhar Krishnamurthy Production : Poddster“Giving” partner: Goodworld

AI omformar affärsmodeller och organisationer. Vi diskuterar boken Competing in the Age of AI av Marco Iansiti och Karim R. Lakhani, och utforskar hur AI möjliggör snabbare tillväxt, effektivare processer och nya sätt att tänka kring affärer. • AI:s påverkan på företagsmodeller: Hur AI-driven teknik skapar möjligheter för företag att skala upp och förbättra sin verksamhet. • Strategiska fördelar med AI: Hur företag kan använda data och algoritmer för att fatta bättre beslut och förutse marknadstrender. • Etiska och regulatoriska utmaningar: Vi diskuterar de etiska övervägandena kring AI-användning och de regulatoriska utmaningar som företag står inför. • Studier och exempel: Vi går igenom hur företag som Amazon, Google och Ant Financial använder AI för att leda sina industrier. • Tips för ledare: Praktiska råd för hur ledare kan integrera AI i sina strategier och organisationer för att skapa långsiktig framgång.

Kết thúc Hội Nghị Trung Ương 3, Khóa 20 của đảng Cộng Sản Trung Quốc, một thông cáo và một bản nghị quyết định hướng kinh tế cho tới năm 2029 được công bố ngay sau đó. Cả hai cùng « rỗng tuếch » và thể hiện một sự tê liệt trong nội bộ Đảng. Trên đây là nhận định của chuyên gia về Trung Quốc, Alex Payette, đồng sáng lập viên cơ quan tư vấn Cercius, trụ sở tại Montréal, Canada về « Tầm nhìn mới phát triển kinh tế » cho giai đoạn 5 năm sắp tới.  Những hứa hẹn « cải tổ », « mở cửa và phát triển kinh bằng những phát minh về công nghệ cao » của Trung Quốc còn giá trị gì nữa hay không ? Tuần báo Anh The Economist (25/07/2024) nhắc lại, từ khi lên cầm quyền cuối 2012, ông Tập Cận Bình luôn hứa hẹn « để thị trường đóng vai trò quyết định trong việc phân bố các nguồn lực » và mở rộng vị trí cho các công ty tư nhân vào những lĩnh vực vốn vẫn được đặt dưới sự thống trị của các doanh nghiệp nhà nước. Hơn một chục năm sau, toàn cảnh kinh tế Trung Quốc đang ảm đạm.Kinh tế ảm đạmTheo các thống kê công bố hôm 15/07/2024, đúng ngày khai mạc Hội Nghị, tăng trưởng của Trung Quốc chỉ đạt 4,7 % trong một năm, thấp hơn so với chỉ tiêu 5 %. Trong 5 quý liên tiếp, kinh tế nước này bị giảm phát và điều ấy phản ánh tiêu thụ nội địa bị đóng băng. Khối lượng xe hơi bán ra trong 6 tháng đầu năm 2024 giảm 6 % so với cùng thời kỳ năm ngoái, trong lúc ngành địa ốc lún sâu thêm vào khủng hoảng. Các doanh nghiệp và các nhà đầu tư tại Hoa Lục trong trạng thái « chờ đợi », hoãn các kế hoạch mua thêm trang thiết bị sản xuất và ngừng tuyển dụng thêm nhân viên.Trong bối cảnh này, nhiều người chờ đợi, giới lãnh đạo ở Bắc Kinh đề ra những biện pháp cụ thể nhanh chóng khởi động lãi cỗ máy kinh tế. Thế nhưng thông cáo tổng kết nội dung 4 ngày họp và văn bản mang tên « Quyết định của Ban Chấp Hành Trung Ương về việc sâu sắc hóa toàn diện chính sách cải tổ và thúc đẩy tiến trình hiện đại hóa theo kiểu của Trung Quốc » gây nhiều thất vọng. Bản nghị quyết kết thúc Hội nghị gồm 60 phần với danh sách tổng cộng 300 đề xuất nhằm cải thiện đời sống kinh tế và xã hội cho đất nước.Trả lời RFI Việt ngữ, chuyên gia về Trung Quốc, Alex Payette, đồng sáng lập viên cơ quan tư vấn Cercius, trụ sở tại Montréal, Canada nói đến những khẩu hiệu trống rỗng : « đẩy mạnh tiến trình cải tổ », « nâng cao tiêu thụ nội địa », « phát huy tốt hơn vai trò của cơ chế thị trường » tạo môi trường « công bằng và có sức sống mạnh hơn », « tối ưu hóa năng suất và tối đa hóa hiệu quả phân phối các nguồn lực ». Alex Payette : « Có một số điểm thú vị. Văn bản này cho thấy giới lãnh đạo ở Bắc Kinh bắt mạch đúng tình hình, họ ý thức là có nhiều việc phải làm và có thiện chí để thay đổi tình thế. Tuy nhiên tất cả chỉ dừng lại ở đó, tức là các giới chức Trung Quốc ghi nhận vấn đề mà không đưa ra bất kỳ một giải pháp nào để khắc phục tình trạng này cả. Điều đó khiến các nhà quan sát thất vọng. Tôi xin đơn cử thí dụ Trung Quốc tuyên bố muốn đẩy mạnh hợp tác với quốc tế, cởi mở hơn để thu hút thêm đầu tư và doanh nhân nước ngoài, Trung Quốc cũng chủ trương đẩy mạnh các phát minh để tạo đà cho tăng trưởng, kích thích tiêu thụ nội địa… Nhưng đó là những mục tiêu được đưa ra sau Hội Nghị Trung Ương lần này, nhưng hoàn toàn không có gì mới mẻ bởi từng được đưa ra từ nhiều năm nay. Trong khi đó kinh tế của Trung Quốc cần có những biện pháp mới để thích nghi với tình huống -mà theo tôi thì nhẽ ra Bắc Kinh cần đổi mới từ 4 hay 5 năm nay chứ không phải đợi đến bây giờ … »Ưu tiên của Bắc Kinh vẫn là an ninhVẫn theo Alex Payette vào lúc kinh tế Trung Quốc đang bị một cuộc khủng hoảng địa ốc, giảm phát, khủng hoảng niềm tin của người tiêu dùng đe dọa thì nghị quyết của Ban Chấp Hành Trung Ương năm nay lại tập trung vào vế « tăng cường an ninh quốc gia »Alex Payette : «Tôi nghĩ là Trung Quốc cần tạo một lực đẩy cho kinh tế. Bây giờ không phải là lúc để tiếp tục tập trung vào mục tiêu bảo vệ an ninh cho chế độ. Càng chăm lo vào vế an ninh, Trung Quốc càng gây khó khăn cho vế phát triển kinh tế. Hơn nữa Trung Quốc thực sự cần có những cơ cấu vững chắc để thu hút các doanh nhân nước ngoài, khuyến khích họ trở lại Hoa Lục. Bởi vì có như thế Bắc Kinh mới tạo điều kiện cho các doanh nghiệp nước ngoài mạnh dạn trở lại Trung Quốc, mở cơ sở kinh doanh… Chính đầu tư và doanh nghiệp nước ngoài sẽ kéo lĩnh vực kinh tế tư nhân của Trung Quốc đi lên. Nhờ thế mới hy vọng là Trung Quốc lại có những tập đoàn lớn trỗi dậy, có những Alibaba hay ANT Financial khác nữa… Trong những điều kiện hiện tại không mấy ai muốn lao vào cuộc, mở doanh nghiệp… để rồi một ngày nào đó họ lại bị đưa ra trước vành móng ngựa hay là công ty của họ bị chia năm xẻ bảy… Kinh tế tư nhân dưới sự kiểm soát của nhà nướcVẫn đồng sáng lập viên cơ quan tư vấn Cercius trụ sở đặt tại Montréal, ghi nhận bản nghị quyết kết thúc Hội Nghị Trung Ương 3 của Trung Quốc vừa qua đã dành hẳn 2 chương đề cao vai trò của lĩnh vực kinh tế tư nhân và « quyết tâm hỗ trợ » các doanh nghiệp tư nhân nhưng ngay trong khổ đầu tiên của chương này, Bắc Kinh nhấn mạnh đó phải là một sự « phát triển dưới sự kiểm soát » của Đảng và Nhà nước.Một điểm đáng chú ý khác là cụm từ « hiện đại hóa » đất nước theo mô hình Trung Quốc cũng đã được nhắc lại hầu như trong mỗi đoạn của văn bản chính thức kết thúc Hội Nghị Trung Ương 3. The Economist ghi nhận một lần nữa giới lãnh đạo ở Bắc Kinh bị mục tiêu phát triển công nghệ và dựa trên « phát minh » để hiện đại hóa cỗ máy kinh tế của nước này ám ảnh. Điều đó phản ánh « suy nghĩ » của ông Tập Cận Bình cho rằngTrung Quốc đang bị một cuộc « cách mạng về công nghệ của thế giới bao vây » và do vậy đảng Cộng Sản dưới sự lãnh đạo của ông phải thoát ra khỏi vòng vây đó.  Theo Alex Payette, đảng Cộng Sản Trung Quốc như vậy muốn kiểm soát tất cả và đối với công luận ở trong và ngoài nước, đây không là một tín hiệu tốt.Vào lúc mọi người chờ đợi Hội Nghị Trung Ương vừa qua thông báo những biện pháp kích thích tiêu thụ nội địa, ngăn chận hiện tượng giảm phát tai hại, thì tài liệu chính thức chỉ gián tiếp nói đến việc khắc phục hậu quả kèm theo từ khủng hoảng địa ốc, chẳng hạn như cam kết Trung Ương sẽ không ban hành thêm các khoản thuế khóa, tránh gây thêm gánh nặng cho các chính quyền ở cấp địa phương…Đấu đá nội bộ và « cái Tôi » quá lớn của họ TậpVề câu hỏi tại sao trước tình hình bị cho là khá cấp bách, Bắc Kinh lại chậm đưa ra những liều thuốc để vực dậy kinh tế, chuyên gia người Canada Alex Payette giải thích đây trước hết là một vấn đề chính trị, và hiện tại ở Trung Quốc, nhân vật quyền lực nhất là ông Tập Cận Bình dường như không có ý định thay đổi đường lối, tức là cần « kiên định không dời khỏi con đường phát triển chính trị chủ nghĩa xã hội đặc sắc Trung Quốc, kiên trì và hoàn thiện chế độ chính trị căn bản » của quốc gia này. Alex Payette : « Đúng là Trung Quốc cần đưa ra những biện pháp cụ thể để vực dậy kinh tế nhưng đấy thường là những gì đi ngược lại với ý của ông Tập Cận Bình, thành thử khó để nói đến một chương trình cải tổ, theo mô hình kinh tế theo thị trường… Thay vào đó, giới lãnh đạo ở Bắc Kinh sau Hội Nghị Trung Ương vừa qua có khuynh hướng trở về với thời kỳ của Mao Trạch Đông. Trong lĩnh vực nông nghiệp chẳng hạn, báo cáo kết thúc hội nghị nhấn mạnh đến việc mở rộng vai trò của hợp tác xã, thúc đẩy và khuyến khích các văn phòng quản lý nông nghiệp nỗ lực hơn trong mục tiêu phát triển nông nghiệp Trung Quốc… Làm thế nào để giới tư bản nước ngoài tin tưởng để đầu tư vào Hoa Lục trước những biện pháp phi kinh tế thị trường như vậy ? Các doanh nghiệp nước ngoài thận trọng khi mà Bắc Kinh nói một đàng, làm một nẻo ».Bản nghị quyết kết thúc Hội Nghị Trung Ương 3 vừa qua chỉ là một danh sách « những điều cần làm » và thể hiện những mâu thuẫn trong những mục tiêu mà Trung Quốc muốn hướng tới, và đã không trấn an các đối tác kinh tế tại Hoa Lục và các nhà đầu tư nước ngoài, theo Alex Payette, bởi Trung Quốc đang đứng trước « một vấn đề rất lớn » :Alex Payette : « Đương nhiên là có một sự đấu đá ở bên trong, chính vì thế mà trong tài liệu được công bố sau Hội Nghị Trung Ương vừa qua đã có rất nhiều thứ, liên quan đến rất nhiều chủ đề, bao phủ lên nhiều lĩnh vực. Nhưng không có gì cụ thể cả. Khóa họp vừa rồi chỉ ghi nhận vấn đề, đưa ra những khẩu hiệu chung chung, tản mạn… mà không thể tìm ra được một tiếng nói chung, dù chỉ là trên một vài chủ đề cụ thể. Điều đó chứng tỏ là nội bộ đảng Cộng Sản Trung Quốc có nhiều ý kiến khác nhau và không ai dám lên tiếng vì họ sợ rằng ông Tập Cận Bình chưa sẵn sàng cho một cuộc cải tổ thực sự. Theo tôi thì đảng Cộng Sản Trung Quốc đang bị chia ra thành ba nhóm : nhóm thứ nhất ý thức được là kinh tế Trung Quốc đang gặp khó khăn và cần phải điều chỉnh lại chính sách, nhưng số này bất lực vì tiếng nói của họ không được lắng nghe. Nhóm thứ nhì, biết là có vấn đề nhưng không muốn thay đổi và còn nghe ngóng, đón bắt ý kiến chỉ đạo của Tập Cận Bình. Nhóm thứ ba cũng thừa biết là kinh tế đang bị trục trặc nhưng đối với họ thì sự tồn tại của Đảng mới là ưu tiên và họ vẫn tập trung mọi nỗ lực củng cố vị thế của Đảng. Không chắc đây là điều tốt cho kinh tế của Trung Quốc ở thời điểm này ». Trong một bài tham luận đăng trên báo mạng Asialyst hôm 03/08/2024 Alex Payette nêu lên một điểm thú vị khác liên quan đến cá nhân ông Tập : từ khóa 19 Tập Cận Bình đã muốn gột tẩy tên người tiền nhiệm Đặng Tiểu Bình khỏi hai chữ Cải Tổ. Ông cũng không muốn đi vào sử sách như một người tiếp nối công cuộc cải tổ của họ Đặng mà muốn Tập Cận Bình phải là « trung tâm » của cuộc cải tổ kinh tế, hiện đại hóa đất nước. Do vậy trong tài liệu chính thức của đảng Cộng Sản Trung Quốc được công bố sau Hội Nghị Trung Ương 3, Trung Quốc nói đến tiến trình « Cải tổ của một thời đại mới ». Kinh tế, ưu tiên số 3 sau chính trị và địa chính trịBáo Nhật Bản The Diplomate hôm 01/08/2024 cũng nêu bật nhiều lý do khiến mọi người cần thận trọng với những ý định của Trung Quốc sau hội nghị trung tuần tháng 7 vừa rồi : thứ nhất 60 chương và 300 cam kết để cải thiện tình hình kinh tế cho đất nước trong văn bản lần này không có gì mới mẻ so với những cam kết và mục tiêu cũng chính Tập Cận Bình đã đề ra nhân Hội Nghị Trung Ương 3 khóa 18 (năm 2013).Điểm thứ nhì là văn bản này chỉ đưa ra những đường lối chung chung, những hứa hẹn và cam kết mà không có bất kỳ một điều gì bảo đảm là Trung Quốc thực hiện được một phần những mục tiêu đó trước năm 2029.Sau cùng văn bản này có đầy những mâu thuẫn khi mà dưới thời đại Tập Cận Bình « cải tổ » và « mở cửa » không thu hẹp ở phạm vi kinh tế mà còn bao hàm cả chủ trương « tăng cường khả năng tự chủ của Trung Quốc trong trường hợp xảy ra khủng hoảng hay xung đột vũ trang ». Đó mới là mục tiêu chính của Hội Nghị Trung Ương 3 năm nay và trong mục tiêu đó « đại đa số người dân Trung Quốc và các doanh nghiệp tư nhân đừng hy vọng sớm được trông thấy điều kiện của họ được cải thiện ». Nói cách khác kinh tế chỉ đứng hạng thứ ba trong số những ưu tiên của đảng Cộng Sản Trung Quốc, sau những mục tiêu chính trị và địa chính trị.   

Matthew Liu, Partner & CSO at SynFutures. a decentralized derivatives trading platform ================ All Episodes can be found at www.thecryptopodcast.org   Podcast Coaching + All Social Media + Donations link https://bio.link/podcaster   Our Facebook Group can be found at https://www.facebook.com/thecryptopodcast   ======= Thanks to my Sponsors : If you or know some body you know is struggling with anxiety, fear and procrastination and want to know how to be 100% free, in 6 weeks, without therapy or drugs, fully guaranteed    https://www.danielpackard.com/ --------------------------   Speaking Podcast Social Media / Coaching My Other Podcasts ⁠https://bio.link/podcaster⁠   ============ About my Guest: Matthew Liu, Partner & CSO at SynFutures. a decentralized derivatives trading platform. A veteran of the finance industry, he spent several years working in trading and investments for a bank and large multinational fintech company. Matthew spent several years working in trading and investments for Deutsche Bank and General Motors. Matthew also established one of the world's largest consortium blockchain-based cross-border trade finance platforms at Ant Financial. What we Discussed:   - Who is Matt Liu the Finance guy (2 mins) - Explaining Derivatives in Crypto (5:30 min to 8 min 40 secs ) - How to trade Future ( 9 mins) - Does KYC Stop Anomity (10:30 mins) - Scams and Why Transparency can stop them (15 mins to 18 mins) - How Does his Company Protect Clients Information ( 18 mins to 21:42 mins ) - Can the Validators Infiltrate your System (22:45 mins) - SynFutures White Paper (24:30 mins) - NFT Futures (28:30 mins) - NFTs and Knowing if it has the Utility (31 mins) - Can they know the next popular NFTS like Bored Ape NFTS (34 mins)   - How do the fees work (36:40 mins) - What Cold Wallet he Recommends (38 mins) - Who he thinks created Bitcoin (40 mins) - How is Asia helping with Blockchain (42:45 mins) - Can Cypto Currency be Manipulated (45:45 min) How to Contact Matt Liu : https://www.synfutures.com/ https://twitter.com/SynFuturesDefi Telegram https://t.me/synfutures_Defi https://www.youtube.com/channel/UCRHA7TThDHr7hGxtvM5_3vQ

Episode #45 with guest John B. Quinn, Quinn Emanuel Urquhart & Sullivan, LLPJohn B. Quinn is the founder and chairman of the nearly four-decade old Los Angeles law firm Quinn Emanuel Urquhart & Sullivan. The firm has been voted the world's "most-feared law firm" ten times by independent research provider BTI Consulting, which surveyed over 300 key legal decision-makers at the world's largest organizations. In fact, in BTI's annual survey - when respondents were asked the law firm that they least wanted to face as opposing counsel – Quinn Emanuel is consistently ranked number one as the world's most feared litigation law firm. Since 1986, John and his partners have built the largest law firms in the world devoted solely to business litigation and arbitration – which The Wall Street Journal called a “global litigation powerhouse.” In that time, Quinn Emanuel has grown to 35 offices in 12 countries on four continents, with over 1100 lawyers, generating more than $2 billion in revenue annually. In recent years, the firm has recovered over $80 billion for plaintiffs. John also has ties to Hollywood, where, for 33 years, he served as General Counsel to the Academy of Motion Picture Arts and Sciences, the organization behind the Oscars.  An avid mountain climber, Ironman triathlete and father of five, he is also the host of the popular podcast "Law, disrupted" - www.law-disrupted.fm. In this episode of Regulatory Ramblings, he chats with host, Ajay Shamdasani, about how he found his way into the legal profession, his representation of the Bank of China, Alibaba, AliPay, and Ant Financial – juggernauts on the mainland Chinese banking and fintech / digital payments scene – as well as his belief in Singapore's importance as a dispute resolution centre for the Asia-Pacific. He also comments on how Hong Kong stacks up against the Lion City in that regard.   The conversation also covers the business rationale for Quinn Emanuel Urquhart's focus on purely litigation and for not to representing the world's largest money centre banks, notwithstanding the deep pockets for premium legal services that the world's biggest financial institutions possess. It is an approach that has won the firm many plaudits amongst the plaintiffs' bar writ large. John also shares his candid thoughts on Environmental, Social and Governance (ESG) concerns at a time when such considerations in corporate operations and investing are under attack – often from prominent figures in the business world. He also comments on what can be done on the level of policy and legal reform to lure more foreign direct investment to the Middle East and Asia Pacific. The discussion concludes with John commenting on his commitment to the arts and philanthropy and the importance of giving back to society when one attains a certain level of success – such as his longstanding service to the Academy of Motion Picture Arts and Sciences, opening the Museum of Broken Relationships in Los Angeles.HKU FinTech is the leading fintech research and education in Asia. Learn more at www.hkufintech.com.

PODCAST SATELLITETHE VOICE OF ISRAELNissan 20, 5784 Prince HandleyPresident / RegentUniversity of Excellence PROTECTION AGAINST ALGORITHMS & TERRORISTS LIVING INDEPENDENTLY & SAFELY הגנה מפני אלגוריתמים ומחבלים Prince Handley 24/7 Commentary (FREE) > BLOG Email this message to a friend and help them! ____________________________________ DESCRIPTION OF THIS TEACHING In this message I want to alert you to the Coercion of Algorithms PLUS the Imminent Threat of Terrorism. However, I specifically want to inform you HOW to PROTECT yourself against both. AI runs off of algorithms, but not all algorithms are AI—neither are they all the same. They're developed with different goals and methods. An algorithm is a step-by-step procedure for solving a problem or accomplishing some end. Artificial Intelligence (AI) is the capability of computer systems or algorithms to imitate intelligent human behavior. Most of us are familiar with China's Social Credit System and the CCP's ubiquitous use of surveillance. Online behaviour is monitored … and algortihms are KEY to everything. So HOW does this fit into Geopolitics, Israel and the End Times? Keep reading or listening.   Plus: Information to PROTECT you from terrorist attacks and chaos … even in Israel. _______________________________ PROTECTION AGAINST ALGORITHMS & TERRORISTS LIVING INDEPENDENTLY & SAFELYהגנה מפני אלגוריתמים ומחבלים For years the Chinese government has been using technologies to control its citizens in frightening ways. The internet is highly censored, and each person's cell phone number and online activity is assigned a unique ID number tied to their real name. Facial-recognition technology is also increasingly widespread in China, with few restraints on how it can be used to track and surveil citizens. The {China] Supreme People's Court maintains a blacklist of people who the government alleges did not comply with court judgments, for example by not paying fines, but also things like failing to formally apologize to someone they are found to have wronged. Being on the blacklist now comes with harsh punishments. You might be unable to purchase high-speed train tickets, fly on an airplane, or send your kids to a private school. The government has prohibited more than 20 million plane tickets from being purchased. SO WHAT IS AN ALGORITHM … An algorithm is a a step-by-step procedure for solving a problem or accomplishing some end. The definition of an algorithm is “a set of instructions to be followed in calculations or other operations.” This applies to both mathematics and computer science. So, at the essential level, an AI algorithm is the programming that tells the computer how to learn to operate on its own. SO HOW DOES THIS APPLY TO YOU ... What China and the CCP does “leaks” over to the Israel and other countries. Online behavior is already a BIG part of what is monitors, and algorithms are KEY to everything. The basic goal is to process the vast Israeli data—and data from other countries—to create individual ratings which will determine YOUR access to most things … from travel to jobs. A plan released just recently by the Beijing municipal government dictates that personal creditworthiness points will be used to reward and/or punish individuals―and companies―by granting or denying them access to public services like healthcare, travel, and employment. High scoring “Green Channel” people can more easily access social opportunities. Those who actions are disapproved of by the state will be restricted …even to having passports revoked. One high profile system, which has already been used in USA for years, is Sesame Credit—created by Ant Financial—an offshoot of the Chinese online retail giant Alibaba. Using a secret algorithm, Sesame Credit constantlys scores people from 350 to 950. WARNNG: It's ratings are based upon info such as “interpersonal relationships” and “consumer habits.” Being friends with “low rated” people is NOT good … and buying video games gets you marked down! Algorithms fuel—or dictate—HOW these surveillance tools operate … and AI facilitates the operation! EXAMPLE OF WHAT IS HAPPENING IN THE USA … You can speak all you want to … but just not in a public forum: like a local School Board Meeting OR on Social Media. [Just look back to what has happened since January 2021.] USA citizens actions are going to be monitored more and more. How many of the people arrested for alleged Jan 6th crimes never were in the area but some communication or relationship supposedly “tied” them to that event. Look at how the Government is atttacking Elon Musk who “healed” X (formerly Twitter) and exposed unfounded censorship by Government influence on the previous Twitter. Across the world, governments have invested heavily in setting up a surveillance infrastructure. There are millions of cameras, but no one to monitor them 24/7. However, artificial intelligence (AI) can process every frame and present real-time analysis. The reason AI is making a vast impact is because of its self-learning capabilities. AI is constantly learning and improving. Error is minimized with every iteration and moves closer to—or even better than—human error. Algorithms “attempt” to influence you now whether you realize it or not. Surveillance of travel, purchases, relationships, recreation and spending—and soon thoughts—will be the next encroachment into YOUR life. In the USA the Biden Adminiistration is already funding cognitive research to develop HOW to influence—and thereby change—people's thinking. One way they will do this is by influencing what people SEE, HEAR and FEEL on News, Social Media and Entertainment … and by training people and shaping policy through NeuroScience. Read or listen to Smart Cities … Or Are They by Prince Handley [focus on “What To Watch Out For” at the end.] SO WHO TRAINS “AI” HOW TO MAKE DECISIONS … That's a very good question. It is the programmer who inputs—influences—the algorithmic outcome (the answers) and many times with BIAS depending on the desired outcome: political, financial, spiritual or other ideological opinion or bias. Look at the recent example of Google AI Gemini which would NOT allow a “white person” image on certain searches for George Washington. Gemini responded to a prompt for “a portrait of a Founding Father of America” with images of a Native American man in a traditional headdress, a Black man, a darker-skinned non-White man and an Asian man, all in colonial-era garb. Elon Musk accused Google of pushing a pro-diversity bias into its product. Experts have long warned that AI tools therefore have the potential to replicate the racial and gender biases baked into that information.   Evidence of racial bias in Google Gemini, Microsoft Copilot, Meta AI and ChatGPT has been proven. Google's public apology after its Gemini artificial intelligence (AI) produced historically inaccurate images and refused to show pictures of White people has led to questions about potential racial bias in other big tech chatbots. Gemini was asked why showing a picture of a White person was bad: "racial generalizations" have been used historically to "justify oppression and violence against marginalized groups."   Let me interject here. We are NOW at the entrance to the End Times. As we progress farther into the Last Days many demonic forces will be loosed—many are already here—look at what has happened SINCE January, 2021. Lots of algorithms will be formulated (written) not only with ideological “bias” … BUT with demonic anointing: either by demonically inspired people OR by hybrid beings. And there will be increased demonstrable BIAS against Jews and Israel. ____________________________________ HYBRID One whose DNA has been changed by genetic manipulation (synthetic biology) OR A product of conception via sex between a fallen angel and a human woman. ____________________________________ There is a NEW form of eugenics—not only being espoused but heavily financed in research—to create super-humans via genetic modification of human genes in eggs, sperm and early-stage embryos. Heritable genome editing changes genes in eggs, sperm, or early embryos to try to control the traits of a future child. Such alterations would affect every cell of the resulting person and all subsequent generations. Read the book Enhanced Humans: Mystery Matrix by Prince Handley. The Nephilim [giants or fallen ones] that were destroyed by the Flood in Noah's day died; however the demons from Fallen Angels that inhabited them did not. You can read later in the Book of Numbers (Chapter 13:33) in Torah that they [the Nephilim] were back after the Flood. Again read my book: Enhanced Humans: Mystery Matrix. SO IS THERE ANYTHING ELSE I SHOULD KNOW … Yes! In addition to Coercion of Algorithims—while we're talking about things that can mess your life up—there are external attacks from terrorists and enemy agents (both individual and foreign governments) that can set you back to the 1800's literally. Things like EMP attacks that can shut down your automobile, your electronic devices, your hospital emergency centers, your military and police communications, your banks … and critical supplies. In the aftermath of an EMP event, individuals and communities may face several challenges: Loss of Communication: The disruption of communication networks can isolate communities, making it challenging to coordinate emergency responses and receive critical information. Limited Access to Information: Without functioning electronic devices, access to news, weather updates, and emergency alerts becomes limited. Transportation Disruptions: Modern transportation systems, which rely on electronic controls, may experience malfunctions, affecting travel and logistics. Financial Transactions: Electronic payment systems can be disrupted, requiring a shift to alternative forms of payment during recovery. Hospital and Emergency Operations: Electronic and necessary medical procedures plus critical supplies along with crisis communication. SO WHAT DO YOU NEED TO PREPARE … Glad you asked. Study carefully [read or listen] to “Code Red: EMP Threat Urgent Priority” by Prince Handley. Then prepare by making sure you have the following on hand: Food Water Electricy (Power) Money (Cash, Gold, Crypto) Communications Faraday Cage (or other EMP shielding equipment) NOTE: Gold outperformed both Stocks & Real Estate by over 80% since the year 2000. NOTE: Don't let a crisis keep you from the medicines you need. EMP Preparedness for Electronic Devices and Communication To enhance resilience and mitigate the impact of an EMP on electronic devices and communication networks, consider the following preparedness strategies: EMP Shielding: Invest in EMP shielding for critical electronic devices to protect them from damaging pulses. Backup Power Sources: Have backup power sources, such as solar chargers or hand-crank generators, to keep essential devices operational during power outages. Communication Alternatives: Establish communication backup plans using non-electronic means like two-way radios or signal mirrors. Data Backups: Regularly back up important data to physical storage and store in an EMP protected Faraday bag. DO NOT BE LEFT WTIHOUT COMMUNICATION … The effects of an Electromagnetic Pulse on electronic devices and communication networks are significant challenges in a technology-driven society. Understanding these effects empowers us to take proactive measures in EMP preparedness. And do NOT forget the impact of an EMP on transportation systems and the steps individuals, their neighbors, and communities can take to enhance their resilience in this critical area. SO … CAN ILLEGAL IMMIGRANTS USE ALGORITHMS AND AI Defense customers and manufacturers alike know that it's those actors who can reliably access intelligence and act on it first who have the advantage. That's where AI and algorithims play a very important part. But what about IF those systems are being directed against Israel or USA by rogue terrorists OR enemies from within or abroad. As of January 2024, more than 7.2 million migrants had illegally crossed into the USA over the Southwest border during U.S. President Joe Biden's administration—a number higher than the individual populations of 36 states. This is WHY Israel needs to control Gaza AND to beef up intel from her Arab neighbors on all fronts! A foreign government can easily provide an individual terrorist inside Israel ... or near Israel ... with both the materials and the expertise to implement an EMP attack in LOCAL Israeli areas. This is NOT to mention EMP attacks aimed at Israel from outside her borders. [Again reference my teaching: “Code Red: EMP Threat Urgent Priority” to see how an attack can be launched from a beer can! But think about HOW non-EMP [other type] attacks programmed with algorithms and directed at specific geographic OR technocentric operations by AI can cause chaotic rupture in society! SO DO YOU WANT TO LEARN ABOUT AI … If you want to learn about “AI” go to Prince Handley's teachings at the University of Excellence. The following teachings will also give you an IDEA of HOW AI may be used in the End Times by the antiChrist (FALSE messiah—not the REAL Messiah) and his Global Director of Religion: the False Prophet. This will cause a chaotic rupture in geopolitics while fulfilling prophecy in the End Times. There's More Than Artifical Intelligence - Part 1 There's More Than Artifical Intelligence - Part 2 There's More Than Artifical Intelligence - Part 3 There's More Than Artifical Intelligence - Part 4 There's More Than Artifical Intelligence - Part 5 There's More Than Artifical Intelligence - Part 6 There's More Than Artifical Intelligence - Part 7The 4th Industrial Revolution & New AI  - Part 8 Hopefully you've gained some enlightenment as to what forces may be shaping your future. ___________________________________ NOW YOU KNOW HOW THE COERCION OF ALGORITHMS AND "AI" FIT INTO GEOPOLITICS, ISRAEL AND THE END TIMES ____________________________________ SO WHAT ELSE DOES PRINCE HANDLEY RECOMMEND … Stop using Google / Gmail for your private email communications. I recommend: Proton Mail or Signal or Telegraph for private communications and text and email. All of these are FREE. I use them all. I like the layout of ProtonMail best for email and you can use Proton Mail for DOUBLE encryption. Also, you can make international phone calls FREE on Telegram and Signal. I like Telegram for layout with image and graphic communications, ether personal or with channels you implement with 1,000's of followers. Telegram has a great history of NOT bending to government requests!    Finally: Get off the grid as much as possible but prepare for chaos! Take EMT / EMS Training. Set up communication cells: Friends, Neighborhood, Community, Synagogue. Familiarize yourself with bartering. Have items you can trade for what you need. Make sure you know Yeshua personally … so you can PRAY and get direction.      _________________________________ PRAY THIS PRAYER: “ADONAI, I am not sure I know you personally. Please forgive my sins and help me to live for you. Please reveal to me IF Yeshua is really Israel's Mashiach. If He is, then I ask Yeshua HaMashiach to save me and take me to Heaven when I die. Show me the way every day, and help me to help others.” _________________________________ If you prayed this prayer, start reading the Tanakh and Brit Chadashah every day (start in the Book of Yochanan in Brit Chadashah). Find a Messianic Synagogue that believes in MIRACLES. Pray every day. Tell God what you need. Ask Him to lead you. Baruch haba b'Shem Adonai Your friend, Prince Handley President / Regent University of Excellence Copyright © 2024 by Prince Handley______________________ Rabbinical & Biblical Studies[Scroll down past English, Spanish and French] The Believer's Intelligentsia ______________________

This episode, we are joined by Andy Ayim MBE, a serial founder and Angel Investor who is known for his human centered approach to business. Over a decade ago, Andy cofounded Mixtape Madness, a proudly bootstrapped 7 figure business. When he left day to day operations there, he dove into Product Management with high growth startups such as WorldFirst, acquired for $700m by Ant Financial; and Series C startup Zilch where he was Head of Product Management. In 2018 he took his next leap, to become Managing Director at US based VC firm, Backstage Capital where he raised over $2.5M to deploy into underrepresented founders.As you'll hear, improving equity in the startup ecosystem has been a huge driver for Andy, and led to his next startup, The Angel Investing School, a company on a mission to train the next generation of angel investors, including those who feel excluded by the current system, or haven't seen typically  themselves represented among angels. Additionally, Andy supports startups, scaleups and corporates as an advisor; this is someone who knows what it takes to grow a company. Andy's impact has seen him get voted as one on the top 10 BAME Leaders in Tech in the FT, as well as being awarded an MBE for his services to diversity in tech.Andy has also been one of our biggest supporters at IfWeRaise from the very early days, in fact even before I met my co-founder, and is now one of our Board Advisers, so it was extra special having him on the show.In this episode, we discuss:Andy's personal user guide as his intro into the world of entrepreneurship (and why we probably all need one)Why Andy created Angel Investing School and how it's evolvingThe importance of building social capital and a personal brand as a founderWhy fundraising isn't always the best optionWhat Andy looks for in founders from an Angel's perspectiveThe importance of storytelling and how to nail itThe backwards relationship we have with failure in the UKLinks:Angel Investing School:https://angelinvestingschool.com/Andy's Personal User Guide:https://andyayim.com/my-personal-user-guide/Mixtape Madness:https://www.mixtapemadness.com/

GEOPOLITICS AND PROPHECY AND YOUR PROTECTION with Prince Handley PROTECT FROM ALGORITHMS, AI & EMP ATTACKS FREEDOM FROM CONTROL & SURVEILLANCE LISTEN TO MESSAGE HERE >>> LISTEN NOW 24/7 BLOG ~ Blogs and Podcasts LinkedIn ~ Geopolitics and Health Subscribe FREE to Prince Handley Teaching and Newsletter Links to KEY RESOURCES at bottom. ____________________________________ DESCRIPTION OF THIS TEACHING In this message I want to alert you to the Coercion of Algorithms and HOW it can affect your SAFETY ... and your LIFE! AI runs off of algorithms, but not all algorithms are AI—neither are they all the same. They're developed with different goals and methods. An algorithm is a step-by-step procedure for solving a problem or accomplishing some end. Artificial Intelligence (AI) is the capability of computer systems or algorithms to imitate intelligent human behavior. Most of us are familiar with China's Social Credit System and the CCP's ubiquitous use of surveillance. Online behaviour is monitored … and algortihms are KEY to everything. So HOW does this fit into Geopolitics, Prophecy and Your Health?   PLUS: Protect yourself and your electronic devices, cars, boats, solar and generators from EMP attacks! ____________________________________   PROTECT FROM ALGORITHMS, AI & EMP ATTACKSFREEDOM FROM CONTROL & SURVEILLANCE For years the Chinese government has been using technologies to control its citizens in frightening ways. The internet is highly censored, and each person's cell phone number and online activity is assigned a unique ID number tied to their real name. Facial-recognition technology is also increasingly widespread in China, with few restraints on how it can be used to track and surveil citizens. The {China] Supreme People's Court maintains a blacklist of people who the government alleges did not comply with court judgments, for example by not paying fines, but also things like failing to formally apologize to someone they are found to have wronged. Being on the blacklist now comes with harsh punishments. You might be unable to purchase high-speed train tickets, fly on an airplane, or send your kids to a private school. The government has prohibited more than 20 million plane tickets from being purchased. SO WHAT IS AN ALGORITHM … An algorithm is a a step-by-step procedure for solving a problem or accomplishing some end. The definition of an algorithm is “a set of instructions to be followed in calculations or other operations.” This applies to both mathematics and computer science. So, at the essential level, an AI algorithm is the programming that tells the computer how to learn to operate on its own. SO HOW DOES THIS APPLY TO YOU ... What China and the CCP does “leaks” over to the USA and other countries. Online behavior is already a BIG part of what is monitors, and algorithms are KEY to everything. The basic goal is to process the vast USA data—and data from other countries—to create individual ratings which will determine YOUR access to most things … from travel to jobs. A plan released just recently by the Beijing municipal government dictates that personal creditworthiness points will be used to reward and/or punish individuals―and companies―by granting or denying them access to public services like healthcare, travel, and employment. High scoring “Green Channel” people can more easily access social opportunities. Those who actions are disapproved of by the state will be restricted …even to having passports revoked. One high profile system, which has already been used in USA for years, is Sesame Credit—created by Ant Financial—an offshoot of the Chinese online retail giant Alibaba. Using a secret algorithm, Sesame Credit constantlys scores people from 350 to 950. WARNNG: It's ratings are based upon info such as “interpersonal relationships” and “consumer habits.” Being friends with “low rated” people is NOT good … and buying video games gets you marked down! Algorithms fuel—or dictate—HOW these surveillance tools operate … and AI facilitates the operation! SO WHAT ABOUT THE GOVERNMENT ALPHABETS … You can speak all you want to … but just not in a public forum: like a local School Board Meeting OR on Social Media. [Just look back to what has happened since January 2021.] Your actions are going to be monitored more and more. How many of the people arrested for alleged Jan 6th crimes never were in the area but some communication or relationship supposedly “tied” them to that event. Look at how the Government is atttacking Elon Musk who “healed” X (formerly Twitter) and exposed unfounded censorship by Government influence on the previous Twitter. Across the world, governments have invested heavily in setting up a surveillance infrastructure. There are millions of cameras, but no one to monitor them 24/7. However, artificial intelligence (AI) can process every frame and present real-time analysis. The reason AI is making a vast impact is because of its self-learning capabilities. AI is constantly learning and improving. Error is minimized with every iteration and moves closer to—or even better than—human error. Algorithms “attempt” to influence you now whether you realize it or not. Surveillance of travel, purchases, relationships, recreation and spending—and soon thoughts—will be the next encroachment into YOUR life. The Biden Adminiistration is already funding cognitive research to develop HOW to influence—and thereby change—your thinking. One way they will do this is by influencing what you SEE, HEAR and FEEL on News, Social Media and Entertainment … and by training people and shaping policy through NeuroScience. Read or listen to Smart Cities … Or Are They by Prince Handley [focus on “What To Watch Out For” at the end.] SO WHO TRAINS “AI” HOW TO MAKE DECISIONS … That's a very good question. It is the programmer who inputs—influences—the algorithmic outcome (the answers) and many times with BIAS depending on the desired outcome: political, financial, spiritual or other ideological opinion or bias. Look at the recent example of Google AI Gemini which would NOT allow a “white person” image on certain searches for George Washington. Gemini responded to a prompt for “a portrait of a Founding Father of America” with images of a Native American man in a traditional headdress, a Black man, a darker-skinned non-White man and an Asian man, all in colonial-era garb. Elon Musk accused Google of pushing a pro-diversity bias into its product. Experts have long warned that AI tools therefore have the potential to replicate the racial and gender biases baked into that information. Evidence of racial bias in Google Gemini, Microsoft Copilot, Meta AI and ChatGPT has been proven. Google's public apology after its Gemini artificial intelligence (AI) produced historically inaccurate images and refused to show pictures of White people has led to questions about potential racial bias in other big tech chatbots. Gemini was asked why showing a picture of a White person was bad: "racial generalizations" have been used historically to "justify oppression and violence against marginalized groups." Let me interject here. We are NOW at the entrance to the End Times. As we progress farther into the Last Days many demonic forces will be loosed—many are already here—look at what has happened since January, 2021. Lots of algorithms will be formulated (written) not only with ideological “bias” … BUT with demonic anointing: either by demonically inspired people OR by hybrid beings. ____________________________________ HYBRID One whose DNA has been changed by genetic manipulation (synthetic biology) OR A product of conception via sex between a fallen angel and a human woman. ____________________________________ There is a NEW form of eugenics—not only being espoused but heavily financed in research—to create super-humans via genetic modification of human genes in eggs, sperm and early-stage embryos. Heritable genome editing changes genes in eggs, sperm, or early embryos to try to control the traits of a future child. Such alterations would affect every cell of the resulting person and all subsequent generations. Read the book Enhanced Humans: Mystery Matrix by Prince Handley. The Nephilim [giants or fallen ones] that were destroyed by the Flood in Noah's day died; however the demons from Fallen Angels that inhabited them did not. You can read later in the Book of Numbers in the Tanakh (Old Testament) that they were back after the Flood. Again read my book: Enhanced Humans: Mystery Matrix. SO IS THERE ANYTHING ELSE I SHOULD KNOW … Yes! In addition to Coercion of Algorithims—while we're talking about things that can mess your life up—there are external attacks from terrorists and enemy agents (both individual and foreign governments) that can set you back to the 1800's literally. Things like EMP attacks that can shut down your automobile, your electronic devices, your hospital emergency centers, your military and police communications, your banks … and critical supplies. In the aftermath of an EMP event, individuals and communities may face several challenges: Loss of Communication: The disruption of communication networks can isolate communities, making it challenging to coordinate emergency responses and receive critical information. Limited Access to Information: Without functioning electronic devices, access to news, weather updates, and emergency alerts becomes limited. Transportation Disruptions: Modern transportation systems, which rely on electronic controls, may experience malfunctions, affecting travel and logistics. Financial Transactions: Electronic payment systems can be disrupted, requiring a shift to alternative forms of payment during recovery. Hospital and Emergency Operations: Electronic and necessary medical procedures plus critical supplies along with crisis communication. SO WHAT DO YOU NEED TO PREPARE … Glad you asked. Study carefully [read or listen] to “Code Red: EMP Threat Urgent Priority” by Prince Handley. Then prepare by making sure you have the following on hand: Food Water Electricity (Power) Money (Cash, Gold, Crypto) Communications EMP shielding equipment and a Farady Cage GOLD, SILVER & PRECIOUS METALS (Asset Preservation) ~ I recommend Lear Capital. 24 hour Risk-Free Purchase Guarantee! FREE information on HOW precious metals can help preserve your hard-earned assets. Just last year most Seniors lost 22% on their IRA's. Find out what products are exempt from IRS reporting by Lear Capital. Lear is the Precious Metals Leader since 1997 with “Best-In-Class” reputation. Plus: Do NOT forget: Protect yourself from inflation! NOTE: Gold outperformed both Stocks & Real Estate by over 80% since the year 2000. COMMUNICATIONS ~ I recommend having a Satellite Phone, a PTT Phone (Push to TalK), or a Satellite Radio (can be also used by groups). Establish communication backup plans using non-electronic means like two-way radios or signal mirrors. NOTE: You can BUY or RENT the communications devices I recommend. MEDICAL SUPPLIES ~ I recommend Jase Medical. Use the DISCOUNT CODE “PRINCE” when checking out. Stock up with your necessary prescribed medicines and others, including Ivermectin and Amoxycillin. Lots of medicines are hard to obtain even now with China problems and supply chain interruptions. And it's NOT going to be any better with the multitudes of illegal immigrants (many of whom are terrorists) in our country now Compare Jase Medical prices with Walmart, Walgreens and Target.. NOTE: Don't forget to use the DISCOUNT CODE "PRINCE" when checking out.   PROTECTION FOR ALL YOUR ELECTRONIC DEVICES AND COMMUNICATIONS ~ You need an EMP SHIELD for your electronic and communication devices!To mitigate the impact of an EMP on electronic devices and communication networks, I recommend: EMP Shielding. Invest in EMP shielding for critical electronic devices to protect them from damaging pulses. Protect your home, vehicles, radios, solar, generators, RV, motorcycles, boats, and 3-Phase setups. Do NOT be left withut POWER!!! Use this DISCOUNT CODE “princehadley” for $50 DISCOUNT on each item. (NOTE: forget the misspell … use it.) Or, shop with THIS LINK and $50.00 DISCOUNT will be appllied for EACH item purchased. Also, PREPARE by doing the following:   Backup Power Sources: Have backup power sources, such as solar chargers or hand-crank generators, to keep essential devices operational during power outages. However, your best move is to PROTECT YOUR EXISTING ONES. Data Backups: Regularly back up important data to physical storage and store in an EMP protected Faraday bag.   The effects of an Electromagnetic Pulse on electronic devices and communication networks are significant challenges in a technology-driven society. Understanding these effects empowers us to take proactive measures in EMP preparedness. And do NOT forget the impact of an EMP on transportation systems and the steps individuals, their neighbors, and communities can take to enhance their resilience in this critical area. SO CAN ILLEGAL IMMIGRANTS USE ALGORITHMS AND AI ... Defense customers and manufacturers alike know that that it's those actors who can reliably access intelligence and act on it first who have the advantage. That's where AI and algorithims play a very important part. But what about IF those systems are being directed against us by rogue terrorists OR enemies from within or abroad. As of January 2024, more than 7.2 million migrants had illegally crossed into the U.S. over the Southwest border during U.S. President Joe Biden's administration—a number higher than the individual populations of 36 states. A foreign government can easily provide an individual terrorist inside the USA with both the materials and the expertise to implement an EMP attack in local areas. [Again reference my teaching: “Code Red: EMP Threat Urgent Priority” to see how an attack can be launched from a beer can! But think about HOW non-EMP [other type] attacks programmed with algorithms and directed at specific geographic OR technocentric operations by AI can cause chaotic rupture in society! SO DO YOU WANT TO LEARN ABOUT AI … If you want to learn about “AI” go to Prince Handley's teachings at the University of Excellence. The following teachings will also give you an IDEA of HOW AI may be used in the End Times by the antiChrist (FALSE messiah—not the REAL Messiah) and his Global Director of Religion: the False Prophet. This will cause a chaotic rupture in geopolitics while fulfilling prophecy in the End Times. There's More Than Artifical Intelligence - Part 1 There's More Than Artifical Intelligence - Part 2 There's More Than Artifical Intelligence - Part 3 There's More Than Artifical Intelligence - Part 4 There's More Than Artifical Intelligence - Part 5 There's More Than Artifical Intelligence - Part 6 There's More Than Artifical Intelligence - Part 7The 4th Industrial Revolution & New AI – Part 8 Hopefully you've gained some enlightenment as to what forces may be shaping your future. ___________________________________ NOW YOU KNOW HOW THE COERCION OF ALGORITHMS AND "AI" FIT INTO GEOPOLITICS, PROPHECY AND YOUR SAFETY ____________________________________ SO WHAT ELSE DOES PRINCE HANDLEY RECOMMEND … Stop using Google AND Gmail for your personal and private email communications. I recommend: Proton Mail or Signal or Telegraph for private communications and text and email. All of these are FREE. I use them all. I like the layout of ProtonMail best and you can use the Proton Mail for DOUBLE encryption.   SO … FINALLY [  ] Get off the grid as much as possible but prepare for chaos! [  ] Take EMT / EMS Training so you can help sick or wounded people. [  ]  Set up communication cells: Friends, Neighborhood, Community, Church / Synagogue. [  ] Familiarize yourself with bartering. Have items you can trade for what you need. [  ] Make sure you know Messiah Jesus personally … so you can PRAY and get direction. ____________________________________ PRAY THIS PRAYER: “Father in Heaven, I am not sure I know you personally. Please forgive my sins and help me to live for you. I ask your Son, Jesus, to save me and take me to Heaven when I die. Show me the way every day, and help me to help others.” ____________________________________   If you prayed this prayer: [  ] Start reading the Holy Bible every day (start first in the Book of John). [  ] Find a Church or Messianic Synagogue that preaches the Holy Bible and believes in MIRACLES.[  ] Pray every day … tell God what you need, and ask Him to lead you.   Baruch haba b'Shem Adonai Your friend, Prince Handley President / Regent University of Excellence Copyright © 2024 by Prince Handley OPPORTUNITY Donate to Handley WORLD SERVICES Incorporated and help Prince Handley do EXPLOITS in the Spirit OTHER KEY RESOURCES Prince Handley Videos and Podcasts Rabbinical & Biblical Studies The Believers' IntelligentsiaPrince Handley Portal (1,000's of FREE resources) Prince Handley Books VIDEO Describing Prince Handley Books _________________________________

GEOPOLITICS AND PROPHECY AND YOUR HEALTH with Prince Handley ALGORITHMS, AI AND YOUR HEALTH CREATING YOUR FUTURE INDEPENDENCE LISTEN TO MESSAGE HERE >>> LISTEN NOW 24/7 BLOG ~ Blogs and Podcasts LinkedIn ~ Geopolitics and Health Subscribe FREE to Prince Handley Teaching and Newsletter Links to KEY RESOURCES at bottom. ____________________________________ DESCRIPTION OF THIS TEACHING In this message I want to alert you to the Coercion of Algorithms and HOW it can affect your HEALTH ... and your LIFE! AI runs off of algorithms, but not all algorithms are AI—neither are they all the same. They're developed with different goals and methods. An algorithm is a step-by-step procedure for solving a problem or accomplishing some end. Artificial Intelligence (AI) is the capability of computer systems or algorithms to imitate intelligent human behavior. Most of us are familiar with China's Social Credit System and the CCP's ubiquitous use of surveillance. Online behaviour is monitored … and algortihms are KEY to everything. So HOW does this fit into Geopolitics, Prophecy and Your Health? Hang on for the ride! ____________________________________ ALGORITHMS, AI AND YOUR HEALTHCREATING YOUR FUTURE INDEPENDENCE For years the Chinese government has been using technologies to control its citizens in frightening ways. The internet is highly censored, and each person's cell phone number and online activity is assigned a unique ID number tied to their real name. Facial-recognition technology is also increasingly widespread in China, with few restraints on how it can be used to track and surveil citizens. The {China] Supreme People's Court maintains a blacklist of people who the government alleges did not comply with court judgments, for example by not paying fines, but also things like failing to formally apologize to someone they are found to have wronged. Being on the blacklist now comes with harsh punishments. You might be unable to purchase high-speed train tickets, fly on an airplane, or send your kids to a private school. The government has prohibited more than 20 million plane tickets from being purchased. SO WHAT IS AN ALGORITHM … An algorithm is a a step-by-step procedure for solving a problem or accomplishing some end. The definition of an algorithm is “a set of instructions to be followed in calculations or other operations.” This applies to both mathematics and computer science. So, at the essential level, an AI algorithm is the programming that tells the computer how to learn to operate on its own. SO HOW DOES THIS APPLY TO YOU ... What China and the CCP does “leaks” over to the USA and other countries. Online behavior is already a BIG part of what is monitors, and algorithms are KEY to everything. The basic goal is to process the vast USA data—and data from other countries—to create individual ratings which will determine YOUR access to most things … from travel to jobs. A plan released just recently by the Beijing municipal government dictates that personal creditworthiness points will be used to reward and/or punish individuals―and companies―by granting or denying them access to public services like healthcare, travel, and employment. High scoring “Green Channel” people can more easily access social opportunities. Those who actions are disapproved of by the state will be restricted …even to having passports revoked. One high profile system, which has already been used in USA for years, is Sesame Credit—created by Ant Financial—an offshoot of the Chinese online retail giant Alibaba. Using a secret algorithm, Sesame Credit constantlys scores people from 350 to 950. WARNNG: It's ratings are based upon info such as “interpersonal relationships” and “consumer habits.” Being friends with “low rated” people is NOT good … and buying video games gets you marked down! Algorithms fuel—or dictate—HOW these surveillance tools operate … and AI facilitates the operation! SO WHAT ABOUT THE GOVERNMENT ALPHABETS … You can speak all you want to … but just not in a public forum: like a local School Board Meeting OR on Social Media. [Just look back to what has happened since January 2021.] Your actions are going to be monitored more and more. How many of the people arrested for alleged Jan 6th crimes never were in the area but some communication or relationship supposedly “tied” them to that event. Look at how the Government is atttacking Elon Musk who “healed” X (formerly Twitter) and exposed unfounded censorship by Government influence on the previous Twitter. Across the world, governments have invested heavily in setting up a surveillance infrastructure. There are millions of cameras, but no one to monitor them 24/7. However, artificial intelligence (AI) can process every frame and present real-time analysis. The reason AI is making a vast impact is because of its self-learning capabilities. AI is constantly learning and improving. Error is minimized with every iteration and moves closer to—or even better than—human error. Algorithms “attempt” to influence you now whether you realize it or not. Surveillance of travel, purchases, relationships, recreation and spending—and soon thoughts—will be the next encroachment into YOUR life. The Biden Adminiistration is already funding cognitive research to develop HOW to influence—and thereby change—your thinking. One way they will do this is by influencing what you SEE, HEAR and FEEL on News, Social Media and Entertainment … and by training people and shaping policy through NeuroScience. Read or listen to Smart Cities … Or Are They by Prince Handley [focus on “What To Watch Out For” at the end.] SO WHO TRAINS “AI” HOW TO MAKE DECISIONS … That's a very good question. It is the programmer who inputs—influences—the algorithmic outcome (the answers) and many times with BIAS depending on the desired outcome: political, financial, spiritual or other ideological opinion or bias. Look at the recent example of Google AI Gemini which would NOT allow a “white person” image on certain searches for George Washington. Gemini responded to a prompt for “a portrait of a Founding Father of America” with images of a Native American man in a traditional headdress, a Black man, a darker-skinned non-White man and an Asian man, all in colonial-era garb. Elon Musk accused Google of pushing a pro-diversity bias into its product. Experts have long warned that AI tools therefore have the potential to replicate the racial and gender biases baked into that information. Evidence of racial bias in Google Gemini, Microsoft Copilot, Meta AI and ChatGPT has been proven. Google's public apology after its Gemini artificial intelligence (AI) produced historically inaccurate images and refused to show pictures of White people has led to questions about potential racial bias in other big tech chatbots. Gemini was asked why showing a picture of a White person was bad: "racial generalizations" have been used historically to "justify oppression and violence against marginalized groups." Let me interject here. We are NOW at the entrance to the End Times. As we progress farther into the Last Days many demonic forces will be loosed—many are already here—look at what has happened since January, 2021. Lots of algorithms will be formulated (written) not only with ideological “bias” … BUT with demonic anointing: either by demonically inspired people OR by hybrid beings. ____________________________________ HYBRID One whose DNA has been changed by genetic manipulation (synthetic biology) OR A product of conception via sex between a fallen angel and a human woman. ____________________________________ There is a NEW form of eugenics—not only being espoused but heavily financed in research—to create super-humans via genetic modification of human genes in eggs, sperm and early-stage embryos. Heritable genome editing changes genes in eggs, sperm, or early embryos to try to control the traits of a future child. Such alterations would affect every cell of the resulting person and all subsequent generations. Read the book Enhanced Humans: Mystery Matrix by Prince Handley. The Nephilim [giants or fallen ones] that were destroyed by the Flood in Noah's day died; however the demons from Fallen Angels that inhabited them did not. You can read later in the Book of Numbers in the Tanakh (Old Testament) that they were back after the Flood. Again read my book: Enhanced Humans: Mystery Matrix. SO IS THERE ANYTHING ELSE I SHOULD KNOW … Yes! In addition to Coercion of Algorithims—while we're talking about things that can mess your life up—there are external attacks from terrorists and enemy agents (both individual and foreign governments) that can set you back to the 1800's literally. Things like EMP attacks that can shut down your automobile, your electronic devices, your hospital emergency centers, your military and police communications, your banks … and critical supplies. In the aftermath of an EMP event, individuals and communities may face several challenges: Loss of Communication: The disruption of communication networks can isolate communities, making it challenging to coordinate emergency responses and receive critical information. Limited Access to Information: Without functioning electronic devices, access to news, weather updates, and emergency alerts becomes limited. Transportation Disruptions: Modern transportation systems, which rely on electronic controls, may experience malfunctions, affecting travel and logistics. Financial Transactions: Electronic payment systems can be disrupted, requiring a shift to alternative forms of payment during recovery. Hospital and Emergency Operations: Electronic and necessary medical procedures plus critical supplies along with crisis communication. SO WHAT DO YOU NEED TO PREPARE … Glad you asked. Study carefully [read or listen] to “Code Red: EMP Threat Urgent Priority” by Prince Handley. Then prepare by making sure you have the following on hand: Food Water Electricy (Power) Money (Cash, Gold, Crypto) Communications Faraday Cage (or other EMP shielding equipment) For GOLD, SILVER & PRECIOUS METALS (Asset Preservation) I recommend Lear Capital. 24 hour Risk-Free Purchase Guarantee! FREE information on HOW precious metals can help preserve your hard-earned assets. Just last year most Seniors lost 22% on their IRA's. Find out what products are exempt from IRS reporting by Lear Capital. Lear is the Precious Metals Leader since 1997 with “Best-In-Class” reputation. Plus: Do NOT forget: Protect yourself from inflation! NOTE: Gold outperformed both Stocks & Real Estate by over 80% since the year 2000. For COMMUNICATIONS I recommend having a Satellite Phone, a PTT Phone (Push to TalK), or a Satellite Radio (can be also used by groups). For a Faraday Cage to protect your electronic devices, go here: EMP Shield. NOTE: You can BUY or RENT the communications devices I recommend. For MEDICAL SUPPLIES I recommend Jase Medical. Stock up with your necessary prescribed medicines and others, including Ivermectin and Amoxycillin. Lots of medicines are hard to obtain even now with China problems and supply chain interruptions. And it's NOT going to be any better with the multitudes of illegal immigrants (many of whom are terrorists) in our country now. PREPARE with Jase Medical! NOTE: Don't let a crisis keep you from the medicines you need. EMP Preparedness for Electronic Devices and Communication To enhance resilience and mitigate the impact of an EMP on electronic devices and communication networks, consider the following preparedness strategies: All of the following are available from the Satellite Phone Store I recommend. EMP Shielding: Invest in EMP shielding for critical electronic devices to protect them from damaging pulses. Backup Power Sources: Have backup power sources, such as solar chargers or hand-crank generators, to keep essential devices operational during power outages. Communication Alternatives: Establish communication backup plans using non-electronic means like two-way radios or signal mirrors. Data Backups: Regularly back up important data to physical storage and store in an EMP protected Faraday bag. DO NOT BE LEFT WTIHOUT COMMUNICATION … PREPARE NOW! The effects of an Electromagnetic Pulse on electronic devices and communication networks are significant challenges in a technology-driven society. Understanding these effects empowers us to take proactive measures in EMP preparedness. And do NOT forget the impact of an EMP on transportation systems and the steps individuals, their neighbors, and communities can take to enhance their resilience in this critical area. SO CAN ILLEGAL IMMIGRANTS USE ALGORITHMS AND AI ... Defense customers and manufacturers alike know that that it's those actors who can reliably access intelligence and act on it first who have the advantage. That's where AI and algorithims play a very important part. But what about IF those systems are being directed against us by rogue terrorists OR enemies from within or abroad. As of January 2024, more than 7.2 million migrants had illegally crossed into the U.S. over the Southwest border during U.S. President Joe Biden's administration—a number higher than the individual populations of 36 states. A foreign government can easily provide an individual terrorist inside the USA with both the materials and the expertise to implement an EMP attack in local areas. [Again reference my teaching: “Code Red: EMP Threat Urgent Priority” to see how an attack can be launched from a beer can! But think about HOW non-EMP [other type] attacks programmed with algorithms and directed at specific geographic OR technocentric operations by AI can cause chaotic rupture in society! SO DO YOU WANT TO LEARN ABOUT AI … If you want to learn about “AI” go to Prince Handley's teachings at the University of Excellence. The following teachings will also give you an IDEA of HOW AI may be used in the End Times by the antiChrist (FALSE messiah—not the REAL Messiah) and his Global Director of Religion: the False Prophet. This will cause a chaotic rupture in geopolitics while fulfilling prophecy in the End Times. There's More Than Artifical Intelligence - Part 1 There's More Than Artifical Intelligence - Part 2 There's More Than Artifical Intelligence - Part 3 There's More Than Artifical Intelligence - Part 4 There's More Than Artifical Intelligence - Part 5 There's More Than Artifical Intelligence - Part 6 There's More Than Artifical Intelligence - Part 7The 4th Industrial Revolution & New AI – Part 8 Hopefully you've gained some enlightenment as to what forces may be shaping your future. ___________________________________ NOW YOU KNOW HOW THE COERCION OF ALGORITHMS AND "AI" FIT INTO GEOPOLITICS, PROPHECY AND YOUR HEALTH ____________________________________ SO WHAT ELSE DOES PRINCE HANDLEY RECOMMEND … Stop using Google AND Gmail for your personal and private email communications. I recommend: Proton Mail or Signal or Telegraph for private communications and text and email. All of these are FREE. I use them all. I like the layout of ProtonMail best and you can use the Proton Mail for DOUBLE encryption.   SO … FINALLY [  ] Get off the grid as much as possible but prepare for chaos! [  ] Take EMT / EMS Training so you can help sick or wounded people. [  ]  Set up communication cells: Friends, Neighborhood, Community, Church / Synagogue. [  ] Familiarize yourself with bartering. Have items you can trade for what you need. [  ] Make sure you know Messiah Jesus personally … so you can PRAY and get direction. ____________________________________ PRAY THIS PRAYER: “Father in Heaven, I am not sure I know you personally. Please forgive my sins and help me to live for you. I ask your Son, Jesus, to save me and take me to Heaven when I die. Show me the way every day, and help me to help others.” ____________________________________   If you prayed this prayer: [  ] Start reading the Holy Bible every day (start first in the Book of John). [  ] Find a Church or Messianic Synagogue that preaches the Holy Bible and believes in MIRACLES.[  ] Pray every day … tell God what you need, and ask Him to lead you.   Baruch haba b'Shem Adonai Your friend, Prince Handley President / Regent University of Excellence Copyright © 2024 by Prince Handley OPPORTUNITY Donate to Handley WORLD SERVICES Incorporated and help Prince Handley do EXPLOITS in the Spirit OTHER KEY RESOURCES Prince Handley Videos and Podcasts Rabbinical & Biblical Studies The Believers' IntelligentsiaPrince Handley Portal (1,000's of FREE resources) Prince Handley Books VIDEO Describing Prince Handley Books _________________________________

Ant Financial sorprende al comprar operación de banca de inversión en China de Credit Suisse; Javier Milei se reúne con Donald Trump el fin de semana; Nicolle Yapur, periodista de Bloomberg News, nos habla sobre PetroCaribe, una de los proyectos favoritos de Hugo Chávez.Producción: Eduardo Thomson (@ethomson1)Haga clic acá para suscribirse al newsletter Cinco Cosas de Bloomberg News en EspañolSee omnystudio.com/listener for privacy information.

Hype about generative AI is everywhere, but much simpler AI models have already changed entire industries.  By learning about how AI has already changed business, we can make predictions about what's next. In this episode you will learn key lessons from Competing in the Age of AI: Strategy and Leadership When Algorithms and Networks Run the World. You will learn: The two sides of any successful enterprise The difference between weak AI vs strong AI What an AI factory is  How AI has already changed companies from the inside, with examples from Ant Financial (fintech) and Ocado (supermarket) Resources mentioned in this episode: Tech for Non-Techies podcast episode 9. The Business of AI with Harvard Business School Prof Marco Iansiti Tech for Non-Techies podcast episode 170. Advisory Boards: why join them & why have them FREE training Get Tech Clients! Introduction to Tech for Lawyers ---  We love hearing from our readers and listeners. So if you have questions about the content or working with us, just get in touch on info@techfornontechies.co   Say hi to Sophia on Twitter and follow her on LinkedIn. Following us on YouTube, Facebook, Instagram and TikTok will make you smarter.   

Dan O'Prey is Bakkt's Chief Product Officer. Dan most recently served as Chief Strategy Officer as part of the executive team at Digital Asset, creators of the Daml smart contract language. He was responsible for defining the corporate strategy and aligning the top-level product strategy, assisted with over $300 MM of financing, and oversaw marketing and communications across the firm. Dan joined Digital Asset as part of the acquisition of Hyperledger, the first permissioned distributed ledger platform, where he was co-founder and CEO. Dan then co-led the creation of Hyperledger at The Linux Foundation, where he participated at the board level since inception and was elected as the Chair of the Marketing Committee for 3 consecutive terms.Prior to Hyperledger, Dan was the cofounder and CEO of MadeiraCloud, a Sequoia Capital backed SaaS company for designing, monitoring and managing cloud infrastructure resources based in Beijing, China. The company later rebranded to HyperHQ and was acquired by Ant Financial. Dan is a frequent public speaker and co-created the Synchronize DLT and Crypto conference. He holds a BA in Business Management and Information Management from the Sheffield University Management School.In this conversation, we discuss:- Bitcoin ETF- Bitcoin in public markets- 2024 Outlook- Bakkt's key focus areas- Custody- Lightning Network- State of the market- Building in bear markets- Interoperable P2P commerce- Bakkt's partnership with UnchainedBakktWebsite: bakkt.comX: @BakktLinkedIn: BakktDan O'PreyX: @danopreyLinkedIn: Dan O'Prey ---------------------------------------------------------------------------------  This episode is brought to you by PrimeXBT.  PrimeXBT offers a robust trading system for both beginners and professional traders that demand highly reliable market data and performance. Traders of all experience levels can easily design and customize layouts and widgets to best fit their trading style. PrimeXBT is always offering innovative products and professional trading conditions to all customers.  PrimeXBT is running an exclusive promotion for listeners of the podcast. After making your first deposit, 50% of that first deposit will be credited to your account as a bonus that can be used as additional collateral to open positions.  Code: CRYPTONEWS50  This promotion is available for a month after activation. Click the link below:  PrimeXBT x CRYPTONEWS50 

Riddhiman Das is the CEO of TripleBlind, a privacy platform for AI. They have raised $32M in funding, with their most recent round led by General Catalyst. He was previously the Head of International Technology Investments at Ant Financial, which is Alibaba's financial services arm. He was the Product Architect at Zoloz, Chairman at Laplacian, Chief Data Offier at mySideWalk, and CTO of Galleon Labs. He has received the 2013 White House Champions of Change from President Barack Obama. In this episode, we cover a range of topics including: - Attack surface of an AI application - What are the ways in which privacy can be compromised during training and deployment of AI models - Role based access control for Generative AI applications - Data leakage in Generative AI applications - Characteristics of a good privacy product - How is TripleBlind used in healthcare and financial sectors Riddhiman's favorite book: Twenty Thousand Leagues Under the Sea (Author: Jules Verne)--------Where to find Prateek Joshi: Newsletter: https://prateekjoshi.substack.com Website: https://prateekj.com LinkedIn: https://www.linkedin.com/in/prateek-joshi-91047b19 Twitter: https://twitter.com/prateekvjoshi 

Digital Banking is something that's being keenly watched in the Southeast Asia region. We've seen 4 digibanks start up in Singapore, and here in Malaysia we're expecting a few to open their doors to customers this year. While a lot of attention has been paid to players such as Grab, Sea Limited, and Ant Financial, another key player to watch in this region is WeLab.WeLab was founded in 2013 and over the decade has raised around $900 million to fund ambitions to improve accessibility to financial services. They are involved in digital lending, digital banking, and SaaS enterprise solutions.The 10-year old Hong Kong based fintech player made its entry into the Southeast Asian digital bank fray last year when it acquired Bank Jasa Jakarta. What does signal about its expansion strategy for Southeast Asia?To find out, on this episode of Open for Business, we speak with Simon Loong, Founder & Group CEO of WeLab Group. Aside from their plans for Southeast Asia, we'll also dive into WeLab's 10 year journey, the growth across Hong Kong and Mainland China, what lies ahead for this Hong Kong unicorn, and ofcourse the pathway to IPO.Photo Credits: Shutterstock

Elon Musk and Mark Zuckerberg's charity cage match to be live-streamed on Twitter, Vijay Shekhar Sharma acquires 10.3% stake in Paytm, thieves steal $300k worth of gaming cards at Gen Con 2023, and Brandon Sanderson collaborates with Brotherwise Games for a Deckbuilding Game.

De Chinese economie vertoont tekenen van vertraging, ondanks de verwachte boost na de strenge lockdown. In het tweede kwartaal van dit jaar groeide de op een na grootste economie ter wereld maar mondjesmaat. De vastgoedsector speelt een grote rol in deze neergang, aangezien er al jaren een crisis gaande is met weinig kredietverlening aan ontwikkelaars. Bovendien hebben de Chinezen tijdens de pandemie massaal gespaard of hun spaarcenten gestoken in verlieslatend vastgoed, waardoor de binnenlandse consumptie ook is afgenomen. Het consumentenvertrouwen is vooral gedaald voor grotere uitgaven, maar kleinere uitgaven zoals uit eten gaan en reizen blijven populair.De technologische 'crackdown' in China komt ten einde, met financiële bedrijven zoals Ant Financial die hun laatste boetes ontvangen en hun zaken kunnen hervatten. De toon in Beijing is verschoven naar het ondersteunen van ondernemerschap en technologiebedrijven. Echter, bedrijven blijven voorzichtig en hebben weinig vertrouwen in de toekomst. De Chinese overheid moedigt bedrijven aan om zich te registreren op de aandelenmarkt en innovatie-obligaties uit te geven, terwijl ze ook moeite doen om westerse bedrijven aan te trekken. China lijkt te evolueren naar een meer socialistische staatsstructuur, met als doel grotere gelijkheid en het vermijden van de polarisatie van de samenleving zoals gezien in Amerika.Een andere zorgwekkende factor is de jeugdwerkloosheid, die in juni iets meer dan 21% bedroeg. Dit heeft grote gevolgen voor de innovatie en veerkracht van China, aangezien de jongeren vaak de motor zijn van de nieuwe economie en technologiebedrijven hen niet langer aannemen. Het aantal werklozen onder pas afgestudeerden in steden is aanzienlijk, maar gezien de omvang van China wordt dit nog steeds beschouwd als een relatief kleine groep.China wordt geconfronteerd met uitdagingen zoals problemen in de vastgoedsector, jeugdwerkloosheid en dalende binnenlandse consumptie. Het land bereikt de grenzen van zijn groeiwonder en maakt de overgang naar een meer normale economie, met sommige sectoren die bloeien en andere die achteruitgaan. China's groei heeft zwaar geleund op export en infrastructuurinvesteringen, maar nu westerse landen hun aankopen verminderen, moet het land nieuwe markten vinden. Echter, andere landen hebben ook hun eigen problemen en kopen minder van China. China's focus ligt nu op interne groei, met name het stimuleren van consumptie, maar de COVID-19 pandemie heeft de voortgang vertraagd.In de tweede helft van 2023 voorspelt China dat de wereld zich zal stabiliseren en de prijzen zullen dalen, vooral de energieprijzen. Dit zal leiden tot een toename van de aankopen en orders die geplaatst worden, wat zich in 2024 zal doorzetten. Er wordt verwacht dat 2023 een redelijke export zal hebben en dat er in 2024 weer groei zal zijn, tenzij er onvoorziene gebeurtenissen plaatsvinden.Het lijkt erop dat zowel het westen als China evolueren naar een meer economisch pragmatische aanpak en minder polarisatie tussen de supermachten. Europa zal hier waarschijnlijk van profiteren en zich positiever opstellen. Hoewel er meer pragmatiek is, blijft er ook voorzichtigheid bestaan bij westerse investeerders en kopers, omdat Beijing op elk moment van koers kan veranderen ten nadele van hen.Al met al lijkt de wereld naar een schoner economisch klimaat te gaan, waarbij meer samenwerking en pragmatiek centraal staan. 

Join us for the first part of a two-part episode where we dive into the fascinating journey of Ant Group, formerly known as Ant Financial. Founded in 2004 by Jack Ma, the visionary behind Alibaba Group, Ant Group quickly emerged as a global financial technology powerhouse. With its headquarters in Hangzhou, China, Ant Group operated as a multifaceted company, offering a wide range of financial services, including payments, loans, and investments. Boasting a valuation of over $300 billion, Ant Group became one of the most valuable companies in the world. However, the road to success hasn't been without hurdles. In 2020, Ant Group faced a significant setback when Chinese regulators raised concerns about its size and influence, leading to the cancellation of its highly anticipated initial public offering (IPO). We explore the reasons behind this regulatory scrutiny and the implications it had on Ant Group's operations. Tune in as we discuss the recent fine imposed on Ant Group by Chinese regulators, amounting to a record-breaking $984 million. As Ant Group continues to operate as a financial technology company, we analyze the impact of increased regulatory scrutiny on its future trajectory. But there is so much more to the company than its recent developments; hosting a slew of financial and tech-related products for both consumers and businesses, Ant Group grew into a giant through a very specific strategy. But what is it? To bring these insights to your company or leadership team, contact academy@mworks.asia

F45, the Aussie-founded fitness franchise, has admitted that their losses over the last two years are actually much higher than what they initially reported Alibaba affiliate Ant Financial has valued itself at a 75% discount to its failed IPO…and they've been fined nearly $1b billion… but surprisingly it's good news! Sportsbet has spent more than $64m on gambling ads in the last 18 months and they have significantly outspent their competitors — Build the financial wellbeing of your team with Flux at Work: https://bit.ly/fluxatwork Download the free app (App Store): http://bit.ly/FluxAppStore Download the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.

‘Be the change you want to see in the world' sounds like a fulfilling life motto. But how do you put it into practice? How do you leave a positive mark in the world and enjoy the ride along the way? Ultimately, we all have just one life to experiment with.Jacqueline van den Ende aims to unlock 1 billion dollars of capital to help power climate solutions. That's a big dent in the world to make! Jacqueline is a founder turned investor turned founder, twice over. A true adventurer, she moved to the Philippines to launch a startup, then ran a team of 500 as a CEO.  Now, she is building Carbon Equity, the world's first impact investing platform.Topics we discuss:Why Jacqueline is building an impact investment platform to channel more money to sustainable startups. Why investing in startups moves the needle whilst investing on stock exchange does notHow to find what uniquely positions you for driving changeThe only difference Jacqueline-the-investor saw between herself and founders who sent her pitch decksFundraising technique ‘Ask Don't Tell', or how to create FOMO among investorsWe recorded this episode at the Impact Shakers Summit in Brussels, in May 2023, the first European startup event focusing on inclusive entrepreneurship and impact. Impact Shakers is an impact entrepreneurship ecosystem tackling complex societal challenges through inclusive entrepreneurship.About Jacqueline van den Ende:Jacqueline van den Ende is co-founder of Amsterdam-based climate fintech company Carbon Equity. Carbon Equity is a climate venture capital and private equity fund investing fintech platform. Carbon Equity was founded with the mission to unlock retail capital at scale to power breakthrough climate technologies whilst enabling more equitable ownership.Jacqueline brings a unique perspective as a founder turned investor turned founder, twice over. She worked at HAL Investments and at Peak Capital. The other half of her career she spent building and leading companies, including De Kleine Consultant, online real estate marketplace Lamudi (backed by Rocket Internet) and fintech scale-up TrueMoney (backed by Ant Financial).About Darya Kamkalova:Darya is a data industry professional, a startup mentor, and a speaker. She is committed to narrowing the gender investment gap for female founders and diverse teams. Darya is based in Berlin, Germany.

This week on the Caixin-Sinica Business Brief: A spat over a wandering balloon upsets U.S.-China relations, Baidu promises its own AI chatbot in March, and Beijing officials warn against NFT and metaverse scams.In addition, we speak with Caixin Global's Kelsey Cheng about Ant Financial's progress toward getting back in the good graces of Beijing regulators.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

"If you look at over 30 years, China equities have returned zero, basically gone up and gone back down to where it was 30 years ago.  It was shocking. So the other thing that is hard to believe, I think we're entering a period of even greater uncertainty now than where we were six months to a year ago. Opening up is a huge gamble. the markets are rallying right now -- 'yay China is opening!' -- but at what cost?" - Shai Oster   Fresh out of the studio, Shai Oster, Asia Bureau Chief from The Information, returned for the 5th time in a row for his annual review of China for the year 2022. Shai started the grading of his predictions last year and dive deeper into Sequoia China's current status, and potential tech IPOs of Chinese companies: Bytedance, Ant Financial and Didi. He examined how Apple and Tesla will navigate China in the midst of tensions between China and the United States. Last but not least, he gave his predictions on China tech for the year 2023.   Podcast Information: The show is hosted and produced by Bernard Leong (@bernardleong, Linkedin) and Carol Yin (@CarolYujiaYin, LinkedIn). Sound credits for the intro and end music: "Energetic Sports Drive" and the episode is mixed & edited only in audio format by G.Thomas Craig (@gthomascraig, LinkedIn).

The rise of Chinese fintech in the 2010s is one of the most exciting and intriguing stories in all of fintech. This has been followed in this decade by a government crackdown on fintech and technology more broadly. But everyone should understand the innovations that led China to become the most advanced country in the world when it comes to fintech.My next guest on the Fintech One-on-One podcast is Martin Chorzempa who I got to know in 2014 when I started visiting China. He is now at the Peterson Institute for International Economics and he has written a very important book on Chinese fintech called "The Cashless Revolution: China's Reinvention of Money and the End of America's Domination of Finance and Technology." This is a must-read for anyone in fintech, not just for those people who follow China, as there are lessons here for us all.In this podcast you will learn:How Martin found his way to work at a Chinese think tank, CF40.The work he did at CF40.What he is focused on today at the Peterson Institute for International Economics.How he was able to become fluent in Mandarin.The state of financial technology when Martin arrived in China in 2012.How Tencent and Ant Financial became critically important fintech companies.Why the rise of the Super App was the key to the rise of these two companies.How the Chinese government enabled this rise.What propelled the growth of peer-to-peer lending in China.The amazing rise of Sesame Credit, Ant Financial's official credit bureau.The government's approach to the huge amounts of data these companies generated.The stunning fall of the peer-to-peer lending platform Ezubao.How Ant's money market fund, Huabao, became the largest in the world.How one speech from Jack Ma become the “The Costliest Speech in History”.The lessons the U.S. and the West can take from the rise and fall of fintech in China.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Hello and welcome back to Equity, a podcast about the business of startups, where we unpack the numbers and nuance behind the headlines.Alex, Natasha and Mary Ann got together with Grace once again this week for our weekly roundup show, and hot dang was there a lot to talk about. So much so that we actually had to cut one topic from our notes, any guesses what that may have been?Regardless, here's the rundown:We had a big fintech theme this week, kicking off with the huge news that Jack Ma is giving up control of Ant Financial. Two specific tidbits stood out around Ant's origin story and Ma's flex of an ownership hold.From there, it was time to talk Guava, Pogo, and TomoCredit, our Deals of the Week. The focus here was around just how inclusive certain fintechs can be, so thank you to founders who remind us to raise the bar constantly.Next up? A new solo fund that broke out of a16z. Why leave to do a scary thing when risk is high? We talk about that, fintech innovation, and Rex Salisbury's LP base. (Plus, more on solo founders coming soon on TechCrunch+).Then we dug into Mary Ann's behemoth investor survey, and closed with a look at the Coinbase-SEC situation.And we had a great time to boot! Chat soon!Equity drops every Monday at 7 a.m. PDT and Wednesday and Friday at 6 a.m. PDT, so subscribe to us on Apple Podcasts, Overcast, Spotify and all the casts.

In unserem monatlichen Überblick kommt hier unsere News-Rückschau für den Juni 2022. Wie immer kommentiert und eingeordnet von den Payment & Banking Experten André Bajorat und Jochen Siegert. Viel Spaß mit dem FinTech News-Rückblick Juni 2022!

Ant Financial getting some freedom potentially, Long treasuries.

This week on the Caixin-Sinica Business Brief: A kerfuffle in China over images in textbooks; the chairman and CEO of a financial services company faces a two-year ban on securities trading; the numbers are down again this month as Shanghai and other Chinese cities emerge from lockdown; EU says that China will take advantage of Russia's energy woes; and a bit reshuffle at Ant Financial.In addition, we speak with Caixin Global podcast producer Nandini Venkata about Amazon's decision to pull one of its most popular products — the Kindle, and the Kindle bookstore — out of China.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In today's episode, we discussed our thesis for Upstart that we published in January of 2021, highlighting its similarities to Ant Financial. We also discussed how this relates to Open Banking.Want more on open banking?Check out Jared's latest note: https://seekingalpha.com/article/4497555-open-banking-will-redefine-global-money-movement-for-good

Paytm is headquartered in Noida, India, and is a leading business conglomerate in eCommerce, digital payments, and financial services. Besides offering services like mobile and DTH recharges, utility bill payments, movie, event, and travel ticket bookings, Paytm also facilitates bank account opening through the Paytm Payments Bank. Paytm users can also use the Paytm QR code to pay at grocery stores, retail shops, educational institutions, restaurants, etc. As of 2020, Paytm is a US$16 billion company, with Softbank, SAIF Partners, Berkshire Hathaway, Discovery Capital, Ant Financial, etc., as its investors. Continue reading on procommun.com

*** Before you listen, there is a The Razor's Edge newsletter now available. Written by Akram's Razor, the Razor's Edge will come out at least twice a month and include ideas, analysis, macro input, and the insights you would expect from this podcast. Check it out at: https://the-razors-edge.ghost.io *** We revisit three The Razor's Edge names from 2021. Alibaba is down in the dumps from regulatory scrutiny, Stitch Fix can't get no respect, and Twitter received a negative sell-side initiation. We talk about each of the stocks, and while on the surface it would seem that nothing beyond stock performance and our interest unites the three, there are a lot of echoes in how the market is looking at each of them, at least from our vantage point. Topics Covered Alibaba 3:30 minute mark - Why the recent regulatory reports around Ant Financial aren't shocking 10:00 – US corollaries for the current discussion 14:00 – Last year's warning 18:00 – The significance of the FT report and how it might help Alipay's/Alibaba's position 22:30 – The impact on Alibaba's valuation itself 26:30 – China regulators vs. U.S. regulators 33:00 – Time horizon for clouds to dissipate Stitch Fix 38:00 – Why is Stitch Fix so bad? Reviewing the story, valuation, stock, etc. 49:30 – The stylists' news 53:00 – The market context for SFIX's stock Twitter 55:30 – The Goldman downgrade and the confusion about Twitter from bulls 1:02:00 – Reframing the creator tools 1:08:00 – Blurring lenses in analyzing Twitter (or all of these names) 1:12:30 – The luxury of not having the market's trust

Over the last several months, Chinese authorities have undertaken a sweeping campaign of change. We've seen crackdowns on big tech and fintech companies (like Ant Financial and Didi), online education companies, and now even the playing of video games. Investors in key sectors have gotten clobbered by the new rules. So what is the goal and what is the endgame here? On this episode, we speak to Dan Wang, a China tech analyst at Gavekal Dragonomics, who breaks it all down. See omnystudio.com/listener for privacy information.

A version of this essay is published by swarajya.com at https://swarajyamag.com/world/chinas-clampdown-on-national-technology-champions-xis-new-industrial-statism-triumphalist-hubris-and-art-of-ju-jitsu The world has been baffled by China’s sudden clampdown on its very successful, and giant, companies such as e-payments company Ant Financial, ride-hailing firm Didi Chuxing, food-delivery firm Meituan, and several online education firms. Given the opacity of the Chinese communist party, commentators can only imagine what the reasons might be. Writing in Nikkei Asia, Richard McGregor suggested that “Xi’s tech crackdown preserves socialism with Chinese characteristics”. On the website unherd.com, Marshall Auerback suggested that “The West can learn from China”. The Economist’s current cover story is titled, “China’s attack on tech”. There is a plethora of other views on the topic, and it is worth exploring why this happened, and what we might take away, especially from an Indian point of view.It seems to me that there are at least three plausible scenarios, and any of them may be in play, and maybe all three at once:Industrial policy, directing where investment and funding will goTriumphalist hubris, because of how successful China has been latelyA cosmic form of ju-jitsu, using the very strengths of the West against itIndustrial policyIt may well be that China has decided (as in the Made in China 2025 plan) that there are certain technologies that have an outsize impact on the future, and they have decided to focus their attention therein. For example, Quantum Computing, Biotechnology, Materials Science, along with specific applications of AI and Machine Learning (a recent report suggests that China has overtaken the US in the citations of their papers in AI).Such a direction would not be particularly surprising. A much-cited article by C K Prahalad (“The Core Competence of the Corporation”, Harvard Business Review, 1990) made a comparison between GTE and NEC, and concluded that the latter handily defeated the former by concentrating on the crucial technology of the then-future, semiconductors. Others, for instance Scott Adams (cartoonists often have surprisingly sage perspectives), have suggested that China’s management model is engineering-driven and is thus focused, ruthless and unaffected by the legal hair-splitting that bedevils many other countries, including India. Thus, industrial policy could well be a sensible way of dealing with the uncertainties of the future. Japan’s MITI tried to guide industry in the 1980s and 1990s with mixed results, but China’s mandarins may well believe they have a better handle on reading the tea leaves. There is the other side of the picture, which is quite relevant to India as well. What is considered the ‘tech industry’ in the US these days consists of a number of behemoths in what is loosely referred to as Silicon Valley, although several of them, such as Microsoft and Amazon are actually in Seattle. The usual suspects include, apart from the above, Google parent Alphabet, Facebook and Apple. In a sense, the Chinese are asking a very good question: what exactly is high-tech about these companies? It is true that they are extremely successful financially, in fact spewing out oodles of cash, and some are valued in trillions of dollars, but exactly what is their innovation? Take Apple, for instance. Yes, it is true that the iPhone, which debuted a decade ago, was revolutionary, but what have they designed lately? Not to be dismissive, but Facebook and Google do ‘surveillance capitalism’, basically selling their users to advertisers. Amazon and Microsoft are soaring on the basis of their cloud-computing infrastructure. But one could argue that they are merely milking their innovations of a decade ago, and don’t have much of a recent product line that creates a ‘moat’ for them, or in MBA-speak, a ‘blue ocean’. The same question can be asked of India’s lionized unicorns, of which here is a partial list as per the Economic Times a few days ago. Exactly what earth-shaking and life-changing innovations do they bring to the table? Yes, if they have managed to build big, loyal customer bases, sure, that can be of value. But just copying and indigenizing business models successful elsewhere is not exactly setting the stage for world-beating companies.To put it bluntly, the Chinese may be calculating that Silicon Valley’s best brains are now engaged in minutely tweaking algorithms to capture the attention span of customers, and are not thinking of solving the world’s problems. For instance, Silicon Valley engineers have been notably less than successful in addressing climate change or even the Wuhanvirus/Covid-19 pandemic. The Chinese may have a point, and India’s policy makers should take note. There has long been disquiet about India’s very successful IT services companies based on the fact that they have, nevertheless, left little by way of a technology legacy the way early Silicon Valley pioneers such as Hewlett Packard and Fairchild Semiconductor did. Triumphalist hubrisChina has good reason to believe they have won. They have, for all practical purposes, created a new world order dominated by them. Just think of what they have done lately in terms of riding roughshod over the world. Nobody would dare to demand reparations from them for what could be construed as the crime against humanity of 4 million dead from the virus that arose in their country (and could well be something they designed in a lab). Similarly, they have captured the South China Sea, used their debt-trap diplomacy to extort their way to strategic assets, and cavalierly sent up rockets that might fall on anybody’s head. One could also make a cogent argument that they were able to harness their media and social media assets to defenestrate an American president they didn’t like. Not to mention the pandemic narrative that, for long, completely exonerated them from any blame. I wouldn’t blame them for quietly celebrating a little, or for believing they have cracked the puzzle of how to, if not make friends, at least influence people and get them to do anything they want. In this context, they have also infiltrated institution after institution, insinuated their cadres into positions where they could capture data or inventions from others, often illegally.Maybe they believe that they know so much about us that they, in effect, have incriminating evidence on us that they can use to intimidate us into doing their bidding. One example is the big super-apps from China: Tencent and Ant Financial, which have evolved into efficient ways of vacuuming up data from and about consumers. Unlike the American model of stand-alone apps that know a great deal about individuals, the super-apps offer a walled garden that has everything from payment to mutual funds to loans to travel agencies. These apps know so much about Chinese people that the government, using it,  is able to create the infamous social credit score for all residents. There have been overseas ventures as well. It is rumored that Chinese-branded smartphones and surveillance cameras may well be capturing and transmitting data to their servers back home. There is also the story of the African Union, whose building was constructed by China. It is said that every day at 5pm, all the confidential conversations in the building were transmitted back to China.There is also the sinister story of the Chinese gene company BGI group. According to a Reuter’s story (“China’s gene giant harvests data from millions of pregnant women”) their prenatal tests were “developed in collaboration with the country’s military” and they are using them to “collect data from millions of women for sweeping research on the traits of populations”. Perfect information, one could imagine, for well-targeted biological weapons.It may well be that the Chinese have decided they know enough from snooping; they don’t really need the super-apps any more, and so they are cut loose. In their triumphalist fantasies, there is nothing that prevents them from reclaiming their (mythical) ‘Middle Kingdom’ status, the center of the Universe.The art of ju-jitsuThe very strengths of the West are being deployed against it by the Chinese, who also believe that their model of “capitalism with Chinese characteristics” ie. the private sector is ultimately subservient to the State, is the right model for the rest of the world, rather than the buccaneer capitalism exemplified by the US. That anyway is CCP dogma, and it appears that they are proving it too.Consider the (erstwhile strengths of the West, especially the US, that China has usurped:Manufacturing: hollowed out, and China owns the supply chain nowInnovation and R&D: now confined to tweaking social media applications. China also sends it bright students to learn at the best US universities and then bring the knowledge back home with themEducation: while ‘woke’ dogma and the cancel culture are dumbing-down US students, China is deprecating its own online education companies because it doesn’t want rote learning and exam hell, but problem-solving skills and creativity/innovation in its children and college students. Finance: Wall Street has been able to crush competitors in the past (for instance, they did something to Japan, I am not sure exactly what, to bring its meteoric rise to a halt), but now they are hand in glove with China. The Wall Street Journal wrote a year ago that “China has one powerful friend left in the US: Wall Street”Marketing: the narrative building that China does is world-class, and it has bought its way into media (for instance, it is alleged by nationalinterest.com that the WSJ got $6 million and the Washington Post $4.6 million from China). The obvious biases in social media and in mainstream media (apparently including science and medicine journals The Lancet and Nature) support this perspectiveCapitalism: Investors have made much money in the tech runup in the US, but they also lost a lot when China decided to make a policy change. According to the WSJ, “Investors lost hundreds of billions in July”, which means that the very ideas of capitalism are being deprecated in plain sight by China.A case can be made that it is not any longer a single point attack by China, but “unrestricted warfare” as in the infamous book by two Chinese colonels. They are single-mindedly on the warpath, and they intend to do anything, I mean anything, to win. The skirmish over the technology companies should be seen in that light. From an Indian point of view, it would be foolish to surmise that China has actually won: the much better lesson would be to take the good part of their industrial policy and to figure out how India can leverage the exodus of investors and funds from Chinese firms to create long-term competitive advantage. 1600 words, 13 Aug 2021 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit rajeevsrinivasan.substack.com

Wir sprechen über den Status quo auf dem Markt, blicken nach China und diskutieren, wie die Digitalisierung der Versicherungsbranche im Vergleich zur Bankbranche vorangeschritten ist.

Alibaba subsidiary Ant Group Financial was headed for a highly anticipated IPO that was quickly pulled back when the Chinese Government imposed a much stricter regulatory structure. Now people are wondering if the IPO is curtailed for good, or what would need to happen for it to move forward. We are also wondering what these regulatory movements could mean as a pre-curser to increased regulatory scrutiny in the west. We spoke with Chong Li, Director of Government Relations and Strategic Partnerships here at Ascential, and with Sampath Sharma, Associate Research Analyst for APAC Fintech at S&P Global Market Intelligence, to understand what the new regulatory measures mean for Alibaba and Ant Financial, and when or if we can expect an IPO. Guests: Chong Li, Director of Government Relations and Strategic Partnerships, Ascential, Sampath Sharma, Associate Research Analyst for APAC Fintech at S&P Global Market IntelligenceHosts: Will Haskins, Content Director, Money20/20 AsiaRachel Morrissey, Executive Podcast Producer, Money20/20 Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, AscentialWill Haskins, Content Director, Money20/20 Asia

The Didi Global IPO feels like a fiasco - company goes public one week, gets booted from the app store by Chinese regulators the next. With RLX Technology undergoing a similar crackdown earlier this year, and with Ant Financial still being kept off the market, and with concerns around Jack Ma's well-being in light of his criticism of the government, it's not a huge surprise most big-name Chinese stocks on the U.S. markets are trading poorly. A lot of questions arise, but the most basic one - can you invest in these stocks? In this week's episode we talk about Didi and what the various parties' motivation might be, what might make the picture clearer, and whether you can really invest in Alibaba, as well as whether that matters. Topics Covered 3:15 minute mark – What to make of the Didi crackdown 8:30 – Are China ADRs investible? 14:15 – What does an ADR actually get you? 22:15 – Considering the Chinese government's calculus 25:15 – The difficulty of establishing an edge in these names 33:15 – Norms and flows, betting vs investing 39:15 – How much the right price can matter 47:15 – Revisiting the “Amazon of China” idea 52:45 – The Sina example 57:15 – U.S. Sino accords and balances of power 1:06:15 – Investing in China-based companies

Our guest this week is Riddhiman Das, Chief Executive Officer @ TripleBlind. We cover the advent of Enterprise Data Privacy as a Service, Riddhiman's experience at Ant Financial uncovering the problem that TripleBlind solves today, and what the future holds for privacy in financial services. Helpful links: https://twitter.com/rdasxy (Riddhiman on Twitter) https://tripleblind.ai/ (TripleBlind Website) https://twitter.com/TripleBlindAI (TripleBlind on Twitter) We want to hear from you! Reach out to the host and producer personally at zach@bond.tech if you want to dive deeper, suggest topics, or learn more about what we do at Bond. Otherwise, to learn more about Bond, you can always send us a note at hello@bond.tech.

Due to the pandemic, lockdowns, work from home, social distancing, and contactless deliver have become common terms. Due to these safety hazards, instead of making payments by cash, customers started to pay more online. This saw a surge in both, the number of new e-wallet users and the volume of transactions made. This change is set to continue with e-wallets offering users a convenient and swift way of making their transactions online. Globe Fintech Innovations is a partnership between Globe Telecom, the Ayala Corporation and Ant Financial, and provides innovative and first-in-world fintech solutions to consumers, merchants, and organizations. It operates two fintech companies, one of which is- GCash, a micropayment service that transforms the mobile phone into a virtual wallet for secure, fast and convenient money transfer. To gain deeper insights into how the Fintech sector in emerging markets has evolved and grown over the past year, we caught up with Oscar Patrick Pobre, VP - Decision Science & Data Monetization at Globe Fintech Innovations. Oscar shared insights on: The rise of GCash amidst the pandemic Improving customer engagement and retention for an innovative and new product or service How to measure the success of your marketing campaigns and the key metrics to monitor Common pitfalls for marketers to be cautious about Tune in to learn how the fintech industry is evolving rapidly by adopting the latest developments in the digital landscape.

Paul Andrews, outgoing Secretary General of the International Organization of Securities Commissions, joins us to discuss global coordination of financial market regulation, IOSCO's role in promoting financial stability, and views on regulatory developments related to GameStop, SPACs, Ant Financial, and ESG disclosure.

In this episode the pack travels back to China in search of Jack Ma. We bring back  China accounting expert Professor Paul Gillis and new to the pack, Herb Greenberg.  We dive into the reasons why, and not for the first time, Jack Ma has been removed from the public.   We also get an in-depth look at how Alibaba became the giant it is and was able to crush its competitors in China.  Paul and Herb share some of the details from the IPO, red flags that created the ongoing SEC investigation and the problems that Jack may have created with Ant Financial.   Enjoy this discussion from our panel of some of the worlds best in finance.   2:22 What the hell is going on with Jack Ma 5:32 History of the Tech in China and Alibaba 8:20 China starts to Evolve and attempts to reign in some of the bigger companies  10:16 Jack Ma gets his first billion and destroys EBAY 14:50 IPO's VIE's and are they really worth the paper they are printed on 18:30 Alibaba has some issues with their accounting and even MIT cant figure it out 28:00 The Ant Financial IPO 35:16 Trump now Biden and China what will happen 40:00 China, future frauds and will the SEC be a toothless tiger

In this episode of This Is Series A, Talia Goldberg and Jeremy Levine speak with Adam Dell, American venture capitalist, early investor and board member in OpenTable, and founder and CEO of Clarity Money, a personal financial management tool that helps people bring more transparency to your spending. The company was acquired by Goldman Sachs in 2018. Adam Dell is now a Partner and Head of Product at Marcus by Goldman Sachs. Takeaways: Why digital neo-banks are beneficial for consumers: “The internet and its reach will reduce the need for regional and local banks. The notion that you need a traditional branch to walk into is going away in the mind of the consumer. (Somebody has to pay for those marble columns and that burden has been on the consumer.) If a consumer can get a digital experience that allows them to do the things they need to do without having a physical branch, there's an enormous cost advantage.” The future of US banking is seen in APAC: “I look to Asia as an example of what is to come in terms of personal finance trends. Ant Financial demonstrates the power of gamifying finance — Ant Financial offers rewards to its consumers for good financial behavior and also puts incentives in place to drive better habits. It's a win-win for the company and the consumer. The most direct and important competitors in the personal finance ecosystem will not be traditional incumbent banks, but will be the Googles, the Apples, the Amazons of the world.” Financing advice from someone who's been on both sides of the cap table: “I raised money from people who knew me well and who were essentially making a bet on two things, the market and me. Many venture investors distill their investment thesis to those two things. Is this the right individual and is this the right opportunity within the market? I had some advantages there because the folks who backed me, again, as I said, have known me for a long time and have seen how I operate and how I try to tackle problems. The other thing I would say is that momentum is a very powerful thing when you're raising money. There's a fear of missing out on the next big thing and entrepreneurs can leverage that. The other thing is that I priced the Series A in a very reasonable way. (We raised three million at nine-pre.) It was a very modest, appropriate size of capital for the problem I was trying to solve in the first stages of the business." Advice on how to bring others along your entrepreneurial journey: “It's important to not be greedy with equity with your fellow teammates in this endeavor. I was very fortunate to find a VP of engineering, a head of data science, a head of data engineering, a head of mobile engineering. And I was generous with them from an equity standpoint because I knew that I needed them. One of the things that I fully believe is that spreading the equity-wealth gets people to feel as though this is part of their journey as well. And this is not a job, this is a mission. If they feel like an owner, they will give you more than you would get if they are just a salaried employee.”

Der Börsengang von Ant sollte der größte der Welt werden, aber 36 Stunden vor Vollzug zieht die chinesische Finanzaufsicht die Notbremse. Gründer Jack Ma hatte sie mit einer Rede gegen sich aufgebracht. Aber das ist nur die halbe Wahrheit. Die kleine Ameise scheint selbst der Volksrepublik zu groß.Haben Sie Themenvorschläge? Schreiben Sie Christian Herrmann auf Twitter: twitter.com/chrherrmann Unsere allgemeinen Datenschutzrichtlinien finden Sie unter https://datenschutz.ad-alliance.de/podcast.html Unsere allgemeinen Datenschutzrichtlinien finden Sie unter https://art19.com/privacy. Die Datenschutzrichtlinien für Kalifornien sind unter https://art19.com/privacy#do-not-sell-my-info abrufbar.

Ant Financial is no longer going public after Chinese regulators announced new financial regulatory rules at the last minute. What's next for the payments giant, Alibaba, and Jack Ma? Presented by: The Quarter-Life Investor (https://www.quarterlifeinvestor.com) --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

The suspension of Ant Financial's $35 billion IPO sent shockwaves across the globe, but there is an even larger story coming out of China that no one is talking about: the 5th Plenum. Tune in to learn about how the outcome of the Chinese Communist Party's latest gathering works in concert with Ant's IPO suspension to truly explain the state of the Chinese economy and what that means for the world.

Pfizer announced a Covid-19 vaccine that's 90% effective in preventing the disease, weed and sports betting is now legal in several new states, Uber, Lyft and Instacart score a big win in keeping the gig economy status quo, and Ant Financial is no longer going public after Chinese regulators announced new rules at the last minute. Presented by: The Quarter-Life Investor (https://www.quarterlifeinvestor.com) --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

You don't need pockets as deep as Jeff Bezos' to get investment exposure to commercial real estate. John Worth, EVP of Research and Investor Outreach at Nareit, an association representing the commercial real estate industry, shares with us how easy it is to invest in REITs and why he expects a rebound in properties such as hotels and other leisure properties that have been affected by the dramatic drop in tourism. Dion and Dan also talk about the election impact on markets, and how Ant Financial's IPO halt is a wakeup call for Jack Ma and a reminder to him for "who his daddy is." --- Send in a voice message: https://anchor.fm/market-banter/message

Now valued at the GDP of Finland, Ant Financial set a record for the largest-ever IPO and raised just under $35 billion in Hong Kong and Shanghai. Presented by: The Quarter-Life Investor (https://www.quarterlifeinvestor.com) --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

We discuss Goldman Sachs completing its international vacation of fines to settle the 1MDB scandal, Ant Financial set a record for the largest ever IPO, Dunkin exploring a potential sale worth $9 billion, and Robinhood users getting robbed after their passwords were stolen. Presented by: The Quarter-Life Investor (https://www.quarterlifeinvestor.com) --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

The long-anticipated IPO of Alibaba-affiliated Chinese fintech giant Ant Group could raise tens of billions of dollars in a dual-listing on both the Shanghai and Hong Kong exchanges. Shares for the company formerly known as Ant Financial are expected to price at around HK$80, or roughly 68 to 69 Chinese Yuan. The company is selling […]

More top news: China pours billions into blockchain and other infrastructure. Ant Financial's new smart contracts. VC in Singapore and India.

On this episode, we'll continue our world tour with stops in Kazakhstan, China, Russia, Europe, Africa, and Southeast Asia.  While trust remains at the heart of e-commerce wherever it's taking place, we see that trustworthiness takes different forms based upon variations in infrastructure. We'll also continue to see that e-commerce has not only transformed the experience of the largest companies in the biggest cities, but also of the rural farmer in a tiny far-flung town.   You'll hear from Pierre Poignant (CEO of Lazada), Kalyan Krishnamurthy (CEO of Flipkart), Sacha Poignonnec (CEO of Jumia), Ilya Shirokov (CEO of Joom), Chen Long (Former Chief Streategy Officer of Ant Financial; Director of Luohan Academy at Alibaba Group), and Alexios Shaw (Former GM of Lamoda).

The common thread that pulls through e-commerce stories around the world is the focus on connectivity, security, community, and ultimately trust. And trust in e-commerce is not inevitable. Policymakers, business leaders, and technologists around the world have made intentional decisions to make the e-commerce infrastructure trustworthy. E-commerce is enabled by the coming together of payments, logistics, and communications systems, a massive project undertaken by both private and public sector actors.  You'll hear from leaders of some of the largest e-commerce companies: Susan Segal (Board member of Mercado Libre), Kalyan Krishnamurthy (CEO of Flipkart), Pierre Poignant (CEO of Lazada), Sacha Poignonnec (CEO, Jumia), Tan Tin Wee (Chief Executive of Singapore's National Supercomputing Centre; Internet Hall of Fame 2012), Geoff Huston (Chief Scientist at the Asia Pacific Network Information Centre, Australia; Internet Hall of Fame 2012), and Chen Long (Former Chief Streategy Officer of Ant Financial; Director of Luohan Academy at Alibaba Group).