Podcasts about chief insurance officer

In this episode, Nicole Farley, VP of Carrier Operations at Bold Penguin, sits down with Chief Insurance Officer at Coterie, Bobbie Collies, to discuss the current landscape of small commercial insurance, the trends shaping the market for independent agents, and how Bold Penguin and Coterie Insurance are innovating to support agents in navigating these changes. Nicole highlights the importance of technology, market access, and the evolving needs of agents in a hardening market. Nicole also shares success stories of agents leveraging Bold Penguin's platform to expand their reach and improve their operations.Key Takeaways: - The hard market continues to impact independent agents significantly.- E&S products are gaining traction due to market conditions.- Cross-selling opportunities are crucial for increasing policy counts.- Agents are expanding their business into new territoriesBold Penguin: Learn More: https://www.boldpenguin.com/Follow them on LinkedIn: https://www.linkedin.com/company/bold-penguinFollow Nicole on LinkedIn: https://www.linkedin.com/in/nicole-farley-a2153730/Coterie Insurance: Learn More: https://coterieinsurance.com/Follow us on LinkedIn: https://www.linkedin.com/company/coterieinsuranceFollow Bobbie Collies on LinkedIn: https://www.linkedin.com/in/bobbiecollies/Chapters: 00:00 Introduction to Bold Penguin and Nicole Farley01:49 Current Trends in Small Commercial Insurance04:17 Navigating Market Changes and Supporting Agents05:19 Innovations in Technology and Agent Enablement09:25 Success Stories and Growth Metrics12:06 Nicole's Journey and Bold Penguin's Evolution13:50 Engaging with Bold Penguin and Closing Thoughts15:40 Outro Keywords for this And I Quote podcast episode brought to you by Coterie Insurance: Bold Penguin, insurance technology, independent agents, commercial insurance, market trends, agent support, technology innovations, success stories, insurance industry, Nicole Farley

Tony chats with Stephanie Mier PIR, Chief Insurance Officer at ServiceUp, an all-in-one digital platform for all things auto repair, from fleet to consumers and everything in between. Their focus is decreasing cycle time and severity when it comes to auto claims. ServiceUp holds your insured's hand through the repair process, with 24/7 updates and a lifetime warranty on the repairs. Stephanie Mier: https://www.linkedin.com/in/stephaniejmier8675309/ServiceUp: https://www.serviceup.com/platform/insuranceVideo Version: https://youtu.be/xk8ZL1k9ckU

The “flavor of the month” in retirement plan ERISA lawsuits seems to be 401(k) forfeiture reallocation cases, where employers are accused of using forfeited funds to benefit the company instead of plan participants.Richard Clarke, Chief Insurance Officer at Colonial Surety Company, a leading direct seller and writer of surety bonds, joins the 401(k) Specialist Podcast to address why plan sponsors need to remain vigilant and have the proper guardrails in place to mitigate the risk of a costly lawsuit.He'll also talk about some of the new SECURE 2.0 provisions and how plan sponsors can safeguard against fiduciary breaches resulting from the new provisions.Key InsightsRise in 401(k) Forfeiture Lawsuits: ERISA lawsuits targeting 401(k) forfeiture reallocations are increasing, with plan sponsors accused of misusing forfeited funds instead of reinvesting them for participants​.Fiduciary Liability Risks: Plan fiduciaries face personal liability if forfeitures are not handled in accordance with ERISA guidelines, emphasizing the need for proper safeguards​.Secure 2.0 Compliance Challenges: New Secure 2.0 provisions create compliance hurdles for plan sponsors, including higher RMD ages, emergency withdrawals, and expanded eligibility rules​

In2Leadership keynote speaker Dale Porfilio, FCAS, MAAA, is the Chief Insurance Officer for the Insurance Information Institute (Triple-I) and President of the Insurance Research Council (IRC). In these roles, he leads the research and education activities of both organizations, working closely with Triple-I and IRC subject-matter experts to develop data-driven industry insights and analyses. Dale previously worked at Genworth Financial, Kemper, and Allstate for a total of 29 years. Dale is a Fellow of the Casualty Actuarial Society (FCAS) and Member of the American Academy of Actuaries (MAAA). In this episode of In the Know, Chris Hampshire and Dale discuss climate change, legal system abuse, and some of the topics that Dale will be addressing as the keynote speaker at April's In2Leadership conference.   Key Takeaways   Dale grew up knowing that insurance was always a career option. Actuarial sciences allowed Dale to apply his strengths to insurance organizations. The 2025 insurance industry is in a dynamic state. The outstanding response of the insurance industry to climate change. Risk-based pricing is a critical consideration for carriers' actuarial goals. The importance of allowing market competition and less regulatory restrictions. The name “legal system abuse” does matter. Developments in the legal system abuse sphere. The impact of third-party litigation funding on the commercial sector. Strategies for improving the practice of third-party litigation funding. Dale's pragmatic take on the five-year future of the insurance industry. Embracing technology in ways that are helpful to the future of insurance.   Quotes “For me, I always knew that insurance was an option.” “The 2025 insurance industry is in quite a dynamic state.” “Allowing market competition and less regulatory restrictions is helpful overall.” “How can we make the practice of third-party litigation funding as healthy as possible?” “Insurance companies are here to make people whole. We don't always need to have attorneys involved at the level they are today.”  

Bobbie is Chief Insurance Officer at Coterie - prior to this role, she was Coterie's first VP of Distribution, and Chief Growth Officer.  At Coterie, Bobbie oversees underwriting, capacity, distribution, marketing and agency experience.  Prior to Coterie, Bobbie was the VP of Strategic Distribution at Grange Insurance, cultivating successful strategic partnerships with established, new and emerging distribution partners – with a strong focus on strategy and innovation.  Bobbie started her insurance career as a Commercial Lines underwriter and manager at Society Insurance, and held leadership positions at QBE, SECURA, and Grange Insurance. Bobbie holds a BBA in Marketing & Human Resources from the University of Wisconsin Oshkosh. Highlights from the Show Coterie is a Small Business-focused MGA offering core P&C products via agents, founded by David McFarland, who was on the show earlier in their journey to share their story Bobbie Collies joined to lead up distribution, and her responsibilities expanded into her current position as Chief Insurance Officer She gave an update of Coterie's business, including: Evolved distribution efforts that are more focused, scalable and effective, with them now having onboarded 40,000 agents Success in deploying APIs throughout the process, with 50% of transactions happening over API today (and growing) The continued use of AI and ML in their business, which has always been very data and analytics-focused, but they look at new and better ways to evaluate risk and operate the business Growth in average premium from $800 to $1800 over the past couple of years ITC is a great chance for Coterie to meet with a lot of their agent partners to talk about planning for the year ago and to keep a pulse on new technologies and innovations that could move the market and support their business going forward. This episode is brought to you by The Future of Insurance thought leadership series, available globally from Amazon in print, Kindle and Audible audiobook. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

Canadian travel expert and co-founder and Chief Insurance Officer at Goose Insurance, Pamela Kwiatkowski, spoke to Andrew Carter about how travel insurance works during an airline strike.

Join us for an insightful conversation with Alessa Quane, Executive Vice President and Chief Insurance Officer at Oscar Health. Alessa discusses key healthcare trends, including consumer expectations, ACA growth, and disruptive technology, while highlighting Oscar Health's innovative HolaOscar program for the Hispanic and Latin communities.

This episode of The Pilates Business Podcast with host Seran Glanfield dives into the essential world of business insurance for Pilates studios.  Join Miriam Ball, Chief Insurance Officer at Alternative Balance, as she unpacks the importance of liability coverage,  discusses general vs. professional policies, and clarifies coverage for independent contractors and employees. Learn about  unique considerations for the wellness industry, including cyber liability, the use of waivers and participant accident coverage. Don't miss insights on  reviewing your policy for changing needs and ensuring your studio is protected against business interruptions or property damage. 

We spoke with Peuli Das, Chief Insurance Officer at Future Generali India Life Insurance Company, a leading life insurance company headquartered in Mumbai offering total life insurance solutions across individual and group front. Peuli earlier served as MD, Actuarial, Insurance Analytics, and Artificial Intelligence at Accenture and as the Chief and Appointed Actuary in IndiaFirst. Her prior experiences include working in India and abroad for leading brands such as, Reliance Life, Exide Life, HDFC Life, New York Life, and Deutsche Bank. We gain a basic primer on insurance, what new-to-insurance policyholders should think of when they are buying life insurance, product innovation, mis-selling, inherent risks, role of technology, and regulatory developments which support insurance penetration, policyholder education, and changing customer preferences. Hope you enjoy this TRANSFIN. Podcast with Nikhil Arora and Sharath Toopran, where we converse with entrepreneurs and business operators running successful startups, profitable SMEs and family promoted firms on one end, and top investment professionals representing VC/PE/credit funds on the other.   The objective is to bring out an "actionable" perspective converging the world of business and investing.   If you're a founder and if you'd like us to drill down your model, feel free to drop us a line at edit@transfin.in

Tony chats with Taylor Walker, Chief Insurance Officer at LoadSure. They are making waves for insurance brokers in the market. Data-powered AI-pricing for freight insurance. In the past a piece of complex business in the ocean cargo market would take a couple of days, with LoadSure it can be immediate or take less than a minute. If you're in the Ocean Marine Insurance space, you gotta listen to this one.Taylor Walker: https://www.linkedin.com/in/taylor-walker-1369535a/LoadSure: https://www.loadsure.net/Video Version: https://youtu.be/dOgi-M3hfTU

Parsyl is an integrated risk management and insurance solution for supply chains in food and health, which underwrites policies globally via its managing general underwriter in the US, its Lloyd's cover holder and its Lloyd's syndicate (Syndicate 1796).  Robin Merttens is joined by Gavin Spencer, Chief Insurance Officer at Parsyl, to discuss how the company is able to establish its identity as a data-led insurtech and a Lloyd's of London consortium. This episode touches on the importance of data in improving underwriting, growth and development of start-up businesses, as well as how traditional marketplaces can cooperate and collaborate with leaders of innovation. Talking points include: How Parsyl translates Math into English - the power of insights from data The low-hanging fruit model Lloyd's, consortiums, syndicates and more Data Darwinism If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn. Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. To find out more about InsTech, our membership and offerings visit www.instech.co or contact us hello@instech.co Continuing Professional Development - Learning Objectives InsTech is accredited by The Chartered Insurance Institute (CII). By listening to any InsTech podcast, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Explain the definition of a data-led insurtech Describe the role data plays in business growth Identify the key collaboration techniques to get the most out of your business model If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 265 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

Hear Jim Cristallo, Chief Insurance Officer at Meanwhile Inc. (a Bitcoin life insurer), talk about his InsurTech journey with host Blake Hill.

Our guests today are David Lau and Wade Pfau. These two individuals have been collaborating for quite some time to solve retirement income puzzles for investors. David has been doing it with DPL, bridging the gap between low cost insurance and Fee Only wealth management firms. On the other hand, Wade has been approaching retirement solutions from the academic lens with rigorous research.    In today's episode, we discuss the potential blind spot in Fee-Only wealth management firms as it relates to insurance and annuities, whether insurance and investments should be comingled and the concept of the outsourced Chief Insurance Officer. We break down the cost of certain products and discuss the puzzles that David and Wade are trying to solve for retirees seeking stable income sources. We also discuss if Ken Fisher is a fiduciary, what products should exist that don't currently exist, recreating your grandparents pension with lower cost products and whether long term care insurance products are cost efficient for retirees.    Wade will receive the award as the most resilient guest of the Investors First Podcast, as he was kind enough to join us while on a trip in Japan and even experienced two earthquakes while recording the episode.    Our host today is Steve Curley, CFA. Please enjoy the episode.   Follow CFA Society of Orlando on Twitter at @CFAOrlandoFL   Social Media:   LinkedIn Post (and Facebook): New episode w/ David Lau, DPL & Dr. Wade Pfau, RISA, hosted by Steve Curley, CFA.    *Breaking down a commission free insurance product *The challenges of market volatility and homemade dividends in retirement *Credit risk associated w/ the implicit guarantee in insurance products *Is Ken Fisher a fiduciary?   Enjoy!   Twitter Post: New episode w/ David Lau & Dr. Wade Pfau, hosted by Steve Curley, CFA. We break down commission free insurance products for Fee-Only Advisors, the challenges of homemade dividends for retirees with total return approaches, whether Ken Fisher is a fiduciary and the concept of the Outsourced Chief Insurance Officer.   https://www.dplfp.com https://risaprofile.com https://retirementresearcher.com/ https://www.mcleanam.com/ https://www.theamericancollege.edu/our-people/faculty/wade-pfau

In this episode, we are going to talk about Insurance, AI, and Tech. Will AI take over Insurance? See what Matt Sutika has to say about this. A  discussion about how artificial intelligence is impacting the insurance industry. Is Insurance Simple? Insurance is often perceived as a complex industry. However, that's not the case. If a customer requires internet leads, provide them with what they ask for. Ending with Matt's Advice; It's not to make it through in insurance, it's grind, grind, grind, till you hit it up. Tune in for a fun conversation on insurance and much more. Highlights:15:06- AI is going to take over?27:13- Insurance Is Simple39:48- Agencies' perceptions 48:33- Matt's Advice50:29- Insurance Is a gameThe Insurance Dudes are on a mission to find the best insurance agentsaround the country to find out how they are creating some of the top agencies. But they do not stop there, they also bring professionals from other industries for insights that can help agents take their agencies to the next level. The Insurance Dudes focus on your agency's four pillars: Hiring, Training, Marketing and Motivation! We have to keep the sword sharp if we want our agencies to thrive. Insurance Dudes are leaders in their home, at their office and in their community. This podcast will keep you on track with like minded high performing agents while keeping entertained!About Jason and Craig:Both agents themselves, they both have scaled to around $10 million in premium.  After searching for years for a system to create predictability in their agencies, they developed the Telefunnel after their interviews with so many agents and business leaders.  Taking several years, tons of trial and error, and hundreds of thousands of dollars on lead spend, they've optimized their agencies and teams to write tons of premium, consistently, and nearly on autopilot!LEARN MORE BY Registering for TUESDAY's LIVE CALL With The Insurance Dudes!Bio of Matt SutikaMatthew Sutika is an award-winning entrepreneur and business owner in the insuretech sector. Following a 5-year tenure as a top ranked State Farm agent, Matt founded Skylight Insurance and within two years, he grew it to be a $5M+ brokerage through unique partnerships and technology within the multi-family community, a staff of less than five, and zero marketing budget. Bridging tried and true insurance principals with tech, Skylight merged with Obie, an insurance distribution platform for real estate investors that employs more than 70 and has raised nearly $14M. Today, he serves as their Chief Insurance Officer.ReferencesWebsite:  https://www.obieinsurance.comTwitter - https://twitter.com/obieriskFacebook - https://www.facebook.com/ObieRisk/LinkedIn - https://www.linkedin.com/company/joinobie & https://www.linkedin.com/in/matthew-sutika-a9a98013a/

In this episode, we are going to talk about Insurance, AI, and Tech. Will AI take over Insurance? See what Matt Sutika has to say about this. A  discussion about how artificial intelligence is impacting the insurance industry. Is Insurance Simple? Insurance is often perceived as a complex industry. However, that's not the case. If a customer requires internet leads, provide them with what they ask for. Ending with Matt's Advice; It's not to make it through in insurance, it's grind, grind, grind, till you hit it up. Tune in for a fun conversation on insurance and much more. Highlights:15:06- AI is going to take over?27:13- Insurance Is Simple39:48- Agencies' perceptions 48:33- Matt's Advice50:29- Insurance Is a gameThe Insurance Dudes are on a mission to find the best insurance agentsaround the country to find out how they are creating some of the top agencies. But they do not stop there, they also bring professionals from other industries for insights that can help agents take their agencies to the next level. The Insurance Dudes focus on your agency's four pillars: Hiring, Training, Marketing and Motivation! We have to keep the sword sharp if we want our agencies to thrive. Insurance Dudes are leaders in their home, at their office and in their community. This podcast will keep you on track with like minded high performing agents while keeping entertained!About Jason and Craig:Both agents themselves, they both have scaled to around $10 million in premium.  After searching for years for a system to create predictability in their agencies, they developed the Telefunnel after their interviews with so many agents and business leaders.  Taking several years, tons of trial and error, and hundreds of thousands of dollars on lead spend, they've optimized their agencies and teams to write tons of premium, consistently, and nearly on autopilot!LEARN MORE BY Registering for TUESDAY's LIVE CALL With The Insurance Dudes!Bio of Matt SutikaMatthew Sutika is an award-winning entrepreneur and business owner in the insuretech sector. Following a 5-year tenure as a top ranked State Farm agent, Matt founded Skylight Insurance and within two years, he grew it to be a $5M+ brokerage through unique partnerships and technology within the multi-family community, a staff of less than five, and zero marketing budget. Bridging tried and true insurance principals with tech, Skylight merged with Obie, an insurance distribution platform for real estate investors that employs more than 70 and has raised nearly $14M. Today, he serves as their Chief Insurance Officer.ReferencesWebsite:  https://www.obieinsurance.comTwitter - https://twitter.com/obieriskFacebook - https://www.facebook.com/ObieRisk/LinkedIn - https://www.linkedin.com/company/joinobie & https://www.linkedin.com/in/matthew-sutika-a9a98013a/

In this episode of The Power Producers Podcast, David Carothers and co-host Kyle Houck interview Mike Seling, Vice President of Growth, and Jacob Geyer, Chief Insurance Officer at CompScience. Mike and Jacob discuss how CompScience offers a unique solution to the problem of workplace safety by utilizing computer vision technology and AI to detect potential risks and hazards in real-time. Episode Highlights: Jacob and Mike share their background and what led them to CompScience. (1:07) Jacob mentions that their mission is to use their technology to provide insights so that everybody can get home safely after their work shifts every single day. (4:18) Mike explains that CompScience provides free technology to pair with Workers' Compensation policies for employers with existing video cameras, and pays agents commission in either case. (12:54) Mike mentions that they also offer Risk Reports that help employers benchmark their losses and forecast savings, which can result in upfront credit, better pricing, and a reduction in exposure over time. (19:03)  Mike explains that they prefer to work with clients who have facilities with video cameras already in place or want to install them and that they do not sell or install cameras but offer solutions for contractors that focus on eliminating adoption hurdles and providing efficient services. (22:58) Mike mentions that although some agents may not see Workers' Comp as their primary focus, there are agents who are taking a risk management approach and are interested in making workplaces safer for their clients. (29:18) Mike shares that when working on an account with a retail agent, they insist on doing a demo with the client and want to meet with key decision-makers to walk them through their platform and show them how they do the risk report. (32:23) Mike explains that they are committed to competing on every account they can by offering competitive pricing and technology to make workplaces safer. (43:44) Tweetable Quotes: “Our mission here really, is we want to use our technology and provide insights to people so that everybody can get home safely after their work shifts every single day.” - Jacob Geyer “We see what people are doing when they think nobody's watching. So we're able to identify hazards better...And then really, at the end of the day, because of the use of video footage, we're shining a spotlight on the existing problem, better identify it, and then, frankly, work with that client to provide solutions.” - Mike Seling “We're not here to point fingers, we're here to provide solutions, to reduce risk, to have healthier workers and ultimately drive down their mind and lower their total cost of insuring risk.” - Jacob Geyer Resources Mentioned: Mike Seling LinkedIn Jacob Geyer LinkedIn CompScience David Carothers Kyle Houck Florida Risk Partners The Extra 2 Minutes

In this episode of The Power Producers Podcast, David Carothers and co-host Kyle Houck interview Mike Seling, Vice President of Growth, and Jacob Geyer, Chief Insurance Officer at CompScience. Mike and Jacob discuss how CompScience offers a unique solution to the problem of workplace safety by utilizing computer vision technology and AI to detect potential risks and hazards in real-time. Episode Highlights: Jacob and Mike share their background and what led them to CompScience. (1:07) Jacob mentions that their mission is to use their technology to provide insights so that everybody can get home safely after their work shifts every single day. (4:18) Mike explains that CompScience provides free technology to pair with Workers' Compensation policies for employers with existing video cameras, and pays agents commission in either case. (12:54) Mike mentions that they also offer Risk Reports that help employers benchmark their losses and forecast savings, which can result in upfront credit, better pricing, and a reduction in exposure over time. (19:03)  Mike explains that they prefer to work with clients who have facilities with video cameras already in place or want to install them and that they do not sell or install cameras but offer solutions for contractors that focus on eliminating adoption hurdles and providing efficient services. (22:58) Mike mentions that although some agents may not see Workers' Comp as their primary focus, there are agents who are taking a risk management approach and are interested in making workplaces safer for their clients. (29:18) Mike shares that when working on an account with a retail agent, they insist on doing a demo with the client and want to meet with key decision-makers to walk them through their platform and show them how they do the risk report. (32:23) Mike explains that they are committed to competing on every account they can by offering competitive pricing and technology to make workplaces safer. (43:44) Tweetable Quotes: “Our mission here really, is we want to use our technology and provide insights to people so that everybody can get home safely after their work shifts every single day.” - Jacob Geyer “We see what what people are doing when they think nobody's watching. So we're able to identify hazards better...And then really, at the end of the day, because of the use of video footage, we're shining a spotlight on the existing problem, better identify it, and then, frankly, work with that client to provide solutions.” - Mike Seling “We're not here to point fingers, we're here to provide solutions, to reduce risk, to have healthier workers and ultimately drive down their mind and lower their total cost of insuring risk.” - Jacob Geyer Resources Mentioned: Mike Seling LinkedIn Jacob Geyer LinkedIn CompScience David Carothers Kyle Houck Florida Risk Partners The Extra 2 Minutes

Matt Sutika is the Chief Insurance Officer at Obie, an insurtech company that focuses on quick insurance quotes for multifamily rentals. Matt talks about how more professionals are entering the insurance industry with more intentionality than ever before, what it means to brokers when there are more insurance purchasing options available online, and why insurance tends to be a more stable industry than any other industry out there during recessions and bear markets.   Key Takeaways: A little bit about Matt and the type of work he does. Where does the name Obie come from? You have to meet people where they're at and then leverage technology to service them to bigger heights. Matt shares his thoughts on being around the “gold rush” of VC capital when they were heavily investing in insurtech a few years ago. Matt talks about his biggest hero; his father. For the longest time, insurance used to be a fallback for so many people, but this is not the case today. The great thing about insurance is that it always renews and people have to have it. You can build a lot in a bear market in insurance. Market uncertainty doesn't seem to affect insurance as badly compared to other industries. Will the need for insurance brokers go extinct as more people purchase online? A lot of brokers were limited by their own state. This is no longer the case. What percentage of Matt's business involves Airbnb rentals? What are some best practices to insure a rental property? A lot of businesses unfortunately have to make that tough decision between what they can cover vs. what they can afford. Matt doesn't believe in insurance scare tactics. It's about sitting down and asking honest questions. Matt isn't the best when it comes to reading full-fledged books, but he loves the Blinkist app.   Mentioned in This Episode: Obieinsurance.com Matt on LinkedIn  

In this episode of The Real Build, I sat down with Matt Sutika of Obie, an Insurance company specializing in insurance for landlords and investors. Matt is the Chief Insurance Officer at Obie, the leading platform for real estate investors to get insurance. By leveraging data and advanced tech, Obie delivers a modern experience for today's real estate investors in all 50 states and has bound more than $5 Billion in property value. Obie has gained significant market penetration through strategic partner integrations with lenders and other popular rental management platforms. Since 2017, Obie has raised nearly $14M, employs 70+ employees, and has two central office locations in IL and FL. Matt is an award-winning entrepreneur and business owner in the insuretech sector. Following a 5-year tenure as a top ranked State Farm agent, Matt founded Skylight Insurance and within two years, he grew it to be a $5M+ brokerage through unique partnerships and technology within the multi-family community, a staff of less than five, and zero marketing budget. Bridging tried and true insurance principals with tech, Skylight merged with Obie, an insurance distribution platform for real estate investors. Guest Info: Matt Sutika Linkedin: linkedin.com/in/matthew-sutika-a9a98013a Website: https://www.obieinsurance.com/ Host Info: Email: Bill@rkreiman.com CONNECT WITH ME ON SOCIAL MEDIA: ▶︎ YOUTUBE | https://www.youtube.com/channel/UCxAdSxHN0dIXZPhA-6p1HYA ▶︎ INSTAGRAM | https://www.instagram.com/imbillreiman ▶︎FACEBOOK| https://www.facebook.com/billy.reiman ▶︎ LINKEDIN | https://www.linkedin.com/in/bill-reim... ▶︎ TWITTER | https://twitter.com/ImBillReiman ▶︎ WEBSITE | https://www.rkreiman.com

Arik Shpak is Co-Founder and Chief Insurance Officer at Connected insurance, focused on the creation of new insurance markets in the "sharing economy" such as transportation and mobility. These new markets are growing at over 30% per year but lack of traditional actuarial models and experience.  Connected helps any sharing economy business embed insurance into their product offering creation. Their technological invention is to utilize advanced event sourcing technology and provide real-time data analysis algorithms and machine learning. This helps fill the gap on actuarial data and discovers a way to price and write the required insurance. Arik is former the head of innovation at Kesh Underwriters, and an insurance broker at Shepherd Compello Ltd in London (a Lloyd's Broker and Coverholder). He describes how he sees what Lloyd's is doing in discovering and innovating new insurance markets as being a true basis for the insurance world. Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

In dieser Folge des Digital Insurance Podcast spreche ich mit Eric Schuh, Chief Insurance Officer und CFO bei der ELEMENT Insurance AG. Die ELEMENT Insurance AG ist ein B2B-Digitalversicherer und agiert europaweit. ELEMENT ist Europas einziges InsurTech, das vollständig cloudbasiert funktioniert. Amazon, Google und Co. sind auf dem Weg in den Versicherungsmarkt. Eric Schuh traut ihnen einiges zu. Amerikanische Großkonzerne seien es gewohnt “kontinental und global” zu denken, sagt er. Sie sind es gewohnt, stets nach skalierbaren Lösungen zu suchen. Europa sei aber nicht “von der Landkarte her” zu betrachten. Die Regulatorik und Gesetzgebung sei entscheidend. Amerikanische Großkonzerne sind zunächst im UK-Markt eingestiegen. Auf die Frage nach den Gründen verweist Eric auf die gemeinsame Sprache und ein vergleichbares politisches System. Auf lange Sicht gesehen wird der Rest Europas ebenfalls interessant für die Großkonzerne aus den USA. Gerade Deutschland sieht Eric als “anglophiles Gebiet”. Zudem stellt man den größten Markt Europas dar. Im Gegensatz zu den USA habe die EU außerdem einen entscheidenden Vorteil: Die Personenfreizügigkeit und die Dienstleistungsfreiheit. Links in dieser Ausgabe Zur Homepage von Jonas Piela Zum LinkedIn-Profil von Jonas Piela Zum LinkedIn-Profil von Eric Schuh Vertrauen Sie auf Ihren guten Ruf? Er ist Ihr Versprechen an Ihre Kunden. Mit ProvenExpert bauen Sie online Vertrauen auf, indem Sie authentische Kundenstimmen nutzen und sichtbar werden. Für unsere Hörer gibt es hier alle Infos sowie ein exklusives Angebot, um eure Online Sichtbarkeit durch Kundenbewertungen auf ein neues Level zu heben! geht es zu Ihrem exklusiven Angebot als Zuhörer des Digital Insurance Podcasts. ProvenExpert – Für alle, die wissen, dass Vertrauen mehr wert ist als Gold KI, Dynamisches Pricing, Embedded Insurance, Nutzungsbasierte Versicherung – Keylane setzt diese Themen bereits seit Jahren erfolgreich mit ihren Kunden um. Willst Du wissen, wie das funktioniert? Folge oder schreibe Keylane bei LinkedIn. Keylane – Unlock tomorrow! Das Digital Insurance Job Board ist live! Du suchst einen Job im Versicherungsumfeld mit Perspektive, spannenden Themen und in einem innovativen Team? Hier findest du die aktuellsten Stellen rund um Digital Insurance im DACH Raum.

Are you treating insurance like a commodity?We made that same mistake early in our syndication journey. But now we look for the best combination of value and quality we can get.Matthew Sutika is Chief Insurance Officer at Obie, a company working to provide a simple, affordable and transparent insurance experience for landlords and investors.Matt is an award-winning entrepreneur and business owner in the multifamily and habitational insurance sector. He also invests in real estate and early-stage insurance and tech startups.On this episode of Financial Freedom with Real Estate Investing, Matt joins me to explore the false beliefs investors have about insurance and explain what coverage decisions to look at with your insurance broker after close.Matt offers advice on getting insurance costs right in your underwriting, sharing his list of GOTCHAS that drive up premiums for multifamily.Listen in for Matt's insight on managing rising insurance costs and find out if Obie Insurance is the right fit for you and your syndication business!For full episode show notes visit: https://themichaelblank.com/podcasts/session353/

David serves as the Chief Insurance Officer for leading insurtech, Embroker. In this role, David is responsible for providing the strategic direction and leadership for the performance of Embroker's insurance operations which include underwriting, claims, and other functions. David is an active member of the International Association of Privacy Professionals (IAPP) and holds designations as a Certified Information Privacy Professional (CIPP/US), a Certified Information Privacy Manager (CIPM) and is a Fellow of Information Privacy (FIP).   

“I've had people tell me, ‘Oh I've heard it's unlimited vacation and you get to work from wherever you want. The tip is ‘Have a good why!”, says Matthew. Matthew describes his journey from a successful State Farm agency to joining the team at Obie, satisfying his entrepreneurial desires. Headquartered in Chicago, the property insurtech caters for time poor landlords, entrepreneurs or small business owners, offering a flagship product in the 1-4 unit rental space. In the midst of a Series B funding round, Matthew explains, “We're doing it out of the want to grow and not out of the need to survive, which I think is key.”Matthew highlights the ambitious growth plans for 2023 and discusses the challenges of inflation, rising interest rates on the property rental market and the plans for building its customer base in tough times. Sharing his interview tips for candidates looking to join an insurtech, Matthew says, “I love when someone asks for the role and tells me, ‘You'd be disappointed if you don't bring me on.'”He explains the family culture at Obie and the team's desire for people to connect on that level as the business seeks to add up to 50 roles in the next 12 months. Matthew concludes by sharing the other insurtechs he admires, “I don't have a poor word about any of them, they're pioneers. Whether you're insurtech 1.0 with Lemonade and Hippo, we wouldn't probably be here without them.”Connect with Matthew on LinkedIn or find out more about Obie The Insurance Coffee House Podcast is hosted by Nick Hoadley, CEO, Insurance Search, the Executive Search Consultancy for growing Insurance and Insurtech businesses across the globe.To discuss identifying & attracting the very best talent to your team or being a podcast guest, reach out to Nick via nick.hoadley@insurance-search.com or connect on LinkedInCopyright Insurance Search 2022 – All Rights Reserved.

Dale Porfilio, Chief Insurance Officer of the Insurance Information Institute and President of the Insurance Research Council, and Vickie Kilgore, Assistant Vice President of the Insurance Research Council, join the podcast to discuss all things insurance. For decades, these organizations have provided timely research and valuable insights on public policy issues affecting the property-casualty insurance industry. One of their primary goals is to reduce the number of uninsured motorists on the road. In fact, a blog post published by the Insurance Information Institute in 2021 reported that U.S. drivers spent $13 billion in one year to protect against uninsured and underinsured drivers. Both Mr. Porfilio and Ms. Kilgore believe that through better education and data we can provide more equitable access to auto insurance and reduce the amount of money insured drivers spend protecting against those that are uninsured.

What's in this episode:- Every opportunity is a great opportunity.- How to be successful in the industry.- Market trends and forecasting.About Matt:Matthew Sutika is an award-winning entrepreneur and business owner in the insuretech sector. Following a 5-year tenure as a top-ranked State Farm agent, Matt founded Skylight Insurance, and within two years, he grew it to be a $5M+ brokerage through unique partnerships and technology within the multi-family community, a staff of less than five, and zero marketing budget. Bridging tried and true insurance principals with tech, Skylight merged with Obie, an insurance distribution platform for real estate investors that employs more than 70 and has raised nearly $14M. Today, he serves as their Chief Insurance Officer.Contact Matt:Website:  www.obierisk.comTwitter: https://twitter.com/obieriskFacebook: https://www.facebook.com/ObieRisk/LinkedIn: https://www.linkedin.com/company/joinobie & https://www.linkedin.com/in/matthew-sutika-a9a98013a/Book your 15-minute consultation call to see if Weaver Sales Academy is a fit for your agency here: https://bit.ly/3CnMjTxText BUZZ to (816) 727-7610 to connect directly with Michael and share your favorites from the episode or learn more about upcoming events and challenges happening in our industry Join Weaver Sales Academy: https://www.weaversa.com/Follow Michael on social media:Facebook: https://www.facebook.com/themichaelweaverInstagram: https://www.instagram.com/_michaelweaver_/LinkedIn: https://www.linkedin.com/in/michael-weaver-a2940095

Jeremy Bill, Chief Insurance Officer, of Bestow discusses how Bestow is innovating to make insurance buying easier with host, Blake Hill, FSA, FCIA. 

In this special episode, James talks with Matt Sutika, Chief Insurance Officer at Obie Insurance. As a listener to AFP, you get priority access to an appointment with Obie for your office. There are no production requirements to maintain a relationship with Obie. CLICK HERE TO REQUEST AN APPOINTMENT WITH OBIE: https://www.riskwell.com/obie-interest -- Visit our website to join our email list, get the scoop on our LIVE coaching calls and never miss an episode: https://www.agencyfreedom.com Connect with Agency Freedom Podcast on Facebook at the Agency Freedom Podcast group: https://www.facebook.com/groups/agencyfreedom Email us at podcast@agencyfreedom.com with ideas, questions, complaints or your favorite grilling recipe.

In this special episode, James talks with Matt Sutika, Chief Insurance Officer at Obie Insurance. As a listener to AFP, you get priority access to an appointment with Obie for your office. There are no production requirements to maintain a relationship with Obie. CLICK HERE TO REQUEST AN APPOINTMENT WITH OBIE: https://www.riskwell.com/obie-interest -- Visit our website to join our email list, get the scoop on our LIVE coaching calls and never miss an episode: https://www.agencyfreedom.com Connect with Agency Freedom Podcast on Facebook at the Agency Freedom Podcast group: https://www.facebook.com/groups/agencyfreedom Email us at podcast@agencyfreedom.com with ideas, questions, complaints or your favorite grilling recipe.

Ty Sagalow is recognized as one of his generation's most influential insurance professionals, developing an unprecedented number of new products for the world's largest insurance companies.  Ty is currently the Chief Insurance Officer and co-founder of Assurely, an insurtech providing rapidly growing companies with the insurance protection they need to continue innovating and scaling. Before co-founding Assurely, Ty was a founding member of Lemonade and served as its founding Chief Insurance Officer. Ty spent 25 years at AIG and was the Chief Innovation Officer for Zurich following that experience. He is considered the creator of Entity Coverage Directors & Officers Insurance, Cyber Insurance, Reputation Insurance, Y2K Insurance, Collectible Authenticity Insurance, and Intellectual Property Collateral Insurance.  With his unique background combining management and professional liability legal, underwriting, and policy drafting, Ty is one of the industry's most sought-after experts in D&O/E&O coverage disputes. He is the author of three books, including The Making of Lemonade. Highlights from the Show Ty had a long career in the industry, including time at AIG, Zurich and Towers Watson He joined Daniel Schreiber and Shai Wininger as the third employee, and first Insurance employee to join Lemonade He has now co-founded Assurely, which is the next chapter in the long road of closing the gap between insurance and societal tech advances Tech has always been about how insurers can make more money or reduce expense ratios rather than helping customers Lemonade was the first step in this movement, by using technology to make a better customer experience Assurely is the next step by embedding insurance to make the experience even more seamless InsurTech has two parts of it, Insurance and Tech, and you must have both David Carpentier and Ty both know Insurance well, and also understand Tech As they've grown the team, they've grown both types of talent They've also ensured that their insurance business is profitable for them, and for their partners, with their MGA business never losing their capacity providers money The way Assurely is trying to improve the customer experience is by being invisible, like E-Zpass Rather than making a bad process better or smoother, perhaps the best answer is to remove the process entirely Rather than finding easier ways to take cash from drivers at a toll booth, E-Zpass now just lets you drive through, at speed, without stopping Ty doesn't see distribution going away, but it does need to change, just like with travel agents Travel agents didn't go away, just those who didn't shift with what it means to be a travel agent, like the move to online travel services rather than those that require you to go to an office and get a ticket printed in person Everything Assurely does is tech-related, in the offering and the focus, with an insurance product embedded into a platform like a share management solution or rental or lease platform or website They write D&O for tech startups They have rental deposit replacement in commercial and residential leases Sneaker collection coverage through Unboxed Ty wrote a book about the early days of Lemonade, called The Making of Lemonade, to give insights on building a startup like Lemonade Many things are changing in the industry, including the move to embedded (also called Insurance as a Service), which Ty thinks is just how insurance should be Ty leaves us with a beautiful and inspirational thought on opportunity – "As long as you believe in the human spirit, human creativity and innovation, there will always be something new" This episode is brought to you by The Future of Insurance thought leadership series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of UPbeat Music, available to stream on Spotify, Apple Music, Amazon Music and Google Play. Just search for "UPbeat Music"

Today on the pod, Andrea and Rachel talk with Matthew Sutika, CIO of Obie Risk. Matthew has insured nearly all of Andrea and Rachel's portfolio thus far, because he is simply the best! Many investors ask about insurance coverage and what the contingency plan is if the inconceivable happens – Matthew digs into all of that on today's podcast! Matthew is an award-winning entrepreneur and business owner in the insuretech sector. Following a 5-year tenure as a top-ranked State Farm agent, Matt founded Skylight Insurance after catching the attention of the largest Century 21 franchise worldwide. Within two years, he grew Skylight Insurance to a $5M+ brokerage through unique partnerships and technology within the multi-family community, a staff of less than 5 and zero marketing budget. Bridging tried and true insurance principals with tech, Skylight merged with Obie, an insurance and portfolio management platform for commercial real estate investors. Today, he serves as their Chief Insurance Officer with a heavy focus on multi-family insurance. Get in touch with Matthew: obierisk.com/private-client Join our meetup group! https://www.meetup.com/the-passive-investors-network-with-goodgood-investing/ Download our Passive Investor guides at: www.goodgoodinvesting.com –– **Under no circumstances should any material at this site be used or considered as an offer to sell or a solicitation of any offer to buy an interest in any investment. Any such offer or solicitation will be made only by means of the Confidential Private Offering Memorandum relating to the particular investment. Access to information about the investments are limited to investors who either qualify as accredited investors within the meaning of the Securities Act of 1933, as amended, or those investors who generally are sophisticated in financial matters, such that they are capable of evaluating the merits and risks of prospective investments. You should always consult certified professionals before making decisions regarding your individual financial situation. Rachel Grunn and Andrea Cwik are not financial professionals, and GoodGood Investing is not a brokerage, dealer, or SEC-registered investment advisory firm**

Video Version: https://www.youtube.com/watch?v=g26mkf9ozS4Tony chats with Josh Butler, Founder and CEO, and Jacob Geyer, Chief Insurance Officer at CompScience. They are on a mission to prevent workplace accidents. They're bringing perception technology from the autonomous vehicle industry into insurance for this crucial purpose. They package that technology into Workers' Comp.Josh Butler: https://www.linkedin.com/in/josh-butler/Jacob Geyer: https://www.linkedin.com/in/jacob-geyer/CompScience: https://www.compscience.com/Mortgage Connects, an MGIC PodcastInsights and tips from top mortgage industry pros!Listen on: Apple Podcasts Spotify Today in Manufacturing Inside the biggest stories impacting U.S. manufacturing.Listen on: Apple Podcasts Spotify

About This Episode: Obie is the leading platform real estate investors use to get insurance. By leveraging data and advanced tech, Obie delivers a modern experience for today's real estate investor in all 50 states and has bound more than $5 Billion in property value. Obie has gained significant market penetration by way of strategic partner integrations with lenders and other popular rental management platforms. Since 2017 Obie has raised nearly $14M, employs 70+ employees, and has two central office locations in IL and FL. Matthew Sutika is an award-winning entrepreneur and business owner in the insuretech sector. Following a 5-year tenure as a top ranked State Farm agent, Matt founded Skylight Insurance and within two years, he grew it to be a $5M+ brokerage through unique partnerships and technology within the multi-family community, a staff of less than five, and zero marketing budget. Bridging tried and true insurance principals with tech, Skylight merged with Obie, an insurance distribution platform for real estate investors that employs more than 70 and has raised nearly $14M. Today, he serves as their Chief Insurance Officer. Find out more about Obie and Matt at: Website: https://www.obierisk.com/ Twitter: https://twitter.com/obierisk Facebook - https://www.facebook.com/matthew.douglas.965580 LinkedIn - https://www.linkedin.com/company/joinobie LinkedIn - https://www.linkedin.com/in/matthew-sutika-a9a98013a/ Check out our YouTube Channel: Jeremyryanslatebiz See the Show Notes: www.jeremyryanslate.com/1018 Unremarkable to Extraordinary: Ignite Your Passion to Go From Passive Observer to Creator of Your Own Life: https://getextraordinarybook.com/ Sponsors: Gusto: This episode is sponsored by Gusto. Run your payroll the easy way, the same way we do at Command Your Brand. You'll get a. $100 Amazon Gift Card just for running your first payroll! http://www.jeremyryanslate.com/gusto MyPillow: Use the promo code: CYOL to get up to 60% off https://www.mypillow.com/ Audible: Get a free 30 day free trial and 1 free audiobook from thousands of available books. Right now I'm reading " Bad News How Woke Media Is Undermining Democracy" by Batya Ungar-Sargon www.jeremyryanslate.com/book  

About This Episode: Obie is the leading platform real estate investors use to get insurance. By leveraging data and advanced tech, Obie delivers a modern experience for today's real estate investor in all 50 states and has bound more than $5 Billion in property value. Obie has gained significant market penetration by way of strategic partner integrations with lenders and other popular rental management platforms. Since 2017 Obie has raised nearly $14M, employs 70+ employees, and has two central office locations in IL and FL. Matthew Sutika is an award-winning entrepreneur and business owner in the insuretech sector. Following a 5-year tenure as a top ranked State Farm agent, Matt founded Skylight Insurance and within two years, he grew it to be a $5M+ brokerage through unique partnerships and technology within the multi-family community, a staff of less than five, and zero marketing budget. Bridging tried and true insurance principals with tech, Skylight merged with Obie, an insurance distribution platform for real estate investors that employs more than 70 and has raised nearly $14M. Today, he serves as their Chief Insurance Officer. Find out more about Obie and Matt at: Website: https://www.obierisk.com/ Twitter: https://twitter.com/obierisk Facebook - https://www.facebook.com/matthew.douglas.965580 LinkedIn - https://www.linkedin.com/company/joinobie LinkedIn - https://www.linkedin.com/in/matthew-sutika-a9a98013a/ Check out our YouTube Channel: Jeremyryanslatebiz See the Show Notes: www.jeremyryanslate.com/1018 Unremarkable to Extraordinary: Ignite Your Passion to Go From Passive Observer to Creator of Your Own Life: https://getextraordinarybook.com/ Sponsors: Gusto: This episode is sponsored by Gusto. Run your payroll the easy way, the same way we do at Command Your Brand. You'll get a. $100 Amazon Gift Card just for running your first payroll! http://www.jeremyryanslate.com/gusto MyPillow: Use the promo code: CYOL to get up to 60% off https://www.mypillow.com/ Audible: Get a free 30 day free trial and 1 free audiobook from thousands of available books. Right now I'm reading " Bad News How Woke Media Is Undermining Democracy" by Batya Ungar-Sargon www.jeremyryanslate.com/book  

Most investors don't think about insurance until it's time to close on a property. By doing so, you risk losing thousands on your investment. In today's episode, Matthew Sutika, Chief Insurance Officer at Obie, breaks down everything an investor needs to know about insurance and why you need to have someone on your team who is keeping up with the insurance market. Join us as we discuss: Evaluating replacement costs  A role every investor needs on their team Venturing into multi-family investing

Most investors don't think about insurance until it's time to close on a property. By doing so, you risk losing thousands on your investment. In today's episode, Matthew Sutika, Chief Insurance Officer at Obie, breaks down everything an investor needs to know about insurance and why you need to have someone on your team who is keeping up with the insurance market. Join us as we discuss: Evaluating replacement costs  A role every investor needs on their team Venturing into multi-family investing

Our guest today is an award-winning entrepreneur and business owner in the insuretech sector. Following a 5-year tenure, as a top-ranked State Farm agent, Matt founded Skylight Insurance after catching the attention of the largest Century 21 franchise worldwide.Within two years, he grew Skylight Insurance to a $5M+ brokerage through unique partnerships and technology within the multi-family community, a staff of less than 5, and zero marketing budget.Bridging tried and true insurance principals with tech, Skylight merged with Obie, an insurance and portfolio management platform for commercial real estate investors. Today, he serves as their Chief Insurance Officer with a heavy focus on multi-family insurance. You can find out more about our guest and how you can work with them by visiting  sutikainsruance.comSPECIAL OFFERS FOR OUR LISTENERS:For anyone interested in using the great service Groundbreaker provides, we have an amazing offer for you. Just type "HSQUARED" into the "optional Note"  section on the demo form to get 10% off your first 3 months.https://groundbreaker.co/Find out how to access your retirement funds tax-free and receive a free book!!https://book.eqrp.co/hsquaredcapital/Published: Jul. 01, 2020

About This Episode: Obie is the leading platform real estate investors use to get insurance. By leveraging data and advanced tech, Obie delivers a modern experience for today's real estate investor in all 50 states and has bound more than $5 Billion in property value. Obie has gained significant market penetration by way of strategic partner integrations with lenders and other popular rental management platforms. Since 2017 Obie has raised nearly $14M, employs 70+ employees, and has two central office locations in IL and FL. Matthew Sutika is an award-winning entrepreneur and business owner in the insuretech sector. Following a 5-year tenure as a top ranked State Farm agent, Matt founded Skylight Insurance and within two years, he grew it to be a $5M+ brokerage through unique partnerships and technology within the multi-family community, a staff of less than five, and zero marketing budget. Bridging tried and true insurance principals with tech, Skylight merged with Obie, an insurance distribution platform for real estate investors that employs more than 70 and has raised nearly $14M. Today, he serves as their Chief Insurance Officer. Find out more about Matt at: Website: https://www.obierisk.com/ Twitter: https://twitter.com/obierisk Facebook - https://www.facebook.com/matthew.douglas.965580 LinkedIn - https://www.linkedin.com/company/joinobie LinkedIn - https://www.linkedin.com/in/matthew-sutika-a9a98013a/ Check out our YouTube Channel: Command Your Brand - https://www.youtube.com/channel/UCfy2IETlyeKq62VHdcRN7aQ/

Today's Guest Aaron Ammar, Roamly's Chief Insurance Officer Aaron is a former co-founder of Y-Risk, an underwriting company providing insurance solutions for companies in the on-demand and sharing economy, and started his role as Chief Insurance Officer of Roamly in August 2021. As Chief Insurance Officer, Aaron harnesses his expertise in the insurance space to lead and build out the Roamly team as the company ventures into previously uncharted territory in the insurtech scene. Roamly's parent company, Outdoorsy Holdings, received $125M in fresh funding in June 2021 to accelerate Roamly's product innovation and international expansion and In April 2022, Roamly launched its Global Travel Insurance product in response to the rebound of international travel and the need to protect consumers from financial losses should a trip be delayed, interrupted, or canceled. 

****As with anything insurance related I need to give a disclaimer here, Aaron's advice and responses are general and sometimes broad. Please consult a Roamly insurance agent for more specific and granular details when determining whether a Roamly policy is right for you and your vehicle.**** Check our Roamly for your RV Insurance needs:
https://www.roamly.com/ ~~~~~~~~~~~~~~~~~~~~ Headed to Easter Idaho? Check out The Park at Swan Valley with Bryce and Nelly Jurgy: https://www.theparkatswanvalley.com/ Tickets for the 2022 RV Entrepreneur Summit are now on sale until August 1st 2022: https://www.therventrepreneur.com/summit ~~~~~~~~~~~~~~~~~~~~~~~~
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Connect with RVE on your favorite socials: therventrepreneur.com/connect Have a question? We'd love to hear from you - send us a voicemail by clicking here: therventrepreneur.com/voicemail Want to be a guest on the show? Fill out this guest form: https://therventrepreneur.com/guestform ~~~~~~~~~~~~ The RV Entrepreneur: www.therventrepreneur.com The RV Entrepreneur is presented by RV LIFE - Tools that Make Camping Simple www.rvlife.com --- Send in a voice message: https://anchor.fm/rve/message

Video Version: https://youtu.be/aBOT0Jpsr1MInsurance Nerds is sponsored by Talage: The API Driven Commercial Distribution Platform. Learn more: https://www.talageins.com/insnerds?ut...Tony chats with Aaron Ammar, Chief Insurance Officer at Roamly who is a rarity. He's a second time insurtech founder! Roamly is an insurtech focused on offering RV insurance.Aaron Ammar: https://www.linkedin.com/in/aaron-ammar-14a41022/Roamly: https://www.roamly.com/

Die Themen im heutigen Versicherungsfunk Update sind: Ford startet Telematik-Tarif Ford weitet ab sofort das Angebot in der Ford Auto-Versicherung um die neue Tarifoption „FAV Live“ aus. Mit dieser zahlen Versicherungsnehmer lediglich für ihre tatsächlich gefahrenen Kilometer. Das Angebot wurde gemeinsam mit der Allianz gebaut. Berliner InsurTech gewinnt Ex-AXA Vorständin Die international renommierte Versicherungsexpertin Dr. Astrid Stange wird ab dem 1. August die Führungsebene als Co-CEO von ELEMENT erweitern, vorbehaltlich der Zustimmung der Bundesanstalt für Finanzdienstleistungsaufsicht. Gemeinsam mit Christian Macht soll sie die nächste Wachstumsphase des Unternehmens vorantreiben. mehr dazu >>> www.versicherungsbote.de/id/4907076/Ex-Axa-Vorstandin-wechselt-zu-Berliner-InsurTech/ Darlehenssummen sinken Die Baufinanzierungszinsen haben sich seit Jahresbeginn fast vervierfacht, ein signifikanter Rückgang bei den Preisen bleibt jedoch aus. Die Folge: Käufer und Bauherren nehmen kleinere Kreditbeträge auf. Das spiegelt sich in der durchschnittlichen Darlehenshöhe wider: Im Juni leihen sich Immobilienkäufer durchschnittlich 292.000 Euro von der Bank. Vor einem Jahr waren es noch 304.000 Euro, im Dezember sogar 319.000 Euro. Das geht aus dem Dr. Klein Trendindikator Baufinanzierung hervor. Thinksurance mit weiterem Geschäftsführer Das Insurtech Thinksurance hat Mathias Berg zum vierten Geschäftsführer des Unternehmens ernannt. Er leitet nun gemeinsam mit Florian Brokamp, Christopher Leifeld und Dr. Timm Weitzel die Geschäfte. Berg ist bereits seit November 2020 als Chief Insurance Officer bei Thinksurance beschäftigt und verantwortet die Partnerschaften mit Versicherern. Mehrheit der Deutschen will keinen eigenen Beitrag zur Nachhaltigkeit von Versicherungen leisten Aus Sicht der deutschen Kunden darf Nachhaltigkeit im Kontext von Versicherungsschutz nichts kosten, wie die neue YouGov-Umfrage im Auftrag der Management- und Technologieberatung BearingPoint zeigt. Gefragt nach der Bereitschaft zur Zahlung einer höheren Prämie für einen nachhaltigen Zweck, wären nur 27 Prozent der Deutschen dazu bereit. Über 50 Prozent lehnen eine erhöhte Prämie ab, um damit eine nachhaltige Produktausrichtung abzubilden. Allianz-Tochter stellt sich für multinationales Geschäft neu auf Um die steigende Nachfrage von großen und mittleren Unternehmen nach grenzüberschreitendem Versicherungsschutz zu bedienen, stellt sich die Allianz Global Corporate & Specialty neu auf. Neben einer Verlagerung der Verantwortung dafür im Vorstand, ist auch die gezielte Investition in Daten und Technologie geplant.

“You have to be able to flit between the strategic, operational and tactical”, says Caroline as she shares her journey of being involved in an insurtech start-up. “There's been days when I've been operating as a Claims Handler as well as Chief Insurance Officer, thinking about underwriting strategy.” With an insurance career spanning 25 years, Caroline talks about joining Flock in the midst of the pandemic and how the business pivoted from drone insurance policies to entering a new vertical of commercial motor fleet insurance at the end of 2020. After a $17m Series A fundraise in June 2021 allowed the business to grow from 20 to a headcount of 60, Flock now use data to analyse road risk and incentivise good driving behaviour for connected motor fleets.    Caroline outlines the challenges to scaling the business and gives insight in to Flock's values, including ownership, growth, curiosity, transparency and creativity.  Whilst the lead time to recruiting new talent is a source of frustration, Caroline shares Flock's multi-faceted approach to recruitment, saying, “If you want a breadth of opinions and ideas, you have to take people from all walks of life. We try not to fish in the same pond.” Caroline explains Flock's approach to hybrid working as well as the value an insurance career can bring to the business and her advice to anyone looking to start or scale an insurtech, emphasising the importance of mapping out your hiring strategy.   “Your first hires are hugely important. You can easily burn through cash at the start with the wrong people.” Connect with Caroline on https://www.linkedin.com/in/caroline-garrow-dip-cii-5758283b/ (LinkedIn), email caroline.garrow@flockcover.com or find out more about https://flockcover.com/ (Flock).   The Insurance Coffee House Podcast is hosted by Nick Hoadley, CEO, https://my.captivate.fm/www.insurance-search.com (Insurance Search), the Executive Search Consultancy for growing Insurance and Insurtech businesses across the globe. To discuss identifying & attracting the very best talent to your team or being a podcast guest, reach out to Nick via nick.hoadley@insurance-search.com or connect on https://www.linkedin.com/in/nick-hoadley-78a498143/ (LinkedIn) Copyright https://insurance-search.com/ (Insurance) https://insurance-search.com/ (Search) 2022 – All Rights Reserved.    

Welcome back Investors. Property Insurance - you HAVE to have it. So, naturally, we turned to the guy WE use EXCLUSIVELY for our investment property insurance needs here at Think Multifamily. Today, host Mark Kenney, is joined by Chief Insurance Officer and Risk Specialist, Matt Sutika, to discuss the most relevant factors involved when insuring apartment complexes in today's market. Which geographic areas are the toughest to insure? What do lenders now require for coverage on Multifamily properties? When and how to push back in order to speed up the process and get the best rate? All these questions and more answered in just a moment.   THIS EPISODE'S GUEST: Matt SutikaMatthew@obierisk.com 312-877-2692ObieRisk.com

Video Version: https://www.youtube.com/watch?v=OH4jvZJs2sQTony chats with Matthew Sutika, Chief Insurance Officer at Obie about how and why Obie decided to improve the insurance options for landlords who own multiple dwellings.Matthew Sutika: https://www.linkedin.com/in/matthew-sutika-a9a98013a/Obie: https://www.obierisk.com/

In this GCP Short, produced in collaboration with EY, Richard begins to address the coming convergence of insurtech and captives with Mikhail Raybshteyn, Partner and Americas Captive Insurance Services Co-Leader at EY, and Hong Guo, EVP & Chief Insurance Officer at insurtech Arbol. This episode will be the first of several this year addressing the opportunities for insurtech and captives, and over 20 minutes Mike and Hong share some high level observations of the kind of activity we are already seeing, the opportunities that remain and an introduction to Arbol, itself. You can subscribe to the Global Captive Podcast on iTunes, Apple Podcasts, Spotify or any other podcast app. Contact Richard: richard@globalcaptivepodcast.com Visit the website: www.globalcaptivepodcast.com Follow us on LinkedIn: www.linkedin.com/company/global-captive-podcast/

This week's guest is fellow Cowbeller, Chief Insurance Officer, Kara Owens of Cowbell Cyber. Kara takes our audience on a journey through the history of cyber insurance. Kara shared her insight on the history of women leaders like herself taking interest in the cyber insurance market very early on, after transitioning from D&O. Kara also shares why it's important to understand where cyber insurance fits within your book of business as a broker and why it's important to have the right coverage as a policyholder. Check out this episode to hear how Cowbell Cyber's product stands out above the rest and delivers great value at the same time. You will surely have a better understanding of how to position this award-winning standalone cyber insurance product, if you are a broker or agent in the cyber insurance marketplace. Tune in and subscribe on all podcast platforms for updates and access to new episodes weekly. To learn more about how to get appointed with Cowbell Cyber or how to get a policy for your business, visit cowbell.insure, Cyber Insurance Made Easy!

How to select the right insurance for your real estate investment? Matt Sutika is on a mission to help investors answer this important question. Formerly a No. 1 State Farm agent, Matt is now Chief Insurance Officer at Obie, simplifying real estate insurance for investors who want to protect their hard-earned investments.  He drops by in our podcast to talk about his journey to the real estate space and the importance of investing in quality insurance for your properties. You don't need to be overwhelmed by all the information about insurance that you're seeing all over the Internet. He is here to make them easy to understand.  Matt is also an award-winning entrepreneur and business owner in the multifamily and habitational insurance sector.   [00:01 - 04:14] Opening Segment From State Farm agent to syndicating in real estate Here's Matt Sutika's journey These are the characteristics of an ideal client according to Matt [04:15 - 14:44] Insurance in the Real Estate Space Insurance is important in real estate, but many investors remain underinsured Matt tells us why Matt lays out the unique value proposition that they offer to their clients The changes in the insurance industry that investors should know now [14:45 - 17:54] Closing Segment A tool or resource you can't live without Outlook A real estate mistake you want our listeners to avoid Not talking with your insurance person You should do this so you will be more guided in closing a deal Your way to make the world a better place Taking care of his newborn baby Reach out to Matt See links below  Final words Tweetable Quotes “...as we know in the real estate space, closings don't just go perfectly 45 days from the time you get your purchase agreement. There's a lot of stuff that goes and you really want someone in your boat with you that can be a part of the journey.” - Matthew Sutika “The number one mistake [in real estate insurance] is not talking to your insurance person before you do due diligence and you give your report to what you want the seller to provide you before you go under contract.” - Matthew Sutika “ Insurance really is a good data driver for what happened [in the property]. It can really show you a lot about the financials and all kinds of things right.” - Matthew Sutika -----------------------------------------------------------------------------   Email matthew@obierisk.com to connect with Matt or follow him on LinkedIn and Facebook. Protect yourself and your investment by visiting Obie now! Connect with me: I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns.   Facebook LinkedIn   Like, subscribe, and leave us a review on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on.  Thank you for tuning in!   Email me → sam@brickeninvestmentgroup.com Want to read the full show notes of the episode? Check it out below:   Matthew Sutika  00:00 The biggest thing that we do is first from an understanding, so most people that when working with us understand and I take them through this, you know, five to seven-year journey, right? And this is probably about 10% of the help because probably after I talked for about two minutes, the clients kind of started to think about something else, but the general is that just like anything else, insurance goes through cycles right now, you know, maybe that's a four-year, five-year cycle, right? Right now we're in the height of everything, you know, we've had also some pretty big factors with, you know, our 2021 or 2020 scenario in the country and, you know, and everything so we have this perfect storm where everything's high.   Intro  00:38 Welcome to the How to Scale Commercial Real Estate Show. Whether you are an active or passive investor, we will teach you how to scale your real estate investing business into something big.   Sam Wilson  00:47 Matt Sutika is the Chief Insurance Officer for Obie insurance. Obie specializes in habitational and multifamily insurance. Matt, welcome to the show.   Matthew Sutika  00:56 Hey, thank you for having me.   Sam Wilson  00:57 Hey, man, pleasure's mine, same three questions I ask every guest who comes on the show. In 90 seconds or less, can you tell us where did you start, where are you now, and how did you get there?   Matthew Sutika  01:04 Yes, I can. I started as a captive State Farm agent in Indianapolis, I left that to grow an insurance company for a real estate firm called century 21. If listeners are familiar with that, so grew that which got me into the real estate and insurance combo. And then most recently, in 2020, moved on from just doing the smaller real estate to more getting into the large multifamily across the country. So that was my journey from you know, small captive to, you know, working for, with a real estate company to now working with syndicators and people purchasing real estate.   Sam Wilson  01:41 Interesting. And do you guys multi assets or is it just all multifamily?    Matthew Sutika  01:47 Multi assets. So we get we have a couple of departments, we can do the, you know, 1, 2, 3 unit, what I call like Mom and Pop rentals or large schedules or portfolios, we all over the countries, we have a department that does that you can if you actually the one to four-unit, you can go to our website and get an instant quote and bind yourself if you want any of the 50 states one to four units, which is nice, and then anything from the five to what's called like 75 units in that space, also what's called like lesser risk, which is like your shopping malls or your big commercial buildings, we have kind of the medium market. And then we have the 75 and up which is your larger multifamily. So we have three different departments, all 50 states. So technically from one unit, all the way on up, we can help you anything I say building-related and insurance, we're probably your you know, your go-to.   Sam Wilson  02:36 Right, that's really, really intriguing. Walk us through, if you have the ideal client, right, the ideal person that came to work with you, what would they do? And then why would they do those things?   Matthew Sutika  02:48 I think my ideal is partnership. So I love whether, you know, you have one unit or you are buying apartments all over the place. I love the field and you asked me my journey earlier why I got into the real estate and then why I got into you know, doing larger multifamily and things like that is it was the people I enjoyed, you know, somewhat of my industry can be treated as a commodity, you know, the Geico and, and Flo from progressive have created this, you know, save $1.15 minutes thing. And so I really liked the people. So that's always my answer is, you know, if you come to me as a partner where you want my expertise help, and you just really want to make insurance is there at your closing, you know, that's my ideal client, those who you know, want to go out to the 17 different brokers and shop it around or those who don't want to really, you know, treat you as anything more than that you're just the insurance guy for quote, that's probably not a good, you know, mix. And the reason why that's important is there's going to be times where we do save you money, but there's always going to be times where you really need us to go that extra mile or cut something here or do something here, stay till midnight, so you can close the next morning. And that's where partnerships really, you know, come into play. Right? If you know, on the easy stuff, you can go to anybody but a lot of times as we know in the real estate space, closings don't, you know, just go perfectly, you know, 45 days from the time you get your purchase agreement like there's a lot of stuff that goes and you really want someone in your boat with you that can you know, be a part of the journey.   Sam Wilson  04:15 Yeah, that's absolutely intriguing. I think you're absolutely right. One of the things that we see a lot right now is that people are either or we're seeing that people are underinsured. How does that happen? And then why do you think they got there?   Matthew Sutika  04:29 Yeah, I mean, the simple answer is a lot of people who are underinsured probably are your cash buyers. If you right now, if you have a lender on your, you know, your asset, most likely there's that's the first layer of protection. The lender is going to make sure that you are not underinsured that you have a lot of the coverages and that we're providing them most of the deals. I'm working right with the lender or their consultant to make sure the insurance is in place. So I don't see that as much on new purchases unless it's a cash deal or they have a lender who just doesn't care just basically like, hey, just, you know, get me a certificate, which is a very rarity. And then you also see it once someone's own the asset potentially for a little while, and a refi happens, that's where I really see the person who's underinsured. But if everyone does their job, the lender and the insurance person, you should be covered correctly, especially nowadays, you know, these loans are very well protected and they really do double check and triple check to make sure the insurance is correct.   Sam Wilson  05:27 So you were saying, in a refi?   Matthew Sutika  05:31 A refi. We'll use a real life example, you're an insurance program and insurance broker, I did the first insurance and I had to go through all the lender requirements, and I had to ensure that $20 million, you know, for that asset, right, and I did it all, it was all on the, you know, the appraisal and everything like that, also, when you're going for a refi and you go and a local bank comes into play, and they're really not looking either looking at things over, or they really aren't as strict with the requirements. And that owner goes to you, right, and says, Hey, quote this out for me, and you quoted at $10 million, right? That's what you quoted it at, you're trying to because you know, what's to say, the owners, like, hey, I want to save money, that's probably why they went to another insurance person, right? And so you do at 10 million saving all this money, you send over the certificates to that new lender, who has maybe a local bank or something like that. And that local bank just approves it, you know, they're just, they're not really looking at it or doing the due diligence that first lender did at purchase. And now you have a $10 million insured building, instead of 20. Now everything went correct, right, like the lender approved it, the insurance person did what you asked, cut your insurance in half, but now you are underinsured. So just off the hip example. But things like that can happen. And it really comes down to when the checks and balances go out of whack and also in that same scenario, you changed insurance brokers, which caused the problem, right? If we would have done the ideal scenario, that owner would have just came back to me said, “Man, I got to reduce costs, how can we do that?” right, and then we give some options. And then what we might have the underinsured conversation, and we might see if the bank is okay with it, but at least then the insured knows what they're getting into. Hey, I can move you to 10, I think you should be at 20, we know that this bank will approve 10. But just let you know, you're insuring your place for half. So if this thing burns down, you know, only 10 million it's coming not 20. But at least then you are making a business decision as an owner compared to a price decision that ends up being a poor business decision, if that makes sense.   Sam Wilson  07:25 It really does. One of the things that we're seeing in the market right now is and, it's been happening in probably last year and more, but it's hardefning of insurance rates. How are you helping? I mean, forgive me when I say this, because obviously, you're very well educated, very well trained in your space. But you're an intermediary in the sense that you don't have control directly. Matt does not say, “Okay, here's the insurance rates, right, you can only say, here's what our insurers are willing to insure your property for this, what's gonna cost you.” How are you helping your clients deal with the hardening of the market? And then what can we be doing to maybe absorb some of that or make it easier as we move forward?   Matthew Sutika  08:00 Yeah, so you know, our biggest thing that we do is first from an understanding, so most people that when working with us understand, and I take them through this, you know, five to seven-year journey, right? And this is probably about 10% of the help because probably after I talked for about two minutes, the clients kind of started to think about something else. But the general is that just like anything else, insurance goes through cycles. Right now, you know, maybe that's a four-year, five-year cycle, right? Right now we're in the height of everything, you know, we've had also some pretty big factors with, you know, our 2021 or 2020 scenario in the country, and, you know, and everything. So we have this perfect storm, where everything's high. Back in 2018, 2019, insurance was free. Like, that's how it felt it was so cheap, right, we were getting all these amazing rates. And the only real problem is that if people when they're going out to look at a new risk, they're still looking at ‘18, ‘19 rates, and they're like, This one used to be 300, a door in Texas, and they're not seeing that journey to the next era. It's like the same person who complains the gas is not 99 cents anymore. They don't understand this whole, like hot topic of inflation and other things. Right. So that's the general action. The next thing is, as I mentioned, for a partner, if I'm doing a ton of deals for you, you know, we have ways to reduce premium from my end, maybe it comes out of my side, you know, maybe it doesn't, but I have ways to help a partner. And I'm willing to do that when I'm doing 1, 2, 3, 4, 5 deals. Like I mentioned, you want someone in the boat with you at that midnight hour that can maybe move the needle if have to, you know, we're a willing partner both ways. We're not just here to you know, leech on, write a policy for you and make money. Like if you're hurting a little bit, we might hurt a little bit. And I think that's the give or take in the relationship. And then the last thing is, you know, we're willing to put the effort in, you know, at the end of day, like you mentioned, we do go out to the carriers and we are subject to their rates. But what we're willing to do is we might go out to 500 carriers for a client to just do everything we can to either get, you know, the smallest reduction. And then also, you know, the last thing which I'll bring up is that, you know, we do have a lot of premium in these markets. And we do have really good relationships. So I do have a few silver bullets, a few favors on the back end with these particular carriers that if I have to, you know, ask or if I do ask, they usually helped me out now that might not move the needle from 100k to 50k. But, you know, I might ask for a favor and get it from 100 to 95. Because, you know, I just placed X amount with them the previous week. So there's a lot of facets, just overall to end with. We are 100% in this space, which does give us the advantage due to all those things I mentioned.   Sam Wilson  10:41 What's an annual escalator on average we should be budgeting in our underwriting for insurance. Let's, multifamily is hot. So let's talk multifamily.   Matthew Sutika  10:51 Yeah, so I do kind of a mix allocation. Right. So I think when things are priced well, you're anywhere from like the five to let's call it 9%. You know, and I'm talking about Yeah, the large multifamily Right. in markets like right now you're looking a lot more in the like 8 to 17 range, we try to keep everything if we physically can under 12. I mean, that is always our goal, carriers willing, if I had my way, these carriers would just do zero every year. But so that's kind of where we're at. So if you do like kind of a split average and estimated somewhere in that seven to 10 range, you'd probably be pretty close looking over like a five-year scale. Now in the single family smaller stuff, you can probably get away more in like the three to seven mark, you know, there's just there's small premiums not as big of a boost, but the large multifamily also, too, you know, I don't want to bore the listeners here. But there's a big difference between renewals in Texas and Florida compared to Indiana or Illinois, you know, I mean, from coastal, you know, our, you know, there's a lot of factors going on. So, individually, those are other things we would discuss, you know, you're in Texas or you're in Tennessee, you know, you're in a high crime area, you're in a weird, there's six hurricanes in your area last year, like what do you think's gonna happen? Right, you had 17 claims, like, you know, so those are the overalls. And then individually, we're talking to our clients based off their, you know, individual risk and kind of what they can expect. And a lot of our clients reach out mid-year and kind of ask us for some updates as they're projecting out for the upcoming year. And we're happy to do that.   Sam Wilson  12:21 Right. So the number I heard there was on an average, if you said, hey, you need to stick this in a spreadsheet, obviously, location-dependent, but anywhere from eight to 17% annually, is where we need to be kind of targeting the end, like you said, you try to keep it under 12. Even if we use 12, number's higher than what we've been using, you know, in the last five years, that certainly is $100,000 policy that can add up fast. So…   Matthew Sutika  12:44 Absolutely, you know, and those are the numbers right now for the market. We're in in, you know, 2022 here, but I do think, again, like I mentioned with the you know, still looking at ‘18, ‘19 rates that probably held true back that, you know, maybe even I remember a ‘19 actually on renewals, sometimes I was lower than the previous year. So you're going to get that and that's why I think if you use that blended around the seven-ish, you know, seven, eight, you're going to be pretty good inaccurate. Also, lender requirements have skyrocketed compared to what they were a few years ago. So that's a factor that people don't really affect, you know, equate in there as well as it's not just his insurance rates going up. But it's also the lender requirements and what they're wanting covered. And you know, instead of a 5 million umbrella, and now they want a 50 million umbrella instead of you know, 180 days of indemnity. Now they want 365, instead of 12 months, right now, they went two years around. So some of it is lender driven as well, or bank driven, right, that's moving up the needle a little bit as well that it always looks like the insurance person, is this going higher, but sometimes it's the lender requirements as well.   Sam Wilson  13:50 Well, yeah, certainly. And that just stands to hold makes sense. Because if the lender is requiring more of the insurance company, hey, you guys need to take on more risk than the insurance company's gonna say, Okay, we're gonna offset that risk by increasing the cost of the policy to the borrower, or to the, you know, the insured. So, I mean, that all those things just kind of stack up. That's really, really interesting, Matt, thanks for taking the time to break down kind of the state of the insurance industry, what you guys are doing and how you're doing it. It's certainly fascinating. And again, thank you for the kind of giving us some tips and clues on what to do with a hardening market and how we should be underwriting you know what numbers we could be plugging in. Now, obviously, those are location-dependent but using that like you said, 7% plus is a number that we should at least be sticking in our spreadsheets for annual rent or not rent at escalate of annual cost increases on our insurance. So that's absolutely fantastic. Let's jump here into the final four questions. What is one tool or resource, think digital, think software, that you find you can't live without?   Matthew Sutika  14:45 Outlook, I am a, Outlook. I will hold out until Microsoft stops producing that but everyone laughs at me because we are a Gmail as a company and I am like the one Microsoft Outlook that they have to pay for monthly and I'll never give it up unless they make me.   Sam Wilson  15:01 That's funny, man, I love that. Great. Question number two, what is one mistake you could help our listeners avoid and then, how would you avoid it?    Matthew Sutika  15:08 The number one mistake is not talking to your insurance person before you do due diligence and you give your report to what you want the seller to provide you before you go under contract. I think that is often missed and it's an opportunity to lower costs. And also find out a lot about the five-second on it is that, you know, if you can get the last runs and the current policies during that period of due diligence, and you put that in there, one, you see what the loss history was, was there a bunch of murders and slip and falls and, you know, crazy GL claims, was there a bunch of fires, and then also on the current policies, you actually really get to see if the OMs were legit, or when they were putting their T-12 number in. So those two things are your key. And I see a lot of people miss that.   Sam Wilson  15:52 That's a great one. That's a great point. I love that. So you're saying before you take a look at an asset, you're like, hey, I love this, I'm about to put a letter of intent and that's when they should be calling you in before they send that LOI.    Matthew Sutika  16:02 Yeah, for the LOI. And even if you get your LOI accepted, you have that due diligence period before you're under contract. You know, when you tell them what you want, say I want copies of those five-year loss friends, and I want copies of current insurance policies. Insurance really is a good data driver for what happened you know. It can really show you a lot about the financials and all kinds of things right and you can really see, if you're on the fence and all of sudden you see six murders and a couple of fires you might pull out before you go under contract, you know, it could really switch you also know you're about to write a big check for insurance if you see that too. Right. So you, we can adjust your numbers real fast too.   Sam Wilson  16:37 Right? No, that's absolutely fantastic. I love that .When it comes to investing in the world, what's one thing you're doing right now to make the world a better place   Matthew Sutika  16:44 Right now for me, just top of the head is I have a four-month-old and that is my concentration of their I guess a selfish one but at the name drop my four-month-old pen, at least every podcast or the wife won't give me allowance this week, you know?   Sam Wilson  16:59 No, that's fantastic, man. Good luck to you getting any sleep. Last question for you, Matt. If our listeners want to get in touch with you or learn more about you, what is the best way to do that?   Matthew Sutika  17:07 Social media is probably the easiest. If you just, under my name, Matt Sutika. S-U-T-I-KA.  LinkedIn, Facebook. Feel free to send me a message or you can go to OB RIS calm and get a hold of me and then my cell phones 312-877-2692. Feel free to text her call me and then of course email, matthew@obierisk.com.    Sam Wilson  17:28 Thanks, man. Appreciate your time today. Hey, thanks for listening to the How to Scale Commercial Real Estate Podcast. If you can do me a favor and subscribe and leave us a review on Apple Podcasts, Spotify, Google Podcasts, whatever platform it is you use to listen, if you can do that for us, that would be a fantastic help to the show. It helps us both attract new listeners, as well as rank higher on those directories. So I appreciate you listening. Thanks so much and hope to catch you on the next episode.

In this episode of Agents Influence podcast, Jason Cass and Jeff Shi interview Matthew Sutika, Chief Insurance Officer at Obie. Matthew talks about how they have integrated their own technology to help companies be able to achieve their ideal results. Matthew also talks about some of the future projects they have lined up.  Episode Highlights: Matthew tells us that he loves to win and loves the idea of winning more than he hates to lose. (4:48) Matthew explains why he thinks skill has been a big factor in his career. (5:14) Matthew explains what Obie is and why he decided to join, and the interesting things he likes about it. (12:11) Matthew opens up about a project Obie is currently working on. (18:26) Matthew explains that insurance is all about data and it is really important to embrace the new technology for the industry. (22:39) Matthew tells us that the power of being able to organize data based on the needs of the business is very significant. (28:25) Matthew shares his insights about cryptocurrency and how it can be related to the progress of a company. (33:21) Matthew tells us more about the Co-Founders of Obie, Aaron and Ryan. (41:51) Matthew mentions that his father has been his greatest mentor in the business. (45:09) Key Quotes: "We're talking about InsurTech but there's also PropTech, right? Like the property tech companies, the property manager digitising. And so, our number one thing is we wanted to have a product that actually makes sense for what's going on right now." - Matthew Sutika "I always say, let's keep building great technology." - Matthew Sutika "The unique thing about our InsurTech company is we're actually built by insurance people and we have a pretty large brokerage in the back of it…So, you know, we have a good mix of actual insurance people at our company." - Matthew Sutika Resources Mentioned: Matthew Sutika LinkedIn Obie Reach out to Jason Cass Agency Intelligence

Meet Stephen Buonpane, who is co-founder and Chief Insurance Officer of Shepherd Labs, Inc., a tech-enabled Managing General Underwriter for the commercial construction sector.  Prior to starting Shepherd, Stephen was Chubb North America's Construction Industry Practice Leader for Major Accounts and the Executive Vice President of underwriting for Chubb's Primary and Excess Casualty Construction divisions. Based in New York City, he was responsible for overseeing the strategic direction of Chubb's large account construction business and the execution of the divisions' underwriting strategies countrywide.  Prior to joining Chubb, Stephen spent 21 months with the British Government as UK Trade and Investment's US Financial Services Sector lead. He earned a Master of Business Administration degree with distinction from New York University's Stern School of Business and holds a Bachelor of Science degree in finance from the University of Delaware. Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Today's guest is Matthew Sutika, founder and CEO, Skylight Insurance.  He is also the Chief Insurance Officer at Obie - an expert in habitational and multifamily insurance. He is an award-winning entrepreneur and business owner in the multifamily and habitational insurance sector. Prior to opening up Skylight, Matt was the #1 ranked State Farm agent, ranking first out of thousands. He also invests in early-stage start-ups in the insurance, technology, and entrepreneurial sectors.Key highlightsHow Matthew found his jam in Insurance and Multifamily InvestmentsUnderstanding requirements to find the best plan and solutionDealing with claims on a property as an investorThe right time to connect with an insurance personBook Resources: Never eat alone - Keith FerrazziConnect with Matthew SutikaPhone: 312-877-2692Email: matthew@obierisk.comLinkedin: https://www.linkedin.com/in/matthew-sutika-a9a98013a/Connect with Rama KrishnaE-mail: info@ushacapital.com Website: www.ushacapital.comLinkedIn : https://www.linkedin.com/in/rama-krishna-2489241a3/ 

Having a good insurance partner is one of the key to building a successful real estate investing team. Matt is going to teach us more about how to find a good insurance provider and why they are key to your success in real estate investing. Guest bio: Matt Suitka is one of the leading experts in multifamily insurance and Chief Insurance Officer at Obie, an insurance and portfolio management platform for real estate investors. Formerly he was one of State Farm's top performing agents. Matt also founded Skylight Insurance, which was acquired by Obie. Guest links: obierisk.com Matt's LinkedIn: https://www.linkedin.com/in/matthew-sutika-a9a98013a/

Ty Sagalow is recognized as one of his generation's most influential insurance professionals, developing an unprecedented number of new products for the world's largest insurance companies.  Before co-founding Assurely, Ty was a founding member of Lemonade and served as its founding Chief Insurance Officer. Ty spent 25 years at AIG and was the Chief Innovation Officer for Zurich following that experience. He is considered the creator of Entity Coverage Directors & Officers Insurance, Cyber Insurance, Reputation Insurance, Y2K Insurance, Collectible Authenticity Insurance, and Intellectual Property Collateral Insurance.  He is the author of three books, including The Making of Lemonade. Having graduated summa cum laude from Long Island University, Ty also received his JD, cum laude, from Georgetown University Law Center and an LLM from New York University School of Law.   Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.  

Ben Grosser is Chief Insurance Officer at Telivy having elegantly mastered the jump from insurance to the technology and insurtech side to create new growth for the industry, ✅APIs allow us to now vertically integrate the insurance supply chain using one digital process from broker to product and servicing ✅Building APIs on both the insurtech and insurer side is accelerating the pace of learning and integrations ✅Ben puts focus on delivering an ultra-high quote ratio that partners can trust  ✅The increasing frequency and severity of claims in cyber combined with the need to service the small business segment is catalyzing premiums in the area to over $25B in the coming years  ✅Ben sees retail agencies as retaining a critical role in the distribution of cyber solutions  Follow the Insurtech Leadership Podcast airing weekly hosted by Joshua R. Hollander. We give you up-close access and personal insights from the leaders of the fastest-growing #insurtechs and most innovative #insurance carriers and brokers.

Video Version: https://youtu.be/q_VxTSwFoGwTony chats with Emilio Figueroa about Foresight, the WC Insurtech that's taking the market by storm. It all started from a Risk Management Platform with great promise in lowering WC expenses in a humane way, bringing better results for both carriers and claimants and then it grew into its own MGA all starting in the very difficult California WC space. Emilio will be speaking at InsurTech NY on Aug 26th: https://www.eventbrite.com/e/insurtech-ny-the-perennial-core-system-claims-automation-tickets-141641568745Emilio: https://www.linkedin.com/in/emilio-figueroa/Foresight: https://getforesight.com/

Wo steht der Biometrie-Markt in Deutschland? Was bedeutet der Trend weg vom Produktverkauf hin zur Lösungsberatung im Metathema Arbeitskraftabsicherung? Welches Produkt passt eigentlich zu welchem Kunden? Und wie können Vermittler in den entscheidenden Phasen, in der Beratung und im Leistungsfall, optimal unterstützt werden? Zu diesen spannenden Fragen dürfen wir zwei Interviewgäste aus dem Generali-Konzern begrüßen: Stefanie Schlick, Head of Broker bei der Generali Deutschland und Vorstand für Vertrieb und Verkaufsmanagement bei der Dialog und Uli Rothaufe, Chief Insurance Officer ebenfalls im Vorstand der Generali Deutschland AG.

In this episode of The Ryan Hanley Show, Ryan Hanley interviews Matthew Sutika, Chief Insurance Officer and Ryan Letzeiser, Co-Founder and CEO of Obie. Matthew and Ryan join the podcast to talk about power mergers, partnerships and changing the way independent insurance agents find coverage for rental property owners. Don't miss this episode...Episode Highlights: Matthew mentions why Ryan Hanley is the coolest guy in insurance. (6:16) Ryan shares his insurance background. (8:59) Matthew shares the process they've built for Obie. (18:42) Ryan shares the benefit of designing policies from the consumer side. (24:11) How does Ryan manage variables that have traditionally been disqualifiers? (27:22) Ryan explains the admitted products process. (29:29) Matthew mentions their main focus. (31:40) Matthew shares what they're currently working on in the company. (36:56) Matthew and Ryan give some advice to the agents who are listening. (42:33) Key Quotes: “I wanted Obie to be in every brokerage. I wanted everybody to have us as a carrier, even if they only use this once or twice a year. At least, it'll be fast, easy. And it'll be nice, right? Some of the bigger brokerages that love to have space will use us, day in and day out. So, that's really what we focused on.” - Matthew Sutika “I think just having a math background has allowed us to work in the right direction, basically from the bottom up rather than the top down. And yeah, I think that's a huge differentiator in making sure that we at least have a product that we know we can sell right out of the gate.” - Ryan Letzeiser “At the end of the day, your program efficiency comes out of somebody that's kind of been there, done that. And, then you exclude the things that you don't really like about their program, and you hopefully can supplement with things that you do like from other programs to make it more comprehensive.” - Ryan Letzeiser Resources Mentioned: Matthew Sutika LinkedIn Ryan Letzeiser LinkedIn Obie Reach out to Ryan Hanley Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Ryan Hanley Show, Ryan Hanley interviews Matthew Sutika, Chief Insurance Officer and Ryan Letzeiser, Co-Founder and CEO of Obie. Matthew and Ryan join the podcast to talk about power mergers, partnerships and changing the way independent insurance agents find coverage for rental property owners. Don't miss this episode... Episode Highlights: Matthew mentions why Ryan Hanley is the coolest guy in insurance. (6:16) Ryan shares his insurance background. (8:59) Matthew shares the process they've built for Obie. (18:42) Ryan shares the benefit of designing policies from the consumer side. (24:11) How does Ryan manage variables that have traditionally been disqualifiers? (27:22) Ryan explains the admitted products process. (29:29) Matthew mentions their main focus. (31:40) Matthew shares what they're currently working on in the company. (36:56) Matthew and Ryan give some advice to the agents who are listening. (42:33) Key Quotes: “I wanted Obie to be in every brokerage. I wanted everybody to have us as a carrier, even if they only use this once or twice a year. At least, it'll be fast, easy. And it'll be nice, right? Some of the bigger brokerages that love to have space will use us, day in and day out. So, that's really what we focused on.” - Matthew Sutika “I think just having a math background has allowed us to work in the right direction, basically from the bottom up rather than the top down. And yeah, I think that's a huge differentiator in making sure that we at least have a product that we know we can sell right out of the gate.” - Ryan Letzeiser “At the end of the day, your program efficiency comes out of somebody that's kind of been there, done that. And, then you exclude the things that you don't really like about their program, and you hopefully can supplement with things that you do like from other programs to make it more comprehensive.” - Ryan Letzeiser Resources Mentioned: Matthew Sutika LinkedIn Ryan Letzeiser LinkedIn Obie Reach out to Ryan Hanley

In this episode of The Ryan Hanley Show, Ryan Hanley interviews Matthew Sutika, Chief Insurance Officer and Ryan Letzeiser, Co-Founder and CEO of Obie. Matthew and Ryan join the podcast to talk about power mergers, partnerships and changing the way independent insurance agents find coverage for rental property owners. Don't miss this episode... Episode Highlights: Matthew mentions why Ryan Hanley is the coolest guy in insurance. (6:16) Ryan shares his insurance background. (8:59) Matthew shares the process they've built for Obie. (18:42) Ryan shares the benefit of designing policies from the consumer side. (24:11) How does Ryan manage variables that have traditionally been disqualifiers? (27:22) Ryan explains the admitted products process. (29:29) Matthew mentions their main focus. (31:40) Matthew shares what they're currently working on in the company. (36:56) Matthew and Ryan give some advice to the agents who are listening. (42:33) Key Quotes: “I wanted Obie to be in every brokerage. I wanted everybody to have us as a carrier, even if they only use this once or twice a year. At least, it'll be fast, easy. And it'll be nice, right? Some of the bigger brokerages that love to have space will use us, day in and day out. So, that's really what we focused on.” - Matthew Sutika “I think just having a math background has allowed us to work in the right direction, basically from the bottom up rather than the top down. And yeah, I think that's a huge differentiator in making sure that we at least have a product that we know we can sell right out of the gate.” - Ryan Letzeiser “At the end of the day, your program efficiency comes out of somebody that's kind of been there, done that. And, then you exclude the things that you don't really like about their program, and you hopefully can supplement with things that you do like from other programs to make it more comprehensive.” - Ryan Letzeiser Resources Mentioned: Matthew Sutika LinkedIn Ryan Letzeiser LinkedIn Obie Reach out to Ryan Hanley

Matthew Sutika is the Chief Insurance Officer of Obie, an exceptional multifamily insurance brokerage in the multifamily space. On today's episode, he goes into why having a great relationship with your insurance broker can give you unprecedented insights as well as the importance of working with a broker who is focused on a specific industry. Matthew Sutika Contact Information:Obie Risk InsuranceEmail Address: matthew@obierisk.com Phone Number: 312-877-2692 

Matthew Sutika is the Chief Insurance Officer of Obie, an exceptional multifamily insurance brokerage in the multifamily space. On today's episode, he goes into why having a great relationship with your insurance broker can give you unprecedented insights as well as the importance of working with a broker who is focused on a specific industry. Matthew Sutika Contact Information:Obie Risk InsuranceEmail Address: matthew@obierisk.com Phone Number: 312-877-2692 

In this episode of The Power Producers Podcast, David Carothers and co-host Kyle Houck interview Emilio Figueroa, Chief Insurance Officer at Foresight Commercial Insurance. Emilio talks about how they engage people in utilizing their technology and their focus in the middle market. Episode Highlights: Emilio mentions what  Foresight is. (1:49) What does Emilio mean by ‘foundational technology’? (2:34) Emilio shares some of the pieces that go into the risk score. (4:01) Emilio shares how they engage people in utilizing their technology. (9:39) Emilio mentions the states in the southwest that they’re writing in, currently. (16:54) Emilio shares the industries that they focus on. (17:59) Emilio shares the relationship between the broker and the insured. (20:58) When somebody uses Emilio’s company for their workers’ compensation, how is the premium determined each month? (23:23) Emilio shares how they help startup agencies. (27:23) Emilio gives mores information about Foresight. (33:11) Tweetable Quotes: “By being able to change the company culture behind how they see risk management, even if they have a risk management team internally, you know, they're usually set on having legacy ways of doing safety meetings on a Monday morning. We try to change that based on what's available.” - Emilio Figueroa “We're looking at engagement. If you engage, great. You're gonna be best in class. You're gonna see a historical, lower free internet frequency, and then you'll have a lower experience mode, and you'll get a better rate.” - Emilio Figueroa  “For us, it's attacking it on a three prong level directly. You know, from our customer engagement and risk management teams, from the broker level, and then from the insurance level.” - Emilio Figueroa Resources Mentioned: Emilio Figueroa LinkedIn Foresight Commercial Insurance David Carothers Kyle Houck Florida Risk Partners The Extra 2 Minutes

This episode features John Grogan, Chief Insurance Officer, Northwestern Mutual Guest Bio As Chief Insurance Officer, John M. Grogan is responsible for the strategy and performance of the company's insurance businesses. This includes overall leadership of product development and innovation, product line performance, risk selection standards, and underwriting. He also serves as a member of the company's Senior Leadership Team. Grogan joined Northwestern as an attorney in 1992 and has worked in and held leadership roles in a variety of company disciplines, including law, insurance, distribution, operations, and investment products. He served as president and chief executive officer of the Northwestern Mutual Wealth Management Company during the financial crisis from 2008 to 2010. In 2010, he led the integration of all support to the field across products, planning and markets. In recent years, he has overseen the company's service operations, innovation and venture investing, and underwriting transformation to accelerate the company's client experience. Highlights from the Show Northwestern's business has historically been based on in-person interactions with customers, so COVID was a big change for them Despite the pandemic, Northwestern saw productivity in their field staff and the volume of business both up significantly They've been working on accelerated underwriting for a while, but COVID accelerated the timeline for it, and for people's adoption of the new tools and methods they've been working on Life underwriting is critical and core to who Northwestern is, so changing that is a big deal, but changing it was necessary for both dealing with COVID and for meeting customer expectations for a more modern, easier process The change is to digitally-enabled, data-driven, real-time decisioning Not just new tools or technology, but transforming at the very core of the business Don't look at disruption as something from the outside that happens to us, but rather something we are willing to do to ourselves from the inside Northwestern has been an active investor in InsurTech around their business, looking at startups as “:team sports innovation,“ thinking about how they can provide value to the startup while getting access to new ways of doing things or new ideas They invest in things in the core and well-beyond the core of their business COVID muddles the picture going forward, but the pace of change is increasing, and the trend line is increasing CX is ratcheting up and they're using client experience as a competitive advantage, not just underwriting expertise Product is critical, but not sufficient to win the customer of the future The role of the human advisor is still critical and will be, regardless of what new tools and changes we see This episode is brought to you by Medallia (Medallia.com), and the book series, The Future of Insurance: From Disruption to Evolution, by Bryan Falchuk (future-of-insurance.com). Follow the podcast at future-of-insurance.com for more details and full show notes. Music courtesy of Upbeat Music, available to stream on Spotify, Apple Music, Amazon Music and Google Play. Just search for "Upbeat Music".

Matthew Sutika, Chief Insurance Officer of Obie, a former State Farm turned Independent now turned Insurtech innovator joins the show to talk about the mentality he used to build his habitational insurance empire. Get more: https://ryanhanley.com/Learn more about your ad choices. Visit megaphone.fm/adchoices

Matthew Sutika, Chief Insurance Officer of Obie, a former State Farm turned Independent now turned Insurtech innovator joins the show to talk about the mentality he used to build his habitational insurance empire. Get more: https://ryanhanley.com/

Insurance is a key piece of a successful deal, yet many operators do not value their insurance broker as a partner. Today's guest, Matt Sutika, Chief Insurance Officer of Obie, is a leading authority in the multifamily insurance industry, and he joins us to provide valuable insights into this important topic. In this episode, we hear about Obie's specialization, where Matt emphasizes the importance of working with an expert who has niche expertise. Just like you would not go to a family doctor for heart surgery, you should not go to a general insurance broker for your multifamily insurance needs. We also hear about Obie's approach to relationships and why they only want to work with operators to consider them partners.Our gracious sponsor: A Cost Segregation Study typically generates accelerated depreciation deductions ranging from 15% - 45%; Whether Commercial Real Estate was acquired, built-new, or renovated over the past 15-years, a Cost Segregation Study can still be performed…and there's no amending of past tax-returns required; All Cost Segregation Providers are NOT created equal…if your Provider does NOT have a Certified Cost Segregation Professional (CCSP) on-staff, then you're at higher risk of a failed IRS audit; There are ONLY (43) Certified Cost Segregation Professionals (CCSPs) in the entire United States…(8) CCSPs are employed by Bedford. Visit www.bedfordteam.com

The insurance industry is shifting; not just in how it use to be done, but how it can be done. Hear from Jackie Morales, Chief Insurance Officer, Bestow as she discusses the evolution of purchasing life insurance and how uncertain times drives specific customer behavior. 

What's in store of the Insurance industry? Hear from Jackie Morales, Chief Insurance Officer at Bestow as she talks about new consumer behaviors, the importance of communicating with clients, and where the industry is heading. 

My guest for this episode is Ty Sagalow one of the founding members of the Lemonade Insurance Group. Ty has held various underwriting and product development position at AIG over his 25 year career there and served as Chief Innovation officer at Zurich North America and Tower Group before joining Lemonade as its first Chief Insurance Officer.Ty wrote a book about his Lemonade experience called the "Making of Lemonade" which is the topic of the interview!We cover all kinds of ground in the conversation (innovation, starting a company, what were some innovation failures in Ty's career) but I didn't take long to get to the heart of the matter. The thing that distinguishes many tech startups of course is that their technology is so great. What is that like? Listen to the episode to find out and check out notunreasonable.com for more!