Podcasts about cirp

Cartes de crédit cachées, dettes non avouées, comptes secrets… L'infidélité financière est un sujet tabou, mais bien réel. Avec Sophie Desautels, LL.B., CIRP, SAI, de chez Raymond Chabot, on explore pourquoi ça arrive, les conséquences sur la relation et comment rétablir la confiance. Une capsule essentiel pour mieux parler d'argent à deux.Pour retrouver SophieLinkedIn de Sophie : https://www.linkedin.com/in/sophiedesautels/Raymond Chabot s'associe à Startop Podcast pour présenter une série de capsules exclusives. Avec des bureaux partout à travers le Québec, leurs experts accompagnent les particuliers et les entreprises à la recherche de solutions concrètes pour surmonter leurs défis financiers.La première consultation est gratuite. Profitez-en!Pour retrouver Raymond Chabot : Site internet : https://www.raymondchabot.com/fr/

In the latest episode of our “Positive Rate” podcast, Communications Committee Deputy Chair FO Melissa Monahan talks with FO Ken Hagan, Aeromedical Committee Deputy Chair-Critical Incident Response Program (CIRP). CIRP's mission is to lessen the psychological impact of on-the-job accidents and incidents on crewmembers and their families and to accelerate normal recovery from those events before harmful stress reactions damage job performance, careers, families, and health. FO Hagan details how the positive steps taken before and after a critical accident or incident will affect both short- and long-term physiological and psychological health. Each episode of “Positive Rate” features APA subject-matter experts working on the membership's behalf. The podcast is available through popular streaming services, including Apple Podcasts, Stitcher, and Spotify. You can search for “Positive Rate” or “Allied Pilots Association” on your platform of choice to subscribe and download. Your first opportunity to listen will be via AlliedPilots.org/Podcasts.

Dans cet épisode de Startop Podcast, nous plongeons dans les méandres de la faillite et de la restructuration d'entreprise avec l'expert Yannick Bourassa-Milot, CPA, MBA, CIRP, SAI. Fort de plus d'une décennie d'expérience dans le domaine du redressement et de l'insolvabilité, Yannick apporte son expertise aux grandes entreprises comme aux PME. À travers notre conversation, il partage des insights précieux sur les défis et les stratégies de survie dans des secteurs variés . Que vous soyez entrepreneur, investisseur ou simplement curieux de comprendre les coulisses des crises d'entreprise, cet épisode vous offre une perspective enrichissante et des conseils pratiques pour naviguer dans les eaux tumultueuses de l'insolvabilité.Pour retrouver YannickLinkedIn de Yannick : https://www.linkedin.com/in/yannick-bourassa-milot-cpa-mba-cirp-19b695b/Site internet de Raymond Chabot : www.raymondchabot.comRaymond Chabot Grant Thornton, reconnu pour son expertise et son engagement auprès des entreprises québécoises, rejoint Startop dans une série de capsules exclusives. Avec plus de 2 900 professionnels et une présence partout au Québec, RCGT est un partenaire de confiance pour les entrepreneurs de toutes tailles. Ces capsules offrent des insights essentiels et des solutions concrètes pour aider les entrepreneurs à relever les défis financiers et stratégiques d'aujourd'hui.La première consultation est gratuite. Profitez-en!Pour retrouver RCGT : Site internet : https://www.raymondchabot.com/fr/LinkedIn de Yannick : https://www.linkedin.com/in/yannick-bourassa-milot-cpa-mba-cirp-19b695b/

In this Q&A episode of the Science of Slink podcast, Dr. Rosy Boa addresses listener questions about pole dancing, injury recovery, proper nutrition, the impact of environmental factors on performance, and the evolution of pole equipment. Key topics include self myofascial release and its effect on hamstring flexibility, optimal eating times for performance, new injury recovery guidelines emphasizing blood flow and activity, and the impact of body types on pole dancing performance. Dr. Boa also explores how temperature and grip strength affect pole dancing and provides training recommendations for general health and fitness.Are you a pole nerd interested in trying out online pole classes with Slink Through Strength? We'd love to have you! Use the code “podcast” for 10% off the Intro Pack and try out all of our unique online pole classes: https://app.acuityscheduling.com/catalog/25a67bd1/?productId=1828315&clearCart=true Chapters:00:00 Introduction and Podcast Overview00:38 The Science Behind Rolling Out Feet and Hamstring Flexibility05:10 Pre and Post Workout Snacks09:15 Injury Recovery: From RICE to PEACE and LOVE12:41 Temperature and Pole Performance15:46 Body Types and Pole Dancing19:15 Optimal Weekly Training for Health21:14 Understanding and Improving Grip Strength25:03 Conclusion and FarewellCitationsFauris, P., López-de-Celis, C., Canet-Vintró, M., Martin, J. C., Llurda-Almuzara, L., Rodríguez-Sanz, J., ... & Pérez-Bellmunt, A. (2021). Does self-myofascial release cause a remote hamstring stretching effect based on myofascial chains? A randomized controlled trial. International journal of environmental research and public health, 18(23), 12356.Dubois, B., & Esculier, J. F. (2020). Soft-tissue injuries simply need PEACE and LOVE. British journal of sports medicine, 54(2), 72-73.Lenard, J. G., & Kalpakjian, S. (1991). The effect of temperature on the coefficient of friction in flat rolling. CIRP annals, 40(1), 223-226.Lee, D. H., Rezende, L. F., Joh, H. K., Keum, N., Ferrari, G., Rey-Lopez, J. P., ... & Giovannucci, E. L. (2022). Long-term leisure-time physical activity intensity and all-cause and cause-specific mortality: a prospective cohort of US adults. Circulation, 146(7), 523-534.

This week: Michael Levin and Josh Lowitz of Consumer Intelligence Research Partners (CIRP) discuss the state of Amazon's Alexa and Echo business, and what the recently announced Alexa+ service means for the company and users. CIRP studies consumer behavior to provide insights for investors and industry leaders. Related links and coverage CIRP: Amazon Report on Substack. (Check out CIRP's Apple Report, as well.) CIRP's Amazon Report: Alexa, Should I Pay for Alexa+? Or Get a New Echo? GeekWire: Amazon’s new Alexa+ uses generative AI to personalize conversations and automate tasks Amazon: Introducing Alexa+, the next generation of Alexa With GeekWire co-founder Todd Bishop; Edited by Curt Milton. See omnystudio.com/listener for privacy information.

In this podcast episode, we talk with Critical Incident Response Program (CIRP) Chair Captain Ken Dubinski. Ken explains that CIRP is a peer-to-peer program under the Pilot Assistance Committee and...

This week on the GeekWire Podcast, we dive into Amazon's launch of a new discount storefront called Amazon Haul, and explore what it says about the future of e-commerce and generational shifts in shopping. Guests Michael Levin and Josh Lowitz of Consumer Intelligence Research Partners (CIRP) provide insights into the long-term trends around Amazon Prime membership and consumer behaviors on the platform. Related links and coverage CIRP's Amazon Report on Substack. Hands-on with Amazon Haul: First impressions of the e-commerce giant's new Temu and Shein rival Amazon launching discount storefront ‘Amazon Haul' with items under $20, longer delivery times With GeekWire co-founder Todd Bishop. Edited by Curt Milton.See omnystudio.com/listener for privacy information.

Today, we're diving into a critical topic that's only becoming more urgent as cyber threats grow: Is Your Cyber Incident Response Plan Up to Snuff? Now, if you're a physician running or managing a practice, you might think cybersecurity isn't something you need to worry about daily. Think back to March of 2024, which saw the Change Healthcare Cyberattack. You may be thinking, “Change is a large organization, and I don't have to worry as much as they do.” But in today's environment, all healthcare practices are prime targets for cyberattacks, and a lack of preparation can have devastating consequences. In fact, according to recent studies, the healthcare sector has one of the highest rates of cyberattacks among all industries, with massive financial and reputational impacts following even a single breach. So today, we're going to cover the essentials of creating a solid Cyber Incident Response Plan—or CIRP for short—and why every practice, from small solo operations to large multi-physician groups, needs a plan in place. We'll talk about the unique vulnerabilities that come with running a healthcare practice, especially as it grows, and the serious fallout that can follow a cyber incident. I'll also offer some guidance on building a strong cybersecurity policy and show you how to protect your practice, your patients, and ultimately, your reputation. Please Follow or Subscribe to get new episodes delivered to you as soon as they drop! Visit Jill's company, Health e Practices' website: https://healtheps.com/ Subscribe to our newsletter, Health e Connections: http://21978609.hs-sites.com/newletter-subscriber Want more content? Find sample job descriptions, financial tools, templates and much more: www.MedicalMoneyMattersPodcast.com Purchase your copy of Jill's book here: Physician Heal Thy Financial Self Join our Medical Money Matters Facebook Group here: https://www.facebook.com/groups/3834886643404507/ Original Musical Score by: Craig Addy at https://www.underthepiano.ca/ Visit Craig's website to book your Once in a Lifetime music experience Podcast coaching and development by: Jennifer Furlong, CEO, Communication Twenty-Four Seven https://www.communicationtwentyfourseven.com/

On this episode of The Construction Record Podcast, digital media editor Warren Frey speaks with Construction Industry Rehabilitation Plan (CIRP) executive director Vicki Waldron and Community Savings Credit Union vice-president of strategic partnerships Raj Khunkhun about their partnership in deploying the Recovery Protection Program (RPP), which addresses the financial needs of those suffering mental health or substance use pressures and are going through CIRP's rehabilitation process. Waldron said the impetus for the partnership was that a big barrier to people staying in treatment was their finances, which often were affected negatively by their mental health or substance use struggle and that the RPP allows them to focus on their recovery. Khunkhun said Community Savings waives banking fees and postpones loans for three months, and noted there are regulatory restrictions on going further than that time period. He added they modeled their part of the initiative on a previous policy used to help workers on strike or in a lockout situation.   You can listen to our recent interview with Chartered Institute of Building (CIOB) CEO Caroline Gumble here. Our episodes are available at the Daily Commercial News and Journal of Commerce websites, on Libsyn and at  Apple Podcasts, Spotify and Amazon Music's podcast section. Thanks for listening. DCN-JOC News Services The Construction Economy Outlook: 2025 Starts Now

In Folge 229 sprechen die ApfelNerds über die neu unterstützten Sprachen für das Transskriptions-Feature von Apple Podcasts, iFixit hat sich die AirPods 4. Generation und die AirPods Max mit USB-C von innen angesehen, die iPhones 16 können schnurlos wiederhergestellt werden, CIRP hat sich die Nutzungsdauer von Smartphones angeschaut, die deutschen Netzbetreiber haben RCS aktiviert, es geht um die Gerüchte von Mark Gurman im Power On-Newsletter und es gibt Updates.

In this latest installment, Ride Report host Capt. J.R. Hall sits down with CIRP chair Capt. Julie Lynn, CIRP vice chair Capt. Michael Scuderi, and former CIRP vice chair and current committee member Capt. Steve Hoffman to discuss the early  of CIRP, the function of the committee, and the important role these specially trained volunteers play in assisting Pilots to successfully manage natural human responses in the aftermath of unusually stressful work-related events.

In Folge 222 sprechen die ApfelNerds über Apples weitere Öffnung der NFC-Schnittstelle, Apple Klassik gibt es jetzt doch für das iPad, Apple Podcasts kommt ins Web, CIRP analysierte die Apple Watch-Verkaufszahlen, die SellCell-Studie zeigt iPhone-Kaufinteressen, der 10. September ist der erste Kandidat für das Apple-Event, neue AirPods könnten noch in diesem Jahr kommen, es gibt Fortschritt bei Apples Robotik-Projekt und es gibt Updates.

Zur Erinnerung: Vier grundverschiedene iPad-Modelle hat Apple im Programm. Doch welches davon ist der derzeitige Favorit bei den Kundinnen und Kunden? Die überraschende Antwort der Marktforscher von CIRP mag verblüffen, bestätigt dann aber auch wieder das nicht zu leugnende Image des zahlungskräftigen Apple-Nutzers.

Dans cet épisode de Startop, nous plongeons dans les méandres de la faillite et de la restructuration d'entreprise avec l'expert Yannick Bourassa-Milot, CPA, MBA, CIRP, SAI. Fort de plus d'une décennie d'expérience dans le domaine du redressement et de l'insolvabilité, Yannick apporte son expertise aux grandes entreprises comme aux PME. À travers notre conversation, il partage des insights précieux sur les défis et les stratégies de survie dans des secteurs variés . Que vous soyez entrepreneur, investisseur ou simplement curieux de comprendre les coulisses des crises d'entreprise, cet épisode vous offre une perspective enrichissante et des conseils pratiques pour naviguer dans les eaux tumultueuses de l'insolvabilité. Pour retrouver Yannick LinkedIn de Yannick : https://www.linkedin.com/in/yannick-bourassa-milot-cpa-mba-cirp-19b695b/ Site internet de Raymond Chabot : www.raymondchabot.com Notre premier enregistrement LIVE aura lieu le 30 mai prochain, en Estrie. C'est juste ici pour te procurer un billet : https://www.zeffy.com/fr-CA/ticketing/bcd0d3c9-44fb-41e6-a3fa-05a0ea54d64e Un salut spécial à nos partenaires qui propulsent vers l'avant cet épisode! SISMIK Culture d'impact : https://sismikimpact.com/fr EVOL : www.evol.ca Comptoir Design : www.comptoirdesign.com Suivez-nous

Un estudio de CIRP ha puesto cifras a una sensación que viene de lejos: los MacBook, en sus dos modelos principales, se venden varias órdenes de magnitud por encima de lo que se venden los modelos de sobremesa. Loop Infinito es un podcast de Applesfera, presentado por Javier Lacort y editado por Alberto de la Torre. Contacta con el autor en Twitter (@jlacort) o por correo (lacort@xataka.com). Gracias por escuchar este podcast.

On this episode of The Construction Record Podcast™, digital media editor Warren Frey speaks with ConstructConnect chief economist Alex Carrick and senior economist Michael Guckes in part one of a two-part series looking at the geopolitical situation across the globe and how it affects the construction industry and the pressing need for labour at a level never been seen before in either the Canadian or U.S. economies. Alex lays out the current economic situation by laying out the latest construction starts data and pointed to risks such as the ongoing situation in Ukraine and the Middle East, climate change and pointed to a significant upsurge in Canada's population which will affect the economy in terms of new housing and access to skilled workers. He also pointed to the need for raw materials accessed through mining and the regulatory frameworks that make for slow approvals when the world is trying to move past fossil fuels. Michael also raised the effects of climate change on shipping, as the Panama Canal experiences drought which has a cascading effect on the economy as shipping slows and goods can't get where they need to be. Weather events across North America are also causing growing insurance claims which increases costs for commercial real estate as well as other industries. He referred to all these risks as “many small cuts” that cumulatively hurt the construction industry. Our recent interview with  CIRP executive director Vicky Waldron about pain relief without prescriptions for injured worker is available here and our podcasts from World of Concrete are also available including a preview episode, a look at robotics and construction and an episode about women in construction and the potential of 3d printing with concrete. Make sure to tune in to part two of our economics podcast with Alex and Michael next week! Other episodes are available at the Daily Commercial News and Journal of Commerce websites as well as on Apple Podcasts, Spotify and Amazon Music's podcast section. Thanks for listening. DCN-JOC News Services

On this episode of The Construction Record Podcast™, digital media editor Warren Frey speaks with BC Construction Industry Rehabilitation Plan (CIRP) executive director Vicky Waldron about its Opioid-Free Pain Clinic pilot program which approaches pain management after workplace injury without drug prescriptions. Waldron spoke to the importance of avoiding opioid use to mask pain and the clinic instead uses an innovative technique called myoActivation trigger point therapy which reduces pain without pharmacological intervention. She also said those who go through the therapy recover more quickly while avoiding drug use, and that the construction industry has collaborated extensively with the clinic resulting in workers getting back to work more quickly and at significantly lower cost than surgery and other treatments. Our recent interview with “Building Toronto's Skyline” author Nick Ainis is here and our podcasts from World of Concrete are also available including a preview episode, a look at robotics and construction and an episode about women in construction and the potential of 3d printing with concrete. Other episodes are available at the Daily Commercial News and Journal of Commerce websites as well as on Apple Podcasts, Spotify and Amazon Music's podcast section. Thanks for listening. DCN-JOC News Services

The Alaska Master Executive Council oversees more than 40 pilot support committees, which are run by dedicated pilot volunteers (overseen by elected leaders) working daily for their peer union members, who are Alaska pilots. Much of their work goes unnoticed, but today we are shining some light to show what these committees do. Our ongoing goal is to periodically spotlight the incredible work our dedicated volunteers do on behalf of our pilots, as we've done in the past. Join host Strategic Communications Chairman David Campbell as he speaks with MEC Chairman Will McQuillen, Professional Standards Committee Chairman Scott Hathaway, Diversity, Equity, Belonging, and Inclusion (DEBI) Committee Chairman Mario James, and DEBI Vice Chair Jenn Taylor as they speak more on these committees' work.  For an earlier episode highlighting other committees working within the umbrella of Pilot Assistance, including HIMS, Aeromedical, CIRP, and Professional Standards, click on the link below.  CALL ALPA FIRST 

Some of the brightest minds in global engineering gather in Dublin this week for the CIRP assembly to discuss the biggest issues being worked on in labs all over the world including electric cars, 3D printing, robotics, and of course AI. Speaking to Joe this morning Professor Edmond Harty is an innovator and entrepreneur with Innovalogix who previously worked in modernising the dairy sector.

Talking about debt can be hard as it can bring up many emotions, including shame, guilt, and despair. But talking about debt is often the first hurdle to master so that one can concentrate on recovery. We sat down with Jeff Lewis, CPA, CA, FCCA, CIRP, LIT, Senior Vice-President and Partner at BDO Debt Solutions and Chantel Chapman, Co-Founder of The Trauma of Money and Financial Trauma Researcher and Educator, to learn more about the power of talking about debt, owning debt, and focusing on the road forward. Additional Resources: BDO Debt Solutions The Trauma of Money Download transcript This episode is part of our podcast focusing on helping listeners manage and better understand debt through strategic planning and purposeful action.    This season is proudly brought to you by BDO Debt Solutions, helping you turn the page on debt.  The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information. 

#194: Wesley Cowan - Post-Pandemic Debt - A Trustee's Perspective   On this episode, Gary chats with Wes Cowan, Senior VP, President of MNP, a firm specializing in consumer proposals and bankruptcy proceedings. Wes has over 20 years of insolvency experience as a license insolvency expert, helping people get back on their feet, but his services are very helpful for investors who want to get back into the investing game as soon as possible. They discuss what the difference is between a consumer proposal and a bankruptcy, and which applies to certain situations. If YOU are struggling with debt, don't abandon hope, listen to this podcast to see if MNP can help you with your situation before it gets worse!   Gary also shares his goal planning ritual that he and Darlene use each year to make them crystal clear and achievable!   Don't forget, Smart Home Choice is gearing up for growth mindset in 2023 and their in-person events are ramping up! Check out SmartHomeChoice.ca for a list of upcoming events.      WHAT YOU'LL LEARN: How Wes' 20 years of insolvency experience have given him unique knowledge to look at the overall health of the economy How does now compare with 2008 in regards to bankruptcies consumer proposals The difference between bankruptcies consumer proposals At MNP they have a unique consumer debt index, what does it tell about current financial health of Canadians with rapid interest rates How Wes thinks things are looking pre-pandemic vs. Post-pandemic How long does a bankruptcy stay on file, especially if you are wanting to get back into buying investment properties  And MORE!   Bio     Wes Cowan, CIRP, MA, LLM is a Senior Vice-President (Partner) and Licensed Insolvency Trustee in the Kitchener Insolvency and Restructuring Group of MNP Ltd. Wes has over 20 years of experience in insolvency matters; 18 of those years as a federally licensed Insolvency Trustee. Wes was appointed Director of Consumer Insolvency for Canada at MNP Ltd. in 2019    Wes has a diverse range of experience in both personal and corporate insolvency engagements. With a focus on restructuring as an initial position, Wes has often found alternatives to bankruptcy that benefit both debtors and creditors alike. In addition, Wes has a unique perspective on tax related debt given his former role as a collections officer and auditor with the Canada Revenue Agency (Revenue Canada).    Wes and his team serve clients not only from the Kitchener office, but also from the Waterloo, Cambridge, Stratford and Woodstock MNP offices, and satellite offices in Tillsonburg, Guelph, Mount Forest, Listowel and Owen Sound.    In 2016 Wes completed a Master of Laws degree (LL.M.) at Osgoode Law School specializing in Bankruptcy and Insolvency.    E-MAIL Wes at wesley.cowan@mnp.ca or call him at 519-772-7461  This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca    If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSAs. Earn maximum returns with NO out of pocket expenses.   To find out more, visit the website or email deals@deep-pockets.ca       Other Links: Private Investing, visit https://deep-pockets.ca Real Estate Investment Club visit https://www.smarthomechoice.ca  Gary's mentorship program visit https://garyhibbert.ca  Start your own Podcast visit https://www.podcastexperts.ca 

CIRP says where iPhones are sold in the states may be a weak point for Apple. TMO Managing Editor Jeff Butts and Ken discuss that. Plus – talking over SNL's very bloody parody of “A Christmas Carol” and Apple Pay.

Abonnez-vous : c'est gratuit ! Voici l'épisode 277 de "la quotidienne iWeek" en ce vendredi 11 novembre 2022. La 3è année de transition vers les Mac à processeur Apple… a commencé. Présentation : Benjamin VINCENT (@benjaminvincent) + Fabrice NEUMAN (@FabriceNeuman). Production : OUATCH Audio. Tags : promesse non tenue ; ne devient pas Google qui veut ; l'Inde à la rescousse ; 128 Go ? Pas suffisant ; Blue, c'est fini ?. Bonne découverte de "la quotidienne iWeek" si vous nous écoutez pour la première fois, parlez de nous autour de vous, retweetez-nous (@iweeknews), bonne journée, bonne écoute, et à demain ! Benjamin VINCENT & la team #iweekLQI PS1 : rejoignez la communauté iWeek sur Patreon et bénéficiez de bonus exclusifs ! PS2 : retrouvez-nous aussi, pour iWeek (la semaine Apple), notre podcast hebdo, désormais en ligne chaque mercredi soir. PS3 : le nouvel épisode 111 d'iWeek (la semaine Apple), avec une page spéciale consacrée à matter, le nouveau standard de la maison connectée et de la domotique, est disponible ! 

IBC is dynamic legislation with amendments made to the Act and the Regulations thereof at regular intervals. The IBBI had, on September 16, 2022, made vital amendments to the CIRP Regulations. In this video, Mr. Bendi Raviteja, Partner at VIRA Legal LLP discusses the said amendments. --- Support this podcast: https://anchor.fm/virtualaw/support

In this episode, Aditya explains the unending saga of Amazon & Reliance over acquiring future group and the recent ruling of NCLT admitting Future Retail in to CIRP. --- Support this podcast: https://anchor.fm/virtualaw/support

In this episode, Prakul presents the case brief of the recent Supreme Court ruling in the matter of Siva Industries and Holdings Limited upholding the commercial wisdom of CoC in considering withdrawal of CIRP under Section 12 of Insolvency and Bankruptcy Code, 2016. --- Support this podcast: https://anchor.fm/virtualaw/support

Heute geht es um simulieren. Was kann Simulation, wo liegt der Mehrwert für Kunden und wie schwer ist es diesen zu verdeutlichen? Zu diesem Thema haben wir wieder zwei Experten am Mikro und zwar Bastiaan Oud (Simcon GmbH) und Christian Becht (cirp GmbH). Die beiden stehen uns Rede und Antwort zu den Möglichkeiten der Simulation.

It is still a matter of debate as to whether NCLT or DRT exercises jurisdiction for initiation of Insolvency Resolution Process or Bankruptcy Process against the Personal Guarantor to the Corporate Debtor when there is no pending CIRP or Liquidation Process against such Corporate Debtor. In this episode Mr Kunwarpreet Singh, Partner at Prakul & Kunwarpreet LLP (P&K) explains the current position of law in this regard! --- Support this podcast: https://anchor.fm/virtualaw/support

Andrew Smith, CPA, CA, CIRP, LIT takes a further dive into debt management and the ways you can reduce your debt.

Andrew Smith, CPA, CA, CIRP, LIT talks about managing debt and how important it is to have a budget.

The Hon'ble NCLT, Principal Bench in the matter of UKG Steel Private Limited Vs. M/s. Erotic Buildcon Private Limited held that loan advanced by Financial Creditor in violation of Section 186 of Companies Act, 2013 leads to a debt which cannot be legally enforceable and thereby dismissed the CIRP Application filed under Section 7 of IBC, 2016. Mr Yashraj Singh summarised the order and its rationale and leaves us with a food for thought as to whether this order is a wakeup call for companies who are advancing loans by violating section 186 of Companies Act 2013. --- Support this podcast: https://anchor.fm/virtualaw/support

After John gives us an update on Justice Centre happenings--including the inside scoop on Pastor Tim Stephens--we get into a discussion about coercion as it applies to Covid vaccinations. We look at the idea of informed consent as it relates to the Nuremberg Code and listen to Vera Sharav at the Truth Over Fear Summit who speaks to this issue.Justice Centre News Release, Jun 1, 2021: Justice Centre in court today challenging federal quarantine hotelsNational Post, Jun 1, 2021: Quarantine hotels on trial as Federal Court hears constitutional challenge of COVID restrictionsJustice Centre News Release, May 28, 2021: AHS drops contempt of court proceedings against Pastor Tim StephensCORRECTION: Confirmed via Twitter, Joe Cressy (Toronto Board of Health): In Canada, Free Ice Cream for Vax (and a Live DJ!)CNN Business, May 10, 2021: Unilever is tempting vaccine skeptics with free ice creamCNN Business, Apr 26, 2021: Got vaccinated? Here's all the free stuff you can getABC Australia, Apr 15, 2021: China uses free eggs and ice-cream, and blacklists to boost lagging vaccine rolloutBang Showbiz via MSN, May 24, 2021: Larry Flynt's Hustler Club turned into a vaccination clinicToronto Star, May 21, 2021: Do Ontario children 12-15 need parental consent to get COVID-19 vaccines? It depends where you liveSaskatchewan Health Authority: "Students aged 13 years and older can legally consent to their own immunization as they are considered to be a 'mature minor.'"Jesse Kline in the National Post, May 18, 2021: No, Tucker Carlson, vaccines aren't killing people by the thousandsAlliance for Human Research Protection, Jul 24, 2015: Vera SharavTruth Over Fear SummitBritish Medical Journal via CIRP, No 7070 Volume 313: Page 1448, 7 December 1996: The Nuremberg Code (1947)Jennifer Leaning in the British Medical Journal via NCBI, Dec 7, 1996 (article in PDF, 3 separate pages): War crimes and medical scienceNBC News, May 23, 2021: Faced with anti-vaccination parents, teens are helping one another get Covid shotsTheme Music "Carpay Diem" by Dave StevensSupport the show (https://www.jccf.ca/donate/)

The Hon'ble Supreme Court of India, in the matter of ARCIL vs. Bishal Jaiswal & Anr., after referring to a plethora of judgements, ruled that the entries in balance sheet shall be regarded as Acknowledgement of Debt for the purpose of Section 18 of the Limitation Act, 1963 read with Section 7 & 9 of the IBC, 2016 for initiation of CIRP. In this Podcast Mr Vakiti Vineeth Reddy explained the rationale of the SC order in the instant case and the views of Full Bench of the NCLAT which had contrary views. --- Support this podcast: https://anchor.fm/virtualaw/support

El Sony Xperia Pro cuesta 2.500 dólares: un alto e inesperado precio para un móvil poco corriente (y de hace un año) Para entender el precio que Sony ha puesto a la edición profesional de su buque insignia hay que ir más allá de su ficha técnica. Repasándola vemos que es un mellizo del Xperia 1 II lanzado el año pasado, compartiendo pantalla, procesador y incluso cámaras. El Xperia Pro es un móvil fotográfico que dispone de varios tipos de ópticas, zoom óptico y una app de disparo manual especializado. El perfil en el que Sony cree que encaja este móvil es en el usuario que quiere un todo en uno para su cámara profesional; unificar lo que haría un monitor externo, un punto de acceso o hotspot vitaminado e incluso un portátil, viendo el uso tanto para la grabación como para el streaming. Eso sí, hay monitores externos 4K por unos 500 euros, así que en cada caso habría que hacer números para ver si verdaderamente compensa la inversión. Todos decían que querían teléfonos más pequeños, pero nadie está comprando el iPhone 12 mini El iPhone 12 mini es el teléfono menos caro de la actual generación de Apple. También es único porque ningún otro smartphone de estas características tiene unas dimensiones y un peso tan reducidos. Pero, después de años pidiendo a los fabricantes que vuelvan a hacer teléfonos pequeños, los consumidores ha decidido que no quiere un iPhone 12 mini en absoluto. El 12 mini es uno de los iPhones menos vendidos del nuevo catálogo de Apple. Según CIRP, apenas representó el 6% de las ventas de octubre y noviembre a pesar de tener el mismo hardware que el iPhone 12 a un precio 100 dólares menor. El iPhone 12 mini ni siquiera está entre los 10 dispositivos más activados de las pasadas navidades en Estados Unidos, según Flurry Analytics. Las decepcionantes ventas del teléfono han tomado por sorpresa a Apple, que ha tenido que recortar su producción y convertir algunas líneas de montaje del iPhone 12 mini en líneas de iPhone 12 Pro y 12 Pro max, los teléfonos más caros del catálogo, cuya demanda, en contraposición, ha superado las expectativas de la compañía. El iPhone 12 a secas, por su parte, está vendiendo lo esperado. --- Send in a voice message: https://anchor.fm/elgordocircuito/message

The domestic equity market witnessed yet another strong session on Wednesday amid broad-based buying.   Both the benchmark indices, S&P BSE Sensex and NSE's Nifty, ended at record closing highs. The 30-share index Sensex rallied 403 points, or 0.87 per cent to end at 46,666.46 levels. During the day, the index hit a lifetime high of 46,704.97 levels.   HDFC, HDFC Bank, TCS, Infosys, and Bharti Airtel were the top contributors to the Sensex's gain today.   On the NSE, the broader Nifty50 index closed the day at a record level of 13,682.70, up 115 points, or 0.85 per cent. In the intra-day trade, the index scaled an all-time peak of 13,692.35.   The broader market, too, participated in the rally. The S&P BSE MidCap index ended 0.87 per cent higher at 17,888 levels and the S&P BSE SmallCap index settled at 17,852, up 0.88 per cent.   Among sectoral indices on the NSE, barring Nifty PSU Bank, all other indices advanced. Nifty Realty gained the most - up over 5 per cent to 303.85 levels.   Among individual stocks, the newly-listed Burger King India shares continued to rally. The stock hit the 20 per cent upper circuit limit for the third day in a row. It ended at Rs 199.25 on the BSE.   In other important developments, the Union Cabinet has approved the next round of spectrum auction, Information and Broadcasting Minister Prakash Javadekar said on Wednesday.   Further, the government also approved a subsidy of Rs 3,500 crore to sugar mills for the export of 60 lakh tonnes of sweetener during the ongoing marketing year 2020-21 as part of its efforts to help them clear outstanding dues to sugarcane farmers.   On the regulatary front, Sebi has approved new norms for shareholding under Corporate Insolvency Resolution Process. The regulator said that the companies coming out of CIRP will have to achieve 5% Minimum Public Shareholding (MPS) at the time of relisting.   In the primary market, the initial public offer of Mrs Bectors Food was subscribed nearly 11 times till 4:30 pm on day 2 of the bidding process.   Global markets   In Europe, shares extended gains to a third straight session on Wednesday on rising hopes of a Brexit trade deal and the possible roll-out of a Covid-19 vaccine in the continent before the new year.   In commodities, oil prices fell on a surprise gain in crude oil inventories in the United States.

Learn more about your union's resources and how ALPA may assist you if holiday stress is impacting you or your family. ALPA has a number of committees whose purpose is to provide direct assistance to pilots. These have been organized under the umbrella of Pilot Peer Support (PPS) and consist of HIMS, Professional Standards, CIRP, and Aeromedical. In this episode, Host Strategic Communications Chairman David Campbell speaks with chairmen from each of these committees. Learn how you, or your flying partner, may be assisted by them and the value of calling ALPA first. Helpful Links: Pilot Peer Support Call (309) 777-2572; (309) PPS-ALPA HIMS Professional Standards CIRP Aeromedical

In this podcast, Mr Araventhan takes you through the order passed by NCLT, Kolkata Bench, in the matter of Anil Goel vs. Deputy Director, Directorate of Enforcement, Delhi wherein it was observed that the attachment and confiscation of properties of a CD undergoing CIRP or liquidation become void under section 32-A of the Code. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

In Babulal Vardharji Gurjar vs. Veer Gurjar Aluminium Industries, both NCLT and NCLAT had admitted CIRP application even when the date of initiation of CIRP Application is more than 3 years from the date of default. The real fight is between Article 137 and Article 62 of the Limitation Act, 1963 and whether the decision of NCLT and NCLAT to admit the application upon invocation of Article 62 of the Limitation Act, 1963 is valid? The matter landed before the Supreme Court and in this podcast Mr Vineeth Vakiti explained the decision of the Supreme Court and the rationale thereof. If VListen... We Learn! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

A gap-down opening seems to be in the offing for the Indian markets today. At 7:30 AM, the SGX Nifty was trading over 100 points lower at 11,290 levels after similar trends in the global markets. Wall Street finished lower overnight after the Federal Reserve in the minutes of its July meeting, raised concerns that the US economic recovery from the devastating effects of the pandemic faced a highly uncertain path. Consequently, the Dow Jones closed 0.3 per cent lower, the S&P 500 lost 0.4 per cent, and the Nasdaq dropped half a per cent. Asian markets followed the Wall Street's dour lead. Australian ASX 200 dipped 0.9 per cent, Japan’s Nikkei fell 0.7 per cent and Hong Kong’s Hang Seng dropped over 1 per cent in early deals. Meanwhile, in the AGR case hearing yesterday the Supreme Court said that telecom firms only have a right to use spectrum and it is not an asset they own to which Reliance Communications told the apex court that it will be forced to go into liquidation if spectrum is not allowed to be sold under the insolvency process. The next hearing of the case is to be held today at 2 PM and the telecom and bank stocks will continue to remain in focus. Corporate results, meanwhile, will continue to pour in. A total of 58 companies including Indian Overseas Bank and McDowell Holdings are scheduled to announce their June quarter earnings today.  Investors would also track minutes of the Reserve Bank of India's August monetary policy meeting, scheduled to be released later today. On the Covid-19 front, India recorded 65,022 coronavirus cases in the past 24 hours, taking its total past 28 lakh. With 1,089 fatalities reported on Wednesday, the country's death toll surged to 53,994. Sebi has sought the market's feedback on whether to increase the minimum free float for companies relisting after undergoing the corporate insolvency resolution process. It has also called for greater disclosures to ensure better price discovery and transparency. The move is triggered by the extreme movement in the Ruchi Soya Industries' stock which surged more than 450 times after it got relisted following the acquisition by Pantanjali Ayurved under the CIRP. Indian banks may restructure loans worth Rs 8.4 trillion to manage financial stress caused by the coronavirus pandemic, India Ratings has said. Almost 60 per cent of the total credit is already susceptible to slip into NPA category after lockdowns to contain the coronavirus devastated the economy, in absence of restructuring, it said. The State Bank of India is looking to raise Rs 8,931 crore through the country's biggest offering of local-currency tier-2 bonds yet as the lender boosts its capital buffers amid the worsening health of domestic companies. And, L&T Finance Holdings is exploring a plan to raise around Rs 3,367 crore through a rights issue, sources have told Business Standard, although no final decision has been made regarding the amount to be raised or the share sale’s timing. According to media reports, the government is gearing up to sell stake in IRCTC and HAL via offer for sale. Stake sale in HAL is expected to take place this month itself, while the government has invited bids for appointment of Merchant Bankers and Selling Brokers to help in OFS of IRCTC.

The Adjudicating Authority admitted an application filed under S.7 of the Insolvency & Bankruptcy Code, 2016 (IBC) which was later set-aside by the NCLAT. Before it is set-aside the corporate debtor had incurred certain CIRP Cost. Who shall bear these expenses? Is it the Applicant FC alone or proportionately by the members of CoC? Listen to our podcast to know the answer. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

In this podcast we will brief you on the NCLAT order in the matter of liquidation of Surana Power Ltd., the Corporate Debtor. The Adjudicating Authority had admitted application filed by operational creditor under Section 9 of the Code for initiation of CIRP against Surana Power Ltd. With non-receipt of any resolution plan, the corporate debtor was ordered to be liquidated. One of the operational creditors Bharath Heavy Electricals Ltd. (BHEL) had succeeded in an arbitration proceeding against the corporate debtor. The Arbitral Award declared BHEL as an unpaid seller and accordingly granted lien over the equipment and goods lying at the site of the Corporate Debtor. Pursuant to S. 52 of the Code, the Respondent i.e. BHEL informed the liquidator about its willingness to realise the security interest in the Asset of the Corporate Debtor. However, the liquidator filed an application before the Adjudicating Authority seeking directions against BHEL to permit the liquidator to cause sale of assets of the corporate debtor under Regulation 32 of the IBBI (Liquidation Process) Regulations, 2016. Strange right? Are we missing something? Yes. Let me take you back to 2010. On September 24, 2010, the assets for which BHEL had been granted lien, were already hypothecated to 10 Secured Creditors. Unlike BHEL, these creditors constituting 73.76% have relinquished their Security Interest into the liquidation estate of the Corporate Debtor. The liquidator argued that the charge of hypothecation is paripassu in nature to that of lien granted in favour of BHEL and hence, the liquidator filed application before the Adjudicating Authority for liberty to sell those assets so as to distribute it among all the Secured Creditors of the Corporate Debtor. The Adjudicating Authority, having established the differences between lien and pledge, observed that "Whenever any lien is created, the person having right of lien has a right to enforce the same against the asset in preference to charge of hypothecation." Accordingly, the Adjudicating Authority dismissed the application filed by liquidator and considered that BHEL is a secured creditor entitled to proceed under S.52 of the Code to realise its security interest. Aggrieved by this order of the Adjudicating Authority, the current appeal was preferred before the NCLAT. The liquidator argued that ten out of eleven Secured Creditors, representing together 73.76% of the total secured assets have relinquished their Security Interest into the liquidation estate and only because of the Respondent, i.e. BHEL, the Liquidator is unable to proceed any further with the sale of assets. In this context, the NCLAT invoked S.13(9) of the SARFAESI Act, 2002 and observed that any steps about the realization of assets by the Secured Creditors requires confirmation from the Creditors having at least 60% of the value of total debt. However, since in the present case, secured creditors having 73.76% of the value of total debt, i.e. more than the required 60% as per SARFAESI, are unwilling to exercise security interest, the same decision shall also be binding on BHEL. The NCLAT further observed that BHEL does not hold a superior charge and hence, it would be prejudicial to stall the liquidation process at the instance of such creditor having only 26.24% share in the secured assets which would also be detrimental to the interest of the remaining ten Secured Creditors. With this rationale, the NCLAT allowed the appeal and had set-aside the order passed by the Adjudicating Authority and directed the Appellant/Liquidator to complete the Liquidation Process in the light of this decision. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

This month on Episode 13 of the Discover CircRes podcast, host Cindy St. Hilaire highlights three featured articles from the June 5 issue of Circulation Research and gives listeners an inside scoop on the cutting-edge ideas in the June 19th Compendium on Atrial Fibrillation. This episode also features an in-depth conversation with Dr David McManus on emerging technologies for identifying AFib.    Article highlights:   Zhang, et al. ACEI/ARB on COVID-19 in patients with hypertension Sakamoto, et al. ERR Signaling and Cardiac Maturation Xie, et al. CIRP Governs the Heart Rate Response to Stress Cindy St. Hilaire:           Hello and welcome to Discover CircRes, the podcast for the American Heart Association's journal, Circulation Research. I'm your host, Dr Cindy St. Hilaire, from the Vascular Medicine Institute at the University of Pittsburgh. Today, I'm going to share with you three articles selected from the June 5th issue of Circulation Research as well as give you an overview of the Compendium on Atrial Fibrillation also coming out in June. We'll follow that by having a discussion with Dr David McManus regarding his review on the emerging technologies for identifying AFib in the general population. So first, the highlights. The first article I'm sharing with you is titled Association of Inpatient Use of Angiotensin-Converting Enzyme Inhibitors and Angiotensin II Receptor Blockers with Mortality Among Patients with Hypertension Hospitalized with COVID-19. The first author is Peng Zhang and the corresponding author is Hongliang Li and they're from Wuhan University in Wuhan, China. Patients with hypertension have increased risk of death from COVID-19. While the high blood pressure itself is likely to contribute to this, concerns have been raised that medications used to treat hypertension, specifically ACE inhibitors and Angiotensin II receptor blockers may worsen coronavirus infection. Research in animals showed that these drugs increased expression of ACE-2, the protein on lung epithelial cells that is used by the virus to gain entry into the host cell where it can then replicate. However, other conflicting evidence has shown that these drugs might reduce lung injury in pneumonia patients, which is also a complication of COVID. To weigh up the benefits and risks of ACE inhibitors and Angiotensin II receptor blockers, Zhang and colleagues performed a retrospective analysis of 1,128 patients with COVID-19 and hypertension who are treated at nine hospitals in Hubei Province, China. Of the patients, 188 took the hypertensive medicine during their hospital stay and 940 did not. The ages, sexes and comorbidities of the two groups were very similar. After 28 days of follow up, 99 of the patients had died, seven from the group taking the hypertensive medications, equivalent to 3.7% and 92 from the group that did not or 9.8%. The team concludes that treatment of hypertension patients with hypertension medications does not increase risk of COVID-19 mortality and may even reduce the threat. However, a much larger sample size would be necessary to fully confirm. The second article I want to highlight is titled A Critical Role For Estrogen Related Receptor Signaling and Cardiac Maturation. The first authors are Tomoya Sakamoto and Timothy Matsuura and the corresponding author is Daniel Kelly from the University of Pennsylvania.  From fetal to postnatal development, the human heart goes through significant changes, including the expansion of mitochondrial numbers, a change in fuel utilization within the mitochondria and replacement of fetal contractile proteins for the adult ones. Further, there is increases in ion uptake and release. Transcription factor estrogen-related receptor was known to drive postnatal mitochondrial biogenesis and now this group has shown that it also drives these developmental changes. They developed a genetic model to knock down expression of estrogen-related receptor in early postnatal mice. When the animals were five weeks old, they performed transcriptomic analysis. In mice lacking estrogen-related receptor, there was a reduction in expression of genes involved in ion channeling in handling, fatty acid oxidation, which is the major metabolic process in the adult heart, as well as adult versions of the contractile proteins. By contrast, expression of genes and coding field contractile proteins and factors, specifically those involved in glycolysis, was upregulated. In heart failure, cardiomyocytes can revert to fetal-like cells. The authors, therefore, suggest that boosting estrogen-related receptor might be a way to counteract such pathology as well as a way to induce and study cardiomyocyte maturation and cultured progenitor cells. The next article I want to share with you is titled Cold-Inducible RNA-Binding Protein Prevents the Excessive Heart Rate Response to Stress by Targeting Phosphodiesterase. The first authors are Duanyang Xie and Li Geng and the corresponding author is Yi-Han Chen and they're from the China Ministry of Education. During a fight-or-flight situation, also known as the acute stress response, the heart rate increases rapidly due to the effects of adrenergic signaling on the cells in the sinoatrial node, which is the heart's pacemaker. Within sinoatrial node cells, levels of the signaling factor, cyclic AMP, ramp up and this, in turn, increases the cell's calcium handling and contraction rate, but excessive or prolonged racing heartbeat can be damaging and it is unclear what keeps the system in check. This group has now shown that cold-induced RNA-binding protein or CIRP puts the brakes on the heart by regulating cyclic AMP levels. The team showed that while baseline rates between wild-type and CIRP-deficient rats were the same, triggering the adrenergic signaling via treatment with isoproterenol caused CRP-deficient rat hearts to beat faster for longer than in the wild-type counterparts. Cardiac tissue from the CIRP-lacking rats showed higher than usual levels of cyclic AMP after isoproterenol treatment. This was due to lower than usual levels of phosphodiesterase, the enzyme that normally degrades cyclical AMP. The team went on to show that CIRP normally binds and stabilizes phosphodiesterase's messenger RNA and sharing a ready supply of the enzyme to restrain cyclic AMP signaling. As well as revealing this crucial control mechanism, the work highlights CIRP as a potential new target for future heart rate lowering medications. The last thing I want to share with you before we switch to our interview is our Atrial Fibrillation Compendium. Atrial fibrillation, or AFib, is a major cause of morbidity and mortality globally. There have been significant advances in the detection, management and treatment of AFib over the past two decades. However, the burden of the disease continues to increase. This Compendium on AFib features articles on epigenetics and transcriptional networks underlying atrial fibrillation, inflammasomes and proteostasis, novel molecular mechanisms associated with atrial fibrillation, emerging technologies with the identification of atrial fibrillation, epidemiology of atrial fibrillation in the 21st century, how will genetics inform the critical care of AFib, how will machine learning inform the clinical care of AFib, population-based screening for AFib, the molecular basis of AFib pathophysiology and therapy, the genetics of AFib in 2020, GWAS genome sequencing, polygenetic risk and beyond, is there hope for animal models of AFib and ablating AFib in 30 minutes, new technologies for safer and more efficient pulmonary vein isolation. Okay. So we're now going to switch over to the interview portion of the podcast. I have with me, Dr David McManus, who is a professor of medicine in the Division of Cardiology and the Department of Medicine at UMass Medical Center in Worcester, Mass and he's also a cardiac electrophysiologist. And today, we're going to be discussing his recent Review on the emerging technologies for identifying atrial fibrillation, also known AFib, So thank you so much for taking the time to speak with me today. David McManus: My pleasure. Thanks for inviting me. Cindy St. Hilaire: Yeah, so before we dig into the review and about the emerging technologies for AFib, can you maybe give me a brief explanation of what is AFib, who gets it and what's the spectrum of disease severity in the patients that do get AFib? David McManus: Sure, so atrial fibrillation is the world's most common sustained heart rhythm problem. It is associated with a number of different health conditions in terms of risk factors. The biggest risk factor for getting this rhythm problem is age, so it's most common in people over the age of 40 and it increases ... in fact, it doubles in terms of the incidents with each decade of life. So as you get into your 80s and 90, it's really quite common. The additional risk factors are kind of common things that you might imagine and a few things you might not, things like diabetes and high blood pressure that are also risk factors forgetting plaque in your heart arteries are also risk factors for AFib, but some other risk factors that are a little more controversial with respect to heart artery disease, things like alcohol consumption, even if it's red wine, which otherwise might seem to have some benefit, is actually a risk factor too for AFib. In fact, in the old days, some doctors used to refer to AFib as holiday heart because of its association with acute alcohol intake around the holidays. So, the fact is that AFib is related to some health behaviors like drinking. It's also related to a condition called sleep apnea or sleep-disordered breathing. Weight is associated with getting AFib. So all these things combined with your genetics, your family history and your age to contribute to getting this disease, so those are the most common risk factors. The question about why it is important to diagnose? It was a disease that people sort of treated like gray hair for a long time. Something that you might not want to have, but is not particularly impactful, but some really important studies, especially in the 70s and 80s, started to establish a link between atrial fibrillation and clot-based strokes and so that is a very strong relationship that exists between people who get AFib and a much higher risk of having a clot form in the heart and traveling to the brain. Cindy St. Hilaire: Which is obviously very dangerous. So how often does AFib go undetected? Because I think that's kind of at the core of using this new technology. Once you get AFib, do you know you have it right away? David McManus: So, that's exactly right. The fact is that we don't truly know, right? Because by definition it's undiagnosed. We don't really know how long your average person goes before they're diagnosed and I think it varies a lot, but it's important to know a couple of things about AFib to sort of talk around the perimeter of this answer and try to kind of hone in a bit.  So first off, some people who develop AFib don't feel it or they have very minimal symptoms or they have symptoms that come and go so quickly. By the time they get in for an evaluation, the arrhythmia is gone so it can be what's called paroxysmal in its early stages, which means it can come and go. The duration of that AFib can be minutes or hours or even in some cases, seconds, and therefore elude a diagnosis. The other thing is symptoms from AFib, when they do exist, are not always the sensation of palpitation, a sensation of an irregularity. Some people just feel short of breath when they go up a flight of stairs and- Cindy St. Hilaire: Which you can associate with age. David McManus:  ... they may attribute that symptom to being older. Yeah. Right. They may just think "I'm getting tired because I'm older," or "I'm out of shape." And so the simple answer is, I guess, I'd start with this statistic. A significant minority of patients with atrial fibrillation present with a stroke as their first clear manifestations, so they come in with stroke. The estimates on that vary considerably, but at least one in five patients who present with a stroke have a first diagnosis of AFib at the time of that stroke and about 5% of patients with AFib overall present with stroke as their first manifestation. Those are two different statistics to kind of come at it different ways and that's what you're trying to prevent. You want to make the diagnosis of AFib before the stroke because we have a lot of really good treatments that can prevent stroke if you know you have it. Cindy St. Hilaire: Right and so I think that gets to this idea of maybe screening patients of a certain age. I don't know what that age cutoff would be. But when you look at the guidelines right now, there is no clear guideline. The US Preventative Task Force says there's no good data to screen patients beforehand. I think the AHA and the ACC just don't have any guidelines regarding screening. But yet in Europe and Australia, they do perform opportunistic screening for AFib patients and this is in the clinic. This is now with ECGs. They screen for patients over 65. So based on this statistic you said that 20% of stroke patients had undetected AFib, why is there not a specific guideline? Where does that come from? David McManus: I think you're spot on that there's a lot of controversy about this right now and that's good because the reason I think it's controversial is there's some emerging technologies and opportunities that didn't exist before. Because pretty clearly, before doing a conventional 12-lead EKG in the office, did not offer sufficient benefit over and above usual care to demonstrate to groups like the US Preventative Service Task Force, which issues the guidance around things like breast cancer screening and colon cancer screening, so they have to weigh costs, financial costs, harms from false-positive tests. And so, the reason there's controversy is because what we had previously was a pretty suboptimal situation for screening. We had intermittent tests, which were of significant costs and they were spaced so far apart and required coming in for clinical care that there was really no benefit to doing them over and above taking someone's pulse in the office. But there's no question that there are groups. There's a group called the AF-SCREEN Group, for example, that is really challenging the research community and clinicians to revisit some of these assumptions about screening, given new technologies and how we might thoughtfully use them in a pharmacy, for example, or in a clinic or at home with commercial technologies to study that. Because, really, to make a recommendation that screening is clearly beneficial, you have to do some kind of a study or studies that show that not only can you diagnose more of the arrhythmia, but that by diagnosing it, you can do something about it and that that action, in this case, anticoagulation, leads to a reduction in stroke and without a significant increase in harm from that treatment and that's somewhat controversial because this is a disease…the technologies that we have now are creating new diseases, right? So in a sense, we've created the new disease, undiagnosed AFib. And so, okay, we found it. Now, is it kind of like cancer where finding it earlier maybe has a different prognosis than finding it later in terms of risk? Some people think so. And in that case, you really have to prove that finding it early and treating that early form with the treatment that you have for the late form works as well and doesn't cause harm. So that's kind of where we are right now is there a number of really big studies going on that are hoping to help inform this more, which is pretty cool. Cindy St. Hilaire: Yeah. And so on that note, my parents got new supplemental insurance. They're both retired and this new insurance came with a nurse that dropped by your house and just kind of did a wellness check. And that nurse came and checked my mom's pulse, asked her how she was feeling and checked it again and said, "You're going to your doctor. You're in AFib," and she had no symptoms of that. She's 69, she's very healthy, she's active. And essentially in the course of a couple of months, she went from what she thought was normal to not being able to take one step up one stair because her AFib got so bad and she obviously saw a cardiologist and they got her on blood thinners. And eventually, after two cardioversions, things stuck and it's now in control, but one of the things that we did was we immediately bought her an at-home KardiaMobile heart monitor. That is essentially what you're reviewing now and I'm wondering if you could maybe give us a little bit of information about this. So, there's multiple devices out there. There's the KardiaMobile. There's also the Apple Watch and the Fitbit that are starting to get these kinds of technologies. And so for us, it was at least reassuring to see her heart rate was something and now it's getting more normal with the medicine. And now even after the cardioversion, it's been a couple of months, she checks it once a day to make sure it's still functioning as it should. So can you tell us a little bit about these and about what this might mean for the future of AFib and clinical management? David McManus: Sure. So you are using an FDA-cleared technology. You've referenced the AliveCor KardiaMobile. It's in a recent survey that the Heart Rhythm Society did. One of the most common ones that's purchased or advised to patients to buy by their cardiologists and healthcare providers and I think it was cleared about 2015. And what it is is it's a credit card-sized device that gets you a 1-lead EKG and it records about 30 seconds. And then that data, it can be transmitted directly to your cardiologist. Cindy St. Hilaire: She actually would bring her phone in and show them, "Look at my last week." David McManus: Yeah, you can do it that way or, like many of my patients are, just constantly emailing them or putting them in their electronic health record, which speaks to a whole other ball of wax. But that is a very valuable tool for people who are at risk for AFib or know they have it and want to monitor themselves for things like recurrences, to check their rhythm, check their rate, so that's an FDA-cleared device. And it also provides an automated read so that she is able to see at the top of the EKG what the computer thinks her heart rhythm is and that is a really nice technology that's been fairly well studied in a variety of different settings, including people like your mom who have had a prior cardioversion, to look for recurrences. So that's one approach that exists, which is for intermittent monitoring. And that's also in essence, the same approach that one of the two tools that an Apple Watch has embedded in it. So the Apple Watch 4 and 5 are also FDA-cleared for similar analysis. So the Apple Watch has a EKG on the bevel of the watch. The thing you turn to change the time, not really in an Apple Watch, but in an old-fashioned watch. And so you can kind of put your finger on it and again, create that same circuit in your body to record a single-lead EKG and that similarly can present a 30-second EKG strip, so it's very similar to what AliveCor's KardioMobile does. Just in the watch. But again, that's an EKG-based approach and those approaches are not the only technologies that are out there. There are a number of other devices that have CE marking designation in Europe. Other devices that are starting to become available in the US and we go through some of the performance of those devices in our review. And generally speaking, the ECG approach, the advantage is it's one of the more accurate approaches to AFib detection, but it does require, at least right now, that you intermittently check yourself.  In contrast, there's a movement afoot, and Apple has a separate  FDA clearance, to use the lens and video camera on the back of the watch, that was previously used to measure your heart rate, to analyze the skin color changes that happen when your blood is flowing in and out of your wrist, to your hand. It looks at that skin color change, records it and analyzes it for irregularity. So it's an essence, like someone checking your pulse and it's called pulse plethysmography and that recording is similar to what other groups are analyzing. For example, there's something called FibriCheck, which is an app that is FDA cleared for AFib detection. But again, you put your finger on the camera of your iPhone or Android and it analyzes the pulse. Cindy St. Hilaire: So a patient has to actively say, "I'm going to check this right now," as opposed to a background assessment? David McManus: Yeah, so just to be clear. The background assessment is the automated sort of pulse check that the Apple Watch is doing and then it can prompt you to perform your own EKG, so that's the difference between kind of an intermittent-check approach versus a more near-continuous ... it's not truly continuous, but it's a near-continuous approach Cindy St. Hilaire: So are there any drawbacks to people more regularly performing these in their kitchen? As a clinician, what are the drawbacks? David McManus: It really is exciting and I think there are a lot of good reasons to pursue this. As you know, I'm sort of an early adopter of this idea and so I definitely would side with you that I think there were a lot of good reasons to be using these technologies. I just want to highlight though that there are a couple of issues. So when commercial technology companies build medical-grade tech intended to diagnose or detect rhythm problems, those rhythm problems come to the clinics in a very different way and from a different type of patient, so they're not necessarily contextualized the same way a workup would happen if you came into the doctor, they prescribed a medical-grade patch monitor or a traditional monitor or did another type of medical test on you. You're kind of on your own. And so when you get the diagnosis or you get the possible diagnosis, you have very little information,  and it can be anxiety-provoking. In many cases, especially in younger people ... in fact, the majority of people who have Apple Watches are at really low risk from having a complication from AFib. So now, you're making an upstream diagnosis and you may not do anything about it other than introduce a word onto their chart. And so, yeah, I do think there's some things that warrant further study and evaluation about some of the unintended downstream consequences of making diagnoses earlier and worrying people about a condition. David McManus: Now, some have argued that an early diagnosis, even if you wouldn't put someone on a blood thinner, as you call it or an anticoagulant ... Like for example, maybe you change your health behaviors, maybe you lose some weight or you get more active or you stopped drinking so much. So I happen to think that early diagnosis is a good thing, but I do think that we don't really have robust care-management systems across the country that can support people who are at home. It's really hard right now for your doctor to, on top of seeing 30 patients in the office, to find the time to respond to your new test that he didn't order or she didn't order. Cindy St. Hilaire: I got this blip on my strips. David McManus: Yeah, what do I do about this? Well, okay, now I got to see you, what tests are ordered, what's the process and I think there's a lot of opportunity for us to, especially in the COVID era, redesign how we're delivering heart care and integrating these technologies become a facilitator as opposed to a burden, so I think there's a lot of interest in incorporating them. But right now, at least, they're kind of separate from your chart, in the electronic chart and your doctor has to sort of find a way of reviewing on your smartphone, in the office, finding extra time to do that. They're not really paid to do that, how do you protect the safety of that information and et cetera, et cetera. So there are all these sort of little, but they seem little, but they're actually kind of important downstream implications. So we talk a little bit about, and this is kind of a unique part of this Review, the clinical actionability of device-detected AFib. There's no debating the fact that AFib is bad, but the real impact of device-detected AFib remained something that we really need to define and so there's a lot of interesting work going on in this area. Cindy St. Hilaire: And so, because we're still all at home because of the COVID epidemic, there's been some things in the news regarding some of these wearable technologies being able to detect or track trends in swaths of patient health. Where do you see this going in terms of either things like COVID and epidemics or even things regarding AFib and we always see those maps from the AHA with hotspots of diabetes, things like that, so how do you think that this kind of technology can help transition the future of medical care, specifically in the US? David McManus: I think it's really exciting because everybody has a smartphone and that crosses age, sex, race, occupation, religion and I think people are increasingly understanding the connections between health behaviors and their heart health. And I think, for example, just using your heat map example, that there's a stroke belt and a diabetes belt and different areas in the United States, also tremendous rural health disparities, that mobile devices have a really remarkable opportunity to help us understand what is going on, what is driving these sort of risks? Is it stress, is it alcohol, food consumption, nutrition, activity, sleep, all the things we talked about? And whether it be AFib or other cardiovascular conditions, these wearable devices and mobile devices and digital technologies allow for quantifying different health behaviors and mood and opinion and activity in ways that our  regular in-person exams that we do, when we see you for an hour or two every 365 days, we just really don't quantify. And I look forward to a time in the near future where your vital signs that are presented for your visit with your doctor over the internet is your activity, your blood pressure from your watch or heart rate from your watch or EKG, your oxygen levels at any of a myriad of other things that these devices can impact or will in the near future. Cindy St. Hilaire: Yeah, I agree. I think it's great. And I think also it helps to empower the patient. David McManus: Oh, for sure. I mean, if done well, it really connects you as a patient to your health more and it also, if done well, could connect you better to your healthcare team. I mean, a lot of people are afraid in the healthcare community of this technology replacing them, but that only will happen if we don't incorporate it as a tool into our relationships with our patients. I think if it's done in that way, it's a facilitator. It actually makes your mom maybe feel more connected to her cardiologist to be able to kind of run that list. Cindy St. Hilaire: Yeah and she understands what she's looking at more, so it's been wonderful. Well, thank you so much. This was an excellent Review; it was really timely and thank you again for the contribution and for taking the time to speak with me today. David McManus: My pleasure and thanks for the invitation and I hope people will read the Review. Cindy St. Hilaire: Great. Wonderful. Well, thank you so much, David. David McManus: Good luck to you and your mom. Cindy St. Hilaire: So that's it for the highlights from our June issues of Circulation Research and our compendium on atrial fibrillation. Thank you for listening. Please check out the Circulation Research Facebook page and follow us on Twitter and Instagram with the handle @CircRes and #DiscoverCircRes. Thank you to our guests, Dr David McManus. This podcast is produced by Rebecca McTavish and Ishara Ratnayaka, edited by Melissa Stoner and supported by the editorial team of Circulation Research. Some of the copy text for highlighted articles is provided by Ruth Williams. I'm your host, Dr Cindy St. Hilaire And this is Discover CircRes, you're on-the-go source for the most up-to-date and exciting discoveries in basic cardiovascular research.  

Debt can be debilitating. Add COVID-19 into the mix and the problem gets bigger for many. With an East-meets-West approach, this episode uncovers the debt situation in Canada as well as provides solutions to help combat this financial crisis. Join Sandy Lyons, CPA, CA, CIRP, LIT, Senior Manager, Licensed Insolvency Trustee at Grant Thornton Limited, Frank Fabiano, CPA, CA, CIRP, LIT, Partner at Grant Thornton Limited and Robert Hunt, CIRP, LIT, Managing Partner at Grant Thornton Limited for an insightful conversation on dealing with debt during this difficult time. This episode was recorded via Skype. For resources, visit cpacanada.ca/financialliteracy and  gtdebtsolutions.com/covid-19

The One Take Show brings to you the second episode, discussing the burning questions around the impact of Covid-19 on Insolvency, wonderfully explained and discussed with Mr Yash Patel (Associate, Cyril Amarchand Mangaldas). We discuss the two major changes proposed by the Government of India with respect to Default threshold and suspension of CIRP triggering sections, relaxation in limitation, understanding the impact and rationale for these changes, and finally his insights into the projected impact of Covid 19 on Insolvency. Disclaimer: The Podcast and the discussion is for informational purposes only and does not contain legal advice. Opinions expressed are personal and do not represent the views or solicitation of Cyril Amarchand Mangaldas.

Episode 24: Ben finally got his home automation running seamlessly… for now! Steve caved and replaced his overheating Raspberry Pi 4 with a liquid-cooled gaming computer that he promises will be used for some work. Stephen then opens with some cool ML work MIT has done implementing a vision system to monitor social distancing. Ben shares a cool video highlighting the usability of Boston Dynamic’s Spot industrial robot, a dog-like quadrupedal drone. Stephen talks about the metrology used to perform alignments on military vehicles. Ben closes with a CIRP paper on “Machine learning-based image processing for on-line defect recognition in additive manufacturing.” - https://www.technologyreview.com/2020/04/17/1000092/ai-machine-learning-watches-social-distancing-at-work/ - https://www.youtube.com/watch?v=R-PdPtqw78k&feature=youtu.be - https://metrology.news/optical-metrology-system-improves-alignment-of-military-vehicle-performance/ - https://www.sciencedirect.com/science/article/pii/S0007850619300228?via%3Dihub Benjamin’s Linked In https://www.linkedin.com/in/benjamin-moses-b13b44a2/ Amateur Machinist Blog https://swarfysteve.blogspot.com/ Music provided by www.freestockmusic.com

Cash Flow Management is the most critical aspect of any company and moreover, in a company undergoing insolvency it becomes the foremost task. In stress situations of corporate borrowers, the Banks usually opt for cash flow monitoring to ensure that they closely monitor the inflows and outflows. In this context, we discuss the process of cash flow monitoring and how it can be a double-edged sword during Corporate Insolvency Resolution Process (CIRP). Speaker: CA Parshva Shah, Chartered Accountant from Mumbai having two years of experience in the insolvency sphere and is currently undergoing Graduate Insolvency Programme to become an Insolvency Professional..

A special episode on Companies Fresh Start Scheme 2020 which can be used by resolution professionals during CIRP. Speaker: CS Sharath Chandra, is the founding partner of M/s Sharath & Associates, Company Secretaries who is an young company secretary in practice from Hyderabad. He can be followed on LinkedIn using the following link: https://www.linkedin.com/in/sharath-chandra-6477949a/ His area of practice includes Drafting agreements for Corporate Investments, Foreign Direct Investments, Corporate Structuring, Strategising and execution of Mergers and Acquisitions, Corporate Compliance Management, Advisory in relation to Corporate Insolvency, Appearance before National Company Law Tribunal etc, apart from consultation under the Corporate Laws of India. In case you need any further clarification on the scheme or wish to professionally engage them for any advisory / consultation services, you may contact their firm at srmassociates.cs@gmail.com or may call on +91-8885114757.

Shared at CIRP on February 15th, 2020 by Mark Goring from the message number six from the series Habits that Transform.

Shared at CIRP on February 22nd, 2020 by Mark Goring from the message number seven from the series Habits that Transform.

Shared at CIRP on February 8th, 2020 by Mark Goring from the message number five from the series Habits that Transform.

Hospitals aren’t often associated with mobility innovation. Children’s Hospital of Philadelphia’s (CHOP) Center for Injury Research and Prevention (CIRP) shifts that thinking. Valentina Graci, Ph.D., a research scientist at CIRP/CHOP, sits down with host Grayson Brulte at SAE’s Government/Industry Meeting to discuss all things child safety in vehicles, including her research efforts on automotive safety, autonomous vehicles warnings, safe seat design and position, seatbelts and why AV designs should consider the current and future unique safety needs of children. Valentina details why CHOP is focusing on AV research, discusses the proper use of booster seats for keeping children safe and looks to when children might ride in an AV without a parent. Subscribe to SAE Tomorrow Today or visit www.sae.org/podcasts to stay up to date on all the latest information from SAE. Follow SAE on Twitter, Facebook, LinkedIn and Instagram. Learn more about SAE’s events by visiting: www.sae.org/attend.

Shared at CIRP on Jan 25, 2020 by Mark Goring from the message number three from the series Habits that Transform.

Speaker: Ms. Diksha Sharma Ms. Diksha Sharma is a Chartered Accountant who worked as a Financial Analyst with NTT Data Services and her most recent experience includes working in the core team of a Resolution Professional of an Engineering, Procurement and Construction (EPC) Company. Corporate Insolvency Resolution Process (CIRP) under the Insolvency and Bankruptcy Code, 2016, totally changed the rules of the game of insolvent companies. Unlike earlier insolvency regime, the current regime provides for creditor-in-control model. During CIRP, the powers of the Board get suspended and the same stand transferred to a Resolution Professional ("RP"). Hence, an RP takes over the management of the Company at a time when it is in doll drums, struggling to generate adequate cash flows. The situation becomes worse when the company in CIRP is an EPC company. Through this podcast we will deliberate on the practical difficulties an RP faces while handling CIRP of EPC Companies. Keep listening to VListen!

Apple Juice Show Notes Episode #: 161Date: 11/11/18Hosts: Danny Tammaro and Ken CooperThis Week’s Apple HeadlinesFirst watchOS 5.1.2, second iOS 12.1.1 & tvOS 12.1.1 developer betas arrive Apple Seeds Second Beta of macOS Mojave 10.14.2 to Developers/Public Apple Releases Updated Version of iOS 12.1 for iPhone XR Apple Music picks up three new distributors including CD Baby for music, concert film footage, and lyrics Apple Highlights 2018 MacBook Air and Mac Mini Reviews iPhone XR production cuts suspected based on questionably weak demand, component quality issues CIRP says 181M iPhones in active use in US, but starting to level off Apple offering free repairs to fix iPhone X display issues and 13-inch MacBook Pro SSD data loss problems Apple celebrates VoiceOver success with story of blind veteran surferAmazon Inks Deal to Sell New Apple Products Like iPhone XR, iPhone XS, and 2018 iPad Pro Apple Says Battery Can Be Replaced Individually in New MacBook Air With Retina DisplayApple investigating issue causing ‘steep consumption declines’ in Podcast reportingTeardown of Apple's 2018 MacBook Air shows decreased repairability versus previous modelDan’s iPad Pro review How to Reach Us:Dan - @DMTammaro on Twitter or Danny Tammaro on Facebook, iPhonaddict.com (now in Apple News) and the iOSDocked PodcastKen - @krc2 on Twitter or krc2clearwater on InstagramYou can also reach us on Twitter @AppleJuiceCast or email the podcast at applejuice@tekside.net, we would love to hear from youIn ClosingPlease subscribe to the show in iTunes or Google Play and take the time to leave us a review and comment. We have a Patreon page. This gives our dedicated and loyal listeners an opportunity to support the podcast for as little as $1 a month. If you would like to support us, visit our support page at www.patreon.com/tekside. Show notes are available on our website at tekside.net/applejuice . Also be sure to check out all our other great podcasts, blogs, photo galleries and the TEKSide store on tekside.net. Thank you all for listening! Goodbye!

There's no Question of the Week episode this week, but here's our roundup of the major news of the week. We kick things off with a discussion of Jawbone's reported liquidation and what it might mean for the broader wearables market. Secondly, we discuss preliminary disclosure of financial or operating results from Samsung, LG, and Xiaomi, which emerged this week. Third is a quick evaluation of a report from CIRP that Amazon now has 85 million Prime subscribers in the US, which Jan is skeptical of. And last is a discussion of the reports this week that Apple might ditch the Touch ID sensor in at least one of this fall's new iPhones. As usual, the show notes below include links to all these stories on Tech Narratives. News stories we covered (Tech Narratives links unless otherwise stated): • Jawbone liquidation: https://www.technarratives.com/2017/07/06/jawbone-has-begun-liquidation-proceedings/ • Samsung preliminary results: www.technarratives.com/2017/06/27/fa…active-users/ • LG preliminary results: https://www.technarratives.com/2017/07/07/lg-preliminary-q2-results-suggest-revenue-and-earnings-miss-despite-growth/ • Xiaomi Q2 smartphone shipments: https://www.technarratives.com/2017/07/07/xiaomi-claims-70-quarter-on-quarter-smartphone-shipment-growth/ • Amazon Prime subscribers: https://www.technarratives.com/2017/07/07/amazon-said-to-have-85-million-prime-subs-in-the-us-but-probably-has-fewer/ • Touch ID reports: https://www.technarratives.com/2017/07/03/kgi-and-bloomberg-report-leaks-on-iphone-8-security-features/ Jan also mentioned the new Tech Narratives Podcast, which you can find on SoundCloud (@user-500920953), iTunes (itunes.apple.com/us/podcast/tech-…d1252808525?mt=2), and Overcast (overcast.fm/itunes1252808525/te…-narratives-podcast), and which should be available in many other podcast apps too. You can also find the Beyond Devices Podcast on iTunes (itunes.apple.com/us/podcast/beyon…ast/id1002197313), in the Overcast app (overcast.fm/itunes1002197313/be…odcast/id1002197313), or in your podcast app of choice. As ever, we welcome your feedback via Twitter (@jandawson / @aaronmiller), the website (podcast.beyonddevic.es), or email (jan@jackdawresearch.com).

Debt is something that many Canadians struggle with and if you are feeling choked by debt you are not alone. Whether you are going through a change of employment or another stressful situation that has caused financial difficulty, the professionals at Albert Gelman Inc. can assist you in obtaining financial relief through the filing of a Consumer Proposal or Bankruptcy. http://albertgelman.com/financialsolutions/locations/toronto/ http://albertgelman.com Contact at 416-482-5116 @360FMRadio