Podcasts about home buying

On this Wednesday's episode, Vanessa opens with a powerful foremother meditation in tribute to the legendary trans activist, Marsha P. Johnson—reflecting on her unwavering fight for justice, safety, and a place to call home. Then, Morgan takes the reins for a teach-in on housing justice, exploring the critical fight for equitable living conditions. Whether you're looking to secure stable housing, buy a home, or ensure financial security for your family, this episode breaks down essential tools for empowerment.Important Disclaimers: Morgan and Vanessa are not legal or financial experts. Consult your legal advisors, real estate agents, and financial professionals for guidance tailored to your needs.Media Featured:https://youtu.be/22Sc24R0wrM?feature=shared

Is your brokerage truly giving you freedom, flexibility, and financial growth? In this episode of the Real Estate Excellence Podcast, Tracy Hayes welcomes with Kimberly L. Waterhouse, Veteran USMC. Kimberly shares how her journey from the United States Marine Corps to Jacksonville real estate has been a masterclass in reinvention. With a rich background in media, marketing, and business leadership, Kimberly brings more than just property expertise—she brings people-first values, military grit, and a deep understanding of Jacksonville's evolving communities. Kimberly dives deep into the nuances of VA loans, new construction challenges, and the power of truly knowing your client. From advocating for veteran homebuyers to spearheading relocation success stories, Kimberly's authenticity and dedication shine. Whether you're a new agent, seasoned pro, or simply passionate about purpose-driven business, this episode will leave you energized and informed. Loved Kimberly's story? Share this episode with a veteran, aspiring agent, or someone relocating to Jacksonville!   Highlights: 00:00 – 13:59 Starting Strong: Military Roots and Real Estate Beginnings Kimberly's Marine Corps experience and discipline Transition from military to business world Lessons from Camp Pendleton Embracing military values in real estate Starting with Berkshire Hathaway 14:00 – 25:59 VA Loans Demystified Why many veterans don't use their VA benefits Key misconceptions about VA loans How VA loans compare to other options Educating sellers about VA buyers Leveraging VA loan assumptions 26:00 – 38:59 The Power of Pre-Listing Inspections Importance in today's insurance market Real examples of inspection deal-breakers How it builds trust with buyers Avoiding renegotiation pitfalls Saving time and money upfront 39:00 – 50:59 Homeownership Journeys: Personal and Professional Kimberly's first-time homebuyer story Budgeting, planning, and long-term vision Unexpected life changes and real estate impact The rise of single women homeowners Using her journey to guide clients 51:00 – 1:04:59 New Construction: Expect the Unexpected Why new builds still need inspections Issues with builders during high-demand years Being a client advocate during construction Virtual check-ins and milestone walkthroughs Learning to speak up for the buyer 1:05:00 – 1:22:31 Market Trends and Local Expertise Navigating Florida's competitive housing market The impact of interest rates and inventory shifts Balancing seller concessions and buyer needs Strategic marketing and community presence Staying ahead with local knowledge Conclusion   Quotes:  “You learn so much about yourself when you're out in the field, digging your own latrine and pitching your own shelter.” – Kimberly L. Waterhouse, Veteran USMC  “Just because you're a veteran doesn't mean you can't still benefit—VA loans are powerful and underutilized.” – Kimberly L. Waterhouse, Veteran USMC “I shine in openness and conversation—there's no substitute for showing up and listening.” – Kimberly L. Waterhouse, Veteran USMC  “It's not about the technology; it's about using it to give you more time for the human connection." – Kimberly L. Waterhouse, Veteran USMC   To contact Kimberly L. Waterhouse, learn more about their business, and make them a part of your network, make sure to follow them on Website, Twitter, Instagram, and Facebook.   Connect with Kimberly L. Waterhouse, Veteran USMC! Website: https://www.realestatenefl.com Twitter (X): https://twitter.com/@reconnectornefl Instagram: https://www.instagram.com/realestatenorthflorida/ Facebook: https://www.facebook.com/klwaterhouse   Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    If you want to build your business and become more discoverable online, Streamlined Media has you covered. Check out how they can help you build an evergreen revenue generator all powered by content creation!   SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #VeteranRealtor #MarineCorpsToRealtor #VALoanExpert #JacksonvilleRealEstate #MilitaryRelocation #WomenInRealEstate #NewConstructionTips #HomeBuyingJourney #AIInRealEstate #KimberlyWaterhouse #BHHSFloridaNetwork #RelocationSpecialist #RealEstateTraining #RealtorLife #LeadershipInRealEstate #SpringfieldLiving #SupportOurVets #RealEstatePodcast #DigitalMarketingForAgents

Ready to move? Don't just pack—plan. This episode is packed with moving tips, packing tips for moving, and expert strategies to make your next move smoother, cheaper, and less stressful. Join Florida real estate broker Cara Ameer, moving expert and author Robert Esposito, home design authority Melissa Dittmann Tracey, and Livability editor-in-chief Amanda Ellis as they share actionable advice for buyers, sellers, and renters alike. Whether you're relocating across town or across the country, this episode will help you move smarter—not harder.

In this conversation, Dylan Silver interviews Zachary D'Amato, a mortgage advisor from Ohio, who shares his journey from running a large sales team to becoming a mortgage advisor. Zac discusses the importance of having a mortgage advisor versus going directly to a bank, the benefits of understanding different loan types, and how he guides first-time homebuyers. He emphasizes the significance of appraisals and the need for a trustworthy team in the mortgage process. Additionally, Zac shares insights on marketing strategies and building a niche in the mortgage advisory space.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode, we dive into the key considerations young families should keep in mind when looking for a new home. Join Program Director Alexandra Dutton as she talks with realtor and OFS Mill Valley parent Emily Schaffer (Engel and Volkar) about this complicated process. From affordability and floor plans to schools and community connections, we discuss how to buy a home that fits your current needs while planning for the future. Is your "forever home" necessary at this stage, or is it better to take baby steps? We also explore the importance of community in the home buying process—what does a supportive village look like, and how can families build connections to create a fulfilling, active lifestyle in their new neighborhood? Tune in for practical tips on making the right choice for your growing family!

Are you selling your home this spring? I'll go over key home upgrades that can significantly boost your home's value without breaking the bank. Spring is finally here, which means more buyers, more listings, and, of course, the question that always comes up: What upgrades are truly worth the money when it's time to sell? It's crucial to know where to put your effort, time, and money to make sure you get the best return. Before grabbing a paintbrush or starting a major remodel, let's go over the three key things you need to keep in mind this season: 1. Skip expensive mistakes. One of the biggest mistakes homeowners can make is investing heavily in high-end kitchen remodels, extravagant landscaping, or leaving projects unfinished. Buyers prefer homes that feel clean, well-maintained, and ready to move in. If you start a project, be sure to finish it. A missing cabinet or incomplete tile job can leave a bad impression and end up costing you more than you think. 2. Focus on first impressions. First impressions are everything when it comes to upgrades. Simple improvements like a new garage door, fresh exterior paint, or stone veneer can greatly enhance curb appeal. For the kitchen, consider mid-range upgrades such as new countertops and modern fixtures. These improvements can make a big impact without the need for a full renovation. Other affordable updates, like cleaning up the yard, replacing worn carpet, and choosing light, neutral paint colors, can help create a fresh and inviting atmosphere “Pre-listing home upgrades don't always need to be expensive.” 3. Choose the right contractor. Selecting the right contractor is crucial for any renovation project. It's important to find someone you can trust to get the job done right and within budget. Ask for recommendations from friends, family, or local online groups. Once you've found a few options, get multiple quotes, check if they are licensed, and ask to see examples of their past work. A good contractor will guide you through the process to ensure the job is done right. If you're planning to sell this spring and want to focus on upgrades that add real value, not just the expensive ones, let's talk. Every market is unique, and I can help you determine which upgrades will make the most sense for your home and timeline. Call or send me an email to schedule a free strategy session, and together, we'll work on getting you the best return this spring.

With a seller contingency, buyers agree to purchase your home while giving you time to find your next home, easing the pressure of selling and buying simultaneously. If you're planning to sell your home, you might be wondering how to make the process as smooth as possible. One option you should know about is the seller contingency. While you may be familiar with the home sale contingency, which requires a buyer to sell their home before they can purchase yours, a seller contingency works a bit differently. This strategy could be exactly what you need to make your move easier. Here's what you need to know about it: What is a seller contingency? A seller contingency is when a buyer agrees to purchase your home with the condition that you find a new home within a certain time frame. This gives you the flexibility to sell your current property without worrying about not having a place to move. You can list your home and accept an offer, but the deal won't close until you've found your next home. This can be a big relief, especially in a competitive market where finding the right house can take time. Why is this important in today's market? In many areas, inventory is low, and many sellers hesitate to list their homes because they're worried they won't find another one. A seller contingency gives you the time and flexibility to search for your next home without the pressure of being stuck. This contingency is especially helpful in markets where homes are selling quickly and buyers are often competing for limited properties. With this arrangement, you can take your time to find the right property before finalizing the sale. How does it work for buyers and sellers? For buyers, a seller contingency may seem like an extra step, but it can be a great way to keep the process moving in a market where sellers are reluctant to list. Buyers might agree to this contingency in exchange for the chance to purchase a home they love. In many cases, it's a win-win for both parties: the seller gets the time they need, and the buyer secures the home they want. “In low-inventory markets, a seller contingency provides the breathing room to sell your current home while searching for your next one.” The inspection process. With a seller contingency, there's also flexibility around the inspection. Buyers can choose to do their home inspection before the seller has found their next home, or they might agree to do it after. This is something that's negotiated in the purchase agreement and can vary based on different factors. It's important to understand this detail, as it can impact how quickly the deal progresses once the seller finds their new home. Why should you consider a seller contingency? In today's housing market, where inventory is tight and sellers are often hesitant to list their homes, a seller contingency could be just the solution you need. It gives you peace of mind knowing you won't be rushed into a purchase you're not ready for. Plus, it can make your home more attractive to potential buyers, as they know you're serious about selling and willing to work with them on a flexible timeline. If you're ready to sell but have concerns about finding your next home, a seller contingency might be exactly what you need. If you have questions or need help navigating this process, feel free to call or text us at 952-212-3597 or email us at ChadandSara@edinarealty.com. We're happy to guide you through every step of the way.

In this conversation, Renee Gaugler shares her journey into real estate and the mortgage industry. Despite early struggles with sales, she built a successful business by focusing on expertise and client trust. The 2008 crash boosted her business, as people began seeking knowledgeable professionals. Renee emphasizes the importance of aligning mortgage decisions with long-term financial goals, including investing in rental properties to build generational wealth. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this conversation, Dylan Silver and Jon Kutsmeda delve into the complexities of the mortgage industry, discussing the slow pace of innovation, the intricacies of mortgage rates, and the impact of retail fatigue on consumers. They explore how mortgage rates are determined, the importance of comparing costs rather than rates, and the role of Fannie Mae and Freddie Mac in the market. Additionally, they highlight alternative loan options for investors and the significance of cash flow in real estate investments.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Ken Landau talks with Huntington attorney Enza Brandi of the Enza Brandi Law Firm, who offers tips on buying or selling a house, and explains the new rules concerning real estate brokers.

In this conversation, John Harcar and Kiran Vedantam discuss the importance of growing passive income and diversifying investments, particularly in real estate. Kiran shares his journey from a tech background to becoming a successful real estate investor and mortgage broker. He emphasizes the significance of networking, mentorship, and overcoming challenges in the investment landscape. The discussion also covers strategies for generating passive income, the necessity of diversification, and current trends in the real estate market. Kiran provides valuable advice for aspiring business owners looking to enter the investment space. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at housing policies at the state and federal level. Plus, Robbie sits down with Cotality's Selma Hepp for a discussion on the complex dynamics of the 2025 spring housing market, offering a nuanced view of the pressures and opportunities shaping today's buyers, sellers, and lenders. And we weigh tariff news versus economic data in terms of what is moving markets.Thanks to today's podcast sponsor, TRUE and its Mortgage Operations Service (MOS) AI background worker, which transforms borrower documents into instant, trustworthy data for real-time decisioning. TRUE helps lenders accelerate decisions, cut costs, and deliver a superior borrower experience, all without a $100M tech budget. 

Join Hooper Law Office for their complimentary seminar "Wills vs. Trusts," taking place at the Neville Public Museum in Green Bay on Wednesday, May 14.Sessions are at 2 p.m. and 6 p.m., and participants may attend either session

Todd Veinotte and Clinton Wilkins discuss the impact of the federal election, economic factors, such as interest rates, inflation, and tariffs, and their effects on the housing market and construction materials.

Buying a home reflects more than just financial desires. It also reveals the values that we are motivated by throughout all areas of our life. Dave and Reb invite psychotherapist Amanda van Noppen back on the show to continue discussion around values and how they inform our home buying. Episode #428 of “Let's Talk Money with Dave and Reb” explores the connection between goals and values and how identifying values can create clarity in investing in a home. Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition. To listen to the audiobook please find it here: Cultivating Trust Audiobook. To learn more about Amanda, go to https://vannoppentherapy.com/ Or on instagram: vannoppenpsychotherapy. #morethanenough #finances #money #financialfitness #values #mentalhealth #goals

In this conversation, Brett McCollum interviews Alex Estill, a full-service real estate professional, about his journey into real estate, the importance of mindset, and the opportunities available for realtors. They discuss the challenges of today's market, the significance of involving family in real estate, and the potential for growth in the industry. Alex shares insights on how to navigate the current landscape and emphasizes the importance of education and collaboration in achieving success.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

You are buying a house, secured the down payment and ready to get going, however there are a number of other fees you need to consider when buying a new home. To tell us more about it and what homebuyers need to know we have Robert Saunders, CEO and co-founder of Ownright, joins us. Find out more at ownright.com and connect on X/Twitter. Connect with Robert on LinkedIn.

Jason has a conversation with George Maynes, co-team leader of the G2 Philly Team out of the Society Hill Office about what it takes to stay consistent and systematic in your business, how to properly stay in "flow" with your people, how authentic community involvement grows lasting business relationships, and how to drive social media engagement that works. Make sure to check it out!

In today's Sharper Point Commentary, Jim Sharpe talks about Homebuying vs Homeowning. What areas in the valley is it cheaper to buy than to rent?

This week on Laricy Live, we sit down with the #1 mortgage lender in Chicago, Ben Cohen, to break down everything you need to know about the current mortgage market. From fluctuating rates to how recent political events affect the market, we discuss how national decisions could shape local real estate moves. Whether you're a buyer, seller, or just curious, this episode is packed with expert insight on what's driving the lender environment and where things might go next.

You have real estate questions, we have answers! Tamara Suminski, co-owner of Beach Real Estate Group Southern California, Chris Lim, RE/MAX chief growth officer, and Mike Opyd, co-owner of Motto Mortgage NEXT in Chicago, tackle questions on what the difference is between preapproval and prequalification; how a real estate agent determines the price of a listing; and how to qualify for a lower mortgage rate. We even let you know if you can bring your dog on a home tour!

If you're new to real estate investing, understanding underwriting and being a good communicator can be the key to opening the door for great deals. On this episode of Zen and the Art of Real Estate Investing, Jonathan welcomes Wendell Butler, president and founder of Hammerhead Capital. Wendell is an experienced real estate investor, former military officer, and entrepreneur with a background in loan origination. Wendell's real estate portfolio consists of properties in Massachusetts, North Carolina, and South Carolina, and now he's helping other real estate investors expand their portfolios. Jonathan and Wendell begin their conversation with Wendell's decision to pursue real estate as a post-military career. He shares the benefits of leveraging VA loans, his first investment property, and what sets Wendell apart from other investors when it comes to borrowing money. You'll hear the two things you need before asking friends or family for deal money, how he continued a growth trajectory in Charlotte, North Carolina, after leaving New England, and the importance of solving a seller's problem rather than focusing on price. Finally, Jonathan and Wendell discuss how to stand out to sellers with honesty, how Wendell is coaching others to do the same, and the biggest mistakes new wholesalers often make. Wendell Butler has built his reputation on honesty and effective communication, and he continues to grow his business by leveraging these fundamental principles. In this episode, you will hear: How Wendell Butler chose real estate as his next step following his military career The benefits of leveraging VA loans and Wendell's first property investment with a house hack The moment Wendell decided he was going to pursue real estate investing full-time What sets him apart from other investors when it comes to borrowing money Two things you need before you ask friends and family for deal money, and why they're the easiest place to find money Continuing a trajectory of growth with fix-and-flips in Charlotte versus the multifamily market in New England The importance of solving a seller's problem versus money or price Standing out to sellers with honesty How Wendell coaches new investors to do what he's doing The biggest mistakes new wholesalers make Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Supporting Resources: Hammerhead Capital - www.hhcapitalrealty.com Hammerhead Capital on Facebook - www.facebook.com/HammerheadCapitalinc Wendell Butler's Instagram - www.instagram.com/wendellpbutleriv Connect with Wendell on LinkedIn - www.linkedin.com/in/wendellpbutleriv The Real Estate Take podcast - podcasts.apple.com/us/podcast/the-real-estate-take/id1784328740 Hammerhead Capital on Instagram - www.instagram.com/hammerheadcapitalinc Website - www.streamlined.properties YouTube - www.youtube.com/c/JonathanGreeneRE/videos Instagram - www.instagram.com/trustgreene Instagram - www.instagram.com/streamlinedproperties TikTok - www.tiktok.com/@trustgreene Zillow - www.zillow.com/profile/StreamlinedReal Bigger Pockets - www.biggerpockets.com/users/TrustGreene Facebook - www.facebook.com/streamlinedproperties Email - info@streamlined.properties Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

In this conversation, Dylan Silver interviews Tina Lombard, a seasoned mortgage loan officer with over 33 years of experience. Tina shares her journey from being a stockbroker to a mortgage loan officer, discussing the challenges and rewards of her career. She highlights the evolution of the mortgage industry, particularly the impact of the 2008 financial crisis and the innovations that have emerged since then, including various loan types that cater to different needs. Tina emphasizes the importance of financial literacy and the role of competent loan officers in helping clients navigate the complexities of home buying.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode, John Harcar and Philip Ganz discuss the pressing issue of affordability in real estate, focusing on various assistance programs available for homebuyers. Philip shares his extensive experience in the mortgage industry, detailing the different types of down payment and monthly payment assistance programs, including the Earned Equity Program. The conversation emphasizes the importance of understanding these options to help middle America achieve homeownership despite rising costs and economic challenges.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Shoot us a message, we are here for you and we listen!THE AMERICAN DREAM IS DEAD. OWNING A HOME IN 2025? F*CK THAT.The "white picket fence" fantasy is BLEEDING YOU DRY. At $400,000 average home cost and 6.67% interest rates, you're looking at $3,000+ monthly for what exactly? A financial prison.In this raw, unfiltered episode of Let's Get Real, we shatter the post-WWII propaganda that's been force-fed to generations. Owning isn't the golden ticket—it's financial suicide for most Americans right now.Rent is HALF the cost. The math isn't complicated, but your emotions are getting in the way.Why home ownership is NOT for everyoneThe 7-year rule nobody tells you aboutHow to actually live the life YOU want, not the one society prescribedWhether you've got kids in diapers or you're a digital nomad, this is the wake-up call your wallet needs.Drop the emotions. Face reality. Make decisions that actually serve YOUR life.Watch now: https://youtu.be/d6sqrqT4H7Q More brutal financial truth: nobswealth.comAs always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!Twitter, FaceBook, Instagram, Tiktok, LinkedinDISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

Gen Z is entering the housing market and encountering challenges both familiar and unfamiliar to previous generations. - High mortgage rates and home prices are forcing many to explore alternative markets and creative strategies like house hacking. - Tech tools and digital platforms are central to how Gen Z researches, finances, and navigates homebuying decisions. - This generation is redefining ownership to embrace shared purchases, multi-use properties, and nontraditional paths to affordability. In this episode of Beyond the Buildings, host Maiclaire Bolton Smith and Cotality economist Molly Boesel explore the trends shaping Gen Z's path to property ownership — what's driving them, what's holding them back, and how their creativity is changing the landscape of housing for everyone. In this episode: 2:00 – How big of a presence is Gen Z in the housing market? Are they having an easier or more difficult time buying homes than previous generations? 3:29 – What sort of homes are Gen Z buyers looking for? 6:14 – Are Gen Z buyers spending more than the recommended amount when they purchase homes? Is homeownership out of reach for much of this generation? 10:49 – Erika Stanley looks at the numbers in the housing market in The Sip. 11:57 – Is house hacking a possible path to homeownership for this generation? 15:12 – How are affordability issues propelling Gen Z buyers to look into creative financing options? 18:00 – Is AI changing how Gen Z buyers shop for homes?

Mortgage Trends and Tips, with Todd Sheppard, Inspired Mortgage Brokers (North Fulton Business Radio, Episode 866) In this episode of North Fulton Business Radio, host John Ray welcomes Todd Sheppard, owner of Inspired Mortgage Brokers, to discuss the intricacies of the mortgage industry. They delve into Todd’s background, the benefits of working with an independent mortgage […] The post Mortgage Trends and Tips, with Todd Sheppard, Inspired Mortgage Brokers appeared first on Business RadioX ®.

Mortgage Trends and Tips, with Todd Sheppard, Inspired Mortgage Brokers (North Fulton Business Radio, Episode 866) In this episode of North Fulton Business Radio, host John Ray welcomes Todd Sheppard, owner of Inspired Mortgage Brokers, to discuss the intricacies of the mortgage industry. They delve into Todd’s background, the benefits of working with an independent mortgage […]

In this episode of Pilot's Portfolio, Timothy P. Pope, CFP® shares practical strategies for building financial resilience in volatile times. Drawing parallels between aviation safety and financial planning, Tim explains how pilots can strengthen their financial "redundancy" to absorb unexpected challenges like airline slowdowns, downgrades, or health setbacks. Whether you're buying a home, saving for retirement, or thinking about Roth conversions during market pullbacks, this episode is packed with actionable tips to help pilots stay financially stable and confident through every phase of their career.What You'll Learn from This Episode:Building Financial Redundancy: Why having multiple layers of financial security is crucial for pilots.Home Buying and Vehicle Financing Tips: How to stay financially flexible by avoiding the upper limit of your purchasing power.Timing Major Financial Moves: Why it's important to match financial decisions to your career "altitude."Access to Liquidity: The role of cash and brokerage assets in navigating downturns and opportunities.Roth Conversions and IRA Strategies: How down markets could create potential opportunities for smarter tax planning moves.Resources:Schedule An Appointment Our Practice's WebsiteSend Us Your QuestionsThis episode is sponsored by: Beacon RelocationBeacon Relocation is a real estate firm helping pilots and air traffic controllers save money on their real estate transactions. By tapping into their network of over 1500 real estate agents across the country, pilots can save 20% of the real estate agent's commission towards your closing cost on the sale or purchase of your home. Visit https://www.beaconrelocation.com/ to learn more. Timothy P. Pope is a Certified Financial Planner™and principal owner of 360 Aviation Advisors, LLC (“360 Aviation Advisors”), a registered investment advisory firm. Investment advisory services are provided through 360 Aviation Advisors, in its separate and individual capacity as a registered investment adviser. Podcast episodes are provided through Pilot's Portfolio, in its separate and individual capacity. We try to provide content that is true and accurate as of the date of publishing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. We assume no responsibility for information contained on this website and disclaim all liability in respect of such information, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements. Links to external websites are provided solely for your convenience. We accept no liability for any linked sites or their content and remind you that we have no control over their content. When visiting external web sites, users should review those websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information. Usage of this content constitutes an explicit understanding and acceptance of the terms of this disclaimer.

A Shifting Market Is Where Real Pros Eat - This isn't doom and gloom—it's an opportunity. The market isn't crashing—it's shifting. And if you're paying attention, this is the greatest opportunity we've seen in years. ⚡ Nearly half of all homes are closing with seller concessions. ⚡ 1 in 3 listings had a price cut in March. ⚡ Buyers and sellers need leadership—and that's where YOU come in. We break down the data, the strategy, and the messaging you need to win in today's real estate and mortgage market. This isn't the time to wait—it's the time to lead. Are you ready?

What happens when passion meets persistence in one of Florida's hottest coastal markets? In this episode of the Real Estate Excellence Podcast, Tracy Hayes welcomes a true powerhouse of Amelia Island real estate, Tammy Tingle. Tammy shares how she went from a stay-at-home mom to a Grand Centurion Award-winning top agent with Century 21 in just four years. She dives into her love for the Amelia Island community, her grassroots approach to lead generation, and why consistency—not flashy tools—is the key to her unstoppable growth. Through laughter, grit, and a relentless work ethic, Tammy explains how building authentic relationships and embracing change, like buyer broker agreements and AI, have propelled her career. From neighborhood farming to creating a thriving community-focused Facebook group, she's proving that when you lead with value and show up every day, success is inevitable. Want to dominate your market like Tammy? Tap into the power of consistency, connection, and creativity. And don't forget to follow her legendary Eats & Events Facebook group if you're on Amelia Island!   Highlights 00:00 – 15:17 Starting Strong: Tammy's Real Estate Launch and Mindset Tammy's entry into real estate and early achievements Balancing family life with new professional goals Daily structure and commitment to office hours Approach to the buyer broker agreement Establishing professionalism in client relationships 15:18 – 23:41 Life Experience and Finding a Career in Real Estate Personal background and multiple relocations Finding home in Amelia Island Influence of life transitions on real estate empathy Return to the workforce and choosing real estate Building a new career with purpose and community 23:42 – 31:04 Brokerage Choice, Training, and Local Farming Strategy Choosing Century 21 and value of direct training Early success through condo community farming Deep dive into condo expertise and client education Importance of hyper-local knowledge Focusing on service and personal connection 31:05 – 38:00 Client Relationships, Grit, and Navigating Setbacks Relationships as the foundation of her business Turning inspections into opportunities Handling setbacks with optimism and action Prioritizing long-term client satisfaction Viewing every deal as future business 38:01 – 47:15 Community Engagement and Branding Through Social Media Creating and growing a Facebook lifestyle group Promoting local events, restaurants, and businesses Consistently branding real estate within the group Community engagement turning into lead generation Maintaining fun, useful, and positive content 47:16 – 01:05:00 Tech Tools, AI, and Market Adaptation Using ChatGPT for marketing, planning, and efficiency Leveraging AI for listing descriptions and social content Embracing structure and goal-setting tools Observing a market slowdown and shifting strategies Teaching open house systems and maximizing exposure Conclusion   Quotes: “Strangers are just friends I haven't met yet.” - Tammy Tingle “If you're not willing to fix the problem to keep the deal moving, you're in the wrong business.” - Tammy Tingle  “Consistency is the secret sauce. I show up every day. My clients know it.” - Tammy Tingle  “That Facebook group is just fun… and it turned into my biggest business driver.” - Tammy Tingle   To contact Tammy Tingle, learn more about his business, and make them a part of your network, make sure to follow him on Email, Website, Instagram, LinkedIn, and Facebook.   Connect with Tammy Tingle! Email: tammystingle@aol.com Website: https://www.century21.com/real-estate-agent/profile/tammy-tingle-P80107491 Instagram: https://www.instagram.com/amelia_island_realtor/ LinkedIn: https://www.linkedin.com/in/tammy-tingle-471a69193/ Facebook: https://www.facebook.com/movetoameliaisland/     Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    If you want to build your business and become more discoverable online, Streamlined Media has you covered. Check out how they can help you build an evergreen revenue generator all powered by content creation!   SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #AmeliaIslandRealtor #TammyTingle #WomenInRealEstate #FloridaRealEstate #TopAgent #GrandCenturion #Century21Elite #LuxuryRealEstate #CondoExpert #AIInRealEstate #LeadGeneration #FacebookMarketing #LocalExpert #HomeBuyersGuide #CommunityFirst #MomBoss #RealEstateTips #ListingSuccess #OpenHouseStrategy

Thinking about remodeling your home? Whether you're upgrading for comfort, resale, or long-term value, we're sharing expert insights to help you remodel smart—and avoid costly mistakes. First, Dr. Jessica Lautz, deputy chief economist and vice president of research at the National Association of REALTORS®, highlights key findings from the 2025 Remodeling Impact Report, including which home projects bring homeowners the most joy. Next, REALTOR® Michelle Doherty breaks down which areas of the home are worth updating to increase value and which renovations could hurt your home's resale potential. Then, Angie Hicks, co-founder of Angie's List (now Angi), shares money-saving strategies for homeowners planning a remodel; plus, get the latest insights from Angi's State of Home Spending Report. Finally, Jody Costello, founder of ContractorsFromHell.com, recounts her remodeling nightmare and offers essential tips for hiring trustworthy contractors and avoiding costly renovation pitfalls. From joyful upgrades to smart investments, this episode is your ultimate guide to remodeling right in 2025.

In this episode, C.A.R. economists break down the latest trends in inflation, retail activity, and the consumer sentiment. They also discuss the March home sales report, the latest housing affordability by ethnicity index, and the outlook for the spring homebuying season.

This week on Laricy Live, we break down the Q1 2025 market stats and uncover what the numbers are really telling us.  From the booming outskirts to the slowly rebounding core, we analyze where the strength lies and where challenges persist.  Are we seeing signs of a broader recovery, or is the divide growing? We cover inventory trends, buyer demand, and price shifts to help you understand what's going on and how to position yourself for Q2.

If you are thinking about possibly buying a home for the first time, or have already decided to do so, listen up! The Affordable Housing Partnership is sponsoring a Capital Region Homebuyer Fair on Saturday, April 26th, 10am to 1 pm, at the main branch of the Albany Public Library. The event offers numerous services for potential homebuyers, including free credit reports and review; seminars on grants & mortgages; the opportunity to talk with lenders, attorneys, nonprofits, realtors, and others; on-site pre-qualification for no-obligation mortgage financing; and much more. Louise McNeilly, AHP's Director of Special Projects, also overviews many services for current homeowners, such as energy-related programs, home repair support through the city of Albany, and help in avoiding foreclosure. She also outlines pros & cons of homeowning and renting. For details, visit www.ahphome.org or call (518) 434-1730. Produced by Brea Barthel for Hudson Mohawk Magazine.

Jason welcomes back to the podcast Bob Kelley, team leader of the Bob Kelley Team from our Blue Bell office to disucss scaling your team successfully as you grow. From the importance of finding personalities that fit your team's vision, leaning into your team member's strengths, being systemactic in your approach to help team grow, Bob and Jason cover this and more in this week's podcast! 

Is now a smart time to buy a home—or just a risky financial move?On this episode of Women's Money Wisdom, host Melissa Joy, CFP® sits down with returning guest and mortgage specialist Erica Powers CMPS®, CDLP®, NMLS#739673. First Merchants Bank is an Equal Housing Lender and a Member FDIC. She unpacks the ever-changing housing market and what it means for your money moves.With over 20 years of experience and certifications in divorce lending and mortgage planning, Erica helps us cut through the confusion about mortgage rates, affordability, and refinancing strategies. Together, Melissa and Erica explore:

What happens when the immovable force meets the unstoppable object? We're about to find out. In this episode, Ryan Hills unpacks the mounting tension between the Fed and Trump—two massive forces now colliding over rate policy and economic pressure. With jobless claims rising, Americans pulling back on major purchases, and no emergency savings for many, pressure is building FAST. Redfin's latest data reveals just how shaky Main Street really is—and it could force the Fed to act sooner than expected. Will rates drop? Is a recession already here? And what does it all mean for housing?

Justin Worsham kicks off the show diving into a new Zillow policy that's ignited a turf war among realtors. He breaks down the pros and cons of fixer-uppers vs. move-in-ready homes and what your choice says about your lifestyle. Plus, Justin unpacks a proposed California rent control bill that could slash annual caps and end exemptions for single-family homes and explores how property management might be the secret weapon to surviving the housing cost crunch. 

On this episode of The Table with Anthony ONeal, we're thrilled to welcome back the powerhouse team from Coalition Properties Group! These real estate pros are known for keeping it real and making homeownership feel achievable for everyday people. This time around, they're diving into practical strategies that can help you secure a home today—often with little to no closing costs. They'll also tackle common myths about the housing market and explain why this could still be a smart time to buy. Whether you're just starting out or leveling up your real estate game, this conversation is packed with insight to help you build lasting wealth. Mentioned On Today's Show:**This video is kindly sponsored by Ethos!**

Shane and the Howler discuss a rude comment from a listener, meeting a fan on the mail route, and why young people aren't buying houses anymore. The Howler also describes a video that he saw that the Easter Bunny is assaulting a person. We are taking next week off for Easter so don't pick a fight with bunny you can't win!The Midweek Howl Disclaimer: The Skeptic of the From The Shadows Podcast crew, aka the Ozark Howler, joins Shane each week, to share a story or two and discuss current events. Just a little midweek humor to brighten your day. We like to call this segment “The Midweek Howl.” Enjoy!From The Shadows Podcast is a program where we seriously discuss the supernatural, the paranormal, cryptozoology as well as ufology. Anything that cannot be rationally explained has a platform for discussion here on the From The Shadows Podcast.Web https://www.fromtheshadowspodcast.comFacebook https://www.facebook.com/fromtheshadowspodcastInstagram - Shane Grove  https://www.instagram.com/shanegroveauthorInstagram - Podcast https://www.instagram.com/fromtheshadowspodcast#Easter #EasterBunny #HomeBuying #BadReviews

This week on Laricy Live, we dive into the evolving state of the buyer pool.  Are today's buyers truly committed, or are they just future renters testing the waters?  From affordability challenges to changing lifestyles, we explore what's driving this shift.

From dreaming of NASCAR to navigating Northern Virginia's high-stakes real estate market, Brandon Lowkaran brings speed, smarts, and sincerity to every transaction. Listen in as he talks about market myths, money mindset, and how small shifts can lead to big moves in real estate. And just when you think it's all financial wisdom and buyer tips, wait until you hear about the buyer, the long-close nightmare, and the self-sabotage that nearly derailed it all!   Key takeaways to listen for Is Northern Virginia real estate really crashing or is that just internet noise? Why first-time buyers suddenly have more leverage than they've had in years Down payment assistance programs most buyers don't even know exist How Brandon's construction background gives his clients a serious advantage What most high earners still get wrong about money and how to avoid it   Resources mentioned in this episode CASHFLOW® Classic—How Fast Can You Become A Millionaire? VA Home Loans HOME Plus Program   Amazon books: Rich Dad Poor Dad by Robert T. Kiyosaki | Paperback   About Brandon LowkaranBorn and raised in Trinidad, Brandon began his career drafting architecture, then transitioned to project management and real estate consulting. Today, he raises capital for his investment fund using the same strategies he teaches. With hands-on construction and real estate experience, Brandon specializes in finding hidden deals and helping others build wealth. He lives in Northern Virginia with his wife, Cecelia, and their children, Bryant and Axel, and enjoys motorcycles and outdoor family time.   Connect with Brandon LinkedIn: Brandon Lowkaran Instagram: @thelowkarangroup Facebook: Profile for The Lowkaran Group TikTok: @brandonlowkaran YouTube: Real Estate Investing with Brandon Lowkaran Email: brandon@lowkarangroup.com Phone Number: 571-502-0782   Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.   Sponsors Prioritize your sleep! Transform your nights with Cozy Earth's luxuriously soft, temperature-regulating sleep essentials. Because when you sleep well, you live well.    Visit CozyEarth.com and use my exclusive code REALESTATE for 40% off best-selling sheets, towels, pajamas, and more. And if you get a post-purchase survey, let them know you heard about Cozy Earth right here.

Wondering how Trump's latest tariffs will impact the housing market—and your real estate business? In Episode 240 of "The Only Real Estate Podcast Worth Listening To," we're going behind the headlines to explore what Trump's tariffs really mean for real estate agents, buyers, and sellers.In this episode, hosts Nick Good, Brian Force, and Matt Kelderman break down the immediate and long-term effects of Trump's tariffs, the implications for mortgage interest rates, and how these changes might influence home prices and market inventory. You'll learn actionable strategies to help your clients navigate this volatility, from interest rate buydowns to pricing strategies for listings in a shifting market.Whether you're an agent looking to stay ahead, a seller aiming to price competitively, or a buyer wondering if it's the right time to purchase, this episode provides clear insights and practical tips.Key Takeaways:✅ How tariffs are affecting mortgage rates and buyer sentiment✅ Strategies for agents to effectively advise clients amid market uncertainty✅ Why new construction may become less attractive—and how to leverage pre-owned homes

With the news that it's now over twice as expensive to buy than rent in Salt Lake (!), host Ali Vallarta asked local realtor Kaitlin Hannig what the housing market is offering first-time homebuyers, the toxic traits of one particular neighborhood, and why maybe you shouldn't buy a house. Become a member of City Cast Salt Lake today! It's the best way to support our work and help make sure we are around for years to come. Get all the details and sign up at membership.citycast.fm. Subscribe to Hey Salt Lake, our daily morning newsletter. You can also find us on Instagram @CityCastSLC. Looking to advertise on City Cast Salt Lake? Check out our options for podcast and newsletter ads. Learn more about the sponsors of this episode:  Salt Lake Bees Salt Lake Sewciety The Shop Learn more about your ad choices. Visit megaphone.fm/adchoices

This is more than a replay—it's a full-circle moment. Back in Episode 244, David answered a listener's in-depth questions about down payments, credit scores, and monthly payments. Now, in Episode 329, you'll hear the amazing follow-up—how that same listener used the advice to buy a $650K home, win a bidding war, and walk away with a smarter mortgage strategy than most pros could dream up.This episode revisits a real listener journey that began with an email and turned into a personalized coaching moment in Episode 244. Now, months later, they're homeowners—with $90 PMI instead of 20% down, $100K in reserves still invested, and a clear plan to keep building wealth.From credit moves to appraisal gap strategies, from picking the right lender to planning for a second property down the road, this episode proves that when you stop Googling and start planning, you unlock real results.Quote:“Although we had over 20% to put down, we ended up just putting 5% down because the PMI was only $90 per month. We decided to keep our money in investments and watch it grow.” — Listener featured in Episode 329Highlights: • How a first-time buyer used Episode 244's coaching to win a bidding war • Why they chose terms over rate when picking a lender • Locked in at 6.3% after starting at 7.25%—and how timing made the difference • Why they kept 20% in investments instead of using it for a down payment • $90/month PMI that helped them stay liquid—and why that strategy matters • How her 720 credit score got fixed in just months • Planning ahead: Why she stayed off the loan to possibly buy a second property laterReferenced Episodes: • Episode 244 – Details Matter: On-Air Coaching With a Real Listener • Episodes 175–177 – How to Win a Bidding War • Episode 198 & 216 – Using PMI StrategicallyConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

If you're tired of feeling stuck, this is the episode that gets you unstuck. David lays out a step-by-step action plan—from boosting your credit and automating savings to leveraging AI, understanding taxes, assumable mortgages, and more. No generic advice here. These are real moves first-time buyers can make today to start building momentum, no matter your timeline or income. Plus, David exposes a new wave of shady “cash back” apps and explains how they work—so you don't get trapped by fake perks and unvetted agents.Quote:“Research is great, but passive learning can stunt your growth. It's time for action.” — David Sidoni, Episode 328Highlights: 1. Leverage AI tools like ChatGPT to research terms, markets, and neighborhoods. 2. Report rent payments to boost your credit—the right way, with professional guidance. 3. Automate your savings and treat it like a non-negotiable bill. 4. Understand homeownership tax benefits that can improve your take-home pay. 5. Explore assumable mortgages for access to 2–3% interest rates (listen to Episode 326). 6. Track your progress visually—thermometers on the fridge, kindergarten-style. 7. Create a parallel financial plan—save and pay down debt at the same time. 8. Consider rate buy-downs to lower your monthly payment (see Episode 262). 9. Fix your partner's credit score (without starting a fight). 10. Prep for bidding wars—and why being “ready” is more than just finances.BONUS WARNING: • Learn how “cashback” platforms like Gravy use shiny perks to lock you into unvetted agents and lenders who pay to be recommended. • Discover the truth behind those “free” savings—and why they may cost you tens of thousands more in the long run.Referenced Episodes: • Episode 94: Real Estate Terms and Definitions • Episode 251: Tracking Progress with Thermometers • Episode 262: Mortgage Rate Buy-Downs • Episode 300: Deep Dive on Credit Scores • Episodes 175–177: Bidding War Tactics • Episode 326: Assumable MortgagesConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!