Podcasts about smartpay

The recent winning streak has ended abruptly today, and Laura and Stevie reflect on this session which follows 7 straight days of gains. The energy sector has weighed on local markets amid price slumps and supply changes, and the tech sector and financials have seen declines with the big banks dragging on local markets. They discuss the recent election, Westpac’s earnings results, what to expect in the week ahead, and the stocks that caught attention including SmartPay and Qantas. The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

Shauna Weatherly, former govie and now founder and president of FebSubK,joins host MarkAmtower for an in-depth discussion on the current state of the SmartPay (government charge card) program.Topics include:The charge card program background from inception in the late 1980sHow it works and why it is so successful at what it doesWhat is happening now with the program, including consolidated buying at GSAThe "pilot" program RFI that went out the Thursday evening before Good Friday with responses due in seven daysA candid discussion of why the pilot the pilot may be happening and why it is totally unnecessarySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us a textRichard Miller returns to the Shed Geek podcast, bringing with him a wealth of experience and stories that weave together personal ambition and the power of community. As he navigates the complex world of managing a SmartPay rentals portfolio while co-running a small business with his son, Richard also embarks on the daunting task of building a new home in southern Missouri. Highlights include his innovative use of electric radiant heaters and how his construction background informs his unique approach to design. Richard's enthusiasm is infectious as he shares the trials and triumphs of reaching his dream home while preparing to say goodbye to Ohio.This episode takes a heartfelt turn as we reflect on the spirit of community through the legacy of our dear friend, Kenny Schlabach. By transforming a multipurpose shop into a buzzing hub for barbecues and gatherings, we celebrate the connections forged through shared projects. Kenny's influence extends to an incredible house-building event, reminiscent of traditional barn-raisings, where over a hundred friends and strangers from across the U.S. and Canada joined forces. These experiences underscore the importance of opening our doors to others, where the act of coming together becomes more enriching than any physical structure.We also shine a light on the essential values of respect and genuine care, drawing from examples like the Stover brothers and Richard's own impact in the shed industry. Their stories illustrate how embracing individuality and fostering collaboration can redefine success as something deeper than material wins. This episode leaves listeners with a message of hope and the transformative power of showing up for others. As we weave together personal anecdotes and broader societal reflections, we celebrate the bonds that unite us all, encouraging listeners to carry forward the spirit of community in their own lives.For more information or to know more about the Shed Geek Podcast visit us at our website.Follow us on Twitter, Instagram, Facebook, or YouTube at the handle @shedgeekpodcast.To be a guest on the Shed Geek Podcast visit our website and fill out the "Contact Us" form.To suggest show topics or ask questions you want answered email us at info@shedgeek.com.This episodes Sponsors:Studio Sponsor: Union Grove LumberShed ChallengerVersabendCardinal LeasingCardinal Manufacturing

Can you imagine transitioning from the world of shed sales to the simplicity of deck building? Connor Crowe from Enterprise Deck Company did just that, and he's here to share his story with us. From minimal resources and renting equipment to building a successful deck business in just ten months, Connor's journey is both inspiring and humorous. In our chat, he recounts how he and his business partner navigated the competitive market, creatively overcoming challenges and experiencing remarkable growth.Ever wondered how a rent-to-own model could revolutionize home improvement? Our episode uncovers this transformative approach, beginning with partnerships like SmartPay and evolving to successful collaborations with Heartland. We share insights into the strategic moves and relationship-building that propelled our business, especially in mobile home parks where the rent-to-own option offers surprising benefits. It's a narrative of organic growth and enthusiastic customer reception that you won't want to miss.But that's not all—we also discuss the practical advantages of portable porches for RVs and mobile homes. From ease of installation to customization options, these porches bring significant improvements to daily living. We delve into the design tweaks that enhance quality and customer satisfaction, such as "soft touch" handrails. Lastly, we celebrate the value of friendship and gratitude, with heartfelt thanks to Connor for his unwavering support. Tune in for a wealth of entrepreneurial insights, personal anecdotes, and practical advice.Follow us on Twitter, Instagram, Facebook, or YouTube at the handle @shedgeekpodcast.To be a guest on the Shed Geek Podcast visit our website and fill out the "Contact Us" form.To suggest show topics or ask questions you want answered email us at info@shedgeek.com.This episodes Sponsors:Studio Sponsor: Union Grove LumberVersabendCold Spring Enterprises

Unlock the secrets to thriving in the shed industry with our special guest, Dave Miller from SmartPay and the National Barn and Storage Rental Association (NBSRA). This episode is jam-packed with insights from Dave, who shares his gratitude for SmartPay's positive influence on his career and offers a glimpse into the NBSRA's mission to unite and uplift rent-to-own companies. Get excited for the upcoming NBSRA conference, featuring an impressive lineup of speakers and sessions designed to enhance your business practices and industry knowledge. Hear from Colonel Mark Tillman, the Air Force One pilot during 9/11, who will be sharing his remarkable experiences at the upcoming NBSRA event. Discover the essential business principles that drive success in the shed hauling and manufacturing industry. We discuss the importance of quality service, fair compensation, and effective communication between haulers and manufacturers. Join us as we emphasize the vital role of education and networking in the shed industry. Learn about the benefits of attending industry events like the Midwest barbecue and Shed Builder Expo, where you can network, learn, and build a sense of community. We also tackle misconceptions about rent-to-own programs, especially for millennials and newer generations. Get ready for a wealth of knowledge that will help you navigate and excel in the shed industry.For more information or to know more about the Shed Geek Podcast visit us at our website.Follow us on Twitter, Instagram, Facebook, or YouTube at the handle @shedgeekpodcast.To be a guest on the Shed Geek Podcast visit our website and fill out the "Contact Us" form.To suggest show topics or ask questions you want answered email us at info@shedgeek.com.This episodes Sponsors:Studio Sponsor: Union Grove LumberCardinal ManufacturingCardinal LeasingShed Challenger

This week on Amtower Off Center, host Mark Amtower is joined by Brian Stauffer, CEO of Paperless Innovations at Actus, for a wide-ranging discussion on issues regarding the government purchase card- SmartPay.Topics include: The possible increase in both micro-purchase and simplified acquisition threshold Issues confronting the agency comptroller regarding audit-ready data Oversight and audit issues from a cost and burden perspective Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week on Amtower Off Center, host Mark Amtower is joined by Brian Stauffer, CEO of Paperless Innovations at Actus, for a wide-ranging discussion on issues regarding the government purchase card- SmartPay. Topics include: The possible increase in both micro-purchase and simplified acquisition threshold Issues confronting the agency comptroller regarding audit-ready data Oversight and audit issues from a cost and burden perspective

Andrew, Matt, and Claude discuss the latest developments from Smartpay, Weebit Nano, Cogstate, and Dicker Data.Follow us on Twitter: @BabyGiantsPodSubscribe to our channel: https://www.youtube.com/channel/UCSXgHHJ4XjWK-r1k4O0pj1g-----1:00 - Good News7:35 - Smartpay Holdings (ASX: SMP)16:36 - Weebit Nano (ASX: WBT)26:12 - Cogstate (ASX: CGS)30:58 - Dicker Data (ASX: DDR)42:08 - NDIS new job creation44:40 - Gratitude

SSV Capital PLC founder and CEO Ankur Ghosh discussed significant advancements in the company's operations, focusing on the SmartPay launch and developments in the prop-tech and fintech sectors. In an interview with Proactive's Stephen Gunnion, Ghosh highlighted the successful soft launch of SSV SmartPay at the House of Commons, emphasising the onboarding of merchants and customer adoption. SmartPay, featuring a unique URL-based open banking solution, encryption, digital wallet, and cross-border payment technology, aims to significantly increase merchant transactions. The company's ambition is to bridge the transaction gap in the open banking platform, targeting a substantial portion of the market currently dominated by traditional payment facilitators. Further, Ghosh elaborated on SSV Capital's efforts in the prop-tech space through SSV Real Estate, focusing on sustainable commercial real estate development. This initiative underlines the company's commitment to decarbonizing buildings and investing in technology that promotes sustainability and energy efficiency. Additionally, Ghosh announced the launch of a £50 million fund dedicated to fintech and commercial real estate investments, showcasing the company's strategic direction towards integrating sustainable practices with financial growth. #SSVCapital #AnkurGhosh #SmartPay #Fintech #Proptech #OpenBanking #DigitalWallet #CrossBorderPayments #SustainableRealEstate #CommercialRealEstate #InvestmentFund #Sustainability #BankingTechnology #MerchantServices #RealEstateInvestment #TechInnovation #FinancialTechnology #ESGInvesting #GlobalExpansion #StartupGrowth #BusinessInterview #ProactiveInvestors #invest #investing #investment #investor #stockmarket #stocks #stock #stockmarketnews

Rocelo Lopes is a veteran bitcoin miner, payments executive and one of Brazil Crypto Report's 2023 Most Influential selections. In this episode, we discuss his experience operating Latam's first commercial bitcoin mining operation in Paraguay, and his current project Smartpay - which allows users to send and receive payments in USDT using Brazil's popular Pix instant payment network. You can connect with Rocelo on Linkedin, Twitter and Instagram

SSV Capital non-Executive Director Rosa Pollatou visits the Proactive London studio to speak with Thomas Warner to speak about her new role and SSV's outlook for the future. Pollatou says that she was drawn to SSV by its culture and Triple-P approach of People, Planet, and Prosperity. She highlights the company's three core sectors: fintech, proptech, and asset management, all aligning well with her experience and interests. Pollatou emphasises her passion for sustainable practices, as evidenced by her recent CFA ESG investing certification, and talks about how her extensive experience in capital markets, trading, sales, asset liability management, budgeting and forecasting positions her as a valuable asset to SSV Capital. She praised the company's rapid yet stable growth, as well as its achievements like the recent million-pound fundraising, and its listing on the JP Jenkins electronic share trading platform. Excited about the future, Pollatou outlined SSV Capital's advancements in fintech through innovative payment solutions and open banking support. She also mentioned the company's focus on SmartPay, proptech, and asset management. She also notes the £50mln fund launched in Luxembourg, targeting investors seeking good returns with calculated risks and diversification. Pollatou concluded by expressing gratitude to SSV Capital founder Ankur Ghosh #SSVCapital #RosaPollatou #FinanceInterview #AssetManagement #Fintech #Proptech #SustainableInvesting #CFAESG #CapitalMarkets #FinancialGrowth #CorporateCulture #InnovativeFinance #InvestmentStrategies #BankingAndFinance #FutureOfFinance #FinancialLeadership #SmartPayTechnology #InvestmentOpportunities #FinancialExpertise #emergingmarkets #SSV #invest #investing #investment #investor #stockmarket #stocks #stock #stockmarketnews

Andrew, Matt, and Claude chat economic indicators, retail and the lipstick effect (Lovisa, Step One, Baby Bunting), Altium's AGM, Vysarn, takeover activity (Namoi Cotton, Adore Beauty, & Ensurance). As well as Diverger, and the latest results from Playside and Smartpay.  Follow us on Twitter: @BabyGiantsPodSubscribe to our channel: https://www.youtube.com/channel/UCSXgHHJ4XjWK-r1k4O0pj1g-----0:34 - Good News4:52 - Economic Indicators6:05 - Retail11:39 - Collins Foods (ASX: CKF)13:11 - Domino's Pizza Enterprises (ASX: DMP)13:22 - Lovisa Holdings (ASX: LOV) & The Lipstick Effect17:58 - Step One Clothing (ASX:STP)19:52 - Baby Bunting Group (ASX: BBN)20:33 - Temu24:56 - Altium (ASX: ALU) AGM26:14 - Vysarn (ASX: VYS)28:30 - Catapult Group International (ASX:CAT)29:48 - Takeover Activity - Namoi Cotton (ASX: NAM), Adore Beauty (ASX: ABY), & Ensurance (ASX:ENA)31:39 - Bargain territory?36:48 - Diverger (ASX: DVR)38:33 - Playside Studios (ASX: PLY)42:43 - Smartpay Holdings (ASX: SMP)50:01 - PWR Holdings (ASX:PWH)

SSV Capital Ltd founder and CEO Ankur Ghosh visits the Proactive London studio to speak with Thomas Warner ahead of the soft launch of its fintech solution, SmartPay. Ghosh announces the imminent soft launch at the House of Commons of SSV SmartPay, a pioneering QR payment solution leveraging the open banking framework, highlighting the company's commitment to innovation in Fintech. Moreover, SSV Capital is preparing to launch its proptech platform globally in the upcoming quarter after successful alpha and beta testing. In fund management, the company is advancing with the creation of a £50 million fund based in Luxembourg, reflecting their strategic choice for its favourable investment environment. The company's efforts have not gone unrecognised, as evidenced by several awards, including a recent accolade from The Times Group in India. Looking ahead, Ghosh is optimistic about the future, focusing on the continued success of SSV SmartPay, expansion in the proptech sector, and strengthening fund management operations. #AnkurGhosh #SSVCapital #FinanceInterview #BusinessInsights #FintechInnovation #PropTech #InvestmentBanking #AssetManagement #OpenBanking #SmartPay #LuxembourgFunds #CrossBorderPayments #InvestorRelations #GlobalAssetManager #EconomicLeaders #FinancialTrends #StartupGrowth #MarketDisruption #InnovationAwards #LondonStockExchange #FinancialForecasting #HighNetWorthInvesting #FinancialLeadership #EmergingMarkets #SSB_SuccessStory #ProactiveInvestors #invest #investing #investment #investor #stockmarket #stocks #stock #stockmarketnews

Today's guest is Kelly Inglis for Smartpay. Kelly is an Award-Winning Beauty Therapist & Cosmetic Tattooist with over 19 years experience in the industry. Kelly completed her Diploma of Beauty Therapy at The Centre of Excellence before founding the Award-Winning Pure Skin Clinic in 2007. Since then she has been providing Geelong and surrounds with the highest level of care.  Rebranding to The Skin Hub and upgrading to a brand-new 300 square metre space in 2019 renewed her commitment in providing The Skin Hub's clientele with unparalleled service and choices, while ensuring she offers the most advanced skincare and cosmetic tattoo treatments available. Alongside her Diploma of Beauty Therapy, Kelly is also an Award-Winning Cosmetic Tattoo Artist, having trained around the world with industry leaders in all Eyebrow techniques, Advanced Eyeliner, Lip Tattoo & Scalp Micropigmentation (SMP), Laser tattoo removal and Saline tattoo removal. She is also the Co-Founder / Co-Director of Australian Colour Technologies; Australia & New Zealand sole distributors of bdr Medical Beauty skincare, Goldeneye Micropigmentation products, and their very own brands, The Beauty Boom & Medicone Gel®. Here to give us tips on running a successful business during times of economic pressures and rising business costs for Smartpay, today we welcome Kelly Inglis. Beaute by ABIC Podcast is an independent podcast that operates with the support of our listeners (that's you!) So if you would like to support the show, we would very much appreciate that. Hit ‘subscribe' on Apple Podcasts or ‘follow' on Spotify, and leave a review if you're feeling especially generous and please follow us @aestheticbeautycouncil --- Send in a voice message: https://podcasters.spotify.com/pod/show/beautebyabic/message

Uncover the inspiring journey of Randy Smith, the man behind Eagle Backyard Barns, as he makes a remarkable shift from a four-decade-long career in watermelon shipping to the shed industry. Listen as Randy unfolds his story, narrating how he transitioned from bustling telephone sales to the challenge of face-to-face interactions. He shares how his father's love for Eagles inspired the name of his business and how faith has played a significant role in his life.Brace yourself for an insightful narrative as Randy chronicles his experience with SmartPay and his enlightening encounter with Richard Miller. This episode, overflowing with life lessons, isn't just about sheds and watermelons. It's about the thrill of being your own boss, the significance of understanding customer needs and the art of overcoming service challenges, especially while dealing with metal buildings.Join us as we traverse the world of shed sales through Randy's eyes. Learn about his innovative use of SEO. As we conclude this episode, Randy contemplates his future, expressing his determination to stay in the shed selling business for as long as his health permits. Tune in now to embark on this uniquely enlightening journey.Also, find out how the podcast can be heard throughout the plain communities by dialing the number 330-997-3055. If the number is busy, just dial again! For more information or to know more about the Shed Geek Podcast visit us at our website.Follow us on Twitter, Instagram, Facebook, or YouTube at the handle @shedgeekpodcast.To be a guest on the Shed Geek Podcast visit our website and fill out the "Contact Us" form.To suggest show topics or ask questions you want answered email us at info@shedgeek.com.This episodes Sponsors:Studio Sponsor: Union Grove LumberLuxGuardShed HubEco Ethic SolarRTO Smart

SSV Capital Head of Corporate Development Nidhi Pandit visits the Proactive London studio to speak to Thomas Warner about the work the company is doing in the Fintech sector with its SmartPay product. She explains that the Fintech industry has seen a surge from 11,000 startups in 2018 to 25,000 in 2023. UK customer adoption of fintech rose from 61% in 2018 to 72% in 2023, with Asia witnessing over 85% adoption, especially in India and China. SSV Capital's SmartPay targets the payment sector, identifying a significant gap in payment satisfaction among consumers. Emphasising the need for convenience, safety, security, and trust, Pandit highlights the potential of Open Banking, which began in the UK in 2018. While only 10% of UK's digital transactions utilise Open Banking, SmartPay leverages its secure infrastructure to offer a convenient solution for both merchants and consumers, addressing the identified payment gap and aiding in financial planning amidst the cost of living crisis. #SSVCapital #NidhiPandit #FinTechGrowth #SmartPay #OpenBanking #PaymentSatisfaction #ProactiveLondon #FinTechStartups #DigitalTransactions #FinancialPlanning #CostOfLivingCrisis #ConsumerAdoption #PaymentSector #FinancialInnovation #ProactiveInvestors #SSV #fintech #invest #investing #investment #investor #stockmarket #stocks #stock #stockmarketnews

SSV Capital Non-Executive Director David Lewis visits the Proactive London studio to speak with Thomas Warner about the emerging company's core mission and pillars. SSV Capital is a portfolio company with an underlying ESG (Environmental, Social, and Governance) focus that emphasises the intertwined importance of people, planet, and prosperity. The firm operates on three main pillars: a FinTech initiative named SmartPay, a commercial property division focusing on eco-friendly solutions, and a fund exclusively centred on ESG investments. Lewis, who brings experience in digital transformation, highlights the company's commitment to investing in organisations with similar ESG goals. He expresses excitement about SmartPay's upcoming soft launch, which utilizes QR codes and open banking standards to reduce costs and environmental impact. Lewis explains that his decision to join SSV Capital was influenced by the company's dedication to addressing climatic challenges and its talented executive team. He says "As a planet we're in an existential crisis, and in that context it is obligatory for those of us who... understand the crisis to engage with it." #DavidLewis #SSVCapital #ESGFocus #SmartPay #EcoFriendlyProperty #DigitalTransformation #OpenBanking #QRCodeFinTech #LondonInterview #PeoplePlanetProsperity #CommercialPropertyInnovation #InvestmentBankingBackground #ClimaticChallenges #PortfolioCompany #NonExecutiveDirectorInterview #ProactiveInvestors #SSV #invest #investing #investment #investor #stockmarket #stocks #stock #stockmarketnews

Michael Koral of SmartPay by CoinSmart is this week's guest on Adult Site Broker Talk. Michael is the Co-founder and Chief Business Officer of CoinSmart, a publicly traded, regulated, and licensed corporation in Toronto. He has been instrumental in building the SmartPay service to allow businesses to accept and receive crypto as payment in a regulated, licensed manner. His inclination to help underserved markets led him to cryptocurrency. Through his contributions at CoinSmart, Michael hopes to educate the broader population in understanding the rationale and benefits behind the value that crypto assets have to offer. Prior to CoinSmart, Michael was the Co-Founder of multiple businesses including an AI driving Social Media Advertising platform, and Web Development Agency. SmartPay by CoinSmart is an industry leading all-in-one crypto payment processing solution. It enables crypto as a pay in and payout method. You get automatic conversion to and from fiat currencies, such as dollars and Euros, with direct deposits to your bank account. CoinSmart has all the benefits of crypto as a payment method with no market risk or hassle. You can follow them @CoinSmart Bruce, host of the show and CEO of Adult Site Broker said: “Michael is solving some major payment issues in our industry with his platform. I learned a lot about crypto and crypto payments, and I know you will too.” Adult Site Broker helps people buy and sell websites in the adult space. They are known as “the ethical broker” for their business practices. You can contact them on their website at adultsitebroker.com Adult Site Broker is the most experienced company to broker adult sites. They've sold and helped people buy more xxx sites than any other broker. Adult Site Broker is the leading company to sell porn sites and buy porn sites. They help their clients work out equitable deals. Check out their brand-new website at www.adultsitebroker.com, the leading destination to broker porn sites. Adult Site Broker also has an affiliate program, ASB Cash, at https://asbcash.com, where you can earn 20% referring people to buy adult sites and sell adult sites to Adult Site Broker, the porn website broker. For more information, please visit us at www.adultsitebroker.com to help you broker adult sites. Listen to Michael Koral on Adult Site Broker Talk, starting today at www.adultsitebrokertalk.com

Na entrevista conduzida por Rodrix Digital, apresentador do podcast, e Rocelo Lopes, o CEO da SmartPay, foram discutidas várias implicações da adoção das moedas digitais e do Real Digital no Brasil. Rocelo expressou preocupações sobre a perda de liberdade financeira, controle estatal excessivo e a possibilidade de manipulação. Ele enfatizou a importância de escolhas que beneficiem a população e alertou sobre o impacto futuro das decisões atuais. Também destacou a necessidade de entender os avanços tecnológicos e buscar a propriedade dos próprios ativos criptográficos. Leia o artigo no canal do BitcoinBlock: https://bitcoinblock.com.br/2023/08/15/drex-real-digital-pix-ou-bitcoin-entrevista-com-rocelo-ceo-da-smartpay/ ✅ Veja aqui todos os links importantes mencionados no video além de cursos, site de noticias, apoiadores, documentários e também nossas mídias sociais. https://linktr.ee/BitcoinBlock ⚠ Atenção: As análises e projetos mencionados neste canal são para fins de estudo, aprendizado ou opinião. Não fazemos indicação de compra e venda ou recomendação de investimento. Invista somente em ativos que você conheça profundamente e com valores que esteja disposto a perder.

Wall Street reversed Monday's rally to trade lower on Tuesday after credit rating agency Moody's downgraded the credit rating on several banks including M&T Bank and Pinnacle Financial citing deposit risk as the reason for the downgrades. Moody's also placed Bank of NY Mellon and State Street on review for a downgrade. This caused investor fears of a further banking crisis to resurface thus sparking the sell-off on Tuesday. The Dow Jones fell 0.45% on Tuesday, while the S&P500 lost 0.42% and the tech-heavy Nasdaq declined 0.79%.And in the European region markets closed lower on Tuesday as investors await the release of significant inflation data out later this week alongside reactions to a shock banking tax announcement out of Italy in the form of a 40% windfall tax on banking profits which dragged down the banking sector on Tuesday. Banks led the losses in the region overnight while healthcare stocks bucked the trend to add 3.2%. The STOXX600 ended down 0.2% on Tuesday, Germany's DAX fell 1.1%, the French CAC shed 0.69% and, in the UK, the FTSE100 fell 0.36%.The local market rose just 0.03% on Tuesday as a selloff in consumer staples stocks was offset by strong gains in the healthcare sector, a sector which has been sharply beaten down this year.We are preparing for the ramp up of earnings season this week which investors have already been particularly responsive to with companies that have reported, both good and bad results, experiencing double digit share price movement on the day of results being released. The US reporting season has proven to be stronger than expected, so we could see a similar outcome of results here in Australia.James Hardie Industries released first quarter results yesterday that sent the company's share price soaring 15%. The leading global supplier of fiber cement building products reported record global adjusted EBITDA of US$279.1m, with an adjusted EBITDA margin of 29.2%, net income up 13% and operating cash flow increased 64%.JHX also provided outlook, which is a big tick for investors, but only for the second quarter of FY24, with the company expecting adjusted net income between US$170-$190m, North American, its biggest market, is expected to produce volumes to be in the range of 740-770 million and CAPEX of US$550m. What to watch today:Ahead of the local trading session here in Australia the SPI futures are expecting the ASX to open the midweek session down 0.07%.On the commodities front this morning, oil is trading 1.05% higher at US$82.8/barrel, gold is down 0.53% at US$1926/ounce and iron ore is down 2.35% at US$104/tonne amid declining demand and robust inventories of the commodity.AU$1.00 is buying US$0.65, 93.73 Japanese Yen, 51.19 British Pence and NZ$1.08.Trading Ideas:Bell Potter has reduced the price target on Smartpay (ASX:SMP) from $2.10 to $1.97 and maintain a buy rating on the payment solutions provider on the back of competitor Block releasing a quarterly update shining light on the payment space. Bell Potter has adjusted forecasts across FY24-FY26 on the grounds of material reductions to the company's Australian transaction segment revenues on the assumption of slowing Average Revenue Per Unit reflecting an overall slowdown in consumer spending, and softer EBITDA is expected for FY24 before Bell Potter's assumed margin expansion kicks in. Bell Potter remain positive on Smartpay however have slightly reduced the price target on these grounds.And Trading Central has identified a bullish signal on Pilbara Minerals (ASX:PLS) following the formation of a pattern over a period of 57-days which is roughly the same amount of time the share price may rise from the close of $5.32 to the range of $5.95 to $6.10 according to standard principles of technical analysis.

The payments landscape has changed a lot over the last few years. There has been a dramatic increase in card and digital transactions, as we move towards a predicted cashless society. In fact, nearly all payments these days are done by card or the digital wallet on our phones.What does this mean for small business? A big increase in transaction fees. Today on the AHC podcast we chat with AHC member Robert Caruana from Smartpay about how to save on your EFTPOS fees and free up cashflow. Because cashflow is everything, as all small business owners know. Smartpay has saved many of our AHC members thousands of dollars in fees for their businesses. If you'd like to learn more, visit the Smartpay website here: https://www.smartpay.com.au/

US equities hit a 15-month high on Wednesday after CPI data came in lower than expected, which boosted investor sentiment. The annual inflation rate in the US slowed to 3% in June, the lowest level since March 2021, down from 4% in May and also below the consensus expectation of 3.1% in a sign the Federal Reserve's hawkish stance on hiking rates is having a significant impact on cooling inflation. The Dow Jones rose 0.25% on Wednesday, the S&P500 added 0.74%, and the tech-heavy Nasdaq did most of the heavy lifting with the index rising 1.15% at the closing bell.Despite inflation falling, the market is still expecting the Fed to announce another 25-basis point rate hike at the next FOMC meeting as wages inflation, services inflation and housing inflation, despite moderating, are still stubbornly high.Over in Europe, markets in the region also had a strong rally on Wednesday as investor sentiment was boosted by inflation cooling in the US. The STOXX600 rose 1.5%, Germany's DAX added 1.47%, the French CAC rose 1.57%, and in the UK, the FTSE100 surged 1.83%.What to watch today:Ahead of the local trading session the SPI futures are anticipating the ASX to open Thursday's session up 0.87% following the inflation-data driven rally in the US overnight.Locally yesterday, the ASX lifted 0.38% buoyed by a near 2% rise for the energy sector as oil is trading 1.36% higher and up 5.65% over the last week following speculation that China may move to introduce further policy to stimulate its economy through the sluggish post-pandemic recovery.Gold miners also extended their recent rally into the midweek session on strength in the price of the commodity while the worst performing sectors yesterday were information technology and health care.On the commodities front this morning, oil is trading 1.34% higher at US$75.83/barrel, gold is up 1.32% at US$1957.57/ounce and iron ore is up 1.39% at US$109.50/tonne.AU$1.00 is buying US$0.68 cents, 93.96 Japanese Yen, 51.97 British Pence and NZ1.08.Trading Ideas:Bell Potter has initiated coverage of Smartpay Holdings (ASX:SMP) with a buy rating and a 12-month price target of $2.16/share amid terminal growth outlook from Bell Potter's analyst. Smartpay is a full-service provider of end-to-end payment solutions and the Bell Potter analyst sees SMP has considerable uplift to gross profit and margins from implies revenue per unit as the company expands its Australian customer base.And Trading Central has identified a bearish signal on NIB Holdings (ASX:NHF) following the formation of a pattern over a period of 11-days which is roughly the same amount of time the share price may fall from the close of $8.43 to $7.80 to $7.90 according to standard principles of technical analysis.

On The Australian Investors Podcast ‘2 Sense‘ this week, your host and analyst Owen Rask is back with financial planner Drew Meredith, CFP (also called "Andrew Deremith, ESQ", depending on the weather) to answer your investing questions, provide their market update and -- of course -- make you laugh. This week, Drew and Owen talk about: - Are RBA interest rates ever going to fall? - When do I open an SMSF? - Is Smartpay Ltd (ASX: SMP) a good buy for rising inflation? - Why not invest everything in the USA and walk away? - When do I hedge the AUD-USD currency? - Why buy the IXJ ETF when you own IVV and IEU? ~~ Resources ~~ Young Finance Professionals Bash - get tickets here! https://events.theinside.network/d/60qfkr/ ASK A QUESTION HERE Rask Events Roadshow: https://www.rask.com.au/road Join Owen's Rask Core 

Entrevista com Rocelo Lopes, CEO da SMARTPAY Minutagem: 0:00 Inicio 1:17 Rocelo Lopes 11:27 Mineração de Bitcoin no Paraguai 15:42 Desafios iniciais da mineração e de receber bitcoin 20:34 Saida da mineracao e novos businesses 28:33 Bitfinex e como operar no Brasil do exterior 30:07 USDT 37:45 SMARTPAY - OnRamp e KYC e AML 43:00 Bitcoin ou Ethereum? 45:32 Impacto de CBDCs em Cripto 52:20 PIX e USDT 57:12 USDC ou USDT 1:06:05 Porque rede TRON é muito usada em USDT 1:09:04 L1, L2, L3... 1:10:45 BRC-20 1:11:59 Mensagem Final Links SmartPay: Instagram: https://www.instagram.com/smartpayservicosdigitais/ Twitter: https://twitter.com/smartpaybrasil Linkedin: https://www.linkedin.com/company/smartpay-servi%C3%A7os-digitais/ Facebook: https://www.facebook.com/smartpayservicosdigitais/?mibextid=LQQJ4d Site: https://www.smartpay.com.vc/ Grupo Telegram: https://t.me/smartpaybr

Andrew and Claude discuss your suggestions with EML Payments, Smartpay Holdings, Connexion Telematics, Beamtree Holdings and Clean Teq Water, and also chat Apple's new savings account and small cap liquidity. Follow us on Twitter: @BabyGiantsPod-----0:49 - Good News3:35 - Apple launches its savings account14:53 - EML Payments Ltd (ASX: EML)22:18 - Smartpay Holdings Ltd (ASX: SMP))28:00 - Connexion Telematics Ltd (ASX: CXZ)31:14 - Liquidity38:07 - Beamtree Holdings Ltd (ASX: BMT)43:59 - Clean Teq Water Ltd (ASX: CNQ)

Nesse episódio conversamos com o Rocelo Lopes sobre a nova integração entre a Smartpay e a Edge. ✅ Veja aqui todos os links importantes mencionados no video além de cursos, site de noticias, apoiadores, documentários e também nossas mídias sociais. linktr.ee/BitcoinBlock ⚠ Atenção: As análises e projetos mencionados neste canal são para fins de estudo, aprendizado ou opinião. Não fazemos indicação de compra e venda ou recomendação de investimento. Invista somente em ativos que você conheça profundamente e com valores que esteja disposto a perder.

David Shea, director of the Office of Charge Card Management at the General Services Administration joins host Mark Amtower on this week's Amtower Off Center to discuss the federal SmartPayprogram.  Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

David Shea, director of the Office of Charge Card Management at the General Services Administration joins host Mark Amtower on this week's Amtower Off Center to discuss the federal SmartPay program. 

This week we cover the Australian inflation print, the US Personal Consumption Expenditure index, the US ISM manufacturing PMI, Domino's Pizza, Collins Food, Smartpay, Fisher and Paykel Healthcare, and Gentrack. This market highlight is proudly brought to you by Milford https://milfordasset.com.au/ Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/ General Disclaimer – https://www.xyadviser.com/disclaimer/

24th Oct

Oi! Eu sou a T14 Armata, a Armatinha, e neste sábado nosso ArmataCast será com Samantha Leal: jornalista e RP há 20 anos, responsável pela comunicação de imprensa da Bitfinex no Brasil, Head de comunicação da SmartPay, ela é também especialista em tecnologia, negócios, blockchain e criptomoedas. ⚡️Chame um amigo para o mundo digital e ganhe BTC na conta.

Bitcoin, Imposto e a Mineração insustentável do Blockchain Da forma como a sociedade vem se organizando, fica cada vez mais claro a eficiência e o humanitarismo das relações voluntárias. Ainda assim, vivemos sob um sistema de relações coercitiva, onde nos é retirado dinheiro, através de tributos, para financiar coisas que não concordamos anteriormente. Daí surge a conclusão de que imposto é roubo. Além de não haver justificativa verdadeira para a existência de um ente coercitivo, os incentivos econômicos para o imposto são nulos. Não há razões para que “haja um retorno social”. Mesmo que sendo um liberal, Milton Friedman admite isso em seu livro “Livre para Escolher”, onde ele fala que há várias formas de gastar seu dinheiro e, quando você gasta um dinheiro que não é seu para uma outra pessoa, você não tem incentivo para economizar e nem de se preocupar com a qualidade do recurso obtido. Portanto, parece claro que a natureza do Bitcoin é totalmente incompatível com impostos e o estado, ainda que haja muitos agentes políticos que tentam misturar os dois. A declaração de transação, por exemplo, é uma forma do estado em coaptar a movimentação de Bitcoins. Outra forma, é o pagamento de tributos em Bitcoin. O contra ponto que é muito claro, é o “efeito dedo duro”, onde as transações podem revelar não apenas a movimentação do pagante, mas de possíveis transferências que ele recebeu. Porém, a existência de uma hard wallet, teoricamente, poderia resolver isso. Portanto, a praticidade do pagamento com Bitcoin, não teria um ônus direto. O contrário não é verdadeiro com o PIX. Ainda que seja prático e útil, a contrapartidade do PIX é que ele retira a privdade dos indivíduos, captando e registrando informações do mesmo. Porém, algo que é contraditório nessa relação estado-indivíduo, é que o último tem suas informações coaptada pelo primeiro, enquanto o primeiro, mantém em sigilo grande parte das suas ações. Essa contradição, fruto da disparidade da relação estado-indivíduo, nos faz perceber a perseguição existente ao Bitcoin: mais precisamente, a mineração de Bitcoin. Veja que a mineração de Bitcoin consome energia, tal como qualquer outro recurso que pressupõe a energia, como, por exemplo, o setor bancário que, ainda, está muito a frente do Bitcoin em consumo de energia. Porém, o setor do mercado financeiro tradicional, por intimamente ligado as operações do estado, acabam por usar dessa relação para tentar barrar, ou atrasar, o processo evolutivo do Bitcoin. Essa e outras informações foram dispostas no Deabte Descentralizado que aconteceu no dia 18/09/2022, onde teve a presença do candidato a Deputado Estadual Paulo Kogos e do CEO da SmartPay, Rocelo Lopes.

Today's guest are Marissa Cross, Owner of Ella Bache Armidale and Robert Caruana from Smartpay. Robert Caruana is a Senior Manager at Smartpay, with a wealth of marketing knowledge and over 12 years experience in the payments industry, and 8 years international experience working across markets in Asia Pacific, South America and Europe. Robert is a strong strategic thinker dedicated to driving business results, having worked in a broad range of functional roles including Strategic Planning, Marketing, and Customer Experience across a variety of sectors in consumer and small business. Through customer research and data analysis, Robert understands the needs of the customer, developing sound business strategies to drive behavioural change and revenue growth. Marissa Cross is the owner of an Ella Bache franchise in Armidale for the past 16 years. Marissa and her team provide tailor-made treatments for their clients and are one of Smartpay's customers. From Smartpay and Ella Bache, today we welcome Robert and Marissa. Beaute by ABIC Podcast is an independent podcast that operates with the support of our listeners (that's you!) So if you would like to support the show, we would very much appreciate that. Hit ‘subscribe' on Apple Podcasts or ‘follow' on Spotify, and leave a review if you're feeling especially generous and please follow us @aestheticbeautycouncil --- Send in a voice message: https://anchor.fm/beaute-industrie/message

Andrew, Matt and Kev chat about Appen's takeover rug pull, Bubs USA infant formula windfall, the EU's further ban on Russian oil, ikeGPS' laser platform, metal detection specialist Codan and fintech small cap Smartpay.Follow us on Twitter: @BabyGiantsPod-----[00:01:08] - Appen[00:10:27] - Bubs[00:19:55] - EU's Russian oil ban[00:25:54] - ikeGPS[00:32:05] - Codan[00:38:55] - Smartpay

Fintech, fără vreo exagerare, e în tot și-n toate. Unde-i rost de-o tranzacție online sau care folosește device-uri precum un telefon, brățară smart, inel - you name it - e rost și de-o interacțiune cu industria fintech. N-a fost tot timpul așa, dar nici n-a devenit așa odată cu adopția masivă a internetului. A început odată cu apariția primului ATM, bancomat după cum îl știm noi, iar asta se întâmpla prin anii '60. De atunci, însă, lucrurile au evoluat inimaginabil de mult. Și dacă te uiți de aici, din România, mai că ai zice că it escalated quickly. Dar nu, a fost un proces. Iar această nouă ediție de Upgrade 100 LIVE despre asta vorbește, despre cum a ajuns industria fintech să existe, despre cum tinde să democratizez sistemul financiar și cum a forțat sistemul bancar să se transforme digital. Cine sunt experții Upgrade 100 În studio, alături de Marian Hurducaș, moderatorul acestei ediții: Alexandru Cociu, co-fondator SmartFintech, laborator românesc de inovare în domeniul open banking, lansat la începutul anului 2019. Are experiență de peste 15 ani în domeniul serviciilor tehnologice, ceea ce spune el, i-a pavat drumul pentru a putea crea două dintre cele mai importante produse de open banking dezvoltate de un fintech local, și autorizate în premieră de Banca Națională a României: SmartPay - serviciul de inițiere de plăți, și Smart Accounts – soluția de interogare de conturi, lansată anul acesta pe piața financiară din România (dezvoltate pe tehnologii IBM, detalii în varianta podcast audio a Upgrade 100 despre avantajele pe care le aduc și cum funcționează ele). Paula Costea, VP Product Manager FintechOS. Paula este pionier în arhitectura de banking digital din România. Are 15 ani de experiență în IT, dintre care ultimii cinci ani i-a petrecut la FintechOS - start-up în tehnologia financiară fondat de doi români, desemnat start-up-ul fintech al anului în 2020 - unde ocupă poziția de VP Product Management, Digital Banking. A fost implicată activ în proiectele de digitalizare a proceselor și produselor celor mai importante bănci din România. Și-a adus contribuția la inovația în domeniul financiar, respectiv la lansarea pe piață – într-un timp foarte scurt – a unor produse financiare digitale customizate, bazate pe date, construite în jurul nevoilor clienților. Ce vei afla din acestă nouă ediție Upgrade 100 LIVE? Cine poate face “fintech”? A grăbit fintech transformarea digitală a bankingului? Ce înseamnă directiva europeană PSD2 și ce prevede ea? Ce aduce nou în România directiva PSD2, atât pentru consumatorul simplu, cât și pentru companii? Ce înseamnă să faci o plată fără card? E posibil? Și cât de sigură e? Ce se întâmplă cu datele tale? Unde e locul procesatorilor de plăți în noua configurație dată de fintech? Inteligența Artificială cum și unde contribuie? Ce este un roboadviser? Inevitabil, transformarea digitală în sistemul bancare vine cu schimbări de organigramă. Cine va fi afectat și cine nu? Upgrade 100 LIVE se întâmplă în fiecare luni de la 19:00, la Radio Guerrilla.

On this Australian Investors Podcast episode, Smartpay's Marty Pomeroy and Owen Rask take a deep dive into the payments market in Australia and New Zealand, covering everything from how payments are facilitated to the difference between online and in-store. Topics covered by Smartpay's Marty Pomeroy and Owen Rask include: Marty's journey with Smartpay Smartpay versus Tyro Payments Ltd (ASX: TYR) versus the big banks, like Commonwealth Bank of Australia (ASX: CBA) and Westpac Banking Corp (ASX: WBC) Point-of-sale (POS) software versus payment terminals The payments ecosystem in Australia versus New Zealand versus China EFTPOS versus Mastercard (NYSE: MA) and Visa (NYSE: V) Take rates between card issuers, banks, schemes/interchange and payments providers (i.e. profit margins) The difference between an acquirer and a regulated bank in Australia SmartCharge payments versus Merchant Services Fees (MSF) The terminal value of payments companies The future of in-store versus online payments - and how omni-channel might impact this This is a fantastic episode with one of Australia and New Zealand's payments company leaders. It provides unique insights into the mechanics of electronic and digital payments companies, the opportunity set in Australia and beyond, and how big tech might change the payments industry landscape. Resources: Rask Rockets Beyond Smartpay Disclosure: At the time of recording Owen owns shares of Smartpay, Tyro, Apple and Alphabet/Google. Watch the video version on the Rask Australia YouTube page. Take one of our intelligent & FREE investing courses (think ETFs, shares & valuation) on Rask Education and join our insightful FB community. Score $100 off Owen's high conviction ASX & US share research service, Rask Invest! Access Owen's 10 high conviction small cap reccomendations today, with $500 off using the coupon code "AIP". If you want to thank us for putting this show together, please give The Australian Investors Podcast a 5-star review on Apple Podcasts - it's a 5-second task that really helps support the show (and puts a big smile on Owen's face). Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc. DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Date recorded: 7th April 2022

On this Australian Investors Podcast episode, Smartpay's Marty Pomeroy and Owen Rask take a deep dive into the payments market in Australia and New Zealand, covering everything from how payments are facilitated to the difference between online and in-store.Topics covered by Smartpay's Marty Pomeroy and Owen Rask include:Marty's journey with SmartpaySmartpay versus Tyro Payments Ltd (ASX: TYR) versus the big banks, like Commonwealth Bank of Australia (ASX: CBA) and Westpac Banking Corp (ASX: WBC)Point-of-sale (POS) software versus payment terminalsThe payments ecosystem in Australia versus New Zealand versus ChinaEFTPOS versus Mastercard (NYSE: MA) and Visa (NYSE: V)Take rates between card issuers, banks, schemes/interchange and payments providers (i.e. profit margins)The difference between an acquirer and a regulated bank in AustraliaSmartCharge payments versus Merchant Services Fees (MSF)The terminal value of payments companiesThe future of in-store versus online payments - and how omni-channel might impact thisThis is a fantastic episode with one of Australia and New Zealand's payments company leaders. It provides unique insights into the mechanics of electronic and digital payments companies, the opportunity set in Australia and beyond, and how big tech might change the payments industry landscape.Resources:Rask Rockets BeyondSmartpayDisclosure: At the time of recording Owen owns shares of Smartpay, Tyro, Apple and Alphabet/Google.Watch the video version on the Rask Australia YouTube page.Take one of our intelligent & FREE investing courses (think ETFs, shares & valuation) on Rask Education and join our insightful FB community.Score $100 off Owen's high conviction ASX & US share research service, Rask Invest!Access Owen's 10 high conviction small cap reccomendations today, with $500 off using the coupon code "AIP".If you want to thank us for putting this show together, please give The Australian Investors Podcast a 5-star review on Apple Podcasts - it's a 5-second task that really helps support the show (and puts a big smile on Owen's face).Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsgDate recorded: 7th April 2022

In this episode of The Australian Investors Podcast analyst Owen Rask and Wattle Partners financial adviser Drew Meredith, CFP identify ASX investments to watch like a hawk, including Smartpay Holdings Ltd (ASX: SMP), Magellan Financial Group Ltd (ASX: MFG), VanEck MSCI International Quality ETF (ASX: QUAL) and ETF Securities Morningstar Global Technology ETF (ASX: TECH).SHOW NOTES: https://www.raskmedia.com.au/2022/01/29/smp-mfg-qual-tech/When you subscribe to the podcast on Apple Podcasts, Spotify, YouTube or Castbox you'll get weekly insights on ASX & global shares, funds, ETFs and more. Let Owen be your field guide to investing profitably for decades to come.~~~ Show notes ~~~In this episode, Owen and Drew talk a good hard look at four investments on the ASX.In other, the duo cover:- VanEck QUAL ETF - Owen would put this as a Core or a Tactical holding- ETFS TECH ETF - Drew think this is a tactical holding- Smartpay Holdings Ltd (ASX: SMP) - Owen likes this a junior payments company growing rapidly- Magellan Financial Group (ASX: MFG) - Drew wonders if it is deep value... or value trap?Get in touch with Owen or Drew:Owen's Twitter: https://www.twitter.com/owenraskSend Drew an email via Wattle Partners: http://www.wattlepartners.com.au/contact-1Like it? Love it? Hate it? Tell me about it...If you like The Australian Investors Podcast, say g'day to Owen on Twitter. We'd like to get your suggestions for future episodes. Say “G'DAY” to Owen: Twitter or Instagram~~ A note for transparency: we receive nothing ~~Rask, the publisher of the podcast series, is a privately owned company. It's owned and run by Owen. But you should know that Drew is a shareholder in The Rask Group Pty Ltd, and Wattle Partners provides us with operational support (e.g. we share an office space). But to be clear: Rask does not receive anything from Drew or Wattle Partners appearing on the show, or if you decide to his/their services. Owen and Drew are just like-minded investors who want to help people invest better. You can find out more by reading Rask's Financial Services Guide -- or simply by asking Owen or Drew.Want more of Owen's best investment ideas? Please, right this way...To get 6 months of Owen and the Rask analyst team's ASX research, join Rask Invest.Listeners who want access to high conviction ASX share research, plus ETF models can get $100 off a Rask Invest membership using the discount code "investpod". Join today and access exclusive insights.“The best part was the disclaimer” – said no-one everThis information warning is actually important (that's why we write it in the same size font... unlike our competitors).This podcast contains general financial advice only, issued by The Rask Group Pty Ltd. This information does not take into account your needs, goals, or objectives. So please consult a licensed and trusted financial adviser before acting on the information. Investing is risky and can result in capital loss. Nothing in this podcast should be considered as a forecast or guarantee of future returns. Please read Rask Australia's Financial Services Guide (FSG) available on our website to learn more about us, what we offer and our podcasts.Date of recording: January 25th, 2022

In this episode of The Australian Investors Podcast analyst Owen Rask and Wattle Partners financial adviser Drew Meredith, CFP identify ASX investments to watch like a hawk, including Smartpay Holdings Ltd (ASX: SMP), Magellan Financial Group Ltd (ASX: MFG), VanEck MSCI International Quality ETF (ASX: QUAL) and ETF Securities Morningstar Global Technology ETF (ASX: TECH). SHOW NOTES: https://www.raskmedia.com.au/2022/01/29/smp-mfg-qual-tech/ When you subscribe to the podcast on Apple Podcasts, Spotify, YouTube or Castbox you'll get weekly insights on ASX & global shares, funds, ETFs and more. Let Owen be your field guide to investing profitably for decades to come. ~~~ Show notes ~~~ In this episode, Owen and Drew talk a good hard look at four investments on the ASX. In other, the duo cover: - VanEck QUAL ETF - Owen would put this as a Core or a Tactical holding - ETFS TECH ETF - Drew think this is a tactical holding - Smartpay Holdings Ltd (ASX: SMP) - Owen likes this a junior payments company growing rapidly - Magellan Financial Group (ASX: MFG) - Drew wonders if it is deep value... or value trap? Get in touch with Owen or Drew: Owen's Twitter: https://www.twitter.com/owenrask Send Drew an email via Wattle Partners: http://www.wattlepartners.com.au/contact-1 Like it? Love it? Hate it? Tell me about it... If you like The Australian Investors Podcast, say g'day to Owen on Twitter. We'd like to get your suggestions for future episodes. Say “G'DAY” to Owen: Twitter or Instagram ~~ A note for transparency: we receive nothing ~~ Rask, the publisher of the podcast series, is a privately owned company. It's owned and run by Owen. But you should know that Drew is a shareholder in The Rask Group Pty Ltd, and Wattle Partners provides us with operational support (e.g. we share an office space). But to be clear: Rask does not receive anything from Drew or Wattle Partners appearing on the show, or if you decide to his/their services. Owen and Drew are just like-minded investors who want to help people invest better. You can find out more by reading Rask's Financial Services Guide -- or simply by asking Owen or Drew. Want more of Owen's best investment ideas? Please, right this way... To get 6 months of Owen and the Rask analyst team's ASX research, join Rask Invest. Listeners who want access to high conviction ASX share research, plus ETF models can get $100 off a Rask Invest membership using the discount code "investpod". Join today and access exclusive insights. “The best part was the disclaimer” – said no-one ever This information warning is actually important (that's why we write it in the same size font... unlike our competitors). This podcast contains general financial advice only, issued by The Rask Group Pty Ltd. This information does not take into account your needs, goals, or objectives. So please consult a licensed and trusted financial adviser before acting on the information. Investing is risky and can result in capital loss. Nothing in this podcast should be considered as a forecast or guarantee of future returns. Please read Rask Australia's Financial Services Guide (FSG) available on our website to learn more about us, what we offer and our podcasts. Date of recording: January 25th, 2022

On The Australian Investors Podcast this week, co-hosts Owen Rask & 7Investing's Dr Anirban Mahanti are joined by Claude Walker, founder of A Rich Life. WATCH IT ON YOUTUBE: https://youtu.be/WBSImbrFI2s Anirban, Owen and Claude discuss results from Cloudflare Inc (NYSE: NET), the latest in ASX news, Pinterest Inc's (NYSE: PINS) quarterly result, Anirban's decision to sell some Tesla Inc (NASDAQ: TSLA), Pro Medicus Ltd's (ASX: PME) valuation and more. Talking points (approx. timing): @5:00 - Claude Walker, A Rich Life, talks us through Damtra Holdings (ASX: DTC) @20:00 - Sell Tesla Inc (NASDAQ: TSLA)? Why Anirban Mahanti lightened the load. @30:00 - Vertical & horizontal SaaS stocks - how to pick SaaS winners @40:00 - Pro Medicus Ltd (ASX: PME) - buy, hold or sell? @47:00 - Tyro Payments Ltd (ASX: TYR) - down 20%, what's happened? @53:00 - Peloton Interactive (NASDAQ: PTON) - down 30%, why? @60:00 - Cloudflare Inc (NYSE: NET) continues to dominate Fastly Inc (NASDAQ: FSLY) @1:04:00 - Pinterest Inc (NYSE: PINS) 3Q21 - what you need to know @1:08:00 - IntelliHR (ASX:IHR) - Claude Walker's take on IHR's capital raise Owen's disclosure: At the time of recording, Owen owns shares of Smartpay, Pro Medicus, Apple, Pinterest & Xero. The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc. 7Investing webinar: https://7investing.com/articles/is-zero-trust-the-cybersecurity-framework-for-the-21st-century/ Visit Claude at A Rich Life: https://www.arichlife.com.au Take one of Rask's intelligent & FREE investing courses (think ETFs, shares & valuation) on Rask Education and join our insightful FB community. Score $100 off Owen's high conviction ASX & US share research service, Rask Invest! If you want to thank us for putting this show together, please give The Australian Investors Podcast a 5-star review on Apple Podcasts - it's a 5-second task that really helps support the show (and puts a big smile on Owen's face). Join 7Investing: https://7investing.com/subscribe?utm_source=RASK Get $10 off 7Investing when you join and use the "Rask" coupon code at checkout. Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc. DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Date recorded: 5th November 2021

On The Australian Investors Podcast this week, co-hosts Owen Rask & 7Investing's Dr Anirban Mahanti are joined by Claude Walker, founder of A Rich Life.WATCH IT ON YOUTUBE: https://youtu.be/WBSImbrFI2sAnirban, Owen and Claude discuss results from Cloudflare Inc (NYSE: NET), the latest in ASX news, Pinterest Inc's (NYSE: PINS) quarterly result, Anirban's decision to sell some Tesla Inc (NASDAQ: TSLA), Pro Medicus Ltd's (ASX: PME) valuation and more.Talking points (approx. timing):@5:00 - Claude Walker, A Rich Life, talks us through Damtra Holdings (ASX: DTC)@20:00 - Sell Tesla Inc (NASDAQ: TSLA)? Why Anirban Mahanti lightened the load.@30:00 - Vertical & horizontal SaaS stocks - how to pick SaaS winners@40:00 - Pro Medicus Ltd (ASX: PME) - buy, hold or sell?@47:00 - Tyro Payments Ltd (ASX: TYR) - down 20%, what's happened?@53:00 - Peloton Interactive (NASDAQ: PTON) - down 30%, why?@60:00 - Cloudflare Inc (NYSE: NET) continues to dominate Fastly Inc (NASDAQ: FSLY)@1:04:00 - Pinterest Inc (NYSE: PINS) 3Q21 - what you need to know@1:08:00 - IntelliHR (ASX:IHR) - Claude Walker's take on IHR's capital raiseOwen's disclosure: At the time of recording, Owen owns shares of Smartpay, Pro Medicus, Apple, Pinterest & Xero. The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.7Investing webinar: https://7investing.com/articles/is-zero-trust-the-cybersecurity-framework-for-the-21st-century/ Visit Claude at A Rich Life: https://www.arichlife.com.au Take one of Rask's intelligent & FREE investing courses (think ETFs, shares & valuation) on Rask Education and join our insightful FB community.Score $100 off Owen's high conviction ASX & US share research service, Rask Invest!If you want to thank us for putting this show together, please give The Australian Investors Podcast a 5-star review on Apple Podcasts - it's a 5-second task that really helps support the show (and puts a big smile on Owen's face).Join 7Investing: https://7investing.com/subscribe?utm_source=RASKGet $10 off 7Investing when you join and use the "Rask" coupon code at checkout.Full individual disclosures for each guest are available via the show notes page. Owen and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsgDate recorded: 5th November 2021

On this episode of the Shed Geek Podcast, we talk with David and Richard Miller from SmartPay Rentals! We go way back with these two guys, this is where the Geeks started their journey in RTO. So listen in as the Geeks talk about their experiences with SmartPay and all the great stories that Dave and Richard have to offer.Located in scenic Lancaster County, Pennsylvania, SP partners with dealers to make rent-to-own available to customers across the United States. Their rent-to-own service provides their customers with an easy solution for their storage needs. Why drive across town when you could rent an attractive shed right in your back yard, and at about the same price per square foot as the self-storage unit? And upon successfully completing rental agreement, our customers take ownership of the portable building with no additional out of pocket expense.To know more about SmartPay Rentals, visit their website here.For more information or to know more about the Shed Geek Podcast visit us at our website.Follow us on Twitter, Instagram, Facebook, or YouTube at the handle @shedgeekpodcast.To be a guest on the Shed Geek Podcast visit our website and fill out the "Contact Us" form.To suggest show topics or ask questions you want answered email us at info@shedgeek.com.This episodes Sponsors:High Barn: The Shed AppMini Barn: Garage Shed Carport Builder MagazineMini Barn: shedsforsale.com Sheds For Sale Are you a shed manufacturer or shed dealer with inventory? Do you want to be more visible online?

“Los pagos sin contactos permiten construir nuevas experiencias a todos nuestros clientes y aceleran la transformación digital con una tecnología muy rápida manteniendo los mismos altos estándares de seguridad. Sin duda, con SmartPay estamos dando un gran paso en la innovación de servicios financieros y creemos que estas soluciones revolucionarán los medios de pago en nuestro país”, señaló Sergio Asbún, Gerente General del Banco Económico.

In this episode, Daniela von Hertwig Meyer joins Abigail to discuss the Stratum Blockchain Group, what the Blue Token is, and her work at SmartPay. Additionally, she talks about how she got into the crypto space, the companies she is a part of, and gives advice to teens on entering the cryptocurrency or blockchain industries. Daniela is a Marketing Specialist with a Financial and Cryptocurrencies background and Blockchain Certificate. She has an extensive background in Crypto and Blockchain but she specializes in asset tokenization. Learn more: Daniela von Hertwig Meyer (guest): https://www.linkedin.com/in/danielavhm Abigail Li (host): https://www.linkedin.com/in/cryptocurrencyteens About Cryptocurrencyteens: https://www.cryptocurrencyteens.com/

Eric Rosenblum is a Managing Partner at Tsingyuan Ventures, an early stage US fund with over $100m under management. They believe in the opportunity of cross-border and cross-discipline investments and focus primarily on US-based science startups founded by the Chinese tech diaspora. Prior to co-founding Tsingyuan Ventures, Eric graduated from Harvard, worked at BCG then got an MBA at MIT and worked as a management consultant and serial entrepreneur in China for 14 years. Eric was one of the rare foreign co-founders of multiple tech startups during China’s early Internet wave, and his ventures led to 2 exits (M&As for ChinaNOW and SmartPay). Coming back to the states, he then worked at Google and Palantir before co-founding Tsingyuan Ventures with former members of the TEEC Angel Fund. TEEC started as a network of Tsinghua University alumni (Tsinghua Entrepreneur & Executive Club  (Tsinghua is like the MIT + Harvard of China) and wrote the first checks in 5 unicorns: Ginkgo Bioworks, Carta, Quanergy, Plus.ai, Zoom, and about 160 tech startups. While it is a US fund, the Tsingyuan name reflects its focus and strategy by combining part of the Tsinghua (清) name and ‘source/origin’ (源). Some context This episode is particularly timely following the recent ‘Proclamation on the Suspension of Entry as Nonimmigrants of Certain Students and Researchers from the People’s Republic of China’ by the White House. According to the Department of Homeland Security, in the 2018–19 academic year, there were enrolled at U.S. universities: 272,470 undergraduate and graduate students from China. 84,480 were in a graduate-level STEM program. These restrictions are focused on students coming from mainland universities associated with the army, but might impact the ‘intellectual balance of trade’ that had been so favorable to the US so far. Episode Overview In this episode, we discuss: The early days of China’s tech scene and the waves of Chinese PhDs in the US, to highlight the upcoming surge in opportunities, particularly with the many applications of AI at scale. The intellectual balance of trade, and the value of this asset for the US. The role of non-state actors like Google, Baidu or Alibaba as talent factories. The 10-year lag between the moment a foreign student comes for a few years and starts a company, and why he believes we’re still just seeing the upswing of the wave. China’s advances with regulation, local support and public acceptance of technology for the new wave of data-driven startups. Analogies with basketball and pingpong to compare the impact and legacy of drafting outstanding talent into a system, and the risks of making the talent trade balance less favorable to America. How cross-border talent will be key to create more truly global champions from the US. References Mentioned Eric mentions successful companies founded by the Chinese diaspora (including Guitar Hero, Nvidia, Zoom, etc.) More here. In addition to cross-border, Eric makes the case for cross-disciplinary investments here. Last, here are Eric's all-time favorites, that also happen to be very timely: Taylor Branch’s series on MLK Jr. Starting with “Parting the Waters”. Robert Caro’s series on Lyndon Johnson. Starting with “The Path to Power”. (his most recent read): The Fire is Upon Us (about the epic debate between William F Buckley Jr and James Baldwin). Also in video. Previous Episodes Overview of Deep Tech Investment, Based on the Report by Different Sota Nagano (Abies Ventures) on Japan’s Deep Tech Scene Seth Bannon (Fifty Years) on Solving Global Problems Kelly Chen (DCVC) on Investing in Old School Industries Manish Singhal (pi Ventures) on India’s Deep Tech Scene John Ho (Anzu Partners) on Breakthrough Industrial Tech Matt Clifford (EF / Entrepreneur First) on Investing in Talent and Pre-Product Subscribe Podcast: Apple Podcast, Google Podcast, Spotify, etc. Twitter: @LabToMarket

If you want to find out more information about the podcast go to www.stockmarketmovers.co.nz, make sure that you also check out the blog posts. Disclaimer: As always, nothing that is discussed in the podcast is financial advice. If you are looking for financial advice please contact an authorised financial adviser.

Preface:The thought leaders, gamechangers, and innovators that we look up too are often impacted by the same thing: they’ve been exposed to people, environments, and interactions that have helped shape and define who they are today. It takes a C-Tribe Village Podcast aims to identify, dissect, and celebrate the unsung heroes, things, and experiences that have impacted the greatest minds of our generation and how these individuals are paying it forward for those to come. Guest: Johnathan Holland, Founder & CEO, SmartPay Checkout Interviewer: Sahr Saffa, Founder at C-Tribe Society and VP of Canadian Operations at AutonomIQ Show Notes “As an entrepreneur it takes every opportunity, and every advantage you can get to be successful. Obviously, the probabilities and the statistics are against you when you’re building a company. The most impactful people for me were the people that helped in the very early days of the business. The thing about these people is I actually don’t really know them. In the early days, I would literally sit in front of a computer and Google “how to build a company in Canada?” What I realized is that everyone around me wasn’t going to help me achieve the level of success I was looking for which was a multi-billion dollar company—which is no small feat. In the early days, if there’s no one giving you advice that you can honestly look at and say “I wish I could trade places with this person,” find examples of people online, read their books, listen to their podcast and do whatever it takes to surround yourself with the information and knowledge that directly correlates with where you want to be.” Bio: Johnathan Holland is a serial FinTech entrepreneur in the payments space with a proven track record of success. Johnathan went through the Next 36 accelerator in 2016 where he was taught by business leaders with 10 figure exits. His current business, SmartPay, has just graduated from the #1 globally-recognized incubator, the DMZ. SmartPay continues to grow month over month, where it’s exceeding over six figures of revenue every single month. Yes, you heard that right: every month. However, this wasn’t achieved overnight. It’s taken Johnathan 2.5 years to see any revenue from any of his business ventures and an additional year and a half just to turn its first profit. The SmartPay solution is simple, but so effective: they allow eCommerce businesses to integrate debit payments on their website. They’ve approached the problem a different way than some of the incumbents in the space like PayPal and VISA Outside of building a fast-growing technology rocket ship, Johnathan comes from humble beginnings and considers himself a late bloomer. Despite this, he advocates for Canadian entrepreneurship and believes that the country has what it takes to grow the next wave of multi-billion dollar companies.

In the first part of the episode Jeremy discusses the biggest news of the week on the NZX was the Cannasouth IPO which began trading on the market under the ticker code CBD. This was huge news for two reasons. The first being that it was the first IPO on the NZX for two years, the second reason being that it is a medicinal marijuana research company. In the second part of the episode Jeremy dives into SmartPay, the eftpos rental company who recently released their annual report and numbers to the market. Finally Jeremy discusses CFDs, otherwise known as contracts for differences and explains some of the risks around trading these instruments. Disclaimer: As always, nothing that is discussed in the podcast is financial advice. If you are looking for financial advice please contact an authorised financial adviser. More Information: You can listen to the podcast by searching Stock Market Movers on Apple, Spotify or wherever you get your podcasts. To find out more go to www.stockmarketmovers.co.nz

Workers compensation is one of the insurance staples of the American workforce; a federally mandated insurance for every United States based company with employees, minus very few exceptions. Though crucial, it's also a major headache for business owners to get right.

Let's be honest: insurance can be overwhelming in the best of times. Finding a way to simplify it can sometimes feel like a search for the mythical lost city of Atlantis. In another odd irony, insurance is something that people pay for, yet hope to never use. Technology is helping ease the anxiety on both sides of the insurer/insured relationship. On today's podcast, MarketScale Host Sean Heath spoke with Executive Vice-President of Sales & Marketing for SmartPay Solutions [https://www.smartpaylease.com/using-smartpay], Dino Carbone [contributor page]. They discussed how the industry is finally stepping out of its historically stodgy image and the ways in which technological advances can help build the trust necessary for the industry's success. Also, Carbone told us the single most important determination that companies face when establishing an insurance protocol: the difference between a "nice to have" and a "need to have”. "An insurance company touts their best services are their claims handling, and I totally get it, right? When something goes wrong, that business wants to make sure the carrier that they're with is solid financially and knows how to handle claims. But, guess what? What if your client, your insured, never has a claim," Carbone said. "Aren't they your best clients? You're getting all of this premium and you're not having to pay any claims. And so now, the phenomenon again, with technology, is such that: 'let's make sure that the way we bill our best clients is the most efficient way of doing it.'"

Vladimir Goloborodko had been an IT Consultant for 15 years and while managing a large team with clients that had multibillion-dollar budgets, he realized that he wanted to do something new and take the path of a startup with a great idea. So he founded a crypto payment system for small and medium-sized merchants to assist them and their clientele with those smaller purchases that decrease the profit margin because of certain roadblocks that are inherent in the system. The result is a really great idea called SmartPay.As busy humans in the middle of our on-the-go lifestyles, we've all been in situations where we need to grab a quick drink and pack of gum while we're out or pick up that quintessential loaf of bread on the way home. Then we realize that either we don't have any cash on us at the time, or we have a large bill that we don't want to break for something that totals three dollars and seventy-two cents (the "large bill" example not being me, by the way). Not only is this a hassle for us consumers, but it's an even bigger hassle for the merchants. Especially considering the fact that up to 30% of their profit margin get automatically eaten up with bank merchant fees when we use our debit and credit cards. So they end up either imposing minimum purchase amounts when we use a card for payment, or they increase their pricing across the board to help compensate. That leaves us to either pay more for what should have been a quick and easy purchase or keeps us from making these types of purchases at all. SmartPay has a perfect solution that makes it easy for both parties to quickly and easily make these smaller transactions a breeze. Their payment platform is specifically designed to accommodate these exact transaction that we encounter on a daily basis and it doesn't even require them to have any special equipment. The basic premise consists of QR codes that are either generated on their existing smartphone or tablet and in cases with preset pricing, they don't need anything except a sheet or sticker with the QR code. It only takes them about 10 minutes to set up the mobile app to start excepting payments. So customers merely need to scan the code for the payments to instantly be sent to the merchant from their mobile account.It's such an interesting idea, not only for the simplicity of use but also the cost savings and it takes the multiple middlemen out of the processing of each payment transaction down to just two. And as if that weren't incredible enough, it also takes the banks out of the equation as the payments will now go straight through your mobile provider. According to their statistics, mobile operators already have approx. 5 billion customers, while banks have 2 billion. Payment technology on this level has the opportunity to streamline efficiency in much the same manner that the video streaming companies have with network and cable television viewing. We also love how many different uses it would be able to accommodate. It would make paying for lunch, or even things like bus fare, so much easier.Their model also includes proximity marketing that will allow participating merchants the opportunity to send out digital campaigns that are designed to generate new leads, increase business and improve customer satisfaction and loyalty. Check out Vladimir's full interview to learn more about this blockchain solution and then head over to their website to find their roadmap for future platforms that include a web-based gift version and financial services.Sponsored by: Amazon Prime gives you more than just free shipping. Get free music, TV shows, movies, videogames and more. Enjoy your favorite books while you work or travel. Get a free book and a 30 day trial with promo code Try70.

On this episode, our host Manseeb Khan sits down with the CEO and the founder of Curexe Johnathan Holland to chat about their new product called SmartPay! They also talked about how A.I is going to touch the payments and every other industry, regulations that could be in place when accepting crypto and many more. Enjoy!

During this 33th episode of the Fintech Impact podcast, Jason Pereira, award-winning financial planner, university lecturer, writer, and host interviews Johnathan Holland, the Founder and CEO of Curexe, that provides tools for enabling online foreign exchange transactions at reasonable rates—including a new product that will allow users to take payment with Interac. Time Stamped Show Notes:● 00:55 – Curexe assists businesses to send and receive money.● 01:34 – Johnathan Holland started Curexe four years ago.● 02:59 – He looked at how Canadian banking hadn’t properly connected to technology yet.● 04:33 – He started listening to motivational speeches on YouTube for inspiration.● 05:48 – He began working with his CTO and got into a Canadian entrepreneurial leadership program called The Next 36.● 09:16 – Johnathan came to Toronto from St. Catharines.● 10:22 – Curexe only charges a flat rate of 1% to send money out, 2% to accept money.● 11:18 – Curexe is targeting small business owners looking to scale globally.● 12:45 – Curexe has a blog with content to capture customers and provide value.● 14:02 – Their new product is a debit card called SmartPay.● 19:17 – Curexe handles about 20 currencies.● 21:43 – The hurdles have been things like it taking 2 and a half years to convince a bank to give them a merchant account for a money service business.● 26:05 – You have to be resourceful and hustle.● 28:20 – Have a differentiating product that is valuable to get customers and scale up.● 30:38 – The long term vision for Curexe is showing Canadians that businesses can scale globally to be the next PayPal.● 33:29 – Johnathan Holland is excited about forcing banking to change to creating more value and a smoother experience. 3 Key Points:1. You aren’t going to know looking forward how it is all going to work out…but you can connect the dots when you look back.2. Research shows the U.S. and Canadian income per capita are constantly diverging because Canada isn’t building the big YouTubes and Googles of the world in terms of businesses.3. Your network is the biggest thing. Tweetable Quotes:- “We (Curexe) help businesses that need to send and receive money.” – Johnathan Holland.- “If you are a business owner and you need to send money to a supplier in another country, we (Curexe) can help you do that right from our online platform, for a cheaper price tag than what a bank would typically charge.” – Johnathan Holland.- “Accepting money would be via invoice or in an online checkout, which is accentually a direct debit way of paying without ever leaving your online store.” – Johnathan Holland. Resources Mentioned:● LinkedIn – Jason Pereira’s LinkedIn● Facebook – Jason Pereira’s Facebook● Woodgate Financial – Website for Woodgate Financial● Johnathan Holland – LinkedIn for Johnathan Holland● Curexe – Website for Curexe See acast.com/privacy for privacy and opt-out information.

David Shea, director of GSA's Center for Charge Card Management, joined host Mark Amtower for a lively discussion of the federal SmartPay program.

Smartpay boss Bradley Gerdis on his company's turnaround result and new cloud push. Read more ($): https://www.nbr.co.nz/article/smartpay-looks-build-turnaround-result-new-cloud-product-ck-p-203731