Podcasts about betterwallet

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Best podcasts about betterwallet

Latest podcast episodes about betterwallet

Howie Mandel Does Stuff Podcast
Denise Richards & Josh Flagg Comment on Wild Things, Snow White & Charlie Sheen

Howie Mandel Does Stuff Podcast

Play Episode Listen Later Mar 25, 2025 53:56


Denise Richards is an American actress, model, and TV personality. Richards has also made headlines for her relationship with Charlie Sheen, her on-screen behavior on Real Housewives of Beverly Hills, and her decision to join OnlyFans. Josh Flagg is a real estate agent, TV personality, and author who specializes in selling high-end homes in Beverly Hills. He's an original cast member of Bravo's Million Dollar Listing Los Angeles, and is known for his celebrity clientele, including Adam Levine, Shonda Rhimes, and Steve Aoki. Flagg has also sold homes to prominent California families like the Gettys and DeBartolos. Bobbys World Merchandise from Retrokid: https://retrokid.ca/collections/bobbys-world Howie Mandel Does Stuff available on every Podcast Platform Visit the Official Howie Mandel Website for more: https://www.howiemandel.com/ Howie Mandel Does Stuff Merchandise available on Amazon.com here https://www.amazon.com/shop/howiemandeldoesstuff Join the "Official Howie Mandel Does Stuff" Reddit: https://www.reddit.com/r/HowieMandelPodcast/ Thanks to our sponsors: BetterWallet's Financially Bulletproof Investing Program helps break down complex financial topics into easy-to-understand lessons, so you can finally feel confident about your money. Whether you're an investing pro or just getting started, they're here to help you every step of the way. Head over to financesincheck.com, use the code “HOWIE30” for 30% off and start building a brighter financial future today! Z!NGHA is a double nasal inhaler, because one nostril at a time? Come on, that's so last year! With refreshing scents like Mint-based Fruit Energy and 100% natural essential oils, there's something for everyone. Best of all, they're caffeine-free, nicotine-free, drug-free, and battery-free! Head on over to zngha.com and use the code ‘HOWIE50' for 50% off a 4-pack of your choice. SmartPodz are reusable pods that let you use your own coffee. Not only can you save a ton of money but they're made of re-usable stainless steel, so they're much better for the environment. Talk about a win-win! Best of all, SmartPodz come with a handy tamper, a pod holder to keep your counter organized, and even a filling station. Ditch those wasteful pods & use code 'HOWIE10' for 10% off at smartpodz.com Say Hello to our house band Sunny and the Black Pack! Follow them here! YouTube: https://www.youtube.com/@BlackMediaPresents TikTok: https://www.tiktok.com/@blackmediapresents Spotify: https://open.spotify.com/artist/01uFmntCHwOW438t7enYOO?si=0Oc-_QJdQ0CrMkWii42BWA&nd=1&dlsi=a9792af062844b4f Facebook: https://www.facebook.com/SunnyAndTheBlackPack/ Instagram: https://www.instagram.com/blackmediapresents/ Twitch: https://www.twitch.tv/blackmediapresents Twitter: twitter.com/blackmedia Denise Richards Wild Things | Howie Mandel Does Stuff with Jackelyn Shultz #235 @howiemandel @jackelynshultz @deniserichards @joshflagg1

Brown Ambition
Breaking Up with Corporate ft Chris Corinthian & Marc Russell

Brown Ambition

Play Episode Listen Later Feb 5, 2025 54:22


Mandi is joined at the Brown Table by best friend duo Marc Russell and Chris Corinthian. Marc is an investing expert @ BetterWallet and Chris is a college scholarships and grants expert @ Your Debt-Free Degree. Together, we're diving deep into their journeys with money—tackling student debt, making that scary leap from corporate to entrepreneurship, and why community support is EVERYTHING.Chris shares how he leveled up his finances, teaches families how to land scholarships and juggles parenting with his first full year of entrepreneurship. Marc keeps it real on managing money as an entrepreneur, and Mandi reminds us why resilience (and a good budget) can carry us through life's wildest transitions.RESOURCES MENTIONED: Watch: My Money Mentors (PBS)Read: Financial Literacy 101 for College StudentsWork with Chris: Your Debt-Free DegreeFree Investing Guide:DOWNLOAD: financesincheck.com/checklist Free Passive Investing Class: financesincheck.com/registration-page  Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee omnystudio.com/listener for privacy information.

Brown Ambition
Breaking Up with Corporate ft Chris Corinthian & Marc Russell

Brown Ambition

Play Episode Listen Later Feb 5, 2025 59:36


Mandi is joined at the Brown Table by best friend duo Marc Russell and Chris Corinthian. Marc is an investing expert @ BetterWallet and Chris is a college scholarships and grants expert @ Your Debt-Free Degree. Together, we're diving deep into their journeys with money—tackling student debt, making that scary leap from corporate to entrepreneurship, and why community support is EVERYTHING. Chris shares how he leveled up his finances, teaches families how to land scholarships and juggles parenting with his first full year of entrepreneurship. Marc keeps it real on managing money as an entrepreneur, and Mandi reminds us why resilience (and a good budget) can carry us through life's wildest transitions. RESOURCES MENTIONED:  Watch: My Money Mentors (PBS) Read: Financial Literacy 101 for College Students Work with Chris: Your Debt-Free Degree Free Investing Guide: DOWNLOAD: financesincheck.com/checklist  Free Passive Investing Class: financesincheck.com/registration-page  Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Investopedia Express with Caleb Silver
How to Really Get Better With Our Money

The Investopedia Express with Caleb Silver

Play Episode Listen Later Oct 21, 2024 32:47


From Philly Phinancial Literacy Week, founder Nisiar Smith takes us inside the movement he helped create to extend financial education into the underserved communities of Philadelphia. Plus, Marc Russell, the founder of BetterWallet and one of the original Fin-fluencers, takes us on his journey from being a foster child, to climbing out of $80,000 in debt, to building a personal finance business and platform serving hundreds of thousands of people. And, more record highs for big stocks and big markets usually mean more of the same, even with rising volatility. LINKS FOR SHOW NOTES https://www.investopedia.com/what-to-expect-in-the-markets-this-week-8729934 https://advantage.factset.com/hubfs/Website/Resources%20Section/Research%20Desk/Earnings%20Insight/EarningsInsight_101824.pdf https://www.bespokepremium.com/interactive/research/think-big-blog/ https://sentimentrader.com/ https://www.phillyphinancial.org/ https://www.investopedia.com/boeing-union-reach-tentative-deal-to-end-5-week-long-strike-8731034 https://www.instagram.com/betterwallet/ https://www.thebetterwallet.com/ https://www.investopedia.com/terms/b/bulltrap.asp Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Investopedia Express with Caleb Silver
How to Really Get Better With Our Money

The Investopedia Express with Caleb Silver

Play Episode Listen Later Oct 21, 2024 32:47


From Philly Phinancial Literacy Week, founder Nisiar Smith takes us inside the movement he helped create to extend financial education into the underserved communities of Philadelphia. Plus, Marc Russell, the founder of BetterWallet and one of the original Fin-fluencers, takes us on his journey from being a foster child, to climbing out of $80,000 in debt, to building a personal finance business and platform serving hundreds of thousands of people. And, more record highs for big stocks and big markets usually mean more of the same, even with rising volatility. LINKS FOR SHOW NOTES https://www.investopedia.com/what-to-expect-in-the-markets-this-week-8729934 https://advantage.factset.com/hubfs/Website/Resources%20Section/Research%20Desk/Earnings%20Insight/EarningsInsight_101824.pdf https://www.bespokepremium.com/interactive/research/think-big-blog/ https://sentimentrader.com/ https://www.phillyphinancial.org/ https://www.investopedia.com/boeing-union-reach-tentative-deal-to-end-5-week-long-strike-8731034 https://www.instagram.com/betterwallet/ https://www.thebetterwallet.com/ https://www.investopedia.com/terms/b/bulltrap.asp Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mental Dialogue
Are You Afraid Of Retirement? featuring Marc Russell, founder BetterWallet

Mental Dialogue

Play Episode Listen Later Oct 14, 2024 119:58


Special guest Marc Russell, founder of BetterWallet, joins us to help our community build investment portfolios for financial security, legacy building, and retirement. After spending six years at Vanguard Group as a stockbroker and financial advisor, Marc built his own six-figure investment portfolio. On this show, he'll guide us through how to properly prepare for retirement and how to overcome fears surrounding it. Do you worry about having enough money for retirement? Will you need to drastically downsize your lifestyle? Is it too late to start investing if you've never understood it before? Should you choose a 401K, IRA, or IUL? If you've ever asked yourself these questions, this is a must-listen to show! ALL I ASK IS THAT YOU THINK --- Support this podcast: https://podcasters.spotify.com/pod/show/montoya-smith/support

BiggerPockets Money Podcast
524: Lessons From the Rich That Took Me from $0 to a $1,000,000+ Business

BiggerPockets Money Podcast

Play Episode Listen Later Apr 30, 2024 47:43


Want to be a millionaire or build a business that brings in seven figures? Want generational wealth and to be debt-free? Want to know that you have enough money to take big risks while still keeping your bank account safe? If so, you need to start thinking like the rich to begin building wealth the same way they do. “That may be easy for you to say, you host the BiggerPockets Money Podcast!” Well, don't take it from us; take it from Marc Russell. Marc grew up without advantages. He was in foster care for as long as he could remember, bouncing from house to house until finally, at age thirteen, he was adopted by parents with a strong, valuable work ethic. When Marc went to college, he had no money to pay for it, so he fought tooth and nail with the financial aid office to find scholarships, loans, or anything that could help him graduate. He was even kicked out of school once over not being able to pay a $900 fee! But this taught Marc how the system worked and eventually led to him landing a job at every FIRE chaser's favorite place, Vanguard! Once Marc started helping the rich manage their money, he looked in the mirror and asked, “Why aren't I doing these things?” Thus, he began imitating the investing tactics of the rich, budgeting for financial freedom, and investing everything he could, even if it meant a slower path to being debt-free. Now, Marc runs BetterWallet, helping everyday people start building generational wealth, no matter their circumstances. In This Episode We Cover How to copy the rich so you can build wealth no matter your upbringing Student debt, side hustles, and how to make it through college with little money Why you MUST save a large emergency reserve before you start working for yourself Investing vs. paying off debt and why the unconventional choice may be the best one Budgeting for your business and ensuring you have enough money before leaving your W2 And So Much More! Links from the Show BiggerPockets Money Facebook Group Network with Other Investors on The Path to FIRE Through the BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Mindy on BiggerPockets Scott on BiggePockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders BiggerPockets Money 329 - From Extreme Poverty to DIY Wealth and 2 Full-Time Incomes w/The She Wolfe of Wall Street BiggerPockets Money 485 - How to Start Thinking, Acting, and Investing Like the Rich w/Vivian Tu Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-524 Learn more about your ad choices. Visit megaphone.fm/adchoices

The City Girl Savings Podcast
Adding Investing to Your Money Goals with Marc Russell of BetterWallet

The City Girl Savings Podcast

Play Episode Listen Later Jan 1, 2024 52:52


It's 2024 and if you haven't started investing, in any way, shape or form, then let's make this year the year you add investing to your money goals! While there are a variety of ways to build wealth, I firmly believe that long-term investing is one of the best ways to do it. Whether it's contributing to a retirement plan or leveraging a general investment account, consistent investing is a must. That's why I'm so excited to talk with Marc Russell of BetterWallet today about how you can add investing to your money goals. Get ready to take your finances up a notch this year!   Here's a glance at this episode: [03:42] Marc shares his experience with joining the team at Vanguard. Marc shares why they were an advocate for him and his goals. [09:40] Marc breaks down the differences between a financial coach and a financial advisor and gives insight into when someone may be ready to work with a financial advisor. [17:57] Get an easy-to-understand overview of investing and why it's a much better approach for your money than saving with a bank. [27:30] It's easy to get overwhelmed with all of the investment options that are available. When you decide on what's best for you, stick with those options and see them through. [38:05] Marc shares a few of his favorite investment and brokerage platforms and what people should be looking for when deciding on a brokerage company. [49:29] Marc is working to set up a scholarship fund to help people financially cover the costs of higher education.   Rate, Review, & Follow: Did you love this episode? Are you a fan of the City Girl Savings podcast? If so, please consider rating and reviewing the show! This helps spread the word about City Girl Savings, and hopefully helps more people make the best money moves possible on the way to their dream life! To leave a review on Apple Podcasts, click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved most about the episode! Also, please make sure you're subscribed and following the City Girl Savings podcast on Apple Podcasts, Spotify, and YouTube!   Resources mentioned in this episode: Follow Marc on Instagram Get Marc's Investing Guide Sign Up for Marc's free investing class Check out Marc's free investing class for your kids Check out the BetterWallet Follow City Girl Savings on Instagram, YouTube, and TikTok Join the City Girl Savings Facebook Group Subscribe to the City Girl Savings Newsletter!

The BetterWallet
Mind Your Money: A Journey to Financial Empowerment

The BetterWallet

Play Episode Listen Later Oct 3, 2023 44:38


Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode of the BetterWallet podcast, I have a fascinating conversation with Yanely Espinal, the author of "Mind Your Money." Yanely shares her inspiring journey from uncertainty to becoming a successful personal finance writer. We discuss the importance of understanding your money mindset and the cognitive biases that can affect your financial decisions. Yanely also provides valuable tips on taking control of your financial future and the power of starting small. This episode is a must-listen if you're looking for insights on building financial resilience and success.Timestamps:[00:00] Intro[01:30] Yanely starts a YouTube channel.[05:40] Recent wins in advocacy.[11:50] Importance of broader goals.[19:40] Yanely's hesitation to write in 2020.[23:00] Target audience discussion.[26:00] Chapter two: "Get Your Mind Right."[28:00] Introduction to the "future you" concept.[29:00] Binding contract with your future self.[30:00] Importance of starting financial goals.[36:10] Changing you who follow.--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

The BetterWallet
From Rapper to Real Estate: Unlocking Financial Freedom and the NACA program

The BetterWallet

Play Episode Listen Later Sep 26, 2023 39:07


Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this captivating episode of the BetterWallet podcast, I sit down with the brilliant Andre Haynes to explore the keys to financial freedom. We dive deep into financial strategies, investing, and mindset shifts that can help you achieve your financial goals. Tune in to gain valuable insights and take your financial journey to the next level.Timestamps:[00:00] Intro[01:05] Andre Haynes[03:56] From projects to real estate educator[11:35] Getting tough skin[14:48] Being real with yourself[18:00] Pros of NACA[21:32] Home buying process[23:15] Qualify for NACA[26:45] Cons of NACA[34:10] Limitations on selling?[34:50] Closing--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

The BetterWallet
Get Your Finances in Order Before the Holidays

The BetterWallet

Play Episode Listen Later Sep 19, 2023 23:09


Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode of the BetterWallet Podcast, we're joined by Raya Reaves, the budgeting guru behind City Girl Savings. With summer spending behind us, Raya shares practical tips and insights on how to transition into the fall season with a frugal mindset.Discover how to prepare for holiday spending, save for your financial goals, and take control of your money as we approach the end of the year. Plus, learn about Raya's free Frugal Fall Savings Challenge to help you get your finances in order before the holidays.Timestamps:[01:10] Intro and Icebreaker[02:40] Safari vs. Google[04:00] Fear of Komodo Dragons[05:30] City Girl Savings[07:00] Financial Rock Bottom[09:00] Temporary Sacrifice[10:00] Discretionary Income[11:00] Frugal Mindset[12:30] Spending Study[14:20] Frugal Savings Challenge[15:20] Hot Girl, Hot Boy Summer[19:30] Closing--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

The BetterWallet
InvestFest Recap: 3 Life Changing Moments

The BetterWallet

Play Episode Listen Later Sep 5, 2023 9:51


Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---Welcome to the latest episode of the BetterWallet podcast. You know the drill - we're all about unraveling the mystery of money and sharing empowering stories from those who've beaten the odds. Today, I'm excited to dive into my recent experience at InvestFest. This incredible event in Atlanta brings financial professionals, community members, and celebrities together to chat about finance, investment, and wealth generation. It's particularly tailored for the black community, and it was a fantastic chance for me to connect with fellow entrepreneurs and spread some financial wisdom. I'll walk you through my time at InvestFest, my inspiring encounters, and the lessons I took home. So, stay tuned for some valuable insights!Timestamps:[00:40] - Conference Introduction and Purpose[01:20] - Teaching About Index Funds[02:30] - Impactful Debt Payoff Testimony[03:40] - Meeting Inspirational Figures in Finance[04:40] - Connecting with Mentors and Creators[05:50] - Importance of Being Authentic[06:50] - Recap of Key Learnings[08:00] - Anticipation for Next Year[09:10] - Financial Education Empowerment[10:20] - Inspiring Student Stories Shared[11:30] - Lesson on Limiting Taxes[12:40] - Closing Thoughts on Authenticity--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

The BetterWallet
This 1 Mistake Could Cost You Thousands

The BetterWallet

Play Episode Listen Later Aug 29, 2023 17:06


Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---Welcome to another episode of the BetterWallet Podcast. In today's discussion, I'll reveal the number one financial mistake that many people unknowingly make, and it's not about budgeting or investing. This mistake could lead to giving away money to someone you might not want to benefit. Join me as I delve into real-life scenarios, explain the importance of beneficiaries, and provide actionable steps to ensure your financial assets go to the right hands.Timestamps:[03:10] Divorce impact on beneficiaries.[05:20] Trust vs. beneficiary conflict.[06:40] Choose trustworthy and capable beneficiaries.[08:00] Avoid minor children as beneficiaries.[09:30] Updating beneficiaries after life events.[10:50] Beneficiary overrides will and trust.[12:20] Yearly review of beneficiary designations.[14:10] Financial empowerment through informed decisions.[15:20] Listener's success story with debt-free journey.--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

The BetterWallet
Your Vesting Schedule: What Your Employer Does't Want You To Know

The BetterWallet

Play Episode Listen Later Aug 15, 2023 24:15


Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---Welcome to the BetterWallet podcast! In this episode, I will break down a crucial topic that often goes unnoticed—your vesting schedule. You might be unfamiliar with the term, but it holds significant implications for your financial future. Join me as I break down the ins and outs of vesting schedules, their impact on your retirement savings, and why they deserve your attention.Timestamps:[00:00] - Introduction to vesting schedules.[01:50] - Matching contributions explained clearly.[04:40] - Different types of vesting schedules.[06:50] - Graded vesting over several years.[09:20] - Reasons behind employer vesting schedules.[11:40] - Importance of diversity and inclusion.[13:40] - Personal example of potential loss.[15:40] - Taking proactive action to understand.[17:50] - Employers won't remind you.[19:40] - Implications of leaving early.[21:30] - Encouragement for rating and review.[22:00] - Signing off the BetterWallet podcast.--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

The BetterWallet
Tax-Free Advantage: Unlocking the Hidden Potential of Roth IRAs

The BetterWallet

Play Episode Listen Later Jul 25, 2023 17:37


Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode, I will demystify the concept of Roth IRAs and share powerful insights on how they can be utilized to fund college expenses, cover medical bills, and even contribute to purchasing a first home. Together, we will explore the flexibility and advantages that Roth IRAs bring to the table, allowing us to make smart financial decisions and shape a brighter future.Whether you're a student seeking clarity or curious about the potential of Roth IRAs, this episode will equip you with the knowledge and tools to leverage these tax-advantaged accounts effectively. Don't miss out on learning how to optimize your financial strategies and unlock the benefits of Roth IRAs for a more secure and prosperous tomorrow.Timestamps:[00:00] - Introduction to the BetterWallet podcast.[00:10] - Exploring the topic of Roth IRAs.[00:30] - My childhood experience of Roth IRAs.[01:00] - Roth IRAs as tax vehicles for retirement savings.[02:00] - Tax benefits.[04:00] - Withdraw contributions from a Roth IRA tax-free.[05:10] - Rules and penalties.[06:10] - Early withdrawals from a Roth IRA.[07:20] - Roth IRA and a 529 plan for college expenses.[08:30] - Roth IRA for medical expenses.[09:40] - Use up to $10,000 from a Roth IRA for a first home.--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Rich by Intention
From Foster Care to Financial Freedom with Marc Russell [Rewind]

Rich by Intention

Play Episode Listen Later Jul 19, 2023 44:04


[Rewind Episode] Marc Russell is a foster child turned financial educator. Coming from a low-income family, he put himself through college and paid off $80,000 in debt after graduating. Marc spent much of his career at two of the largest financial institutions in the world where he consulted thousands of households on how to manage their money: the right way. Now, the owner and founder of BetterWallet. Marc teaches people all around the world how to make money work for them.In this episode you'll learn: The steps Marc took to pay off $80K of debt How Marc put himself through college and transitioned into the financial industry What inspired Marc to create his BetterWallet platformConnect with Marc:Instagram: @betterwalletConnect with Us:Instagram: @richbyintentionTwitter: @richbyintentionGet our FREE Couples Money Starter Kit, Click Here.Check out our website: Richbyintention.com

The BetterWallet
3 Ways Becoming Debt Free Has Changed My Life

The BetterWallet

Play Episode Listen Later Jul 11, 2023 19:53


Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode of the BetterWallet podcast, I take you on my journey to becoming debt-free and share how it has profoundly transformed my life. Join me as I discuss the challenges, sacrifices, and ultimate rewards of achieving debt freedom and how I am now using my money to shape a better future, make informed present choices, and recover from past financial mistakes.[00:00] - Podcast introduction[00:30] - Importance of paying off debt[01:50] - Living paycheck to paycheck[02:30] - Challenges faced during debt-free journey[03:10] - Making short-term sacrifices for long-term prosperity[04:00] - Setting a goal of becoming debt-free by 2020[05:10] - Investing for the future after becoming debt-free[06:00] - Reinvesting money into the business[06:50] - No longer needing $1,500 for monthly expenses[07:20] - Understanding personal monthly expenses for starting a business[12:45] - Investing in health and wellness[16:50] - Wrap up of the episode--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

The BetterWallet
The Journey to Finding My Biological Dad - Part 1

The BetterWallet

Play Episode Listen Later Jun 27, 2023 10:50


Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---This two-part episode of the BetterWallet podcast is a journey unlike any other, as host Marc Russell opens up about his personal life and shares the remarkable story of how he reconnected with his biological father. In part 1, listeners will be taken on an emotional rollercoaster as Marc recounts his experiences growing up in foster care, meeting his biological mother, and finally discovering the truth about his true paternal identity.Along the way, Marc highlights the impactful moments that shaped him and ultimately led to finding answers to questions that had been lingering for years. Tune in now and prepare to be captivated by this compelling story of self-discovery!Timestamps:[00:00:00] Introduction to Marc's journey[00:02:00] Assuming who my dad was[00:03:30] Building a relationship with biological mom and siblings[00:04:20] Full circle moment[00:06:00] Curiosity about family background and migration[00:07:30] Fear and apprehension before taking the DNA test[00:08:20] Unveiling Pandora's Box[00:09:10] Don't miss part 2--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

The BetterWallet
Unlocking Financial Freedom: How Charity Care Can Eliminate Medical Debt

The BetterWallet

Play Episode Listen Later Jun 13, 2023 27:47


Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode, host Marc Russell interviews guest Jared from DollarFor.org. They discuss the little-known option of charity care, a provision in the Affordable Care Act that allows nonprofit hospitals to waive or reduce medical bills for eligible individuals. Jared explains how their organization helps patients navigate the complex process and advocates for them to have their medical debt eliminated.Timestamps:[07:18] Jared's story[09:35] Charity Care[13:05] Figuring out if you're eligible[16:45] Why aren't hospitals sharing this[19:35] Taxes on money forgiven[21:47] Dollar For processConnect with Jared:Website: DollarFor.OrgInstagram--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

The BetterWallet
Investing for the Future: Building Wealth for Generations

The BetterWallet

Play Episode Listen Later Jun 6, 2023 34:16


Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode, host Marc Russell interviews guest Kevin about his journey from growing up in a wealthy community to starting his own investment education company. They discuss the importance of simplifying investing, teaching financial literacy, and navigating the current financial landscape. Kevin shares valuable insights on investing in index funds, avoiding risky strategies, and investing for children's futures.Timestamps:[03:02] Kevin's biggest financial pet peeve[06:28] Black Wall Street[08:49] Deciding to get into teaching about money[11:21] BuildingBread[15:42] 3 ways to navigate finances in today's world[19:37] The wrong & right way to invest[27:11] Investing for your childrenConnect with Kevin:Social media: @BuildingBreadBuildingbread.com--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

The BetterWallet
Navigating Turbulent Markets: Building Wealth in Challenging Times

The BetterWallet

Play Episode Listen Later May 30, 2023 46:38


Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode of the BetterWallet podcast, host Marc Russell and guest Vince discuss their journeys in overcoming financial obstacles. They emphasize the importance of resilience, adapting to change, and taking control of personal finances. With insights into the challenging market conditions and uncertain economic climate, they provide practical advice on building wealth, investing wisely, and preparing for potential recessions.Timestamps:[00:00] Intro[02:32] Vince's money mentor[06:58] School and sports[11:57] Deciding to get into finance[14:06] Getting into the real world and navigating money[17:35] Catching the entrepreneurial bug[26:30] Advice during a turbulent market era[31:25] How to prepare for market shifts[37:35] Overcoming fears and getting into the market[41:20] Closing and where to connect with Vince--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

The BetterWallet
What's Going On With The Real Estate Market: Trends, Buying Power, and Strategies

The BetterWallet

Play Episode Listen Later May 23, 2023 47:49


Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---In this episode, host Marc Russell and real estate expert David Pere dive into the current state of the real estate market, discussing factors such as interest rates, location-specific dynamics, and population trends. They explore how buying power is affected by these market changes and share insights on evaluating properties and making informed decisions. Whether you're a first-time homebuyer or an investor, this episode offers valuable information and strategies to navigate the evolving real estate landscape.Timestamps:[02:10] Intro[07:20] Why people rent[12:00] Benefits of homeownership[16:50] Factors affecting interest rates[22:30] Importance of investing in real estate[26:00] The desire for more land[29:20] Importance of choosing the right agent[32:10] Importance of selecting the right lender[35:00] Avoiding emotional decisions[37:00] Importance of domain namesConnect with David:https://linktr.ee/militarymillionaireThe Military Millionaire Planner: https://www.frommilitarytomillionaire.com/planner-instructionshttps://www.frommilitarytomillionaire.com/planner--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

The BetterWallet
Life Insurance Demystified: Setting the Record Straight on Insurance Policies

The BetterWallet

Play Episode Listen Later May 16, 2023 39:27


Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist---Join Marc Russell and guest Jeremy Schneider on the BetterWallet podcast as they get into life insurance policies. Discover the truth behind the misconceptions and learn how to navigate the complex landscape of insurance. Jeremy, an expert in personal finance and founder of Personal Finance Club, shares insights from his financial advisor experience. Together, they discuss the importance of life insurance as part of a financial plan, debunking myths surrounding whole life insurance and highlighting the benefits of term life insurance. Gain valuable knowledge about finding the right policy, red flags to watch out for, and the impact on your financial security. Whether you're a parent seeking peace of mind or looking to protect your loved ones, this episode provides a comprehensive guide to help you make informed decisions about life insuranceTimestamps:[02:30] Jeremy's story[08:50] What is life insurance?[14:25] Two sides to the insurance company coin[24:40] Whole life is just maximizing their profits[28:50] Ideal person for term lifeConnect with Jeremy:https://www.personalfinanceclub.com/presskit/--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

The BetterWallet
3 Hacks to Land Your Dream Job

The BetterWallet

Play Episode Listen Later May 9, 2023 25:22


In this episode of the BetterWallet podcast, host Marc Russell shares three hacks he used to land his dream job during his ten years of experience in corporate America. With the current job market and 170,000 tech layoffs, it's more important than ever to stand out from the competition. Marc shares practical tips on how to apply from the inside, craft a one-page resume, and prepare for interviews to help you secure your dream job.Marc advises listeners to connect with someone already working the job they want to apply for, using platforms like LinkedIn. By finding commonality and reaching out for a 5-10 minute chat, this inside connection can potentially provide a referral to HR, increasing the chances of landing an interview. Marc also emphasizes the importance of a concise one-page resume and thorough interview preparation to impress hiring managers and stand out from other candidates.Timestamps:[00:18] Intro to the episode and Marc's experience in applying to jobs[02:30] Apply from the inside[05:07] Building the relationship[10:00] Resume do's and don'ts[16:55] Knowing the company you're applying for[21:30] Summary--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Popcorn Finance
378: 529 Plans for Non-Parents: How to Help the Kids in Your Life Pay for College

Popcorn Finance

Play Episode Listen Later May 2, 2023 9:12


Do you have a child in your life that you want to help pay for their college tuition?   Tuition costs can range anywhere from $10k-$40k depending on if you attend a public or private college. Even on the lower end of the scale, that's a lot of money to save and as someone who doesn't have any kids but has a niece, I wanted to pick the brain of Marc Russell, the founder of BetterWallet to see if there's any way I could help contribute to her college savings fund. Listen to today's episode to get the details on contributing to a 529 plans as a non-parent,, taxes and everything in-between.     Connect with Marc Website | Instagram | Podcast | Webinar   Join Me on YouTube! https://www.youtube.com/c/PopcornFinance   Want to submit a question to the show? Send an email to questions@popcornfinance.com Send me a message at PopcornFinance.com/Voicemail or Call 707-200-8259   Connect with me Instagram | Twitter | Facebook | YouTube | TikTok   Thank you for listening to today's episode! Help support the show by leaving Popcorn Finance a rating or review on Apple or Spotify!  

The BetterWallet
Answering Your Money Questions

The BetterWallet

Play Episode Listen Later Apr 25, 2023 29:32


Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist—-In this episode of the BetterWallet podcast, host Marc Russell answers listener questions about money and entrepreneurship collected from his Instagram community. He attempts to answer each question within two minutes. The questions cover topics such as developing a wealth mindset, taking the first step in investing, and Apple's recent entry into the banking space with its buy now, pay later service and high-yield savings account.Timestamps:[01:30] Developing a wealth mindset[06:10] Take advantage of your life experiences[18:00] Increasing monthly cash flow with side hustles[19:43] Japanese concept of Ikigai [22:52] Toughest part of being a business owner--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Keep What You Earn
Deductions for Retreats and Events

Keep What You Earn

Play Episode Listen Later Apr 18, 2023 12:21


I want to talk about a topic that has been generating a lot of questions lately - retreat expenses. With the surge in retreats and business conventions, it's crucial to understand what retreat and event expenses are deductible for both hosts and attendees.   As a host or attendee, you may wonder which expenses qualify for tax deductions. To help you navigate this complex topic, we discuss what qualifies as ordinary and necessary expenses, which can be deducted from your tax return.   We delve into the expenses that you can deduct, including transportation and lodging costs, and whether you can claim deductions for events that mix business and pleasure. By following these tips, you can maintain compliance with the IRS guidelines and ensure you're keeping as much of your hard-earned money as possible.   What you'll hear in this episode: [1:10] Are retreat and event expenses deductible as either a host or attendee?   As a host, what is deductible? [2:38] The venue and associated costs? [3:25] Planning services? [3:45] Marketing costs? [4:26] Meals, travel, and lodging? [6:12] Speakers, coaches, or facilitators?   As an attendee, what is deductible? [7:40] Registration fees, travel, and lodging? [8:20] Meals and beverages? [8:50] If you tag on vacation to a work event?   Tax Deduction Guide   * Related episodes: The Most Undervalued Trait of an Accountant Growing Your Side Hustle with Nick Loper Building a Better Financial Future with Marc Russell of BetterWallet   * Find everything you need at https://www.keepwhatyouearn.com! https://www.keepwhatyouearn.com/ * Questions about this episode? Text me!: https://my.community.com/shannonweinsteincpa * Chat about this episode in the Keep What You Earn Community – http://keepwhatyouearn.circle.so/ * Hire us: https://www.fitnancialsolutions.com/accounting * See how much you can save with an S Corp: https://www.keepwhatyouearn.com/keep-what-you-earn-s-corp-calculator * Find me on IG https://www.instagram.com/shannonkweinstein/ * Meet me face-to-face on YouTube: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ * Featured in Yahoo Finance! Read more here: https://finance.yahoo.com/news/10-bookkeepers-accountants-watch-2021-113800161.html     The information contained in this podcast is intended for educational purposes only and is not individual tax advice. Please consult a qualified professional before implementing anything you learn.

The BetterWallet
The Debt Dilemma: College Degrees, Career Paths, and Personal Finance

The BetterWallet

Play Episode Listen Later Apr 11, 2023 34:01


Check out my resources!Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist—-In this episode of the BetterWallet podcast, host Marc Russell interviews Leandra Peters, founder of Female in Finance. Leandra discusses whether college is worth the investment and shares her financial struggles. Leandra shares a life-changing assignment that made her reconsider pursuing a career as an attorney, while Marc talks about how college helped him escape poverty. The conversation also delves into the importance of being financially prepared for emergencies as Leandra shares her experience with a health crisis that depleted her savings.Timestamps:[04:45] When would you stop aging[07:35] Learning her first money tip[11:38] Journey to college[13:21] Why college wasn't for her[15:38] Dr. Marc[19:13] Leandra's financial struggles came from a health scare[24:55] Investing and Building Wealth[27:47] 3 steps for new investorsConnect with Leandra:Instagram--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Keep What You Earn
Investing the Lazy Way with Chloe Daniels

Keep What You Earn

Play Episode Listen Later Apr 4, 2023 42:23


I am beyond thrilled to be joined by Chloe Daniels, better known as Clo Bare Money Coach on the internet. Whether you're an experienced investor or starting out, Chloe shares valuable insight and a few concrete takeaways in today's show.   Chloe's online journey started by being transparent about her experiences, successes, and failures, through her mental health struggles. As she came out the other side, she realized her next largest hurdle in life was her comfort around money. and investing She educated herself and realized the power that this education possessed and is now on a mission to share how easy it can be with the world.   One of Chloe's tag lines is about investing the lazy way. It's all about taking a hands-off approach that helps you build a diversified portfolio without the stress of constant monitoring. It's easy to fall into the trap of thinking "I don't want to learn", but as individuals responsible for our own futures, it is important to have an open mindset and be willing to learn as a little effort now can save you significant stress and hardship down the road.   I think Chloe's story will resonate with many of you and her unique approach to investing makes it possible for anyone to confidently manage their money.   What you'll hear in this episode: [0:50] Episode and guest introduction. [5:18] Where does “Clo Bare”. come from? [9:22] What are the key things that Chloe helps her clients work with? [12:08] What does it mean when Chloe says “ Investing the lazy way”? [19:40} Understanding the difference between someone telling you where to invest your money and actually learning about how to invest your own money. [22:40] How do you decide who to work with for financial assistance and advice? [28:35] The importance of having a base level of financial knowledge, regardless of how you choose to manage your money. [34:00] What does Chloe think about the impact of AI and investing in the future? [40:20] Where can listeners find more information about Chloe?   Connect with Chloe: thelazyinvestorscourse.com/guide clobare.com IG @clobaremoneycoach   * Related episodes: 247: Building a Better Financial Future with Marc Russell of BetterWallet 253: Knowing Your Numbers: Three Key Dimensions Every Entrepreneur Should Focus On 258: Things You Should Not Hire an Accountant to Do     * Find everything you need at https://www.keepwhatyouearn.com! https://www.keepwhatyouearn.com/ * Questions about this episode? Text me!: https://my.community.com/shannonweinsteincpa * Chat about this episode in the Keep What You Earn Community – http://keepwhatyouearn.circle.so/ * Hire us: https://www.fitnancialsolutions.com/accounting * See how much you can save with an S Corp: https://www.keepwhatyouearn.com/keep-what-you-earn-s-corp-calculator * Find me on IG https://www.instagram.com/shannonkweinstein/ * Meet me face-to-face on YouTube: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ * Featured in Yahoo Finance! Read more here: https://finance.yahoo.com/news/10-bookkeepers-accountants-watch-2021-113800161.html     The information contained in this podcast is intended for educational purposes only and is not individual tax advice. Please consult a qualified professional before implementing anything you learn.

The BetterWallet
Breaking Generational Curses: Ali Swart's Journey to Financial Success

The BetterWallet

Play Episode Listen Later Apr 4, 2023 43:59


In this episode of the BetterWallet podcast, host Marc Russell interviews Ali Swart, a Certified Financial Planner, mother, and wealth management executive. Ali shares her journey of breaking generational curses in finance and parenting, how she invests for her children, and her path to success in the corporate world.Certified Financial Planner Ali Swart discusses breaking generational curses in finance and parenting and her path to success in the corporate world on the BetterWallet podcast.Timestamps:[06:08] One meal for the rest of your life[08:05] Ali's view of money growing up[12:00] College journey into finance[14:28] Getting into corporate finance[17:22] Making history[24:24] Investing in kidsConnect with Ali:LinkedIn--- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Keep What You Earn
Worry Less About Efficiency in Your Business

Keep What You Earn

Play Episode Listen Later Mar 31, 2023 12:12


One of the things that we're always taught in business school, operations management, or really in any field, is how to build efficiency in your business. And while I'm a big fan of creating optimal operations in your business, I think we can become too efficient at the cost of effectiveness in multiple different areas. I see it in two major ways with many business owners right now. Tune in to hear about the things I've avoided automating in my business, things others have automated in their business, and how these efficiencies can affect your business and your brand.   What you'll hear in this episode: [1:25] Shannon's thoughts on effectiveness vs efficiency in business. [2:50] The fastest way to lose all the trust you've built is to have your clients find out you aren't the one who's been interacting with them. [4:50] The last layer of things I automate. [6:25] Why you have to be selective about the pitches you make AND how you make them. [8:20] When automation doesn't yield the same result as manually doing the work. [10:02] How can you create effectiveness over efficiency in your business?   * Related episodes: 247. Building a Better Financial Future with Marc Russell of BetterWallet 253. Knowing Your Numbers: Three Key Dimensions Every Entrepreneur Should Focus On 258. Things You Should Not Hire an Accountant to Do   * Find everything you need at www.keepwhatyouearn.com! https://www.keepwhatyouearn.com/ * Questions about this episode? Text me!: https://my.community.com/shannonweinsteincpa * Chat about this episode in the Keep What You Earn Community – http://keepwhatyouearn.circle.so * Hire us: https://www.fitnancialsolutions.com/accounting * See how much you can save with an S Corp: https://www.keepwhatyouearn.com/keep-what-you-earn-s-corp-calculator * Find me on IG @shannonkweinstein * Meet me face-to-face on YouTube: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ * Featured in Yahoo Finance! Read more here: https://finance.yahoo.com/news/10-bookkeepers-accountants-watch-2021-113800161.html   The information contained in this podcast is intended for educational purposes only and is not individual tax advice. Please consult a qualified professional before implementing anything you learn.

Next Gen Personal Finance
Marc Russell from Betterwallet on his Entrepreneurial Journey

Next Gen Personal Finance

Play Episode Listen Later Mar 30, 2023 32:26


Marc Russell from Betterwallet shared his inspiring entrepreneurial journey which led him from a job at a top investment firm to creating his own platform to teach the basics of personal finance. Learn more about his story and Betterwallet by listening to this week's podcast.  

Hartzog Hustle Podcast
From Adoption to Financial Abundance w/ Marc BetterWallet

Hartzog Hustle Podcast

Play Episode Listen Later Mar 14, 2023 72:18


In this episode, we chat with financial advisor Marc @Betterwallet, who offers his expert advice on managing your finances and achieving financial abundance. Hear how Marc's personal journey, from adoption to financial success, has shaped his career and inspired him to help others. Tune in to get your finances in check and start planning for a better future. Links below!! Marc's Financial Course for our listeners:Get Your Finances In CheckFollow Marc Betterwallet on social media:Instagram | Twitter | Youtube

So Money with Farnoosh Torabi
1486: From Foster Care to Financial Educator, Marc Russell, Founder of BetterWallet

So Money with Farnoosh Torabi

Play Episode Listen Later Mar 13, 2023 31:14


Guest Marc Russell is the creator of BetterWallet, where he teaches families all around the world how to make money work for them through practical investing. His journey began as a foster child for 13 years. He was eventually adopted by a low-income family who prioritized education. Marc then self-funded his college education (Penn State) and then climbed the ranks at some of the largest financial institutions in the world. While excelling in his Wall Street career, Marc struggled with his own finances, living paycheck-to-paycheck with $80,000 of debt. He is now debt-free. Grab Marc's Bulletproof Investing Checklist Learn more about your ad choices. Visit megaphone.fm/adchoices

Keep What You Earn
Building a Better Financial Future with Marc Russell of BetterWallet

Keep What You Earn

Play Episode Listen Later Mar 2, 2023 50:09


If you're just starting out in the area of financial management and you haven't received formal financial education it can seem like there's so much conflicting advice out there. It can be confusing to know what to do with your money and it may even become so overwhelming that you do nothing and you're missing out on opportunities. I wanted to go back to basics with today's guest, Mark Russell! Marc is a foster child turned full-time financial educator. While excelling in his Wall Street career, he noticed his finances needed serious attention. Marc was living paycheck-to-paycheck with $80,000 of debt. He then used the same financial tips he was teaching his clients to remodel his own finances, become 100% debt free, and grow a thriving business that teaches new investors how to strategically manage their money. Now as a full-time entrepreneur and founder of BetterWallet®, Marc teaches families all around the world how to make money work for them through practical investing. Tune in for tons of practical advice on how to break down barriers, overcome hardship, and make it to your end goal. Marc has so much practical advice for paying off debt and investing in generational wealth. * Connect with Marc on IG @betterwallet * Get the Financially Bulletproof Checklist: financesincheck.com/checklist * Join his Free Investing Webinar: financesincheck.com/registration-page   * Related episodes: 192. "If I Started Over..." with Jason Weinstein 203. 2022 Recap: Bold Financial Mindset Shifts 216. The Most Undervalued Trait of an Accountant   * Find everything you need at www.keepwhatyouearn.com! https://www.keepwhatyouearn.com/ * Questions about this episode? Text me!: https://my.community.com/shannonweinsteincpa * Chat about this episode in the Keep What You Earn Community – http://keepwhatyouearn.circle.so * Hire us: https://www.fitnancialsolutions.com/accounting * See how much you can save with an S Corp: https://www.keepwhatyouearn.com/keep-what-you-earn-s-corp-calculator * Find me on IG @shannonkweinstein * Meet me face-to-face on YouTube: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ * Featured in Yahoo Finance! Read more here: https://finance.yahoo.com/news/10-bookkeepers-accountants-watch-2021-113800161.html   The information contained in this podcast is intended for educational purposes only and is not individual tax advice. Please consult a qualified professional before implementing anything you learn.

The BetterWallet
3 Money Moves To Make Before Becoming Your Own Boss | Ep. 48

The BetterWallet

Play Episode Listen Later Feb 21, 2023 21:25


Click Here To Join The Financially Bulletproof Investing Course! Click Here To Download my Free Financially Bulletproof Checklist—-In this episode of the BetterWallet Podcast,  Marc explains the top three money moves you should make before becoming your own boss and quitting your current 9 to 5.He worked in corporate finance for almost 10 years before making the nerve racking jump, so he will give you some tips to make the jump seem more like a small leap!Timestamps:[01:16]  Review from a fan[03:48]  Understand your finances[07:51]  Make sure you have a safety net[10:39]  Taxes and keeping business and personal finances seperate[15:00]  Importance of using a bookkeeper and not feeling ashamed with your record keeping[16:24]  Quick summary of the 3 money moves to make before going full time in your business[17:22]  When to make the jump into full time entrepreneurship?—- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

The BetterWallet
3 Reason Why You Should Never Take Money Out of Your 401k | Ep. 47

The BetterWallet

Play Episode Listen Later Feb 14, 2023 21:58


Join the Financially Bulletproof family!Follow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on TwitterIn this episode of the BetterWallet Podcast, we dive into why people take money out of their 401k to pay for expenses like concert tickets. Marc explains the top three reasons you should avoid this financial trap and the consequences of doing so.[01:25]  Bloomberg article on people taking money from their 401ks[02:43]  Rules on taking money out of your 401k[05:09]  Financially Bulletproof[06:17]  Taxes on your 401k withdraw[10:18]  401k Loans[15:00]  Possible pitfalls of leaving your job after taking out a loan from your 401k—- Connect with Me! Instagram: @BetterWallet TikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

The BetterWallet
3 Steps To Securing Beyonce Tickets Using a HYSA

The BetterWallet

Play Episode Listen Later Feb 7, 2023 24:55


Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on TwitterIn this episode, Marc talks about a High Yield Savings Account (HYSA) and the importance of saving money. He shares their favorite HYSA options and explains how to open one. Marc will also discuss how an HYSA can be used to save for events you might want to attend. And he explains the challenge of affording expensive tickets and how Americans tend to use credit cards to pay for things and later collect interest. He will educate the listeners on the dangers of this mindset and offer a plan to avoid financial regret.[03:08]  Challenge of purchasing event tickets[05:00]  Well-planned spending[05:20]  HYSA[08:10]  What to look for in HYSA's[14:00]  Ally Bank HYSA[17:05]  Goldman Sachs HYSA_________________________________________________________Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
How to Retire Early

The BetterWallet

Play Episode Listen Later Jan 31, 2023 20:21


Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on TwitterIn this episode of the BetterWallet Podcast, host Marc Russell breaks down the FIRE movement, which stands for Financial Independence Retire Early. He discusses the origins of the movement, how he first heard about it, and how listeners can join the movement and retire early.[02:28]  What is FIRE? [04:40]  Marc's introduction to the FIRE movement [06:50]  Knowing your numbers [09:00] Challenges with the FIRE movement [12:00]  Figuring out FIRE number [14:55]  Investment Account to Use

The BetterWallet
Ryan Francis: Being Financially Safe in an Uncertain World

The BetterWallet

Play Episode Listen Later Jan 24, 2023 47:10


Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on TwitterIn this episode, we'll dive deep into how you can help your kids get a head start on retirement. To help break down the rule change, I want to bring on one of my buddies. His name is Ryan Francis. Ryan is an online finance creator where he drops all kinds of helpful money tips, and he's also the co-founder of HomeDime.com, which connects top realtors and lenders to homebuyers, which is pretty cool. He's been featured in Forbes, CNBC, The Today Show, and Bankrate. [06:28]  Ryan's childhood and family memories of money [11:57]  College life and frugality [20:51]  Saving money and paying down debt [24:23] Long-distance relationship was the best education [25:58]  The right way to pay down debt, save, and invest [29:28]  Getting into real estate [35:31]  Don't take home buying lightly [40:28]  529 changesConnect with Ryan

The BetterWallet
This New Law Can Help You Become a Tax-Free Millionaire!

The BetterWallet

Play Episode Listen Later Jan 17, 2023 21:18


More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on TwitterIn this episode, Marc shares all about Secure Act 2.0. You will learn about the latest changes to the retirement investing landscape in the United States with the Secure Act 2.0, including the impact on RMDs, catch-up rules, student loan repayment, and the option for employers to use Roth dollars for matching contributions.[01:00] Introduction to the Secure Act 2.0 and its purpose.[02:00] Explanation of the legislative process and the role of Congress.[03:00] Mention that the changes will go into effect in 2024.[04:00] Explanation of RMDs and potential changes to the rules.[09:00] Introduction of the option for employers to use Roth dollars for matching contributions.[10:00] Mention that the Roth dollars used for matching will be 100% vested.[11:00] Explanation of vesting schedules and the impact on employees.[12:00] Discussion of the financial impact of the 100% vesting on Roth dollars.[13:00] Calculating how much money an individual could have in a Roth 401k after 30 or 40 years.[13:00] Information on how to learn more about the changes in the Secure Act 2.0.

The BetterWallet
How to Build Your 2023 Budget

The BetterWallet

Play Episode Listen Later Jan 10, 2023 23:51


Welcome to the Better Wallet podcast! In this episode, we'll discuss how to plan for the new year and budget for your 2023 financial goals. We'll cover topics such as setting financial goals, creating a budget plan and finding ways to save and invest. Whether you're looking to pay off debt, save for a down payment on a house, or improve your overall financial well-being, this episode has something for you. Tune in to learn practical tips and strategies for planning and budgeting for a successful 2023.[00:00:23] Importance of budgeting and how it helped the speaker pay off $80,000 of debt and invest[00:01:11] Life update[00:04:10] Importance of budgeting and knowing where your money is going[00:08:07] Tips for creating a budget plan, including setting financial goals and tracking expenses[00:14:40] Credit card debt and the importance of paying it off[00:17:00] Discretionary income and its role in paying off debt and reaching investment goals[00:18:00] Reducing variable expenses as a way to increase discretionary income[00:19:32] Importance of emergency savings and how to build it up[00:22:05] How budgeting helped Marc pay off debt and reach financial goals[00:23:53] Recap of critical points and invitation to join the speaker's budgeting course.More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Tax Tips for W2 Employees and Full-Time Business Owners: Avoiding Common Mistakes and Maximizing Savings

The BetterWallet

Play Episode Listen Later Jan 3, 2023 30:23


In today's episode, Marc brings on Ryan Bakke, a CPA, to discuss how W2 employees can prepare for tax season. Ryan recommends using software to self-prepare basic tax returns and suggests seeking the help of trained professionals at places like H&R Block if you don't feel confident doing it yourself. Ryan also emphasizes the importance of being aware of credits and deductions that may be available, such as the child tax credit, education credit, 401K deductions, and HSA deductions. Ryan also suggests that listeners review these potential credits and deductions when preparing their tax returns to avoid missing out on potential savings.[03:24] Software to help with taxes[05:25] Potential tax credits[13:00] Tax mistakes entrepreneurs make[16:00] S Corp or LLC?[19:26] Creating different investment accounts[21:34] Keeping track of all your expenses[24:09] Shifting to a lower tax bracket legallyMore from RyanLearn like a CPA ShowLinkedin5 helpful tools for real estate investors Facebook Group More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Financial Freedom Formula from Jacent Wamala

The BetterWallet

Play Episode Listen Later Dec 27, 2022 46:28


The BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people that truly beat the odds and found financial success.In this episode, Jacent Wamala discusses the importance of calculating and understanding one's financial situation, particularly their net worth. She mentions that some people may try to avoid looking at their numbers, but it is necessary to make changes and improve one's financial situation. Jacent personally wanted to achieve financial freedom and the ability to travel as she pleased, and saw calculating her net worth as a necessary first step towards this goal. She encourages others to consider their financial goals and ask themselves, what if they could achieve them?[2:24] Jacent's life guarantee choice[4:07] Money memories growing up[7:01] Moving to Las Vegas[8:53] Debt-free journey[13:44] DART goals[16:40] Financial Freedom Formula[20:06] Roadblocks to financial freedom[28:47] Success is an uncomfortable journey[37:04] Estate planning[38:46] Seeking mentorsMore from JacentInstagramWebsiteMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
From College to COVID to Entrepreneurship; How Hassan Built His Own App for Financial Literacy

The BetterWallet

Play Episode Listen Later Dec 20, 2022 26:06


The BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people that truly beat the odds and found financial success.In this episode, Marc talks with Hassan Thomas, the founder and owner of FYI FLI, a company that helps professionals become financially literate. Hassan is also a certified personal finance educator and the host of his own podcast with the same name. Marc and Hassan discuss financial coaching, Hassan's upcoming book, and their personal experiences with money. Hassan shares a story about his business-oriented approach to money management, even at a young age, and how he has seen the importance of financial literacy among his peers. The episode ends with a discussion about the importance of budgeting and the role it plays in financial success.[1:15] Hassan's Karaoke Choice[2:04] Money memories growing up[3:20] How a football injury led to his financial career [5:35] Learning from his father[9:31] ETFs & REITs[15:53] College to COVID[17:11] Mindset is a huge factor[21:04] Recession journeysMore from HassanSocial MediaWebsiteMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
How to Negotiate Your Way to Financial Success with Mandi Woodruff

The BetterWallet

Play Episode Listen Later Dec 13, 2022 29:31


In this episode of the Better Wallet podcast, host Marc Russell interviews nine-to-five negotiation expert Mandi Woodruff. Mandi shares her expertise in negotiating for a higher salary, better job opportunities, and tips for achieving financial success. Tune in to learn how to take control of your career and make more money![2:40] Mandi's most embarrassing fashion trend[6:08] Money memories growing up[7:41] Learning negotiation[11:11] How to get a promotion[14:49] How to negotiate salary[19:46] Increasing benefit packages[23:50] Navigating the new job hiring landscapeMore from MandiMandiMoney.comBrown Ambition PodcastMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Building Wealth with a 401k for Retirement with Tess Waresmith

The BetterWallet

Play Episode Listen Later Dec 6, 2022 33:56


Welcome everyone to the next episode of the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds and found financial success.Today, we have Tess on the line.  She's a financial coach who helps professionals build wealth through their 401ks and beyond and also is the founder of Wealth with Tess online.[2:02] Who would play you in a movie?[3:47] Learning money from divorced parents[6:57] Tess's path to Wealth with Tess[11:28] Investing tax advantages[22:28] Start investing in 401k[24:18] Disagreeing with Dave RamseyMore from TessWealth with TessMoney ConfidenceTess on InstagramMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Going to college debt-free and graduating with money in your pocket with The Fin Lit Guy, Chris Corinthian

The BetterWallet

Play Episode Listen Later Nov 29, 2022 42:03


Welcome everyone to the next episode of the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds and found financial success.Today we have my guy on the line, Chris Corinthian. And he is one of the coolest guys I've ever met in Atlanta and my entire life. Chris is a speaker and a financial coach. He's the owner of the Fin Lit Guy online, where he helps students graduate debt-free with money in the bank, right?Because a lot of people graduate with debt. Some people graduate debt free, which is the goal. And then he's taken another level beyond that where he wants to help people graduate debt-free with bread in the bank. Chris is also the author of the book everyone has been talking about, The Financial Literacy 101 for College Students, where he helps people find money, helps people budget money, and grows their money.[03:50] What song would you choose for karaoke?[04:25] How Chris paid for school[12:28] Helping others navigate college finances[15:49] Paradigm shift when it comes to scholarship searching[19:56] Building different income streams[37:28] Automated vs. Passive income streamsMore from ChrisFin Lit Book@thefinlitguy on InstagramMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

Popcorn Finance
355: Savings for College with a 529 Plan

Popcorn Finance

Play Episode Listen Later Nov 28, 2022 11:48


Are you a new parent, who's already thinking about your kid's future education and where to put the savings for it? No need to worry because I've got you covered in today's new episode with Marc Russell, the founder of BetterWallet and the BetterWallet podcast. Marc previously worked as a licensed stockbroker and financial advisor and is now a full-time entrepreneur and financial educator. He's on the show today to discuss the ins and outs of 529 plans. In today's episode, you'll find out how 529 plans work and vary by state, what you can and can't use them for, plus the tax benefits you could expect from starting one.    Connect with Marc Website | Instagram | Podcast | Webinar   Sponsor Today's bag of popcorn is brought to you by, the Everyone's Talkin' Money podcast hosted by Shannah Game. Shannah is a money wellness expert and Certified Financial Planner. If you're ready to learn everything about money that no one taught you, do yourself a favor and subscribe to the Everyone's Talkin' Money podcast!   Links Check out my episode on the Better Wallet podcast here   Join Me on YouTube! https://www.youtube.com/c/PopcornFinance   Want to submit a question to the show? Send an email to questions@popcornfinance.com Send me a message at PopcornFinance.com/Voicemail or Call 707-200-8259 Connect with me Instagram | Twitter | Facebook | YouTube | TikTok Thank you for listening to today's episode! Help support the show by leaving Popcorn Finance a rating or review on Apple or Spotify!

The BetterWallet
From First-Generation Jamaican American to Building Wealth After College

The BetterWallet

Play Episode Listen Later Nov 22, 2022 31:00


Welcome everyone to the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about the mystifying topic of money and sharing powerful money stories from people who truly beat the odds and found financial success.Today we have Tashieka Ma'at from Jam Wealth. Tashieka is a money management coach, certified financial educator, and a PMP project management professional. She's also a mother of four and a first-generation Jamaican American. [01:42] If you could only have 3 apps, what would they be? [07:02] Tashieka's college experience; the first in her family to go[11:33] What are variable expenses within a budget?[15:01] More money isn't the answer[19:03] Tashieka's wealth journey[26:20] Tools to help you manage financesMore from TashiekaInstagramSpending Plan & Networth TrackerMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
From Not Being Able to Pay Rent to Tax Professional, Sonia's Story

The BetterWallet

Play Episode Listen Later Nov 15, 2022 24:07


Welcome everyone to the next episode of the BetterWallet podcast. As you guys know that the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds and found financial success. Today, we have Sonia Castelan on the podcast. And we are excited to have her here to talk a little bit more about tax management, specifically for people who have businesses that don't have record-keeping or that have bookkeeping but don't know what they need to do to avoid Uncle Sam legally. This is the person you need to be talking to, and if you don't know who she is, she is a first-generation Latinax Tax professional, and she is helping people of color. In short, she's a fantastic tax professional.(2:14) Would you rather lose your money or pictures?(5:05) Components of proper bookkeeping(8:59) Getting into the world of taxes(14:14) Managing taxes advice(18:10) Limit your tax payments More from Sonia:Instagram - https://www.instagram.com/castelantaxservices/Free ConsultationMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Navigating Financial Trauma with Rahkim Sabree

The BetterWallet

Play Episode Listen Later Nov 8, 2022 29:22


Welcome everyone to the next episode of the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about demystifying the topic of money; sharing powerful money stories from people who truly beat the odds and found financial success. Today on the line we have Rahkim Sabree and he is everything that you could imagine a financial coach should be. He is a author and a speaker as well as. I listened to him speak at FinCon and he completely blew me away. I had so many notes that took down from him and all the other speakers. He is a financial coach. And he's been featured in endless amount of publications. Rahkim really opened up my eyes to a topic that we don't talk enough about. And that's financial trauma. We'll get into that today. We'll talk about what that means and how you can kind of navigate that if you're kind of going through the same thing. If you could bring back one fashion trend what would it be? (00:01:35)Rahkim's childhood growing up (00:04:27)Figuring out personal finances (00:10:07)Experiencing financial trauma (00:15:26)What is financial trauma? (00:22:27)More from Rahkim:Linktree - https://linktr.ee/RahkimSabree Instagram - https://www.instagram.com/rahkimsabree/More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Finances, Recessions, and Best Phone Apps with Popcorn Finance Founder, Chris Browning

The BetterWallet

Play Episode Listen Later Nov 1, 2022 33:35


Welcome, everyone, to the next episode of the BetterWallet podcast. The BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people that truly beat the odds and found financial success. Today, we have the one and only Chris Browning on the line. And if you don't know who Chris is, he's an amazing person inside and out. He is the host of the famous, in my opinion, popcorn finance. He is a business owner, and he used to work a day job as a financial analyst. And I just found out a few months ago he quit his job, though kudos to youFind Chris on social @popcornfinancepodcastOr check out his website!More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Paying Off Almost 1 MILLION Dollars In Debt & Setting Her Kids Up Financially - How Naseema Did It!

The BetterWallet

Play Episode Listen Later Oct 25, 2022 32:13


Welcome everyone to the next episode of the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people that genuinely beat the odds and found financial success. Today we have Naseema McElroy on the line. And if you don't know who she is, you better get to know her. She is a labor and delivery nurse, mom, and author of the book Smart Money. On top of that, she owns the Financially Intentional page on Instagram, where she helps professionals become financially independent. Find Naseema on social @financiallyintentionalOr check out her website!More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Building a Plan to Pay Off Student Debt Faster with CEO & Founder of Chipper, Tony Aguilar

The BetterWallet

Play Episode Listen Later Oct 20, 2022 19:14


Today is a timely and important episode, we're going to talk about student loan debt relief, the hot topic of the quarter that I know all you guys are thinking about.And today we have a very special person on the line, Tony Aguilar. If you don't know who Tony is, you better find out. He's the CEO and founder of Chipper. Outside of running this really powerful app. I appreciate Tony's involvement in mentoring and being an active voice in the tech community, especially for other Latinos and Latinas in tech. His company, Chipper, has been featured in almost every publication because of how great the app is. From Bloomberg, TechCrunch, Business Insider, Fast Company, Forbes, CNBC, and many more. Excited to have him on the line to talk about student loan debt relief and how to build a plan for your student loan debt so that you can pay it off faster.Connect with TonyGet the Chipper AppMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Finance Creator to Email Guru; Allea Grummert's Story

The BetterWallet

Play Episode Listen Later Oct 18, 2022 28:41


As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing power from money stories from people who truly beat the odds and found financial success. Today, we have Allea Grummert on the line, and she's here to talk to us about email marketing. Allea is a marketing strategist and a conversion copywriter.  She helps online business owners make a lasting first impression through automated welcome and nurture sequences that engage readers build brand loyalty, and optimize conversions for sales and site traffic. So that's a mouthful. She's like really, really good at building high-quality emails for business owners. I'm excited to have her on the podcast to discuss her journey as a business owner and how she helps other business owners optimize their businesses. More from Allea:https://www.duett.co/resourceshttps://www.duett.co/roundtablehttps://www.duett.co/serviceshttps://www.duett.co/callMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
From Poverty to D1 Baseball Player to Financial Coach: Jose's Wild Journey

The BetterWallet

Play Episode Listen Later Oct 11, 2022 36:09


Welcome everyone to the next episode of the barrel wallet podcast. As you guys know by now, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds and found financial success. Today, we have my guy on the line, Jose Hernandez; we've been connected for maybe a couple of years. And you know, during the pandemic, I was looking for people online who were sharing financial knowledge. And you know, Jose and I connected, and you know, luckily, we're able to grow our accounts at the same time and grow our businesses and eventually be able to quit our full-time jobs, which is cool.And this is kind of weird, but not many people have the background that we have as it relates to being in the financial world. So Jose, like me, was a licensed financial advisor, and we said, hey, we're done with this Wall Street stuff, let's jump in and help people out that aren't multimillionaires. So it's been cool to connect with people like Jose.If you could travel anywhere in the world, where would it be? (00:02:14)Jose's story (00:05:04)From college to wealth management (00:12:12)3 things to keep in mind during a recession (00:16:56)What to look at during a "dip." (00:26:22)Taking advantage of lower prices (00:32:55)More From Jose:Instagram @thejoserafaelhernandezHere's my free 5-day investing challenge:https://www.myfinancialu.com/free-challengeMy free ebook is here:www.myfinancialu.com/freebookMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
From Moving Company Owner to Real Estate Pro to Foster Parent: The Frugal Investor Shares His Unbelievable Story

The BetterWallet

Play Episode Listen Later Oct 4, 2022 61:22


You guys all know what the BetterWallet podcast is all about. It's all about helping you demystify the topic of money and sharing powerful money stories from people that truly beat the odds. Today, we have my guy, Jon Schoeller, on the line, and he's here to talk more about real estate. We'll talk about foster care, adoption, and just FI/RE in general; Financial Independence/Retire Early. And we're just going to have a great time talking about money.If you could name one thing you've spent a lot of money that you would buy again what would it be? (00:01:40)Jon's background and how he started his moving business (00:05:15)Funny story about how Jon met his wife (00:14:13)Merging of two lifestyles (00:16:15)What is a Roth IRA and why is it important? (00:18:44)Why getting around the right people matters (00:22:50)Ways to get around the people you need to in order to be successful (00:25:43)Starting the Foster parent journey (00:34:16)The struggles of being a foster parent (00:53:55)More From Jon:My Instagram: https://www.instagram.com/thefrugalinvestorThe Schoeller Family Youtube: https://www.youtube.com/c/theschoellerfamilyMore Than Money Community: https://launchpass.com/more-than-money/morethanmoneyMy Real Estate Youtube: https://www.youtube.com/c/JonSchoellerMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Ian's Story: Navigating Your Debt Free Journey

The BetterWallet

Play Episode Listen Later Sep 27, 2022 29:38


Welcome everyone to the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people that truly beat the odds, whatever that might look like for you, and found financial success. Today, we have my guy on the line, Ian Group from Ian Builds Wealth. And if you don't know who he is, he's a business owner, a husband, and an investor. He specializes in helping people budget, pay off debt, and invest. And before this recording, I didn't know that Ian was also a real estate attorney, which is dope. And another fun fact about him is he used to be an actor. I don't know if he's still acting now. But he used to be, and we'll get into that during the podcast. What is the one thing Ian spent lots of money on that he would do again (00:01:51)Ian's childhood growing up (00:04:52)Paying off $190,000 of debt (00:10:53)Ian begins helping others (00:15:03)Getting on the same page financially with your wife (00:21:47)Starting a business (00:22:24)More from Ian:Build Wealth Tools - https://www.ianbuildswealth.com/buildwealthtoolsYoutube - https://www.youtube.com/ianbuildswealthInstagram - https://www.instagram.com/ianbuildswealth/How I paid off $20k in credit card debt - https://www.youtube.com/watch?v=c-Z411mtaI0&tMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Why I love 529s; Marc's experience with Vanguard and 529's

The BetterWallet

Play Episode Listen Later Sep 20, 2022 26:55


As you guys know that the podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds, whatever that might look like, for them, and found financial success today is just me. So I'm not going to have anyone on the line, just me. I wanted to dive deeply into my experience at Vanguard, specifically my experience in the 529 departments, where we help parents and grandparents save and invest for their kids and grandkids. So I wanted to talk through that. If you guys have listened to episode number one, you know, my backstory, you know, when my adopted father passed, he didn't have a 401 K, he didn't leave any money to us, he didn't have your brokerage account, he didn't have an IRA. And why I wanted to do that because I started getting a lot of questions recently about you being so passionate about investing for kids. Do you have any kids? And I'm like, No, I love teaching people how to invest for their kids. Because of that, we didn't have his income when he passed away. And we also didn't have an estate plan; no money was given to us. It was no life insurance; there's no nothing. So because of that, one part of BetterWallet that I'm very passionate about is teaching people how to invest in their kids. So let's get into it. Dealing with the student debt crisis (00:04:37)Marc's experience with Vanguard and the 529 department (00:07:46)Startting a 529 account (00:11:13)Cool 529 features (00:20:12)Other ways to invest for your kids (00:24:02)More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Preparing Kids To Be Investors & Entrepreneurs with Anne-Lyse Ngatta

The BetterWallet

Play Episode Listen Later Sep 13, 2022 32:49


Welcome to the BetterWallet podcast, hosted by Marc Russell. The BetterWallet podcast is all about demystifying the topic of money. We share powerful money stories of people who truly beat the odds and found financial success.In today's episode, we've brought on Anne-Lyse Ngatta to talk to us about entrepreneurship. Anne-Lyse is a mother, wife, CPA, podcaster, freelance writer, business coach and connector. But that's not it! She's also an author and founder of Dream of Legacy and the ALW Agency. Her mission is to help normalize black wealth. Let's get ready to dive in and learn about Anne-Lyse's journey to entrepreneurship. Where would you travel if you could go anywhere? (00:03:19)Anne-lyse getting the entrepreneurial bug (00:05:40)Preparing kids for entrepreneurship (00:13:39)Going from a 9-5 to full time entrepreneurship (00:18:19)Building a Brand (00:25:25)More from Anne-Lyse:Visit ALW Agency or Dream of Legacy to connect with Anne-Lyse. Click here to get Anne-Lyse's book. Check out her podcast. Find and connect with Anne-Lyse on Twitter or Instagram. More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Running Down Your Dreams; How Brendon Rodney Became a Two-Time Olympic Medalist

The BetterWallet

Play Episode Listen Later Sep 6, 2022 39:58


Welcome back, everyone, to the BetterWallet podcast, with your host Marc Russell. As you might already know, the BetterWallet podcast is here to demystify the topic of money by sharing powerful money stories of people who truly beat the odds and found financial success.In today's episode, we're joined by Brendon Rodney. He takes a break from dusting people on the track to come and chat with us about his journey to become an Olympic world champion. Brendon is a Canadian sprinter, a track and field star, a two-time Olympic medalist, and a 2022 4 x 100-meter relay world champion. Brendon's definition of success  (00:03:14)Family and college history (00:06:09)Sports was the end goal, not corporate (00:10:59)Becoming an Olympian (00:12:43)What were the emotions winning a medal for your country (00:15:26)What was it like competing as a team to win? (00:19:41)Athletes and compensation (00:24:47)Future projects and where to connect (00:37:45)More from Brendon:@buckkyjr on Instagram@RodneyGetEm on TwitterMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
From Homeless to Debt Free with Multiple Streams of Income; How Dr. Mariah White Did It!

The BetterWallet

Play Episode Listen Later Aug 30, 2022 26:25


Welcome everyone to the BetterWallet podcast. As you guys know by now, that BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds, wherever that might look like, and eventually found financial success. Today we have Dr. Mariah White.  I thought I knew who she was until I did a Google search. And I'm like, okay, I don't know everything she does. But I'm going to try to sum it up. She's a mother, wife, life coach and, business mentor, motivational speaker, fellow podcaster. As I learned today, have you ever been around anyone who just like truly brightens the room when she speaks? This is Mariah. She is super enlightening. If you go to her Instagram page, you will learn a lot about life. She provides an amazing perspective on how to navigate life. And if I could just sum her up in one word, I'd say wisdom. Dr. White's definition of success  (00:01:41)Growing up in a military family and being homeless (00:04:11)No parental help for college (00:07:50)The crushing weight of her debt (00:11:01)Why you should pay off your debt ASAP (00:14:14)What it means having multiple streams of income (00:17:32)Becoming financially secure (00:20:33)Mariah's why (00:22:00)More from Dr. White: @DrMariahWhite on InstagramYour Life Matters Podcast Born to Shine MentorshipMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
From Zero to Road Map to Real Investing; How Sam Dolcine Did It!

The BetterWallet

Play Episode Listen Later Aug 23, 2022 26:45


Welcome everyone to the next episode of the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about helping to demystify the topic of money and helping to share powerful stories from people that truly beat the odds. However that might look like for you. And how they went off and found financial success. Today we have my brother on the line, Sam Dolcine; this is my first time seeing his last name. I'll call him Sam from the Black Real Estate Dialogue. Sam and I have been connected for a while. We have worked on plenty of different projects together on Instagram. And I wanted to bring him onto the podcast to talk more about real estate and his story. If you don't know who he is, Sam is, in my opinion, a real estate guru. And he focuses on helping new real estate investors get into the market. Sam's story  (00:02:19)What financial habit changed the game for Sam (00:03:40)Using the Mint app (00:05:35)Sam's progression into a Real Estate Guru (00:09:23)Investing out of state (00:10:40)Finding property managers (00:12:43)Getting into real estate for less than you might think (00:16:11)Utilizing the NACA and what it means (00:19:24)Is now a good time to invest? (00:21:24)Figuring out real estate by the numbers (00:23:28)More from Sam Dolcine:Website, resources & courses - https://www.blackrealestatedialogue.com/linksMortgage Calculator- https://usmortgagecalculator.org/More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Debt-Free Joel talks investing and keeps it REAL!

The BetterWallet

Play Episode Listen Later Aug 16, 2022 45:44


We're back with another episode of the BetterWallet podcast. As you may know, the BetterWallet podcast with Marc Russell is about demystifying the topic of money and sharing powerful money stories of people who truly beat the odds and found financial success. Today, we're excited to be joined by Joel B. from @debtfreejoel. Joel is thirty-nine years old. He is a C.F.A. Charted Financial Analyst, a C.I.P.M. Certified Investment Performance Measurement, and has an M.B.A. Masters Of Business Administration. Joel is a financial coach and is one hundred percent debt free. What is 'Defining Wealth' all about?  (00:01:51)If you could live anywhere in the world where would it be? (00:03:22)Tyler's view of money growing up (00:05:58)Learning about investing and getting into real estate (00:08:02)What is MLS? (00:19:42)What to look at when getting into real estate (00:22:19)Tyler's goals for the next 10 years (00:24:51)Where to go if you want to get into real estate (00:29:59)Connect with Joel:https://www.instagram.com/debtfreejoel/?hl=en&__coig_restricted=1https://www.youtube.com/c/DEBTFREEJOELRichest Man In Babylon - https://www.amazon.com/Richest-Man-Babylon-George-Clason/dp/1505339111More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
From 0 to Real Estate Millionaire - How Tyler Wright did it!

The BetterWallet

Play Episode Listen Later Aug 9, 2022 34:06


Welcome everyone to the next episode of the BetterWallet Podcast. As you guys know, by now, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds. Today, we have someone very special on the line. Tyler Wright from Finding Wealth. Tyler is a good friend of mine, a colleague, a fellow retired sales professional. And he's here today to talk about his story and his journey in real estate. Welcome, Tyler.What is 'Defining Wealth' all about?  (00:01:51)If you could live anywhere in the world where would it be? (00:03:22)Tyler's view of money growing up (00:05:58)Learning about investing and getting into real estate (00:08:02)What is MLS? (00:19:42)What to look at when getting into real estate (00:22:19)Tyler's goals for the next 10 years (00:24:51)Where to go if you want to get into real estate (00:29:59)Connect with Tyler:Financial Freedom Masterclasshttp://definingwealthonline.com/financial-freedom-masterclass/Real Estate Coursehttps://definingwealth.thinkific.com/courses/first-deal-to-freedomFree Real Estate Deal Calculatorhttps://cheerful-motivator-7904.ck.page/3acfd236d4Free Book Listhttps://cheerful-motivator-7904.ck.page/fa64926c6eFollow Me on Instagram! (90k+ Followers)https://www.instagram.com/defining.wealth/Follow Me on Twitter! (17k+ Followers)https://twitter.com/DefiningWealthFollow Me on TikTok! (60k+ followers)https://www.tiktok.com/@defining..wealthMore from BetterWallet: Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Become debt-free. Check! Hike the Appalachian Trail. Wait, what?; Lauren's Story

The BetterWallet

Play Episode Listen Later Aug 2, 2022 23:15


We are pleased to have Lauren with us on today's show. Lauren is a personal finance coach at @moneywithlauren. She is also a hiker who has trekked all the way from Georgia to Maine. Whoa! When Lauren isn't busy hitting the trails, she is hard at work with coaching others on how to manage their personal finances. Lauren is an accountant. She graduated from college and obtained her CPA. Upon graduation, she found a good job with reasonable money but later found out that she couldn't manage that money. After feeling burned out and ready for a change, Lauren decided the time was right now to get her personal finances straightened out. So Lauren ventured out on a journey that steered her towards debt freedom and the great outdoors.Lauren's introduction  (00:01:48)If you won the Billion Dollar Jackpot what would you do with it (00:04:33)Paying off her debt (00:07:17)How she decided to transition into helping others (00:11:50)Hiking the AT trail (00:13:45)Biggest misconceptions about hiking (00:17:25)Instagram: https://www.instagram.com/moneywithlauren/Youtube: https://www.youtube.com/channel/UCaT7dp-tg2kvNreAcmzqPwgAnyone interested in learning more about my coaching program can book a discovery call here: https://calendly.com/moneywithlauren/30minGet your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Finding Your Financial Superpowers; Chloe's Story

The BetterWallet

Play Episode Listen Later Jul 26, 2022 65:24


Wouldn't it be cool to have superpowers? Imagine if you could lift things with your mind or even fly. That would be so cool, wouldn't it? Imagine what you could only do with the power to move things, for instance, if you get stuck in traffic behind someone who doesn't want to do the speed limit. Imagine being able to lift cars out of the way at will. In this episode, we may fantasize and dream about having El's powers from the Stranger Things series. Still, when it comes to topics like paying off debt and finding financial success in freedom, there's no fantasy there. It's a reality, and our very own Chloe Daniels has made it one for herself. Let's buckle up and get ready to hear Chloe's story of how she became Clo Bare Money Coach. This is going to be a fun and exciting episode. You won't want to miss this. If you could have one superpower, what would it be and why? (00:02:41)How did you view money growing up? (00:10:26)Chloe in China (00:19:52)From 9-5 to Money Coach (00:22:48)The wake-up moment (00:41:36)Getting personal to grow (00:43:40)How she got started beyond searching Google (00:50:23)Navigating today's market (00:55:43)Find Clo Bare on social @clobaremoneycoachGrab your free money guide here: https://www.thelazyinvestorscourse.com/guideJoin Clo Bare for a free investing class here: https://www.thelazyinvestorscourse.com/webinarGet your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Raquel's Story: Living Boujee & Balanced

The BetterWallet

Play Episode Listen Later Jul 19, 2022 46:05


Welcome everyone to the BetterWallet podcast. The BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories of people who truly beat the odds and found financial success. Today we have the great Raquel Curtis on the line from the Boujee Banker. Raquel is an entrepreneur, a mother of three, and the owner of multiple businesses. She teaches others how to use tools such as budgeting, learning to invest, and creating thriving businesses for the long haul. Get ready because you're going to want to tune in to this one. Best thing Raquel has spent money on? (00:01:57)What investment accounts could you put extra money into (00:05:49)Raquel's view on money growing up (00:07:02)The evolution of The Boujee Banker (00:11:17)Living Boujee and Balanced (00:22:08)Investing during high inflation periods (00:24:50)New investors focus on these areas (00:28:03)Investment funds for kids (00:31:53)Having ownership of the game (00:35:13)Grab Your Signed Copy of Mastering Your Money Mindset  https://www.beboujee.com/masteryourmoneymindsetbookConnect with The Boujee Banker on IG: https://www.instagram.com/theboujeebanker_Connect with The Boujee Banker on TikTok:https://www.tiktok.com/@theboujeebankerSubscribe to The Boujee Banker's Youtube:https://www.youtube.com/beboujeeGet your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Ali & Josh's Story: From Broke and in Debt to Real Estate Investors

The BetterWallet

Play Episode Listen Later Jul 12, 2022 36:18


As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful success stories of people who beat the odds and found financial success. And today, we have Ali & Josh,  better known as The FI Couple!One couple that truly found financial success is Ali and Josh from the FICouple. Ali and Josh are a power couple! They are real estate investors, financial educators, and all-around great people to grab a beer with and talk finances. Today, Ali and Josh will be sharing their inspiring story of how they went from broke and in debt to real estate investors. Are there any couples out there? You're going to want to tune into this one. What's the best piece of advice you've ever received? (00:02:20)Money views growing up (00:07:28)Coming together and figuring out their finances (00:10:13)How did Ali & Josh get into Real Estate? (00:13:27)Strategy for buying Real Estate (00:16:21)Benefits of House Hacking (00:19:46)Finding the right tenants (00:22:27)What would Ali & Josh's past selves say about where they are now? (00:27:37)Exciting future plans for Ali & Josh (00:29:29)IG: https://www.instagram.com/theficouple/Twitter: https://twitter.com/theficoupleWebsite: https://www.theficouple.com/EBook: https://theficouple.gumroad.com/l/vzXTCPrivate Real Estate Community: bit.ly/JoshandAliGet your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Ronnie's Story: Learning to Create Your Own Financial Independence by Saving on Taxes

The BetterWallet

Play Episode Listen Later Jul 5, 2022 39:23


As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful success stories of people who beat the odds and found financial success. And today, we have Ronnie Goode, founder of Rhythm Accounting. Ronnie is a CPA if you guys don't know what that is. He's really smart. He's a certified public accountant and has his business, where he helps business owners create financial independence by saving money on taxes.  What's the best piece of advice you've ever received? (00:01:17)Ronnie's story and view on money growing up (00:06:10)College journey (00:11:16)Life after undergrad (00:19:48)Starting Rhythm Accounting (00:26:20)Where to start with bookkeeping (00:29:36)When and how you should file for a business entity (00:35:57)S Corp vs LLC  (00:38:34)Follow Ronnie Goode:Facebook: https://www.facebook.com/rhythmaccountingInstagram: https://www.instagram.com/rhythmaccounting/Twitter: https://mobile.twitter.com/rhythmaccountngTik Tok: https://www.tiktok.com/t/ZTdKLBQ5x/ 1 on 1 Consultation: https://rhythmaccounting.as.me/schedule.phpWebsite: https://www.rhythmaccounting.com/Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The Money Bare
From Foster Care to Wall Street: How Marc Russell Beat the Odds

The Money Bare

Play Episode Listen Later Jul 4, 2022 62:04


In this week's episode, we have Marc Russell, from BetterWallet, sharing his incredible story from foster care to Wall Street, and how he was able to build a multi-six-figure business in less than two years. His story is filled with ups and downs and just when things start to stabilize? They just get shaken up again. Listen to his story of true resilience and how he was able to come out ahead.Grab Marc's free money checklist at financesincheck.com/checklistFollow him on Instagram @betterwallet Find me on social @clobaremoneycoachPlease rate and subscribe to support this channel!Grab your free money guide here: https://www.thelazyinvestorscourse.com/guideJoin Clo Bare for a free investing class here: https://www.thelazyinvestorscourse.com/webinar

The BetterWallet
Travis's Story: Retiring from Corporate America Young

The BetterWallet

Play Episode Listen Later Jun 28, 2022 54:01


As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful success stories of people who beat the odds and found financial success. And today, we have Travis Hornsby from Student Loan Planner. We have had so many people saying,"We went, Travis. We went to learn from Travis through the podcast."  So, If you're not familiar with Travis, as I mentioned, he is the founder and CEO of Student Loan Planner.We started at Vangaurd together through the same program and really hit off.  Not only just studying together and like trying to learn from each other, but also just going out and getting drinks and just having a ball. And Travis taught me a lot about the FIRE movement and like being more frugal, and like managing money and all that stuff. So a smart guy, but also very down-to-earth.  What's the best piece of advice you've ever received? (00:02:23)Travis's story (00:05:31)Life lessons from grandparents that are still used (00:09:40)Overall money management experience growing up (00:10:47)Retiring from corporate America (00:16:43)Creating Student Loan Planner (00:24:20)Student loan payoff perspective (00:26:51)Getting the information you need (00:36:01)Applying for PSLF (00:39:08)What's next for Travis (00:43:27)Why focus on term and whole life insurance? (00:47:00)➡️ Book your custom student loan plan through BetterWallet's exclusive referral link: https://www.studentloanplanner.com/bw   ➡️ Follow Student Loan Planner on:

The BetterWallet
The Story of Khari: How a NFL Running Back took control of his finances!

The BetterWallet

Play Episode Listen Later Jun 21, 2022 43:56


As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful success stories of people who beat the odds and found financial success. And today, we have Khari Blasingame.Khari is a scholar. He's an educator, he's an alumnus of Vanderbilt University, and he just so happens to be a running back for the Chicago Bears.  What's the best piece of advice you've ever received? (00:00:57)Khari's story (00:03:36)Why Vanderbilt and what was it like? (00:06:22)Balancing college, social life, and playing football (00:11:21)From College to the NFL (00:16:49)Managing his new income (00:20:45)Learning about investing for retirement (00:25:03)Using courses like BetterWallet University (00:33:09)How do your [Khari] peers in the NFL feel about investing and money (00:35:37)How do you plan on keeping your money forever (00:38:35)What's next for Khari (00:46:58)Follow Khari on Instagram @KB_twothree  Connect with Khari on Twitter @KhariBlasingame Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Jason's Story: History major to Millionaire Tech Specialist

The BetterWallet

Play Episode Listen Later Jun 14, 2022 50:31


As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful success stories of people who beat the odds and found financial success. And today, we have Jason Lee. Jason is a business owner. He's a consultant. He's a cloud technology specialist. Jason knows everything. But overall, he's a good friend, he really helped me to rethink how I ran my business in a lot of different ways. And it helped to set the stage so I could eventually leave my corporate job. Today, Jason shares how he went from 0 to $1 Million ARR in a year!  What's the best thing you ever spent your money on? (00:02:12)Jason's story (00:05:44)From history major to tech specialist (00:09:13)Takeaways from Salesforce (00:13:34)How to find a mentor (00:16:21)Putting money to work (00:20:13)Leaping from safety - Job to Entrepreneurship (00:24:51)How much OptionsSwing made in the first 10 months (00:32:34)What are Options (00:33:10)How to get started in Options (00:38:32)Big partnerships (00:43:55)Follow Jason at @ternarydevelopments and @optionsswingConnect with Jason on LinkedinSign up for OptionsSwing for 30% off your monthly membership: OptionsSwing.com | Use code BETTERWALLETPODGet your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Asia's Story: How dropshipping can be your next side hustle

The BetterWallet

Play Episode Listen Later Jun 7, 2022 35:58


As you guys know better wallet podcast is all about demystifying the topic of money, and sharing powerful stories of beat people who have beat the odds over the years and found financial success. Today, we have a very special person on the line. Asia is a business owner. She's a coach. She's a fellow podcaster. She's an Instagram expert and merchandise designer. Today, Asia is going to teach us how to make money on their phone. What's the best thing you ever spent your money on? (00:02:24)Asia's story (00:05:57)How she became an entrepreneur (00:07:27)Becoming an Instagram expert (00:09:11)How she found dropshipping (00:10:50)What is dropshipping (00:12:10)Getting started in dropshipping (00:13:18)Debunking a dropshipping myth (00:15:02)Future goals that Asia is excited for (00:17:36)Using Instagram Reels to grow (00:20:54)Follow Asia at @getrichorgetdrunktryingListen to her podcast: Get Rich Or Get Drunk TryingSign up for her free dropshipping training!Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Darryl's Story: How to buy your first real estate property

The BetterWallet

Play Episode Listen Later May 31, 2022 32:43


As you guys know BetterWallet podcast is all about demystifying the topic of money and sharing powerful stories of people who have beat the odds over the years and found financial success. Today, we have Darryl Dibbs on the line, my brother, home owner, business owner, real estate investor, stock investor, and self-taught financial entrepreneur. He is a wealth of knowledge. And he is going to share his story of becoming a real estate guru and show you how simple it can be to become a home owner. What's the best thing you ever spent your money on? (00:01:05)How did you view money growing up? (00:03:56)How his parents impacted his journey (00:06:51)Darryl's real estate journey (00:10:08)Paying off debt (00:11:19)Growing his real estate team (00:13:38)Becoming a homeowner and getting into real estate (00:15:19)How can you build wealth in real estate? (00:24:59)What is appreciation? (00:28:56)Follow Darryl at: @Darryldibbs and @resgrp.homesUse resgrp.homes to find your next home! Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Haley's Story: Going from $600k inheritance to racking up $132k of debt

The BetterWallet

Play Episode Listen Later May 24, 2022 38:42


What's the best thing you ever spent your money on? (00:01:20)Going to school for Dance (00:05:00)Haley's view of money growing up (00:07:04)Why don't parents teach us about money? (00:10:53)Haley's husband and his relationship with money (00:13:13)Receiving a $600k inheritance (00:15:51)Racking up $10k of expenses per month (00:21:42)How good came from the bad experience (00:24:13)Overcoming $132k in debt in 18 months (00:26:23)Tips for paying of 6 figures of debt (00:31:30)If you could go back and do it over what would you do? (00:35:06)Follow Haley at @priceofavocadotoastCheck her podcast at: Price Of Avocado Toast PodcastGet your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter

The BetterWallet
Dee's story: How to Hire Your Kids

The BetterWallet

Play Episode Listen Later May 10, 2022 51:53


Hey, do you have young kids who are eager to earn an allowance? Did you know that there are other ways for your kids to earn money, whether that be investment options or straight cash flow? Do you have a business or paying side hustle? Did you know you can hire your kid to help you? Are you ready to help your child create a healthy relationship with their finances? All of this, and more, only on the BetterWallet podcast with Marc Russell. It is never too soon to begin familiarizing your kids with the basics of financial stewardship. Let's dive in and learn some ways that parents can help set their kids set themselves up for the future. In this episode of the Better Wallet, Marc sits down with Dee to discuss how you can hire your kids. Dee is a Finance Instructor and CPA (Certified Public Accountant) at UCLA and the founder of Kids Money Academy. She helps parents and children learn money-smart habits and methods. As a mother herself, Dee understands how important it is to help set her child up for financial success. We are excited to have Dee here to share some of her knowledge with us. When you work hard for your money, you want to ensure it's going to the right places. And when you have kids, they want your money too. But how can we help our kids earn and save money while also helping to teach them some valuable skills? The answer is simple, let's hire our kids! Hiring your kids can sound strange, but it's way cooler than it sounds. We aren't just putting our kids to work; we are teaching them habits that they can use to become financially independent. "You don't want to be in the driver's seat as a parent; they are in the driver's seat." Says Dee regarding allowing your children to choose how they will distribute their hard-earned earnings. "You want to be a lighthouse parent, which is you give the light you tell them where to go, how to go. But they are in the driver's seat." Dee reminds us that we can guide our children, but it's also crucial to empower them to make their own decisions.  One way to guide your children is to hire them. But why would you want to hire them? Well, it can be beneficial to both you and your child. You and your child can invest up to $12,500 in tax-free money. Whoa! Sounds cool, right? But hold up because if you are looking to do that, there are some things you need to know first.  If you have a side hustle or a business, you can hire your child to help you complete some of your many business-related tasks. But be careful because child labor laws do apply. Your child cannot be involved in anything dangerous and can't work too many hours. The assignment also must be a real business-related job, such as photography or modeling for an Instagram page. Sorry parents, washing dishes does not count. "So, my job as a parent is to create opportunities for them, not like give them everything they want," Dee says. Create opportunities for your child that they can learn and earn from. Make sure you keep a paper trail as well. You can pay your child for each individual task they complete. It's a good way for your child to make money and an excellent way for you to spread some of your own hard-earned wealth.Click here to connect with Marc, learn about investing or money-saving tips, or help your kids and check out Kids Money Academy by visiting here. 

The BetterWallet
Anjie & RJ's Story: Paying off $123,000 of debt in a year

The BetterWallet

Play Episode Listen Later May 3, 2022 36:17


Hey there, couples. Do you have financial goals? Are those goals similar? How are you stewarding those goals? Would you say that you and your significant other share the same vision for the future? How do you approach money in your relationship, and who makes the bulk of the decisions when it comes to money?  Welcome back to another episode of The BetterWallet podcast with Marc Russell. Whether you are married, in a relationship, or thinking about getting married, you may want to tune in for this one. This episode is about your relationship with money as a couple. In this episode, Marc is joined by Angie and RJ of Rich By Intention, a brand the couple created to help share their financial experiences and wisdom with other couples just like you. They're here to help others become rich in marriage, rich in purpose, and rich in life.  Marc asks a lot of great questions in this episode, and Angie and RJ deliver some excellent insights. Speaking from their own experience, Angie and RJ tell us that couples should start a conversation about money early on in their relationship. They also share with us the simple truth that who we are with can really "make or break our vision." Couples should have similar or shared goals or at the very least be on the same page with one another. It is proposed that couples begin discussing their finances sooner and getting a plan together before they get married.  Couples should also remember that money is a shared tool, especially in marriage or partnership.  So what about if you're a couple that is trying to get on the same page financially? How can you develop good money habits, pay off debt and live financially free? And what's the best way to get started? Both Angie and RJ agree that a budget should be your first step in your financial journey. RJ and Angie successfully paid down 123,000 in debt; one year after getting married. Whoa! Anything really is possible with the right attitude, mindset, and amount of work you are willing to put in.  Are you looking to get going?  Here are a few insights to help get you started.  "So, like, what key tips do you have in trying to get your budget together?" Asks Marc. Angie says, "I would say the first thing before you even create a budget, you need to review your spending." Start by making minor adjustments to your lifestyle and seeing where you can cut corners and save money. Then create a budget to track your spending.  "And I always say to people, like every successful business has a budget. So you should treat your money, just like one," says RJ. "And it does not restrict you, right? It gives you choices, options. Treat it like a business." It takes a lot of time and a lot of work, but couples can generate wealth and pay off their debt in no time. Couples can create a healthy relationship with money by making minor adjustments, increasing their income, networking with others, and creating habits and mindset tweaking. Sometimes, it's also about having a willingness to have tough conversations with one another. No matter what stage of a relationship you're in, whether that's marriage, partnership, or simply dating, you're encouraged to start talking about money today. If you are a couple looking to create a life that is "rich by intention," please visit to connect with Angie and RJ. Or, if you are looking to build wealth and learn some financial tips and tricks, connect with Marc and listen to The Better Wallet podcast 

The BetterWallet
Leo's Story: Paying off $224,000 in debt in 2.5 years

The BetterWallet

Play Episode Listen Later Apr 26, 2022 32:46


Are you a couple who is looking to get started paying down debt and live life financially free? Are you looking to make money outside of your 9-5 job? Are you searching for a better system of accountability and goal tracking? Do you need life insurance? Step right up and listen to the latest episode of The Better Wallet podcast, hosted by Marc Russell.Marc Russell is a money management coach who helps others budget their money, pay down debt, and generate wealth. The BetterWallet podcast introduces us to other entrepreneurs, such as Marc, that share similar visions and ways of building wealth. And today's guest, Leo Jean-Louis, is sure to get a lot of couples excited about their futures. Leo is a friend of Marc Russell and a fellow money management coach. Leo and his wife, Faith, are the founders of the Freedom Is A Choice Movement. Today, Leo is going to answer some very important questions for couples looking for ways to pay down debt. You won't want to miss this. Leo and Faith come from very different backgrounds. Leo's mother worked around the clock just to make ends meet. This instilled some strong values in Leo, who started working during high school. On the other hand, Faith was fortunate enough to have parents who had built wealth, which allowed her to shift her focus towards other things such as education. Leo and Faith had two very different viewpoints towards money. Naturally, when they met, these views clashed. They were forced to answer the question many couples have, "How can we work as a team to pay off our debts, manage our money, raise our kids and build a life of wealth?"  Chances are, you don't want to work for the rest of your life, and neither does Leo or Marc. Leo explains some key habits and ideas that couples or anyone else can adopt to help live a debt-free life. Leo says, "The choices that we make today will determine the life that you live tomorrow." Leo reveals that couples should establish a goal first and then let the goal dictate the habits. Make the goal fun and exciting, and remember to hold each other accountable. Develop a system to keep track of your progress and give each other feedback. But also be sure not to deprive yourself of something that brings you joy. Celebrate the small wins too!  Also, make sure you get a life insurance plan. When it comes to life insurance, many misconceptions are out there. Most couples wait to get a decent life insurance plan and potentially deny themselves of much-needed assets. Talk with your spouse, and get a plan that can quadruple your income in the event of your passing. You don't want your spouse or your children to struggle with not only your loss but also massive amounts of debt.  So, how can YOU take that next step towards financial freedom? Here is one key takeaway from Leo, "I would say, don't start with the numbers. Tell them the start with their why. So, establish their why, their reason for pursuing debt freedom, their reason for pursuing financial freedom." Don't wait to start your journey to financial freedom. Use your why, and get started today! Connect with Marc or Leo and let them help you take your next step towards wealth. 

Rich by Intention
Ep. 38: From Foster Care to Financial Freedom with Marc Russell

Rich by Intention

Play Episode Listen Later Apr 12, 2022 44:04


Marc Russell is a foster child turned financial educator. Coming from a low-income family, he put himself through college and paid off $80,000 in debt after graduating. Marc spent much of his career at two of the largest financial institutions in the world where he consulted thousands of households on how to manage their money: the right way. Now, the owner and founder of BetterWallet. Marc teaches people all around the world how to make money work for them. In this episode you'll learn: The steps Marc took to pay off $80K of debt How Marc put himself through college and transitioned into the financial industry What inspired Marc to create his BetterWallet platform Connect with Marc: Instagram: https://www.instagram.com/betterwallet Connect with us: Instagram: @richbyintention  Twitter: @richbyintention  Get our FREE Cheat Sheet to Get on the Same Page about Money with Your Partner, Click Here.

The BetterWallet
Marc's Story - Paying Off $80,000 of Debt

The BetterWallet

Play Episode Listen Later Apr 7, 2022 48:17


My story comes from very humble beginnings.I was born into adoption care due to the struggles my biological parents had with drug addiction.I went from adoption home to adoption home and was eventually adopted at 13 years old. My adoptive parents gave us a strong financial foundation, despite being a low-income family.That foundation helped me grow my entrepreneurial mindset.But I've always been intellectually curious. I found ways to make money as a kid. Washing cars, shoveling snow, cutting grass and cutting hair were regular hustles that I had. I also learned the value of saving early on in life. My parents half-joked that I had more money saved than them! That was a scary thought, now that I understand personal finance. I put myself through college through side hustles and odd jobs. From cutting hair to selling blood plasma (that's a story for another day).My passion for personal finance and entrepreneurship grew.After seeing the market tank in 2008-09, I was instantly fascinated with the factors that caused it. I was in a “college bubble” so I wasn't too impacted by the downturn.I read books and watched documentaries to understand why the crash happened. My long-term goal was to fix Wall Street greed and help investors achieve their financial goals. I started by teaching other students how to financially support themselves through grants, scholarships, side hustles, and negotiating. Helping my peers reach their goals was (and still is) an indescribable feeling. It felt great helping others, but my world turned upside down in 2009.My adopted dad (my best friend) died right before my eyes.My family was emotionally and financially devastated. He was the rock of our family and the main breadwinner. Increasing my financial acumen became my life mission after that moment.This situation alone is why I do what I do.Two years later, I graduated from college. I joined the second-largest mutual fund company in the world after college. I learned basic investing and how to help clients reach their financial goals. I also became a licensed stockbroker. Years later, I became a licensed advisor at a Wall Street fintech company. I've dedicated the last few years to teaching others the basics of personal finance. And I wanted to share my knowledge and my story on a bigger platform.In 2019, I decided to take my dream public and created BetterWallet and haven't turned back!Since then, I became DEBT FREE (7.17.2020). And now, I'm on a mission to build generational wealth (while teaching others how to do it too!) That's why in April 2021, I launched BetterWallet University - a community focused on helping each other gain financial freedom! Thank you for being a part of the BetterWallet community. I look forward to helping you cultivate, grow, and practice wealthy habits.

The BetterWallet
Welcome to BetterWallet!

The BetterWallet

Play Episode Listen Later Apr 1, 2022 1:54


Yo, what's good, family, welcome to the BetterWallet podcast. I'm your host Marc Russell. On the BetterWallet Podcast, we will talk with everyday people who have changed their lives by learning how to manage their money. We're going to talk about their money journeys, the ups, and the downs. And at least once a month, we're going to have a new episode where you will learn how to manage your money better. We're going to talk about and break down different money-related topics that keep you up at night, including budgeting, paying off debt, and investing in how to start a business. The goal is to make money a less taboo everyday topic. This podcast is for anyone ready to change their financial lives and move towards financial freedom. If this is for you, please subscribe to the bar wallet podcast. I cannot wait to get started.

The Dreamers Podcast
How to Build a Six-Figure Side Hustle and Make Your Money Work for You with Marc Russell

The Dreamers Podcast

Play Episode Listen Later Mar 22, 2022 37:25 Transcription Available


We often make big mistakes when it comes to managing money when we have limited understanding of personal finance. And while side-hustling is the common go-to for making extra money, if you're not careful or strategic, you could end up having nothing to show for that additional income.There's also the mindset blocks that can hinder you from achieving your financial goals, not to mention real-life challenges impacted by culture and upbringing that affect how we view money and wealth management.If you're looking to earn more money through a side hustle, improve how you manage money, spend less, or take more calculated risks when it comes to investing, this episode is for you.The Dreamer joining us this week is Marc Russell, Founder of BetterWallet. Marc teaches people around the world how to make money work for them, earn more, pay off debt, and build wealth.In this episode, Marc Russell shares:How he built a 6-figure side hustleTips he use to pay off $80,000 worth of debt and build wealthHow to get started as an investor in the stock market without feeling overwhelmedTwo important questions to ask yourself to become a better investor How to create value as a digital entrepreneurHis path to full-time entrepreneurshipIf you enjoyed today's episode, here's what you can do to support me and help more Dreamers discover the podcast:Leave a review on Apple Podcasts or wherever you listen to podcasts. I read every single review. I will select one review to read on the podcast every month.Follow the podcast, so you never miss an episode: Apple Podcasts | Google Podcasts | Spotify |  iHeart Radio | Amazon Music | Listen Notes |Share the podcast with your family, friends, and co-workers.Tag the podcast on Instagram @thedreamers.podcast and let me know what you like about it.Other Resources MentionedRich Dad, Poor Dad by Robert T. KiyosakiAbout the GuestMarc Russell is a foster child turned financial educator. Coming from a low-income family, he put himself through college and paid off $80,000 in debt after graduating. Marc spent much of his career at two of the largest financial institutions in the world where he consulted thousands of households on how to manage their money: the right way. Now, the owner and founder of BetterWallet, LLC, Marc teaches people all around the world how to make money work for them.Connect with Marc RussellWebsiteInstagram

Wallet Talks with Wallet Coach - Jason & Tiffany Alexander
Episode#14: Investing 101 w/Marc Russell-BetterWallet

Wallet Talks with Wallet Coach - Jason & Tiffany Alexander

Play Episode Listen Later Feb 16, 2022 58:00


This week we host Marc Russell of BetterWallet whose mission is to help others pursue financial freedom and build generational wealth. In this episode we cover: - How to begin investing - Investment avenues and vehicles to consider - The importance of having goals and establishing a proper financial foundation before investing If you are interested in learning more about investing, Marc is offering a free webinar to show you "3 Ways To Bulletproof Your Finances and Start Investing" - Monday, February 21, 2022 8:00 PM EST Reserve your spot below. https://www.financesincheck.com/registration-page

Stocks and Sandals
Budgeting To Pay Off Debt

Stocks and Sandals

Play Episode Listen Later Dec 28, 2021 49:23


In season 2, episode 12 of the Stocks and Sandals Podcast, Mike and DJ talk to Marc Russell, CEO & Founder of The BetterWallet, about using budgets to get out of debt quickly. New episodes are released on Tuesday mornings and can be found anywhere you listen to podcasts! Join the Stock Dads Discord and gain exclusive access to: 1 . FREE Personalized Financial Planning with a Financial Advisor from Perspective Wealth Planning 2. Complete access to our exclusive Stock Dads Academy education program for beginner, intermediate, and advanced traders. 3. A wide variety of educational resources and tools. 4. Real-time alerts and ideas for stocks, options, crypto, forex, and real estate. 5. Live Stocks and Sandals® podcast recordings and Q&A sessions with expert guests. 6. The support of an entire community filled with like-minded dads. 7. A heavily moderated, clean, spam-free, safe environment to learn, ask questions and grow. 8. An opportunity to network with other dads, entrepreneurs, small business owners, investors, etc. 9. Tons of other awesome dad tips and tools (parenting, personal/professional development, entrepreneurialism, lawn care, home improvement, and more!). 10. Raffles, cash prizes, giveaways, and so much more! For a free stock, use the links below. Robinhood App: http://join.robinhood.com/davidb831 Webull App: https://act.webull.com/pm/hzvYJLM8KHhr/crd/inviteUs/ If you would like to leave us a review, you can do that here: https://ratethispodcast.com/stocksandsandals