Podcasts about eyeballs

The Dank Tank is back! Listeners unleashed their most original weed-inspired “high-deas,” including Weedmo (Waymo, but for weed), butter-flavored chapstick, and a build-your-own canoe concept that may or may not have involved getting extremely high. Then we brought back 10 Seconds of Rage, giving listeners exactly 10 seconds to unleash their frustrations, and unsurprisingly, the never-ending heat wave gave everyone PLENTY to rage about. Plus, we met Rob the Blob, a man who allegedly weighs more than 700 pounds, never leaves his house, and desperately wants to make it to our Endless Summer Kegger in Newport. The only problem? Getting him there may require a crane, a construction crew, and possibly a full municipal infrastructure project. But hey… is it worth it? And finally, we welcomed our first set of twins to Old People Secrets as they revealed their secrets to living a long life.

Keith breaks down why global crises, geopolitical shocks, and nonstop "doom" headlines haven't stopped stocks and real estate from reaching near all-time highs, and what that means for investors focused on inflation-resistant assets.  He also discusses Memphis as a surprising cash-flow market poised to benefit from the AI boom, sharing details on an upcoming webinar with Mid South Homebuyers.  Keith is joined by real estate investor and educator Jared Garfield to unpack the "Seven-Figure Solution," a strategy that combines cash-flowing rentals with tax-advantaged life insurance to create liquidity, reduce risk, and support long-term retirement income.  Together, they explore how disciplined portfolio growth, smart leverage, and coordinated tax planning can help real estate investors better align their assets with their long-term financial goals. Episode Page: GetRichEducation.com/619 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:02   Welcome to GRE. I'm your host Keith Weinhold. The world is about to end again. It's the economic disaster that never arrives. I'll break it down. Then you've been earning money and investing well all these years. How does it all go together? It can culminate in the seven-figure solution, it's about seeing your future today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. And September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before, we're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth again that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:39   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:55   Welcome to GRE from Kankakee, Illinois, to Cherokee, Iowa, and across 188 nations worldwide. I'm Keith Weinhold. This is Get Recid Education, and the world is about to end. Even if you survive, your portfolio surely won't. Oh, jeez. At least that's the impression you get from mass media and what I'll call the Doom Scroll Industrial Complex. Fear creates urgency. Urgency attracts eyeballs. Eyeballs attract ad dollars. And I guess that using a slogan like "everything will probably be fine" well, that's never been a great ratings strategy. Now, can what has happened since 2020. Just this cheery little sequence: COVID, then Ukraine, Israel, Gaza, tariffs, and then the war in Iran. All that just since 2020. I mean, that right there sounds less like an economic timeline and more like a movie plot, or that the world is repeatedly spinning the wheel of misfortune. Yet after all of that, what is the result? Both stocks and residential real estate are near all-time highs. Apparently, the apocalypse has been postponed yet again-at least economically speaking. Now let's zoom out and break down these threats and a few more, all just since 2020, because 2020 is the year where, of course, you had the COVID-19 pandemic, economic shutdowns, the fastest major stock bear market in history, supply chain breakdown. You saw empty shelves, and there was unprecedented government intervention from the Paycheck Protection Program to stimulus checks to mortgage loan forbearance. Then, in 2021 and 2022, you had post-COVID inflation and supply shortages. Now, this was more of a result, not strictly geopolitical, but a major investment threat, and that led to aggressive interest rate hikes. From 2022 to the present, you have Russia's invasion of Ukraine, energy and food shocks came from that, sanctions, instability over in Europe, and really a heightened nuclear risk in 2023. You had the U.S. regional banking crisis. Remember SVB, yes, Silicon Valley Bank, Signature Bank, First Republic. They raised fears of a financial contagion that would spread like fat. Than a secret in a small town, it actually made me buy some gold. From 2023 to the present, you had the Israel-Hamas war and this broad Middle East instability, Hezbollah attacks, Houthi attacks, Red Sea shipping disruptions. It's almost like a geopolitical group project. And then from 2025 to the present, you have renewed U.S. tariffs and a global trade war, and this year you have the U.S.-Israeli war with Iran and the Strait of Hormuz disruption. That is the biggest current geopolitical investment threat because it combines all of these things: war, oil disruption, inflation, higher interest rates, and a recession risk. So it's a lot like this particularly unpleasant smoothie that's been blended together.   Keith Weinhold  5:55   All right. Well, all of that-that is just an absurd amount of uncertainty and disruption only since 2020, and though major markets are at all-time highs in the face of this, let's acknowledge that some were hurt here, like apartment building owners vulnerable to interest rate resets, and certain commercial sectors like office. Even worse, let's be sensitive to the fact that COVID in wars have resulted in a real loss of life. GRE's enduring strategy of primarily owning long-term residential rentals with fixed-rate debt has been comparatively really resilient. In fact, these calamities-they probably made you better off from the inflation that it has spurred. More people work from home. Well, that means that they're consuming our product while higher inflation debased our debt and jacked up our property values and our rents. And you know somehow every. single generation thinks that their collection of crises is uniquely terrifying, and it is not. And what do I mean by this? Well, in the 1980s, people feared war with the Soviet Union, the Cold War. A global population explosion so bad that millions or billions of people would surely die from hunger. You had the AIDS crisis. You had a hole in the ozone layer. Well, all those things. Virtually zero investors make decisions based on that stuff: an imminent Soviet attack or mass starvation from overpopulation. There is one thing that is 100% certain here, and that is that more shocks are coming. In case you don't want to sleep well, you can get worked up over the certainty of future calamities, artificial intelligence is making cyber attacks faster and more scalable. AI has even created entirely novel viruses. A confrontation between China and Taiwan that could create risk in the semiconductor space.   Keith Weinhold  8:18   A blockade that might disrupt the world's advanced chip supply, creating more inflation and more uncertainty. Here is what's changed, though, for what investors care about. You know what has changed with today's set of calamities versus those of the 1980s and earlier, because there is something, and it's a big deal for investors. Here's what's changed: recent history shows that the government does more to intervene during disasters, stimulus checks, liquidity programs where they're printing trillions, bailouts, pushing interest rates down to almost zero, quantitative easing. How about a foreclosure moratorium? Anything you know during COVID, it was a lot of these things, and it was the CARES Act, and it was a student loan payment pause. I mean, the Federal Reserve even set up emergency credit facilities. We now know that when the economic building catches fire, policymakers they rarely stand around admiring the flames. They just flood the place with currency. So the best investors they keep prudently building real estate portfolios in the face of risk, not the absence of risk, because the latter does not exist. This incessant government intervention, whether you agree with it or not, it gives you more safety cushions the next time that things fall apart. That's why what appears risk. Is still risky, but less so. So there is more incentive to take on prudent risk than I've ever seen. You know, no politician wants America to fall apart under their watch. So increasingly, they'll just paper over the problem by printing, printing, printing, and then, therefore, the resultant inflation, the consequence of this, that can be dealt with under the next president's watch, not theirs. In fact, future calamities they almost make you want to own scarce real assets that benefit from inflation, not a hedge, a benefit. Trying to time every war, election, banking crisis, tariff announcement, virus, and Fed decision. Trying to time all of those things-that is usually ineffective. You either own more assets, or you get left behind in everything that's happened since 2020. That just underscores this. In fact, Berkshire Hathaway, the closely watched company that Warren Buffett ran for a long time, but he still has influence in.   Keith Weinhold  11:16   You know, they recently began moving out of cash and into assets, they ended their long net selling stretch. In fact, in the latest quarter ended, they've now done the most buying that they've done since early 2022. They have jumped back in the game. It appears that Berkshire Hathaway got tired of sitting on the sidelines and seeing others make gains, and they're pretty bullish on housing too. They bought a home builder. The bottom line here is that shocks are going to keep arriving, and yet productive assets and well-financed residential real estate has repeatedly survived them and just continued appreciating. Don't wait for a risk-free world because you'll wait forever. When you evaluate all these calamities, just since 2020, again, COVID, Ukraine, Israel, Gaza, tariffs, and war in Iran, and then you realize that both real estate and stocks are near all-time highs anyway, and the government keeps backstopping asset owners like never before. This is just a fresh angle on how much better off you are when you prudently own more inflation-benefiting assets sooner. I want to tell you about something called the seven-figure solution. You've been here listening to me weekly since 2014. You've been earning money. You've been investing well, and now you're going to see how it all goes together. It's about making sure that your real estate and your other assets appropriately fund your retirement in a way that gives you protection against market downturns, a tax advantage pool of liquidity, the death benefit of a life insurance policy, and actually introduces you to a new form of leverage all at the same time. Now the liquidity here is key because this is where a 401(k) or IRA limit you, they have taxes and penalties if you want to use those funds early. This doesn't, but the seven-figure solution-it's not just for retirees. In fact, our own in-house investment coach Narayish uses something like this, and he is in his 30s. Let's discuss it, and then you'll see where I have an invitation for you, where you can get involved. I'd like to welcome in a guest we last had on the show a few years ago.   Keith Weinhold  13:54   He's a frequent guest on popular shows, including our friends over at the Real Estate Guys Radio Show, and this guest has also been a terrestrial radio show host himself. He's a long-time real estate educator and an active investor, just like you and I. So he speaks from experience and not a textbook. He's the creator of what we'll discuss today, called the Seven Figure Solution. Welcome back to the show, Jared Garfield.   Jared Garfield  14:21   Hey, it's great to be with you again. Thanks for having me.   Keith Weinhold  14:25   It's so good. Now you're with the Haven Bridge Group, and you help people, especially real estate investors, with what's called the seven-figure solution. Tell us about it.   Jared Garfield  14:37   it. Well, Haven Bridge, we get the name for that because people are really looking for a haven of safety, and the bridge is kind of what crosses the gaps that could kind of destroy your wealth, and it's the path to get there. So we want to take people on a path to safety, and the seven-figure solution is the idea that if you're going to be drawing out even 4% per year to not outlive your money, because people are living now. To 8590, 95 years old, and so that means you could have 35 years in retirement. And with inflation and different things like that, you really have to have a lot bigger nest egg than what most people realize. So a seven-figure solution is how to get to more than a million dollars liquid that you can draw on in a tax advantaged manner for the rest of your life, while also having living benefits. And we pull real estate in with it because we want people to have 10 or 15 or 20 rental properties by the time they retired. That they 1031 exchange regularly, so that they're always keeping tax advantages. So that even in retirement you have strong tax advantages, and ultimately we think that when you're 65 or 70, you might want to go from 30 single-family houses to 1031 exchange into one institutional asset that's a little bit less management intensive.   Keith Weinhold  15:57   Okay, so this is a tax advantage vehicle that real estate investors can use during their investing career, and those tax advantages then really convert into something that you can use in retirement as well.   Jared Garfield  16:11   Yes, what it does is it's a vehicle that instead of saving the money from your cash flow from your rental properties in the bank, we say, well, why wouldn't you rather invest in something where it grows tax-free, number one, and then number two, you don't have the penalties like you would with a 401k, where you get taxed and you get penalized 10% if you pull it out. It's liquid, usually about 80 to 90% liquid, so you can pull from it whenever you like, and you can use it for down payments to grow your real estate portfolio. But you can earn sometimes between five and even seven or 8% in a tax advantaged manner where you're not taxed on it, but you're earning a much higher return than if you put the cash flow into a bank.   Keith Weinhold  16:51   All right, so you're building this tax advantage pool of capital that grows over time, and this is important to have some liquidity. You know, Jared, I've often talked to our audience, about three to 5% of your portfolio value ought to be kept liquid. Maybe with a vehicle like this, you would want to put in more of that because real estate investors we have expenses, so you have this liquidity to cover things like vacancies and major repairs, or perhaps you could even use this account for future down payments on additional investment properties. Is that how it's utilized?   Jared Garfield  17:27   Yeah, absolutely. And I get it partially this way because in my early 20s, I got up to where I had about six rentals, and at the time, I also owned a real estate brokerage, and I was doing very well. I was making a six-figure income and things. And what happened is, I back when a   Keith Weinhold  17:41   six-figure income was a big deal.   Jared Garfield  17:43   Yeah, back in the early 2000s, it was a little bit better money. But the funny thing was, I had four rental properties that all went vacant at the same exact time, and so now all of a sudden, I was paying like 4500 bucks a month in mortgages, not counting the house I lived in, but I had to cover four mortgages on four of my rental properties all at the same time, and I hadn't saved the cash flow, so I didn't have a huge emergency fund. All my liquid capital went into down payments and into renovation money to rehab the properties. Okay, and so it put me in a real bind, and I was out driving a Volvo S80 around throwing two paper routes in the mornings, and then going to my real estate brokerage after my paper routes to cover those rental properties. And so this was basically meant as a way to say, okay, this is a way that I have the liquidity. I'm getting a higher return, but now my tenants are not only buying me the houses, but they're also giving me a couple million dollars in life insurance, and they're wrapping my investment component or the cash value of that, the cash value part of the policy. They're wrapping that in a way that it grows tax-free, so it just accomplishes a lot of things. But the other thing that's a beautiful thing about it is there's a lot of things that we call living benefits.   Keith Weinhold  19:02   All right, so you have the living benefits and the tax advantages, and I know how you have pointed out that this can save an investor 10s of 1000s of dollars in taxes per year and hundreds of 1000s or more over time. Can you tell us more about that?   Jared Garfield  19:20   Yeah, because what happens is the money that goes in is growing tax-free, so you don't get taxed on any of the growth. But what we really like about it is, let's say that you're cash-flowing $2,000 a month off your rental properties, and you're putting 2000 a month into this policy. Usually, after the first year, if you're max funding, 80 to 90% of that's liquid. So if you've got 24,000 sitting in there, you've got access to 89 to 90% of the money. So it's pretty liquid. But what happens is over a 20 or 30 year period, that money could turn into three or 400,000 a year that you can pull out in the form of policy loans. And by doing that, it's not taxed. And you can pull that out throughout your retirement tax-free. So if you were paying 25% in taxes and you're pulling out 200 grand a year, that's $50,000 a year in retirement that you're saving in taxes. But that could be over a 20 or 30-year period. So over 20 years, that 50,000 could end up being a lot of money. I mean, 500,000 over 10 years, a million over 20, and so that means you don't have to accumulate as much. But a lot of our investors love it because they'll save it up with discipline, and then that way it's there if the furnace blows. So it makes your real estate safer, but it also becomes your down payment funds to expand your portfolio.   Keith Weinhold  20:40   Okay, the seven-figure solution is the vehicle that we're talking about here, and what part of the IRS code, just briefly, is it that gives this tax advantage?   Jared Garfield  20:51   It's Internal Revenue Code Section 79 that allows it to grow tax-free. In the 1980 s, doctors and a lot of very wealthy people were using this to the point that IRS changed the laws. They went and sued the insurance companies because doctors would go in and dump $2 million in, and they would buy a $2 million life insurance policy. So they were self-insured, which meant that they didn't have any cost of mortality on it. So they basically got all the benefits of the tax-free growth and the tax-free pullout. And the IRS said, "Wait a minute! We think you're doing tax evasion. So what they did is they came around and they said, "We're not going to let you use this loophole anymore for the very wealthiest people to have this. So they came to a compromise, and the compromise was that if you wanted to put in 2 million, you had to maintain a corridor where there had to be a little bit higher amount of life insurance. So you might have to buy a $2.3 million policy, but then you could still dump, say, $2 million in and have all the tax advantages. It's a strategy that's been used for over 100 years by families like the Rockefellers and the Hunts and J.P. Morgan. The very wealthiest families have always used these strategies to grow and protect their wealth.   Keith Weinhold  21:59   Okay, so it's a part of the tax code that allows cash value to accumulate within and be withdrawn from a life insurance policy tax-free.   Jared Garfield  22:11   Correct, and it gives you living benefits, which I alluded to a minute ago. And the living benefits are if if you end up having to go through things like long-term care, disability, if you can't perform, you know certain functions for a certain period of time, chronic illness, critical illness, terminal illness. If any of those things happen to you, you can borrow against the policy and have access to money during those things that would normally decimate your wealth, because you can actually access the death benefit in advance.   Keith Weinhold  22:42   Now I know a little about the six risks. Tell us about that.   Jared Garfield  22:47   Well, Keith, there are six risks that all investors face regularly. The first one is inflation erosion, and that means that your purchasing power often ends up leaking out of your balance. And the balance might look fine, but inflation can eat away at it. So even if you've raised a lot of money, if inflation means that you can buy half as much five or 10 years from now, then you know your wealth isn't as big as you thought. The second is the volatility setback, and that's sequence of return risk. That means that if you retire on a bad year where things really bad, stock market drops, you could end up using your money at a time where it really weakens your wealth because it may have dropped by 50% So if you had a million, now you have a half a million, and you're spending 100,000 a year. At the end of year one, you might only have 400,000 left. So sequence of of return risks from volatility setback, tax drain. That's just the compounding cost of an uncoordinated tax picture can really be a problem, and then the next one is liquidity. If you don't have liquidity and you've locked up all your money and you can't access it until you're 59 and a half without significant taxation and 10% penalties, the liquidity lock is a problem. There's the longevity paradox. What happens if you outlive your money, you know. So living longer is a benefit, but it exposes you to where you might not have enough money to live on in your latter years. The last two are care avalanche, and that is if an unexpected health event happens at the wrong time, it could really destroy your wealth because medical costs have spiraled out of control, and then the last one is the line to land, and that's only one of the six that's really about growth.   Keith Weinhold  24:28   Right, only one of the six of those was about growth. I can't stand the longevity paradox. Yeah, we think we all want to live a long time, but then it's more difficult to fund living a long time, and if you outlive everybody, nobody shows up at your funeral either. The longevity paradox-one of the six risks that the seven-figure solution can really help you with. Now, tell us more about funding it, so you can get a good cash value balance in. There, I know that one way you do it is actually with short-term rentals instead of a paycheck.   Jared Garfield  25:06   We love short-term rentals, especially for our highest net worth clients, because the reason is is the bonus depreciation of the big beautiful bill. Oh, right! You could take up to like 150 or even $200,000 in year one, they take that depreciation that they used to spread out over a whole lot of years, and they make it to where if you get with your CPA and you analyze your short-term rental, you could potentially take all of the furnishings, all of the artwork, all of the dishes and things that are in the property. Sometimes they'll let you take components like the appliances, the air conditioning unit, the furnace, and they'll let you take it all in year one instead of having to line item it and spread it out over you know 27 and a half years. So what this means is, if you have a short term rental, then you you might get like 150 to 200,000 tax break in the first year on the right property, but it's better than that because instead of having to have like 750 hours to hit full-time real estate professional status, it cuts the hours that you have to have significantly down. I think it's more like 150 hours or something like that, or 300. It's like half the hours, and so you can hit the benefits of taking unlimited passive loss much easier if you have a couple of short-term rentals.   Keith Weinhold  26:24   You're listening to Get Rich Education. We're talking with Jared Garfield about the seven-figure solution, something that takes some time to understand, but it can give you a tax-advantaged pool of capital that grows over time, and it also creates this overall tailwind, not just during your investor life, but then it provides tax advantaged retirement income at the same time. More on this when we come back. You're listening to Get Rich Education. I'm your host Keith Weinhold. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group and MLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com, that's ridgelendinggroup.com.   Keith Weinhold  27:25   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. And full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866. This is the   Speaker 2  28:28   Real Wealth Network's Kathy Betke, and you are listening to the Always Valuable Get Rich Education with Keith Weinhold.   Keith Weinhold  28:46   Welcome back to Get Rich Education. I'm your host Keith Weinhold. We're talking about the seven-figure solution with Jared Garfield. Something that can be a particular benefit to real estate investors both during your investing career and then once you're in retirement as well, and this can take the form of either an indexed universal life policy or a whole life policy. There are a lot of wrong ways to do this and wrong things to get into. We're talking about the right way. Part of that is funding it as best you can. Can you tell us more about that?   Jared Garfield  29:20   Well, there's a lot of different ways to fund it. A lot of our clients will come in. We have some people who will use rollovers if they're nearing the end of retirement. Some people will roll over a 401k into a cash value life insurance policy because they can do it over a five or seven year period, and they pay the taxes when they roll it over, so their taxes go up a little bit for five or seven years of retirement, but then what happens is that means that during their retirement they're not taxed on the income all the way through retirement, so that can save really significantly. But a lot of our clients will do a flip and dump 40 or 50,000 a year in by just saying I'm going to do one flip a year and use that to. Fund the whole thing, or they'll take the cash flow and dump the cash flow into here instead of the bank, just so that they get the living benefits and they get the much higher return with still 80 to 90% liquidity. So could be cash flow from rentals, could be money from a flip, or sometimes some of these short-term rentals can make 20 to $30,000 a year, and if you get $100,000 tax break, you have more money that's not going to Uncle Sam, and then because that's your discretionary income now, because of the tax break, you could use that money to for down payments to grow your portfolio or to do a flip.   Keith Weinhold  30:35   Now, Jared, I sort of think of the cash value that you're accumulating in this policy as safe money that grows at a slow to moderate steady rate, but if it rarely or ever loses value, can you tell us more about that and the rate of return expected in the policy?   Jared Garfield  30:52   Yeah, absolutely. With the IULs, it's going to depend a little bit upon the carriers and stuff like that, and whether you go with a mutual company and stuff like that. It can vary, but a lot of times people are going with things that are what we call indexed. So you can actually index it to the S and p5 100 if you think that we're going to have a bull market and the market's going to really go up strongly. You can index it to the market, and sometimes they'll have a participation rate where they'll say, "Okay, you can participate up to 12% So if the stock market does 17% the most you can make is 12% So you're giving up a little bit of upside, but that's still not nothing. I mean, that's not three or 4% You can still make you know 10 or 12% that year, but you're giving up the part above the participation rate. And the reason that you do that is if the market tanks and drops by 30 or 40% The worst you can do is 0% return. Zero is my hero because you didn't lose anything. So if you had a half a million sitting there, you don't go down to 250 and then wait eight years to get back to break even. Instead, you're still at half a million. And if the market goes up next year by 20% and you had a 10% cap. Then your half a million, you know, is now at 550,000. When everybody else, if it went up by 10% they're at half the amount that they had.   Keith Weinhold  32:13   You have a story or example of how you've helped somebody with this, because I know a lot of investors that are passionate about utilizing the cash value inside an insurance policy tell us.   Jared Garfield  32:28   Well, I've got one friend who's a developer, and he did like a $5 million policy. And every time he flip a subdivision or flip a house, and let's back   Keith Weinhold  32:36   up. Does a $5 million policy mean that's the death benefit?   Jared Garfield  32:40   Yeah, that's the death benefit. Thanks for catching that. That's the death benefit, but that also has a correlation to how much money you can dump into it. So if you have a $5 million policy, you can dump a lot more money in for the tax free growth. And the quicker you hit that death benefit amount, at that point you're self-insured, and so at that point you really don't have cost of insurance on administering the policy hardly at all, and so at that point, when you're what we call self-insured, the return on the investment becomes a lot better. But this particular developer was able to use this policy because he had so much cash value in, and if he sold a house, he'd take 40,000. If he sold 10 a year, he might take you know 400,000 and dump it into this policy, and so it made him bankable. And he was able to use the money to go out and do new subdivision developments because the bank would actually use the policy as the collateral to be able to give him loans at much lower interest rates.   Keith Weinhold  33:38   That's valuable. Tell us about that. I don't want to use the wrong words here, but then effectively with this example, are you borrowing against the funds in the policy? So therefore, you can get those dollars working for you somewhere else, all while simultaneously the cash value continues to compound and grow. Sort of another form of leverage.   Jared Garfield  34:01   Correct. What they basically do is they basically freeze part of the amount and say, okay, we're using this as the collateral and stuff like that to be able to do the loan. But if it grows and and makes 7% you're still making the money off of the money that's sitting in there. It's just collateralized as part of the loan. And some people will even use it to like go buy a car, like instead of buying a car and going getting a bank loan and paying 7% to the bank, they might borrow money out, go pay cash for the car from the life insurance policy loan, and pay 2% instead of 7% But they're paying it to themselves, and as long as they're paying the interest to themselves, if the money that they borrow out could potentially still earn the same money and earn 7% even though you had borrowed out. So it's doing two things for you at the same time, as long as you're paying that loan interest. But and that depends on the option that you take when you do your loan.   Keith Weinhold  34:54   We love leverage around here. Leverage trumps compound interest. In so many ways. Oh, I'm really glad that you told us some more about that using the funds in more than one way at the same time. Tell us more about what it costs for the investor, the costs of setting this up, and then what some of those trade-offs are, Jared.   Jared Garfield  35:18   Well, that really depends on the individual. I mean, everybody has to sit down and be able to decide what is acceptable for them. You know, a lot of times people will want to max fund the 401k that they're doing at least just to the amount that's matched. But then after that, this could be a great place instead of putting a whole bunch more money into a 401k. Some people will elect to say, "I'm going to put the matching portion into my 401k, but then I'm going to take my cash flow from my real estate and money that I could have contributed to other alternatives and put it into this because I want the liquidity. I want to be able to leverage this money and pull it out without any restrictions. That as long as I can pull out 80 to 90 percent, I could go buy a car wash, or I could invest in a business, or I could, you know, do whatever I wanted to. I could loan it to my kids for their college and make them pay me loans back to my policy. There gives you a lot of flexibility to do it. But the thing that we love about it is we'll do what's called an illustration, and it may end up if you start at the right time, it could be a six-figure passive income stream at retirement, and then if you have the real estate, because this helped you grow your portfolio, where without doing the strategy, you might have ended up with say 10 properties. We might be able to get you to 20 or 30 properties working together as a team with your real estate coaches and stuff like that. Then we can potentially grow your real estate portfolio, and what we want to do is 1031 exchange every seven to eight years. I don't believe in holding properties for 30 years.   Jared Garfield  36:47   I believe in exchanging them every seven to eight years because when the tax benefits have been used up, if you exchange to twice the size portfolio, you have better appreciation on a portfolio worth twice as much. But that new value, you still get the depreciation advantages, where the old value that was half, you know, the depreciation is used up. So you're you're getting new depreciation on the higher value assets, and then our goal would be that by the time you don't want to be involved in managing the property managers, that at some point you're going to have a 200 unit apartment complex with on-site management, and at that point you don't have any financial worries really because you're 1031 exchanging into those apartment complexes, but you have so much equity that you're still maintaining depreciation during your retirement years. When most people who have lesser plans don't have the tax advantages,   Keith Weinhold  37:41   I love that you said so much of that, and to you, the listener, Jared is licensed to do this, and our own in-house investment coach. You mentioned coaching. Naresh has the proper licensing as well to holistically help integrate this into your investor life. And for example, yes, we are rarely of the mindset that you would hold a property for all 30 years because after seven to 10 years, your leverage ratio gets worn down, and then additionally, if you're buying turnkey properties, oftentimes that's when capex expenditures start to enter into the picture. So yes, oftentimes we do these seven to 10 year holds.    Jared Garfield  38:23   I love that. Yeah, that's a really really good strategy, and and it always makes it to where you can grow so much bigger portfolio by not being taxed through that exchange. And you know, believe it or not, there's actually even ways when you have extra cash boot, they do allow if you notify them in advance. Sometimes you can take some of the cash boot on the exchange and roll it into some of the products that we utilize.   Keith Weinhold  38:47   For more specifics, I know you said it's based on one's individual situation, but how much does it cost to set up a policy? And then, are there any ongoing maintenance fees? Can you give us more specifics there?   Jared Garfield  38:59   So, there's small fees to administer the policy because you have people who are trading and doing different things and working within the policy for the funds. But usually, you can set policies up as low as 100 or even $200 a month. We don't usually recommend that because you want to max fund it. Usually, when you're doing these strategies, if you're just doing $100 or $200 a month, you're basically buying life insurance, but you're missing a lot of the benefits because what you want to do is to be able to max fund it. So what we like people to do is get as minimum life insurance. That's not in our advantage because we get paid based on the premium of the amount of life insurance you get. But you get the smallest amount of life insurance for the amount that you can max fund. I would much rather have somebody get a $500 a month policy that, let's say, they could put you know a thousanmd a month in or something like that, than to have somebody get $1,000 a month policy where they're paying a thousand a month but they can't max fund it because by max funding it you're maximizing the growth component of the cash. Value, and so it depends on how much you want. But you can go anywhere from $100 or $200 a month to we have clients that will dump $20,000 a month in because they really want to shield as much money as they can from tax growth.   Keith Weinhold  40:15   Tell us more about who the seven-figure solution is for and who it's not for.   Jared Garfield  40:20   Well, if you're living month to month and you don't have discretionary income, it's probably not a good solution. In that situation, you probably want to get term insurance and just make sure that you cover catastrophic things. But if you've got discretionary income and you've got an extra four to $500 a month that you could use to max fund, we figure most people need life insurance anyway, and the way that we teach it, when you mix it with real estate, rather than pulling it from your monthly budget, doesn't it make a lot more sense to let your tenants buy the houses for you, but also pay for a half a million or a million dollar life insurance policy for you, where the tenants are covering the savings for anything that happens at the property with capex or vacancy or damage, and at the same time covering life insurance and potentially a six-figure passive income that's tax advantaged at retirement. So I pull the money out from other assets and let the assets cover this asset.   Keith Weinhold  41:18   Oh well, Jared, this has been great. Before I ask you if you have any last things to tell the audience about the seven-figure solution, I invite you, the audience, to join us. It's going to be Jared and our own in-house investment coach, Nareesh, bringing you a live online event that you can join from the comfort of your own home next Thursday, the 27th at 8 PM Eastern. You can register now; it's free at grewebinars.com because there are a lot of moving parts, and it does take some time to wrap your head around this, benefiting from the cash value of an insurance policy. And this way you can have a Q and A, and you can get answers in real time at this event. It's called the Seven Figure Solution: Build wealth, reduce risk, and create tax advantage retirement income through real estate. Again, it is next Thursday, the 27th at 8p.m. Eastern, you probably have generated some questions inside your head while you're listening to this, and you can sure have them answered there as you're going to learn a whole lot more about it next Thursday. This could help a lot of people. Jared, do you have any last thoughts?    Jared Garfield  42:38   I think the only thing is that we like to work with the team. We like to work with your CPA. We like to work with your real estate investment coach. I used to be a coach and trainer for Robert Kiyosaki, who wrote Rich Dad Poor Dad, and he always talked about power teams. And so we want to be able to be a part of your power team and work with your other advisors to help you implement something. We're not here to give you tax advice. We want you to be able to work with your investment advisors and your CPAs, and just be a part of the team. But I would point out that over my career, I've owned hundreds and hundreds of single-family cash flow rentals, duplexes, fourplexes, apartment complexes. I've done some land development, and I implement these strategies myself. I had 17 Airbnbs, and so these are the strategies that I implemented as a full-time real estate professional. I felt like that this strategy of having a seven-figure solution could help you to avoid some of the pitfalls that I experienced in my 20s.   Keith Weinhold  43:32   So much all comes together for one pretty comprehensive solution. It's the intersection of growing your portfolio, getting tax advantages and having the death benefits of insurance and more all coming together next Thursday, so that you can learn more. Jared, it's been great having you back on the show.   Jared Garfield  43:52   Thanks, Keith. Always glad to join you.   Keith Weinhold  44:00   Integrate the seven-figure solution the GRE way, where we have this conscientiousness about leverage and cash flow. In this case, it's how to prudently leverage a life insurance policy. When it's time to tap your cash value, you take what is a policy loan, not a withdrawal, because you're borrowing against your cash value, hence using the funds in more than one place, and the IRS does not tax loan proceeds. This reminds me of a billionaire and how they borrow against the value of their stock. That way, they don't have to sell their assets. This is similar to what you can do with this. Another thing is that you know real estate investors are not used to a volatile ride because our asset values stay stable. You heard Jared mention the acronym IUL there. That's an indexed universal life policy. It's a real benefit. That says you tie yours to the S and P five hundred. Well, that index was down 18% in 2022, and that your cash value can have an upside ceiling and loss protection on the downside-an option that you'll care more about as you get toward retirement. In 2008, the S&P was down 37% so the math is cruel on value losses. In fact, it's even worse than it sounds because if you're down 30%, then you need a 43% gain just to get back to even. That is just math.   Keith Weinhold  45:39   There are some mistakes to avoid here, and you don't just want to set up your seven-figure solution off of a website. And it is based on products that you might have heard of from companies like Nationwide and Mass Mutual. I strongly encourage you learn more, see how it all goes together, learn how the seven-figure solution compares to other vehicles like a Roth IRA, 401k, 721 exchange, and 1031 exchange. This is very much about seeing your future. You've been listening to me here every week for almost 12 years, earning money from your day job, building your real estate portfolio, either from our investment coaching or on your own. This is how it all goes together. Next week with Jared and GRE investment coach Naresh. By attending live, you can have your questions answered in real time. One last time, you can sign up for the event for next Thursday, the 27th at 8 PM. Eastern, 5 PM. Pacific. Learn about something that's potentially really valuable to you: the seven-figure solution at grewebinars.com. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 2  46:59   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  47:26   The preceding program was brought to you by your home for wealth building, getricheducation.com  

"Eyeballs that feel like someone is inflating them with a bike pump. A rash that looks like your skin lost a fight with a cheese grater. Fatigue so brutal you could nap through a monster truck rally. Thanks, dengue fever!"                                                               ----------------Today's story is told by René Theunissen, a career missionary on the Pnong Project in Cambodia.Subscribe and leave us a review if you enjoyed listening to today's story!

The lads go through yesterday's effort against the hawks, the positives, the lack of polish & more.Plus all our regular segments.

The crew begins their arduous trek down the ice well in search of a killer. *** Support us on Patreon! http://patreon.com/tabletopgold Patrons get access to weekly premium episodes, including behind-the-scenes insights into our game, spoiler-free specials featuring games-related chat, and tons more. The cast of Roughnexx is Lars Casteen, R. Matt Humphreys, Robin Lange, Scott Hoffer, and Alexa Monn. If you enjoy the show, please leave us a rating and review at the podcast service of your choice, and find our website at www.tabletopgold.com. Roughnexx is a Tabletop Gold production, produced under the Paizo Incorporated Fan Content policy. Roughnexx uses trademarks and/or copyrights owned by Paizo Inc., used under Paizo's Fan Content Policy (https://paizo.com/licenses/fancontent). Paizo does not recognize, endorse, or sponsor this project in any way. Original characters and content are the property of Tabletop Gold. For more information about Paizo Inc. and Paizo products, visit paizo.com…

(00:00:00) Opening (00:00:45) Midweek BONUS Stupidity (00:52:42) Insane Week In Review (01:07:13) Genius Awards (01:16:07) Closing We've all had tired eyes and we typically treat them with drops. Except this Scottish man who thought a massage gun worked good enough on his muscles he thought he would give it a go on his bare eyeball. For 8 months. Vultures have discovered suburbia and are wining and dining ...and pooping...on everything. A school district in NY thought it was not going to be a problem to have a self-described and proud DRAG QUEEN on their school board to serve as a Vice President. What could go wrong?In this Midweek BONUS Episode....Scottish Man Uses Massage Gun On His Tired Eyeballs—It Went As Well As ExpectedA Lot of “Pork” Was “Dumped” Onto A State Highway As Pigs Scramble Following Big Rig Roll-Over CrashChinese Mushrooms Cause Hallucinations That Make You See Tiny PeopleSHOCKFACE! NY Drag Queen and School Board VP Arrested on Child Porn ChargesProteinmaxxing Trend Has Left Supermarkets Short of—Cottage CheeseHamptons Mansion Gets an Unexpected Pool Guest: An UberMD Woman Angry Over Taco Bell Wait Time Flashed Gun, Challenged Workers to Fight OutsideWoman Dumps Date Who Wanted To Take Home Her LeftoversHow Do You LOSE a GIRAFFE? “Gracie” Missing For Nearly 2 Weeks—$5,000 Reward Offered—Before Being Found 4-mi From HomeMan Comes Out Of House To Find 2 Kangaroos In An All-Out SlugfestA 96-y/o TikTok Star Claims She's Being “Kicked Out” Of Nursing Home Over Wild PartiesWV Woman Tried To Steal Vehicle While Leaving Her 5-y/o Son AloneNaked North Carolina Man Interrupts Morning Commute Along I-85 In GAFlorida Man LITERALLY Runs Circles Around Deputy During Traffic StopFlorida Man Conducts Traffic Stop On Undercover Sheriff's DeputyGood News: No Brain Cancer—Bad News: You Have LIVE WORMSNeighborhood Under Attack...By Pooping VulturesConvenience Store Workers Laugh Knife-Wielding Thief Out Of The StoreCan A Waffle House Window Be Too Delicious? One Lawsuit Says YesNJ Middle School Recalls Yearbooks After Hitler Baby Photo DiscoveredGod Makes People Eat More Junk Food: AllegedlyMore stupidity from the most recent current events in the Insane Week In Review and our weekly 7 stupendous winners in this week's Genius Awards!Become a supporter of this podcast: https://www.spreaker.com/podcast/insane-erik-lane-s-stupid-world--6486112/support.Real-time updates and story links are found on the TELEGRAM Channel at: https://t.me/InsaneErikLane  (Theme song courtesy of Randy Stonehill, ”It's A Great Big Stupid World”. Copyright ©1992 Stonehillian Music/Word Music/Twitchin' Vibes Music/ASCAP) Order your copy on the Wonderama CD from Amazon!This episode includes AI-generated content.

When Q interrupts the Entrepreneur on the way to an urgent rescue mission, the crew is taken off the ship and Captain Picard is left alone on the bridge. But after Riker becomes the hatable player in Q's latest game, Picard wins his bet and Q gets taken away by the continuum. What's on the new flag hanging at PraniCabana this year? When will the crew learn the most important thing about encountering a Q? How is a contact lens like a toilet? It's the episode that asks a big question about billionaires.Support the production of our shows Members get benefits including bonus episodes and an ad-free experienceSign up for our mailing list!Get a thing at podshop.biz!The Greatest Generation is hosted by Adam Pranica and Benjamin Ahr Harrison The show is produced by Wynde PriddySocial media is managed by Rob Adler and Bill TilleyMusic by Adam Ragusea & Dark MateriaDiscuss the show using the hashtag #GreatestGen and find us on social media:YouTube | Instagram | BlueskyAnd check out these online communities run by FODs: Reddit | USS Hood Discord | Facebook group | Wikia | FriendsOfDeSoto.socialSupport the production of The Greatest Generation Hosted on Acast. See acast.com/privacy for more information.

Perhaps the instructions for your massage gun needs to include one important "do not" rule

Patrick talks about a 20 year-old who wanted to massage his tired eyes

This month, Pictish Trail and Laura chat about a bumper crop of new Lost Map releases, including PostMap Club tracks from MANUELA and BOTH HANDS, plus a brand-new remix of PICTISH TRAIL's 'Life Slime' by Cardiff psych-pop duo HMS MORRIS. There's also news of Howlin' Fringe, a new series of August shows that will be going on sale very soon. Our featured interview sees NICK WHITE and ANDREW RAE of OWEN & THE EYEBALLS discussing the making of their album Owen & The Eyeballs Too, the long road to its release, and the important matter of which song would emerge victorious in a physical altercation with another song. To support what we do at Lost Map, join our membership club – PostMap Club! Get postcards each month with download codes for new music, plus a badge, newsletter, and 15% off records, CDs, tapes, and merch. Digital memberships are available too. Visit lostmap.com/club for details. - SOME VERY USEFUL LINKS: Join PostMap Club: lostmap.com/club New Lost Map sweatshirt Owen & The Eyeballs - Owen & The Eyeballs Too Manuela - Ultraviolet Acolyte - The Blue Dark EP Sulka - Bute Sign up to the Lost Map mailing list! Visit Good Vibes Record Store! If you'd like to get in touch about anything, plop us an email: club@lostmap.com - This episode of the Lost Map Podcast was presented by Pictish Trail and Laura Doherty. Editing and additional production from Joe Cormack.

Corinne Fisher dives into The Pope declaring war on AI, ICE staking out The World Cup, the overwhelming response to Corinne's segment on POC's voting against their interests, and some Trans/TERF drama on TikTok.Plus: Hasan Piker getting looked at by the feds over his trip to Cuba, the agony that befell a death row inmate thanks to a botched exexecution and why he shouldn't even be in this situation, ICE illegally arresting people just to scan their eyeballs in the latest instalment of distopian tech advances, Thomas Massie's defeat and what it means for democracy as a whole and so much more!00:00 – Intro / Theme of the Episode: Identity Politics & Culture Wars 04:20 – Identity politics on the left vs right08:00 – ICE concerns surrounding the World Cup / immigration anxiety16:00 – Pope Leo XIV warns about AI and humanity23:00 – AI replacing labor, purpose, and human meaning32:20 – Listener mailbag begins 33:30 – Scam targeting immigrant families with ICE detention fraud 34:35 – Why many Latino voters align with MAGA politics 41:00 – Machismo, religion, whiteness & assimilation discussions52:00 – White feminism vs intersectionality58:00 – Paris Mwendwa controversy explained1:02:00 – TERF accusations, feminism & trans discourse1:04:25 – Debate over “male socialization” and trans activism 1:10:00 – Cis women's issues vs trans advocacy conversations1:17:00 – Recommended feminist literature & Black women's studies 1:22:30 – Patreon break / community discussion 1:23:30 – Thomas Massie election law discussion 1:35:00 – Democratic Party failures & political strategy talk1:45:30 – Elections, candidate quality & political disillusionment 1:46:45 – Hasan Piker subpoena controversy begins 1:55:00 – Government scrutiny of activists & media figures2:00:00 – San Diego mosque shooting discussion / internet radicalization 2:03:30 – Media framing, Zionism & online extremism2:12:25 – Tony Carruthers death penalty case 2:14:00 – Constitutional rights, mental illness & fair trials 2:25:00 – Corruption allegations, informants & withheld evidence 2:38:00 – Government surveillance & biometric tracking2:43:30 – ICE surveillance tech, facial recognition & DNA databases 2:46:00 – Final thoughts on identity, fear & censorship 2:47:00 – Horror movie recommendations / “Obsession” discussion 2:51:00 – “Backrooms” movie & indie horror filmmaking 2:53:15 – Outro / plugs / audience thank you MAIN STORIESHasan Piker Subpoenaedhttps://www.usatoday.com/story/news/politics/2026/05/27/us-gov-subpoenas-hasan-piker-rep-summer-lee-pittsburgh/90258486007/Botched Executionhttps://www.democracynow.org/2026/5/26/tony_carruthers_botched_execution&https://ballsandstrikes.org/law-politics/tony-carruthers-tennessee-execution/ICE Scanning Eyeballshttps://www.npr.org/2026/05/27/nx-s1-5822429/ice-buys-iris-scanners-tech-toolsENEMY OF THE STATEhttps://www.nytimes.com/2026/05/25/world/europe/pope-leo-encyclical.html?campaign_id=60&emc=edit_na_20260525&instance_id=176151&nl=breaking-news®i_id=107728112&segment_id=220435&user_id=a266d281cc6f97833a8eaaec22a85914WACO MAILBAGNEW FREE VICES albumhttps://music.apple.com/us/album/threads/1896072971LESBIAN LIFTShttps://www.tiktok.com/@lesbianlifts/video/7641637747702123806BUNMI SUPREME https://www.tiktok.com/@bunmisupreme/video/7643491097162927373?_r=1&_t=ZP-96inDYOFzm3GIRL DAD CORNERThomas Massie (made Mike lose his faith in Democracy, he just filed for 2028) https://slate.com/news-and-politics/2026/05/thomas-massie-primary-loss-kentucky-trump.html&https://www.aljazeera.com/opinions/2026/5/20/massie-defeated-the-israel-lobbys-pyrrhic-victory-in-kentuckyGUUUURLDemocrats 2024 autopsyhttps://www.cnn.com/2026/05/21/politics/dnc-autopsy-takeaways-visTulsi Gabbard Quitshttps://www.foxnews.com/politics/exclusive-tulsi-gabbard-resigns-from-trump-cabinetSUBSCRIBE TO THE PATREON:https://patreon.com/WithoutACountry?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLinkFOLLOW WITHOUT A COUNTRY ON IG: https://www.instagram.com/withoutacountrypodcast/FOLLOW CORINNE ON IG: https://www.instagram.com/philanthropygalFOLLOW MIKE ON IG: https://www.instagram.com/themharrington/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Moon Base Build Up, Electric Ferrari, BTS at B2B, The Heat is On, Eyeballs over Algorithms, Weddings: Taylor's Version & T-Rex's Tiny Arms!

Will it be a ‘showdown' when Keir Starmer and Wes Streeting meet today? Or does the King's Speech calm Labour's passions for 24 hours?Sam Coates and McElvoy wonder if any Labour leadership has got a bit stuck after a dramatic day of resignations. Because if Streeting doesn't have the numbers and Andy Burnham doesn't even have a Commons seat – what can anyone do?Plus, amongst the pomp and pageantry the duo look at the substance of the King's Speech – what bills are the ones to look out for?

In one national survey, a majority of couples admitted to arguing about their wedding plans. Jim Daly offers tips for investing as much into your marriage as you do the wedding ceremony. Support Family Ministry If you enjoyed listening to Focus on the Family Commentary, please give us your feedback.

The latest episode of The Science Faction spirals from Star Wars spoilers and obsolete gaming hardware to AI-powered paper interfaces, billionaire airline schemes, and a surprisingly heartfelt sci-fi short story discussion. Also: Devon's mom makes a guest appearance. Real Life Steven kicks things off with the finale of Maul: Shadow Lord, which somehow managed to exceed expectations and leave him wanting even more animated Star Wars content. That naturally led into random Star Wars news, toy leaks, and the growing suspicion that The Mandalorian and Grogu may already be accidentally spoiling itself through merchandise. Nothing says "carefully guarded cinematic surprise" like a plastic action figure showing up six months early. Ben dives deep into the glory of the New Steam Controller — the strange, awkward, beloved device whos first version maybe arrived too early for the world to appreciate. Thumbpads, gyroscopes, weird ergonomics, customization rabbit holes… the gang discusses why the controller still has devoted fans years later, and why scalpers continue to treat new tech like buried treasure. That somehow mutates into a discussion about AI infrastructure and whether we're entering a full-blown "Rampocalypse." Is AI consuming all available RAM on Earth? Why do hardware prices keep fluctuating like cursed crypto charts? Nobody has all the answers, but everyone agrees the future smells faintly of overheated GPUs. Ben also brings up the world of HFY ("Humans Eff Yeah") sci-fi stories — tales where humanity survives, thrives, or weaponizes sheer stubbornness against impossible odds. If you've ever wanted science fiction powered by caffeine, duct tape, and irrational confidence, HFY may be your genre. Meanwhile, Devon's mom came to visit. Hi mom! Steven also revisits Cyberpunk: Combat Zone from Monster Fight Club: https://monsterfightclub.com/collections/cyberpunk-red-combat-zone The crew talks miniatures, skirmish combat, and the appeal of tactical cyberpunk warfare. This naturally evolves into a completely different question: how does Hackers still have such a low Rotten Tomatoes score? Some crimes cannot be forgiven. Future or Now  Steven and Devon discover the incredible website: https://letsbuyspiritair.com/  The dream? Take ownership away from billionaires and let the people run an airline. The concerns? Literally everything else. Devon immediately begins asking practical questions like: "What happens if people pledge money and then don't pay?" This turns into an unexpectedly entertaining conversation about collective ownership, internet chaos, and the terrifying logistics of buying an airline like it's a Kickstarter for a board game. Ben brings in a fascinating essay by James Somers: https://jsomers.net/blog/the-paper-computer  Somers proposes the idea of a "paper computer," where AI bridges the gap between tactile physical objects and digital systems. Instead of staring at glowing rectangles all day, users could interact with notebooks, index cards, sketches, and handwritten notes while AI quietly handles transcription, synchronization, and organization in the background. The discussion drifts into concepts similar to Dynamicland — a future where computing becomes ambient, physical, and less psychologically exhausting. Less clicking. More touching grass. Possibly literally. Book Club (~20 min) This Week: Saint Zero of the Hollows and the Eagle Knight by V. M. Ayala https://www.lightspeedmagazine.com/fiction/saint-zero-of-the-hollows-and-the-eagle-knight/ "The only sound Zero heard in their helmet was their own hyperventilating and the gentle pings from their pegasus." The crew unanimously loved this one. The story blends sci-fi, mysticism, military imagery, and desperate emotional momentum into something that strongly reminded everyone of Red Rising. Giant-scale emotional stakes, rigid systems, brutal conflict, and characters struggling under impossible expectations — it hit a lot of the same notes in the best way. That comparison leads naturally into discussion of The Will of the Many, which Devon recently listened to during a road trip. The gang talks about recurring themes in modern science fiction: empire, hierarchy, sacrifice, rebellion, and the terrifying pressure of being "special" in worlds designed to consume people. This week's story earned a rare unanimous recommendation from the hosts. Next Week: Update on Rules for the Spatiotemporal Use of Campus Spaces by Andrea Kriz https://www.lightspeedmagazine.com/fiction/update-on-rules-for-the-spatiotemporal-use-of-campus-spaces/ "Dear Members of the Community, As we begin yet another fall semester in the throes of the rogue timestream unleashed on our campus…" Time distortions. Academic bureaucracy. Campus memos. Reality collapsing under administrative language. This already feels extremely promising.   Whether it's crowdfunded airlines, AI-powered paper notebooks, ancient Sith conspiracies, or sci-fi knights hyperventilating on robotic pegasi, this episode somehow manages to connect all of it into one giant conversation about technology, humanity, and the weird systems we build around ourselves. It's one of those episodes where the tangents get dangerously powerful, the recommendations stack up fast, and everyone leaves wanting to immediately consume more science fiction. If you enjoyed the episode, consider supporting the show over at Patreon for bonus episodes, unedited recordings, Discord access, AI art drops, playlists, behind-the-scenes chaos, and more: https://www.patreon.com/sciencefactionpodcast  You can also subscribe to the YouTube channel for clips, uploads, and future content: https://www.youtube.com/@TheScienceFactionPodcast  Thanks for listening, and remember: if the internet successfully crowdfunds an airline before affordable housing, we may already be living in cyberpunk.

After months of anticipation, MrBeast finally graced our television sets on Survivor 50 and... it wasn't terrible. Yes, sometimes a broken clock is right twice a day, and a twist can actually be fun and benefit players we like.That's what happened this week as Rick Devens flipped the MrBeast coin (I can't believe I'm typing those words) and made an electric 40-minute tribal one for the ages.Brett & Dani break down Wednesday's episode, the success of the twist, what worms or slugs we'd eat at an auction and the never-ending gifts that are Joe's facial expressions of dismay.Also, Brett talks about having watched Michael this week and what the film gets so wrong about coming so close to addressing the issues we've known about Michael Jackson for the entire latter portion of his life.Follow Hey Julie on Bluesky and submit your questions ⁠⁠@HeyJulieBB⁠⁠.bsky.social, our ⁠⁠Discord server⁠⁠, or email us ⁠heyjuliebigbrother@gmail.com⁠!Watch Hey Julie on ⁠⁠YouTube⁠⁠Follow Brett ⁠⁠@BrettRader⁠⁠.bsky.socialFollow Danielle ⁠⁠@DingDongDani.bsky.social

Broadcasting from a fairly decent chain hotel somewhere in Newcastle, PICTISH TRAIL shares updates from the road and chats through forthcoming releases from OWEN & THE EYEBALLS and ACOLYTE. Meanwhile, back at home, LAURA delivers perhaps the clearest explanation of PostMap Club to date, as we also spin fresh tracks from this month's mailout, including music from SULKA, FIRESTATIONS, and new signing DOVETAILED. To support what we do at Lost Map, join our membership club – PostMap Club! Get postcards each month with download codes for new music, plus a badge, newsletter, and 15% off records, CDs, tapes, and merch. Digital memberships are available too. Visit lostmap.com/club for details. - SOME VERY USEFUL LINKS: Join PostMap Club: lostmap.com/club New Lost Map beanie Owen & The Eyeballs - Owen & The Eyeballs Too Acolyte - The Blue Dark EP Sulka - Bute Sign up to the Lost Map mailing list! Pictish Trail tour dates Visit Good Vibes Record Store! - If you'd like to get in touch about anything, plop us an email: club@lostmap.comThis episode of the Lost Map Podcast was presented by Pictish Trail and Laura Doherty. Editing and additional production from Joe Cormack.

TWiP solves the case of the male in his 20s from Hokkaido, Japan, who developed fatigue and rash, followed by fever and myalgia 6 days later, after eating a raw bear eyeball. Hosts: Vincent Racaniello, Daniel Griffin, and Christina Naula Subscribe (free): Apple Podcasts, Google Podcasts, RSS, email Links for this episode Join the MicrobeTV Discord server Hero: Sir Nicholas White (1951 – 2026) (Guardian, Lancet) Letters read on TWiP 278 TWiP study – information and survey New Case 3 yo child who recently immigrated to the US from Central America is brought in to the ER with acute right lower quadrant abdominal pain. The mother is concerned about the pain as well as nausea and vomiting. This is acute and the ER provider is concerned that this might be an acute surgical emergency. They order an US in this child and they are surprised to see a rather active serpiginous wormlike 'thing' wiggling away in the child's appendix.  I was sent the Ultrasound video which I really enjoyed. What to do? Become a patron of TWiP  Send your questions and comments to twip@microbe.tv Music by Ronald Jenkees

LIV Golf has had a rollercoaster 24-hours. Rumours started to swirl that the league would have to fold due to funding cuts then the CEO poured cold water on that then their broadcast went off air for two hours. So what on earth is happening with the rebel golf league? Meanwhile Netball Australia has signed a new TV rights deal that may mean less money but more people watching their sport - how do they find the balance without impacting their players and product? Featured: Dean Bilton, ABC SPORT. Brittany Carter, ABC SPORT.To catch up on everything that's making sports headlines recently, listen to more episodes of ABC Sport Daily,' hosted by Patrick Stack on ABC listen or wherever you get your podcasts, and get in touch with them on social media via @abc_sport. In the episodes we will cover big sporting personalities and all sports, including cricket, soccer, F1, NBA, AFL, AFLW to NRLW & NRL news, to covering competitions like the Olympics, the World Cup, The Ashes, Grand Prix and Grand Finals and more. Subscribe to the ABC Sport Newsletter

We're kicking off season seven with an in-depth look at the wild world of ophthalmology, where scientists are pushing the boundaries of what's possible for vision treatments. In this episode, co-host Danielle Mandikian is joined by guests Deepak Lamba, Director and Distinguished Scientist, Ophthalmology, and Susie Crowell, Senior Director, Project Team Leader, to explore the latest in the field of ophthalmology since our season five episode on eye diseases. Together, they dive into the bizarre biology of how our eyes actually work, unpack how and why eye diseases develop, and discuss how transformative new therapies could one day restore sight. Read the full text transcript at www.gene.com/stories/the-wild-world-of-eyeballs

EXCLUSIVE: Radar Told You First - More Links Revealed Between Jeffrey Epstein and Monstrous Pedophile 'Who Gifted Sex Trafficker One of His Victim's Eyeballs'Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

First up on this week's Inside Business is St Patrick's Day. It's just six days away but the festival itself is a four-day affair this year and will begin on Saturday. The man in charge of this major annual undertaking is Richard Tierney, chief executive of the St Patrick's Day festival. He joined host Ciarán Hancock in studio to discuss year-long preparations that went into the 2026 festival, what it means for the economy and the part it plays in kicking off Ireland's tourism season. Earlier this week, The Irish Times began an 8-week series on how to invest. Fiona Reddan is the author of the series, and she joined Ciarán in studio to discuss the thesis behind the series and the various that she will cover.She began with a piece on how Irish people are leaving up to €172 billion on deposit with the banks, earning little or no interest.Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

(Honoring the Ministry of Pr. Dean Kurtz) Psalm 90, attributed to Moses and the oldest psalm in the Bible, delivers a profound call to live with eternal perspective by confronting the brevity, fragility, and moral accountability of human life. It contrasts the everlasting nature of God with the fleeting duration of human existence—where a thousand years are as a single day, and even the longest life is marked by toil, sorrow, and sudden departure. The psalm exposes the illusion of human security, revealing that what seems certain is fragile, what appears hidden is fully known by God, and what feels long is vanishingly brief. Yet in the midst of this sobering reality, the central plea emerges: teach us to number our days, that we may apply our hearts to wisdom. This urgent invitation leads to a series of prayers for divine mercy, joy, and the establishment of our work by God's glory, affirming that though human life is small and temporary, it gains eternal significance when lived under God's favor and for His purposes. The message is not morbid, but deeply wise: only what is done for Christ will last, and thus every moment must be lived with eternity in view. The life of Jonathan Edwards, who resolved to live with all his might and to think constantly of his death, exemplifies the transformative power of this truth, proving that a life shaped by eternal awareness is the only truly meaningful one. The psalm concludes not in despair, but in hope—where the beauty of the Lord is upon us, and the work of our hands is established by an eternal God. This is the enduring legacy of a life lived not for the moment, but for the ages.

Story of God Podcast

Callers to American hotline pressed '2' for Spanish and were connected to a an AI bot that spoke English with a Spanish accent, Headline of the Week Contender #2: Bulloch County man found competent to stand trial despite removing his own eyeballs, Skier slips and dangles from lift chair after attempting 'pull-up'

Callers to American hotline pressed '2' for Spanish and were connected to a an AI bot that spoke English with a Spanish accent, Headline of the Week Contender #2: Bulloch County man found competent to stand trial despite removing his own eyeballs, Skier slips and dangles from lift chair after attempting 'pull-up'See omnystudio.com/listener for privacy information.

Why do some law firms scale effortlessly while others stay stuck even when they're getting the same advice? In Episode 251, Paul sits down with Brooke Lively, founder of Scaling Law and a fractional CFO turned EOS Implementer exclusively for law firms. Brooke shares how her data-driven analysis uncovered a surprising pattern: performance differences weren't about intelligence, strategy, or effort they were about execution. That discovery led her deep into the Entrepreneurs Operating System (EOS) and ultimately into building a national community helping law firms implement structure, delegation, and predictive metrics to scale sustainably. This conversation dives into delegation, decision-making paralysis, predictive data, and the emotional difficulty of "letting go of the vine." For law firm owners and entrepreneurs alike, this episode is a masterclass in systems thinking, leadership maturity, and building a business that can grow beyond the founder.   Timestamps 00:00:00 – Introduction 00:01:19 – What Is Scaling Law 00:02:00 – The Three Performance Buckets 00:03:24 – Discovering EOS as the Differentiator 00:07:33 – Letting Go of the Vine 00:11:06 – Killing Off the Hero Complex 00:12:20 – Bad Habits That Keep Firms Stuck 00:15:43 – Rewiring the Expert Mindset 00:19:17 – Self-Audit Questions for Law Firm Owners 00:21:14 – Identifying the Right Predictive Data 00:23:20 – Eyeballs to Cash Explained 00:24:33 – Where to Start Episode Resources Discover how Brooke Lively helps law firms implement EOS, eliminate bottlenecks, and build predictable growth systems: https://scalinglaw.com Legacy Podcast: For more information about the Legacy Podcast and its co-hosts, visit https://businesslegacypodcast.com Leave a Review: If you enjoyed the episode, leave a review and rating on your preferred podcast platform. For more information: Visit https://businesslegacypodcast.com to access the show notes and additional resources on the episode.

The Secret to Post-Click Psychology: Turn Eyeballs Into Loyal Buyers Smartpandalabs.com About the Guest(s): Shamir Duverseau is the Managing Director at Smart Panda Labs, a technical marketing agency. With over 15 years in marketing and leadership roles, Shamir has worked with major brands like Southwest Airlines, The Walt Disney Company, and NBC Universal. Previously the Senior Director in digital strategy and services for Marriott International’s Vacation Club Division, Shamir co-founded Smart Panda Labs to harness his expertise in both marketing and technical spheres, aiming to improve the post-click experience for consumers. Episode Summary: In this engaging episode of The Chris Voss Show, Chris welcomes digital marketing expert Shamir Duverseau to discuss the intricacies of technical marketing and the importance of the post-click experience. As the managing director of Smart Panda Labs, Shamir delves into how his company helps B2C enterprises optimize user experience on websites to convert traffic into loyal customers. The conversation spans topics from post-click psychology to technological marketing adaptations, highlighting the necessity of understanding customer behavior and simplifying complex shopping experiences online. The duo explore the vast potential that lies in improving the ‘post-click experience’, underscoring how businesses can unlock conversion opportunities by making their digital customer interactions seamless and intuitive. In discussing the common pitfalls in digital marketing strategies and MarTech stacks, Shamir explains how Smart Panda Labs assesses and addresses gaps in client operations to create robust sales experiences and strategy roadmaps. With insights into optimizing advertising spend and improving ROI through savvy digital experiences, Shamir shares practical advice while drawing from his vast experience in working with significant industry players. Key Takeaways: Post-Click Psychology: Engaging customers effectively after they click on an ad is crucial to converting them into buyers, primarily by minimizing friction and simplifying interactions. Importance of Seamless User Experience: Simplifying the complexities of online shopping can lead to better conversions and repeated business. Leveraging MarTech Stacks: Many companies underutilize their marketing technologies, running at just 20% of their capacity, leaving room for significant improvements. Tailored Strategy Roadmaps: Building a customized roadmap helps companies maximize their digital potential by outlining clear paths and methodologies for enhanced customer experience. Focus on Customer Satisfaction: Excellent customer service and experience can significantly impact repeat business, as seen with brands employing thoughtful, personalized touchpoints. Notable Quotes: “The internet brings an interesting mix of the creativity of marketing, the technical aspects of IT, and the product aspects of what you’re selling.” “If something has to be complicated, let’s not make the things that don’t have to be complicated, complicated.” “On the corporate side, I found that marketing people tend to be very creative, which is great. But they also tend to shy away from anything that’s technical.” “If you’ve got, if you spent the money to get someone to the site, it only makes sense to spend money where people are spending the majority of their time.” “When those two things collided. So was born Smart Panda Labs.”

In this episode of Programmatic Digest, Hélène sits down with Dominique Robinson, an integrated media planner at Luquire, for an insightful conversation on how media planning is evolving in today's programmatic-first world. Dominique shares his personal journey into advertising, from early inspiration through marketing and design to building integrated media strategies that blend traditional channels like broadcast with digital and programmatic media across streaming, social, and online platforms. Together, they break down what "integrated media planning" really looks like inside an agency — including how teams collaborate across departments, develop strategic client briefs, define audiences, and build media plans that align with both business goals and consumer behavior. Dominique also explains how tools like Resonate help planners create detailed audience profiles and uncover where target consumers are most engaged — supporting the philosophy of truly "following the eyeballs" across channels. The episode wraps with a thoughtful discussion on the role of AI in advertising, how teams are using tools like ChatGPT for idea generation and validation, and why human expertise and foundational planning skills remain critical as the industry shifts toward automation. ✨ And don't miss the YouTube vodcast version of this episode, where Hélène shares a live demo of the agentic DSP technology mentioned in the conversation — showing what the future of AI-powered media buying could look like in practice.      

We are back for another Episode and we are PUMPED! The boys catch up on what they've had going on lately, and do a little bit of What In The World Is Going On!?Then, we have on our good friend, and fishing icon Jason Mitchell, to chat about a bunch of various topics.~ Past The Barb Social Media ~ Email Us Questions and Feedback: pastthebarbpodcast@gmail.comInstagram: @pastthebarbpodcastFacebook: https://www.facebook.com/profile.php?... ~ Follow Us On Social Media ~ Adam Bartusek Instagram: @adambartusek Adam Bartusek Facebook: https://www.facebook.com/adambartbart... Ryan Pinkalla Instagram: @ryan_pinkalla Ryan Pinkalla YouTube: https://www.youtube.com/channel/UCiRa... Sam Sobi Instagram: @sam_sobi_ Sam Sobi Facebook: https://www.facebook.com/sobieckfishing

James Cameron doubles down with Avatar: Fire and Ash, delivering jaw-dropping visuals, new Na'vi factions, and a full-on 3D assault on the senses. On Thumb War, JD and Rachel debate whether Fire and Ash is the strongest Avatar yet, or proof that the franchise might finally be testing its limits. From villainous tribes and uneasy alliances to spiritual world-building and technological obsession, we break down what works, what doesn't, and why you absolutely need to see this one in theaters. Spoilers ahead. Eyeballs may need a recovery day. Ad-free episodes + bonus content on Patreon: http://bit.ly/44Mo8xU Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Listen to this fun fact about your eyeballs.. Listen now!See omnystudio.com/listener for privacy information.

Happy new year everyone! The boys are back and making plans for fun events this year. Marijn hates the fact that Steve is now higher up the CommunityDays speaker board list than Marijn. They reminisce about past events and eventually get on topic: AI doesn't care if your sites are pretty. So how much work do you need to put in to make SharePoint "pretty" for AI (AKA readable)? So what is the ratio for human eyeballs vs AI? The boys finish off with a superb Danish whisky, Skippers Glow, kindly donated by friend-of-the-podcast Kasper Larsen.It all started with this post from Daniel Anderson:https://www.linkedin.com/posts/danielando_sharepoint-in-2026-activity-7410921384069017600-m52B/

I snort all of my food, from omelettes to steak — it feels ‘phenomenal' even though I'm at risk of infections - https://nypost.com/2026/01/08/health/virginia-woman-snorts-her-food-from-omelettes-to-steak-despite-risks/The Guy Who Had Sex With His Car On TLC's My Strange Addiction Is Back And Has A New Lover - https://www.jalopnik.com/my-strange-addiction-sex-car-guy-back-with-lexus-es330-1850642715/Illinois woman charged with arson after New Year's Eve fire at Walmart - https://www.newsnationnow.com/crime/illinois-woman-arson-new-years-eve-fire-walmart/Two Elyria employees charged after false AI-generated robbery report - https://www.cleveland19.com/2025/12/15/two-elyria-employees-charged-after-false-ai-generated-robbery-report/Man arrested after police say he stole ex-girlfriend's car while she was in labor - https://www.wvlt.tv/2026/01/05/man-arrested-after-police-say-he-stole-ex-girlfriends-car-while-she-was-labor/USPS driver accused of trying to run over 10-year-old boy - https://www.kbtx.com/2026/01/03/usps-driver-accused-trying-run-over-10-year-old-boy-officials-say/Florida man wearing lingerie allegedly hid gun under prosthetic breasts - https://nypost.com/2026/01/06/us-news/man-in-red-lingerie-allegedly-hid-gun-under-prosthetic-silicone-breasts/Naked woman allegedly assaults deputy while intoxicated, claims she was ‘trying to be a mermaid' - https://www.foxnews.com/us/naked-woman-allegedly-assaults-deputy-while-intoxicated-claims-she-trying-mermaidMan claimed he ‘teleported' into stolen BMW before 130 mph crash - https://www.fox13news.com/news/man-claims-he-teleported-stolen-bmw-before-130-mph-crash-deputies-say?link_source=ta_first_comment&taid=6939d151102b1e00019d6f1cTulsa man arrested after armed robbery with antique gun at liquor store - https://ktul.com/news/local/tulsa-man-arrested-after-armed-robbery-with-antique-gun-at-liquor-store-tulsa-police-department-primos-wine-and-spirits-near-91st-and-yale-id-quicktrip-stolen-cash-first-degree-robbery-arrest-muff-pistol-pocket-pistolCops: Woman Drove Stolen Van To Court - https://www.thesmokinggun.com/documents/stupid/cargo-van-collar-714930Woman accused of shoving razor blades in Walmart bakery items - https://www.kltv.com/2025/12/16/new-photos-released-person-interest-after-razor-blades-found-bakery-items-walmart/Savannah Bananas to return to Busch Stadium, all-inclusive tickets for sale - https://www.firstalert4.com/2026/01/08/savannah-bananas-return-busch-stadium-all-inclusive-tickets-sale/Travis Kelce Is in ‘Discussions' With Netflix for Major Broadcasting Role - https://www.usmagazine.com/entertainment/news/travis-kelce-in-talks-with-netflix-for-major-broadcasting-role-excl/Soccer reportedly overtakes baseball in the U.S. as America's third favorite sport - https://www.foxsports.com/articles/soccer/soccer-reportedly-overtakes-baseball-in-the-u-s-as-americas-third-favorite-sportSt. Louis Cardinals terminate broadcast deal with FanDuel Sports Network - https://redbirdrants.com/st-louis-cardinals-terminate-broadcast-deal-with-fanduel-sports-networkSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week on Dentistry Unmasked, a new era begins. Pam officially welcomes Dr. Brian Novy as her new co-host, and the conversation is anything but ordinary. From surprising, lesser-known facts about Brian to laugh-out-loud detours (including old wives' tales for removing eyelashes!), this episode blends insight, humor, and chemistry you can feel. It's a fresh start, a fun listen, and a true milestone for the podcast. Welcome to Dentistry Unmasked 2026—you won't want to miss this one.

Hollywood, we need to talk. If one more movie shows an eyeball dangling from someone's cheek, I might start mailing anatomy textbooks to Los Angeles. And while we're at it, can we please stop calling every wandering eye a “lazy eye”? After a quick rant about my personal ophthalmology pet peeves, I dive into one of the strangest mystery cases I've ever seen: a 47-year-old with sudden, complete ophthalmoplegia and normal imaging. Negative myasthenia testing, normal pupils, normal MRI, nothing made sense until one very specific antibody came back positive. Takeaways: Why “lazy eye” rarely means what people think it means and what the term actually refers to. The Hollywood eyeball trope that needs to be banned forever (optical nerves are short, folks). How a patient with zero eye movement and a normal MRI sent us searching for rare neuro clues. Why myasthenia gravis seemed like the obvious answer until every serology test came back negative. The surprising role a GI infection can play in triggering Miller Fisher syndrome, the rare Guillain-Barré variant that ultimately cracked the case. To Get Tickets to Wife & Death: You can visit Glaucomflecken.com/live  We want to hear YOUR stories (and medical puns)! Shoot us an email and say hi! knockknockhi@human-content.com Can't get enough of us? Shucks. You can support the show on Patreon for early episode access, exclusive bonus shows, livestream hangouts, and much more! –⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ http://www.patreon.com/glaucomflecken⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Also, be sure to check out the newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://glaucomflecken.com/glauc-to-me/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you are interested in buying a book from one of our guests, check them all out here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.amazon.com/shop/dr.glaucomflecken⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you want more information on models I use: Anatomy Warehouse provides for the best, crafting custom anatomical products, medical simulation kits and presentation models that create a lasting educational impact.  For more information go to Anatomy Warehouse DOT com. Link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://anatomywarehouse.com/?aff=14⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Plus for 15% off use code: Glaucomflecken15 -- A friendly reminder from the G's and Tarsus: If you want to learn more about Demodex Blepharitis, making an appointment with your eye doctor for an eyelid exam can help you know for sure. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.EyelidCheck.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for more information.  Today's episode is brought to you by Microsoft Dragon Copilot. Dragon Copilot is an AI clinical assistant that streamlines documentation, surfaces critical information, and automates routine tasks — empowering healthcare teams to focus more on patients and less on administrative work. Learn more at ⁠⁠⁠⁠https://glau.cc/Dragon⁠⁠⁠⁠ Go to http//www.cozyearth.com and use code KNOCKKNOCK for 40% off best-selling temperature-regulating sheets, apparel, and more. Trust me—you'll feel the difference the very first night. Produced by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Human Content⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

My eyesight has apparently the humidity of my eyeballs has changed overnight. Meanwhile Daniel is making fun of the class I took in college to fulfill my PE requirement. We take a detour into Greek life and what if the key to being social is just being more social? We discuss bats versus mice and I learn my fish dreams are not uncommon in the aquarium community. Plus your calls and more. Plus we did a round of JMOE, HGFY and Podcast Pals Product Picks. Get yourself some new ARIYNBF merch here: https://alison-rosen-shop.fourthwall.com/ Subscribe to my Substack: http://alisonrosen.substack.com Podcast Palz Product Picks: https://www.amazon.com/shop/alisonrosen/list/2CS1QRYTRP6ER?ref_=cm_sw_r_cp_ud_aipsflist_aipsfalisonrosen_0K0AJFYP84PF1Z61QW2H Products I Use/Recommend/Love: http://amazon.com/shop/alisonrosen Check us out on Patreon: http://patreon.com/alisonrosen   Buy Alison's Fifth Anniversary Edition Book (with new material): Tropical Attire Encouraged (and Other Phrases That Scare Me) https://amzn.to/2JuOqcd You probably need to buy the HGFY ringtone! https://www.alisonrosen.com/store/ Try Amazon Prime Free 30 Day Trial

I've been thinking a lot about what it actually takes to stand out right now. The algorithms have changed. Attention is harder to earn, and “good content” isn't enough anymore. In this episode, I sit down with Andi Eaton to talk about why having a clear point of view is no longer optional if you want your brand to grow in 2026 and beyond. We talk about what makes people stop scrolling, why being “vanilla” is the fastest way to disappear online, and how founders can stop diluting their message when they have multiple passions, products, or businesses. Get ready to build differently in 2026. Check out our Sponsors: Shopify - Start your $1/month trial at Shopify.com/happy SKIMS - The SKIMS Holiday Shop is now open at SKIMS.com. Let them know we sent you by choosing Earn Your Happy podcast in the dropdown after you purchase. Brevo - Head to brevo.com/earn and use the code EARN to get 50% off Starter and Business Plans for the first 3 months of an annual subscription. Aura Frames - save on the perfect gift at AuraFrames.com - get $35 off Aura's best-selling Carver Mat frames with promo code EARN at checkout. Northwest Registered Agent - Build your complete business identity in just 10 clicks and 10 minutes. Visit www.northwestregisteredagent.com/paidearn Blinds.com - The Black Friday deals at Blinds.com are going strong all month long! Save $50 off when you spend $500 or more - use code EARN at checkout.  HIGHLIGHTS 00:00 Meet Andi Eaton, Founder and CEO of Oui, We Studio. 05:00 The lesson that taught Andi to trust her intuition in corporate leadership. 13:15 Why multi-passionate founders struggle to stay clear and consistent. 19:30 One of the smartest marketing investments in 2026. 23:00 How customers buy for effectiveness, identity, and a sense of belonging. 27:00 Where founders should experiment and where they shouldn't 34:00 The three things your content must have to survive the algorithm in 2026. 41:30 Why having too many offers can dilute your message. 49:00 How to create identity language that sells multiple offers at once. 51:00 What is your definition of success? 54:00 Advice to women in their forties who are just getting started. 59:30 What's giving you freedom? 01:06:00 A skincare product that works for travel, sensitive skin, and lifestyles. RESOURCES Learn more about Oui, We Studio HERE! Join the Cult Brand Blueprint Accelerator HERE!  Shop Casa Noon and the Sabbatical Serum HERE! Join the Audacity Challenge HERE! Join the most supportive mastermind on the internet HERE! Check out our FREE 90-Day Business Blueprint HERE! Listen to my free SECRET PODCASTS SERIES - Operation: Rekindle This B*tch Get glōci HERE Use code: HAPPY at checkout for 25% off! FOLLOW Follow me: @loriharder Follow glōci: @getgloci Follow Andi: @ouiwegirl Follow Oui, We Studio: @ouiwestudio Follow Casa Noon: @casanoonbeauty

Someone's been rocking around the Christmas tree early and has already paid for it. Kris threw out her back! She's been laid up, recovering and catching up on her Netflix. Tara's on vacation and replaying Baldur's Gate 3. She also has a freckle on her damn eyeball. Happy Holidays, everyone!  Official Recommendations From Kris: A Keller Christmas Vacation (2025) Kris's official recommendation this week is A Keller Christmas Vacation, one of the few queer holiday movies that Hallmark put out this year. Kris had a lot of fun with this one and thinks you will too! From Tara: Christmas Toys by Lily Seabrooke Tara's official recommendation this week is Christmas Toys by Lily Seabrooke, an erotic, falling-for-the-roommate, Christmas romance that has a surprising amount of laughs. Tara loves Seabrooke's Christmas offerings and this is no different. Pick it up! Works/People Discussed Baldur's Gate 3 (Larian Studios) Stranger Things (Netflix) Ripple (Netflix) The Running Man (2025) Canada's Drag Race (Crave) Bloodsport (1988) Asking Kate by Clare Ashton Breakup Buddies by JJ Arias and Bryce Oakley Support & follow the show Buy us a Ko-fi Facebook Instagram Threads  Bluesky TikTok YouTube  Get all our links on Linktr.ee

In this travel-happy episode of Pastors' Wives Tell All, we sit down with our globe-trotting friend Amy to talk about all things travel — including her epic trips to Israel, which are basically the spiritual Olympics of tourism. We kick things off with rapid-fire questions that reveal way too much about all of us (as usual), then dive into stories about eating local foods, navigating intense-but-amazing Holy Land tours, and trying not to cry at biblical sites… but failing spectacularly.We also chat about safety (because, you know… travel), swap stories about leading tour groups without losing people, and dream about future adventures — including a Northern England and Scotland tour that we are absolutely inviting ourselves on. By the end, the only thing clearer than Amy's love for travel is the fact that we desperately want to travel together… even though it may be a mild disaster.Get all the info about our next pastors' wives retreat and apply here:https://www.pastorswivestellall.com/attendaretreatTo purchase the BOOK, head here: ⁠https://pastorswivestellall.com/book⁠⁠To shop our MERCH, head here: ⁠https://pastorswivestellall.com/shop⁠⁠Want to support the Pastors' Wives Tell All podcast ministry? Become a patron: ⁠https://www.patreon.com/pastorswivestellall ⁠⁠SUBSCRIBE: ⁠Sign up⁠ for our email list and receive updates on new episodes, free gifts, and all the fun! Email sign up ⁠⁠HERE⁠⁠!CONTACT US: ⁠hello@pastorswivestellall.com⁠⁠FOLLOW US:Website: ⁠⁠pastorswivestellall.com⁠⁠Instagram: ⁠⁠@pastorswivestellall⁠⁠Facebook: ⁠⁠@pastorswivestellall⁠⁠JESSICA:Instagram: ⁠⁠@jessica_taylor_83⁠⁠, ⁠⁠@come_away_missions⁠⁠, ⁠⁠@do_good_project__⁠⁠⁠Facebook: ⁠⁠Come Away Missions⁠⁠, ⁠⁠Do Good Project⁠⁠Websites: ⁠⁠Do Good Project⁠⁠, ⁠⁠Come Away Missions⁠⁠JENNA:Instagram: ⁠⁠@jennaallen⁠⁠, ⁠⁠@jennaallendesign⁠⁠Facebook: ⁠⁠@JennaAllenDesign⁠⁠Website: ⁠⁠Jenna Allen Design⁠⁠STEPHANIE:Instagram: ⁠⁠@msstephaniegilbert⁠⁠Facebook: ⁠⁠I Literally LOL⁠⁠Website: ⁠⁠Stephanie Gilbert⁠

In this episode, I'm breaking down what a week of ophthalmology call actually looks like, why retinal detachments aren't the emergency you think they are, and how one cartoon wolf ended up being my latest ocular diagnosis. Plus, in the latest installment of my “Signs and Symptoms” series, we're talking eyelash loss, bleeding eyes (aka hyphema), and the fine line between “put your pants on now” and “you can wait till morning." Takeaways: Why not every “retinal detachment” is a middle-of-the-night emergency. The eye condition that might explain why a cartoon wolf's eyes bulge out of his head. What eyelash loss can really mean and when it's time to worry about eyelid cancer. How trauma, herpes, and tumors can all lead to blood in the eye (and why that's a big deal). The three-step ophthalmologist plan for every hyphema: couch, drops, and call us. To Get Tickets to Wife & Death: You can visit Glaucomflecken.com/live  We want to hear YOUR stories (and medical puns)! Shoot us an email and say hi! knockknockhi@human-content.com Can't get enough of us? Shucks. You can support the show on Patreon for early episode access, exclusive bonus shows, livestream hangouts, and much more! –⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ http://www.patreon.com/glaucomflecken⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Also, be sure to check out the newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://glaucomflecken.com/glauc-to-me/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you are interested in buying a book from one of our guests, check them all out here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.amazon.com/shop/dr.glaucomflecken⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you want more information on models I use: Anatomy Warehouse provides for the best, crafting custom anatomical products, medical simulation kits and presentation models that create a lasting educational impact.  For more information go to Anatomy Warehouse DOT com. Link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://anatomywarehouse.com/?aff=14⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Plus for 15% off use code: Glaucomflecken15 -- A friendly reminder from the G's and Tarsus: If you want to learn more about Demodex Blepharitis, making an appointment with your eye doctor for an eyelid exam can help you know for sure. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.EyelidCheck.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for more information.  Today's episode is brought to you by DAX Copilot from Microsoft. DAX Copilot is your AI assistant for automating clinical documentation and workflows helping you be more efficient and reduce the administrative burdens that cause us to feel overwhelmed and burnt out. To learn more about how DAX Copilot can help improve healthcare experiences for both you and your patients visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠aka.ms/knockknockhi⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Produced by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Human Content Learn more about your ad choices. Visit megaphone.fm/adchoices

Are algorithms controlling our lives? To find the answer, we tell the story of how Netflix survived the pressure of perhaps the most powerful company in the world...using just a comedian and an algorithm. Along the way, we hear from Gina Keating, author of Netflixed: The Epic Battle for America's Eyeballs. You may think Big Tech holds all of the cards in our brave new world...but you hold more power than you realize. Special Note: Some adult language.Support the show: https://redpilledamerica.com/support/See omnystudio.com/listener for privacy information.

Are algorithms controlling our lives? To find the answer, we tell the story of how Netflix survived the pressure of perhaps the most powerful company in the world...using just a comedian and an algorithm. Along the way, we hear from Gina Keating, author of Netflixed: The Epic Battle for America's Eyeballs. You may think Big Tech holds all of the cards in our brave new world...but you hold more power than you realize.Support the show: https://redpilledamerica.com/support/See omnystudio.com/listener for privacy information.

Listen to this fun fact about your eyeballs!See omnystudio.com/listener for privacy information.

On this episode of P Is for Punk, we dive headfirst into the return of one of Chicago's darkest and most influential punk bands: Alkaline Trio. After a six-year gap, the Trio dropped Blood, Hair, and Eyeballs, an album that's equal parts urgent, melodic, and unapologetically bleak in the best way. We break down the band's history, the era that led to this record, and why this album marks both the end of one chapter and the rebirth of another. Spin Blood, Hair, and Eyeballs wherever you get music.  I'll figure out the format eventually.. 

The inevitable decline of civilization takes center stage as the show kicks off with the miserable results of the FACEBOOK SETTLEMENT, confirming Brian's $4.01 payout, followed by a discussion of the SPORTS BETTING SCANDAL, where MLB players are rigging games over prop bets, confirming that gambling is now actively killing sports; moving to the news, the guys celebrate the DENMARK SOCIAL MEDIA BAN and SCHOOL PHONE BANS, which are already proving that teenagers need mandatory digital detoxes, prompting comparisons to Footloose and the revelation that teens are now passing handwritten notes and taking Polaroids. Naturally, things aren't going well for the hyper-rich, as evidenced by the TESLA EXECUTIVE EXODUS and the launch of WAYMO FREEWAYS, which will surely bring chaos to LA, and the ongoing saga of massive capital destruction via OPENAI LOSSES and META AI FAILURES, prompting Mark Zuckerberg to announce his desperate bid to CURE ALL DISEASES with AI, a feat less audacious than the fraud of AI startup FIREFLY AI TRANSCRIPT, which admitted its original "AI" was just human transcriptionists.They then hit a laundry list of digital woes, including the dubious convenience of APPLE PASSPORTS, the creeping dread of Sam Altman's failing WORLDCOIN EYEBALL SCANS, the ridiculous crypto fraud DEFI OFFICE SPACE that literally copied a movie plot, and Coinbase's inexplicable decision to bring back high-risk ICOs; the absurdity continued with the OPENAI LAWSUIT over a suicidal chatbot that suggested the user "Rest easy, King," and the political maneuvering of the REPUBLICAN BROADBAND REDIRECT, which will gut internet access for the underserved to fund the Treasury, but the real threat to humanity remains the clandestine PREVENTATIVE GENE HACKING startup funded by tech billionaires aiming to create modified babies offshore.In Media Candy, they share reviews of the excellent DIPLOMAT, ZOOTOPIA, and the just-released LUSH DOCUMENTARY, confirming our combined Gen-X fragility, before celebrating two definitive wins for reality: the fact that physicists have finally CRUSHED THE SIMULATION THEORY, and the literary brilliance of Joyce Carol Oates' tweet, which expertly called out Elon Musk as uneducated and uncultured.All this and more on this episode of Grumpy Old GeeksSponsors:CleanMyMac - clnmy.com/OLDGEEKS - Use code OLDGEEKS for 20% off.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/722FOLLOW UPBaseball Is CompromisedIN THE NEWSDenmark set to ban social media for users under 15 years of ageBanning Phones in Schools Is Drastically Changing the Behavior of KidsThe Head of the Cybertruck Program Quit Tesla. The Model Y Leader Left Hours LaterWaymo's driverless cars will start driving on freeways in three US citiesApple introduces a new Digital ID feature to make boarding flights easierOpenAI Will Lose $74 Billion the Same Year That Anthropic Breaks Even: ReportMeta's AI Ambitions Appear to Be in a TailspinZuckerberg, Chan bet AI can cure all diseaseStartup Secretly Working to Gene-Hack Human BabySam Altman's Creepy Orb Startup Has Only Scanned 2 Percent of Its Ideal Number of Eyeballs$120 Million Crypto Hack Blamed on Office Space-Style ExploitCoinbase Wants to Bring Back an Old Crypto Trend That Ended in DisasterSeven more families are now suing OpenAI over ChatGPT's role in suicides, delusionsUS states could lose $21 billion of broadband grants after Trump overhaulPhysicists Say They've Proven Whether We're Living in a SimulationElon Musk Got One-Shotted by an Extremely Mean TweetMEDIA CANDYZootopiaThe DiplomatPluribusVictoria BeckhamLush: A Far from Home MovieWelcome to Derry'V for Vendetta' Is Becoming a TV ShowDune: Prophecy' Kicks off Season 2 Production‘Alien: Earth' Has Been Renewed for Season 2‘Poker Face' Canceled at Peacock; Rian Johnson Will Seek New Home for Series — With Peter Dinklage StarringThe Running Man | Final Trailer (2025 Movie) - Edgar Wright, Glen PowellToy Story 5 | Teaser Trailer | In Theaters June 19Paramount+ announces price increases for every streaming planAPPS & DOODADSHow to adjust the Liquid Glass effect in iOS 26.1How to stretch the clock on your lock screen in iOS 26Tesla Reportedly Adding Apple CarPlay, Bucking Industry TrendFounder Admits His “AI Transcription” Startup Was Just Him Joining People's Meetings and Taking Notes by HandFTC Announces Crackdown on Deceptive AI Claims and SchemesTHE DARK SIDE WITH DAVEDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingThe Official ‘Star Wars' Magazine Is Coming to an End After Over 30 YearsFuzzball Bandolier ShawlTalk about your crotch-rocket...AI-Powered Toys Caught Telling 5-Year-Olds How to Find Knives and Start Fires With MatchesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1869: Seth Godin explores the often-overlooked distinction between having attention and having influence, reminding us that building a platform is more powerful than simply chasing visibility. He explains why a loyal audience that trusts you outweighs a large one that merely notices you, offering a mindset shift for creators, marketers, and entrepreneurs who want to create lasting impact. Read along with the original article(s) here: https://seths.blog/2009/09/the-platform-vs-the-eyeballs/ Quotes to ponder: "Getting someone's attention doesn't mean you have a platform." "If you've got a platform, people will listen to what you say. If you've got attention, it's a good time to say something." "A platform is permission. It's a trusted relationship."

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1869: Seth Godin explores the often-overlooked distinction between having attention and having influence, reminding us that building a platform is more powerful than simply chasing visibility. He explains why a loyal audience that trusts you outweighs a large one that merely notices you, offering a mindset shift for creators, marketers, and entrepreneurs who want to create lasting impact. Read along with the original article(s) here: https://seths.blog/2009/09/the-platform-vs-the-eyeballs/ Quotes to ponder: "Getting someone's attention doesn't mean you have a platform." "If you've got a platform, people will listen to what you say. If you've got attention, it's a good time to say something." "A platform is permission. It's a trusted relationship." Learn more about your ad choices. Visit megaphone.fm/adchoices

We are back and JKJ's got a lot on her mind. First, ihop, then Kroger, then beyond! JKJ wants everyone to be a lot nicer, including herself. Is that so much to ask? Should the guy at the grocery store helped me? Was the employee at ihop judging me? Plus we discuss all the shows that we can't believe are still on TV! It's a good one y'all. Tell your friends!   Shows that are still on TV: https://www.buzzfeed.com/abbyzinman/tv-shows-still-on-air-2024   Subscribe to our website and watch the show, have access to all past episodes AND read what JKJ is up to! All available at jennakimjones.com   October 18 - Fort Wayne, Indiana https://www.fortwaynecomedyclub.com   Get your cabin now to join me at the Moon River at Sea Festival in 2026! https://moonriveratsea.tbits.me/trk/jennakimjones

Jo, Mal, and Rob are back together to dive deep into the penultimate episode of ‘Alien: Earth' Season 1! They talk about the Isaac aftermath, Wendy as “Mother,” Kirsh vs. Morrow Round 2, and more! (00:00) Intro (06:34) Opening snapshot (11:14) Mailbag (22:13) Slightly, Smee, and poor Arthur (01:09:56) The Isaac aftermath (01:31:51) Escape from Witch Mountain (01:46:29) Eyeballs and secret synths (01:57:04) Morrow vs. Kirsh: the rematch (02:01:17) Wendy/Marcy is Mother Hosts: Joanna Robinson, Mallory Rubin, and Rob Mahoney Producers: Carlos Chiriboga and John Richter Social: Jomi Adeniran Additional Production Support: Arjuna Ramgopowell Learn more about your ad choices. Visit podcastchoices.com/adchoices