Podcasts about expa

Growing To The Role Of A Producer In the 8th episode Expa's chairperson Wanda O Rly (Valtteri Lahti) and Jamk's Head of Deparment for Service Business Niko Kiviaho discuss together with Lloyd Craske, Producer at Metacore. In this episode of the DGC podcast Lloyd Craske of Metacore discusses the many things that go into being a producer in the game industry, how he has grown into the role and what he enjoys the most about his work. Niko Kiviaho of Jamk tells how students in the Jamk games education program learn the versatile hard and soft skills of project leadership and product ownership by working practically in small teams throughout the studies. Many synergies between Jamk's education track and Lloyd's practical experience are discovered. DGC Podcast #8 Puhujat / Speakers Haastattelija/Host: Wanda O Rly/Valtteri Lahti (Expa, Psyon Games) Asiantuntijat / Specialist: Lloyd Craske (Metacore) & Niko Kiviaho (Jamk University of Applied Sciences) Tekninen toteutus / Technical implementation Veerti Pekonniemi (Jamk University of Applied Sciences) & Jani Seppälä (Jamk University of Applied Sciences) Julkaisupaikka ja -aika / Place and time of publication Jamk University of Applied Sciences Kustantaja ja tilaaja / Publisher and Client Game Production, Business Information Technology, Bachelor of Business Administration (BBA), Jamk University of Applied Sciences Link to text transcription: https://www.jamk.fi/fi/media/42868

In this episode, we sit down with Lisa-Maree Blumenfeld, a seasoned HR leader with over 25 years of experience, to discuss her journey in the world of Human Resources and her passion for helping startups build strong, people-first cultures. As the founder of Retain and co-founder of Eleven, Lisa-Maree shares her insights on scaling businesses while ensuring a solid and compliant HR foundation. Key Topics Discussed: Lisa-Maree's career journey and her extensive experience with startups and established corporations The importance of crafting scalable HR strategies in fast-growing companies How Eleven empowers leaders to enhance communication with their teams The role of empathy in HR leadership and executive coaching Navigating the challenges and chaos of building high-performing teams Insights on work-life balance and the importance of joy in both personal and professional life Guest Background: Before launching Retain and Eleven, Lisa-Maree was the VP of People at Expa, where she played a crucial role in scaling HR for over 20 startups. Her career also includes leadership positions at Lyft, NinthDecimal, and Aria Systems, alongside roles at PG&E and Blue Shield of California. Fun Facts: Lisa is a proud mom of four and loves live music, often attending concerts in her free time. She is currently on a mission to persuade her husband to adopt another puppy! Resources Mentioned: Retain Eleven Connect with Lisa-Maree: LinkedIn: Lisa-Maree Blumenfeld  

OpenAI just dropped $3B on vibe coding—should software engineers be worried?And what happens now that Apple's 30% App Store tax just took a major legal hit?In this episode of The Startup Podcast, hosts Chris Saad and Yaniv Bernstein are joined by seasoned founder and investor Hooman Radfar (CEO at Collective, ex-VC at Expa) to unpack three seismic shifts shaping the future of tech startups today.They dive deep into OpenAI's $3B move into vibe coding, the ripple effects of Apple's court-ordered App Store concession, and a sobering update on Silicon Valley's AI talent trends.Watch the full episode here: https://youtu.be/chA3rYD75uIIn this episode, you will:•⁠ ⁠Learn why OpenAI is acquiring AI coding startups—and what that means for developers everywhere•⁠ ⁠Understand how tools like Windsurf and Cursor are changing expectations for startup speed and headcount•⁠ ⁠Discover why SaaS margins and investor sentiment are shifting under the weight of AI-native startups•⁠ ⁠Explore how Apple's legal defeat is reshaping the app ecosystem for founders and product builders•⁠ ⁠Hear first-hand stories about the limits of current LLM coding assistants—and why user trust may be short-lived•⁠ ⁠Unpack the growing platform risk as hyperscalers begin to own entire labor categories, not just infrastructure•⁠ ⁠Debate whether the “two-speed” startup economy (AI-native vs everyone else) is sustainable—or a bubble waiting to popWhether you're an early-stage founder, startup operator, or just trying to make sense of the shifting AI landscape, this episode is packed with hard-earned insights and startup war stories from the frontlines.The Pact Honour The Startup Podcast Pact! If you have listened to TSP and gotten value from it, please:Follow, rate, and review us in your listening appSubscribe to the TSP Mailing List to gain access to exclusive newsletter-only content and early-access to information on upcoming episodes: https://thestartuppodcast.beehiiv.com/subscribe Secure your official TSP merchandise at https://shop.tsp.show/ Follow us here on YouTube for full-video episodes: https://www.youtube.com/channel/UCNjm1MTdjysRRV07fSf0yGg Give us a public shout-out on LinkedIn or anywhere you have a social media following Key linksThe Startup Podcast is sponsored by Vanta. Vanta helps businesses get and stay compliant by automating up to 90% of the work for the most in demand compliance frameworks. With over 200 integrations, you can easily monitor and secure the tools your business relies on. For a limited-time offer of US$1,000 off, go to ⁠⁠⁠⁠⁠www.vanta.com/tsp⁠⁠⁠⁠⁠.Get your question in for our next Q&A episode: https://forms.gle/NZzgNWVLiFmwvFA2A The Startup Podcast website: https://www.tsp.show/episodes/Learn more about Chris and YanivWork 1:1 with Chris: http://chrissaad.com/advisory/ Follow Chris on Linkedin: https://www.linkedin.com/in/chrissaad/ Follow Yaniv on Linkedin: https://www.linkedin.com/in/ybernstein/Producer: Justin McArthur https://www.linkedin.com/in/justin-mcarthurIntro Voice: Jeremiah Owyang https://web-strategist.com/

Marketing Art and Content Creation in the Game Industry In this episode Expa's chairperson Wanda O Rly (Valtteri Lahti) and Jamk's visiting lecturer in 3D modelling, Sameli Rinta-Hirvelä, discuss together with Alexander Razuvalov Marketing Producer and Broadcaster, ex-Redhill and ex-Wargaming. In the seventh episode of the DGC podcast the focus is turned to art careers, marketing art and content creation. The vastly experienced marketing artist, producer and broadcaster Alexander Razuvalov discusses different art careers in the game industry deriving from his versatile background. With Wanda's lead Alexander and Sameli reflect on how the environment and expectations for artists in the game industry have evolved in the past ten years and how modern games education can keep up, providing the students with a solid base for their first jobs in the industry. DGC Podcast #7 Puhujat / Speakers Haastattelija/Host: Wanda O Rly/Valtteri Lahti (Expa, Psyon Games) Asiantuntijat/Specialist: Alexander Razuvalov (ex-Redhill Games, ex-Wargaming) & Sameli Rinta-Hirvelä (Jamk University of Applied Sciences) Tekninen toteutus / Technical implementation Veerti Pekonniemi (Jamk University of Applied Sciences) Julkaisupaikka ja -aika / Place and time of publication Jamk University of Applied Sciences Kustantaja ja tilaaja / Publisher and Client Game Production, Business Information Technology, Bachelor of Business Administration (BBA), Jamk University of Applied Sciences Link to text transcription: https://www.jamk.fi/fi/media/42269

Retain provides on-demand HR for startups and small businesses that need access to core Human Resources services without having to hire full-time HR staff.  Retain was founded by Lisa-Maree Blumenfeld who has 20+ years of HR experience and was most recently VP of People at Expa, where she lead a centralized HR and Recruiting team that worked on behalf of 20+ startups.  Prior to Expa, Lisa has worked with fast-moving startups (Lyft, NinthDecimal, Aria Systems) as well as with larger Fortune 500 companies (PG&E, Blue Shield of California).  Her passion for early to mid-stage startups encouraged the start of Retain and her deep network of experienced HR professionals make up the team.Lisa-Maree Blumenfeld has revolutionized HR at various levels, from startups like Lyft to larger corporations. Merging HR with financial literacy seems like a natural progression. Her practical tips could empower your listeners to enhance both their organizational culture and financial health.

V Osaki na Japonskem se je danes začela svetovna razstava Expo 2025 z naslovom Načrtovanje prihodnje družbe za naša življenja. Japonski premier Šigeru Išiba je ob odprtju poudaril, da svet tarejo različne krize, zato je prav v teh časih izjemnega pomena, da se ljudje z vsega sveta srečajo, razmišljajo o smislu življenja ter se srečujejo z najsodobnejšimi tehnologijami, različnimi pogledi in različnimi kulturami. Drugi poudarki oddaje: - Evropska komisija si prizadeva za pospešitev razvoja umetne inteligence v Uniji. - V Sloveniji se zmanjšuje število sončnih elektrarn za samooskrbo. - Kristjani zaznamujejo cvetno nedeljo, maša v Vatikanu letos brez papeža Frančiška.

V Osaki na Japonskem je bila danes slovesna otvoritev svetovne razstave Expo 2025. Na enem največjih mednarodnih dogodkov letos organizatorji pričakujejo 23 milijonov obiskovalcev. Med 160 razstavljalci je tudi Slovenija, ki bo ponudila svoje tehnološke rešitve. Druge teme: - Po svetu obsodbe ruskega napada na ukrajinski Sumi - Izrael napoveduje širitev ofenzive na Gazo - Kristjani po Vatikanu in po svetu obeležili cvetno nedeljo

Papež Frančišek na Trgu sv. Petra za hip zopet med verniki, v procesiji z zelenjem sodelovala tudi dijaka Škofijske klasične gimnazije.Politični analitik doktor Boštjan Marko Turk o reformah aktualne vlade in pričakovanjih ob vstopu v predvolilno obdobje.V Ljubljani jutri že 21. shod za čisto pitno vodo.ZDA iz vzajemnih carin izvzele pametne telefone in računalnikeSrbski predsednik Vučić: Ne bomo imeli prehodne vlade, ampak pošteno srbsko vlado.V japonski Osaki začetek Expa 2025. Slovenija se predstavlja kot zelena in razvojna država.Šport: Klara Lukan bronasta na evropskem prvenstvu v cestnih tekih na 10 km.Vreme: Predvsem na zahodu bo občasno rahlo deževalo. Jutri bo podobno.

Světová výstava v japonské Ósace startuje 13. dubna a český národní pavilon si už stihl prohlédnout japonský předseda vlády Šigeru Išiba. Šlo o první pavilon, který navštívil a ocenil architektonickou náročnost české stavby.„Postavit takto náročný projekt v Japonsku se zdálo jako nemožný úkol, ale věřím, že jsme ukázali, že se Češi výzev nebojí a dokázali jsme postavit budovu, která je v Japonsku v tuto chvíli považovaná za nejnáročnější dřevostavbu vůbec,“ říká v rozhovoru pro SZ Byznys generální komisař pro Expo Ondřej Soška.Agenda. Rozhovory s top lídry českého byznysu, zakladateli firem, odborníky. Čtvrthodinka o byznysu z první ruky.Každý všední den na SZ Byznys a ve všech podcastových aplikacích. Odebírejte na Podcasty.cz, Apple Podcasts nebo Spotify.

Světová výstava v japonské Ósace začne za tři dny, ovšem český národní pavilon poutá pozornost už teď. Jako vůbec první mezinárodní pavilon na letošním EXPO jej například navštívil japonský premiér Šigeru Išiba. Nosná konstrukce spirálovité stavby vznikala ve společnosti Stora Enso ve Ždírci nad Doubravou a moderní dřevěné panely pak také v rodinné firmě Novatop v Ptení na Prostějovsku.Všechny díly podcastu Seriál Radiožurnálu můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

The Finance Ministry is gearing up to complete its first sovereign sukuk issuance of the year within the next month, with the issuance set to be around EGP2-3 billion.The Cabinet approved the launch of a EGP30 billion financing initiative to support and finance priority industrial sectors. UAE's AMEA Power signed an agreement with the Egyptian Electricity Transmission Company to develop two battery energy storage systems (BESS) with a combined capacity of 1.5 GWh.Prime Minister met with Kuwait's Prime Minister Sheikh Ahmed Al Sabah during his official visit to the Gulf nation, where the two leaders discussed boosting relations between the two countries across various sectors. The Central Bank of Egypt sold EGP89.8 billion in t-bills between Thursday and yesterday at average yields between 25.5-29.2%, according to CBE data.Forty-seven ships changed course this month to pass through the Suez Canal instead of sailing around the Cape of Good Hope, Suez Canal Authority head Osama Rabie said.Egypt intends to buy electricity produced from wind energy projects which will be implemented by Saudi Arabia's ACWA Power, south of Hurghada, at a price of 2.4 cents KWH, which will be partially paid in EGP and the bigger bulk in USD, according to a government official.Government's revenues from Suez Canal declined in 2024 to EGP146.4 billion, as compared to a target of EGP168.45 billion in the state budget. The EGX and the Financial Regulatory Authority (FRA) are mulling a regulatory update to either scrap or revise the duration of the lock-up period on the ownership of substantial shareholders post-IPO. EKHO released 4Q24 consolidated financial results. Net profit dropped 8% YoY (+14% QoQ) to USD39 million. The BoD proposed a cash dividend distribution of USD0.035/share for FY24. The Board also proposed the distribution of one bonus share for each 20 original shares. EKHO is currently trading at 2025f PE of 5.2x.EKHO to invest around USD150-200 million in the coming 18 months. The Egyptian Refining Company (ERC) intends to conduct a major overhaul of the Mostorod refinery with investments exceeding USD100 million. ABUK tapped board member and former transport minister Hany Dahy to head a new steering committee tasked with overseeing the company's business operations. FWRY acquired a 56% stake in Virtual CFO, a financial services and accounting firm catering to SMEs and startups.MCQE reported solid financial results for 4Q24. Attributable bottom line came in at an impressive EGP176 million (+708% QoQ, +117% YoY), bringing FY24 attributable bottom line to EGP238 million (+151% YoY). The BoD proposed a cash dividend distribution of EGP1.00/share for FY24. MCQE is trading at a FY25 P/E of 18.2x.EXPA 4Q24 bottom line post minority interest recorded EGP1,265 million (-19% q/q, +15% y/y), bringing FY24 net profit to EGP5,203 million (+54% y/y and 7% higher than Al Ahly Pharos estimate of EGP4,879 million). BoD proposed the distribution of 0.4 bonus share to every original share. EXPA is currently trading at 3.3x P/E 2025 and 0.7x P/B 2025.QNBE's general assembly approved paying out a cash dividend of EGP1.50/share out of 2024 earnings.OLFI's general assembly approved cash dividend distribution of EGP2.00/ share for FY24, implying payout ratio of 80% and dividend yield of 10.7%.According to local media, JUFO signed a financing agreement worth more than EGP1.0 billion with Emirates NBD Egypt.

Puhujat / Speakers Haastattelija/Host: Wanda O Rly Asiantuntijat/Specialist: Miika Anundi (Veikkaus Oy) & Mika Karhulahti (Jamk University of Applied Sciences) Tekninen toteutus / Technical implementation Veerti Pekonniemi (Jamk University of Applied Sciences) Julkaisupaikka ja -aika / Place and time of publication Jamk University of Applied Sciences, 14.2.2025 Kustantaja ja tilaaja / Publisher and Client Game Production, Business Information Technology, Bachelor of Business Administration (BBA), Jamk University of Applied Sciences Jakson tekstivastine / Alternative text https://www.jamk.fi/fi/media/42066 Episode Description: In this episode Expa's chairperson Wanda O Rly (Valtteri Lahti) and Jamk's game production studies (BIT) Senior Lecturer Mika Karhulahti discuss together with Miika Anundi, Junior Developer at Veikkaus Game Studio. In the sixth episode of the DGC podcast we finally bring a junior developer's point of view to game industry employment and career building. The self-taught developer Miika Anundi, who is a teacher by education and an indie developer, game entrepreneur and project manager by previous experience explains how he has made his way to the game industry. With Wanda's lead Miika and Mika discuss Miika's skillbase and his daily work at Veikkaus and try to identify how these experiences match with readiness the Jamk games education program aims to give its students.

From the archive: This episode was originally recorded and published in 2021. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Hooman Radfar is a serial entrepreneur, investor, and the co-founder and CEO of Collective. He previously co-founded AddThis (exit: Oracle), the largest platform on the web to help drive traffic and engagement for marketers. He was also a founding partner at Expa, a platform started by Uber co-founder Garrett Camp, to support entrepreneurs by building and investing in their companies. He was an early investor and adviser in category defining companies like Uber, Hinge, Sweetgreen, Onfido and Convoy. Hooman co-founded Collective to create a better future workplace by supporting the largest class of entrepreneurs in the world - businesses-of-one. Top 3 Value Bombs 1. To anyone who has that spirit and wants to be an entrepreneur, the tools are there. It's never been easier to build a company from the perspective of having the right tools in place. 2. Remote is irreversible and an accelerating trend. It's something that if you don't factor in everything that you're doing, you're not going to come up with the right strategy. 3. America is built on entrepreneurship. Immigrants come with nothing, build businesses and create wealth, and that's what makes America great. Collective is the first online back-office platform designed for self-employed people - Collective Sponsor HubSpot Making your life easier. Getting you results faster. And better connecting you to all your data, all in one place. Start making major moves with HubSpot. Visit HubSpot.com/marketers to learn more

From the archive: This episode was originally recorded and published in 2021. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Hooman Radfar is a serial entrepreneur, investor, and the co-founder and CEO of Collective. He previously co-founded AddThis (exit: Oracle), the largest platform on the web to help drive traffic and engagement for marketers. He was also a founding partner at Expa, a platform started by Uber co-founder Garrett Camp, to support entrepreneurs by building and investing in their companies. He was an early investor and adviser in category defining companies like Uber, Hinge, Sweetgreen, Onfido and Convoy. Hooman co-founded Collective to create a better future workplace by supporting the largest class of entrepreneurs in the world - businesses-of-one. Top 3 Value Bombs 1. To anyone who has that spirit and wants to be an entrepreneur, the tools are there. It's never been easier to build a company from the perspective of having the right tools in place. 2. Remote is irreversible and an accelerating trend. It's something that if you don't factor in everything that you're doing, you're not going to come up with the right strategy. 3. America is built on entrepreneurship. Immigrants come with nothing, build businesses and create wealth, and that's what makes America great. Collective is the first online back-office platform designed for self-employed people - Collective Sponsor HubSpot Making your life easier. Getting you results faster. And better connecting you to all your data, all in one place. Start making major moves with HubSpot. Visit HubSpot.com/marketers to learn more

In this episode Expa's chairperson Wanda O Rly (Valtteri Lahti) and Jamk's Business Information Technology, Game Production senior lecturer Mika Karhulahti discuss together with Niko Autio, founder of Hanki Games, about how one can evolve from a gamer to a professional game developer with an emerging business. All in all, this is a fourth DGC podcast, brought to you by Expa Game Business Cooperative and Jamk University of Applied Sciences. The umbrella of this entire podcast series revolves around similar topics; making the games industry accessible and reviewing games' education from the point of view of professionals to keep it relevant and up to date with industry needs. In three previous episodes there have been discussions about junior career paths, and how universities and game companies can work closer together to solve the current challenges in the supply and demand ratio of young workforce in the industry. In this episode there is a totally new perspective to this discussion with Niko, who is pursuing to employ himself and others through a passion project without formal games industry education. Puhujat / Speakers Haastattelija/Host: Wanda O Rly (Valtteri Lahti) Asiantuntijat/Specialist: Niko Autio (Hanki Games) & Mika Karhulahti (Jamk University of Applied Sciences) Käsikirjoitus / Script Wanda O Rly (Valtteri Lahti), Hanna Hauvala Tekninen toteutus / Technical implementation Veerti Pekonniemi Julkaisupaikka ja -aika / Place and time of publication Jamk University of Applied Sciences Kustantaja ja tilaaja / Publisher and Client Game Production, Business Information Technology, Bachelor of Business Administration (BBA), Jamk University of Applied Sciences Jakson tekstivastine / Alternative text https://www.jamk.fi/fi/media/41497

Sameer Al-Sakran is CEO of Metabase, the open-source analytics and business intelligence platform. Their open source project, also called metabase, has over 38K stars on GitHub. Metabase has raised $51M from investors including NEA, Insight and Expa. In this episode, we dig into the company's 10 year journey, what it means to have a "developer friendly analytics platform", eliminating the friction with BI by making Metabase super fast to get started with, keeping the product simple, juggling short-term execution with their long-term vision & more!

Milun Tesovic, founder of Metrolyrics, Cmd, and Gitalytics – and now Parter at Expa – shares lessons learned building startups. We talk about building the largest lyrics site in the world, turning organizational dysfunction into startup ideas, solving problems without making people change their behaviour, getting acquired by Github a month after launch, making early hires on a product team, and how to get a great domain with one weird trick. expa.com Have feedback for the show? Send us an email or reach out on Twitter. It Shipped That Way is brought to you by Steamclock Software.

*Key news articles for today* The government raised electricity prices in Egypt by rates ranging between 14% and 39% for domestic use. The new increases in electricity chip prices actually took effect 3 days ago. The commercial and industrial sectors will also see price hikes, reportedly ranging from 23.5-46% and 21.2-31%, respectively, from the beginning September.President Abdel Fattah El Sisi has reappointed Hassan Abdalla as the acting governor of the Central Bank of Egypt for another one-year term, according to a decree published in the Official GazetteThe Supply Ministry will halt the distribution of additional quantities of subsidized sugar via ration cards from the beginning of September, reverting to the standard two-kilogram allocation in a bid to prevent additional sugar from reaching the black market.The ministry is also considering raising the price of sugar on ration cards, Minister said, adding that it is difficult to continue offering sugar at the price of EGP12.60 per kg.The ministry is studying a proposal to sell subsidized bread by weight instead of the current system of five loaves per person a day.The government will announce the purchase of 3.8 mn tons of wheat before the end of the year. GASC is looking into importing wheat from Turkey and is exploring other sources.The Russian company Transmash is considering launching a maintenance workshop in the Abu Zaabal area of the Railway Authority, with investments of USS300 million.Electricity tariff for energy-intensive industries reportedly increased to EGP1.60 per kWh up from the previous rate of EGP1.32 per kWh. EGAL is affected the most with any change in electricity price, where electricity alone constitutes around 40% of its production costs. EGAL's gross margin shrinks by c. 5% for every EGP0.25/kWh increase in electricity tariff. We remind you that we already incorporate an annual electricity tariff increase of c. 20% starting 2025 into our models. ETEL intends to borrow USD150 million in two months to restructure its debts and lengthen its tenors.AMOC's BoD proposed distributing a cash dividend worth EGP0.7/share for FY23/24, implying a dividend yield of 7.4%. More meds price hikes are in the pipeline where some 1.6k pharma products will be subject to price hikes between September and end of 2025. Companies could receive the greenlight to hike the prices of some 600 types of meds before the end of the year.EXPA is set to launch a digital platform for small- and medium-sized exporters next October. The platform will connect exporters with international importersBINV Managing Director Abdel Monem Omran has been appointed chairman of OFH and BINV Board Member Mostafa El Anwar was appointed his deputy. 

We published yesterday our earnings expectations sheet for companies under coverage in 2Q24/FY24: 1) In 2Q24, aggregated net profit is expected to increase 61% YoY and decrease 19% QoQ, 2) In FY24, aggregated net profit is expected to increase 38% YoY, 3) Stocks that are expected to witness a shift from net loss to net profit YoY in 2Q24: OIH, AMOC, CCAP, EGAL, MCQE, 4) Stocks that are expected to witness a shift from net loss to net profit YoY in FY24: ESRS, 5) Stocks that are expected to witness a spike (>80%) in net profit growth YoY in 2Q24: HELI, BINV, ETRS, EGCH, ORWE, JUFO, ESRS, ORHD, AXPH, POUL, OLFI, ALCN, FWRY, CANA, EXPA, CLHO (sorted from highest rise in net profit). Finance Minister Ahmed Kouchouk stated fiscal indicators in FY23-24:–       Overall budget deficit narrowed to EGP505 billion, down 17% from the EGP610 billion recorded last year and better than previous expectations, Kouchouk added.–       The country recorded a primary surplus of EGP857 billion, compared to EGP164 billion the year before.–       Revenues were up 59.3% y-o-y.–       Spending was up 37.4% y-o-y. The government will halt the rolling blackouts starting next Sunday until mid-September, Madbouly said, adding that the state is still trying to fulfill its promise of fully hitting the brakes on its plan to reduce the electrical load by 2025. The Prime Minister wants to see 3-4 GW-worth of renewable energy projects go live and start feeding the national grid by next summer to fill the energy supply gap. The Cabinet will hold several meetings over the next few weeks to address issues facing private investors, particularly the state's tax policy, to help attract more investments. The Cabinet plans to overcome the current medicine shortage over the coming three months and is currently working to develop a plan to source 3k types of meds. UAE-based Al Nowais' AMEA Power got the greenlight from the Cabinet to expand its renewable energy projects by next summer — the expansion will see AMEA up its renewable capacity in the country by 2 GW. Centamin plans to invest up to USD100 million in gold exploration and production operations in Egypt during the next year. The Ministry of Supply is working on a plan to increase its strategic reserve of basic commodities to 9 months, up from 6 months. The cabinet approved a draft decision to renew the Tax Dispute Resolution Law until January 2025.  JUFO plans to invest EGP309 million in 2024 to build a milk cartons production line and a juice production line with the aim of meeting the increasing demand from export markets. According to local press, telecom companies plan to increase international call prices by 10-15%. DSCW Board approved to purchase a minority stake of around 17.4% in United Dyers Company , a sister company, at a value of EGP37 million. After this transaction, DSCW will own 100% of United Dyers Company. The Alexandria Port Authority is set to award the 30-year contract to build, manage, and operate a 300k sqm dry bulk terminal in El Dekheila Port to a consortium of three local firms, according to local media. The consortium will invest some USD50 million in the first phase of the project. The contract is currently under review. HRHO Financial Solutions is preparing to issue corporate bonds worth EGP1.5 billion during August to support the company's financing portfolio and meet the growing demand for financing. Banque Misr is considering increasing the size of its real estate fund to EGP1 billion from a current EGP600 million. The Central Bank of Egypt signed an MoU with the French Development Agency, launching a new sustainable financing initiative. 

The government is planning to offer up incentives to investors looking to invest in tourism projects that will wrap up construction before June 2026.A source at the General Authority for Investment and Free Zones revealed that the Authority is in the process of establishing 4 environment-friendly investment zones by 2030, with investments of EGP5 billion.The House gave final approval to the Unified Insurance Law, which will draw up new and comprehensive rules for regulating the Insurance industry and widen compulsory insurance coverage. They also approved a new bill allowing private investors to manage and operate public hospital and healthcare facilities and a government-drafted bill that unlocks an additional EGP320 bn for this fiscal year's budget.The government has extended customs breaks for twelve key goods for a further three months as part of its ongoing battle to lower the price of goods and reel in inflation.A government official said that the Ministry of Petroleum has already started a plan to achieve self-sufficiency in fuel production, by increasing imports of crude oil from Kuwait, Saudi Arabia and Iraq and refining it in local refineries. The government aims to reduce the fuel import bill by USD495 million during 2Q2024 compared to the first quarter of the same year, falling to USD2.8 billion.Inflation caused by global and regional crises is pushing up Egypt's import bill by an extra USD 4 bn every month, Finance Minister said.The government is considering the approval of the establishment of a new unit for clearing project and company dues to and from various government agencies. The House gave approval to an EGP1.2 mn grant from the UN Population Fund to help the National Council for Human Rights implement its health and reproductive rights strategy in Egypt. EFID reported solid 1Q24 financial results, showing: Net profit of EGP657 million (+24.6% YoY, +44.0% QoQ). The sequential margin improvement came backed by a decline in net interest expenses coupled with FX gains. EFID is currently trading at 2024f P/E of 8.7x.EXPA 1Q24 consolidated bottom line recorded EGP1,087 million, post minority interest (-1% q/q, +95% y/y). Sequential growth was capped by growing opex, other provisions, and higher effective tax rate despite healthy margins, FX gains, and lower credit provisions. BoD proposed distributing 1:3 bonus shares financed from 2023 net profit. EXPA is currently trading at 3.2x P/E 2024.Valu, HRHO's subsidiary has raised EGP616.8 mn in securitized bonds, part of a EGP 9 bn securitization program.Jordanian SME lender liwwa has secured USD5 mn loan from the US International Development Finance Corporation (DFC) which will be used for on-lending to SMEs in Jordan and supporting the company's plan to launch in Egypt.MASR launched Tajed, a commercial project spanning over 39k sqm in Taj City. On another note, MASR plans to invest EGP60.0-70.0 billion in its commercial portfolio over the next ten years and plans to acquire 400 feddans in the New Administrative Capital.eTax, a subsidiary of EFIH, has signed a contract with the Real Estate Tax Authority for the implementation of the authority's digitalization framework. ORAS general assembly approved an annual cash dividend of USD0.20/share, bringing total cash dividend for FY23 to USD0.39/share. This implies a dividend yield of 7% and payout ratio of 27% for the year. This dividend is to be paid in August 2024. Africa-focused renewables player Enara Group plans to dual list on the EGX and a Gulf exchange next year. Enara is building a 300k-ton green ammonia plant in Ain Sokhna with the French Total Energies. Drive Finance, a subsidiary of GB Capital, the financial arm of GBCO, has announced the closure of its fifth securitization bond issuance worth EGP1.4 billion. 

Egyptian Banks Report Extraordinary 1Q24 Results Amid Surging Interest Rates; Upside Potential Is Hard to Ignore As highlighted before, post the recent 600 bps increase in policy rates and the EGP devaluation, we expect another year of exceptional profits with impact starting to appear in 1Q24, spearheaded by COMI and ADIB, supported by:1)Strong Interest income, driven by:•Stronger NIMs.•Balance sheet expansion with the weakness in local currency, high inflation, and FC availability which entices LC lending. 2)Strong non-interest income, driven by:•Stronger FX gains.•Higher net fees and commission income, associated with improved trade finance activity.Egyptian banks are delivering ROEs north of 30%, and most of them are trading below book values while being well provisioned.We believe those banks present the best value, trading at cheap valuations with good fundamentals: ADIB, QNBA, HDBK, EXPA, and CIEB along with COMI.Suez Canal revenues declined about 57% during January to 12 May, decreasing to USD1.576 bn compared to USD3.66 bn in the same period last year, due to disruptions in the Red Sea.Three Malaysian companies reportedly intend to pump investments worth USD150 mn into the chemical industries and renewable energy sectors in Egypt.ADQ has delivered the second tranche of the USD35 billion Ras El Hekma agreement on Sunday. The tranche consists of USD14 bn fresh inflows and USD6 bn in the form of a previous UAE deposit at the CBE.Kuwaiti real estate player Urbnlanes Developments and the British IHG Hotels & Resorts will set up two new hotels in Egypt with combined investments of USD85 million. To open their doors in 2028.The Sovereign Fund of Egypt will be touring the Gulf next month to drum up investment.The Planning Ministry is looking into launching an industry-focused sub-fund under the SFE.Banque Misr and NBE are considering stopping the issuance of one-year high-yield certificates of deposit (CDs) that were issued at the start of the year.FWRY reported positive 1Q24 results: Net profit came in at EGP307 million (+149% YoY, +34% QoQ). Bottom line performance was attributed to: Strong revenue growth, margin expansion, and higher interest income. FWRY is currently trading at 2024f P/E of 19.9x.TMGH declared EGP0.22/share cash dividends (DY of 0.4%). Record date is 27 May-24. Distribution date of first EGP0.11/share installment is 30 May-24 and second installment is 31 Jul-24.ZMID declared EGP0.15/share cash dividends (DY of 2.5%). Record date is 27 May-24. Distribution date of first EGP0.05/share installment is 30 May-24 and second installment is 29 Aug-24.SWDY is to distribute cash dividends of EGP0.50/share on 29 May-24 for shareholders on record on 26 May-24. DY is 1.4%.EGAL raised its selling prices by a range of EGP13-15k per ton in May, according to local media. Cleopatra Group plans to kick off operations at its new USD50 million ceramics factory in June.CANA released positive 1Q24 results where net profit pre-appropriations recorded EGP611 million (+144% y/y, -35% q/q). CANA is trading at the lowest multiples in our banks' coverage universe on P/E24 of 2.0x and P/B24 of 0.55x, on ROAE of 32%.CIRA's Board approved the collaboration with SEIC and Social Capital Impact to allow them to conduct due diligence. Weekly Commodities Update Last Price | WoW Change, %Brent, USD/bbl | 82.8 | -0.2%Diesel-HSFO Spread, USD/ton | 287.9 | 4.6%Egypt Urea, USD/ton | 302.0 | 0.0%Polyethylene, USD/ton | 1,030.0 | 0.0%Polypropylene, USD/ton | 975.0 | 0.0%Iron Ore 65%, USD/ton | 132.8 | 1.2%Steel/Iron Ore Spreads, USD/ton | 383.4 | 0.0%LME Aluminum Cash Price, USD/ton | 2,483.

The gaming industry needs generalists and specialists. How should this be considered in games education? In this episode Expa's chairperson Wanda O Rly (Valtteri Lahti) and Jamk's Business Information Technology, Game Production specialist Jere Lamberg discuss together with Teemu Vilén, COO of the Tampere-based game studio Makea Games, about Generalists and Specialists - Supporting Different Orientations in Games Education. All in all, this is a second DGC podcast, brought to you by Expa Game Business Cooperative and Jamk University of Applied Sciences. The umbrella of this entire podcast series revolves around similar topics; making the games industry accessible and reviewing games' education from the point of view of professionals to keep it relevant and up to date with industry needs. In previous episode “Tools of employment in the game industry” was discussed the pathways to employment for juniors and fresh graduates of the game industry together with Mika Tammenkoski of Metacore and Kalle Raijonkari of Jamk. Puhujat / Speakers Haastattelija/Host: Wanda O Rly (Valtteri Lahti) Asiantuntijat/Specialist: Teemu Vilén (Makea Games) & Jere Lamberg (Jamk) Käsikirjoitus / Script Wanda O Rly (Valtteri Lahti) & Hanna Hauvala (Jamk) Tekninen toteutus / Technical implementation Veerti Pekonniemi (Jamk) & Jani Seppälä (Jamk) Julkaisupaikka ja -aika / Place and time of publication Jamk University of Applied Sciences, 11.4.2024 Kustantaja ja tilaaja / Publisher and Client Game Production, Business Information Technology, Bachelor of Business Administration (BBA), Jamk University of Applied Sciences Lataa jakson tekstivastine/download alternative text: https://www.jamk.fi/fi/media/40736

Questa settimana niente Expatriati, l'appuntamento è per prossima settimana (nel dubbio tenete l'influenzato Sino tra le vostre preghiere) :) --- Send in a voice message: https://podcasters.spotify.com/pod/show/expatriati/message

The USD35 billion Emirati investment in Egypt is an important step, but it is not linked to the Fund's discussions with Egypt. These two topics are completely separate, the IMF's Middle East and Central Asia head said.Egypt needs to ramp up private sector activity, rationalize spending, and maintain restrictive monetary policy to help boost economic growth, the Organization for Economic Co-operation and Development (OECD) said.The OECD sees economic growth falling to 3.2% in the current fiscal year — from 3.8% in the last fiscal year — as inflation continues to drive down consumption. Growth is set to pick up to hit 4.4% in FY2024-25. There could be a decline in the prices of essential commodities before Ramadan, as the release of goods that had been stuck at customs brings down prices, Federation of Chambers of Commerce Secretary-General said.The House of Representatives gave the final approval yesterday to amendments that will raise the issuance fee of passports to EGP1k from EGP250. The House approved a EUR500 million grant from the European Investment Bank to support the Environment Ministry's Sustainable Green Industry project, and an EUR80 million grant from Germany to fund the Environment Ministry's solid waste management program, help create 25 technological schools and centers, and support the Central Bank of Egypt's financial risk management program.The Commodity Exchange has stopped offering and trading the three most prominent strategic commodities: wheat, corn, and sugar about two months ago. The Minister of Supply attributed the reason for the halt to speculation and exaggerated prices for the wheat commodity, which will be offered again when prices stabilize.EKHO released 4Q23 consolidated financial results. Net profit increased 25% YoY (+18% QoQ) to USD42.62 million in 4Q23. FY23 net profit declined 30% YoY to USD179.18 million. EKHO is currently trading at a 2024e PE of 5.1x and EV/EBITDA of 2.6x. According to local press press, the National Bank of Egypt and Banque Misr target selling part or all of their stake of 26% in AMOC.EXPA (FV: EGP42.00, OW) 4Q23 consolidated bottom line recorded a strong EGP1.1 billion post minority interest (+227% y/y, +7% q/q), bringing FY23 bottom line post minority to EGP3.375 billion (+156% y/y). We raise our FV from EGP32.00/share to EGP42.00/share and maintain our Overweight recommendation on strong financial performance exceeding our expectations. EXPA is currently trading at 1.1x P/B24 and 5.5x P/E24, on RoAE of 22%.ELSEWEDY ELECTRIC for Electrical Products (EEEP), a subsidiary of SWDY (FV: EGP34.96, OW), targets an increase in oil transformers' exports to USD150 million in 2024 up from USD120 million recorded in 2023.According to local press, Saudi Egyptian Industrial Investment (SEII) plans to invest USD5 million in a new pharma production line, which should kick off operations early next year.Weekly Commodities Update |   | Last Price | WoW Change, % | Brent, USD/bbl | 81.6 | -2.2% | Diesel-HSFO Spread, USD/ton | 405 | -5.5% | Egypt Urea, USD/ton | 406 | -1.0% | Polyethylene, USD/ton | 1,060 | 0.0% | Polypropylene, USD/ton | 960 | 0.5% | Steel/Iron Ore Spreads, USD/ton | 387 | 1.0% | LME Aluminum Cash Price, USD/ton | 2,138 | -2.8% | Egyptian Retail Cement, EGP/ton | 2,099 | -1.5% | Steam Coal FOB Newcastle Australia, USD/ton | 119 | 0.1% | SMP, USD/MT | 2,788 | 1.1% | Last price may vary week over week in some indices due to time difference

The EGX is preparing a proposal to allow individuals to trade T- bills in the secondary market soon, within the framework of the EGX management strategy for development.The government is considering a new increase in the procurement price of wheat ardeb for the current season by EGP400, to reach EGP2,000/ ardeb in conjunction with the rise in the price of wheat in the local market.Egypt's gas exports increased during Last December to 438 million cubic meters compared to 206 million cubic meters In November, according to data from the Energy Data Platform Joint “JODI”.ESRS (FV: EGP97.02, OW) raised its rebar price by EGP3,600/ton to EGP53,520/ton on increasing FX rate in parallel market. EGAL (FV: EGP77.75, OW) has signed a cooperation agreement with Norwegian company Scatec ASA to build a 1 gigawatt (GW) solar power plant in the Industrial Complex in Naga Hammadi. Under the agreement, the plant will be built over two phases. The first phase is planned to be built within 18 months of the date of the agreement, while the second phase is set to be completed within 24 months. Scatec will develop and fund the project, in addition to installing equipment and conducting relevant studies.The Oil Ministry aims to attract somewhere around USD7.5 billion in foreign direct investments from foreign partners in the Egyptian oil sector during the next fiscal year, compared to the USD6 billion in investments expected in the current fiscal year.Egypt's anticipated agreement with the IMF will help settle debts that it currently owes to foreign oil firms.The oil minister confirmed unconfirmed reports from last year that the Middle East Oil Refining Company (Midor) will be the next company from the petroleum sector within the government's privatization program.Egypt is likely to suspend exports of liquefied natural gas during the coming summer on the back of increased domestic demand as rising temperatures strain supplies, The ministry of Petroleum has extended the deadline for a current oil exploration tender from 25 February to 1 April and plans to launch a new gas exploration tender during the second half of 2024.Emirates National Oil Company subsidiary, Dragon Oil, plans to invest some USD500 million in Egypt this year to drill new wells and maintain oil production levels at 61k barrels per day (bpd). Dragon Oil wants to raise its production from the North Safa oil field in the Gulf of Suez to 8k bpd next year up from 6k bpd.Apache aims to secure new oil and gas concessions areas in 2024. Egypt is committed to paying its dues to the company over a 30-year period.Energean confirmed its intention to continue investing in Egypt's oil sector despite the company's accumulated receivables.ERP, the American energy company targets investing USD250 million in Egypt during the current and the coming year.According to local media, JUFO expect a 30-50% increase in demand on their products during Ramadan compared to any other month.Member of the Board of Directors of the Chamber of Pharmaceutical Industry and the Head of the Cosmetics Division of the Federation of Egyptian Industries stated that 70 pharmaceutical companies asked banks to source USD22 million advance payments for foreign suppliers, to be able to ship raw materials and supplies from countries of origin to Egypt.Beltone Holding has entered into a multidimensional collaboration agreement with Bank of Africa Group (BOA Group) that will help Beltone and its new partner in developing mutual growth and leveraging product cross-selling potential in the African market.EXPA signed an agreement with the European Bank for Reconstruction and Development to obtain a loan worth USD25 million, with the aim of financing small and medium export companies.

*Key news articles for today*The House approved five bills putting forward the EGP180 billion social protection package announced last week.A delegation led by Prime Minister Moustafa Madbouly met with IMF to discuss reviews of Egypt's USD3 billion loan program. Madbouly was joined by CBE Governor Hassan Abdullah, Finance Minister Mohamed Maait, International Cooperation Minister Rania Al Mashat, Planning Minister Hala El Said, and IMF Executive Director Mahmoud Mohieldin.Emirati news agency WAM reports that Egypt's Finance Minister said his ministry is mulling a possible bond sale in the GCC as part of the Ministry's attempt to diversify the country's sources of financing.Ministry of Finance revised its expectations for the overall budget deficit in FY23/24 to reach 7.65% up from 7%, on expectations of lower revenues and higher interest payments.COMI's BoD proposed cash dividend distribution of EGP0.55/share, implying a payout ratio of 5.6% (based on 2023 net profit post minority) and Dividend Yield of 0.7%, which comes in line with last year's management decision to cut cash dividends payout in order to support the capital base in light of the devaluation risks.COMI intends to prepare financing of around USD1 billion or its equivalent in local or other foreign currencies to finance the bank's activities, through issuing financial instruments, supporting loans, deposits, or mixed financial instruments.Non-Egyptians are no longer prohibited from owning EXPA's stock whether they are individuals or companies.Contact Pay customers can now pay their installments via e-payments company Al Ahly Momkn, Al Ahly Capital Holding.Egyptian banks have reportedly become more wary to provide financing to companies operating in seven sectors that are strongly affected by the foreign currency crisis. The seven sectors include real estate, tourism, fertilizers, animal feed, steel rebar, cement, and ceramics.KIMA contracted with a number of local banks for two loans, one in local currency worth EGP2 billion and the other in US dollars, worth USD200 million. The money will be used to finance the ammonium nitrate project. Construction works will start in July 2024 and will take three years.MICH sent a release to EGX announcing signing a contract to establish a new company with a capital of EGP1 billion for the management and operation of a chlorine granules factory with investments of EGP1.3 billion. The new company will be 12% owned by the Holding Company for Chemical Industries, 12% by MICH, and 76% by Cadence Energy.Methanex will resume methanol production at full capacity in its factory in Egypt during February. This came after a production stoppage since mid October 2023 due to a mechanical issue that is currently fixed.CIRA is in the final stages of the feasibility study for Damietta's higher education branch and will be handing in the papers by next week to acquire the presidential decree to prepare a 2025 launch. The Education Ministry issued a circular on Monday prohibiting private and international K-12 schools from collecting tuition fees in foreign currency from Egyptian students 

Landing a job in the game industry is often much more than completing a formal degree and sending around CVs. For the most part of its entire existence, the game industry has lacked formal education, such as university degrees, that would prepare the work force directly to the needs of the industry. Instead finding one's way to games has always been more or less about pursuing individual passion and creating one's own path. Acknowledging this legacy, Jyväskylä University of Applied Sciences (Jamk) and Expa Game Business Cooperative are working closely together to make networking and various work life lessons an integral part of the Jamk's international game oriented Business Information Technology education program. In this episode Expa's chairperson Wanda O Rly (Valtteri Lahti) and Jamk's BIT practical training director Kalle Raijonkari discuss together with Mika Tammenkoski, the co-founder and CEO of Metacore - Finland's fastest growing game company, about game industry employment in the 2020s, the role of education and the importance of networking. Puhujat / Speakers Haastattelija/Host: Wanda O Rly (Valtteri Lahti) Asiantuntijat/Specialist: Mika Tammenkoski (Metacore) and Kalle Raijonkari (Jamk University of Applied Sciences) Käsikirjoitus / Script Wanda O Rly (Valtteri Lahti) and Hanna Hauvala (Jamk University of Applied Sciences) Tekninen toteutus / Technical implementation Veerti Pekonniemi and Jani Seppälä (Jamk University of Applied Sciences) Julkaisupaikka ja -aika / Place and time of publication Jamk University of Applied Sciences, 9.2.2024 Kustantaja ja tilaaja / Publisher and Client Game Production, Business Information Technology, Bachelor of Business Administration (BBA), Jamk University of Applied Sciences Lataa jakson tekstivastine/download alternative text: https://www.jamk.fi/fi/media/40386

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Where Is EGX Heading in 2024? Which Stocks Offer Best Value Post 2023 Rerating?We believe that the market will continue to advance as long as foreign currency availability and the local exchange rate weakness continues to linger, thus driving earnings momentum.Our report also includes an appendix of all data tables for your reference.What if the electricity tariff increase is confirmed for industrial usage?Electricity tariff for energy-intensive industries reportedly increased to EGP1.32 per kWh up from the previous rate of EGP1.10 per kWh. The still-not-confirmed price increase would drag related companies operating margins down and ultimately fair values if not balanced by sufficient price increases of their final products. We ran a scenario analysis for the reported electricity tariff increase into our models, given all other assumptions constant, to capture the effect on our fair values for the stocks. The CBE earlier released the balance of payments data for 1QFY2023/24. The overall BoP recorded a surplus of USD229 million in 1QFY2023/24, compared to a surplus of USD524 million a year before.Current Account (CA) deficit shrank in 1QFY2023/24 to USD2.8 billion compared to USD3.2 billion a drop of 12% YoY, mainly due to a 13% drop in trade deficit to USD7.9 billion from USD9.1 billion in 1QFY2022/23.Egypt's Ministry of Electricity announced an increase in electricity prices for both residential and commercial use, ranging from 7% to 20% across various usage categories.The IDSC issued a document explaining the strategic directions for the Egyptian economy for the new presidential term (2024-2030). Egypt's Ministry of Transport raised ticket prices for the three-line Cairo Metro.Net International Reserves reached USD35.22 million at the end of December 2023, up from USD35.17 billion in November, on higher value of gold.Egypt's PMI posted 48.5 in December, marginally higher than the reading of 48.4 in November.  Egypt's wheat imports increased by over 14.5% to 11 million tons in 2023 compared to 9.6 million tons in 2022, Deputy Minister of Supply said.AD Ports inked a USD3 million initial agreement with the Red Sea Port Authority to operate and manage three cruise terminals in Hurghada, Safaga, and Sharm El Sheikh.An Emirati-led consortium has been awarded the bid to develop the former HQ of the now-defunct National Democratic Party in Tahrir Square, Sovereign Fund of Egypt (SFE) head said.Russian EV manufacturer Concordia is setting up an electric vehicle components factory in GV Investments' Tarboul industrial project in Giza.The government is preparing to amend the fees for using the national natural gas network for 2024, in preparation for implementing the new tariff during the current year. Around EGP11 billion have been invested in the newly introduced CDs (with yields up to 27%) during the first 24 hours of issuance on Friday. The Oman Investment Authority is in negotiations with the government regarding the acquisition of a majority stake in EXPA after it was included in the government IPO program at the end of 2023. The FRA is studying 5 applications to establish small, medium, and micro enterprise financing companies. LCSW (FV: EGP23.33, OW) will distribute its 3,200,000 treasury shares as bonus shares to shareholders (0.042 share for each original share held). Record date is 10 January 2024, and distribution date is 11 January 2024.

The base wage used to calculate national ins. contributions for public and private sector workers will be raised to a minimum of EGP2k and a maximum of EGP12.6k as of 1 January 2024.The flow of traffic in the Suez Canal remains normal, authority head said.Egypt received USD8.8 billion in external financing for the government and private sectors during 2023, compared to USD13.7 billion in 2022, a decrease of 35.7%.Egypt's non-petroleum exports increased in 10M2023 by 5.3% YoY, to record USD29.5 billion, up from USD28 billion during the same period a year before.ADIB BOD has approved the mandatory tender offer to purchase the free float shares of Cairo National Co for Investment and Securities (KWIN) and up to 100% for EGP10.5/share. ADIB's current stake in the company is 89.992%. OIH's net consolidated profits jumped by 59.12% over 9M23, recording EGP422.24 million, compared to EGP265.36 million over 9M22.AIH's general assembly approved the agreement with JAF Investment Company, to acquire 30% of both Rawaj Consumer Finance Company and UE Finance Company, for EGP30 million and EGP147 million, respectively. Moreover, selling the company's entire stake in its subsidiary, Arab International Contracting, in exchange for removing all the debt AIH owes to it. EXPA postpones its EGM scheduled to be held on 11 January 2024 to 16 January 2024 to discuss increasing the paid-in capital by EGP840 million to reach EGP7,441 million from EGP6,600 million by distributing 1:7.8 bonus shares financed from retained earnings and FY22 net profit.Three bidders are competing to buy ETEL's towers at a transaction value of USD150-250 mn, according to local press.EGAL (FV: EGP77.75, OW) denied knowledge of an agreement, reported yesterday, that would see Emirates Global Aluminum (EGA) invest an undisclosed amount in EGAL.  ETRS will establish a SAR10 million (USD2.7 million) limited liability company in Saudi Arabia in partnership with the kingdom's Link Investments in 1Q24. The new entity will have initial capital of SAR500 thousands.Weekly Commodities Update |   | Last Price | WoW Change, % | Brent, USD/bbl | 76.6 | 0.9% | Diesel-HSFO Spread, USD/ton | 353 | -3.7% | Egypt Urea, USD/ton | 340 | -2.2% | Polyethylene, USD/ton | 990 | 0.0% | Polypropylene, USD/ton | 930 | 0.5% | Steel/Iron Ore Spreads, USD/ton | 375 | 1.0% | LME Aluminum Cash Price, USD/ton | 2,206 | 5.5% | Egyptian Retail Cement, EGP/ton | 2,076 | 5.8% | Steam Coal FOB Newcastle Australia, USD/ton | 145 | -3.8% | SMP, USD/MT | 2,671 | 1.9% | Last price may vary week over week in some indices due to time difference

The overall budget deficit rose during the first two months of FY2023/24 to 3.2% of GDP, compared to 1.4% for the same period of the last fiscal year, under pressure from increased expenditures, especially interest on government debt.Afreximbank has agreed to extend USD3 billion of credit facilities to Egyptian companies.Emirati state-owned port operator DP World will break ground on its USD80 million logistics zone at Ain Sokhna Port this month. CBE raised USD1.61 billion in a t-bill auction yesterday to refinance existing debt. ETEL (FV: EGP45.00, OW) bottom line recorded EGP2.45 billion in 3Q23 (+2.7% YoY, -14.9% QoQ). 9M23 bottom line came in at EGP9.15 billion (+48.3% YoY). We updated our FV for ETEL to EGP45.00/share. Telecom Egypt is currently trading at 2024e P/E of 4.1x and EV/Adjusted EBITDA of 2.6x. EAST released 1Q23/24 initial financial indicators. Net profit recorded EGP1,124 million (-20% YoY, -52.5% QoQ). EAST is currently trading at a FY23/24 P/E of 5.7x and an EV/EBITDA of 4.7x.Philip Morris has hiked the price of smokes by up to 20% in the wake of the cigarette tax hike signed into law last week.Sugar prices witnessed a sharp increase in selling prices up to EGP42-48/kg, which industry experts attributed to misbehavior from market factors like merchants and end consumers.EXPA (FV: EGP20.00, OW) 3Q23 consolidated bottom line recorded a strong EGP1,034 million (+49% q/q, +178% y/y), bringing 9M23 bottom line to EGP2,291 million (+131% y/y). EXPA is currently trading at 0.8x P/B24 and 4.7x P/E24.EGBE (FV: USD0.55, OW) 3Q23 standalone net profit recorded EGP389 million (+81% y/y, +14% q/q). 9M23 Net income recorded EGP1,047 million (+68% y/y). EGBE is currently trading at P/E24 of 4.9x and P/B24 of 0.9x.SAUD (FV: EGP15.00, OW) 3Q23 net profit recorded EGP587 million (+24% y/y, +2% q/q). 9M23 net profit recorded EGP1.6 billion (+28% y/y). The stock is currently trading at P/B24 of 0.8x and P/E24 of 3.6x.Fitch Ratings has downgraded the credit ratings of National Bank of Egypt, COMI, and Banque du Caire to B- from B.Banque Du Caire's digital payments subsidiary Taly plans to launch two e-payment platforms next month, one targeting individuals and another targeting businesses.QNBA has submitted an application for a digital banking license to the CBE. MPs yesterday gave final approval to amendments to the 2020 SMEs law that grants financing handed out by the SMEs Development Agency the same exemptions and benefits afforded under the Banking Act.HELI (FV: EGP18.84, OW) reported 3Q23 net loss of EGP16.5 million, compared to 3Q22 net profit of EGP11.7 million and 2Q23 net profit of EGP5.2 million, bringing 9M23 net profit down 98.8% y/y to EGP8.1 million.ESRS raised rebar prices by EGP3,865/ton to EGP36,000 as of 13 November 2023, 12.0% higher than the EGP32,135/ton announced on 20 March 2023.  EGAL extended the deadline for submitting technical and financial offers for the rehabilitation of the company's facilities till 15 January 2024.MICH released 1Q23/24 financial results posting a 32% YoY increase in net profit to EGP137 million. MICH is currently trading at an annualized FY23/24 PE of 5.0x.Israeli gas exports to Egypt increased to 350-400 million cubic feet per day, up from 250 million earlier this month as Chevron restarts production at the Tamar field.The government wants to increase its imports of Kuwaiti crude oil by 33% to 3 million barrels per month starting the new year.Subsidized natural gas installation fees increased currently to reach EGP3,360 per household, from EGP2,160 previously, according to local press.

Egypt issued the first sustainable Panda bonds in the Middle East and North Africa at CNY3.5 billion (USD500 million) with a yield of 3.5% over three years. Suez Canal revenues jumped by 34.7% to hit USD9.4 billion up from USD7 billion, and are projected to reach USD10.3 billion by the end of 2023, according to Chairman of the Suez Canal Authority.The House of Representatives gave final approval to some bills: (1) allowing non-Egyptian investors to become registered importers for a ten-year period that could be renewed once. The law will also allow them to hold stakes of up to 49% in trading companies that import into Egypt. (2) Extension of car import scheme for three months, and (3) handing an Abu Dhabi Ports-led consortium with Golden Anchor Ships Operator and Silver Anchor Facilities Management the right through its Safaga Stations Operating Company to develop, build, manage, and operate the Safaga Port for thirty years. Besides, the MPs also approved a loan agreement provided by the International Bank for Reconstruction and Development worth USD500 million, for the purpose of expanding the Takaful and Karama cash transfer program.The government plans to use the proceeds from the sale of 30% stake of Eastern Company, worth USD650 million, to launch a new fertilizer project, in addition to restructuring some existing government fertilizer factories.Minister of Petroleum, Head of the EGX, and Head of the Commodities Exchange agreed to add nitrogenous and phosphate fertilizers, propylene, and petroleum products to the commodities exchange market. SKPC signed a partnership agreement with Nigeria's Rungas Group to establish LPG cylinder manufacturing plant by using polyethylene applications with a capacity of one million cylinder per year. The production will be exported, with the probability of local sale expansion after acquiring the necessary approvals. Egypt's natural gas production declined by 10% YoY to reach 40.5 billion cubic meters during the first eight months of 2023, compared to 45 billion cubic meters in the same period of 2022.According to local media, an Egyptian entity acquired a stake of almost 20% in Arab Company for Tourism and Hotels Investments (ICON) for EGP1.7 billion. According to local media, the almost 20% stake was previously held by Misr Insurance and Misr Life Insurance. We remind you that TMGH (FV: EGP22.55, OW) owns in ICON around an 82% stake which would be valued at around EGP7.9 billion (EGP3.83/share) based on this media-reported transaction.The European Bank for Reconstruction and Development (EBRD) is considering lending USD325 mn to four local banks for on-lending to local SMEs and green projects. The four banks include CIB, NBE, Banque du Cair, and EXPA. The CBE approved the appointment of Amr El-Ganaini as Deputy CEO and Managing Director of COMI.According to local media, cars' spare parts are expected to witness an increase in prices within the next two months by 10-15%, due to the supply shortage in the market and FX pressures. 

The CEO of Collective and venture partner at Expa makes his immigrant parents proud. This episode was first released on November 3, 2021. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Adrian Aoun is the Founder and CEO of Forward Health, which is rebuilding healthcare as a product, not a service. Forward is supported by investors like Founders Fund, Khosla Ventures, Softbank, Expa, Marc Beinoff, Ashton Kutcher, The Weeknd, Lee Linden, Josh Kushner, First Round Capital, Eric Schmidt, DCVC, and more, Before starting Forward, Adrian worked with Larry Page at Google to setup and launch new companies inside of Alphabet. He joined Google through the acquisition of his AI startup Wavii, and spent his first year at Google helping create and build its AI division. Adrian was on the President's Council of Advisors on Science and Technology, and is an angel investor in companies including Stripe, Uber, Anduril, and more. Brought to you by Secureframe, the automated compliance platform built by compliance experts: https://secureframe.com/request-demo-4?utm_source=partner&utm_medium=newsletter&utm_campaign=062023-thesplit In this episode, we discuss: Rad the transcript: https://www.thespl.it/p/making-healthcare-a-product-not-a - How the healthcare industry actually works - Why poor incentives make technology in the industry ROI-negative - The founding story of Forward - Why healthcare should be a product, not a service - Building doctor's offices like Tesla builds cars - Being Larry Page's right hand man at Google - Building a “healthcare operating system” like Apple builds the app store - Adrian's contrarian views on the food industry - Why animal farming is a bigger climate issue than you might think - Zuck: the man in the arena Where to find Turner: Newsletter: https://www.thespl.it Twitter: https://twitter.com/TurnerNovak Where to find Adrian: Twitter: https://twitter.com/adrianaoun LinkedIn: https://www.linkedin.com/in/adrianaoun Read the transcript: https://www.thespl.it/p/making-healthcare-a-product-not-a Production and distribution by: https://www.supermix.io For sponsorship inquiries: https://docs.google.com/forms/d/e/1FAIpQLSebvhBlDDfHJyQdQWs8RwpFxWg-UbG0H-VFey05QSHvLxkZPQ/viewform

Hooman is a co-founder of AddThis, Expa and most recently, Collective as well as an angel investor in multiple multi-billion dollar companies including Uber and SpaceX. Today, I had the pleasure of talking to Hooman about his origin story, how he developed his networks to achieve a 9 figure exit and angel investment philosophy that helped him land deals! FOLLOW Arnav: https://twitter.com/arnavvgarg FOLLOW Hooman: https://twitter.com/hoomanradfar To stay up to date with the podcast: Subscribe on YouTube: https://www.youtube.com/channel/UC9m1vhdkW7tA8NM8r6F9rOA/?sub_confirmation=1. Follow us on Spotify: https://open.spotify.com/show/1GXOT2uv64WEXjXTnMfeOb Follow us on Apple: https://podcasts.apple.com/us/podcast/investigating-pathways/id1554195882 Follow us on Google: https://www.google.com/podcasts?feed=aHR0cHM6Ly9hbmNob3IuZm0vcy80NTJiMWY3MC9wb2RjYXN0L3Jzcw== #investing #startups #entrepreneurship

Recuerden que ahora los vivos van por Twitch!!! https://www.twitch.tv/latinludens 00:00 Conteo para el inicio 02:59 Presentación 06:11 Eventos lúdicos que se vienen 13:10 El Sendero Lúdico de Rosario 18:14 Precios globales de juegos de mesa 27:10 Casa del Libro 38:10 Novedades 54:25 Preludio de Unboxing 1:04:10 Exit Puzzle El Templo Perdido 1:05:60 Expa Trek 12 1:08:11 Silver 1:14:20 Expa nueva Arquitectos del Reino del Oeste 1:19:20 Isla de los Gatos Explora y Dibuja 1:24:14 Dice Miner 1:30:40 Get on Board 1:35:48 Sniper Elite y expa 1:49:20 Recordatorios y Despedida Seguinos en Facebook: https://www.facebook.com/latinludens Seguinos en Twitter: https://twitter.com/LatinLudens Seguinos en Instagram: https://www.instagram.com/latinludens Canal de YouTube: https://www.youtube.com/c/LatinLudens Canal de Twitch: https://www.twitch.tv/latinludens Canal de ivoox: https://ar.ivoox.com/es/podcast-latin-ludens_sq_f1649666_1.html Canal de iTunes: https://itunes.apple.com/ar/podcast/latin-ludens/id1451113045?l=en Canal de la BGG: https://boardgamegeek.com/boardgamepodcast/55210/latin-ludens Canal de Spotify: https://open.spotify.com/show/16XtmBx69gkK40vwtCN8ug

Aero Technologies, which describes itself as a “next-generation air travel company” which currently operates on a limited number of routes in the U.S. and Europe, today announced that it has raised $65 million, with $50 million as a Series B funding round co-led by Albacore Capital Group and $15 million in convertible notes. Expa and […]

Aero Technologies, which describes itself as a “next-generation air travel company” which currently operates on a limited number of routes in the U.S. and Europe, today announced that it has raised $65 million, with $50 million as a Series B funding round co-led by Albacore Capital Group and $15 million in convertible notes. Expa and […]

Simon Yi is Co-founder and Head of Growth at Clam Island. He has over a decade of experience serving as a growth marketing expert for venture funds and startup studios including Consensys Mesh, Expa, Betaworks and Human Ventures. Simon also serves as a growth marketing advisor for startups, incubators and venture funds throughout New York City.In this conversation, we discuss:- VaynerMedia back in the day - Growth marketing tactics - Doxing teams - Finding users that have multiple ERC-721 wallets - Actionable marketing advice - Clam Island - DAOs not really being DAOs   Clam IslandWebsite: clamisland.fiTwitter: @clam_islandDiscord: discord.gg/F4ak27n8ShSimon YiTwitter: @MysterYiLinkedIn: Simon Yi---------------------------------------------------------------------------------  This episode is brought to you by PrimeXBT.  PrimeXBT offers a robust trading system for both beginners and professional traders that demand highly reliable market data and performance. Traders of all experience levels can easily design and customize layouts and widgets to best fit their trading style. PrimeXBT is always offering innovative products and professional trading conditions to all customers.  PrimeXBT is running an exclusive promotion for listeners of the podcast. After making your first deposit, 50% of that first deposit will be credited to your account as a bonus that can be used as additional collateral to open positions.  Code: CRYPTONEWS50  This promotion is available for a month after activation. Click the link below:  PrimeXBT x CRYPTONEWS50

Svetovna razstava Expo 2020, ki je bila prvič v svoji zgodovini uvrščena v regijo Srednjega vzhoda, se počasi končuje. Ogledalo si jo je več kot 20 milijonov obiskovalcev. Dodatnih 200 milijonov je ogled opravilo virtualno, Slovenski paviljon več kot 700.000 obiskovalcev. Je naša država s finančnim vložkom dosegla to, kar si je zadala? Kako so slovenska podjetja izkoristila priložnosti svetovne razstave? Kaj se bo zgodilo s slovenskim paviljonom po koncu Expa? O tem v oddaji s prizorišča Expa voditelj Marko Rozman in sogovorniki iz Dubaja in Ljubljane. Gostje: - Marko Lotrič, direktor podjetja Lotrič Meroslovje, - Anuša Gaši, vodja projekta in programa Slovenija na Expu 2020 Dubaj, - Matic Volk, generalni komisar Republike Slovenije za mednarodno razstavo Expo 2020, - Nataša Turk, namestnica direktorja Centra za mednarodno poslovanje pri GZS, zadolžena za Expo Dubaj. Ob koncu svetovne razstave iz Dubaja in Ljubljane o (ne)izkoriščenih priložnostih za gospodarstvo in državoSvetovna razstava Expo 2020, ki je bila prvič v svoji zgodovini uvrščena v regijo Srednjega vzhoda, se počasi končuje. Ogledalo si jo je več kot 20 milijonov obiskovalcev. Dodatnih 200 milijonov je ogled opravilo virtualno. Slovenski paviljon se lahko pohvali z milijonom obiskovalcev. Je naša država s finančnim vložkom dosegla to, kar si je zadala? Kako so slovenska podjetja izkoristila priložnosti svetovne razstave? Kaj se bo zgodilo s slovenskim paviljonom po koncu Expa? O tem v oddaji s prizorišča Expa voditelj Marko Rozman in sogovorniki iz Dubaja in Ljubljane. Gostje: – Marko Lotrič, direktor podjetja Lotrič Meroslovje, – Anuša Gaši, vodja projekta in programa Slovenija na Expu 2020 Dubaj, – Matic Volk, generalni komisar Republike Slovenije za mednarodno razstavo Expo 2020, – Nataša Turk, namestnica direktorja Centra za mednarodno poslovanje pri GZS, odgovorna za Expo Dubaj.

Ahoj, nazdar, dobrý den! Život je natolik bohatý, že se dnes hlásíme až z daleké Dubaje. V českém pavilonu nazvaném Czech Spring se k nám připojili exkluzivní tři hosté, kteří tu buď vystavují, nebo mají rovnou celý pavilon na starosti. Vyzpovídáme českou podnikatelskou superstar Josefa Průšu, jehož plně automatická tiskárnová farma tiskne na Expu sněhové vločky, protože právě ty přeměňují vzduch na vodu. Že tomu moc nerozumíte? Více už v podcastu. Náměstkyně ministra průmyslu a obchodu Martina Tauberová nám prozradí, jak může výstava Expo pomoct českým firmám. A vyvrátí omyl, že Expo je jen jeden velký výlet a dovolená. No a nakonec se v kontextu výstavy obrátíme na toho nejpovolanějšího: Jiří František Potužník má celý český pavilon na starosti jakožto generální komisař. Podaří se zemi obhájit bronzovou medaili za architekturu z Expa 2015 v Miláně? Na to si budeme muset ještě chvíli počkat, nicméně tuhle speciální dubajskou Trojku si můžete pustit už teď, prostě teď!

Alex Mooradian, founder and CEO of Resolve, is a private equity investor turned entrepreneur. He is the Founder and CEO of Resolve, a company which combines caring human experts with powerful technology to provide people with affordable and transparent debt relief solutions. Prior to founding Resolve, Alex was Entrepreneur In Residence at Expa and the founder of Readyforce, a company that helps people find jobs and get to work. He was also a Principal at Eos Partners, a growth equity investment fund in New York, and an Associate at First Atlantic Capital and Fremont Partners. Alex began his career as an Analyst in the Mergers and Acquisition Group at Merrill Lynch. A frequent public speaker and panelist on financial technology for good, Alex has spoken at Financial Health Network's Annual EMERGE Forum, Hope Global Forum, and CB Insights' Future of Fintech, among others.He is a graduate of Georgetown University and Columbia Business School, and lives in the San Francisco Bay Area with his wife and children."I was so excited about the story when I met Alex that I made an investment. Now, he has progressed quite a bit, and I'm excited to share the story with you. Just before having this conversation he closed another $5 million round. He tells a story of his intense pivot. He had 25 employees and was going in one direction, realized he had to change directions, given the market circumstances and he brought the team down to five people and then back up to eight. They've got eight open positions now and expect to continue to grow. It's a wonderful story of a turnaround in the middle of a startup. We also discuss direct and honest conversations. How this funding environment is actually working for entrepreneurs measuring progress along a mission. When do you persevere or pivot?“If you no longer are excited to solve that problem, even if it's a big problem, if you're not excited to solve it anymore, personally, it's probably time to move on as well. You know, this job is so much fun, I love doing what I do, I would not want to do anything else with my life” - Alex MooradianToday on Startups for Good we cover:Helping people in financial crisisProduct evolutionDeciding to change course and the emotional tollCommunicating to investors who are mission oriented and those that are profit-maximazing Building diversity on the teamMeasuring progress with metrics other than financesConnect with Alex by email alex@helloresolve.com and learn more about the company at Resolve's websiteSubscribe, Rate & Share Your Favorite Episodes!Thanks for tuning into today's episode of Startups For Good with your host, Miles Lasater. If you enjoyed this episode, please subscribe and leave a rating and review on your favorite podcast listening app.Don't forget to visit our website, connect with Miles on Twitter or LinkedIn, and share your favorite episodes across social media. For more information about The Giving Circle

The CEO of Collective and venture partner at Expa makes his immigrant parents proud.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hooman Radfar is the founder of Collective and a serial entrepreneur/investor. Originally from Pittsburgh and born in London, Hooman is an immigrant from Iranian parents who fled the country following the 1979 Revolution. Hear about his story and thoughts on the future of startups founded by immigrants. Hosted on Acast. See acast.com/privacy for more information.

On episode 9 of the Founders Forward Podcast, we welcome Lisa Besserman. Lias Besserman is the Managing Director at Expa — an accelerator based in Austin, TX dedicated to supporting pre-seed companies. Lisa started her career as an economist but ultimately found her way to founding Startup Buenos Aires — an accelerator located in Buenos Aires to help support startups in Latin America. Since then Lisa has made the move to Expa where is the managing director of their accelerator. Between her time at Startup Buenos Aires and Expa, Lisa has a wealth of knowledge related to all things company building, fundraising, and leading — especially at the early stages. Our CEO, Mike Preuss, had the opportunity to sit down and chat with Lisa. Give the full episode a listen here. What You Can Expect to Learn from Lisa: How founders can best connect with investors How to determine if an accelerator is right for your business What kind of companies Expa is interested in funding Why founders should try their best for a warm intro What she likes to see in a cold email  How to determine how much to raise What she thinks the future of VC looks like Related Resources: Lisa's Twitter Lisa's LinkedIn Application to apply for Expa Expa's Visible Connect profile

We're carrying on with last week's format as I'm sharing with you some of the core segments from a master's course I've been teaching on the Secrets of Silicon Valley at a university in Barcelona. In this course I am presenting the methods and systems of success that can be replicated anywhere in the world to disrupt any market and achieve success. And yes, I mean anywhere. In this course I have brought in the smartest people I know and asked them for their own secrets of success. This week we'll be talking to Dave Clarke about firing, hiring and finding what you love, as well as some crazy stories from his exceptional career. Let's go… Dave Clark has had what some would describe as an unbelievable, or even unattainable career, having worked with some of the world's greatest entrepreneurs to help them transform their moonshot goals into reality. He has worked with Richard Branson on the Virgin Galactic space program, with Travis Kalanick at Uber and Larry Page and Sebastian Thrun at Kittyhawk. He's now a general partner at EXPA, helping more entrepreneurs make their dreams come true. As you can probably imagine, he has plenty of crazy stories to tell! I'll let Dave share the details of how he ended up on this wild path with you… --- Send in a voice message: https://anchor.fm/ann-hiatt/message Support this podcast: https://anchor.fm/ann-hiatt/support

We've all heard the saying that people don't plan to fail they fail to plan. Well, the expression is true, especially for creatives looking to spark innovate ideas.Creativity requires unstructured, structured time, which means we need to plan times to be unstructured in our days, or we'll get swallowed up by our calendars. Think of this as structured serendipity.Hannah Donovan knows how crucial structured serendipity is for creative work.Hannah is a product & design leader in the tech industry. She creates consumer tools & experiences for self-expression, with a focus on collaborating with machine learning.Han is currently director of product at VSCO, a photo and video editing platform with a focus on creative wellbeing. VSCO acquired Han's company Trash, an AI video editing app at the end of 2020. Han founded Trash in 2017 and raised capital from top tier VCs.Before that, she was the General Manager at Twitter-owned Vine; led the team and product at Expa-backed music startup Drip (acquired by Kickstarter); was VP Design at Ripcord (a product incubator funded by MTV); co-founded the song-sharing service This Is My Jam while leading R&D design for The Echo Nest (acquired by Spotify) and was part of the original leadership team at early music discovery service Last.fm (acquired by CBS for $270M) where she led design and PM'd many features to market.Han co-hosts a podcast called ‘It Just Got Real' for creative women in business, and she's spoken at conferences worldwide including TEDx NYU, and lectured at top universities including Imperial College London, Princeton, Parsons, and as visiting faculty at Cornell Tech. Her work has been featured by media such as the Guardian, the New York Times, Forbes, Variety, and the Today Show.Han is passionate about changing the ratio in tech for under-represented people. She's also a startup advisor and has mentored through programs including Google's 30 Weeks, First Round Capital's Product Program.She also writes a newsletter called ‘Let Go and Haul' about building consumer products for self-expression. You can find her on Twitter/Instagram @han or at hannahdonovan.comIn this episode, Hannah dives deep into her creative process and the importance of thanking yourself.Listen to this episode and learn about:Hannah giving credit and thanks to herself (3:51)Creative expression for rest and reflection (7:21)Structured serendipity (11:03)Stopping the cycle of being busy (19:29)Action creating motivation (25:12)Appreciating dark, cloudy moments (27:46)Unlearning to spark creativity (34:59)Hannah's message to herself (41:05)LinksConnect with Hannah on LinkedIn - https://www.linkedin.com/in/hannahdonovan/Hannah's Website - hannahdonovan.com

Ep #019 - Climate change and natural disasters are increasing in frequency and severity, Pegasus Imagery is tackling this through their unmanned aircraft and sensors to better protect our environment, economy and communities.   On this episode we are joined by the Founder and CEO of Pegasus Imagery, Cole Rosentreter and Expa Investor, Dylan Itzikowitz.   Pegasus Imagery builds and deploys advanced aircraft and sensor solutions to solve industry and government challenges at scale with the safest unmanned aircrafts in the world. They provide real time access to actionable intelligence that their customers can use for a multitude of purposes such as insurance, government contracts or apps building Machine Learning or Artificial Intelligence.    Support Pegasus Imagery if you are a company that uses large regular collections of data visit them at Pegasusimagery.ca. Expa is designed to be the most flexible early-stage program. Get funded and work with their network of advisors to take your startup from 0 to 1. Founded by Garrett Camp, (cofounder of Uber, founders choose Expa for their Expertise, Access, & Community. The partners at Expa are builders and operators themselves, who can provide founders with practical advice in product design, development, operations, and recruiting a team.The Expa network is far-reaching. Founders have access to top US and European investors for access to follow-on capital, and can tap into existing relationships with top design & dev firms. With offices in San Francisco, New York, Los Angeles, and London, Expa offers a physical place for entrepreneurs to come together, collaborate, and share knowledge.   You can find Dylan by emailing him at dylan@expa.com or @ditzikow on Twitter.    Draper Startup House is a global network of physical locations for entrepreneurs to work, visit, live and connect with an added layer of entrepreneurial education and access to venture capital. Find us at draperstartuphouse.com   If you are an entrepreneur or VC who would like to be on our show, email us at austin@draperstartuphouse.com    Follow us at @dshaustin on Instagram, @draperstartuphouse on LinkedIN and let us know which companies from the show you would invest in!   

In this solo-cast episode you will learn about: - The subconscious mind from a spiritual perspective- The benefits from diving deeper into your subconscious mind- The ideal brain waves frequencies to access it- 4 ways to go deep into your subconscious mind nowListen to EP #028   3D 4D 5D Consciousness ExplainedEXPERIENCE my Breathwork & Meditation Class "Tapping Into 4D & Akashic Records" HEREDownload 3D to 5D Consciousness Meditation HERE  (with Theta frequencies) Follow me on Instagram @guiwillFollow me on Insight Timer

Featured interview: Implications of China's denial of BNO status and the UK's expanded plan for immigration of Hong Kong citizens -중국의 BNO 여권 효력 중지 및 영국의 이민확대 조치에 따른 홍콩 현지 상황 Guest: Antony Dapiran, Hong Kong-based lawyer