Podcasts about financial advice

In this episode of The Catholic Money Show, Jonathan and Amanda react to financial advice telling couples who are living paycheck to paycheck or paying off debt to “stop having babies.”They explain why that advice falls short of a Catholic understanding of marriage, fertility, stewardship, and openness to life.Jonathan and Amanda also clarify an important point: serious circumstances can lead a married couple to prayerfully discern postponing pregnancy for a time. However, that discernment is deeply personal and cannot be reduced to a blanket rule that financial progress should come before children.In this episode:Why debt does not automatically mean couples should delay childrenThe difference between Catholic discernment and a contraceptive mentalityWhy financial goals must remain ordered to your vocationHow children can motivate families to become more intentional with moneyWhy waiting for the “perfect time” can become its own trapWhen serious financial hardship may warrant temporary discernmentWhy one-income and two-income families can both make prudent choicesHow the Church's teaching helps Catholics navigate difficult circumstancesWhy financial advice from non-Catholic sources often requires careful siftingFor more candid Catholic conversations about money, join the WalletWin Weekly Newsletter at:https://walletwin.com/newsletterMusic in this episode is by Dylan Gardner – ⁠⁠⁠⁠check out his album Almost Real⁠⁠ ⁠⁠on ⁠⁠⁠⁠iTunes⁠⁠⁠⁠, ⁠⁠⁠⁠Spotify⁠⁠⁠⁠, or wherever you listen to great music.

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 17 July 2026 with 2CC’s Leon Delaney. The topic is: Transition to retirement. In this episode Luke takes a look at the transition to retirement strategy. It’s a strategy that can be used in a variety of different ways […]

Someone tells you to move money out of the joint account. Someone else says stop depositing your paycheck. Your attorney raises temporary orders. Each piece of advice may sound reasonable on its own — but divorce decisions rarely stand alone. In this episode of We Chat Divorce, Karen Chellew and Catherine Shanahan break down why making major financial decisions based on one conversation, one professional's limited view, or someone else's divorce experience can backfire — and how to evaluate advice against your complete financial picture instead. They walk through three common situations that deserve a closer look before you act: Moving money out of a joint account — what expenses are paid from it, what has to be disclosed later, and how credibility comes into play Redirecting your paycheck to a separate account — the household cash flow domino effect, and a real client story where one-off advice cost a spouse 65% of the couple's cash Temporary orders — how they shape the financial patterns and expectations that follow, and why you need organized financial information before deciding Plus: why giving your spouse a heads-up before a necessary financial move can protect your credibility, your negotiation, and your long-term outcome. IMPORTANT: If there is abuse, danger, coercive control, or an immediate financial emergency, taking protective action and getting appropriate professional help comes first — always. 4 TAKEAWAYS FROM THIS EPISODE Good decisions are supported by coordinated information, not isolated answers. Ask whether additional financial information could change a recommendation. Ask how one proposed action might affect the rest of the marital estate. You don't need to solve the entire divorce in one day — understand the next decision and how it connects to everything else. Learn more about gaining financial clarity before settlement with the MDS Financial Portrait™: https://www.mydivorcesolution.com CONNECT WITH US Website: https://www.mydivorcesolution.com Learn more about your ad choices. Visit megaphone.fm/adchoices

What if the biggest advantage in today's markets isn't making more trades or winning every debate—but knowing when to step back? Lance Roberts & Jon Penn examine two powerful ideas: why constantly trying to be "right" can actually hurt investment returns, and how today's financial markets increasingly resemble gambling platforms fueled by constant speculation, options trading, prediction markets, sports betting, and cryptocurrencies. 0:00 INTRO 0:54 - Mixed Market & Heightened VIX on Semi-conductors 4:41 - Markets Trying to Breakout of Wedge 9:18 - Candid Coffee Tease 10:01 - The Challenge of Investing in Current Market 12:18 - The Velocity of Information Makes us Worse Investors 18:15 - Being an Unemotional Investor - Be Like Spock 24:08 - Don't Benchmark Portfolio to High Water Mark 24:35 - We've Been Bred to Compete 26:07 - Gamification of Markets - 7 Rules of Poker 29:19 - When Enough is Enough 34:57 - Spotting Bubbles 36:12 - Using AI for Financial Advice 40:54 - AI is Not a Fiduciary 42:55 - Burt's Question on Solo 401k's & Roths Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/K-mLdepNr6Y?feature=share ------- Watch today's "Before the Bell" premarket commentary, "Oil, Chips, and a Market at Support," https://youtu.be/rk3wl-CHUKs ------- Watch our previous show, "Why Spotting Bubbles Is So Hard" https://youtube.com/live/7bEwrd8UCHM ------- Articles mentioned in this report: "Poker (Gambling) Can Teach You To Be A Better Investor" https://realinvestmentadvice.com/resources/blog/poker-gambling-can-teach-you-to-be-a-better-investor/ 'Spock And The Logic Based Approach To Volatility" https://realinvestmentadvice.com/resources/blog/spock-and-the-logic-based-approach-to-volatility/ "Spotting Market Bubbles: Why History Says It's Nearly Impossible" https://realinvestmentadvice.com/resources/blog/spotting-market-bubbles-why-history-says-its-nearly-impossible/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Semiconductors #OilPrices #TechnicalAnalysis #Investing #BehavioralFinance #LongTermInvesting #RiskManagement #WealthBuilding

The McKinsey & Company senior partner describes what high-performing advisors must do now to defend fees, deepen client trust, and drive organic growth. Host: Steve Sanduski, CFP. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is the best financial advice you have gotten? HR 2 full 2488 Tue, 14 Jul 2026 16:22:51 +0000 EeOsqolKSEAehBtGavp6g4bjXxWwleks news MIDDAY with JAYME & WIER news What is the best financial advice you have gotten? HR 2 From local news & politics, to what's trending, sports & personal stories...MIDDAY with JAYME & WIER will get you through the middle of your day! © 2025 Audacy, Inc. News https://player.amperwavepodcasting.com?

Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 10 July 2026 with 2CC’s Leon Delaney. The topic is: Personal Super Contributions and the Notice of Intent Form. In this episode Luke takes a look at the trap many fail to miss as people commence their tax returns […]

There's no shortage of money info out there. Everyone seems to have something to say about budgeting, investing, mortgages, KiwiSaver and more.But how do you know what's helpful, what's marketing, what's just someone's opinion, and when you might actually need personalised financial advice?In this episode of Money Made Simple, Liv and Jennie unpack the surprisingly important question of who to trust when it comes to money. They look at the difference between general financial information, education, marketing, opinions and personalised advice - and why understanding the difference can help you make better financial decisions.This episode covers:The difference between general education, marketing, opinions and personalised financial adviceWhy social media can be a great place to learn about money, but not always the best place to rely on for making big financial decisionsThe rise of “finfluencers” - and what to watch out for when it comes to social money contentWhen it may be worth paying for financial advice rather than relying on general financial informationHow to find a financial adviser, including where to start and why it's worth checking their credentialsWhy fee-based, independent advice can be very different from the “free” advice that dominates the NZ finance industryThe red flags to watch for when it comes to financial information and advice (warning - it's getting easier and easier to get taken for a ride!)Resources mentioned in this episode:- Sorted – independent money guide with comparison tools and calculators: https://sorted.org.nz/- Financial Advice New Zealand (FANZ) – adviser directory: https://financialadvice.nz/FANZ/FANZ/Consumers/Find-an-Adviser.aspx- Financial Service Providers Register (FSPR) – check if an advisor is licensed: https://fsp-register.companiesoffice.govt.nz/- MoneyHub – list of independent, fee-based financial advisers: https://www.moneyhub.co.nz/advisers-list.html- The Barefoot Investor (Scott Pape): https://www.barefootinvestor.com/This episode is a reminder that good money decisions don't usually come from one hot tip, one viral video, or one confident opinion. They come from taking your time, asking questions, understanding who or what is influencing you, and knowing when a decision matters enough to get proper advice.Simplicity does not hold a financial advice provider licence, so this podcast provides educational information only.---Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!Find us: InstagramFacebookLinkedInDisclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.

Chris Markowski discusses the current state of financial advice, the impact of AI on personal finance, and the shifting landscape of financial advisory services. He emphasizes the importance of choosing the right financial advisor, the dangers of leverage in investing, and critiques the American retirement system.Markowski also addresses the misconceptions surrounding crypto investments and the entertainment nature of business programming on financial news channels.

Stay informed on current events, visit www.NaturalNews.com  - China's Gold Market and U.S. Treasury Speculation (0:11) - Impact of China's Gold Market Regulations (4:14) - Expansion of Gold Storage in Hong Kong (7:24) - China's Gold Accumulation and Future Plans (16:19) - Potential Impact on Global Gold Markets (20:30) - China's Financial Strategy and Geopolitical Implications (23:20) - Mike Adams' Financial Advice and Investment Strategies (23:36) - Concerns About AI and Tech Stock Bubbles (32:55) - Historical Context of Weather Warfare (44:51) - Challenges in Proving Weather Warfare (58:57) - U.S. Military and Carbon Black Dust (1:12:30) - Florida Legislation and Weather Modification (1:23:26) - Historical Context of Cloud Seeding (1:27:46) - Chemtrails and Jet Fuel Emissions (1:30:22) - Stratospheric Aerosol Injection and Geoengineering (1:38:38) - Jet Fuel Sulfur Content and Environmental Impact (1:42:18) - Technocratic Control and Weather Modification (1:51:32) - Personal Experiences and Observations (1:54:22) - After-Party Discussion and Further Insights (1:54:36) - Promotion of Products and Services (2:10:52) Watch more independent videos at http://www.brighteon.com/channel/hrreport  ▶️ Support our mission by shopping at the Health Ranger Store - https://www.healthrangerstore.com ▶️ Check out exclusive deals and special offers at https://rangerdeals.com ▶️ Sign up for our newsletter to stay informed: https://www.naturalnews.com/Readerregistration.html Watch more exclusive videos here:

My guest today is Joseph Moore, a historian and former professor who spent over a decade in the archives studying 300 years of American financial advice, which he explains in his new book, How to Get Rich in American History: 300 Years of Financial Advice That Worked (& Didn't). In today's episode, Joseph explains what 300 years of American financial advice reveals about getting rich. He shares why real estate barely appreciated for a century, why bonds beat stocks for decades, and how modern investing advice was born chasing inflation and taxes. To close, Joseph reveals the five timeless principles that built wealth in every era. (0:00) Starts (1:34) Joseph Moore shares a historical perspective on money (13:04) Real estate investment strategies (20:59) Stocks vs. bonds debate (25:45) Should you try to beat the market? (33:32) Key financial lessons from history (39:54) Joseph's most memorable investments (42:10) Surprising historical financial statistics ----- Follow Meb on X, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Follow The Idea Farm: X | LinkedIn | Instagram | TikTok ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more.  ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here!  ----- Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Learn more about your ad choices. Visit megaphone.fm/adchoices

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LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Chris warns that today's AI investing tools can deliver inconsistent, inaccurate, and biased financial guidance, citing new research comparing leading AI platforms. He argues that large firms are pushing AI to cut costs—not improve service—and explains why human financial advisors remain essential for personalized investment advice.

Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about why the stock market is tumbling today, why people should not use AI for financial advice, the importance of setting a financial plan and not changing because of emotions, the health of the housing market, the latest on Trump Accounts for kids, and to […]

On Wednesday's Morning Focus, Alan Morrissey was joined by Tommy Corbett from Carey Corbett Financial Solutions. This week, Tommy told us about the importance of protecting your income. If you want to send in any questions for Tommy contact 0861800964 or email focus@clare.fm Photo (c) Tommy Corbett, Carey Corbett Financial Solutions

Could your financial advice actually hurt the people you love? Many people are quick to tell family and friends how they should invest their money. The problem is that good advice for one person can be completely wrong for someone else. Today I'm discussing a recent conversation with a couple in their 90s, why context matters more than investment returns, and the dangers of giving financial advice without understanding someone's specific situation. To learn why personal finance is never one-size-fits-all, tune in. ________________________________________________________________ SOCIAL LINKS: Facebook: Aaron Katsman, Lighthouse Capital | Jerusalem LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: The Aaron Katsman Show Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

The Associated Investor Services advisor describes how building a team around a shared interest can establish trust and deepen relationships with clients and prospects. Host: Greg Bartalos. Learn more about your ad choices. Visit megaphone.fm/adchoices

This month, Peter and Jeff unpack the new Trump Accounts, dig into what the latest Social Security report means for future retirees, and explain why so many asset classes have suddenly been moving in lockstep. Plus, you won't want to miss their tips of the month.   Hosted by Creative Planning's Director of Financial Planning, Jeff Stolper, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips!   Important Legal Disclosure: creativeplanning.com/important-disclosure-information/   Have questions or topic suggestions?  Email us @ podcasts@creativeplanning.com

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Lynn Richardson.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Lynn Richardson.

Just pay your taxes.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Lynn Richardson.

The government has made sure that superannuation investors did not entirely escape the investment tax overhaul: Is it still the relative winner as parliament prepares to sign off the Budget? Adviser James Wrigley of First Financial joins associate editor James Kirby in the episode. In today's show, we cover: What you need to know about super post-Budget A way you can still borrow and use your SMSF to buy property Investment bonds get another leg up from the government New twist for new super tax See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Whitney Knox Lee.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Whitney Knox Lee.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Whitney Knox Lee.

This week, I'm talking about something that happened to me recently that I think many of us can relate to: consuming financial advice and somehow ending up feeling worse instead of better. After a late-night social media scroll left me feeling behind in about twelve different areas of my life, I started thinking about how much financial advice we're exposed to every day—and how overwhelming it can be. Between social media, podcasts, books, and experts all telling us the "right" way to manage money, it's easy to end up carrying around a long list of financial shoulds that feel more like pressure than support. In this episode, I discuss: • Why too much financial content can create overwhelm instead of clarity • How social media fuels comparison and feelings of being "behind" • The danger of applying someone else's financial advice to a completely different situation • Why context, life stage, and capacity matter when making financial decisions • A simple question to ask yourself before taking on any new financial advice If you've ever felt overwhelmed by money, this episode is a reminder that you don't need to do everything at once—and that just because something is good advice doesn't mean it's the right advice for you right now. ---------------------------------------------------------------------------------------------------------- If you loved this episode, please take a moment to follow, rate, or review Money Isn't Scary — it helps more women find these much-needed conversations. You can also find me here:

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereIs saving 10% of your income really enough to create financial freedom and set you up for a comfortable retirement—or could that “responsible” rule leave you short?Most people have heard the classic advice: pay yourself first, stay disciplined, and invest 10% of what you earn. But when you factor in inflation, lifestyle costs, taxes, time horizon, and the difference between gross and net income, that simple rule starts to look a lot less certain. In this episode, Kyle Pearce and Jon Orr unpack what actually happens when you follow the 10% rule over 10, 20, or 30 years—and why your personal retirement number may require a much more intentional plan.You'll walk away with:A clearer understanding of why saving 10% may not replace enough of your future income.A practical way to think about savings rates, inflation, investment returns, and retirement timelines.A better sense of how your current spending and investing habits affect how soon you can become financially free.Press play now to find out whether your savings rate is truly aligned with the financial freedom you want.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle if you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadians pursuing financial independence, the real question is whether your savings rate and retirement planning strategy can actually support the lifestyle you want after work. While the traditional 10% rule is often presented as a simple personal finance starting point, factors like inflation, compound interest, investment returns, taxes, and time horizon can dramatically affect your retirement savings and path to financial freedom Canada. A stronger Canadian wealth plan may include tax-efficient investing, RRSP optimization, optimizing RRSP room, investment bucket strategy, financial buckets, passive income planning, and smart investment strategies tailored to your income, lifestyle, and goals. For incorporated professionals and entrepreneurs, this can also involve corporate wealth planning, personal vs corporate tax planning, salary vs dividends Canada, corporation investment strategies, corporate structure optimization, and business owner tax savings. Building long-term wealth Canada may also require evaluating real estate investing Canada, real estate vs renting, financial diversification Canada, capital gains strategy, estate planning Canada, legacy planning Canada, and financial systems for entrepreneurs. Whether your goal is an early retirement strategy, modest lifestyle wealth, or a broader vision for financial independence Canada, the key is using practical retirement planning tools, clear financial vision setting, and intentional wealth building strategies Canada to create a plan that supports lasting financial freedom.Ready to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

On Wednesday's Morning Focus, Alan Morrissey was joined live in-studio once again by Tommy Corbett of Carey Corbett Financial Solutions. This week, Tommy discussed the importance of life insurance and serious illness covers. Image (c) Carey Corbett Financial Solutions

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cary Carbonaro.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Anne Lester.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cary Carbonaro.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Anne Lester.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cary Carbonaro.

On this episode, we're joined by Joseph Moore.  Joseph Moore is an author, historian, and investor whose self-experimentation with history's wildest financial strategies made him financially independent in his mid-40s. His writing blends deep, unconventional insights with some of history's most hilarious stories and has appeared through HarperCollins, The New York Times, and other major outlets. His first book, from Oxford University Press, was praised as "extraordinary" and "witty." He's the author of the new book, How to Get Rich In American History: 300 Years of Financial Advice that Worked (And didn't). https://www.josephmoorebooks.com/  Send us Fan MailThanks for listening, and keep partnering with God in your business.   And don't forget to check out our sponsor at HighBridgeBooks.com. And feel free to contact me directly at darren@highbridgebooks.com if you're interested in writing, publishing, and selling a book.   

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Hiring a financial advisor is a big decision. My "How to Interview a Financial Advisor" worksheet gives you the tools to navigate the process and choose an advisor who fits your goals. Download it for free. -----  In this episode, I'm joined by Cameron Passmore, co-host of The Rational Reminder and a leader at PWL Capital, to discuss whether financial advice can scale without getting worse. We explore why the portfolio problem may be easier to solve than the advice-business problem, and what advisors need to do once low-cost, evidence-based investing becomes the starting point rather than the value proposition. Listen now and learn: ► Why Cameron believes the future of advice depends on better firms, not just better portfolios ► How fee transparency could force advisors to better define and defend their value ► What scaled advisory firms can do that solo advisors and smaller practices often cannot ► How private markets, AI, and investor behavior will shape the next decade of financial advice   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.   Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠)   Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this "post" (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures here.  

After a week of Apple's WWDC dominating the tech news cycle, SpaceX went public, and OpenAI and Anthropic aren't far behind. While you should never take financial advice from us, we talk about what is going on to the best of our knowledge. We get back to the other tech news and all our normal fun after last week's special episode. All so you can get out there and tech better. Watch on YouTube! - Notnerd.com and Notpicks.com INTRO (00:00) Next week is Amazon Prime Day! (02:30) Apple shares list of 250 changes in OS 27s (04:40) MAIN TOPIC: Hot IPO Summer (07:15) As AI companies race to go public, who else is along for the ride? Anthropic pulls Claude Mythos 5 and Claude Fable 5 following US government directive CRYPTOWATCH: Bitcoin's worst week since FTX crash signals more pain ahead DAVE'S PRO-TIP OF THE WEEK: Markup Magnification (22:10) JUST THE HEADLINES: (27:10) Police officer accused of using AI to 'create evidence' A San Francisco burglar escaped in a Robotaxi, and police still can't find him Fox is buying Roku for $22 billion Chipotlai Max is an AI agent that runs on "stolen compute" from Chipotle's AI chatbot MrBeast hits 500 million subscribers on YouTube Bees can use tools to solve problems, study finds Scientists find wind blowing from our Milky Way's black hole LISTENER MAIL: Dillon - Was tuning into your podcast and wanted to drop some knowledge… McMenamins (and many others) use disgusting RC cola because Portland Beverage supplies and maintains the dispensing equipment for FREE, as long as you keep buying through their distribution which is RC/7UP/squirt etc. (30:50) WITHIN REACH! Dave 8-6, Round 14, Nate goes first (33:05) TAKES: What thousands of Tesla VINs reveal about battery health (39:00) Microsoft Patch Tuesday June 2026 (43:55) BONUS ODD TAKE: 100 Greatest Bird Names of All Time (48:50) PICKS OF THE WEEK:  Dave:  DJI Neo 2 Motion Fly More Combo With RC Motion 3 & Goggles N3 (54:30) Nate: 4-Pack Premium Air Chuck Quick Connect, Brass Locking Tire Air Chuck With Clip Adapter 8mm, No Leakage Air Compressor Pump Clip-On Tire Chucks, Compatible with Schrader Valve (01:02:00)

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3595: Brad uses the familiar in-flight oxygen mask rule to make a powerful case for protecting your own financial stability before trying to rescue everyone else. By exploring emergency funds, healthy boundaries, and the difference between helping and enabling, he offers a practical framework for becoming more effective and compassionate with money. Read along with the original article(s) here: https://www.budgetsaresexy.com/financial-advice-from-the-in-flight-safety-handbook/ Quotes to ponder: "Remember to secure your own oxygen mask before assisting others with theirs." "You are no good to anyone, if you pass out." "You are not blessing others by destroying yourself!" Episode references: Boundaries by Dr. Henry Cloud & Dr. John Townsend: https://www.amazon.com/Boundaries-When-Take-Control-Your/dp/0310247454 Wealthfront's high-yield Cash Account: ⁠https://wealthfront.com/OFD⁠ This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at ⁠wealthfront.com/promo-terms⁠.  The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3595: Brad uses the familiar in-flight oxygen mask rule to make a powerful case for protecting your own financial stability before trying to rescue everyone else. By exploring emergency funds, healthy boundaries, and the difference between helping and enabling, he offers a practical framework for becoming more effective and compassionate with money. Read along with the original article(s) here: https://www.budgetsaresexy.com/financial-advice-from-the-in-flight-safety-handbook/ Quotes to ponder: "Remember to secure your own oxygen mask before assisting others with theirs." "You are no good to anyone, if you pass out." "You are not blessing others by destroying yourself!" Episode references: Boundaries by Dr. Henry Cloud & Dr. John Townsend: https://www.amazon.com/Boundaries-When-Take-Control-Your/dp/0310247454 Wealthfront's high-yield Cash Account: ⁠https://wealthfront.com/OFD⁠ This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at ⁠wealthfront.com/promo-terms⁠.  The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is it financially responsible for New Yorkers to buy Finals tickets? Which musical artists has the best fan base? Should Megan Thee Stallion have been at the Tony Awards?? How much money does Nick Cannon make?? Are Taylor and Travis REALLY getting married at Madison Square Garden? PLUS: Why Cody needed the PERFECT Birthday Cake, why Dua Lipa needs to wait to have kids, And Cody's gripe with 4D Movies!We have summer deals for YOU!ZBiotics: Need some PRE-alcohol for your lifestyle? Go to zbiotics.com/tactful to get 15% off your first order when you use TACTFUL at checkout!LMNT: Get a free LMNT Sample Pack with any order at DrinkLMNT.com/tactful - And remember to try Lemonade Iced Tea now through August 31st!Quince: Refresh your everyday with luxury! Head to Quince.com/pettiness for free shipping on your order and 365-day returns!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Don and Tom examine the coming wave of blockbuster IPOs, including rumored offerings from SpaceX, Anthropic, and OpenAI, and explain why investor excitement often leads to disappointing results. Drawing on research from Dimensional Fund Advisors and examples such as Uber, Facebook, and Groupon, they discuss the historical underperformance of IPOs and the dangers of buying into hype. They then answer a listener's question about assets-under-management fees, explaining the broader planning, tax, behavioral, and retirement services provided by fiduciary advisors beyond portfolio construction. The episode concludes with a look at the growing number of highly speculative ETFs, including UFO-themed and meme-stock funds, and a warning that investors should focus on diversification and discipline rather than chasing the latest financial product.0:05 Summer IPO mania: SpaceX, Anthropic, OpenAI, and the hype machine1:24 SpaceX's massive valuation and why investors are excited3:05 Anthropic and OpenAI join the trillion-dollar IPO conversation4:29 Comparing today's IPO wave to the dot-com boom5:09 Why hot IPOs are usually a bad investment6:27 Dimensional research on IPO underperformance and liquidity concerns7:51 Uber, Facebook, Groupon, and other IPO cautionary tales8:50 Why even great companies can be poor investments at the wrong price9:45 Why disciplined firms delay adding IPOs to portfolios10:59 How to submit questions to Talking Real Money13:17 Listener question: Is a 1% AUM fee really worth it?15:20 What advisors actually do beyond portfolio management16:44 Vanguard's research on advisor value17:12 Why large portfolios shouldn't pay a flat 1% on all assets18:24 The emotional and behavioral benefits of professional advice20:29 How advisors help investors stay diversified21:45 The explosion of bizarre new ETFs22:49 UFO ETFs, meme-stock funds, and speculative product launches25:05 Why investors should be skeptical of niche ETFs and high feesQuestions? Comments? Click!

Laverne Cox joins to discuss her new memoir ‘Transcendent,' in which she opens up about her journey as a transgender woman, childhood trauma, and search for love. Also, Jenna and Sheinelle kick off a new series called “Date My Dad” and meet the first bachelor, Stephen. Plus, ‘The Automatic Millionaire' author David Bach shares smart money moves to make at any age. And, a shopping guide to must-have beach essentials for summer. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Gronk going the way of Jay Leno with his cash

Someone in your life is giving you financial advice right now. They're confident. They say it like it's gospel. And they might be completely wrong.Not because they're bad people — but because they're handing you a prescription without doing the diagnosis. And in financial planning, that's how people end up behind where they should be.In this episode, CFP® David Chudyk dismantles four of the most repeated pieces of financial advice in America — the kind you've heard so many times you stopped questioning them. The kind that sounds responsible, feels virtuous, and breaks down the moment someone runs the actual numbers on your situation.This isn't a contrarian rant for its own sake. It's a masterclass in why the difference between generic advice and a real financial partner might be the most important financial decision you ever make.What You'll Learn in This EpisodeWhy "pay off all your debt before you invest" can be the most expensive advice you ever followThe brutal math behind waiting for the market to "calm down" — and what it actually costs youThe truth about homeownership as an investment (spoiler: the numbers aren't what you think)Why "always max your 401(k) first" is right for some people and dead wrong for others — especially business ownersThe three-bucket framework that separates strict financial rules from flexible ranges from personal preferences — and why mixing them up is where real financial damage happensThe Four Myths — Broken DownMyth #1: "Pay Off All Your Debt Before You Invest"This one sounds disciplined. It feels responsible. And it can cost you a fortune. If your employer offers a 100% 401(k) match and you're skipping it to pay down a 4.9% car loan, you just turned down a guaranteed 100% return to avoid a 4.9% interest rate. The math doesn't care how debt makes you feel. There's a real difference between high-interest consumer debt (pay it down aggressively) and low-interest, tax-advantaged debt (the calculus is very different). A real financial partner helps you know which is which.Myth #2: "I'll Start Investing When Things Calm Down"Here's the uncomfortable truth: things don't calm down. They never have. The dot-com crash, 9/11, 2008, a global pandemic, 40-year inflation highs — there has always been a reason to wait. Meanwhile, missing just the ten best trading days in a decade can cut your returns in half. And the best days almost always come right after the worst ones. Waiting for calm isn't strategy. It's fear wearing a suit.Myth #3: "Your Home Is Your Best Investment"Homeownership builds equity, provides stability, and for many people is an excellent financial decision. But "best investment"? The national average home appreciation rate over the last century is roughly 1% above inflation annually. The stock market has returned about 7% above inflation over the same period. And most people forget to subtract property taxes, insurance, maintenance (1–2% of home value per year), mortgage interest, closing costs, and commissions. Your house is a valuable asset. It is not a substitute for a portfolio.Myth #4: "Always Max Your 401(k) First"Employer match? Take every dollar of it — that's a strict rule, full stop. Beyond the match, though, this gets complicated fast. Traditional vs. Roth decisions depend on your current and expected future tax bracket. Business owners may have access to SEP-IRAs, Solo 401(k)s, or defined benefit plans that dwarf standard contribution limits. And locking every available dollar into a retirement account while running a business that needs capital can leave you technically wealthy and practically cash-poor. "Max it first" is often right. It's not always right.The Framework That Changes EverythingHere's what David explains that most financial conversations never get to: not every financial question has the same type of answer.Strict rules: Get your employer match. Pay down high-interest consumer debt aggressively. Maintain liquidity before locking money away. These aren't preferences — they're math.Ranges of acceptable action: How to sequence your accounts. Roth vs. traditional. How much house makes sense. The best answer within the range depends entirely on your specific situation.Personal preferences: Your emotional relationship with debt. How much market volatility you can handle without making a bad decision. How important liquidity feels to you. These are legitimate inputs to a real financial plan — not weaknesses, data.Treating preferences like rules, or ignoring real rules because they're uncomfortable — that's where the damage happens. A real financial partner helps you sort the buckets and make decisions that actually fit your life.Quotable Moments from This Episode"They're handing you a prescription without doing the diagnosis. And in financial planning, that's how people end up broke.""Missing just the ten best trading days in a decade can cut your returns in half — and the best days almost always come right after the worst days.""Your house is a valuable asset. It is not a substitute for a portfolio.""There are strict rules, there are ranges of acceptable actions, and there are personal preferences. Mixing them up — that's where the damage happens.""How we handle our money should positively impact our lives and the lives around us. Not just optimize for a spreadsheet."Who This Episode Is ForThis episode is essential listening if you are:A business owner who has been running on financial autopilotA high earner who suspects they might be leaving money on the tableSomeone who has been following "common sense" financial rules without ever stress-testing themAnyone who has said "I'll start investing when things settle down" — in any year, everA homeowner who considers their house their primary retirement strategyWork With DavidFree Vision Call — If you're a business owner or high earner who wants a real conversation about whether your financial plan actually fits your life, David offers a complimentary 20-minute strategy call. No pitch. No pressure. Just clarity.weeklywealthpodcast.com/visionFree Sellability Score — If you own a business and haven't seriously evaluated what it's worth or what it would take to sell it someday, this free 15-minute assessment will show you exactly where you stand — and what's costing you value right now.weeklywealthpodcast.com/sellabilityscoreAbout David ChudykDavid Chudyk is a CFP® (Certified Financial Planner), CLTC, and Certified ValueBuilder Advisor with nearly two decades of experience helping business owners and high earners build real, lasting wealth. He is the founder of Parallel Financial, LLC, a fiduciary registered investment advisor, and host of the Weekly Wealth Podcast. David is based in Seneca, SC and works with clients across the Upstate South Carolina region and beyond.His approach is simple: financial planning shouldn't just optimize a spreadsheet. It should positively impact your life — and the lives of the people around you.The Weekly Wealth Podcast is available on Apple Podcasts, Spotify, and wherever you listen to podcasts. If this episode made you question financial advice you've been taking for granted — good. Share it with someone who needs to hear it.

Stay informed on current events, visit www.NaturalNews.com  - Financial Analysis of OpenAI and Market Dependence (0:10) - SoftBank's Investment and Market Risks (7:33) - Comparison with Amazon and AI Model Development (14:10) - Economic and Technological Challenges (21:10) - Impact on Global Economy and AI Development (27:49) - The Great Stupining and Technological Dependence (34:12) - Interview with Professor Morandi on Middle East Conflict (40:00) - Netanyahu's Political Future and US-Israel Relations (46:17) - Cultural Cohesion and Resilience in Iran (52:52) - Conclusion and Call for Peace (59:40) - American Perception of International Relations (1:06:48) - Impact of American Policies on International Relations (1:13:48) - Decline of American Infrastructure and Global Reputation (1:20:51) - Call for Change and Peace (1:26:35) - Financial Advice and Conclusion (1:33:03) Watch more independent videos at http://www.brighteon.com/channel/hrreport  ▶️ Support our mission by shopping at the Health Ranger Store - https://www.healthrangerstore.com ▶️ Check out exclusive deals and special offers at https://rangerdeals.com ▶️ Sign up for our newsletter to stay informed: https://www.naturalnews.com/Readerregistration.html Watch more exclusive videos here:

This episode of Talking Real Money examines why financial advice so often turns into emotional debate instead of productive problem-solving. Don and Tom discuss how investors routinely underestimate spending, cling emotionally to employer stock, and defend strategies like dividend chasing, covered calls, crypto, or gold despite decades of evidence favoring diversified investing. They answer a listener question about aggressively paying down a 6.625% adjustable-rate mortgage versus maintaining liquidity, warn about commissioned advisors circling employees receiving RSU payouts, and correct a previous mistake regarding Roth employer matches under Secure 2.0 legislation. Along the way, the hosts mix humor, blunt honesty, and personal stories about why changing financial behavior is far harder than simply explaining the math.0:05 Are listeners looking for advice, validation, or just an argument?0:58 “Two old white guys waiting to die on a podcast” and why changing investor behavior is so difficult1:24 Basis points complaints and arguing over financial terminology2:21 Why financial planning conversations often become debates3:16 Most people underestimate how much they actually spend4:04 Net income minus savings equals spending, whether you admit it or not4:59 Growing up arguing in big families and learning debate skills early5:53 Emotional attachment to employer stock and concentration risk6:19 Microsoft, Enron, Washington Mutual, and the danger of loyalty investing7:02 Why many individual stocks underperform for long stretches7:42 Covered calls, dividend strategies, and belief in “secret” investing systems8:16 Why Don and Tom remain skeptical of crypto, gold, and speculative investing9:16 Their investing philosophy comes from peer-reviewed academic research, not hunches10:17 If you call for portfolio help, don't expect automatic validation11:23 Listener Jim asks whether to aggressively pay down his adjustable-rate mortgage12:17 Extra principal payments versus saving cash to pay off the mortgage later13:12 Why a 6.625% mortgage changes the payoff math14:35 Liquidity concerns versus the emotional appeal of being debt-free15:06 Mortgage recasting explained and reducing future interest costs17:39 Regret over not refinancing during ultra-low-rate years18:10 Why peace of mind sometimes outweighs financial optimization18:50 “Paper argues badly” and the transition into listener emails18:59 RSU sharks circling a listener with a large restricted stock payout19:48 Wealth managers aggressively targeting employees cashing out company stock20:47 Warning signs of commissioned annuity sales disguised as “help”21:48 Why concentrated company stock remains risky even after huge gains22:24 Recalling the advisor who openly admitted to a 10% annuity commission22:41 Retirement quiz follow-up and correcting a Roth 401(k) mistake23:01 Secure 2.0 technically allows Roth employer matches in 401(k)s24:09 Why most employers still don't offer Roth matching contributions24:36 Tax uncertainty and the value of maintaining both Roth and pre-tax accounts25:33 Tom admits he occasionally tells players when he missed a call as a referee26:05 Encouraging listeners to argue, ask questions, and engage with the show27:02 Offering free portfolio consultations without annuity sales pressure27:39 Joking about becoming annuity salesmen after all these yearsQuestions? Comments? Click!

In this master's class episode of the Smart Real Estate Coach Podcast, I sit down with Chris Miles for a timely conversation on passive income, financial freedom, and why so much traditional financial advice simply does not work for entrepreneurs, investors, and high-income earners who want real options. Chris is a cash flow expert, founder of Money Ripples, author of The Money Ripples Podcast, and someone who has retired twice before age 40 by focusing on acceleration over accumulation. That alone should get your attention.     We talk about why the old "save for 40 years and hope" model leaves too many people trapped, how Chris went from financial advisor to "anti-financial advisor," how he hit financial freedom at 28, lost it all during the 2008 crash, then rebuilt it again by 39. We also get into liquidity, passive-income strategy shifts, infinite banking, relationship capital, mastermind rooms, and why cash is king in today's market.    If you want to stop waiting for someday and start building a work-optional life through smarter investing and stronger cash flow, this episode is packed with perspective.   Key Talking Points of the Episode   00:00 Introduction 01:04 Who is Chris Miles? 02:02 Chris Miles' background as a financial advisor 04:20 Realizing the potential of real estate over mutual funds 06:05 Achieving financial freedom the first time 07:01 Facing financial loss and digging out of debt 08:05 Achieving financial freedom the second time 11:05 Identifying the ideal client for Cash Flow Strategy 12:15 The 3% Rule and limitations of traditional retirement accounts 14:02 Accelerating freedom through real estate lending and equity 16:43 Recent market shifts and the importance of liquidity 18:51 Strategies for storing cash outside of traditional banks 20:13 The power of proximity, masterminds, and community 23:13 The importance of borrowed credibility and relationships 25:00 How to connect with Chris Miles and Money Ripples 26:17 Announcement: 3 Paydays Live Event   Quotables   "It's acceleration, not accumulation. That's the secret."   "Whoever has the gold makes the rules."   "Because of AI, there's a bigger need for relationships."   Links   Money Ripples https://moneyripples.com/   Money Ripples Podcast https://moneyripples.com/podcast-2/   3 Paydays® Live https://3paydayslive.com/podcast   Free Discovery Call https://smartrealestatecoachpodcast.com/discovery   3 Paydays® System Mastery Course - Use coupon code for 50% off https://smartrealestatecoach.com/qls Coupon code: pod   Apprentice Program 3PaydaysApprentice.com/Podcast    Masterclass https://smartrealestatecoach.com/masterspodcast   3 Paydays Books https://3paydaysbooks.com/podcast   Partners https://smartrealestatecoach.com/podcastresources

This week: A possible Covid-related tax refund, the demographic with the biggest student loan defaults, can AI help with your money….and All-things 529 plans and college savings with Patricia Roberts.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Most people don't have a money problem. They have a vision problem. In this special edition of The Table, I'm breaking down the 4 money rules that took me from $6.32 in my bank account to building real wealth and financial peace.These 4 rules are pulled directly from my brand new book, Stop Living Paycheck to Paycheck: The Proven Path to Break Free from Debt, Build Real Wealth, and Live a Life Free on Any Income — releasing August 25, 2026.