Podcasts about Mars

This week, Thomas and Lydia from the Where There's Woke podcast join us as we rewind the clock to a time when the folks on the right were pretty sure the left was ushering in fascism by not laughing at their jokes hard enough.---Hear more from Thomas and Lydia on Where There's Woke and Gavel GavelCheck out more from Thomas on Opening Arguments---To see us live in San Francisco, click here: https://www.eventbrite.com/e/god-awful-movies-live-in-san-francisco-california-tickets-1976632374642If you'd like to make a per episode donation and get monthly bonus episodes, please check us out on Patreon: http://patreon.com/godawful---Learn more about the topics we talked about on Where There's Woke and Serious Inquiries Only:SIO96: Franken Must Go; What Happened At Laurier University?SIO47: Conversation with a Critic on Bill C-16SIO10: Jordan B. Peterson is Just Wrong (or lying…or both).SIO48: What's Really Going On at Evergreen College?SIO42: Trump Impeachment Talk; Fox News Is A Fairytale Land Right NowSIO40: Actually, Berkeley Is A Fierce Defender of Free SpeechSIO18: Milo's Long Overdue DownfallWTW14: thefire.org Is an Absolute JokeWTW64: Did Students Shut Down Bipartisan Free Speech Event at Yale Law School?WTW89: PragerU Is Not a Grift and That Is Actually More Concerning.---Check out our other shows, The Scathing Atheist, The Skepticrat, Citation Needed, and D&D Minus.Our theme music is written and performed by Ryan Slotnick of Evil Giraffes on Mars. If you'd like to hear more, check out their Facebook Page: https://www.facebook.com/EvilGiraffesOnMars/Report instances of harassment or abuse connected to this show to the Creator Accountability Network here: https://creatoraccountabilitynetwork.org/

This is your daily horoscope for Thursday, February 5, and the most important aspects of the day:Moon enters Libra (1:30am PT)Moon in Libra opposite Neptune in Aries (2am PT)Mercury in Aquarius square Uranus in Taurus (4am PT)Moon in Libra trine Pluto in Aquarius (9am PT)Moon in Libra trine Mars in Aquarius (10pm PT)Join Grimoire: Learn Astrology, Tarot & Strengthen Your Intuition, Magic + So Much MoreBook an Astrology Reading with StephanieJoin Next Month's Meet-Up: (Available on the Purr Tier for $10)Support the show

Refereeing decisions are on the minds of both Pep Guardiola and the Talking City podcast team, with Simon Bajkowski pondering whether some officiating came from Mars. He discusses the 2-2 draw against Tottenham Hotspur with Alex James, and whether City can still pick up a trophy after a season of ups and downs. ❓ Have you got a question for our City writers at the Manchester Evening News? Submit them here: ⁠https://forms.gle/zAzTcjpZ6SVUiTzC6⁠

What if your "money blocks" aren't blocks at all—your body's just bracing? In this soulful, practical episode, Ash Mars shares how her early family bankruptcy shaped a hidden story ("my existence causes harm"), how that played out as overwork and under-earning, and the exact practices she used to rewrite the script—therapy, heart-centered meditation, and playful "money gardens." You'll also get a short guided drop-in to meet your inner child and feel safe enough to receive. In this episode The moment Ash uncovered her core money story—and how it echoed through career and relationships "Author vs. Victim": reclaiming your narrative and ending the copy-paste patterns Why nervous-system safety beats mantras when it comes to manifesting money A 3-minute heart-space garden visualization to shift from bracing to receiving The "three fingers back" reframe: taking ownership without shame Bringing more joy on purpose—one breath at a time Connect with Ash Mars — creator of the Soul Release Method Website: soulreleasemethod.com Socials: Search "Ash Mars" on YouTube & Facebook (Soul Release Method) Connect with Jen Instagram: @manifestationandmoneypodcast Join Manifestation Playground: www.manifestationplayground.ca Email: the4leaflifestyle@gmail.com Cheers to creating a life you love!

As the killing of Minnesota resident Alex Pretti by federal immigration agents has sparked fresh outrage in the state and across the country, some lawmakers have pushed back on the Trump administration's explanation for DHS's aggressive tactics and called for an independent investigation. Correspondent Scott Pelley interviews Sen. Rand Paul, chairman of the Senate's Homeland Security Committee, who summoned top DHS immigration officials to testify later this month. Pelley also speaks with former Justice Department and DHS investigators about the state of the federal probe. Leading up to Artemis II – NASA's first human mission to the Moon in more than 50 years - correspondent Bill Whitaker reports from Kennedy Space Center in Florida on this critical step forward in American space exploration. Whitaker interviews the four astronauts who will embark on the 10-day mission, which could pave the way for a sustained presence on the Moon and lay the groundwork for future missions to Mars. If you think America's top laugh factories are only in New York, Chicago, and LA, think again. Reporting from Amsterdam, correspondent Jon Wertheim takes us inside Boom Chicago, an English-language improv theater founded in the early '90s by two American comics. What sounded like a punchline became a pipeline, launching future stars like Seth Meyers, Jordan Peele, Amber Ruffin, Brendan Hunt and Jason Sudeikis. At a moment when American comedy feels under siege, this beloved Dutch theater keeps proving that funny survives—and travels. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Keith shares how a recent trip to Colorado Springs and a changing commission landscape reveal what really matters for real estate investors now From there, the show dives into the three levers investors truly control—leverage, operations, and relationships—before welcoming lender Caeli Ridge to break down the major mortgage options for investors. You'll hear how different loan types fit different strategies: from your first conventional "golden ticket" loans, to DSCR loans based on property income, to short-term fix-and-flip and bridge loans that prioritize speed and flexibility.  The episode then moves into how more advanced investors can scale beyond 10 doors, navigate debt-to-income and tax strategy, and even approach financing for short-term rentals—all while highlighting why having the right lending partner and long-term plan can make a big difference to your results. Episode Page: GetRichEducation.com/591 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold with new ways to think about your life through goals momentum in the real estate market. Then learn about various mortgage loan types, conventional DSCR, fix and flip, bridge loans, short term rental loans and more. Knowing which loans to use can save you millions and learn the fatal mortgage mistakes you must avoid today on get rich education.   Corey Coates  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Winnebago, Minnesota to Winnipeg, Manitoba, and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education, the voice of real estate investing since 2014 before we get into the mortgage discussion, where we'll discuss five or 10 different investor loan types and their various pros and cons, which could save you millions over the course of your life. I shared with you that I traveled to Colorado A couple weeks ago, for a goals retreat hosted by the real estate guys, top notch event, I spent extra time there in Colorado Springs, because I find it really livable, and I spent five hours with a local realtor there, one day out and about visiting properties in the area I'm potentially looking for a home or a second home. And by the way, how is this for a price range? The realtor wanted to know what my Buy Box is, and since I'm just learning the Colorado Springs market, I told him I'm willing to spend between 400k and 1.2 million on the property, yeah, pretty wide range, a mile wide. Fortunately, my other Buy Box criteria are more narrow and specific, and I have got to say, I'm surprised at how low the area's home prices are. I thought they'd be higher. Interestingly, before touring homes, my buyer agent wanted me to sign a six month exclusive representation agreement. Fair enough, that's standard stuff. It was on the agreement, though, that I as the buyer pay a 3% commission up on the purchase, and the seller would presumably pay the other 3% to make up that total 6% commission for the agent compensation. Well, historically, the seller paid the entire 6% and this, of course, goes back to the NAR settlement, and that ruling that became effective in August of 2024 you probably remember this, and I talked about it on the show back then, and how it's not really that big of a deal, especially to investors like us, because at GRE marketplace and with our GRE investment coaching, it's a direct model. There's zero commission on either side, and then you, in turn, get some of those savings, but out in the larger world and in the owner occupant world. Well, that rule change that started a year and a half ago. It means that sellers are no longer required to pay the buyer's agent. Instead, the fee is now negotiable between buyers and their agent. The other change is that property listings no longer display the buyer agent's commission offer. But here's what's interesting in practice, and what really ends up happening in the end, in most cases, is that the seller still pays the full commission and compensates both agents that full 6% sometimes it's 5% instead of six buyers and buyer agents, they still operate under the seller pays. And that's largely because that has just been the norm. It's what's seemingly always been done. It's what buyers are used to. And the reason that that often persists. Is because the seller is the party in the transaction that has that thick equity in the property, deep equity, and buyers are the ones often just trying to scrape together whatever they can for a down payment and closing costs. Buyers are not going to be able to come up with another 15k for an agent commission when they're buying a 500k property, that's 3% especially today, this is true because American homeowners the seller then still have record equity positions of about 300k an all time high. Nearly half of mortgaged homes are considered equity rich. What does equity rich mean? It means that the loan balance is less than half of the home's value, yeah, the seller has the means to pay the full commission. So the point is, in practice, the seller, yeah, still pays that full five to 6% commission in the overwhelming majority of cases, and the buyer pays nothing. And if that does change, it's going to take a long time. You know, a lot of these evanescent real estate stories that people think are going to have some seismic impact. It rarely does, like this erstwhile NAR ruling or the 50 year mortgage proposal or banning big institutions for buying more single family rentals. You know, this stuff is like one little baseball sized asteroid striking an entire planet. I mean, it's like a barely discernible impact. Real estate is anchored in one place like Jabba the Hut. It is solid. These stories are interesting, but they're not impactful.   Keith Weinhold  6:52   Instead, I've mentioned it before. What are three things you control in real estate that really matter. And these are evergreen things. First, it's, how many dollars are you leveraging? That's where your wealth is going to come from. In fact, we're going to discuss that today with mortgage loan types. Second, what's the efficiency of operations on your existing properties? And thirdly, what is the quality of your relationships? And actually, we're addressing the third one today too, talking to a lender that you could make part of your team. You can control these three things. They're unyielding, they're evergreen, they're long term, and they all have gratitas and impact those three things, leverage operations and relationships. Now my agent drops me off and picks me up from my hotel here at the Broadmoor in Colorado Springs. This was also the event hotel for the goals retreat. I just extended my stay to hang out in the area. Look at real estate, do some climbing on Pikes Peak. Pro tip for you on hotel room rates, talk to a human being before I booked my stay, I called the front desk and asked them if they could extend the attractive event room rate to more nights on my extended stay. And they agreed. You might have heard of the Broadmoor. It is well known. It's been here for more than 100 years, and it is such a fine place to stay. Let me tell you about this special piece of real estate. In fact, I've thought it through, and I will now hereby proclaim that it is the finest us hotel experience that I've ever had in my life. I say us because I stayed at an amazing place in Dubai. But what makes the Broadmoor stand alone? It's the details and the service. A lot of hotels are nice, but this is on a different level. And I don't say this to brag, and this is because you probably can afford to stay here, yeah, like I have. You might have paid more elsewhere in your life for a lesser hotel, although I am here in the low seasons. Okay, now, sure, you've got views of the Rockies and a man made lake and waterfall and even a beautiful chandelier in my hotel room. The thing that sets it apart, though, is you have this service that feels old world and not corporate. That's what makes the difference. The Broadmoor is horse themed, since horses are a symbol of the American West. There are about 800 rooms here. It's kind of like a self contained adult Disneyland championship golf courses, a world class spa, even an outdoor lap swimming pool like that has lanes that I swam in one morning for. Fine dining, casual dining, access to hiking, fly fishing, even falconry, zip lines, tennis, pickleball pools. Take the cog railway to the Pikes Peak, Summit. Okay. Now, other nice hotels have attractions that are sort of like that, but when I rave about the service, it's the little things they are knocking on my door before 10am to come in and clean the room. And you know how so commonly, when you first check into your hotel room and you look in the closet, there are not enough clothing hangers, and they're all like stupidly mismatched. These all match. They're all nice wood, and there are plenty of them. So I'm talking about these details. I'm telling you. I had dinner at one of the broadmoor's restaurants the other night. I just happened to take a close look at the tag on the napkin. Sure enough, it is made in Italy. I mean, jeez, no detail is overlooked at this stellar place. In fact, here's what I'll do. You know, I'll just completely stop my Colorado Springs home search right now. Instead, I'm going to stop down by the Broadmoor front desk, tell him to give me some moving boxes, because I'm moving into the Broadmoor and I'll be here for the next decade. Start forwarding my mail here and everything. And hey, at least I was courteous enough to give them notice. I can't stay here too long, or my standards will be rising faster than my net worth. Yeah, yeah. Can't go to sleep with a mint on your pillow every night, I suppose.    Keith Weinhold  11:38   Now, the reason I came here now is to attend that aforementioned goals retreat, and let me take all the time and all the resources that I put into being here and distill them into just a few of the most salient takeaways for you. Goals should be smart, strategic, measurable, actionable, relevant and time based, they must be written down. Now, how would you describe yourself to somebody else that didn't know who you were? Write that down next. What do you think your reputation is? How would others describe you? Write that down now that you can see how you describe yourself and how others describe you, you can see that there's a gap there. That gap is what you need to work on. I learned that goal should be written in the present tense, not the future tense. I did not know that before. For example, say it is January 1, 2035, and I own $5 million in rental property. That's an example of how you would do that. So take future events and write them in the present tense. Other questions at the goals retreat that got really introspective are, what are you really going to do with your life? And write down that answer. Sheesh, that is tough. And if you think that's a hard question for you to ask of yourself, the next one is even harder. It's simply why? Why is that where you're going with your life? And then write that down? I mean, would you answer questions like this for yourself? And you really think about it, that can occupy a new segment of your entire headspace. It is a big cognitive load, and a last one to leave you with is to dream not just big, but gigantic. Get it out there, write down a dream that interests you, but it's so grandiose that you're actually embarrassed to tell someone about this stretch dream, for example, for me, it's the first person to walk on another planet. No human has ever done that, and this would most likely happen on Mars. See, this is so grand that is sort of embarrassing for me to even share that with you. It almost makes you sound Loony, like I would have to learn so many new skills to travel to and walk on Mars. But you should write down a bunch of other goals too. You're sort of brainstorming on goals, attainable goals. Recall that is the A in the SMART goals acronym, you want to write down a bunch of attainable ones, not just that stretch one. So for attainable ones, one of them is for me to become the highest man on earth. To give you an example. And I attempted that goal two years ago, and I failed. I told you about that at that time. But see now, compared to my embarrassing stretch goal of walking on Mars, the highest man on earth feels attainable, I know what it takes to achieve it, and it's worth doing, ah, but it's a grind to get there, yet it would be worth it. Those are some quick take. Ways from the real estate guys goals retreat while on stage the event host Robert helms he took a minute respite from the goals material, and he recognized the fact that, as he calls it, the four OG real estate podcasters are all in the same room. One of them is helms himself, and now I feel like the other three are all older and doing it longer than me. I was one of the four that he mentioned. But you know, there is only one podcast that was mentioned from stage, and that is that Robert helms told the audience that they should be listening to the get rich education podcast. That was a nice thing to say, and he is always a gracious giver.   Keith Weinhold  15:45   Next, we're talking about four major loan types, conventional DSCR, fix and flip and then bridge loans. When we discuss the first two parts of it could sound repetitive, but you'll see why we do this, because then you'll be able to compare it to nichey loan types that we discuss, for example, the speed of a bridge loan, where you can get funded in just one week, compared to a slower conventional loan. The mortgage landscape changes. I still remember how in 2012 we had still somewhat freshly emerged from the global financial crisis, and back then, you could only get four conventional loans, four rental properties, not 10 like you can today, 20 married. So get your loans while you can, you probably won't always be able to get 10 loans. We'll start with loan types that are more for beginners, and then we'll get to advanced material. Let's welcome back one of our favorite recurring guests.   Keith Weinhold  16:54   You can make millions more throughout your life by understanding mortgage loans. This is key, and today it's the return of the woman that's created more financial freedom through real estate than any other lender in the entire nation, because she's the president of ridge lender group. Hey, it's time for a big welcome back to the incomparable, yet somehow still so approachable Chaley Ridge   Caeli Ridge  17:16   my Keith, thank you for having me. I love being here. I love what you're doing. It's my pleasure, sir.   Keith Weinhold  17:23   And our followers, our listeners, have been approaching you since 2015 you're one of the longest running guests, truly one of the OGS around here at GRE and now Caeli, before we discuss loan types. You know, we don't really talk politics on this show rather policies, and we're in the midst of a presidential administration that often, in the name of the word affordability, is trying to supremely shake things up in the housing market. Help us dissect what matters and what won't.   Caeli Ridge  17:58   I have found that at least as it relates to current administration, whoever that might be, I wait for the buzzwords or the taglines to become the actual policy. Like you said, That's a good point in this case. You know, you've got things floating around, like the 50 year mortgage cutting off the hedge fund guys and that kind of thing. Whether or not, those things come to fruition. I'm happy to give my opinion on them. I do not think that it's going to move the needle much for the people that you and I serve with regard to I mean, just taking them one at a time, I don't think that the 50 year is going to come to fruition. Just first and foremost, if it did do, I think it would be a good idea for a homeowner, probably not, but for an investor, maybe if there's some way that we can keep our payment lower, given the maturity date of a mortgage for an investment property is usually about five years. I mean, I know that this is a 30 year fixed mortgage, but statistically speaking, the average shelf life of a non owner occupied mortgage is about five years. So getting a 50 year amortization, if that were going to reduce the payment, I don't think is a bad thing for an investor, however, and this may get a little bit technical for the listeners, so I apologize in advance if we were to go to a 50 Year am the adjustments, something called, and you and I have talked about this before, something called an llpa, that stands for loan level price adjustment, I think would be such that it could end up defeating the purpose of having the longer term amortization, because I think the interest rates would be higher and I think they may offset so that was a long way to say. One, I don't think it's going to happen. I don't think it's actually going to get to its final resting place. And two, would it be a good idea for investors, yeah, I think it would be worth considering if it kept the payment lower. Okay, that's that as the other piece to cutting off the hedge funds, the big, you know, BlackRock, some of the big players, and giving them access to the residential housing and first right of infusion or etc, because they've got such deep pockets. You. It's such a small amount to what our individual investors are going to have access to that I don't think that that moves the needle either. So I don't know if I'm answering the question, except to say anything that they're going to tout, I would wait for it to actually become written in stone and pass by the rest of the powers that be before I would get excited about or concerned about any of it.   Keith Weinhold  20:21   This is pretty parallel with what I've been telling our listeners. All these things seem to make splashy news, but I haven't seen anything that's going to make a deep impact yet, whether it's the 50 year mortgage, which probably won't even come to fruition, or if it's doing these mortgage bond buy downs in order to bring more liquidity into the market and bring rates down, or if it sees any of these other things being discussed with these institutional investors, since they already own such a smaller proportion of the housing market than a lot of people think, we'll discuss seasoned real estate investors and their loans shortly, but first for newer real estate investors, you Know, chili, I kind of think of four or more loan types that a beginner should be familiar with. I think of conventional loans, dscrs, fix and flips and then bridge loans, the first one with conventional loans. What are the basics that someone should know?   Caeli Ridge  21:17   So first of all, you should know that there are 10 of these. We call them the golden tickets. I'm pretty sure I coined this, okay, 100 years ago, the golden ticket. We call the conventional aka Fannie Freddie, aka agency. They go by different names, but they all mean the same thing. We call them the golden tickets because it's the highest leverage and typically at the lowest interest rate you can find. Now I do have a hook in our conversation today about that. I'll get we'll get to it. There are 10 of these per qualified individual. So one of the first things that I would tell somebody is, is that if they are a partnership or a husband and wife team, you want to make sure to keep the debt obligation separate, because if you want to maximize these golden tickets, let's just say it's a husband and wife team. You each have, per qualification access to 10, and that includes a primary residence. In fact, let me just take a quick second and define what counts in the 10, because some people get this wrong. So the 10 golden tickets are counted by any residential property, single family, up to four Plex that has a loan on it, where the loan is in the individual name or personally guaranteed by the individual. That's where people get tied up. So if they went out and got a kind of more of a commercial type loan, that was in an LLC name, for example, but they signed a personal guarantee, per Fannie Freddie guidelines, that particular mortgage is going to count against the 10. So those would be some of the first pieces of news or detail I would give them about conventional    Keith Weinhold  22:40   for married couples, don't take ownership in both the husband and wife's name, either the husband or the wife. That way, you can get to 20 rather than 10. And yes, you do have to be mindful that your primary residence does count in that 10 or 20, whatever it might be. Anything else quickly with conventional loans, LTVs so on,    Caeli Ridge  23:01   yeah, LTV can go to 85% loan to value. So you get a little bit extra than you're going to get in some of the other loan product types. It will have PMI, private mortgage insurance, anything over 80% LTV will always have PMI on a more conforming, conventional basis. So keep that in mind. But the factor is pretty low. I would encourage people that are looking to stretch the almighty dollar. Do the math. Look at the 85 with PMI against, say, an 80% and see what are you giving up versus what you're getting. And then qualification stuff, you guys, my dumb joke, it's Keith's favorite. I'm sure vials of blood and DNA samples are sort of required for the Fannie Freddie loans. So just be prepared to supply or submit us the tax returns and pay stubs and bank statements and and all that stuff,   Keith Weinhold  23:44   you'll feel like you're getting fingerprinted almost for a conventional loan qualification. And the second one that I brought up DSCR loans, that's short for debt service coverage ratio. And these mortgages are pretty standard for rental properties. They're underwritten based on a property's income potential. So you know, the way I think of dscrs Chaley from the lender's perspective, is that sustainable cash flow is what matters. The rent has got to support the property's monthly mortgage payments. So we talked to us more about dscrs.    Caeli Ridge  24:15   Yeah, I love this product, and this is for somebody that either can't fit into the conventional Fannie Freddie box, or maybe they've exhausted their golden tickets and they're graduating and moving on. This is a great option that will reduce the amount of vials of blood and DNA samples that you're going to have to submit. It still provides for a 30 year fixed mortgage. The leverage is roughly the same, 80% in most cases, on a purchase. And to your point, the gross income divided by the principal, interest, taxes, insurance and Hoa, if it's applicable, is the simple formula, the easy method I'll give people, just to kind of solidify that math, is that if the gross rents were $1,000 a month, and if the PI TI was $1,000 a month, when you divide that, your debt service is 1.0 Now you can go as low, believe it or not, as low as a point seven, five, DSCR, they have those available be ready for the interest rate to get a little hair on it. Okay, it's going to be higher than what the 1.0 and above is going to be. But you can go as low as point seven, five, those are going to be for the investors that have found a property, maybe in distress, and they cannot show the current market value rent, perhaps, and it's on the low end. So you can still get that done at point seven, five, just be ready for a higher interest rate.   Keith Weinhold  25:30   So the DSCR loan an alternative for you, which might be especially useful, like Chaley touched on, if you've already exhausted your 10 golden ticket. Fannie Freddie loans, a DSCR of 1.2 for example, means that your rent income needs to exceed your principal, interest, taxes and insurance payment by 20% or more. That's what we're talking about here. And then Chile, those were more of loans for the buy and hold type of investor. Tell us about fix and flip loans.    Caeli Ridge  26:03   Yeah. So these are shorter term loan that will allow you to include not just the purchase of the property, but also some renovation or rehab money if you need that. And we're going to be looking at an ARV after repair value. So you've got a purchase price, you've got your renovation or scope of work budget. And then we're looking for an ARV with the ARV to be somewhere around 75% so what that means, if you've not heard of this before, you're going to take, let's say, $100,000 value. And if we want the ARV to be at 75% we're going to lend 75,000 is kind of the mix there. Those are quicker loans. You're going to be paying much higher rates on those. You know, between nine and 13% depending on the deal. The points are also going to be a little bit higher, but a great option for that quick turn and burn where you know your deal has enough skin in it and you can recapture all your capital and make a good tidy profit on it.   Keith Weinhold  26:53   We're talking about basically fixer upper loans here with Chaley Ridge, the president of ridge lending group, yes, these are jalopies that rarely qualify for traditional bank financing. And oftentimes, when I think about these fix and flip loans, I'm thinking that often there is interest only flexibility with regard to those higher interest rates that you need to pay. And I think of it as, you know, a shorter term loan that you've got during your renovation period, oftentimes 12 to 18 months. Does that sound about right?   Caeli Ridge  27:24   Yeah, 6,18, even 24 months. And to your point, yes, all of these are going to be interest only. And one of the cool things is about these loans is, is that, if there's enough room in the deal, right, based on what you need to borrow and what we think the ARV is expected to be, you don't even actually have to be making those interest payments. You can build it into the final payout when we go to refinance you out of this short term loan, or you simply sell the property and pay off that loan. So for example, let's say that your interest only payment is $1,000 a month, okay? And the value of the property is going to be $200,000 and you only took 120 okay, we're going to be well within that 75% ARV. You can build in that $1,000 say, for 12 months, there's $12,000 and just add it to the outstanding balance that you started by owing, and not have to be making those payments on an ongoing basis. It's not rented, right? So it might be nice to be able to factor that in to the actual payoff when you go to refinance that if it's a fix and hold versus go to sell it on a fix and flip.   Keith Weinhold  28:31   Now, long term, we know that the big gains for real estate investors really come from that leveraged appreciation getting that loan. But sometimes there are situations where we might want to act as a cash buyer. And that brings up this fourth of four loan types that I brought up, the bridge loan, short term loans that can temporarily finance a property purchase while you're waiting for a longer term loan to come through. The bridge loan, so I think of it as a pretty speedy loan, if you sort of want to act like you're an all cash buyer.   Caeli Ridge  29:04   Yeah, I like this, and in many ways it's similar to a fix and flip interest only. Obviously the term is going to be shorter, six months, 12 months, up to 24 months, and based on largely relationship, the bridge loan for the purpose that you described, really comes into play for an investor that we know and we're comfortable with, we can fund those inside a week, for somebody that we've done several of these loans for. So for those that need that really quick turn, once you've established yourself as a seasoned, experienced investor in that space, those are pretty slick and easy to get through.   Keith Weinhold  29:39   Why would someone use a bridge loan, rather than a fix and flip loan.   Caeli Ridge  29:43   So if they're in a very competitive market, that might be another option, because those are going to be faster. The bridge loan is going to be faster where they need to say that they're an all cash buyer and they only need seven days to close, or whatever it is. It depends on the municipality in the state. But what if you're at the courthouse steps? And you need cash quickly. Sometimes it needs to be immediate. So that might not be applicable in this case, but if you put the bid in, and you win the bid, and you've got, you know, three days to perform, usually we can get those done. So it's circumstantial. Those would be two variables or two scenarios that that would apply to   Keith Weinhold  30:17   the bridge loan gives you the advantage of speed, but that speed can come at a cost.   Caeli Ridge  30:22   Oh yeah, yeah, you're going to be paying probably three points, maybe four points, and it's short term interest, 13, 14%   Keith Weinhold  30:30   so with these four loan types that we've discussed, conventional DSCR, fix and flip and bridge loans, you can kind of see that there is a loan for most every investment scenario, and there's no reason to rely on only one type, a flipper. Might start with a short term fix and flip loan or a bridge loan and then later refinance to a DSCR or a conventional loan. So consider mixing and matching based on your needs. You're listening to get rich education. We're talking with Ridge leninger, President Taylor Ridge, more when we come back, including steps for more advanced investors, I'm your host. Keith Weinhold   Keith Weinhold  31:06   mid south homebuyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone, headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with a better business bureau and 4000 houses renovated. There is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW Mid South. Enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com    Keith Weinhold  32:08   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds. Don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or GRE, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again. 1-937-795-8989,   Keith Weinhold  33:19   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Blair Singer  33:53   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  34:09   Welcome back to get rich education chili when we go beyond this beginner stage that we've been discussing, how about for an investor just trying to scale to 10 doors worth of one to four unit properties. Now, are there any strategies there or more of a loan order that you would recommend in getting up to your first 10 you know   Caeli Ridge  34:29   I think the strategy starts with calling your lender, ideally Ridge lending group, and having that deep strategy call that, that discovery call, so that we can really understand and plant some seeds that say, Okay, Mr. Jones, these are your qualifications today. This is where you want to be in a year or 10 years. These are the steps that are going to be important that we are mindful of and we take to accomplish and reach those milestones. It's really important to have that baseline understanding of what is your debt to income ratio on day one, what are your assets? Sets. What is your credit? Where do you want to be in a year or 10 years? Right? Do you want 10 properties in a year's time? It's going to be a very different conversation than if you're going to slow roll this and want to establish 10 purchases or 10 investment properties over 10 years. So identifying those details is going to be part one, and then next, in terms of order, I would say, largely the higher price point properties, typically, I would say, put those in one through six. And the reason that I'm saying that is is that the underwriting guidelines under conventional financing, they will change based on how many finance properties you have. So of all of the inner working guidelines and things that go into securing a conventional mortgage loan, the three top most heavily weighted are going to be debt to income ratio, credit score and assets. Okay? And within each one of those, the marker or the qualification guideline changes as you evolve and acquire more property. So the higher up the ring you go, or the rung that you go to 10, the more restrictive the guidelines are going to be. So I would typically say, get the higher price point properties go into maybe one to four, one to six, if that's part of your strategy and your diversification of portfolio ownership. Then after you've established having two or three or four properties and that higher price point it as it gets harder to qualify, potentially, if your debt to income ratio is a little bit tight, you've got the smaller loan sizes that might be less impactful in debt to income ratio. All of this is very subjective to the individual's qualifications and needs, of course, but that might be one rule of thumb that I would take   Keith Weinhold  36:39   gosh, this This is absolute gold in helping you structure the architecture of a growing income property portfolio. And we're coming up on this Super Bowl, and whatever mortgage lender advertises for the Super Bowl or has some big, splashy campaign nationally, you know they are not the ones that are going to have conversations like this for you, they might be fine for buying a primary residence, but this is why you want to have a long term strategy and work with a lender that's aligned with you on exactly that sort of thing. And Chaley, is there a specific way in which one can avoid hitting the Fannie Freddie loan ceilings too early if you haven't already touched on it.    Caeli Ridge  37:22   Yeah, very good question. You know, I think that this is going to come down to a debt to income ratio conversation. It's easy enough to ensure that we contain assets and credit. Those are easier conversations. The debt to income ratio is the piece that's more complicated and can get away from an investor without them even knowing it. You don't know what you don't know, right? So I would say that debt to income ratio and making sure that your lender again, hopefully Ridge lending, because we know this like we know our own faces, making sure they know how to structure and provide feedback and consult on that schedule E, part of the beauty of real estate investing is the tax deductions. Right? Many people get into real estate investing, not for the cash flow, not even for the appreciation, but for that tax strategy, because they're high wage earners, or whatever it may be, and they're sick of paying x in taxes. So the debt to income ratio is key in scaling and making sure you can continue to qualify for those loans. The conversations that we have with our clients really go deep about where we can maximize our deductions to ensure that we get the tax benefit without precluding our qualification on a conventional underwriting basis in the DTI category.   Keith Weinhold  38:35   Now, during my growth as an investor, when I got above 10 doors, one gets above 20 doors. When one gets to 216 doors, I began where I needed to qualify more on a DSCR basis, where the lender is looking at the properties qualification, more so than me. So are there any other thoughts with regard to how one can set themselves up for success in really going big and well beyond 10 doors   Caeli Ridge  39:03   absolutely so once we've exhausted the Fannie Freddie, and I think one of the real value adds about Ridge is that we are not a one size fits all, and we are extremely holistic versus transactional. So having that first conversation and understanding what those goals are, so that we can pivot as we need to maximize the golden tickets, whether that be 10 to 20, right? If you're in a marriage or a partnership or whatever, and then setting up for the DSCR loans when the time comes, and taking advantage of those, there is no limit to how many DSCR loans we can get for one individual. We have yet to file an individual that we've had to say no, and we've done quite a few of the high, high acquisition investors, so I don't expect that to be an issue, but yeah, I think it's about planning, planting those seeds, creating roadmaps together and have those smart discovery conversations.   Keith Weinhold  39:50   Now, as you grow, one way you might diversify is to have perhaps at least a part of your portfolio in short term rentals. So what I. Comes to getting loans for sort of Airbnb or VRBO type properties. What does one look for there? How much does the landscape change versus the longer term rentals that we've mostly been talking about here?    Caeli Ridge  40:10   Yeah, I think that the differences are going to be about purchase versus refinance. If we're just talking about purchases, let's kind of try to keep it in one lane. If we're talking about purchasing a short term rental, you may be limited on leverage. You might lose a little bit of leverage, 5% let's say you could get to 75% and maybe on a short term they're going to back it off to 70% LTV, so there may be reduction in that loan to value. And the way in which we're going to quantify the income is absolutely important to share with your listeners on a purchase transaction, we have access to things like an appraisal. An appraisal is going to give us some median rental income, whether it be long term or short term, that we will use to offset a new mortgage payment if that's needed for the individual's debt to income ratio qualification. Now, if they don't need the rental income to qualify, then it's a non issue. But if they do, like most of us, need that rental income to absorb this new mortgage payment that we are securing for them, how that's going to quantify is important. So if it's not in a short term rental area, let's just say it's kind of off the beaten path, and there may not be enough data points to support the income that you need. It's important to know that up front versus way down the rabbit hole, when you paid for appraisals and you're all the way through the transaction and earnest money might be off the table if you had to cancel that kind of thing. So really important to understand the numbers in advance, I would say, when we talk about short term rentals and how the income is going to be quantified from an underwriting perspective,   Keith Weinhold  41:43   why does a borrower often need to make a higher down payment on a short term rental than they do a long term rental?   Caeli Ridge  41:49    You know, I think that in secondary markets, as we talk about mortgage backed securities and things like that, it's looked at as a higher risk. A short term rental is going to be a higher risk than just the stable long term, long burn tenant is going to be there and they've got their lease for a year, two years or whatever, at a time, the short term rental is more volatile and it's seasonal. It can be I mean, there's all those different factors, so higher risk means more skin in the game for the investor.   Keith Weinhold  42:13   That makes a lot of sense. Does that higher risk also translate into a higher mortgage rate for short term rentals than long term rentals?   Caeli Ridge  42:18    Fannie Freddie versus DSCR The answer is no. On the Fannie Freddie side, the interest rate's not going to change on a DSCR loan. Yes, it can be slightly higher, usually about about a quarter of a percentage point on a short term versus a long term.   Keith Weinhold  42:33   Now, are there any particular markets that lenders want to avoid with short term rental loans?   Caeli Ridge  42:39   No, as long as the property is habitable, and all the other metrics fit Qualifications and Credit and assets and all that stuff. No, there isn't a market that we're going to have any issues with now. We do get the notifications for natural disaster areas, and as that relates to the appraisal and things like that, if it's in a natural disaster area or zone, we may have to hold funding until after the disaster is over, and then we can go and take more pictures and make sure it's still standing and there's no major issues. But otherwise, aside from that, as long as it's habitable, no, there is no market restriction.   Keith Weinhold  43:12   Yes, with that variability of income for short term rentals, you can understand how a lender would be more careful in making a loan, and would want you, the borrower, to put more skin in the game for a short term rental. Well, Caeli, overall, what should an investor do in the next 24 hours to make themselves more lendable before contacting someone like you?   Caeli Ridge  43:36   I would say the answer is sticky, but call rich lending group. That's how you're going to make yourself more lendable. And the reason that I can say that is is that everybody's qualifications and needs and goals are inherently different. So calling someone that understands this landscape and can navigate the battleship in the creek like I like to say, that's the visual aid for those of you that need the visual is the first key. And with that conversation, we're going to be able to identify for you specifically what you would need to do to become more lendable. And it may be nothing   Keith Weinhold  44:07   well over there, Chaley, you're growing. You do loans in almost all 50 states. The GRE podcast has more than 5.8 million listener downloads, and you have helped countless GRE listeners acquire smart investor loans for fully a decade now. Just amazing. So talk to us about all of the loan types that you offer investors there at ridge.   Caeli Ridge  44:30   My gosh. Okay, so I think one of the real value adds for us is that we have such a diverse menu of loan products. We touched on a few of them already. So we've got the conventional Fannie Mae Freddie, Mac stuff. We've got our DSCR loans. We have bank statement loans, asset depletion loans. I can touch on those if you want. Keith, we have our short term bridge fix and flip. We have our All In One my favorite, first lien, HELOC we have second lien HELOCs. We have commercial loan products, and commercial can apply to residential and commercial property. A cross collateralization, commercial for residential properties. That just means, if you're putting 10 single families into one blanket loan, that would be cross collateralization, or if you're buying a storage unit that's straight commercial, and probably even more than that, ground up construction, there's really not a limit to the loan products that we offer, specifically for investors. The only thing we don't have, I would say in our arsenal is bare land loans. Those are hard to come by   Keith Weinhold  45:24   It sounds like you recommend a call in order to get some of that back and forth, to learn how you can best help that investor. But tell us about all the ways that someone   Caeli Ridge  45:32   can get a hold of you. Yes, there's a few ways. Of course, our website, ridgeline group.com, you can call us toll free at 855-747434385, 747-434-3855, 74, Ridge. Or feel free to email us info at Ridge lending group.com   Keith Weinhold  45:49   and you might get lucky. Hey, spin the wheel. Chaele does get on the phone and talk to individual investors herself too. So Chaley, it's been valuable as always to cover all these different loan types for beginners, and then what one does when they advance beyond that. It's been great having you back on the show.    Caeli Ridge  46:09   Thank you, Keith. I appreciate you.   Keith Weinhold  46:16   Oh yeah, a lot to learn from Chaley today. You've got mortgage rates three quarters to 1% lower than they were a year ago. At this time, in fact, last month, they ticked below 6% for the first time in years, and their lowest level in over three years. But when you introduce geopolitical uncertainty, well, that tends to make rates tick up again. Now, just what does happen when you have a lower overall rate trend like we have? Well, in this cycle, it's already spurred an increase in housing sales volume. It surged to 4.3 5 million in the latest reporting month, and that is the hottest annualized pace in nearly three years. Some of the same people who said, wait until rates fall, they're about to realize that prices didn't wait. Demand comes back fast. Inventory doesn't if mortgage rates take another leg lower, we could see quite a refinance wave in balanced markets or in supply constrained markets, bidding wars could follow. Now I've shared with you before that I totally do not predict interest rates. I don't know if anyone should. It is a great way to be fantastically wrong and supremely waste a lot of people's time. Instead, I think it's more efficacious for you to be able to interpret the signs that can trigger a further rate drop. Those signs are a weak jobs report that tends to bring lower rates because the labor market needs the help. So does softening wage growth, GDP below expectations, inflation continuing to cool, or a pickup in US Treasury demand. These are all signs that can lead to even lower rates. In fact, right now, with already lower rates and higher wages, real estate is more affordable than it's been in about three years, but overall, longer term, yeah, income properties still feel somewhat less affordable. It's less affordable than it was in pre pandemic times. That's for real for US investors, though, affordability is less about the price of the property, it's about whether the property pays for itself and grows your net worth while inflation does the heavy lifting for you, that's why it still works for us as investors. Higher prices don't kill investors inaction during inflation does you're not so much buying a say, 350k property. You're controlling it with 70k while your tenant and inflation do the rest. We don't rely on hope or appreciation. We start with inflation, tax benefits and debt pay down, and then appreciation typically happens too. A lot of times, the question for us goes beyond whether or not a property is affordable. The question is whether owning an investment property is better than inflation compounding against us, which is an investor mindset for this era, Ridge landing gear. President Chaley Ridge is a regular guest here because the mortgage space is so dynamic and things change a lot. For that reason, we expect to have her with us every few months this year, I'll see you next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  50:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  50:30   The preceding program was brought to you by your home for wealth building, getricheducation.com   

In today's episode, I'm joined by the one and only, Yvette Mayer to break down the February 2026 transits and this month is no joke. We're officially in the shift, with the North Node moving into Aries, Mars hitting key gates, and the emotional wave rising for collective integration.We unpack what these energies mean for your identity, your nervous system, and your relationships. Expect practical insights, real talk about discomfort and transformation, and a powerful invitation to choose authenticity over approval. If you've felt the build-up of something big...this is it.I trust you will get what you need from this episode, and make sure you come let me know how it resonated with you on instagram @the_human_design_coachBig love,MxxYvette's Details:Website - https://www.yvettemayer.comIG - https://www.instagram.com/yvettemayer_YouTube - https://www.youtube.com/@humandesignformarketingFB group - https://www.facebook.com/groups/humandesign4marketingPodcast - https://www.yvettemayer.com/podcastBodyGraph Chart SoftwareCreate your own Human Design chart tool with BodyGraphChart! Embed a chart tool on your own website, so you can engage with your leads, grow your business, teach Human Design the way YOU want to teach it and create success!Get BodyGraphChart here: https://bodygraphchart.com?via=emmadunwoodyUse the code humandesignpodcast for 30% off for 6 months!OTHER RESOURCESWant more on Human Design? Explore the ways to get involved below:Get Your Free Human Design Chart: https://www.emmadunwoody.com/get-your-chartThe Feminine Success Framework: https://www.emmadunwoody.com/feminine-success-frameworkMaggie - Magnetic by Design AI: https://www.emmadunwoody.com/maggieThe HDx Collective: https://www.emmadunwoody.com/collectiveHuman Design Unhinged: https://www.humandesignunhinged.com/Secret Podcast: The Human Design Podcast (Unhinged): https://thehumandesignpodcast.supercast.com/Instagram @the_human_design_coachMusic: Spark Of Inspiration by Shane Ivers - https://www.silvermansound.comSupport the show

Description With Artemis II about to launch, Enjoy Stuff looks back at humanity's long obsession with the Moon, from ancient myths to modern sci-fi classics. Jay and Shua explore moon-centric movies, music, comics, and real-life lunar history, proving that whether it's inspiring astronauts or werewolves, there's always been something in the way she moons.   News The Muppet Show arrives on Disney+ as a special event   Check out our TeePublic store for some enjoyable swag and all the latest fashion trends What we're Enjoying Shua has been watching Percy Jackson and the Olympians Season 2 and found it very faithful to the book, even if the pacing felt a bit slow at times. He's still enjoying the journey and is happy to know a third season is already on the way. Jay is diving into Star Trek: Starfleet Academy on Paramount+ and was pleasantly surprised by its quality and tone. Holly Hunter stands out, and Jay appreciates that the show doesn't talk down to younger viewers while still feeling very much like Star Trek.     Sci-Fi Saturdays -  This week on Sci-Fi Saturdays Jay looks at Life (2017), a tense and claustrophobic sci-fi thriller about scientists aboard the ISS discovering a rapidly evolving life form from Mars. It's gripping and well made, but definitely not something you throw on when you're looking for a feel-good movie night.Read his article on RetroZap.com. And make sure to play around with the interactive map on MCULocationScout.com. Plus, you can tune in to SHIELD: Case Files where Jay and Shua talk about great stuff in the MCU.   Enjoy The Moon!  This week, Jay and Shua take a giant leap through the Moon's long history in fiction, film, and real-world exploration. From early writers imagining lunar voyages to Hollywood's evolving obsession with moon bases, secret missions, and alien mysteries, the Moon has always been a perfect sci-fi playground.   They also look at how real lunar exploration influenced pop culture, from the Apollo missions to the upcoming Artemis II launch, and why the Moon continues to inspire stories across science fiction, fantasy, horror, music, and comics. Whether it's astronauts, superheroes, or werewolves, the Moon always finds a way to steal the spotlight.   Are you excited to take steps for a man and woman, and another giant leap for mankind. Let us know! First person that emails me with the subject line, "Houston, no problem" will get a special mention on the show.  Let us know. Come talk to us in the Discord channel or send us an email to EnjoyStuff@RetroZap.com   

Dr. Al Grauer hosts. Dr. Albert D. Grauer ( @Nmcanopus ) is an observational asteroid hunting astronomer. Dr. Grauer retired from the University of Arkansas at Little Rock in 2006. travelersinthenight.org From May & June, 2025. Today's 2 topics: - In a recent paper published in Nature Astronomy entitled "Surveys of the scientific community on the existence of extraterrestrial life" Dr. Peter Vickers and his team of 10 co-authors report the results  of their survey of the lead authors for the past 10 years in the top three astro-biological journals. These researchers sought to measure if their sample group of scientists thought it likely that: 1) simple life,  and/or  2) life more complex than terrestrial bacteria, and/or  3) Intelligent life comparable or superior to human beings exists outside of Earth. For more: https://cosmoquest.org/x/365daysofastronomy/2014/07/24/july-24th-are-we-alone/   - The good news is a Mars landing by human colonists and their equipment seems technically feasible given a large budget of cash and grit.   We've added a new way to donate to 365 Days of Astronomy to support editing, hosting, and production costs.  Just visit: https://www.patreon.com/365DaysOfAstronomy and donate as much as you can! Share the podcast with your friends and send the Patreon link to them too!  Every bit helps! Thank you! ------------------------------------ Do go visit http://www.redbubble.com/people/CosmoQuestX/shop for cool Astronomy Cast and CosmoQuest t-shirts, coffee mugs and other awesomeness! http://cosmoquest.org/Donate This show is made possible through your donations.  Thank you! (Haven't donated? It's not too late! Just click!) ------------------------------------ The 365 Days of Astronomy Podcast is produced by the Planetary Science Institute. http://www.psi.edu Visit us on the web at 365DaysOfAstronomy.org or email us at info@365DaysOfAstronomy.org.

Forty years ago this past week, Americans watched in horror as the Space Shuttle Challenger exploded on live television just 73 seconds after liftoff, killing all seven crew members. An investigation later found that during the coldest-ever shuttle launch, a failure in the O-ring seals—caused in part by the weather—led to the disaster. Hours after the tragedy, President Reagan addressed the nation, calling the crew heroes and vowing that the disaster would not end America's space program. Earlier this week, retired NASA astronauts Bonnie Dunbar and Clayton Anderson joined FOX News Rundown host Dave Anthony to reflect on the lives of the seven heroes lost, the evolution of safety protocols following the investigation, and the unwavering spirit of discovery required to reach for the Moon and Mars. We often must cut interviews short during the week, but we thought you might like to hear the full conversation. Today on The FOX News Rundown Extra, we share our entire interview with retired NASA astronauts Bonnie Dunbar and Clayton Anderson. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Book your 2026 Astrology Reading now:  www.jilljardineastrology.com Buy Jill's Book, Sacred Sound Formulas to Awaken the Modern Mind:  jilljardine.com February flies in on an Aquarius wave of lightning enhanced by a potent Full Moon in Leo lighting up the night skies on February 1.  Things are rising to surface as Uranus darts forward in Taurus, bringing shocks and surprises.  Meanwhile the influx of Aquarian energies with the sun, pluto and Mercury shine the light on the future  and deliver flashes of inspiration and enlightenment.  The revolutionary energies are elevating and the people are rising up against injustices.  Early February is full-on Aquarius energy: innovation, networks, community, future-focused thinking and a push for personal and collective authenticity. During this time, several inner planets (Venus and Mars) plus the Sun are moving through Aquarius and interacting with other planets — creating a build-up into the eclipse on 2/17. The New Moon on February 17, 2026 coincides with an annular solar eclipse, marking a cosmic commencement and pivotal turning point. Occurring in Aquarius, this eclipse emphasizes community, collaboration, consciousness and collective creativity. It awakens future-focused visions rooted in authenticity. Eclipses act as catalytic course correctors, accelerating fated developments and seeding long-range growth that unfolds over months and years. Themes include fresh foundations in friendships, networks and noble causes, alongside innovations in technology, humanitarian pursuits, and your forward life trajectory. Expect significant shifts in how you socialize, share insights and synchronize with shared missions-within personal circles, professional communities, and organizational roles. For many, this eclipse delivers a decisive reset, dissolving stagnant dynamics and prompting bold driges, brave outreach and breakthrough ideas. Taking place at the 29th aneretic degree of Aquarius,  a point of profound purging and potent completion, this lunation carries deep catharsis. Its Sabian Symbol—“A butterfly emerging from a chrysalis”—perfectly captures the promise of liberation, metamorphosis and magnificent becoming. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A look ahead at the astrological forecast for February 2026, with astrologers Chris Brennan and Austin Coppock. We spend the first hour talking about the astrology surrounding news stories that happened in January, many of which coincided with a rare triple conjunction of Venus, Mars, and the Sun, as well as the Mars-Pluto conjunction that happened later in the month. Then in the second hour we do a deep dive into the astrology of February. The astrology of February is extremely busy and momentous, and includes Uranus making its final direct station in Taurus, eclipse season beginning with a solar eclipse in Aquarius, Saturn entering Aries and then immediately completing a conjunction with Neptune, Mars squaring Uranus, and Mercury going retrograde in Pisces. This is episode 521 of The Astrology Podcast. Austin's Website https://Austincoppock.com 2026 Electional Astrology Report https://theastrologypodcast.com/2026report/ 2026 Astrology Calendar Posters https://theastrologypodcast.com/2026-astrology-calendar-posters Patreon for Bonus Content https://www.patreon.com/astrologypodcast Timestamps 00:00:00 Introduction00:00:38 February astrology quick overview00:02:37 News segment begins00:07:14 Venezuela and Maduro00:14:42 Greenland and NATO00:28:20 Epstein00:38:39 Minnesota00:53:06 Iran01:03:07 Wrapping up news segment01:05:06 Forecast for February begins01:08:18 Full Moon in Leo Feb 101:13:10 Uranus Final Taurus Station Feb 301:30:50 Mercury enters Pisces Feb 601:31:40 Venus-Uranus square Feb 801:33:20 Eclipse season begins Feb 901:41:13 Electional chart for February01:44:39 Venus enters Pisces Feb 1001:48:40 Mercury enters shadow Feb 1101:50:33 Saturn enters Aries Feb 1302:10:25 Saturn-Neptune conjunction exact02:30:59 Solar eclipse in Aquarius Feb 1702:39:15 Venus-Jupiter trine Feb 2202:40:00 Mercury stations retrograde Feb 2602:43:18 Mars-Uranus square Feb 2702:46:01 Mercury-Venus conjunction Feb 2802:47:04 March cliffhanger02:48:16 Wrapping up02:52:35 Credits Watch the Video Version of This Episode https://www.youtube.com/watch?v=e-LaduWvqnw - Listen to the Audio Version of This Episode Listen to the audio version of this episode or download it as an MP3:

From February 8, 2021. A new theory has been proposed that could answer the question of what causes recurring landslides on Mars: small-scale ice melting just below the surface may leave the regolith vulnerable to wind. Plus, a look at some of Earth's ancient climate changes, a gamma-ray source, puffy galaxies, and this week's What's Up.   We've added a new way to donate to 365 Days of Astronomy to support editing, hosting, and production costs.  Just visit: https://www.patreon.com/365DaysOfAstronomy and donate as much as you can! Share the podcast with your friends and send the Patreon link to them too!  Every bit helps! Thank you! ------------------------------------ Do go visit http://www.redbubble.com/people/CosmoQuestX/shop for cool Astronomy Cast and CosmoQuest t-shirts, coffee mugs and other awesomeness! http://cosmoquest.org/Donate This show is made possible through your donations.  Thank you! (Haven't donated? It's not too late! Just click!) ------------------------------------ The 365 Days of Astronomy Podcast is produced by the Planetary Science Institute. http://www.psi.edu Visit us on the web at 365DaysOfAstronomy.org or email us at info@365DaysOfAstronomy.org.

Stranger Things exposed real Mars “jump rooms” and time travel technology. Visit https://themetaphysical.tv for uncensored After Hours episodes, exclusive content, and access to a library of 1,000+ mind-expanding videos on hidden history, forbidden knowledge, and otherworldly topics! A highly classified government operation called the Montauk Project was allegedly conducted behind closed doors in the 1970s and ‘80s to crack the secrets of mind control, time travel, and psychic warfare. This inspired the show Stranger Things, whose original title was "Montauk." In fact, one of the project's whistleblowers was Preston Nichols, who revealed how deep the real project went: portals to other worlds, beasts and creatures unleashed by the minds of trained psychics, physical matter manipulated just by thoughts alone, and even time travel. Metaphysical dived into the most bizarre events that supposedly took place, John's remote viewing data about Preston Nichols himself, the concept of “jump rooms” to Mars, Stranger Things, and more that should shed some light on this mystery. Note: The content of this episode is intended for informational purposes only and is based on our own research, including but not limited to Preston Nichols' statements given during interviews and in his book. Metaphysical disclaims any control over, relationship with, or endorsement of views expressed by Nichols.

SHELTER MOVIE REVIEW There are three kinds of Jason Statham films. #1- Part of an ensemble cast of folks, pretty much always action-based, and more often than not a Guy Ritchie movie (Snatch, Lock Stock and Two Smoking Barrels, Ghosts of Mars). #2 – Action with some comedy but usually batshit crazy cartoon stuff (Crank, […]

Sponsor Link:This episode is brought to you with thanks to Squarespace. Bring your stories to life with Squarespace, the easiest way to create an exceptional website, blog, portfolio, or online store. To take up our great offer and help support the show, just visit www.squarespace.com/spacetime or use the Promo Code SPACETIME at checkout.SpaceTime with Stuart Gary Gary - Series 29 Episode 13In this episode of SpaceTime, we uncover the hidden violent past of the Milky Way's supermassive black hole, delve into the origins of water on Jupiter's Galilean moons, and explore how meteor impacts are triggering dust avalanches on Mars.The Violent History of Sagittarius AFor years, Sagittarius A, the supermassive black hole at the center of our galaxy, has been perceived as a quiet entity. However, new research published in the Astrophysical Journal Letters indicates that it may have experienced dramatic flares in the past. Observations from the CRISM Space Telescope reveal X-ray emissions from a gas cloud near Sagittarius A, suggesting a history of explosive activity that alters our understanding of supermassive black hole evolution and the history of our galaxy.Water Origins of Jupiter's Galilean MoonsA groundbreaking study has determined that the contrasting water content of Jupiter's four large Galilean moons was established during their formation rather than evolving later. This research sheds light on the stark differences between Io, which is dry and volcanically active, and Europa, believed to have a subsurface ocean. The findings suggest that the primordial environment around Jupiter played a crucial role in shaping these moons' compositions.Meteor Impacts Trigger Dust Avalanches on MarsNew evidence indicates that meteor impacts on Mars are causing dust avalanches, creating dark streaks on the planet's surface. An analysis of images from the European Space Agency's ExoMars Trace Gas Orbiter reveals that these avalanches occur primarily due to dry processes, driven by seasonal dust and wind activity, rather than water-related phenomena. This discovery enhances our understanding of Martian surface dynamics and the impact of meteor activity.www.spacetimewithstuartgary.com✍️ Episode ReferencesAstrophysical Journal LettersNature CommunicationsBecome a supporter of this podcast: https://www.spreaker.com/podcast/spacetime-your-guide-to-space-astronomy--2458531/support.(00:00:00) Sagittarius A's hidden violent past revealed(00:12:45) Origins of water on Jupiter's Galilean moons(00:25:30) Meteor impacts causing dust avalanches on Mars(00:35:00) February night sky highlights and celestial events.(00:00:00) This is space time series 29, episode 13 for broadcast on 30 January 2026(00:00:47) X ray emissions from the Crism Space Telescope suggest Sagittarius A flared(00:07:59) A new study claims dust avalanches caused by meteor impacts are creating Martian streaks(00:10:22) February is the second month of the year in the Julian and Gregorian calendars(00:12:03) February's Orion meteor showers usually peak around February 8th(00:22:18) Blue supergiant Rigel is the second brightest star in the constellation Orion(00:31:08) Rygel: Sirius is the brightest star in the night sky(00:35:09) February is a great time to look for bright stars in the night sky(00:38:04) The night sky is sparse with the old planets at the moment

In this episode, we dive into the upcoming eclipse season on the axis of Leo and Aquarius. This eclipse cycle amplifies power-to-the-people energy which can create a tension between individual sovereignty and the powers that be. There will be powerful movements but also continued clash between person and state.We explore the combustible conjunction of Mars and Rahu, a transit that brings intense heat, passion, and ambition, but also raises the potential for conflict, attacks, impulsive actions, and major blow-ups if energy isn't consciously directed. Venus's involvement with Rahu highlights karmic themes around love, desire, and attachments. Relational patterns may resurface demanding clarity or release.Later in the month, Mercury retrograde under these conditions is especially disruptive, increasing the likelihood of miscommunications, travel delays (at worst, major issues or accidents involving travel) tech issues, and messages going sideways. Stay abreast to cosmic matters by taking notes on your calendar throughout the segment. BEGINNER CLASSInnerknowing.yoga > offerings > Beginner CourseYOUTUBE:D9 exploration:https://youtu.be/HTgYcjltyasCharacteristics of Your Spouse:https://youtu.be/i_cOvdSbjy0Soulmate Astrologyhttps://youtu.be/ExnDysvjzUwChristine:website: innerknowing.yogainstagram: astrologynow_podcastpatreon: patreon.com/astrologynowpodcast keywords: astrology, jyotish, Vedic astrology, sidereal astrology, nakshatras,  spirituality, Christine Rodriguez, aries, libra, scorpio, libra, capricorn, Nakshatra, new moon, taurus, Venus, Jupiter, Pisces, Spirituality, horoscope, retrograde, eclipse, solar eclipse, new moon, lunar eclipse

Send us a textWhen a young woman faces a deadly diagnosis, she attends a yankee swap of maladies in hopes of swapping one deadly disease for another. She pawns her disease off on a chainsmoking podcaster hoping to win the death pool. On Episode 705 of Trick or Treat Radio our feature presentation is the folk horror flick Mother of Flies from the Adams Family! We also talk about the role belief plays in healing, how inept we feel compared to the creative output of the Adams Family, and we have our coming attraction reaction where we check out the trailers for the films Faces of Death (2026) and Dolly. So grab your sachet of herbs, don't forget to pack the snake eggs, and strap on for the world's most dangerous podcast!Stuff we talk about: Halloween, Robert Englund, Hollywood Walk of Fame, John Carpenter, Tom Savini, The Adams Family, Nipsy Russell, Children of the Damned, Venom, Necromantik, Sorority Babes in the Slimeball Bowl-A-Rama, Lobsterman from Mars, Children of the Corn, Nemesis, Matinee, American Nightmare, Chupacabra Terror, Deadline, Warm Bodies, Trashsploitation, Heather Graham, Suitable Flesh, The Outer Limits, Marc Singer, Beastmaster, Dark Shadows, Donnie Darko, Poltergeist III, House on Haunted Hill, Warriors, Amityville Groundhog's Day, Mike Vrabel, WCW, the AI dilemma, Darren Aronofsky, Faces of Death, renting rated R films while you're in 2nd grade, Traces of Death, Dead Alive Productions, banned in the UK, Dolly, Sean William Scott, old school trailer narrator, Chris Gore, Film Threat, Ethan Suplee, Max the Impaler, Betty Boop, Becky, Sal Buscema, The Incredible Hulk, Spectacular Spider-Man, John Adams, Zelda Adams, Toby Poser, The Fall of the House of Usher, H6LLB6ND6R, Dust Bunny, The Last Boyscout, tick wrangler, Yankee Swap, the phantom pain gimmick, unearthing cars out of snow, how do you ask for a testicular exam?, Silent Night Deadly Night, Rated R for Death Vaginas, Exam Seeking Behavior, and the Yankee Swap of Maladies.Support us on Patreon: https://www.patreon.com/trickortreatradioJoin our Discord Community: discord.trickortreatradio.comSend Email/Voicemail: mailto:podcast@trickortreatradio.comVisit our website: http://trickortreatradio.comStart your own podcast: https://www.buzzsprout.com/?referrer_id=386Use our Amazon link: http://amzn.to/2CTdZzKFB Group: http://www.facebook.com/groups/trickortreatradioTwitter: http://twitter.com/TrickTreatRadioFacebook: http://facebook.com/TrickOrTreatRadioYouTube: http://youtube.com/TrickOrTreatRadioInstagram: http://instagram.com/TrickorTreatRadioSupport the show

This is your daily horoscope for Sunday, February 1, and the most important aspects of the day:Moon in Leo opposite Mars in Aquarius (4am PT) Full Moon in Leo (2:09pm PT)Join Grimoire: Learn Astrology, Tarot & Strengthen Your Intuition, Magic + So Much MoreBook an Astrology Reading with StephanieJoin Next Month's Meet-Up: (Available on the Purr Tier for $10)Support the show

Ph.D. in psychologist Dr. John Gray, most well-known for his book Men Are from Mars, Women Are from Venus joins Trending with Timmerie Episode Guide Top-five differences between men and women (0:42) How can men and women communicate better based on their differences? (25:51) St. Thomas Aquinas’ advice on what content to consume to make you happy (42:48) Resources mentioned: Men are From Mars, Women are From Venus For Women Only: Be Happy With or Without a Man: https://www.amazon.com/Men-are-Mars-Women-Venus-ebook/dp/B0GHBTHW95 Website for Dr. John Gray: https://www.marsvenus.com/

In this episode, we explore the Leo Full Moon at 13º Leo, taking place on February 1/2, and what it brings into focus emotionally, creatively, and relationally.With the Moon opposing two powerful Aquarius stelliums involving Pluto, Mars, Mercury, Venus and the Sun, this Full Moon highlights the tension between self expression and social expectation, heart and hive mind, authenticity and belonging.If you're navigating questions around visibility, self expression, or emotional honesty, this is a Full Moon worth paying attention to.2026 Personal Astrology ManifestoSubscribe to the Podcast for bonus episodes - 7 Day Free Trial. The Ultimate Manifestation Visualisation MeditationSubscribe to the Lunar Lover newsletterBook in for a Natal Chart Reading with JordannaOrder a copy of All Signs Point To YouInternational readers order here. Hosted on Acast. See acast.com/privacy for more information.

The Challenger exploded 40 years ago this week. Here's how it changed space travel forever. Plus, an expert discusses when humans will be on Mars, and Chad Hartman discusses most iconic TV moments, including The Challenger.

The Challenger exploded 40 years ago this week. Here's how it changed space travel forever. Plus, an expert discusses when humans will be on Mars, and Chad Hartman discusses most iconic TV moments, including The Challenger.

The Challenger exploded 40 years ago this week. Here's how it changed space travel forever. Plus, an expert discusses when humans will be on Mars, and Chad Hartman discusses most iconic TV moments, including The Challenger.

The Challenger exploded 40 years ago this week. Here's how it changed space travel forever. Plus, an expert discusses when humans will be on Mars, and Chad Hartman discusses most iconic TV moments, including The Challenger.

QNB Dijital Köprü katkılarıyla hazırladığımız 290. bölümde Pirix Kurucusu Çiğdem Öztabak konuğum oldu. QNB Dijital Köprü katkılarıyla... Bu bölüm ⁠⁠⁠⁠QNB Dijital Köprü⁠⁠⁠⁠ hakkında tanıtım içerir. ⁠⁠https://www.qnb.com.tr/dijitalkopru⁠ 2026, geleceğin bir kavram olmaktan çıkıp gündelik hayata çarptığı yıl. Yapay zekadan uzay yarışına, robotlardan insan olmanın anlamına kadar; iş, devletler ve bireyler için geri dönüşü olmayan bir eşiği konuşuyoruz. Abartı ile gerçeklik arasındaki çizgide, AI balonunu, yeni güç dengelerini ve “insan sorusunu” masaya yatırıyoruz. Bu bölüm, geleceği anlatmıyor, gelecekle yüzleştiriyor. (00:00) – Açılış (01:00) – Çiğdem Öztabak'ı tanıyoruz. (03:30) – Gelecek gelmedi mi? Back to The Future - https://en.wikipedia.org/wiki/Back_to_the_Future Her - https://de.wikipedia.org/wiki/Her_(2013) (05:33) - 2026'nın, geleceğin bir kavram olmaktan çıkıp gündelik hayata çarptığı yıl olacağını, AI, uzay, eğitim, iş, danışmanlık şirketleri, robotlar ve insan ömrü üzerinden konuşuyoruz. https://de.wikipedia.org/wiki/Singularity_University Ilya Sutskever - https://de.wikipedia.org/wiki/Ilya_Sutskever (09:15) - 2026'da uzay yarışı kızışıyor. Jeff Bezos, Ay'a inişte Elon Musk'ı muhtemelen geçecek gözüyel bakılıyor. Aynı zamanda Elon Musk da, Mars'a Starship fırlatmaya hazırlanıyor. Uzay neden bu kadar önemli? (13:42) – Uzaydan gele ataklar ve uzayda savunma sanayii (15:35) - Herkesin merak ettiği Çin nerede dersek? (17:47) – Sam Altman İstanbul'a mı geldi? (21:48) - Ülkelerin yapay zeka sağlayıcılarına ve ABD'nin siyasi sistemine bağımlılıktan uzaklaşma çabalarıyla AI egemenliği bu yıl ciddi ivme kazanacak. Yapay Zeka egemenliği nedir? Pivot with Kara Swisher and Scott Galloway - https://www.youtube.com/channel/UCBHGZpDF2fsqPIPi0pNyuTg (24:30) – Yapay Zeka balonunun sönmesi (25:25) – LLM'e yapılacak yatırımlar bitti mi? https://huggingface.co/ (28:44) – Yapay Zeka yatırımları aynı hızla devam eder mi? (31:14) – Yapay Zeka ile ilgili startuplar tarafında çok fazla başarısızlık görebilir miyiz? Severance - https://www.imdb.com/title/tt11280740/ (34:24) – CES 2026 , Kod yazmak hala önemli mi? https://www.instagram.com/p/DSOEtzDDc-j/?hl=de (38:00) – İnsan ve yapay zeka etkileşimi nasıl olacak? Uzun vadeli faydaları ne olacak? Lazy Web (40:57) – Singularity nedir? https://www.su.org/team/ray-kurzweil (47:13) – Yapay zeka ajanları ile çalışırken burada insanlar hangi rollere kayacak? https://de.wikipedia.org/wiki/Geoffrey_Hinton https://www.youtube.com/watch?v=Rni7Fz7208c (48:00) – Üniversitelerde bazı bölümler ortadan mı kalkıyor? (50:00) – İşler değişiyor ve yapay zekaya devrediliyor. (56:00) – Hem bireyler, hem şirketler hem de Devletler için 2026'dan çıkarılması gereken stratejik sonuçlar neler? AI ile rekabet etmek yerine onu nasıl kullanabiliriz? (61:02) - Kapanış Sosyal Medya takibi yaptın mı? ⁠⁠⁠⁠X⁠⁠⁠⁠⁠⁠⁠⁠  – ⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠ – ⁠⁠⁠⁠⁠⁠⁠⁠Linkedin⁠⁠⁠⁠⁠⁠⁠⁠ – ⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠ – ⁠⁠⁠⁠⁠⁠⁠⁠Goodreads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Bülten⁠⁠⁠⁠⁠⁠⁠⁠ – ⁠⁠⁠⁠⁠⁠⁠⁠E-Posta⁠⁠⁠⁠⁠⁠⁠⁠ – Bu çalışmaları ve emeklerimi desteklemek için ⁠⁠⁠⁠⁠⁠⁠⁠Patreon⁠⁠⁠⁠⁠⁠⁠⁠  ve ⁠⁠⁠Buy Me A Coffee⁠⁠⁠ hesabımız⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

The Earth-sized planet has conditions similar to Mars but its 146 light years away. Dr Chelsea Huang from the University of Southern Queensland in Australia was among the scientists who carried out the research spoke to Rachel.

What is a patron saint? Do we all get eaten? How do flames decide where to go? How do trees stay standing? What happened to Hank's hair? How do doctors decide where the needles go? …Hank and John Green have answers!If you're in need of dubious advice, email us at hankandjohn@gmail.comJoin us for monthly livestreams at patreon.com/dearhankandjohnSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week on Hysteria 51, we're chasing two flavors of “are we alone?” and one of them is suspiciously nacho-adjacent.First, the skies over Area 51 served up a late-night special: a mysterious “Dorito-shaped” aircraft spotted cruising near the world's most side-eye-worthy patch of desert. Was it a classified test flight, a stealth prototype, or the most aggressive brand sponsorship in aviation history? Either way, if it looks like a triangle and haunts the Nevada night, we're legally obligated (by podcast law) to investigate.Then we rocket to Mars, where NASA says the Perseverance rover found a rock with intriguing “leopard spot” patterns inside Jezero Crater that could be a potential biosignature, meaning ancient chemical reactions that might be consistent with microbial life. Not “we found Martians,” but definitely “this rock is acting extremely sus.”So buckle up for an episode packed with UFO vibes, Area 51 sightings, Mars rover discoveries, and the eternal question: are we staring at evidence of secret tech… or secret life… or just humanity's unstoppable urge to turn every weird shape into a headline?Links & Resources

Merriam-Webster's Word of the Day for January 28, 2026 is: bombast • BAHM-bast • noun Bombast is a formal word that refers to speech or writing that is meant to sound important or impressive but that is not sincere or meaningful. // You need less bombast and more substance in this speech. See the entry > Examples: “This is bombast that has not been thought through from a policy perspective. I know that many in the space community find this to be exciting and want to believe the hype behind such an announcement. Mars is exciting. However ... I think we have to ask ourselves whether getting to Mars is worth the moral costs in addition to the economic costs and potential risks to human lives.” — P. J. Blount, quoted in Newsweek, 28 Jan. 2025 Did you know? Bombast settled softly into English in the mid-late 16th century as a textile term used to refer to cotton or other soft fibrous material used as padding or stuffing (its ultimate source is likely the Middle Persian noun pambak, meaning “cotton”), but within a decade it had extended from literal stuffing to figurative stuffing, referring to speech or writing that is padded with pretentious verbiage. The adjective bombastic, which followed bombast a century later, has been a favorite choice to describe blowhards, boasters, and cockalorums ever since.

President Trump has kicked off a weekly national travel schedule to champion his economic agenda and mobilize voters ahead of the 2026 midterms. Amidst growing tensions surrounding immigration enforcement following the recent shooting in Minneapolis, the administration has made some personnel changes to ICE operations, while also doubling down on "80 percent issues" like affordability and border security. FOX News Political Analyst and former RNC Chairman Reince Priebus joins the Rundown to break down the GOP's roadmap for turning the midterms into a presidential-style victory.  Forty years ago today, the world watched in horror as the Space Shuttle Challenger exploded 73 seconds after liftoff, a tragedy that exposed critical hardware failures and sparked a national conversation about the inherent risks of pushing the human frontier. Retired NASA astronauts Bonnie Dunbar and Clayton Anderson join to look back at the lives of the seven heroes lost, the evolution of safety protocols that followed the investigation, and the unwavering spirit of discovery required to reach for the Moon and Mars. Plus, commentary by FOX News contributor Joe Concha. Learn more about your ad choices. Visit podcastchoices.com/adchoices

(04:50 How did you decided to become Mayor?(24:00) How can we save Little Jamaica(12:15) Mental Health Services instead of police(48:30) Blue Jobs vs Pink Jobs(57:50) Going to Mars and not coming back(1:01:15) So Kayne Apologized again(1:15:40) J Cole dropped a DJ Clue Tape(1:23:40) Juno Nominee list dropped(1:26:35) Daniel Caesar needs to stop doing interview(1:33:00) Is Kai being performative? Hosted on Acast. See acast.com/privacy for more information.

Sponsor Link:This episode is brought to you with thanks to Squarespace. Bring your stories to life with Squarespace, the easiest way to create an exceptional website, blog, portfolio, or online store. To take up our great offer and help support the show, just visit www.squarespace.com/spacetime or use the Promo Code SPACETIME at checkout.SpaceTime with Stuart Gary Gary - Series 29 Episode 12In this episode of SpaceTime, we uncover groundbreaking discoveries about Earth's mantle, the watery past of Mars, and the rapid growth of galaxies through cool gas filaments.Distinct Histories of Earth's Mantle ProvincesRecent research reveals that the two massive continent-sized regions deep within the Earth's mantle have unique chemical compositions and histories. This study challenges long-held assumptions and uses seismic wave data to illustrate how these large low velocity provinces differ in density and material, impacting the planet's heat extraction from the core and potentially affecting the stability of Earth's magnetic field.Confirmation of Mars as a Blue PlanetNew evidence from ancient Martian river deltas suggests that Mars was once covered by a vast ocean. High-resolution images reveal delta-like structures, indicating that water once flowed into an ocean approximately 3 billion years ago. This discovery supports the notion of a once habitable environment on Mars, offering insights into its geological history and the potential for life.Galaxies Growing Through Cool Gas FilamentsA fascinating new study has demonstrated how galaxies can rapidly grow by drawing in filaments of cool gas. Observations from the Keck Telescope's Cosmic Webb Imager provide direct evidence of these gas streams spiraling into galaxies, fueling star formation at unprecedented rates. This research offers significant insights into the processes of galaxy formation and the role of the cosmic web in shaping the universe.www.spacetimewithstuartgary.com✍️ Episode ReferencesScientific ReportsMPJ Space ExplorationNature AstronomyBecome a supporter of this podcast: https://www.spreaker.com/podcast/spacetime-your-guide-to-space-astronomy--2458531/support.(00:00:00) Distinct histories of Earth's mantle provinces(00:12:15) Mars confirmed as a blue planet with ancient ocean(00:25:30) Galaxies grow rapidly through cool gas filaments(00:35:00) Discovery of the oldest known rock art in the world.

The famous actor comes to Herman in a dream, convincing him to make his feature “Bear Naked Amazonians from Mars.” If he makes the deadline, the film will take Best Feature at South by Southwest, making Herman an international celebrity. What motivated you to make this film? I was inspired by No Wave film  –  a movement from  NYC 1976-1982. In this style, you shoot it now. Before you even have a complete understanding of the story. You blast your way into the production and trust instincts. I thought this would be a great departure from my first narrative film, in which I was much more careful. I think in the future I will return to a more traditional, methodical plan, having learned what I needed in the process of making a No Wave inspired film.  From the idea to the finished product, how long did it take for you  to make this film? 18 weeks and two days from the first day of writing to the last shot of principal photography, then 18 months of editing and graphics, VFX, etc.  How would you describe your film in two words!? Hope High What was the biggest obstacle you faced in completing this film? Other than time and money? Personalities. If even one cast member is not doing an indie film for the love of it, but rather from the money or career advancement it might bring, the whole cast and crew gets infected with negativity.  —— Subscribe to the podcast: Tweets by wildsoundpod https://www.instagram.com/wildsoundpod/ https://www.facebook.com/wildsoundpod

In Episode 150, astrologers Kristina Martin and Tara Redfield tackle the iconic partnership of Sonny and Cher through the lens of their birth charts.   We begin with Cher's chart, revealing a fierce Cancer Rising with a hard shell. Her Moon in Capricorn and Saturn in Cancer reflect a strict, harsh upbringing, exemplified by her time in a Catholic orphanage. With Mars and Pluto in Leo in the 2nd House, she possessed the powerful ability to rise from the ashes, while her Sun in Taurus fueled her drive for tangible stability—famously crystallized in her mantra, "I am a rich man."   Sonny Bono's chart shows a partner-oriented Libra Rising. A Venus in Pisces opposed by Neptune idealizes love, explaining his four marriages. However, a Mars square Pluto and opposition to Uranus reveals an exacting, rebellious, and volatile side. Combined with his Sun and Mercury in Aquarius, this indicates a personality that insisted things be done on his own terms.   Together, their synergy is clear. They share a rare and exciting aspect between their chart rulers, where their individual life paths fully supported one another. A wealth of helpful aspects to her Venus in Gemini gave Cher feelings of value, appreciation, and love—including a trine from Mars, signaling intense chemistry. Yet, two Mars/Pluto aspects to their Moons foreshadowed the bitter, public "war of the roses" divorce, mirroring a contentious undercurrent that was always present. With an unstable Uranus square to Venus compounding matters, does the beat truly go on? Tune in to hear the final Venus compatibility score for this legendary duo!   Book a Reading with us! Connect with Kristina Martin Book a Reading www.klmastrology.com astrologyklm@gmail.com www.instagram.com/klmastrology   Connect with Tara Redfield Book a Reading www.anotherdaygreener.com anotherdaygreener@gmail.com www.instagram.com/anotherdaygreener/ www.tiktok.com/@anotherdaygreener      

Send us a text2026 opens with powerful and emotionally charged astrology. Saturn retrogrades back into Pisces, Mars meets Pluto at 3°, and a First Quarter Moon in Taurus demands grounded action. This episode explains why things feel intense right now and how to navigate power struggles, emotional responsibility, and major decisions without burnout.Includes concise predictions for all 12 signs.✨ Book a personal reading at theastroteapod.com✨ Stay connected on my socials IG, TT : aylinauraskySupport the show

The Full Moon in Leo on February 1 is the lead-up to some of the most powerful and transformative Astrology of the year. It is the last lunation before eclipse season as well as a host of powerful aspects that occur mid-month. The Full Moon itself is a powerful time to speak out with courage and conviction. Leo is a fixed Fire sign and does not back down when it believes in something. This is a powerful time to use your voice or express what is on your heart, another Leo theme. This Full Moon opposes Venus, planet of relationships and harmony, just after opposing Mars and Pluto. This lunation seems to be about conflict and asserting oneself, but also about building bridges and connecting with community. What does this mean for your sign? What is the Astrology that we can expect in the collective under this energy?Enjoy the forecast!Book a Reading or Work With Me:www.dogstaroracle.comNeptune in Aries Horoscopes:https://youtu.be/cNvq74UlJQU?si=yON_YDhAPqc0bZWG2026 Astrology Podcast:https://youtu.be/CAYNQjdOc9U?si=0mTBYZE9vJRVCP-xEmail and Social Media:Email: akriech@dogstaroracle.comInstagram:https://www.instagram.com/stories/dogstaroracle/Timestamps:0:00 Title02:16 Aquarius Season Recap10:22 Full Moon in Leo 18:21 Neptune in Aries22:20 Mercury in Pisces25:07 Venus in Pisces26:49 Horoscopes Begin28:01 Aries30:57 Taurus33:47 Gemini37:15 Cancer40:10 Leo 44:09 Virgo 47:32 Libra 51:30 Scorpio56:32 Sagittarius57:46 Capricorn01:00:52 Aquarius01:05:08 Pisces

President Trump has kicked off a weekly national travel schedule to champion his economic agenda and mobilize voters ahead of the 2026 midterms. Amidst growing tensions surrounding immigration enforcement following the recent shooting in Minneapolis, the administration has made some personnel changes to ICE operations, while also doubling down on "80 percent issues" like affordability and border security. FOX News Political Analyst and former RNC Chairman Reince Priebus joins the Rundown to break down the GOP's roadmap for turning the midterms into a presidential-style victory.  Forty years ago today, the world watched in horror as the Space Shuttle Challenger exploded 73 seconds after liftoff, a tragedy that exposed critical hardware failures and sparked a national conversation about the inherent risks of pushing the human frontier. Retired NASA astronauts Bonnie Dunbar and Clayton Anderson join to look back at the lives of the seven heroes lost, the evolution of safety protocols that followed the investigation, and the unwavering spirit of discovery required to reach for the Moon and Mars. Plus, commentary by FOX News contributor Joe Concha. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, we dive into the better-forgotten 1986 post-apocalyptic roller skating spectacular, Solarbabies. Cara Santa Maria joins us to send Secular Movie Month out with a bang.Check out more from Cara on the Talk Nerdy podcastTo see us live in San Francisco, click here: https://www.eventbrite.com/e/god-awful-movies-live-in-san-francisco-california-tickets-1976632374642If you'd like to make a per episode donation and get monthly bonus episodes, please check us out on Patreon: http://patreon.com/godawfulCheck out our other shows, The Scathing Atheist, The Skepticrat, Citation Needed, and D&D Minus.Our theme music is written and performed by Ryan Slotnick of Evil Giraffes on Mars. If you'd like to hear more, check out their Facebook Page: https://www.facebook.com/EvilGiraffesOnMars/Report instances of harassment or abuse connected to this show to the Creator Accountability Network here: https://creatoraccountabilitynetwork.org/

preview for later. Guest: Bob Zimmerman, Space Historian (BehindtheBlack.com) Summary: Zimmerman discusses Blue Origin's plans to upgrade the New Glenn rocket to match the power of SpaceX's Starship. He explains that Jeff Bezos is focused on moving heavy industry into orbit to preserve Earth's environment, rather than prioritizing the exploration of Mars.1953

High Timeline Living Website:https://www.hightimelineliving.com/Fun Astrology YouTube Channel:https://www.youtube.com/@funastrologypodcastBuy Thomas a Coffee!https://www.buymeacoffee.com/funastrologyThank you!Join the Fun Astrology Lucky Stars Club Here!Old Soul / New Soul Podcast - Back Episodes:https://www.buzzsprout.com/2190199https://www.youtube.com/@OldSoulNewSoulAstrologyPodcast

On Earth, human life is enabled by plants which provide us with calories, vitamins, fuel, medicines, and oxygen to breathe. In addition, recent scientific studies indicate that plant cultivation reduces anxiety and depression and has a positive influence on diabetes, heart disease, obesity, and longevity. Perhaps this is the reason that 80% of the cultivated plant species on planet Earth are not used for any food related purpose. On long duration space missions astronauts live in close quarters isolated from the natural world where the basic activities like eating, sleeping, and attending to bodily functions are difficult and stress producing. Recent research conducted on the International Space Station suggests that space gardening helps astronauts to cope with the sterile space craft interior, allows them to combat boredom, as well as some of the other negative psychological effects of their long period of confinement. Specific examples of International Space Station gardens include astronaut Scott Kelly's first zinnia to bloom in space and astronaut Peggy Whitson's small crop of space soybeans. For many thousands of years people making long journeys have taken plants for food and recreation with them. It is likely that when humans travel to Mars they will continue this practice. The plants that Mars explorers take with them will provide a source of fresh fruits and vegetables , fresh air to breathe, and perhaps a psychological benefit that is crucial to the success of their mission.

Voici le premier épisode de notre mini-série sur les théories du complot! Pour cet épisode, on s'attaque aux mystères autour de la planète Mars! Au fil de l'exploration spatiale, les photos prises de la planète rouge alimentent plus de questions que de réponses! Y-a-t-il déjà eu de la vie sur Mars? Ou encore, y sommes-nous déjà allés? Les secrets bien gardés de la NASA contribuent à alimenter les théories les plus tordues. Y aurait-il des bases extra-terrestres ou encore, des pyramides sur la planète rouge? Suivez-nous dans ce voyage cosmique, alors que nous allons explorer et débunker les théories les plus fascinantes sur Mars!nordvpn.com/distorsion : Rabais exclusif sur ton abonnement + plus 4 mois gratuits!ÉrosEt Compagnie : 15% de rabais avec le code DistorsionPatreon | Site Web | Boutique Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Bill Maher sits down with filmmaker Dan Farah to discuss his documentary "Age of Disclosure" about UFOs (sorry, UAPs!) and government cover-ups. Dan reveals what high-level intelligence officials told him on camera about crash retrievals and non-human beings. They debate everything from ocean-dwelling alien crafts to Steven Spielberg's prophetic filmmaking, why Mars is a terrible vacation spot, and whether getting probed is really as common as '90s pop culture suggested. Bill weighs in on whether Trump could be the one to announce “we are not alone” (with some very real concerns about optics), while also battling a stubborn Zippo lighter that may or may not need alien intervention. Support our Advertisers: -Get 10 free meals and a FREE Zwilling knife on your third box at https://www.hellofresh.com/random10fm -Head to https://www.squarespace.com/CLUBRANDOM to save 10% off your first purchase of a website or domain using code CLUBRANDOM.  Subscribe to the Club Random YouTube channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/clubrandompodcast?sub_confirmation=1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Watch episodes ad-free – subscribe to Bill Maher's Substack: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://billmaher.substack.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to the podcast for free wherever you listen: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/ClubRandom⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Buy Club Random Merch: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://clubrandom.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit https://podcastchoices.com/adchoices ABOUT CLUB RANDOM Bill Maher rewrites the rules of podcasting the way he did in television in this series of one on one, hour long conversations with a wide variety of unexpected guests in the undisclosed location called Club Random. There's a whole big world out there that isn't about politics and Bill and his guests—from Bill Burr and Jerry Seinfeld to Jordan Peterson, Quentin Tarantino and Neil DeGrasse Tyson—talk about all of it.  For advertising opportunities please email: PodcastPartnerships@Studio71us.com ABOUT BILL MAHER Bill Maher was the host of “Politically Incorrect” (Comedy Central, ABC) from 1993-2002, and for the last fourteen years on HBO's “Real Time,” Maher's combination of unflinching honesty and big laughs have garnered him 40 Emmy nominations. Maher won his first Emmy in 2014 as executive producer for the HBO series, “VICE.” In October of 2008, this same combination was on display in Maher's uproarious and unprecedented swipe at organized religion, “Religulous.” Maher has written five bestsellers: “True Story,” “Does Anybody Have a Problem with That? Politically Incorrect's Greatest Hits,” “When You Ride Alone, You Ride with Bin Laden,” “New Rules: Polite Musings from a Timid Observer,” and most recently, “The New New Rules: A Funny Look at How Everybody But Me Has Their Head Up Their Ass.” FOLLOW CLUB RANDOM https://www.clubrandom.com https://www.facebook.com/Club-Random-101776489118185 https://twitter.com/clubrandom_ https://www.instagram.com/clubrandompodcast https://www.tiktok.com/@clubrandompodcast FOLLOW BILL MAHER https://www.billmaher.com https://twitter.com/billmaher https://www.instagram.com/billmaher Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this week's episode: After crossing a red line, Trump goes yellow on Greenland ... A Venezuelan Nobel Peace Prize winner bribes a demon kid so she won't get wished into the cornfield ... And Republicans invite the world's leading expert on Donald Trump's crime to headline a big public hearing on Donald Trump's crime.To support our show on Patreon, go here:patreon.com/skepticratTo hear more from Evil Giraffes on Mars, go here:facebook.com/EvilGiraffesOnMarsGet great deals while supporting the show by checking out our sponsors:mintmobile.com/skepticratgroundnews.com/skepticratquince.com/skepticratauraframes.com (code: SKEPTICRAT)betterhelp.com/skepticratHeadline Sources:Trump at Davos: https://www.nytimes.com/2026/01/21/us/politics/trump-davos-speech-takeaways.htmlhttps://nymag.com/intelligencer/article/trump-davos-speech-greenland-stupid-moments.htmlProtest at Minnesota Church Service Adds to Tensions Over ICE Tactics: https://www.nytimes.com/2026/01/19/us/politics/minnesota-church-protest-ice.htmlWhite House Uses AI to Alter Protester's Face So That She's Sobbing: https://nz.news.yahoo.com/white-house-uses-ai-alter-211105749.htmlGuinea-Bissau halts RFK Jr. inspired Hep B vaccine trial: https://apnews.com/article/guinea-bissau-suspends-us-hepatitis-b-study-9d172d68afb36c62a85d1236f639ddcfJournalist Laura Jedeed applied for a job at ICE as a joke and got the job way too easily:https://slate.com/news-and-politics/2026/01/ice-recruitment-minneapolis-shooting.htmlICE agents slipping on ice in Minnesota and falling so hard:https://www.nytimes.com/2026/01/16/us/minneapolis-ice-protest-winter-weather.htmlICE slipping on ice montage: https://www.reddit.com/r/Minneapolis/comments/1qaljce/ice_agents_slipping_on_ice_a_montage/Machado Presents Trump With Her Nobel Peace Prize Medal: https://www.nytimes.com/2026/01/15/world/americas/machado-trump-meeting-nobel-peace-prize.htmlJack Smith testifies before congress: https://www.nytimes.com/2026/01/22/us/politics/takeaways-jack-smith-congress-testimony.html

Episode 267In this podcast, New York Times best-selling author and astrologer Chani Nicholas discusses the astrology of the week and what it might mean for us all.The astrology of the week of January 26th, 2026, is about taking up space and making sh*t happen. Neptune fully moves into Aries for the first and only time in our lifetimes, where it will inspire us to fight for our ideals over the next decade. Mars also teams up with Pluto, underscoring our collective power. And the Full Moon in Leo stirs up creative potential, urging us to dream bigger and bolder. It's time to get loud, command attention, and act on our visions for a better world.This episode covers:Neptune's entrance into Aries on Monday, January 26thMars' conjunction with Pluto on Tuesday, January 27thMercury's conjunction with Venus on Thursday, January 29thThe Full Moon in Leo on Sunday, February 1stThe end of Uranus' retrograde on Tuesday, February 3rdThis episode was recorded on 01/13/2026.For more, check out your free daily horoscope on the homepage of the CHANI app — now on iOS and Android.Want to know what Chani's reading beyond the astro? Join her book club, The Next Chapter, to explore her favorite titles and build community around books that reckon with and reimagine the world we're living in.Want to learn what 2026 has in store for you? Open your CHANI app and head to the “This Year” tab to listen to your month-by-month astro breakdowns from Chani Nicholas, read your horoscopes for the year (tailored to the four main areas of your life), and dive into the journal prompts, rituals, altar suggestions, and guided meditations that will help you navigate the astrology of 2026 as it unfolds. Btw, we're never wrong.The music featured in the podcast was created by Latashá.

This week, after an extended stay in Pisces, Neptune enters Aries for the next 12 years. Mars and Pluto join ferocious but innovative forces to focus on the future. Mercury and Venus bring inspirational words about our values. A sizzling Full Moon in Leo sets the tone for the upcoming eclipses. And a listener question about the Progressed Moon. Plus: Abraham Lincoln saves the world, failing for spite, and standing up and standing out! Read a full transcript of this episode. Have a question you'd like answered on the show? Email April or leave it here! Subscribe to April's mailing list and get a free lunar workbook at each New Moon! Love the show? Make a donation! Timestamps [1:21] Neptune enters Aries (Jan. 26, 9:34 am PST and will stay in this sign until May 2038. The last time Neptune moved through Aries was from April 13, 1861-April 7, 1875. Can a single individual, or a single nation, save the world? [5:17] Mars conjunct Pluto (Jan. 27, 3:01 pm PST) at 3°34' Aquarius, a potentially ruthless combination. Use personal will toward something collectively meaningful. [8:47] Mercury conjunct Venus (Jan. 29, 2:17 am PST) at 14°57' Aquarius on Sabian symbol 15 Aquarius, Two lovebirds sitting on a fence. Sometimes love is as simple as choosing to sit on the fence together and enjoy one another's company. [11:45] Moon Report! Leo Full Moon (Feb. 1, 2:09 pm PST) at 13°03' Leo. The Moon is on Sabian symbol 14 Leo, The human soul awaiting opportunity for expression and the Sun is on 14 Aquarius, A train entering a tunnel. Are we using our individual voice in service of something larger than ourselves? Are we speaking for our family, our community, or even our country when it matters? [15:30] Lunar Phase Family Cycle (LPFC). This is the Full Moon (awareness point) in an LPFC that began on Aug. 4, 2024, with a New Moon at 12°34' Leo. The First Quarter (first action point) of this LPFC was on May 4, 2025, at 14°21' Leo. The Last Quarter (final action point) of this LPFC will be on Nov. 1, 2026, at 9°25' Leo. [17:12] Void-of-Course (VOC) Moon Periods. On Jan. 27, the Moon in Taurus sextiles Saturn in Pisces (9:58 am PST). It's VOC for 2 hours 57 minutes, then enters Gemini (12:55 pm PST). Practice being the grown-up in the room. [18:40] The Moon in Gemini squares Saturn in Pisces (Jan. 29, 11:56 am PST). It's VOC for 2 hours 36 minutes, then enters Cancer (2:32 pm PST). Get into the habit of gaining clarity and choosing words carefully before sending a message out into the world. [19:43] The Moon in Cancer trines Saturn in Pisces (Jan. 31, 1:52 pm PST). It's VOC for 2 hours 17 minutes, then enters Leo (4:09 pm PST). Get into the habit of establishing emotional boundaries. [21:15] Listener Kelly with a Y asks about the Progressed Moon. [27:25] To have a question answered on a future episode, leave a message of one minute or less at speakpipe.com/bigskyastrologypodcast or email april (at) bigskyastrology (dot) com; put “Podcast Question” in the subject line. Free ways to support the podcast: subscribe, like, review and share with a friend! [27:56] A tribute to this week's donors! If you would like to support the show and receive access to April's special donors-only videos, go to BigSkyAstropod.com and contribute $10 or more. You can make a one-time donation in any amount or become an ongoing monthly contributor.

A very Aries week in the stars is meant to kick up activation, anger, and action. Neptune moves into Aries, and with it a challenging era begins. Mars & Pluto meet up—motivation and presence are essential this week.

A lot of business owners believe that hustling non-stop is the only path to success, and they justify neglecting their relationships in the name of providing. But the real lesson here is about service—putting family first, letting go of scarcity, and realizing that abundance isn't just about money, it's about love and connection. When you act from this place, everything else falls in line.   Unlock a deep-dive conversation with Keith Kalfas as he explores the realities of being self-employed, running a small business, and maintaining healthy relationships. This episode is a must-listen for business owners, especially those balancing intense work schedules and marriage, seeking wisdom on navigating stress, work-life harmony, and the path to conscious leadership.   In this Episode You will Discover:  The real challenges of balancing business and personal relationships, especially for self-employed professionals in the service industry. Insights on how emotional cycles and communication patterns can impact long-term relationships. The importance of prioritizing family and connection, and how shifting your focus from work to loved ones can transform both home and business life. The power of shifting your mindset from scarcity to abundance, and how gratitude is the secret to happiness and success. Life lessons on letting go of drama, accepting responsibility for your own experience, and finding peace and fulfillment through self-awareness.   "So it's kind of like if she really knows that you're there for her no matter what and you have her back, then she'll let you go out and be a workaholic...because she trusts you now."  - Keith Kalfas   Topics Covered:  00:00:00 - 00:01:16 — Introduction: Business-Life Balance Keith Kalfas goes live for the first time during the Untrapped Podcast, sharing the challenges of owning a service business while maintaining a marriage or serious relationship. He draws a stark contrast between entrepreneurship and the traditional 9-to-5 and previews the episode's focus on personal experience and relationship stress during the busy summer months. 00:01:17 - 00:02:37 — The Stressful Summer Rush Keith highlights the overwhelming nature of June for landscaping/lawn care businesses, describing how personal matters take a back seat. He cautions that relationship tensions can peak during periods when business consumes all attention and urges mindfulness of time spent with loved ones. 00:02:38 - 00:04:33 — The Personal Toll: Real-Life Stories Through candid personal stories, Keith Kalfas describes heartbreaking episodes of marital conflict stemming from his workaholic habits, culminating in threats of divorce. His wife's demand for attention reveals a universal tension in entrepreneur relationships: the struggle to assure loved ones that they come first. 00:04:34 - 00:06:37 — Emotional Needs & Priorities Keith breaks down the emotional dynamics that fuel domestic disputes, explaining why partners may provoke arguments to validate their importance. He advocates putting God, family, and relationships before business for long-term sustainability and trust. 00:06:38 - 00:08:37 — App Solutions & Relationship Wisdom Quick tips on service business software: Housecall Pro and its benefits for efficiency. Keith weaves in profound relationship advice, referencing books like "The Way of the Superior Man," "Men Are from Mars, Women Are from Venus," and "The Five Love Languages," describing levels of masculinity and conscious partnership. 00:08:38 - 00:12:51 — Stages of Relationships & Authentic Masculinity Discover how ego, roles, and shell personalities can sabotage intimacy. Keith outlines the "dance" of masculine/feminine energy, describing the destructive cycle of resentment and the importance of emotional bank accounts, boundaries, and building trust through integrity. 00:12:52 - 00:17:29 — Conscious Love & Self-Work Keith emphasizes that true connection takes years of conscious effort—a process of healing childhood wounds, servant leadership, and ego death. He guides listeners through the path of becoming a statesman, capable of leading self, family, and business. 00:17:30 - 00:20:38 — Spiritual Growth & Relationship Commitment The spiral of self-love, forgiveness, and enlightenment is discussed. Keith warns about the evolving polarities between partners and attests to the power of long-term commitment for personal and professional growth. He stresses that anything not rooted in "Truth" will eventually dissolve. 00:20:39 - 00:22:02 — The Dark Night of the Soul Listeners learn the role of profound suffering—from physical illness to loss—in forcing consciousness evolution. Keith details the stages of trauma and the transformative effect of moving into gratitude. 00:22:03 - 00:24:07 — The Secret of Gratitude How gratitude transforms suffering and life circumstances, referencing Dr. David Hawkins' "Power vs. Force." He contrasts low vibrational states of shame and blame with the liberating power of acceptance and thankfulness. 00:24:08 - 00:26:56 — Radical Ownership & Change Entrepreneurs are challenged to accept responsibility for their relational realities and family dramas. Keith uses pop culture and biblical references to argue for unconditional commitment and the wisdom of letting go of material attachments. 00:26:57 - 00:30:38 — Real-Life Implementation: Habits & Mindset Keith shares his journey of implementing a weekly date night despite enormous resistance and stress. He highlights how small shifts in prioritizing relationships over perpetual work lead to breakthroughs in happiness and abundance. 00:32:36 - 00:36:27 — Mindset Shift: Creating Your Reality A powerful segment on the physics of perception and energy; Keith summarizes how your mindset and beliefs actively shape marriage, business, and life outcomes. He urges listeners to shift from drama and suffering to active gratitude and peace. 00:36:28 - 00:40:02 — Handling Problems & Breaking Drama Cycles Keith challenges listeners to step up and handle problems with maturity. He narrates a recent business mishap that caused anxiety and how connection, presence, and solutions are the antidotes to suffering.   Key Takeaways Balancing Business and Home Life - Being self-employed, especially in a seasonal business like landscaping or window cleaning, blurs the lines between work and personal life, often leading to stress in relationships. Unlike a traditional 9-to-5, business owners frequently bring work home, resulting in continuous pressure and less quality time with loved ones. Impact on Relationships - Intense work periods can strain marriages or partnerships due to lack of attention, leading to feelings of neglect and frequent arguments. Communication and reassurance are critical; your partner wants to feel prioritized and secure, knowing that they come first even as you pursue business goals. Self-Work & Leadership Lasting change starts with inner work: healing past wounds, forgiving yourself and others, and evolving toward conscious leadership.  Leading yourself well is foundational before you can successfully lead a family, business, or community.   Connect with Keith Kalfas: Instagram: https://www.instagram.com/keithkalfas/ Facebook: https://www.facebook.com/thelandscapingemployeetrap Website: https://www.keithkalfas.com/resources Youtube: https://www.youtube.com/@keith-kalfas   Resource Links Jobber CRM Free Trial:  getjobber.com/kalfas. Footbridge Media for Contractors: footbridgemedia.com/Keith Untrapped Alliance Application: keithkalfas.com/alliance   Written and Edited by: Ma. Teresa Catangay-Bardinas