Estimation of risk associated with exposure to a given set of hazards
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Vijetha Koppa talks about Lethality Assessment Programs used by police in domestic violence incidents. OTHER RESEARCH WE DISCUSS IN THIS EPISODE: "Does the Certainty of Arrest Reduce Domestic Violence? Evidence from Mandatory and Recommended Arrest Laws" by Radha Iyengar. "Revisiting the Effect of Warrantless Domestic Violence Arrest Laws on Intimate Partner Homicides" by Yoo Mi Chin and Scott Cunningham. "Deterrence or Backlash? Arrests and the Dynamics of Domestic Violence" by Sofia Amaral, Gordon B. Dahl, Victoria Endl-Geyer, Timo Hener, and Helmut Rainer. "Improving Batterer Intervention Programs Through Theory-Based Research" by Gregory L. Stuart, Jeff R. Temple, and Todd M. Moore. "Batterer Intervention Programs: A Report From the Field" by Bethany J. Price and Alan Rosenbaum. “The next Generation of Court-Mandated Domestic Violence Treatment: A Comparison Study of Batterer Intervention and Restorative Justice Programs" by Linda G. Mills, Briana Barocas, and Barak Ariel. "The Oklahoma Lethality Assessment Study: A Quasi-Experimental Evaluation of the Lethality Assessment Program" by Jill T. Messing, Jacquelyn Campbell, Daniel W. Webster, Sheryll Brown, Beverly Patchell, and Janet Sullivan Wilson. "Criminal Charges, Risk Assessment, and Violent Recidivism in Cases of Domestic Abuse" by Dan A. Black, Jeffrey Grogger, Tom Kirchmaier, and Koen Sanders. "Policing in Patriarchy: An Experimental Evaluation of Reforms to Improve Police Responsiveness to Women in India" by Sandip Sukhtankar, Gabriele Kruks-Wisner, and Akshay Mangla. "Gender, Crime and Punishment: Evidence from Women Police Stations in India" by Sofia Amaral, Sonia R. Bhalotra, and Nishith Prakash. "Gender Violence, Enforcement, and Human Capital: Evidence from Women's Justice Centers in Peru" by Sviatschi, Maria Micaela, and Iva Trako. "Female Political Representation and Violence Against Women: Evidence from Brazil" by Magdalena Delaporte and Francisco Pino.
Assessing Climate RisksAs climate change accelerates, climate risks are beginning to impact every aspect of society from infrastructure and transportation to health, biodiversity, and air and water quality. A climate risk is the potential for climate change to have adverse consequences for a human or ecological system. Climate risks have implications for property and infrastructure, posing a threat to the global financial system at large. The rate at which climate change and its associated risks are increasing can be reduced through mitigation and adaptation actions such as investing in green infrastructure and implementing energy efficiency standards. The assessment of climate risk involves the identification and quantification of the potential impacts of climate change on an organization, region, or community. Many organizations utilize climate risk assessments, which involve evaluating current and future vulnerabilities to climate-related hazards, taking into account factors such as infrastructure resilience, economic stability, and social vulnerability. To quantify those impacts, assessments typically estimate the level of damage in financial terms. In order to streamline this process and make it easier for companies to identify their potential risk, riskthinking.AI has developed a platform to leverage climate change risks and impacts through AI software.Integrating AI technology into climate risk assessmentsRiskthinking.Ai integrates AI technology with climate change data to evaluate financial risk management through their development of the ClimateEarthDigitalTwin (CDT). The CDT integrates physical asset data with the latest climate projections like extreme weather and temperature shifts. Rather than using deterministic forecasts, CDT relies on probabilistic distributions to simulate a range of future scenarios and project changes in an asset's value over time. The CDT platform quantifies exposure and impacts from climate change. Riskthinking.Ai identifies which specific risk factors, such as extreme heat and floods, contribute to overall exposure. This approach can guide decision-making and help assess the complex risks posed by climate change and inform future infrastructure investments, risk mitigation, and climate adaptation strategies.Upsides to AI assessment Riskthinking.Ai enables organizations to evaluate future financial impacts of climate change, integrating climate risks into business decisions. Countries especially vulnerable to climate change may benefit from this algorithm, as it allows for a better understanding of the threats they face due to a changing climate. By providing countries, governments, and corporations with a better understanding of how they may be at risk due to their geographical location and respective climate vulnerability, AI technology can guide decision-making to inform proper adaptation and mitigation into the future. Downsides to AI assessment Although Riskthinking.Ai provides a tangible strategy in informing proper adaptation and mitigation, many argue that the use of AI technology to address environmental crises is counterintuitive due to AI's negative impacts on the environment. By 2040, it is predicted that the emissions from the Information and Communications Technology (ICT) industry will amount to 14% of global emissions, with the majority being driven through ICT infrastructure, specifically data centers and communication networks which AI relies upon to operate. In addition to the significant energy consumption required to power AI technology, a large amount of water is needed for cooling data centers. Further, AI relies on critical minerals and rare elements which are mined for unsustainability and the rapidly increasing data centers contribute to the growing body of electronic waste. However, as AI becomes increasingly applied to environmental problems, it can prove to be a valuable tool in combating climate change. Thus, working to reduce the environmental impact of AI technology will not only be vital in its application for climate risk assessments, but in mitigating the harmful effects brought about by its rapidly increasing societal demand.About our GuestDr. Ron Dembo, founder and CEO of Riskthinking.Ai, has utilized his multi-factor scenario modeling expertise to create a data platform and analytics engine for measuring and managing climate financial risk. Dr. Ron Dembo has been an Associate Professor at Yale, visiting professor at MIT, and has received many awards for his work in risk management, optimization, and climate change.ResourcesEarth Scan, What is climate risk and what does it mean for your organizationIBM, What is climate risk?NOAA, Climate Change ImpactsRiskthinking.AI, Climate Data & Analytics that Power Enterprise Risk, Research and ReportingEarth.Org, The Green Dilemma: Can AI Fulfil Its Potential Without Harming the Environment?Further ReadingMIT News, Explained: Generative AI's environmental impactNASA, The Effects of Climate ChangeUN, AI has an environmental problem. Here's what the world can do about that.For a transcript of this episode, please visit https://climatebreak.org/using-ai-for-climate-risk-assessment-with-dr-ron-dembo/.
The landscape for self defense is always changing, and it is up to us to avoid an escalation cycle that ends in your arrest. Know what you're "betting!" MichaelBane.TV - On the Radio episode # 252. Scroll down for reference links on topics discussed in this episode. Disclaimer: The statements and opinions expressed here are our own and may not represent those of the companies we represent or any entities affiliated to it. Host: Michael Bane Producer: Flying Dragon Ltd. More information and reference links: Risk Assessment in Personal Defense (Podcast)/Michael Bane The Blue City Murder Problem/Heritage Foundation Ed Monk/Last Resort Firearms Training Experts Warn of Disturbing Trend on Random Attacks Across America…/Julia Bonavita, Fox KTVU George Soro's Prosecutors Wage War on Law and Order/Charles Stimson and Zack Smith, Heritage Foundation Salvation (book)/Kevin Creighton The Music of Bobby Coxx and the Righteous The Music of Amos Ever-Hadani
Click to text the show!Our guest today has niched down into Class B Industrial real estate in Southeast Wisconsin. The fact that he has niched down so narrowly is one of his biggest strengths and competitive advantages because it allows him to know his market and asset type better than almost anyone else. We talk about how Geoff thinks about risk, how he mitigates risk, why he decided to start a fund instead of syndicating deal by deal, and we go into one property in his fund that is performing the worst and he details why it's performing below expectations. Connect with Geoff:https://smartassetcapital.com/https://www.linkedin.com/in/geoffstuhr/ Email Jonathan with comments or suggestions:podcast@thesourcecre.comOr visit the webpage:www.thesourcecre.com*The audio of this podcast is never generated by AI. However, some or all of the show notes and images may have been generated using AI tools.
Send us a textThis episode featuring ; Palavas/Dicky Trisco, Art of Tones/Saison, Chemars, Risk Assessment, The Reunion Project/Steve Silk Hurley, Bushwacka!, Raffaele Ciavolino, Glen Lewis/Terry Hunter, CASSIMM, Todd Terry/Felix Da Housecat & Milk & Sugar/James Hurr.
This content has been developed for healthcare professionals only. Patients who seek health information should consult with their physician or relevant patient advocacy groups.For the full presentation, downloadable Practice Aids, slides, and complete CME/MOC/NCPD/CPE/AAPA/IPCE information, and to apply for credit, please visit us at PeerView.com/ARM865. CME/MOC/NCPD/CPE/AAPA/IPCE credit will be available until November 20, 2026.Risk Assessment and Treatment Initiation: Successfully Jumpstarting the Adjuvant CDK4/6 Inhibitor Treatment Journey in HR+, HER2- EBC In support of improving patient care, PVI, PeerView Institute for Medical Education, is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.SupportThis activity is supported by an educational grant from Lilly.Disclosure information is available at the beginning of the video presentation.
In this episode, Darcie breaks down the foundation of every effective office ergonomics assessment: root cause analysis. She shares why jumping straight to solutions leads to costly mistakes, how the “Five Whys” technique uncovers what's really driving discomfort, and why engineering controls beat posture reminders every time.You'll hear real examples from 20 years of assessments, the common traps new ergonomists fall into, and how understanding root causes makes choosing the right mouse, keyboard, or chair almost effortless.This is Part 1 of a 3-part series on confidently selecting ergonomic equipment—and includes access to brand-new comparison tables for keyboards, mice, and chairs.Get the Ergonomic Equipment Guide. See how ergonomic task chairs, keyboards, and mice stack up against each other with a variety of ergonomic parameters. If you either WANT TO or are ALREADY doing office ergonomics assessments, you need this. Get started here: https://www.ergonomicshelp.com/free-training Are you a healthcare professional curious about how office ergonomics assessments could fit into your services? I've got you covered with some valuable (and free!) resources at www.ergonomicshelp.com/free-training.
This content has been developed for healthcare professionals only. Patients who seek health information should consult with their physician or relevant patient advocacy groups.For the full presentation, downloadable Practice Aids, slides, and complete CME/MOC/NCPD/CPE/AAPA/IPCE information, and to apply for credit, please visit us at PeerView.com/ARM865. CME/MOC/NCPD/CPE/AAPA/IPCE credit will be available until November 20, 2026.Risk Assessment and Treatment Initiation: Successfully Jumpstarting the Adjuvant CDK4/6 Inhibitor Treatment Journey in HR+, HER2- EBC In support of improving patient care, PVI, PeerView Institute for Medical Education, is jointly accredited by the Accreditation Council for Continuing Medical Education (ACCME), the Accreditation Council for Pharmacy Education (ACPE), and the American Nurses Credentialing Center (ANCC), to provide continuing education for the healthcare team.SupportThis activity is supported by an educational grant from Lilly.Disclosure information is available at the beginning of the video presentation.
Program notes:0:40 CVD risk factors and texting1:40 How many undergo screening?2:41 Impact of personalized messaging3:25 Decentralized trials versus centralized 4:25 Decentralized much larger5:25 Does the trial move in one way or another?6:15 Two studies related to use of peripregnancy GLP-1 use7:15 Stopping at pregnancy8:15 Is overweight worse than stopping?9:00 Machine learning model, tissues, genetics and age10:00 Practical for assessing genetic basis11:00 Sequential tissue samples11:57 End
Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society. In this episode, Justin interviews two guests who presented at the RIMS ERM Conference 2025 in Seattle, Washington. First, Dr. Gav Schneider, Group CEO Risk 2 Solution Group and Founder, Institute of Presilience Risk 2 Solution, and second, Shreen Williams, Founder & CEO, Risky Business SW, LLC, and a member of the RIMS Rising Risk Professional Advisory Group. Dr. Schneider explained the meaning of Presilience and risk intelligence in ERM. Shreen Williams discussed the cognitive biases that can be mitigated through the six stages of an ERM Framework. Listen for insights into implementing an ERM Framework in your organization. Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our interviews were recorded live on site at the RIMS ERM Conference 2025 in Seattle. Our guests are Dr. Gav Schneider and Shreen Williams. We're going to have fun in this episode! But first… [:48] The next Virtual RIMS-CRMP Exam Prep will be held on December 9th and 10th. From December 15 through the 18th CBCP and RIMS will present the RIMS-CRMP Exam Prep Boot Camp. [1:05] Another virtual course will be held on January 14th and 15th, 2026. These are virtual courses. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:18] RIMS Virtual Workshops! "Managing Data for ERM" will be led again by Pat Saporito. That session will start on December 11th. Registration closes on December 10th. RIMS members always enjoy deep discounts on the virtual workshops. [1:37] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:48] The RIMS CRO Certificate Program in Advanced Enterprise Risk Management is hosted by the famous James Lam. This is a live, virtual program that helps elevate your expertise and career in ERM. [2:01] You can enroll now for the next cohort, which will be held over 12 weeks from January through March of 2026. Registration closes on January 5th. Or Spring ahead and register for the cohort held from April through June of 2026. Registration closes on April 6th. [2:21] Links to registration and enrollment are in this episode's show notes. [2:25] This episode was recorded at the RIMS ERM Conference 2025. We've covered a lot of ERM ground in the last few episodes, and for those who want to catch up, I've included a link to the RIMS ERM Special Digital Edition of Risk Management magazine in this episode's notes. [2:49] RIMScast ERM coverage is linked as well. Enhance your ERM knowledge with RIMS. [2:54] On with the show! We are following up last week's episode with ERM Global Award of Distinction winner Sadig Hajiyev by featuring interviews with two of the presenters who appeared at the RIMS ERM Conference, Dr. Gav Schneider and Shreen Williams. [3:12] Long-time RIMScast listeners may remember Dr. Gav Schneider from an episode in November of 2023. We were delighted that he made the trip all the way from Australia to join us at the ERM Conference in Seattle. [3:27] Dr. Gav is the Group CEO at Risk2Solution Group and the Founder of the Institute of Presilience. The title of his session on November 17th was "Embedding Presilience and Risk Intelligence into ERM." This harkens back to his prior episode about wicked problems. [3:45] We're going to start there and discuss how presilience takes that thinking to the next level for ERM leaders, and we're going to get some of his risk philosophies and have a great time. Let's get to it! [3:56] Interview! Dr. Gav Schneider, welcome back to RIMScast! [4:24] Dr. Schneider is here at the RIMS ERM Conference for the first time. It's the second-highest-attended ERM Conference in RIMS history. His session, later today, is called "Embedding Presilience and Risk Intelligence into ERM." [4:54] On Dr. Schneider's last visit to RIMScast, he talked about wicked problems. How does presilience take that mindset and thinking to the next level for ERM? [5:08] Dr. Schneider says the core idea of ERM is about getting scalable decision-making, recording, and outcomes, in terms of risk, for your organization. More and more, our organizations are facing these wicked problems. [5:25] We can't function anymore in a world of absolutes. When we plug risk intelligence into the way we think, act, and plan, we become adaptive. We also become opportunity-centric. [5:37] A wicked problem is not easily solved. When you implement a solution, it often leads to more problems. You have to be able to learn. If you can't learn, you can't adapt. [6:17] What are the core components of the Presilience Framework? Dr. Schneider says, simplistically, we think about tackling risk at three levels: the self, the team, and the organization. Then we overlay that with people and process, connected through leadership. [6:34] To make that work, we have to develop a set of core attributes: situational awareness, critical thinking, enhanced decision-making, effective and directive coms, the ability to act and enact, and the ability to learn and grow. [6:46] When you can plug that into your architecture, leveraging insight, hindsight, and foresight, you then can make the right calls about whether or not to do something. It becomes an overlay model for most ERM-type structures, where we can plug the human piece into the system. [7:15] Dr. Schneider says the core aim of ERM turns risk management into a team sport, with everyone across an organization reporting, collaborating, and understanding to make great decisions about where the organization is and where it's going, not where we think it is. [7:32] To do that, we need to plug certain things into the ecosystem of the organization, some of which are policies, procedures, and tech. Most ERM experts do that. The piece that we've ignored is the human part, because it's hard. [7:49] Dr. Schneider has compiled The Organizational Risk Culture Standard. It took about nine months of work. It was a thorough process. Five experts wrote it, 15 peers reviewed it, and 11 organizations have approved it, endorsed it, and are supporting it. [8:09] For years, Dr. Schneider had heard that organizations would not focus on human-centricities that they couldn't measure. [8:17] Dr. Schneider's framework has 10 domains with a maturity model that aligns beautifully with RIMS's ERM Model. It's built to encapsulate and incorporate ISO 31000 and COSO. Dr. Schnieider has just released it, free to download. [8:39] Dr. Schneider is excited about presenting his session in a couple of hours. Everyone tells him that the RIMS ERM Conference is the sharp end of the spear, with the smartest risk people. The session is "Embedding Presilience and Risk Intelligence into ERM." [9:10] Session attendees will learn about risk intelligence. Dr. Schneider's definition is an applied attribute or living skill that enables you to seize upside opportunities while you manage potential negative outcomes. [9:44] When you speak of risk intelligence as a living skill and applied attribute, it becomes an ability to scale great decision-making. You want risk-intelligent people, working in risk-intelligent teams, empowered and structured into a risk-intelligent organization. [10:18] Dr. Schneider says if we can't get those three layers to integrate and work together, you get frustrated stakeholders. Get your ERM team working to get everyone to understand the basics of risk reporting, using the metrics, and sharing information. [10:33] Justin compares it to the gears in a watch. Dr. Schneider agrees; there's not one moving piece, it's a complex ecosystem in most organizations because humans are complex. We're relying on tech and on variables we don't control. [10:46] Dr. Schneider says, in the conference, everyone's accepted how disruptive the current climate is, how difficult it is to forecast, and how uncertainty and volatility are dominating. [10:59] With that in mind, we've got to think of it differently. You can't force people to adopt a system and think it will work. If you want to get a high-performance culture, ERM is an incredibly useful tool, but only if people want it, like it, want to use it, and understand the benefit it adds. [11:17] Dr. Schneider thinks ERM is going to take a massive leap forward because of generative AI and because we've done well in process-based risk management. There are models, standards, and tools we can reference on how to do this. [11:32] Why most organizations fail is that people don't understand people and the drivers people have. The one thing that Dr. Schneider would love people to take away from his session is that "I have to start with me." [11:43] Dr. Schneider continues. If I'm trying to get people to do something, I need to understand the voice in my head, what's coming out of my mouth, and what my actions are. If I can't control that, what makes me think I'm going to change organizational culture? [11:54] It starts with me. Then I can move to us, and we can get this high-performing risk team. If I can get a high-performing risk team, now we are ready to take it through the organization. We can be the real value-add. [12:06] The risk departments of the future are not going to be what they were or what they are now. They're not going to be compliance departments anymore. [12:14] Risk departments of the future are going to be insight, hindsight, and foresight departments. They're going to create understanding of what's happened, what's happening, and what we need to do to capitalize on opportunity, while we manage downside. [12:34] Dr. Schneider points out that if we're looking at the same thing, we see something different. That's great for managing bias, but terrible if we can't align because we'll each think we're right, and pull apart. [12:47] One of the missions is to develop adaptable, high-performing humans who can leverage tach, collaborate, and solve problems. That's the future of risk management. [13:05] Dr. Gav Schneider, I look forward to popping into your session today. It is called "Embedding Presilience and Risk Intelligence into ERM." [13:19] Quick Break! RISKWORLD 2026 will be held from May 3rd through the 6th in Philadelphia, Pennsylvania. RISKWORLD attracts more than 10,000 risk professionals from across the globe. It's time to Connect, Cultivate, and Collaborate with them. Booth sales are open now! [13:42] Registration is open for RIMS members. General registration and speaker registration will open on December 3rd. Marketplace and Hospitality badges will be available starting on March 3rd. Links are in this episode's show notes. [13:55] Let's Bring out Our Next Guest, the Founder and CEO of Risky Business SW LLC, Shreen Williams! [14:05] If you are a regular reader of RIMS Risk Management magazine, you may recognize her name from the byline of a recent article, "How to Overcome Cognitive Biases in Risk Management." [14:19] Shreen is also a member of the Rising Risk Professional Advisory Group here at RIMS. She presented at the ERM Conference a session in the Foundational Level, called "Beating the Bias: Exposing and Combating Cognitive Biases in ERM." [14:35] Justin sat in on this session, and he had some follow-ups about cognitive biases and how they relate to ERM and risk management, generally. If you missed the session or have not yet read the article, this will give you a taste of what you missed or what you're going to read. [14:53] We're going to have a lot of fun! Let's get to it! [14:56] Interview! Shreen Williams, welcome to RIMScast! [15:05] Justin sat in on Shreen's session, "Beating the Bias: Exposing and Combating Cognitive Biases in ERM." Shreen explains that there are more than 150 biases from the standpoint of the psychology of human behavior. [15:29] Shreen focuses on the ones that are relevant to the ERM process. There are more than enough. In her presentation, Shreen focused on seven biases. The lifecycle for the ERM process has six stages. Five stages cover one bias each; the Risk Assessment stage covers two biases. [16:00] Justin mentions that for anyone who attended, the handout is available through the RIMS Events App. Shreen says she also put a QR code on the deck, so if you got the deck, you have that code, as well. [16:27] Shreen has an audio-visual platform she uses to get her thought leadership content out about what she loves most. She calls herself a risk nerd. She likes talking about the discipline in a way that's accessible and digestible to the end user. [16:43] Shreen says most of the time, you'll see the term ERM delivered in such a complex and jargon-filled way that it turns folks off who are not in this sector. That leads to confusion, overwhelm, and killing their engagement. [16:54] Shreen loves doing interviews to talk about the discipline in a way that is approachable, accessible, and digestible to the end user without any academic discipline. [17:05] In her session, Shreen said that cognitive biases often embed themselves in ERM processes without detection. Shreen describes a bias in the first stage of the ERM process life cycle, Identification. The bias that creeps in is Complexity Bias. [17:33] Shreen says that Complexity Bias is when organizations or people believe that the more complex something is, the more superior it is. It's not always true, and it's the worst posture to have in ERM. [17:48] Shreen gives a Complexity Bias example. A company hires a consultant to create an ERM Program and gets a 200-page framework to give to employees. The executives feel smart. The front-line employees are overwhelmed. It's too complex. It can't be operationalized. [18:13] You don't have consistent risk participation because the people don't know how to do it. [18:17] Shreen explains her technique to handle Complexity Bias. If you can't explain something in two minutes or less, go back to the table and try again. The more digestible you make the lingo, the more it will stick. [18:39] Shreen is a visual learner. She sees things clearly if you show them in an infographic. Different generations may learn differently. Shreen is very close to Gen Z. They keep her young! They also give her fresh perspectives on the discipline. [19:09] Ten years ago, most of the college curriculum for risk management was highly insurance-centric: actuary, underwriting, claims adjudication. [19:21] Shreen started in the banking sector, where ERM is prevalent and mature. Other industries didn't see the need for it. There were no regulatory requirements for it. [19:30] From the young people she coaches and mentors, Shreen has seen that universities are now teaching not only the insurance side but also ERM, and are framing the discipline as Risk Resilience. [19:51] Shreen says young people are graduating with a broader perspective of the discipline, which opens opportunities for them. [20:00] Shreen has said she was the sober adult in the room while the leadership doused itself in champagne. She embraced that role when she joined the tech sector. Before then, Shreen worked for companies in heavily regulated industries: finance, transportation, and government. [20:18] Shreen says tech is completely night and day different from those industries. She says it's a hyper-close space. You have to get to things quickly and tell leaders what you are going to do immediately. You have about three minutes in front of the board. You have to be quick. [20:31] You have to be highly visual. You don't need 50 bullet points on the screen to make your point. You should be the expert. The visual just makes it more accessible to the people. [20:46] Shreen explains Premortem Analysis. We all talk about postmortems and after-actions. This makes ERM practitioners cringe. [21:05] Everything that happened was something you told the people was something on the table, and no one took you seriously, so now you're reactive and resolving whatever risk materialized. [21:16] Premortems are a favorite of Shreen's because you get to work through whatever that scenario is or that initiative is and flesh it out, from end to end. Then you reverse-engineer it and go back for each opportunity or risk you identify, good or bad, and you get to the best response. [21:30] If the initiative gets approved, you've already flushed out everything that could go wrong. [21:51] Shreen told a joke during the session that if you want your initiative to die, take it to ERM, and they'll tell you no. Shreen says, No, take it to ERM to get a clear and confident Yes. [22:14] Justin tells Shreen, You left us yesterday with a great sentiment that bias is not the enemy, blindness is. That hearkens back to everything in a premortem analysis. [22:27] Shreen's final words to the audience: "For those who are new to the discipline, do not be turned away or feel like you're not enough or something's wrong with you because you don't understand it. It's not you. It's likely the person or textbook you're getting information from. [22:40] "Most of the things that teach about ERM are highly theoretical. If you can find someone to align with, someone who's a mentor to you, see what they do, and how they go about it, highs and lows, you'll learn a lot more about the discipline hands-on than from any book. [22:55] Blindness and blind spots you cannot see. Sometimes you're focused like a racehorse with blinders on. With blinders on, you cannot avoid bias. Humans are a big part of the process. With humans come human biases. [23:21] The mitigant for bias is to have an awareness of it and have your little toolbox of those leading biases that you can go around to mitigate. [23:31] Justin says, Shreen, it's been such a pleasure. [23:36] Special thanks once again to Dr. Gav Schneider and Shreen Williams for joining us here on RIMScast. They were fantastic speakers. I've got links to Dr. Schneider's prior episode and Shreen's RIMS Risk Management magazine article in this episode's show notes. [23:54] Be sure to check out last week's episode with Sadig Hajiyev, one of the two winners of the RIMS ERM Global Award of Distinction. For more ERM Conference coverage, check out the RIMS LinkedIn page for all sorts of photos, videos, and coverage of this fantastic event. [24:11] We had a great time, and we look forward to seeing you next year in Washington, D.C. for the RIMS ERM Conference 2026. [24:19] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [24:47] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [25:04] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [25:22] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [25:38] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [25:52] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [26:04] Practice good risk management, stay safe, and thank you again for your continuous support! Links: RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | Jan‒March 2026 Cohort | Led by James Lam RIMS-Certified Risk Management Professional (RIMS-CRMP) RISKWORLD 2026 Registration — Open for exhibitors, members, and non-members! Reserve your booth at RISKWORLD 2026! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS ERM Special Edition 2025 RIMS Newsroom: "Two Dynamic ERM Programs Win Top Honor at RIMS ERM Conference 2025" RIMS Risk Management Magazine: "How to Overcome Cognitive Biases in Risk Management" RIMS Now RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 Upcoming RIMS Webinars: RIMS.org/Webinars Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep December 9‒10, 2025, 9:00 am‒4:00 pm EST, Virtual CBCP & RIMS-CRMP Exam Prep Bootcamp: Business Continuity & Risk Management December 15‒18, 2025, 8:30 am‒5:00 pm EST, Virtual Full RIMS-CRMP Prep Course Schedule "Leveraging Data and Analytics for Continuous Risk Management (Part I)" | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops Related RIMScast Episodes: "RIMS ERM Global Award of Distinction 2025 Winner Sadig Hajiyev — Recorded live from the RIMS ERM Conference in Seattle!" "Risk Rotation with Lori Flaherty and Bill Coller of Paychex" "Energizing ERM with Kellee Ann Richards-St. Clair" "AI and the Future of Risk with Dan Chuparkoff" (RIMS ERM Conference Keynote) "Talking ERM: From Geopolitical Whiplash to Leadership Buy-In" with Chrystina Howard of Hub "Shawn Punancy of Delta Flies High With ERM" "Tom Brandt on Growing Your Career and Organization with ERM" "James Lam on ERM, Strategy, and the Modern CRO" "Risk Quantification Through Value-Based Frameworks" "Solving Wicked Problems with Dr. Gav Schneider" (2023) Sponsored RIMScast Episodes: "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL (New!) "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025' | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed! RIMS Events, Education, and Services: RIMS Risk Maturity Model® Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information. Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts. Have a question or suggestion? Email: Content@rims.org. Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn. About our guests: Dr. Gav Schneider, Group CEO Risk 2 Solution Group / Founder Institute of Presilience Risk 2 Solution Shreen Williams, Founder & CEO, Risky Business SW, LLC Also a member of the RIMS Rising Risk Professional Advisory Group Production and engineering provided by Podfly.
AI tools evaluate language patterns, past posting behavior, and digital “tells” to estimate risk or red flags.Become a supporter of this podcast: https://www.spreaker.com/podcast/true-crime-stories--4814524/support.
You think you're rational? Think again. We love feeling like thoughtful decision-makers, but the truth is we're riddled with cognitive shortcuts. Daniel Kahneman's Nobel Prize-winning work breaks down the systems of our mind. We constantly substitute hard questions with easy ones; e.g. Buying a stock because you like the company, not because you've done the data. This episode cuts through the 300,000-word book to show you exactly how these shortcuts lead to everything from bad investments to pointless stress about the weather. It's time to stop letting your brain's simple tricks run your whole life. Stop overestimating the importance of your current stress. Identify and reduce low-level daily pains (like a bad commute) for massive life returns. Implement a "sleep-on-it" rule to override System 1's instant commitments. Why let a lazy brain ruin your best decisions? Start thinking slower today. Further Reading: Thinking Fast and Slow - Daniel Kahneman Predictably Irrational - Dan Ariely SPONSORS
Drs. Camacho and Lewiecki discuss trabecular bone score (TBS) as a groundbreaking approach to assessing fracture risk by evaluating bone quality beyond traditional bone density measurements. By integrating TBS with FRAX® and showing promise across diverse patient populations, this innovative technique helps clinicians identify patients at risk of fractures who might otherwise be overlooked by standard diagnostic methods.
Josh Finch chats to Harry Palmer, Risk Assessment Manager and part of TT Club's Loss Prevention team, about his career, from designing and overseeing the construction of ports all over the globe - and the trials and tribulations - to his current role disseminating years of learned knowledge to our Members to keep their operations as safe and efficient as possible.
We see this in financial services too, where credit scoring algorithms can disadvantage certain socioeconomic or racial groups, potentially leading to higher rejection rates for loans or less favorable terms. This can reinforce historical practices like "redlining."Become a supporter of this podcast: https://www.spreaker.com/podcast/racism-white-privilege-in-america--4473713/support.
Episode #435: “There is a person behind every piece of policy,” says Nandar, a senior digital security expert at DigiSec Lab, reflecting on Myanmar's transformation into a digital prison since the 2021 military coup. Along with researcher and trainer Vox, journalist and consultant Myat, and political researcher Candle, they discuss how the junta's technological control has reshaped daily life, eroded freedom, and forced citizens to adapt in order to survive. Nandar, who leads digital safety training and emergency response, describes Myanmar's “digital siege” as an Internet that works but no longer grants freedom. Layers of control filter access, monitor behavior, and instill fear. Through deep packet inspection, metadata tracking, and the 2025 Cybersecurity Law, the state monitors every interaction and compels service providers to surrender data. The result, she explains, is not disconnection but silence—an online world where communication feels dangerous and self-censorship has become instinct. Journalists, activists, and youth face the worst effects, yet resistance endures in small, encrypted acts of persistence. Vox, a digital safety researcher, recalls how after the coup, blackouts became “Internet curfews,” and police raids and digital fear merged into everyday life. With no protection from global companies, he and others learned that tools like Signal or Telegram could not guarantee safety. Every conversation required verification; every contact might be compromised. Digital survival meant learning espionage tactics in civilian life. Years later, he says, surveillance has become total. What began as emergency control has evolved into permanent monitoring, leaving an entire generation living cautiously under a digital authoritarian state. Myat, a journalist and media consultant, says that while before the coup, Myanmar's independent press was expanding, after the coup, licenses were revoked, reporters jailed, and websites blocked. Exiled media outlets now depend on fragile networks inside the country. Online activity itself has become perilous: VPN use invites arrest, encryption offers no safety when authorities demand passwords, and surveillance reaches into every newsroom. Myat works to train journalists in digital hygiene and security awareness, yet she warns that technology alone cannot protect them. Financial collapse and fear have made survival uncertain, and she insists that the culture of safety—and courage—must now define journalism in Myanmar. Candle, a political researcher leading DigiSec's “Duty of Care” project, focuses on how scholars must adapt research ethics to extreme risk. Fieldwork, interviews, and data collection can expose both researchers and participants to danger, so her team developed a Risk Assessment and Mitigation Plan for every project. Integrating encryption, anonymization, and storage security has become an ethical duty, not a technical choice. She explains that fear now shapes participation—many citizens decline interviews or refuse to share information. By embedding safety into research design, Candle argues, social inquiry itself becomes an act of protection as much as discovery. Together, their voices reveal a single truth: in Myanmar, speaking, writing, and researching have become acts of resistance sustained by vigilance and quiet resilience.
Summary In this insightful episode of the Chattinn Cyber podcast, host Marc Schein is chattin'with Ryan Steidl, a leading privacy and artificial intelligence attorney, to explore the evolving landscape of AI from a legal and cybersecurity perspective. Ryan shares his journey from Maryland to becoming a respected figure in data privacy and AI law, highlighting the influence of pioneering professors and his early work at Under Armour. He frames AI as an evolutionary technology that builds on existing data privacy and security issues but introduces new complexities due to limited human intervention in its processes. Their chat delves into the current regulatory environment surrounding AI in the United States, which Ryan describes as a patchwork of state laws with no comprehensive federal framework yet in place. He discusses the recent veto of Virginia's AI bill and the ongoing debate over a proposed federal moratorium on state AI legislation, emphasizing the tension between innovation and safety. Ryan also notes the role of federal agencies like the FTC and EEOC in shaping AI policy and how shifts in administration priorities—from safety to innovation—impact regulatory approaches. Ryan advises business leaders to focus on the purpose behind AI adoption, urging them to carefully assess use cases, data needs, and risk tolerance before allowing AI tools in their organizations. He stresses the importance of governance, recommending cross-functional oversight teams and clear ownership at multiple levels—from enterprise governance to tool implementation and output accountability. He also highlights the necessity of rigorous vetting and ongoing risk assessments to manage AI-related risks effectively. The chat further clarifies the distinctions between open-source AI models, public tools like ChatGPT, and private sandbox environments. Ryan warns against indiscriminate use of public AI models with sensitive data and advocates for controlled environments that offer greater security and customization. He also touches on emerging trends like synthetic data and regulatory sandboxes, which balance innovation with risk mitigation, citing Utah's AI lab as a pioneering example. Concluding on the topic of AI's impact on cyber risk, Ryan offers a nuanced view: AI can both help manage and exacerbate cyber risks depending on how it is used. He underscores the increasing complexity AI introduces and the critical role of human oversight in accountability and enforcement. Ryan predicts that insurers will push organizations toward proactive risk management rather than reactive responses, emphasizing the need for continuous monitoring and anticipation of AI-related pitfalls. He closes by inviting listeners to access further resources and contact his team for guidance. Key Points AI as an Evolutionary Technology: AI builds on existing data privacy and security frameworks but introduces new challenges due to limited human intervention in its processes. Fragmented AI Regulation: The U.S. currently has a patchwork of state-level AI laws with no comprehensive federal legislation, complicated by political debates such as the proposed moratorium on state AI laws. Governance and Ownership: Effective AI adoption requires clear governance structures, cross-functional oversight, and defined ownership at multiple organizational levels. Risk Assessment and Documentation: Organizations must implement thorough vetting processes, conduct ongoing risk assessments, and maintain detailed documentation to demonstrate accountability and compliance. Safe AI Adoption Practices: Businesses should avoid using public AI models with sensitive data, favor sandbox or private instances, and consider synthetic data to mitigate privacy and compliance risks. Key Quotes "AI is more evolutionary than revolutionary, at least. It builds on a lot of topics that we're pretty familiar with, especially in cybersecurity."
Welcome to the CanadianSME Small Business Podcast, hosted by Maheen Bari. In this episode, we explore the importance of building safer and more resilient workplaces through proactive health and safety strategies, focusing on the vital role of Workplace Violence Risk Assessments (WVRA) in protecting employees and strengthening business integrity.Joining us is Nicole Sherman, Registered Kinesiologist and Health and Safety Consultant at Workplace Safety & Prevention Services (WSPS). With over a decade of experience across manufacturing, service, and agricultural sectors, Nicole shares how organizations can turn compliance into culture—ensuring every worker goes home healthy and safe.Key Highlights:The Legal Imperative: Understanding WVRA requirements based on business size, work type, and risk factors. Worker Involvement: How collaboration and transparency build stronger, safer workplace cultures. A Fluid Document: Why WVRA must evolve with workplace changes to ensure continual improvement. Controls & Reporting: Practical ways to implement violence controls and foster open incident reporting. WSPS Vision: How WSPS empowers businesses with tools, guidance, and free resources to improve workplace safety.Special Thanks to Our Partners:RBC: https://www.rbcroyalbank.com/dms/business/accounts/beyond-banking/index.htmlUPS: https://solutions.ups.com/ca-beunstoppable.html?WT.mc_id=BUSMEWAGoogle: https://www.google.ca/A1 Global College: https://a1globalcollege.ca/ADP Canada: https://www.adp.ca/en.aspxFor more expert insights, visit www.canadiansme.ca and subscribe to the CanadianSME Small Business Magazine. Stay innovative, stay informed, and thrive in the digital age!Disclaimer: The information shared in this podcast is for general informational purposes only and should not be considered as direct financial or business advice. Always consult with a qualified professional for advice specific to your situation.
Send us a textIn this episode Dr. Murali Premkumar (Texas Children's) presents an Explore/CHNC analysis of stricture formation after surgical NEC using 2010–2024 CHND data (2,411 surgical NEC infants). Overall CHNC stricture incidence ≈31% with marked inter-center variability (adjusted center rates ~24–38%). Multivariable analysis identified lower gestational age and stoma/laparotomy as associated with higher stricture risk, while initial peritoneal drainage associated with lower risk; Hispanic ethnicity showed lower unadjusted risk. A predictive model yielded AUC 0.67, highlighting missing variables (antibiotic duration, feeding practices). Practical implications: use these benchmarks to counsel families, generate hypotheses, and target QI by studying low-risk centers.Support the showAs always, feel free to send us questions, comments, or suggestions to our email: nicupodcast@gmail.com. You can also contact the show through Instagram or Twitter, @nicupodcast. Or contact Ben and Daphna directly via their Twitter profiles: @drnicu and @doctordaphnamd. The papers discussed in today's episode are listed and timestamped on the webpage linked below. Enjoy!
In this episode, Aimee Altemus and Adelaide Frimpong speak with Dr. Gary Miller of Columbia University, a widely recognized leader in exposome research. Dr. Miller discusses how the exposome—the full spectrum of environmental exposures throughout a lifetime—is transforming our approach to human and environmental health. He highlights how exposomics, data science, and toxicology contribute to Next Generation Risk Assessment strategies to more accurately predict disease risk and guide public health strategies. From innovative technologies to ethical implications, this conversation offers a compelling look at the future of health science in a complex and rapidly changing world.
In this episode of Supply Chain Now, Scott Luton welcomes Alex Pillow, Senior Director of Partnerships & Acquisitions (Corporates & Government Unit) at Moody's and host of the podcast KYC Decoded, for a practical breakdown of how “know your customer” (KYC), third-party due diligence, and third-party risk management map directly onto modern supply chain realities. Alex demystifies integrated risk assessment, connects KYC practices to supplier onboarding and end-tier visibility, and shares where orchestration logic and high-quality data (master data management, beneficial ownership, and external risk signals) meaningfully cut time-to-decision.Alex explores today's most active threat patterns: organized fraud at scale, cyber supply-chain intrusions, and freight fraud, and how to translate visibility into action with clear mitigation pathways. Alex also spotlights lessons from investigative journalism (think massive crypto heists executed via vendor compromises), a “good team vs. bad team” mindset for program design, and why continuous improvement or the “infinite game” is the only sustainable posture for risk leaders. If you're building or leveling up TPRM and supply chain risk programs, this episode is a masterclass in combining people, data, and tooling to get ahead of disruption.Jump into the conversation:(00:00) Intro(01:27) Meet Alex Pillow from Moody's(02:14) Alex's podcast KYC Decoded and personal insights(04:49) Marathon training and personal goals(07:56) Understanding Moody's and integrated risk assessment(12:46) What is KYC and why is it important?(17:04) Parallels between KYC and supply chain management(26:09) Fraud and cybersecurity risks(31:59) Combating financial crime and corruption(34:08) Challenges faced by regulators and practitioners(35:34) The role of vendors and consultants(36:22) The Infinite Game: A call to action(39:09) Mindset shift for risk mitigation(42:48) The importance of a risk-based approach(47:54) Building a successful digital transformation toolkit(55:27) The impact of cybercrime on supply chainsAdditional Links & Resources:Connect with Alex Pillow: https://www.linkedin.com/in/alex-pillow/Check out the KYC Decoded podcast: https://www.moodys.com/web/en/us/insights/podcasts/kyc-decoded.htmlLearn more about Moody's: https://www.moodys.com Connect with Scott Luton: https://www.linkedin.com/in/scottwindonluton/Learn more about Supply Chain Now: https://supplychainnow.com Watch and listen to more Supply Chain Now episodes here: https://supplychainnow.com/program/supply-chain-now Subscribe to Supply Chain Now on your favorite platform: https://supplychainnow.com/join Work with us! Download Supply Chain Now's NEW Media Kit:
October 29, 2025- State Sen. Pamela Helming, a Finger Lakes Republican, makes the case for creating a risk-assessment tool that judges can use for making pre-trial detention decisions about criminal defendants.
To understand how much to spend on cybersecurity, you have to accurately assess or quantify your risks. Too many people still peg their cybersecurity spend to their IT budget; that is, they’ll look at what they’re spending on IT, and then allocate a percentage of that to cybersecurity. That may have made some sense when... Read more »
To understand how much to spend on cybersecurity, you have to accurately assess or quantify your risks. Too many people still peg their cybersecurity spend to their IT budget; that is, they’ll look at what they’re spending on IT, and then allocate a percentage of that to cybersecurity. That may have made some sense when... Read more »
Race-based spirometry adjustments have long influenced pulmonary risk assessments, often underestimating disease severity in Black patients. Hear from Dr. Ajay Sheshadri as he examines the historical misuse of race in lung function testing, explores race-neutral modeling in surgical risk prediction, and highlights the need for data-driven, continuous risk assessment tools in caring for patients with non-small cell lung cancer. Dr. Sheshadri is an Associate Professor in the Department of Pulmonary Medicine at the University of Texas MD Anderson Cancer Center.
ORAU is tackling one of the most pressing challenges of our time: food security. ORAU is seeking a partnership with the U.S. Department of Agriculture (USDA) to lead efforts to strengthen America's food systems against emerging threats like supply chain disruptions and biological hazards. ORAU's recently published white paper, Strengthening Regional Food System Resilience: A Framework for Risk Assessment and Emergency Preparedness outlines a transformative plan to address these challenges. This framework leverages ORAU's interdisciplinary expertise, advanced modeling tools and stakeholder engagement to help USDA identify vulnerabilities and implement targeted interventions. In this conversation, hosts Michael Holtz and Amber Davis talk to ORAU experts Kara Stephens, Matthew Schnupp and Rachel Vasconez about their white paper, the framework they have created, and why it matters now.
Dr. Amy Patel is the Medical Director of the Breast Cancer Center at Liberty Hospital outside Kansas City. She spoke about an AI algorithm they use with breast ultrasounds that gives radiologists a data-informed second opinion.
Episode 173 of Limb Lengthening LIVE is an open mic discussion! Patients are invited to join the stream, share their stories, updates, and ask questions in real time.Also the PRECICE nail price could increase significantly after the new year. We'll discuss what this could mean for future patients and the limb lengthening community._____________________Audio Podcast - will be available within 24-48hrs after stream endsTimestamps - 0:00 – Intro1:07 – Noah Update: Halfway Through Lengthening (35 mm Down)2:00 – Pain Management Journey & Medication Challenges3:10 – Slow vs Staggered Lengthening Rates (0.66 mm & 0.99 mm Alternating)4:00 – Evolution of Lengthening Protocols & Surgeon Insights5:03 – “I Need to Stretch” Shares Tibia Correction and Duck-Butt Posture6:25 – Aaron Joins: Bone Healing X-Rays & First Walking Video Reveal8:30 – Proportion Talk: 7.4 cm Gain and Natural-Looking Silhouette10:00 – Aaron on Early Walking & Learning Limits15:00 – New Guest Olympus Joins – Femur Surgery & Fat Embolism Story17:10 – Olympus Recovery Journey & Learning From Complication19:20 – DS Joins – New Tibia Patient (Precice 2) & Biomechanics Motivation22:20 – Pain, Swelling & Nerve Compression Discussion + Compression Tips27:00 – Live Chat Q&A: Work Return, Pain Tips, Gabapentin & Insurance35:00 – Risk Assessment of Surgery (Panel 1–10 Scale) & Real-World Insights43:00 – DS on Surfing, Proportions & Restoring Tibia-Femur Balance55:00 – Lifestyle and Social Questions (Post-Op Work & Telling Friends)1:00:00 – Outro______________________Find Links to Everything Here and Below: https://sleekbio.com/cyborg4life
In this episode of Beer and Money, Ryan Burklo and Alex Collins discuss the integration of private equity and alternative assets into 401k plans. They explore the performance of endowments, the nature of private equity and private debt, and the associated risks. The conversation emphasizes the importance of understanding these investment options, the role of 401k plans in holding illiquid assets, and the need for informed decision-making to avoid chasing returns without proper knowledge. Check out our website: beerandmoney.net Find us on YouTube: https://www.youtube.com/@beerandmoney Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo #privateequity #alternativeassets #401kplans #investmentstrategies #riskassessment #endowments #financialplanning #liquidity #retirementsavings #diversification Takeaways Private equity and alternative assets are becoming more accessible in 401k plans. Endowments manage large portfolios with a focus on long-term returns. Private equity includes investments in privately held companies and debt. Investing in private equity carries significant risks, including illiquidity. 401k plans may provide a suitable structure for holding alternative assets. Investors should be cautious of chasing returns without understanding the risks. Individual financial situations must be assessed uniquely when considering investments. Understanding the underlying assets in alternative investments is crucial. Diversification can be beneficial, but it must be approached with caution. Consulting with a financial advisor is recommended when exploring alternative investments. Chapters 00:00 Introduction to Private Equity in 401k Plans 01:30 Understanding Endowments and Their Returns 04:23 Exploring Alternative Investments 05:31 Defining Private Equity and Private Debt 07:32 Assessing Risk in Private Equity Investments 10:34 The Role of 401k in Holding Alternative Assets 11:15 Concerns About Illiquidity and Misunderstanding Investments 14:33 Wrapping Up: Key Takeaways and Final Thoughts
How are leading urologic oncologists using advanced biomarkers and artificial intelligence to refine the diagnosis and management of non-muscle invasive bladder cancer (NMIBC)? In the opening episode of our 2025 NMIBC Creator Weekend™ series, host Dr. Bogdana Schmidt engages in an insightful, in-studio discussion with Dr. Anne Schuckman and Dr. Piyush Agarwal about contemporary strategies and challenges in the diagnosis of non-muscle invasive bladder cancer.---This podcast is supported by an educational grant from Ferring Pharmaceuticals.---SYNPOSISThe doctors emphasize the importance of having an experienced cytopathologist and discuss the use of different biomarkers and imaging modalities in bladder cancer diagnosis. The conversation delves into risk stratification, patient management strategies, and the evolving role of technology and artificial intelligence in enhancing diagnostic accuracy. The experts also share their perspectives on future advancements and their potential impact on clinical practice.---TIMESTAMPS00:00 - Introduction04:05 - Surveillance and Follow-Up Strategies10:10 - Biomarkers in Bladder Cancer18:02 - Blue Light Cystoscopy and Patient Comfort30:56 - Risk Assessment and Counseling42:56 - Future of Bladder Cancer Diagnostics47:00 - Concluding Thoughts---RESOURCESCxBladder Studyhttps://www.sciencedirect.com/science/article/pii/S1078143923000091Lars Dyrsakjot Study on Tumor Markershttps://pmc.ncbi.nlm.nih.gov/articles/PMC7690647/The Bridge Trialhttps://pmc.ncbi.nlm.nih.gov/articles/PMC10515442/
Artificial intelligence (AI) is moving faster than any other technology banks have seen before. From fraud detection to lending platforms, AI is being embedded in nearly every vendor solution. For community banks and credit unions, this acceleration brings both opportunity and risk. This present risk and compliance teams with new demands from the board and regulators for stronger oversight.In this episode of the Banking on Data podcast, host Ed Vincent continues the conversation with compliance expert, Beth Nilles, who helps unpack how financial institutions can take a program risk assessment approach to AI. This builds on a previous episode, How Community Financial Institutions Can Build a Responsible AI Approach, where Beth outlined guardrails and governance for adopting AI responsibly. In Part 2, she explains why program risk assessments are critical, what they look like in practice, and how often institutions should conduct them.Follow us to stay in the know!
In this comprehensive session, Eric Kaiser walks through the critical importance of establishing proper user requirements before making equipment purchases. Drawing from real-world experiences in the HVAC industry, he demonstrates how poor upfront planning leads to costly mistakes, buyer's remorse, and multiple equipment purchases. The discussion covers everything from selecting simple tools like screwdrivers to complex HVAC system installations for residential and commercial applications. Eric begins with relatable examples that everyone can understand - like buying screwdrivers that don't do the job you need them for, leading to accumulating multiple tools over time. He then escalates to more serious scenarios, sharing a story about a company that spent significant money switching business software twice because they failed to identify a crucial missing feature upfront. This pattern of inadequate planning costs businesses and homeowners thousands of dollars and countless hours of frustration. The heart of the presentation focuses on a structured approach to equipment selection that prioritizes needs over wants. Eric introduces a step-by-step process that includes defining intended use, conducting thorough assessments, categorizing requirements as needs versus wants, and performing systematic candidate evaluation. He demonstrates this methodology using electrical meter selection, showing how 38 potential options can be narrowed down to just two viable candidates through careful analysis of features like amperage capability, True RMS measurement, and accuracy requirements. The session expands into HVAC system selection, where the stakes are much higher. Participants share valuable insights about customer expectations, from wanting to know when quiet systems are running (leading to flag solutions on registers) to dealing with customers who expect their new heat pump to feel as warm as their old poorly-designed system. Eric emphasizes that understanding customer expectations often differs from understanding their stated wants, requiring skilled questioning to uncover the real requirements for comfort, noise levels, and operational preferences. Key Topics Covered The Cost of Poor Planning: Real examples of expensive mistakes from inadequate user requirements, including business software failures and HVAC mismatches Structured Selection Process: Step-by-step methodology for equipment selection from initial use definition through final verification and purchase Needs vs. Wants Prioritization: Framework for distinguishing between essential requirements and desirable features to avoid decision paralysis Electrical Meter Selection: Detailed walkthrough showing how to narrow 38 options to 2 viable candidates using systematic evaluation criteria HVAC System Selection Complexities: Load calculations, customer expectation management, and the importance of understanding actual usage patterns Customer Psychology and Expectations: Understanding why customers may want noise from systems, visual confirmation of operation, and familiar operational feel Commercial Equipment Considerations: Rooftop unit replacement challenges, curb adapters, crane access, and the complexity of retrofit installations Installation and Commissioning: The critical role of proper system setup, customer training, and setting realistic expectations for new equipment operation Risk Assessment in Selection: How complexity and potential failure costs should determine the formality and thoroughness of your selection process Data Collection for Future Decisions: The value of documenting system performance during routine maintenance to inform future replacement decisions Hidden Costs and Considerations: Factors like electrical requirements, ductwork compatibility, equipment accessibility, and service support that impact long-term ownership costs Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool. Purchase your tickets or learn more about the 7th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android
In this episode of the PRS Global Open Keynotes podcast, Dr. Neta Adler and Dr. Bar Davidov discuss their experience with all aspects of non-breast tissue expansion. How do patient age, expander location and the cause of the defect influence the outcome? This episode discusses the following PRS Global Open article: “Risk Assessment for Early Complications in Non-breast Tissue Expansion: 9-year Experience With 308 Tissue Expanders” by Bar Davidov, Ayal Hassidim, Shira Bendor, Alexander Margulis and Neta Adler. Read it for free on PRSGlobalOpen.com: https://journals.lww.com/prsgo/fulltext/2025/05000/risk_assessment_for_early_complications_in.60.aspx Dr. Neta Adler is a plastic surgeon at the Hadassah Hebrew University Medical Centre in Jerusalem, Israel. Dr. Bar Davidov is a senior surgical resident at the Hadassah Hebrew University Medical Centre in Jerusalem, Israel. Your host, Dr. Damian Marucci, is a board-certified plastic surgeon and Associate Professor of Plastic Surgery at the University of Sydney in Australia. #PRSGlobalOpen; #KeynotesPodcast; #PlasticSurgery; Plastic and Reconstructive Surgery- Global Open The views expressed by hosts and guests are their own and do not necessarily reflect the official policies or positions of ASPS.
Artificial intelligence (AI) is no longer just a buzzword in financial services. From lending to fraud detection to customer service, AI is steadily finding its way into community banks and credit unions. But for leaders, boards, and compliance teams, one pressing question remains: how do we adopt AI responsibly?In this episode of the Banking on Data podcast, host Ed Vincent sits down with Beth Nilles, Director of Implementation, who brings more than 30 years of banking leadership across lending, operations, and compliance. Beth offers practical guidance for financial institution leaders who may be exploring AI for the first time - or wrestling with how to scale responsibly without falling behind on regulatory expectations.Follow us to stay in the know!
In Episode 487 of Relentless Health Value, host Stacey Richter speaks with Kevin Lyons, a former police detective and current executive director at the New Jersey State Police Benevolence Association. They explore, in this two part episode, the significant challenges public sector employees face in obtaining cost-effective health benefits. The discussion highlights key issues, including the influence of industry profit motives, governmental hiring practices, and media sponsorship biases. Lyons shares insights on the rapidly escalating costs of healthcare for state workers, with specific examples from New Jersey, emphasizing the need for innovative solutions and improved legislative action. The conversation sets the stage for a subsequent episode where Lyons will delve deeper into applying detective skills to uncover financial trails and propose effective changes. Tune in next week for part 2 when Kevin talks about how he pulls out his notebook and uses what he learned as a detective to, first of all, figure out everything probably that we just talked about in this part one. But also, you can't solve for something unless you do what most investigators do, which is follow the money. === LINKS ===
Today on Uncommon Sense, we're going even deeper into the assassination of Charlie Kirk at Utah Valley University, and the more we uncover, the stranger it all looks. This wasn't just a tragedy; it was a deliberate political hit, and the inconsistencies surrounding it can't be ignored. From the bizarre behavior of the FBI to the unanswered questions about who ordered the attack, the pieces simply don't add up.If they'll take out someone as kind, respectful, and reasonable as Charlie Kirk, it means no Conservative is safe from being targeted. We must demand full accountability, real transparency, and nothing less than actual justice. Because the truth is, this was never just about Charlie, it was about silencing an entire movement. Not happening.
Coastal hazards driven by climate change could put three million people at risk by 2090 if Australia warms by 3 degrees, according to a major body of new climate research released by the federal government. The National Climate Risk Assessment has been released, as the government prepares the ground to announce its carbon emissions reduction target for 2035.
Welcome to my podcast. I am Doctor Warrick Bishop, and I want to help you to live as well as possible for as long as possible. I'm a practising cardiologist, best-selling author, keynote speaker, and the creator of The Healthy Heart Network. I have over 20 years as a specialist cardiologist and a private practice of over 10,000 patients.
Sept. 10, 2025 - Assemblymember Pamela Hunter, a Syracuse Democrat, makes the case for updating the risk assessment tool used to classify sex offenders in New York.
Assessing Climate RisksAs climate change accelerates, climate risks are beginning to impact every aspect of society from infrastructure and transportation to health, biodiversity, and air and water quality. A climate risk is the potential for climate change to have adverse consequences for a human or ecological system. Climate risks have implications for property and infrastructure, posing a threat to the global financial system at large. The rate at which climate change and its associated risks are increasing can be reduced through mitigation and adaptation actions such as investing in green infrastructure and implementing energy efficiency standards. The assessment of climate risk involves the identification and quantification of the potential impacts of climate change on an organization, region, or community. Many organizations utilize climate risk assessments, which involve evaluating current and future vulnerabilities to climate-related hazards, taking into account factors such as infrastructure resilience, economic stability, and social vulnerability. To quantify those impacts, assessments typically estimate the level of damage in financial terms. In order to streamline this process and make it easier for companies to identify their potential risk, riskthinking.AI has developed a platform to leverage climate change risks and impacts through AI software.Integrating AI technology into climate risk assessmentsRiskthinking.Ai integrates AI technology with climate change data to evaluate financial risk management through their development of the ClimateEarthDigitalTwin (CDT). The CDT integrates physical asset data with the latest climate projections like extreme weather and temperature shifts. Rather than using deterministic forecasts, CDT relies on probabilistic distributions to simulate a range of future scenarios and project changes in an asset's value over time. The CDT platform quantifies exposure and impacts from climate change. Riskthinking.Ai identifies which specific risk factors, such as extreme heat and floods, contribute to overall exposure. This approach can guide decision-making and help assess the complex risks posed by climate change and inform future infrastructure investments, risk mitigation, and climate adaptation strategies.Upsides to AI assessment Riskthinking.Ai enables organizations to evaluate future financial impacts of climate change, integrating climate risks into business decisions. Countries especially vulnerable to climate change may benefit from this algorithm, as it allows for a better understanding of the threats they face due to a changing climate. By providing countries, governments, and corporations with a better understanding of how they may be at risk due to their geographical location and respective climate vulnerability, AI technology can guide decision-making to inform proper adaptation and mitigation into the future. Downsides to AI assessment Although Riskthinking.Ai provides a tangible strategy in informing proper adaptation and mitigation, many argue that the use of AI technology to address environmental crises is counterintuitive due to AI's negative impacts on the environment. By 2040, it is predicted that the emissions from the Information and Communications Technology (ICT) industry will amount to 14% of global emissions, with the majority being driven through ICT infrastructure, specifically data centers and communication networks which AI relies upon to operate. In addition to the significant energy consumption required to power AI technology, a large amount of water is needed for cooling data centers. Further, AI relies on critical minerals and rare elements which are mined for unsustainability and the rapidly increasing data centers contribute to the growing body of electronic waste. However, as AI becomes increasingly applied to environmental problems, it can prove to be a valuable tool in combating climate change. Thus, working to reduce the environmental impact of AI technology will not only be vital in its application for climate risk assessments, but in mitigating the harmful effects brought about by its rapidly increasing societal demand.About our GuestDr. Ron Dembo, founder and CEO of Riskthinking.Ai, has utilized his multi-factor scenario modeling expertise to create a data platform and analytics engine for measuring and managing climate financial risk. Dr. Ron Dembo has been an Associate Professor at Yale, visiting professor at MIT, and has received many awards for his work in risk management, optimization, and climate change.ResourcesEarth Scan, What is climate risk and what does it mean for your organizationIBM, What is climate risk?NOAA, Climate Change ImpactsRiskthinking.AI, Climate Data & Analytics that Power Enterprise Risk, Research and ReportingEarth.Org, The Green Dilemma: Can AI Fulfil Its Potential Without Harming the Environment?Further ReadingMIT News, Explained: Generative AI's environmental impactNASA, The Effects of Climate ChangeUN, AI has an environmental problem. Here's what the world can do about that.For a transcript of this episode, please visit https://climatebreak.org/using-ai-for-climate-risk-assessment-with-dr-ron-dembo/.
AI is transforming industries worldwide, with banking at the forefront of this revolution. The fintech sector offers unprecedented opportunities to modernize financial services and make them more accessible to everyone.Join us for an insightful discussion with two industry leaders: Lutz Finger from Cornell University and Colin Walsh, Founder and Board Director of Varo Bank — the first fintech company to receive a U.S. national banking license.Our panel will explore how AI is revolutionizing banking, ways to expand financial access through technology, opportunities for disruption in fintech, and why successful implementation matters more than the technology itself.Don't miss this opportunity to learn how AI is shaping the future of financial services. Follow eCornell on Facebook, Instagram, LinkedIn, TikTok, and X.
In this episode of the ASC Podcast with John Goehle, we discuss the latest news and trends in the ASC industry and in our focus segment, we interview Laurie Roderiques, Director of Clinical Services for Ambulatory Healthcare Strategies during the Illinois State Association Meeting and discuss the Infection Control Risk Assessment and the CMS Surveyor Infection Control Worksheet. This episode is sponsored by Surgical Information Systems, RFX Solutions, Medserve and Ambulatory Healthcare Strategies. Notes and Resources from this Episode: ASC News- Management should be engaged with staff to avoid potential risks: https://ascnews.com/2025/07/employment-attorney-urges-ascs-to-stay-engaged-with-staff-watch-for-legal-risks/?spMailingID=164824&puid=3910766&E=3910766&utm_source=newsletter&utm_medium=email&utm_campaign=164824 Garfunkel Wild ASC $250,000 settlement emphasizes security risk analysis requirement https://garfunkelwild.com/insights/surgery-center-250000-settlement-emphasizes-security-risk-analysis-requirement/ The Office of the National Coordinator for Health Information Technology (“ONC”), in conjunction with the OCR, has published a tool that can be used by small- to medium-sized covered entities to perform the SRA internally. Here is the link to the tool: https://www.healthit.gov/topic/privacy-security-and-hipaa/security-risk-assessment-tool. Infection Control Focus Segment: Link to the Infection Control Worksheet Referenced in the Interview with Laurie: https://www.cms.gov/Regulations-and-Guidance/Guidance/Manuals/downloads/som107_exhibit_351.pdf Link to Training on Infection Control: Infection Control 101 – Training for Infection Control Coordinators in ASCs (September 2024 Recording) Infection Control 201 – Advanced Training for Infection Control Coordinators (September 2024 Recording) INFORMATION ABOUT THE ASC PODCAST WITH JOHN GOEHLE ASC Central, a sister site to http://ascpodcast.com provides a link to all of our bootcamps, educational programs and membership programs! https://conferences.asc-central.com/ Join one of our Membership Programs! Our Patron Program: Patron Members of the ASC Podcast with John Goehle have access to ASC Central - an exclusive membership website that provides a one-stop ASC Regulatory and Accreditation Compliance, Operations and Financial Management resource for busy Administrators, nurse managers and business office managers. More information and Become Member The ASC-Central Premium Access Program A Premium Resource for Ambulatory Surgery Centers including access to bootcamps, education programs and private sessions More Information and Become a Premium Access Program Members Today! Important Resources for ASCs: Conditions for Coverage: https://www.ecfr.gov/cgi-bin/text-idx?c=ecfr&rgn=div5&view=text&node=42:3.0.1.1.3&idno=42#se42.3.416_150 Infection Control Survey Tool (Used by Surveyors for Infection Control) https://www.cms.gov/Regulations-and-Guidance/Guidance/Manuals/downloads/som107_exhibit_351.pdf Updated Guidance for Ambulatory Surgical Centers - Appendix L of the State Operations Manual (SOM) https://www.cms.gov/Regulations-and-Guidance/Guidance/Manuals/downloads/som107ap_l_ambulatory.pdf https://www.cms.gov/medicareprovider-enrollment-and-certificationsurveycertificationgeninfopolicy-and-memos-states-and/updated-guidance-ambulatory-surgical-centers-appendix-l-state-operations-manual-som Policy & Memos to States and Regions CMS Quality Safety & Oversight memoranda, guidance, clarifications and instructions to State Survey Agencies and CMS Regional Offices. https://www.cms.gov/Medicare/Provider-Enrollment-and-Certification/SurveyCertificationGenInfo/Policy-and-Memos-to-States-and-Regions Other Resources from the ASC Podcast with John Goehle: Visit the ASC Podcast with John Goehle Website Books by John Goehle Get a copy of John's most popular book - The Survey Guide - A Guide to the CMS Conditions for Coverage & Interpretive Guidelines for Ambulatory Surgery Centers
Murderbot: Episode 3 "Risk Assessment" The PresAux team travels to a new base to investigate, searching for answers. Later, Murderbot gets caught in a fight between SecUnits. Feedback : blackgirlcouch@gmail.com (audio/written) Tumblr: blackgirlcouch Youtube: ChristinaBCG Instagram: @blackgirlcouch
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pro Show, host Erika interviews Nick Price, a dynamic figure in the lending and investment space. Nick shares his unique journey into real estate, starting from his college days as an entrepreneurship major to building a successful career in lending and property management. He discusses the challenges and rewards of running the First Lending Network, the importance of vetting lenders, and the growing trend of co-living spaces. Nick also emphasizes the significance of networking and due diligence in real estate investments, sharing valuable insights and advice for aspiring investors and lenders alike. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Financial journalist Gemma Boothroyd joins us to discuss her groundbreaking book in the works, The Hidden Risk Economy. Challenging the stereotype that women are risk-averse, Gemma reveals how women not only invest better than men but also face systemic barriers in the financial landscape. With insights on the $600 billion gender investing gap and the potential impact of a $50 trillion horizontal wealth transfer to women, she sheds light on women's risk intelligence in entrepreneurship and whistleblowing. Tune in for an inspiring conversation that redefines risk! SHOW NOTES 00:25 Career Journey 01:49 Challenging Risk Aversion Myths 04:30 The Gender Investing Gap 08:33 Recognizing Women's Risk Intelligence 10:58 The Impact of Women in Leadership 32:11 The Horizontal Wealth Transfer
In this episode of the Great Women and Compliance Podcast, co-hosts Hemma Lomax and Lisa Fine discuss the breadth and depth of effective risk assessments with guests Jisha Dymond and Lisa Beth Lentini Walker. Jisha and Lisa Beth have both worked in highly regulated and high-profile industries. Jisha most recently served as Chief Ethics & Compliance Officer at OneTrust, and Lisa Beth is currently the Deputy General Counsel, Corporate Legal, and Assistant Secretary at Marqeta, as well as the CEO and Founder of Lumen Worldwide Endeavors. They discuss various aspects of assessing risk and how to align the needs best for your compliance risk assessments with other functions to develop strategic and holistic approaches that influence organizational direction. The discussion touches on the importance of cross-functional collaboration, effective use of data and AI, and practical steps for implementing comprehensive risk management processes. Key highlights include: Holistic vs. Compliance Risk Assessments Engaging Key Stakeholders Building Trust and Cross-functional Collaboration Data-Driven Risk Assessments The Role of AI in Risk Management
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