Podcasts about Chicago

Today, the girls are chatting about their value quiz results & discuss why knowing your top values is actually important. They also talk about how they manage their social media consumption! CHICAGO, September 9, 2025https://www.ticketweb.com/event/what-we-said-live-thalia-hall-tickets/13817014?pl=thalia3ORLANDO, September 19, 2025https://www.axs.com/events/1024496/what-we-said-live-ticketsNYC MATINEE September 13, 2025 https://www.ticketmaster.com/event/000062F0A84C3DE1PHX October 17, 2025 https://boxoffice.mesaartscenter.com/Online/default.asp?BOset::WScontent::SearchCriteria::search_criteria=WhatWeSaid&BOparam::WScontent::search::article_search_id=DA4E69F1-5755-40D6-960A-C4D995733613&doWork::WScontent::search=1LA October 28, 2025 https://www.ticketmaster.com/event/090062EFEC1563FBWhat we are wearing/mentioning links: https://shopmy.us/whatwesaidpodcastWatch us on YouTube: WWS YouTube ChannelShop our MERCH! Shop.DearMedia.com/WHATWESAID FOLLOW US! INSTA//WWSJaciChelseyTIKTOK//ChelseyJaciYOUTUBE//Chelsey JadeJaci MarieSPONSORS//Squarespace: Go toSquarespace.comfor a free trial, and when you're ready to launch, squarespace.com/WHATWESAID to save 10%off your first purchase of a website or domain.Cotton: Learn more at TheFabricOfOurLives.comBetterhelp: This episode is sponsored by Betterhelp. Visit BetterHelp.com/WHATWESAID to get 10% off your first month. Leesa: Go to Leesa.com for 25% off mattresses PLUS get an extra $50 off with promo codewhatwesaid, exclusive for my listeners.Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode. Produced by Dear Media. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Lil Zay Osama talks about how doing time changed his mindset, moving out of Chicago, and more. ----- Check out e420 app for deals Apple: https://spn.so/g6gbid5j Google: https://spn.so/104g2yp6 use code NOJUMPER for $$ off Shout out to all our members who make this content possible, sign up for only $5 a month    / @nojumper   Promote Your Music with No Jumper - https://nojumper.com/pages/promo CHECK OUT OUR ONLINE STORE!!! https://nojumper.com NO JUMPER PATREON   / nojumper   CHECK OUT OUR NEW SPOTIFY PLAYLIST https://open.spotify.com/playlist/5te... Follow us on SNAPCHAT   / 4874336901   Follow us on SPOTIFY: https://open.spotify.com/show/4z4yCTj... iTunes: https://itunes.apple.com/us/podcast/n... Follow us on Social Media:   / 4874336901    / nojumper    / nojumper    / nojumper    / nojumper   JOIN THE DISCORD:   / discord   Follow Adam22:   / adam22   adam22bro on Snapchat Learn more about your ad choices. Visit megaphone.fm/adchoices

Threevisiting on the Tues: The Pretzel Gang discuss Paul's birthday, Lauren's time in Chicago and the CBB Tour. Later, they play the Threeture Name That ABC. Send Threetures and emails to threedomusa@gmail.com.Leave us a voicemail asking us a question at hagclaims8.comFollow us on Instagram @ThreedomUSA.Listen ad-free and unlock the THREEMIUM archive on cbbworld.comGrab some new Threedom merch at cbbworld.com/merchSee omnystudio.com/listener for privacy information.

Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this episode of The Wright Report, we cover breaking news on Trump's federal takeover of Washington DC's police, potential nationwide marijuana reclassification, Iran's nuclear program under siege, a Chinese naval mishap in the South China Sea, and a Supreme Court case that could overturn gay marriage. Trump Federalizes DC Police and Eyes Chicago, LA: President Trump deploys 800 National Guard troops to Washington DC and assumes control of its police department for 30 days, citing a public safety emergency. Supporters point to rampant crime and alleged data manipulation by city officials, while critics claim it is an authoritarian power grab. Trump says similar moves could come to Chicago and Los Angeles. White House Considers Marijuana Reclassification: Trump is considering downgrading marijuana from a Schedule I to a Schedule III drug, easing restrictions on recreational and medical use. Bryan examines the health and safety concerns, including toxic metals, pesticides, mislabeled THC levels, and regulatory failures in the cannabis industry. Iran Hides Nuclear Scientists After Israeli Strikes: Following Israel's covert operations that killed dozens of Iran's nuclear scientists, Tehran has relocated the remaining 100 or so into hiding. Mossad continues to hunt them, with Israeli officials calling the survivors “dead men walking.” Chinese Navy Ships Collide in the South China Sea: Two Chinese naval vessels collided while pursuing a Philippine Coast Guard ship, causing major damage and embarrassment for Beijing. The mishap raises questions about the battle readiness of China's rapidly expanding military. Supreme Court to Hear Case That Could Overturn Gay Marriage: A Kentucky county clerk's legal battle has escalated into a challenge to the 2015 ruling legalizing same-sex marriage nationwide. Bryan breaks down shifting public opinion, linking the change to backlash against radical transgender activism, and previews possible outcomes when the Court hears arguments this fall.   "And you shall know the truth, and the truth shall make you free." - John 8:32   Keywords: Trump DC police takeover, National Guard deployment, marijuana reclassification, Iran nuclear scientists, Mossad operations, China navy collision, Supreme Court gay marriage case, cannabis industry health risks

President Donald Trump said his administration is going to look at deploying the U.S. military to other American cities, including Chicago, New York, and Los Angeles, at a press conference today. He also announced taking federal control of the police department in Washington, D.C., and deploying 800 National Guard troops there to crack down on crime. It is becoming increasingly obvious, and unfortunately, the predictions about the new police state are unfolding — and people do not seem too alarmed by it. An evil empire thrives on shedding blood, and it enforces its will through deception and demonic control. Listen to Ground Zero with Clyde Lewis M-F from 7-10 pm, pacific time on groundzeroplus.com. Call in to the LIVE show at 503-225-0860. #groundzeroplus #clydelewis #policestate #nationalguard #federaltroops #washingtondc

Week 7 of Chicago Marathon training is in the books! This week brought some challenges but also some exciting gear testing and continued progress on race day preparation. What's Covered in This Episode:

Tanner Usrey joins the podcast to talk about how a car accident jumpstarted his country music career, his biggest musical influences, his new album 'These Days,' how TikTok has changed the music industry, being a road dog, having his music featured in hit TV shows like 'Yellowstone' and 'Landman' and much more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Carrie Crawford Smith (1877-1954) placed hundreds of fellow Black women in jobs in and around Chicago through her employment agency. In an era when Black women faced intense discrimination and negative stereotyping in the workforce, Carrie made it her mission to ensure her clients were treated with dignity and respect. For Further Reading: Recognizing historic Black-owned businesses in Evanston Carrie Crawford Smith’s “Back Door Leadership” This month, we’re bringing back some of our favorite Womanica episodes you might have missed! We’ll be talking about Pink Collar Workers: women who revolutionized jobs that have traditionally been called "women's work." Through their lives, they created a more just and humane world for us today. History classes can get a bad rap, and sometimes for good reason. When we were students, we couldn’t help wondering... where were all the ladies at? Why were so many incredible stories missing from the typical curriculum? Enter, Womanica. On this Wonder Media Network podcast we explore the lives of inspiring women in history you may not know about, but definitely should. Every weekday, listeners explore the trials, tragedies, and triumphs of groundbreaking women throughout history who have dramatically shaped the world around us. In each 5 minute episode, we’ll dive into the story behind one woman listeners may or may not know–but definitely should. These diverse women from across space and time are grouped into easily accessible and engaging monthly themes like Educators, Villains, Indigenous Storytellers, Activists, and many more. Womanica is hosted by WMN co-founder and award-winning journalist Jenny Kaplan. The bite-sized episodes pack painstakingly researched content into fun, entertaining, and addictive daily adventures. Womanica was created by Liz Kaplan and Jenny Kaplan, executive produced by Jenny Kaplan, and produced by Grace Lynch, Maddy Foley, Brittany Martinez, Edie Allard, Carmen Borca-Carrillo, Taylor Williamson, Sara Schleede, Paloma Moreno Jimenez, Luci Jones, Abbey Delk, Adrien Behn, Alyia Yates, Vanessa Handy, Melia Agudelo, and Joia Putnoi. Special thanks to Shira Atkins. Follow Wonder Media Network: Website Instagram Twitter See omnystudio.com/listener for privacy information.

Patrick opens with Camille’s heartache over leaving an inheritance to a nephew who has left the faith for Islam and then tackles a Chicago family's turmoil as a mother-in-law rushes into remarriage after re-baptism at a megachurch, stirring up questions of faith, trust, and family unity. He then unpacks a listener’s curiosity about John Henry Newman, using mustard seeds and furniture showrooms to paint how doctrine matures through centuries without changing its core. Questions blend with stories, and Patrick moves from sorrow and worry to moments of hope and challenge, all in the space of a single hour. Camille (email) - My nephew (and godson), was raised catholic, was baptized, received his first communion, but refused to be confirmed and has since converted to Islam. (00:53) Jamie - I need advice on how to address my husband's mom meeting a new man after her husband's death. The family is upset over the speed of it, and her leaving the Church. (13:00) Michael - What is John Henry Newman's Development of Doctrine? (28:38)

Dozens of democratic legislators from Texas have been in Illinois protesting a GOP-led attempt to redistrict Texas' Congressional map. Executive producer Simone Alicea and host Jacoby Cochran discuss the latest. Plus, we're reviewing the updated Chicago public pools calendar and the “Man in the Bean” viral campaign. Good News: XL Fest 25 We're doing our annual survey to learn more about our listeners. We'd be grateful if you took the survey at citycast.fm/survey — it's only 7 minutes long. You'll be doing us a big favor. Plus, anyone who takes the survey will be eligible to win a $250 Visa gift card and City Cast Chicago swag. Want some more City Cast Chicago news? Then make sure to sign up for our Hey Chicago newsletter.  Follow us @citycastchicago You can also text us or leave a voicemail at: 773 780-0246 Learn more about the sponsors of this Aug. 12 episode: Rock & Roll Hall of Fame Babbel — Get up to 60% off at Babbel.com/CITYCAST Window Nation Chicago Association of Realtors Window Nation Become a member of City Cast Chicago. Interested in advertising with City Cast? Find more info HERE

Matt Spiegel and Laurence Holmes were joined by Tigers television play-by-play announcer Jason Benetti to discuss the latest MLB storylines.

On this Live Greatly podcast episode, Kristel Bauer sits down with Kate Mason Ph.D., former world champion debater and the author of Powerfully Likeable: A Woman's Guide to Effective Communication.  Kristel and Kate discuss tips to build trust, how navigate power imbalances and lots more.  Tune in now!  Key Takeaways From This Episode: A look into Kate Mason Ph.D.'s book, Powerfully Likeable:  A Woman's Guide to Effective Communication Tips to increase approachabilty Ways to build trust Suggestions to navigate power imbalances A look into something called Imposing Syndrome and how to counter it Tips to boost likeability How many overachievers may be over preparing ABOUT KATE MASON PH.D. Kate Mason Ph.D. is a former world-champion debater, coach and author.  Her book, Powerfully Likeable is the result of over twenty years of working in fast-paced environments of excellence. Her particular niche? Unlocking communication for high-performing women who are at the crossroads of power and likeability. Mason has spent her career working with founders and executives from tech startups to major global brands, like Google, Microsoft, Netflix, Uber and many more. Connect with Kate Order: Powerfully Likeable:  A Woman's Guide to Effective Communication Website: https://www.katemason.co/  Instagram: https://www.instagram.com/drkatemason/  Linkedin: https://www.linkedin.com/in/katemasonphd/  About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to “Live Greatly” while promoting leadership development and team building.   Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

Have you ever wondered, “What is the oldest house in Chicago?” Well, you wouldn't be the first. In this latest edition of our What's That Building series, we explore the Noble–Seymour–Crippen House, named after three families who owned it before the Norwood Park Historical Society purchased the building. Reset learns more with Reset architecture sleuth Dennis Rodkin, Rev. Kevin Anthony Ford of St. Paul Church of God in Christ and Noble-Seymour-Crippen house docent Art Krumrey. For a full archive of Reset interviews, head over to wbez.org/reset.

“Here's what happens when you invite a mandolin company, with crazy curiosity, to a guitar show four years in a row.” -Adrian Bagale  Northfield's Adrian Bagale joins us this week for what has to be one of the most insightful industry chats we've had in years. We talk about what the company is unveiling at our 2025 Fretboard Summit in two weeks – a new instrument for guitarists – but we also talk about so much more. For nearly 20 years, Northfield has built superb instruments both in the US and China. We discuss Northfield's unique business model, how they are navigating recent tariffs, and the growing popularity of acoustic music in China itself. Whether or not you play mandolin, Bagale's enthusiasm for music – and gear – is truly infectious. https://www.northfieldinstruments.com Come see Northfield and the new instruments at the Fretboard Summit: https://fretboardsummit.org/ The Fretboard Summit is our three-day festival celebrating great guitars and great guitar people. We have nearly 80 luthiers, amp builders, and pedal makers exhibiting, hourly workshops and master classes, and some mind-bogglingly great evening performances.   The fun takes place August 21-23, 2025 at Chicago's Old Town School of Folk Music.  We are brought to you by: Stringjoy Strings: https://stringjoy.com (Use the code FRETBOARD to save 10% off your first order) Mike & Mike's Guitar Bar: https://mmguitarbar.com Peghead Nation: https://www.pegheadnation.com (Get your first month free or $20 off any annual subscription with the promo code FRETBOARD at checkout). https://www.fretboardjournal.com

Miami Herald columnist covering the Dolphins joins the show for his takeaways from the Dolphins preseason debut in Chicago. Plus, what he wants to see when the Dolphins take the field Wednesday and Thursday in Detroit.

Today's Chicago Confession from a concerned hubby splits hairs with our listeners, besties Gwyneth Paltrow and Jennifer Aniston still talk about mutual ex Brad Pitt so we heard from other listeners who are besties with the exies, and some people have WILD work from a public place setups. Catch up on everything you missed from today's show on The Morning Mix Podcast!Listen to The Morning Mix weekdays from 5:30am - 10:00am on 101.9fm The Mix in Chicago or with the free Mix App available in the Apple App Store and Google Play.Follow The Mix: The MixstagramGet the Free MIX App: Stream The MixSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

​ @nononsensespirituality  From Yoga to Conspiracies: The New American Faith https://youtu.be/T6FG6Kl4vNc?si=d4zySY8uuy3SMYxg   @OfflinewithJonFavreau  Why Does JD Vance Support Policies That Go Against His Religious Morals? https://youtu.be/L3E0TZ2gSHA?si=lvFty2KjDpFwYvN2   @THIRDEYEDROPS  Encountering Higher Consciousness, The Daimon & The Paradox of Reality | Dr. John Vervaeke https://youtu.be/mdZDQdFlxBM?si=srCeup0KuDaZpu5H   @minimalease  5 Quick Tests to Tell If Something is Clutter https://youtu.be/4UfC7YsQyRQ?si=cxvSV11wKb9KCWQK   @johnvervaeke  Lectern Dialogues: The Concept of Daimon in Pre-Platonic and Platonic Thought | Charles Stang https://youtu.be/FUlSbFfFON4?si=X2y-JBbsZjTSby7S  Paul Vander Klay clips channel https://www.youtube.com/channel/UCX0jIcadtoxELSwehCh5QTg Midwestuary Conference August 22-24 in Chicago https://www.midwestuary.com/ https://www.meetup.com/sacramento-estuary/ My Substack https://paulvanderklay.substack.com/ Bridges of meaning https://discord.gg/cAjXpprB Estuary Hub Link https://www.estuaryhub.com/ If you want to schedule a one-on-one conversation check here. https://calendly.com/paulvanderklay/one2one There is a video version of this podcast on YouTube at http://www.youtube.com/paulvanderklay To listen to this on ITunes https://itunes.apple.com/us/podcast/paul-vanderklays-podcast/id1394314333  If you need the RSS feed for your podcast player https://paulvanderklay.podbean.com/feed/  All Amazon links here are part of the Amazon Affiliate Program. Amazon pays me a small commission at no additional cost to you if you buy through one of the product links here. This is is one (free to you) way to support my videos.  https://paypal.me/paulvanderklay Blockchain backup on Lbry https://odysee.com/@paulvanderklay https://www.patreon.com/paulvanderklay Paul's Church Content at Living Stones Channel https://www.youtube.com/channel/UCh7bdktIALZ9Nq41oVCvW-A To support Paul's work by supporting his church give here. https://tithe.ly/give?c=2160640 https://www.livingstonescrc.com/give  

In this powerful interview, Joy Hoover, founder of Esōes Cosmetics shares her journey into advocating for women's safety, a path deeply influenced by both her professional background and a significant personal tragedy. She recounts the harrowing experience that ignited her mission to combat drink spiking and its widespread implications. The discussion also covers the complexities of product development, the crucial role of community engagement, and the power of education in preventing gender-based violence. Listen in to hear Joy's story and learn how to identify red flags.If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast https://lesleylogan.co/podcast/. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co mailto:beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe https://lesleylogan.co/podcast/#follow-subscribe-free.In this episode you will learn about:The importance of proactively using prevention tools like Esōes Cosmetics.Why community support and collective action are essential for creating safer environments.How to trust your gut feelings and actively identify "red flags" without self-doubt.Why the solution to gender-based violence requires a multi-faceted approach.The importance of self-healing before helping others or pursuing significant goals.Episode References/Links:Esōes Cosmetics Website - https://www.esoescosmetics.comEsōes Cosmetics TikTok - https://www.tiktok.com/@joy.e.hooverEsōes Cosmetics Instagram - https://www.instagram.com/esoessafetyEsōes Cosmetics Facebook - https://www.facebook.com/esoessafetyGuest Bio:Joy Hoover is an innovator powered by audacity, passion, and an unshakable belief that safety, dignity, and opportunity are human rights. For over 15 years, Joy has fought to make Nevada and beyond safer, more just, and more equitable. She has built three nationally recognized social impact startups, advocated for over 10,000 survivors, and worked tirelessly to protect families everywhere. Her groundbreaking work has been honored with awards like Top Tech of the Year and Entrepreneur of the Year and featured by major outlets including Vegas PBS, NYPost, InStyle, and NYLON. As the founder of Esōes Cosmetics, Joy invented the world's first patented tech-enabled lipstick designed to fight drug-facilitated assault and violence. Her mission is clear: make safety a right, not a privilege, and create a world that truly works for everyone. This fight is deeply personal. After losing her mother-in-law to domestic violence and witnessing the broken systems that continue to fail survivors, Joy refuses to accept a world where women battle for their own safety, where families are shattered by preventable violence, and where survivors are abandoned by the very institutions meant to protect them. Today, alongside her husband Phil, their fierce daughters Vivian and Ruby, and their emotional support pup Charlie, Joy stands ten toes down—proving that when we dream big, innovate with purpose, and move with courage and compassion, change is inevitable. (Bio adapted to third  If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox. https://lovethepodcast.com/BITYSIDEALS! DEALS! DEALS! DEALS! https://onlinepilatesclasses.com/memberships/perks/#equipmentCheck out all our Preferred Vendors & Special Deals from Clair Sparrow, Sensate, Lyfefuel BeeKeeper's Naturals, Sauna Space, HigherDose, AG1 and ToeSox https://onlinepilatesclasses.com/memberships/perks/#equipmentBe in the know with all the workshops at OPC https://workshops.onlinepilatesclasses.com/lp-workshop-waitlistBe It Till You See It Podcast Survey https://pod.lesleylogan.co/be-it-podcasts-surveyBe a part of Lesley's Pilates Mentorship https://lesleylogan.co/elevate/FREE Ditching Busy Webinar https://ditchingbusy.com/ Resources:Watch the Be It Till You See It podcast on YouTube! https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gLesley Logan website https://lesleylogan.co/Be It Till You See It Podcast https://lesleylogan.co/podcast/Online Pilates Classes by Lesley Logan https://onlinepilatesclasses.com/Online Pilates Classes by Lesley Logan on YouTube https://www.youtube.com/channel/UCjogqXLnfyhS5VlU4rdzlnQProfitable Pilates https://profitablepilates.com/about/Follow Us on Social Media:Instagram https://www.instagram.com/lesley.logan/The Be It Till You See It Podcast YouTube channel https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gFacebook https://www.facebook.com/llogan.pilatesLinkedIn https://www.linkedin.com/in/lesley-logan/The OPC YouTube Channel https://www.youtube.com/@OnlinePilatesClasses Episode Transcript:Joy Hoover 0:00  Women's safety needs every component, and we can't just have a product, and we can't just have education, and we can't just have politics, and we can't just, right? We need a an overarching solution to truly see this epidemic change.Lesley Logan 0:15  Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started.Lesley Logan 0:57  All right, Be It babe. So today's guest is someone who's really cool. She's been on my radar for quite some time, and I've been watching what she's doing, and then I've got to see what she was doing. I was like, this is really freaking cool. And then Brad went to this thing, and he met her, and I was like, yeah, that's the one I showed you on my Instagram, and it's because I'm obsessed with lipstick. And then someone made some lipstick that can actually help save your life. So today's episode is going to talk about, not in detail, I'm not, we don't, there's not anything that's like full details of things. But if you have experienced gender-based violence and that is a touchy subject for you, please guard your heart for this episode. But I really do hope as many of you can listen to it, because we're going to talk about ways to prevent it, and we're going to talk with a woman who has founded the Esōes cosmetics company, which is a product based company with tech that can help save your life. And so I'm really, really excited. Joy Hoover is our guest. And so here is a great interview with some really, really amazing, thoughtful full of love, full of joy, full of excitement, full of how community can come together and how you can be integral in preventing gender-based violence. So here we go with Joy Hoover. Lesley Logan 2:01  All right, Be It babe, this is a first. We have a neighbor on the podcast, and no, she's not in my (inaudible) which would have been, would have been something had I planned ahead. But you know what? We are both entrepreneurs, we're flying by the seat of our pants. So Joy Hoover is our guest today. I'm super excited. I'm so excited to get to know you as a neighbor, but also in like all that you're doing, you're quite a badass. So can you tell everyone who you are and what you're rocking at?Joy Hoover 2:25  Yeah, absolutely. I'm happy to be here, and I love that I met your husband randomly, like, at a conference, and then we're like, oh, we're moving in for a year. And you're like, okay, we're down the street.Lesley Logan 2:37  It's really funny how the world works. Joy Hoover 2:39  Right? The universe loves to combine, you know, unite the right people. So yeah, I'm Joy Hoover. I've been in Vegas for over 15 years working in women's safety and anti-trafficking and anti-gender-based violence. And really, my passion just comes from, like, I want women to be safe, and so I, you know, built a non-profit cupcake girls for 12 years, and then kind of pivoted into this consumer products goods. Like, people are like, why did you create a product? I'm like, I don't quite know. But no, I know. And so, yes, I'm so happy to be able to bring a product to market that is a lipstick that could save your life with tech and test strips. And you know, there's probably not one woman that's listening to this podcast that hasn't at one point or not feared for their safety, worried about their safety, or actually experienced something traumatic. And so my goal is to shift that with drunk girl bathroom energy and help us work together to be the really we're the ones we've been waiting for. So protect ourselves. Lesley Logan 3:39  Yeah, I mean, like, first of all, it's really cool. So I had you, I have the product here, because I was like, this is the coolest thing. I mean, I knew what you were talking about, I've been watching you, like, before we met, I showed Brad some sort of TV show you were on. I was like, babe, look at this. Because, like, I so I'm just, like, really into it. But also, like, I just have to, I want to, like, go back to, like, you've been in Vegas 15 years. What you've been working in is an industry that is not, you know, bright, shiny roses and flowers and lots of misinformation, lots of misleading information, that kind of stuff doesn't actually mean the right people get helped. And so, I guess, like, and then you wanted to start a product, and as someone who else has a product, it is like the hardest fucking thing you'll ever do. Anytime someone's like, oh, I was thinking of doing flashcards. I'm like, okay, you can have the printer's number. Like, I don't care. Good luck when you find out how many hours behind the scenes, how much it costs to hit print, how, like, all that stuff you like, good luck to you, my dear. So how did you go from, like, something that was so hard, probably daily, to then another hard?Joy Hoover 4:46  I know. I was talking to an entrepreneur yesterday. I was like, I think we're just, like a glutton for punishment of actual, like, just like organized chaos, which hopefully it's somewhat organized. But yeah, I think, you know, in, let's see. We're coming up on April 10th 2025 so 12 years ago, on April 10th 2013 we had a newborn baby. Our daughter was eight days old, and we got a phone call. And that call really changed the trajectory of our life, because on the end of that call was someone who said, hey, someone, two people were shot at your parents' property. This is my husband. Both my husband and I on the call, and they don't know where your dad is, and we're literally at Town Square with our eight-day-old newborn baby picking out clothing for her newborn session. And I feel like, like our life flashed before our eyes, from like, what happened before that to what happened after that. And here we are. We're in the middle of this, you know, very, very intense work. We're the 911 phone call for so many of our clients, and we can't help. And what ended up happening is that his mom, my mother in law's final words were in a 911, phone call. And that phone call was literally help, my husband just shot my son, and he's coming after me. And on the end of that call was a gunshot. And so, you know, overnight, within, you know, seconds, we lose his brother, his mom and then his dad, he took his own life. And so here we are. You know, we fly across the country with our baby, and it's just like, what do we do now? And so what we did was a lot of healing, a lot of therapy. We've had an amazing therapist for the last 13 years, and as we started healing our own stories and continuing to show up for thousands, in fact, over 10,000 survivors that we were able to help with resources from, you know, medical and dental to new housing to, you know, moving them across country, away from, you know, abusers and pimps. And what we started realizing is, this is a systemic problem. We know that, you know, we know it's from systemic issues and from, you know, you can talk about all the things. At the end of the day, one of the biggest issues was there was nothing preventing this. Yeah, nothing. That was an easy product. I mean, we have, you know, there's pepper spray, there's, you know, but what I started learning from so many of our clients was we don't carry that because we're afraid we're gonna, like, spray our own eyes with pepper spray, or, you know, like, whatever, like all different things. And like, there has to be something easy, like, easy to use, that could actually help you in a tough situation. And really, that's when I came up with Esōes.Lesley Logan 7:37  Yeah, I, yeah. It's really, I, I lived in Los Angeles for a long time. And so when people, like, when we moved to Vegas, I said, I want to live where there's, like, not an HOA, and they're like, oh, not very safe over there. And I was like, right, what's not safe to you? I live across from the federal building in Los Angeles. Like, there's a protest every Saturday. I got, I got my same homeless people for the same five years that I, you know, we do Thanksgiving together. So what we'll be talking about safety wise, because it's very different, depending on, like, what you've experienced and so, but one thing that, like, I remember when I was single in L.A. was just the amount of steps you go through. You're like, I'll meet you there. No, don't pick me up. Like, and then my girlfriend had pepper spray. She got scared because someone she thought was following her. She sprayed it, the wind blew it back into her eyes, and the guy just walked right by her. So, like, we can laugh because she wasn't in danger. But like, Thank God she wasn't in danger. But like, it's true. Like, you know, like, that kind of stuff. So, so, but I always am, like, we tell women they can be empowered. We tell them to, like, do all these different things. And then, at the end of the day, they're still putting their keys to their fingers when they're walking to their car. And so, like, so, you know, beauty product lines have been around, so thankfully, there's that. But then you're trying to create a product that is helping women on the date make sure that they're not being drugged. Is that correct? Joy Hoover 9:05  Yeah. I mean, the goal is anywhere. But like, you know, the original component was the test strip, was this idea of, how can we test drinks? We know one in two women have experienced drink spiking. We know this happens from, you know, sexual violence, domestic violence, into trafficking, and I'm like, that seems like a semi-easy solution of like, we got to come up with this test strip and we can, like, put it, hide it in this lipstick. Like, that seems semi-easy. And that part actually was fairly easier. The funny part was, again, I'm not like, I'm not a scientist and I'm not an engineer, and so I had to look for, right, hire a scientist and engineer to join my team. And so what I did was I looked at there was one product that had tried to go to market six years ago. Was supposed to be like a nail polish that you like, dip your finger and it changes color. Lesley Logan 9:52  Cool. Joy Hoover 9:53  And so, well, yeah, interestingly enough, that product never did go to market. But what happened was I, we found their patent when my attorney at first applied for ours. And so I found that guy, that scientist in LinkedIn, pursued him for eight months until he would take a call with me. And he finally took a call in May of 2022, and I was like, hey, I want to know how you did this. And I want to know if you want to work with me to make my lipstick. And he's like, he just, basically was just like, do you want to do like, the lipstick changing color, if you like, put it on and it's drugged. And I'm like, no. And he's like, okay, then I'll take a meeting with you. I was like, okay, sounds good. So anyways, that guy is the one who ended up bringing the head engineer from that company to the meeting, and I hired them to develop my product, and we did from everything. And they it was funny because I, they were over, they were in North Carolina, and so I hadn't met them, but when we launched the actual product, they flew in, and they were, when they talked about, they're like, you know, usually we're like, testing things that are more like, you know, your everyday type things. It's not that often we have a whole bunch of roofies in the, you know, and all this alcohol that we're like, testing all these things, and I'm like, yeah I know.Lesley Logan 11:02  I know. Like, the warnings, like, please don't drink the things in the fridge today, everyone, please don't do it.Joy Hoover 11:07  Yeah, yeah, exactly. Yeah, yeah. So. Lesley Logan 11:11  Okay, so, so many takeaways from this, because, like, one, it's easy for us to get stuck on, like, the component we don't know, you know, like the part of the thing we don't know. Two, your perseverance attract this guy down to get him to answer, like, okay, we gotta make sure you are, like, on every project of things that will change the world. And then three, I just wanna highlight the dates of things, 2022, that is three years ago that were, you know, like, how, like, this has been in your this has been part of, like, your creation. For how many years have you been working on this product? Because I think, like, by the time I see it, I'm like, oh, this is like, you know, last year or whatever, whenever you did the show. But that's not when you started it. That's not when the idea came. That's not when you started putting time, money, investments, you know, time away from your family.Joy Hoover 12:00  Absolutely. Yeah. So I, basically, I hired an attorney in and put on a credit card to put the first $10,000 on to apply for a patent for this idea on like October, like second and then October 27th which would have been my mother in law's 70th birthday. So we've kind of honored her by bringing 100 people into our backyard and basically showing them the world's ugliest PowerPoint to basically show that like, show the concept, the idea.Lesley Logan 12:31  Is this a 2020? Joy Hoover 12:32  This is 2021. Lesley Logan 12:33  Okay, okay, okay, yeah.Joy Hoover 12:35  Yep. And so, I mean, because we knew we would need money and we needed support to do this, like, yeah. I mean, you know, I'm person, I'm, I'm a big component of, like, of everything I do, I feel like, is hustle, yeah, but without the right resources and the, without the right community around you, hustle doesn't matter, right? And so I think that's an important thing is like, you have to know who's on your side. You have to know who's in your you know, who's in your back, you know, literal backyard? Yeah, we literally took all the furniture from our inside of our house, put it on the outside of our house, like, even our TV off the wall, and, like, did this whole thing, and basically said, we're gonna do this. Who can, who wants to support, who wants to invest? And right away, we raised, like, that night, we raised $25,000 and and all these people were like, please do this. Like, this is we need, we need this, right? Lesley Logan 13:27  And I think what, what's really cool about it, because when, you know when, when I got to see it, and everything we're talking about, like, all the different women who, you know, today, in a world where, like, you're not going to the office all the time, you are having meetings, real estate agents are meeting people at home alone, you know, like my, when I was a Pilates instructor, I rented space, and so a lot of people have this, like this misinformation of like, oh, if it's a brick and mortar, like, nothing bad's gonna happen to me. But I was gonna teach a guy at 5:30 in the morning, it's dark outside in L.A., no one is walking by this brick and mortar, you know, like, I'm aware of how the brick and mortar set up. I'm aware that there's staircases, like I'm aware of these things. And so I had this guy who wanted a session. I said, with all due respect, I'm gonna need your full name so that I can look you up, because I am going to meet you alone at 5:30 in the morning in Los Angeles. And to his credit, he was so cool about it. He goes, of course. He's like, I have a daughter. I would expect nothing. I would want her to do the same thing. He's like, here's my LinkedIn, here's all the things. And I could see, like, okay, he legitimately is someone who lives in New York, lives, I had all the things. So while he came in the door. I wasn't opening the door for a random dude. I was like, you know, so, like, I was really grateful, but I was thinking with this, it's like, oh, how nice, like, to just have the opportunity to know that you are taking care of yourself on another level of security so you can take actions you want to take. Like, I don't want any, I'm sure you don't want this for your kids. Like, I don't want any of my girlfriends to ever live in fear. I don't want them to make oh, I'm not going to go take that meeting, because I'm going to be alone, you know, like you. So I feel like this product is also just empowering women to actually be able to do more of the things they want to do. Joy Hoover 15:10  100% and that's really why we added the tech component. Because while testing your drink is great, what we started learning more and more, and I had my own experience with it, but I started kind of getting other women's experience who had experienced drink spiking, or, you know, felt like maybe something was off. And really, my question was, how quick could you have gotten out of there? You know that the statistics say around 13 minutes. These drugs metabolize in your system, and then you're, you're literally blacked out sometimes for 24 hours. And so what we, you know, started identifying was, how could they call for help immediately, sure they might probably have their phone on them, but could they, you know, open it up and, you know, make the call? Whereas with Esōes, we built a fully customized app that connects with the lipstick, so you can basically set it up to push it once, twice or three times, and it can do all different things, from sound a loud alarm to send a text or your location to even, you know, send an actual phone call, everything's all the messages and everything are customizable, but the final thing is to priority dispatch authorities to your location.And we know, because we know that calling 911, sometimes it's between life or death and you're put on hold. We experience it a lot with clients, right? And so we're like, we have to have something that's gonna no matter what, know their location immediately and priority dispatch, like, put their emergency at the top of the list. Which, by the way, saved our house, like, last year, which, like, is a whole other thing. But, that's right, right, literally, like my husband's on hold with 911, and I pushed the lipstick, and they have our location, and within like five minutes, two fire trucks come to the house, run in, find the find the fire, put it out and everything. And the captain comes out, and he's like, it's so good we came when we did. Had we come about 10 to 15 minutes later, we wouldn't even have been able to save the bones of your house (inaudible) so fast. Lesley Logan 17:01  I mean, I have an experience hold. I remember back in that time in L.A., so you guys, we live literally across straight from the Federal building. There was a strip of like, land between, like, the parking lot and the sidewalk. So, like, you know how, like, when you park a car, there's like, little cement things like, don't go any further with this car. So between that and the sidewalk, which means it's Federal property, so the homeless people are very smart guys. They're like, they're not like, so they put their tents there. The Federal people are not going to come kick the tents off, you know, and then the police can't touch them. But what has happened? What happened is someone threw a cigarette, it got on the mulch, and the mulch caught on fire. So Brad and I are driving home from yoga, and there's a fire like, you know, across the street from our house. And so I call 911 the fire department, you guys, is literally a block away. It's just one block north, one block north. I call 911, I, it says, call back later. The phone line is busy. I didn't get a hold called like, so I had a cup of coffee, and I was like, Brad, do you want your coffee? He's like, yeah, I want my coffee. So I threw my coffee on the fire. He finds a metal tray and is pulling the mulch onto the sidewalk so they can't keep catching fire. The fire department drives up and they go, excuse me, what are you doing? And we're like, we're putting the fire out. And they were like, like, kind of looking at us, like, like, we started the fire. And I was like, no, no, just do it. Just here doing your job, because I live across the street, you weren't answering. So, like, I do understand, like, it can be so frustrating, and obviously they're understaffed and they're underfunded, and that's all these different things, but, also, you know, like, I listen to a lot of different things, and if we knew locations, like, I keep my locations on so my husband knows where I am all the time. But, like, I'm married, what if you are single? What if you don't have that access? Or what if it is someone in your family that it's you have to have these options? And I think this is really, really cool, and I love that there's an app for it that allows people I recently was in I was I had have had some interesting Uber experiences where I have to go, excuse me, let me just call my husband let him know I'm coming home, because I don't want them to know I'm going home to an empty house. But I heard that this girl was like, said that on her Uber ride, she her Uber driver pulled a mask up over space and pressed a button, and the gas came in the car, and she had the forethought to just open the door and get out of the car, like, lucky it wasn't locked, right? And so now there's all these things, like, ladies make sure the window is cracked, make sure this all these freaking things we have to do. So we need a tool so that we can sit in an Uber and feel like, okay, like I have something to protect myself. I don't have to rely on, you know, someone seeing me from outside. Joy Hoover 19:47  Yep, absolutely. And interestingly enough, like, what the reason we did the location piece is because we had multiple clients who would literally call us. I still have text messages from like, one of them who was like. It showed me like, I'm tied to a bed. I don't know where I am, like, my trafficker will not let me leave. And I need help. I need someone. And I'm like, where are you? Like, I don't, I can't, like, just find you, you know? And like, there was so many situations where it was like we had the ability to go somewhere, but we didn't know where to go, yeah. And so we say, like, whether you want to just get out of a boring meeting, you can push the button and it can send, like, you know, your assistant or your staff member, like, oh, gotta go. Gotta get out of this meeting. But like, or if it's just one of those traumatic experiences, you know, like, I was talking about our product in a women's event last month, and this woman, this mother, stood up and she's crying, and she's like, your product saved my daughter's life. And I'm like, she's like, you know, she was out in Chicago, she was drinking like she felt off. She tested her drink, her dress was positive, but she was like, almost blacking out, pushed the button. Her best friend got her location and where she was, pulls up and, like, she's safe now. And I'm like, that is it, right? That's the story we want. I mean, we don't want there still to be someone to be drugged or someone to be harmed, but we want the this could have been a very different story.Lesley Logan 21:14  Yeah, well, and I'm, like you said, like, prevention, like the back to, going back to your story of the, I mean, like, so much of your family has gone through. But like, if we can prevent things, then you know it does, not only are lives safe, but then there's the rest of the life that is still saved. Like, there's all these different things. And so there you can't all we, obviously, we'd love to figure out, like, what is going on with people that are making these decisions to harm people. But like, we can't do that. And so, like, if we can sit we can save women from going through these things, or anyone who uses this product, by the way, because, like, you know what, you've got some beautiful lipsticks. I think anyone can use it. So I wonder, you know what, obviously, you're getting this product out. Like, what are you most excited about right now, and and how, like, how are people hearing about you? Because that's the other thing, right? Like, people are listening. I wanted to have you on for a few words. I want people to hear perseverance. I also just freaking I'm obsessed with how much you get community involved. Like, before I knew you, Joy, like you don't know this, like I saw you invest a coffee shop probably in 2021 because we would have been going out, and I saw you, and because I knew you from the nonprofit that I had seen videos on all this different stuff. And like you there, you always bring people in on the thing you're doing. And recently, I got an email or a text and was like, I'm doing this, and I need like, I'm like, this woman always brings a community in. So that's one of the reasons why I have you on the show, because I need people to hear like, that part of it. But like, what are you most excited about now and what's next for the product? Like, how are people hearing about it? Joy Hoover 22:51  Yeah, absolutely. So we, you know, we are relaunching now. Like, post fire. We kind of took all the feedback from our users and rebuilt. Now we're back in stock nine months later. And so April's a really exciting month. I know this is coming out a little bit after that, but we're, we're building this movement of like, you know, Swipe Red. The idea is, like, we see red flags, we call them out. I think one of the issues with women overall is that we don't listen to our guts. We feel like we gaslight ourselves, right? So it's like that we have this slogan. It's like, no more shame, no more doubt. We see red flags. We call them out, Right? And so it's this idea of this whole Swipe Red movement we have on our website where people can submit an experience they had to kind of say this, you know, be looking out for this. And we also have an area where, where people can submit a question, like, is this just the ick or is it a red flag that I need to watch out for in this kind of, you know, experience that I had, or this person is giving me this vibe, right? And so the whole point of Esōes is really like, we want to end the epidemic of gender-based violence. We're doing that in you know, fun ways with lipstick, you know, kind of, I mean, really, it's like a whole new way of redefining personal safety, essentially, right? But it doesn't stop there. We know that this is a community problem, so it needs community solutions. So we are training bars, nightclubs, restaurants, casinos, you know, universities educating on the nuances of violence. We teach all different components of that, and we show them, and they get our product, and we teach them how to use it. And so even if, like, you know, people that are closing a restaurant at night or a bar at night, if it's two in the morning in Vegas, like they have, you know, cash to put at the bank, or if they're just, you know, leaving by themselves, a lot of times, they then have our lipstick just to have on them, or to have, you know, emergency services on the phone just in case. So for us, it really is an overarching movement of women watching out for women. I mean, obviously men, we our test strips. We now have, you know, a key chain that can go on the on your, you know, keys, so you can have, like, test strips in there. And so we know it's not just a women problem, but we know it starts with women, because we know 93% of perpetrators are male, unfortunately. And so for us, it really is like the drunk girl bathroom energy component is if I'm in a space within, basically within 40 feet of where I am, if my lipstick goes off, essentially, if my app goes off, but I didn't push my lipstick, it could be someone else who pushed theirs. So anyone's phone can go off that has it in that space. And again, it's the idea of like, you might not need it, but someone around you might. And the whole thing is, like, it's just about prevention, right? No one wants to think, What if I get raped? What if I get drugged? What if something happens to me, right? I'm sure my mother-in-law wasn't thinking, what if my life ends today? You know, never did he go to jail, never did she say anything about domestic violence. But we know, we knew he was abusive, and so for 40 years, she lived in that and that's how she ended her life, right? And so for us, it's just, you never know. Abusers aren't like, hey, I'm an abuser, right? They are, they are slick, they are career criminals. They oftentimes look like, you know, the best person in society, and they're not. And then behind closed doors, it's hidden violence, and that is what we saw over and over and over. So it's just, what can we put in everyone's hands? And then how can we educate all of us on what to look for? Should we have to do this? Fuck no, we should not have to. Unfortunately, though, no one's coming for us, so we're coming for ourselves.Lesley Logan 26:43  Yeah, I mean, it's so true. Like, my mom was like, there's, like, a certain hand, if you see this hand, that people are doing that, like, that's a girl saying, I'm like, okay, hold on. Now, I gotta know the hand. Okay, I got it. And I will say, like, I've been to several restaurants where, like, in the bathroom, it's like, if you order this drink, we will get you out of the situation. And I am obsessed with that. I was like, I'm gonna drink here more because, like, I'm at least tell my girlfriends to come here because, like, you're keeping people safe, like they're the community is in small pieces coming together to combat something, and I think that's the only way it gets solved. But I really, I really do love the empowerment of what your tools are doing. And I also love how much feedback you are getting, so that you guys can just continue to make it better and make it more accessible, make it a key chain, versus all these different things that are, that are you're being told. And you know, nobody wants to like, here's the reason. Like this topic, the pod is called Be It Till You See It. Nobody wants to think about these things when they're thinking about achieving their goals. And yet, there are going to be situations where you need help, or someone around you does. And so I thought like, wow, okay, so maybe all the, maybe most of the women who listen to this are not at all needing something like this, but maybe they have a daughter who's about to go to college. Maybe they have a friend's kid, they have a niece, they have a new coworker who is going to go show homes like, how can we start gifting things to people that help support them on their journey and in their dreams of all the things they want to do so they're not they don't become a victim. We prevent it before it happens. Joy Hoover 28:17  Yeah, you know, we all carry phones, right? We carry a phone because we might need to call someone or, obviously, we, wherever most people work from it. But I think shifting the narrative, you know, the narrative from like, what if I have to call 911, to like, just to have it, just in case. It's like having a Band-Aid, having, you know, like we were literally driving down the road, like a couple weeks ago, and there was a kid walking barefoot on the side of the road. We tried calling 911, we got put on hold. We just pushed the lipstick, right, like, please, can someone come to this location? We're right here with him. Like, we're not sure if he's okay. We want to make sure. But, like, just, it's just that component of it. And I think, I think because the world we live in it, there is this kind of like, well, we shouldn't have to. And I agree with that. Like, the amount of feedback we get that anytime a post goes viral on TikTok, for us, it's two main things, thank you so much. Like, what are you like, you know, Aquafaba or something like, you know, all these, like, names of, you know, women that have done things. The second thing is, this is so sad. This is so sad that we need this. I'm like, It is so sad that we need it. And at the end of the day, I'm raising two daughters. I myself am my entire life's mission is to make sure that my daughters are not one in three. I've taken that. I don't want them to experience that, right? And so I think for all of us to realize that, like when we put tools in our hands, when we are educated, and also we say this to businesses, if you're going to serve alcohol, you need to have the responsibility to know what it looks like if someone is drugged, you're not going to know these people do it. They put it in Visine bottles for Christ's sake, like they know what they're doing. It's very easy. So we teach, you know, bars and restaurants and about, how does it look to de-escalate a situation? How does it look to believe a survivor? How does it look to actively get help? Because the second thing that happens when something happens to someone who's harmed is that you're not believed, right? That's why our color, we have a color called We Believe You. We have another color code, It's Not The Dress like we need to shift the culture. And that's part of the red flag piece is like, shift the shame from survivor to perpetrator. It is not our fault. Our test strips are called Trust Issues For a Reason, because we shouldn't, because we all have trust issues. It's not our fault for having those.Lesley Logan 30:41  No, we're not born with them like it's created. And I, I think it I agree, like, when I hear like we shouldn't have to do that, I fucking agree like we shouldn't have to go (inaudible). There's a lot of things right now that, like having to call my congressman daily and remind them of, like, what I fucking want them to do for me. You know, that's annoying. I don't want to do that anymore. I do miss a time when we didn't even know you're you didn't know your congressman, because they just did the job that they said they were gonna do. So I missed that, but also at the same time, like, if we don't do things where we can, you know, we can't do everything like I can't solve all of the problems in the world, but if we can all go, okay, I'm gonna, but I can, I, here's what I can do for my friends in my life. Here's what I can do for the family my life. Here's what I can do for my neighborhood. I do watch my neighbor's houses. Yes, the house across the street from us was empty for months. Do you think that we made sure everyone walking that house was supposed to be was supposed to be there? Yes, we did. Excuse me. Hi. Are you here for something? Do you contract her? Joy Hoover 31:50  Yep, I love it. Lesley Logan 31:48  No, I'm not the owner of this house, but I'm watching you. I'm watching got my camera on, watching you. Like that was the neighbors that we were, because that's the only way you keep your community healthy and safe. You know, we all have to look out for the other people around us. Joy Hoover 32:02  Yeah, and if we do that, we can prevent lifelong trauma, like, that's the thing that we you know, this prevention piece of it was missing from the work we were doing, because I'm like, these women will never be the same. They will never heal fully. You cannot. Like my, I don't know where my eight year old found this thing, but she did this thing. She came in my room and she's like, Mom, I want to show you something. Okay, she had a piece of paper, she crumbled it up, and then she's like, she was using it as, like, words. She's, she has this one girl at school that's not treating her well, and she's having a really hard time. She's like, I told this is what I told her. I was like, I scrunched this paper up and said, you know, you can say the mean words, and then I can open it up and try to, like, you know, smooth it out. But is it smooth? And I'm like, you said that to her, and she's like, I did. I did say that to her. I was like, oh, my God I love you so much. But that's the truth. It will never be smooth. Like, you're never not going to fear or feel the trauma that lives in your body once you experience it. Not only that, but the implications on the mental and physical health you know of a person. But it's also the economic impact. In Nevada, we have a one in two domestic violence rate in women not one in four. Like it's normal, it's one in two here. We also have one of the sickest things that we're known for here, is that since 1993 we have the highest rate of male partners killing their female partners in the nation. Now you mentioned, obviously trafficking and other things, and so I'm just like, this is my community. I've lived here for 15 years. I'm not, I don't want to be known for these things. I want to be known for a community that steps up for their community.Lesley Logan 33:48  Yeah, yeah, yeah. Well, and it's, you know, it's one of the reasons that we actually, because I did not know those stats when I moved here, I don't know that it stopped me. But, like, I think it's an interesting thing, right? Like, when you look at that stuff, you can't unsee it. But one of the things that I love about this town is is the community of the locals who come together and they like, truly, like, one of the things I always say is, like, if I'm doing an event, people will freaking show up. And if they don't show up, they share, and if they can't share it, they like, they like, ask if I need any help with anything else. Like, there's just, there is that. And I think that's actually in a lot more cities. And I think if you're feeling lonely, you gotta go find the people who are trying to make change where it feels like that it's an uphill battle. Like, why would you do that? So find the people like Joy and and that because do you get to feel like you're part of something, and you get to be part of something, and then you're there's safety in it, you know, like people see my car and they are looking around for me like, that is one thing I know. Like every time I park my car, people are like, I get text messages, where are you? And I love that. I'm like, I like, I joke because we finally got an actual car. I was like, I do want to wrap it in a bright color. I want people to know. Be like, why would you want people know it's you and I'm like, because I want people looking out for me. I want people like, sure, a stalker could find me, whatever they could always find me and whatever car like, but I want the people in my neighborhood to go, oh, she's around somewhere, and be looking out for me, because I do that for them. Like, that's what I want, you know. So it's really cool. Okay, Joy, you are a woman who does a lot of things you never do one thing. Is there anything else you're excited about right now that we need to know about? Joy Hoover 35:22  Well, I'm, I'm in a class learning to run for politics right now. Lesley Logan 35:27  It's insane. Joy Hoover 35:29  It is absolutely insane. And so I've got, like, we, I graduate from the class in July. This class was built, actually built for Kamala when she was trying to run it for AG, and she needed a community of people to help, and so they built this kind of thing. And so it's me. I'm part of one of 20 women in this class, but my goal is, is to run for office. So I, you know, never wanted to. People always be like, you should run for office. I'm like, hell no. Like, I don't want to do politics, right? But if not us, then who? And like, again, like, my number one issue is women's safety, and I can't believe we've never had a politician who stood on violence against women in our town when we are known for these things I just said, right? So I'm, yeah, I'm, you know, raising money for training, and then finishing training and then just identifying what first, eventually, my goal is Congress, but I'll probably run a local race first to start doing some local Nevada stuff, seeing how we can get the community activated, and then start getting, you know, the nation activated, because Lord knows we need it.Lesley Logan 36:33  Yeah, I love that you're doing this. You're brave. I mean, you already knew that. But, like, I know people always ask me and Brad, like, are you guys gonna do politics? And I'm like, I would rather have enough money to just give to the right person to go into politics, because I, I think I get too angry. I get too angry, and I just not gonna come out, right? I'm not gonna win. I'm not gonna win any flies with honey. So, so, but I, but I do, I do agree. I can see, like, especially with going on. I'm like, okay, fuck there's just fucking no, who am I donating to? Like, what's going on? So like, at some point you know, and you have to. And then also, just, like in not just local, but there doesn't need to be someone who knows information like you, because the misinformation doesn't help anyone, and no one representing it doesn't help anyone. And also people just and also the really fact that matters, there's too many fucking men in politics who don't know a woman's experience, and they think, well, I was a good husband and I didn't hurt anyone. So, like, this doesn't really happen. And my sons don't like, they don't see it, you know. And so I think it's really, really great. So you guys watch this space. We'll see where Joy is. I would love to know, just make sure. Obviously, we'll vote, because we vote for everything so.Joy Hoover 37:37  Well, you know, the the other piece about women running is how much money it takes to run these races. It's like, for Assemblywoman or State Senate, it's like 200 grand to raise. For Congress, it's over 2 million. And so you look at, and also, by the way, those state, local, those pay like 9000 a year, so you're also working, so like, it minim, you know, it minimizes the amount of people who can run for these positions. And that actually.Lesley Logan 38:05  You can't have an actual hourly job. You have to have it, yeah, no, it's really, it's, it's really unfortunate. It's really the whole system's a disaster. But, you know, we need, we actually do need to fight for it, and we need to fight for it with people who actually are looking out for the community, you know, looking out for people. Yeah.Joy Hoover 38:27  We are the ones we've been waiting for. Like, if there's one thing that I feel like, I wake up every day realizing like, one is a discipline of hope, and two, like you are the person you need, right? It's like we, you know, you say that about like, your your inner child, your younger self, like you are the one who would make them proud, right? Make the world proud. Be that person that you're going like, I want this to change, because not everyone can do that, or, you know, even wants to do it, and that's okay too. I didn't for a long time, but I don't know. I guess I feel like the women's safety needs every component. And we can't just have a product, and we can't just have education, and we can't just have politics, and we can't just, right? We need a an overarching solution to truly see this epidemic change, and that what our family is committed to. Lesley Logan 39:13  Yeah. Ah, Joy. You're doing so many great things. We're take a brief break and then find out how people can find you, follow you, work with you. Joy Hoover 39:22  Perfect. Lesley Logan 39:23  Okay, Joy. Where do they hang? Where do you hang out? Where do they get this amazing product I'm showing it if you're watching on the YouTube. Look at this cute thing. Look at this. Look at this. We got the lipstick.Joy Hoover 39:36  That's the local hand-painted too, by a local artist. We have two versions. We have that one and we have this one now.Lesley Logan 39:42  Oh my gosh, it's so fun. Oh my God. I love the art. I love the women on it. I love it. I love it. It's like, it's like, the best. And so we've got this is, this is really cute. It says Thirst Trap. And this is what you could put over your cup. I just think it's, I think the names are so cute. Yeah, it's like a, it's like a condom for your cup guys. And then the Trust Issue. These are the test strips. Joy Hoover 40:08  Yep, yes. Oh, and you haven't seen it yet, but we have, we'll have to bring him out front Lesley, because we have, we're launching Trustee, the bear, the mascot. This, this.Lesley Logan 40:22  Oh, my God, please, please, please, walk it through my driveway. Joy Hoover 40:25  He may just knock on your door at some point. You never know. Lesley Logan 40:28  I love it. I want to film it for a story. So you've got and there's all this information. So where do they go to Swipe Red to get to get all this stuff?Joy Hoover 40:36  Yeah, so it's Esōes, but it's not spelled S-O-S. It's spelled E-S-O-E-S, covert spelling, Esōes Cosmetics, you can find us on Tiktok, Instagram, Facebook, all the things. And then our website is esoescosmetics.com and yeah, we are on TikTok shop. We're online. We have it. We're gonna get back into a couple local stores here. But then our goal is obviously to keep expanding into larger retail because we want as many people as possible to have access to this. Lesley Logan 41:03  Yes, yes, and so and guys like, again, like, college is starting, there's a reason to buy this for any woman in your life. And so I really appreciate not having to get some another face mask. I really just. Joy Hoover 41:17  Right, yeah, for every, every high school graduate, like, imagine if they bring that to college, because also the first like, the Red Zone. It's called the Red Zone, which is basically like when you arrive in college to Christmas, is the highest amount of sexual and domestic violence that happens in the whole year. Lesley Logan 41:34  Whoa. Joy Hoover 41:35  Everyone that is new, especially new people on campus, need to be carrying something. Again, these are solvable issues. That's what we're here for.  Lesley Logan 41:42  Yeah, yeah. Okay, so we're all gonna get that. We're all gonna follow you. We're gonna go on a journey. We're gonna watch her rise in politics. We're gonna say we knew her when. You've given us a lot. And I wanna say, like, I love the like, swiping red on shame. I think that that is, like, something really important. I had a therapist who was like, I want to just caveat, like, my ex was not abusive, but she had said I ignored red flags of the relationship not working out on the first dates. And she said, you have to start practicing noticing red flags. I'm so grateful for that therapist, because I did. I went on a date with a guy. I was like, it feels really controlling. That's a real red flag to me, you know, like, so, like, just real. It was really great. So I love that. But I also want to say, like, if there's anything else, bold, executable, intrinsic or targeted, steps people can take to be it till they see it. What do you have for us? Joy Hoover 42:32  Yeah, I would just say, one, hold space for yourself. You can't heal the world or do your dreams if you're not healing yourself first. So I would say that first, and then the second thing is, just try it, like, what's the worst that could happen? I think there's so many dreams that people have and these ideas and ambitions. I mean, I'm a hair stylist who invented this, like, tech, you know, tech and scientific component of a lipstick like and I always say, if I can do it, you can. But the only reason people that actually do things are because we just go, oh, I'm real scared, but I guess I'm just going to keep doing it anyways, right? So heal yourself so that that then you can step into what it is that you want to do. But give it a try.Lesley Logan 43:11  Yeah, yeah. Give it a try, you guys. I can't tell you how many times I hear that and I'm like, yeah, it gives like, it's like, it's a reminder we all need. And it is very true, like it is not selfish to take a pause on helping others to heal yourself, because you will be able to do so much more from that.Joy Hoover 43:29  It's not only not selfish, it's it is selfish of you not to heal first. I know that is a rude way to say that, but I just want to be very clear, if you are trying to heal yourself by healing other people, you will harm other people. You have to heal first. And if you don't, you will make you will, you will have best intentions, but impact over I mean, intent versus impact are very different. You may intend to do good, but if you are trying to heal you first, you gotta heal you first period. Lesley Logan 43:59  Yeah, I'm really glad you said that. It's very it's very true. And I tell people all the time that, like, self-care isn't selfish care. It's actually very selfish. And I say it for a different reason, because I have a different line of work, and I'm like, it is selfish of you to not take care of yourself and then become a dependent and liability to your young children. Sorry, it just is. So there's a whole different was, like, and this is a whole other way of thinking about it. But intent and impact are very different things. And so, everyone, you have the most full permission to go take care of you so that you can do things in your community and for others you want to. Joy Hoover, thank you so much. We must hang out again. And everyone, until next time, Be It Till You See It. Lesley Logan 44:40  That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod.Brad Crowell 45:23  It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell.Lesley Logan 45:28  It is transcribed, produced and edited by the epic team at Disenyo.co.Brad Crowell 45:32  Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi.Lesley Logan 45:39  Special thanks to Melissa Solomon for creating our visuals.Brad Crowell 45:43  Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Support this podcast at — https://redcircle.com/be-it-till-you-see-it/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

0:00 - Trump announces "Liberation Day" in DC 9:06 - Trump on DC: It's embarrassing DC is such a disgusting pit 28:05 - Trump threatens to do the same in Chicago 53:41 - Senior writer for the Dispatch, David Drucker, on Trump's DC takeover announcement - "he takes an issue in which he might achieve broad support and he talks about it in a way that ensures that only his supporters are going to like it" Follow David on X @DavidMDrucker 01:09:01 - In-depth History with Frank from Arlington Heights 01:11:33 - Russiagate-Schiff 01:28:15 - Ted Dabrowski, President of Wirepoints, outlines bold steps the Trump administration should take if it turns its attention to Chicago like it has to DC. Get Ted’s latest at wirepoints.org 01:46:01 - Theodore Dalrymple, contributing editor of City Journal & a senior fellow at the Manhattan Institute, on Luigi Mangione and the Romance of Murder. Theodore is also the author of many books including Buried But Not Quite Dead: Forgotten Writers of Père Lachaise 02:00:19 - SPORTS & POLITICSSee omnystudio.com/listener for privacy information.

For the first time in 98 years, the Chicago River will host an open water swim event early this fallThe event — which was approved by the city after officials denied it a permit last year — takes place Sept. 21.But is it safe to swim in the river?Chris Anchor from the Cook County Forest Preserve weighs in.  Host - Jon HansenGuest - Chris AnchorRead More Here Want to donate to our non-profit newsroom? CLICK HEREWho we areBlock Club Chicago is a 501(c)(3) nonprofit news organization dedicated to delivering reliable, relevant and nonpartisan coverage of Chicago's diverse neighborhoods. We believe all neighborhoods deserve to be covered in a meaningful way.We amplify positive stories, cover development and local school council meetings and serve as watchdogs in neighborhoods often ostracized by traditional news media.Ground-level coverageOur neighborhood-based reporters don't parachute in once to cover a story. They are in the neighborhoods they cover every day building relationships over time with neighbors. We believe this ground-level approach not only builds community but leads to a more accurate portrayal of a neighborhood.Stories that matter to you — every daySince our launch five years ago, we've published more than 25,000 stories from the neighborhoods, covered hundreds of community meetings and send daily and neighborhood newsletters to more than 130,000 Chicagoans. We've built this loyalty by proving to folks we are not only covering their neighborhoods, we are a part of them. Some of us have internalized the national media's narrative of a broken Chicago. We aim to change that by celebrating our neighborhoods and chronicling the resilience of the people who fight every day to make Chicago a better place for all.

Following a deadly shooting in Washington, D.C., President Trump announces a federal crackdown on crime, deploying the National Guard, FBI, and ATF to the city. The move is met with resistance from D.C.'s mayor and city council, who argue that violent crime is at a 30-year low and the federal intervention is an overreach of authority. However, the D.C. police union has expressed support for the president's initiative. The discussion also touches on the political implications of the crackdown, with a focus on the shifting support of Black voters, citing that Trump has received over 20% support from Black men, an unprecedented number. The president has indicated that similar crackdowns could be implemented in other major cities like Chicago and Los Angeles. The speakers also attribute the policies of the Democratic party to a Marxist ideology, claiming that it is a deliberate attempt to undermine the justice system.

Megyn Kelly is joined by Mike Davis, founder of the Article III Project, and Alex Marlow, author of "Breaking The Law," to discuss President Trump's major plans to clean up Washington DC and fix other cities such as Chicago, how he wants to use the federal government to help stop crime in the city, the media smearing Judge Jeanine Pirro as just a “former Fox host” as she takes a key role as the top federal prosecutor role in the capital, her warning to those undermining law and order in D.C., how Letitia James targeting Trump with lawfare during the campaign, how she's facing major legal trouble of her own now, and more. Then Megyn dives into Jimmy Kimmel and Sarah Silverman whining about how bad Trump 2.0 is, their complaints about those on the left who are scolds, how they created the very mess they now complain about, their own history of blackface and woke nonsense, Drew Barrymore over claiming it's dangerous to speak the truth in America, her embarrassing past interviews with Dylan Mulvaney and Kamala Harris, and more. Then Benny Johnson, host of “The Benny Show,” joins to discuss the details in his investigation into where Jasmine Crockett was actually raised, why she's displaying "working class stolen valor," her poor treatment of her staff and constituents, and more. Davis- https://article3project.org/Marlow- https://www.amazon.com/Breaking-Law-Exposing-Weaponization-Americas/dp/1668088789/Johnson- https://www.youtube.com/bennyjohnson Birch Gold: Text MK to 989898 and get your free info kit on goldAll Family Pharmacy: Order now at https://allfamilypharmacy.com/MEGYN and save 10% with code MEGYN10SelectQuote: Life insurance is never cheaper than it is today. Get the right life insurance for YOU, for LESS, and save more than fifty percent at https://selectquote.com/megynBeeKeeper's Naturals: Go to https://beekeepersnaturals.com/MEGYN or enter code MEGYN for 20% off your order Follow The Megyn Kelly Show on all social platforms:YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at:https://www.devilmaycaremedia.com/megynkellyshow

Enjoy this week's patreon content for free! Stick around for a bonus half hour of Let's Not Meet. Join our Patreon for only $5 a month for over 100 hours of bonus content just like you've heard this week, and it's all ad-free! Upcoming Live Shows: 11/17 - Phoenix, AZ @ Rebel Lounge - TICKETS 11/19 - St. Paul, MN @ Turf Club - TICKETS 11/20 - Chicago, IL @ Beat Kitchen - TICKETS Stories in this episode: Beware the Sympathy Trap | Zealousideal-Bat-745 (1:00) Creepy Guy On the way to College | Felix (11:20) Night Market Nuisance | chokii_ (15:56) Dogsitting and a Gross Abuse of Free Wifi | astro-ponies (19:56) How I Was Nearly Kidnapped as a Child | idk_11140 (27:33) This Messed With Me More Than I Expected | Feisty-Donut-8119 (32:05) Heard a Whistle Late at Night | Lumpyartichoke030 (35:49) Camping Will Be Fun... | therealsacagawea (39:16) Extended Patreon Content: Family From Hell | Aaliyah (49:03) My Father's Psychiatrist Was Arrested | Shannon (55:02) Due to periodic changes in ad placement, time stamps are estimates and are not always accurate. Send your stories to letsnotmeetstories@gmail.com.    Want Bonus Weekly Stories? Hate Ads? Join our Patreon for only $5 a month for over 100 hours of bonus content, and it's all ad-free! Join the Discord: https://discord.gg/84WXQud4gE Follow: - Twitch - https://twitch.tv/crypticcounty - Website - https://letsnotmeetpodcast.com/ - Patreon - https://patreon.com/letsnotmeetpodcast - Instagram - https://www.instagram.com/letsnotmeetcast/ - TikTok - https://www.tiktok.com/@crypticcounty All of the stories you've heard this week were narrated and produced with the permission of their respective authors. Let's Not Meet: A True Horror Podcast is not associated with Reddit or any other message boards online. 

Derrick Kosinski & Scott Yager are joined by Bananas, CT, Olivia, Theo, Rogan, Justin, Aneesa, Leo, Gabe AND MORE!This show was recorded live in front of a Sold Out Crowd at City Winery in NYC after we had watched the premiere of The Challenge Season 41!To attend future live shows, head to www.ChallengeMania.LiveNext up: CHICAGO, PHOENIX, BOSTON, DETROIT, BUFFALO and NASHVILLE!WATCH this show HERE: https://www.patreon.com/posts/video-full-41-135476891www.ChallengeManiacs.comwww.ChallengeMania.Shop

On this episode, Tony Brueski digs into the chilling history of H.H. Holmes' Murder Castle in Chicago, Illinois—a place where countless lives were tragically lost at the hands of a cunning murderer. But the story doesn't end there. For decades, reports of strange and unexplained phenomena have swirled around the infamous building, leading many to wonder: were the spirits of Holmes' victims left to roam, trapped within the walls of the castle? Tony Brueski takes you through the eerie history of the castle's construction, the crimes committed within its walls, and the haunting reports that have persisted over time. From footsteps in empty hallways to strange poltergeist activity, this episode explores the paranormal mystery of one of the most infamous crime scenes in history.

We are headed up to Chicago today to speak with Listener Kelly about her trip to Walt Disney World with her family last month! We discuss her backstory to start the show of how she has really experienced Walt Disney World so many ways, with friends, runDisney, off-site, as an athlete, and more! Then, we discuss her trip last month staying at Disney's Caribbean Beach Resort with her family of 4 (and her in-laws were able to join them as well!), using the Disney Dining Plan and Lightning Lane Multi Pass, renting a stroller, an amazing Photopass session, a Top 3 steak at Via Napoli (who knew?) and more! We hope you can continue the conversation with us this week in the Be Our Guest Podcast Clubhouse at www.beourguestpodcast.com/clubhouse! Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

Chicago Way w/John Kass (08/11/25): This week, John Kass & Jeff Carlin tackle JB Pritzker’s hypocrisy when it comes gerrymandering, evidence that President Barack Obama was trying to convince people Russia got Trump elected in 2016 -even though we know they didn’t, and look at why dreams of living on the Moon or Mars are […]

Evan and Canty lead the hour holding court to determine whether or not Producer Nuno sold jewelry at some point in his life. We go back to the Browns QB battle that may have just gotten more interesting with Shedeur Sanders' preseason debut. Then, we return to Mike Tomlin's recent comments cementing his confidence in Aaron Rodgers. Plus, should we be concerned with Caleb Williams not getting game reps in week 1 of the preseason? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Evan and Canty lead the hour holding court to determine whether or not Producer Nuno sold jewelry at some point in his life. We go back to the Browns QB battle that may have just gotten more interesting with Shedeur Sanders' preseason debut. Then, we return to Mike Tomlin's recent comments cementing his confidence in Aaron Rodgers. Plus, should we be concerned with Caleb Williams not getting game reps in week 1 of the preseason? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Keith fields listener questions on: changes to realtor fees, down payment strategies for investment properties, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets. He explains that realtor fees have shifted from a 6% listing fee to a 3% seller fee, with potential buyer contributions negotiable.  For down payments, he advises maximizing leverage while avoiding over-leverage.  Bonus depreciation allows for significant tax deductions in the first year, benefiting high-income investors.  Resources: Connect with a recommended cost segregation engineer to take advantage of bonus depreciation here. Show Notes: GetRichEducation.com/566 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, fielding your listener questions on changes to realtor fees, your down payment strategy, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets today on Get Rich Education.    Keith Weinhold  0:26   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:22   Welcome to GRE from Athens, Pennsylvania to Athens, Georgia to Athens, Greece, and with listeners across 188 world nations. You are listening to get rich Education. I'm your host. Keith Weinhold, yeah, you and I are back together for a 566th wealth building week. This is not where you learn how to create wealth through careful sports wagering at DraftKings. We also don't try to do everything like WalMart. We talk about investing actually pretty aggressively yet reasonably and responsibly at the same time. Usually those attributes are opposites, but because we are leveraging the most proven wealth building vehicle of all time, real estate, where you don't have to be the landlord. You don't need to get deeply hands on with house flipping, and you don't need to own property in your local market, though you could. We are not day trading. We are decade trading. There's not a get rich quick element here at GRE, because that doesn't work. We're owning mostly long term rental properties, bringing the financially free beats debt free approach and cognizant that compound leverage Trumps compound interest. And from the day you start focusing on this, you can retire in five to 10 years, and you can take it as far as you want, because unlike many professional sports, the sport of real estate investing doesn't have any salary cap at all. I'm starting off with three of your listener questions today. You write into the show with your questions and what I've got a few that I think could help a lot of you. I answer them here. And as usual, I start with the more introductory question, and then I proceed to the more advanced. The first one comes from Sherry In Sellersburg, Indiana. I know where that is. It's just across the river and to the north of Louisville, Kentucky. Sherry asks when I go to sell my duplex, how have last year's changes in realtor fees affected my sale costs? Yeah, thanks for the question, Sherry. And a lot of people still wonder about this first and a big little technical here, but this benefits other listeners Sherry is that a realtor means that they are a member of the NAR, the National Association of Realtors. So not all people that you enlist to help you market and sell your property are realtors, because not all agents belong to the NAR. In fact, the best catch all term for this person is not an agent. Depending on the state you're doing business in, it's probably licensee, someone licensed to act as your professional intermediary in a real estate transaction. And by the way, the name of an NAR member is a realtor. It is not pronounced real utter it's realtor, like doctor and lawyer. You wouldn't call a doctor a doctor two syllables, realtor, but to get to the crux of your question, Sherry, the changes to realtor compensation took effect almost exactly a year ago. It was last August, and it has less. Of an effect on the industry than many thought. I stated last year that it likely wouldn't affect things much, especially here on the investor side, and it really hasn't. The simplified version is that the old landscape was that when you used to list the property for sale, the listing agent charged you a fee, traditionally, 6% they offered half of that to any cooperating broker that brought the buyer to you. That was simple, and that worked for decades. That changed one year ago now, when any realtor or really licensee, when they work with you, now they simply contract with you for their fee, only like 3% as a seller of the property, you no longer have an obligation to pay for the buyer side agent as well, like you used to. But when you sign a listing agreement, you can indicate that you may be willing to concede and give an allowance to the buyer when they engage a licensee on their side to help them purchase your property. So Sherry, your voluntary contribution to the buyer side is negotiable, and it's part of the offer that the buyer presents to you. Now that's what you'll see as the seller and what you should expect as a buyer. The new landscape is that buyers negotiate a personal service agreement upfront with their licensee. Their service isn't free. I mean, these people can't work for free, and the buyer side licensee acknowledges that they will try to negotiate to get the seller to pay that fee. So Sherry, in reality, that's still what often happens. So the seller still pays that fee. In the end, the reason why is that not only is this traditional, but buyers cannot normally afford to pay for their own representation on top of their down payment and closing costs. They're often spread pretty thin already, but sellers can typically afford it. They have the upper hand financially in the form of equity in the property. And here, when you're buying properties at GRE marketplace, you don't have to pay any of those fees. We use a direct model without a licensee. So that's sort of the short version of the change, and why. I hope that helps sherry. It's a good question. Even licensees are struggling with the new rules.    Keith Weinhold  7:38   The next question comes from Jezebel in Yonkers, New York. Jezebel asks, what is the ideal percent down payment that I should make on a rental property? I'm trying to figure out the trade off between debt level, cash flow, leverage and risk. I'm still trying to get past the mindset that paid off property is best. All right, that's Jezebel's question, and Jezebel The short answer is that you want to make the smallest down payment possible while avoiding over leverage. Over leverage, meaning that your monthly payments are so big that you struggle to make them. Now, many investors that buy rental property, they're going to make a 20% down payment on a conventional loan for a single family rental. At last check on duplexes and up the down payment has to be at least 25% now you can make a down payment as low as 15% at least on a single family rental, although you would then be subject to an extra fee a PMI premium. Now, why would one do such a thing for the leverage? Because leverage is almost seven to one at 15% down, but you've got to balance that with a PMI premium. Run the numbers and see what works for you. Now, since you can make just a 20% down payment on a single family rental, conversely, why would you put 25% down? Your leverage position would slide from five to one down to four to one, where you can often get a slightly lower interest rate if you put 25% down. But when you run the numbers, you'll find that it's often better to maintain strong leverage and only put 20% down. Now, Jezebel, as soon as you start putting 30% down on a property that is questionable at 30% or more, because at that point you really have to start asking why the rate of return from home equity is always zero. It actually makes your risk go up, like I've discussed extensively before, with 30% down, your leverage ratio has been cut to 3.3 maybe the answer could be that 30% down is what it takes to produce. Positive cash flow, but putting 30% or more down is clearly not ideal. Think about how good we've got it as real estate investors here, for example, imagine that you're attracted to a dividend paying stock because it pays a 4% yield, unless you're borrowing on margin, you would need to make a 100% down payment to get that 4% cash on cash return from a dividend paying stock, 100% sunk into this, which isn't even a down payment anymore. That's just an outright free and clear stock purchase. Well, instead, in real estate, when you realize that property prices rise or fall in value regardless of how much equity is in a property, you don't have an incremental increase in your equity growth. It's a quantum leap. And here's what I mean. Jezebel, say you're investing 100k in real estate, that's how much you're going to put into it, and it appreciates at 5%. All right, there are two scenarios with that. Scenario A, you put that 100% down into just one 500k property, well, then you've got just a 25k gain after a year. Instead, with Scenario B, you put 20% down on five 500k properties, then you've got a 25k gain after a year, not just 5k Said another way more powerfully. Scenario A, you only got a 5% return on one property. In Scenario B, you got a 25% return on all of five properties. Wow. That's why the leverage light bulb, when that goes off, that is an incredible flex that you've got. That's why I say it is not an incremental gain in your wealth. It is a quantum leap. So I hope that some of those considerations really help temper your strategy there. Jezebel, that really helps you see how financially free beats debt free and exposes the opportunity cost of a paid off property. Thanks for the question.    Keith Weinhold  12:19   The next question comes from Ed, and he is a personal friend of mine, so he submitted this question by text message to me, but I wanted to address his question here, because I've had other people in my friend group ask me about this. It's about bonus depreciation, what it is. It's about bonus depreciation, what it is and how it works. And what's interesting here is that even those that aren't active real estate investors have been asking me about bonus depreciation. This was part of Trump's OB BBA, the one big, beautiful Bill Act that was signed into law back on the Fourth of July, and I told you about that last month, but because of all the questions about it and the lack of clarity around people's understanding of bonus depreciation, although it gets a little busy, let me give you a real world example with numbers on how bonus depreciation really works and how you can put 10s of 1000s of dollars in your pocket with it the next time you file your taxes. And by the way, my friend Ed that asked this question is a cargo pilot, so he is probably the most well traveled friend that I have. Yeah, through our chats and on social media, I often see that he's in China or Vietnam or a bunch of other places, but he lives in the US. In fact, bonus depreciation is encouraging more people that haven't even been real estate investors previously to newly invest in real estate because it is for properties acquired January, 20, 2025, or later, Trump's inauguration day for his second term or later. And I expect this to be effective for at least four years from that date. I think I mentioned that part to you a few weeks ago. All right, the property has got to be newly placed in service, not something that you bought, say, five years ago. Bonus depreciation does not apply to primary residences. We're talking about rental property, although it does apply to more than just rental property, because it can apply to property used in a business, like equipment, machinery and furniture, but within rental property, it applies to certain components of the real estate, not the building itself. That is on a regular depreciation schedule, and not the bare land. Land cannot be tax depreciated at all. All, neither through regular depreciation or bonus depreciation. You probably already know that a residential building itself can be depreciated over 27 and a half years. That works out to 3.6% of the value each year that can be depreciated or written off on your taxes, right? Well, what if there were portions of your building that you could write off faster, like over just five years, meaning 20% of their value each year you can, and others over seven years, meaning 14% of their value each year you can. And there's 15 year items as well. All right, so what if, instead of all that, you could take those five seven and 15 year components and just write them all off in the first year of ownership, so that you didn't even have to wait the five seven in 15 years, you can, you can write them all off in year one of your ownership of the property, and that is what 100% bonus depreciation is right there. That is in addition to writing off the main building over 27 and a half years. All right, with that understanding generally, let me break this down in more detail. Use an example, and that will also help reinforce what I just taught you, the components of rental property that bonus depreciation applies to, include the stuff that wears out faster than the building, and they are indoor items, appliances, flooring and cabinetry. At times, it can include HVAC systems, all right, that is written off in five to seven years. And then outdoor items known as land improvements, that includes fences, parking lots and landscaping. They're typically written off over 15 years. All right, let's look at a real world example on how this can benefit you. You can use bonus appreciation on single family rentals, duplexes, fourplexes and larger buildings. Let's use an example of an apartment building that you purchase for $1.2 million one we'll say the land value is 200k that is not depreciable. So the building, the depreciable asset, has a value of $1 million you must have performed what is called a cost segregation study in order to break down that $1 million building into those erstwhile faster depreciating components. And no, you cannot do the cost seg study yourself. You need to pay a few $1,000 to hire a Cost Segregation engineer to do this study. All right, let's look at the cost seg breakdown, the result of what he or she finds for you, let's say the personal property that's worth 150k its recovery period is five to seven years, and yes, it is eligible for bonus depreciation. Then you have the land improvements say that's another 50k over 15 years for a recovery period. And yes, it is bonus depreciation eligible. And then finally, you have the structure, or the building worth 800k It has a recovery period of 27 and a half years. No, it is not eligible for bonus depreciation, just the regular type. All right. Well, let me define more of this personal property for you here these five or seven year assets, these are what are eligible for 100% bonus depreciation in qualifying years. So we're looking inside the units, appliances like refrigerators, ovens, dishwashers, microwaves, washers and dryers, also flooring, carpet, vinyl and removable floating floors, not typically hardwood or tile, cabinetry and countertops in some cases, especially if they're not load bearing. Window treatments like blinds, drapes and curtain rods, ceiling fans and light fixtures, they've got to be detached from the structure and furniture, if it's a furnished rental, like perhaps a midterm rental or short term rental. So we're talking about things like beds, couches, in chairs and then in common areas. This five to seven year personal property includes fitness equipment in the gym, leasing office, computers, desks, chairs, clubhouse furniture or TVs, package lockers, like places where your tenants have their Amazon packages, playground equipment and trash compactors. All right, to be clear, that was all personal property that can be depreciated over five to seven years. And then there are those land improvements, the. 15 year assets also eligible for bonus depreciation, sidewalks, fencing, landscaping and irrigation, parking lots and striping, outdoor lighting, retaining walls and signage. Okay again, those are the land improvements, the 15 year items, things that are not eligible for bonus depreciation are the building structure itself, like I mentioned. That includes the roof framing, drywall foundations, and also things like elevators, structural plumbing and wiring and HVAC systems that serve the whole structure. Okay, all that stuff falls in the category of regular 27 and a half year depreciation. All right, so what is the 100% bonus depreciation effect? All right, well, your eligible amount in our example is 150k of personal property plus 50k of land improvements. That's 200k that you can deduct all in one year, rather than having to spread it over five and seven and 15 years. But all in year one of you owning the property that's 200k and again, the remaining 800k structure is depreciated over 27 and a half years. That works out to about 29k a year. This is where it gets exciting. Here we go. So your total year one depreciation, the year that you bought this asset and put it into service, with your bonus depreciation items adding up to 200k and your regular building depreciation at about 29k your total year one deduction is about $229,000 Wow, before I break that down some more and tell you about how it really helps you, let's just be really clear. How did you really get to the 200k of bonus depreciation. All right, let's say the cost segregation study allocated 80k to appliances, flooring and fixtures. Remember, they are the five to seven year items. Another 70k to common area, furniture and office equipment, that was the seven year stuff. All right, so there's 150k or personal property, and then another 50k to that outdoor stuff, the depreciable items known as land improvements, like the parking, landscaping and fencing, those 15 year items, that's how we got to 200k all bonus depreciation eligible, all fully deductible in year One under the 100% bonus depreciation rules, all right, so here it is. Here's the takeaway. You have front loaded an extra 200k of deductions in year one, and you have greatly reduced your taxable income. This is the outcome. This is the result. You just reduced it by 229k between the bonus appreciation and the regular depreciation. All right, so what is the effect of you reducing your taxable income by 229k in one year? Well, if you're in the, say, 32% tax bracket, you keep an extra $73,000 in your pocket. That's $73,000 that you would have had to send to the IRS for the next tax year. But no, you don't, and that is the power of bonus depreciation. That's how it works. Ed, and for all of you that asked about it, I know it's not that simple, and there were a lot of numbers flying around there, it got a little heavy, but that's a complete breakdown. That's why so many people are excited about the return of 100% bonus depreciation, as laid out in law with the one big, beautiful Bill Act, as you can see, it's going to help higher income people more than anyone. If you'd like to get this going and connect with GRE recommended Cost Segregation engineer, or just check and see if it's worth paying several $1,000 for the cost segregation study, we can help you with that. In fact, you might remember that I interviewed him on the show last year, and we will make that introduction for you and help ensure that you have a successful cost seg and bonus depreciation experience regardless of the size of your portfolio, even if you don't own million dollar apartment buildings. You don't have to have a huge income for this to benefit you. It just benefits those people the most. Well, you can set up a time to chat with us about that completely free of charge at GRE investment coach.com I think you know that's where you can also get a completely free strategy session about growing your overall real estate investment portfolio. You might as well do that at the same time at GRE. Investment coach.com. More next, I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  25:07   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  25:39   You know what's crazy your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom family investments, liquidity fund. Again, text family to 66866,   Blair Singer  26:49   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  27:07   welcome back to get rich Education. I'm your host, Keith Weinhold, if you have a listener question that you'd like to have answered on air, get a hold of us at get rich education.com/contact that's where you can either leave a voicemail or write in to us. I'd like to tell you the frequent guests that we have here on the show, all from the rich dad school, if you will, are going to be speaking in person at Penn State University in just a few weeks. Here it is on the 29th of this month. Yes, an event you can attend in person. It's going to be Robert Kiyosaki, Garrett Sutton and his son Ted Sutton and Tom wheelwright, the four of them speaking live and in person, sponsored by Penn State's Borrelli Institute for real estate studies. The event is named Rich Dad revealed Real Estate Wealth and wisdom. If that's of interest, look it up and check it out. From listening to the show and being a savvy investor that's inflation aware, you know that the mission is to turn a really fake asset, a conjured into existence asset, like $1 convert that into a real asset. Here is some astonishing clarity on why. That's the mission in this could leave you flabbergasted. Since 1980 The United States has one and a half times more homes, two times more gold today, and 42 times more dollars today. My gosh, that is almost laugh out loud material here. Yes, since 1980 the year that Jimmy Carter was president and Star Wars, The Empire Strikes Back, was the top grossing movie. The US has 56% more residential housing units today. So basically, since the year that Darth Vader told Luke Skywalker, I am your father, there are about one and a half times more homes, twice as much gold mined and brought into existence, and 42 times more dollars created out of thin air for the future, all of these trends are expected to continue at roughly the same trajectory and proportion to each other. Now, there's a reason that people use precious metals to measure inflation. It makes a particularly good measuring stick because commodities like gold, silver, platinum, palladium, rhodium and copper, they don't change over time. Unlike a car or a bottle of soda, these items are on the periodic table of the elements, an ounce of gold 1000 years ago is exactly the same. As an ounce of gold today. That's why commodities like this are such good long term inflation measuring sticks. And then there's Bitcoin, something that didn't even exist until 2009 there will only ever be 21 million of them in existence, and 95% of Bitcoins, about 20 million have already been mined into existence. So yes, only 5% more will be issued, and it's going to take about the next 100 years to do that. If bitcoins were the size of a quarter, all 21 million of them could fit inside a single shipping container. There's some fixed supply scarcity. Let's listen to this. It's about 30 seconds long, and it's called all there will ever be.   Speaker 2  30:50   Every day the Fed prints an average of $465 million that's 26,000 shipping containers a year, created out of thin air. Maybe that's why the dollar loses value over time. But there's one thing they can never print more of Bitcoin at the size of a quarter. This is all there will ever be. Shouldn't the store of value hold its value?   Keith Weinhold  31:16   That's actually a Coinbase video advertisement that we just listen to the audio of there together. Yes, what they show at the end is a shipping container where, if bitcoin were the size of a quarter, all of them that will ever exist would fit in one shipping container. And like it said, every single year, on average, the Fed prints enough dollars to fill 26,000 shipping containers, just staggering. There are so many dollars now, I'm thinking of replacing my insulation with stacks of ones. Same R value, better liquidity. Pretty soon, we won't count dollars anymore. We'll just weigh them. Welcome to the Zimbabwe starter kit. We have gone from sound money to clown money. That's another way to think of it. Oh, they say money doesn't grow on trees. That's true. It grows in spreadsheets. Now, though, one keystroke at the Fed and poof, there's another trillion just like that. Just hit the control, plus the print key. That's all it takes. All right. Well, let's take a look and see how this manifests in your life as a consumer and as a real estate investor and as a worker since January of 2020 to today, a $100,000 salary has the same buying power as 125k today. Guess over just the last five years, the dollar has lost 25% of its value, and now I'm talking in terms of the CPI here, the consumer price index. So of course, all these figures I'm using could really be higher, like we say, therefore these figures are only the inflation rate that the government is willing to admit to. How does this break down by region? So yes, we have 25% national inflation over five years, but different regions have different rates of inflation, including the region where you are, and this is due to reasons like climate and the composition of industries and even cultural preferences. For example, a southern climate with a lot of air conditioner use spends more on electricity. So if electricity costs are high there, then that region's inflation rate could be higher than that of a northern climate. A place like Omaha, Nebraska is proximous to a lot of agricultural crops and beef, but a place far from where those items are sourced could be more sensitive to changes in beef prices or less sensitive. So over the past five years, here's how much annual inflation in these select cities have experienced again, per the CPI from lowest to highest San Francisco is just 3.3% per year. So in San Fran your 100k salary in 2020 would need to be almost 118k today just to maintain purchasing power. New York City, 3.9% annual inflation over the last five years. Chicago, 4.2% Philly, 4.3 Seattle is at 4.8 Dallas, Fort Worth 4.9 St Louis, 5% Atlanta, 5.1 Miami, 5.4 we're really getting up there now. Phoenix, 5.9 San Diego, 6.1 and the major. Major city with the highest inflation rate over the past five years is Tampa, Florida, at 6.4% annually, Tampa's had some of the highest real estate appreciation over the past five years as well. So this means that a 100k salary five years ago in Tampa would have to be 128k today just to maintain purchasing power due to its 28% cumulative inflation the past five years. But that's the CPI. The real figure could be 40% plus in Tampa. All right, now this information is useful, because even if you believe that the CPI is understated, which most everyone that's looked at it does, as long as the methodology is consistent, you can see the regional variation here. Again, San Francisco was lowest at 3.3 Tampa about double at 6.4% the ever present force of inflation. It's merely surreptitious, until you have a big wave of it peaking in 2022 that everyone noticed. Let's look at how it's contributed to the real estate price run up since 2020 All right, so in the first quarter of this century, you might find this unbelievable in itself, in the year 2000 the median priced Florida home was 195k I mean, that's the median price. Then the investor sweet spot is usually lower than that. It might have been 130k in Florida in the year 2000 so again, 195k in Florida for the median home price as recently as 2000 today, it is 412k gosh, almost as surprising in Texas, It was just 153k in 2000 and it's 338k now, I mean, don't these prices like 153k in Texas, make it seem like the price for a dog house already, New York, 276k up to 576k Also from the year 2000 to today, Washington, DC, 293k up to 643k Colorado, 377, up to 582k Florida, more than doubling 393, up to 833 And Washington State also more than doubling 313k up to 630k my gosh, price increases like this. They're a function of both monetary inflation and appreciation, and it's really a chief reason that the Fed has not cut interest rates this year. It's because the memory of soaring inflation is still much too recent.     Keith Weinhold  38:05   To review what you've learned on this week's episode. Changes to realtor fees have made less industry impact than many expected. The smaller your down payment, the more powerful your leverage fulcrum. The return of 100% bonus depreciation has many investors, and even non investors, interested in adding income property to their portfolio, and staggering inflation is a motivator for adding real assets to your life. Hey, if you would, I would love it, and it would mean the world to me. If you found this episode valuable enough that you would share it with a friend. I put a lot of thought into it, just like I do every single week, friends are probably going to find explanations about realtor fees and bonus depreciation highly helpful this week, you can either share the episode by word of mouth or take a screenshot of this episode and put it on your social media. You might want to write out that it's get rich education in your social posts, because it only shows GRE on our podcast, cover image in some views. Thanks for telling a friend about the show. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  39:23   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  39:47   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push Notes. Vacations and cookies, disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video course, it's all completely free. It's called The Don't quit your Daydream. Letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text gre to 66866   Keith Weinhold  41:02   The preceding program was brought to you by your home for wealth building, getricheducation.com.

Whether you realize it or not, the office of the City Clerk is the most visited in the Chicago government. But what does the City Clerk and the office of the clerk do? The answer is a whole lot, including keeping city records, issuing vehicle stickers, and managing dog registrations. City Cast Chicago host Jacoby Cochran sits down with City Clerk of Chicago Anna Valencia to learn more about the office, discuss the City Key and Mobile City Hall initiatives, and ask about what 8 years as clerk have taught her about Chicago. We're doing our annual survey to learn more about our listeners. We'd be grateful if you took the survey at citycast.fm/survey — it's only 7 minutes long. You'll be doing us a big favor. Plus, anyone who takes the survey will be eligible to win a $250 Visa gift card and City Cast Chicago swag. Want some more City Cast Chicago news? Then make sure to sign up for our Hey Chicago newsletter.  Follow us @citycastchicago You can also text us or leave a voicemail at: 773 780-0246 Learn more about the sponsors of this Aug. 11 episode: Rock & Roll Hall of Fame Babbel – Get up to 60% off at Babbel.com/CITYCAST Window Nation Chicago Association of Realtors Become a member of City Cast Chicago. Interested in advertising with City Cast? Find more info HERE

On this week's Stansberry Investor Hour, Dan and Corey welcome Eugene Fama to the show. Eugene is a Nobel Prize-winning economist and widely recognized as the "father of modern finance." Eugene kicks things off by talking a bit about his efficient-market hypothesis, whether he believes it's still relevant in today's economy, and how passive investing plays a role in all this. He also discusses what it's like winning a Nobel Prize, the impact of his five-factor model on investing and the rise of factor-based funds, rationality versus irrationality, and the importance of luck in markets. (0:34) Next, Eugene argues against a New York Times article claiming that a PhD in economics won't bring affluence or prestige anymore, laments the lack of new breakthroughs in financial theory/modeling, and comments on the modern competitive environment in economics that didn't exist 60 years ago. Things then take a more personal turn, and Eugene talks about his how he discovered his love of economics and what he wanted to focus his research on. (16:28) Finally, Eugene shares what it was like in Chicago back when the city was the epicenter of financial research, including his experience working with some other notable economists. After that, he gives his opinion on market bubbles. Speaking about the dot-com era, he says that the total value created from the industry is a big part of international wealth today, so it can't be considered a mistake. And he closes things out with a conversation about uncertainty in making predictions. (30:34)

(00:00-18:15) Why are we celebrating Poison today? James Carlton is in studio. None of us have been to the American Girl Doll Store in Chicago. Any Given Saturday on Netflix. James's Top 3 most disliked coaches in the SEC. Gabe DeArmond's got it at 60/40 that Beau Pribula will be the starting QB. Not a lot of national love for Mizzou going into the season. James likes the over on Vanderbilt's win total. Warson Woods Wacko things Horn will be the starter. Audio of Drink talking about the QB competition. Quick Club Vogue story.(18:24-41:21) Brad Thompson calls in and joins the show to talk about the state of the Cardinals. BT talks about the series win over the Cubs, Yadi's return to STL, and what will need to happen to possibly make a run in 2025. Brad also talks about some bigger picture MLB topics, including the difficulty teams find with developing pitching talent. (41:31-00:00) Doug doesn't remember Unskinny Bop. Tim looks really good today. Jackson's in his A t-shirt today. Jackson's wardrobe is being called into question. Tommy Fleetwood still can't finish. Most career earnings without winning a tournament. This shirt thing is starting to catch a little steam. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On today's edition of ZASLOW SHOW 2.0, Zaslow explains why today was a great day for UFC fans, as an historic deal was announced between UFC and Paramount. Plus, Zas is joined by Chicago Sports Network's, Ruthie Polinsky, to recap the Dolphins preseason opener in Chicago. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. CanesWear has the largest selection of Miami Hurricanes items. And, an amazing selection of all your favorite South Florida Pro teams. Dolphins, Panthers, Heat, Inter Miami and Marlins items, are all available. No matter which South Florida Team you root for, CanesWear is the spot, Miami fans shop, CanesWear.com Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!!

RA.1000 launches with Theo Parrish, live at fabric: a vanishingly rare club mix from the king of deep crates and impossible transitions. There are DJ sets and then there are Theo sets. No matter how many times you've caught him in action, every time still feels like the first. You think you know dance music? Think again. Parrish's long-awaited debut on the RA Podcast is a milestone for the series, one we've sought for over 15 years. So it was only right that Theo led off our 1000th celebrations, the first of ten mixes this week. Recorded live at fabric last December as part of RA's collaborative party with the London club for their 25th anniversary, this three-hour segment documents the crescendo of his eight-hour marathon. The Detroit legend doesn't release mixes often, and when he does, they're usually studio recordings: think NTS shows, his 100% Detroit edition of DJ-Kicks or classic tapes Body (1997) and Methods of Movement (2020). A capture of the Sound Signature boss on the dancefloor is hard to come back. On RA.1000, you'll hear Theo in his element. Sure, there's galvanising build-ups and crowd-pleasers, but laced throughout a Parrish beatdown are rarities designed to shock the system. In a business dominated by image-driven marketing, the vinyl master towers above thanks to a relentless hunger for lustrous melodies, moods and textures of all stripes, which he and he alone can fold into an inspiring and exhilarating joyride. On RA.1000, blissful reggae precedes new wave disco; '80s R&B morphs into synthy techno; bleepy Chicago jack makes way for a poignant vocal ballad. Theo, once again, proves that anything and everything is possible with the right records. @theoparrish @fabric @soundsignaturedetroit @crownruler Listen to all RA.1000 mixes, as well as the complete history of the RA Podcast, at 1000.ra.co

Illinois state lawmakers missed the deadline to close the $770 million budget gap for the CTA before the end of the fiscal year. If the budget gap is not filled, Chicago area-wide transit could face cuts, possibly eliminating 4 train lines and more than 65 buses. Reset hears more about the public transit fiscal cliff and how it will affect the CTA with Illinois Sen. Ram Villivalam of the 8th District, RTA director of government affairs Rob Nash and Better Streets Chicago executive director Kyle Lucas. For a full archive of Reset interviews, head over to wbez.org/reset.

Evan and Canty lead the hour holding court to determine whether or not Producer Nuno sold jewelry at some point in his life. We go back to the Browns QB battle that may have just gotten more interesting with Shedeur Sanders' preseason debut. Then, we return to Mike Tomlin's recent comments cementing his confidence in Aaron Rodgers. Plus, should we be concerned with Caleb Williams not getting game reps in week 1 of the preseason? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hoch and Crowder loved what they saw from Tua in his only drive in Chicago yesterday.

In hour one, today is the 10-year anniversary of Hoch and Crowder becoming radio partners. Tua plays a drive in Chicago yesterday but the Dolphins still can't punch the ball in on the goal line. Recapping the entire first preseason game with Chris Perkins of the South Florida Sun Sentinel.

Notes and observations from the Dolphins first preseason game including Tua's impressive drive and more questions on the offensive line. Chris Perkins joins the show to recap the tie vs Chicago. Celebrating the 10 year anniversary of Hoch and Crowder becoming radio partners and the 15 year anniversary of Crowder retiring from the NFL. Hoch is disgusted with Solana for eating a slice of pizza during the show.

Three overreactions to the Dolphins first preseason game according to DolphinsWire.com.

Columnist for the South Florida Sun Sentinel joins the show for his biggest takeaways following the Dolphins - Bears preseason opener.

HT2346 - Tiny Print, Giant Mat In one of my visits to the Art Institute of Chicago, I saw a display of photography that consisted of 35mm contact prints matted and framed to 16x20". These tiny prints were impressive and memorable precisely because they so successfully invited close inspection. The convention is to surround the image with white border, but how much is the right amount? Show your appreciation for our free weekly Podcast and our free daily Here's a Thought… with a donation Thanks!

Join D.O. as he interviews Ross Woods, one of the mortgage industry's elite performers. Broadcasting from Chicago, Ross shares his journey from small-town Missouri and humble beginnings in the title industry, through relentless hard work and determination, to becoming a top 1% mortgage originator and successful branch manager at Flat Branch Home Loans. The episode dives deep into Ross's work ethic, the sacrifices he made, his "magic formula" for success, and the importance of mentorship in reaching the top. 

It's a Monday so we wanted to know what's got you totally buggin' this morning, today's Weekend Oopsie is a great reminder to never attempt s'mores inside, and the internet is wrong about the worst song of all time...there are so many songs that are much, much worse! Catch up on everything you missed from today's show on The Morning Mix Podcast!Listen to The Morning Mix weekdays from 5:30am - 10:00am on 101.9fm The Mix in Chicago or with the free Mix App available in the Apple App Store and Google Play.Follow The Mix: The MixstagramGet the Free MIX App: Stream The MixSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

265. Servant Leadership, Mentoring, and Actionable Steps with Kathryn Spitznagle   2 Timothy 2:2 (NIV) "And the things you have heard me say in the presence of many witnesses entrust to reliable people who will also be qualified to teach others."   **Transcription Below**   Questions and Topics We Cover: What are some servant leadership principles you've learned over the years? How did you learn forgiveness is part of leadership? Will you elaborate on a leadership tool mentioned in your book, which is called the "Hero Page?"   Thank You to Our Sponsor: WinShape Marriage   Kathryn Spitznagle is the author of "Rock Star Millennials--Developing the Next Generation of Leaders," and the companion workbook, "Rock Star Millennials Toolkit." She is a professional coach and the founder of Mentoring Women Millennials, LLC. She has 30+ years of mentoring, coaching and leadership development in corporate, small business and not-for-profit environments as well as 10+ years of mentoring cancer survivors and their families throughout their journey. Her mission is to foster the personal and professional development of leaders... for the life they lead today...and the one they want tomorrow.   Savvy Sauce Episodes Mentioned in Episode: Being Intentional with Marriage, Parenting, Rest, Personal development, and Leadership with Pastor, Podcaster, and Author, Jeff Henderson Biblical Principles as Wise Business Practices with Steve Robinson   Additional Previous Episodes on Business and Leadership on The Savvy Sauce: The Inside Scoop on Chick-fil-A with Mark Dugger How to Apply Successful Business Principles to Your Life with Dee Ann Turner Leadership Principles and Practices with Former NFL Player, J Leman How to Lead When You're Not in Charge with Author and Pastor of North Point Community Church, Clay Scroggins Understanding the Myers-Briggs Personality Type Indicator to Improve Your Marriage, Family, and Work Relationships  Thriving at Work, Home, and Life with Author, Blogger, Podcaster, and Business Owner, Crystal Paine Energy to Spark Success in Your Business with Best-Selling Author, Speaker, and Podcaster, Christy Wright How 2 questions can grow your business and change your life with author, pastor, and podcaster, Jeff Henderson Radical Business and Radical Parenting with Gary & Marla Ringger, Founders of Lifesong for Orphans Stewardship as the Daughter of Chick-fil-A Founders with Trudy Cathy White Living Intentionally with Shunta Grant Generational Differences in the Workplace with Haydn Shaw Pursuing Your God-Given Dream with Francie Hinrichsen Leadership Training: Five Key Elements for Creating Customer Loyalty in Your Business with Elizabeth Dixon  Uncover Your Purpose with Clarity with Isimemen Aladejobi Unlocking Meaning and Purpose in Your Life and Overcoming Burnout with Dale Wilsher Leading Your Family, Marriage, and Self with Justin Maust Divine Productivity with Matt Perman 223 Journey and Learnings as Former Second Lady of the United States with Karen Pence Patreon 27 Re-Release: Purposeful and Practical with Emily Thomas Special Patreon Re-Release: Creativity and Career While Raising a Family with Jean Stoffer   Connect with The Savvy Sauce on Facebook or Instagram or Our Website   Please help us out by sharing this episode with a friend, leaving a 5-star rating and review, and subscribing to this podcast!   Gospel Scripture: (all NIV)   Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”    Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”    Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”    Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”    John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”    Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.“   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”   **Transcription**   Music: (0:00 – 0:09)   Laura Dugger:  (0:12 - 1:20) Welcome to The Savvy Sauce, where we have practical chats for intentional living. I'm your host, Laura Dugger, and I'm so glad you're here.    I'm thrilled to introduce you to our sponsor, WinShape Marriage.    Their weekend marriage retreats will strengthen your marriage while you enjoy the gorgeous setting, delicious food, and quality time with your spouse. To find out more, visit them online at winshapemarriage.org/savvy.    Kathryn Spitznagle is my enchanting guest for today, and her resume is quite impressive, but what actually is even more of a standout is her humble heart.   So, if you are one who learns from stories and encouragement, and you also appreciate actionable, practical tools, this conversation is definitely for you. Here's our chat. Welcome to The Savvy Sauce, Kathryn.   Kathryn Spitznagle: (1:21 - 1:24) Oh, thank you, Laura. Appreciate you having me.   Laura Dugger:  (1:24 - 1:32) Well, I'd love for you just to start us off by giving us a snapshot of your background and also your current phase of life.   Kathryn Spitznagle: (1:33 - 6:47) Okay, lots of seasons. Yeah, learned, you know, you learn something from all of them. So, I started out in journalism.   I've kind of come back to my roots interviewing folks. I was a sports writer, so I grew up in a family with four brothers, so when I went to college, I knew sports, and at the time, that was unusual to have a female sports So I did that, and then went into publishing after I got my journalism degree, and since I'd been a sports writer, they put me in the men's division of this magazine publishing company. So, I started out learning, I started out working for a helicopter magazine, and I was an editor, and the only one that did know how to fly, and so they sent me to flight school in order to be a better editor and, you know, learn how to communicate with our readers.   And again, then because I'd done that and was in the men's division, they moved me then to shooting times, which was hunting and sports shooting. So, then I learned how to shoot guns and reload in that whole industry. From there, I went to fashion.   So, I went to the women's division, and at first they said, you know, are you sure you want to do this? And I said, well, this will be the first job you've put me on that won't kill me. You know, I've learned how to fly planes and shoot guns.   You know, let me have a shot at that Singer sewing machine. And I was a terrible seamstress. And they said, really, what we want you to do in fashion is to create a presence in New York, in Manhattan.   And so, the publisher was in Peoria, Illinois, but they wanted a presence in Manhattan. And so that's what I did for three years, worked remotely back and forth, and created that presence, joined the Fashion Group International. They hired three consultants to fix me up.   And so, I laugh if you've ever seen the movie Miss Congeniality, that was me. So, you know, learned all about the fashion industry and built those relationships with our advertisers. And also, then we went into television and did a lifetime, the TV show, weekly TV show on Lifetime called Make It Fashion.   And we're trying to blend that the home sewing industry with the fashion industry. So, if you saw this on the runway, in Milan, or in New York, or in Paris, this is how you can make it yourself, be your own designer kind of thing. So that was my journalism start, then moved to St. Louis, got married, had babies, and went into corporate communications, worked for Purina in St. Louis, where I learned so much about leadership, moved back to Peoria, and I went to work for Caterpillar. And when I retired from Caterpillar, then I started this business, Mentoring Women Millennials. And I have such a heart for this generation. I think they're so bright and smart and creative and entrepreneurial, and they get a bad rap.   And so, I wanted to have a platform to lift them up, and also to give them tools. So, the first year I wrote a book, Rockstar Millennials, Developing the Next Generation of Leaders. And what I found, there were so many really sharp, bright millennials that had never had good leaders.   They never had a mentor. They didn't have the tools. Many of them were entrepreneurs.   They didn't intend to lead people. They had a craft. They started a business, and it grew.   And they're like, now I got people. What do I do with people? And as I was out speaking about my business, I found the audience very consistently had two types of attendees.   One was what I would call a seasoned leader, who said, for helping the millennials, thank you. Something along that line. And then I would have a young person stand up and say, “Do you have a book”?   And after that happened several times, okay, Lord, I got this. Yeah, write a book. And I remember saying, “That's a good idea, God, but I don't have time.”   And so if you want to know why COVID happened, it was me. Because the good Lord said, hey, it's February of 2020. It looks like you have time right now.   And so I hired an editor. We wrote a book in four months and published it at the end of the year. And in 2021, then started the podcast.   Laura Dugger:  (6:48 - 7:04) Well, that's an incredible resume and such a whirlwind to getting here today. But you mentioned some leadership principles, especially at Purina. So, Kathryn, what are some of those servant leadership principles that you've learned and acquired over the years?   Kathryn Spitznagle: (7:04 - 9:34) Over the years, yeah. Just some amazing leaders at Purina. Their culture was very much a servant leadership culture.   Purina as a company was created in the 1950s by an independently wealthy gentleman, William H. Danforth. And he created the Youth Foundation in St. Louis. And he found once he got kids out of gangs and out of jail and off drugs, nobody would hire them. So, he created a company to hire those kids, Purina. And so, they, yes, told us that, you know, the first day he said, you know, this is never confused what we make with why we're here.   We were here, we were created to develop people for life. What we make will change. But the reason we're here will not.   And Danforth also wrote a book called I Dare You. I Dare You to be the best you can be and help someone else do the same. And so that very first day we were told the story of the genesis of Purina, we were given that book, I Dare You.   And when we left orientation, we met, they had 360-degree mentoring. And they said, “This is how we create this culture. And we continue this for generations through mentoring.”   So, when you leave orientation, you're going to meet your leader mentor, your peer mentor, and in 90 days, you'll be mentoring. Everyone at Purina mentors, and we all learn from each other constantly. So that was the platform.   And that was the culture. And when you think about feeling cherished, and valued, that's how they did it. Because if you're going to mentor someone, and someone's going to mentor you, you have value.   And the people you're working with have value. And so that creating a cherished culture was their legacy. And then it's something that I took on to Caterpillar.   And I continue now, in my keynote speaking, that's one of the most popular is how to create a cherished culture in the boardroom, in the living room, and in the classroom. Hmm.   Laura Dugger:  (9:35 - 9:47) And so, I won't ask for the entire keynote speech then, but is there an overview that you can give us of those things that we could implement that you've learned to implement over time as well?   Kathryn Spitznagle: (9:47 - 11:29) Yes, some of the tools. And, and that was another wonderful thing about Purina that I saw then, and haven't seen it since. You know, it seemed unique to me at the time.   Fast forward a few years, and it was like, yeah, that was very unusual leadership. And one of the things that they valued was, know your people, understand them, know their needs, know their wants. Even at this point, so, you know, I'm talking 30 years ago, I went to work there in 1990.   They were talking about purpose. What's your purpose? Purina had a very specific purpose.   We are a purposeful company. We're here to develop people for life. And, and they even said, I thought this was unique to it at orientation.   They said, and we hire bright, smart people, and we don't expect you to stay here very long. Our job is to send you off better than we found you. And with a positive impression of Purina.   And here's why. When you leave here, you may go to another Fortune 50 company, which I did. You may be in a position to impact a merger or acquisition.   You can buy and sell our stock. And at the very least, when you go to the grocery store, you can buy dog food. And we want it to be Purina.   Laura Dugger:  (11:31 - 11:36) That's incredible. That actually happened then with you taking that forward.   Kathryn Spitznagle: (11:37 - 16:07) And all of those lessons learned. So, when I talk about creating a cherished culture, Purina, one of the things they did very well was to introduce a concept, illustrate it with a story, and then activate it with a tool. So mentoring, they talked about here is the platform on which our company is built, developing people for life.   And they told us that story then about Purina. Then they gave us the book. And then they gave us a mentor that we were meeting with each week.   And they gave us a, what do I want to say, an outline. So, when you meet with your mentor or mentee, here are questions to ask. Here's a way to go about this.   And the number one reason people do mentor is because they don't know how. What's a process? And so how smart?   Purina's like, here. Here's an outline. Here are things to ask.   Here are discussion topics. And here are different tools we're going to give you as you progress in leadership. And they're designed for you then to pass on.   And so those are some of the tools when I talk about creating a cherished culture. One of the tools is here are questions to ask. Here's how to have that dialogue.   Here are discussion topics. When you're developing a relationship with this person, ask about their life outside of work. Ask about their family and friends and whatever, as much as they'd like to share.   Not everyone does. That's okay too. Ask about their best day at work.   What's a bad day at work? What's their best boss like? How do they like to be recognized?   What's their purpose? One of the most insightful questions they asked at Purina was, why do you want to succeed? And why do you want this company to succeed?   And those two questions give insight to someone's purpose. And so, then if you frame discussions around their purpose and their values, it is exponentially more meaningful to them. So, when I talk about how do you lead millennials and how is it different?   Those are a couple of the things. Understand their purpose. Understand their life. Their values outside of work, and frame things within their purpose.   Here's an example and or their values. If someone says, my values are hard work and transparency. I want people to be honest. Those are a couple of my values.    Okay. So, if I were leading that person and I saw them being transparent with someone else, being open and honest, I would recognize them for that.   Not just recognize them for the work, but recognize them for their value, demonstrating their value. I saw you be open and honest with that person. Thank you for that.   If kindness is a value, I saw you. I saw what you did there today to help someone out without being asked. Thank you for that kindness.   That resonates on a whole different level. And if you have to have a tough discussion with that person to say, frame it in those words. I know you value honesty, and I do too.   And so, we need to have an honest conversation. And here's some things that I'm seeing in your behavior, in your leadership, or in your work style that can hold you back. So, let's fix this whole different way to lead.   Laura Dugger:  (16:09 - 16:39) Absolutely. And I love how some of these even one-page practical tools you've included in the back of your book. So, it's a plug and play, but I'm even thinking back to your mentoring relationships where you had this circle of mentors and you were mentoring.   I think it's also helpful to get to hear one another's mistakes. So, are you comfortable sharing any mistakes that you've made along the way that actually even turned out to be beneficial learning opportunities?   Kathryn Spitznagle: (16:40 - 20:32) Absolutely. Loads of them. I've got loads of them.   And one of the women I mentor has said, I think I've advanced my career 10 years by learning from your mistakes. And I love that. And she's like, now I'm going to make plenty of my own, but I'm not going to make yours.   And I said, “Good. That's the point of all this.” One of the big ones I made at Purina.   I think a lot of places I would have been fired, probably should have been. I was working in the marketing group, and we were like an internal marketing. So, we did the new product introduction, point of purchase, point of sale materials, the legal documents that went out, the whole packet that would go out to a distributor, a grocery store.   And EverReady Battery was one of our product lines. So, we had internal clients. And as they had new product introductions, we'd get the materials together.   We had in-house printing, all of the things, graphic design, and that was all under my purview. The letter, there's a letter that went out to distributors that was a legal document and had a number. And I pulled the wrong letter, the wrong number.   And it wasn't discovered until last minute. And we sat down with the client and they're like, oh my gosh, this is the wrong legal letter. And I, you know, I'm the account rep, that was on me.   So, I had to go back, I had to go to Neil Lewis, my boss and say, “Okay, we've got to pull this back before it all goes out, reprint, which is going to be all our expense. We're going to have to have people working off shifts and all that sort of thing to do it quickly. And then reassemble all these Eveready Battery packets and, you know, do as close as we can to meeting their deadline.”   And so basically it's going to eat up our margin and we're going to have more printing expense. We're going to have more labor and we're going to have some unhappy people. And our client's not real happy either.   And that was all me. And Neil said to me, “You know, I learned something today. And he said, until today, I thought you walked on water.”   And he said, “Now I know you're human, just like the rest of us.” And I thought, oh, my word. And he's like, okay, so what happened?   That was a mistake. How are we going to fix it? And I said, “I've already pulled the right letter, getting it reprinted. Here's the, additional time and money. Here's how it's going to impact our margin.” And he said, “You know, can we do it? And can we satisfy the customer and get, if not meet their deadline very close?”   And I said, “We can meet their deadline if we have people work third shift.” And, you know, and he said, “Okay, let's do it. That's the right thing to do.” And, and he said, Kathryn, “I told you what I learned today. What did you learn?”   And I said, “I learned how to be the kind of leader I want to be when someone makes a mistake.”   Laura Dugger:  (20:36 - 21:05) Wow. The humility in that is incredible. And thank you for sharing.   Stories are so memorable. It makes me instantly reminded of two previous episodes. I'll make sure I link in the show notes, both with Jeff Henderson and Steve Robinson, accomplished businessmen, but who were also willing to share stories and how just like you, it actually made them a better, more relatable leader.   And so that's encouraging.   Kathryn Spitznagle: (21:06 - 21:34) And I knew when I got to Caterpillar and, uh, particularly when I was running the Caterpillar visitor center, because that was so new and never been done in Caterpillar. And so, we're going to make some mistakes and we're going to learn, you know, along the way. And there was more than one occasion where I was reminded of Neil Lewis.   And I said, okay, I learned something today. You are human. Just like the rest of us.   Now, how are we going to fix this?   Laura Dugger:  (21:35 - 23:48) And then what did you learn?    Let's take a quick break to hear a message from our sponsor.    Friends, I'm excited to share with you today's sponsor, WinShape Marriage. Do you feel like you need a weekend away with your spouse and a chance to grow in your relationship together at the same time? WinShape Marriage is a fantastic ministry that provides weekend marriage retreats to help couples grow closer together in every season and stage of life from premarital to parenting to the emptiness phase.   There is an opportunity for you. WinShape Marriage is grounded on the belief that the strongest marriages are the ones that are nurtured. Even when it seems things are going smoothly so that they're stronger.   If they do hit a bump along their marital journey, these weekend retreats are hosted within the beautiful refuge of WinShape retreat perched in the mountains of Rome, Georgia, which is a short drive from Atlanta, Birmingham, and Chattanooga. While you're there, you will be well fed, well nurtured, and well cared for. During your time away in this beautiful place, you and your spouse will learn from expert speakers and explore topics related to intimacy, overcoming challenges, improving communication, and more.   I've stayed on site at WinShape before and I can attest to their generosity, food, and content. You will be so grateful you went. To find an experience that's right for you and your spouse, head to their website, to find out more, visit them online at winshapemarriage.org/savvy. That's W-I-N-S-H-A-P-E marriage.org slash S-A-V-V-Y. Thanks for your sponsorship.   You've had so much experience in different areas and as a corporate leader. So what is it that drew you specifically to have a heart for millennials, which we can define as those approximately born between the 1980s and early 2000s?   Kathryn Spitznagle: (23:50 - 28:18) I really started working with them. My last role at Caterpillar, I was a director of global sustainability and it was within public affairs. So, we were leading, Caterpillar was leading a natural infrastructure coalition.   I was working with a lot of different entities, public, private, governmental. We're trying to get language passed into law. That was a big portion of my job.   Another portion of my job was to be out speaking about what Caterpillar was doing in the world of sustainability. And I loved that. What I found was the sustainability groups of Caterpillar employees all around the world, we do a global call quarterly, learning what everybody was doing.   They were all this age group. And when we would do the river cleanup on Saturday, these are the people that showed up with their kids. And when we do tree plantings, these are the people that showed up with their kids.   It's like, okay. And I remember saying to my peers, you know what, this group of employees, these young people are not going to retire with a pension like we are with health care like we do. There's so many things that we have garnered through our career appropriately.   They don't have that. What drives loyalty for them and what engages them with Caterpillar are these things. These things we're doing through the foundation where we're giving back and improving the world and the things we're doing in sustainability, giving back, improving the world.   They are so much more engaged in our company through these things. And so, I kind of knew, I thought, okay, I'm not sure exactly where the Lord is leading, but it's going to be with those people. And that was the thing I knew when I retired that, okay, this is what I want to do.   And then the more I worked, you know, I started the business mentoring women millennials. The more I worked with these young women, the more I saw, yes, there's a need. There's a need here.   And I always, you know, again, people would ask, why? Why are you so connected? And I said, first of all, I saw the value in them.   But secondly, I think I was one. My husband and I laughed that we never really fit in with our generation. And here's why.   We both were out of school and working on our careers when we met. And in our generation, you got married right out of high school, or at the very least right out of college. And so, you know, our families had given up.   They're like, they're never going to get married. They're working. They got this whole career thing going.   And so, when we got married, well, then we didn't have children until we were in our 30s. You know, highly irregular for our generation. We were entrepreneurial.   So, we were looking at franchises in our 20s. And our families were like, just get a job. What is this?   You got to buy something and then you buy something else. And my husband owned a business, his first business in his 30s. We both had side hustles.   Again, friends and family were like, just do one job. What is with you guys? Always got all these things, you know, going.   And then when I took the job in fashion, and I was working in Manhattan and living in Peoria, like, what do you even call that kind of work to call it remote? Working remotely? Yeah.   And so, I think part of my heart for them is I was one. And so, when they talk about some of the struggles and the things that are endearing to them, like, I got you. I felt like that, too.   Laura Dugger:  (28:20 - 28:57) That is incredible. And I think it really does make you the perfect person for that mentor mentee relationship. And I kind of want to camp out on that further, because we've alluded to it.   And some of these tips are in your book, where you highlight those discussion topics that give people the tools. But then if we take it a step further or personalize it, how can all of us as listeners begin a mentoring relationship like the one you've described? And I'm even thinking of the beginning point.   Do you think it's up to the mentor or the mentee to initially reach out?   Kathryn Spitznagle: (28:58 - 33:07) Either one. Yeah, either one can work. When I left Purina, having had this wonderful leadership experience and mentoring environment, I thought, well, this must be what all corporations are like.   No. Doesn't make them bad. They're just different.   So, when I got to Caterpillar that was male, very male dominated, I remember calling my mentor at Purina, who is still my mentor today. She mentored me for 22 years at Caterpillar after I left Purina. And then was one of the biggest proponents of me writing my book and starting my business.   And we still get together today. So, when they talk about developing people for life, they're very serious about that. And so, when I got to Caterpillar, I thought, well, they don't seem to have this.   I think I'll start a mentoring program. Well, I was, you know, some little gal in marketing. You're not going to start a mentoring program for a Fortune 50 company out of that spot.   It comes up through HR and Office of Business Practices and Legal and all of that. Anyway, I called my mentor at Purina, very frustrated, and I said, “Lynn, you and Neil make a place for me. I'm coming back.   They don't have a mentoring program here.” I don't, you know, and she said, “Okay, first of all, we didn't train you up to come back. Your job is to take this forward.”   And she said, “Are there young women there?” Yes. And she said, “Mentor them.”   And she said, “Are there leaders that need support?” And I said, “Yes.” And she said, “Okay, support them.”   She said, “Are there teams that need to be built?” And I said, “Yes.” And she said, “Then you have good work to do there.”   Go. And she hung up. I thought, OK.   And so, from that moment on, when I would see an announcement that would come through email where a woman was being hired into Caterpillar, I would reach out to her and just say, do you have a mentor or would you like one? And for 22 years, they all said yes. And so that's what I did.   I worked with those women. And, you know, here's another God wink when my announcement went out, then that I was retiring. These women all started coming back to me wherever they were in the nation and even in the world.   Many of them had gone on to do other things, bigger, better things. And they all started reaching out to me. Someone had forwarded the announcement to them and said, “We want you to start a business, a mentoring business and help others just like you helped us, and we will help you.”   And one said, “You need to write a book, and I'll write the forward.” Another one said, “Yes, and you need to do podcasts and I'll be on one.” Another one said, “I know what's going to stop you at your website, so I'm going to help you with your website.”   Another one said, “You're going to need testimonials.” So, she posted on social media that anyone that's ever been mentored by Kathryn Spitznagel, leave a message here. Very humbling.   And another one said, “I'm now VP of a big company in Chicago and I will hire you.” And so, I retired one day and started a business the next.   Laura Dugger:  (33:09 - 33:30) Incredible how that all came back around. And I gleaned so much from your stories in your book, and then even getting to connect with you before today. But there's another story about servant leadership that you shared from the man who you've named your previous boss, Neil Lewis.   Will you share? Do you know which one I'm thinking of?   Kathryn Spitznagle: (33:31 - 36:35) Yeah. You need to know three personal things about everyone who works for you. Okay.   So, Neil Lewis had leadership meetings. There were 12 of us were his leadership team every Monday morning. He was also a minister outside of work.   So, a lot of times we would laugh that we were getting the rehash of the sermon from yesterday as part of his leadership. But he often gave us assignments. And one Monday morning, he said, okay, here's your assignment.   I want you to know three personal things about everyone who works for you. And they need to be things that aren't in their personnel file. And he said, I'm going to ask you sometime this week about one of those people, but you won't know which one.   So, you need to know all of them. And I, you know, lousy leader, I was just learning. And I said, Neil, I have 10 people, three things, 10 people, that's 30 things I got to know.   And he said, Kathryn, good math. You have some work to do. So, I went back, and I interviewed each one of my 10 people, three things, found him out, followed the assignment.   And I was ready. And I saw him in the hall later in the week. He said, “Kathryn, walk with me. I'm going to the next meeting.” I said, “Okay.” Tell me three personal things about Kathy, who works for you. I said, “Okay.”   Kathy has recently divorced. Uh, she has an 18-month-old baby, and she is moving to a new apartment. And he said, “What have you done to help her?”   And honest to God, I said, “That wasn't part of the assignment.” And he looked at me and I said, “No, wait a minute. I did help her.   I changed her hours. She has a longer commute now into St. Louis. So, she's going to come in at 8:30 am and work till 5:00 pm.”   And I was feeling pretty proud of myself, like bonus question. And he said, “Did she come to you, or did you go to her?” And I said, “Well, she came to me, but I said, it was okay.”   So, Kathryn know your people. If you don't know your people, you don't know what they need. And if you don't know what they need, you can't help them.   And if you can't help them, what in the world are you doing here? It says leaders were here to serve. And if you're not here to serve, you need to step out.   I became a different leader that day. One who chose to lead by serving.   Laura Dugger:  (36:38 - 37:17) I just wanted to let you know there are now multiple ways to give when you visit thesavvysauce.com. We now have a donation button on our website and you can find it under the donate page, which is under the tab entitled support. Our mailing address is also provided.   If you would prefer to save us the processing fee and send a check that is tax deductible. Either way, you'll be supporting the work of Savvy Sauce Charities and helping us continue to reach the nations with the good news of Jesus Christ. Make sure you visit thesavvysauce.com today. Thanks for your support.   Kathryn Spitznagle: (37:18 - 38:19) You know, the other piece, uh, the other thing that he taught me there, uh, Laura, as we continued to walk, uh, because he always wanted to bring things back around to, to a positive. He was going to make his point, but he was not going to leave me there, you know? He said, Kathryn, “Do you understand what you missed there?”   It was such a missed opportunity with Kathy, um, to engage her and to help her feel cherished. He said, “That's the difference when you anticipate someone's needs and you go to them before they ask. That's the opportunity.”   That's the gold. That's what engages people and, uh, garners their loyalty. And that's when they feel cherished.   That was the real missed opportunity.   Laura Dugger:  (38:23 - 38:35) And that never left you. And that's probably blessed so many people hearing that. What about lessons of forgiveness in leadership as well?   Do you have any stories to illustrate that?   Kathryn Spitznagle: (38:35 - 42:28) Yes. And that's another lesson from, from Neil Lewis that was a profound lesson for me that I've never heard anywhere else. Forgiveness is part of leadership. So, I learned this, um, again, lousy leader just starting out.   And, um, when he put me into leadership, I was like, how hard could it be? Tell people what to do. They do it.   And then came my first employee opinion survey results and they were bad. The numbers were bad. The comments were bad.   The people were unhappy. Um, and the comments to me were, were hurtful. They were justified, but they were hurtful.   And so, when I got, uh, you know, got all the information, I left, I was upset. The next day when I came into the office, I just went into my office and closed the door. I thought they don't want to talk to me.   I don't want to talk to them. That's fine. I was working here.   So, Neil gave me a little time to cool off. And then he came in and, um, on my desk, uh, one of the things that they, um, Purina does in terms of creating that cherished culture is, um, to have things around you that revitalize you. And so, they ask you one of the first days about what, what are things that revitalize you?   And I said, okay, uh, fresh flowers revitalize me. They remind me of my grandmother, nanny, and being in the garden. Um, notes are cards from handwritten, you know, from friends and family and a walk outside.   Those are three things that revitalize me. Okay. So again, I registered with Neil Lewis.   He knew that was a way to frame things for me. So, when he came in that morning, he picked up one of the cards from my desk and he handed it to me and he said, to read that card. And I said, you can read it.   He said, “No. No, I'm asking you to read it out loud to me.” So, it was a card from someone on my team, very complimentary about my leadership style and what it, how it impacted them. And he said, “Is that the leader you are today?”   And I said, “No, but in fairness, they were mean to me. They said some very hurtful things and yeah, I'm not happy.” He said, “Okay.”   And he said, “Kathryn, as leaders, our job is to give first and give again”. And he said, “Do you know what the bridge is between giving first and giving again?” And I said, “No.”   I said, “Neil, I'm not tracking with you.” And he said, “Forgive.” And I said, “Oh, forgiveness.”   And he said, “Nope. Forgiveness is something someone else does. That's a noun. Forgive is a verb. And that's what I need to see you do. Forgive.”   He said, “Kathryn, forgiveness is a big part of leadership and it's something that will hold you back for the rest of your life. So, I am asking you today to be the leader I know you to be and forgive them.”   Laura Dugger:  (42:32 - 42:52) Well, in even the way he modeled that in the way you shared that story, it also reminds me of another leadership tool that you mentioned in your book, which I think if somebody is experiencing this, that could be a really practical next step. So, it's called the hero page. Will you elaborate on that for us?   Kathryn Spitznagle: (42:52 - 52:07) Yes. And so, at Purina, when they talked about having these one-on-ones with your team, with your mentees, with your mentors, kind of framing the dialogue in three buckets, called it three bucket exercise. And I still, this is how I still mentor today.   Uh, so the first thing we ask people to come prepared with is bucket one. What are we celebrating? What have you learned? What have you accomplished? What has gone so well?   Um, since the last time we spoke, because we, as people, but particularly as women pass through things very quickly and go, yep, done good onto the next. Yeah. We don't take that time to celebrate.   And Purina was very focused on what they called reveling. Take just a minute to revel. That was good work, did good work, but whatever was accomplished personal and professional, it was, there were things at home, baby slept four hours straight.   Okay. So, bucket one, what are we celebrating?    Um, so bucket one, they called aha.    Bucket two, they called, hmm, what is, uh, what's out there that you need to, um, do, you know, what's on your to-do list. Is there something you need to get a plan for?   Um, is there something that you want to talk through that's kind of on your assignment board, something like that. And we'll talk through some tactics.    Bucket three is what in the world.   So, anything that seems overwhelming, uh, caught you by surprise. You didn't know it was part of the job. You didn't know it was part of life.   Those are the things we want to talk about in bucket three, every time. So, you want me to tell you the things that are overwhelming me and that I don't know where to start. Yes.   Yes. Every week, because here's what we'll do. We will take the power out of that.   Once you, that's it. We're going to fix it and say, okay, this is what's overwhelming me. This is what I'm anxious about.   This is what caught me by surprise. And we're going to figure out how to break it down into something actionable. And then we're going to move it to bucket two.   And next week, we're going to be talking about those action steps and pretty soon it's going to move to bucket one. There you go. We're celebrating that process that I learned at Purina still did at Caterpillar and doing today.   Um, that just warms my heart. Uh, when I see, um, the folks that I've worked with who've now gone on to do other things. And, uh, one of the guys on my team at Caterpillar, um, now works for McDonald's in Chicago.   And he said that Kathryn, that's our onboarding process. And so, anybody that comes through his team in McDonald's, that's what they learn how to do. And he said that it was just gold.   And you can talk about creating a safe space, but again, the difference with Purina was they gave you a tool, not ours, we are a cherished culture. We create a safe space. And you know what, here's how, by asking this question and by setting aside time to answer it and wrestle with it and work through it.   Now, having said all that, where do you put this information as you're learning this about this person? Uh, you're learning what they're celebrating. You're learning, um, what their values are.   You're learning what they like to do outside of work. What's important to them learning about their purpose. That's a hero page.   And so, they gave us a tool and they said, you know, it's very simple, a hero page. You, you just record things that you have learned about this person that you respect and admire about them. And you can do one for yourself.   They ask you to do the first one for you. Um, but then also to do them for, you can do them for a peer or a leader. Um, you can also do them for someone you're struggling with because oftentimes we aren't really looking for the positives in that person.   So, the, uh, the logic behind the hero page is once you've created it, uh, you're going to look for things to put on it. Positives, all positives, negatives we remember. Positives we're looking for and that's the first reason.    The second reason for a hero page is you may have a tough day with that person sometime. And if you do, you go back and look at your hero page and it puts things in perspective.   Yeah, this isn't going well today, but here are the things I respect and admire about this person. And yes, um, perspective.    The third reason is they may have a tough day sometime and what an incredible gift you can be to them.   Here's an example. When I worked at Caterpillar, um, had wonderful leaders, some remarkable women leaders at Caterpillar, I think because there were so few of them, they were rock stars. And one that I worked for, uh, was sent to Beijing, China on a short term, like a, I don't know, six month or one year assignment as it at the same time, I was also mentoring someone in that Beijing office and it was very remote.   They were, in a remote area, creating an office, creating an HR office, you know, where they, where there's a factory and the person I was mentoring said, you know, let me give you an idea of what we're struggling with here. What kind of, what our situation is. And I'm at corporate and I said, well, whatever it is, I think I could send you some of our signage, some of our value signs.   Those are, those are, that's what you need. I'll send you some value signs. You can put them up on your walls.   And she said, Kathryn, we don't have walls. We're working out of a tent. And she said, each morning we send a bus out to the rural areas here in China and it stops to pick up workers.   And if dad can't go, he sends mom. And if mom can't go, she puts a couple of kids on the bus. And we never know from day to day who's coming to work.   What we do know is that the bus will be full. They will get two meals while they're at work, breakfast and lunch. And then when it returns them home, they will have gotten paid.   She said, we are all but paying people and chickens. Do you understand the situation, the gravity of what we're trying to do to come in here and create an office and HR processes? And she said, first, we're trying to determine who our employees are.   I said, “Oh, our leader is struggling”. And she said, “Will you get on a call with her today?” I said, “Give me a minute.”   And she said, “You're going to get her hero page.” So, we got on the call. Lois, “Kathryn, is this the woman that led one of the first NPI projects for Caterpillar as a woman with our flagship tractor?”   And she said, “Yes.” I said, “Is this the woman who was handed a belt buckle and a t-shirt and created global merchandising stores all around the world?” And she said, “Yes.”   I said, “Is this the woman who has been married 30 plus years happily, raised two remarkable children and showed us all it was possible?” Yes. I said, “I don't know what you're struggling with today, but I do know the woman who did these things can tackle this.”   What a gift you would be to another leader on the day that they needed it in that moment, just to remind them of their value.   Laura Dugger:  (52:10 - 52:40) That encouragement is so powerful. And you're such an engaging storyteller. And like you had mentioned previously, you've gone on from corporate America to now beginning your own business, including your podcast that will link to Rockstar Millennials.   So, I'm curious, Kathryn, are there any stories from those podcast episodes that really come to mind as you think of any standout lessons or your favorites?   Kathryn Spitznagle: (52:41 - 55:51) Oh my gosh. There are so many. It just seems like when I think I can't meet someone any more incredible, I do.   And again, good Lord's hand, they come from all different paths. We're international now. A couple of them that really stand out to me, Michael Kuzma,: he invented the self-playing guitar.   He knew people in his life who had either never been able to play the guitar and wanted to, or they had experienced some sort of an injury or illness that then prevented them from doing what they loved. And so, he created this and just said, “I want this to bring joy and be fun for people.” And I guess the part of the platform that I have for the podcast is purpose.   How are you living your purpose? Khushi Shah is 19 years old. So, she's a little bit younger than a millennial even.   Created a company called Drizzl and it is an informed, what I want to say, it's an irrigation company. And she created this as a science project in grade school. She's now in college at MIT and Harvard and Northeastern.   So, she's attending classes at all. She went to a science and math school in Chicago for high school, finished early and took a gap year at 17. And I said, “So you traveled?”   And she said, “Nope, I decided I'd just run that business full-time, Drizzl.” And so, her families of Indian descent. They'd gone to India and seen the need for water, clean water.   And she said, coming back to the States, I saw sprinklers, lawn sprinklers running and it was raining. And I thought, I need to fix that. There are products on the market that will turn a sprinkler off if it's raining.   Her product is predictive. She's 19. Yeah.   So, folks from St. Jude, folks from Midwest Food Bank, just incredible. Obviously, I can't name one.   There are so many. And those who are living their purpose in all walks of life, in all places around the world, I want to talk to.   Laura Dugger:  (55:52 - 56:07) Wow. And Kathryn, you've invested in so many people and highlighted so many people through your podcast. As you look back, what are you happiest that you invested your life in?   Kathryn Spitznagle: (56:09 - 57:07) Well, I'm a mom, boy mom. So that would have to be my first, my boys. Again, one of the women that I mentor said to me early on, Kathryn, one of the things I love the most is you're from the other side.   I said, Kelsey, what does that mean? I'm from the other side. And she said, you've already done all of this.   You've done the corporate life. You understand small business. You have a decades long, happy marriage.   You've raised your boys. They're happy. They're successful.   If you did this, we can do this and you can help us. And so that investment on so many levels, yeah, is coming back.   Laura Dugger:  (57:08 - 57:19) I love that. And would you be willing just to share anything else about your business or what all you have to offer so that we can continue learning from you after this conversation?   Kathryn Spitznagle: (57:20 - 1:00:49) Oh, absolutely. So, the book that you mentioned, Rockstar Millennials, Developing the Next Generation of Leaders. That's the book.   And it recounts so many of these leadership stories. And then in the back, as you said, are the different tools. And I have to credit the Caterpillar engineers because when I went to Caterpillar and I would tell these stories about Purina or I would live something that they had taught me.   Very early on, in the meeting, or after the meeting, some of these gentlemen came up to me and said, “That thing you just did in that meeting, can you write that down? Like what?” And they said, “Like the words and or the process.”   And so, it began. So, I'd start writing down the words and they might put a graphic with it or somehow improve it. And so, through the years, this same group kept coming back to me.   And when they saw the announcement that I was retiring, they showed up again and said, “Okay, we need one more thing, a spreadsheet.” What do you mean a spreadsheet? They said, “You know, all through the years, we have all of these tools now that we've created out of your head on this paper that we can use and we're using.”   If you can give us a spreadsheet that says, “If you're having this leadership issue, use this tool.” So, God bless the engineers.   So, I credit them, and the tools are in the back of the hard book.   What I found when I started doing workshops was people didn't want to write in the book and they also wanted something bigger and they wanted a place to make notes and doodle and that sort of thing. So that's why we have the book and then the toolkit. So, my business is Mentoring Women Millennials and I do one on one mentoring with individuals, small business primarily.   They'll bring me in to work with their women leaders, but also just individuals who are in some sort of a transition in life or that have never had a mentor and would like one. And so, I do the one-on-one mentoring also with nonprofits. And I'm now an 18-year breast cancer survivor, still in treatment.   And I also mentor breast cancer survivors. And keynote speaking. I work with the Capital City Speakers Bureau.   And so, I do speaking there and I'm prepping for a TED Talk. So those are the next things.   Laura Dugger:  (1:00:50 - 1:01:16) I love it. Always something up your sleeve. We will link to your website so that people can follow up and get in touch if that would be a good partnership.   And you may already be familiar that we're called The Savvy Sauce because savvy is synonymous with practical knowledge or insight. And so as my final question for you today, Kathryn, what is your Savvy Sauce?   Kathryn Spitznagle: (1:01:18 - 1:01:49) Um, when I left Purina, um, I asked Neil, “You know, how do I ever repay this company that has given so much to me?” And he said, “Take what you've learned and help someone else.” And so, if you learn from me, that would be my ask, help someone else.   Laura Dugger:  (1:01:50 - 1:02:05) I love that. Amen. Great Savvy Sauce.   And Kathryn, you're just so poised and classy and full of insight. And it was an absolute pleasure to get to host you as my guest today. So, thank you for being my guest.   Kathryn Spitznagle: (1:02:05 - 1:02:07) Thank you. Thank you for having me.   Laura Dugger:  (1:02:09 - 1:05:52) One more thing before you go. Have you heard the term gospel before?   It simply means good news. And I want to share the best news with you. But it starts with the bad news.   Every single one of us were born sinners, but Christ desires to rescue us from our sin, which is something we cannot do for ourselves. This means there is absolutely no chance we can make it to heaven on our own. So, for you and for me, it means we deserve death, and we can never pay back the sacrifice we owe to be saved.   We need a savior. But God loved us so much, he made a way for his only son to willingly die in our place as the perfect substitute. This gives us hope of life forever in right relationship with him.   That is good news. Jesus lived the perfect life we could never live and died in our place for our sin. This was God's plan to make a way to reconcile with us so that God can look at us and see Jesus.   We can be covered and justified through the work Jesus finished if we choose to receive what He has done for us. Romans 10:9 says, “That if you confess with your mouth Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved.” So, would you pray with me now?   Heavenly Father, thank you for sending Jesus to take our place. I pray someone today right now is touched and chooses to turn their life over to you. Will you clearly guide them and help them take their next step in faith to declare you as Lord of their life?   We trust you to work and change lives now for eternity. In Jesus' name we pray. Amen.   If you prayed that prayer, you are declaring him for me, so me for him. You get the opportunity to live your life for him. And at this podcast, we're called The Savvy Sauce for a reason.   We want to give you practical tools to implement the knowledge you have learned. So, you ready to get started? First, tell someone.   Say it out loud. Get a Bible. The first day I made this decision, my parents took me to Barnes & Noble and let me choose my own Bible.   I selected the Quest NIV Bible, and I love it. You can start by reading the book of John. Also, get connected locally, which just means tell someone who's a part of a church in your community that you made a decision to follow Christ.   I'm assuming they will be thrilled to talk with you about further steps, such as going to church and getting connected to other believers to encourage you. We want to celebrate with you too, so feel free to leave a comment for us here if you did make a decision to follow Christ. We also have show notes included where you can read scripture that describes this process.   And finally, be encouraged. Luke 15:10 says, “In the same way I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.” The heavens are praising with you for your decision today.   And if you've already received this good news, I pray you have someone to share it with. You are loved and I look forward to meeting you here next time.

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193: On this episode, new revolvers from Smith and Wesson the 940 steel j-frame in 9mm and the Model 20. Glock stops civilian COA fulfillment, hopefully temporary. Chicago is being sued for a woman getting shot with a firearm from a buyback! ALSO, Tony interviews EJ “Big Bearded Gunner” to talk about what it is like to just kinda get into performance shooting in the modern age. If you guys want to save some on your own set of sexy Italian wood furniture from Woox for your shotgun or AR be sure to use code: laughnload10 For that Blackout Coffee link to support the show click https://www.blackoutcoffee.com?p=SJxs6gMea Be sure to use code LNL20 if it is your first order and get 20% off! Thanks for all of your guy's support! We love ya! Please help us out by rating and reviewing the podcast! Thank you! Got questions? Email us at pewtimepodcast@gmail.com If you want to book Tony for a class email him at performancegun@gmail.com Looking for some new range wear? Head over to https://www.laughnload.com to check out some of the shirts, hats, hoodies and more that are currently available. What to check out some more from us you can search Laugh n Load on IG, FB and YouTube. FB: https://www.facebook.com/252407111792056/ IG: https://instagram.com/laughnload?igshid=tm0tboj9syru YT: https://www.youtube.com/channel/UCvK8P5NQ_sCpz1Hwasmd62Q

Evan and Canty lead the hour holding court to determine whether or not Producer Nuno sold jewelry at some point in his life. We go back to the Browns QB battle that may have just gotten more interesting with Shedeur Sanders' preseason debut. Then, we return to Mike Tomlin's recent comments cementing his confidence in Aaron Rodgers. Plus, should we be concerned with Caleb Williams not getting game reps in week 1 of the preseason? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Evan and Canty lead the hour holding court to determine whether or not Producer Nuno sold jewelry at some point in his life. We go back to the Browns QB battle that may have just gotten more interesting with Shedeur Sanders' preseason debut. Then, we return to Mike Tomlin's recent comments cementing his confidence in Aaron Rodgers. Plus, should we be concerned with Caleb Williams not getting game reps in week 1 of the preseason? Learn more about your ad choices. Visit podcastchoices.com/adchoices