Podcasts about matterswhat

Some Canadian homeowners are about to hit a mortgage renewal problem they did not see coming.They made their payments. They did nothing wrong. But their home value dropped.And now, when their mortgage comes up for renewal, they may not have enough equity to refinance, switch lenders, or restructure their debt.In this episode, I break down the difference between a renewal, a refinance, and a switch, because they are not the same thing. I also explain why some homeowners may be stuck taking whatever their current lender offers, even if the rate is not competitive.We cover:Why falling home values can remove mortgage optionsThe difference between renewing, refinancing, and switching lendersWhy insured mortgages may still have more flexibilityHow banks handle renewal offersWhy starting early mattersWhat this could mean for the housing marketWhat homeowners should do before signing a renewalThe big lesson: your renewal is not just about finding the lowest rate.It is about understanding your options before they disappear.If your mortgage is coming up for renewal, or you are worried about equity, debt, or cash flow, this episode will help you understand what to look at before making a decision.Follow me @themortgagepug

10 Insider Rules for a Smooth, Stress-Free Home ClosingMost first-time home buyer closing problems do not happen at the closing table. They usually start weeks earlier because buyers were not prepared for what happens after their offer is accepted.In this episode of The Educated Homebuyer, Jeb Smith and Josh Lewis break down the 10 insider rules that help first-time home buyers avoid closing delays, financing surprises, homeowners insurance issues, appraisal problems, and last-minute stress. The big lesson is simple: a smooth home closing starts before the contract clock ever begins. :contentReference[oaicite:0]{index=0}If you are buying your first home, the home buying process can feel overwhelming. You have to think about your mortgage approval, down payment, closing costs, inspections, appraisal, homeowners insurance, escrow, title, final loan conditions, and moving plans. But with the right preparation, your closing does not have to feel chaotic.In this episode, you will learn:Why first-time home buyers should prepare before writing an offerHow homeowners insurance can delay or disrupt your home closingWhy choosing your mortgage program early mattersWhat financial mistakes to avoid while under contractHow inspections, appraisals, and underwriting affect your closing timelineWhy a “boring” closing is exactly what every home buyer should wantThis episode is especially helpful for first-time home buyers who want to understand what happens after an offer is accepted and how to avoid common mistakes that can delay closing. Whether you are just starting your home buying journey or already shopping for homes, these tips can help you buy with more confidence and less stress.✅ Ready to become a homeowner? Start your stress-free journey today:https://www.theeducatedhomebuyer.com/startSubscribe to The Educated Homebuyer for more first-time home buyer tips, mortgage education, real estate guidance, and strategies to help you buy right, borrow smart, and build wealth through homeownership.

Send us Fan MailThe fundraising capacity gap is the distance between what a nonprofit needs to raise money sustainably and what it's actually resourced to do. And, right now?... That gap is widening.In this episode, Britt Stockert, Fundraiser Coach at Donorbox, unpacks what it is, where it shows up in daily development work, and why it keeps getting misdiagnosed as a performance problem when it's actually a structural one.The numbers are stark. The Nonprofit Finance Fund found that 85% of nonprofits expect service demand to keep rising, while 36% ended last year at a deficit, the highest in a decade. First-year donor retention sits around 20%. Sector technology budgets allocate 54% to hardware and 1% to training. And nearly a quarter of nonprofit workers can't afford basic living expenses.Britt makes the case that donor attrition, burnout, and fundraiser turnover are not separate problems. They share the same root cause, and it belongs in the budget conversation, not the performance review.What You'll LearnWhat the nonprofit fundraising capacity gap actually isWhere it shows up in real development work, and what it costsWhy burnout and donor loss are structural problems, not individual onesWhat the nonprofit starvation cycle is and why it mattersWhat fundraisers, EDs, and board members can each do differently to break the cycleThe Core InsightThe gap is almost always invisible, which is exactly what makes it so hard to fix. When a major gifts portfolio goes cold, it gets labeled a performance issue. When a fundraiser burns out and leaves, leadership calls it a pipeline problem. The structural cause stays hidden, and hidden problems don't get fixed.The first move is naming it honestly, in budget conversations, in board meetings, before you pick up a new framework or invest in a new tool. What is it actually costing you to leave it the way it is?Chapters00:00 The Fundraising Capacity Gap01:34 Why Retention Is Slipping03:06 Capacity Problems Disguised as Performance Problems06:03 The Nonprofit Starvation Cycle09:34 How to Break the CycleResources and LinksBook a free one-hour strategy session with Britt hereNonprofit Finance Fund Survey DataFundraising Effectiveness ProjectBridgespan Group ResearchUrban Institute Nonprofit ResearchStanford Social Innovation Review: The Nonprofit Starvation CycleAbout the HostBritt Stockert is a Fundraiser Coach at Donorbox with more than 20 years in the public sector. She helps nonprofits build fundraising strategies that match real capacity, working with teams to strengthen donor relationships, refine systems, and simplify operations. Britt also serves on the board of an immigrant- and refugee-led nonprofit and stays closely connected to on-the-ground realities.About DonorboxDonorbox is a globally trusted online and on-location fundraising platform that helps nonprofits raise more. With easy-to-use donation forms, powerful donor management tools, and features designed to grow recurring giving, we have helped 100,000-plus organizations process over 3 billion dollars in donations worldwide.Enjoying the show? Subscribe for more practical fundraising strategies, leadership insights, and tools to help your nonprofit grow sustainably.The information provided in this series is for educational purposes only and does not constitute legal or financial advice. Please consult with a professional advisor for specific guidance.Support the show

After my conversation with Sheryl Robinson in Episode 293, I found myself sitting with an unexpected feeling:Hope.Not because everything is suddenly okay.Not because the challenges facing our communities have disappeared.And not because the future comes with guarantees.Instead, I found myself wondering:What exactly is hope?Is it optimism?Is it trust?Or is it something else entirely?In This Sound BiteIn this Sound Bite, I reflect on the work of Brené Brown and psychologist C.R. Snyder, whose research suggests that hope is not simply an emotion but a way of thinking—one that involves goals, pathways, and agency.I also explore the connection between hope and trust, why it's easy to focus on what's declining as we grow older, and the question that stayed with me after talking with Sheryl:What's still growing?What if hope isn't about ignoring reality?What if hope is seeing evidence that people are still learning how to care, contribute, and lead?And what if trust is what allows us to invest in that future?Hope versus optimismThe difference between hope and trustBrené Brown's discussion of Hope TheoryWhy agency mattersWhat gives us confidence in future generationsThe leadership lessons hidden inside the Girl Scout Gold AwardWhy "The leaders are coming" became my takeaway from Episode 293Inspired ByEpisode 293:

What if the most loving thing you could do for someone is start a conversation you've been avoiding?In this episode, Michael Reddington sits down with Cory Fosco, a 34-year veteran of the eldercare and healthcare technology industries, author of The Question of When, creative writing teacher, and VP of Enterprise Sales. Cory brings a rare combination of frontline caregiving experience, social work roots, and sales leadership perspective to one of the most universally avoided topics in family life: planning for the care of aging loved ones before a crisis forces your hand.This conversation goes far beyond eldercare. Cory unpacks why denial and guilt keep families frozen, how the fear of messing up drives worse decisions than the fear of missing out, and why having a conversation is fundamentally different from making a decision. The parallels to sales, leadership, and any high-stakes relationship are impossible to miss.What You'll Learn in This EpisodeWhy waiting for the "right time" to have a care conversation is itself the mistakeHow families that do the homework in advance make better decisions under crisis pressureThe difference between "fear of missing out" and "fear of messing up" and how it shows up in caregiving and salesWhy expressing love through preparation changes how families approach difficult conversationsHow having a conversation and making a decision are not the same thing -- and why that distinction mattersWhat the "When Readiness Checklist" is and how to use it to assess where your family standsWhy "it's better to do right than to be right" applies equally to caregiving, leadership, and salesHow to give people around you permission to make mistakes by modeling it yourselfChapters(00:00) Introduction to Cory Fosco and A Question of When(05:05) Why Families Wait Too Long to Have the Conversation(07:28) How We Compensate and Make Excuses for Loved Ones(10:57) How to Optimize Preparation Time and Remove Stress From Big Decisions(14:18) The Fear of Messing Up and How to Take the Risk Off the Table(24:00) Listening as the Foundation of Caregiving, Sales, and Leadership(27:39) Why It's Better to Do Right Than to Be Right(33:13) How the Book Is Structured to Meet Families Where They Are(50:21) Core Principles for Navigating Difficult Family Conversations(52:31) How to Find Cory and Access His ResourcesAbout the GuestCory Fosco has spent over 34 years working at the intersection of long-term care, healthcare technology, and family decision-making. He began his career as a social worker, moved into admissions and senior care leadership, and now serves as VP of Enterprise Sales for one of the largest EMR platforms serving skilled nursing facilities. He is the author of A Question of When, a guide for families navigating eldercare decisions, and teaches creative writing to a wide range of students including the blind and visually impaired community through Second Sense in Chicago.Links and ResourcesA Question of When by Cory Fosco - https://a.co/d/0ciiLRpchttps://www.coryfosco.comFrom Values to Action by Harry Kramer - https://a.co/d/06m0h7lHSponsor Links:InQuasive: http://www.inquasive.com/Humintell: Body Language - Reading People - HumintellEnter Code INQUASIVE25 for 25% discount on your online training purchase.International Association of Interviewers: Home (certifiedinterviewer.com)Podcast Production Services by EveryWord Media

"How much should I order?" sounds like one question. It's actually two — and most product business owners only ever answer one of them.(This episode features a free download resource at http://resilientretailclub.com/order)Hi, I'm retail strategist and founder of Resilient Retail Club, Catherine Erdly.In this episode, I'm breaking down the critical difference between product-level stock ordering (the tactical "how many of this line") and business-level stock planning (the strategic "what can I afford overall"). Drawing on my time as a buyer at Paperchase and the frameworks in my book Tame Your Tiger, I'll explain why forecasting apps, Shopify Sidekick, ChatGPT and Claude can all give you the right answer to the wrong question — and how that slowly turns a healthy business into a cash-hungry "tiger".In this episode:Why most stock forecasting tools assume you have unlimited cashThe simple reorder calculation that still mattersWhat "the tail" isThree better questions to ask before you place a single orderThe supermarket scanner analogy that makes stock budgeting clickIf you're constantly reordering but never feel on top of your stock, pause and plan with this one.

Eating Disorder Recovery Q&A: Body Image, Exercise Addiction, Night Hunger, Shame, and ControlIn this episode of Fly to Freedom, I'm answering real, unfiltered questions from people navigating eating disorder recovery.These aren't polished situations or neatly packaged problems. They are the honest, often overwhelming experiences that come up when you are in the middle of recovery—when thoughts feel loud, your body feels unfamiliar, and control still feels necessary.In this episode, I talk through what it actually looks like to keep moving forward when things feel chaotic, and why recovery doesn't require you to feel ready, calm, or certain before you take action.If you've ever felt stuck between wanting recovery and feeling pulled back by fear, this episode will meet you exactly where you are.How to respond when thoughts like “I don't deserve” and “there's something wrong with me” feel overwhelmingWhy eating disorder thoughts can intensify during recovery—and what to do when they doHow I approached compulsive exercise and why stepping away from it mattersWhat's really happening when body image feels unbearable, even looking at your own faceWhy restriction can start showing up in other areas of life beyond foodUnderstanding night hunger in anorexia recovery and why it often continuesHow to navigate shame around taking time off work for an eating disorderWhy the need for control increases when you feel uncertain—and how to begin responding differentlyHow being undernourished affects your ability to process therapy and hold onto insightsHow to approach food choices when everything feels confusing and overwhelmingRecovery is not about waiting for the thoughts to quieten or the fear to disappear.It's about learning to take the next step while the thoughts are still there.It's about choosing nourishment, rest, and support even when your mind is telling you not to.That is how change happens.If you're listening to this and recognising your own thoughts, your own patterns, your own struggles—you are not alone in this.So much of what feels deeply personal in an eating disorder is actually shared.And when those thoughts are spoken out loud, something begins to shift.If you're finding that the hardest moments are the ones in between—when thoughts feel loud, decisions feel overwhelming, or you're not sure what to do next—there is now a way to support yourself in those exact moments.Support When You Need It Most – The Recovery Companion AppRecovery doesn't happen in neat, controlled environments.It happens in real life.It happens when you wake up and your thoughts begin to form.It happens before a meal, when everything in you wants to avoid it.It happens after eating, when your head gets loud and the pull to go backwards kicks in.It happens in those moments where you feel unsure or stuck.And that's where the Recovery Companion comes in.This is a free app designed to support you in the moments that matter most, not just when you're listening, but when you're actually living your recovery.Inside the app, you'll find:A Morning Journal to start your day with intentionSupport Now, giving you in-the-moment guidanceMeal Support to walk alongside you before, during, and after eatingAn Evening Reflection to help you process your dayRunning quietly in the background is something powerful:A clear view of where your actions are pointing.You'll see the balance between Recovery Actions and Eating Disorder Actions, based on what you actually do, not how loud your thoughts feel.Because recovery isn't about waiting for the thoughts to disappear.It's about gently shifting your actions, again and again.The Recovery Companion is currently free to download, and it's there to support you through the everyday work of recovery.

On today's episode of The Ultimate Assist, John Stockton and Ken Ruettgers welcome back Brianne Dressen — a former clinical trial participant who says she was injured during the COVID vaccine trials… and then erased from the data.  What followed wasn't just a personal health battle — it became a years-long fight for recognition, accountability, and truth.Brianne breaks down how medical coding systems can determine whether an injury “exists” at all — and why the absence of a specific diagnosis code for vaccine injury has left thousands without proper care, coverage, or acknowledgment.  She explains:Why some countries track vaccine injuries — and the U.S. doesn'tHow patients can be labeled, ignored, or misclassified in the systemThe current push to establish an official diagnosis code — and why it mattersWhat's happening behind the scenes with compensation programs and liability protectionsThe real-world impact on families still searching for answersBrianne also shares the work being done through React19, including medical grants, research efforts, and emerging treatment progress for those still suffering years later.This is a conversation about data, systems, and the people caught in between — and what it takes to keep pushing when the answers don't come easily.

864 · What Does It Actually Take to Lead Disney? Chairman Thomas Mazloum - His First InterviewWhat does it really take to lead Disney at a global scale... while still making every single guest feel like they matter?In this episode, Lou Mongello sits down with Thomas Mazloum in his first interview since stepping into his new role as Chairman of Disney Experiences - overseeing 12 theme parks, 57 resort hotels, Disney Cruise Line, Imagineering, and more than 180,000 Cast Members around the world.Recorded live during a special Make-A-Wish event at Disneyland, this is a rare, candid, and deeply personal conversation about Disney leadership and guest experience... and why scale doesn't change what matters most.Thomas shares his own Make-A-Wish story, the emotional impact of granting wishes, and the responsibility that comes with being chosen by families during some of the most important moments in their lives. He also reveals his three guiding pillars - trust, quality, and simplicity - and how they shape every decision across Disney parks, resorts, and experiences worldwide.From the future of Disney Cruise Line and global expansion, to the philosophy behind Disneyland Forward, to what Walt Disney still means to him every single day... this conversation goes far beyond strategy.It's about people, purpose, and creating a “perfect Disney day” for every guest.This is a very real conversation with one of the most thoughtful, people-first leaders in the company's history.In this episode, you'll learn:Why Disney leadership starts with trustHow guest experience drives every decisionThe role of Cast Members in creating magicWhy scale doesn't change what truly mattersWhat's next for Disney Parks and Disney Cruise LineIf you care about where Disney is going... and why... this episode is for you.

Why People Don't Always Tell You the TruthWhat if the people in your life aren't holding back because they're dishonest? What if it's because of something you're doing, or not doing?In this solo episode, Michael Reddington breaks down the three categories of factors that cause people to withhold the truth, and more importantly, what leaders can do to make honesty feel safer, more likely, and more consistent.Drawing from investigative interviewing, behavioral psychology, and real-world leadership scenarios, Michael walks through how past experiences, your approach, and the conversation environment all work together to either open people up or shut them down. This episode is a practical reset for anyone who's ever felt frustrated that someone wasn't being straight with them.What You'll Learn in This EpisodeWhy people have more motivation to withhold information than to share it, and what you can do about itHow past negative experiences with authority figures get transferred directly onto you before you say a single wordWhy publicizing consequences as a deterrent almost never works on the people you actually need it to work onHow implied expected answers set people up to give you the "right" answer instead of the true oneWhy your title as a leader actually makes people less honest with you, not moreHow the channel, timing, location, and audience for a conversation can determine whether someone tells you the truthThe difference between short-term tactical goals and long-term strategic goals in conversation, and why it mattersWhat your counterpart needs to experience before they'll feel safe enough to be honest with youChapters(00:00) Introduction: Why People Don't Tell You the Truth(01:35) Category 1: Experiences and Expectations(02:54) The Lesson Your Consequences Actually Teach(05:18) Why Publicizing Punishment Rarely Deters the People You Think It Will(07:46) Being a Celebrity in Your Own Ecosystem(10:31) Category 2: Your Approach(11:36) Channel, Tone, Word Choice, and Who's in the Room(15:36) Lowest Common Denominator Theory(17:27) Category 3: The Environment(22:53) Wrapping Up: Situational Awareness, Goal Orientation, and What People Need to ExperienceLinks and ResourcesThe Disciplined Listening Method by Michael Reddington: https://a.co/d/0aKT2oxRSponsor Links:InQuasive: http://www.inquasive.com/Humintell: Body Language - Reading People - HumintellEnter Code INQUASIVE25 for 25% discount on your online training purchase.International Association of Interviewers: Home (certifiedinterviewer.com)Podcast Production Services by EveryWord Media

✨ "The horses don't see the stories. They see who you are right now — and what you brought with you." – Jane StrongJane Strong is the founder and executive director of The Equus Effect, a nonprofit based in Connecticut, USA, that uses equine-assisted experiences to help veterans and first responders rebuild healthy relationships — with themselves, each other, and their communities.What sets Jane's work apart is her refusal to treat trauma as a diagnosis to manage. A former ethnographic researcher who spent decades studying subcultures for corporate clients, Jane came to horses and veterans with the same tool she'd always trusted: genuine curiosity. The Equus Effect's 16-hour curriculum blends somatic body-based practices, emotional agility training, and progressive groundwork with horses — all without metaphor, without therapy-speak, and without telling a veteran what anything means.This conversation covers Jane's unusual path — from advertising research to Monty Roberts to a 30-year-old Mustang who taught her that guilt is a waste of time — and dives deep into why horses are uniquely suited to reach the people hardest to reach: the ones still scanning for threats, still waiting for the playbook, still paying a nervous system tax no one else can see.If you want to support the show, you can do so at Patreon: https://www.patreon.com/LongRideHome

I'm recording this one from my hotel room in Melbourne with about 20 minutes before I have to catch a flight - so this is a bite-size one, but it's a good one.I just wrapped up a few days at the Social Summit and I'm leaving feeling so incredibly inspired that I had to hit record before I left. I had the privilege of hosting the final panel of the day alongside Monica Upton from Vestirsi, Lizzie Waley from Sunday Body, and former Aussie Bachelor Sam Wood - and the conversations that came out of that room are ones I'm still thinking about.So I wanted to share a few of the biggest takeaways with you before they left my brain.We got into the difference between having an audience and having a community, and why that distinction matters more than most people realise. We talked about what it actually looks like behind the scenes of building a business that's built to last. And I got really honest about something I said to my own team recently — that the only reason I know how to handle hard situations is because I've fallen on my face more times than I can count. You just don't always see it online.This episode is equal parts recap, pep talk, and reminder to be really proud of what you are building.In this episode I cover:The real difference between an audience and a community and why it mattersWhat every panelist at the Social Summit had in commonWhy the toughest moments in business are where the best entrepreneurs are madeWhy I'm doubling down on community this year across everything I doA reminder to slow down and celebrate how far you've comeHave a question? Click here to send it to me!Stay Connected:Website: www.coffeesandcontentpod.comInstagram: @coffeesandcontentpodFacebook Community: @coffeesandcontentpodSubstack: https://lorentomlinson.substack.com/Watch on YouTube: Coffees & ContentHave a marketing question? Email hello@coffeesandcontentpod.comLoved this episode? Leave a review - it would mean the world!!If this episode gave you a breakthrough moment, share your key takeaway on Instagram and tag @coffeesandcontentpod. Your insights might just shape a future episode.

This month, we're talking about eye contact. We've all heard we should look at people as we speak, but what exactly does that mean? How long do we look at them? How do we move when there are multiple people to look at? If it feels awkward to the speaker, does it come across awkward to the listener? All great questions.Here's what we unpack: Why eye contact mattersWhat does your eye contact communicateHow to vary it based on the setting/situationWhen and how to practice it

Proper exercise and conditioning can support our dogs as they age. In this episode of Ask the Vet, Dr. Ann Hohenhaus welcomes her colleague, Dr. Leilani Alvarez, Service Head of Integrative & Rehabilitative Medicine at AMC, to discuss exercise, mobility, and how we can keep dogs strong and active throughout their lives.Topics include:What a specialist in canine sports medicine and rehabilitation doesThe changes in strength, mobility, and function you may see in your dog as they ageDifferentiating between normal aging and early signs of mobility problemsAll the ways in which regular movement can support overall health and quality of lifeWhy conditioning your dog for exercise mattersWhat a well-balanced exercise routine looks likeCommon mistakes and habits that can lead to strain and injuryRegaining strength and mobility after an injuryAlso on this month's show:Trending animal story about Buck, a dog who was rescued after being found with a plastic bucket stuck over his headAnimal news, including how dogs may try to help their families find lost objects in ways that look strikingly similar to human toddlersPet Health Listener Q&A: When to worry about hydration in kittens; how sun exposure can lead to cancer; and what to do if your cat has one pupil larger than the otherDo you have a pet question for Dr. Hohenhaus? Email askthevet@amcny.org to have your question answered on Ask the Vet's Listener Q&A.

Two of the Chicago Bulls most important young players are making their voices heard on the Billy Donovan coaching situation. In this video we break down the significance of Matas Buzelis and Josh Giddey publicly campaigning for Donovan to remain as head coach and what this show of support from the Bulls young core means for the ongoing coaching staff uncertainty surrounding the franchise.

How to Plan an Independent Trip to China: Trains, Apps, Payments & Real TipsWhen you think of China, you probably think of Beijing, Shanghai, or the Great Wall. But planning an independent trip across such a vast and culturally different country can feel overwhelming.In this episode of the Global Travel Planning Podcast, Tracy Collins is joined by traveller Lucy, who shares insights from her recent independent adventure across China with her long-time travel partner Joe.Together, Tracy and Lucy unpack what it is really like on the ground, from high-speed rail journeys and cashless payments to language barriers, food discoveries, and cultural surprises. Lucy also reflects on how travelling as a pair shaped their experience, from planning logistics to navigating busy stations and unfamiliar technology.Moving beyond the “big three” cities, Lucy and Joe explored destinations such as Pingyao and Yangzhou, offering honest insight into what first-time visitors truly need to know before they go.If China feels exciting but intimidating, this episode will give you practical tools and the confidence to plan your own independent adventure.In this episode you'll learn:How to realistically plan long-distance travel across ChinaWhat booking high-speed trains is really like (and why Trip.com helps)How China's passport-linked, paperless ticketing worksWhy nearly everything is cashless - and how to set up Alipay or WeChat before arrivalEssential apps including Amap, Didi, translation tools, and VPN-enabled eSIMsHow to navigate menus without EnglishWhy booking flexible hotels mattersWhat to expect from public toilets and cultural etiquetteHow to structure an itinerary beyond Beijing and ShanghaiGuest - Lucy EnglandShow notes - Episode 93

What does it take to build a world-class engineering culture when you start with five engineers on minimum wage? Tommy Sullivan did exactly that at Vidio — and the team's average tenure of seven years tells you everything about whether it worked.In this episode, Tommy Sullivan, CTO of Vidio (Indonesia's largest streaming platform) shares how he built an engineering culture from almost nothing, growing a team of five to over two hundred using Extreme Programming principles and a relentless focus on hiring for attitude over aptitude. Tommy traces his journey from Pivotal Labs in San Francisco to the early days of Indonesia's tech boom, explaining why Vidio survived when well-funded competitors like Hooq and iFlix all shut down.Along the way, he gets into where AI has worked and where it has failed at Vidio, how the team is rethinking pair programming in the age of AI agents, what it takes to stream four terabytes per second during live events, and why protecting code quality is ultimately a culture problem, not a tooling one. Tommy also shares a hard-earned view on the agentic AI trend and why understanding the underlying mechanics matters more than chasing the hype.Key topics discussed:How Extreme Programming built Vidio's 7-year average tenureHiring for attitude: why aptitude alone isn't enoughPair programming reimagined for the AI-agent eraWhy code quality is a culture problem, not a tool problemAI failures and wins at VidioHow Vidio streams 4TB/s to 2.2M concurrent usersAVOD vs. SVOD: the model that saved VidioVendor independence for CDN and AI — why it mattersWhat engineers need to understand about agentic AITimestamps:(00:00:00) Trailer & Intro(00:03:07) How Did Tommy Go From Silicon Valley to Jakarta?(00:07:22) How Has Indonesia's Tech Scene Evolved Over the Past Decade?(00:13:12) What Happened to Indonesia's Engineering Talent After the VC Bubble Burst?(00:15:03) Why Is Indonesia One of the World's Most Exciting Tech Markets?(00:17:26) How Do You Build a World-Class Engineering Team When Starting From Scratch?(00:22:01) What Are the Hidden Benefits of Pair Programming Beyond Code Quality?(00:25:28) How Is AI Blurring the Lines Between Engineers and Product Managers?(00:28:48) How Do You Justify XP Practices to a Results-Driven Business?(00:36:11) What Has Worked and What Has Failed When Integrating AI at Vidio?(00:44:19) Is AI an Amplifier or a Threat to Software Engineers?(00:46:59) How Does Vidio Use Team Rotation and Shared Ownership to Retain Engineers?(00:51:16) How Do You Protect Code Quality Culture in the Age of AI?(00:54:16) What Metrics Actually Matter for Engineering Quality?(00:58:07) How Will AI-Generated Content Reshape the Streaming Industry?(01:06:51) What Does It Take to Stream at 4 Terabytes per Second?(01:09:26) How Do You Keep a Streaming Platform Stable During Massive Live Events?(01:14:12) How Did Vidio Survive When Other OTT Platforms Failed?(01:18:15) Why Does Vendor Independence Matter for Both CDNs and AI?(01:21:44) What Should Engineers Understand About the Agentic AI Trend?(01:26:17) Tech Lead Wisdom_____Tommy Sullivan's BioTommy Sullivan leads the software engineering behind Vidio — Indonesia's leading video-streaming platform. Before joining the Vidio / Emtek group, he helped startups and global enterprises implement agile engineering and lean product development practices in Silicon Valley and Southeast Asia. As a founding member of Vidio, Tommy shaped its early development and steered its evolution from a user-generated content platform to a premium streaming service supporting millions of subscribers. He leads with a focus on data-driven decisions and a humble, collaborative developer culture.Follow Tommy:LinkedIn – linkedin.com/in/tommybsullivanLike this episode?Show notes & transcript: techleadjournal.dev/episodes/253.Follow @techleadjournal on LinkedIn, Twitter, and Instagram.Buy me a coffee or become a patron.

What does it actually take to market to diverse audiences with depth, respect, and relevance?In this episode of the Small But Mighty Agency Podcast, I sit down with Marissa Nance, founder of Native Tongue Communications, to talk about what too many agencies still get wrong when trying to reach diverse audiences.Marissa shares why broad multicultural marketing often falls short and why she prefers the term micro cultural marketing instead. We explore what it means to understand people beyond surface-level demographics and why empathy, research, and cultural nuance matter more than ever.We also talk about the pressure agencies are facing right now as DEAI becomes more politicized, AI reshapes the marketing landscape, and brands risk losing the human insight that makes their work resonate.In this conversation, we unpack:Why “micro cultural” is a more useful lens than “multicultural”Why culture goes deeper than race, ethnicity, or genderHow empathy leads to stronger marketingWhere AI can support the work and where human judgment still mattersWhat agencies can do to market with more intention and integrityIf you want to create marketing that resonates more deeply and reflects a better understanding of the people you serve, this episode is worth a listen.Show Notes:-Website: nativetonguecommunications.com-Instagram: marissa.nance-LinkedIn: linkedin.com/in/marissananceHey thanks for hanging out with me at the Small But Mighty Podcast. If you enjoyed this episode it would mean the world to me if you hit the follow or subscribe button in your podcast app and share it with a friend. And I'll see you on the next one. Get the full show notes and more information here: https://audreyjoykwan.com/podcast/ep149

Inside Saatchi & Saatchi. Sit down with the CEO of one of the most iconic agencies in advertising, a name that carries both weight and expectation, to understand how CEO Claire Hollands leads for today.This is a conversation about ambition. Not in the abstract, but in how it shows up in the work, in the culture, and in the relationship between agencies and clients.We get into how Saatchi & Saatchi is positioning itself around growth, why creativity still holds commercial power (even if the industry occasionally forgets it), and how agencies are rethinking their value, from billable hours to business outcomes.There's also a clear view on where things are shifting: the role of AI, the reality of pitching, and why agencies need to be more deliberate about the clients they choose.Running through all of it is leadership, how you make decisions without perfect information, how you build a culture of high challenge and high support, and how you balance legacy with the need to move forward.What you'll learn:Why agencies need to reposition themselves around growth, not outputsHow creativity still drives commercial performance and where it gets undervaluedWhat actually builds trust between agencies and clientsWhy most pitch processes are flawed and what better looks likeHow to think about agency value, pricing, and remunerationThe difference between growth brands and transformation brands and why it mattersWhat “high challenge, high support” looks like in practiceHow great leaders make decisions without having all the answersWhat AI is changing in agencies and what it isn'tWhy hiring for attitude and curiosity matters more than experienceTimestamps00:03:00 – Finding your people in the industry00:06:00 – Why account management sits at the centre of the agency00:07:00 – Building trust in client relationships00:12:00 – How decisions are really made at senior level00:15:00 – Culture, values, and collective ambition00:19:00 – High challenge, high support: what it means in practice00:23:00 – Managing pressure across career and family00:25:30 – Where the agency world is heading00:29:30 – The evolving agency model00:32:00 – The role and reality of pitching00:33:30 – What needs to change in pitch processes00:37:30 – Hiring for attitude, not just skill00:39:00 – What excites Claire about what's nextAbout the podcastThat's What I Call Marketing is a podcast for marketers who care about how brands grow, how advertising works, and how the industry is evolving through conversations with the people shaping it. Hosted on Acast. See acast.com/privacy for more information.

How do you build a championship culture that goes beyond the scoreboard? Justin Simpkins, founder of Prairie Hockey Academy, shares how he turned a small-town Saskatchewan hockey program into one of Canada's premier character development academies — and why the secret to elite athletic leadership has nothing to do with winning.In this episode, we dive deep into transformational leadership in sports, character-based coaching, and what it actually takes to build a culture where athletes don't just become better players — they become better people.Whether you're a coach, athletic director, parent, or leader, this conversation will challenge the way you think about leadership development, team culture, and the true purpose of sport.

Send us Fan MailIn this episode, I sit down with Dr. Amy Albright — Chinese medicine practitioner, neuroscientist, executive coach, and co-founder of Holon — for a conversation that genuinely stopped me in my tracks. Amy bridges neuroscience, business strategy, ancient medicine, and spirituality in a way that doesn't feel like it should work — and yet feels completely inevitable.We dive into:How a spontaneous spiritual awakening sent a committed atheist on a 32-year journey toward integrating science and sacred practiceWhat neurofeedback therapy actually is and how it differs from what most of us think of as biohackingThe difference between the brain and the mind — and why that distinction mattersWhat neurological coherence actually means (it's not a buzzword here)Why positive self-talk isn't spiritual bypassing — it's biologyThe flocking metaphor: what birds, basketball, and improvisational dance can teach us about our nervous systemsHow Holon's immersive intensives are creating measurable, lasting change in people's brainsFinding the miracle of the moment — even when the world feels chaoticConnect with Dr. Amy Albright:Holon website — free nervous system regulation meditation download available on the homepageLinkedInYouTubeFacebookInstagram Dr Amy AlbrightInstagram HolonResources:Free Masterclass:  The Alchemy of the Perimenopause PortalAyurvedic Dosha Quick Reference GuideAbhyanga Self Massage GuideWeekend Nervous System ResetNourished For Resilience Workbook Find me at www.nourishednervoussystem.comand @nourishednervoussytem on Instagram

What is up fraud fighters, and welcome to Fraud Forward!This is one of those conversations every fraud, risk, payments, and operations leader should hear.We spend a lot of time talking about fraud losses, scam trends, and faster payments. What we do not always unpack is where the real breakdown happens in the payment journey. Does it start at onboarding? Does it show up in authentication? Is speed the issue? Is recovery the problem? Or are institutions still misreading what payment controls are actually designed to do?In this episode, I sit down with Kyle Caldwell from The Clearing House to unpack payments fraud prevention the way teams actually experience it in the real world:Before a payment startsDuring payment initiationAfter the funds are sentBecause once the money moves, everything changes.That is the core message of this episode. Payments fraud prevention is not only about the rail. It is about the full lifecycle.Kyle brings a practical perspective to one of the biggest myths in our space. Faster payments are not automatically the cause of more fraud. In many cases, the payment itself is just the final stage of a much earlier breakdown involving identity, compromise, or weak controls.If you work in community banking fraud prevention, credit union fraud prevention, or broader fraud operations strategy, this episode gives you a more useful way to think about risk, controls, and response in a real-time environment.What you'll hear in this episodeWhy payments fraud prevention needs to begin long before the payment railHow institutions often confuse rail risk with customer compromiseWhere RTP fraud prevention differs from ACH fraud recovery and wire fraud recoveryWhich payment initiation fraud controls exist in real-time payments that many teams overlookHow indemnity and recovery work in the RTP environmentWhy real time decisioning matters more than relying on investigation after the factWhere firms are overbuilt on detection but underprepared on preventionWhy collaboration across institutions still mattersWhat fraud leaders should be planning for as payment lifecycle fraud evolves in 2026You should listen to this episode if youLead fraud, risk, payments, or operations at a financial institutionAre reviewing RTP fraud prevention or strengthening instant payments fraud controlsWant to improve fraud prevention before payment initiationNeed a better approach to post payment fraud recoveryAre building a stronger financial institution fraud strategyWant practical insight from The Clearing House perspectiveIf this episode gave you something useful, subscribe, leave a review, and share it with another fraud fighter. It helps more people find the show and strengthens the community.

BONUS: Teaching embodied consent at home—for your kids AND your relationship.This special Podcasthon 2026 episode benefits Freedom Network USA, the largest coalition working on human trafficking in the United States. Prevention of sexual violence starts in families— and most of us were never taught how to practice true embodied consent ourselves.In this episode, you'll learn:Why teaching consent early matters— and how it connects to preventing exploitation5 practical tools you can use TODAY to teach body autonomy and boundary respect to your kidsHow to model consent in your adult relationship (even if you're navigating a desire gap)Why "embodied" consent is different from just asking—and why it mattersWhat to do if you don't know how to say no without guilt or respect your partner's boundaries without resentmentPlus: An interview with Karen Romero, Co-Executive Director of Freedom Network USA, on immigration policy, vulnerability to trafficking, and how listeners can help.Kids learn from what we DO, not just what we say. If you're struggling with embodied consent in your own relationship—saying yes when you don't want to, sulking when your partner says no, avoiding touch because it feels like pressure—your kids are learning those patterns too.This episode gives you actionable practices to change that, plus a curated list of age-appropriate consent books for kids (link below).Support Freedom Network USA: [Donate Here]Learn more: https://freedomnetworkusa.org | https://podcasthon.orgResources: Consent books for kids by age group: https://laurajurgens.com/consent-books-for-kids/Send a textGet my free guide: 5 Steps to Start Solving Desire Differences (Without Blame or Shame), A Practical Starting Point for Individuals and Couples, at https://laurajurgens.com/libido Find out more about my offerings and read the blog: https://laurajurgens.com/ Copyright notice: All content in this podcast is copyrighted and copying, scraping, data mining, or using the content to train AI is prohibited.

One of the most powerful tools for healthy ageing might be something you've barely thought about: light. Most of us spend the majority of our time under LED lighting that's stripped of the very wavelengths our bodies need to function well – and the impact on our metabolism, energy and long-term health is only just being understood.Professor Glen Jeffery, neuroscientist at UCL's Institute of Ophthalmology, joins Liz to explain why a light deficiency could be quietly accelerating ageing, what it means for your mitochondria, and the simple changes – starting with your light bulbs – that could make a real difference to how you feel and age.In this episode:Why infrared light is the most overlooked wavelength for human healthHow LED lighting creates a "light deficiency" – and why Glen calls it modern-day scurvyThe profound effect light has on your mitochondria and energy productionWhy morning light mattersWhat the research really says about red light face masks and infrared saunasHow changing your light environment could help regulate blood sugar and metabolismThe simple practical changes to make at home – and why Glen's first recommendation is to get a dogLinks mentioned in the episode:Anti blue light glassesGet in touch with a question for Liz:Email: podcast@lizearlewellbeing.comWhatsApp: 07518 471 846More from Liz:Preorder Liz's new book – How to AgeA Better Second Half Follow Liz on InstagramFollow Liz Earle Wellbeing on InstagramSome links may be affiliate links, which help support the show at no extra cost to you. Read our Affiliate Policy for more information. Hosted on Acast. See acast.com/privacy for more information.

What really happens inside one of the most powerful companies in the world?This week, we sit down with Brian Boland, a former senior leader at Facebook (pre-Meta), who spent more than a decade helping build and scale Facebook and Instagram's advertising systems — and later testified in court about what he saw.Brian was in the courtroom for nearly five hours. In this candid conversation, he pulls back the curtain on:What it feels like to testify under oath against your former companyHow Meta's internal culture shifted after whistleblowers like Frances Haugen spoke outThe reality of Mark Zuckerberg's power inside the company — and why the board can't remove himHow algorithms are built, tested, and optimized — and why even engineers don't fully understand their long-term impactsWhether Meta is truly incentivized to limit teen usageThe truth about ad revenue from minorsHow accurate age-estimation technology really is — and why that mattersWhat whistleblowing actually costs the people who do itBrian doesn't call for the end of social media. In fact, he believes these platforms could be built to strengthen communities. But he's clear: the current incentives — profit, growth, daily active users — drive decisions that put engagement above safety.He also shares what he told executives, including Mark Zuckerberg, before he left — and the response he received.If you've ever wondered:Are these platforms intentionally habit-forming?Do they really know how young users are?Could they reduce harm if they wanted to?Why don't more insiders speak out?This episode is essential listening.It's a rare, inside look at how power, profit, algorithms, and accountability collide — and what it might actually take to force change.The Heat is On...Big Tech on Trial is an investigative mini-series by Scrolling 2 Death, in partnership with Heat Initiative.Video Editing expertly provided by Jacob Meade.Research mentioned in the episode: Social media platforms generate billions of dollars in revenue from U.S. youth: Findings from a simulated revenue model (Raffoul article)

Rich Dotson and Garret Price are back for one of their most popular yearly shows: the real value of rookie draft picks. With the Combine running and rookie drafts right around the corner, they break down where picks actually hit, where they turn into roster cloggers, and why “not worth a first” is meaningless unless you say which first. Garret lays out the scoring tiers they track to define outcomes. A “hit” requires at least one Tier 1 season, or multiple Tier 2 seasons, with thresholds adjusted by position. Quarterbacks need top six seasons to count as Tier 1, running backs and wide receivers need top 12, and tight ends need top three. The point is simple: if a player never reaches at least Tier 2, that pick never truly helped your starting lineup. After adding the 2024 class to the spreadsheet, they call out early hits already logged, including Caleb Williams, Jayden Daniels, Malik Nabers, Drake Maye, Brock Bowers, Ladd McConkey, Brian Thomas Jr., and Bo Nix, while noting plenty of names still need time to prove it. The biggest takeaway is the stability at the very top. Since 2018, the 1.01 has a 100% hit rate in their sample, and top four picks hit about three quarters of the time, with even more value when you include “mid” outcomes. After that, the first round becomes far less differentiated, and they point out an odd recent trend where 1.09 to 1.12 has slightly better results than 1.05 to 1.08. They dig into a possible reason: quarterbacks often get pushed into that 1.05 to 1.08 range in Superflex, and non-elite rookie quarterbacks are harder to “hit” by their definition. The broader lesson stays the same. Outside the top tier, it often makes sense to trade down, tier up into a proven veteran, or move picks into stronger future classes. They hammer the second round value drop. Once you get into the 2.01 to 2.12 range, the hit rate collapses, and third round picks become true dart throws. Their advice for contenders is aggressive: if you can turn a first into multiple years of a proven producer, that is usually the winning bet because many late firsts never become lineup players. Garret also tests a theory about late rookie drafts. If you trade late seconds and thirds for multiple fourths and fifths, the position most likely to return value is running back. Late-round running backs can become “ships to shore” quickly when injuries hit, and that short window can still flip into future seconds. They add that tight ends are often pushed down by the community chasing wide receivers, which can create value pockets in the late second and early third. The data behind “hits” and why the top mattersWhat the hit rates say about trading picksWhy second round picks are the “Ponzi scheme”Late draft strategy: load up on running backs and tight ends. 00:00 Start 00:30 Why Rookie Picks Are Often Overvalued 03:23 Hit/Mid/Miss Definitions 10:42 Top Picks Hit Rates 16:21 Mid/Late Firsts & Second/Third Round Drop-Off 27:43 Trade Firsts for Proven Assets & Late-Round Targets 37:27 FFPC 38:46 2026 Rookie Class Outlook Start Using the Film Room Today! FFPC: New Users: Use promo code NERDS for $25 off your first FFPC Orphan Team! Learn more about your ad choices. Visit megaphone.fm/adchoices

Send a textMost men assume she just doesn't enjoy it. Most women wonder why they want to sometimes and absolutely don't other times.The truth is more interesting — and more fixable — than either of them thinks.In this episode, sex and intimacy coach Annette Benedetti breaks down the psychology and neuroscience behind female desire, and gives you 6 specific, research-backed things you can do to shift the dynamic entirely.This isn't about pressure, persuasion, or performance. It's about understanding how desire actually works — and showing up differently because of it.In this episode:Why most men have been trying to create desire the wrong way (and what actually works)The neuroscience of the sexual "brake" — and why removing pressure is more powerful than adding stimulationThe difference between feeling wanted and feeling chosen — and why it mattersWhat the research on couples actually shows about reciprocity and desireWhy your nervous system is either creating safety or shutting her down — before you've touched herThe one move most men make the moment she starts responding — and why it kills everythingThis episode is for: ✔ Men who want to understand their partner's desire better ✔ Women who've been trying to figure out why their desire feels inconsistent ✔ Anyone who wants a deeper, more connected intimate relationshipYour Guide To Giving Her Good Oral: https://youtu.be/r7mJrSu_KRs

The Part of Leadership No One Prepares You ForLeadership doesn't always feel lonely in obvious ways.Sometimes it's quieter than that. Not a lack of people... but a lack of places where you can fully offload, think out loud, or be understood without explaining everything first.In this episode, I'm talking about leadership loneliness...why it often shows up as your studio grows, and why this stage feels different to the ones before it.This is a grounded conversation for studio owners who feel capable, steady, and responsible, but also notice a shift in how connection feels as their role changes.Why leadership loneliness doesn't usually appear at the beginningHow holding the vision and responsibility changes your experience of connectionWhy you can't always talk openly with your team and why that mattersWhat it means to outgrow certain conversationsHow responsibility reshapes decision-making and perspectiveWhy this stage isn't a sign you're doing it wrongWhat genuinely helps when leadership feels isolatingWhy this stage often appears right before clarity and confidence deepenThis episode is for dance studio owners navigating growth, responsibility, and leadership — and learning how to lead themselves through the quieter, more reflective stages of business.Follow me on IG [HERE]Apply for the Dance Studio Scaled Mastermind [HERE]

Resources & Links⁠Akashic Records Training⁠⁠1:1 Programmes⁠⁠Appointments:⁠⁠Free ebookBook mentioned in this episode: Sylvan Mudoon "Projection of the Astral Body"Mentioned in this episode: Wisdom from the Akasha Podcast episode 36: Introduction to the Astral RealmAs an Akashic Records teacher, Suzie Ridley shares a grounded introduction to out-of-body experiences (OBEs), astral projection, and remote viewing. If these terms are showing up in your spiritual world and you are not sure what they actually mean, this episode will help you understand the differences, what is happening energetically, and how to recognise these experiences if they arise for you.Suzie explains how OBEs tend to be spontaneous, while astral projection is a more conscious and intentional practice, and she outlines the common signs people report, such as vibration, floating sensations, and the sense of a “silver cord”. She also introduces remote viewing and shares a few practical considerations before you explore any of these methods, including staying honest about your intentions and being mindful of spiritual ego.In this episode, you'll learnThe difference between an out-of-body experience and astral projection, and why the intention behind each mattersWhat the astral body is, and what is actually happening energetically during an OBECommon signs people experience, including vibration, looseness, floating, and changes in perceptionWhat remote viewing is, how it differs from leaving the body, and why it became widely discussed in modern historyHow to check your intention, avoid spiritual ego, and decide whether these practices are genuinely supportive for youFollow Wisdom from the Akasha on Spotify and Apple Podcasts, or subscribe on YouTube, so you never miss an episode. New episodes are released every Friday at 7AM GMT +0.Timestamps0:00 Introduction & Session Availability2:01 What Are Out-of-Body Experiences (OBEs)?6:26 Understanding Astral Projection10:28 Signs & Symptoms of OBEs and Astral Projection13:44 Remote Viewing Explained16:01 Important Considerations Before You BeginWisdom from the Akasha is the podcast for spiritually curious people navigating awakening, growth, and real-life challenges with a grounded, embodied approach. Hosted by Suzie Ridley of Akashic Readings and Healing, an Akashic Records Teacher, practitioner and researcher, each episode is a deep dive into esoteric topics and spiritual development for soul expansion. Guided by her work in the Akashic Records, Suzie shares reflections and practical suggestions you can bring into everyday life, where the mystical meets the tangible. With thousands of hours in the Akashic Records and clients around the world, her intention is to offer a fun, helpful resource that supports clarity, intuition, and meaningful, sometimes miraculous shifts.Connect with Akashic Readings and Healing⁠Website⁠⁠YouTube⁠⁠Instagram⁠⁠Pinterest⁠

For the first time on the WTTA podcast, we're joined by a researcher, and not just any researcher.Michael Sodini and Kevin Berry sit down with Kerri Raissian, Senior Research Scientist at the Yale School of Public Health's Firearm Injury Prevention Initiative. Kerri shares her path from growing up on a cattle farm in Texas, to working in a district attorney's office and running one of the largest domestic violence shelters in the country, to becoming a researcher focused on what actually reduces injury, trauma, and death.This conversation goes straight to the real tension points, without the usual talking past each other:The difference between reducing firearm deaths vs reducing overall deaths and why substitution mattersWhat gun owners worry about with ERPOs, and what it would take for policies to be trusted and usableWhy secure storage keeps showing up as a high-impact solution, including the reality of firearm theft from vehiclesHow research funding changed after 2020 and why more universities are building firearm research initiatives nowWhy storytelling and lived experience still matter even in data-driven policy workIt's candid, nuanced, and exactly what it looks like when the research community and firearm community sit at the same table and actually try to build answers together.Send a text Walk the Talk America would like to thank our partners who make these conversations possible and would like to highlight our top two partner tiers below! Platinum Tier:RugerArmscorBleeker Street PublicationsGold Tier:NASGWLipsey'sDavidson's

Last week marked World Cancer Day, and in this episode, Molly revisits an important—and often misunderstood—topic: the relationship between alcohol and cancer.This is not a new conversation, and it's not a reaction to headlines. Instead, it's part of an ongoing commitment to helping you understand the science well enough to make informed, intentional choices about alcohol—without fear, shame, or all-or-nothing thinking.One reason this topic continues to matter is a striking gap in awareness: while nearly 90% of adults recognize smoking as a cancer risk, fewer than half realize that alcohol is also classified as a carcinogen Project 1 (50). That lack of awareness makes informed choice difficult—and that's what this episode aims to address.In this episode, you'll learn:Why alcohol is classified as a Group 1 carcinogen, and what that designation actually meansThe seven types of cancer that are clearly linked to alcohol use, including breast cancerHow alcohol increases cancer risk at a biological level (acetaldehyde, inflammation, hormones, and nutrient disruption)Why alcohol research in humans is mostly observational, and what that means for how we interpret the dataThe critical difference between relative risk and absolute risk—and why this distinction mattersWhat experts mean when they say there is “no safe level” of alcohol for cancer riskHow to think about cancer risk through an Alcohol Minimalist, harm-reduction lensKey takeaways:Alcohol does increase cancer risk, but risk is dose-dependent and cumulative, not absolute or immediateRelative risk headlines often sound scarier than the actual, absolute numbersYou do not need perfection—or abstinence—to meaningfully reduce riskReducing frequency, quantity, and duration of drinking patterns mattersAlcohol Minimalism is about reducing unnecessary exposure, not eliminating all riskThis episode is about clarity, not commands. Science isn't here to scare you—it's here to inform you.If you've ever felt overwhelmed by alcohol and health messaging, this episode offers a calmer, more grounded way to understand the risks and decide what feels right for you.As always, choose peace.Resources mentioned:TIME Magazine article on alcohol and cancer riskCDC information on alcohol-related cancersAlcohol Minimalist framework for informed, harm-reduction decision makingIf this episode was helpful, consider sharing it with someone who would appreciate a thoughtful, non-alarmist conversation about alcohol and health.Low risk drinking guidelines from the NIAAA:Healthy men under 65:No more than 4 drinks in one day and no more than 14 drinks per week.Healthy women (all ages) and healthy men 65 and older:No more than 3 drinks in one day and no more than 7 drinks per week.One drink is defined as 12 ounces of beer, 5 ounces of wine, or 1.5 ounces of 80-proof liquor. So remember that a mixed drink or full glass of wine are probably more than one drink.Abstinence from alcoholAbstinence from alcohol is the best choice for people who take medication(s) that interact with alcohol, have health conditions that could be exacerbated by alcohol (e.g. liver disease), are pregnant or may become pregnant or have had a problem with alcohol or another substance in the past.Benefits of “low-risk” drinkingFollowing these guidelines reduces the risk of health problems such as cancer, liver disease, reduced immunity, ulcers, sleep problems, complications of existing conditions, and more. It also reduces the risk of depression, social problems, and difficulties at school or work. ★ Support this podcast ★

Happy Mindset Monday!Some moments wake you up.In this solo Mindset Monday episode of Living The Sweet Life, I share a personal story about a moment I shouldn't have survived—and how that experience reshaped his gratitude, purpose, and the way I live.This isn't just a story. It's an invitation to stop waiting.

Send us a textIn this episode of Small Beginnings, I'm sharing why God invites us to speak our prayers out loud, not because He needs to hear them, but because something shifts when we do.Our voices carry authority. Spoken truth changes atmospheres. And when we speak God's Word, faith rises and darkness retreats.We'll talk about:Why reading Scripture out loud mattersWhat fear, shame, or silence may have sealed our lipsHow unlocking our voice often unlocks creativity, healing, and praiseThis episode is a gentle invitation to stop praying silently out of fear and start speaking God's Word with trust, even in small ways.God still speaks. And sometimes, He's waiting for us to speak back. If this stirs something in you, continue the journey through Refreshing the Soul or Divine Creativity: Healing Through Painting or Journaling, where prayer, creativity, and healing meet.

In this episode, Damian sits down with Declan McGurk, a hospitality leader whose career spans high-volume bars, global spirits brands, and one of the most iconic hotel bars in the world.Declan traces his journey from glass collecting and flair bartending in late-90s Leeds, through brand and sales roles in London, to managing the legendary American Bar at The Savoy. Along the way, he shares why systems matter more than stories, how classics training builds real confidence behind the bar, and why the martini remains the ultimate benchmark for hospitality standards.The conversation also dives into his move to Boatyard Distillery, the realities of growing a spirits brand in a crowded market, and why bartender trust is still the most powerful driver of long-term success.A must-listen for bartenders, managers, and drinks professionals who care about fundamentals, consistency, and genuine hospitality.In this episode:Starting out behind the bar and learning through structured trainingWhy everyone in hospitality is in sales (whether they realise it or not)Lessons from The Savoy: consistency over personalityThe martini as a diagnostic tool for bars and bartendersClassics vs over-complicated cocktail menusThe current state of gin and why “real gin” still mattersWhat great hospitality actually looks like heading into 2026Key takeaway:Great hospitality isn't about perfection, i t's about standards, energy, and making sure nobody leaves unhappy, guests or staff.

Dave's guest this week is Scott Benedict, retail strategist, longtime merchant leader, and former Walmart and Sam's Club executive with 35+ years across brick-and-mortar, eCommerce, and global retail. Today he runs Benedict Enterprises and serves as part of RETHINK Retail's advisory group, helping brands and retailers navigate the rapidly evolving commerce landscape.In this episode, Scott and Dave dive into:How a “digital-first” assortment strategy is transforming retailWhy leading retailers now build online → store, not store → onlineThe emerging connection between digital retail media and in-store mediaWalmart vs. Amazon's differing approaches to AI — and why that mattersWhat solution selling looks like in an AI futureWhy foundational data and system integration must come before innovationThe biggest opportunities for brands in 2026 and beyondConnect with Scott on LinkedInFollow Beyond the Shelf on LinkedInLearn More about It'sRapidGet the It'sRapid Creative Automation PlaybookTake It'sRapid's Creative Workflow Automation with AI surveyEmail us at sales@itsrapid.io to find out how to get your free AI Image AuditTheme music: "Happy" by Mixaud - https://mixaund.bandcamp.comProducer: Jake Musiker

What if the scale isn't moving, but your health is dramatically improving?If you've ever felt discouraged because the number on the scale won't budge—even on a GLP-1 medication—this episode will change how you think about these drugs. Dr. Cooper breaks down the research showing that the biggest benefits have nothing to do with weight loss. It's all about metabolic health.This Week on Fat ScienceDr. Emily Cooper, Mark Wright, and Andrea Taylor explore the research proving GLP-1 medications are far more than "weight loss drugs." The team explains how cardiovascular outcome trials revealed unexpected heart protection, why inflammation reduction may be the real mechanism behind these benefits, and what the latest FDA approvals for kidney disease, sleep apnea, and fatty liver mean for patients. Plus: the new oral Wegovy pill, what's coming next in metabolic medicine, and why everyone should be screened for metabolic dysfunction regardless of weight.What You'll LearnWhy two-thirds of cardiovascular risk reduction from GLP-1s is completely independent of weight lossHow these medications reduce inflammation, stabilize arterial plaque, and improve vascular functionThe difference between MASLD and MASH—and why the name change mattersWhat the Flow Trial revealed about kidney protection (and why it was stopped early)How Zepbound earned FDA approval for sleep apneaWhy metabolic screening should happen regardless of what the scale saysNotable Quote"You can still become incredibly healthier even if the weight is more stubborn. So I think that's the thing, is to discuss with your doctor not 'Oh, I want to lose X amount of pounds' or 'How much weight do you think I should lose?' That is not the conversation. It's more, let's take a look at the health parameters."— Dr. Emily CooperLinks & ResourcesPodcast Home: fatsciencepodcast.comCooper Center for Metabolism: coopermetabolic.comResources from Dr. Cooper: coopermetabolic.com/resourcesSubmit Your Question: questions@fatsciencepodcast.com or dr.c@fatsciencepodcast.comFat Science is supported by the Diabesity Institute, a nonprofit dedicated to increasing access to effective, science-based metabolic care.Disclaimer: This podcast is for informational purposes only and is not intended as medical advice. Please consult with a qualified healthcare provider for personalized recommendations.

In this episode of Your Drone Questions. Answered by Drone Launch Academy, host Chris Breedlove welcomes Eric Richard from Drone Sports Inc. back to the show to unpack the latest FCC developments affecting the drone industry.Following the FCC's announcements on December 22 and the follow-up clarification released on January 7, there's been a lot of confusion, speculation, and concern across the industry. Eric shares firsthand insights from CES 2026, including what he heard directly from FCC representatives, what those updates actually mean in practice, and why the real-world impact may be less immediate than many feared.The conversation dives into topics like:What Eric observed on the CES show floor, including trends in drones, robotics, and autonomous techHow the FCC is thinking about security, certification, and long-term timelinesWhy many definitions in the current guidance remain unclear—and why that mattersWhat this means for education, commercial drones, and U.S. manufacturingHow companies are adapting, collaborating, and positioning themselves for the next few yearsIf you're trying to make sense of the FCC updates, worried about how they could affect drones in education or business, or just want a grounded, industry-level perspective from someone who was in the room, this episode brings much-needed clarity.Have a question you'd like answered on a future episode? Submit it at ydqa.io and it may be featured on the show.

You asked, we answered! Here is another Q&A episode, we're answering some of the questions we have received. The week we are going to break down:How buying or selling a home between family members worksWhat earnest money is and why it mattersWhat an escrow shortage is and why your payment might suddenly changeHow to properly price a home in today's marketWhether you're buying, selling, or just trying to better understand the process, this episode is packed with straightforward explanations to help you feel more confident and informed.Have a question you want us to answer next? Send it our way — future Q&A episodes are coming!

Today's conversation is with Dan Lawrence.Dan is a performance coach known for his relentless standards, consistency, and long-term approach to excellence. His work sits at the intersection of training, nutrition, recovery, and mindset, and he's become one of the most trusted operators in high-performance circles - from elite athletes to business leaders who want to operate at a higher level year-round, not just in January.In this episode, we unpack what high performance actually looks like in real life - beyond buzzwords, hacks, and short-term motivation. Dan shares how his own personality has shaped his drive, where he's had to slow down to reflect, and how he helps clients build systems that compound over time rather than burn them out.Expect to LearnWhy high standards and consistency matter more than motivationHow Dan works on reflection, not just relentless forward momentumThe 4 pillars of Perform 365: training, nutrition, recovery, and mindsetHow Dan uses data and testing with clients — and what deficiencies show up mostHow environment design shapes behaviour more than willpowerHow Dan reframed his relationship with running  and why “start where you stand” mattersWhat made the difference between Connor Benn's loss and subsequent winThe biggest misconceptions about high performance in JanuaryHow Dan reviews the year and resets before going againMost people don't fail because they lack ambition - they fail because they chase intensity without structure, data without context, or goals without identity. This conversation is about building a system you can live with, not one that looks good on Instagram.Invest with Fink using CAMBRO - https://fink.money/academy/ Get my LinkedIn Guide - https://click.convertkit-mail2.com/qdux4r4dq8u7h4dxgxvalh89p0rkkb4h86ng9/08hwh9h22xp4z6tl/aHR0cHM6Ly9jb2xjYW1icm8ua2l0LmNvbS9wcm9kdWN0cy9saW5rZWQtaW4tcGVyc29uYWwtYnJhbmQtZm9yLXNlbGxpbmc=Shop Notox Skincare using COL15 - https://www.notoxskincare.co/ Get 20 lessons from 330 CamBro Conversations - https://colcambro.kit.com/60ed1b527b Connect with Dan:Linkedin: https://www.linkedin.com/in/danlawrence365/Instagram: https://www.instagram.com/danlawrence365/ Connect with ColInstagram: https://www.instagram.com/col.cambro/Email List: https://colcambro.kit.com/30bde23b0cPatreon: https://www.patreon.com/ColCampbell

Bruce said something on the show that stuck with me because it's so honest: Everyone thinks they're an aggressive investor… until they lose money. And it's true. Most people don't even realize the biggest financial planning mistakes they're making until the moment something “unexpected” happens: a market drop, a job change, a medical curveball, an opportunity they can't jump on because their money is locked away. https://www.youtube.com/live/wp4PzmsvzFQ Bruce also joked that when people go to casinos, nobody ever admits they lost. They either “won” or “broke even.” But those crystal chandeliers weren't paid for by winners. That's exactly what happens in real life with money. In the good years, we feel smart. In the up markets, we feel confident. And when everyone around us is sharing their “wins,” it's easy to believe the biggest risk is simply not being invested enough. But then the market drops. A business hits a slow season. A medical issue shows up. Interest rates shift. Taxes rise. Or the opportunity you've been praying for appears—and your cash is locked up, waiting on someone else's permission. That's what today's conversation is about: the sneaky, everyday financial planning mistakes that create real risk—often more than the stock market ever will. What Most Financial Planning Mistakes Really Look LikeFinancial Planning Mistakes Start With Misunderstanding “Risk”Risk tolerance vs risk capacity (and why it matters)Financial Planning Mistakes: Chasing Returns vs Long-Term Financial SecurityThe hidden cost of FOMOThe Safety, Liquidity, and Growth FrameworkHow to balance safety, liquidity, and growth in a portfolioLiquidity Risk in Financial Planning: Locking Money Away Without Realizing ItFinancial Planning Mistakes: Outsourcing Control and Financial Thinking1) Relying on assumptions instead of strategy2) Giving up access and permissionRetirement Planning Mistakes: Why the “Way Down the Mountain” Is HarderWhat is sequence of returns risk in retirement?How to reduce sequence of returns riskTax Risk: Required Minimum Distributions and the Inherited IRA 10-Year RuleRequired minimum distributions tax planningInherited IRA 10-year rule taxes (SECURE Act)How to Minimize Risk: Whole Life Insurance Cash Value - Liquidityand Legacy ProtectionWhole life insurance as a volatility bufferA personal note on why this mattersWhat to Remember and What to Do NextListen to the Full Episode on Financial Planning MistakesFAQWhat are the most common financial planning mistakes?What is sequence of returns risk in retirement?How do you define risk tolerance vs risk capacity?Why is liquidity important in financial planning?How do required minimum distributions create tax risk?How does the inherited IRA 10-year rule affect heirs?Can whole life insurance reduce portfolio risk? What Most Financial Planning Mistakes Really Look Like When most people hear the word “risk,” they immediately think of market volatility. The stock market goes up and down. Inflation eats purchasing power. Taxes change. Interest rates rise. Those are real risks. But they're not the only risks—and for many families, they're not even the biggest ones. Some of the most risky moves in financial planning are the ones that feel “normal”: Chasing returns because you don't want to miss out Locking money away without liquidity Relying on assumptions instead of strategy Outsourcing too much control and decision-making Ignoring tax risk until required minimum distributions force your hand Building retirement plans without accounting for sequence of returns risk This post is designed to help you identify the financial planning mistakes that quietly erode your financial strength. You'll also learn a simple framework—safety, liquidity, and growth—that makes decisions clearer, and helps you reduce risk in ways most financial conversations never touch. If you want more control, more flexibility, and more confidence in your future, this is for you. Financial Planning Mistakes Start With Misunderstanding “Risk” Risk is a subjective word. What feels risky to you might feel normal to your friend, your neighbor, or even your spouse. People in the same family can interpret “risk” in completely different ways. That's why generic risk questionnaires often miss the point. They may score your “risk tolerance,” but they can't fully capture how you'll actually respond when real money is on the line and emotions show up. One of the clearest ways to surface what risk truly means to you is to compare two types of risk most people don't realize they carry: The risk of losing money (or seeing your account value drop) The risk of missing upside (watching the market rise while your portfolio lags) Here's a simple question that cuts through the noise: If the stock market goes up 20% and you only go up 5%, does that make you feel worse than if the market goes down 20% and you go down 20%—but you could have only gone down 5%? Both matter. Both affect behavior. Both can lead to costly decisions—especially if your plan was built without understanding which kind of risk you actually can live with. Risk tolerance vs risk capacity (and why it matters) Another layer that's often overlooked is the difference between risk tolerance and risk capacity. Risk tolerance is emotional. It's how you feel. Risk capacity is structural. It's whether you can absorb a financial hit without changing your life, your timeline, or your goals. Someone might feel “aggressive” in theory—but if they can't open their investment statements during a downturn, that's a signal. If a portfolio drop would force them to delay retirement, sell assets at the wrong time, or sacrifice lifestyle essentials, that's a signal too. Many financial planning mistakes happen when confidence is treated as a plan. Financial Planning Mistakes: Chasing Returns vs Long-Term Financial Security One of the most common risky financial planning moves is chasing returns without thinking through the cost of the downside. It's easy to get pulled into what looks like success—especially when you're only seeing the highlight reel. People talk about the big win: The stock that exploded The crypto run The rental property that doubled The syndication that paid great returns for a few years What you don't hear as often is the full story: the losses, the near-misses, the stress, the deals that didn't work, the years where returns were negative, or the moment one major downturn wiped out a decade of progress. There's also a common belief that causes people to justify risky moves: “More risk means higher returns.” That's not what higher risk means. Higher risk means higher potential for loss. Sometimes you win big. Sometimes you lose big. And it only takes one major loss to erase years of steady gains. This is why chasing returns vs long-term financial security is such an important conversation. The goal isn't to catch every upside. The goal is to build a system that lets you keep moving forward—regardless of what the economy does. The hidden cost of FOMO Fear of missing out isn't just emotional—it changes behavior. It can push you to: Abandon a sound plan for a trendy one Overconcentrate in one asset class Take on leverage you wouldn't normally take Move money too quickly without understanding what you're buying FOMO convinces you that the risk is “not being in.” But sometimes the real risk is being in something you don't understand, can't control, and can't exit cleanly. The Safety, Liquidity, and Growth Framework There are three primary attributes that matter in every financial decision: Safety Liquidity Growth Most people have been taught to focus almost exclusively on growth. That's why financial planning mistakes are so common—because growth is only one part of the equation. You generally can't maximize all three attributes in one place. Each asset carries trade-offs. That doesn't mean you avoid growth. It means you assign each bucket of money a purpose—and then choose the asset that does that job best. How to balance safety, liquidity, and growth in a portfolio A better question than “What's the best investment?” is: What is this money supposed to do? Different dollars have different jobs. Some dollars are meant to be stable and accessible (emergency reserves, opportunity funds, tax buffers). Some dollars can take on long-term growth risk (true long-term capital). Some dollars are meant to create income, serve as a legacy tool, or act as a stability anchor. When every dollar is forced into a growth-only mindset, families create unnecessary vulnerability. Liquidity Risk in Financial Planning: Locking Money Away Without Realizing It Liquidity risk is one of the most underestimated financial planning mistakes. It shows up when you can't access your money without: penalties approvals delays forced timing market losses gatekeepers It might be your money, but it isn't in your control. This can happen in many places: retirement accounts with early withdrawal penalties strategies that require “qualifying” to access cash equity trapped in assets that can't be sold quickly products that take months (or longer) to unwind investments that require perfect conditions to exit A real example: someone retiring from a school system is offered a pension decision—take a higher monthly payment, or reduce it to take a lump sum. The lump sum sounds like “freedom,” but if it must be rolled to an IRA and the person is under 59½, access is restricted without penalty. That's a liquidity problem. And it's a control problem. “Locking money away without liquidity” is often disguised as “being responsible” Many people make decisions that look responsible on paper—max out accounts,

What if this life after divorce never gets better?What if this is just how it is now?What he ruined everything? What if I can't be healed?If those thoughts have been looping in your mind after divorce, this episode is for you.In the Season 5 premiere of Dear Divorce Diary, we're opening a powerful six-week series devoted to naming the thing under the thing—the deeper, often invisible forces that keep women stuck in anxiety, overthinking, and emotional exhaustion after divorce.And today, we begin with one of the scariest experiences of all:the fear that the way you feel right now is permanent.Here's what most of us have never realized:Those thoughts aren't coming from weakness or fear.They're coming from a nervous system trying its best to keep you afloat while you're completely collapsed.In this episode, we're not fixing anxiety—we're explaining it.Because understanding what your body is doing is often the first moment it finally exhales.In this episode, we explore:Why divorce anxiety often intensifies after the divorce is finalThe difference between panic… and the deeper fear of permanenceHow anxiety gets mistaken for identity—and why that mattersWhat happens when trust has been wounded by loss, betrayal, or overwhelmWhy solutions often arrive from places you never could have predictedHow protective, pessimistic parts can reject help—and how to soften that patternYou'll also hear personal stories from Dawn, Joy, and Tiffini about moments when they couldn't see a way forward—until something unexpected showed up and changed everything.And at the end of the episode, we debut a new community segment: ✨ Small Wins, Big Shifts ✨ where we share listener-submitted moments that prove healing after divorce doesn't have to be dramatic to be real.If you've been afraid that this feeling will never end… If you've wondered whether you'll ever trust yourself—or life—again… Let this episode remind you:Nothing you're feeling means you're broken. It means your system learned how to survive.And survival is not the end of the story.

In this New Year episode of Over 50 & Flourishing, I'm taking time to pause, reflect, and step intentionally into what a new year can mean at midlife. Using insights from a community poll, I share what you told me you're feeling as we enter 2026, your hopes, your hesitations, your goals around health, peace, faith, and personal growth, and I reflect honestly on where I find myself in this season of life as well. From strength and wellness, to faith, purpose, boundaries, and letting go of stress and negative self-talk, this conversation is about real life, real bodies, and real growth.In this episode, we cover:The difference between New Year's resolutions and intentions, and why the shift mattersWhat midlife women say they want more of (and less of) in the year aheadWhy health, strength, and peace are top priorities at this stage of lifeHonest conversations around weight, wellness trends, and sustainabilityThe role of faith, purpose, and reflection in personal growthHow to plan for change without adding stress or pressureWhy grace, flexibility, and self-compassion are essential for lasting progressWhat it really means to reset at midlife: emotionally, physically, and spirituallyHave a question for Dominique? Submit it here for a chance to have it answered on the show! https://forms.gle/MpTeWN1oKN8t18pm6 Thanks to my Sponsors:IM8: Go to IM8Health.com/FLOURISHING and use code FLOURISHING for a Free Welcome Kit, five free travel sachets, plus ten percent off your order. Brickhouse Nutrition: Visit ToneToday.com and use my code FLOURISHING for 20% of your first order. Wildgrain: Visit Wildgrain.com/FLOURISHING or use promo code FLOURISHING at checkout for $30 off your first box and free Croissants for life. O Positive: Take proactive care of your health and head to opositiv.com/flourishing or enter FLOURISHING at checkout for 25% off your first purchase. Keep in Touch:Website: ⁠⁠⁠⁠⁠⁠⁠https://dominiquesachse.tv/⁠⁠⁠⁠⁠⁠⁠Book: ⁠⁠⁠⁠⁠⁠⁠https://dominiquesachse.tv/book/Insta: ⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/dominiquesachse/Facebook: ⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/DominiqueSachse/TikTok: ⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@dominiquesachse?lang=enYouTube: ⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@dominiquesachsetvInterested in being featured as a guest? Please email ⁠⁠⁠⁠⁠⁠⁠courtney@dominiquesachse.tv⁠⁠⁠⁠⁠⁠⁠ We want to make the podcast even better. Help us learn how we can: ⁠⁠⁠⁠⁠⁠⁠https://bit.ly/2EcYbu4⁠⁠⁠⁠⁠⁠⁠Please note that this episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.Produced by Dear Media.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If you're wanting to double your business in 2026, it's going to take looking back at 2025 with a strategic eye.One of our new favorite quotes is: life is lived forward, but it's only understood backwards.Most creatives end the year asking how they feel about their business.Successful creative business owners end the year asking what actually happened.In this episode, we walk through the five questions we personally ask every year to get clarity, stop repeating the same mistakes, and set our business up for real growth.These aren't fluffy mindset prompts. They're practical, sometimes uncomfortable questions that reveal what's actually driving (or holding back) your business, whether you're a photographer, filmmaker, content creator, or social media manager.We cover:Whether your business truly made money - or just kept you busyWhere your revenue actually came from (and what that means for next year)Where your business was proactive vs reactiveIf growth would make your life easier… or completely overwhelm youThe one change that would make 2026 simpler and more profitableFor each question, we break down:Why it mattersWhat most creatives get wrongHow to think about it clearlyOne actionable step you can take immediatelyThe goal of these questions is simple:to slow down long enough to understand what really happened - so you don't accidentally repeat the same year again.If you want to join the 400+ graduates who have made $112M over the last 6 years & who are succeeding at doing what they love, crossing the 6 figure mark and breaking the creative struggle.. Round 15 starts in Feb 2026!In the 6 Week Creativ Rise Mastermind, you will learn (and implement):How to build a 6 figure business foundation through creating unique and accurately priced offersMastering attracting ideal clients through building a clear and solution-oriented brand strategyNurture and build a high-value network of potential clientsCreate a marketing lead generation system (both outbound and inbound) that brings the right clients through your doorLearn to sell like a pro with confidenceScale your creative business to 6 figures and beyond in a healthy, sustainable wayIf you are a photographer- filmmaker- content creator- social media manager in the wedding or brand space.. THIS IS FOR YOU!Get all info and watch client testimonials here - www.creativrise.com/Free Tools & Trainings:→ Pricing Calculator: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠creativrise.com/pricingcalculator⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠→ Productivity Course: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠creativrise.com/productivity⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠→ $10K/Mo Creator Workshop Replay: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠creativrise.com/workshop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠→ Money Management Training: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠creativrise.com/moneytraining⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠→ Fix Your Inquiry Form: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠creativrise.com/inquiryform⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listen & Subscribe:→ Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠apple.co/creativrise⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠→ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠open.spotify.com/show/creativrise⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Along:→ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@creativrise⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@joeyspeers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@christyjspeers⁠

Send us a textThis week, we use “Sweet Baby Jesus” by Carrie Underwood to meditate on the miracle and mystery of the incarnation — Jesus, fully God and fully man, wrapped in the fragile form of a baby. As you revisit the Christmas story this season, don't miss the weight of what God has done and the wonder held in the hypostatic union [and yes, I will define this].As we officially step into the Christmas season, let's turn our attention to the birth of Christ — not as a sentimental scene, but as the breathtaking reality of God putting on flesh to save us. Join me in the pages of Scripture to explore the humanity and deity of Christ, the theological significance of the incarnation, and why it matters for your faith today.Key PointsWhy slowing down and reading Scripture aloud (a BITE) helps us engage familiar passages with fresh eyesZechariah and Elizabeth as a reminder that God hears and answers prayer in His perfect timingThe biblical foundation for Jesus' full humanityThe biblical foundation for Jesus' full deityWhy the virgin birth mattersWhat the Church has historically affirmed through the creedsWhy the hypostatic union (Jesus as fully God and fully man) is essential to the gospelThe danger of reshaping Jesus into the version we “like best”How the incarnation should correct, confront, comfort, and call us into deeper worshipScriptures ReferencedMatthew 1–2Luke 1–2...and more referenced in the Episode GuideBITEs (Bible Interaction Tool Exercises)Read the text aloud – Helps you slow down and notice details you may otherwise skim.Slow down – Especially helpful when reading familiar passages (like the Christmas narrative).Read in a different translation – I used the New Living Translation to hear the story in fresh language.Immerse yourself in the story – Engage the narrative as it unfolds to better understand the people, promises, and patterns Scripture reveals.Additional ResourcesDownload the free Episode GuideLyrics - New Release TodaySystematic Theology by Wayne Grudem - Amazon Paid LinkBible Interaction Roadmap Bible Study - videos and assignments that will equip you with habits you can use over and over in your own Bible Study - Learn MoreLearn more about my favorite Bible Study Software with a 30-day free trial and links to my favorite Bible resources - Logos Bible Software Affiliate LinkThis Week's ChallengeRead Matthew 1-2 and Luke 1-2 this week. I challenge you to slow down and maybe even read it out loud to keep a familiar passage fresh. Download the Episode Guide to follow along with Scripture references that display the humanity and deity of Christ. Ask the Lord to reveal to you what aspects of His nature you would rather not think about, and then turn in confession and repentance and believe in ALL that Jesus is — fully human, fully God.Purchase your copy of A Seat at the Table today! Change your music. Change your life. Join my free 30-Day Music Challenge. CLICK HERE.

“We are not meant to force ourselves into monochromatic, one-tone grinds that look and feel the same every single day.” - Winnie da SilvaHigh-performing leaders love a good challenge, so here's one: can you actually sit still without feeling guilty? Most of us can't, and there's a reason for that. Pushing through isn't always strength, but sometimes the moment you slip into self-neglect without even noticing. In this episode, I wrap up our month-long series on “excellence without exhaustion” by taking a deeper look at how awareness, rhythm, and tiny experiments can shift the entire way we lead. I also share a personal conversation with my daughter that completely reframed how I think about rest… and honestly, it stopped me in my tracks.You'll hear me discuss:How my daughter's off-hand comment revealed a deeply ingrained family belief that “doing” equals worthWhy rest can't just be about recovering so you can work harder againThe difference between pushing through as a strength and pushing through as a liabilityThe subtle early signals our bodies give us when stress is building and why catching them mattersWhat natural biological rhythms look like and how they can guide smarter, more sustainable performanceHow forcing our bodies to match our calendars erodes creativity, wisdom, and compassionWhy tiny experiments (not big overhauls) create real and lasting changeThe simple nighttime practice I use to stop rumination in its tracksHow revitalization becomes an act of humility and even a spiritual resetQuestions you can start using today to notice your patterns, shift your rhythm, and build rest back into your leadershipWinnie da Silva on LinkedIn | On the Web | Substack | YouTube | Email - winnie@winnifred.orgLearn More About SapiensOverview of Sapiens - A short video introduction to Sapiens and their mission to help people in intense jobs manage stress and sustain performance.Video: The Diagnostics Journey - See what it's like to go through the full Sapiens Stress & Resilience Diagnostic and Human Performance Journey.Sneak Peek: Sapiens Workshop - Get a behind-the-scenes look at a real Sapiens workshop with a CFO team.Mentioned StudiesImpact of long exhales on down-regulating the nervous system and improving moodImpact of microbiome composition on social decision makingThe connection between stress and empathyLink between empathy and inflammationSpecial Offer for ListenersJan-Philipp Martini, founder and CEO of Sapiens, is offering Transformative Leadership Conversations listeners a 20% discount on the Sapiens Stress & Resilience Diagnostic and Habit-Change Program, valid through the end of 2025.It's a four-month journey that begins with a comprehensive at-home diagnostic — including stress-hormone and cortisol analysis, ECG monitoring, and recovery analytics — followed by three months of expert-guided habit coaching and monthly progress tracking.Whether stress has already started to take a toll — on your body, your work, or your relationships — or you're simply curious about how your body responds under pressure, this program can help you understand what's happening beneath the surface and make small, data-informed changes that build lasting performance and wellbeing.If you'd like to learn more or see if this program is right for you, you can book a free 15-minute discovery call with a member of the Sapiens team using this link:???? Book a ConsultationWhen you sign up, use the podcast code - TLC — and visit www.be-sapiens.com for full details.

In this empowering episode, Anna sits down with Miriam Schulman — artist, author, and founder of The Inspiration Place Podcast — to explore what it really takes to turn your creativity into a sustainable livelihood.After walking away from a lucrative hedge fund job in the wake of 9/11, Miriam chose to build a life centered around her art. Now, through her coaching programs, her podcast, and her best-selling book Artpreneur, she helps other artists and creatives do the same.Together, Anna and Miriam talk about the mindset shifts, practical tools, and visibility strategies that help creatives stop undercharging, start sharing their work confidently, and build income with integrity.✨ In this episode, you'll learn:The #1 reason so many creatives don't stick with their dreams — and how to change thatWhy charging money for your work isn't “selling out” — it's self-respectHow to stop letting fear of visibility keep you from connecting with your audienceThe difference between “marketing” and simply telling your story with clarity and convictionWhy being a successful creative isn't about talent alone — it's about treating your work like it mattersWhat to do if you're overwhelmed and don't know where to start

In this powerful episode of Restoring Our City, Jeswin and Jobbin unpack a truth that's often overlooked: honoring your parents isn't just a personal virtue — it's a societal foundation.From biblical roots in Ephesians 6 and Exodus 20, to real-life South Asian family dynamics, we explore:Why honoring our parents goes far beyond obedienceHow the breakdown of family honor mirrors society's growing disrespectThe difference between honor, obedience, and respect — and why it mattersWhat to do when honoring parents feels complicated, strained, or one-sidedWhy God placed honoring parents at the start of how we treat everyone elseThis episode isn't just for families — it's for anyone who wants to understand why we're seeing more division, disrespect, and relational breakdown in our culture, and how to rebuild from the ground up.

How much you need to retire quiz: https://bit.ly/Adam-OlsonHere's Why the New $6,000 Senior Bonus Deduction Could Change Your Retirement Tax Plan (2025–2028) 8431621.1Most retirees miss temporary tax windows. This one's big. In this video, I break down how the new $6,000 senior bonus deduction (up to $12,000 for couples) can reduce your taxable income, who qualifies, and how to coordinate withdrawals, Social Security timing, QCDs, and HSAs to keep more money in your pocket during the 2025–2028 window. 1. Here's Why the $6,000 Tax Break means...What you'll learnWho qualifies and how the phase-out works (why MAGI management matters)Withdrawal sequencing to preserve the deduction and potentially drop tax bracketsHow to stack this with the senior standard deduction, QCDs, and HSA strategiesA real-world case study saving nearly $10,000 over four years without cramping lifestyleHow our Red Zone Retirement Planning process builds a multi-year income plan around this windowChapterswhy this mattersWhat the $6,000/$12,000 deduction isEligibility, phase-outs & MAGIWithdrawal strategy optimizationTiming Social Security & Roth conversions Case study: Save ~$10k over four years How to stack with QCDs & HSAs Implementation framework (step-by-step) Takeaways & next stepsHelpful linksStart your Red Zone Retirement Plan (questionnaire): adamolson.biz/quizGrab a free copy of my book Red Zone Retirement Plan — comment “book” belowWork with us: adamolson.biz | adamdolson.comWho this is forPre-retirees and retirees who want a coordinated withdrawal plan that aligns guaranteed income to needs and invests for wants—while capturing temporary tax breaks when they're available.DisclaimersThis video is for education only and not individualized tax, legal, or investment advice. Tax laws can change; consult your CPA/attorney for your situation. Mutual of Omaha and affiliates are separate from any tax or legal entity referenced.Hashtags#RetirementPlanning #TaxPlanning #SeniorBonusDeduction #RothConversions #QCD #HSA #RedZoneRetirement #FinancialPlanner #RetirementIncome #TaxStrategyInvesting involves risk, including loss of principal. Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions. Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Adam Olson, Representative. Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties. Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.