American financial advisor and author
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In this episode, Ken sits down with three leadership legends: John Maxwell, Patrick Lencioni and Dave Ramsey. Join the conversation to learn why successful people fail, how to be a boss people trust, and what the future looks like for today's leaders. Next Steps: ·
Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider
In this episode, Paul is joined by SFG's new advisor Lance Chisum for a candid review of a Dave Ramsey video on housing and post-divorce financial decisions. Together, they unpack the caller's circumstances, substantial home equity, low-rate mortgage, and the possibility of a HELOC, while questioning whether Ramsey's quick advice fully addresses the bigger financial picture. Paul and Lance highlight what's missing: tax planning opportunities, liquidity strategies, retirement contributions, and vital insurance protection. They also explore the emotional side of money, from staying in a home for sentimental reasons to making choices influenced by future relationships. Drawing on Lance's decades of experience, the discussion contrasts the limitations of financial “counseling” with the depth of true financial advising. The episode ultimately underscores why tailored, goal-focused advice matters far more than one-size-fits-all solutions. -- Timestamps: 00:00 – Introduction: reviewing a Dave Ramsey video 01:40 – Mortgage, equity & HELOC breakdown 03:40 – Debt redeployment and emotional decisions 06:10 – Where Ramsey's advice falls short 08:00 – Divorce, remarriage & housing considerations 09:50 – Tax exclusions & planning opportunities 12:10 – Overlooked factors: retirement & insurance 4:30 – Financial counseling vs. real financial advising -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
Ramsey joins Broomhead, Mike asks Dave, What do you expect the FED to do this week?
Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider
In this part two, host Paul Jamison recaps the core principles from "The Millionaire Next Door," dives deeper into lessons on avoiding family handouts and choosing wealth-building occupations, and shares bonus findings from Dave Ramsey's study on how today's millionaires achieve success through consistent habits and hard work.
What's the secret sauce for people who want to be millionaires? Today, we'll learn the answer—courtesy of my two favorite modern philosophers: Dave Ramsey and Theo Von. I'll also be reacting to a handful of other money-related TikToks that my team has rounded up. Next Steps: •
Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider
Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider
In this episode, Don and Tom dig into the podcast rankings to explain why Talking Real Money isn't at the top—and why Dave Ramsey still is, despite offering more shame than substance. They explore the concept of financial shaming vs. education, reflect on listener Judy's brilliant retirement planning, and take aim at stock-trading politicians, especially California Rep. Ro Khanna with his 4,700+ trades in one year. Listener questions cover inheritance allocation, condos as investments, and 401(k) vs. Roth vs. brokerage savings. Bonus: Tom yells at his grandkids, Don hates condos, and Congress gets roasted. 0:04 Who's #1 in investing podcasts? Spoiler: It's not Don and Tom—it's still Ramsey 1:18 Financial shaming, bullying, and the “toxic” tone of the Ramsey Show 2:22 The lost LinkedIn post that called out Ramsey culture 3:49 Should shame ever be part of financial advice? (They say no) 5:05 How Talking Real Money tries to educate—not humiliate 7:04 What should great financial advice sound like? A compassionate take 8:47 Caller Judy (age 72) seeks advice on a $200k inheritance—Tom and Don love her plan 11:51 Municipal bond ETFs (like VTEB) vs. international bonds vs. risk tolerance 13:53 Judy's journey learning finance solo—Don gets emotional 14:38 Why are podcast rankings volatile? Don suspects cheating again 16:03 Listener question: Should you max both 401(k) and IRA? (Yes, and here's why) 17:59 Roth > Traditional > Brokerage: A savings priority guide 18:45 Target-date funds vs. S&P 500 returns—why it's not apples to apples 20:05 Caller Nathan: Getting married, no kids, and thinking of buying a condo 22:56 Warning: Condos are almost always terrible investments 25:44 Real estate reality check—condos lag, freestanding homes rebound better 27:52 Don's definitive answer: “I would never own a condo” 28:33 Congress and stock trading: 86% of Americans say it should be banned 30:20 Ro Khanna made 3,000+ trades in 2023… and wants to ban stock trading? 31:52 Why Congress shouldn't trade stocks—and how index funds are the solution 34:24 Ro Khanna's $103 million in trades and 149 conflicts of interest 36:46 Wrapping up: Condos, curmudgeons, and Central Florida emptiness Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the Wealth Wisdom Financial Podcast, host Brandon Neely welcomes “The Banking Bros” Jeremiah and Jonah, two real-life brothers bringing fresh perspective and family-rooted wisdom to the world of Infinite Banking. The conversation traces their unique paths from traditional banking and ministry into becoming passionate advocates for the Infinite Banking Concept (IBC). Along the way, they explore how faith, family, and cultural context have shaped their financial philosophies. Together, they unpack: Their journey from conventional careers into Infinite Banking Where they agree and disagree with financial voices like Dave Ramsey Why true financial independence is more about mindset and education than quick-fix products Lessons from history, like how A.G. Gaston used life insurance to fuel civil rights efforts The “three cup setup” teaching tool that makes IBC easy to understand How families can teach the next generation about money, abundance, and legacy This isn't just another conversation about money, it's about ethics, stewardship, and creating a financial system that serves both families and communities.
This week on tWiRE Podcast (Episode 332) we're covering the biggest headlines shaking up the housing market, mortgage trends, and real estate industry power moves. From Zillow's copyright war with CoStar to Dave Ramsey calling out “morons” in the influencer world, this episode dives deep into what agents, buyers, and investors need to know right now.
Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider
In this episode, Ken Coleman sits down with financial expert and bestselling author Rachel Cruze. You'll learn why money isn't the root cause of tension in your life, how to align with your spouse financially, and what it was really like growing up as Dave Ramsey's daughter. Next Steps: ·
Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider
Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider
Do you get your paycheck and then it seems to disappear in less than a week? Where is it going? Are you overwhelmed with full time school and work, a social life, sleep, laundry, and, oh yeah, trying to manage your money so that you can pay for school? Let's chat about 3 ways to SAVE THOUSANDS OF $$ and maintain and even stretch your budget while balancing a busy schedule this semester! Grab your cold brew and TI-89, because class is now in session... LET'S GOOOOOOO!!!! Related Episodes: 218 - Earn Money While You Study: 3 College Jobs That Pay To Do Homework 222 - How to Apply for a Scholarship in 5 Easy Steps 225 - 5 Tips To Save $400 on Coffee in College (Dave Ramsey Approved!!!) 226 - 3 Ways to Search and Find the Scholarships Specific To You Facebook --> Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --> info@moneyandmentalpeace.com **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!) During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I'm here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace. In this episode: Dave Ramsey, Financial Peace University, Debt-Free Community, baby steps, Dave Ramsey baby steps, envelope system, budget, budgeting, Tell your money where to go instead of wondering where it went, grant, bursary, STEM, science, technology, engineering, math, mathematics, empower women, elevate women, college, university, academics, academia
Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider
Marc Cox talks with Shannon Bream about President Trump's deployment of National Guard troops in Los Angeles, the legal challenges it faces, and the debate over federal versus local authority in law enforcement. They discuss potential Guard deployment in Chicago and St. Louis, court rulings tied to constitutional limits, and ongoing urban crime challenges. Shannon also previews Fox News Sunday with segments on education and upcoming interviews with Governor Kathy Hochul, Mike Rowe, and Dave Ramsey.
In this episode of The Atrium Podcast, Pastors Neal and Mark begin by talking about Dave Ramsey's $15 million dollar house and what it raises about wealth and stewardship. The conversation then shifts to The Chosen series—how it portrays Jesus and the disciples, the conversations it sparks among believers, and the takeaways Neal and Mark have from watching it themselves.
Rachel Cruze, best-selling author and daughter of Dave Ramsey, joins Matt & Abby to spill money tips every couple needs to hear. From combining finances and crushing debt to car payments, renting, and teaching kids about money, this episode is packed with practical advice you can use today. This episode is sponsored by BetterHelp, Google Gemini, Nutrafol & Hiya. BetterHelp: Visit https://BetterHelp.com/unplannedpodcast today to get 10% off your first month. Google Gemini: Visit https://gemini.google/students to learn more and sign up. Terms apply. Nutrafol: Visit https://nutrafol.com and enter promo code UNPLANNEDPOD for $10 off any order and free shipping when you subscribe. Hiya: Go to https://hiyahealth.com/UNPLANNED and receive 50% off your first order. Chapters: 00:00 - Rachel Cruze 02:27 - How Dave Ramsey raised his kids 04:47 - What it's like to have Dave Ramsey as a father 06:40 - Asking my husband to get rid of his credit card 11:56 - Why married couples should combine finances 15:47 - Why married couples shouldn't combine finances 17:30 - What you should do if your spouses spending is out of control 22:51 - The number one thing keeping you broke 26:16 - The car payment trap explained 40:49 - How to have a money conversation with your kid 45:52 - How Dave Ramsey recommends you buy a house 49:08 - Why you shouldn't rent a home 53:38 - Why Dave Ramsey's formula to getting rich works Learn more about your ad choices. Visit podcastchoices.com/adchoices
Send us a textWhen I retired from the Bloomington Police Department, I was done. I knew that, walking out the door. There was no way I was going to go back to the department and work for them again. I was moving on with my life.But, to be fair, it was easy for me. I had prepared for retirement. I had followed the Dave Ramsey financial plan and was debt free save for my home mortgage. I had a substantial emergency fund and I had a job, teaching.I started traveling the country and teaching right away, and I have to say being my own boss was a massive benefit.But most officers when they retire aren't in the same position. Many of them haven't prepared for the possibility of retirement. They haven't put away any money. They have no idea what they are going to do.And that hurts.When you combine the challenges of financial needs, the lack of social interaction, boredom and the loss of identity of being a cop, going back to the job is easy to understand.Let's take a moment and look at each of those reasons for going back to the job.
Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider
Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider
Dave Ramsey and George Kamel answer your questions and discuss: "We're $500K in debt, can we afford new cars?” "My girlfriend will lose her pension if we get married" "How do we pay off $500k of medical debt?" "Is there a limited amount of wealth available?" "My husband keeps refusing to combine finances," "Should we usse our savings to pay off our student loans?" Living paycheck-to-paycheck on $600K a year. Next Steps: ✔️ Help us make the show better. Please take this short survey.
Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider
Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider
In this episode, I sit down with Ryan Beck, co-founder of Pray.com, a $30M platform reaching 10M people a month, to talk about his journey from jail at 18 to building one of the most impactful companies in the faith and creator space.We dive into Ryan's backstory, how he and his co-founders built Pray.com, and the systems churches use that modern creators can learn from. Ryan also shares lessons on building double flywheels, turning sermons into scalable content, and how AI is transforming faith-based media.If you want to understand how to scale community, content, and revenue with timeless principles, this episode is for you.Timestamps:00:00 Introduction01:00 Ryan's journey from jail to a new path05:15 Studying ministry, computer science, and philosophy09:20 From nonprofits to launching Pray.com13:05 How Pray.com scaled to 19M downloads16:21 The double flywheel model of B2C and B2B21:29 Pastors as the most prolific content creators25:15 Derivative content and monetization strategies29:41 What creators can learn from in-person community34:10 Dave Ramsey and mission-driven business models40:12 Evergreen content and repurposing systems47:00 How Pray.com leverages AI for translation and media55:10 Building AI Bible and reimagining storytelling01:00:00 Why email is still the number one channel for creatorsIf you enjoyed this episode, please like and subscribe, share it with your friends, and leave a review. I read every single one.Learn more about the podcast: https://nathanbarry.com/showFollow Nathan:Instagram: https://www.instagram.com/nathanbarryLinkedIn: https://www.linkedin.com/in/nathanbarryX: https://twitter.com/nathanbarryYouTube: https://www.youtube.com/@thenathanbarryshowWebsite: https://nathanbarry.comFollow Ryan:LinkedIn: https://www.linkedin.com/in/purposePray.com: https://www.pray.comFeatured in this episode:Pray.com: https://www.pray.comAI Bible: https://www.aibible.comDave Ramsey: https://www.ramseysolutions.comKit: https://www.kit.com
The Moneywise Radio Show and Podcast Thursday, August 28th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: Kevin Jones, CPA/MS Taxation & Director at CBIZ website: www.cbiz.com/
Longevity, Success, Healthy Living, and Nutrition Made Simple Join Our Health Club Community FREE https://www.drasa.com/health-club Visit Us At Our Health Club Retreats https://www.drasa.com/retreats/ It's Dr. Asa Here... Ask Me Your Question! Text Me: 407-255-7076 Call Me: 888-283-7272 Send me a DM: @DrAsa We are here to help you live your best life. You don't have to live lower than your potential for the rest of your life! Also our Health Club Providers are here to help guide and teach you on how quickly you can reach your health and wellness goals at: https://www.drasa.com/find-a-provider
Different entrepreneurs use a variety of marketing strategies to influence your purchasing decisions. For example, business figures like Dave Ramsey often rely on fear-based tactics, encouraging people to avoid debt, stay away from credit cards, and embrace more conservative financial habits. On the other hand, some entrepreneurs take a more aspirational approach, appealing to pleasure, desire, and the promise of a better life. Take Joanna Gaines, for example, her marketing often centers around the emotional payoff of creating a warm, inviting home. Through her products and brand, she sells a vision of comfort, beauty, and personal fulfillment. So, which marketing tactic is more effective, or more beneficial, for you as a consumer? Let's dive in and explore both sides! Important Links: Save TIME & MONEY by running your biz on a single platform- check out my software, Equipt360
David sits down with John Manganaro to unpack the advice of financial gurus like Dave Ramsey and Suze Orman. While their guidance has helped countless Americans get out of debt, David explains why their cookie-cutter approach to retirement income planning can fall short. Why “hope over math” is a dangerous foundation for retirement planning—David explains why advice built on optimistic return assumptions leaves disciplined savers exposed to massive disappointment later. Learn how Dave Ramsey's 8% withdrawal and 12% return claims mislead investors and why following them could drain your retirement accounts too quickly. David explains why saving $1,000 a month isn't realistic for most families and how financial gurus use overly rosy scenarios to make the math appear more approachable. David shares how gurus water down complex retirement math into sound bites that might inspire beginners, but fail those with real assets at stake. Why one-size-fits-all advice collapses under scrutiny. For example, what works for paying down credit card debt doesn't translate to sustainable retirement income. David highlights the power of guaranteed lifetime income annuities and why they're often a more efficient way to purge longevity risk than relying only on the stock market. Learn how combining annuities with traditional investments can actually increase income while improving the odds that your portfolio lasts through life expectancy. David shares how cash value life insurance can be used as a volatility shield—giving your stock portfolio time to recover after downturns instead of locking in losses. Why guaranteed income changes retiree behavior. Research shows people with guaranteed income tend to spend more, worry less, and even live longer. Why longevity risk is often underestimated by retirees—David reveals the benefits of planning for a 30–35 year retirement. David explains how tax-free planning integrates with Social Security and why keeping provisional income below thresholds can keep benefits 100% tax-free. Why the investing “holy grail” is leaving just enough in an IRA so RMDs are offset by the standard deduction—allowing tax-deferred money to come out tax-free. How to build six different streams of tax-free income so none show up on the IRS radar, putting you effectively in the 0% tax bracket. David highlights the fiscal reality ahead—with debt-to-GDP ratios soaring, he warns that tax rates are likely to be dramatically higher within the next decade. Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com
On this episode of The Table with Anthony ONeal, I'm keeping it real about something I never thought I'd say, I've changed my mind about credit. For years, I told you: cut up the credit cards, no debt, no credit, period. And while I still believe debt can be dangerous, I've learned that having no credit history at all can also limit your opportunities. Today, I'm breaking down why my perspective has shifted, how to approach credit wisely, and how you can use it as a tool without falling into the trap.In this episode, you'll discover:Why my stance on credit has evolvedThe hidden drawbacks of having no credit historyHow to use credit wisely without falling into debt