Podcasts about fewer

Insights professionals have learned a lot in the past year, especially with the impact of COVID. In this episode, I summarize observations from conversations with client-side researchers about current research trends that will continue well beyond the pandemic. Five Research Trends for 20211. Growth of Virtual Research (impact on qual, packaging and ideation work)2. More DIY and fast turn research solutions (going from 2 week to 2 day timelines)3. Fewer one-off projects, more ongoing systems (better integration of foundational research)4. Location still matters - and other employment trends5. Changing the WAY we work (more experimentation and agile)This episode is part of a six-part series with other market research podcasts, the first coordinated effort from the MRX Podcast Network. To learn more about the network and other podcast episodes, visit diggingforinsights.com/21

Fewer spaces, more need. We check in with Chester Borden, the executive director of the Whitney Pier Youth Club, to see how the pandemic has impacted the Club and its members.

Writer, fellow podcaster (A Star to Steer Her By) and college pal Amy Lehrmitt joins this week to talk about the sorta alien, mostly water, and not at all spreadable jellyfish. Fewer butts this episode, but way more Hemsworth brothers. AND a special little song at the end. Take note, future guests.

The post Fewer people incarcerated in NC’s county jails during COVID, but they are staying longer appeared first on NC Policy Watch.

The post Fewer people incarcerated in NC’s county jails during COVID, but they are staying longer appeared first on NC Policy Watch.

With the government's announcement that a review on women’s issues in Singapore will be conducted to look more closely at how gender equality can be more deeply ingrained in Singapore society, we thought to explore the evolution of gender issues in Singapore. The Women's Charter provides a central lens for such an exploration, tracing its origins to pre-independent Singapore and being the platform for debates such as whether men should be entitled to maintenance after divorce or whether NS should extend to women. Join Margaret Thomas, President of AWARE, as she banters with Rovik on some of these sticky issues, and provide your own take by commenting on our FB Page or our Instagram. What else needs to be done for gender issues in Singapore? Sources: A Singaporean Woman’s Rights under the Women’s Charter AWARE Saga Podcast Our Lives to Live - Singapore Women's Charter: Revolution or Evolution, Malathi Das Singapore Council of Women's Organisations Wikipedia MPs debate maintenance payouts for men - Straits Times Women's Charter should be Family Charter - Straits Times Ensure Women's Charter does not become tool for discrimination - Straits Times Proposed maintenance for ex-husbands to go ahead - Straits Times Is the Women’s Charter Unfair to Men? - AWARE First Reading of Women's Charter (Amendment) Bill 2019 Fewer marriages, more divorces in Singapore last year (2020) - CNA --- Support this podcast: https://anchor.fm/sg-explained/support

Our life has no rehearsals, and in this podcast, Mohanji asks the question “How can we live a simple but effective life”. Many people live incredibly complex lives, but they have less and less contentment or satisfaction. The great masters of India lived very simple lives, and whilst they all had their weaknesses, they made the most of their strengths, leading to greatness. Fewer complexities, a better life. Simplicity is one of the most potent traits for an effective life. 

Why Winter is a GREAT Time to Sell a HomeWe have heard that there are much more limited choices of homes for buyers to choose from. Can you tell us why that is and why this is a great time to sell a home, even in the middle of winter?The Colorado Springs area real estate market is, by far one of the HOTTEST in the CountryHome values have increase by 17.1% in just 1 year!Why?Jobs & the EconomyGreat place to live and playExodus from high tax massive citiesThe biggest shock though is the crazy low inventory of available homes!Normal years we saw a bell curve of inventory through the year2020 represented a drop – like an elevator from March onReasons could also be:People reluctant to move in a rising marketUncertainty in the future economyMay not be affordable to buy their next homeWe can give you some great advice on this!No CostNo ObligationIf you are thinking of making a moveWant to know:What your home will sell for in this marketHow to prepare to sell your homeHow much you will put in your pocket when it sells…You can call our office any time at719 301 3900or Visit BarbHasTheBuyers.comYou are listening to the Real Estate Voice with myself Barb Schlinker of Your Home Sold Guaranteed Realty, if you are interested in selling or buying call Barb at 719 301 3900We are talking Barb about amazing rise in values in Real Estate market – and the low inventory of available homes, what are some other reasons it’s a great time to sell a home?1.Landscaping is Dormant – less work and less expectations by the buyers.2.Fewer homes to compete with:When I sit down with home sellers and talk about their home value…We always look at the current competitionBuyers are not looking backwards at historic sales (agents do that to try to get a discount for their buyers)Buyers want to know…”What kind of home can I afford in my price range”That is why if you are thinking of selling you really need an agent that understands the market to help you command top dollar.If you are thinking of making a move:Want to find out: What your home will sell for in this marketWant to find out: What to do and what not to do to get your home ready for saleWant to find out: How much you will put in your pocket when it sells:We offer a free, no obligation consolation, just give us a call at 719 301 3900 or visit BarbHasTheBuyers.comYou are listening to the Real Estate Voice with Barb Schlinker of Your Home Sold Guaranteed Realty, if you are thinking of making a move call Barb at719 301 3900 or visit BarbHasTheBuyers.com or if you want a free report theGetting the Price You Want and Need visit: www.BarbHasTheBuyers.com and go to the GREEN Button in the upper right corner that says FREE ReportsWhen we come back, we will be discussing: How to Sell a House When Facing a Divorce

OPEC news:OPEC+ is still undecided as to whether it will increase productionRole of additional lockdowns being announced during break between OPEC meetingsAlso role of Qatar—Saudi end of airspace blockadeSouth Korean-flagged tanker seized by Iran, media reportshttps://www.reuters.com/article/iran-tanker/update-1-south-korean-flagged-tanker-seized-by-iran-media-reports-idUSL1N2JF0L8- Is this the next big conflagration?- how much is this related to sanctions? South Korea is holding $7 billion of Iranian money because of US sanctions- Are Iranians forcing the hand of the incoming US administration to see where they stand?Oil prices touch multi-month highs as OPEC+ expected to cap outputhttps://www.reuters.com/article/us-global-oil/oil-prices-touch-multi-month-highs-as-opec-expected-to-cap-output-idUSKBN299035- price fall today more related to US stock market falling than what’s specifically happening with oil- What about China?Saudi energy minister urges OPEC+ discipline as some members seek output gainshttps://www.spglobal.com/platts/en/market-insights/latest-news/oil/010421-saudi-energy-minister-urges-opec-discipline-as-some-members-seek-output-gains- Saudi—Russia in very different positions but the stakes aren’t as high as they were back in March 2020. Fewer barrels bpd and another monthly meeting coming up.OPEC secgen says ready to adjust oil output increaseshttps://uk.reuters.com/article/oil-opec/opec-secgen-says-ready-to-adjust-oil-output-increases-idUKL8N2IJ3OWChina’s Wintry Cold Lifts Diesel Use as Factories Buy Generatorshttps://www.bloomberg.com/news/articles/2021-01-03/china-s-wintry-cold-lifts-diesel-use-as-factories-buy-generators- bottlenecks like import restrictions. Leaving coal on the boat in the ocean. It’s paid for and sitting in China’s harbors.December diesel demand crawls up to 97% of pre-pandemic level http://timesofindia.indiatimes.com/articleshow/80063323.cms- mixed indicators of good and bad economic growth, just like in the U.S.Investors challenge ExxonMobil on multiple frontshttps://www.argusmedia.com/en/news/2173720-investors-challenge-exxonmobil-on-multiple-fronts

  Many within Christendom are familiar with the words of Zechariah 9 because of the connection Matthew makes between it and Jesus riding into Jerusalem on a donkey. Fewer, however, are aware of the verses that follow. In particular, when the prophet says, “Return to your fortress, you prisoners of hope …” This curious phrase was written to those who were exiles in Babylon who had returned to find Jerusalem in ruins because of the Babylonian destruction decades before. Still, after destruction, after exile, after returning to rebuild their city there is a flame that hasn’t gone out: hope. There is no ignoring the pain, suffering, disillusionment, grief and anger the people felt upon their return. Yet, in the midst of this there is hope. There is a future. The story, as it were, is going somewhere. And according to Matthew, the story is moving toward a time when Jesus himself will ride into town. As we begin this season of teaching, we will explore the nature of hope - one that sees itself a part of a larger story. One that believes God wastes nothing. 

  Many within Christendom are familiar with the words of Zechariah 9 because of the connection Matthew makes between it and Jesus riding into Jerusalem on a donkey. Fewer, however, are aware of the verses that follow. In particular, when the prophet says, “Return to your fortress, you prisoners of hope …” This curious phrase was written to those who were exiles in Babylon who had returned to find Jerusalem in ruins because of the Babylonian destruction decades before. Still, after destruction, after exile, after returning to rebuild their city there is a flame that hasn’t gone out: hope. There is no ignoring the pain, suffering, disillusionment, grief and anger the people felt upon their return. Yet, in the midst of this there is hope. There is a future. The story, as it were, is going somewhere. And according to Matthew, the story is moving toward a time when Jesus himself will ride into town. As we begin this season of teaching, we will explore the nature of hope - one that sees itself a part of a larger story. One that believes God wastes nothing. 

As it's almost time to say goodbye to 2020, we welcome YOU back to the very last episode of Selling the Rock until the New Year! Tristan and Dave are excited about this one - it's time for the Annual Wrap Up! Last year, we sat down in December of 2019 and shared our 3 BIG BOLD PREDICTIONS for 2020...today we will be returning to these predictions to see if any of them panned out this year!

DHS adds clarity to how agencies can secure remote workers. Fewer vendors filed protests over contracts with GAO. And the federal government will not be shutting down anytime soon.

The one-hundred seventy-first episode, recorded on December 21, 2020. It's the most wonderful time of the strangest year! Time to celebrate the ability of amateur athletes, overpaid administrators, and a global media monopoly to focus our pandemic gaze upon an unending parade of corporate-sponsored exhibition games with all the pomp and circumstance college football requires. It's BOWL SEASON, which means '39 in 39' is BACK and WEIRDER THAN EVER! For the fourth year in a row, we're visited by the Commissioner to discuss 39ish bowls in 39ish minutes. Except this time around we don't have the commissioner, bowls are being canceled AS WE SPEAK, and we are EVEN LESS PREPARED THAN EVER. Obviously this all adds up to a lot to discuss. Fewer bowls! Fewer fans! Fewer winning records! MORE MAYO! Connect with us! FACEBOOK: www.facebook.com/sportssportssportspod/ INSTAGRAM: www.instagram.com/sportssportssportspod/ TWITTER: twitter.com/SportsX3Pod EMAIL: sportssportssportspod@gmail.com

In episode 92, I break down everything I learned this last year - the highs, the lows, and everything in between. Reflecting on the past year is one of the best things you can do for your business. It allows you to see patterns and trends in what’s working best so you can do more of that - and what’s not working as well so you can do less of that.    I also talk about not feeling guilty for having a good year in business - despite what’s been going on in the world. If you had a good year and you’ve been feeling guilty for it, this will be the perfect episode for you.   How was your 2020? Drop me a note at michelle@vroomcommunications.com and let me know! 2020 Learnings   Fewer things = greater impact Consistency matters Serve others and it will come back twofold Can make more money without compromising You can’t do it all Boundaries are crucial to success Mindset is MOST of the battle People will always judge you You’re capable of more than you realize Invest before you’re ready Connect with Market Like a Boss!    Find & attract dream clients with Michelle’s Land Your Dream Client Challenge. Continue the conversation in Michelle’s Facebook Group  Book a call to learn more about working with Michelle. Listen + Subscribe on ITUNES or STITCHER I’d greatly appreciate a podcast rating and review so that this podcast can reach more women!  Search for the podcast in your podcast app (Market Like a Boss) Scroll down and click 5 stars Tap “Write a Review” & enter a brief review Press send

Fewer than one-third of the state and local governments talking about forming a regional effort to staunch vehicle emissions along the East Coast have agreed to sign on to the final program from the outset.

Show Notes: In this episode, I walk through the factors that made this year's early admissions process one of the most difficult in years. Who got in, who got deferred, and who got denied? Here is what I discuss in this episode: 0:01:20 What is early admissions?  0:04:00 Why was early admissions so competitive this year?  0:04:44 #1 More applicants  0:05:15 Optional SAT and ACT scores  0:06:40 Flight to quality  0:08:00 Generous financial aid programs  0:08:40 #2 Fewer spots  0:09:32 #3 Recruited athletes Follow us: Enroll in PrepWell AcademyFollow on InstagramFollow on Facebook  If you want to support the show, here are three immediate steps to take.    Subscribe to the podcast where ever you listen to podcastsFollow me on Instagram or FacebookGive us a reviewShare this episode with a friendJoin our mailing listEnroll your 9th or 10th grader in the program Podcast Host: PrepWell Academy's Founder, Phil Black, has spent a lifetime cracking the code on the world's most competitive programs: Yale University, Harvard Business School, Navy SEALs, Goldman Sachs, Entrepreneurship, Shark Tank (2X), etc. Inside PrepWell Academy, Black teaches students everything they need to know about the college admissions process in a series of expertly-timed, 3-5-minute, weekly training videos starting in 9th grade and continuing through 12th grade [Note: this program can only be joined in 9th or 10th grade]. My specialties include military service academies, ROTC scholarships, Ivy League, and student-athletes.

Episode Summary: How do you put the world on halt, and tell those you’ve committed to that you just can’t do? How do you draw the line between enough and too much? Who determines what is adequate and appropriate and when we cross the line to excessive? Have you ever wrestled with any of those questions? I think it’s common for us to hope for, and even strive for, a picture-perfect Norman Rockwell Christmas. But the reality is, that picture is fictitious and the longer we strive for that, the more exhausted we become, and the less we enjoy the holidays. Today we’re going to be talking about stressing less at Christmas. Quotables from the episode: So much of our stress at Christmas comes from several key areas: Keeping tradition for tradition sake People pleasing Unrealistic & often unvoiced expectations of ourselves and others Trying to prove something to someone (or yourself) It’s easy to talk about Christmas and refocusing on Christ at Christmas but what does that look like? Resting in His presence Spending time with The Gift (Jesus) and The Gift Giver (Our Heavenly Father) Letting Him take care of us Trading in our to-do list for rest Recognizing what the busyness means/truly reflects Practical Tips for Stressing Less This Christmas: Let each family member choose ONE kind of cookie to be baked and let them help make them Let the lights on the tree, and Christmas cards received, be the tree decorations Let the wrapping of the gifts be the love with which they were purchased Make the Christmas dinner be comprised of each family member’s favorite dish Consider catering the Christmas meal Resolve to be okay with paper plates and napkins so you spend less time in the kitchen and more time with the people you love A hope-filled perspective for a less stressful Christmas: God doesn’t put these heavy burdens on us God invites us into His rest, not for Him but for our benefit God offers us the chance to choose His rest, but He doesn’t force us Fewer expectations means fewer disappointments Scripture References: Luke 10:41-42 “Martha, Martha,” the Lord answered, “you are worried and upset about many things, but few things are needed—or indeed only one.[a] Mary has chosen what is better, and it will not be taken away from her.” Hebrews 4:1 “God’s promise of entering his rest still stands, so we ought to tremble with fear that some of you might fail to experience it…” Recommended Resources: Ways to Create a More Peaceful Christmas Quit Striving for the Picture Perfect Christmas When Doing Less is Actually Doing More at Christmas How to Relieve Stress This Christmas What I Really Want This Christmas Content at Christmas Free Download: How To Fight Fearful/Anxious Thoughts and Win Breaking Anxiety’s Grip: How to Reclaim the Peace God Promises by Dr. Michelle Bengtson Breaking Anxiety’s Grip Free Study Guide Free 7-Day YouVersion Bible Reading Plan for Breaking Anxiety’s Grip Hope Prevails: Insights from a Doctor’s Personal Journey Through Depression by Dr. Michelle Bengtson, winner of the Christian Literary Award Reader’s Choice Award Hope Prevails Bible Study by Dr. Michelle Bengtson, winner of the Christian Literary Award Reader’s Choice Award Social Media Links for Host: For more hope, stay connected with Dr. Bengtson at: Order Book Breaking Anxiety’s Grip / Order Book Hope Prevails  /  Website  /  Blog  /  Facebook / Twitter (@DrMBengtson)  /  LinkedIn  /  Instagram / Pinterest / YouTube / Podcast Hosted By: Dr. Michelle Bengtson Audio Technical Support: Bryce Bengtson  

The holiday season in 2020 is a little different. Fewer parties, smaller gatherings, less extravagant gifts… but the season of giving more important than ever.As we reflect on the true meaning of the holidays, I urge you, as a business owner, to think about charitable giving. In addition to being the right thing to do, there are a surprising number of tangible and intangible benefits that come along with supporting your community.The act of giving benefits not only the recipient, but the giver as well — giving grants us a feeling of connectedness and the satisfaction of trying to make the world a better place (or at least one small corner). But this warm and fuzzy feeling is only the tip of the iceberg. Charities and nonprofits often publicize donations given by businesses on their websites and in published literature, serving as incredibly good publicity. Supporting the volunteer groups and nonprofits working for good in your community will help to raise your profile and build a larger customer base, as many people (including myself) choose to support businesses that make an effort to give back.If your profit margins are slim but you still want to support your community, volunteering at events is a great way to network with complementary businesses and community leaders, as well as meet potential customers. This is just one of the many non-monetary options that I share in this episode!As a successful member of your community, you have the resources to help the less fortunate. And this extends beyond the holiday season. Consistent giving keeps your business at the forefront of community consciousness, continuously building goodwill and loyalty. And there is no better time to start than now!“Chances are, you’ve been given gifts, opportunities, and help along the way. I encourage you to pay it forward.”— Melissa HoustonIn this episode, we’ll explore:The tangible and intangible benefits to charitable giving (both financial and personal)The countless ways that you can support your community without impacting your bottom line Six important reasons for your business to give back often and generouslyHighlights:00:46 Gratitude02:19 The season of giving in 202003:40 Why give back as a business?06:50 Beyond writing a cheque09:40 How giving benefits you12:17 Six reasons to give back19:10 Spread the loveLinks:The CFO Money Methodhttps://melissahoustoncpa.lpages.co/the-cfo-money-method-lead-magnet/Work with mehttps://www.melissahoustoncpa.com/work-with-meWant more tips and inspiration? Follow me on Twitter @melissahcpa and Pinterest @melissahoustoncpacga and visit my website: https://www.melissahoustoncpa.com

Many industries have faced an existential threat from Covid lockdowns. How well have companies adapted to the unprecedented challenges of 2020? Strelmark president Hilary Fordwich takes us through the nuts and bolts of re-thinking how to safely and efficiently run a business while prioritizing the health of employees. Fewer open work environments and a sweeping transition to online operations have become status quo during this socially distant era. Plus – Don’t let Amazon’s Alexa spill the beans this holiday season! An explainer on how to keep your digital companion from spoiling gift arrivals. As if Covid restrictions weren’t enough of a financial strain on businesses, major missteps by international construction giant Skanska have put a Florida community into an even tighter economic chokehold. Attorney Sara Papantonio discusses how the Pensacola Bay Bridge has been out of commission for the past three months after sustaining heavy damage during Hurricane Sally. Because of Skanska’s negligence, thousands of commuters have had their daily regimens completely rewritten. Plus – Rampant unemployment doesn’t just pose a threat to working stiffs, but to retirees as well. FDR’s own grandson is sounding the alarm as vanished paychecks mean a halt in contributions to our social security program, which was already in dire straits before the pandemic.

Good morning, RVA! It’s 37 °F, but don’t even worry about it because today’s highs should end up somewhere in the 60s. That sounds lovely. Expect similarly warm, great weather throughout the weekend.Water coolerAs of this morning, the Virginia Department of Health reports 3,915↗️ new positive cases of the coronavirus in the Commonwealth and 54↗️ new deaths as a result of the virus. VDH reports 343↗️ new cases in and around Richmond (Chesterfield: 95, Henrico: 157, and Richmond: 91). Since this pandemic began, 493 people have died in the Richmond region. Here’s this week’s stacked graph of daily, statewide new cases, hospitalizations, and deaths. I had to change the y-axis several times since this past Friday. Also, here’s the graph of daily new cases in Richmond, Henrico, and Chesterfield.It finally happened. Yesterday, the governor announced new, state-wide restrictions to help slow the increasingly rapid spread of disease. You can read through the aforelinked press release, or dive into the full text of Executive Order 72 here. The headliner: A 12:00 AM–5:00 AM curfew (with a bunch of caveats for: getting food, seeking medical attention, taking care of individuals or animals, child care, exercise, work, worship, and volunteering).Additionally:Everyone five and up needs to wear masks “in indoor settings shared with others and when outdoors within six feet of another person”Social gatherings must be limited to 10 people instead of 25 (religious services, employment settings, educational settings, restaurants, and retail stores are exempt)Fewer spectators can attend rec sportsAnd “employees that can telework are strongly encouraged to do so.”There may be a few more things, but I haven’t yet line-by-lined the EO. About the new restrictions, Governor Northam said, “We already have strong public health measures in place, and with these additional steps, we can turn this around. Virginians, if you don’t have to be out, stay at home. Whenever we are around other people, we all need to wear a mask, indoors and out.” And Mayor Stoney had this to say “The Governor’s enhanced public health protocols are common sense steps to keep our city and Commonwealth safe during this latest surge. This community has worked too hard, sacrificed too much to let our guard down now. Stay safe, wear your mask and stay at home from midnight to 5 a.m.”So, will any of these new restrictions work to slow the spread of the virus? Probably! To stay with the Swiss cheese metaphor, these new restrictions are certainly all new layers to add to our cheesestack—some with bigger holes than others. If Virginians comply, which, I think, is an open question, then, yes, these restrictions will help. Will they help a lot? I have no idea. They could have been way stricter, that’s for sure. For example, if you’d have asked me to pick a window to curfew, I’d not have picked the five hours during which most—but not all!—folks are asleep. Honestly, out of all of those things, I think the plea for teleworking has the potential to do the most good but is just kind of thrown in there at the end without any teeth to it. With the end-of-year holidays on the horizon and the specter of infinite intimate gatherings approaching, I’m nervous about what the future holds.Also, it sounds like the Governor’s team learned from their pre-Thanksgiving announcement, and this time clearly stated that these new restrictions begin at 12:01 AM on Monday December 14th and end on January 31st.Kenya Hunter at the Richmond Times-Dispatch reports that the Virginia Education Association has called for school systems to go virtual. The Gov continues to defer to the local school districts to make those decisions, and I think that puts a lot of dang pressure on these elected school boards and volunteer school health committees. I wonder what happens when schools and county governments don’t end up on the same page? Would a stronger position from state government officials empower school decision-makers to follow their hearts?Mayor Stoney recorded and released this video in support of Richmond 300, and it is packed full of great reasons why City Council should approve the plan this coming Monday. I still think it’s bananas that we’re even talking about whether or not Council could decide to disregard years of citizen work and engagement. If Councilmembers think the plan does not go far enough, cool, would have been good to know that literal years ago, and would have been good to get yourself and your constituency involved in the process earlier than the week before the final vote. Those Councilmembers should first vote to pass the plan and then commit to working deeply with city residents on an amendment to the plan—a process they’re all familiar with as they’ve done it before. I often wonder what Richmond would look like if we could spend more of our time working to build better things instead of spending so much our time trying to prevent things from being destroyed. You can find email addresses for all members of City Council and their liaisons here.This morning’s longread“Facebook Has Destroyed This F–king Town”: Facing a Legal Onslaught, Mark Zuckerberg Gets Ready to Fight BackThis breaking up Facebook stuff is wild!For the last several years, we’ve been hearing murmurs about a legal sledgehammer being taken to Facebook by regulators, not just in the U.S., but around the globe. And indeed, government entities and countless countries have been trying. Facebook has been embroiled in antitrust-related legal battles with European Union regulators, as well as with individual countries across Europe, including Germany, Italy, and the United Kingdom. And now, as of Wednesday’s antitrust action, with 48 states—48!—across the United States and with the Federal Trade Commission—not to mention previous actions by the Securities and Exchange Commission, investigations by the Justice Department, and a long list of other legal battles. Even Mark Zuckerberg himself has invited Congress to regulate his company, though for data collection and privacy protections, not for being too big. Many Silicon Valley insiders viscerally hate the company.If you’d like your longread to show up here, go chip in a couple bucks on the ol’ Patreon.

Sponsors:  Jen- Debt-Freedom Roadmap- It’s not too early to start thinking about your 2021 financial goals especially if one of those goals is debt freedom! Over at Modern Frugality I have created a Debt Freedom Roadmap to help you see where you’re at on the road to debt and financial freedom, make sure you’ve hit all your major landmarks, and what various detours might look like. If you want a little more clarity about the financial road ahead visit modernfrugality.com/debtfree to get your free roadmap. Jill- ME telling you all about my dear friend Jenna Ball - jenna has been a friend of mine since the 10th grade and like any good and refined thing she has only gotten better and cooler over the decades! she is a woman of class, character, competence, care, kindness,generosity, intelligence, and humor! You just need to know this because recently I used an example about boundaries from an experience in our friendship years ago. I never mentioned her name - but she knew it was about her. And this is certainly not the thing to know about her! She doesn’t shrink back from anything - including calling me out on using her as example on a recent episode about setting boundaries.  Headlines https://www.moneycrashers.com/reasons-get-out-debt Jen-  1. More free income 4. Better credit score Jill-  3. Less risk - “you’re always just one financial blow away from disaster” 5. Better job prospects (or at least more rewarding!) - “You feel a lot more motivated to work harder when you get to keep the money you make, rather than spending it all on debt payments. And if you’ve been stuck in a job you hate because you needed the money to pay those credit card bills, paying off the debt frees you to look for a new job that’s more rewarding.” 6. Less stress 10. Fewer illnesses - ‘people with high levels of debt-related stress are more than three times as likely to suffer from ulcers and other digestive problems as people with lower debt stress.’ 14. Better relationship Personal Finance Statistics (https://www.debt.com/statistics/) Ep 14 Amanda paid off six figures in Cali 18 Allison paid off six figures on two teachers salaries 35 Merilee paid off six figures on a single income 65 Chris in Cali 74 sarah paid off over 30k single 92 debt pickin mom 95 debt free life Jen-  “In 2016 the average household earned $74,664. Average expenditures were $57,311, leaving $17,353 in free cash flow” Median is $68,000. “A Gallup poll found only about 1/3 of Americans (32%) maintain a household budget.” “Only 30% of Americans have a long-term financial plan that includes savings and investment goals You’re most likely to budget if you make at least $75,000 per year The average American spends less than 4.5 hours a year with scheduled time on their calendar for finances, according to Calendar.com.” a separate 2017 survey by Career Builder found more than three-fourths of U.S. workers they surveyed struggled to make ends meet. One in 10 earn $100,000 or more annually 28% earn $50,000 – $99,999 yearly Jill-  “Americans spend $1,048 on holiday decorations, food, gifts, and shipping costs.” “A 2018 study from MagnifyMoney reported they borrowed $1,230 to fund the holidays – and 64% didn’t plan to.” low income is not always to blame for financial hardship. Only 1 in 5 people (20%) facing financial hardship fall below the poverty line and make less than $40,000 per year BILL OF THE WEEK - SP Samara from Rhode Island about family members named Bill If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a bill Busuu Ad for 138 (12/11) Jen- Ever since we went to Mexico last year Travis has been all about trying to learn Spanish before we go back and he’s had more time to learn than anticipated so he’s been trying a bunch of language learning apps including Busuu, and he’s really liked it. Jill- Busuu teaches 12 of the world’s most popular languages including Spanish, French, and Italian. You can practice your new skills immediately with native speakers of the language you’re learning and you can help people learn English! Jen- Busuu comes with loads of smart features – like a Study Plan to help keep you motivated and organised – and vocabulary and grammar training tools that make sure you remember what you learn. You can start learning for free, or choose to get a Premium plan to unlock more fantastic features. Jill- Start learning with Busuu by visiting busuu.com (that’s b-u-s-u-u dot com) or search Busuu on the iOS App Store or Google Play. To upgrade your learning with 30% off Busuu Premium, use code FRUGAL. Lightning Round Turning points: why paying off debt was important to you and when you realized it was possible to pay it off. Jen-  My debt was a mental and emotional burden. It was a source of depression. So much so that I compartmentalized it and hid from it. So it didn’t become important to me until it was important to my fiance. Jill- don’t think there has been a time I ever felt comfortable ‘owing’ people something. BUT seeing the bill for the first time - reality struckKnew I would pay it off and just thought it would take me FOREVER!! It was overwhelming to me to graduate college and realize the amount of money I owed, the interest that would be collected, and the wage I was making (literally made me sick to my stomach!) Jen- I didn’t realize it was possible until we put everything on the table and really inspected the numbers. Jill- As my wage increased it became more and more apparent that I could pay off debt quicker than I realized

Key Links How Many Countries Are There In The World video Support Counting Countries at Patreon The new Counting Countries Merch Store   Thank you to my Patrons…William Schelling, Simen Flotvik Mathisen, Steph Rowe, Adam Hickman, Bisa Myles & Ted Nims. Be the first on your block to sport official Counting Countries apparel!  You can purchase them today on Amazon.      And now, you can listen to Counting Countries on Spotify! And Alexa!   Subscribe on Apple Podcasts today! And write a review! Check out our friend: Large Minority.  They organize international rallies around the world, including Sri Lanka, Cambodia, the Philippines, and the Amazon.  And watch my full-length documentary in Cambodia when I traveled with Large Minority.    More About Indy: Born in: USA Passports: USA   Subscribe on Apple Podcasts today!! About Counting Countries Counting Countries is the only podcast to bring you the stories from the dedicated few who’ve spent their lives on the singular quest of traveling to every country in the world. Fewer people have traveled to every country in the world than have been to outer space. Theme music for this podcast is Demeter’s Dance, written, performed, and provided by Mundi.  About GlobalGaz Ric Gazarian is the host of Counting Countries. He is the author of three books: Hit The Road: India, 7000 KM To Go, and Photos From Chernobyl.  He is the producer of two travel documentaries: Hit The Road: India and Hit The Road: Cambodia.   Ric is also on his own quest to visit every country in the world. You can see where he has traveled so far and keep up with his journey at GlobalGaz.com.   Well…that depends on who you ask!  The United Nations states that there are 193 member states. The British Foreign and Commonwealth office states that there are 226 countries and territories. The Traveler’s Century Club states that there are 329 sovereign nations, territories, enclaves, and islands. The Most Traveled Person states that there are 949 unique parts of the world. The Nomad Mania divides the world into 1301 regions.  SISO says there are 3,978 places in the world.   Me? My goal is the 193 countries that are recognized by the UN, but I am sure I will visit some other places along the way. An analysis of these lists and who is the best traveled by Kolja Spori.   Disclaimer: I will earn a fee if you order from Amazon/Agoda. Or book a trip through G Adventures.  PS  Thanks!      ----- Produced by Simpler Media

Abdus Luqman of Luqman Nation joins us to discuss police reform and what police want from a Biden administration. A recent CNN article tries to rehabilitate or at least cast a blind eye towards policing. The article revolved around a survey of almost 400 police chiefs across the US, administered by the Police Executive Research Forum (PERF), which asked law enforcement leaders to identify priorities for the incoming administration. "A clear majority said they hope the Biden administration will help increase trust in police, with 76% calling it a priority, and 57% wanting to address calls for police reform," CNN noted. "Fewer than half of respondents - 43% - said crime reduction was among their top three priorities for next year."David Rosen, author of “Prohibition New York City: Speakeasy Queen Texas Guinan, Blind Pigs, Drag Balls & More,” joins us to give an update on the case of Ghislaine Maxwell - friend and confidant of the late sex criminal, financier and friend to the American political elite Jeffrey Epstein - and a recent bombshell about former US President Bill Clinton. The Clinton bombshell comes from a Vanity Fair interview with the former president’s longtime aide, Doug Band. Band insisted that he knew nothing of Epstein’s misdeeds, but “got enough bad vibes that he advised Clinton to end the relationship,” the outlet noted. Band also said he refused to accompany Clinton on a 2003 visit to Epstein's private island of Little St. James, claiming it was among the few trips he did not take with Clinton while working for him. A spokesperson for Clinton told Vanity Fair that the visit never happened. How many people sort of knew enough to joke about this, but figured as long as they weren’t trafficking people themselves, their hands were clean?Elisabeth Myers, lawyer and adjunct associate professor of law at the American University Washington College of Law, democracy lead at Democrats Abroad Morocco and former editor-in-chief of Inside Arabia, joins us to discuss reform in Saudi Arabia and the nation's role in global politics. Crown Prince Mohammed bin Salman (MBS) at one point envisioned Saudi Arabia living without oil by 2020, which observers at the time said was not meant to be taken literally. Has Saudi Arabia made much progress diversifying its economy under MBS?Brianna Griffith, producer and host of the People's Republic radio show in Austin, Texas, joins us to discuss why Texas never turns blue, the eviction crisis in the state and retired US Army Gen. Lloyd Austin being nominated to head the Department of Defense for the Biden administration.Ron Placone, comedian and host of “Get Your News On With Ron,” joins us to discuss how the COVID-19 pandemic has affected the film industry. This pandemic has been difficult for people who make their money touring and performing, but while the US government has decided the show definitely doesn’t need to go on for them, if you’re a multibillion-dollar film studio or, God help us, mobile phone application, well, by all means, don’t let a little thing like a pandemic get in your way. Last week, a very busy coronavirus testing site at Union Station in Los Angeles, California, was almost shut down for filming of a remake of the movie "She’s All That," which has cast a TikTok star in a leading role. Now, LA Mayor Eric Garcetti is trying to save face.

What strategies can marketers learn from nonprofits about building brand advocacy? Successful nonprofits know what it takes to get people to rally behind a belief or cause. Brands that turn their best customers into advocates build brand loyalty and drive sales. Today’s guest is Spencer Brooks from Brooks Digital, an agency that helps health-focused nonprofits grow a digital presence and turn patients into advocates.   Some of the highlights of the show include: What is an advocate? Highly engaged customer doing work on brand’s behalf Passive to Active Promoters: How to turn customers into brand advocates Why do brands need advocates? Free marketing saves time and money How? Gift products and provide positive referrals, reviews, recommendations What makes nonprofits effective? Fewer resources rely on constituents Meaningful Why: Nonprofits use emotional storytelling to create advocates Company values solve some philosophical problems when things are done right Foundational Concept: Brand advocacy resonates product/service with identity   Links: Spencer Brooks on LinkedIn Brooks Digital Building a StoryBrand by Donald Miller Traction by Gino Wickman Lean Customer Development: Building Products Your Customers Will Buy by Cindy Alvarez Why Digital Marketing Tactics Are a Waste of Time for Nonprofits Actionable Marketing Podcast: Free Resources From Ben & Spencer’s Interview Squatch Ben Sailer on LinkedIn CoSchedule   Quotes by Spencer Brooks: “It’s this push from passive to active that I think really represents turning a customer into an advocate.” “Advocates are important because they provide a leverage point. They are doing, a lot of times, free marketing for you.” “Creating advocates is work, and you have to recognize when that is an appropriate strategy to be using.” “Nonprofits are really good about using emotional storytelling to turn people into advocates.”

Contributor: Don Stader, MD Educational Pearls: Zyprexa (olanzapine) is a second generation antipsychotic with multiple other uses Excellent for treating nausea in patients undergoing chemotherapy or with THC hyperemesis syndrome Helps with the psychological and emotional aspect of pain Effective in treatment of headaches Can be given under the tongue Fewer incidences of dystonic reactions compared with first generation antipsychotics Patients using anti-dopaminergic should not receive antipsychotics because they also work on dopaminergic receptors References Navari RM, Qin R, Ruddy KJ, Liu H, Powell SF, Bajaj M, Dietrich L, Biggs D, Lafky JM, Loprinzi CL. Olanzapine for the Prevention of Chemotherapy-Induced Nausea and Vomiting. N Engl J Med. 2016 Jul 14;375(2):134-42. doi: 10.1056/NEJMoa1515725. PMID: 27410922; PMCID: PMC5344450. Jimenez XF, Sundararajan T, Covington EC. A Systematic Review of Atypical Antipsychotics in Chronic Pain Management: Olanzapine Demonstrates Potential in Central Sensitization, Fibromyalgia, and Headache/Migraine. Clin J Pain. 2018 Jun;34(6):585-591. doi: 10.1097/AJP.0000000000000567. PMID: 29077621. Summarized by Jackson Roos, MS4 | Edited by Erik Verzemnieks, MD The Emergency Medical Minute is excited to announce that we are now offering AMA PRA Category 1 credits™ via online course modules. To access these and for more information, visit our website at www.emergencymedicalminute.com/cme-courses/ and create an account.

The mainstream sports fan probably only spends about six minutes watching horse racing in a given year -- the combined running time of the three Triple Crown races. A smaller subset will follow the 14 million-dollar races run over Breeders Cup weekend. Fewer still will watch the graded stakes races that lead up to the Kentucky Derby. Almost no one pays attention to the claimers, the largest segment of the racing world. This oversight costs them the chance to follow the same kind of stories that draw them in on Derby Day. Just because an event plays out beyond the spotlight's reach doesn't mean there aren't compelling stories to follow. For 21 years, the horses on the lowest rung of competitive racing and their human connections have had their day: the Claiming Crown, to be run again this year at Gulfstream Park. In this episode, we share the story of the biggest raceday with the biggest purses and the best fields available to the sport's little guys.Thank you to Dan Metzger of TOBA and Eric Hamelback of the National HBPA for all of your help in putting this story together, and to everyone who made themselves available during a busy race week to talk about the Claiming Crown: Mike Maker, Ken Ramsey, Peter Walder, and my go-to horse guy, Steve Schubert. Big thanks to Gulfstream Park and Canterbury Park for the calls from Claiming Crowns past, and to Denis Blake and Coglianese Photos for the action photo of Leitone from his win in the 2019 Claiming Crown Jewel. Thank you, as always, to our friends who make every episode possible: Electra-Craft, Everipe, and Soggy Doggy. And to George Hochbrueckner for the original tunes.You can follow the 2020 Claiming Crown live by setting up an account with 1stBet.

Five Reasons to Build a Relationship With Your Bank1. Access to better interest rates and loan terms2. Fewer fees3. Added convenience4. Higher level of customer service5. Long-term insight and planningGuest Speaker : Chris Emeagwai IG Page: @chris.emeagwai Support the show (https://www.patreon.com/Heradvice)

COVID-19 is more than just a threat to your physical health. Even if you are never infected, you may not be free of it. In today's program, we take lessons from prior pandemics and consider the sociocultural effects of a global infectious disease. Be advised, this one is of the "sentimental" variety. Produced by James E. Siegler. Music courtesy of Purple Planet Music, Meydn, Kevin MacLeod and Shane Ivers, which you can find at Silvermansound.com. The opening theme was composed by Jimothy Dalton. Sound effects by Mike Koenig and Daniel Simion. Unless otherwise mentioned in the podcast, no competing financial interests exist in the content of this episode. BrainWaves' podcasts and online content are intended for medical education only and should not be used for clinical decision making. Be sure to follow us on Twitter @brainwavesaudio for the latest updates to the podcast. REFERENCES Lozano R, Naghavi M, Foreman K, Lim S, Shibuya K, Aboyans V, et al. Global and regional mortality from 235 causes of death for 20 age groups in 1990 and 2010: a systematic analysis for the Global Burden of Disease Study 2010. Lancet. 2012;380:2095-128. Fineberg HV. Pandemic preparedness and response--lessons from the H1N1 influenza of 2009. The New England journal of medicine. 2014;370:1335-42. Shanks GD. Insights from unusual aspects of the 1918 influenza pandemic. Travel Med Infect Dis. 2015;13:217-22. Armitage R and Nellums LB. COVID-19 and the consequences of isolating the elderly. Lancet Public Health. 2020;5:e256. Bonaccorsi G, Pierri F, Cinelli M, Flori A, Galeazzi A, Porcelli F, Schmidt AL, Valensise CM, Scala A, Quattrociocchi W and Pammolli F. Economic and social consequences of human mobility restrictions under COVID-19. Proc Natl Acad Sci U S A. 2020;117:15530-15535. Dinmohamed AG, Visser O, Verhoeven RHA, Louwman MWJ, van Nederveen FH, Willems SM, Merkx MAW, Lemmens V, Nagtegaal ID and Siesling S. Fewer cancer diagnoses during the COVID-19 epidemic in the Netherlands. Lancet Oncol. 2020;21:750-751. Jeffery MM, D'Onofrio G, Paek H, Platts-Mills TF, Soares WE, 3rd, Hoppe JA, Genes N, Nath B and Melnick ER. Trends in Emergency Department Visits and Hospital Admissions in Health Care Systems in 5 States in the First Months of the COVID-19 Pandemic in the US. JAMA internal medicine. 2020;180:1328-1333. Rabinovitz B, Jaywant A and Fridman CB. Neuropsychological functioning in severe acute respiratory disorders caused by the coronavirus: implications for the current COVID-19 pandemic. Clin Neuropsychol. 2020:1-27. Santini ZI, Jose PE, York Cornwell E, Koyanagi A, Nielsen L, Hinrichsen C, Meilstrup C, Madsen KR and Koushede V. Social disconnectedness, perceived isolation, and symptoms of depression and anxiety among older Americans (NSHAP): a longitudinal mediation analysis. Lancet Public Health. 2020;5:e62-e70. Wong LE, et al. Where are all the patients? New Eng J Med (2020): Published online 14 May 2020. Available at https://catalyst.nejm.org/doi/full/10.1056/CAT.20.0193.

If Cash is King, how much cash does your business need to enjoy that royalty status? Everyone talks about how important cash is in a small business, but few entrepreneurs take the time to really understand their cash position. Fewer still will be able to know how much cash they actually need to operate their business. Far too many businesses don't have enough cash in their business and just keep moving forward hoping that nothing bad will happen to them. They operate unprepared and don't even know it. And many other businesses mistakenly assume that more cash is always better. They hold too much cash in reserve which actually slows growth and ultimately makes their business less competitive. The correct amount of cash is known as your Targeted Cash Balance. To learn about this amazing yet simple tool, join us for this week's episode.

Imagine if the world was rebooted to its factory settings. Not a hard reboot, where everything was erased, but one that would reset our way of living, allowing us to return to the previous setting and ignore the changes made in recent years.What would you do to reset based on what you've learned from the history of time and do differently if you had no constraints? We currently stand in the midst of a global pandemic. Whilst it has had a devastating effect on the world, it has also shown us that many behaviors and practices we once thought unchangeable could be improved, and that many outcomes thought impossible were achievable. Reduced travel has improved air quality. Fewer vacations have transformed water quality in popular holiday resorts. Cities freed of congested traffic can once again be enjoyed by walkers and cyclists without their worrying about inhaling dangerous fumes. Whilst no one would choose a global pandemic to understand what is possible, it has provided us with a temporary cleanse of the modern world and an opportunity to reassess the anachronisms that we endured, showing these as unfit for modern life.Roy Sharples and Gary Burt provide perspective on a people-first manifesto for rebooting the world by discussing how Education, Public Policy, Culture, Economics, Politics, and Society, can be reshaped for the benefit of Humanity.Web: www.unknownorigins.comTwitter: UnknownOrigins9Instagram: unknownoriginsuo77Music composed and performed by Iain MutchUnknown Origins. All rights reserved © copyright 2021

Cities have seen huge growth over the past few centuries. But urban areas are often bad for the environment. Fewer cars, better public transport and more parks are some ways to make them greener.

Special podcast with two interviews ... I open the podcast with Chef David Rose and we wrap with Lifestyle Expert Amy Goodman.The holidays are going to look a whole lot different this year: Fewer get-togethers and more at-home celebrations are just part of the many trends we’ll see. Food Network star, Le Cordon Bleu trained chef and TV personality David Rose shares tips for keeping it stress-free and SPECIAL this holiday season. Recently, he was named as Executive Chef for Omaha Steaks, the 100+ year old, family-run company which first pioneered delivery of great steaks to people’s homes in the 1950s, and has since expanded to a wide array of food and wine favorites for millions of fans.Amy E. Goodman is a nationally recognized media maven and sought-after lifestyle correspondent, whose savvy picks, practical tips and fun-loving personality reach millions of people. She deftly covers assignments from interviewing celebs, to cleaning out closets and crafting home décor for national outlets like the TODAY show, Live with Kelly & Ryan, The Rachael Ray Show, Good Morning America, The Wendy Williams Show, The View, The Talk, and Access, to name a few. In this interview Amy shares her top tips for kitchen cleanup closure, including effective tips and DIY hacks that involve the whole family.

Fewer carriers are deploying more even as repeated warning lights have been going off that we are expending in peace what we will need in war when it comes to personnel and materiel in carrier aviation.How did we get here, where are we, and where are we going?Using her article, No Margin Left: Overworked Carrier Force Struggles to Maintain Deployments After Decades of Overuse, as a starting point and diving it to some of the additional insights she gained while writing it, Megan Eckstein from USNINews will be joining us along with Sam LaGrone.Megan Eckstein is the deputy editor for USNI News. She previously covered Congress and the Pentagon for Defense Daily, and the surface navy and amphibious operations as an associate editor for Inside the Navy. She began her career covering the military at the Frederick (Md.) News-Post, where she wrote about personnel and family issues, military medical research, local reserve and National Guard units and more. Eckstein is a 2009 graduate of University of Maryland College Park.Sam LaGrone is the editor of USNI News. He has covered legislation, acquisition and operations for the Sea Services since 2009 and spent time underway with the U.S. Navy, U.S. Marine Corps and the Canadian Navy.

The Christian Evangelicals supported Adolf Hitler and the Nazi Party in the election of 1932 by a ratio of 8 to 1, as compared to Roman Catholics. Worst of all was the -Aryan paragraph- at the Evangelical Church's annual synod meeting in 1933. How might the evangelical church today waffle on abortion, socialism, and Christian persecution today- While the Netherlands Protestant Church is finally apologizing for not taking a stand against the Nazi's in 1939, we commend Corrie Ten Boom and Diet Eman for defending the Jews and paying the price for it.--This program includes---1. The World View in 5 Minutes with Adam McManus -Giuliani- 650,000 Pennsylvania ballots were unlawful, Fewer religious voters voted for Trump in 2020, Pakistani court invalidated marriage of Muslim man to Christian 13-year-old---2. Generations with Kevin Swanson

Natasha was born in the Caribbean and was able to explore the region growing up.  But Natasha’s serious travels began when she relocated to the Pacific Islands.  She shares with us how she balances her travel when her spouse can not always join her and talks about relying on her 193 travel crew.   I encourage you to subscribe wherever you listen, Apple Podcast, Google Play, or Spotify and even better if you write a review. Natasha was in Dublin while I was recording in Bangkok.  Please listen in and enjoy.      Thank you to my Patrons…William Schelling, Simen Flotvik Mathisen, Steph Rowe, Adam Hickman, Bisa Myles & Ted Nims. Be the first on your block to sport official Counting Countries apparel!  You can purchase them today on Amazon.      And now, you can listen to Counting Countries on Spotify! And Alexa!   Subscribe on Apple Podcasts today! And write a review! Check out our friend: Large Minority.  They organize international rallies around the world, including Sri Lanka, Cambodia, the Philippines, and the Amazon.  And watch my full-length documentary in Cambodia when I traveled with Large Minority.    More About Jack: Born in: Bogota Passports: Columbia, Hungary, USA Favorite Book: World’s Most Dangerous Places Favorite Film:  The Weeping Camel Favorite Travel App: NomadMania Favorite Food:  Indian  Favorite Airline: Turkish Airlines Favorite Hotel:  My hotel: Lancaster House, Bogota Map: https://nomadmania.com/profile/6461 Blog: www.valijadeapocrifos.com Facebook: https://www.facebook.com/jack.goldstein18   Subscribe on Apple Podcasts today!! About Counting Countries Counting Countries is the only podcast to bring you the stories from the dedicated few who’ve spent their lives on the singular quest of traveling to every country in the world. Fewer people have traveled to every country in the world than have been to outer space. Theme music for this podcast is Demeter’s Dance, written, performed, and provided by Mundi.  About GlobalGaz Ric Gazarian is the host of Counting Countries. He is the author of three books: Hit The Road: India, 7000 KM To Go, and Photos From Chernobyl.  He is the producer of two travel documentaries: Hit The Road: India and Hit The Road: Cambodia.   Ric is also on his own quest to visit every country in the world. You can see where he has traveled so far and keep up with his journey at GlobalGaz.com.   Well…that depends on who you ask!  The United Nations states that there are 193 member states. The British Foreign and Commonwealth office states that there are 226 countries and territories. The Traveler’s Century Club states that there are 329 sovereign nations, territories, enclaves, and islands. The Most Traveled Person states that there are 949 unique parts of the world. The Nomad Mania divides the world into 1301 regions.  SISO says there are 3,978 places in the world.   Me? My goal is the 193 countries that are recognized by the UN, but I am sure I will visit some other places along the way. An analysis of these lists and who is the best traveled by Kolja Spori.   Disclaimer: I will earn a fee if you order from Amazon/Agoda. Or book a trip through G Adventures.  PS  Thanks!      ----- Produced by Simpler Media

Fewer apps? Higher admit rates? Our Admission Director predicts changes in the admission landscape for the year ahead, and discusses what that means for students. More numbers from this year: https://www.wsj.com/articles/college-admissions-season-was-already-stressful-pandemic-made-it-chaotic-11604917801 Read the blog: https://b.gatech.edu/32AmY7VCheck out the pumpkin patch: https://bit.ly/3nem2hE

Eido M. Walny received his J.D. from the Boston University School of Law in 2001, where he was the Executive Articles Editor of Boston University International Law Journal. He earned a Bachelor of Arts degree in Political Science, with honors, from The University of Chicago. Eido’s practice focuses on estate planning, asset protection, business succession, probate, trust administration, and he is also experienced in business, tax, and real estate law. He is a noted national speaker, author, and commentator on issues effecting estate planning, charitable giving methods, and topical business issues. Eido founded the Walny Legal Group in 2011 with an eye towards providing clients with high level legal care, but an equally high level of customer service. He provides counseling to protect multi-generational family wealth, including drafting wills, revocable trusts, and irrevocable trusts designed to mitigate the effect of taxes, leverage wealth, and minimize the risk of creditors’ claims. His experience also includes structuring family and business succession plans, non-probate transfers, trust and probate administration, and preparation of guardianships. In addition, he commonly utilizes will alternatives, advances charitable giving, and does planning for families with special needs children. Mr. Walny was named one of the Best Lawyers in America for 2021. In 2014, he was selected as one of five national “Advisors with Heart” by Trusts & Estates Magazine. Eido was recognized for his contributions to the legal professional as a 2013 “Leader in the Law” by the Wisconsin Law Journal, and named as a Fellow to the Wisconsin Law Foundation’s class of 2013. He has been recognized as a “Leading Lawyer” in the area of estate planning by M Magazine. In 2012, he was named a “Forty Under 40” honoree by the Milwaukee Business Journal, and a Financial Advisor magazine 2012 Private Wealth All-Star Team nominee. Eido is certified as an Accredited Estate Planner (AEP) and an Estate Planning Law Specialist (EPLS), the latter of which is the highest designation for an estate planning attorney that is currently recognized by the American Bar Association. Fewer than 100 attorneys in the nation have attained the EPLS designation. He has also been awarded the international TEP designation from the Society of Trust and Estate Practitioners. In addition to numerous professional positions, Eido is the President for the Village of Bayside, Wisconsin, and serves on several subcommittees, and county-wide committees. He is the Past-President of the Wisconsin Association of Mediators. He also serves on the Planned Giving Counsel of the Zoological Society of Milwaukee, is a member of the President’s Advisory Council of the Froedtert Hospital Foundation, and has been honored as a charter member by the Greater Milwaukee Foundation Mueller Society in recognition of the advancement of philanthropy. Listen to this informative Grow Your Business and Grow Your Wealth podcast episode with Eido Walny about estate planning, asset protection, business succession, probate, and trust administration. Here are some of the beneficial topics covered on this week’s show: ●    How, “I need a will,” is code for, “I need estate planning help.” ●    Why single people with no children do not have the easiest estates. ●    Why there are different powers of attorney and how they are used. ●    How the state government issues one will that doesn’t fit everyone. ●    Why people need a professional to help them with estate planning. Connect with Eido: Links Mentioned: walnylegal.com Twitter @WalnyLegalGroup LinkedIn linkedin.com/company/wanly-legal-group-llc Connect with Gary: Website sbadvisors.cc/ Facebook facebook.com/SmallBusinessAdvisors LinkedIn linkedin.com/in/gary-d-heldt-jr-388a051/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Ebell and Dr. Wilkes discuss the POEM titled ' Fewer subsequent strokes with ticagrelor plus aspirin than with aspirin alone '

Wanna split £100? You get £50 free AND save money on 100% green electricity by moving to Octopus Energy. Plus I get £50 to support this podcast but ONLY if you do it by using my unique referral code. I moved to Octopus recently and had been putting it off for ages,  but I kicked myself for not doing it sooner, as it’s literally a 5 minute job to give them your details.   Click here: https://share.octopus.energy/free-puma-452   On today’s podcast: What U.S. Politics Means for EVs China Car Sales Keep on Trucking in Pandemic Recovery Chinese autonomous truck startup Inceptio raises $120 mln from CATL Tesla's Shanghai Super Factory plans to produce about 550,000 vehicles Tesla announces it deployed 20,000th charger NIO Launches the 100 kWh Battery with Flexible Battery Upgrade Plans MG Brand Returns To Ireland With Plug-In Only Lineup DTM Electric set for start in 2023 Major UK fleet operators renew call for ICE ban by 2030     Show #926   Good morning, good afternoon and good evening wherever you are in the world, welcome to EV News Daily. It’s Martyn Lee here and I go through every EV story so you don't have to.   Thank you to MYEV.com for helping make this show, they’ve built the first marketplace specifically for Electric Vehicles. It’s a totally free marketplace that simplifies the buying and selling process, and help you learn about EVs along the way too.   WHAT U.S. POLITICS MEANS FOR EVS From Reuters: "Biden is expected to quickly reinstate the legal basis for California’s zero-emission vehicle rules and begin the process of reversing the Trump administration’s decision to ease fuel efficiency and carbon emission requirements through 2025. Automakers could also face sharply higher penalties for failing to meet fuel-efficiency requirements. The Trump administration rolled back those penalties, which the industry said saved at least $1 billion in annual compliance costs, but a federal appeals court in August reversed the administration action."   https://www.reuters.com/article/usa-election-autos-biden-idUSKBN27608S   That said, Biden is also looking to bolster the EV economy in ways that appeal to automakers: via tax incentives for buyers as well as the development of a more comprehensive national charging infrastructure according to Jalopnik.   "General Motors and Ford, the two largest automakers based in the United States, issued statements Saturday saying they look forward to working with President-elect Joe Biden's incoming administration on policies to support U.S. manufacturing and other issues. " asys Autoblog.   As per the Detroit Free PRess: Ford Motor Co. offered congratulations to Biden, along with all winners of the election, according to a statement from spokeswoman Rachel McCleery. "It is our hope these leaders will focus on bringing the country together and pursue policies that encourage U.S. manufacturing, sustainability and global economic stability".  General Motors also called for policies to support their endeavor, according to a statement from spokeswoman Jeannine Givivan. “We look forward to working with the new administration and incoming Congress on policies that support our customers, dealers and employees, help strengthen our manufacturing presence in the United States and advance our vision of an all-electric, zero-emissions future,” she said.   https://www.autoblog.com/2020/11/07/ford-gm-statements-biden-harris-president/   https://eu.freep.com/story/news/politics/elections/2020/11/07/joe-biden-president-united-states-michigan/6202866002/   Revisiting fuel economy requirements Expanding and extending the EV tax credit ($250,000 limite to claim) An accelerated conversion of public vehicle fleets to all-electric More charging infrastructure Fewer charging deserts and “energy poverty” A cleaner grid for rural America Helping finance the EV-manufacturing transition Nurturing smaller U.S. EV companies Returning to tariff stability   https://www.greencarreports.com/news/1130224_why-biden-presidency-electric-cars-auto-industry-10-talking-points   CHINA CAR SALES KEEP ON TRUCKING IN PANDEMIC RECOVERY "Car sales continued to recover in China last month as the coronavirus pandemic eased in the country and electric vehicles won more users. Retail sales of cars, SUVs and multiple-purpose vehicles increased 8% from a year earlier to 2.02 million units in October, the China Passenger Car Association said Monday. Wholesales of new energy vehicles, which includes electric cars, more than doubled to 144,000 units." writes Bloomberg today on MSN Money: "Electric vehicles are cementing their role as one growth driver, helped by incentives such as purchase subsidies. Sales of new energy vehicles -- which include pure battery EVs, fuel-cell cars and plug-in hybrids -- are expected to rise to about 1.1 million units this year, according to China Association of Automobile Manufacturers."   https://www.msn.com/en-us/money/markets/china-car-sales-go-from-strength-to-strength-as-virus-eases/ar-BB1aPr8Z   CHINESE AUTONOMOUS TRUCK STARTUP INCEPTIO RAISES $120 MLN FROM CATL "China’s Inceptio Technology, a startup developing self-driving trucks, said on Monday it has raised $120 million in its latest funding led by top Chinese electric vehicle battery maker CATL." repotr REuters: "CATL, which supplies Volkswagen and Tesla , is working with truck makers to develop a business model for electric trucks using its battery-swapping technologies."   https://www.reuters.com/article/inceptio-autonomous-idUSL1N2HU0DG   TESLA'S SHANGHAI SUPER FACTORY PLANS TO PRODUCE ABOUT 550,000 VEHICLES "Tesla’s Giga Shanghai factory plans to produce roughly 550,000 cars in 2021, according to industry insiders speaking to Chinese website 36kr.com (via Reddit). According to an unnamed source, Tesla plans to produce 300,000 Model 3 and 250,000 Model Y units, with order requests apparently already sent to component suppliers." reports TeslaNorth.com: "While Tesla’s Shanghai factory has a planned capacity of 150,000 units in 2020, next year’s more than three-times increase is due to the second phase of the Gigafactory being completed, set to produce Model Y. 36kr.com says insiders predict Tesla’s global sales next year to hit about 900,000 units—with Giga Shanghai taking on more than half of production. Tesla said this year it hopes to achieve 500,000 cars produced in a single year for the first time in its history."   https://teslanorth.com/2020/11/08/tesla-shanghai-factory-plans-to-produce-550000-cars-in-2021-report/   TESLA ANNOUNCES IT DEPLOYED 20,000TH CHARGER "Tesla announced today that the Supercharger network has now reached a total of 20,000 stalls around the world. Last year, Tesla finally launched the Supercharger V3 and picked up Supercharger installations around the world. At the end of last year, Tesla had over 15,000 Superchargers installed at 1,716 locations around the world. Now Tesla is announcing today that it has deployed its 20,000th Supercharger" says electrek: "The rate of deployment is important since Tesla is trying to keep up its infrastructure capacity with the new record vehicle deliveries it is currently achieving. The capacity of the network is also increasing faster with each station thanks to the higher charging output of Supercharger V3, which is reducing the time spent per charging session."   https://electrek.co/2020/11/08/tesla-announces-20000th-charger-supercharger-network/   NIO LAUNCHES THE 100 KWH BATTERY WITH FLEXIBLE BATTERY UPGRADE PLANS The 100 kWh battery features thermal propagation prevention, highly integrated design, all climate thermal management and the bi-directional cloud BMS   The battery upgrade plan benefits all NIO users with flexible monthly or yearly upgrade options for better affordability   Bettered Battery as a Service BaaS with battery subscription for 100 kWh battery   NIO models with the 100 kWh battery will be available for pre-order starting November 7, 2020. Users of the 70 kWh battery can choose to either purchase the new battery for a permanent upgrade, or flexibly upgrade to it for RMB 880 per month or RMB 7,980 per year. The flexible monthly and yearly battery upgrade is a bold innovation by NIO to cater to users’ diverse travel needs in different scenarios.   Prior to the 100 kWh battery, NIO had already launched BaaS for the 70 kWh battery. Users who choose a NIO model with BaaS do not need to buy the battery, instead, they can subscribe to batteries of different capacity and pay the battery fee on a monthly basis in accordance with their actual needs. Users who buy a NIO car with the 70 kWh battery with BaaS can immediately enjoy RMB 70,000 off the price and only RMB 980 per month for the battery subscription. For the purchase of a NIO car with the 100 kWh battery with BaaS, RMB 128,000 will be reduced from the car price with a monthly battery subscription fee of RMB 1,480 per month.   As of today, NIO has already deployed 158 battery swap stations nationwide. Together, they have served users with over 1.18 million battery swaps. In combination with NIO's Power Swap, Power Charger and other power services, the 100 kWh battery will make users' travel more convenient.   https://www.nio.com/news/nio-launches-100-kwh-battery-flexible-battery-upgrade-plans   MG BRAND RETURNS TO IRELAND WITH PLUG-IN ONLY LINEUP "MG is in the process of expansion in Europe and the most recent new market is Ireland, where the company intends to offer only plug-in models. All three models - the all-electric MG ZS EV and new MG5 EV, as well as the plug-in hybrid MG HS Plug-in - will be sold starting this month. ZS EV will be introduced first." according to InsideEVs   https://insideevs.com/news/452544/mg-brand-returns-ireland-plugin-only-lineup/?utm_source=RSS&utm_medium=referral&utm_campaign=RSS-all-articles   DTM ELECTRIC SET FOR START IN 2023 "The DTM Electric is set for introduction in 2023 and a first prototype race car was shown during the 2020 season finale at Hockenheim." says Touring Car Timnes: "The car, featuring 1200hp, has been developed in cooperation between the DTM organisation ITR and industrial supplier Schaeffler. Development of the prototype – that has been driven by DTM champions Timo Scheider and Hans-Joachim Stuck, as well as Formula E racer Daniel Abt and F3 racer Sophia Flörsch – will continue during 2021 in preparation for a planned series start in 2023. The plan for the series is to have sprint races of 30 minutes with the possibility of automated battery changes during mandatory pit stops."   https://www.touringcartimes.com/2020/11/06/dtm-electric-set-start-2023/   MAJOR UK FLEET OPERATORS RENEW CALL FOR ICE BAN BY 2030 "The UK’s four biggest fleet operators, BT and Openreach, Centrica, DPD UK and Royal Mail, today called on the British Government to commit to 100% electric vehicle sales by 2030. The demand comes trough the UK Electric Fleets Coalition, run by The Climate Group." according to electrive: "Collectively, the Coalition operates more than 500,000 vehicles and founding members had pledged as early as in 2018 to electrify their fleets. On top of the Climate Pledge, the extra Alliance lobbies the British Government to adopt a 2030 end date to the purchasing of new petrol and diesel cars, a policy that is currently under review as reported."   https://www.electrive.com/2020/11/06/major-uk-fleet-operators-renew-call-for-ice-ban-by-2030/     You can listen to all 924 previous episodes of this this for free, where you get your podcasts from, plus the blog https://www.evnewsdaily.com/ – remember to subscribe, which means you don’t have to think about downloading the show each day, plus you get it first and free and automatically.   It would mean a lot if you could take 2mins to leave a quick review on whichever platform you download the podcast.   And  if you have an Amazon Echo, download our Alexa Skill, search for EV News Daily and add it as a flash briefing.   Come and say hi on Facebook, LinkedIn or Twitter just search EV News Daily, have a wonderful day, I’ll catch you tomorrow and remember…there’s no such thing as a self-charging hybrid.     PHIL ROBERTS / ELECTRIC FUTURE (PREMIUM PARTNER) BRAD CROSBY (PREMIUM PARTNER) AVID TECHNOLOGY (PREMIUM PARTNER) PORSCHE OF THE VILLAGE CINCINNATI (PREMIUM PARTNER) AUDI CINCINNATI EAST (PREMIUM PARTNER) VOLVO CARS CINCINNATI EAST (PREMIUM PARTNER) NATIONALCARCHARGING.COM and ALOHACHARGE.COM  (PREMIUM PARTNER) DEREK REILLY FROM THE EV REVIEW IRELAND YOUTUBE CHANNEL (PREMIUM PARTNER) RICHARD AT RSYMONS.CO.UK – THE ELECTRIC VEHICLE SPECIALIST (PREMIUM PARTNER)   DAVID AND LISA ALLEN (PARTNER) OEM AUDIO OF NEW ZEALAND AND EVPOWER.CO.NZ (PARTNER) GARETH HAMER eMOBILITY NORWAY HTTPS://WWW.EMOBILITYNORWAY.COM/  (PARTNER) BOB BOOTHBY – MILLBROOK COTTAGES AND ELOPEMENT WEDDING VENUE (PARTNER) DARIN MCLESKEY FROM DENOVO REAL ESTATE (PARTNER) JUKKA KUKONEN FROM WWW.SHIFT2ELECTRIC.COM RAJEEV NARAYAN (PARTNER)   ALAN ROBSON (EXECUTIVE PRODUCER) ALAN SHEDD (EXECUTIVE PRODUCER) ALEX BANAHENE (EXECUTIVE PRODUCER) ALEXANDER FRANK @ https://www.youtube.com/c/alexsuniverse42 ANDERS HOVE (EXECUTIVE PRODUCER) ANDREA JEFFERSON (EXECUTIVE PRODUCER) ANDREW GREEN (EXECUTIVE PRODUCER) ASEER KHALID (EXECUTIVE PRODUCER) ASHLEY HILL (EXECUTIVE PRODUCER) BÅRD FJUKSTAD (EXECUTIVE PRODUCER) BRIAN THOMPSON (EXECUTIVE PRODUCER) BRUCE BOHANNAN (EXECUTIVE PRODUCER) CHARLES HALL (EXECUTIVE PRODUCER) CHRIS HOPKINS (EXECUTIVE PRODUCER) CHRISTOPHER BARTH (EXECUTIVE PRODUCER) COLIN HENNESSY AND CAMBSEV (EXECUTIVE PRODUCER) CRAIG COLES (EXECUTIVE PRODUCER) CRAIG ROGERS (EXECUTIVE PRODUCER) DAMIEN DAVIS (EXECUTIVE PRODUCER) DAVE DEWSON (EXECUTIVE PRODUCER) DAVID FINCH (EXECUTIVE PRODUCER) DAVID MOORE (EXECUTIVE PRODUCER) DAVID PARTINGTON (EXECUTIVE PRODUCER) DAVID PRESCOTT (EXECUTIVE PRODUCER) DON MCALLISTER / SCREENCASTSONLINE.COM (EXECUTIVE PRODUCER) ERU KYEYUNE-NYOMBI (EXECUTIVE PRODUCER) FREDRIK ROVIK (EXECUTIVE PRODUCER) GENE RUBIN (EXECUTIVE PRODUCER) GILBERTO ROSADO (EXECUTIVE PRODUCER) GEOFF LOWE (EXECUTIVE PRODUCER) HEDLEY WRIGHT (EXECUTIVE PRODUCER) IAN GRIFFITHS (EXECUTIVE PRODUCER) IAN SEAR (EXECUTIVE PRODUCER) IAN (WATTIE) WATKINS (EXECUTIVE PRODUCER) JACK OAKLEY (EXECUTIVE PRODUCER) JAMES STORR (EXECUTIVE PRODUCER) JIM MORRIS (EXECUTIVE PRODICERS) JON AKA BEARDY MCBEARDFACE FROM KENT EVS (EXECUTIVE PRODUCER) JON MANCHAK (EXECUTIVE PRODUCER) JUAN GONZALEZ (EXECUTIVE PRODUCER) KEN MORRIS (EXECUTIVE PRODUCER) KEVIN MEYERSON (EXECUTIVE PRODUCER) KYLE MAHAN (EXECUTIVE PRODUCER) LARS DAHLAGER (EXECUTIVE PRODUCER) LAURENCE D ALLEN (EXECUTIVE PRODUCER) LEE BROWN (EXECUTIVE PRODUCER) LUKE CULLEY (EXECUTIVE PRODUCER) MARCEL WARD (EXECUTIVE PRODUCER) MARK BOSSERT (EXECUTIVE PRODUCER) MARTY YOUNG  (EXECUTIVE PRODUCER) MATT PISCIONE (EXECUTIVE PRODUCER) MIA OPPELSTRUP (PARTNER) MICHAEL PASTRONE (EXECUTIVE PRODUCER) MIKE WINTER (EXECUTIVE PRODUCER) NATHAN GORE-BROWN (EXECUTIVE PRODUCER) NEIL E ROBERTS FROM SUSSEX EVS (EXECUTIVE PRODUCER) NICHOLAS MILLER (EXECUTIVE PRODUCER) NIGEL MILES (EXECUTIVE PRODUCER) OHAD ASTON (EXECUTIVE PRODUCER) PAUL RIDINGS (EXECUTIVE PRODUCER) PAUL STEPHENSON (EXECUTIVE PRODUCER) PETE GLASS (EXECUTIVE PRODUCER) PETE GORTON (EXECUTIVE PRODUCER) PETER & DEE ROBERTS FROM OXON EVS (EXECUTIVE PRODUCER) PHIL MOUCHET (EXECUTIVE PRODUCER) PHILIP TRAUTMAN (EXECUTIVE PRODUCER) RAJ BADWAL (EXECUTIVE PRODUCER) RENE KEEMIK (EXECUTIVE PRODUCER) RENÉ SCHNEIDER (EXECUTIVE PRODUCER) RICHARD LUPINSKY (EXECUTIVE PRODUCER) ROB HERMANS (EXECUTIVE PRODUCER) ROB FROM THE RSTHINKS EV CHANNEL ON YOUTUBE (EXECUTIVE PRODUCER) RUPERT MITCHELL (EXECUTIVE PRODUCER) SEIKI PAYNE (EXECUTIVE PRODUCER) STEPHEN PENN (EXECUTIVE PRODUCER) STEVE JOHN (EXECUTIVE PRODUCER) THOMAS J. THIAS  (EXECUTIVE PRODUCER) TODD OAKES (EXECUTIVE PRODUCER) THE PLUGSEEKER – EV YOUTUBE CHANNEL (EXECUTIVE PRODUCER) TIM GUTTERIDGE (EXECUTIVE PRODUCER) WILLIAM LANGHORNE (EXECUTIVE PRODUCER)     CONNECT WITH ME! EVne.ws/itunes EVne.ws/tunein EVne.ws/googleplay EVne.ws/stitcher EVne.ws/youtube EVne.ws/iheart EVne.ws/blog EVne.ws/patreon   Check out MYEV.com for more details: https://www.myev.com

On a coaching call the other day, I was asked about my most effective way to grow my audience. You can get more podcast engagement in 5 easy steps. DOUBLE DOWNLOADS Over the last four months, I have been able to use this system to double my downloads and increase my e-mail list by 60%. When I look back at some of the greatest personal and business successes in my life, I have to admit that I didn't achieve the majority of them alone. If you look at your own successes, I'm sure you will come to the same conclusion. My audience doubled and my e-mail grew by doing one thing. I partnered with others. Two minds are better than one. Over the past four months, I have appeared on summits, on podcasts and in giveaways. I have leveraged the audience of others to grow incredibly fast. I have always believed that my ability to develop long-lasting relationships and build mutually beneficial partnerships with others is my secret superpower. Strategic partnerships are the most powerful way to scale any venture. Find people who can help you double your results. Connect and collaborate. COLLABORATE If you want to join an amazing event that will help you follow this path, check out www.podcasttalentcoach.com/Collaborate. At the upcoming, highly anticipated live virtual event COLLABORATE November 13 - 15, you will have opportunities to build these powerful alliances and find your ideal joint venture partners. You will be among hundreds of top leaders and experts that have already signed up to attend. Don't worry … there are plenty of people just getting started as well. If you have been going it alone, or need to scale your results to an even higher level by bringing in more joint venture partners, this event is a must-attend for you. See full details and register at www.podcasttalentcoach.com/Collaborate. This will be my third time attending Collaborate. It happens on Zoom and it is a lot of fun, even if networking makes you uncomfortable. At the beginning of event, you will learn how to refine your collaborating pitch. You learn how to tell others what you do and how to explain what makes a great partner for you. Then over the weekend, you will take part in about 20 small networking circles. These are groups of about 8 people. Everyone gets 2 minutes to explain what they do and how they can partner. If someone sounds like a great partner for you, the two of you agree to exchange info and connect at a later date. The first time I attended, I met 40 people that made sense as partners for me. This is how I've been part of summits, giveaways and podcasts. It was great. At the next event, I decided to be much more selective on my partner selections. I still found 20 people as potential partners. What could 20 partners help you accomplish in the next year? If you had 20 people promoting your podcast and programs to their audience, how could your audience and engagement grow? Here is your chance to make those connections. Visit www.podcasttalentcoach.com/collaborate. ENGAGEMENT Let's talk about the five steps to create engagement with your audience. These steps are going to sound easy. The concepts are easy to understand. You simply need to be diligent and consistent about implementing each. ASK First, ask for engagement. If you want engagement, you must ask. Your audience won't engage with your show unless you ask them to do so. If you want them to e-mail you, ask. If you want them to share the show with others, tell them how. People don't know what you want unless you tell them. Be specific. SHOW AND TELL That bring up the second step. Offer an example. Show them what engagement looks like. Many podcasters say, "Find the details in the show notes." I listened to podcasts for about 3 years before I figured out where I could find the show notes. Don't assume people know how to subscribe to your show. Your listeners may not know where to find your show notes. If you want them to e-mail their questions, show them an example of a great question. EASY The third step is the ease of engagement. Make it easy for your listeners to engage. Nobody wants to jump through 3 hoops to help you. "Visit the website. Click about. Scroll down a third of the page. Look on the right and find the green button. Click that and visit that webform. Fill out the form and click submit. Check your e-mail for the link you'll get. Click that link and submit your question." You lost me at scroll down. If it isn't easy, you won't get action. Easy also means FEWER options. Many people think more options are better. That is false. If I suggest you e-mail me, text me or visit the website to submit your question, you now have to decide which is better for you. This is just more work. More decisions mean your listener needs to evaluate the options, decide which is best for them, and then take action. Too much work. If you have multiple options, rotate them through different episodes. Offer the e-mail this week and the texting next week. LOCATION The fourth step is engagement location. Engage where they are. If you listeners love chatting on Facebook, don't try to get them to comment on your YouTube channel. When your listeners are comfortable e-mailing you, stick with it. Don't waste your time trying to get them to text you if that isn't their preferred method of communication. You need to get out of your comfort zone and go play where your listeners play. If they are in Facebook groups, be seen in Facebook groups. If there is another podcast they love, find ways to partner with that podcast. Be where your listeners are. BENEFIT Finally, include a benefit to engagement. This is the fifth step. A benefit could be a lead magnet or other piece of value they receive for engaging. Maybe everyone who e-mails you receives your checklist or cheat sheet. Benefit could also simply be highlighting them on the show or answering their question. When you answer their question, give them love. Direct people to them. When engagement benefits the listeners, they are more likely to engage. 8 IDEAS If you would like a ton of engagement ideas, I have created a resource for you. It is 75 Ways To Drive Engagement With Your Podcast. You can get it at www.podcasttalentcoach.com/engage. The ideas are separated into half a dozen different categories. Here are 8 of those ideas. Run for office by meeting as many people as possible. People vote for those they have met. Ask great questions. Have listeners submit questions for question of the week. They get attention. Create a crowdsourced episode. Include a link to engage in your e-mail signature. Ask your listeners to share. Create community. Highlight members. Create partnerships to promote each other. Get more on the idea list at www.podcasttalentcoach.com/engage. Come join me at Collaborate. It will be the best 3 days you could spend to make the next year larger and more successful that you can imagine. Get all the details at www.podcasttalentcoach.com/collaborate. I can't wait to see what you accomplish.   Let's turn your information into engaging entertainment.

At the age of 50, Anthony Reed co-founded the National Black Marathoners’ Association with his friend, Charlotte Simmons.  Fifteen years later, they have grown from 2 people to about 16,000 members!  He’s also one of about sixty people in the world, who completed the marathon “hat trick.”  having finished over 100 marathons, completing a marathon on all seven continents, including Antarctica.   (Fewer than 225 people in the world have done that and he’s the first black person in the world to accomplish that feat.)   The last part of that hat trick includes finishing marathons in all 50 states.  He is now 65 years old, and still running.  He has published five books.  His sixth and latest book is From the Road Race to the Rat Race: Essays from a Black Executive Marathoner.  In this episode, we talk about the mindset required to bust through personal limits and what drives him to excel.

Almost everyone who lives in a rural area is well aware of the challenges with infrastructure and services — from keeping schools open, to attracting and retaining doctors, to building roads and fixing bridges. Fewer though are likely fully aware of just how far behind their local town or municipality has fallen in keeping up... Read More

All you hear from the mainstream is how horrendous the spike in Coronavirus is...what about the GOOD news? The news that far FEWER people are dying because our nation has been mobilized into action? I have the intel on that story. Plus, new developments in Biden Inc... amid new questions about his age thanks to yet another gaffe (a rather big one, if you ask me.) And, Hillary Clinton...seriously? She's back?! Find out how she's comparing herself to Trump now!  See omnystudio.com/listener for privacy information.

Amongst other topics, this week we dive into Halloween stories, our costumes & parties. Which Halloween costumes should be canceled? Socially distanced Trick or Treating. Carol Shelby movie on Netflix: he was an international racing star, failed chicken farmer, creator of the Mustang Shelby, AC COBRA, Daytona Coupe. His life lessons of never giving up were fantastic. They made a movie recently about it. Ford v Ferrari. 24 hrs Lemans. To this day, Sean’s dream car is a 1966 Ford gt350 Shelby Mustang. Although, he would like one from Revology https://revologycars.com/car/1966-shelby-gt350/Shelby American: The Carroll Shelby Story https://www.youtube.com/watch?v=b9_H_SxJalESean’s dream garage is a neat workspace for working on his old Ducati motorcycle.Audience emails: Tractor Pulls & Pickup Pulls explained; now we’re fans!Using Tile to find things you lost… also a good idea to put in your kid's shoes. https://www.thetileapp.com/Automated lawn sprinkler systems are expensive.iPhone 12? iPhone 11? New features, better camera? Are they any good? Why don’t they come with a manual? Pixel 4 does not pair with android auto. Cell phones are not ergonomic. More info on Billy Sol Estes the Texas Con Artisthttps://www.youtube.com/watch?v=_H_MXbPDfSghttps://www.youtube.com/watch?v=3zAyEpSq790Children raised by helicopter parents are growing up and we have a bit of a mess on hand. Kids should not get trophies unless they win.Talking about Joey Diaz: peals of wisdom from a flawed human (we’re all flawed, he just has the cajones to share his flaws publicly). UNCLE JOEY’S JOINT Podcast “In California people pay to keep your kids entertained, elsewhere, kids learn to entertain themselves.” Paraphrased, but a great point. https://youtu.be/ho5oUnvus8k?t=1992 ...Adversity, and competition are helpful in childhood. Man-cave or Bond villain fortress? Guns N' Roses Pinball, a stereo system, a 2020 Epiphone 1959 Les Paul Standard, pool table, dartboard, a shark with laser beams, missile silo & setting up a home gym.Sober October updates: Sean is feeling clear-headed, Kati feels sharp as ever. Fewer calories = losing weight.Kati’s Tik Tok @Katimorton Sean’s Tik Tok @hatori_seanz ------ Video version of Opinions That Don't Matter https://www.youtube.com/c/OpinionsThatDontMatter Ask Kati Anything! (2nd podcast) audio: https://askkatianything.buzzsprout.com/Ordering Kati's book Are u ok? http://bit.ly/2s0mULyONLINE THERAPY I do not currently offer online therapy. BetterHelp can connect you with a licensed, online counselor. I receive commissions on referrals to BetterHelp. I only recommend services I know and trust. Show email: otdmpod@gmail.com BUSINESS EMAIL linnea@toneymedia.com MAIL PO Box #665 1223 Wilshire Blvd. Santa Monica, CA 90403

On today’s show we’re trying to make sense of some of the latest statistics that are being reported in terms of national home sales. A new report yesterday in the Wall Street Journal reported that home sales rose to a new 14-year high in September, bolstered by robust demand and a shortage of homes for sale that is making the housing market one of the brightest spots for the U.S. economy. Existing-home sales are up 9.4% in September from August to a seasonally adjusted annual rate of 6.54 million, the highest rate since May 2006, according to the National Association of Realtors. The September sales represent a 20.9% increase from a year earlier. The numbers of August sales were similarly glowing. The August existing home sales were up 9.1% compared with 2019. All of this points to a booming housing market, one of the brightest spots in the economy. But here’s the problem. Depending on how you slice and dice the data you can construct a different narrative, a different explanation of what it happening. We all know that we went through an artificial downturn in housing sales in the Spring. This was the result of widespread shutdowns of the economy and the shelter in place orders that were in effect for close to 90 days across major parts of the nation. If you compare sales in the first 9 months of 2019, to the first 9 months of 2020, we have not yet matched the sales volume of 2020. In fact, in the year to date we have only sold 97.9% as many houses compared with 2019, a reduction of 2.1% compared with this time last year. Are we having a booming market? Are we just catching up from the shutdown in the spring? The number of home sales in 2018 were higher, 2017 were higher, 2016 were higher. You would have to go back to 2015 to find a rate of home sales that are on par with the year to date numbers for 2020. Yes, we’ve had a strong recovery in home sales. But comparing the September 2020 statistics to the same period last year makes no sense. It’s not a reasonable comparison. It’s a little bit like putting a dam in a river that flows continuously. You then open the dam and say “Wow look at how much water there is.” No kidding Sherlock. It may be amazing how much water is flowing, but not surprising. The pundits that are used to reporting statistics a certain way, are continuing to do so. Why? Because that’s how they’ve always done it. There’s nothing normal about 2020 in any way. So if you’re going to quote statistics, you need to look at the big picture. I’m tired of seeing the weekly unemployment numbers being reported by the bureau of labor and statistics. Fewer people filed for unemployment this week, so they conclude the economy is on the mend. These types of reports are ridiculous to be quite frank. It’s not just the National Association of Realtors who do this. Virtually every real estate board is quoting statistics the same way. Why? Because that’s how they’ve always done it. Even in my home city of Ottawa Canada, the same thing is happening. Last week, the September numbers were published for my home town. The numbers are amazing. Sales volumes are up 35.1% compared with the same month in 2019. Hurray. But if you zoom out and look at the big picture, sales volume is down 4.9% compared with the comparable first 9 months of 2019. Look folks, I have no problem with taking a look at statistics. They can be very helpful in determining what is happening in the market. But when statistics are published, I urge you to apply your own thinking and analysis to what the numbers mean. Don’t get me wrong, I don’t think anyone is out to mislead you about what is happening in the market. Don’t just accept a journalists interpretation as the truth because it may not be the entire picture.

Throughout my 20 years owning a Salon, I fought my way through many crazy Christmases...exhausted and burned out, until I discovered some key ways to truly make a shift and move from exhaustion to exhilaration. Like, let’s be real… For most other people, Christmas is a happy time to spend with family and get festive, but in our Industry, it can often feel like we're the only ones working ourselves to the bone! It's the harsh reality we Salon Owners know to be all too true: The Silly Season can feel more CRAZY than silly in the Hair & Beauty Industry... It's time for that to change. I want to share my advice with you, based off my own exhaustion to exhilaration experiences as well as those whom I work with. I'm going to share with you 12 fun and easy steps to help you make this Christmas-Cray-Cray your best Christmas yet. If I can do it... I know you can do it! Here are three reasons why you should listen to the full episode: Enjoy the Christmas Cray-Cray-Season this year without losing your sanity! Fewer team-dramas to deal with and more time to focus on happy clients 12 simple steps to working smarter (not harder) this Christmas - meaning less exhaustion and more exhilaration   Let's chat...I'd like to chat with you a bit more about your business and how I may be able to help you. Just https://bit.ly/ChatwithMeSalonMastery (click here) to jump over into messenger & chat!   Resources:https://www.facebook.com/groups/salonownerscollective/ (CLICK HERE) to join the Profitable & Successful Salon Owners Facebook Group https://m.me/salonownerscollective?ref=ChristmasSurvivalGuide&utm_source=podcast%20page&utm_medium=manychat&utm_campaign=christmas%20countdown&utm_content=get%20the%20guide (CLICK HERE) to grab the FREE Christmas Game Plan   3 Powerful Quotes from This Episode"After years of frustration, I fought my way to Salon Success through grit, trial & error." "I help salon owners like yourself Grow a Rockstar Team, leading them to Smash Sales targets, Attract and Retain Dream Clients & step into the role of 'Salon CEO'" "Enjoy this Salon CrayCray-Season, without losing your sanity!"    

Fewer people have at least 1 bank account; Automakers face challenges with electric batteries; Intel nears $10 billion deal to sell memory-chip unit; Recent study suggests that apprenticeships lead to higher incomes; Simran Sandhu reports.

It seems like the world is getting worse by the year. More compromise. More sin. Fewer and fewer people following God. Even those who used to follow God have been falling away.  Sound familiar?  This is the world in Genesis 6. We’re now 10...

Managing media lists got tougher when the COVID-19 virus sent all of us, including journalists, home to ride out the pandemic. Fewer reporters can be reached through newsroom phone lines, and the number of emails they’re getting now has likely skyrocketed. How can you overcome this challenge?Robert checks in with two pros who build, manage, and maintain media contact information for Cision's industry-leading database, Cision Connect. Kristen Sala, Senior Director, U.S. Media Research, and Erin Gentry, Senior Product Marketing Manager, visit the show to tell us how we can tackle our media list frustrations.Also, Robert announces a big win for Sarah, Tim loves his free t-shirt, and Philly pros brace for a political comms discussion days before the election!Links:Abbott and Costello: Who’s on First?Guest: Kristen SalaGuest: Erin GentryCision ConnectFlashback: The ShadowO’Dwyer’s PR Newsletter

by Daniel Bortz The pandemic’s latest effect on the housing market could be a good one for borrowers: Fewer mortgages are requiring a home appraisal, which is making it a whole lot easier for some people to purchase a home or qualify for a loan refinance. According to a September report from the public policy think tank American Enterprise Institute, appraisals were waived on 42% of all government-sponsored purchase and refinance mortgages in July, up from roughly 20% in December.