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Keith discusses the recent executive order by the White House, which could bring Americans closer to retirement plan access for real estate, private equity, and crypto. He also interviews two listeners:  Luke Frizell, a Navy officer who leverages principles from the show to invest in residential assisted living (RAL) properties, and Dr. Axel Meierhoefer, who uses turnkey properties and agricultural investments to build a diversified portfolio.  Both guests share their strategies and insights into real estate investing.  Resources: Explore the exclusive Texas income property deals available to Get Rich Education listeners, with up to $41,000 in incentives, book a strategy session here. Show Notes: GetRichEducation.com/567 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith, welcome to GRE. I'm your host. Keith Weinhold, it's an episode focused on you as we feature two GRE listener guests today. See how they've leveraged listening to this show into real world, real estate investing action then a property opportunity to announce to you on get rich education.   Keith Weinhold  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:22   Welcome to GRE from Mannheim, Germany, to Mannheim, Pennsylvania and across 188 nations worldwide. You're listening to get rich Education. I'm your host. Keith Weinhold, you probably grew up playing the board game Monopoly. Well, imagine playing Monopoly and never buying an asset that generates income. What if you just went around the board collecting $200 giving your money to the rich and trying to stay out of jail. Does that sound ridiculous? Well, that's how most people live their lives. We don't do that here at GRE we add real assets that pay us while we own them, and more and more people can potentially soon get exposure to these asset types. The White House recently reported that Trump made an executive order that is bringing Americans closer to getting retirement plan access to real estate, private equity and crypto. I mean, think about what that could do to overall real estate demand, pushing up prices. It could make the industry boom. Sort of how the advent of 401, KS helped the stock market boom. Also, another development is that in order to qualify for mortgage loans, crypto could soon be used as an asset in your mortgage qualification. That's per the FHFA, and that's what they're moving toward. Now there's been a lot of novel information and developments and stories like that this year, as we're in a presidential administration that shakes up all kinds of status quo policies, from foreign wars to tariffs to us real estate. Journalistically, it's important to be accurate and avoid misinformation and false news as the AI era is near its nascency. Still, you have got to be increasingly cautious about where you get your information. I got a stark reminder of this recently, now former presidential candidate and HHS Secretary, Robert F Kennedy Jr and I recently did a stair climber workout together at a gym. You probably know that RFK Jr leads the MaHA movement make America healthy again, which I support, and much like me, he's an avid fitness enthusiast, and that's the kind of stuff that we talk about. Well, there are now some photos of RFK, JR And I out there exercising together, something that's okay with me. I'm even proud of that. I shared one of those on my social media myself. He and I don't talk politics or vaccines or even diet or just exercise enthusiasts. That's what we talk about. That's our common ground. Well, a Facebook post of RFK JR and I exercising together, and here's where the terribly irresponsible misinformation comes in. Meta AI has a one touch link from there to what they call Weinhold and RFK Jr collaborations. Here's how it reads. I'll read it all word for word, and so much of it is false. Keith Weinhold and Robert F Kennedy Jr have a close friendship that has garnered significant attention. Keith Weinhold, a businessman and podcaster, has been a vocal supporter of Kennedy's work and advocacy their friendship has been built around shared interests and values, including their passion for environmental issues and their skepticism of mainstream narratives. Weinhold has often featured Kennedy as a guest on his podcast, where they discuss issues ranging from vaccine safety to corporate accountability. Together, they have collaborated on various projects, including the promotion of Kennedy's book the real Anthony Fauci. Their friendship has been subject to scrutiny, with some critics accusing them of spreading misinformation. That's the end of the meta AI page. What in the world? How do they come up with this stuff? The only shared interest we've collaborated on is fitness at the gym. And you as listener know that he's never been a guest on this show. Now, if his expertise were real estate investing or economics, well, then I might invite him on. How does meta AI come up with this stuff about vaccines and Fauci I mean, that is so far away from my area of focus. I haven't weighed in on any of that stuff. My gosh, this meta AI page, it is published work for all to see, and it is about 90% false. So my point is, there's a lot of information out there about everything from real estate investing to endangered sharks to cooking tomato soup. Be careful. Pay attention to information that has cited reliable sources. And AI in its current fledgling stage, it really muddies the picture. One thing that might help is that open AI's chatgpt Five, which recently debuted, it is better. It's an improvement. For example, if it does not know the answer to a question that you have, it will tell you that it does not know the answer, instead of making up something fake just to give some sort of answer like previous versions. Did we need more of that coming up here on the show. In future weeks, we have vital monolog material from me, as always prominent guests, new guests and repeat guests. Last week, I answered your listener questions here on air, you can always write in with your questions or comments at get rich education.com/contact this week, it's interviewees like you, as I talk to the first of two listener guests.   Keith Weinhold  8:17   He has been an avid GRE listener for a few years, and says that he shifted from bigger pockets and other content over almost exclusively to get rich education for real estate and market content. He uses the principles taught through GRE to focus on his niche, which is residential assisted living, R, A, l, investments at the single family home level, he owns two single family units that also have ADUs and a handful of Ral units, which has helped him reach his goal of replacing his military income with property cash flow. He is a husband, father of three boys and active duty Navy officer currently stationed in Virginia Beach, Virginia, a buy and hold investor. He began investing in real estate in 2017and now owns a portfolio that includes rental properties in San Diego, five Ral homes in Phoenix and GP stakes in two Ral syndications. He is also the founder of open range capital in the Ral room, there are two platforms dedicated to scaling the Ral model. Again, that's residential assisted living, scaling those across the US. And when he's not serving or investing, you can find him on the lacrosse field, playing, basketball, training, Jiu Jitsu or chasing down any kind of competition. Hey, welcome to GRE. Luke frazell,    Luke Frizzell  9:37   Keith, thank you for the introduction. Appreciate that very kind. And once I started investing in 2017 I got started with the bigger pockets train, and pretty avidly listened to their podcast and taking some action on my own, I actually found your podcast and your website, and it was so much more efficient in the information that I needed to hear. I. Know, and the the time that I could spend actually paying attention to real estate news and the important things that I need to be paying attention to as an investor, that I exclusively and paying attention through your email list and through your podcast, it's always great information. So I appreciate being on and thanks for having me. Keith,   Keith Weinhold  10:18   thanks. I try to keep things nutrient dense around here, Frizzell is spelled F, R, I, z, E, L, L, and look, I know your investing philosophy is strongly influenced by one of GRE most seminal and central mantras, and something that the world first learned right here on this show back in 2015 real estate pays five ways. Tell us about that.   Luke Frizzell  10:42   That is one of the best just mantras for whenever I'm talking to people about getting into real estate, yes. And I literally say, what the five ways that real estate pays, because that's how I heard about it was through you. And I was like, That is such a perfect illustration of why this beats, let's say, the stock market, or why this beats a lot of other investment vehicles, because you're not just getting the cash flow, which is a huge reason why people get involved in it, and that's actually the first thing that I'm scrubbing for whenever I'm looking for an investment. But of course, you're hoping for the appreciation, which I really just count as the cherry on top. And if I'm looking at a market from the macro lens, I'm making sure that the the city is growing, the jobs are coming in, there's a decent population, and at a macro level, that's the first thing you need to do before you dig into a city to make sure it's good to go. When appreciation happens, it's probably because those things are all in the right spot. And you're you're picking the right neighborhood, but just, you know, leverage, and being able to buy with 20% of the full amount down, that's a huge piece. And just the hedge against inflation that you get through a loan all the ways, I'm probably missing one, but that's one of the first things that I say when somebody's on the fence on whether they get into real estate investing is, Hey, these are the five ways I learned it from Keith's website, and I'll point them to you guys. That's how I found residential assisted living was really Yes, I had been an investor in San Diego and had great success there with, you know, the buy, rehab, rent, refinance, repeat, the burn method, and putting those five ways into practice. But what I really wanted, as I was looking towards getting out of the military in a few years was more the cash flow piece. So that's what drew me to Phoenix. I actually heard a podcast where somebody was talking about this strategy where you buy a home and you lease it out to a senior care operator and they are paying two to three times the lease amount that you would pay or get from a single family rental, and yet you're also getting all the benefits of real estate. So it seemed pretty hands off, which checked the box for me on that since I was working an active duty job, and then it was also very high, high cash flow. So that's what got me into residential assisted living, and has kept me into it, and I've brought a couple partners into what we're doing, and really bringing my partners in is brought us so much further than I would have ever gone myself. The core tenets of five ways real estate pays has definitely influenced my thoughts as an investor and everything that I've done   Keith Weinhold  13:16   yeah, I can't believe more people don't talk about the compelling why for real estate investing? And I think real estate pays five ways. Is the most efficient and comprehensive way of doing that for sure, when it comes to Property selection and adding to your portfolio, like you touched on, I know that you like to say that you don't chase doors, you chase quality, and you have sort of this peace of mind with intentional investing over scale. Can you tell us about that?   Luke Frizzell  13:43   That's a great question. It was really a forcing function that formed my investor mindset was it has to be quality, because I don't have the time as somebody who's doing a full time job that's very time intensive, and sometimes I'm leaving for months on end before I come back and in my spouse works in something completely separately, so she doesn't have time to manage properties and things like that. It was forced upon me to be very efficient with what I invested in, and my wife was not. She, just like me, didn't grow up learning about real estate investing, so they had to really hit bang for buck whenever we made that first investment in order to buy her or get her buy in on it. And when that first rental check came in, I was able to take her out to a sushi dinner and say it was paid for by our our tenants. And that was kind of the first buy in piece Got it, got us in there. But, yeah, I really Chase quality. And we were very fortunate, and got a little bit lucky with the timing of our properties in California with covid and the interest rates we bought to early on in 2017 and then in 2020 before interest rates started going up, before prices got crazy out there. And those have done really well for. For us. But as interest rates continued to rise and as prices on homes continued to rise, I had to keep the efficient piece in the back of my mind. That's when I heard about the senior care investing number one. I was like, hey, yeah, the demographics, it makes sense. There's so many, that demographic of seniors, the boomer generation, reaching, you know, 80 years old, and coming to that time of life where they need care that is not going down. The medical system as flawed as it can be in our country. You know, people are living longer, and we need to house them, and people don't want to stay in a big box facility anymore that feels like a hotel and not personal, and you have a one caregiver to 30 resident ratio. People want more personalized care, like you would get at a private school. At a public school, you get what you get, and you don't throw a fit, which kind of the analogy I make for a facility versus residential assisted living. So what we invest in is the residential level, where you actually buy just a regular house and it may have four or five bedrooms in it, and let's say three bathrooms, and if it's a single story home that has, let's say 3000 square feet, that is a prime home to actually build out into a senior care home. And every state needs these. Every state has different laws and rules and regulations as to what some are going to require, different size door frames, different width requirements in the halls, ramp requirements, of course, for wheelchair access and such. At the end of the day, every state needs more housing for seniors, and it's really going to be an education piece on getting people up to speed. We have five homes in Phoenix doing this, this model. There's a lot of network already available there. Like people love to retire in warm weather. Phoenix is just a hotbed for these residential assisted living homes. So that's where we got started. But when you move into, you know, let's say rural Nebraska, it's not going to be as as prevalent. So you really got to do a lot more networking and education to zoom back to your question about quality over quantity. If you think about scaling to $10,000 per month in passive income, quote, unquote, passive, the way I look at it, if I can have one residential assisted living home that nets $10,000 per month when I talk about the one residential assisted living home that could make net $10,000 per month that would be running the operations yourself, where you have let's say the average resident across America is going to pay 4000 to $6,000 per month to stay in a home like what I'm talking about if One home, let's go with the low end of $4,000 per month has a capacity of 10 residents in the house, then you can have 10 residents at $4,000 per month. So that's $40,000 gross. And then if you the average, if you're running an efficient home, just having straight up staffing costs, that maybe cost you $15,000 per month, and then you have your mortgage and your debt, that takes you another $10,000 per month, and let's say another five for excess costs and food and things, that's $30,000 of expenses. So 40,000 minus 30,000 is $10,000 per month. That's an efficiently run home. But that is not the height of what someone could do with this strategy. We have partners that do $40,000 net per month in this strategy, and that's generally in the dementia care, memory care space. What we did when we started was something called the lease to operator model, and that's a little bit more hands off, actually, I would say a lot more hands off than the actual operations of the home, like what I just said, because if you're doing the staffing and you have the business liability, that's all pretty involved, and there's a lot of education and a lot of networking that you need to do to get to that point. When I got started in this, I did the least operator model, because I was time constrained and I didn't want to actually get involved with the hands on care number one, because I was in Virginia Beach, and the homes that we were buying were in Phoenix, so there was no possible way for me to do that when we bought our first home at 10 capacity, so there's 10 residents that can fit in the home. I found an operator and vetted them and moved them into the house, and they're paying me a lease for five years, so it's somewhat of a commercial lease, but it's a residential home, and I actually got residential insurance on the house. The business owner that is leasing from me has the business liability insurance, and now they're paying me two and a half times what would have been the regular lease amount that I could have gotten for that home. So in that area, they're paying me $8,000 per month on a five year lease, and that goes up 3% per year. However, if I was renting that out like a normal house, I'm. Be getting 2020 $500 per month, every month, on a long term lease.   Keith Weinhold  20:05   That's this way the manager operates it, rather than you, right? So I   Luke Frizzell  20:09   actually empower the manager, or this operator, is what we call them. That's why it's leased to operator. I empower this manager to actually run it themselves. I don't tell them you can't paint the inside of the house. I don't tell them you can't redo the floors when you want. If they want to do that, that's on them, but they owe me that lease amount every month, and I empower them to run the home however they want. What I'm making sure happens is I'm paying for the insurance on the house, and I'm making sure the roof is stable and the walls are not going to collapse. Everything else, from utilities to whatever is on them, and they are a full fledged business owner in there, and hopefully they stay once the five years is up.   Keith Weinhold  20:48   That's a really interesting way to do it, by the way. Just dropping back to your earlier comment, I like how you say your wife doesn't have time to do the property management. I think we both know that we are protecting her standard of living and quality of life when she is not the property manager. Yes, I think it's common knowledge in America that the senior population is growing faster than the overall population. In fact, about four past GRE episodes featured the late great gene Guarino here on the show, a big educator in the residential assisted living space. We've got this aging population, the silver tsunami, the demographics about it are surely undeniable. I think a holdup for some people is that you're merging real estate investing with an active business. However, you've just described something where you're sort of withdrawing from that active business part, getting a leaseholder to pay you two and a half times the market rent, if you just had it as a buy and hold property and having them operated, is that right?   Speaker 2  20:48    Yeah, and I that's obviously a rough I say two to three times. I like to call it Airbnb numbers in a good market, without the stolen paper towels.   Keith Weinhold  20:48   You know what I mean? Like that, the stolen paper towels, the vacancy, the managing a listing, the clean. So   Speaker 2  20:48   you're doing all the you're getting the reaping the rewards of, let's say, an Airbnb without any headache. Because once you've set that operator in there, and you've empowered them to do it, and you have a rock solid lease, you're wiping your hands clean, I have to reach out to my operators to get an update from them to make sure that everything's going well, because they're not reaching out to me they're running their home. And hopefully, if I've empowered them the right way, and I am allowing them to be successful, and they reach out to me and say, Hey, Luke, I want to actually expand operations. So if you buy another house in this area, let me know, so that I can expand my operations there as well.    Luke Frizzell  21:23   Yeah. Well, do you have any last things to tell us about the residential assisted living for example, I know you have four strategies. For one, to get invested in it.   Luke Frizzell  22:44   That's a good question. And and just to hit on your last point, you're I actually like that. You can mix the real estate with the business, if you have time for that. And many people can do that, especially if you come from a healthcare background, or you're a nurse, that you're just looking to do something out on your own and not just spending your hours working at the hospital. And maybe you're a caregiver that's not paid well enough, and you're overworked, but you know that you could go and do something like that, or you're a doctor, a lot of people can go out and do this themselves, but if you're like me, and you're just a working professional that doesn't have time to get into that, but you do have people skills, and can figure out, like, Hey, I've interviewed about five different operators for this, and I can tell that this one meets all the marks, and they're going to get in there, and I can trust them, and they have a good, extensive experience in this space, and they're going to pay me a reasonable lease. That makes sense for why I'm putting the risk into this. Yeah, I'm going to pick them and get them in there. That's a really good option for people. So that's one of the strategies, is lease to operator. Another strategy is the one we already talked about, which is own and operate. So you're getting the power of real estate. You're leasing from yourself as so it's one entity, one business entity owns the property, one business entity owns the care business, and you're leasing from yourself, and there's some major tax benefits to doing it that way. That's obviously the most time intensive, and you're probably going that route if you want to make this your life's path. The other option is actually, if you don't have the money right now to buy a house, but you have the drive and you have the experience to get into the actual operations, you could just lease from somebody like me and who owns the house and doesn't want to get involved in the operations just yet, and now you can just set up a lease with them. Phoenix is a really good hub. Houston is a really good hub, but cities across America are going to start finding out about this and needing to get this into their advertise, basically because the senior housing issue that we talked about. And then finally, you can passively invest in these through open range capital, we are investing in these, and we're actually developing some memory care homes in Northern Virginia right now. So if you go to open range capital, you'll be able to find opportunities to invest in these as a passive investor. Or there's folks in the rail room who are building. Memory Care Homes in Houston area, and they're offering over 20% returns to people who just want to, hey, you have money, but you don't have time, and you don't have the interest to actually do some of this yourself. But you understand the power of residential assisted living, and the way that this medical problem and the senior care housing issue is growing in our country. Well, you can put your money there instead of doing it yourself.   Keith Weinhold  25:25   These are four distinct strategies for investing in residential assisted living, from the very much hands on to the passive hands off. Oh, this has really been helpful. Why don't you go ahead and let our audience know how they can learn more about the Raoul room and your website.   Luke Frizzell  25:42   Thanks for that. So we saw that there was a huge knowledge gap between real estate investors and business owners. And just anybody who's an entrepreneur thinking about how to get into this. You see the Cody Sanchez's of the world talking about business ownership and all those things you hear about the problem with our senior housing. And if you put those two things together, there's a huge gap in the marketplace. We wanted to educate people on this, because when we got started, there was a lot of unknowns, and it's really hard to sift through all the confusion about, you know how to get licensed. How do I know how many people I can fit into my home and actually care for? How do I find operators? How can I learn from other people who are actually doing this across the country and figure out which market to get into? So we wanted to combine all of that and have a network of people who know how to find these homes, know how to get you started in doing these and of course, we've been learning along the way as well, and that that was part of our goal as well when we started the Ral room. But we have a community of over 115 people. At this point, you can go to the ralroom.com r a l room.com and find out more. It's a great opportunity to learn about what it is. We have freebies in there about how to get started, from one to 10 step guide, and we even have a free podcast called The Ral room podcast. So tune into that. If you haven't done it yet.   Keith Weinhold  27:04   This has been informative, terrific stuff from Luke Frizzell. The audience will benefit from your point of view. Thanks for your time and intention today.    Luke Frizzell  27:14   Yeah, absolutely, Keith. Appreciate you.   Keith Weinhold  27:17   This was our first of two GRE listener guest profiles. We've got the second one when we come back. I'm Keith Weinhold. You're listening to get rich education.    Keith Weinhold  27:26   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  27:58   You know what's crazy your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866,    Richard Duncan  29:08   this is Richard Duncan, publisher on macro. Watch, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You   Keith Weinhold  29:26   this week's GRE listener guest profile is with an Air Force vet turned real estate investor, and today he even runs the ideal investor show. He's from Germany and lives in San Diego today, using strategies like turnkey real estate, 1031, exchanges and more. He now owns multiple properties in different countries and states. These include the states of Ohio, Idaho, Illinois and Florida, and the nations of Belize, Panama, Spain and more. He's been a GRE listener since episode. 100 which was in 2016 and this helped him connect with income property providers and get started and really growing his wealth through compound leverage, not just compound interest. He ultimately ended up with eight properties in what he calls well performing locations. Hey, it's great to have you here. Welcome to GRE Dr Axel meyerhoffer, hey, Keith, thank you for having me. Meyerhoffer is spelled m, e, i, e r, H, O, E, F, E R. I know that coming on to GRE is something that you've wanted to do for a while, but let's pull back first, what is your doctorate in? And then how do you use that degree or distinction today?   Dr Axel Meierhoefer  30:40   Well, my doctorate is in organizational change and leadership, and the dissertation that I wrote as the study at the end of the degree program was about business coaching and whether it's better for a company to have internal coaches versus external coaches. And when you're diving really deep, my like, I don't know if you're aware, but PhD stands, at least in my book for pilot high and deep, high and deep, right? And so, you know, I really dug into this, and what I learned about coaching is still helping me, even though idea wealth grow is a little bit more mentoring program than a coaching program, but still, the practice of engaging people and getting out of them what they really want to accomplish is valid every day   Keith Weinhold  31:28   when we wonder about what's piled high and deep, I'm sure that thing is knowledge couldn't possibly be anything else. Dr meyerhoffer, tell us what you learned from listening here that piqued your interest?   Dr Axel Meierhoefer  31:43   Well, the one thing is, I had found the book turnkey revolution, by Chris closure, who, for those who don't know he, is the one of the family members of the founders of Memphis invest that is now known as Rei Nation. I'm sure you're very familiar with it, Keith and I've heard of them. Yeah, I read the book, and it was very helpful, but it wasn't very clear, other than his family's company, how do you apply this as a regular investor, which I was at the time. And then I listened to your episodes over and over, talking about how you can use turnkey investing to invest out of state, being far away. And I remember, if I'm not mistaken, that you were in Alaska and investing somewhere in lower 48 and so that kind of got me triggered to look into that.    Keith Weinhold  32:30   You figure, if you're in San Diego, you can invest in Alabama, if a person from Honolulu or anchorage can do that same thing. All right, so you've built up, it sounds like, is it eight turnkey properties? It's   Dr Axel Meierhoefer  32:45   eight turnkey properties. And then I have a few other things, like, I also listen to episodes that you had about agricultural investing. So, yeah, like in Panama, the first investment was in a coffee farm. And then a little later, I also discovered some you would call them, like little cabin, kind of like vacation cabin investments and stuff. So yeah, I've actually learned a lot and benefited, and I always appreciated that, you know, you're not just saying, Hey, here's something you can do, but you oftentimes have a connection or relationship with an organization. And so several times my investments were at least informed, let's say, by GRE,   Keith Weinhold  33:26   yes. And oftentimes I'm investing right next to you, the investor myself, with some of the same GRE marketplace providers. You have eight properties. Are they all cash flowing? Are they all producing positive cash flow?   Dr Axel Meierhoefer  33:41   Yeah. I mean, that's actually one of the things that I wanted from the get go, and that's also part of our idea rights grow a mentoring program to look at properties now. Right now, with the higher interest rates, it's admittedly a little harder to find locations and properties that have a good balance between the quality of the property, the area that the property is in and then also being cash flowing. We have fundamentally for renovated properties. We're still looking for 1% rule. It's harder to find, but you know, as a starting point to say, Should I even consider as long as it's close to that most of the time, the numbers work out, even at seven or eight percentages, you still make at least a little bit of money   Keith Weinhold  34:20   overall. Yes, the real estate deals just aren't as good as they were, say, five years ago, because both rents and prices are up, but rents haven't risen as much as prices have. I still don't know where you're going to find a better risk adjusted return in any investment, though, than with income property bought with a loan.   Dr Axel Meierhoefer  34:42   Yeah, I'm with you on that. And I mean, I remember vividly, not in only in books and other research, that people have this apples to oranges comparison thing going on all the time, right? I always say, Okay, well, tell me if you can buy stocks where somebody gives you 80% of the money, and I already need to put 20 right? What tell me if you can buy stocks and somebody says, Oh, the stock is gonna depreciate in the next 27 and a half years. So, you know, you write some of it off your tax return, and those kind of things. Tell me where somebody gives you money but allows you to keep 100% of the increase in value all these things. I mean, you have beautiful graphics and stuff that you made over time, but when you really try to do apples to apples comparison, there's nothing there. And one thing maybe for the audience, that I think is an important thing to know is, and I know Keith, you have said this so many times, real estate, especially residential real estate and investing, is really the long term game. And that also means to realize, okay, even in times like right now, you might only start with, like, 50 or $100 positive cash flow. But when you look at the longer term, I always say, and I say this to our clients, the first five and maybe right now, it's more like seven years. It's kind of like the hard time of this investment where you just barely break even, where you might be a little disgruntled when you get a maintenance bill and you haven't really built a big reserve yet, because you're still with your first few properties, but when you look at the trajectory, and I can see it now, you know, I've six years in all properties are cash flow positive, the rate that we're getting, even if we only increase rents by 2030, $35 a month, year over year. Like you said, right? You want to train your tenants. When I look at the overall picture, it's basically getting better every year. If you have that in mind, to say, I make an investment. I call, by the way, the point what we want to get to. I call that the time freedom point where your portfolio generates enough cash flow so yet you have a choice to say, Do I go work or do I live off the income? And that is why you still have mortgages, right? So if the listeners ever think, Okay, well, what happens when one after the next, the mortgages get paid off, it's like paradise at that point, right? If you really think of it from a purely cash flow perspective,   Keith Weinhold  36:56   starting is the hardest, because it's clunky to buy your first property, and then it also takes a few years until you really feel the effect of all these wealth multipliers at the same time. You're sort of touching on the third in the inflation Triple Crown, cash flow enhancement, if you only increase the rent three or 4% per year. Yeah. So what it feels like you're only keeping up with inflation, but the fact that your principal and interest payment stays fixed means a three to 4% rent increase might be a 10% cash flow increase. As that compounds year after year, you really begin to feel those effects. But yes, it does take the addition of time, but not decades.   Dr Axel Meierhoefer  37:38   I'm with you. It's just for me, important that anybody who is considering should I get into this right, especially in an environment where people constantly pointing to the fact that the stock market keeps going up, gold is going up, silver is going up, Bitcoin is going up, right? And to me, these are the apples, and they are nice apples, don't get me wrong, right? They're beautiful apples, but we're dealing in oranges, right? And we have these five different things that you keep counting on, and have all kinds of beautiful descriptions about that we get as real estate investors. And it's a choice, right? People can make a choice, and I'm all for diversification, but if you make the choice, then you really have the beginning of building a legacy. And for many people, I find more and more that becomes important to say it's not just for me, like if you were to ask me, it's not just for me, it's also knowing that my daughter will have a much better portfolio than I ever had when I was young. Yeah, our now, like almost two year old grandson, he is going to be safe pretty much forever   Keith Weinhold  38:37   getting started and even after starting for some people, there are certain mindsets that they need to overcome. One of them is getting out of state property. So do you have any thoughts or approaches with adding out of state properties, which is still a foreign proposition to some people?   Dr Axel Meierhoefer  38:56   Well, one thing that I do and emphasize very strongly in our mentoring program is besides the investing and helping people to get the connections to like the turnkey providers and the lenders and the property managers, inspectors and stuff, the other part, and I'm sometimes almost feel, is more important than the investing itself. Obviously, it's kind of a requirement, but the other part is to really as the mentor, help people to develop the mindset of the king or queen of their own empire, or basically the owner of the investing business. And when you think about it that way, I often times portray it in the way look at all the components, all the services that you need for the out of state investor, right? You need the turnkey provider, property management, bank or lender. You need inspectors and stuff. I try to convey to people, we are building an LLC, and that LLC is hiring these people as if they were employees. And if you look at it that way, and you start adopting that mindset. And. You look at their performance like any employer would look at the performance of their employees. If the performance is great, they get praise and the raise. If the performance sucks, you let him go and get another one when you're not going to hang out with the same property management out of state, constantly complaining, not doing their job, not treating the tenants well, not treating your property well. Why would you keep somebody like that? So it's this aspect of building a mindset of, yes, you might have a job, a regular w2 job, but for the purposes of building your real estate portfolio, you are the business owner, and you're hiring all these services. And when that clicks and you start treating the people that you're working with in that way, with respect, but with every expectation that you pay them for their services so they're supposed to perform. That changes, in my opinion and my experience. That changes everything   Keith Weinhold  40:54   comes down to the fact that the team is more important than the property, and a lot of people perhaps overemphasize the geographic location of that property. Location surely matters, but it's just not nearly the most important thing I know. One approach that you take is you have this mantra that underdog properties often outperform hot properties. However, can you speak to that some more   Speaker 3  41:21   Well, I think it has to do with it, with this kind of analogy of Steady as she goes right underdog property, I'm more inclined to look in a nice neighborhood and establish nice neighborhood. I always say, Let's try, with the help of a turnkey provider, to find the ugly duckling in a nice neighborhood and get that renovated and that neighborhood, I'm not a big fan of this term blue color versus white color or anything like that, but if you bring the ugly duckling back to be the white swan of that neighborhood, you have, I believe, a very good probability that that will be a very long time longevity, well respected, well rented, well performing property, rather than, you know, running after the shiny object the most you know, like, I don't want to really open wounds, but I know that a lot of people ran to Austin, Texas, because everybody said, that's the market you gotta be in, Right prices, outrageous rents, looked good for a little while, then the property taxes got adjusted, the market collapsed, and now everybody is whining. I rather have my nice property in Dayton or in Cincinnati, and it's doing steady, as she goes, every month, every year, right? So that's what I meant by that   Keith Weinhold  42:30   a friend and prolific apartment investor, Ken McElroy, who's been a frequent guest on this show, Ken says, look for distressed properties, not distressed markets. There's a lot in that.   Dr Axel Meierhoefer  42:53   Yeah, I'm very much with Ken on that. And it's not just for apartment complexes. I think it fits just as well for single family or duplex triplex fourplex properties? Yeah, we   Keith Weinhold  43:03   want to avoid those distressed markets. It takes a long time for them to turn around, and every property in that market floats up or down with it. Well. Dr meyerhoffer, as we think about the future, you've been around this space for a while now, like you mentioned, you're even helping mentor some others. Where do you think the residential real estate market is headed the next few years? From your perspective,   Dr Axel Meierhoefer  43:27   I really have the feeling it's kind of a little bit like a coil spring that is basically being wound tighter and tighter and tighter. Because people may not agree with me. I think everybody is entitled to their own opinion, but I'm a little bit refusing to believe that the dream and the interest of owning your own property for yourself and your family supposedly has gone away. What I believe is that the circumstances both from a Can I qualify for a loan? Can I afford the price? Can my wages actually work for what I want to accomplish that balance is out of whack a lot right now, but I can totally see when we're looking in the future, that we will see interest rates coming down, properties still being in high demand. And for us as investors, I don't know if you had it on your show before, but I oftentimes being asked, you know, is it still the right time to invest. And my answer is always, like most people in residential real estate, the best time was 20 years ago. The second best time is today. Yeah. And if you adopt this idea of, like, this cold spring getting ready, I mean, just ask yourself people, the last time they really did anything meaningful was basically in 2022 let's just assume it takes another year until interest rates come down, and another six to nine months for the market to really start adjusting. So that takes us to the middle of 2027 that would mean for five years, hundreds of 1000s, if not billions, of people wanted to do something, wanted to move, wanted to get a house, wanted to get a bigger place. They've. Finally can that's kind of the window that I'm looking at with. Not to say there will never be another opportunity. But why would you wait until the market goes crazy when you have it really nice, really calm right now, almost no competition for an owner occupants. It's really an investor market right now. We can pick and we can be diligent, and we can negotiate with the builders and all this nice stuff, no time pressure. They even tell you, I know Keith. They tell you, too, when you have a client, make first sure that the client is qualified before we even talking about price. I remember times when I bought where I was told you have 72 hours to decide if you want it or not and get it under contract because of 100 people out the door who want it, it's the calm before the storm. If you ask me, I can tell exactly when that storm is really gonna hit, but nobody can convince me that if five years the market is basically frozen, that when you release it and open the door, that it's not going to be pretty crazy. Yeah, no, in my opinion,   Keith Weinhold  46:01   that's a good analogy. We're in this period where we have a compressed spring lower interest rates could open up that spring to bounce up, because we have, really, it's all this pent up demand, a pent up demand spring, and we know as mortgage rates fall, millions more people qualify increasing demand for a fixed supply of housing. Well, this has been helpful for the audience. In closing, Dr meyerhoffer, do you have any last thoughts, anything else that you want to share with the GRE audience at all?   Dr Axel Meierhoefer  46:35   Well, the one thing I would say is, you know, you want to work with somebody real estate investing, when you have somebody who has built the experience, like you have Keith with you, the programs and all the partners you're working with, similar to me, over the last 10 years, I think it's a great opportunity to do it now, where you can and have the time to learn and work together and take advantage of this relatively Calm market, because it's probably not going to stay that way. And on the other hand, I also feel that too many people are going like you said, in a slightly different context, after the current shiny object. And I would hate for people that made good money in the last year or two in the stock market to lose it all, because what goes up comes down, especially in these kind of assets, why not take some profits and put it where you really have the long term perspective, like you and I have always suggested for people,   Keith Weinhold  47:29   and is there a good resource where someone can connect with you? Because we've learned that you've taken such an interest in this and you've begun mentoring people. Is it ideal wealth grower?   Dr Axel Meierhoefer  47:38   Yeah. Idealwealthgrower.com we have a button for a complimentary conversation to just book a call. I would assume you agree. You know, when you work with people for longer term and for the personal things like money and investing, you kind of have to have a good relationship. You have to kind of in agreement where you want to go and whether you like each other and have a good energy with each other. So I always feel, let's talk, let's get to know each other. And if we decide we want to work together, then we do that. And if somebody says, You know what I really want to do, apartments. I know people. You know people, we can direct them to. Some people want to do storage units or whatever. So these conversations are really to say, let's get to know each other and see if the goals you have match with what I can help you with. And if that's a yes, then we are off to the races.   Keith Weinhold  48:24   Sort of reassuring in this algorithmic world that we live in, in this highly digital world that people you know really still matter, it's still about your connections with people. Dr Meyer Hopper, it's been great getting your perspective. Thanks so much for coming onto the show.    Dr Axel Meierhoefer  48:42   Thank you, Keith, for having me.   Keith Weinhold  48:49   Yeah, with the first GRE listener guest, Luke, it's just exemplary of how when you own the property now you make the rules, and in this case, you can increase your income multiples by converting your rental property into residential assisted living with the second listener guest, Dr meyerhoffer, I like his analogy of the coiled spring ready to open up as pent up housing demand should get released With lower interest rates. Both guests have a Military Connection, which is merely a coincidence. But today's listener guests were chosen because, unlike others that we've had here, they've each started their own real estate mentoring platforms influenced by listening to this show.    Keith Weinhold  49:35   Now in the preview to today's episode, I let you know that I have an opportunity to tell you about it's been pretty well documented that both Florida and Texas have temporarily overbuilt pockets, and this is where home builders, sometimes desperate, are willing to give you a deep deal. I've discussed Florida and their specific opportunities. What? About Texas? Listen to these deep deals, because Texas, it is one of the most in demand states for real estate investing, but cash flow is often hard to find due to property taxes and rising prices. That's why I'm excited to announce that here at GRE us with our coaches, we found a tiny stash of new construction, yet tenant occupied properties in San Antonio, the Houston suburbs and Dallas suburbs, and they are available exclusively to GRE listeners, four bed homes under 340k here's what's remarkable. There's up to $41,000 to you in incentives. That is 12% back at closing, interest only loan options as low as four and three quarter percent. Yes, they're already leased to long term tenants. This is a 19% cash on cash return potential put these properties into service and get bonus depreciation, like I discussed last week, up to $94,000 these incentives are just massive, and you can qualify with DSCR loans, no tax returns required, no w2 required. I mean, this whole thing is a bigger deal than a Bucky brisket sandwich, something else you'll find in Texas. These are all built either this year or last year. For example, like this beautiful three bed, two bath, single family rental in Conroe, Texas that I'm looking at right now. The sale price is just $279,900 and then you get all those incentives. The rent is almost $2,000 it's 1950 and it's over 1500 square feet on this really good looking property with garage. That's just an example of one of the income properties I'm talking about here. They are off market and they won't be available long. Don't miss out on this best performing Texas inventory we've seen many are already cash flowing, $500 plus a month. Chat with a GRE investment coach, and they'll show you the best picks before this inventory evaporates. Book time with them. It's free. You can do that at GRE investment coach.com. Until next week. I'm your host, Keith Weinhold, don't quit your Daydream.   Speaker 4  52:47   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  53:10   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point, because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text gre 266, 866,   Keith Weinhold  54:26   The preceding program was brought to you by your home for wealth. Building, get richeducation.com 

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Ready to build wealth and make an impact? Learn more: www.RALAcademy.com -- In this episode, I sat down with Isabelle Guarino—aka the Boss Lady of Senior Living—to pull back the curtain on one of the most under-talked-about wealth-building strategies out there: residential assisted living (RAL). If you're like me, deep in the real estate game but never touched senior housing, this episode is going to blow your mind. Isabel breaks down how you can create $10K, $20K, even $40K/month cash flow with one single-family home—without being a caregiver or medical professional. We talk about the myth-busting behind ALFs, how to convert or acquire them, where the real money is, and how to do good while doing well. Whether you want to flip one or build a 50-home empire, Isabel shows you the path, step by step. I'm seriously reevaluating my own portfolio after this one. -- About Isabelle: Isabelle Guarino is the CEO of RAL Academy, the nation's leading training organization helping investors launch and scale Residential Assisted Living (RAL) homes. With thousands of students nationwide, she's revolutionizing how real estate investors build cash flow while providing high-quality care to seniors. Isabel is carrying on her late father's legacy by turning impact-driven real estate into generational wealth. Instagram: @ralacademy TikTok: @ralacademy Facebook: RALAcademy YouTube: Residential Assisted Living Academy Website: www.RALAcademy.com -- Thank you to MotivatedSellers.com for sponsoring today's podcast! Tired of chasing dead leads? MotivatedSellers.com drops exclusive motivated seller leads right in your lap — no cold calling, no wasted time. Just real homeowners ready to sell now. Close more deals. Make more money. Spend zero time hunting. Get quality leads on autopilot at MotivatedSellers.com. Stop chasing. Start cashing. Thank you to Mando for supporting today's podcast! Stay Fresh, Stay Confident with Mando! Tired of body odor? Mando Whole Body Deodorant keeps you fresh for up to 72 hours—pits, feet, and everywhere in between. Grab the Starter Pack and get $5 off (over 40% off!) with code [COLBY] at ShopMando.com. Smell fresher, stay drier, and boost your confidence. Get yours today! -- About Justin: After investing in real estate for over 18 years and almost 3000 deals done, Justin has created a business that generates 7 figures in active income through wholesaling and fix and flipping as well as accumulating millions of dollars of rental properties including 5 apartment buildings, 50+ single family homes, and 1 storage facility Justins longevity in real estate is due to his ability to look around the corners, adapt to changing markets, perfecting Raising private capital, and focusing on lead generation which allows him to not just wholesale and fix & flip, but also accumulate wealth through long term holds. His success in real estate led him to start The Entrepreneur DNA podcast and The Science Of Flipping podcast and education company, and REI LIVE where he's actively doing deals with members. He has coached and mentored thousands of aspiring and active investors over the last decade. Connect with Justin: Instagram: @thejustincolby YouTube: Justin Colby TikTok: @justincolbytsof LinkedIn: Justin Colby

SI YO FUERA RICO con Julian Guarino 17-7-2025

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From a broke flight attendant to the CEO of a multi-million-dollar business, Isabelle Garino's story is proof that youth is your power and resilience is the key to success. In this inspiring episode of the Young Boss podcast, Isabelle shares how she transformed her life from working odd jobs and struggling financially to becoming the driving force behind Residential Assisted Living Academy. Her raw and relatable journey offers powerful lessons for young entrepreneurs looking to take charge of their future.Discover how Isabelle's early experiences, from juggling multiple jobs in college to navigating grief and impostor syndrome, shaped her entrepreneurial mindset. Learn why embracing failure, leveraging your natural skills, and taking bold risks are essential to building not just a career, but a legacy. This episode is packed with practical advice and real-life success strategies that will motivate you to turn your passion into profit.If you're ready to rewrite your story, gain financial independence, and create generational wealth, this conversation is for you. Don't forget to like, share, and follow us on Instagram and TikTok for more empowering stories and actionable tips from young bosses like you. Remember, youth is your power... What will you do with it?CHAPTERS:00:00 - Intro00:39 - College Journey02:32 - Becoming a Flight Attendant06:21 - Working for My Dad10:34 - Sponsored Message12:46 - Managing Pressure17:49 - Overcoming Doubts20:13 - Embracing Youth Opportunities21:37 - Combatting Negative Self-Talk22:19 - Learning from Failure22:30 - Individual Paths to Success23:38 - Reflecting on Experiences24:10 - OutroSubscribe to Young Boss with Isabelle Guarino wherever you get your podcasts, and be sure to like, share and follow on Instagram and TikTok.And remember, youth is your power.

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Karen Trial Raw Testimony: Trooper Nicholas Guarino – Digital Forensics & Voicemail Evidence On May 6, 2025, Massachusetts State Police Trooper Nicholas Guarino provided pivotal testimony in the Karen Read trial, focusing on digital forensic evidence. Guarino detailed how Read made 53 calls and left multiple voicemails to her boyfriend, John O'Keefe, between 12:33 a.m. and 6:03 a.m. on January 29, 2022. These messages, some containing expletives and accusations of infidelity, painted a picture of a tumultuous relationship and potential motive. Guarino's analysis also revealed that Read's phone connected to O'Keefe's home Wi-Fi at 12:36 a.m., placing her at the scene during critical hours. This digital trail provided the jury with a timeline that supports the prosecution's narrative of events leading up to O'Keefe's death. #KarenReadTrial #DigitalForensics #TrooperGuarino #VoicemailEvidence #JohnOKeefe Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Karen Trial Raw Testimony: Trooper Nicholas Guarino – Digital Forensics & Voicemail Evidence On May 6, 2025, Massachusetts State Police Trooper Nicholas Guarino provided pivotal testimony in the Karen Read trial, focusing on digital forensic evidence. Guarino detailed how Read made 53 calls and left multiple voicemails to her boyfriend, John O'Keefe, between 12:33 a.m. and 6:03 a.m. on January 29, 2022. These messages, some containing expletives and accusations of infidelity, painted a picture of a tumultuous relationship and potential motive. Guarino's analysis also revealed that Read's phone connected to O'Keefe's home Wi-Fi at 12:36 a.m., placing her at the scene during critical hours. This digital trail provided the jury with a timeline that supports the prosecution's narrative of events leading up to O'Keefe's death. #KarenReadTrial #DigitalForensics #TrooperGuarino #VoicemailEvidence #JohnOKeefe Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Karen Trial Raw Testimony: Trooper Nicholas Guarino – Digital Forensics & Voicemail Evidence On May 6, 2025, Massachusetts State Police Trooper Nicholas Guarino provided pivotal testimony in the Karen Read trial, focusing on digital forensic evidence. Guarino detailed how Read made 53 calls and left multiple voicemails to her boyfriend, John O'Keefe, between 12:33 a.m. and 6:03 a.m. on January 29, 2022. These messages, some containing expletives and accusations of infidelity, painted a picture of a tumultuous relationship and potential motive. Guarino's analysis also revealed that Read's phone connected to O'Keefe's home Wi-Fi at 12:36 a.m., placing her at the scene during critical hours. This digital trail provided the jury with a timeline that supports the prosecution's narrative of events leading up to O'Keefe's death. #KarenReadTrial #DigitalForensics #TrooperGuarino #VoicemailEvidence #JohnOKeefe Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Karen Read Trial: Trooper Nicholas Guarino – Cellphone Data Analysis in Focus This episode features the full, unedited testimony of Massachusetts State Trooper Nicholas Guarino, a digital forensic specialist who analyzed the cellphones of Karen Read, John O'Keefe, and other key figures in the case. Guarino details how investigators pieced together timelines from text messages, call logs, and phone pings on the night of O'Keefe's death. The prosecution leans on his findings to reinforce their timeline—but the defense begins laying groundwork to question the integrity and completeness of that data. It's a key piece in the digital puzzle of this high-profile trial. For anyone following the forensic side of the case, this is essential listening. #KarenReadTrial #NicholasGuarinoTestimony #CellphoneEvidence #DigitalForensics #JohnOKeefeTimeline #KarenReadDefense #ForensicTestimony #TrueCrimeEvidence Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872 

Karen Read Trial – Explosive Text Messages Revealed by Trooper Nicholas Guarino In this raw courtroom testimony, Massachusetts State Police Trooper Nicholas Guarino meticulously reveals previously unseen text messages between Karen Read and John O'Keefe, exposing critical relationship dynamics on the very day leading up to O'Keefe's tragic death. Hear firsthand as Guarino reads aloud tense exchanges filled with accusations, frustration, and emotional conflict, including Karen questioning John's fidelity and John expressing exhaustion over constant arguing. Defense attorneys vigorously objected to Guarino's direct reading of these deeply personal messages, but Judge Beverly Cannone allowed them, giving jurors unprecedented insight into the strained relationship hours before tragedy struck. Hashtags: #KarenRead #TextMessages #NicholasGuarino #TrueCrime #JohnOKeefe #CourtroomDrama #RelationshipConflict #TrialEvidence #BostonTrial #CriminalTrial Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872 

Karen Read Trial – Explosive Text Messages Revealed by Trooper Nicholas Guarino In this raw courtroom testimony, Massachusetts State Police Trooper Nicholas Guarino meticulously reveals previously unseen text messages between Karen Read and John O'Keefe, exposing critical relationship dynamics on the very day leading up to O'Keefe's tragic death. Hear firsthand as Guarino reads aloud tense exchanges filled with accusations, frustration, and emotional conflict, including Karen questioning John's fidelity and John expressing exhaustion over constant arguing. Defense attorneys vigorously objected to Guarino's direct reading of these deeply personal messages, but Judge Beverly Cannone allowed them, giving jurors unprecedented insight into the strained relationship hours before tragedy struck. Hashtags: #KarenRead #TextMessages #NicholasGuarino #TrueCrime #JohnOKeefe #CourtroomDrama #RelationshipConflict #TrialEvidence #BostonTrial #CriminalTrial Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Karen Read Trial: Trooper Nicholas Guarino – Cellphone Data Analysis in Focus This episode features the full, unedited testimony of Massachusetts State Trooper Nicholas Guarino, a digital forensic specialist who analyzed the cellphones of Karen Read, John O'Keefe, and other key figures in the case. Guarino details how investigators pieced together timelines from text messages, call logs, and phone pings on the night of O'Keefe's death. The prosecution leans on his findings to reinforce their timeline—but the defense begins laying groundwork to question the integrity and completeness of that data. It's a key piece in the digital puzzle of this high-profile trial. For anyone following the forensic side of the case, this is essential listening. #KarenReadTrial #NicholasGuarinoTestimony #CellphoneEvidence #DigitalForensics #JohnOKeefeTimeline #KarenReadDefense #ForensicTestimony #TrueCrimeEvidence Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Karen Read Trial – Explosive Text Messages Revealed by Trooper Nicholas Guarino In this raw courtroom testimony, Massachusetts State Police Trooper Nicholas Guarino meticulously reveals previously unseen text messages between Karen Read and John O'Keefe, exposing critical relationship dynamics on the very day leading up to O'Keefe's tragic death. Hear firsthand as Guarino reads aloud tense exchanges filled with accusations, frustration, and emotional conflict, including Karen questioning John's fidelity and John expressing exhaustion over constant arguing. Defense attorneys vigorously objected to Guarino's direct reading of these deeply personal messages, but Judge Beverly Cannone allowed them, giving jurors unprecedented insight into the strained relationship hours before tragedy struck. Hashtags: #KarenRead #TextMessages #NicholasGuarino #TrueCrime #JohnOKeefe #CourtroomDrama #RelationshipConflict #TrialEvidence #BostonTrial #CriminalTrial Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Karen Read Trial: Trooper Nicholas Guarino – Cellphone Data Analysis in Focus This episode features the full, unedited testimony of Massachusetts State Trooper Nicholas Guarino, a digital forensic specialist who analyzed the cellphones of Karen Read, John O'Keefe, and other key figures in the case. Guarino details how investigators pieced together timelines from text messages, call logs, and phone pings on the night of O'Keefe's death. The prosecution leans on his findings to reinforce their timeline—but the defense begins laying groundwork to question the integrity and completeness of that data. It's a key piece in the digital puzzle of this high-profile trial. For anyone following the forensic side of the case, this is essential listening. #KarenReadTrial #NicholasGuarinoTestimony #CellphoneEvidence #DigitalForensics #JohnOKeefeTimeline #KarenReadDefense #ForensicTestimony #TrueCrimeEvidence Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

In this episode of Blue Glasses Math, I sit down with Dr. Chepina Rumsey and Dr. Jody Guarino, authors of Nurturing Math Curiosity with Learners in Grades K–2. They unpack the power of student-driven inquiry in early math classrooms—and how curiosity, when nurtured, becomes the gateway to mathematical reasoning, identity, and joy.From classroom anecdotes involving first graders debating the relative “bigness” of five, to post-lesson reflections that changed teacher beliefs, this episode paints a hopeful and practical picture of what's possible when teachers slow down, notice deeply, and let curiosity lead. Spoiler alert: The brilliance is already in the room. Our job? Make space for it.Perfect for teachers, instructional coaches, and anyone building math learning communities that celebrate wonder over worksheets.https://x.com/mathcuriosityK2https://www.solutiontree.com/free-resources/mathematics/nmc

In this heartfelt solo episode, Elizabeth Hamilton-Guarino — bestselling author and founder of The Best Ever You Network — invites you into a powerful conversation about gratitude, grounded in real life. From life updates to insights from The Change Guidebook, The Success Guidebook, and Percolate, this is more than a catch-up — it's a masterclass in intentional living.Elizabeth shares personal reflections on family, growth, and the beauty found in everyday moments, while also exploring how gratitude can anchor us through both joy and challenge. Whether you're navigating change, chasing goals, or just trying to slow down, this episode will remind you to flip frustration into appreciation and lead with love.Pour a cup of something warm, take a deep breath, and tune in to this meaningful pause in the rush of life.Visit BestEverYou.com

Prova Revolut Business gratis per 3 mesi dal nostro link: https://business.revolut.com/signup?promo=INF_BMRKTES_IG (#ad)Nel 2018, due giovani professionisti under 40 lasciano carriere promettenti nel mondo degli investimenti e della finanza per inseguire un'intuizione nata quasi per caso, davanti a un caffè. Uno legge un articolo sul Ddl Concorrenza, l'altro ascolta. Parlano, si confrontano, si appassionano. In quel momento, senza saperlo, gettano le basi per quello che oggi è diventato il più grande gruppo indipendente nel retail delle farmacie in Italia.Parliamo di Davide Tavaniello e Rodolfo Guarino, co-founder e amministratori delegati di Hippocrates Holding: un'impresa partita da zero nel 2018 e che oggi conta oltre 500 farmacie di proprietà sotto l'insegna Lafarmacia., più di 2.500 dipendenti e 800 milioni di euro di fatturato annuo.In questa conversazione ripercorriamo con loro la nascita del progetto, le sfide del costruire una rete retail in un mercato così regolato, il rapporto con gli investitori e la visione che ha guidato una delle scale-up italiane più impressionanti degli ultimi anni.NEWSLETTERIscriviti a Il Digestivo la nostra newsletter mensile sul mondo startup italiano:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ildigestivo.substack.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Se ti piace il podcast, il modo migliore per dircelo o per darci un feedback è semplicemente lasciare una recensione a 5 stelle o un commento su Spotify o l'app di Apple Podcast. E se ci vuoi aiutare a crescere condividi il podcast con i tuoi amici, colleghi o parenti

On this episode of Sonic Dorms, I'm joined by the incredibly talented producer and photographer Rocco Guarino. With a career spanning decades, Rocco has worked with some of the most iconic names in music—Elton John, Juliette Lewis, Scott Weiland, and members of Weezer, Pearl Jam, Guns N' Roses, and Velvet Revolver, just to name a few.We dive deep into his journey as a creative force, from capturing legendary artists through his lens to shaping sound behind the boards. Rocco shares fascinating insights on collaboration, the ever-evolving music industry, and the magic of raw artistic expression.Tune in for an engaging, behind-the-scenes look at a career built on passion, intuition, and an undeniable love for music.

K&K Full Show - We Kick Off Maaach Madness With Tommy Guarino and Prosciutto Papi! 03-17-25 full 3567 Mon, 17 Mar 2025 14:18:13 +0000 tIJBR65KFuUQodlelAIkDiUKJvjTETVB latest,wwbx,society & culture Karson & Kennedy latest,wwbx,society & culture K&K Full Show - We Kick Off Maaach Madness With Tommy Guarino and Prosciutto Papi! 03-17-25 Karson & Kennedy are honest and open about the most intimate details of their personal lives. The show is fast paced and will have you laughing until it hurts one minute and then wiping tears away from your eyes the next. Some of K&K’s most popular features are Can’t Beat Kennedy, What Did Barrett Say, and The Dirty on the 30! 2024 © 2021 Audacy, Inc. Society & Culture False

Want to share your feedback? Send us a message!Researchers from the Delaware Stuttering Project at the University of Delaware—Dr. Ho Ming Chow, Associate Professor and principal investigator, Sayan Nanda, Ph.D. student, and Dr. Nicole Guarino, research scientist—join host Sara MacIntyre, M.A., CCC-SLP, to discuss their recent article, "Atypical gut microbiota composition in a mouse model of developmental stuttering," published in Scientific Reports (Nature Portfolio). Building upon previous genetic and mouse model research by Dr. Dennis Drayna and colleagues at the NIH [previous podcast episode with Dr. Drayna linked below for background], their study explores the potential link between developmental stuttering and the gut-brain connection by examining gut microbiota differences in GNPTAB mouse models.In this episode, Dr. Chow, Sayan Nanda, and Dr. Guarino provide essential background context before walking through the study's development, methodology, and key findings. They discuss the potential role of the microbiome in other neurodevelopmental conditions, the challenges of translating mouse model research to human studies, and the exciting directions for future research this study has prompted.Article discussed:Nanda, S., Lamot, B., Guarino, N. et al. Atypical gut microbiota composition in a mouse model of developmental stuttering. Sci Rep 14, 23457 (2024). https://doi.org/10.1038/s41598-024-74766-xPrevious Stuttering Foundation Podcast episode referenced, 'Genetics and Stuttering with Dr. Dennis Drayna.'Delaware Stuttering Project WebpageDr. Ho Ming Chow, Associate Professor at the University of Delaware and a principal investigator for the Delaware Stuttering Project, received his Bachelor's and Master's Degrees in Engineering at the University of Hong Kong. After working as an engineer for a few years, he became interested in studying human cognition and went to Germany for his doctoral study. He obtained his Ph.D. in Cognitive Sciences with an emphasis on Cognitive Psychology at the University of Osnabrück. He completed his postdoctoral training at the National Institutes of Health. Before joining the University of Delaware in 2019, he was a research faculty at the University of Michigan and Nemours Children's Hospital, Delaware.Sayan Nanda received his Master of Science in Data Informatics from the University of Southern California and his Bachelor of Technology in Computer Science and Engineering from the Manipal Institute of Technology. Sayan is currently a Ph.D. student in the Communication Sciences and Disorders department at the University of Delaware. Sayan is primarily interested in stuttering research and the application of statistics and machine learning techniques in the same. His focus is on neuroimaging.Dr. Nicole Guarino is an adjunct faculty at the Department of Communication Sciences and Disorders, the University of Delaware. She received her PhD in Neuroscience from Thomas Jefferson University and her B.A. in Neuroscience from Franklin and Marshall College. She has been working in Dr. Chow's lab since 2022 and is interested in the neurobiological bases of stuttering.

Welcome to another episode of Founders Club! On this episode we'll be talking to Isabelle Guarino about Investing In Senior Housing and Assisted Living Facilities.   Connect with Founders Club Host Oliver Graf on Instagram: @OliverGraf360   In this episode of Founders Club, host Oliver Graf sits down with Isabelle Guarino, a leading expert in residential assisted living and senior care investments. Isabelle shares how investors can tap into one of the most profitable and recession-resistant niches in real estate — turning single-family homes into high-cash-flow assisted living facilities.   Do me a solid and…   Leave a 5 star review!   Find me on Instagram: @OliverGraf360   Founders Club TikTok: @FoundersClubPodcast   Subscribe to my YouTube channel: http://www.youtube.com/c/OliverGrafTV   Get on my VIP email list and get new episodes of Founders Club straight to you inbox: http://eepurl.com/g_L2Ev    Book me to speak: https://olivergraf.tv/speaking   Book a 1-on1 coaching session: https://calendly.com/olivergraf360/vip   ► JOIN OUR NATIONWIDE REAL ESTATE TEAM: https://www.100commissionrealestate.com  

Discover how you can turn homes into $10K/month cash flow opportunities with the expertise of Isabelle Guarino! In this episode, Isabelle shares how residential assisted living (RAL) combines real estate investing with the growing demand for senior care, creating a powerful strategy for generating generational wealth. Learn how to transform properties into thriving businesses while addressing the silver tsunami of baby boomers seeking quality care.Key takeaways include:- Insights into residential assisted living and its unique benefits compared to traditional real estate.- Why demographic research is crucial to selecting the right property for success.- How strategic renovations can maximize value and create luxury residential experiences.- The role of caregivers and administrators in delivering exceptional care and operational efficiency.- Actionable tips for overcoming challenges like staffing, licensing, and initial capital requirements.

Isabelle Guarino is the Chief Operating Officer of Impact Housing Group and a leading trainer at the Residential Assisted Living Academy. With a background in Business Marketing and Communications, including experience at Walt Disney World and two Fortune 500 companies, Isabelle has become a dynamic leader in business development and operations. She has been instrumental in launching major industry initiatives such as the RAL National Convention, Recovery Housing Academy, and Pitch Masters Academy, driving success across Impact Housing Group's companies. A 2x Best-Selling Author of Living Legacy and host of the Young Boss Podcast, Isabelle is widely recognized for her expertise. She has been named a “Future Leader in Senior Housing”, one of the “Top Senior Housing Influencers Under 30”, and among the “Top 5 Disruptive Entrepreneurs Going Into 2023.” Featured on platforms like Bigger Pockets, The Wealthy Way Podcast, and Sales Disruptors, she is a sought-after speaker and coach for Residential Assisted Living, helping thousands of investors and entrepreneurs “Do Good & Do Well.” Isabelle's mission is to positively impact 10,000,000 people through Residential Assisted Living by continuing her father's legacy. As the nation's top coach and trainer in RAL, she shares her insights nationwide, empowering young professionals and seasoned leaders alike to succeed in business, leadership, and personal growth while creating lasting social impact.   During the show we discussed: Senior Housing Is A Profitable Business Due To Rising Demand And Demographic Trends. Choosing The Right Property And Location Is Key To Success. Starting Requires Significant Investment, With Various Funding Options Available. Prior Experience In Real Estate Or Healthcare Is Helpful But Not Required. Legal And Licensing Requirements Must Be Carefully Managed. Growing Demand Ensures Long-Term Business Opportunities. Smaller Homes Offer Personalized Care And Simpler Operations. Rising Care Costs Increase Profitability. Common Challenges Include Regulations, Staffing, And Marketing. Hiring And Retaining Quality Caregivers Is Essential. Strong Marketing Attracts And Keeps Residents. Effective Management Enables Hands-Off Operations. Streamlined Systems Ensure Steady Cash Flow. Scaling Requires Strategic Planning. Senior Housing Provides Financial Security And Benefits Communities.   Resources:  https://residentialassistedlivingacademy.com/  

Hey Money Multipliers!

Isabelle is a graduate from Arizona State University, a former flight attendant, Walt Disney World intern and now Residential Assisted Living Academy's leading lady. She has been working as the COO of the company for the last 6 years, keeping everyone in line and on task. She's been featured in many magazines and articles on the topic of Senior Housing and most recently was given the title as one of the ""Top Influencers in Senior Housing"". Isabelle also won Aging Media's ""the Future Leaders of Assisted Living"" award in 2020 being 2 of 100's under 30 to make the list. . Isabelle Guarino is a real estate investor who has a great story to share and words of wisdom to impart for both beginning and veteran investors alike, so grab your pen and paper, buckle up and enjoy the ride. Want to get in contact with Isabelle Guarino? Reach out at "Website: https://residentialassistedlivingacademy.com/ Social:Facebook: https://www.facebook.com/ResidentialAssistedLivingAcademy/Instagram: https://www.instagram.com/ralacademy/ LinkedIn: https://www.linkedin.com/company/residential-assisted-living-academy Youtube:https://www.youtube.com/c/ResidentialAssistedLivingAcademy TikTok: https://www.tiktok.com/@ral.academy .Want to become financially free through commercial real estate? Check out our eBook to learn how to jump start a cash flowing real estate portfolio here https://www.therealestateinvestingclub.com/real-estate-wealth-book Enjoy the show? Subscribe to the channel for all our upcoming real estate investor interviews and episodes. ************************************************************************ GET INVOLVED, CONNECTED & GROW YOUR REAL ESTATE BUSINESS LEARN -- Want to learn the ins and outs of real estate investing? Check out our book at https://www.therealestateinvestingclub.com/real-estate-wealth-book PARTNER -- Want to partner on a deal or connect in person? Email the host Gabe Petersen at gabe@therealestateinvestingclub.com or reach out on LinkedIn at https://www.linkedin.com/in/gabe-petersen/ WATCH -- Want to watch our YouTube channel? Click here: https://bit.ly/theREIshow ************************************************************************  ABOUT THE REAL ESTATE INVESTING CLUB SHOW  Hear from successful real estate investors across every asset class on how they got started investing in real estate and then grew from their first deal to a portfolio of cash-flowing properties. We interview real estate pros from every asset class and learn what strategies they used to create generational wealth for themselves and their families. The REI Club is an interview-based real estate show that will teach you the fastest ways to start and grow your real estate investing career in today's market - from multifamily, to self-storage, to mobile home parks, to mix-use industrial, you'll hear it all! Join us as we delve into our guests career peaks and valleys and the best advice, greatest stories, and favorite tips they learned along the way. Want to create wealth for yourself using the vehicle of real estate? Getting mentorship is the fastest way to success. Get an REI mentor and check out our REI course at httSend us a textInterested in becoming a passive investor in one of our projects? Kaizen Properties, is looking for passive investors for our upcoming deals. We invest in what are known as “recession resistant assets”: self storage, MH & RV parks, and industrial properties. If you are interested, go to the website and click on the “Invest with Us” button at the bottom of the page.Support the show

Dr. Brendan Guarino is a licensed counselor specializing in treatment for athletes and first responders at Baker Street Behavioral Health. He shares how to help those experiencing mental health problems & how to embrace help. ----- 00:00:00:00 - 00:01:13:01 Teaser 00:01:13:01 - 00:02:18:17 Intro 00:02:18:17 - 00:06:18:29 Brendan's background 00:06:18:29 - 00:09:42:05 What did Brendan find interesting about working with first responders? 00:09:42:05 - 00:19:34:13 How to handle mental health in law enforcement 00:19:34:13 - 00:31:46:02 Dealing with change & pain 00:31:46:02 - 00:35:43:11 The stigma surrounding mental health & medication 00:35:43:11 - 00:36:07:19 Midroll 00:36:07:19 - 00:46:27:28 How to help & how to accept help 00:46:27:28 - 00:55:22:02 Patience, pressure, & purpose 00:55:22:02 - 00:59:22:21 What to consider when seeking professional help 00:59:22:21 - 01:01:05:09 Outro

Law from Everyday Nonsense podcast on YouTube joins the boys to discuss the worst people to ever do it

Send us a textVery much a family episode this week as we discuss a massive cycle. The inauguration took place on Monday, Elon did a weird, uncalculated salute and the new season of Severance came out last week! Follow Lucas on Instagram - https://www.instagram.com/lucastardino/ Buy me a coffee! - https://www.buymeacoffee.com/antoniob06p Follow The Smoking Simian on Instagram - https://www.instagram.com/thesmokingsimian/ Follow me on Instagram - https://www.instagram.com/antoniothecomical/ Follow Billy on Instagram - https://www.instagram.com/23dollarbill/ Share, like, comment and subscribe on The Smoking Simian YouTube - https://www.youtube.com/channel/UCFn3FPnTegakyd9YpoYfsQg Audio platforms - https://smokingsimian.buzzsprout.comSupport the show

As founder and designer for Jordan Alexander Jewelry, Theresa Bruno designed pieces for Oprah, Julia Roberts, Jennifer Hudson, Pink, and Michelle Obama, who named her a favorite designer. She is now host of The Soul Talks Podcast.Theresa Bruno's life reads like a fairy tale in many ways. Like life, though, fairy tales are often darkened with tragedy, and Theresa's life is no exception. She has suffered more than her share of pain. However, she is still writing her story, and in this chapter she is vanquishing the fear and shame that gutted her after her husband's death and the sudden collapse of her business by bringing it into the light and talking about it- fearlessly.About The Soul Talks Podcast:Soul Talks Podcast with Theresa Bruno launched on Valentine's Day, February 14, 2024 in honor of Theresa's late husband, James, the love of her life. Born of tragedy, Soul Talks is a testament to the abiding power of gratitude, acceptance, self-compassion, honesty, connection, and love in overcoming adversity. Filmed at the Spots Films studios in Atlanta, GA, Soul Talks airs weekly every Wednesday on Youtube, Apple Podcasts, and Spotify.

In today's episode, we're thrilled to sit down with Isabelle Guarino to explore the world of Residential Assisted Living. These unique residences can transform large single-family homes into warm, personalized spaces designed to meet the growing needs of aging adults. With the baby boomer generation entering their senior years, the demand for quality Residential Assisted Living options is skyrocketing, yet availability remains limited. Isabelle shares insights into why these smaller, home-like communities are popular and how they address key challenges in senior care. Tune in to discover how these boutique-style communities are reshaping the way we care for our aging loved ones. Isabelle Guarino, COO of Impact Housing Group, trains entrepreneurs and investors at the Residential Assisted Living Academy. With a background in Business Marketing and experience with Fortune 500 companies, she's a recognized leader in senior housing, earning honors as a “Future Leader” and “Top Influencer” under 30. Isabelle is committed to continuing her father's legacy by teaching others to "Do Good & Do Well" in Residential Assisted Living. You can learn more from Isabelle by visiting www.RAL101.com 3 Pillars 1. People You Surround Yourself With 2. Health 3. Being Generous/Having a Good Attitude Book: The 5 AM Club by Robin Sharma Welcome to Pillars of Wealth Creation, where we talk about building financial freedom with a special focus on business and Real Estate. Follow along as Todd Dexheimer interviews top entrepreneurs, investors, advisers, and coaches. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...

Rounding Up Season 3 | Episode 6 – Argumentation, Justification & Conjecture Guests: Jody Guarino and Chepina Rumsey Mike Wallus: Argumentation, justification, conjecture. All of these are practices we hope to cultivate, but they may not be practices we associate with kindergarten, first-, and second-graders. What would it look like to encourage these practices with our youngest learners? Today we'll talk about this question with Jody Guarino and Chepina Rumsey, authors of the book Nurturing Math Curiosity with Learners in Grades K–2. Welcome to the podcast, Chepina and Jody. Thank you so much for joining us today. Jody Guarino: Thank you for having us. Chepina Rumsey: Yeah, thank you. Mike: So, I'm wondering if we can start by talking about the genesis of your work, particularly for students in grades K–2. Jody: Sure. Chepina had written a paper about argumentation, and her paper was situated in a fourth-grade class. At the time, I read the article and was so inspired, and I wanted it to use it in an upcoming professional learning that I was going to be doing. And I got some pushback with people saying, “Well, how is this relevant to K–2 teachers?” And it really hit me that there was this belief that K–2 students couldn't engage in argumentation. Like, “OK, this paper's great for older kids, but we're not really sure about the young students.” And at the time, there wasn't a lot written on argumentation in primary grades. So, we thought, “Well, let's try some things and really think about, ‘What does it look like in primary grades?' And let's find some people to learn with.” So, I approached some of my recent graduates from my teacher ed program who were working in primary classrooms and a principal that employed quite a few of them with this idea of, “Could we learn some things together? Could we come and work with your teachers and work with you and just kind of get a sense of what could students do in kindergarten to second grade?” So, we worked with three amazing teachers, Bethany, Rachael, and Christina—in their first years of teaching—and we worked with them monthly for two years. We wanted to learn, “What does it look like in K–2 classrooms?” And each time we met with them, we would learn more and get more and more excited. Little kids are brilliant, but also their teachers were brilliant, taking risks and trying things. I met with one of the teachers last week, and the original students that were part of the book that we've written now are actually in high school. So, it was just such a great learning opportunity for us. Mike: Well, I'll say this, there are many things that I appreciated about the book, about Nurturing Math Curiosity with Learners in Grades K–2, and I think one of the first things was the word “with” that was found in the title. So why “with” learners? What were y'all trying to communicate? Chepina: I'm so glad you asked that, Mike, because that was something really important to us when we were coming up with the title and the theme of the book, the message. So, we think it's really important to nurture curiosity with our students, meaning we can't expect to grow it in them if we're not also growing it in ourselves. So, we see that children are naturally curious and bring these ideas to the classroom. So, the word “with” was important because we want everyone in the classroom to grow more curious together. So, teachers nurturing their own math curiosity along with their students is important to us. One unique opportunity we tried to include in the book is for teachers who are reading it to have opportunities to think about the math and have spaces in the book where they can write their own responses and think deeply along with the vignettes to show them that this is something they can carry to their classroom. Mike: I love that. I wonder if we could talk a little bit about the meaning and the importance of argumentation? In the book, you describe four layers: noticing and wondering, conjecture, justification, and extending ideas. Could you share a brief explanation of those layers? Jody: Absolutely. So, as we started working with teachers, we'd noticed these themes or trends across, or within, all of the classrooms. So, we think about noticing and wondering as a space for students to make observations and ask curious questions. So, as teachers would do whatever activity or do games, they would always ask kids, “What are you noticing?” So, it really gave kids opportunities to just pause and observe things, which then led to questions as well. And when we think about students conjecturing, we think about when they make general statements about observations. So, an example of this could be a child who notices that 3 plus 7 is 10 and 7 plus 3 is 10. So, the child might think, “Oh wait, the order of the addends doesn't matter when adding. And maybe that would even work with other numbers.” So, forming a conjecture like this is, “What I believe to be true.” The next phase is justification, where a student can explain either verbally or with writing or with tools to prove the conjecture. So, in the case of the example that I brought up, 3 plus 7 and 7 plus 3, maybe a student even uses their fingers, where they're saying, “Oh, I have these 3 fingers and these 7 fingers and whichever fingers I look at first, or whichever number I start with, it doesn't matter. The sum is going to be the same.” So, they would justify in ways like that. I've seen students use counters, just explaining it. Oftentimes, they use language and hand motions and all kinds of things to try to prove what they're saying works. Or sometimes they'll find, just really look for, “Can I find an example where that doesn't work?” So, just testing their conjecture would be justifying. And then the final stage, extending ideas, could be extending that idea to all numbers. So, in the idea of addition in the commutative property, and they come to discover that they might realize, “Wait a minute, it also works for 1 plus 9 and 9 plus 1.” They could also think, “Does it work for other operations? So, not just with addition, but maybe I can subtract like that, too. Does that make a difference if I'm subtracting 5, takeaway 2 versus 2 takeaway 5. So, just this idea of, “Now I've made sense of something, what else does it work with or how can I extend that thinking?” Mike: So, the question that I was wondering about as you were talking is, “How do you think about the relationship between a conjecture and students' justification?” Jody: I've seen a lot of kids … so, sometimes they make conjectures that they don't even realize are conjectures, and they're like, “Oh, wait a minute, this pattern's happening, and I think I see something.” And so often they're like, “OK, I think that every time you add two numbers together, the sum is greater than the two numbers.” And so, then this whole idea of justifying … we often ask them, “How could you convince someone that that's true?” Or, “Is that always true?” And now they actually having to take and study it and think about, “Is it true? Does it always work?” Which, Mike, in your question, often leads back to another conjecture or refining their conjecture. It's kind of this cyclical process. Mike: That totally makes sense. I was going to use the words virtuous cycle, but that absolutely helps me understand that. I wonder if we can go back to the language of conjecture, because that feels really important to get clear on and to both understand and start to build a picture of. So, I wonder if you could offer a definition of conjecture for someone who's unfamiliar with the term or talk about how students understand conjecture. Chepina: Yeah. So, a conjecture is based on our exploration with the patterns and observations. So, through that exploration, we might have an idea that we believe to be true. We are starting to notice things and some language that students start to use. Things like, “Oh, that's always going to work” or “Sometimes we can do that.” So, there starts to be this shift toward an idea that they believe is going to be true. It's often a work in progress, so it needs to be explored more in order to have evidence to justify why that's going to be true. And through that process, we can modify our conjecture. Or we might have an idea, like this working idea of a conjecture, that then when we go to justify it, we realize, “Oh, it's not always true the way we thought. So, we have to make a change.” So, the conjecture is something that we believe to be true, and then we try to convince other people. So, once we introduce that with young mathematicians, they tend to latch on to that idea that it's this really neat thing to come up with a conjecture. And so, then they often start to come up with them even when we're not asking and get excited about, “Wait, I have a conjecture about the numbers and story problems,” where that wasn't actually where the lesson was going, but then they get excited about it. And that idea that we can take our patterns and observations, create a conjecture, and have this cyclical thing that happens. We had a second-grade student make what she called a “conjecture cycle.” So, she drew a circle with arrows and showed, “We can have an idea, we can test it, we can revise it, and we can keep going to create new information.” So, those are some examples of where we've seen conjectures and kids using them and getting excited and what they mean. And yeah, it's been really exciting. Mike: What is hitting me is that this idea of introducing conjectures and making them, it really has the potential to change the way that children understand mathematics. It has the potential to change from, “I'm seeking a particular answer” or “I'm memorizing a procedure” or “I'm doing a thing at a discreet point in time to get a discreet answer.” It feels culturally very different. It changes what we're talking about or what we're thinking about. Does that make sense to the two of you? Chepina: Yeah, it does. And I think it changes how they view themselves. They're mathematicians who are creating knowledge and seeking knowledge rather than memorizing facts. Part of it is we do want them to know their facts—but understand them in this deep way with the structure behind it. And so, they're creating knowledge, not just taking it in from someone else. Mike: I love that. Jody: Yeah, I think that they feel really empowered. Mike: That's a great pivot point. I wonder if the two of you would be willing to share a story from a K–2 classroom that could bring some of the ideas we've been talking about to life for people who are listening. Jody: Sure, I would love to. I got to spend a lot of time in these teachers' classrooms, and one of the days I spent in a first grade, the teacher was Rachael Gildea, and she had led a choral count with her first-graders. And they were counting by 10 but starting with 8. So, like, “Eight, 18, 28, 38, 48 … .” And as the kids were counting, Rachael was charting. And she was charting it vertically. So, below 8 was written 18, and then 28. And she wrote it as they counted. And one of her students paused and said, “Oh, they're all going to end with 8.” And Rachael took that student's conjecture. So, a lot of other conjectures or a lot of other ideas were shared. Students were sharing things they noticed. “Oh, looking at the tens place, it's counting 1, 2, 3,” and all sorts of things. But this one, particular student, who said they're all going to end in 8, Rachel took that student's—the actual wording—the language that the student had used, and she turned it into the task that the whole class then engaged in. Like, “Oh, this student thought or thinks it's always going to end in 8. That's her conjecture, how can we prove it?” And I happened to be in her classroom the day that they tested it. And it was just a wild scene. So, students were everywhere: at tables, laying down on the carpet, standing in front of the chart, they were examining it or something kind of standing with clipboards. And there was all kinds of buzz in the classroom. And Rachael was down on the carpet with the students listening to them. And there was this group of girls, I think three of them, that sort of screamed out, “We got it!” And Rachel walked over to the girls, and I followed her, and they were using base 10 blocks. And they showed her, they had 8 ones, little units, and then they had the 10 sticks. And so, one girl would say, they'd say, “Eight, 18, 28,” and one of the girls was adding the 10 sticks and almost had this excitement, like she discovered, I don't know, a new universe. It was so exciting. And she was like, “Well, look, you don't ever change them. You don't change the ones, you just keep adding tens.” And it was so magical because Rachael went over there and then right after that she paused the class and she's like, “Come here everyone, let's listen to these girls share what they discovered.” And all of the kids were sort of huddled around, and it was just magical. And they had used manipulatives, the base 10 blocks, to make sense of the conjecture that came from the coral count. And I thought it was beautiful. And so, I did coral counts in my classroom and never really thought about, “OK, what's that next step beyond, like, ‘Oh, this is exciting. Great things happen with numbers.'” Mike: What's hitting me is that there's probably a lot of value in being able to use students' conjectures as reference points for potential future lessons. I wonder if you have some ideas or if you've seen educators create something like a public space for conjectures in their classroom. Chepina: We've seen amazing work around conjectures with young mathematicians. In that story that Jody was telling us about Rachael, she used that conjecture in the next lesson to bring it together. It fits so perfectly with the storyline for that unit, and the lesson, and where it was going to go next. But sometimes ideas can be really great, but they don't quite fit where the storyline is going. So, we've encouraged teachers and seen this happen in the classrooms we've worked in, where they have a conjecture wall in their classroom, where ideas can be added with Post-it notes have a station where there are Post-it notes and pencil right there. And students can go and write their idea, put their name on it, stick it to the wall. And so, conjectures that are used in the lesson can be put up there, but ones that aren't used yet could be put up there. And so, if there was a lesson where a great idea emerges in the middle, and it doesn't quite fit in, the teacher could say, “That's a great idea. I want to make sure we come back to it. Could you add it to the conjecture wall?” And it gives that validation that their idea is important, and we're going to come back to it instead of just shutting it down and not acknowledging it at all. So, we have them put their names on to share. It's their expertise. They have value in our classroom. They add something to our community. Everyone has something important to share. So, that public space, I think, is really important to nurture that community where everyone has something to share. And we're all learning together. We're all exploring, conjecturing. Jody: And I've been to in those classrooms, that Chepina is referring to with conjecture walls, and kids actually will come in, they'll be doing math, and they'll go to recess or lunch and come back in and ask for a Post-it to add a conjecture like this … I don't know, one of my colleagues uses the word “mathematical residue.” They continue thinking about this, and their thoughts are acknowledged. And there's a space for them. Mike: So, as a former kindergarten, first-grade teacher, I'm seeing a picture in my head. And I'm wondering if you could talk about setting the stage for this type of experience, particularly the types of questions that can draw out conjectures and encourage justification? Jody: Yeah. So, as we worked with teachers, we found so many rich opportunities. And now looking back, those opportunities are probably in all classrooms all the time. But I hadn't realized in my experience that I'm one step away from this ( chuckles ). So, as teachers engaged in instructional routines, like the example of coral counting I shared from Rachael's classroom, they often ask questions like: “What do you notice? Why do you think that's happening? Will that always happen? How do you know? How can you prove it will always work? How can you convince a friend?” And those questions nudge children naturally to go to that next step when we're pushing, asking an advancing question in response to something that a student said. Mike: You know, one of the things that occurs to me is that those questions are a little bit different even than the kinds of questions we would ask if we were trying to elicit a student's strategy or their conceptual understanding, right? In that case, it seems like we want to understand the ideas that were kind of animating a student's strategy or the ideas that they were using or even how they saw a mental model unfolding in their head. But the questions that you just described, they really do go back to this idea of generalizing, right? Is there a pattern that we can recognize that is consistently the same or that doesn't change. And it's pressing them to think about that in a way that's different even than conceptual-based questions. Does that make sense? Jody: It does, and it makes me think about … I believe it's Vicki Jacobs and Joan Case, who do a lot of work with questioning. They ask this question, too: “As a teacher, what did that child say that gave you permission to ask that question?” Where often, I want to take my question somewhere else, but really all of these questions are nudging kids in their own thinking. So, when they're sharing something, it's like, “Well, do you think that will always work?” It's still grounded in what their ideas were but sort of taking them to that next place. Mike: So, one of the things that I'm also wondering about is a scaffold called “language frames.” How do students or a teacher use language frames to support argumentation? Chepina: Yeah, I think that communication is such a big part of argumentation. And we found language frames can help support students to share their ideas by having this common language that might be different than the way they talk about other things with their friends or in other subjects. So, using the language frames as a scaffold that supports students in communicating by offering them a model for that discussion. When I've been teaching lessons, I will have the language written out in a space where everyone can see, and I'll use it to model my discussion. And then students will use it as they're sharing their ideas. And that's been really helpful to get language at all grade levels. Mike: Can you share one or two examples of a language frame? That's something you would use in say, a K, 1, or a 2 classroom, Chepina? Chepina: Yeah. We've had something like, we'll put, “I notice” and then a blank line. (“I notice ______.) And so, we'll have them say, “I notice,” and then they'll fill it in. Or “I wonder” or “I have a different idea.” So, helping to model, “How do you talk in a community of learners when you're sharing ideas? Or if you have a different idea and you're disagreeing.” So, we'll have that actually written out, and we can use it ourselves or help students to restate what they've said using that model so that then they can pick up that language. Mike: One of the things that stands out for me is that these experiences with argumentation and conjecture, they obviously have benefits for individual student's conceptual understanding and for their communication. But I suspect that they also have a real benefit for the class as a collective. Can you talk about the impact that you've seen in K–2 classrooms that are thinking about argumentation and putting some of these practices into place? Jody: Sure. I've been really fortunate to get to spend so much time in classrooms really learning from the teachers that we worked with. And one of the things I noticed about the classrooms is the ongoing curiosity and wonder. Students were always making sense of things and investigating ideas. And the other thing that I really picked up on was how they listened to each other, which, coming from a primary background, is challenging for kids to listen to each other. But they were really attentive and attuned, and they saw themselves as problem-solvers, and they thought their role was to things out. That's just what they do at school. But they thought about other kids in those ways, too. “Well, let me see what other people think” or “Let me hear Chepina's idea because maybe there's something that's useful for me.” So, they really engaged in learning, not as an isolated, sort of, “Myself as a learner,” but as part of a community. The classrooms were also buzzing all the time. There was noise and movement. And the kids, the word I would say is “intellectually engaged.” So, not just engaged, like busy doing things, but really deeply thinking. Chepina: The other thing we've seen that has been also really exciting is the impact on the teachers as they become more curious along with the students. So, in our first group, we had the teachers, the K–2 teachers, and we saw that they started to say things when we would meet because we would meet monthly. And they would start to say things like, “I noticed this, and I wonder if this is what my student was thinking?” So, when they were talking about their own students and their own lessons and the mathematics behind the problems, we saw teachers start to use that language and become more curious, too. So, it's been really exciting to see that aspect as we work with teachers. Mike: So, I suspect that we have many listeners who are making sense of the ideas that you're sharing and are going to want to continue learning about argumentation and conjecture. Are there particular resources that you would recommend that might help an educator continue down this path? Chepina: Yeah. We are both so excited that our first book just came out in May, and we took all the things that we had learned in this project, exploring alongside teachers, and we have more examples. There are strategies, there's examples of the routines that we think it's often we stop too soon. Like, “Here are some ideas of how to keep going with these instructional routines,” and we have templates to support teachers as they take those common routines further. So, we also have some links of our recent articles, and we have some social media pages. We can share those. Mike: That's fabulous. We will post all of those links and also a link to the book that you all have written. I think this is probably a great place to stop. Chepina and Jody, I want to thank you both so much for joining us. It's really been a pleasure talking with you. Jody: Thank you for the opportunity. It's been great to share some of the work that we've learned from classrooms, from students and teachers. Chepina: Yeah. Thank you, Mike. It's been so fun to talk to you. Mike: This podcast is brought to you by The Math Learning Center and the Maier Math Foundation, dedicated to inspiring and enabling all individuals to discover and develop their mathematical confidence and ability. © 2024 The Math Learning Center | www.mathlearningcenter.org 

#updateai #customersuccess #saas #business Nicole Guarino, the Director of Customer Success at Cambridge Mobile Telematics (CMT) joins hosts Jon Johnson, Principal CSM (Key Accounts) at UserTesting, and Josh Schachter, Founder & CEO of UpdateAI, to discuss the pivotal roles of sales and customer success in driving business expansion. Nicole sheds light on her transition from sales to customer success, sharing the challenges and insights she's gathered along the way. Timestamps 0:00 - Preview, BS, distracted driving & intros 14:10 - Nicole shares her company's goals & hurdles 20:25 - KPIs for CSMs 23:00 - Should CS offer support for renewals? 26:05 - Focusing on net new revenue & current revenue 29:20 - We are all revenue, we are all gonna win 30:05 - CS & Sales collaboration __________________________

In this episode of the Road to Growth podcast, we are pleased to introduce you to Isabelle Guarino. Isabelle trains and teaches entrepreneurs and investors at the Residential Assisted Living Academy. She has extensive experience in building brands, launching this company and many more into national recognition while running the day-to-day operations. She is responsible for the creation and success of RAL National Convention, RAL National Association, Recovery Housing Academy, Pitch Masters Academy and most of the Impact Housing Group's companies. With a background in Business Marketing and Communications, from interning at Walt Disney World, to working at two Fortune 500 companies, she is a true leader in business development and operations. Isabelle has spoken across the country to 100,000's of investors and entrepreneurs, she is a 2x Best-Selling author and has been featured in major magazines & articles nationally. She was named both “Future Leader” in the Senior Housing industry and “Top Senior Housing Influencer”. She is THE most sought-after coach and trainer in our country for all things "RAL"! Isabelle's goal is to carry on her father's legacy by training investors & entrepreneurs how to... "Do Good & Do Well".     Learn more and connect with Isabelle Guarino by visiting them on   Facebook: https://www.facebook.com/ResidentialAssistedLivingAcademy/ Instagram: https://www.instagram.com/ralacademy/# Lihnkedin: https://www.linkedin.com/company/residential-assisted-living-academy/ x: https://x.com/ralacademy Subsidized Book: https://www.subsidizedthebook.com/subsidized         Be sure to follow us on Twitter: Twitter.com/to_growth on Facebook: facebook.com/Road2Growth   Subscribe to our podcast across the web: https://www.theenriquezgroup.com/blog Spotify: https://spoti.fi/2Cdmacc iTunes: https://apple.co/2F4zAcn Castbox: http://bit.ly/2F4NfQq Google Play: http://bit.ly/2TxUYQ2 Youtube: https://www.youtube.com/channel/UCKnzMRkl-PurAb32mCLCMeA?view_as=subscriber   If you are looking to be a Guest on Podcasts please click below  https://kitcaster.com/rtg/  For any San Diego Real Estate Questions Please Follow Us at web: www.TheEnriquezGroup.com Youtube: https://www.youtube.com/channel/UCKnzMRkl-PurAb32mCLCMeA or Call : 858 -345 - 7829 Recently reduced properties in San Diego County * Click **** bit.ly/3cbT65C **** Here* ************************************************************ Sponsor = www.MelodyClouds.com

The term "functional health coach" kinda feels a lot like the term "influencer" these days... aka there's a lot of good ones out there, but there's also a lot of really ~challenging~ ones that give the good ones a bad rep. Kira Guarino, MS, CNS, LDN, and functional health clinician is here to break through the noise of functional health and help you use functional health to help optimize all of your performance and body composition goals. In today's show, we're covering digestion, body intelligence, and using fasting as a tool for better digestion and to potentially help break through weight loss resistance. Packed with lots of knowledge and spice, as usual. FUNCTIONAL HEALTH COACHING at Fenix Athletica with Kira Guarino, MS, CNS, LDN is live + available starting October 14th, 2024. Apply here! Follow Kira on IG Fitness, health, and holistic wellness for $22/month Interested in a luxury 1:1 online health coaching experience? Look no further than FENIX ATHLETICA, where we fuse science and soul for life-long transformation (inside AND out). LMNT is LMNT is a DELICIOUS, science-based electrolyte drink mix with everything you need and nothing you don't. No sugar. No coloring. No artificial ingredients. No gluten. No fillers. No BS. Head to drinklmnt.com/emdunc to get a FREE variety pack with your purchase! Follow me on Instagram Follow EMBody Radio on Instagram Shop CURED NUTRITION CBD/Hemp wellness products with code EMILY.

Why stop emitting when we can just plant a bunch of trees?BONUS EPISODES available on Patreon (https://www.patreon.com/deniersplaybook) SOCIALS & MORE (https://linktr.ee/deniersplaybook) CREDITS Created by: Rollie Williams, Nicole Conlan & Ben BoultHosts: Rollie Williams & Nicole ConlanExecutive Producer: Ben Boult Post-production: Jubilaria Media Researchers: Carly Rizzuto, Canute Haroldson & James Crugnale Art: Jordan Doll Music: Tony Domenick Special thanks: The Civil Liberties Defense Center, Shelley Vinyard & The National Resources Defense Council, Angeline Robertson & Stand.EarthSOURCESMrBeast. (2019). Planting 20,000,000 Trees, My Biggest Project Ever! YouTube.Charmin. (2022, January 31). Protect Grow Restore | Charmin® Loves Trees. YouTube.CNBC Television. (2020, January 21). Watch President Donald Trump's full speech at the Davos World Economic Forum. YouTube.Carrington, D. (2019, July 4). Tree planting “has mind-blowing potential” to tackle climate crisis. 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Crowther Lab.Luhn, A. (2023, December 13). Stop Planting Trees, Says Guy Who Inspired World to Plant a Trillion Trees. Wired.TED Audio Collective. (2022, July 3). Can planting trees really stop climate change? | Thomas Crowther | The TED Interview. YouTube.Fleischman, F., Basant, S., Chhatre, A., Coleman, E. A., Fischer, H. W., Gupta, D., Güneralp, B., Kashwan, P., Khatri, D., Muscarella, R., Powers, J. S., Ramprasad, V., Rana, P., Solorzano, C. R., & Veldman, J. W. (2020). Pitfalls of Tree Planting Show Why We Need People-Centered Natural Climate Solutions. BioScience, 70(11). https://doi.org/10.1093/biosci/biaa094Oglesby, C. (2021, Feb 9). Republicans want to plant 1 trillion trees — and then log them. GristCORRECTIONSFelix Finkbeiner was 13 years old when he spoke at the United Nations, not 12.The industry that has currently contributed the most to Rep. Bruce Westerman's career campaigns for federal congress is the Forestry & Forest Products industry, as reported by Open Secrets. The Oil & Gas industry is listed as #2.DISCLAIMER: Some media clips have been edited for length and clarity.[For sponsorship inquiries, please contact climatetown@no-logo.co]See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

EPISODE 337. Sabino and Mario sit down with Tommy G and Prosciutto Papi from Boston to talk all about the culture in Boston, the popularity of the Deli Boys series, what's to come in the future and so much more! Be sure to follow Tommy here https://www.instagram.com/tommy.guarino Follow Prosciutto here https://www.instagram.com/theprosciuttopapi Follow Sabino here https://instagram.com/sabinocurcio Follow Mario here https://instagram.com/marioboscocomedy To shop our merchandise, visit https://www.growingupitaliangui.com Be sure to check our Instagram https://www.instagram.com/growingupitalian For Dual Citizenship https://theitalianpassport.com/growingupitalian As always, if you enjoyed this video, be sure to drop a Like, Comment and please SUBSCRIBE. Grazie a tutti! 1:00 - Fashion Week 5:00 - How We Got Here 8:00 - Sports Hate 16:00 - Corny Celtics 19:00 - Stadium Status 23:00 - Best Eats in NY 25:00 - Marky Mark 29:00 - Boston GOATs 33:00 - Acting Goals 38:00 - Mario in the House 43:00 - Mario's Thoughts on Boston 47:00 - Deli TV Show 49:00 - Mario & Lisa Ann 51:00 - Mario is the Best 55:00 - Mario's Advice 58:00 - What's Next

In this episode of the Tax Smart REI Podcast, Thomas is joined by Isabelle Guarino to discuss investing in residential assisted living facilities. Isabelle shares her personal journey into the space and explains how this business model can generate significant cash flow. Listen now to learn: - The steps to owning and operating these facilities—or just leasing them to an operator. - The financial and tax opportunities that come with this growing sector. - How you can get started and scale your senior assisted living investment. Whether you're looking for high cash flow or want to create a long-term wealth-building strategy, this episode offers valuable insights for real estate investors. Get the Top 8 Mistakes Real Estate Investors Make: go.therealestatecpa.com/3ygHVrJ Join the Tax Smart Insiders Community: go.therealestatecpa.com/3Xx1Cpd Learn more about Property Llama: www.propertyllama.com/taxsmart Checkout Thomas's new YouTube channel: www.youtube.com/@thomascastelli Connect with Isabelle: https://www.ral101.com/ The Tax Smart Real Estate Investors podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests.

In this episode, we had the pleasure of interviewing Isabelle Guarino, COO of Impact Housing Group and a key figure behind the Residential Assisted Living Academy (RAL). Over the past decade, Isabelle and her team have successfully helped 60,000 people generate over $30 million in revenue by specializing in the lucrative real estate investing strategy of Residential Assisted Living.During our conversation, Isabelle shared her insights into the incredible potential of Senior Housing, which she believes is America's best financial opportunity for the next 20+ years. She discussed how investors can net $5k-$15k per month in cashflow from a single-family home, invest in residential assisted living with or without their own money, and secure ROI regardless of market fluctuations. For entrepreneurs and investors looking to build a profitable and sustainable income in real estate, this episode was filled with invaluable advice.For those interested in seeing real-life examples of these strategies in action, you can check out home tours of Isabelle's students' properties across the country by visiting https://residentialassistedlivingacademy.com/ralacademy-success/ RESOURCESDo you need financing for your next home or investment property purchase? Click HERE to schedule a pressure free consultation call with our personal mortgage lender Travis David of CMG Home Loans. He will help assess your current situation and will work with you to map out a plan for the future! ** Looking to buy real estate WITHOUT bank loans, credit, or significant cash? Click HERE to schedule a call with creative finance coaches Jenn and Joe DelleFave. **Click HERE to download Backflip, the all-in-one app for real estate investors. Backflip allows you to analyze deals, run comps and even apply for loans in seconds. The best part is, it's FREE.**If you enjoy the show, please leave us a review on Apple Podcasts or Spotify! It takes less than a minute and makes a huge difference in helping us land high profile guests to best serve our audience. Previous Guests Include:Brandon Turner, Tarek El-Moussa, David Greene, Tony J. Robinson, Mike Ayala, Jamie Gruber, Robert Croak, Mark Simpson, Chad “Coach” Carson, Heather Blankenship, Tim Bratz, J. Scott, Matt Faircloth, Michael Elefante, Devon Kennard, Paula Pant, Jake Harris, and Avery CarlSocial Channels:Instagram: instagram.com/wealthjuiceofficialYouTube: youtube.com/@wealthjuiceofficial**Disclaimer: The information provided on this podcast is for educational and informational purposes only. It should not be considered as financial advice or a recommendation to buy or sell any financial instrument or engage in any financial activity. The content presented here is based on the speaker's personal opinions and research, which may not always be accurate or up to date. Financial markets and investments carry inherent risks. Individuals should conduct their own research and seek certified professional advice before making any financial decisions. The links in the episode descriptions may include referral or affiliate commissions, and we may receive compensation from partner websites.

Embark on an inspiring exploration of luxury residential assisted living with our esteemed guest, Isabel Guarino, who's elevating the standard for senior care. By transforming elegant single-family homes into nurturing havens, Isabel and her team ensure seniors receive top-notch care without sacrificing the comforts of upscale living. We dive into the logistics of establishing these boutique sanctuaries, discussing the impact of location, demographic focus, and the nitty-gritty of regulations and renovations. But it's not all about the bricks and mortar; it's the stories that truly bring these homes to life. From my own mother's experience in assisted living to Isabel's heartfelt anecdotes, we paint a picture of the life-enriching communities these homes foster.Creating a legacy is more than just accumulating wealth; it's about passing down the principles of hard work and entrepreneurial spirit. We tackle the concept of generational wealth through real estate investments, offering a candid look at how property ownership can sustain financial security over time. This chapter isn't just about teaching; it's a reflection of our journeys, from my own breakaway from conventional employment to the lessons learned from "Rich Dad Poor Dad." Join us as we share the significance of mindset, the tangible assets that anchor our fortunes, and the enduring value of shaping our future generations' approach to success.As we wrap up, the conversation takes a turn towards the personal – the clothing we choose, the homes we curate, and the principles we uphold in our businesses. Discover how authenticity plays a critical role in my fashion choices and learn why ethics are non-negotiable in the real estate and caregiving industries. We leave you pondering the balance between doing good and doing well, as we strive to impact millions through the transformative power of residential assisted living. Thank you for tuning in, and remember, we value your time and the stories you bring to our community as we continue this journey together. Thanks again for listening. Don't forget to subscribe, share, and leave a FIVE-STAR review.Head to Dwanderful right now to claim your free real estate investing kit. And follow:http://www.Dwanderful.comhttp://www.facebook.com/Dwanderfulhttp://www.Instagram.com/Dwanderful http://www.youtube.com/DwanderfulRealEstateInvestingChannelMake it a Dwanderful Day!