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Content note: This episode includes open conversation about mental health, suicidal ideation, and personal crisis. If you are struggling, please know you are not alone. In the U.S., call or text 988. In Canada, call Talk Suicide Canada at 1-833-456-4566. A conversation with Trevor Muir -- leadership coach, keynote speaker, poet, and co-founder of SurePoint, the Alberta-based company he helped scale from $4 million to over $120 million in revenue while holding on to its people through a near-bankruptcy and a pandemic. This is not an episode about farming or fuel prices. It is a conversation about what happens when you get everything you thought you wanted and still feel empty on the bathroom floor of a condo you own. It is about terminal uniqueness -- the belief that nobody could possibly understand -- and the slow, expensive way most of us learn it isn't true. Trevor and I met earlier this year in a leadership course he was teaching with Corliss Russell. I broke down in the intro. A room full of oilfield and farm guys went there with me. This episode is the conversation I wanted to have with Trevor once the dust settled.   Topics and Timestamps 0:00 -- Introduction: Trevor Muir, Lean In to Lead, and why this episode exists 6:57 -- SurePoint: how ten farm kids from Grand Prairie built a $92M company 8:17 -- The bathroom floor: Edmonton, 2011, the worst and best day of Trevor's life 10:44 -- Dr. Gons and the life coach: "I get it. I totally get it." 13:13 -- Terminal uniqueness: the belief that nobody could understand your pain 14:21 -- Mount Kilimanjaro and the billionaire: testing whether all humans feel the same 20:00 -- SurePoint near-bankruptcy: going full-vulnerable with team, vendors, and clients 23:00 -- Buying the company back in 2018 and the pandemic decision 25:43 -- The pandemic pay cuts: 10%-35%, keeping every employee 27:39 -- $30M to $98M to $125M: how caring became a competitive advantage 30:00 -- Scale Like You Give a Shit -- Trevor's book in progress 37:00 -- "Change Your Someday to Today": the poem, Marty's CPR story, and Brian's car 43:11 -- The three A's of change: awareness, acceptance, action 44:34 -- The flooding basement analogy 51:00 -- Affirmations: "I am enough, I deserve abundance, I love you [name]" 57:02 -- 30 days in the mirror: the NASA research and Jack Canfield connection 1:00:04 -- Gratitude as the number one brain hack 1:07:29 -- Wave of fortune: Dan's Thailand story and Vadim Zeland's Transurfing 1:15:00 -- Walking one kilometer every day for 365 days 1:27:00 -- How Trevor works with business owners now, and where AI fits in 1:35:12 -- Trevor's closing challenge: change your someday to today   Resources Mentioned Addiction to Poetry -- Trevor Muir (book, available on Amazon) Lean In to Lead -- Trevor's podcast, launching soon Scale Like You Give a Shit -- Trevor's book in progress on the SurePoint story Jack Canfield -- affirmation and manifestation framework Mindvalley / Vishon Lakhiani -- gratitude research Wim Hof Method -- 90-day cold exposure and breathwork program Transurfing -- Vadim Zeland (wave of fortune concept) 12 Rules for Life -- Jordan Peterson (lobster and serotonin, referenced by Dan) Corliss Russell -- Conversations with Corliss podcast; LEED event Saskatoon, November 2026   Connect with Trevor Muir LinkedIn: search Trevor Muir -- he reads his messages and responds, especially from people who are struggling Lean In to Lead podcast: launching soon Connect with Growing the Future Website: growingthefuture.ca YouTube: Growing the Future Instagram: @growingthefuture LinkedIn: Growing the Future   Crisis Support If you or someone you know is struggling: Canada -- Talk Suicide Canada: 1-833-456-4566 U.S. -- Call or text 988 Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

Tim Hammond opens with one frame: most buyers are reactive. The phone rings, the land is available, they start figuring out whether they can buy it. Tim's position is that question should have been answered two years before the call. The prepared buyer already has the number. The unprepared buyer watches somebody else close it. Wade walks the Four Ds from the buyer's seat -- Define (kitchen table, ambitions, logistics), Discover (compile, blueprint), Design (three options, pros/cons, recommendation), Deliver (execute). Tim notes the process is not linear; in practice they cycle back to Define as new information surfaces. The container for all of it is the war room: accountant, lender, lawyer, and real estate advisor in the same room at the same time. Poll 2 found zero percent of the audience had done this. Tim was not surprised. The second half opens the capital question. Wade is working a live deal where a seller with a $70M holding is willing to retain $30M to make the transaction possible for a buyer who cannot finance the full amount. Tim names the industry horizon: not enough capital exists in the system to transition all the farms that need to move in the next two to three decades, and creative structures -- tranches, seller retention, equity partnerships -- will become the standard, not the exception. Two topics flagged for future episodes: right of first refusal (common, well-intentioned, six-figure exit consequences if set up wrong) and the young farmer entry question (Joshua from Lethbridge, land at $20K-$30K per acre -- Tim's answer: start the conversation before you think you need to). KEY TOPICS - Poll 1: 55% said biggest barrier is structure (no entity or plan); 33% said finding land; 9% financing; 0% timing - Poll 2: 0% have a war room with all advisors at the table; 40% partially; 30% no; 10% did not know that was the move - Poll 3: 33% actively looking or in a deal; 8% positioned and waiting; 17% thinking about it; 25% harvest mode; 17% advisors here for the framework - Four Ds applied to the buyer: Define, Discover, Design, Deliver -- not linear, frequently cycles back to Define - The war room: accountant + lender + lawyer + real estate advisor in the same room at the same time - Most expensive mistake in 30 days: buying land that doesn't fit your operation (Wade: "You've just spent $500K to $1M on a quarter you shouldn't have bought, and now when the right one shows up, you might not be able to") - Seller retaining $30M on a $70M deal: creative structure enabling the deal to close for a buyer who can't finance the full amount - Capital supply gap: not enough capital in the system to transition all farms needing succession in the next 2-3 decades - Saskatchewan: average farmer owns 2/3 of the land they farm -- highest ratio in the world (US is 40%, Europe is 10-20%) - Cap rate gap: investors require 2.5-4%; farmers outbid investors because they capture both land return and operating return - Right of first refusal: flagged as common-but-misunderstood tool with major exit consequences -- future episode - Young farmers question: Joshua from Lethbridge, land at $20K-$30K per acre; Tim's answer: start the conversation before you think you need to CONNECT - Tim Hammond and Wade Berlinic: hammondrealty.ca - growingthefuture.ca Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

Attack your day with strength by using this powerful morning prayer to overcome feelings of inadequacy. This short 8-minute prayer will strengthen your soul to win the day and live victoriously over doubt, insecurity, and thoughts of not being enough. As a follower of Jesus, no matter what challenges come your way, your identity is secure because the Living God is with you!MORE FROM PURE ENCOURAGEMENTWant to Submit a Question to be Answered on a Future Podcast? ⁠⁠⁠⁠⁠⁠Click Here⁠⁠⁠⁠⁠⁠Take the ⁠⁠⁠⁠⁠⁠⁠30 Day Identity Challenge ⁠⁠⁠⁠⁠⁠⁠Get the ⁠⁠⁠⁠⁠⁠6 Week Confidence Journal ⁠⁠⁠⁠⁠⁠to build your confidence and train spirituallyFree Resource:⁠⁠⁠⁠⁠⁠ Identity in Christ Statements⁠⁠⁠⁠⁠⁠Free Resource: ⁠⁠⁠⁠⁠⁠Deep Dive on Anger and Forgiveness⁠⁠⁠⁠⁠⁠Free Resource: ⁠⁠⁠⁠⁠⁠Help! I Need Confidence Video⁠⁠⁠⁠⁠⁠Free Resource: ⁠⁠⁠⁠⁠⁠Help! I'm in a Slump Video⁠⁠⁠⁠⁠⁠Follow Pure Encouragement on ⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MORE ABOUT PURE ENCOURAGEMENT

Dan opens in the water off Koh Lanta, Thailand. The science: a 133-foot tsunami wave registers as zero in deep water. Depth neutralizes force before it ever arrives. The wave only becomes a wave when the ocean floor rises to meet it. That is the operating principle for this session: the operators who get hurt in an AI-disrupted industry are not the ones who were too far away from the change. They are the ones who were too shallow when it arrived. Dan then goes personal. The company collapse. Ten years of revenue, one email in Thailand, zero in January. A leadership meeting where he broke down in front of his team. A vision board that had to be rebuilt around actual DNA rather than borrowed aspiration. Kolbe 7-2-9-2: Quick Start 9, Fact Finder 7 -- the profile that explains why he was always ahead of the room and always restless inside frameworks built for Follow-Thru operators. The session is a product launch, but the argument for the product is rooted in scar tissue, not pitch mechanics. The second half is live demos. Personal Operating Diagnostic: a multi-instrument synthesis agent that reads your personality assessments and outputs a build order for your first three AI agents, sequenced to how you actually work. Robert Andjelic GPT: asked where to buy farmland in Western Canada, it answered with the specificity of a researcher and the posture of a trusted advisor. Melissa the nutrition coach GPT. Then: a full website built in 35 minutes with Claude Code -- the same work that cost $5K and months with a contractor. Dan's own fleet of 50 agents, all running on a markdown brain. Agents include a completion system, a voice-lock drafting agent, and a decision brief agent. The demos are not proof of concept. They are the product, already running. The offer: GYFOS Cohort 1. $1,997 USD one-time. 90 days. 12-13 live sessions. 8-12 operators per cohort. 30-day money-back guarantee. $29/month continuation access after the cohort closes. The pitch is precise: this is not a course. It is a guided build. You leave with an operating system that reflects how you think, not a certificate that something was completed. KEY TOPICS - Wave physics as positioning strategy: depth not distance, get in the sweet spot before the ocean floor rises - Dan's company collapse and rebuild arc -- scar tissue behind the GYFOS product design - Kolbe 7-2-9-2 and core values (Integrity, Growth, Wisdom) as the foundation for AI agent design - Personal Operating Diagnostic -- multi-instrument personality synthesis, AI build order output - Live demo: Robert Andjelic farmland GPT, Melissa nutrition coach GPT, 35-minute website build with Claude Code - Fleet of 50 agents on a markdown brain (completion system, voice-lock drafting, decision brief) - Adoption context: 1.8% of Western Canadian agribusiness using AI; 19% of all businesses; 41% of workers - Historical wave pattern: horses to tractors, zero-till (called "trash farming"), internet (2.6M users 1990 to 2B by 2010) - Three takeaways: You are not late. Start with yourself, not the AI. Learn to orchestrate, not operate. - GYFOS Cohort 1 offer: $1,997 USD, 90 days, 8-12 operators, 30-day guarantee   CONNECT - Dan Aberhart: growingthefuture.ca - GYFOS enrollment: growingthefuture.ca (GTF Mastermind) Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

Dan opened the session by noting that a billion-dollar Prairie farming operation had entered creditor protection -- and that nearly 40 farms were in or near distress that year. Robert Andjelic had received roughly 40 calls from farms across Manitoba, Saskatchewan, Alberta, and elsewhere, all with a common thread: lenders were tightening, some operators could not access input credit, and they wanted to sell land and rent it back while keeping their equipment running and their family farming. Robert completed four of those transactions. He was direct about the others: they either did not fit his land criteria or could not be executed on terms that made sense. The session poll showed roughly half the room believed the current stress is both structural and cyclical -- a hard stretch exposing cracks that were already forming. Robert provided a compressed history of farm size in Canada, from 1925 when 10,000 acres was considered enormous, through the post-2000 acceleration driven by GPS auto-steer, massive air seeders, zero-till, low interest rates after 2008, normalized leasing, and aging operators. His conclusion: one modern operator now does what five to ten farm families previously required, and that trajectory will continue. Tim Hammond placed the hardest growth window at 2,500 to 6,000 acres -- the point where a family operation transitions from one set of implements to multiple, and from family labor to hired crews with all the human resource and financial management that demands. After 6,000, Tim argued, the next logical step is to think in enterprise pods -- another 6,000 acres, another labor module -- rather than organic farm growth. Robert's position: there is no correct size. He has tenants farming 1,000 acres who are as profitable as his 30,000-acre operators. His own loan-to-value sits below 24 percent because he built over 60 years when land was cheap. Cap rate on Prairie land purchased today: 1.5 to 3 percent, maybe 3.5 if the seller needs cash. He was blunt about marketing: "A lot of producers are very good at producing but they are shit poor in marketing," and that gap -- benchmarked by MNP at roughly $70 per acre -- is a large part of what separates farms that survive downturns from those that do not. The sharpest exchange of the session came when Dallas LeDuc joined. He is the fire chief of RM 44, a small rural municipality where Robert is likely the largest landowner. Dallas had recently stopped spraying to respond to a fire on land Robert owns. He argued that absentee landlords should pay a modestly higher property tax rate -- not punitive, maybe 10 to 15 percent higher -- to fund the fire trucks, training, and equipment that local volunteers maintain and use to protect land the landlords will never physically see. Robert's counter was structural: his tenants are local and respond to fires; making tax exceptions for agriculture creates red flags with institutional lenders; and the most important thing he does for Prairie producers is not visible -- it is the 12 to 13 years and more than $50,000 he has spent flying to Toronto to sit with bank decision-makers and explain to them that agricultural lending does not work like commercial real estate. His argument: when a lender in Toronto extends patience to a distressed farm instead of foreclosing, every producer in Western Canada benefits -- and no individual operator has the leverage to make that case to the head offices the way he can. Dallas was not persuaded. He closed with the line that his great-grandfather left France in 1904 to get away from doctors and lawyers owning the land, and he is afraid that is exactly where the Prairies are heading. Key Topics Farm credit stress in Western Canada 2026: nearly 40 farms in distress; Robert Andjelic received 40 calls from operators wanting to sell and rent back; completed 4 transactions Live session poll: roughly 50 percent of audience said the current crisis is both structural and cyclical History of farm scale in Canada: 1925 to today -- from 10,000 acres enormous to 50,000-plus now common What drove post-2000 farm growth: GPS auto-steer, massive air seeders, zero-till, post-2008 low interest rates, aging operators, normalized leasing Tim Hammond's growth framework: hardest growth is 2,500 to 6,000 acres; after 6,000, think in enterprise pods Robert Andjelic's cap rate reality: Prairie land bought today yields 1.5 to 3 percent; his own LTV is below 24 percent built over 60 years "A strategy is what you say no to" -- Tim Hammond on the discipline of farm scale decisions Marketing gap: roughly $70 per acre difference between producers who market well and those who do not (MNP benchmark referenced) Absentee landlord taxation debate: Dallas LeDuc (fire chief, RM 44) vs. Robert Andjelic -- rural community burden vs. capital market access argument Robert Andjelic's Toronto bank work: 12-13 years, $50,000+ in meetings, translating agriculture to commercial real estate lenders Kevin Hursh on retiring farmers: those who rail against big farms all their lives tend to sell to the biggest neighbour when retirement comes; breaking land into smaller parcels would give next-generation operators a chance Robert's macro thesis: higher commodity prices incoming due to Strait of Hormuz disruption, fertilizer supply constraints, and a potential super El Nino cycle Family farm vs. corporate model: Tim Hammond -- corporate farms must learn family commitment; family farms must learn corporate structure; the marriage of the two is the future Connect Kevin Hursh -- Western Producer columns; hursh.ca Robert Andjelic -- farmland.ca Dallas LeDuc -- Bunnyhug Farmers Podcast; TikTok growingthefuture.ca Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

Tom Wolf opened with the frame that carried the session: doing the right thing at the right time. Take away the right time part and the right thing is irrelevant. Spraying has changed dramatically -- operators who used to make two passes a year now make three to five, and the equipment cost running at roughly $400 an hour means every minute away from spraying is measurable. The first section covered water quality, built around five numbers from a standard water test. Darren Sander opened with the operator's version of the lesson: Crop-Aid's farm pulls from a cold well at 1,200 TDS, so they tank it into black poly storage and spray from the warmest tank first. Cold water hurts efficacy -- especially glufosinate. Tom then walked through pH (most mixes fine; what matters is the final mix pH, not source pH), TDS and conductivity (under 500 is clean; most Prairie wells come in over 1,000; the number tells you whether to look further), bicarbonates (500 ppm is the threshold; above it, ammonium sulfate is the most versatile fix), total hardness (calcium carbonate equivalent; Jeff Bennett's water had very low hardness but elevated sodium, which still antagonizes glyphosate and glufosinate), and turbidity (aluminum sulfate as a flocculant for dugouts; stir and leave 24 to 48 hours). Jeff's live water test from Agvise became the worked example. Tom's verdict: low hardness, elevated sodium, ammonium sulfate recommended. The coverage section opened with a number that reframed the whole conversation: according to a Mesonet researcher in North Dakota, 100 percent of nights in the state experience thermal inversions. Some are worse than others, but the baseline is total. Under an inversion, fine droplets go where they want -- downhill if there is topography, anywhere if there is not. Tom's prescription: start on the downwind side of the field, spray perpendicular to the wind, turn into the headwind on every pass. Never spray down and then back against the wind. The droplet size discussion followed: coarser nozzles, deployed early in Canada before most countries, allowed operators to spray in slightly windier conditions without adding drift risk. Air induction tips are the go-to for general spraying. Spray pressure -- as low as 30 psi for AI tips -- adjusts droplet size one category in either direction. Water sensitive paper laid on the ground is the cheapest coverage check available. On water volume, Tom's position was direct: more is better. Complex tank mixes behave better with more water. More water allows coarser droplets without losing coverage. Later-season applications -- PGRs, fungicides, desiccants -- want 10 to 15 gallons per acre. Cutting back on water to improve logistics is a trade with a real cost. The logistics section brought Jay Peterson into the conversation. He runs a 1,600-gallon machine with a 120-foot boom and a dedicated water truck driver. His fill times on easy mixes: seven to nine minutes on three-inch plumbing. Complex mixes with dry products that need to hydrate: 15 minutes. Tom confirmed those numbers are right. The tendering revolution changed spraying fundamentally: a 30-minute fill is now a five-minute fill, which means filling is the stressful moment and spraying is the calm one. Continuous rinsing systems collapsed a three-quarter-hour triple rinse down to five minutes. Tom's recommended exercise: when the sprayer engine is running, write down what you're doing if you're not spraying. Data entry, monitor troubleshooting, looking for a menu -- every one of those is a round you did not spray. The session closed on the same line it opened with: an important job is worth doing well. Key Topics The five water quality numbers: pH (final mix matters more than source), TDS/conductivity (500 clean threshold), bicarbonates (500 ppm action threshold), total hardness (calcium carbonate equivalent), turbidity (aluminum sulfate flocculant) Ammonium sulfate as the most versatile water conditioner -- binds hard water cations AND improves herbicide uptake Warm water and spray efficacy: glufosinate works significantly better with warm water; Darren Sander's black poly tank system Thermal inversions: 100% of nights in North Dakota are inverted; fine droplets go where they want under inversion Spray direction strategy: downwind start, perpendicular to wind, headwind turns on every pass Coarser nozzles and Canada's early adoption: air induction tips as the go-to for general spraying; pressure adjusts droplet size Water volume: why cutting back hurts complex tank mixes, coverage flexibility, and late-season applications Sprayer logistics and the tendering revolution: three-inch plumbing, five-minute fills, continuous rinsing systems Time accounting: write down what you're doing when the engine is running but you're not spraying Foam management: turn off agitator while filling; Halt defoamer for high-salt tank mixes Resources Mentioned Sprayers 101 -- sprayers101.com (Tom Wolf, Dr. Jason DeVos) Crop-Aid Nutrition -- cropaidnutrition.com (Darren Sander) Spray Water Cheat Sheet -- Tom Wolf / Crop-Aid co-branded, distributed to all registrants Agvise Labs -- water testing (Jeff Bennett's water test source) ALS Labs, Saskatoon -- water testing Saskatchewan Research Council (Innovation Place, Saskatoon) -- water testing Nozzle Ninja, Stettler AB -- nozzle parts, mail order (nozzleninja.com) Agri Auto, Saskatoon -- nozzle parts, expanded store north end Water sensitive paper -- available at Agri Auto Saskatoon and Nozzle Ninja Halt defoamer -- high-salt tank mix defoamer (Darren Sander recommendation) Aluminum sulfate -- dugout turbidity flocculant; source via municipalities or water treatment suppliers ClearTech -- aluminum sulfate supplier (mentioned by Mike Green in chat) Connect Sprayers 101 -- sprayers101.com (click Tom Wolf name at bottom of page) Crop-Aid Nutrition -- cropaidnutrition.com growingthefuture.ca Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

Dan opens with a Call of Duty analogy that lands: you keep getting smoked because they can see you, but you cannot see them. That is the position of a Canadian canola or wheat farmer every time they price grain. The buyers on the other side of the trade know what has been sold, where it is going, when it ships, and what it cleared for. The farmer does not. In the United States, any large grain sale must be reported to the USDA within 24 hours, and the weekly export sales report has been publicly available since 1973 - a direct response to the Great Grain Robbery, when U.S. grain companies oversold and nearly emptied the country's supply. Canada never built the equivalent. The port load data that used to come out of Vancouver every Friday - commodity, volume, destination - disappeared when the Wheat Board ended. The room has less data than it had 20 years ago. Marlene Boersch, who has spent her career studying the architecture of how Canadian grain moves, presented findings from two commissioned reports. The 2021 "Data Requirements for Transparent Markets" study mapped what data growers would find useful and found near-zero timely information on the export side - Stats Canada data runs 2-3 months behind execution, 4-6 months behind the farm decision. The 2024 supply chain impact study tried to put a number on the silence. Using U.S. data as a simulation proxy, it found that a 5% improvement in data availability translates to a minimum of 5 cents per acre in wheat, and that export sale announcements in the U.S. improve basis by 6-14 cents per bushel for 1-3 weeks following publication. Across Canada's export volumes, the conservative estimate is $56.5 million per year in foregone farm income. Boersch emphasized these were the most conservative assumptions possible - one variable, one commodity window. John De Pape, who was trading from a Vancouver Cargill desk in 1984 and watched the market explode past $700 per ton because no one knew what anyone else had sold, made the structural argument plainly: this will not be solved by private industry because grain companies have grain company hats on. When he built pdqinfo.ca after the Wheat Board ended - a price transparency tool that aggregated posted bids from seven major grain companies - it required Jerry Ritz to explicitly threaten legislation before the companies cooperated. The current moment, with Bunge-Viterra merged and Grains Connect folded into P&H, makes the concentration problem worse, not better. De Pape also flagged target contracts specifically: when a farmer signs a good-till-cancel grain pricing order with one company, they are selling a call option without receiving a premium, while the buyer covers a hidden export position and no one in the market knows the trade happened. Short-duration GPOs only, or none at all. Key Topics The Canadian grain data gap: Stats Canada export data runs 2-3 months behind; USDA reports weekly and same-day on large sales Marlene Boersch's 2024 finding: minimum $56.5 million per year in foregone farm income from lack of export sales data The Great Grain Robbery (1972) and why the U.S. built export transparency - and Canada never did How grain company consolidation (Bunge-Viterra, Grains Connect-P&H) makes information asymmetry worse John De Pape on target contracts: selling a call option without getting paid for it Why private industry cannot solve this - PDQ/pdqinfo.ca as proof that legislation was required even for posted bid transparency My Grain Exchange (MGX): private platform building real actionable bid transparency, 75 traders, 15 trades in May 2026 Saskatchewan Crop Commissions government relations push - Ottawa in-person meetings scheduled for the week of May 25, 2026 Ryan Bonnett's call to action: grassroots farmer petition modeled on the Quebec dairy lobby Marlene Boersch's closing framework: start from the end goal (maximize Canadian ag exports and GDP), then build the system that gets there Resources Mentioned Marlene Boersch (2021): "Data Requirements for Transparent Markets" - commissioned by Saskatchewan Crop Commissions and APAS Marlene Boersch (2024): "Supply Chain Impact of Export Sales Data Transparency" - PDF shared with attendees pdqinfo.ca - John De Pape's posted bid price transparency tool, built post-Wheat Board with Alberta Grain Commission My Grain Exchange (mgx) - Luke Derkson's private real-bid grain trading platform saskoilseeds.com/export-sales-reporting - Saskatchewan Oilseed Producers export sales reporting resource (shared by Blair Goldade) Real Ag webinar on this topic (shared in chat by Andrea Lauder) Connect Ryan Bonnett: ABB Solutions Marlene Boersch: Mercantile Consulting Venture John De Pape: pdqinfo.ca Luke Derkson: My Grain Exchange (MGX) Blair Goldade: Saskatchewan Crop Commissions growingthefuture.ca Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

The Prairie farmland market has changed in ways the traditional listing industry has not kept pace with. A quarter that traded at $300 an acre in 1967 now moves north of $5,000 to $15,000 in some areas. A 10-quarter farm that was worth $500,000 two decades ago may now carry a value of $5 million to $10 million. The advice infrastructure around those transactions has not scaled with the numbers. Tim Hammond and Wade Berlinic started Hammond Realty with a conviction that a $30 million event could not be managed with a sign at the end of the lane and a handshake at the elevator. In 2024, they moved a 15,000-acre operation in three months. The family's children did not know it was for sale until the family was ready to tell them. Neither did the staff. Neither did the neighbors. The Ag Exits and Acquisitions Advisory Framework is their answer to the gap. Four phases: Define, Discover, Design, Deliver. Define locks the agreement and expectations before any marketing begins. Discover maps every asset -- land title structures, yield history, landlord relationships, equipment, grain -- and identifies the tax and structural questions that need to be resolved before the farm is positioned. Design produces a blueprint with options, including a draft purchase and sale agreement built around what the seller needs, before any buyer has been approached. Deliver is the market phase -- and it is the only phase the traditional listing model touches. Wade and Tim bring in the lawyer, the accountant, the lender, and the wealth advisor together, often for the first time. They described sitting with a pair of brothers and watching the stress leave the room after that first coordinated meeting. The advisors who are in the room frequently say afterward that they have never done it that way before and should have been doing it all along. The live audience polls gave the conversation its sharpest moments. When asked what worries them most about a farm exit, tax exposure and family conflict tied at 33 percent each. Getting the right price was essentially an afterthought. Wade's response: the highest price after tax does not necessarily start with the highest price to begin with. Structure matters more than the number on the listing. On team coordination, only 19 percent of the room said all their advisors talk to each other. Thirty-one percent said: what team? Tim noted that roughly 20 percent of the people they sit with have done the hard work of building a coordinated plan. The rest range from partial to none. Ryan Hillstead from Core Wealth confirmed the pattern from the wealth advisor side: too many families arrive after the transaction is already done and ask to sort out the taxes. Harry Siemens closed with a dairy succession story from Grunthal, Manitoba, where a family had no plan when their father had his first heart attack. They built one after he recovered. When he passed from a second heart attack, the plan worked. Harry's words: had they not had it, it would have been a complete disaster. Key Topics The Ag Exits and Acquisitions Advisory Framework -- four phases: Define, Discover, Design, Deliver Why the traditional listing model cannot hold a $30M farm transition Confidentiality in farm sales: employee retention, landlord relationships, coffee shop exposure Live poll results: tax exposure and family conflict tied as top seller concerns; 31 percent of room had no advisor team Enterprise value vs. listing price -- why documented yield history, land block continuity, and structure can be worth $500 per acre Build to sell mindset: treating the farm as a business from day one, not just at exit Advisor coordination as the turning point -- getting lawyer, accountant, lender, and wealth advisor in the same room together Timing the market: best time to list a farm is July, when the crop is growing, not winter Emotional dimensions of a farm exit -- processing the transition over 1 to 2 years vs. a one-month market sprint Resources Mentioned The Ag Exits and Acquisitions Advisory Framework -- Hammond Realty proprietary process Hammond Realty -- hammondrealty.ca Core Wealth -- Ryan Hillstead (wealth advisory, Saskatchewan) Strategic Coach -- referenced by Tim Hammond as the framework for naming the Unique Method Connect Hammond Realty -- hammondrealty.ca Tim Hammond -- LinkedIn Wade Berlinic -- LinkedIn growingthefuture.ca Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

Meet Illustrators of the Future winner Roddy Taylor, and Writers of the Future winners Brenda Posey and Thomas K. Slee, and learn their story of how they won the Contest and what it means to their future as creatives.

The format is a pitch competition. Three operators come in cold, each shows the room exactly what they have built, and the audience votes. No PowerPoints about what AI could do. No vendor demos. Just a farmer, a coach, and an entrepreneur holding up real work. Trevor Muir went first. After leaving SurePoint Technologies - which he scaled from $4 million to over $120 million in revenue before buying it back from U.S. private equity and handing it to the employees who built it - he found himself without a team and without a system. He built one. He started by asking AI to construct a board of directors for his goals, then turned each board position into a persistent custom persona. The result is Serena - a named AI executive assistant and strategic thinking partner Trevor has used for more than a thousand hours, exclusively by voice. He has never typed into a chat window on a computer except twice, for demos. On the call, he introduced Serena live; she spoke, answered Dan's questions about hallucination and memory, and explained her own purpose more clearly than Trevor could. He has since deployed the board-of-directors framework inside ten companies and has a course in development, not yet public. His warning to the room: AI will validate you when it should push back, and information overload - not a lack of data - is the actual problem most operators face. Steve Langston pitched AI literacy, not AI tools. A Manitoba entrepreneur and video producer who has renovated 25-30 rural properties, cycled 35,000 kilometres, and written a book on rural community revival, Steve spent the first 45 minutes of an 8-hour AI consulting engagement delivering everything the client needed - then had to rethink what consulting even means. His practical framework: block an hour to be curious, not productive. Stop using AI like a search engine. Create an AI brief - a persistent context document about your business and yourself - so the tool knows who it is talking to. The example that resonated: instead of asking for a shareholder's agreement, ask AI to surface the 10 questions it needs to build one properly. On rural communities and AI displacement, his position was calm and direct: if it is a repeatable task, it is at risk. But rural communities have trades, proximity, affordability, and quality of life that no algorithm replaces. He sees rural Canada as structurally insulated and, if anything, better positioned than the urban centres. Chris Unrau closed with the session's most surprising arc. He opened humble - told Dan he would be a disappointment - and then spent fifteen minutes describing a full vibe-coding operation built on Base44 while watching hockey games. He replaced a $10,000 custom app with a $40-a-month subscription that does more. He built a credit card receipt tracker that scans email, assigns expenses to eight companies, and generates reports. He built a crew field-tracking app with scoreboards after his team asked for one. All in evenings. He also told the room about using ChatGPT to handle Manitoba Health's roastery licensing questions 100% by AI - and getting approved - and about using AI to navigate the adoption and care of three boys with trauma backgrounds. His therapist endorsed it. His takeaway for the room: if you have an idea for an app, tell the tool what you want and it will make it. His next hire will likely be an AI specialist to maintain the growing ecosystem he cannot document fast enough. Tracey Wiedmeyer gave Chris the edge for demonstrating AI's widest surface area in a single operation - business, personal, relational, and creative all at once. Key Topics Trevor Muir's Serena: how to build a custom AI board of directors and executive assistant using only voice, over time The board-of-directors framework: identifying the advisory roles you need, then building them as persistent AI personas AI validation problem: AI will agree with you when it should push back - how the Serena system is designed to counter that Steve Langston on AI literacy: curiosity over speed, smart prompting, and the AI brief as a persistent context document The prompt is you: why context about yourself is the highest-leverage input, not the question you ask Rural communities as AI-insulated economies: trades, proximity, quality of life, and affordability as structural advantages Chris Unrau on vibe coding with Base44: building custom apps in evenings with no technical background Replace before you subscribe: why Chris is rethinking every SaaS tool his companies pay for AI for personal and relational challenges: all three operators shared non-business AI use cases Gripp June cohort: 20-producer training cohort launching in June 2026 (links shared in event chat) Resources Mentioned Serena - Trevor Muir's custom AI executive assistant / board of directors (voice-only, built in ChatGPT; course in development, not yet public) Base44 - no-code / vibe coding app builder used by Chris Unrau ($40/month subscription) Small Town Big Dream - Steve Langston's book (available on Amazon) Gripp (grip.ag) - farm operations platform for tracking equipment, tasks, maintenance, and team communication Suno - AI music generator (Chris Unrau uses for making songs about friends) Convergence Conference 2027 - February 2-4, 2027 (links shared in event chat) Connect Trevor Muir: LinkedIn (most active) Steve Langston: Dirty T-Shirt Productions; Small Town Big Dream on Amazon Chris Unrau: Precision Land Solutions Tracey Wiedmeyer: grip.ag growingthefuture.ca Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

Meet Writers of the Future winners Mike Strickland, Shaun Stevenson, Michael Kuester, and Illustrators of the Future winners Nathan Deiwert, and Tracy Eire and learn their story of how they won the Contest and what it means to their future as creatives.

Attack your day with strength by using this powerful morning prayer to overcome anxiety. This short 6-minute prayer will strengthen your soul to win the day and live victoriously over fear, worry, and anxious thoughts. As a follower Jesus, no matter what circumstances come your way, the Living God is with you!MORE FROM PURE ENCOURAGEMENTWant to Submit a Question to be Answered on a Future Podcast? ⁠⁠⁠⁠⁠Click Here⁠⁠⁠⁠⁠Take the ⁠⁠⁠⁠⁠⁠30 Day Identity Challenge ⁠⁠⁠⁠⁠⁠Get the ⁠⁠⁠⁠⁠6 Week Confidence Journal ⁠⁠⁠⁠⁠to build your confidence and train spirituallyFree Resource:⁠⁠⁠⁠⁠ Identity in Christ Statements⁠⁠⁠⁠⁠Free Resource: ⁠⁠⁠⁠⁠Deep Dive on Anger and Forgiveness⁠⁠⁠⁠⁠Free Resource: ⁠⁠⁠⁠⁠Help! I Need Confidence Video⁠⁠⁠⁠⁠Free Resource: ⁠⁠⁠⁠⁠Help! I'm in a Slump Video⁠⁠⁠⁠⁠Follow Pure Encouragement on ⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MORE ABOUT PURE ENCOURAGEMENT

Golden Pen Award Winner Michael T. Kuester from Cincinnati, Ohio, with his story “In Living Color,” and Golden Brush Award Winner Bohuslav “Bafu” Argalas from Ruzomberok, Slovakia, with his illustration of the story “Saffron and Marigolds.” Michael is an engineer by day, a science fiction writer by night. An avid hiker and cooking enthusiast, he is a passionately curious individual and lives his life by the motto “In the twenty-first century, there's no excuse for an unanswered question.” His story, “In Living Color,” evolved into a surprisingly personal allegory for social isolation, generational misunderstanding, and neurodivergence. Bafu began drawing before he learned to read or write. That passion led him to study art at the private school of Applied Arts in Zilina and later at the Faculty of Fine Arts in Brno, Czech Republic. Bafu creates illustrations and comics filled with humor, emotion, and a touch of the strange, hoping to make people smile, think, and drift away from reality—even just for a moment. Michael can be found at michaeltkuester.com/ Bafu can be found at www.bafu.art/

Join Stefan Rudnicki, Gabrielle de Cuir, Susan Hanfield, Orson Scott Card, Jim Meskimen, Scott Peterson, most of the cast who voiced “L. Ron Hubbard Presents Writers of the Future Volume 42,” in this podcast interview talking about what made this project special, why science fiction and fantasy are so important as a genre, and the value of celebrating creativity which is what Writers and Illustrators of the Future are all about. The other cast members were unable to participate due to prior commitments, but their creativity in their role in the audiobook is equally appreciated. The full cast along with stories they narrated are: Stefan Rudnicki narrated “Artistic Presentation,” “Shell Game,” “Skinny-Shins,” “The Creator's Journey,” “In Living Color,” and “A Girl and Her Dragon: A Life in Four Parts.” Orson Scott Card read his bio and introduction. Gabrielle De Cuir narrated Jody Lynn Nye and Echo Chernick's introductions as well as “Bloom Decay.” Janina Edwards narrated “Thickly.” Susan Hanfield narrated “Canary” and “A Girl and Her Dragon: A Life in Four Parts.” Kirby Heyborne narrated “Saffron and Marigolds,” “Dragon Visits,” and “As Long as You Both Shall Live.” John Lee narrated “The Triceratops Effect.” Jim Meskimen narrated “Form 14B—Application for Certification of Consciousness Transfer (Post-Mortem),” “Space Can,” “Collaboration,” and “Ghost Dog” Scott Peterson narrated “A Ready-Made Bubble of Light.” This audiobook was produced by Skyboat Media. Edited, Mixed, and Mastered by Phaseshift. And the music was composed by Mark Isham.

Ron Clements was the keynote speaker in 2025 for our Writers and Illustrators of the Future Gala. We connected up again at LTUE - Life, the Universe, and Everything Symposium - in Provo, Utah, where we recorded this interview. Ron has been an animation director, screenwriter, and producer for Disney for four decades. Along with co-producer John Muster, he is the creator of Aladdin, The Little Mermaid, Moana, Princess and the Frog, and one of my favorites, Pete's Dragon. In this interview, we discuss his journey to become one of the most successful animated movie producers of today and the process of creating animated movies. The story of how Robin Williams was brought on board for Aladdin was amazing!

Every farm family eventually needs a conversation about who inherits what, who doesn't, and why. Almost none of them finish it. Patti Durand — family business advisor and author of The Future Leader — has built her career on being in the room when those conversations happen. Her business partner Chris Corbett grew up as one of five kids on a Manitoba farm and left at sixteen. Between the three of us, every side of the non-farming sibling story shows up at this table. Patti's working claim is a plain one. Unspoken expectations become resentments. What gets left unsaid at a twenty-million-dollar kitchen table gets paid for later — in estate litigation, in family silence, in the farm that stops functioning. Across an hour, Patti walks through three questions she has carried into hundreds of family meetings. Each one is designed to bring heirs to the table without handing them the keys. What surfaces is harder than a will and more uncomfortable than most farming parents expect. Guests: Patti Durand and Chris Corbett of Bright Track Consulting — brighttrack.ca Subscribe to Growing the Future for new episodes. Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

In this episode of the Faces of the Future Podcast, Millz and Rocket are back with a week filled of news. First the guys react to the tragic death of Ashlee Jenae and give their thoughts on the latest news. Next, they weigh in on D4vd being arrested after a body was found in the back of his car months ago. Then the guys move into entertainment news and explain what the Netflix and Warner Music deal means for streaming platforms and musicians as whole. Finally they give their opinion on local head coach Bill Belton leaving his alma mater for a prep school, the UFC coming back to Philly, plus more.Support the show

Brandon Mull was a guest on this podcast a few years ago in episode #251. We met when he was the Toastmaster at The Life, the Universe, and Everything Conference, after which he sent me a copy of “Fablehaven,” which became the topic of our first interview. This interview is about his newest release, “Guardians: Forbidden Mountain,” an epic adventure fantasy that can be enjoyed by YA as well as adult readers. He normally takes 6 months to write a novel, but this one took 2 ½ years due to the story's depth—and the fact that it is the first of a three-novel series. There are two hero journeys that gradually weave into each other. Mako Boughbreaker is along one path, and Arden is on the other side of the empire, walking her path. The book deftly addresses people's spirituality while weaving in the idea that one does have the choice to do the right thing—and that one's actions have consequences, good or bad —which is important. Possibly even more so these days. Learn more at brandonmull.com/

Weather is the one thing you cannot plan for. But you can plan around it. That difference — between being caught off guard and being positioned for whatever comes — is what this session is about. Drew Lerner has been reading the atmosphere for 47 years. Commodity markets, food companies, and producers worldwide rely on him. He is the kind of guy who can draw the jet stream on a whiteboard in real time and make it feel like a kitchen table conversation. That is exactly what happened here. Darren Sander runs a farm south of Rosetown, Saskatchewan. He has spent years figuring out how to reduce the damage weather does to his operation before the weather ever shows up. He opens the session by laying out the practical side — what farmers actually do to protect their crops from a season that has already made up its mind. Together, the three of them cover a lot of ground. Topics Covered How prairie farmers mitigate weather before it arrives Seed timing, variety selection, soil biology, compaction, and why the first 30 days dictate maximum yield potential. Darren explains the logic behind building resilient crops when the inputs are already fighting you. What the drought monitor is actually showing — and what it is missing The North American drought monitor does not capture long-term soil depletion well. For producers entering their eighth or ninth year of persistent dryness, the map looks more encouraging than it is. Drew explains why, and what to watch for as temperatures climb this spring. The ridge of high pressure problem — and why the US dryness matters to you When soil is dry, ridges of high pressure intensify and hold. When soil is wet, ridges collapse. Right now, the Rocky Mountain snowpack and the US Plains are running significantly below normal, which means any summer ridge could anchor itself, amplify, and push north into the prairies. This is not the official forecast. It is the official worry. What a Montana low means for the Southwest prairies Montana lows have been rare in recent years. That is a big part of why southern Alberta and southwest Saskatchewan have been so dry. One showed up in April 2026. Drew explains why that matters and what it signals about the pattern shift that may be coming. The two competing weather patterns fighting over the prairies right now A ridge-dominated western pattern and an active US trough pattern have been alternating all winter. Neither one has been generous to the Canadian prairies. Drew explains when and how the jet stream will shift northward — and what that means for when moisture actually arrives. The 18-year cycle and what it says about 2026 The lunar cycle is one of Drew's most reliable long-range tools. He walks through what it is, how it interacts with El Niño, and why 2026 looks meaningfully different from the worst years of the recent drought. El Niño — what it actually means for the prairies, and what it does not El Niño is coming. The hype is overblown. Drew separates the signal from the noise, breaks down timing versus intensity, and explains what the transition from La Niña to El Niño typically looks like for June, July, and August across different regions of the prairies. The solar cycle, commodity markets, and the window you are in right now Drew overlays the 11-year and 22-year solar cycles with corn and canola futures prices going back to the 1970s. The pattern is real and it matters for how you think about marketing. The 2020–2023 drought was not random — it was consistent with the solar minimum-to-maximum period. We are now two years past the solar maximum. That changes the outlook. Why the Northeast prairies and Manitoba face a different set of problems Too much snow. Heavy soils. A wetter June on the way. The challenge in the east is almost the opposite of the challenge in the southwest, and Drew addresses both. Peace country — is it going to be wet all spring? The short answer: yes, there is real risk of delayed seeding. Drew explains the pattern and what to watch for. Weather modification — does cloud seeding actually work? Drew gives a genuinely honest answer to a question that generates a lot of heat in agricultural communities. Worth listening to. Forest fire smoke and its effect on crop temperatures An uncomfortable truth: in 2021, smoke from northern fires may have actually moderated temperatures enough to reduce crop losses. Drew explains the physics. Global market drivers to watch in late 2026 and into 2027 El Niño's impact on Southeast Asia, India, and the pulse markets. Coffee, cocoa, palm oil, and what to pay attention to if you're thinking about canola. Timestamps [00:00:00] Welcome and context — 420 registered, 250 live [00:01:00] Introduction to Drew Lerner and World Weather Inc. [00:02:30] How probabilities work — and why no weather forecaster really knows what they're doing [00:05:00] Darren Sander on farm-level weather mitigation — seed primers, soil biology, compaction [00:08:10] Drew on how farmers in the US approach weather risk [00:13:00] AI, machine learning, and the future of weather forecasting [00:19:00] The North American drought monitor — what it shows and what it misses [00:22:00] The ridge of high pressure — basic atmospheric physics and why the US dryness is your problem too [00:27:00] Nine years of drought in southwest Saskatchewan — when does the drought monitor catch up? [00:27:30] The Omega block explained — live whiteboard illustration [00:31:00] Soil moisture assessment heading into spring 2026 [00:35:00] Snow cover — who has too much, who has too little, and what happens next [00:39:00] The two storm systems coming in April — what to expect in your area [00:41:00] Why the Montana low is encouraging news for southern Alberta [00:43:00] Manitoba — a different problem, a wetter spring coming [00:44:00] The primary influences on 2026: La Niña fading, El Niño arriving, the 18-year cycle, the solar cycle, ocean temperatures [00:50:00] Warm ocean temperatures globally — why that matters for storm moisture [00:52:00] The upper air pattern that has dominated since November — and when it breaks [00:58:00] US frost risk and potential market opportunities for prairie producers [01:01:00] The 30-day outlook — less precipitation coming after these two storms, then a pattern shift [01:06:00] El Niño timing and what the 18-year cycle data says month by month: May, June, July [01:13:00] The 1972 comparison — why Drew does not like it as an analog, and what is different this year [01:17:00] Drought monitor data collection — how granular is it, really? [01:19:00] Weather modification and cloud seeding — does it work? [01:26:00] The solar cycle and commodity futures — a 50-year correlation worth understanding [01:37:00] Global market drivers: Southeast Asia, India, pulse crops, coffee, cocoa, and canola [01:39:00] India's monsoon — El Niño timing versus the Indian Ocean Dipole [01:42:00] Final questions, closing remarks, and gratitude from the room About Drew Lerner Drew Lerner is the founder and senior agricultural meteorologist at World Weather Inc., a subscription-based service relied upon by commodity markets, food companies, and producers worldwide for over four decades. His forecasts cover the Canadian prairies, the US Plains, and global crop production regions. To subscribe or get in touch: worldweather.cc About Darren Sander Darren farms south of Rosetown, Saskatchewan, and has spent years building a farming system designed to withstand weather stress — from seed to harvest. About Growing the Future Productions Growing the Future Productions is a live, interactive briefing platform for prairie producers and agricultural professionals. We run monthly sessions with the best minds in prairie agriculture — weather, markets, land, technology, policy, and the things that actually matter on the farm. Subscribe to the Growing the Future Podcast wherever you listen. Follow Growing the Future on LinkedIn and Instagram. To find out about upcoming live sessions, visit growtingthefuture.ca Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

FCC just dropped the 2025 farmland numbers. Canada up 9.3%. Manitoba leading at 12.2. Saskatchewan at 9.4. West Central Saskatchewan at 4.8 — roughly half the provincial move. That split is what this episode is about. Dan hosts a live panel with four guests who are in the data, closing deals, and financing purchases right now. Not forecasting from a distance. Actually in it. Together they work through what the headline number isn't telling you, why buyers are getting more selective, what lenders are seeing at Q1, and what comes next for a market that has run hard for twenty-five years. The honest answer from every person on the panel: the market is not the same everywhere, and it hasn't been for a while. Topics and timestamps: 0:00 — Introduction. The division forming between good land and everything else. FCC 2025 numbers across the prairies. 5:00 — Panel introductions: Tim Hammond (Hammond Realty), Bobby Montreuil (Hammond Realty / active producer), Courtney Thevenot (Scotiabank Ag), Conrad Olson (FCC, West Central Saskatchewan) 6:00 — What the market is telling the people actually closing deals — that the FCC report won't show until next year 8:00 — Why 30 pre-approvals per tender became 4 or 5. Less players. Not less land moving. 10:00 — West Central at 4.8% vs. the provincial 9.4%. What tighter margins and rougher crop years look like in the numbers, lagged. 13:00 — Live audience poll: where do you think farmland values are going in your area in the next 12 months? Results: 53% flat, 18% down, 24% up. 17:00 — How fortunes get made in land. The cap rate reality. Why the guy who paid $2,100 when everyone said $1,800 was the ceiling was right. 19:00 — Where are producers actually getting their local farmland values? Neighbors and coffee shop vs. realtor vs. lender vs. FCC. (Spoiler: coffee shop was first pick for 26%.) 23:00 — The Saskatchewan Comparable Farmland Reports and Farmland Security Board database as a tool for area-specific data. 28:00 — "They're not making any more land." How land buyers pencil it out when input costs keep rising and commodity prices stay uncertain. 29:00 — The lender's view: it's never about one parcel. It's about the whole operation. Cash flow. Equity. Fit. 33:00 — Large land packages and what potential Manette-scale offerings might signal for market dynamics. 37:00 — Next audience poll: what is your most likely land move in the next 12 months? 45% hold. 25% buy. 11% sell. 20% rent before purchase. 38:00 — Strategic efficiency purchases. Buying to right-size. Selling what's far away and consolidating closer to home. 41:00 — The Pareto Principle and farmland: 80% of what's for sale is weaker land. Was true in the 2000s. Still true now. 44:00 — Succession pressure and what it means for supply. 65% of Saskatchewan farmland owned by someone 65 or older. What happens when no one's taking over? 46:00 — Lending health check. Are declines increasing? Short answer from both Scotia and FCC: not really. Agriculture is holding stronger than the general business community. 51:00 — Creative financing structures for land that doesn't pencil on its own. Interest-only periods. Phased purchases. Part-buy, part-rent. 54:00 — Final round: one takeaway from each panelist. Bobby: still long on farmland. Courtney: Canadian ag is set up to shine. Conrad: hesitancy with a strong dose of optimism — know your numbers and stay agile. 58:00 — Audience takeaways read live, plus upcoming episodes: Drew Lerner on spring weather, non-farming siblings and succession, Steffes auction on whether now is the time to buy iron. What makes this one worth your time: You have an FCC lender, a Scotiabank ag lender, a real estate professional who is also actively farming, and one of Saskatchewan's most experienced farm real estate agents — all in the same room at the same time. No rehearsed answers. No unified talking point. Just four people telling you what they're actually seeing in Q1 2026, with an audience of producers pushing back in real time. The takeaway isn't a prediction. It's a map. Good land in good areas is behaving differently than average land in average areas. Lenders are still lending. Buyers are getting more selective. And succession is quietly building pressure underneath all of it that the headline numbers don't capture yet. Guests: Tim Hammond — Founder and CEO, Hammond Realty. 25 years in Saskatchewan farm real estate. Expert in farmland transactions, succession advisory, and M&A. Based in Biggar, Saskatchewan. hammondrealty.ca Bobby Montreuil — Farm real estate agent with Hammond Realty and active prairie producer. Both sides of the deal, every day. Courtney Thevenot — Agricultural Lender, Scotiabank. Part of the Build Your Ag Dream Team. Sees the deals before they close and the ones that don't. Conrad Olson — Agricultural Lender, FCC Rosetown. A decade financing West Central Saskatchewan land purchases. Knows the dirt. Stay connected: Growing the Future Productions — growingtthefuture.ca LinkedIn: Growing the Future YouTube: Growing the Future Podcast available on Spotify, Apple Podcasts, and all major platforms. Hammond Realty — hammondrealty.ca Scotiabank Agriculture — scotiabank.com/agriculture Farm Credit Canada (FCC) — fcc.ca Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

In this episode of the Faces of the Future Podcast, Millz and Rocket return fresh off of Easter break. The guys react to Ye formerly known as Kanye West's return to America with 2 sold out shows in Los Angeles. They then discuss if Ye has outgrown the music and industry and if cancel culture applies to him at all. Next the guys discuss Chris Brown and Usher announcing their joint stadium tour. They debate who will have the bigger draw and who will be the closer each night. Next, they discuss all the backlash Lebron James received for his comments about the city of Memphis and if it was warranted. They go break down Tubi's new deal with Tik Tok, plus more.Support the show

Charlie Holmberg is a Wall Street Journal and Amazon best-selling author of over 20 novels. She sent me her book “The Shattered King,” book one of a duology, a dark fantasy with a lot of adventure, and the romance contributes to the fantasy/magic. So, while it is a slow-burn romance—placing it squarely in the romantasy genre—I thoroughly enjoyed it as an adventure with a lot of political intrigue. I was fascinated by her magic, a system in which the main character, Nym, works with a physically broken Prince Renn to heal his "aura" or "soul," thereby healing his body. As I enjoy discovering new magic systems, this was an especially nice treat. And I must say that I really enjoyed meeting Charlie at the Life, the Universe, and Everything Symposium, where this interview was recorded and discussing her journey as an author. Learn more at www.charlienholmberg.com/

The steel-wheeled tractor was a fad once. So was the fax machine. Nobody's laughing at those now. AI is moving through agriculture whether the industry is ready or not. The global AI and agriculture market is approaching five billion dollars and growing at over 26% a year. Eighty percent of agribusinesses say they understand its potential. Only twenty percent have adopted it. And who's actually getting results? Closer to five percent. That gap is what this Growing the Future Productions live event is built to close. Dan Aberhart puts three of the most plugged-in AI power users in ag — Rob Saik, Tim Hammond, and Damon Johnson — in the same room for the first-ever episode of The AI Farm. No vendor pitches. No vague future-casting. Three people who are deep in this every single day. Audience vote at the end. Winner gets bragging rights. You get the ideas. Where AI Actually Disrupts Agriculture — And Where It Doesn't Rob Saik opens with a reframe: agriculture at the farm level ranks low on AI disruption — not because it's behind, but because farming is inherently hands-on and judgment-dependent. The bigger disruption is upstream, in realty, insurance, and the machinery sector. Prediction is where AI excels. Judgment still belongs to you. (00:07:40) — Rob walks through the tools he uses daily: Perplexity, Claude, Notebook LM, and a custom Dossier Builder that profiles anyone he's about to meet. His starter recommendation for producers new to AI: Perplexity. It's reference-based, cites its sources, and aggregates across multiple AI models. If you're perplexed about AI, that's your on-ramp. (00:21:07) — A Power Farm member built a complete grain marketing program by uploading his inventory and contracts into Claude. That's not a future possibility. That happened. Tim's Pick: A Custom GPT That Makes Decisions for Your Team Tim Hammond is in the top 1% of ChatGPT users globally — 26,500 messages, 800-plus threads in a single year. His big move: he fed 1,200 pages of regulatory knowledge into a custom GPT, locked it to that knowledge base only, and deployed it to his whole team. Now they ask the bot before they ask Tim. (00:23:14) — The framework from Jeff Woods' book The AI-Driven Leader: Context, Role, Interview, Task. Most people skip the Interview step. That's where AI surfaces your blind spots and assumptions before it gives you an answer. The farm application: 12,000 acres is the HR ceiling where most operations stall. AI helps you scale past it without adding headcount. Damon's Pick: A Full Farm Dashboard Built in 12 Minutes Damon Johnson — economist, active grain farmer, insurance builder — built a fully integrated farm management dashboard the night before this call. Six tabs. Google Maps field borders. Grain marketing scenarios. Input cost tracking. Seeding date calculator. Spray window tool. Twelve minutes. (00:38:00) — He uploaded years of historical farm data into a Claude project and prompted it to build what would previously have cost millions and years. His framing: Claude is now a prototype partner. Fail fast. Iterate. Build. (00:56:47) — He reads the exact prompt live: a grain marketing calculator for a 7,000-acre Saskatchewan farm, three marketing scenarios, net revenue comparison chart. Type it. Get it. The Poll Results — Where Producers Actually Are 19% haven't touched AI at all. 42% have played with ChatGPT but nothing on the operation. 27% use AI tools regularly for at least one part of their business. 10% have it built into multiple parts of the operation. (00:20:26) What's holding people back: a third don't know where to start. 17% don't trust the technology. 15% are worried about farm data being used. Also covered: Machine learning vs. AI explained without jargon (00:48:08). How to stop AI hallucinations (00:52:36). Drones, Starlink, and Goldman Sachs' $264 billion precision ag disruption number (00:54:24). Dan's live demo: using Claude inside Gmail to scrape 100-plus webinar registration emails and extract every question in seconds (00:46:20). And Whisper Flow — because typing is starting to feel like a fax machine. Final word from all three panelists: Start. Pick one pain point. Play with it. You'll find out what works. Featured in this episode: Dan Aberhart — Host, Growing the Future Productions Rob Saik — Founder and CEO, T1 Technology Corporation / Ag Advisor Pro Tim Hammond — Founder, Hammond Realty Damon Johnson — EVP, Global Ag Risk Solutions / Hub International Resources mentioned: Perplexity AI, Claude (claude.ai), Notebook LM, Whisper Flow, Grip farm management software, The AI-Driven Leader by Geoff Woods, Ag Advisor Pro More from Growing the Future: Podcast: growingthefuturepodcast.ca YouTube: Growing the Future Productions Ground Truth Daily: Available wherever you listen to podcasts Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

In this episode of the Pac to the Future Podcast, hosts Mr. EBay and Dr. Chad dive into the world of wrestling, exploring significant moments in wrestling history, particularly focusing on WrestleMania events. They discuss the impact of the pandemic on WrestleMania 36, the role of celebrities like Pat McAfee in wrestling, and engage in a fun auction battle featuring wrestling cards. The conversation is filled with nostalgia, humor, and insights into the wrestling industry. In this episode, Dr. Chad and Mr. EBay discuss various aspects of WWE merchandise, including shopping experiences, wrestling gear, and collectibles. They explore the nostalgia associated with wrestling, share personal stories, and highlight the significance of certain items. The conversation also delves into video game nostalgia with a focus on WWF Superstars, and they conclude with auction highlights and reflections on the wrestling community.   Chapters 00:00 Introduction to the Podcast and Hosts 02:06 Wrestling History Highlights 05:54 WrestleMania Moments and Matches 13:48 WrestleMania 36 and Pandemic Challenges 1 9:53 Pat McAfee's Role in Wrestling 25:01 Wrestling Card Auction Battle 34:02 Conclusion and Listener Engagement 35:58 Supporting the Show and Upcoming Products 37:29 Exploring WWE Merchandise and Shopping Experiences 40:25 Wrestling Gear and Nostalgia 42:59 Budgeting for Wrestling Collectibles 49:19 The Danhausen Curse and Wrestling Stories 52:02 Video Game Nostalgia: WWF Superstars 01:05:41 Auction Highlights and Closing Thoughts Check Out Our Other Content: New Product Releases with Mrs. Doc - Every Wednesday Pack to the Future Podcast - Flagship - Livestream YouTube Thursday, Podcast Saturday PTTF Presents Sunday Night's Main Event - A Wrestling Card Podcast - Every Sunday

#1 NYT and USA Today bestselling author Tricia Levenseller was interviewed at the Superstars Writing Conference in Colorado Springs and discusses the various types of romance and specifically romantasy novels and what makes them so popular. NOTE: This was the first romance novel I ever read, which made the interview all the more interesting for me! We discuss her “villain love story,” “The Shadows Between Us,” and how she writes fantasy romance novels. She explained why the naughty-girl lead female character in a romance is so popular with the female audience. United Public Radio @ www.uprntalkradio.com

Ein neuer Roman ist da, das ist großartig! „Kampf der Brüder“ in der Romanfassung kommt zu euch als E-Book, Taschenbuch und Hardcover. Doch wo ist das Hörbuch? Diese und viele weitere Infos kriegt ihr in diesem Podcast.

Redefining Unified Communications for AI Voice: Jon Arnold on the Five Threads Shaping the Future, Podcast, AI voice is not just another feature layered onto existing platforms—it represents a fundamental shift @Doug Green “We're moving from tactical improvements to a more strategic, holistic view of AI voice—and that changes everything about how businesses think about communications,” says Jon Arnold. In this Technology Reseller News podcast, I spoke with Jon Arnold about his presentation at the vCon Spring Conference 2026, where he outlined a framework for understanding how AI voice is reshaping unified communications. Arnold's central point is that AI voice is not just another feature layered onto existing platforms—it represents a fundamental shift. The industry is moving beyond tools like transcription and call recording toward treating conversations themselves as structured, valuable data that can drive business outcomes. A key part of this transformation is the emergence of standards such as vCon Foundation. By enabling conversations to be captured with context, metadata, and governance, vCon provides a foundation for portability, compliance, and interoperability across platforms. This is becoming increasingly important as enterprises seek to maintain control over their conversational data while deploying AI at scale. For MSPs, service providers, and channel partners, this shift creates a new opportunity. Rather than focusing primarily on seats and connectivity, partners can help customers unlock value from conversations—through analytics, automation, and AI-driven workflows. This opens the door to new revenue models tied to outcomes and intelligence rather than usage alone. The broader implication is that unified communications itself is being redefined. As AI voice becomes central to the experience, communications platforms are evolving into intelligence platforms—where every interaction can be captured, understood, and acted on.

Somewhere on the prairies, there's a producer trying to do it all. The agronomy. The marketing. The books. The succession. The banking. The strategy. And they're wearing every hat at once — running hot, making decisions with incomplete information, and wondering why the numbers never quite tell the full story. The top farms? They stopped doing that a long time ago. This Growing the Future Productions live event puts Dan Aberhart at the table with seven of the most plugged-in financial and business minds working in Canadian agriculture right now: Evan Shout (Maverick Ag / Farmer Coach), Brian Mack and Justin Simpkins (Grow Lytics), Travis Gerrard and Roxanne Olynick from MNP, and Courtney Thevenot and Tanner Gerwing from Scotiabank Agricultural Banking. The conversation runs nearly 90 minutes and covers the full spectrum — from bookkeeping basics to billion-dollar family legacy questions. Not a panel of polished talking points. A real room of real advisors who already work together behind closed doors, and now you get to hear it. What gets covered in this episode: The 2% / 18% / 80% Split — Where Does Your Farm Land? Evan Shout opens with a number that should stop people cold: over the last 20 years, as farm revenues have gone up and risk has increased, financial acumen in the industry has actually gotten worse. The top 2% aren't just profitable — they're operating with a completely different level of financial sophistication. The next 18% are closing the gap. The other 80% are still treating finance as a back-seat discipline. (00:07:00) — Evan breaks down what separates the top tier, and why building a team is the single most powerful thing an operation can do to move up that ladder. Access to Capital vs. Strategic Advice — They're Not the Same Thing Grow Lytics started by reverse-engineering the perfect credit deal. Not by handing out money — by working backward from what a lender actually needs to say yes, and building the farm's story from there. Brian Mack draws a clear line between knowing your costs and knowing what the bank is looking at when you walk through the door. (00:10:00) — The panel unpacks the difference between getting financed and being financially positioned. You don't want your banker to tell you it's a bad deal. You want to already know that before you show up. What Scotiabank Actually Looks For — And It's Not Just the Numbers Courtney Thevenot is direct: lending decisions aren't just financial. Management strength, character, who you've got in your corner, whether you're trying to do it all yourself — that all goes into the picture. A farm that walks in with a team behind them sends a completely different signal than one that shows up with a stack of paper and no story. (00:12:00) — Courtney makes the case for the banking relationship as an ongoing partnership, not a transactional event. Quarterly calls. Farm visits. The relationship should be built long before you need something. The Mental Health Moment Nobody Planned — But Everybody Needed An audience member, Harry Siemens, drops a question about the farm suicide rate — 3.5 times higher than any other industry. Dan opens the floor. What follows is one of the most honest conversations this panel has. Evan doesn't give the diplomatic answer. He gives the hard one: farming culture has tied identity and legacy to a business in a way that makes failure feel unsurvivable. That's not the truth. But it's the pressure people are carrying. (00:27:00) — Justin Simpkins adds context from time spent in Australia, where the numbers are even more stark. Courtney mentions the Canadian Centre for Agriculture Wellbeing as a real resource. Roxanne talks about peer groups as one of the most underrated tools for connection and permission to be honest. This segment wasn't on the agenda — but it might be the most important twelve minutes in the episode. Benchmarking, Peer Groups & the Trucker Who Blew Everyone's Mind Travis Gerrard talks about what happens when you put a trucking company's operational metrics in front of a room full of grain farmers. Nobody expected it. Everyone walked away wanting to know their numbers that much better. The benchmarking group MNP runs is covering 14% of Saskatchewan farmland — and the data is clear on what the best operations have in common. (00:19:00) — Travis and the panel dig into the power of cross-industry benchmarking, and why getting outside the agriculture bubble — like Dan's example of Strategic Coach — can be the jolt that resets how a producer sees their own operation. AI, Data & the Role of the Farm's Next Hire The panel lands on something the audience was clearly hungry for: the missing seat at the table isn't another accountant or banker. It's a CTO. A tech integrator. Someone who can get real-time data flowing — from grain cards, JD Ops, harvest profit, bookkeeping — so that the advisors in the room can do insight work instead of cleanup work. (00:44:00) — Evan lays out the vision clearly: AI isn't replacing thought leadership, but it will replace data entry, and that changes everything about how fast good decisions can get made. The Third Generation Curse — And the Harder Question Nobody's Asking John Gibson brings it live from the audience floor: why do so many family farm operations succeed through two generations and fall apart in the third? The panel doesn't flinch. Evan talks about the knowledge that gets lost when the generation that built through hard times doesn't transfer that context. Brian Mack says something that stops the room: are you trying to preserve the farm, or are you trying to preserve wealth for future generations? Because sometimes those are two different decisions. (00:49:00) — Evan makes the case for the family office model — keeping the farm intact across generations rather than selling it off every 40 years to settle estates. The math at today's land prices makes the traditional approach nearly impossible. Succession Planning — Separate Rooms, Real Conversations Travis's point lands hard: get the kids in a separate room. Get the parents in a separate room. Because what the next generation actually wants — and what mom and dad assume they want — are often two very different things. That gap, unaddressed, is where farm transitions collapse. (00:38:00) — Roxanne talks about seeing a generational shift in how clients are bringing younger family members into meetings earlier. Evan talks about farm operations actively recruiting external CEOs to run the business while family members stay involved as shareholders. The structure is changing. Who's Missing from the Dream Team? Lawyers. The panel admits it freely. Wills, shareholder agreements, prenups, joint venture agreements — verbal handshakes between multimillion-dollar operations. Evan doesn't mince words: Walmart isn't doing verbal agreements anymore. Neither should you. (01:23:00) — The closing segment also touches on life insurance, climate advisors, agronomists as financial team members, and the AI-specific skill set that's becoming the next frontier for farm advisory teams. Featured in this episode: Dan Aberhart — Host, Growing the Future Productions Evan Shout — Maverick Ag / Farmer Coach Brian Mack & Justin Simpkins — Grow Lytics Travis Gerrard & Roxanne Olynick — MNP Courtney Thevenot & Tanner Gerwing — Scotiabank Agricultural Banking Resources mentioned: Canadian Centre for Agriculture Wellbeing (CCAW) — free counseling and support resources for ag producers across Canada Sask Ag Matters — crisis line and no-cost counseling for Saskatchewan farmers Do More in Ag — mental health resources for the agricultural community Connect with the panelists: Maverick Ag / Farmer Coach: maverickg.com or farmercoach.ca Grow Lytics: growlytics.ca MNP: mnp.ca Scotiabank Agricultural Banking: Contact your local Scotiabank ag banking team More from Growing the Future: Podcast: growingthefuturepodcast.ca YouTube: Growing the Future Productions Ground Truth Daily: Available wherever you listen to podcasts Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

Attack your day with confidence and strength by getting your eyes fixated on the Lord, remembering His mighty deeds, and by standing in the truth of who you are in Christ. This short prayer will strengthen your soul to win the day. As a follower Jesus, no matter what you face in life, you can confidently say, "In You Lord, I am Strong!"MORE FROM PURE ENCOURAGEMENTWant to Submit a Question to be Answered on a Future Podcast? ⁠⁠⁠⁠Click Here⁠⁠⁠⁠Take the ⁠⁠⁠⁠⁠30 Day Identity Challenge ⁠⁠⁠⁠⁠Get the ⁠⁠⁠⁠6 Week Confidence Journal ⁠⁠⁠⁠to build your confidence and train spirituallyFree Resource:⁠⁠⁠⁠ Identity in Christ Statements⁠⁠⁠⁠Free Resource: ⁠⁠⁠⁠Deep Dive on Anger and Forgiveness⁠⁠⁠⁠Free Resource: ⁠⁠⁠⁠Help! I Need Confidence Video⁠⁠⁠⁠Free Resource: ⁠⁠⁠⁠Help! I'm in a Slump Video⁠⁠⁠⁠Follow Pure Encouragement on ⁠⁠⁠⁠Instagram⁠⁠⁠⁠ | ⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MORE ABOUT PURE ENCOURAGEMENT

The data is in. Farms that perform better... perform a lot better. And the gap isn't luck. In this live webinar event from Growing the Future Productions, host Dan Aberhart sits down with three of the sharpest minds working on Saskatchewan farms right now — Darren Sander of Crop-Aid Nutrition, Dave Norris of Norris Crop Consulting, and Todd Rowan of IXL Innovations — for a frank, no-sugarcoating conversation about what separates the producers clearing big margins from the ones leaving money on the table. The number? Somewhere between $50 and $100 per acre. Every single year. Compounded over a decade — it's not a number. It's a different life. What gets covered in this episode: Soil Health & the First 30 Days — Darren makes the case that the first 30 days of a crop dictates maximum yield potential. Not the last 30. The first. That reframe alone is worth your time. He also talks about how a soil health program let his operation move from a three-crop rotation to two — and pencil out better. Earthworms optional, but encouraged. (00:04:00) — Darren breaks down the incremental gains philosophy: fertilizer protection, stress reduction, nutrient use efficiency, and how every acre should be growing the crop it's best suited to grow. Grain Marketing & the Probability Game — Dave Norris and Todd Rowan don't predict the future. They work with probabilities. And when warships started heading toward the Strait of Hormuz, they texted their clients to fill their fuel tanks. Fuel was $1.02. The downside risk was 93 cents. The upside was $1.50. That's not a prediction. That's a risk-reward conversation — and the producers who had that conversation in advance came out a lot better than the ones who watched the news. (00:09:00) — The panel unpacks why so many producers make decisions after it feels urgent, and why the best time to act is almost always when it doesn't. Crop Insurance, In-Season Pricing & the 2025-26 Landscape — It's the worst crop insurance environment since before 2021. The panel digs into what that means for in-season pricing on canola, wheat, and durum, and how to think about layering agri-stability on top when the base numbers aren't what they used to be. (00:22:00) — Dave and Todd walk through the mechanics of in-season pricing, the cash flow timing issue with SCIC payments, and how to think about selling new crop canola when fertilizer costs are still wildly elevated. The Fertilizer Problem Nobody's Talking About Enough — An estimated 400,000-tonne shortage of urea in Saskatchewan this year. Producers who didn't pre-buy are scrambling. The panel discusses how this reshapes planting decisions, top-dressing options, foliar programs as a partial substitute, and why the supply-demand models for yield estimates may be fundamentally broken this season. (00:33:00) — Todd flags what this means for crop rotation flexibility. When the only crop penciling out is canola, what happens to everything else? Macroeconomics, Gold, Oil & the Commodity Supercycle — Dave Norris had a supercycle bias since November. He didn't have a war in March as the trigger — he thought it would be El Niño. He wasn't entirely wrong. The panel talks about money flowing into commodities, what governments printing money means for grain prices, and why canola at $700 a tonne may not be the ceiling. (00:40:00) — The canary in the coal mine: when gold and silver started ripping, the smart money was already watching inflation and currency hedges. Farmers paying attention to macros have a structural edge over those only watching local basis. The $70 Poll — What the Audience Said — Dan ran a live poll with over 150 producers on the call. The majority landed between $50 and $100 per acre as the value of strong management decisions. Todd shared a real-world example: in 2021-22, clients who didn't over-contract and took in-season crop insurance pricing pocketed $18/bushel versus $12. Clients who panicked after 2021 and froze in 2022 took $17 off the combine when $22 was on the board. The math on those decisions — compounded over 10 years — is a different farm. (00:56:00) — The close. Dan pulls together the final takeaways from the audience word cloud, and the panel leaves producers with the most important thing of all: knowing when to act, and not waiting until it's obvious. Featured in this episode: Dan Aberhart — Host, Growing the Future Productions Darren Sander — Crop-Aid Nutrition Dave Norris — Norris Crop Consulting Todd Rowan — IXL Innovations More from Growing the Future: Podcast: growingthefuturepodcast.ca YouTube: Growing the Future Productions Ground Truth Daily: Available wherever you listen to podcasts Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

2,333 days ago, Jeff Bennett was the second guest I ever had on this show. Different world. Different market. Different men. Since then we've lived through bull markets, bear markets, a pandemic, and all kinds of crazy in our personal lives. Jeff runs a grain farm in Saskatchewan while quietly building a parallel business out of his garage — custom laser engraved glass and wood pieces, high-end 3D crystal branding work. He didn't start building because it was trendy. He started building because five rough crop years forced a simple question: what do you control when the weather and the banks don't care? This conversation is not polished. It's not motivational. It's a farmer sitting across from me telling the truth about debt, structure, generational disconnect, and what it actually takes to keep going when the math doesn't work. If you farm, you'll feel this one. If you don't, you'll understand something about resilience you didn't before. Timestamps [00:00:00] Cold open — "What breaks first in your life?" [00:01:00] Dan's intro — 2,333 days since Jeff's first episode [00:03:00] What breaks first — Jeff on why breaking isn't an option [00:04:00] What Jeff refuses to depend on anymore [00:05:00] If your kids copied your current operating model [00:07:00] Why Jeff rates himself "just below jaded" on the industry [00:08:00] Five rough crop years and the financial reality no one talks about [00:10:00] "Agriculture is not struggling. Farmers are struggling." [00:11:00] What makes a good farmer — passing it to the next generation [00:13:00] Diversification that isn't just more agriculture [00:15:00] The difference between being tough and being stubborn [00:17:00] Why Dad can't help — the generational disconnect in farming [00:20:00] The economics gap — when a $100K off-farm job won't cover your nitrogen [00:24:00] Succession planning and the kind of help that actually works [00:25:00] "I don't think farming is a good business" — the structural problem [00:27:00] Who's actually making the money in agriculture? [00:29:00] The equipment deal Jeff regrets — and what it cost him [00:32:00] What Jeff would do with $5 million (the answer is boring and brilliant) [00:34:00] What people romanticize about farming that's just wrong [00:36:00] If everything works, what does Jeff's life actually look like? [00:38:00] His son Axel, a 3D printer, and teaching your kids they're not just farmers [00:41:00] If the farm disappeared tomorrow [00:43:00] Has Jeff ever thought about quitting? [00:45:00] "Farmers feed the world" — a belief Jeff doesn't hold [00:50:00] Advice to his younger self: "Buckle up kid. She's about to get rocky." Connect with us Growing the Future Podcast Website: https://www.growingthefuture.ca YouTube: https://www.youtube.com/@GrowingtheFuturePodcast LinkedIn: https://www.linkedin.com/company/growing-the-future Instagram: https://www.instagram.com/growingthefuturepodcast Join the Growing the Future Mastermind on Skool: https://www.skool.com/growing-the-future Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

This interview was recorded in Provo, Utah, at the Life the Universe and Everything Symposium, with Elaine Cohen, pen name Elaine Midcoh, Writers of the Future Volume 39 winner, with her story “A Trickle in History.” Elaine's earlier careers included being a lawyer and a college professor, but she now focuses on her writing. Her short story “On Behalf of Lake Owakeela” was recently published in the Bulletin of Atomic Scientists, the Fiction Issue, having won the “Write Before Midnight” short fiction contest. It is a story that editor Kim Stanley Robinson commented had “A very knowing and expert feel.” In this interview, Elaine discusses how to research and write a fictional story on politically sensitive topics. Learn more: elainemidcoh.wordpress.com/

Spring 2026 is arriving with a fertilizer market that looks nothing like anything most producers have seen. Urea at $700 a short ton. Elemental sulfur up nearly 8x in 18 months. Global ammonia production down 30–35%. China not exporting. India running at 50–60% production capacity because they can't get LNG shipments through the Persian Gulf. And retailers across Saskatchewan are 30–40% behind on bookings. Josh Linville, one of the most followed voices in fertilizer on X, joined from a ski condo in Colorado. Mario Gaudet has been in the thick of the elemental sulfur trade and has the kind of inside knowledge that doesn't show up in the headlines. Together, they broke down what's actually happening, what even the best-case scenario looks like if the Strait reopens tomorrow (answer: not great), and what decisions producers need to be making right now. This one got into places you don't hear about in mainstream ag media. Why you can't have a green energy mandate without oil and gas refining. Why Morocco building a massive triple super phosphate plant now looks like genius. Why the US imports over 5 million tons of urea per year when North America is sitting on some of the cheapest natural gas in the world. And why the retailer down the road isn't willing to hold inventory anymore, even if he thinks you're going to need it. The practical advice coming out of this conversation was clear: talk to your retailer now, build a forecast together, buy in chunks to spread your risk, and don't cut the nutrition inputs that will cost you two bushels of corn per acre to save $5 upfront. As Josh put it, the market is undefeated, and nobody has ever sold every bushel of grain in one shot. Why would fertilizer be any different? Timestamps [00:00:46] Setting the stage: Urea nearly doubled since December, global ammonia down 30–35%, spring is here [00:02:16] Josh Linville's call: the worst economic environment for farmers he's ever seen [00:05:18] Josh joins from a ski condo in Colorado; the market doesn't stop [00:06:04] Audience poll: Where are you at with your 2026 crop plan? [00:09:34] Mario's rant begins: how elemental sulfur went from $70 to nearly $580 a ton [00:10:31] The connection nobody's making: sulfur, battery production, lithium, and why green mandates need oil and gas [00:13:34] Geopolitics, the Strait of Hormuz, and 40–50% of global sulfur supply at risk [00:14:33] The 10-million-ton sulfur stockpile in Fort McMurray and why it can't get to market [00:15:40] Buying patterns: how procrastinating on fertilizer decisions became the industry's biggest self-inflicted wound [00:19:39] Josh on sulfur: how cleaner air created a new farm input problem [00:20:46] Phosphate and the Strait: Iran, Qatar, Saudi Arabia, three of the top 10 anhydrous exporters, all behind the closure [00:22:23] Tampa Index negotiations, phosphate production costs, and why summer fill pricing won't go down [00:23:22] Josh: we have already seen the cheapest phosphate price we are going to see [00:25:20] Even when the Strait reopens, the tail of this thing will last longer than people think [00:28:29] Morocco's triple super phosphate expansion: playing chess while everyone else played checkers [00:30:21] How high input costs are going to change what farmers buy this season [00:34:15] Josh's biggest rant: don't make a cut that feels good today and feels terrible in October [00:40:17] Alberta's 10-million-ton sulfur block, the LNG pipeline we didn't build, and the opportunity we've squandered [00:43:13] Is this the moment North America gets serious about fertilizer self-sufficiency? [00:45:21] The global food security conversation: who really pays when fertilizer prices go to the moon [00:48:31] Iran, the Strait, and the proxy war between the US and China [00:49:20] Why N-46 is at $1,250 Canadian when we make it in Indian Head, SK [00:54:04] Final advice from Mario: talk to your retailer, forecast what you need, buy in chunks [00:55:19] Final advice from Josh: no farmer sells all their grain at once, so stop treating fertilizer differently Connect with our guests: Josh Linville, VP of Fertilizer at StoneX. Follow him on X for daily fertilizer market updates: @JoshLFert Mario Gaudet, Busy Salt. Elemental sulfur supply across North America Growing the Future platform partners: Crop-Aid Nutrition, soil health and crop nutrition: cropaidnutrition.com Hammond Realty, Saskatchewan agricultural real estate, succession and tax planning: hammondrealty.ca Gripp, farm management software for tracking equipment, logging maintenance, and keeping your team aligned: gripp.ag Bone Trail Originals, handcrafted live edge resin art from a 110-year-old family farm in Saskatchewan: bonetrail.store Growing the Future: Subscribe on YouTube. Follow on LinkedIn and Instagram: growingthefuture.ca Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

In this episode of the Faces of the Future Podcast the guys are back with a music filled episode. The first discuss Jay-z announcing 3 shows for the Anniversary of two of his most notable albums, the guy then react to Jack Harlow's first week numbers and what that means for his career going forward. next they give their thoughts on LaRussel getting called out on social media for his new song, recap Michael B Jordan winning best actor, plus more.Support the show

Canola ran hard. The question wasn't whether to celebrate — it was whether to protect what you'd built. This session came out of a real conversation with a GARS advisor who pointed out something most producers have never heard explained clearly: options and production insurance don't just coexist — they can amplify each other. If you structure it right, you can protect your floor, leave your ceiling open, and potentially have the government subsidize the cost of the strategy through AgriStability. That's the thesis Ryan Bonnett walked through live. He's been trading futures and coaching producers through options for 20 years. He was joined by Derek Tallon — a central Saskatchewan grain farmer who sold 400 tons of canola the week before this session — for a real-world producer perspective on how these tools actually get used. And David Sullivan from Global Ag Risk Solutions rounded out the room with everything you need to know about where production insurance fits into the picture. Nobody was selling anything theoretical here. This was a working session. Topics covered: How to quantify your bullish or bearish position before you ever place a trade — and why gut feelings without numbers will get you burned The difference between call and put options, and when each one belongs in your marketing plan How a collar strategy works in practice: buying a $700 put and selling an $800 call for a net cost of around $10/ton — and what you're giving up to get it Why "I'll hold the option a little longer after I sell the grain" is where hedgers become speculators How paper trades through your RBC or STONEX account interact differently with your GARS policy than a delivery-tied contract does — and why that distinction matters The AgriStability angle: how your option strategy cost becomes an eligible expense, and what that means if you're one of the many producers sitting close to a claim this year What a "whole farm put" actually looks like and how it covers commodities you can't hedge on the exchange The fertilizer and fuel hedging conversation nobody else is having Useful timestamps: 00:04:17 — Ryan introduces the bullish/bearish framework and canola market context 00:07:00 — Crowd poll results: where producers' heads are at on canola prices 00:13:00 — Technical analysis walkthrough: support, resistance, and where this market could run to 00:26:22 — Call and put options explained cleanly 00:35:10 — How put options work as price insurance without elevator contracts 00:39:33 — The collar strategy: how to cheapen your protection 00:42:36 — Derek Tallon's producer perspective on using options as farm insurance 00:46:46 — David Sullivan: how options interact with your GARS production insurance 00:50:00 — The AgriStability layer: how your option cost could be 80% subsidized 00:59:32 — When and how to exit the strategy properly 01:04:29 — Fertilizer and fuel: the hedging conversation farmers aren't having yet 01:17:00 — The hardest part: closing your hedge the same day you make your physical sale Guests in this episode: Ryan Bonnett — independent commodity trading advisor, 20 years of experience coaching Western Canadian producers through options and futures strategies. Derek Tallon — grain producer, central Saskatchewan. Grows canola, wheat, and durum. Brings a grounded, practical lens on how these tools work at the farm level. David Sullivan — production insurance advisor, Global Ag Risk Solutions (GARS). Expert in how production insurance, AgriStability, and marketing strategies interact. One thing that stuck: David put it plainly — a 5,000-acre producer is sitting long on $2.5 to $3 million of grain the moment they plant. Most traders would never carry a position that size unhedged. Most producers do it every single year without thinking about it that way. That framing alone is worth the listen. Follow Growing the Future: Instagram: @growingthefutureproductions LinkedIn: Growing the Future Productions YouTube: Growing the Future Website: growingthefuture.ca Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

Joshua Essoe is a freelance editor with over a decade of full-time work under his belt. He has edited for bestsellers, Piers Anthony and David Farland, including the multi-award-winning novel, Nightingale. He's also edited for Dean Lorey, lead writer of Arrested Development, Mark Leslie Lefebvre, former director at Kobo, USA Today bestsellers, Writers of the Future winners, and many other top-notch independents. He was the lead editor at Urban Fantasy Magazine from 2014-2015. From 2012-2015, he recorded the weekly writing podcast Hide and Create with co-hosts Michael J. Sullivan, Diana Rowland, Jay Wells, and Debbie Viguie. You can find Joshua teaching about editing, pitches, and writing back-cover copy every year at the Superstars Writing Seminars in Colorado. His approach to editing is to help you make your story the best version of itself it can be. Joshua is also a writer. He was a 2014 finalist in the Writers of the Future contest. He is mid-releasing a 5-book series, each covering two subjects of the most common issues he sees in fiction writing as a full-time editor. Learn more about his latest in the series here: www.kickstarter.com/projects/joshua…k-of-land-vol-1

The post came after a long drive home from a production show. Jay Peterson had spent the day talking to people at booths, catching up with friends, listening to the Manitoba and Saskatchewan numbers come out on the radio. And somewhere between Saskatoon and Swift Current, something settled on him. Nobody was really having the conversation. Not out loud. Not honestly. So he made a video. Johnny Cash in the background. A simple question underneath it. Why is nobody talking about the fact that nothing we can grow in 2026 is going to make us money? The comments came in five flavors. Some farmers said they'd never quit, no matter what. Some were close to a breaking point. Some said it was just another cycle. Some thought bigger forces were reshaping the whole industry. And some were just trying to make sense of it. This episode is the conversation that followed. Four farmers. Real numbers. No prescriptions. No easy answers. The question underneath all of it: when the math stops working, what are we actually farming for? Guests Jay Peterson — JSP Farms Chris Allam — Allen Farms Norm Shoemaker — Shoemaker Ag Ventures Partnership Jeff Bennett — Bone Trail Land Company Timestamps 00:00 — Jay's TikTok, the long drive home from the production show, and why the comments hit a nerve. 08:34 — The live poll. How does your farm pencil out for 2026? 26% profitable. 42% break even at best. 16% likely a loss. 09:14 — Jay on what he was actually feeling when he made the post. Inputs still high. Prices not following. The sense that everyone was in the same position but nobody was saying it. 13:48 — Norm on the math. It used to take a metric ton of durum to break even. Now it takes close to two. Costs went one way and didn't come back. 15:22 — Jeff on why he stopped trying to predict what the year would bring. Four tough years before a good one. The numbers change every two months. You still show up. 17:09 — Chris makes the case it's not that dire, at least in Alberta. Average contribution margin, a little bit of profit. But he's clear: this was never a one-year home run industry. 19:18 — Cycles. Nobody agrees on where we are. Norm says we got used to good years and probably over-invested in iron. Jay says he might just be a year-by-year guy. 21:44 — Jay on why he never wanted to be a home run farmer. Singles and doubles. The rare triple. What it felt like to watch the bottom fall out mid-harvest last fall. 28:53 — The second poll. What's putting the most pressure right now? Inputs at 55%. Commodity prices at 42%. Land costs at 36%. Equipment at 27%. 29:45 — Whether cutting production costs to meet the market is actually a strategy. Chris says you produce more, not less. Jeff says fertilizing for disaster is its own kind of disaster. 31:43 — Jay on buying base chemical components instead of prepackaged. Why he grows mustard and not canola. Efficiency over volume when the rain isn't coming. 34:24 — Norm on land values. A million dollars a quarter. A son and a son-in-law coming into the operation. The math on return when you run those numbers. 36:32 — What farmers are actually doing differently this year. Variable rate fertilizing. Weekly peer group meetings. Cost benchmarking. Lean Six Sigma on the farm. 43:18 — Jeff on switching acres to canary seed and specialty canola. Crop rotation as a profit strategy. Finally back to a third, third, third rotation after years of disease pressure. 46:00 — The last question. What are you farming for when the numbers don't work? 47:27 — Chris: the next generation, and watching marginal land get better year after year. 48:16 — Jeff: fourth or fifth generation on this land. Leaving a starting point better than the one he was handed. 49:38 — Norm: the kids, the grandkids, and the table. Number six on the way. Who's at the table is what matters. 50:32 — Jay: he got into it because he loves farming. Loves farming with his dad. Loves doing it as well or better than the generations before him. 52:27 — Why Dan wanted to create a room for this conversation. And why it matters that farmers are willing to say it out loud. Platform partners Bone Trail Originals — www.instagram.com/bonetrailoriginals/  Hammond Realty — hammondrealty.ca  Crop-Aid Nutrition Gripp — gripp.ag Connect with Growing the Future growingthefuture.ca Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

Back in June 2025, Trent Klarenbach of Klarenbach Research did something nobody had done before. He charted Saskatchewan farmland values going back a hundred years and applied technical analysis to what he found. The chart went viral on YouTube. 52,000 views. And for good reason. The RSI had been signaling overbought conditions for over thirteen years. Previous times the market crossed that line and broke below the two-year exponential moving average, the results were not subtle. A 54% drop after 1922. A 22% drop after 1968. A 60% drop after 1982. Those aren't predictions. That's the historical record. Most people buying land today have never seen it. Tim Hammond runs Hammond Realty. He's been on the floor of the Saskatchewan farmland market since 2002. He manages 80,000 acres for investors, negotiates rental agreements, and watches the bid sheets on every tender. What he's seeing right now is something he hasn't seen before. A split market. Good land in a good area still moving. Average land struggling. Inventory quietly doubling. The spread between the top bid and the second bid widening from close together to five, ten, fifteen percent apart. The top bid is still setting records. But Tim's point is that land is only worth what the second highest bidder will pay. And that depth is getting thinner. This is not a doom and gloom conversation. Saskatchewan farmers hold somewhere around 65 billion dollars of farmland free and clear. The balance sheets are strong. The ag lenders are still positive. If there's a correction, Tim thinks agriculture can absorb the first 15 to 20 percent without a cascade. The question is where it goes from there. That's the conversation this episode holds. What the chart says, what the ground says, and what it means for the decisions you're making right now. Guests Trent Klarenbach — Klarenbach Research. Technical analyst. The first person known to have charted Saskatchewan farmland values across a hundred years of data. Tim Hammond — Founder and CEO, Hammond Realty. Agricultural real estate specialist, former ag lender, manages land for sophisticated investors across Saskatchewan. Timestamps 00:00 — Dan sets the stage. The Robert Angelic webinar in January, tightening capital conditions, and why this conversation needed to happen. 04:00 — The Klarenbach Research farmland study. 52,000 YouTube views. What happens when you apply a hundred years of technical analysis to land values for the first time. 05:00 — Introducing Trent Klarenbach and Tim Hammond. 08:34 — Live audience poll: where do you think Saskatchewan farmland values are headed? Results reveal a split room. 11:50 — Trent walks through the chart. RSI, the two-year exponential moving average, and what the historical pullbacks actually looked like. 54% in 1922. 22% in 1968. 60% in 1982. 13:00 — What overbought actually means and why the RSI can stay elevated for years before anything moves. 15:00 — Tim on what the chart means personally. His great-grandfather handed back the keys in 1933 when land values had halved. The Hammond family's hundred years of farming mapped almost exactly onto Trent's cycle lines. 17:00 — What Dan took from the chart that nobody talks about at the kitchen table. 18:00 — Tim on what he's seeing on the ground right now. The split market. Good land still competitive. Average land going sideways or down. The first split he's seen since 2002. 20:00 — Second live poll on local market conditions. 52% say steady but not as aggressive. 30% still seeing competitive multiple-bid situations. 12% starting to see softening. 21:30 — Inventory. How much farmland has come to market since January and what the doubling of listings actually means in context of one per rural municipality. 23:00 — The bid depth problem. Tenders that used to get ten offers are now getting two or three. The spread between top bid and second bid is widening. What that means for actual land values beneath the headline numbers. 26:00 — Trent on the catalysts that could trigger a trend change. Credit tightening, geopolitics, commodity cycles, retiring farmers reconsidering their position. 30:00 — The long-term buyer question. Tim's dad bought land in 1981 at 80,000 a quarter. It took 27 years to look like a great investment. He still has it. 33:00 — What a 33-year wait looks like depending on your age and whether you can survive the cycle. Trent on what happened to the people who couldn't. 34:00 — If there is a pullback, what does buying the dip actually look like and who has the dry powder to do it. 38:00 — Tim's cell signal. What price movement would actually constitute a sell signal on Trent's chart and how close we may or may not be to that line. 39:00 — The retired farmer wildcard. 30 to 40 percent of Saskatchewan farmland is held by retired farmers and farm families who stopped selling when the asset kept appreciating. What happens if that calculus changes. 42:00 — Audience poll: do you believe technical analysis has value for farmland decisions? 64% say somewhat useful but not definitive. 20% say yes, charts reveal important signals. 16% say farmland is different from other markets. 43:00 — The shift from expansion to efficiency. Why buyers are getting stronger instead of bigger. 45:00 — Rental rates. Poll results: 43% say increasing, 40% holding steady, 11% starting to soften. Tim on managing 80,000 acres of rental agreements and what he's seeing in renegotiations this year for the first time. 49:00 — Rent versus land value. When you're getting 1% on an asset that might start declining, when does the math change? 51:00 — How much Saskatchewan farmland is rented versus owner-operated. Tim's gut on the percentage turns out to be almost exactly right. 53:00 — Rent versus purchase in a tighter market. Why locking in for three years looks different than committing for twenty. 54:00 — Credit conditions and balance sheets. Tim on whether he's seen lenders kill deals yet and what the equity cushion actually looks like. 57:00 — Nutrient mining clauses in rental agreements. Are landlords enforcing them? 58:00 — 42.1% of Saskatchewan farmland is free and clear. What that number means in dollars. 59:00 — Are boomers selling? Why the transfer of farmland may matter as much to the market as new buyers entering it. 01:01:00 — Trent on where he's taking the research next. An announcement coming. Subscribe to find out. 01:02:00 — The next generation question. What happens to the land when the people who said they didn't want it are the ones who inherit it. Connect with Trent Klarenbach klarenbachresearch.com — subscribe to the free newsletter to receive the farmland study directly Connect with Tim Hammond and Hammond Realty hammondrealty.ca Connect with Growing the Future growingthefuture.ca Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

Most farm families in Western Canada have built more wealth over the past two decades than any generation before them on the land. A lot of it is sitting in the ground. And that concentration, it turns out, is quietly creating a set of problems most producers have never been introduced to. This session brought the Kohr Wealth team to the Growing the Future Productions live room. Ryan Hillstead, a CPA who spent 16 years in public practice carrying a heavy ag book, walked through three client stories that stopped people cold. Shane Shepherd laid out how whole life insurance works as something you own, not just something you pay for. And tax lawyer Kelly Caruk explained why buying insurance in the wrong place can cost you the very tax advantages you were trying to protect. The conversation also got into what Ryan calls the tax liability can. The one being kicked down the road from generation to generation, growing in step with every acre of appreciating land. Somebody's eventually going to pick it up. This conversation is about making sure there's a plan when they do. Guests: Larry Scammel, Shane Shepherd, Ryan Hillstead, Kelly Caruk — Kohr Wealth Timestamps: 00:00 — Welcome and setup. Why capital concentrated in one asset class can narrow your options across generations. 03:52 — Larry introduces Kohr Wealth, their new partnership with Blue Star Equity, and their two beer rule for working with clients. 06:30 — How Kohr approaches life insurance from a balance sheet perspective. Liquidity, tax exposure, succession, long-term family control. 08:22 — Ryan Hillstead introduces himself. 16 years as a CPA in public practice, partner level with a national firm, heavy ag client base across Saskatchewan. 09:39 — How agriculture has changed in 15 years. Land values, technology, and the shift toward viewing farming as a wealth-building business. 11:42 — The $50 billion of farmland set to transfer in the next decade and why succession conversations have taken over the kitchen table. 12:58 — The disappearing tax tools. TOSI rules, passive income changes, income splitting restrictions, and the removal of surplus strip planning in 2024. 19:00 — Ryan's three client stories. Uncle Gordon. Rod. The estate freeze family with farming and non-farming kids at the same table. 21:05 — Uncle Gordon did everything right. Died with a $4 million investment portfolio. The tax bill on his land ate the whole thing. 23:09 — Rod sold the farm when no one wanted to take it over. Year three, he came in looking deflated. Said he wished he had never done it. 24:40 — The estate freeze family. $40 million corporation. Mom and dad hold preferred shares. The farm may have to sell land just to cover the tax bill when they pass. 30:56 — Shane Shepherd explains whole life insurance. What cash value is, how it builds, and why it behaves differently than anything else on your balance sheet. 33:37 — The farmland analogy. You don't sell the land to access the equity. Whole life works the same way. 38:10 — Kelly Caruk on the tax architecture. Why insurance is taxed differently than almost every other asset class, what capital dividends are, and why structure matters before anything else. 43:50 — The risk of buying insurance in the wrong place. For farm families specifically, a wrong structure can cost you the farming tax preferences you would otherwise have. 48:52 — Audience question: Can insurance companies go broke in Canada? Shane answers. Kelly adds the regulatory backstop. 51:28 — Ryan on the intergenerational tax liability. Generations kicking the can down the road. What it looks like when somebody finally has to pick it up. 54:55 — Shane closes. Tax tools have narrowed. Timing matters. Capital structure is as important as the amount of capital you have. 58:59 — Audience Q&A on preferred shares and estate freezes. Ryan and Kelly explain what preferred shares actually are and how insurance can reduce the estate tax bill, not just fund it. Connect with Kohr Wealth: kohrwealth.com Connect with Growing the Future: growingthefuture.ca Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

Now I have the full transcript. Let me create the podcast summary and notes optimized for Simplecast and YouTube. Episode Summary (for the Simplecast summary field): When nothing you can grow in 2026 is projected to make money at average yields and average prices … what do you do? In this live workshop, Dan Aberhart sits down with Dave Sullivan from Global Ag Risk Solutions, Dean Klippenstine from MNP, and producer Jake Leguee to break down the farm financials, benchmark the best operators, and engineer a revenue floor before you seed a single acre. Dave walks through real spreadsheets showing break-even costs have more than doubled since 2010, why the largest crop in Canadian history barely generated a profit, and what the top 25% of managers are doing differently. The panel digs into how to stack crop insurance, AgriStability, and GARS products — including the brand new Yield Plus option — so you can farm with confidence even in a year where the math says you shouldn't be able to. If you only listen to one episode before spring, make it this one. Episode Notes (with timestamps, formatted for Simplecast markdown and YouTube description): Engineer Your Revenue Floor Before You Seed Season 8, Episode 6 The margins are tight. The projections are grim. And spring is coming whether you're ready or not. In this live workshop with nearly 300 registered producers, we cut through the noise and get to the numbers that matter. Panel: Dave Sullivan — Global Ag Risk Solutions Dean Klippenstine — MNP Jake Leguee — Leguee Farms Timestamps: [00:00:00] Welcome and why this workshop exists — the financial questions stacking up at the kitchen table [00:02:55] Setting the stage — projections showing $25–$50/acre below break-even at average yields and prices [00:04:37] Dave Sullivan shares what he's seeing across thousands of farm financials — and why having a common vernacular matters [00:10:30] Break-even costs over time — how we went from $250 to $550/acre in 16 years [00:13:19] The 2026 budget reality — $50–$75/acre losses on average, and why we haven't seen a starting point this tough since 2007–2008 [00:17:19] Top producers vs. top managers — why the most profitable farms aren't always the biggest spenders on inputs [00:20:39] Southeast Saskatchewan benchmarks — the massive gap between top and bottom 25% and where it actually shows up (hint: it's LPM, not inputs) [00:25:07] Jake Leguee on scouting, holding back that extra pass, and why spending more doesn't always mean earning more [00:26:27] Dean Klippenstine busts the "fixed cost" myth — why that term needs to go [00:27:33] Yield Plus explained — the brand new GARS product that layers crop insurance into the calculation and can save 40–70% on premiums [00:30:26] Stacking your coverage — how to combine crop insurance, AgriStability, GARS, and GI-3 for the right fit on YOUR farm [00:34:46] Why locking in canola at this rally matters — and the futures strategy conversation [00:39:46] The AgriStability cashflow trap — great on a spreadsheet, but can you wait 12–18 months for the check? [00:44:00] The "trough of despair" — why a 70% crop can actually pay better than a 90% crop when your coverage is stacked right [00:49:23] Quotes move fast — why your GARS quote is only good until something weird happens (and weird things are happening a lot these days) [00:54:52] How GARS treats futures contracts, delivery contracts, and trade accounts [00:59:43] Why relationships with the right experts are the real competitive advantage [01:00:50] Final takeaways — know your numbers, understand your options, and get yourself on the right side of the distribution curve Key Takeaway: The gap between the top 25% and bottom 25% of farms is massive — and it's not about spending more on inputs. It's about knowing your numbers, controlling your LPM, benchmarking against your region, and engineering a financial floor before you ever hit the field. This is the year to get that right. Resources mentioned: Global Ag Risk Solutions: agrisksolutions.ca MNP Benchmarking GARS Yield Plus product (new for 2026) AgriStability & provincial crop insurance programs Register for the Convergence Conference at convergenceconference.ca and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca Register for the Convergence Conference at convergence.ag and stay updated by subscribing to the Growing the Future Podcast at growingthefuturepodcast.ca.

Rachell Howzell Hall is the NYT, Wall Street Journal and USA Today bestselling author of 16 novels. The novel discussed in this interview was Fog and Fury. Her bio says she also writes Romantasy, something Fog and Fury—an intense thriller—is not. And with the fact that she does write romantasy, it allowed discussing questions not previously, asked including the difference between writing thrillers and romantasy.

Tim Waggoner is a multi-award-winning dark fantasy and horror author with a spattering of media tie-ins, now totaling over 60 novels. He's also a full-time tenured professor who teaches creative writing and composition at Sinclair College in Dayton, Ohio. We discuss what attracts people to horror and why he enjoys writing it, and his horror novel, “The World Turns Red.” Visit Tim at TimWaggoner.com

Attack your day with confidence and strength by getting your eyes fixated on the Lord, remembering His mighty deeds, and by standing in the truth of who you are in Christ. This short prayer will strengthen your soul to win the day. As a follower Jesus, you are more than a conqueror through Christ!MORE FROM PURE ENCOURAGEMENTWant to Submit a Question to be Answered on a Future Podcast? ⁠⁠⁠Click Here⁠⁠⁠Take the ⁠⁠⁠⁠30 Day Identity Challenge ⁠⁠⁠⁠Get the ⁠⁠⁠6 Week Confidence Journal ⁠⁠⁠to build your confidence and train spirituallyFree Resource:⁠⁠⁠ Identity in Christ Statements⁠⁠⁠Free Resource: ⁠⁠⁠Deep Dive on Anger and Forgiveness⁠⁠⁠Free Resource: ⁠⁠⁠Help! I Need Confidence Video⁠⁠⁠Free Resource: ⁠⁠⁠Help! I'm in a Slump Video⁠⁠⁠Follow Pure Encouragement on ⁠⁠⁠Instagram⁠⁠⁠ | ⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠MORE ABOUT PURE ENCOURAGEMENT

In this episode, Lisa Mangum, a veteran editor and author, shares her extensive experience in publishing. She has worked as an editor at Deseret Book since 1997, and became the editorial manager at Shadow Mountain in 2014. She has authored four bestselling YA novels—including the Hourglass Door trilogy and After Hello—plus short stories, novellas, and a craft book inspired by Supernatural. She also edits anthologies for WordFire Press and teaches at writing conferences, including her unique UVU writing weekends in Capitol Reef National Park. The discussion centers on her book “Write Fearless. Edit Smart. Get Published.” emphasizing why even self-published or indie authors benefit from professional editing. Lisa explores key storytelling elements: the distinction between plot and story, various plot types, and narrative perspectives. She compares first-person, second-person, third-person limited, and third-person omniscient viewpoints, highlighting their relative strengths, challenges, and the genres where each thrives most effectively.

With over three million books published a year, how do you get your voice heard above the din of everyone else? Discovery remains one of the greatest challenges for both new and established writers. Whether it's delivering your reader magnet, sending out advanced copies of your book, handing out eBooks at a conference, or fulfilling your digital sales to readers, BookFunnel does it all. They are in the business of building author careers, no matter where an author is on their journey. Damon Courtney, creator of BookFunnel, discusses why it was built and how it has been used globally to help build successful author careers.

Carell Augustus is a professional photographer whose career has taken him around the world to shoot some of the biggest stars on the planet. His celebrity clients have included Viola Davis, Beverly Johnson, Mariah Carey, Elizabeth Banks, Pierce Bronson, Meghan Markle, Serena Williams, Snoop Dogg, Paris Hilton, and more. He is also an author. Carell spent 10 years making his dream project come true. That dream was to reimagine famous Hollywood movie roles with black actors, with his coffee table book, “Black Hollywood: Reimagining Iconic Movie Moments.” This interview not only covers how he pulled off such an amazing product, but also the inspiration and drive to make it happen … no matter what. An L. Ron Hubbard essay on photography was also discussed, and how it applies to successful photography. Learn more at www.carellaugustus.com

At ITEXPO / MSP EXPO in Fort Lauderdale, Doug Green, Publisher of Technology Reseller News, spoke with Corey Moullas, Founder & CTO of EMAK Telecom, about a bold thesis: in the age of generative AI, voice will not be a side channel—it will be central to how businesses communicate and brand. EMAK Telecom, a VoIP and UCaaS provider founded a decade ago, built its own platform from the ground up with a focus on improving internal workflows and elevating the caller experience. Moullas emphasized that for EMAK, voice has always been about more than dial tone. “What can we do to make the caller experience amazing?” he said, describing a decade-long commitment to refining how customers interact with businesses through voice channels. Now, with the rise of generative AI and voice-to-voice agents, EMAK is integrating advanced AI capabilities directly into its telecom stack. While much of the industry conversation around AI centers on chat interfaces and automation dashboards, Moullas argues that the real transformation will occur in human conversation. “Voice is a very comfortable channel for a lot of people,” he noted. “Humans have a voice. We use it to communicate. It's not going away.” AI-powered voice agents, when implemented responsibly, can dramatically accelerate problem resolution, enrich brand presence, and create more natural customer interactions. Importantly, Moullas acknowledges the industry's legacy frustrations with earlier voice recognition systems. The difference today, he says, is the maturity of AI models capable of delivering empathetic, context-aware responses. “With the new technologies rolling out today, it's actually extraordinary,” he explained. At the same time, he stressed the responsibility that comes with such power. “We have to be very responsible about how we use these tools… they can be used for good or used for evil.” EMAK's internal philosophy—“do the right thing”—guides product decisions and long-term vision. As AI becomes embedded in enterprise communications, EMAK's strategy positions voice not as an afterthought but as the primary interface between humans and technology. In Moullas' view, when AI enables voice interactions that feel seamless and human, businesses will discover new ways to differentiate, connect, and deliver value. Visit https://emak.tech/

In this episode of the Faces of the Future Podcast the guys are back with an all new episode. They get back to their roots with a music heavy episode. Rocket starts the episode discussing the unreleased Jefferey Epstein Interview that everyone is talking about. Then they take a deep dive and give their review on J.Coles Album the 'Fall-Off", they react to Brent Faiyaz announcing his third studio album titled "ICON" , give their thoughts on Larussel signing with Roc Nation, plus more.Support the show

In this episode of the Faces of the Future Podcast rising artist Lill Twinn stopped by the NBT Compound for an interview. He sat down with Millz and Rocket to discuss his appearances on, On The Radar, navigating the music industry and social media, breaking through in the trading card industry, what he sees in his future as an artists, plus more.Support the show

Explore Your Personality: https://PersonalityHacker.com    In this episode, Joel and Antonia explore how intuitives can shift from surviving in a "sensor world" to leading in an increasingly abstract, intuitive one. They discuss intuitive strengths, existential regulation, and why it's time to reboot their Intuitive Awakening framework.