Podcasts about homeowners

We hope you had a great Thanksgiving holiday and spent time with loved ones. Something many of us are not loving - the cost of homeowner's insurance. But there is something many of us are overlooking - whether we have ENOUGH homeowner's insurance. Also - is there someone on your holiday list who has a thing for luxury brands? You don't have to pay luxury prices.  Homeowner's Insurance: Segment 1 Ask Clark: Segment 2 Lux For Less: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Much Homeowners Insurance Do I Need? Homeowners Insurance Archives - Clark Howard Credit Karma Review: Free Credit Score and More at Your Fingertips How To Monitor Your Credit How to Freeze Your Child's Credit How to Sell on Poshmark: Make Extra Money With This Online Thrift Store 401(k) Rollover: How To Roll Over a 401(k) Best 529 College Savings Plans By State Never Buy These 4 Fake Home Devices, Especially During the Holidays Clark Deals Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

2025-2028 Roofing Market Report: https://roofmarketreport.com/FREE Roofing Sales & Growth Platform: https://adamsfreestuff.com/ -----Homeowners are delaying roof replacements more than ever. But when you give them what they want, you can close the sale today. Here's the script to use.=============FREE TRAINING CENTERhttps://adamsfreestuff.com/ FREE ROOFING MARKET REPORT:https://roofmarketreport.com/FREE COACHING FROM MY AI CLONEhttps://secure.rsra.org/adams-cloneJOIN THE ROOFING & SOLAR REFORM ALLIANCE (RSRA)https://www.rsra.org/join/ GET MY BOOKhttps://a.co/d/7tsW3Lx GET A ROOFING SALES JOBhttps://secure.rsra.org/find-a-job CONTACTEmail: help@rsra.orgCall/Text: 303-222-7133PODCASTApple Podcasts: https://apple.co/3fSQiev Spotify: https://bit.ly/3eMAqJe Available everywhere else :)FOLLOW ADAM BENSMANhttps://www.facebook.com/adam.bensman/   https://www.facebook.com/RoofStrategist/ https://www.instagram.com/roofstrategist/ https://www.tiktok.com/@roofstrategist https://www.linkedin.com/in/roofstrategist/#roofstrategist #roofsales #d2d  #solar #solarsales #roofing #roofer #canvassing #hail #wind #hurricane #sales #roofclaim #rsra #roofingandsolarreformalliance #reformers #adambensman

This conversation delves into the complexities of Accessory Dwelling Units (ADUs), exploring the process, regulations, and the importance of design teams.We breakdown the various stakeholders involved, the significance of feasibility studies, and the financial implications of building an ADU.We emphasize the importance of expert guidance to navigate local regulations and ensure that projects are economically viable and compliant with zoning laws.Chapters00:00 Introduction to ADUs and Context Setting03:06 Understanding the ADU Process and Stakeholders05:47 Zoning Regulations and Community Impact08:41 The Importance of Design Teams in ADU Projects11:37 Feasibility Studies and Initial Considerations14:35 Cost Considerations and ROI for Homeowners17:30 Navigating Local Regulations and Utility Challenges20:43 Creative Solutions and Variances in ADU Design23:47 Final Thoughts on ADU Planning and ExecutionADU, Accessory Dwelling Units, home design, construction, zoning regulations, feasibility study, ROI, design team, homeowner, property value, engineering, architectureJoin Us Live: ADU Workshop + Expert Q&AEverything You Need to Know About Building an Accessory Dwelling Unit (ADU) - https://levelengineering.com/adu-workshop

Please enjoy the show and watch on YouTube at YouTube.com/@robguccishowSupport the show

https://www.unitedstructuralsystems.com/basement-and-crawlspace-waterproofing/Bowed basement walls are more than cosmetic—they signal serious structural risk. Discover what causes basement walls to bow in Naperville, the warning signs homeowners miss, and proven repair methods that work. United Structural Systems of Illinois, Inc City: Hoffman Estates Address: 2124 Stonington Ave Website: https://www.unitedstructuralsystems.com/

Luxury, Trust & the Future of Travel: Inside THIRDHOME with Giles Adams What if your second home wasn't just a retreat—but a passport to the world's most extraordinary properties? In this episode of The Jess Larsen Show on Innovation & Leadership, Jess sits down with Giles Adams, Partner & President at THIRDHOME—the global private club redefining luxury travel, home exchange, and how the world's wealthiest families experience their time off. With more than 20,000 properties across 103 countries, THIRDHOME has built a trusted network of second-home owners who trade time at multimillion-dollar estates, private islands, penthouses, safari reserves, and even yachts. Giles shares the origin of THIRDHOME's “club over platform” philosophy, why simultaneous swaps don't work for ultra-high-net-worth travelers, and how they built a brand so trusted that growth is driven almost entirely by member word-of-mouth. He also breaks down the creation of THIRDHOME Reserve, the ultra-exclusive tier for owners of $10M+ homes—and what it takes to serve some of the world's most discerning clientele. Jess and Giles dive into the art of earning trust with luxury homeowners, the surprising impact of their Paramount+/Netflix TV series Millionaire Holiday Home Swap, and why connection—not consumption—is the currency that really powers global travel at this level. Whether you're building a premium brand, navigating UHNW markets, or simply fascinated by the future of luxury hospitality, this conversation is packed with insight, psychology, and strategies from a company that has quietly mastered them. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rough Week – does not phase bulls! Bitcoin – Bottoming? Let’s take a look at Walmart and Target again Homeowners! Mortgage Reform? PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - Short Week - Markets closed on Thursday and short Friday (1pm) - Can't have a down week for TDAY! - Too much table talk - Recession News - Let's take a look at Walmart and Target again - Homeowners! Mortgage Reform? Markets - Rough Week - does not phase bulls! - Bitcoin - Bottoming? - NVDA - China Bound? - NASDAQ Weighting Inflation - Still Up There - They are now pressing for a cut in December (How are we handicapping this?) - All of a sudden the parade of Fed speakers - all seem a bit more dovish. Meanwhile - President Donald Trump on Friday rolled back tariffs on more than 200 food products, including such staples as coffee, beef, bananas and orange juice, in the face of growing angst among American consumers about the high cost of groceries. - oranges, acai berries and paprika to cocoa, chemicals used in food production, fertilizers and even communion wafers. Quantum Stocks GOOD NEWS! - NO Recession risk! - Bessent says inflation due to services economy, not tariffs - Treasury secretary says Republicans should end filibuster in event of another shutdown - Bessent says administration working to lower prices where it can - Banking and insurance,  Software development and cloud services, Tourism, Restaurants and hospitality , Professional services (law, accounting, consulting) Rigging it - NEC Director Kevin Hassett emerges as frontrunner for Fed Chair as President Trump nears decision, according to Bloomberg Weird News - Buried in the NVDA earnings report - Remember back in September, the two companies announced a massive partnership that would include a $100 billion investment over time by Nvidia into OpenAI. - Nvidia said in its quarterly financial filing that there's no guarantee that the company will finalize an agreement with OpenAI. - Soooooo - is this all hot air???? More NVDA - Here we go. Another reversal - President Donald Trump will make a final decision on whether to allow Nvidia Corp. to sell advanced artificial intelligence chips to China. - The decision involves weighing the promotion of economic expansion against protecting national security, according to US Commerce Secretary Howard Lutnick. ------ Read that again - money versus national security - Allowing the sales would mark a significant easing of restrictions imposed in 2022 to prevent Beijing and its military from accessing the most powerful US technologies. Chip in question: H200 - Had some discussions about this - might as well as they will just get it on their own and this way we can control. (On the other hand, they have a long history of outsmarting us) EVEN MORE - NVIDIA issues memo to CNBC: The company said "We are not aware of any claims that NVDA has improperly capitalized operating expenses. Several commentators allege that customers have overstated earnings by extending GPU depreciation schedules beyond economic useful life" | - The tip of the Iceberg - this is what Michael Burry has been pressing..... HPQ Earnings - HP Inc. beats by $0.01, reports revs in-line; guides Q1 EPS in-line; guides FY26 EPS below consensus; increases dividend; announces company-wide initiative, includes job cuts - Stock down 6% Amazon - The Spend keeps going... - Amazon.com Inc. says it will spend as much as $50 billion expanding its capacity to provide artificial intelligence and high-performance computing services to US government entities. - Amazon Web Services plans to break ground next year on what will ultimately be 1.3 gigawatts of additional capacity across data centers designed for federal agencies, the company said in a blog post on Monday. Google/Berkshire - Berkshire Hathaway revealed a $4.3 billion stake in Google parent Alphabet (GOOGL.O), further reduced its stake in Apple - Google on a ramp since - new Gemini and... - Meta Platforms Inc. is in talks to spend billions on Google's AI chips, adding to a months long share rally as the search giant has made the case it can rival Nvidia Corp. as a leader in artificial intelligence technology. - Meta is in discussions to use the Google chips — known as tensor processing units, or TPUs — in data centers in 2027, and may rent chips from Google's cloud division next year. - Really smart people at Berkshire? What did they know? NASDAQ 100 - Uninvestable? - Top 10 stocks are over 70% weighting - SP500 top 10 stocks = 38% - This is not a diversified approach any longer - Coming up on next week's TDI Podcast - Howard Silverblatt - S&P Dow Jones - Keeper of the data Something They Don't Want You To Know - “Magnificent 7” Companies Reported Lowest Earnings Growth Since Q1 2023 - With NVIDIA reporting actual results for Q3 on November 19, all the companies in the “Magnificent 7” have now reported earnings for the third quarter. - “Magnificent 7” companies reported actual earnings growth of 18.4% for the third quarter. This earnings growth rate is below the average earnings growth rate of 28.8% for these seven companies over the previous four quarters. Novo Nordisk - Pummeled - Shares of Novo Nordisk on Monday fell to a four-year low after the Danish pharmaceutical company said a highly anticipated trial for Alzheimer's disease failed to meet its main goal. - The trial tested whether semaglutide — the active ingredient in Novo's blockbuster diabetes and weight loss drugs Ozempic and Wegovy — helped slow progression for Alzheimer's disease. -While treatment with semaglutide resulted in improvement of Alzheimer's disease-related biomarkers in two separate trials, this did not translate into a delay of disease progression, Novo said in a statement Monday. The goal had been to slow patients' cognitive decline by at least 20%. - Reminiscent of Pfizer - after Covid shot had noting left... Bitcoin - Live by the sword.... - iShares Bitcoin Trust had $2.2 billion in net outflows in November, according to WSJ - Big month of losses for crypto - not too much mention and support by Whitehouse - Selling started - coincidentally with  the pardon of Changpeng Zhao, the convicted founder of the Binance Remember DOGE - DOGE disbanded eight months ahead of scheduled end in July 2026 - Former DOGE employees take new roles in administration - Elon Musk initially led DOGE, promoting its work on social media - bagged out when stock tanked - DOGE claimed to have slashed tens of billions of dollars in expenditures, but it was impossible for outside financial experts to verify that because the unit did not provide detailed public accounting of its work. Walmart - Walmart raised its sales and earnings outlook last week as the retailer posted revenue gains in its fiscal third quarter, driven by double-digit e-commerce growth and new customers across incomes. - The retailer said it expects full-year net sales to climb between 4.8% and 5.1%, up from its previous expectations of 3.75% to 4.75%. - It said it expects its adjusted earnings per share to range from $2.58 to $2.63, a slight raise from its prior range of $2.52 to $2.62. - Stock went vertical ---- - Much different story than Target - WMT up 16% YTD - TGT down 37% Beef Prices - Not Going Down - Tyson Foods stock rallying on Monday following the company's official confirmation that it will shutter its Lexington, Nebraska, beef facility, a strategic move that validates earlier reporting by The Wall Street Journal. - The decision comes as the meat and poultry giant grapples with historically low U.S. cattle inventories, which have severely compressed margins and led to a reported $426 mln adjusted operating loss for its beef segment in FY25.| - Seems that investors like this decisive cost-cutting measure, viewing the capacity reduction as a necessary step toward restoring profitability in a challenging commodity environment. Japan - Japanese Prime Minister Sanae Takaichi's cabinet approved a 21.3 trillion yen ($135.40 billion) economic stimulus package last Friday, marking the first major policy initiative under the new leader, who has pledged to pursue expansionary fiscal measures. - The package includes general account outlays of 17.7 trillion yen, far exceeding the previous year's 13.9 trillion yen and representing the largest stimulus since the COVID pandemic. It will also include 2.7 trillion yen in tax cuts. - Problem is that the Yen is sliding and intervention is imminent - Inflation issue and they will make it worse with this stimulus Larry Summers? - Epstein Files - IS there any There , There? Talk about a 50 Year Mortgage? - Such a bad idea  - and these boneheads think it is smart - 30-Year Mortgage Monthly Payment: $1,610.46 Total Payment: $579,767.35 Total Interest Paid: $279,767.35 - 50-Year Mortgage Monthly Payment: $1,362.42 Total Payment: $817,449.78 Total Interest Paid: $517,449.78 Thanksgiving Costs 2025 National Average (American Farm Bureau Survey) - 2025: $55.18 for a classic dinner for 10 people (about $5.52 per person) - 2024: $58.08 for the same meal - Change: Down 5% year-over-year This is the third consecutive annual decline since the record high of $64.05 in 2022. Key Drivers Turkey prices dropped sharply: A 16-pound frozen turkey averages $21.50, down 16% from 2024. Sides are mixed: Dinner rolls and stuffing are cheaper (down 14.6% and 9%). Sweet potatoes and veggie trays are much higher (up 37% and 61%). Regional Differences South: $50.01 (most affordable) West: $61.75 (most expensive) Classic Meal for 10 ($55???????) 16-pound turkey (frozen, whole) Stuffing mix (14 ounces) Sweet potatoes (3 pounds) Rolls (12-count package) Peas (1 pound) Cranberries (12 ounces) Carrots and celery (for a veggie tray) Pumpkin pie mix (30 ounces) Pie shells (two, 9-inch) Whipping cream (half pint) Milk (1 gallon) - Love the Show? Then how about a Donation? THE CTP FOR: iShares Bitcoin Trust ETF (IBIT) Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt! FED AND CRYPTO LIMERICKS See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

(November 26, 2025) When home sellers set prices too high, they’re paying for it. Most modern dogs have ‘detectable’ wolf ancestry, scientists say. Dr. Jim Keany, Chief Medical Officer at Dignity Health St. Mary Medical Center in Long Beach, joins The Bill Handel Show for 'Medical News'! Dr. Keany talks with Bill about a bird flu strain never before seen in humans until now and scientists issuing a warning after discovering overlooked factor that can cause Parkinson’s.See omnystudio.com/listener for privacy information.

50-year mortgages are likely to increase the likelihood of more "owners" becoming underwater and walking away from their mortgages. This will lead to more bailouts for the financial sector. Taxpayers will pay the price. Be sure to follow Radio Rothbard at https://Mises.org/RadioRothbardRadio Rothbard mugs are available at the Mises Store. Get yours at https://Mises.org/RothMug PROMO CODE: RothPod for 20% off

50-year mortgages are likely to increase the likelihood of more "owners" becoming underwater and walking away from their mortgages. This will lead to more bailouts for the financial sector. Taxpayers will pay the price. Be sure to follow Radio Rothbard at https://Mises.org/RadioRothbardRadio Rothbard mugs are available at the Mises Store. Get yours at https://Mises.org/RothMug PROMO CODE: RothPod for 20% off

(November 25,2025) Judge tosses out criminal charges against James Comey and Letitia James. Pentagon says it might recall Sen. Mark Kelly to military service for court martial over ‘illegal orders’ video. Anxiety: It's what's for Thanksgiving dinner. More Americans are taking riskier adjustable-rate home loans.See omnystudio.com/listener for privacy information.

In this episode, John Wilson and Brandon Niro are joined by Zac Dearing from Mantel for a fast-paced, trivia-style breakdown of what homeowners actually want when buying HVAC and home services in 2025. Mantel just surveyed 500+ homeowners nationwide, and instead of guessing in the dark like most of the industry, we put real customer data on the board. John and Brandon compete to predict homeowner behavior — how many contractors people call, where they find you, what earns trust, how pricing impacts decisions, and what parts of the sales process truly move the needle.The results are a gut-check for any contractor, operator, or sales leader. Homeowners are still overwhelmingly finding contractors through Google and repeat relationships, AI search is basically nonexistent (despite all the noise), and reviews dominate how people assess quality. Even more interesting: millennials and baby boomers shop very differently, and the “price objection” narrative isn't as universal as we treat it in training. If you're trying to improve close rate, tighten your sales process, build real trust in the home, or decide how transparent to be with pricing and warranties, this episode is stacked with insights you can act on immediately.What You'll LearnHow many contractors homeowners contact before choosing oneThe real top channels homeowners use to find contractors in 2025Why AI search (ChatGPT/Perplexity/Claude) isn't driving discovery yet

More west Auckland homeowners have been blind-sided by news that their front and back yards don't meet resource consents requirements and have been hit with bills stretching into the thousands. Some properties in the Kumeu development were purchased over a year ago, and owners says neither their real estate agents nor lawyers told them that their homes weren't fully consented. The developer is now in liquidation, and the council has come after the homeowners to pick up the tab. Lucy Xia reports.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

As temperatures swing from warm afternoons to freezing nights, most homeowners wait until something breaks before they take action. In this episode, Derek explains why seasonal transition is the most stressful time for your HVAC system, how to avoid emergency repairs, and what simple steps prepare your home before the real cold sets in.No panic. No pressure. Just straight talk on staying ahead of the breakdowns and keeping your home comfortable without wasting money.— Simmons One Hour Heating & AirServing families across Laurinburg, Fayetteville, Pinehurst, Sanford, Lumberton, and surrounding communities.

Over half of American homes lost value over the last year, the highest number since...2012. More importantly, even the media is catching on that something big changed this summer in real estate. The reason why the housing market is retreating isn't interest rates. Lower mortgage costs have not sparked a turnaround in the face of all expectations they would. Eurodollar University's Money & Macro AnalysisIn a world where markets swing on every headline, focus matters. That's why Eurodollar University offers One Big Weekly Theme — a disciplined, thematic analysis you can count on. If you don't have the time to go all the way to the depth of Eurodollar University's comprehensive Deep Dive Analysis and want the next best thing, One Big Weekly Theme is for you. https://eurodollaruniversity.substack.comZillow 53% of U.S. homes lost value in the past year, the most since 2012https://investors.zillowgroup.com/investors/news-and-events/news/news-details/2025/53-of-U-S--homes-lost-value-in-the-past-year-the-most-since-2012/default.aspxHome Value Declines Spread, But Losses Since Last Sale Are Rarehttps://www.zillow.com/research/home-value-decline-35724/Bloomberg Job and Housing Stresses Are Caught in a Vicious Loophttps://www.bloomberg.com/opinion/articles/2025-11-21/job-and-housing-stresses-are-caught-in-a-vicious-loophttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

(November 24,2025) The KFI Pastathon is an annual charity event hosted by KFI radio that benefits Caterina's Club, which helps feed children and families in need and provides them with job training.. Consumers spend $22 more a month for streaming services. Why do prices keep rising? New CA studies give lowdown on sky-high living costs. Most Americans say raising children is unaffordable, survey says.See omnystudio.com/listener for privacy information.

Six months after the May 16 tornado, people in North St. Louis are struggling to pick up the pieces of their destroyed homes. And St. Louis Public Radio reporters found that even people who had homeowners' insurance aren't getting what they need to rebuild.

The Whitestown homeowner charged in the fatal shooting of a house cleaner was released from the Boone County Jail Friday. Governor Mike Braun has added his name to the growing list of Republican lawmakers who received threats in recent days. The city has launched a new continuous vacancy program in hopes of bringing more than 150 properties back into compliance through the Department of Business and Neighborhood Services. Indianapolis city officials released the new winter contingency plan. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org/news and follow us on social media to get comprehensive analysis and local news daily. Subscribe to WFYI News Now wherever you get your podcasts. WFYI News Now is produced by Zach Bundy and Abriana Herron, with support from News Director Sarah Neal-Estes.

Welcome to Go Gaddis Real Estate Radio! I'm Cleve Gaddis—here to make real estate clear, simple, and worry-free so you can buy and sell with total confidence and without the fear or confusion that often come with life's biggest investments. Today we're looking beyond Georgia to a headline out of Ohio that's getting national attention: a pair of bills aimed at limiting property-tax growth. These proposals would cap annual increases at the rate of inflation—a move supporters say could save homeowners billions over the coming years. Critics, however, warn the legislation could put local governments, schools, and essential services in a financial bind. We'll break down the key points from the October 27, 2025 Houzeo article, “Ohio Lawmakers Advance Bills to Limit Property Tax Growth,” along with insights from the supplemental document included in today's segment. We'll cover: Why Ohio lawmakers believe caps are necessary How inflation-based limits would work Potential savings for homeowners Concerns raised by school districts and city officials Whether this type of legislation might spread to other states Plus, I'll share details about our Upside Program, designed to give homeowners all the options they need to make smart real estate decisions—no matter what the market or tax landscape looks like. If you've got a question or want to push back on something you hear today, visit GoGaddisRadio.com to connect or subscribe so you never miss an episode.

Tonight, on The Panel, Wallace Chapman is joined by panellists Deborah Hart and Allan Blackman. First up, the government's added another sheet of gib to its reforms of the building sector. John Grey is the president of the Home Owners and Buyers Association Inc, he says there's not a lot of detail and he's not sure it will change things for the better. Then, in another policy announcement, National has pledged to gradually push up KiwiSaver contribution rates up to 12 percent. Is it a good move? The panel talks to economics professor Michael Cameron.

Estate agents need to understand low house price growth and what it means for homeowners. Richard Donnell, Research Director at Zoopla, explains how slowing prices affect client expectations, the importance of realistic pricing, and how agents can position themselves as trusted local experts. He also shares how to use data and social media to educate clients, attract serious sellers, and navigate today's market to improve sales and conversion rates.

In this conversation, Chad McCall emphasizes the importance of genuine conversation and active listening in sales. He shares insights on how understanding clients without visual cues can lead to better relationships and successful outcomes. The discussion highlights the need for respect and performance in every client interaction, regardless of their financial status, and underscores that success has no time limit.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In the UK, owning a home is still seen as a key sign of financial stability. For many, it means security against life's uncertainties - job loss, illness, or income drops and a way to build long-term wealth instead of paying rent. Today, according to the comparison site Finder the average age of a first-time buyer is just under 34. In London, it's closer to 35. That's several years older than in the 1990s, when most first-time buyers were in their late twenties. So why has it become so complicated to buy now? What about young people specifically? So, is it still possible for young people in the UK to become homeowners?  In under 3 minutes, we answer your questions! To listen to the latest episodes, click here: What are the pros and cons of homeownership in the UK? Why are so many young people suffering from financial dysmorphia? Do you know about home design maximalism? A Bababam Originals podcast written and realised by Amber Minogue. Learn more about your ad choices. Visit megaphone.fm/adchoices

From 11/20 Hour 4: The Sports Junkies react to a controversial home addition in Fairfax.

We're talking about mortgages and the Columbus housing market on this hour of All Sides.

We're talking about mortgages and the Columbus housing market on this hour of All Sides.

Episode Resources: https://roofmarketreport.com/https://aitrustsignals.com/--------50% of homeowners now use ChatGPT instead of Google to find roofers.Not "will use." ARE using. Right now.It gives them 3 recommendations. That's it. With detailed reasons why.And AI referral traffic converts 6-12X better than Google traffic. Either you're in that AI answer... or you're invisible.I just sat down with Marcus Sheridan and he walked me through exactly why most roofing companies are invisible to AI, and the 6 fast fixes that will take you 20 minutes or less. Your competitors probably aren't doing this yet. You've got a 6-12 month window before this becomes table stakes.Those who move first will have a big advantage.I hope this puts you ahead of the pack. If you want to join a community of first-movers who are sharing their winning secrets to help each other dominate, then maybe the Roofing & Solar Reform Alliance is exactly what you've been searching for: https://www.rsra.org/join/=============FREE TRAINING CENTERhttps://adamsfreestuff.com/ FREE ROOFING MARKET REPORT:https://roofmarketreport.com/FREE COACHING FROM MY AI CLONEhttps://secure.rsra.org/adams-cloneJOIN THE ROOFING & SOLAR REFORM ALLIANCE (RSRA)https://www.rsra.org/join/ GET MY BOOKhttps://a.co/d/7tsW3Lx GET A ROOFING SALES JOBhttps://secure.rsra.org/find-a-job CONTACTEmail: help@rsra.orgCall/Text: 303-222-7133PODCASTApple Podcasts: https://apple.co/3fSQiev Spotify: https://bit.ly/3eMAqJe Available everywhere else :)FOLLOW ADAM BENSMANhttps://www.facebook.com/adam.bensman/   https://www.facebook.com/RoofStrategist/ https://www.instagram.com/roofstrategist/ https://www.tiktok.com/@roofstrategist https://www.linkedin.com/in/roofstrategist/#roofstrategist #roofsales #d2d  #solar #solarsales #roofing #roofer #canvassing #hail #wind #hurricane #sales #roofclaim #rsra #roofingandsolarreformalliance #reformers #adambensman

Most Montana homeowners this year are paying less in taxes than last year, according to the state. That's due to phase one of a new property tax system.

House of Representatives set to vote on Epstein files release. Tensions rise in the Caribbean. Homeowner charged in the shooting of a house cleaner. CBS News Correspondent Steve Kathan has these stories and more on the World News Roundup. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Home sellers across the Greater Philadelphia area are wondering whether to list now or wait until 2026. Instead of opinions, we break down real data from Chester, Delaware, Montgomery County, and Philadelphia—months supply, pending sales, competition cycles, and the best timing windows. If you need a personalized plan, schedule a call with our team in the comments.

What is your flavor of revenge? Learn more about your ad choices. Visit megaphone.fm/adchoices

New documentary to disclose we're not alone? Gun buybacks are a FRAUD! Michigan homeowner charged with manslaughter for shooting at thieves on his property.

Chicago homeowners have been hit with the steepest property tax bill hike in at least 30 years. Crain's commercial real estate reporter Danny Ecker talks with host Amy Guth about contributing factors.Plus: Chicago trading floor gets second act powering AI-led future, downtown Chicago apartment rents jump again amid supply crunch, crypto firm's Burling Bank bid ready for state ruling and U of I bids out the next two buildings at quantum park. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to Go Gaddis Real Estate Radio! I'm Cleve Gaddis, here to make real estate clear, simple, and worry-free so you can buy and sell with complete confidence and without the stress or second-guessing that often comes with life's biggest investments. Today, we continue our conversation with Michael Crew, CEO of Homeowner Management Services, Inc., to talk about the practical side of community governance. Whether you're in an HOA or a COA, the legal structure of your community affects what you own, what you're responsible for, and how your property is protected. Using insights from the attached script, “Making It Legal — and Protecting Your Property,” we break down: What everyday responsibilities change depending on whether you're in an HOA or COA How maintenance, repairs, reserves, and assessments are handled differently What homeowners must legally maintain vs. what the association maintains How insurance coverage changes — and the expensive surprises homeowners can avoid Why understanding your governing documents protects your property value What rights homeowners gain or lose depending on the structure of their community Most importantly, we'll explain why legal clarity matters — and how knowing the structure of your community can save you time, money, and frustration. Plus, I'll share details about our Upside Program, designed to give sellers all the options they need to make smart, informed decisions. If you have a question, want to challenge something you hear, or want us to feature your neighborhood, visit GoGaddisRadio.com to connect or subscribe.

The 4 Buyer Archetypes: How to Identify Any Homeowner and Sell to Their Decision StyleWhat if the reason some homeowners buy instantly while others drag out the process has nothing to do with your price — and everything to do with their archetype? In this episode, Sam breaks down the four buyer personalities (

WBBM political editor Geoff Buchholz reports on a new analysis of property tax increases from the Cook County Treasurer's office.

Hi everyone, welcome to Home Design Chat with Nancy. My podcasts are  all about your home…how to plan, design and execute your remodel and much more.When we talk about bathroom design, two themes always seem to show up: safety and luxury. Homeowners want a space that feels spa-worthy, but they also want it to function comfortably and safely for everyday life. And right in the middle of that conversation sits the ever-popular freestanding tub. People love it—but is the appeal really about luxury, or is there something deeper going on? In today's episode, we're looking at how they fit into a safe and well-planned layout, and whether they're the right choice for your next remodel.Topics of discussion:The risks of free-standing tubsHow risks can be mitigatedFree-standing tubs might work with design adjustmentsMore design ideas for a safe bathroomIf you have questions please send them to Nancy@NancyHugo.comBy the way, you can send me an email at Nancy@nancyhugo.com to get on my email list for DesignersCircleHQ.com.  All the podcasts are posted there as well as Design Trends, Design News and more.  DesignersCirclehq.com is a website!If you want to learn more about me, go to NancyHugo.com This podcast is sponsored by ⁠⁠Monogram.com

Grant learns about military veterans joining the local construction workforce with help from the Department of Defense. Josh Salinger and Grant help Brian address listener feedback and questions. They also talk about Josh's new Fine Homebuilding course called A Homeowner's Guide to a Durable, Efficient, Comfortable Home.     Tune in to Episode 711 of the Fine Homebuilding Podcast to learn more about:  The Department of Defense's Skill Bridge Program Decarbonizing houses and the proliferation of data centers and AI Boosting the energy performance of houses without sheathing Have a question or topic you want us to talk about on the show? Email us at fhbpodcast@taunton.com   ➡️ Check Out the Full Show Notes: FHB Podcast 711 ➡️ Sign up for a Fine Homebuilding All-Access Membership ➡️ Follow Fine Homebuilding on Social Media:   Instagram • Facebook • TikTok • Pinterest • YouTube  ⭐⭐⭐⭐⭐  If you enjoy the show, please subscribe and rate us on iTunes, Spotify, YouTube Music, or wherever you prefer to listen.

Michael breaks down a new data point from the National Association of Realtors: the median age of U.S. home buyers has climbed to 59. He explores what's driving the shift—from affordability crises to shifting priorities—and examines new proposals like 50-year mortgages and portable home loans. Plus, how America's housing shortage ties into mental health, generational trends, and global comparisons. It's all the basis for today's Smerconish.com Poll Question, which asks "Why has the median age for U.S. homebuyers risen to 59 - Affordability, or Shifting Priorities?" Listen here, and then vote! And, please rate, review, and share this podcast. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

===== MDJ Script/ Top Stories for November 14th Publish Date:  November 14th    Commercial: From the BG AD Group Studio, Welcome to the Marietta Daily Journal Podcast.    Today is Friday, November 14th and Happy Birthday to Alec John Such I’m Keith Ippolito and here are the stories Cobb is talking about, presented by Times Journal GHC has highest enrollment growth among state colleges Cobb Sheriff’s Lt. Col. Dewayne Morris laid to rest after lifetime of public service Cobb’s proposed stormwater fee receives mild criticism Plus, Leah McGrath from Ingles Markets on pesticides All of this and more is coming up on the Marietta Daily Journal Podcast, and if you are looking for community news, we encourage you to listen and subscribe!  BREAK: MATCH MAGIC GIVEATHON STORY 1: GHC has highest enrollment growth among state colleges  Georgia Highlands College is on a roll. Over the past three years, enrollment has jumped 23%, now nearing 6,000 students—a record-breaking pace that’s earned GHC top honors from the USG Board of Regents for the fastest growth among state colleges. “This growth shows how deeply connected we are to the communities we serve,” said President Mike Hobbs. “As Northwest Georgia grows, we’re here to prepare graduates for meaningful careers and help businesses thrive.” Statewide, the University System of Georgia hit an all-time high this fall with 382,142 students, driven by a surge in in-state enrollment. Ready to join? Apply by January at apply.highlands.edu. STORY 2: Cobb Sheriff’s Lt. Col. Dewayne Morris laid to rest after lifetime of public service  Dewayne Morris, a man who lived and breathed public service, was laid to rest Tuesday after passing on Nov. 7 at the age of 63. A lieutenant colonel with the Cobb Sheriff’s Office and a retired sergeant from Cobb County Police, Morris dedicated his life to law enforcement. From his early days at Powder Springs PD to his decades with Cobb Police—where he earned two Meritorious Service medals—he was known for his leadership, grit, and heart. But Dewayne wasn’t just a cop. He loved fast cars, Diet Mountain Dew, Little Debbies, and cheering for the Braves and Hawks. He never met a stranger. A true hero. STORY 3: Cobb’s proposed stormwater fee receives mild criticism  Cobb County’s proposed $4.75 monthly stormwater fee is back on the table, but this time, the backlash is quieter—at least for now. Last year, the idea sparked packed meetings and fiery opposition. This week? A handful of speakers, mostly supportive or cautiously critical. The fee would nearly double the stormwater budget, funding overdue repairs, new equipment, and even regional detention projects. Homeowners would pay $4.75 a month, while businesses, churches, and schools would be charged based on impervious surfaces. Critics still call it a “tax,” and some HOAs argue they’re being double-billed. A final vote is set for Nov. 20. We have opportunities for sponsors to get great engagement on these shows. Call 770.799.6810 for more info.  We’ll be right back. Break: STRAND THEATRE STORY 4: Peer-led mental health center coming to Marietta’s First Presbyterian A new drop-in mental health center is set to open at First Presbyterian Church near Marietta Square, offering something rare: a space for connection, not just treatment. Run by NAMI Cobb, the center will focus on peer-led therapy—think group activities, coffee chats, and one-on-one support with trained specialists who’ve been there. “It’s about community,” said Neill Blake, NAMI Cobb’s programs director. “Sometimes, just coffee and conversation can be life-changing.” Opening early next year, the free center will feature art therapy, games, meditation, and more. For those battling isolation, it’s a lifeline. “Loneliness makes everything worse,” Blake added. “This could save lives.” STORY 5: OUT AND ABOUT: 5 things to do this weekend in Cobb County — Nov. 14 - 16 Atlanta Opera: ‘La Traviata’ This weekend’s your last chance to catch Verdi’s La Traviata at Cobb Energy Performing Arts Centre. Performances are Friday at 7:30 p.m. and Sunday at 3:30 p.m. It’s sung in Italian (don’t worry, there are subtitles) and runs about 2.5 hours. Tickets start at $35—grab yours at atlantaopera.org. World of Illumination: Candy Rush Six Flags White Water in Marietta transforms into a glowing wonderland starting Friday! The World of Illumination’s Candy Rush drive-thru features gingerbread villages, sugar plum fairies, and more. Open select nights through Jan. 4, 6–10 p.m. Tickets: $39–$49. Details at their website. ‘Sanders Family Christmas’ at The Strand The Strand Theatre’s Sanders Family Christmas continues this weekend. Expect music, laughs, and a little inspiration with Pastor Oglethorpe and the Sanders Family. Shows: Friday/Saturday at 3 & 8 p.m., Sunday at 3 p.m. Tickets: $41–$54. Big Shanty Bazaar Step into the Renaissance this Saturday at Kennesaw’s Art Station! From 10 a.m. to 4 p.m., enjoy artisans, live music, axe throwing, archery, and even pony rides. Free admission, plus early visitors snag commemorative gifts. NFC Fight Night at The Battery Ready for some action? Live MMA fights hit The Battery Atlanta this Friday. Doors open at 6 p.m., fights start at 7. Check the Battery’s website for details. And now here is Leah McGrath from Ingles Markets on pesticides We’ll have closing comments after this. Break: Ingles Markets 8 Signoff-   Thanks again for hanging out with us on today’s Marietta Daily Journal Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at mdjonline.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com Strand Marietta – Earl and Rachel Smith Strand Theatre Cobb Foundation | Nonprofit Empowerment and Collective Giving in Cobb Cobb See omnystudio.com/listener for privacy information.

Steve Gruber is joined by Natalie Dominguez to discuss a shocking case out of Texas, where a homeowner unknowingly signed over the deed to his home in what experts say was a predatory scam targeting the elderly. The fraud was only discovered after receiving an eviction notice, along with his pet parrot, months later. Steve and Natalie break down how these scams operate, why they often go unnoticed until it's too late, and practical steps families can take to protect loved ones. They highlight how services like Home Title Lock could prevent or quickly resolve such fraud through Triple Lock Protection and rapid legal intervention. Go to HomeTitleLock.com and use promo code GRUBER for a FREE Title History Report plus a FREE 14-day trial of their Million Dollar TripleLock Protection

In this special episode of Construction Disruption, host Seth Heckman of Isaiah Industries takes a deep dive into the evolving landscape of homeowner insurance and roof coverage. The episode is a rebroadcast of a recent training session addressing the impacts of severe weather events, legislative changes, and market shifts on both insurance carriers and contractors. Learn about the challenges faced by the industry, including increased claims, higher premiums, and policy adjustments.Guest speaker Brad Black, owner of High Performance Roofing, shares firsthand experiences and strategies for navigating these changes. Get insights on educating homeowners, the importance of better roofing solutions, and effective sales approaches in an increasingly complex market.Timestamps00:00 Introduction to the Podcast00:34 The Changing Landscape of Homeowner Insurance02:17 Impact of Severe Weather Events03:44 Regional Case Studies: Florida, Louisiana, and California08:21 Nationwide Trends and Financial Implications15:40 Legislative Reforms and Market Adjustments26:39 Impact on Homeowners and Contractors31:43 Interview with Brad Black: Adapting to Industry Changes34:19 Deductible Dilemma: Homeowners' Expectations vs. Reality35:13 Industry Shifts: Educating Consumers on Better Roofing36:46 Challenges with Deductibles and Insurance Policies37:26 Marketing Strategies: Texas Proof Roof and Class Four Shingles39:10 Educating Homeowners: The Importance of Quality Roofing49:41 Navigating Insurance Claims and Appraisals53:21 Final Thoughts and RecommendationsConnect with Seth HeckamanLinkedIn: https://www.linkedin.com/in/seth-heckaman-36b3861b/Website: https://isaiahindustries.com/Email: seth.heckaman@isaiahindustries.comFor more Construction Disruption, listen on Apple Podcasts or YouTubeConnect with us on Facebook, Instagram, or LinkedInThis episode was produced by Isaiah Industries, Inc.Construction Disruption was recently featured in this 15 Best Podcasts for Contractors list!This podcast uses the following third-party services for analysis: Podtrac - https://analytics.podtrac.com/privacy-policy-gdrp

On Today's Show: To Support and Subscribe

Episode Resources: - 2025-2028 Roofing Market Report: https://roofmarketreport.com/ - Marcus Sheridan's Sales Training: https://questionfirstgroup.com/-----------------This is the real reason homeowners lie to you, and how to make sure it never happens again.Why do they lie?It's not because they're bad people.But because they don't feel safe telling you the truth.Watch this interview with Marcus Sheridan to discover:1) Why homeowners lie to you (even when they seem nice)2) How to create the ‘Honest Agreement'3) The 4 conversation steps to create trust, fast.These are the exact kind of training conversations we have every week inside the Roofing & Solar Reform Alliance.Where we help each other win—with honesty, trust, and real skills: https://www.rsra.org/join/=============FREE TRAINING CENTERhttps://adamsfreestuff.com/ FREE ROOFING MARKET REPORT:https://roofmarketreport.com/FREE COACHING FROM MY AI CLONEhttps://secure.rsra.org/adams-cloneJOIN THE ROOFING & SOLAR REFORM ALLIANCE (RSRA)https://www.rsra.org/join/ GET MY BOOKhttps://a.co/d/7tsW3Lx GET A ROOFING SALES JOBhttps://secure.rsra.org/find-a-job CONTACTEmail: help@rsra.orgCall/Text: 303-222-7133PODCASTApple Podcasts: https://apple.co/3fSQiev Spotify: https://bit.ly/3eMAqJe Available everywhere else :)FOLLOW ADAM BENSMANhttps://www.facebook.com/adam.bensman/   https://www.facebook.com/RoofStrategist/ https://www.instagram.com/roofstrategist/ https://www.tiktok.com/@roofstrategist https://www.linkedin.com/in/roofstrategist/#roofstrategist #roofsales #d2d  #solar #solarsales #roofing #roofer #canvassing #hail #wind #hurricane #sales #roofclaim #rsra #roofingandsolarreformalliance #reformers #adambensman

What if you could move to a new house, keep your current one, and still unlock the equity in it?   In this episode of Sharkpreneur, Seth Greene interviews Kyle Kamrooz, CEO and Founder of Bonus Homes, who is revolutionizing the way homeowners can access their equity without having to sell. In this episode, Kyle shares how his company helps homeowners unlock the equity in their properties while turning them into passive investments. This new model, called a Home Appreciation Partnership, allows homeowners to benefit from their home's future appreciation without the typical headaches of selling.   Key Takeaways: → Bonus Homes provides an alternative to selling your home. → Homeowners can unlock equity without the stress of moving or listing the property. → The Home Appreciation Partnership allows homeowners to retain ownership of their home. → Bonus Homes manages the property as a rental, handling all maintenance and tenant management. → Homeowners can still buy a new property while keeping their current home as a passive investment.   Kyle Kamrooz is the founder and CEO of Bonus Homes, a groundbreaking platform redefining how Americans build generational wealth through homeownership. Before founding Bonus Homes, Kyle spent nearly two decades in the real estate ecosystem. By age 25, Kyle had already built one of California's largest direct-to-consumer mortgage lending companies. By 27, he had built a 50-state national lender that processed over $7 billion in loans annually and employed more than 800 people across all 50 states.   Connect With Kyle: Website: https://www.bonushomes.com/Instagram: https://www.instagram.com/bonus.homes/X: https://x.com/bonushomesFacebook: https://www.facebook.com/bonushomesLinkedIn: https://www.linkedin.com/company/bonushomes/ Learn more about your ad choices. Visit megaphone.fm/adchoices

LA City Council is considering major changes to rent-controlled properties that could lead to big savings for renters. Homeowners in the Palisades and Eaton Fire burn areas are saying 'no thanks' to wood and are rebuilding with blocks. Governor Newsom says any plans to drill off the California coast are dead on arrival. Plus, more from Morning Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.com Visit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency!Support the show: https://laist.com

A foreclosure auction led to a grim discovery in a Texas townhome where neighbors noticed warning signs but never knocked on the door.READ or SHARE: https://weirddarkness.com/pauline-williams-body-found-foreclosureWeirdDarkness® is a registered trademark. Copyright ©2025, Weird Darkness.#WeirdDarkness #TrueCrime #AddisonTexas #ForeclosureHorror #UnsolvedMystery #BodyDiscovered #TexasCrime #DeadBodyFound #SuspiciousDeath #TrueCrimeStory

You don't need perfect conditions. You need a better environment and a simple plan. In this episode, Chris and I sit down with investor and community builder Pace Morby to talk about how proximity, creative finance, and co-living can transform lives fast. He shares the incredible story of how Maddie went from 4½ years homeless to a $580k homeowner earning $2k/month in 30 days using only a broken phone and 30 minutes a day. We break down the exact system, the 122-city Creative Nation Tour designed to house 120 families, and the CEO habits that free you from the office. Get ready to expand your vision, your impact, and your belief in what's possible. Check out our Sponsors: SKIMS - I finally tried SKIMS and I get all the hype. Shop SKIMS Fits Everybody collection at SKIMS.com and let them know we sent you in the dropdown after checkout. Brevo - the all-in-one marketing and CRM platform designed to help you connect with customers and grow your business. Get started for free today - go to www.brevo.com/happy Blinds.com - Blinds.com makes it easy to get the designer look without the showroom markups. Get an exclusive $50 off when you spend $500 or more with code EARN at checkout. Shopify - Try the ecommerce platform I trust for Glōci, Sign up for your $1/month trial period at Shopify.com/happy Headway - the #1 daily growth app that delivers key insights from the world's best non fiction books in bite sized 15 minute reads and audio. Save 25% off when you go to makeheadway.com/happy. HIGHLIGHTS 00:00 Meet Pace Morby, Real Estate Investor & TV Personality. 06:30 What is the story of Maddie about? 10:15 The 75-day activity plan that led to $5,000 in 8 days with no license and 30 minutes/day online. 15:00 The 5-deal plan to move from survival to $20K/month potential. 19:30 What is the Creative Nation Tour? 24:00 How Pace measures success and the lasting ripple effect of community-driven work. 29:00 How did you build nine vertically integrated businesses that run without you? 30:30 The 20% ownership rule that keeps top talent invested and thriving. 33:00 The CEO calendar audit that eliminates 75% of tasks and multiplies growth. 36:00 Why the environment will always beat willpower. 42:30 The $500 coach who changed everything and rewired Pace's money mindset. 48:45 Breaking family patterns, rewriting belief systems, and choosing mission over approval. 51:15 When being around people obsessed with their goals expands your standards. RESOURCES Learn more about Creative Nation Tour HERE Join the Audacity Challenge HERE! Join the most supportive mastermind on the internet HERE! Check out our FREE 90-Day Business Blueprint HERE! Listen to my free SECRET PODCASTS SERIES - Operation: Rekindle This B*tch Get glōci HERE Use code: HAPPY at checkout for 25% off! FOLLOW Follow me: @loriharder Follow Chris: @chriswharder Follow glōci: @getgloci Follow Pace: @pacemorby