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#653: What happens when we actually check our predictions? In this episode we play clips from our 2023 conversation with Scott Trench from BiggerPockets and ask the uncomfortable question: were we right? Two years ago we made some big calls about the housing market. Mortgage rates had doubled. Prices hadn't crashed. Inventory was vanishing. Everyone had a theory about what would happen next. Now we look back with data and receipts to see which forecasts held up and which ones fell flat. Scott joined us in 2023 to talk about the lock-in effect, the shortage of sellers, and why homebuilders might be stronger than expected. At the time it sounded contrarian. Two years later the evidence is in. Homeowners with low mortgage rates are still staying put. Builders have taken market share by offering creative incentives. Multifamily supply has exploded in some cities, while small residential properties have held their value better than many expected. We revisit our old clips and grade them one by one. What did we get right about the housing market's resilience and where did we miss? You'll hear how rate volatility created bursts of demand, how regional migration reshaped supply, and why small investors can still find opportunities even when the headlines say otherwise. This episode isn't about victory laps. It's about accountability. If you've ever wondered whether experts truly revisit their own calls, you'll love this one. Key Takeaways The lock-in effect remains one of the most powerful forces in today's housing market Builders have been surprisingly resilient thanks to incentives and creative financing Multifamily oversupply is pressuring rents in some regions while small residential properties remain steady Market outcomes are more local than ever; national averages hide major differences Real estate predictions matter only if we're willing to go back and test them Resources and Links Our course Your First Rental Property open for enrollment through October 30 at affordanything.com/enroll Chapters Note: Timestamps will vary on individual listening devices based on dynamic advertising segments. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Why we're replaying our 2023 predictions (4:24) The strange housing market of 2023 (5:04) The lock-in effect and vanishing inventory (6:03) Builders finding ways to keep selling homes (12:12) How rate dips created bidding wars (14:03) The construction pipeline and what happened next (37:24) 2025 check-in on prices and incentives (55:06) Regional winners and losers (58:27) Small residential versus large multifamily (1:06:08) Final reflections and what we learned Learn more about your ad choices. Visit podcastchoices.com/adchoices
A Studio City homeowner thwarts a home burglary in progress. LAPD Officer Jason Jacobson joins the show to discuss California's new law signed by Governor Gavin Newsom banning the sale of new Glocks. He shares insights on LAPD's Mounted Platoon — the unit that patrols on horseback for crime prevention and community outreach — and wraps up with expert advice on the safest, most effective firearms for home defense.
Attorney Luke Carlson explains how homeowners and investors can protect themselves from bad HOAs, understand their rights, and turn risk into opportunity.In this episode of RealDealChat, Jack Hoss sits down with Luke Carlson, founding attorney of LS Carlson Law and author of The Homeowner's Guide to Defending Against Bad HOAs, to uncover what every real estate investor and homeowner needs to know about HOA law.Luke shares how he became one of the nation's leading voices for homeowner rights, the psychology behind “bad boards,” and how to protect yourself when an HOA turns rogue. He also explains why most people misunderstand HOA power, and how smart investors can turn that complexity into opportunity.Here's what you'll learn in this episode:The biggest misconceptions homeowners have about HOAsHow to identify “bad board” personalities before buyingWhen and how to push back legally against an HOAThe difference between fiduciary duty and selective enforcementDue diligence steps every investor should take before buying in an HOAHow new legislation is limiting HOA fines and abuse in CaliforniaSimple ways to assess HOA financial health and riskWhy empathy and professionalism matter when dealing with conflictStories of real homeowners who fought back and wonHow AI and automation are reshaping legal research and HOA law
2025-2028 Roofing Market Report: https://roofmarketreport.com/-MARCUS SHERIDAN'S RESOURCES- Endless Customers Book: https://www.amazon.com/Endless-Customers-Proven-Model-Business/dp/1394282788/ref=tmm_hrd_swatch_0 Custom GPTsPerfect Pricing Page: https://chatgpt.com/g/g-68778bc4da9c8191b8472a18abfe04a7-the-perfect-pricing-page-by-marcus-sheridanTitle Coach: https://chatgpt.com/g/g-6899dad551f88191872a39487c6f9874-endless-customers-title-coach-by-marcus-sheridan Show what others won't: https://chatgpt.com/g/g-68a0da64a8fc8191847e69f279a22b97-show-what-others-wont-from-endless-customers ToolsAI Trust Signals: https://aitrustsignals.com/ PriceGuide.AI: http://priceguide.ai/ =============FREE TRAINING CENTERhttps://adamsfreestuff.com/ FREE ROOFING MARKET REPORT:https://roofmarketreport.com/FREE COACHING FROM MY AI CLONEhttps://secure.rsra.org/adams-cloneJOIN THE ROOFING & SOLAR REFORM ALLIANCE (RSRA)https://www.rsra.org/join/ GET MY BOOKhttps://a.co/d/7tsW3Lx GET A ROOFING SALES JOBhttps://secure.rsra.org/find-a-job CONTACTEmail: help@rsra.orgCall/Text: 303-222-7133PODCASTApple Podcasts: https://apple.co/3fSQiev Spotify: https://bit.ly/3eMAqJe Available everywhere else :)FOLLOW ADAM BENSMANhttps://www.facebook.com/adam.bensman/ https://www.facebook.com/RoofStrategist/ https://www.instagram.com/roofstrategist/ https://www.tiktok.com/@roofstrategist https://www.linkedin.com/in/roofstrategist/#roofstrategist #roofsales #d2d #solar #solarsales #roofing #roofer #canvassing #hail #wind #hurricane #sales #roofclaim #rsra #roofingandsolarreformalliance #reformers #adambensman
Could a reverse mortgage be a widow's best friend?Since women typically outlive men, many will one day carry the financial load alone. Today, Harlan Accola joins us to explain how reverse mortgages have changed and why they can offer widows stability, dignity, and confidence for the years ahead.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement.The Longevity ChallengeMany people still carry outdated assumptions about reverse mortgages. Some believe they're risky or predatory—especially for widows. However, over the years, these products have undergone significant evolution, incorporating new safeguards that make them a secure and compassionate option for many older adults, particularly surviving spouses.Women tend to outlive their husbands, often by several years. That creates what financial professionals call longevity risk—the challenge of stretching resources over a longer life. Couples frequently plan their finances assuming they'll live out retirement together, but the reality is that many widows face 2–10 years of life on their own, often with reduced income.For many, a reverse mortgage can bridge that gap. By allowing homeowners age 62 and older to access the equity in their homes without monthly payments, it provides a steady income—especially for those who want to remain in their homes.The reputation of reverse mortgages has improved dramatically since the early days. When the FHA introduced the program in 1988, some borrowers made unwise choices—like removing their spouse from the home title—which left surviving spouses vulnerable.Thankfully, that changed in 2013. Federal law now requires that both spouses be listed on the loan and protected by it. This safeguard ensures that a widow can remain in her home for as long as she wishes, without fear of foreclosure or forced sale.Dignity and Security for the Years AheadWhen a husband passes, household income often drops by around 40%. If a traditional mortgage payment remains, that financial burden can force a widow to sell her home. A reverse mortgage eliminates that risk by converting home equity into income—allowing her to stay in the place she loves, surrounded by memories, with dignity and financial stability.For widows, that security is invaluable. It turns a house into a lasting home, ensuring that the twilight years can be lived not in fear, but in peace.To learn more about whether a reverse mortgage could benefit your situation, visit Movement.com/Faith.On Today's Program, Rob Answers Listener Questions:I'm trying to find information about a Christian savings and loan, but I haven't been able to get the contact details. Can you point me in the right direction?I don't feel like I have enough savings to handle a real emergency. I'm working both full-time and part-time jobs just to keep up with bills, plus I'm trying to pay off student loans and credit cards. I feel stretched thin and don't know what to do next.I called before about my advisor and wanted to give you an update. Now I have a question: I have a 401(k), a traditional IRA, and a Roth IRA—each with about $100,000. When I retire, do I need to withdraw from one before the others, or is there a better strategy for taking distributions?I recently changed jobs and left my 401(k) with my former employer, which is now closing its doors. Should I roll that money into my new job's plan or transfer it elsewhere? I'm not very familiar with managing investments myself.I currently have a moderate growth account with a steady income, but I'm considering withdrawing the funds. Would CDs be a safe place to move that money, or do you have other suggestions?I need help finding affordable health insurance on a limited income. I have some past health issues, and I'm worried about being penalized. Where should I start looking?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageChristian Community Credit Union (CCCU)HealthMarkets | Healthcare.gov | eHealth | HealthSherpaWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Sunday McIlwain discusses the significance of embracing failure as a necessary part of personal growth and the importance of taking action to avoid stagnation. He emphasizes that trying, even if it leads to failure, is better than doing nothing, as it contributes to progress in life. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Amy King hosts your Tuesday Wake Up Call. ABC News correspondent Jordana Miller live from Jerusalem Karen Travers opens the show talking about what's next for Gaza as the war comes to an end. Amy talks with ABC News White House correspondent Karen Travers opens the show talking about what's next for Gaza as the war comes to an end. Bloomberg's Denise Pellegrini updates us on the latest in business and Wall Street. The show closes with the host of ‘How to Money' Joel Larsgaard talking about emergency funds, homeowners refinancing, and renting vs selling.
Amy talks with the host of ‘How to Money' Joel Larsgaard about emergency funds, homeowners refinancing, and renting vs selling.
[REBROADCAST from Sept. 24, 2025] Climate change is reshaping how people live, and where they live. If you're a homeowner, or looking to become one, extreme weather, heat, droughts, and floods are important factors to consider. That's true if you're renting too. New York Times finance reporters Ron Lieber and Tara Siegel Bernard share the advice from their guide to owning a home and foreseeing climate risks, and take listeners' questions.
Vancouver's largest intergenerational wealth transfer is underway and most families are completely unprepared. Founding Partner of Bell Alliance Richard Bell sits down with Adam & Matt this week to reveal how property owners can avoid costly estate planning mistakes that drain thousands from their families. From the shocking reality of dying without a will to joint tenancy strategies that bypass probate fees, this conversation tackles the complications when property owners die without proper planning. Richard breaks down wills, powers of attorney, and capital gains implications for BC homeowners while sharing practical solutions for vacation properties, investment assets, and second marriages. When should you add your kids to title? How do you structure inheritance to protect your children's future? And why is simplifying your estate the key to protecting your family? Don't miss this one!
Retirement brings freedom, but navigating health insurance can quickly become one of the most confusing parts of the transition. In this episode, Nick and Jake walk through the key types of insurance every retiree should evaluate, from health and long-term care to life, homeowners, and umbrella coverage. Find out how each fits into your retirement plan and which policies make sense depending on your income and assets. Here's what we discuss in this episode:
This week, the gals pay their dues while discussing a darker side of homeownership. Topics include illegal pansies, powered home envy, and one very contentious bus stop. Crack open a fresh can of Coke Zero, burn your civility pledge, and tune in for HOA Crimes. For a full list of show sponsors, visit https://wineandcrimepodcast.com/sponsors. To advertise on Wine & Crime, please email ad-sales@libsyn.com or go to advertising.libsyn.com/winecrime.
Summary In this episode, Elizabeth Dodson and John Bodrozic share their harrowing experience with a water damage emergency in their home. They recount the chaotic moments when they were awakened by screaming smoke detectors, leading to the discovery of water pouring from their light fixtures. The couple discusses the immediate actions they took, including shutting off the water, documenting the damage, and navigating the insurance claims process. They emphasize the importance of preparation, teamwork, and understanding the intricacies of home insurance and repair processes. Throughout the conversation, they provide valuable tips for homeowners on how to handle similar emergencies effectively. Takeaways Always know where your water shutoff valve is located. Document all damage with photos and videos immediately. Have a go-bag ready for emergencies. Teamwork is essential during a crisis; divide tasks effectively. Understand your insurance policy and what it covers. Water remediation is crucial to prevent further damage. Be prepared for the repair process to take time. Negotiate with contractors to ensure all needs are met. Stay organized and keep communication open with all parties involved. Invest in smart home technology to prevent future leaks. Sound bites "We woke up to this screaming alarm." "We had a huge water leak issue." "Teamwork makes the dream work." Chapters 00:00 The Awakening: A Morning of Chaos 13:01 The Response: Quick Thinking and Action 24:01 The Aftermath: Navigating Insurance and Remediation 28:36 Understanding Insurance Responsibilities 31:01 Navigating Temporary Housing Solutions 34:02 The Plumbing Dilemma 37:31 Identifying Defective Piping 40:42 Investing in Smart Home Solutions 45:32 Managing the Claims Process 51:35 Contracting and Negotiation Strategies 56:57 Final Thoughts on Home Repairs
This is KCBS Radio's daily Tech and Business Report. Today, KCBS's Holly Quan spoke with Bloomberg's Noah Buhayar. A new Bloomberg investigation finds that thousands of Americans may be receiving big bills for loans they may not even be aware that they still owe money on.
Chuck Zodda and Marc Fandetti discuss the new Wall Street trade that is powering gold and hitting currencies. Why it doesn't take much for gold to move up. Is it time to brace for a market melt-up? Homeowners are pouning on the tiniest drop in mortgage rates. Is the bankruptcy of First Brands reminding anyone of 2007?
Welcome back to The Integrative Health Podcast! In this episode, I'm joined by certified mold inspector, tester, and remediator John Du Bois, founder of MoldPro. We uncover the truth about mold in your home and how it could be silently impacting your health.John explains why controlling moisture is the most important step in preventing mold growth, why bleach actually makes mold worse, and how his company uses a chemical-free approach to remediation that protects sensitive individuals.We also discuss how to spot the early signs of mold in your home, the pros and cons of different mold testing methods, and which remediation techniques actually work—like dry ice blasting and safe removal of porous materials.Whether you struggle with chronic illness, chemical sensitivity, or just want to keep your home safe, this episode will give you practical, science-based steps to protect your health.PODCAST: Thank you for listening please subscribe and share! Shop supplements: https://healthybydrjen.shop/CHECK OUT a list of my Favorite products here: https://www.healthybydrjen.com/drjenfavorites FOLLOW ME:Instagram :: https://www.instagram.com/integrativedrmom/Facebook :: https://www.facebook.com/integrativedrmomYouTube :: https://www.youtube.com/@integrativedrmom FTC: Some links included in this description might be affiliate links. If you purchase a product through one of them, I will receive a commission (at no additional cost to you). I truly appreciate your support of my channel. Thank you for watching! Video is not sponsored. DISCLAIMER: This podcast does not contain any medical or health related diagnosis or treatment advice. Content provided on this podcast is for informational purposes only. For any medical or health related advice, please consult with a physician or other healthcare professionals. Further, information about specific products or treatments within this podcast are not to diagnose, treat, cure or prevent disease.
(October 06,2025)HOA attorney Michael Kushner opens the 8am hour talking about Assembly Bill 130 passing and limiting most HOA fines to $100 per violation and banning late fees or interest on these fines. Trump finally announces the details of UFC fight at the White House. Married couples are ditching their shared bank accounts.
Homeowners in Nevada continually face challenges. The loss of insurance coverage due to wildfire risk is just adding to their list of worries.
Ready to tackle fall projects without stepping on hidden landmines? We kick off with a hands-on deck build—why we chose two-by-sixes over five-quarter boards, used a camo jig to hide fasteners, and saved big by assembling stainless cable rails from components. Then we widen the lens to what really protects your home: how aluminum rails beat rust at the coast, when PVC makes maintenance easy, and why looks-versus-longevity is the trade you should decide up front.From there, we dig into the myths that cost homeowners the most in North Carolina. Flood risk isn't just for the coast—Raleigh and the mountains have real exposure, and flood policies cap out fast. We break down replacement cost versus actual cash value, the 80% insured-to-value rule, and why an annual call with your agent can save you tens of thousands when storms hit. Termites aren't covered by standard policies, slab homes get chewed more often, and a low-cost termite bond offers the inspection, treatment, and paper trail future buyers trust.We also draw a bright line on what to DIY: swapping a light is one thing, but bigger electrical work needs permits and documentation or it can trip fines and kill a sale. HOA power under North Carolina's Planned Community Act surprises a lot of buyers—think fences, sheds, paint, and pools controlled by covenants with daily fines. And if your basement “waterproofing failed,” it probably didn't; it's your gutters and grading. Watch your house during a rain, extend downspouts, and ensure positive slope. To wrap, we hit septic pumping schedules tied to real household load and how revaluations push taxes and insurance—plus how to contest assessments and right-size coverage.Subscribe, share this with a neighbor who loves a project, and leave a review with the one myth you're double-checking this week. Your question might shape our next show.
With natural gas reserves dropping, prices rising and the future of gas supply uncertain, some New Zealand home owners may be considering switching to electric. Ben Mayne from Ben Mayne Plumbing and President of Auckland Master Plumbers spoke to Corin Dann.
There’s a new Homeowners’ Association trying to muscle its way into Night Vale, and the residents of the Desert Grove neighborhood have a lot of questions. Will the new HOA have rules against owning more than 36 iguanas? Are abandoned cruise ships on the front lawn still allowed? And for crying out loud, what are... The post Binary System Podcast #475 – WTNV #274 “The HOA” first appeared on Pixelated Geek.
Today's Crazy Crime of Passion has a twist to it. This time the homeowner came out on top when he came across some burglars in his neighborhood. Plus DCS talks Cardi vs Nicki!!!
Noticing a recent increase in your or your clients' home insurance rates? Insurance experts Jennifer & Andrew Williamson join Alex to discuss current trends in the insurance market, causes, and predictions for the future. Plus, they share their tips for how agents and homeowners alike can navigate common insurance matters.
Real Estate Expert & Best-Selling Author, Gerald Lucas discusses whether a city or a homeowner is responsible for repairing a sewer line.
Follow Proof of Coverage Media: https://x.com/Proof_CoverageSince recording this episode, Sourceful Energy has doubled down on what really matters: unlocking the greatest asset people already own—the battery in their car. With tens of millions of EVs on the road, each carrying enough energy to power a home for a week, this is the ultimate DePIN. Our focus is clear: Zap + V2G. Zap is our unifying hardware, the plug that turns every EV, home battery, and solar system into a sovereign energy node. Homeowners keep control, decide when and how to participate, and get rewarded for providing real flexibility.We're building this on Solana, because speed and scale matter. Millisecond response, real coordination of physical assets, and crypto-native growth.What's in it for you? Lower costs, real ownership of your energy, and the chance to turn your EV into a money-making, grid-stabilizing asset.Zap + V2G + Solana = the rails of the world's largest Virtual Power Plant.Timestamps:00:00 - Introductions01:58 - Comparing Energy Markets: Sweden vs. US06:00 - Tesla's Virtual Power Plants and Market Dynamics09:55 - The Importance of a Flexible Grid12:18 - Sourceful's Role in Energy Transition14:15 - Building Connectivity in Energy Systems19:57 - Exploring Sourceful's Active Nodes and Data25:05 - User Value and Product Focus26:50 - Choosing Solana: Technical and Community Aspects33:06 - Future Blockchain Applications in Energy37:28 - Pilots and Market ValidationDisclaimer: The hosts and the firms they represent may hold stakes in the companies mentioned in this podcast. None of this is financial advice.
Diane Delaney, executive director, Private Risk Management Association, discusses how insurers can guide affluent homeowners in managing coverage gaps and preparing for evolving risks.
You're listening to Go Gaddis Real Estate Radio, where our mission is simple: to help you move from novice to confident pro so buying and selling real estate can be done with total confidence. In this episode, Cleve Gaddis takes a hard look at MV Realty's controversial “Homeowner Benefit Program.” Marketed as a way to get quick cash, the program has sparked lawsuits in Georgia and across the country, with critics warning that homeowners may be signing away far more than they realize. We'll tackle a listener's question from Michelle in Duluth, explore the legal challenges tied to MV Realty, and discuss what every homeowner should know before signing anything. You'll also learn about our “Upside” approach to making smart real estate moves with all the facts in hand. Got a question or concern? Visit GoGaddisRadio.com to push back, share your thoughts, nominate your neighborhood for a spotlight, or subscribe so you never miss an episode.
As the cost of homeownership soars across the country, renting has emerged as an increasingly popular alternative — not just in cities, but in suburbs, too. John Yang speaks with Doug Ressler, manager of business intelligence at Yardi Matrix, to learn more. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy
After multiple re-schedules things fell through for the episode we were wanting to give you this month, reviewing the Mechwarrior adventure, "Null Set." With Bill failing his save against the black plague, it is just Edwin and Lou talking about the origins of the podcast and how they go about "this old dungeoning" an adventure. We did not have any Letters to the Homeowner's Association for September, but we did have some Geek Credit questions, though we chose to wait until Bill was back to spring this new quiz format. We do have room for more questions if you still want to write-in (thisoldungeonquiz@gmail.com). We will return next month with a regular episode as well as Lou's annual sit down with friend of the show, Chris Tupa to discuss things Halloween!
When buyers with deeper pockets walk into a home, what makes them stop and say, this is the one? In this episode we paint the picture of what wealthy buyers are really after—status, comfort, and effortless living—and tie it back to the emotional appeal of each feature. Homeowners - you don't need a mansion to highlight “luxury appeal.” It's about creating moments of luxury in everyday spaces. 'Windermere Ready' Specifically for homeowners preparing to sell their homes. See below HELP US SPREAD THE WORD!! If you loved this episode, kindly leave us a Review - FOLLOW this show and Share it on Social ! It would mean the world
In today's episode, we break down two major reports that show a growing split in the U.S. housing market. On one side, nearly half of all mortgaged homeowners are now equity rich—owing less than half of their home's value. On the other, affordability has reached its worst level in 14 consecutive quarters, with 99% of counties now less affordable than historical norms. We look at the states leading in equity, the regions where affordability is collapsing, and what this all means for investors, buyers, and renters. Learn more about your ad choices. Visit megaphone.fm/adchoices
Colton Pace is a founder and currently the CEO of Ownwell, a Proptech company dedicated to democratizing access to real estate expertise and reducing the hidden costs of homeownership. Under his leadership, Ownwell helps homeowners and property owners identify and appeal overvalued property taxes, reduce insurance and utility costs, and manage other home‑related expenses through data, automation, and local expert teams. Before founding Ownwell, Colton served as an investor, asset manager, and venture capitalist, helping manage billions of dollars across various asset classes. He was part of funds that made early investments in companies such as Uber, Spotify, Redfin, Snowflake, UiPath, Zuora, and Grab. (01:05) - VC to PropTech Founder(03:10) - $797B Property Tax Problem(04:48) - Ownwell Traction: 700K+ Homes and SMB/CRE(06:18) - AI Plus 80 Consultants: How Appeals Get Done(08:50) - Success Rates and Savings: Residential vs Commercial(11:27) - Portfolio Case Study: 124 SFR Properties in Texas(13:45) - Valuation Methods and Local Differences(16:13) - Market Size: $50 to 60B Opportunity(17:29) - Feature: CREtech - Join CREtech New York 2025 on Oct 21-22 for the largest Real Estate Meetings program. Qualified Real Estate pros get free full event pass plus up to $800 in travel and hotel costs. (19:02) - Beyond Taxes: Insurance, Loans, Utilities, Concierge (21:30) - Building Trust with Homeowners and CRE Owners (24:03) - Advice for PropTech Founders Selling into Real Estate (26:49) - Collaboration Superpower: Matthew McConaughey
In this solo episode of Your Project Shepherd, host Curtis Lawson unpacks the hidden costs of construction that no budget accounts for: stress, burnout, and anxiety. Curtis explores how builders face unreliable trades, constant financial pressure, and client demands—while homeowners ride an emotional roller coaster from excitement to regret. These challenges aren't separate—they're two sides of the same coin. If you're a builder, architect, or homeowner, this episode shines a light on why projects derail and why trust often breaks down. Tune in as Curtis sets the stage for practical solutions in the next episode.
Being a landlord isn't always about leases, rent checks, and property management—it's about people. In this deeply personal episode of the Rent Perfect Podcast, host David Pickron and co-host Scot Aubrey discuss one of the hardest situations David has ever faced in over 30 years of landlording: evicting an elderly tenant who lost her home, her money, and possibly her ability to live independently.
Neil and Amy are in for the vacatioining Bill Handel. Neil finds himself agreeing with Don Lemon's opinion (that's a first...) about the Charlie Kirk Memorial being about Christians claiming divine permission to rule, leading to commentary that explores the differences between politics and politicians, and the twisted role religion is starting to play in all of it. Also, by 2040, the majority of new US homeowners will be Hispanic. And LAX drops in global airport rankings, but the CEO believes in the future.
Airbnb's new 15% fee structure has left property managers, cohosts, and homeowners asking the same question: who's really paying?In this episode, finance expert Ben Coons breaks down the numbers behind gross vs. net commission models—and what you must do to protect your margins.• Gross vs. net commission explained in plain English• How Airbnb's fee hits managers vs. homeowners• Why this change is different from Vrbo and Booking.com• Pricing adjustments to avoid eating the new fee• Commission stacking and where your money really goes• How to communicate fee changes to homeowners clearly• Key takeaways to stay profitable under the new systemCo-hosts and homeowners: want the real numbers on Airbnb's 15% fee? Click the link and DM us “SPREADSHEET” and we'll send you the file.Link: https://ig.me/m/mike.sjogren?utm_source=Podcast&utm_medium=Captivate&utm_campaign=T027&utm_content=Spreadsheet00:04:30 – Example Scenarios: Who Really Pays the Fee00:07:00 – Comparing Airbnb, Vrbo, and Booking.com00:11:30 – Impact on Gross Model Operators00:14:00 – Impact on Net Model Operators00:18:30 – The Homeowner's Point of View00:23:30 – Commission Stacking: The Hidden Cost00:26:00 – Pricing Adjustments to Stay Profitable00:29:00 – How to Communicate Fee Changes to Homeowners00:32:00 – Key Takeaways: Run the Numbers & Adapt EarlyGet FREE Access to our Community and Weekly Trainings:http://group.strsecrets.com/
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pros podcast, host Erika interviews Wouter Broekema, the founder of abodio, a software designed to help homeowners manage their properties more efficiently. Wouter shares his journey of creating abodio, the challenges of educating homeowners about the need for such software, and the role of AI in enhancing home management. He emphasizes the importance of building relationships within the real estate industry and discusses future plans for abodio, including potential international expansion and partnerships with manufacturers. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
WDAY First News anchors Lisa Budeau and Lisa Budeau break down your regional news and weather for Thursday, September 25. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. Visit https://www.inforum.com/subscribe to subscribe.
This episode of Disruption/Interruption features Julie Kheyfets, CEO of Block Renovation, who is transforming the home renovation industry with AI-driven solutions. Julie shares her journey, the challenges homeowners and contractors face, and how her platform brings transparency, trust, and efficiency to a fragmented market. Key Takeaways: The Renovation Industry Is Ripe for Disruption [4:37]The $500 billion renovation industry is plagued by fragmentation, lack of transparency, and outdated processes, making it a prime candidate for technological innovation. AI Can Bridge the Gap Between Homeowners and Contractors [16:25]Block Renovation uses AI to help homeowners make design decisions, estimate costs, and connect with vetted contractors, streamlining the entire renovation process. Only the Best Contractors Make the Cut [20:41]The platform accepts only 7% of contractor applicants, ensuring high-quality work and reliable service for homeowners. Empowering Small Businesses and Local Economies [28:00]By supporting mom-and-pop contractors with technology and steady work, Block Renovation helps small businesses grow and thrive in local markets. Quote of the Show [32:07]:"I would encourage more people to explore what would it mean to bring AI to industries like this." - Julie Kheyfets Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Julie Kheyfets: LinkedIn: https://www.linkedin.com/in/juliekheyfets Company Website: blockrenovation.com How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD See omnystudio.com/listener for privacy information.
While traditional climate models predict where disasters occur, Faura's technology—trained on over a century of property data—identifies which homes are more likely to survive wildfires, hurricanes, floods, earthquakes, and hail. Partnering with insurance companies, Faura replaces expensive inspections with quick homeowner self-assessments, providing actionable recommendations from simple weekend fixes to major improvements. Valkyrie Holmes, CEO and co-founder of Faura, describes how the platform focuses on "survivability" rather than traditional weather prediction, helping insurance carriers verify property information while engaging policyholders in meaningful education about their risk. Through self-assessment tools that cover major peril the company has created a unique partnership model that benefits both insurers seeking better data and homeowners wanting to understand and mitigate their risks. Holmes discusses how this approach leads to better retention rates, more accurate underwriting, and ultimately safer communities through actionable mitigation strategies.Resources:Faura: https://www.faura.us/The Institutes: https://global.theinstitutes.org/Predict & Prevent website: https://www.predictandprevent.org/Sign up for our weekly Predict & Prevent newsletter: https://www.predictandprevent.org/newsletter/Faura's platform focuses on "survivability" rather than traditionalweather prediction, helping insurance carriers verify property informationwhile engaging policyholders in meaningful education about their risk. Throughself-assessment tools that cover five major perils—wildfire, hurricane, hail,flood, and earthquake—the company has created a unique partnership model thatbenefits both insurers seeking better data and homeowners wanting to understandand mitigate their risks. Holmes discusses how this approach leads to betterretention rates, more accurate underwriting, and ultimately safer communitiesthrough actionable mitigation strategies.
Digital Drama 9-23-2025 …Star Trek Vs Star Wars …Homeowner's Associations Suck
Most homeowners still believe mortgage interest is “good debt” because it's tax deductible. But here's the shocking truth: 91% of Americans don't get a single dollar back.In this episode, I reveal the mortgage interest trap that's silently draining your wealth:Why a $400K house at 6% really costs $860K over 30 yearsHow amortization front-loads interest to benefit the bank, not youThe truth about mortgage interest deductions (it's not free money)Why 91% of taxpayers get $0 benefit thanks to the standard deductionThe impact of the Tax Cuts and Jobs Act (TCJA) and the new OBBBA 2025How to cut years off your mortgage with simple strategiesIf you've ever thought, “At least I get a tax break,” this video will change how you see your mortgage forever.Tune in until the end to learn:How much you're really losing in interestWhy tax deductions don't save you as much as you think3 smart ways to pay off your mortgage fasterDon't let banks and bad advice drain your financial future.Comment how much interest you've paid so far, subscribe for weekly money truth, and share this with a homeowner who needs a wake-up call.Mentioned Episode:Pay Off Mortgage Beats Investing: https://youtu.be/pIUZTi7blh8**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#mortgageinterest #taxdeductionmyth #mortgagetrap #mortgagededuction #payoffmortgageearly #mortgagepayoff #mortgagefacts #homeownershipcosts #homeloantruth #interestexplained #banksexposed #personalfinance #financialfreedom #financialliteracy #financialeducation #financialindependence #debtfreejourney #debtfreedom #debtfreecommunity #budgeting #budget #moneymanagement #moneytruth #moneytips #moneymindset #savemoneytips #savingmoney #wealthbuilding #investinyourself #financeforbeginners
We'll discuss the approach and talk with the architect who built Cincinnati's first passive house.
Have you ever wondered what mysteries lie beneath your kitchen sink or above your ceiling? The answers could save you thousands. In this eye-opening episode of the Carolina Contractor Show, host Donnie Blanchard and his co-host Eric Smith, dive into the questions that keep homeowners awake at night—and the solutions that could prevent costly disasters.Drawing from decades of hands-on experience in construction and building supply, they tackle the uncomfortable truth many new homeowners discover too late: houses need maintenance, and repairs are inevitable. But how much should you budget? While the internet suggests setting aside 1-4% of your home's value annually, real life rarely follows such neat formulas. As they explain, you might go years without major expenses, then suddenly face a five-figure HVAC replacement. Their practical advice cuts through theoretical percentages to help you prepare for what matters.The hosts take listeners on a virtual tour of often-neglected inspection areas—from attics where disconnected HVAC ducts silently waste energy to crawl spaces where copper pipes quietly corrode from the inside out. These simple DIY checks could save you from catastrophic failures. Their discussion of water heater maintenance (never call it a "hot water heater" again!) includes emergency tips that could spare you extensive water damage when failure inevitably occurs.Perhaps most valuable is their candid conversation about pre-sale home repairs. Should you replace that aging roof before listing? The answer depends on market conditions and comparable properties. Their insider perspective on finding reliable contractors provides alternatives to online reviews that might actually connect you with quality professionals who won't break the bank.Whether you're a first-time homeowner trying to avoid expensive mistakes or a seasoned property owner preparing for your next sale, this episode delivers practical wisdom that online searches simply can't match. Subscribe now and join the conversation that's helping homeowners across the Carolinas protect their most valuable investment.
96 hours. 15,000 calls. 62 hot leads. 8 deals under contract. In this episode, we break down the real numbers behind a massive cold calling push—what worked, what flopped, and the hidden lessons buried in the data. KEY TALKING POINTS:0:00 - Intro0:11 - The Numbers From Jayce Henry's Client2:14 - Other Campaigns4:17 - How These Calling Metrics Compare To Others7:42 - Outro LINKS:Instagram: David Leckohttps://www.instagram.com/dlecko Website: DealMachinehttps://www.dealmachine.com/pod Instagram: Ryan Haywoodhttps://www.instagram.com/heritage_home_investments Website: Heritage Home Investmentshttps://www.heritagehomeinvestments.com/
New research finds that since 2010 killer heat waves have become 200 times more likely, thanks to greenhouse gas emissions, and the scientists say about half of the increase in heatwaves can be attributed to big coal, big oil, big gas and cement. Also, while the 2025 Atlantic hurricane season has been relatively quiet, last year damages from three major hurricanes ran to over 200 billion dollars and claims have stressed homeowners and insurance companies alike. We hear about Florida homeowners facing rising premiums and the cancellation of their insurance policies. And as the air turns crisp in the northern U.S., many of us are heading out for the autumn tradition of apple picking. The fascinating and complex science and history behind the iconic apple. --- You can help support our free public radio show and podcast, for free, by leaving a review on Apple Podcasts. It's one of the best ways to help other listeners find Living on Earth! Learn more about your ad choices. Visit megaphone.fm/adchoices
See the new trends and what homeowners want in my 2025-2028 Roofing Market Report: https://roofmarketreport.com/=============FREE TRAINING CENTERhttps://adamsfreestuff.com/ FREE ROOFING MARKET REPORT:https://roofmarketreport.com/FREE COACHING FROM MY AI CLONEhttps://secure.rsra.org/adams-cloneJOIN THE ROOFING & SOLAR REFORM ALLIANCE (RSRA)https://www.rsra.org/join/ GET MY BOOKhttps://a.co/d/7tsW3Lx GET A ROOFING SALES JOBhttps://secure.rsra.org/find-a-job CONTACTEmail: help@rsra.orgCall/Text: 303-222-7133PODCASTApple Podcasts: https://apple.co/3fSQiev Spotify: https://bit.ly/3eMAqJe Available everywhere else :)FOLLOW ADAM BENSMANhttps://www.facebook.com/adam.bensman/ https://www.facebook.com/RoofStrategist/ https://www.instagram.com/roofstrategist/ https://www.tiktok.com/@roofstrategist https://www.linkedin.com/in/roofstrategist/#roofstrategist #roofsales #d2d #solar #solarsales #roofing #roofer #canvassing #hail #wind #hurricane #sales #roofclaim #rsra #roofingandsolarreformalliance #reformers #adambensman
The Homeowners' Association has arrived. Weather: "Thorns" by Nico Rey Original episode art by Jessica Hayworth Episode transcripts 2025-26 TOUR DATES Tix on sale now! Weather Submissions are open thru Nov 15, 2025 OUT NOW: Welcome to Night Vale Roleplaying Game UNLICENSED Season 3 is here! Only on Audible Get the Night Vale newsletter for news and stories Patreon is how we exist! Music: Disparition Logo: Rob Wilson Written by Joseph Fink, Jeffrey Cranor & Brie Williams Narrated by Cecil Baldwin Follow us on BlueSky, Facebook, TikTok, Tumblr, and Instagram A production of Night Vale Presents Learn more about your ad choices. Visit megaphone.fm/adchoices
The Homeowners' Association has arrived. Weather: "Thorns" by Nico Rey Original episode art by Jessica Hayworth Episode transcripts 2025-26 TOUR DATES Tix on sale now! Weather Submissions are open thru Nov 15, 2025 OUT NOW: Welcome to Night Vale Roleplaying Game UNLICENSED Season 3 is here! Only on Audible Get the Night Vale newsletter for news and stories Patreon is how we exist! Music: Disparition Logo: Rob Wilson Written by Joseph Fink, Jeffrey Cranor & Brie Williams Narrated by Cecil Baldwin Follow us on BlueSky, Facebook, TikTok, Tumblr, and Instagram A production of Night Vale Presents Learn more about your ad choices. Visit megaphone.fm/adchoices
In this week’s First $1,000 segment, discover how one Houston homeowner transformed a simple backyard shed into a rentable studio for photos, workshops, and quiet retreats. Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week. Show notes: SideHustleSchool.com Email: team@sidehustleschool.com Be on the show: SideHustleSchool.com/questions Connect on Instagram: @193countries Visit Chris's main site: ChrisGuillebeau.com Read A Year of Mental Health: yearofmentalhealth.com If you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.