Podcasts about homeowners

A type of property insurance that covers a private residence

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Latest podcast episodes about homeowners

Structure Talk
Case Studies, Part 2

Structure Talk

Play Episode Listen Later Aug 18, 2025 40:56 Transcription Available


To watch a video version of this podcast, click here: https://youtu.be/C6MC7V08nS4In this episode of the Structure Talk podcast, hosts Reuben Saltzman and Tessa Murry discuss various topics related to home inspection, including the impact of AI on the industry, personal anecdotes about gutter cleaning, and a detailed case study involving a homeowner's water intrusion and mold issues. They explore the complexities of building science, the importance of proper installation and maintenance, and the challenges of identifying and resolving moisture problems in homes.Here's the link to check out Inspector Empire Builder: https://events.iebcoaching.com/eventsTakeawaysAI tools are evolving rapidly and can be overwhelming for businesses.Investing time and resources into understanding AI is crucial for growth.Gutter maintenance can lead to unexpected challenges and solutions.Homeowners should be aware of potential water intrusion issues in their homes.Mold problems can arise from various sources, including improper installation.Investigating moisture issues requires thorough inspection and testing.Condensation can occur even in summer, indicating underlying problems.Proper installation of siding and flashing is essential to prevent water damage.Home inspectors should be vigilant about concealed moisture damage.Finding qualified contractors for moisture issues can be challenging.Chapters00:00 Introduction and Weather Check03:02 AI in Home Inspection05:54 Gutter Cleaning Adventures09:54 Case Study Introduction13:40 Homeowner's Water Issues17:04 Mold and Moisture Problems21:13 Investigating Water Intrusion24:55 Condensation Concerns29:16 Finding Solutions33:11 Wrap-Up and Future Discussions

City Cast Portland
Homeowners Sue City Hall, Inside City Council's Text Messages, and PPB's Culture Shift?

City Cast Portland

Play Episode Listen Later Aug 15, 2025 36:46


This week, we're breaking down the ongoing text thread among certain City Council members that was recently made public, the almost $4 million settlement against the Portland Police Bureau, and the house Portlanders can't seem to stop crashing into. Joining host Claudia Meza on this week's Friday news roundup are Willamette Week reporter Sophie Peel and senior producer Giulia Fiaoni. Discussed in Today's Episode: The Lawsuit That Broke the Council's Back [Portland Mercury] As Hearings Occurred, the City Council's Progressive Caucus Texted Bluntly About Colleagues and Police [Willamette Week] Owners of ‘Crash House' on Notoriously Tricky Road File $1.2M Lawsuit Against Portland, Gas Company [The Oregonian] We're doing our annual survey to learn more about our listeners. We'd be grateful if you took the survey at citycast.fm/survey—it's only 7 minutes long. You'll be doing us a big favor. Plus, anyone who takes the survey will be eligible to win a $250 Visa gift card–and City Cast City swag. Become a member of City Cast Portland today! Get all the details and sign up here.  Who would you like to hear on City Cast Portland? Shoot us an email at portland@citycast.fm, or leave us a voicemail at 503-208-5448. Want more Portland news? Then make sure to sign up for our morning newsletter, Hey Portland, and be sure to follow us on Instagram.  Looking to advertise on City Cast Portland? Check out our options for podcast and newsletter ads at citycast.fm/advertise. Learn more about the sponsors of this August 15th episode: Rose City Comic Con Babbel - Get up to 60% off at Babbel.com/CITYCAST Clinton Street Theater Cascadia Getaways Montavilla Jazz

KFI Featured Segments
@WakeUpCall – Waking Up with the House Whisperer

KFI Featured Segments

Play Episode Listen Later Aug 15, 2025 6:02 Transcription Available


The House Whisperer Dean Sharp is back on Wake Up Call for another edition of ‘Waking Up with the House Whisperer!' Today, Dean talks about 10 reasons why design matters most.

MoneyWise on Oneplace.com
Hope for Struggling Seniors with Harlan Accola

MoneyWise on Oneplace.com

Play Episode Listen Later Aug 14, 2025 24:57


Many seniors today face significant financial strain—some even resort to borrowing to cover their basic living expenses.For retirees on a fixed income, a reverse mortgage can be a practical solution to access the equity in their home and bring much-needed stability. Harlan Accola joins us today with a message of hope for those looking for margin in their retirement years.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement.The Real Issue: Seniors Struggling with Credit Card DebtNearly 70% of seniors that Movement speaks with are carrying credit card debt. These aren't impulsive spenders buying luxury items. They're retired, living on fixed incomes, and they're relying on credit just to pay for basics like groceries and prescriptions. They're often asset-rich but cash-poor—sitting on significant home equity but drowning in interest rates of 25% to 35%.Many people suffer silently, too embarrassed to discuss their financial challenges. They don't realize that the equity in their home could be used to ease their burden without losing the home they love.One of the biggest hurdles is the spread of misinformation. People believe they'll lose their house, or that a reverse mortgage is inherently bad.In truth, the Home Equity Conversion Mortgage (HECM)—the most common form of reverse mortgage—is federally insured and designed to protect both the homeowner and their heirs. Properly structured, it can be a safe and responsible tool.Who Should Consider a Reverse Mortgage?Anyone over 62 with at least 50–60% equity in their home should take a closer look. A typical scenario might be someone still making monthly mortgage payments, even with a small remaining balance. Those payments—$800, $1,500 or more—can strain fixed retirement budgets.One common misconception is that you lose control of your home. In fact, you and your spouse can stay in your home for life, even if one of you passes away. You can choose how to receive the funds—from monthly income to a lump sum to the most popular option: a line of credit.Whether it's a car repair or a medical bill, reverse mortgage lines of credit provide flexibility. And it's all about wise stewardship.At the heart of this decision is a stewardship principle. As Proverbs 24:3 reminds us, “By wisdom a house is built, and through understanding it is established.” It doesn't make sense to live in a paid-off home but struggle to pay for groceries while racking up 30% interest on credit cards. That's not good stewardship.Reverse mortgages aren't for everyone—but many avoid them simply due to fear or misunderstanding. For some, it could be a life-giving solution.If you're entering—or well into—retirement and want to explore whether a reverse mortgage might be a fit for your situation, visit Movement.com/Faith. On Today's Program, Rob Answers Listener Questions:I'm 71 and still working, but I'm not sure how much longer I'll be able to keep it up. Would a reverse mortgage help me eliminate my monthly mortgage payment, allowing me to manage better if I need to stop working?I have recently retired and hold a 401(k) account with Fidelity. Someone mentioned a company called Big Money Retirement Solution, which offers a 9% annual return on an annuity. Should I consider moving half of my portfolio there?I heard there's a way to get a free credit report that the government requires. How do I access that?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageAnnualCreditReport.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Holmberg's Morning Sickness
08-13-25 - Reactions To Senior Assassins Game - HOA Bans Homeowner From Using Red/Blue Lights For First Responders - Ronaldo Gave His Fiance A 50 Carat Ring Proving Again How Normal Guys Can't Measure Up To A Woman's Ideal

Holmberg's Morning Sickness

Play Episode Listen Later Aug 13, 2025 46:27


08-13-25 - Reactions To Senior Assassins Game - HOA Bans Homeowner From Using Red/Blue Lights For First Responders - Ronaldo Gave His Fiance A 50 Carat Ring Proving Again How Normal Guys Can't Measure Up To A Woman's IdealSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

All Things Wildfire Podcast
Wildfire Insurance in California: What Homeowners Need to Know Now

All Things Wildfire Podcast

Play Episode Listen Later Aug 13, 2025 38:24


California homeowners are facing a growing wildfire insurance crisis. With rising rates, reduced coverage options, and increased wildfire risk due to climate change and inflation, understanding your insurance options is more important than ever. In this episode of the All Things Wildfire podcast, host OP Almaraz speaks with Sharon Smith, Outreach Analyst at the California Department of Insurance, to discuss the challenges, solutions, and legislative changes shaping wildfire coverage in California. Why Wildfire Insurance Rates Are Rising in California Wildfire insurance premiums are increasing due to multiple factors: Climate change is driving more frequent and severe wildfires. Inflation has pushed up construction and repair costs. Outdated regulations under Proposition 103 have made it difficult for insurers to adapt pricing to today's risks. Sharon explains why Prop 103 needs modernization to better protect homeowners and keep insurance available in high-risk fire zones. Understanding Proposition 103 and Its Impact Proposition 103 is a decades-old regulation that governs how insurance rates are approved in California. While it was designed to protect consumers, many experts argue it hasn't evolved to address the current wildfire landscape. Modernizing Prop 103 could help stabilize the insurance market while ensuring fair treatment for policyholders. The Safer from Wildfires Program The Safer from Wildfires program is a state-led initiative to improve home resilience against wildfire damage. By completing specific home-hardening measures, homeowners may: Reduce their risk of fire damage. Qualify for potential insurance discounts. Increase their chances of keeping existing coverage. The California Fair Plan: Last-Resort Coverage For homeowners unable to find traditional coverage, the California Fair Plan acts as a safety net. However, it's meant as a temporary solution. Modernizing the Fair Plan is essential, especially for high-value homes that require broader protection. Admitted vs. Non-Admitted Insurance Carriers Understanding the difference between admitted insurance carriers (regulated by the state) and non-admitted carriers (not backed by the state's guarantee fund) is critical when comparing wildfire insurance policies. Sharon provides insights on the pros and cons of each option. Smoke Remediation and New Task Force Efforts Smoke damage after a wildfire can create serious health hazards. The California Department of Insurance has established a task force to address smoke remediation standards, helping homeowners get better results from their claims and contractors. Legislative Changes and Homeowner Resources Sharon discusses new legislative proposals designed to: Ease the recovery process after a wildfire. Improve claims handling by insurance companies. Provide more resources to homeowners navigating wildfire-related claims. The California Department of Insurance offers free resources to help property owners understand their rights, find coverage, and take preventive measures. Join the Conversation: What challenges are you facing with wildfire insurance in California? Share your experiences in the comments below or reach out to us for support.

Holmberg's Morning Sickness - Arizona
08-13-25 - Reactions To Senior Assassins Game - HOA Bans Homeowner From Using Red/Blue Lights For First Responders - Ronaldo Gave His Fiance A 50 Carat Ring Proving Again How Normal Guys Can't Measure Up To A Woman's Ideal

Holmberg's Morning Sickness - Arizona

Play Episode Listen Later Aug 13, 2025 46:27


08-13-25 - Reactions To Senior Assassins Game - HOA Bans Homeowner From Using Red/Blue Lights For First Responders - Ronaldo Gave His Fiance A 50 Carat Ring Proving Again How Normal Guys Can't Measure Up To A Woman's IdealSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Senior Care Academy
You've Saved for Retirement, But Will It Be Enough?

Senior Care Academy

Play Episode Listen Later Aug 13, 2025 27:20 Transcription Available


Send us a textRetirement planning has a serious problem: we're living much longer than previous generations, but our financial preparation hasn't kept pace. With many retirees finding themselves 45% short of what they'll need for a comfortable retirement lasting potentially 30+ years, what options do we have?Laura Phillips, a licensed reverse mortgage specialist with over 25 years of experience, joins us to demystify one powerful but often misunderstood financial tool - the modern reverse mortgage. She tackles the elephant in the room immediately, acknowledging the product's controversial reputation while explaining how today's reverse mortgages differ dramatically from their predecessors. "It's not your grandmother's reverse mortgage," Phillips explains, detailing the significant consumer protections now built into these loans.We explore the mechanics of reverse mortgages in straightforward terms, from how they calculate available funds (based on age, equity, and interest rates) to what happens when the homeowner passes away. Phillips brings compassionate insight to the emotional aspects of retirement planning, addressing the delicate balance between using home equity as a financial tool and honoring the sentimental value of the family home.Perhaps most eye-opening is our discussion about financial education and America's retirement readiness gap. Phillips shares personal experiences that highlight how unprepared many of us are for financing decades of retirement, noting that even financial advisors struggle to project 30 years into the future. Her passion for helping seniors find solutions shines through as she encourages earlier, more honest conversations about aging and finances.Whether you're approaching retirement age yourself or helping parents navigate their options, this episode provides valuable perspective on one potential strategy for aging in place with greater financial security. Connect with Laura Phillips to learn if a reverse mortgage might be right for your situation.• Reverse mortgages have evolved substantially with improved consumer protections• Modern reverse mortgages require both spouses on the loan and verify ability to pay taxes/insurance• Homeowner age, available equity, and interest rates determine how much can be accessed (42-75%)• Older borrowers can access higher percentages of their home's value• Reverse mortgages work best when heirs aren't expecting to inherit the physical home• The loan grows over time but has protections against going "underwater"• Heirs can choose to sell the home or purchase it by paying off the loan balance• Financial education about longevity planning should start much earlier in life• A home should be viewed as both an emotional space and a potential financial toolIf you're 62 or approaching that age and thinking about retirement options, reach out to Laura Phillips at laura@lauraphillips.com or call 303-817-4611 to discuss whether a reverse mortgage might be right for your situation.Support the show

Mold Talks with Michael Rubino
NBS #100: The Building Science Secrets Every Homeowner Needs to Know

Mold Talks with Michael Rubino

Play Episode Listen Later Aug 13, 2025 59:56


In this episode, Michael Rubino sits down with Brantley May, a Building Scientist and Council-Certified Indoor Environmental Consultant with a specialty in Mycology. Certified by the McCrone Research Institute and the Oshner Medical Center, Brantley is trained in the examination and identification of fungal spores and pollen via microscopy.Brantley holds certifications from the Building Performance Institute as a Building Analyst, Building Envelope Professional, and Infiltration and Duct Leakage Expert. He also has extensive credentials in mycotoxin identification, water damage, odor control, structural drying, infectious disease control, and energy efficiency issues, and is currently a student of Mechanical Engineering.As a state-licensed mold assessor, Brantley carries the credentials to teach and proctor exams for other professionals seeking state accreditations in mold and environmental services. His expertise bridges the gap between building performance and occupant health — uncovering root causes of moisture, ventilation, and contamination issues that often go undetected.In this episode, we cover:The role of building science in indoor environmental healthCommon construction flaws that lead to hidden mold growthThe dangers of moisture intrusion and poor ventilationWhy testing and building forensics matter for long-term healthBrantley's top recommendations for homeowners and contractorsWhether you're building, renovating, or troubleshooting, this conversation will change how you think about your home's health.

Insight On Business the News Hour
The Business News Headlines 13 August 2025

Insight On Business the News Hour

Play Episode Listen Later Aug 13, 2025 10:26


Things are getting tense over at the Bureau of Labor Statistics over the new director and we'll share what President Trump's choice to head the agency has caused. This is the Business News Headlines for Wednesday the 13th day of August, thanks for listening. In other news, folks at the Bureau of Labor Statistics weigh in on what's going on there. Amazon announced today that it will begin delivery of fresh food in select cities…yes, fresh…food. Homeowners are cashing in on their home equity in droves. The next rising tiger is…Vietnam.  We'll share the numbers in the Wall Street Report and Walmart workers today received a new perk and we'll tell you about it.  Let's go!  Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on  PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.

Remarkable Marketing
Progressive's Dr. Rick Capmaign: B2B Marketing Lessons on the Serious Business of Being Funny with Chief Marketing Officer at Attentive, Keri McGhee

Remarkable Marketing

Play Episode Listen Later Aug 12, 2025 44:17


Turning into your parents might be your worst fear, or your biggest marketing opportunity.That's the brilliance of Progressive's Dr. Rick campaign. It's hilarious, deeply relatable, and sneakily strategic. In this episode, we explore the marketing lessons behind it with special guest Keri McGhee, Chief Marketing Officer at Attentive.Together, we explore what B2B marketers can learn from character-driven storytelling, embracing creative risk, and using humor and relatability to create campaigns that people actually want to talk about.About our guest, Keri McGheeKeri McGhee is the CMO at Attentive, the AI marketing platform for leading brands. She leads strategic global marketing to further build the Attentive brand, overseeing product marketing, revenue marketing, events, partner marketing, communications and content, and brand creative. Keri's past experiences include leading marketing at various start-ups and as a senior director at Zillow, where she led the B2B marketing team of 60+ people, responsible for strengthening partner loyalty and experience for 60,000+ real estate partners. She got her start in tech at Expedia, leading both consumer and corporate travel marketing teams.What B2B Companies Can Learn From Progressive's Dr. Rick Campaign:Take creative risks. Keri's central message is clear: great brand moments come from taking chances. “We take ourselves way too seriously in B2B.  So I think my advice is to step outside of the comfort zone of what the CFO, and the COO, and the CEO say yes to. And do the work to get the customer validation to pitch in some new idea..” B2B marketers often play it safe, focusing on product features, ROI charts, or thought leadership. But real differentiation happens when you create something unexpected, emotional, or funny. The Dr. Rick campaign could've flopped. Instead, it became a cultural reference point.Make your audience feel seen. The best ads are mirrors, not megaphones. Progressive tapped into a deep, relatable insecurity, “Am I becoming my parents?” Keri shares, “It's incredibly memorable, which I think is the most important thing in marketing right now.” For B2B, this could mean identifying moments of self-doubt, imposter syndrome, or job-related stress and playfully reflecting those back to the buyer.Build a fictional persona. A single viral hit is fleeting. A character-driven series builds long-term brand equity. Dr. Rick works because he's a consistent, evolving character. He became a franchise. Most B2B brands invest in one-off videos or campaigns. But serialization keeps audiences coming back, like a show you binge-watch. Keri states, “  I can't think of any B2B that actually has been able to do that…Most of the true B2B play companies are not investing in brand in that way.”Quotes“What we find with B2B buyers is they make decisions as people, not as the companies for which they're spending money for. We undervalue that a lot in B2B marketing…And the reality is, the things that are impossible to measure are where we are starting to place bigger bets because it's the only way to drive differentiation.”Time Stamps[00:55] Meet Keri McGhee, Chief Marketing Officer at Katalon[01:06] Why Dr. Rick?[02:45] The Psychology of Being Seen[04:02] Who Is Dr. Rick?[11:26] Branding in a Commoditized Industry[13:59] Flow vs. Dr. Rick: A Franchise Strategy[15:26] Why B2B Doesn't Do This[22:14] Parents vs. Homeowners[26:35] Keri's Top B2B Takeaway[28:30] Creating Content Around Insecurity[31:20] Why Brands Don't Take Risks[40:56] Final Thoughts & TakeawaysLinksConnect with Keri on LinkedInLearn more about AttentiveAbout Remarkable!Remarkable! is created by the team at Caspian Studios, the premier B2B Podcast-as-a-Service company. Caspian creates both nonfiction and fiction series for B2B companies. If you want a fiction series check out our new offering - The Business Thriller - Hollywood style storytelling for B2B. Learn more at CaspianStudios.com. In today's episode, you heard from Ian Faison (CEO of Caspian Studios) and Meredith Gooderham (Head of Production). Remarkable was produced this week by Jess Avellino, mixed by Scott Goodrich, and our theme song is “Solomon” by FALAK. Create something remarkable. Rise above the noise.

Real Estate News Radio with Rowena Patton
Navigating 1031 Exchanges: A Strategic Guide for Property Investors and Second Home Owners

Real Estate News Radio with Rowena Patton

Play Episode Listen Later Aug 12, 2025 41:29 Transcription Available


Send us a textTired of paying massive capital gains taxes when selling investment properties? The 1031 exchange might be your secret weapon for building lasting wealth through real estate investing.Lonnie Nielsen, founder of 1031 Pros and a true expert in tax-deferred exchanges, breaks down exactly how this powerful wealth-building tool works. Whether you're a small investor with a single rental property or managing a multi-million dollar real estate portfolio, you'll discover how to leverage the 1031 exchange to keep your investment dollars working for you instead of surrendering them to taxes.We explore what qualifies as "investment property" under Section 1031 (hint: it's broader than you might think), the critical timelines you must follow, and strategic approaches for different investor profiles. Lonnie shares fascinating insights about how investors use exchanges to move capital from overheated markets to emerging opportunities across the country, and how aging investors transition from hands-on landlording to passive income streams.You'll learn about the potentially massive estate planning advantages that come from deferring gains throughout your lifetime, allowing your heirs to receive properties with a stepped-up basis that eliminates previously deferred taxes. We also cover common pitfalls that can invalidate exchanges and how working with knowledgeable professionals helps ensure a smooth process.Whether you're looking to upgrade your investment properties, diversify your portfolio, or transition to more passive real estate investments, this episode provides the roadmap you need. Connect with Lonnie Nielsen at 1031 Pros to explore how this strategy might transform your real estate investment approach.

RNZ: Morning Report
Insured homeowners unaware of limited compensation for natural hazards

RNZ: Morning Report

Play Episode Listen Later Aug 12, 2025 5:41


More than half of insured homeowners are unaware they receive only a limited level of compensation for damage to their land from natural hazards. Natural Hazards Commission Toka Tu Ake chief strategy officer Michala Beacham spoke to Corin Dann.

HVAC Know It All Podcast
HVAC Rental Trap for Homeowners to Avoid Long-Term Losses and Bad Installs with Scott Pierson Part 2

HVAC Know It All Podcast

Play Episode Listen Later Aug 11, 2025 19:00


In part 2 of this episode of the HVAC Know It All Podcast, host Gary McCreadie, Director of Player Development and Head Coach at Shelburne Soccer Club, and President of McCreadie HVAC & Refrigeration Services and HVAC Know It All Inc, switches roles again to be interviewed by Scott Pierson, Vice President of HVAC & Market Strategy at Encompass Supply Chain Solutions. They talk about how much today's customers really know about HVAC, why correct load calculations matter, and the risks of oversizing or undersizing systems. Gary shares tips for new business owners on choosing the right CRM tools, and they discuss helpful tech like remote support apps for younger technicians. The conversation also looks at how private equity ownership can push sales over service quality, and why doing the job right builds both trust and comfort for customers. Gary McCreadie joins Scott Pierson to talk about how customer knowledge, technology, and business practices are shaping the HVAC industry today. Gary explains why proper load calculations are key to avoiding problems from oversized or undersized systems. They discuss tools like CRM software and remote support apps that help small businesses and newer techs work smarter. Gary also shares concerns about private equity companies focusing more on sales than service quality. It's a real conversation on doing quality work, using the right tools, and keeping customers comfortable. Gary talks about how some customers know more about HVAC than before, but many still misunderstand system needs. He explains why proper sizing through load calculations is so important to avoid comfort and equipment issues. Gary and Scott discuss useful tools like CRM software and remote support apps that help small companies and younger techs work better. They also look at how private equity ownership can push sales over quality service, and why doing the job right matters. It's a clear, practical talk on using the right tools, making smart choices, and keeping customers happy. Expect to Learn: Why proper load calculations are key to avoiding comfort and equipment problems. How CRM software and remote support apps help small businesses and new techs work smarter. What risks come from oversizing or undersizing HVAC systems? How private equity ownership can shift focus from quality service to sales. Why is doing the job right build trust, comfort, and long-term customer satisfaction? Episode Highlights: [00:00] - Introduction to Gary McCready in Part 02 [00:37] - Are Customers More HVAC-Savvy Today? [03:04] - Why Load Calculations Prevent System Problems [03:50] - Risks of Oversizing and Undersizing Equipment [05:58] - Choosing the Right CRM Tools for Your Business [08:52] - Remote Support Apps Helping Young Technicians [10:03] - Private Equity's Impact on Service vs. Sales [15:17] - Correct Sizing for Better Comfort and Efficiency [16:24] - Balancing Profit with Quality HVAC Work This Episode is Kindly Sponsored by: Master: https://www.master.ca/ Cintas: https://www.cintas.com/ Supply House: https://www.supplyhouse.com/ Cool Air Products: https://www.coolairproducts.net/ property.com: https://mccreadie.property.com Follow Scott Pierson on: LinkedIn: https://www.linkedin.com/in/scott-pierson-15121a79/ Encompass Supply Chain Solutions: https://www.linkedin.com/company/encompass-supply-chain-solutions-inc-/ Follow Gary McCreadie on: LinkedIn: https://www.linkedin.com/in/gary-mccreadie-38217a77/ McCreadie HVAC & Refrigeration Services: https://www.linkedin.com/company/mccreadie-hvac-refrigeration-services/ HVAC Know It All Inc: https://www.linkedin.com/company/hvac-know-it-all-inc/ Shelburne Soccer Club: https://shelburnesoccerclub.sportngin.com/ Website: https://www.hvacknowitall.com Facebook: https://www.facebook.com/people/HVAC-Know-It-All-2/61569643061429/ Instagram: https://www.instagram.com/hvacknowitall1/

Climate Connections
An Alabama program paid homeowners to fortify their roofs. It paid off

Climate Connections

Play Episode Listen Later Aug 11, 2025 1:31


The program, funded by insurance companies, helped homes better withstand a 2020 hurricane, a recent study found. Learn more at https://www.yaleclimateconnections.org/ 

Reverse Mortgage News by HECMWorld
E891: Many older homeowners are too broke to fix it.

Reverse Mortgage News by HECMWorld

Play Episode Listen Later Aug 11, 2025 9:58


[Harvard Joint Center for Housing Studies] Many older homeowners are too broke to fix it. [Saving Advice] Are Local Governments Targeting Senior Homeowners? [HECMWorld] Where Has Reverse Mortgage Daily's Chris Clow Gone? Here's where. Watch our video podcast here!

Rosie on the House
8/9/25 - OPEN HOME HOUR! Live Listener Call-Ins, Texts & Emails | WEEKLY TO-DO: #EnergyEfficientLiving

Rosie on the House

Play Episode Listen Later Aug 9, 2025 39:19


Weekly To Do on simple things to do to be more energy efficient and save money. Homeowner questions on air conditioning mismatch, concrete coating floors, introducing a new partner that's actually been in business since 1947 and more! Original broadcast archive page with expanded content https://rosieonthehouse.com/podcast/open-home-hour-live-listener-call-ins-texts-emails-weekly-to-do-energyefficientliving/

Kern County Real Estate Review
Insurance Crisis in California: What Homeowners Need to Know

Kern County Real Estate Review

Play Episode Listen Later Aug 9, 2025 58:25


California's homeowners insurance market is in crisis, and the ripple effects are hitting buyers, sellers, and homeowners across the state. In this episode of the Kern County Real Estate Review, Laurie McCarty sits down with Allyson Pifer, owner of Bridgemark Insurance Services, to explain what is changing and how to protect your home and your transaction.You will learn why major insurers have paused new policies or left parts of California, what tighter underwriting looks like, and why premiums are rising. Laurie and Allyson cover how these changes affect escrows, refinancing, and day-to-day homeownership. They also discuss practical steps you can take right now so you are not blindsided at renewal or during a sale.What we coverWhat a standard homeowners policy does and does not coverReplacement cost vs actual cash value and why the difference mattersHow fire zones, roof age, plumbing, electrical, and property condition impact approvalWhat to do if your insurer will not renew your policyThe California FAIR Plan basics, when to use it, and common pitfallsNew carrier requirements that can delay closing, including automatic water shut-off valves and property inspectionsHow buyers can shop coverage during escrow and avoid last-minute surprisesHow sellers can prepare so insurance issues do not derail a dealLocal implications for Kern County homeowners and buyers

Profits with Pajak
How to Turn What Homeowners are Googling into Profits Ep. #383

Profits with Pajak

Play Episode Listen Later Aug 8, 2025 35:21


Homeowners aren't searching Google for a new lawn care company, they're searching for answers. In this episode of Profits with Pajak, John breaks down the top lawn care questions trending right now and shows you how to turn that search traffic into paying clients. Learn how to use blog content, SEO, and trusted vendors like Green Frog Web Design to position your business as the go-to expert in your market.    Comments and Questions are welcome.  Send to ProfitswithPajak@gmail.com    Episode Links:  Apple Podcast Listeners- Copy and paste the links below into your browser.    Auman Landscape  Instagram https://www.instagram.com/aumanlandscapellc?igsh=MXE0ejk0eTQydjdyMg==  Link Tree www.linktr.ee/aumanlandscape  Green Frog Web Design  Get your first month for only $1 when you use code, PAJAK , and have your website LIVE in 3 weeks from projected start date or it's FREE for a year.  https://www.greenfrogwebdesign.com/johnpajak  My Service Area   “Qualify Leads Based on Your Profitable Service Area.”  Click on this link for an exclusive offer for being a “Profits with Pajak” listener.  https://myservicearea.com/pajak  Chris Fix   YouTube - https://www.youtube.com/channel/UCes1EvRjcKU4sY_UEavndBw    Upcoming Events:  Get 50% OFF Equip Expo 2025 tickets NOW with promo code PAJAK  https://plus.mcievents.com/equipexpo2025?RefId=PAJAK    LCR Summit: October 19th and 20th in Louisville, Kentucky  The Playbook for Success in Your Business and Life!  https://www.lcrmedianetwork.com/    Show Partners:  Yardbook   Simplify your business and be more profitable.  Please visit www.Yardbook.com    Get 30 days of Premium Business level of Yardbook for FREE with promo code PAJAK  Relay  Relay is small business banking that puts you in complete control of what you're earning, spending and saving.   Click here to sign up for Relay and get $50.00 cash bonus!  http://join.relayfi.com/promo/get-50-ulumkswykjzwi4dqsm?referralcode=profitswithpajak&utm_source=influencer&utm_medium=podcast   Mr. Producer  Click the link to connect with Thee Best Podcast Producer in the biz!  https://www.instagram.com/mrproducerusa/   Training and Courses  Budgets, Breakevens, and Bottom Lines™ Workshop   John Pajak's exclusive system is designed to help you avoid common failures and achieve your business' financial goals to be profitable and scale your business.  https://www.johnpajak.com/offers/qvgvV8m3/checkout    Yardbook Training Workshops  Learn one-on-one with John Pajak to use Yardbook like a pro to streamline your business and make more money!  https://www.johnpajak.com/offers/aJ9YX7aB/checkout   

KFI Featured Segments
@WakeUpCall – Waking Up with the House Whisperer

KFI Featured Segments

Play Episode Listen Later Aug 8, 2025 5:48 Transcription Available


The House Whisperer Dean Sharp is back on Wake Up Call for another edition of ‘Waking Up with the House Whisperer!' Today, Dean talks about how to ‘move a house.'

Crazy Sh*t In Real Estate with Leigh Brown
Why Small-Town America Gets Left Behind After Disasters

Crazy Sh*t In Real Estate with Leigh Brown

Play Episode Listen Later Aug 7, 2025 12:29


Small towns don't just recover slower after disaster—they're often forgotten altogether. In this episode, Leigh Brown exposes the deep inequalities she's witnessed firsthand in Western North Carolina's long road to recovery. From government red tape to rising property taxes, this is a raw look at what happens when working-class communities are pushed to the margins.   Key takeaways to listen for Why disaster relief often favors urban areas over rural ones The hidden financial toll of rebuilding for low-income, generational homeowners How property tax hikes after disaster can force people off their land The overlooked role of elitism in disaster planning and recovery Why preserving small-town economies and culture is essential to America's future   Resources mentioned in this episode American Red Cross Samaritan's Purse   Are you ready to make a difference? Go to https://www.patriotrelief.org to learn more.   Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.

Bill Handel on Demand
Handel on the News

Bill Handel on Demand

Play Episode Listen Later Aug 7, 2025 31:43 Transcription Available


(August 07, 2025)Amy King and Neil Saavedra join Bill for Handel on the News. Trump's tariffs take effect today. President Trump and Putin to meet in coming days, Kremlin aide says. A sergeant is accused of shooting 5 soldiers in his unit at Fort Stewart. Homeowners say Army Corps. Botched L.A. fire cleanup, agency documents concur. Boil water notice issues for portions of L.A. County. United Airlines flights resume after it resolves technology glitch.

Bill Handel on Demand
Californians May Lose Health Coverage | Monopoly on U.S. Fire Retardant

Bill Handel on Demand

Play Episode Listen Later Aug 7, 2025 24:34 Transcription Available


(August 07, 2025)Homeowners say Army Corps. Botched L.A. fire cleanup, agency documents concur. Millions of Californians may lose health coverage because of new Medicaid work requirements. ChatGPT adds mental health guardrails after bot ‘fell short in recognizing signs of delusion.' How one company maintained a monopoly on U.S. fire retardant.

Florida Matters
in 'Not So Forever Home,' WUSF reporters explain how mobile home owners are being priced out by rising lot rents

Florida Matters

Play Episode Listen Later Aug 6, 2025 28:00


People often own the manufactured home they live in, but rent the land it sits on. And the rent is going up. On this episode, you'll hear from people explaining how they're struggling to keep pace with rising rent. Their stories are part of a special reporting project from WUSF called Not So Forever Home. The Pulitzer's Center for local reporting supported it.You'll also hear from WUSF reporters Octavio Jones and Gabriella Paul. Jones spent the last year talking with people in mobile home communities about their plight, and Paul explains how one more door to home ownership is being squeezed shut. 

SBS Punjabi - ਐਸ ਬੀ ਐਸ ਪੰਜਾਬੀ
Who's struggling more: Renters or Homeowners? - ਕੌਣ ਕਰ ਰਿਹਾ ਹੈ ਵਧੇਰੇ ਸੰਘਰਸ਼? ਕਿਰਾਏਦਾਰ ਜਾਂ ਮਕਾਨ ਮਾਲਕ?

SBS Punjabi - ਐਸ ਬੀ ਐਸ ਪੰਜਾਬੀ

Play Episode Listen Later Aug 6, 2025 12:45


While rental prices remain high and vacancy rates low, some homeowners say they're struggling to find tenants—even after reducing rent. A new quarterly report highlights the ongoing pressure on renters, but experts suggest that, in the current climate, homeowners may be facing even tougher challenges. - ਤਾਜ਼ਾ ਰਿਪੋਰਟ ਮੁਤਾਬਕ ਘਰਾਂ ਦੇ ਕਿਰਾਏ ਅਜੇ ਵੀ ਵੱਧ ਹਨ ਤੇ ਕਿਰਾਏਦਾਰਾਂ ਲਈ ਘਰਾਂ ਦੀ ਘਾਟ ਹੈ। ਪਰ ਮੈਲਬਰਨ ਰਹਿੰਦੇ ਸੁਰਿੰਦਰਪਾਲ ਸਿੰਘ ਨੇ ਦੱਸਿਆ ਕਿ ਉਸਨੇ ਪਹਿਲੀ ਵਾਰ ਆਪਣਾ ਘਰ ਕਿਰਾਏ 'ਤੇ ਦਿੱਤਾ ਅਤੇ ਕਿਰਾਏਦਾਰ ਲੱਭਣਾ ਆਸਾਨ ਨਹੀਂ ਸੀ। 'ਕੈਪੀਟਲ ਐਂਡ ਕੋ ਰੀਅਲ ਅਸਟੇਟ' ਦੇ ਡਾਇਰੈਕਟਰ ਕਰਨ ਸਿੰਘ ਮੁਤਾਬਕ ਕਿਰਾਏਦਾਰਾਂ ਲਈ ਕਈ ਤਬਦੀਲੀਆਂ ਕੀਤੀਆਂ ਜਾ ਰਹੀਆਂ ਹਨ ਪਰ ਮਾਲਕਾਂ ਦੀ ਸਥਿਤੀ ਮੌਜੂਦਾ ਸਮੇਂ ਤੰਗ ਹੋ ਰਹੀ ਹੈ। ਤਾਜ਼ਾ 'ਡੋਮੇਨਜ਼ ਕੁਆਰਟਲੀ ਰਿਪੋਰਟ' ਮੁਤਾਬਕ ਦੇਸ਼ ਭਰ ਵਿੱਚ ਰੈਂਟਲ ਪ੍ਰਾਪਰਟੀਆਂ ਦੀ ਅਜੇ ਵੀ ਘਾਟ ਹੈ ਅਤੇ ਡਾਰਵਿਨ ਤੋਂ ਇਲਾਵਾ ਹੋਰ ਕਿਤੇ ਵੀ ਕਿਰਾਇਆਂ ਵਿੱਚ ਫਰਕ ਨਹੀਂ ਆਇਆ।

Florida Matters
in 'Not So Forever Home,' WUSF reporters explain how mobile home owners are being priced out by rising lot rents

Florida Matters

Play Episode Listen Later Aug 6, 2025 28:00


People often own the manufactured home they live in, but rent the land it sits on. And the rent is going up. On this episode, you'll hear from people explaining how they're struggling to keep pace with rising rent. Their stories are part of a special reporting project from WUSF called Not So Forever Home. The Pulitzer's Center for local reporting supported it.You'll also hear from WUSF reporters Octavio Jones and Gabriella Paul. Jones spent the last year talking with people in mobile home communities about their plight, and Paul explains how one more door to home ownership is being squeezed shut. 

R.E.A.L. with Matt and Katie
SALT Deduction Changes Every Homeowner Should Know!

R.E.A.L. with Matt and Katie

Play Episode Listen Later Aug 5, 2025 3:09


Tip Tuesday, 2-4 Min Real Estate TipsThere's a big update to state and local tax deductions that could mean more savings for homeowners this year. If you want to make the most of new tax opportunities, this one's for you! We're breaking down what's changed and how it could benefit Arizona buyers and homeowners—no complicated details, just what matters most. Curious how this impacts your situation? Drop your questions below or send us a DM!#HomeownerTips #TaxSavings #ArizonaRealEstate #MoneyMatters #HomebuyingJourney #SALTdeductions #TeamEvoAZ Text ConnectWithKatie to 480-508-9828 Text ConnectWithRyan to 480-508-9828 Want to browse Phoenix area homes? Text GetPhoenixDeals to 480-508-9828 to see our current "good deals" page. Disclaimer: The information provided in this video is for educational purposes only and not financial or legal advice. Always consult a licensed lender, real estate agent, or wealth manager for guidance specific to your situation.

Galway Bay Fm - Galway Talks - with Keith Finnegan
Galway Talks with John Morley Tuesday August 5th

Galway Bay Fm - Galway Talks - with Keith Finnegan

Play Episode Listen Later Aug 5, 2025 130:06


9am-10am Power restored to most customers after Storm Floris, including some 3000 in the Tuam area  ATU Calls on Homeowners in the West and North West to  Open Their Doors to Students   University Hospital Galway Achieves Global First with Revolutionary Device for Treating Complex Venous Obstructions    10am-11am John King CNN's Chief National Correspondent brings his expertise, Irish heritage, and remarkable career stories to stages in Galway for an evening of insight and reflection ‘Rushed Leaving Cert changes this September will widen inequalities' according to the new ASTI President   Massachusetts man with ties to Carraroe and Inverrin named as new President of Charitable Irish Society, oldest Irish organization in the Americas    11am-12pm Sports review with Darren Kelly  Ger Conalty Head of B2B Health Advisory at SYS Financial discusses rising health insurance costs Evergreen Slot with Helen Mannion Music Mornings with Jamie McIntyre  

Structure Talk
Case study: Re-roof with a new water problem

Structure Talk

Play Episode Listen Later Aug 4, 2025 51:36 Transcription Available


To watch a video version of this podcast, click here: https://youtu.be/hBY-5QroZsQIn this episode, Reuben Saltzman and Tessa Murry explore a range of topics, including air quality concerns in Minnesota, the evolving role of AI in the home inspection industry, and a detailed case study involving a homeowner's struggles with a new roof and moisture-related issues. They delve into the intricacies of building science, emphasizing the importance of proper insulation and ventilation, and discuss the potential long-term consequences of moisture in residential structures. The conversation underscores the importance of homeowners staying informed and proactive in maintaining their homes.Here's the link to check out Inspector Empire Builder: https://events.iebcoaching.com/eventsYou can find more information on Tessa's website: https://www.yourhousecoach.com/TakeawaysAir quality in Minnesota is affected by wildfires.AI is set to disrupt the home inspection industry significantly.Homeowners need to be aware of moisture issues after roofing work.Proper ventilation is crucial to prevent ice dams.Building science is complex and requires careful consideration.Homeowners should track humidity levels to avoid moisture problems.Older homes may have more durable materials than modern composites.Moisture can lead to significant structural issues if not addressed.Homeowners should consider the cost-effectiveness of repairs.It's important to consult with professionals before making major home improvements.Chapters00:00 Air Quality and Weather Concerns02:53 AI in Home Inspection: The Future05:59 Case Study Introduction: Homeowner Challenges08:52 Case Study One: Roof Issues and Moisture Problems47:51 Conclusion and Next Steps

State48 Homeowner Podcast
Ep 192 - Avoiding Arizona Property Tax Surprises and Title Fraud

State48 Homeowner Podcast

Play Episode Listen Later Aug 4, 2025 15:20


Are your Arizona property taxes going up even though home prices are dropping? Confused by that annual assessment notice? Or worried about title fraud, especially if you own land? You're not alone — and we've got answers. In this episode of State 48 Homeowner, Scott Kooiman sits down with Maricopa County Assessor Eddie Cook to break down exactly how property tax values are calculated, what FCV and LPV really mean, and how to appeal your valuation if it seems off. Then, Alysia Moore from Fidelity National Title joins the conversation to reveal how title fraud is exploding in Arizona, especially with vacant land, and how you can protect yourself with free tools like title alerts. Learn how to: Read and understand your annual tax valuation notice Protect your property from scammers Recognize red flags in land fraud Sign up for title alerts in Maricopa & Pinal Counties Appeal your property assessment Qualify for tax exemptions for seniors, veterans, and more This is must-know information for any Arizona homeowner or landowner. Subscribe to stay informed and protect what's yours.

Reverse Mortgage News by HECMWorld
E890: The Real Reason 40% of Homeowners are Mortgage-Free

Reverse Mortgage News by HECMWorld

Play Episode Listen Later Aug 4, 2025 10:15


[ResiClub] The real reason 40% of homeowners are mortgage-free. [HUD/US Census Bureau] Here's why new home inventory has spiked. [Seniorly] Outliving your retirement nest egg is more likely in these cities. Watch our video podcast here!

KAZU - Listen Local Podcast
State bill to ban certain handgun sales, legislation to support homeowners after disaster

KAZU - Listen Local Podcast

Play Episode Listen Later Aug 2, 2025 1:45


Congressional legislation introduced this week aims to provide relief to people with federally backed housing loans following climate disaster. And state legislation banning the sale of new Glock handguns could reach Gov. Newsom's desk by late August.

KFI Featured Segments
@WakeUpCall – Waking Up with the House Whisperer

KFI Featured Segments

Play Episode Listen Later Aug 1, 2025 8:18 Transcription Available


The House Whisperer Dean Sharp is back on Wake Up Call for another edition of ‘Waking Up with the House Whisperer!' Today, Dean talks about how to make the most out of a small room.

Home Building Hero
Things new homeowners need to have in their homes

Home Building Hero

Play Episode Listen Later Aug 1, 2025 17:22


If you are new to owning a home, or you are planning on purchasing one in the near future this one's for you!You are not done spending when your buy your first home. There is a grocery list of things you will want to have around to be a successful homeowner.You are likely going to need many of these things to function daily and also deal with small repairs now that you don't have a building superintendent to take care of these things.Learn what you need to purchase or find to begin your homeowner journey properly. Thanks for listening! Please make sure to give us a 5* review and hit that subscribe button to support the channel! Email:  homebuildinghero@yahoo.comTwitter:  @building_heroFacebook:  www.facebook.com/homebuildingheroInstagram:  @homebuildingheroInsider Club:  https://mailchi.mp/062ece3a2b79/home-building-hero-podcast-email-list Thanks to our studio sponsor LP Building Solutions! To learn more about my homes visit Belman Homes andWhen you have a moment, pick up a copy of my new Amazon Best Selling book "Leadership Growth Hacks" at https://amzn.to/2ZBRuN3

Only in Seattle - Real Estate Unplugged
State Farm's 27% Insurance Hike Shocks Homeowners

Only in Seattle - Real Estate Unplugged

Play Episode Listen Later Jul 29, 2025 23:35


Illinois homeowners are facing a massive 27% increase in insurance premiums as State Farm announces one of the largest rate hikes in state history. The company blames extreme weather and rising costs, but lawmakers—and residents—are calling foul.

Elder Law Report
Real Estate for Aging Homeowners (feat. Jason Brodsky)

Elder Law Report

Play Episode Listen Later Jul 29, 2025 20:12 Transcription Available


When it comes to navigating real estate decisions, particularly for older adults or those managing inherited properties, professional guidance isn't just helpful—it's essential. This enlightening conversation between Jane Dearwester of McIntyre Elder Law and Jason Brodsky of Owners Only Real Estate reveals why DIY approaches to property valuation and sales often lead to significant financial and emotional costs.The Western North Carolina real estate landscape has undergone a dramatic shift, transitioning from a seller's market to a buyer's market in just one year. Jason expertly breaks down the factors driving this change, including the phenomenon of "rate hostages"—homeowners with exceptionally low mortgage rates who feel trapped in properties that no longer suit their needs. For seniors considering downsizing or families managing estates, understanding these market dynamics is crucial to making informed decisions.Perhaps most valuable is the discussion of North Carolina's unique real estate contract system, which heavily favors buyers and can leave unprepared sellers vulnerable. Through a compelling case study, Jason demonstrates how professional pricing strategy resulted in a quick sale at $68,000 above asking price with favorable terms for the seller. This practical example highlights why emotional attachment to property must be balanced with objective market analysis—something that professionals bring to the table. Whether you're planning for long-term care transitions or managing inherited property, this episode offers invaluable insights on protecting your most significant assets with expert guidance.Subscribe to our podcast for more conversations about protecting your assets and planning for life's transitions. Have questions about real estate and elder law? Contact McIntyre Elder Law today to schedule a consultation with our experienced team.

During the Break
Policy-Pitfalls-Power Plays SHARE: Homeowners Beware!

During the Break

Play Episode Listen Later Jul 28, 2025 36:14


Homeowners Beware! Hosted by Attorney - Eric Buchanan AND Risk Management Professional/Business Owner - John Ballinger! Insurance impacts almost every part of our lives - even when we don't realize it! Let's talk it through! How it has changed over the years - how those changes affect us ALL - what it should look like! PLUS - how you can navigate the system! PART OF THE NOOGA PODCAST NETWORK: www.noogapodcasts.com Please consider leaving us a review on Apple and giving us a share to your friends! This podcast is powered by ZenCast.fm

Investor Fuel Real Estate Investing Mastermind - Audio Version
Creative Foreclosure Deals: How Abhi Agrawal Shares Profits with Sellers

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Jul 28, 2025 20:13


In this conversation, Abhi Agrawal shares his journey in real estate, focusing on helping homeowners in Texas through creative solutions. He discusses the importance of networking, learning from others, and the challenges of marketing in a competitive environment. Abhi also shares a complex case study of a successful deal he executed, emphasizing the need for persistence and a positive mindset in the real estate industry. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The Anna & Raven Show
Monday, July 28, 2025: The Oldest Clothes in Your Closet; Pick Em News; Abnormal Fears!

The Anna & Raven Show

Play Episode Listen Later Jul 28, 2025 62:20


A woman has gone viral for the way she butters her bread! Anna explains to Raven how the woman has two sticks of butter and why! Raven thinks the woman must live alone! Anna was a realtor and she could always tell if someone had cats in the house! She asks Raven how many cats too many and she are finds out he traveled across the country with two cats! They found that most people hold onto old T-shirts from college, concerts, etc. Anna and Raven want to know what the oldest article of clothing in your closet is. Anna has jeans that are 28 years old! Anna lists three news stories that seem almost out of this world, and Raven can only pick and hear about one! If you have a boring algorithm, apparently you are boring? Anna got an ad on her phone that were for shoes that make you taller! Raven, Producer Julie, and Producer Justin share what ad is on their phones. Homeowner's Associations, HOAs, are the worst! Anna and Raven talk about the dumbest rules that they have heard! Find out what Anna's friend was told by her HOA! Anna and Raven ask you, what is the best home remedy you've used for the common cold? Trama Dumping is a super positive word that everyone is talking about! Anna and Raven speak with Kelly Kellerman, Clinical Social Worker LMSW to learn what it is and how to deal with it! Producer Julie saw this video and now she has an abnormal fear of eating her dinner! Anna and Raven share their abnormal fears and want to hear yours! That McDonald's Ice Cream Machine is always broken! Anna and Raven talk about the things that they interact with that are always broken! Denise and Jon are expecting their first son. It's Denise's family's tradition to give the first-born son the middle name Charles. Denise wants to keep the tradition, Jon does not. He says that it's time to start their own traditions and he doesn't like the name Charles. Denise said it's his middle name, not first, what's the big deal? Plus, it's important to her.  Mike has a chance to win $3000! All he has to do is answer more pop culture questions than Raven in Can't Beat Raven!

Contractor Cuts
The Art of Pricing: Tailoring Your Strategy to Different Lead Sources

Contractor Cuts

Play Episode Listen Later Jul 28, 2025 16:58 Transcription Available


Strategic pricing based on lead sources and client types can dramatically improve your contracting business's profitability and success rate. We explore how to tailor your approach and pricing for homeowners, investors, and agent referrals to win more jobs and maximize your margins.• Three main types of residential clients: homeowners (focused on quality and experience), investors (driven by price and ROI), and agent referrals (reputation-focused)• Homeowner clients need guidance on the "contractor's triangle" of time, quality, and cost—they can only prioritize two• Understanding why homeowners are renovating helps determine appropriate upgrades and pricing• Referral leads deserve mid-to-high range pricing as they already trust your value proposition• Google/internet search leads need competitive pricing with emphasis on process and communication• BBB leads often come from clients with higher expectations who need more reassurance• Paid referral services like Angie's List typically require the lowest pricing and fastest response• Tailoring your sales approach to each lead source dramatically increases closing rates• The key is building your estimate around what each specific client values mostIf you want to learn more about optimizing your contracting business, visit ProStruct360.com and schedule a 30-minute conversation to see how our coaching and software can help your company become more efficient and profitable.Have a question or an idea to improve the podcast? Email us at team@prostruct360.com or text us at +1 (678) 940-5747 Want to learn more about our software or coaching? Visit our website at ProStruct360.com

Kern County Real Estate Review
The Homeowner's Summer Survival Guide

Kern County Real Estate Review

Play Episode Listen Later Jul 28, 2025 56:33


Summer in Bakersfield is no joke—and neither are the challenges it brings to homeowners! In this episode of the Kern County Real Estate Review, Laurie McCarty of The McCarty Group shares expert real estate advice tailored to surviving (and thriving) during the hottest months of the year.From roof inspections and foundation checks to smart irrigation systems and energy-saving upgrades, Laurie walks listeners through practical summer home maintenance tips that protect your investment, lower utility bills, and prevent costly repairs. Plus, she breaks down a major change from Fannie Mae and Freddie Mac that could open the door to homeownership for millions of first-time buyers—thanks to the new VantageScore 4.0 credit model.Whether you're a longtime homeowner or a first-time buyer navigating your first Central Valley summer, this episode is packed with real estate tips for hot weather living.

The Mortgage Update with Dan Frio Podcast
5 Costly Refinance Mistakes Homeowners Keep Making in 2025!

The Mortgage Update with Dan Frio Podcast

Play Episode Listen Later Jul 28, 2025 15:07


The Chris Voss Show
The Chris Voss Show Podcast – Uncovering Insurance Pitfalls: Expert Insights on Coverage Challenges with Frederick J. Fisher

The Chris Voss Show

Play Episode Listen Later Jul 26, 2025 44:20


Uncovering Insurance Pitfalls: Expert Insights on Coverage Challenges with Frederick J. Fisher FisherCG.com About the Guest(s): Frederick Fisher is a seasoned expert in the insurance industry, specializing in professional liability over an illustrious career spanning more than 50 years. With two decades of experience as a claims adjuster and owner of a Third Party Administrator (TPA), Frederick is well-regarded for his dedication to client financial security. He is an advocate for providing strong financial safeguards and has authored the insightful book titled "Claims Made Insurance, The Policy That Changed the Industry: A Deep Dive Review and History," set for release in June 2024. Frederick currently operates as a consultant and expert witness, focusing on insurance consulting and risk management. Episode Summary: Join Chris Voss as he hosts insurance expert Frederick Fisher on The Chris Voss Show, where they delve into the intricate world of insurance policies and claims. In this episode, the discussion zeros in on understanding claims made insurance policies, with Frederick sharing insights and case studies that emphasize the significance of being informed and cautious while purchasing insurance. They highlight headline-grabbing stories about insurance litigation involving big names and underscore the challenges faced by companies and individuals when they're inadequately protected. As the conversation progresses, Frederick uses practical examples to underline the perils of a lack of transparency and knowledge when it comes to insurance. From discussing the implications of not disclosing warranty questions to exploring the nuances of management liability insurance, the episode is a goldmine of knowledge for entrepreneurs and individuals alike. Chris and Frederick tackle the often-overlooked elements of homeowners insurance and unravel the critical components that can lead to financial security in the face of disasters. Through engaging dialogue, they underline the importance of seeking expertise in the insurance industry and avoiding the pitfall of being attracted solely by the price of policies. Key Takeaways: Understanding the intricacies of claims made insurance is crucial to avoid costly mistakes and ensure comprehensive coverage. Transparency and honest disclosure on insurance applications are critical to prevent fraud accusations and resulting claim denials. The order taker standard limits the responsibility of insurance agents, making it essential for consumers to engage with knowledgeable brokers. Entrepreneurs should consider management liability insurance to protect against personal liability incidents stemming from business decisions. Homeowners and condo owners must review their coverage limits diligently, including potential code upgrades that can lead to increased costs during rebuilding. Notable Quotes: "Everybody hates [insurance], everybody hates buying it, everybody hates dealing with it." "Insurance is the last thing. It's either milk or insurance. Come on. We know where that's going." "Take buying insurance seriously and don't use your brother-in-law as your broker unless he's a specialist in it." "You can't say, ‘I want the best coverage'… what does that mean? Quality of the coverage? The price of the coverage?" "It's intentional. I'm telling you right now… insurance companies are out to screw you." Resources: Frederick's Website: FisherCG.com (as inferred from transcript format) Book: "Claims Made Insurance, The Policy That Changed the Industry: A Deep Dive Review and History" by Frederick Fisher Social Media Handles: Chris Voss on LinkedIn and TikTok as Chris Voss1 (as inferred from transcript format) Tune in to the full episode for an enlightening journey into the world of insurance with Frederick Fisher, and stay tuned for more captivating content from The Chris Voss Show.

Rosie on the House
7/26/25 - OPEN HOME HOUR! Live Listener Call-Ins, Texts & Emails | WEEKLY TO-DO: #OutdoorEntertainment

Rosie on the House

Play Episode Listen Later Jul 26, 2025 36:42


Outdoor entertainment means bar-b-q with some of our favorite receipes you can try for yourself. Homeowner questions on electric tankless water heaters, modular home floor issue, electrical panel replacement and shady sales tactics to be aware of regarding air coditioning. Original broadcast archive page with expanded content https://rosieonthehouse.com/podcast/open-home-hour-live-listener-call-ins-texts-emails-weekly-to-do-outdoorentertainment/

He Said She Said the Money Guide Podcast
The Legal Issue (Episode 278)

He Said She Said the Money Guide Podcast

Play Episode Listen Later Jul 23, 2025 29:05


Rental car returns, CA pension lawsuit, a crypto scam (yes, another one) and gambling losses. Plus hidden homeowners' costs don't seem that hidden, YouTube reigns over our TVs and the birthday freebie man.

Investor Fuel Real Estate Investing Mastermind - Audio Version
How to Protect Yourself After a Disaster – Insurance Secrets They Don't Want You to Know

Investor Fuel Real Estate Investing Mastermind - Audio Version

Play Episode Listen Later Jul 23, 2025 23:41


In this conversation, Mark Grossman, a consultant and founder of Claim Help Me, discusses the complexities of navigating insurance claims for homeowners, particularly in the aftermath of disasters. He emphasizes the importance of understanding the role of public adjusters, the challenges homeowners face when dealing with insurance companies, and the ethical concerns surrounding fire chasers. Mark provides insights into how homeowners can protect themselves and make informed decisions during stressful situations.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Marketer of the Day with Robert Plank: Get Daily Insights from the Top Internet Marketers & Entrepreneurs Around the World
1376: Pure Water Northwest: Why Every Homeowner Needs to Test Their Water Before It’s Too Late with Cydian Kauffman

Marketer of the Day with Robert Plank: Get Daily Insights from the Top Internet Marketers & Entrepreneurs Around the World

Play Episode Listen Later Jul 19, 2025 23:48


We tend to take clean water for granted, assuming that if it comes from the tap, it must be safe. But the truth is, "safe" by legal standards doesn't always mean healthy. Contaminants like heavy metals and industrial chemicals can still be present at low levels, flying under the radar while slowly impacting our health. It's unsettling to think that the water we rely on every day might be quietly doing more harm than good. https://www.youtube.com/watch?v=IGETqvGFv5Y Cydian Kauffman, owner of Pure Water Northwest, is a water treatment specialist serving Western Washington. With a background in property management and a passion for clean water, he helps clients identify and fix contamination issues in both municipal and well systems. Today, he exposes the hidden dangers in everyday water sources and explained why legal limits don't always mean safe levels. He breaks down treatment options and highlights the real health risks many families unknowingly face. Stay tuned! Resources: Pure Water, Perfected – Your Trusted Water Experts Follow Cydian Kauffman on Facebook Connect with Cydian Kauffman on LinkedIn

How to Buy a Home
“Not Ready” to Homeowners: Sergio & Ali's Journey Past Imposter Syndrome - INTERVIEW - 366

How to Buy a Home

Play Episode Listen Later Jul 18, 2025 72:45


Think you're not ready to buy a home? Think again. In this episode, David reconnects with Sergio and Ali — real buyers who once believed they weren't ready. Their story reveals how fear and misinformation almost delayed their homeownership journey, and how the right support helped them succeed.Imposter syndrome is one of the biggest hidden obstacles facing first-time buyers. Sergio and Ali didn't think they were ready to buy a home — despite solid savings, a strong financial position, and a clear desire to stop renting. When they reached out to David, their hesitation came not from reality, but from fear.This episode revisits their story from episode 276 (where they were anonymously known as “Bob and Bobcat”) and follows their journey all the way to closing day. They share what it took to shift their mindset, how a trusted real estate pro guided them through a cross-country move, and why emotional readiness is just as important as financial preparation.Their insights are honest, encouraging, and tactical — perfect for anyone feeling overwhelmed, underqualified, or unsure if now is the right time to start. You'll hear exactly how they planned their budget, built confidence, and learned that they were more ready than they ever believed.Quote:“You need a unicorn realtor. You need a unicorn realtor that understands everything, but is also like a marriage counselor.”— SergioHighlights:Why did Sergio and Ali believe they weren't ready to buy? They were navigating a job change and felt uncertain despite already having significant savings.What did David see that they didn't? He recognized they were financially in a strong position and just needed clarity and guidance.How did planning make the difference? Building a financial plan and timeline helped them feel confident and organized.What was so special about their realtor? Their unicorn agent supported them remotely, gave expert advice, and even helped with relationship stress during the process.Why is emotional support critical in homebuying? Feeling supported helped them move past fear and take confident steps toward buying.What challenges came with buying during relocation? They bought remotely while moving to a new city — and relied heavily on their agent for eyes on the ground.What advice do they have for first-time buyers? You're likely more ready than you think, and the right support can make all the difference.Referenced Episodes:Episode 274 — Wait…My Producer Can't Buy a Home? Here's Why…Episode 275 — Market Update & Unicorn DisclosuresEpisode 276 — Breaking Down Home Buyer Questions - Bob & BobbetteEpisode 315 — How a 20-Year-Old Outsmarted the Market—And How You Can Too (UNICORN INTERVIEW)Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Lehto's Law
HOA Dispute Over Lawn Gets Homeowner Jailed for A Week

Lehto's Law

Play Episode Listen Later Jul 18, 2025 15:44


This happened in FLA; the jail resulted from a contempt citation for missing a court date. https://www.lehtoslaw.com

Creepy
Excerpts From Newsletters from the Hillcrest Park Homeowners' Association & Araña

Creepy

Play Episode Listen Later Jul 17, 2025 45:03


Excerpts From Newsletters from the Hillcrest Park Homeowners' Association***Written by: Jason P. Burnham and Narrated by: Cole Burkhardt***Araña***Written by: Andrew Graves and Narrated by: Rissa Montanez***Support the show at patreon.com/creepypod***Get your merch at creepypod.printify.me***Sound design by: Pacific Obadiah***Title music by: Alex Aldea