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Longtime homeowners — often Black seniors — are being tricked into signing away the deeds to their own homes, then getting evicted from them. It's called deed theft, and it's rampant in gentrifying neighborhoods like Bed Stuy, where brownstones that redlining once made cheap now sell for millions. New York City Councilmember Chi Ossé and WNYC/Gothamist reporter David Brand explain how the scam works, why it targets Black homeowners, and why it's so hard to stop.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
Send us Fan MailAnthony Sinople joined Liz Collin on her podcast. He's a Maple Grove resident who lives in the Evanswood neighborhood, which includes more than 200 homes with prices advertised from $600,000 to more than $1 million. Sinople and several others in Evanswood who reached out to Alpha News are concerned about ties to potential fraud. They say there are dozens of businesses—from group homes, to daycares, to foster homes—that can be traced to Somali homeowners. “Members of the East African community started to open up to me about what exactly was occurring and started to describe these plans … and how they would be able to make $10,000 to $24,000 a month per person for setting up these group homes,” said Sinople. “Then I started to receive offers that if I would purchase homes in the community under my name, they would be sponsoring these types of housing stabilization programs at these houses,” he added.Support the show
Want to scale your property management or co-hosting business past 10, 20, 50 listings? Book a call here: https://strsecrets.com/applyConnect with Mike Reilly : https://www.instagram.com/mikereillync/Most operators think busy season is the worst time to look for new properties. Mike Reilly just signed 7 new contracts that prove them wrong.Last quarter his team at NC Stays reached out to 1,000 homeowners. They opened 68 real conversations. They signed 7 new properties, and 19 more deals are still on the table. And all of it started in the middle of peak season.Why? Because of one thing most operators never check: the 90 day notice window. Most management contracts renew in the fall. If a homeowner wants to leave their property manager, they have to say so 90 days before the contract renews. So if you wait until September to start talking to owners, they're already stuck for another year.In this 18 minute training, Mike walks through his COHOST funnel step by step:C: Create awareness. A simple website, social posts, and a list of homes you want.O: Open the conversation. Send a free 5 minute video showing the owner what they're missing. Don't ask for a meeting.H: Hold the discovery call. This is where deals are really won, and where you filter out bad-fit owners.O: Offer your solution.S: Sign the contract. Including the $2,500 upgrade rule Mike puts in every contract.T: Take over and onboard. This pairs with last week's onboarding episode.Plus the story of a beach house owner losing $30,000 to $40,000 a year because his best photo was buried at spot #68 in his listing. And why it takes about 4.5 calls before an owner signs.If you have no new leads right now, this episode shows you why. Save it.Want the owner contact lists, the CRM, and a community of operators growing past 50 listings? Check out the STR Secrets Mastermind: [LINK]New episodes every Monday.
Homeowners insurance is quietly becoming one of the biggest reasons buyers lose the home they thought they were getting. You can have great credit, stable income, and a full mortgage approval, only to have an insurance issue derail the purchase at the last minute. In this episode, Josh Lewis and I break down five ways homeowners insurance can blow up a home purchase, how higher premiums affect qualification, and what buyers should check before making an offer. If you're planning to buy a home, this episode could help you avoid an expensive last-minute surprise.Timestamps:00:00 - How homeowners insurance kills home purchases01:35 - Why insurance impacts your mortgage approval04:42 - Homes that are difficult or expensive to insure08:10 - Why insurance quotes vary so much12:35 - Red flags buyers overlook before making an offer16:48 - How to avoid insurance surprises during escrow20:10 - Final tips to protect your home purchase✅ Are You Ready To Buy A Home?http://www.buyrightborrowsmart.com/quiz✅ Start your stress-free journey today:http://www.theeducatedhomebuyer.com/start
In episode 370, Steve talks about the necessary steps for mold remediation. Steve will cover the scope of work and contract phase. He'll then explain what you should expect when floor protection and containments are established. Steve reminds everyone that mold must be physically removed. If a company claims that a spray or fogging solution works, please reach out to Steve. We appreciate all of you and hope you have a great week!
Welcome to Home Design Chat with Nancy! Last week my topic was the outdoor kitchen, a luxurious extension of the indoor kitchen. The main topic of discussion was the aesthetic and surface materials for the outdoor kitchen. We broke down exactly what is trending, what materials actually survive the elements, and how to design a spectacular outdoor culinary space. Gil Olachea, owner of Ceramica, Scottsdale, Arizona, is back with me to continue our conversation.Today Gil and I will talk about a very important aspect of cooking on your outdoor kitchen. The safety factor. Before we begin I am going to ask you to subscribe on the platform you use to listen to my podcastsHaving a beautiful space to prepare and grill your menu is important to most homeowners. More importantly is the safety factors, which is what we breakdown for your today. Our topics are:Location of your outdoor kitchenWind directionProximity to your houseCovered patiosSmoke & fire damage Pros & Cons of different designs L-shaped designStraight designU-shaped designCharcoal vs gas grillsHealth & safety factorThis is the perfect subject for everyone with a backyard. We emphasized the safety aspects of a backyard kitchen which is so important. Plan your project as you would your indoor kitchen for function and aesthetics so you can enjoy it throughout the year depending on your climate, of course.Thank you for listening to Home Design Chat with Nancy. If you enjoyed today's episode, please subscribe, share it with friends and family, and join us next time as we continue exploring the latest ideas, innovations, and trends shaping the homes we love.You can contact Nancy with any questions or suggestions for the show: Nancy@nancyhugo.com Check out her website: NancyHugo.com If you are interested in design-- news, trends and more, check out https://designerscirclehq.com/.
Want to scale your property management or co-hosting business past 10, 20, 50 listings? Book a call here: https://strsecrets.com/applyConnect with Mike Reilly : https://www.instagram.com/mikereillync/Most operators think busy season is the worst time to look for new properties. Mike Reilly just signed 7 new contracts that prove them wrong.Last quarter his team at NC Stays reached out to 1,000 homeowners. They opened 68 real conversations. They signed 7 new properties, and 19 more deals are still on the table. And all of it started in the middle of peak season.Why? Because of one thing most operators never check: the 90 day notice window. Most management contracts renew in the fall. If a homeowner wants to leave their property manager, they have to say so 90 days before the contract renews. So if you wait until September to start talking to owners, they're already stuck for another year.In this 18 minute training, Mike walks through his COHOST funnel step by step:C: Create awareness. A simple website, social posts, and a list of homes you want.O: Open the conversation. Send a free 5 minute video showing the owner what they're missing. Don't ask for a meeting.H: Hold the discovery call. This is where deals are really won, and where you filter out bad-fit owners.O: Offer your solution.S: Sign the contract. Including the $2,500 upgrade rule Mike puts in every contract.T: Take over and onboard. This pairs with last week's onboarding episode.Plus the story of a beach house owner losing $30,000 to $40,000 a year because his best photo was buried at spot #68 in his listing. And why it takes about 4.5 calls before an owner signs.If you have no new leads right now, this episode shows you why. Save it.Want the owner contact lists, the CRM, and a community of operators growing past 50 listings? Check out the STR Secrets Mastermind: [LINK]New episodes every Monday.
More than just housing, Arbor 515 gives Salt Lake City residents the opportunity to build a future. The new development, a conversion of a former office building financed by Low Income Housing Tax Credits (LIHTC), provides housing for residents earning between 25% and 55% of the area median income while also offering a unique opportunity to build equity.According to developer Chris Parker, director of the Perpetual Housing Fund (PHF), most of the building's annual cash flow will be returned to residents. If Arbor 515 is refinanced or sold, residents will also receive direct payments based on the length of time they have lived in their apartments. PHF, a lean non-profit with community-first capital sources, is able to share the majority of all annual cashflow, long-term equity generation, and future refinance/sale proceeds with the residents living in a PHF project.To learn more how this innovative approach is helping low income renters build financial security and explore whether similar ideas could help address Hawaiʻi's housing challenges, please listen Senator Chang and Chris Parker's intriguing conversation!! You can also watch this webinar on Senator Chang's YouTube page: HERE.
Keke forgets that she can't call the landlord when something is wrong with her house because she owns it!See omnystudio.com/listener for privacy information.
Ohio has the eighth highest property tax rates in the nation, with some homeowners seeing increases of more than 30% in their property valuations in recent years. Reform efforts have proliferated, from caps on tax increases to reductions in approved levies, and a grassroots movement seeks to make Ohio the first state to abolish property taxes altogether. Yet with public schools and local governments relying on property taxes to fund large portions of their budgets, how can the system be overhauled without creating civic chaos? And how did we even get here in the first place?rnrnIn partnership with Ideastream Public Media and as a kickoff to the Ideastream Explores: Property Taxes series, Sound of Ideas host Stephanie Haney will lead a conversation with area experts on public services, tax policy, and public finance. They will outline how and why the debate around property taxes recently culminated with a push for statewide abolishment, and what we can expect on the road ahead.
Heather Brooker hosts your Friday Wake Up Call. The show opens with ABC News correspondent Ben Siegel recapping President Trump’s address to the nation. The host of ‘Home’ on KFI, the House Whisperer, Dean Sharp joins the show to talk about home maintenance vs home improvement. We ‘Get in Your Business’ with Bloomberg’s Denise Pellegrini who speaks on what the markets are looking like as the week ends. The show closes with Heather talking with ABC News entertainment reporter Will Ganss talking about Christopher Nolan’s The Odyssey, the World Cup Final, and Will Ferrell on Netflix.See omnystudio.com/listener for privacy information.
A government program elevates some Louisiana homes at no cost, but skepticism and unanswered questions are slowing participation. Learn more at https://www.yaleclimateconnections.org/
Backyard Cryptomining - Haven't Found A Darn Thing…Data Centers - Higher Energy Costs For Homeowners? Are Tennessee Kids Getting Worse At English? Tennessee Public Schools - A Broken Incentive Structure…Tennessee Slowly Getting Less Desirable For Illegal Immigrants…Pushback To TN Law Preventing Free Healthcare For Illegal Aliens…The Tennessee Conservative's Brandon Lewis joins Yaffee LIVE to discuss all this & more! Check out more from Yaffee Here - https://www.wgow.com/2025/05/12/yaffee-live-2/
Another busy summer week for me. Yes, I work ALL through the summer. Not every agent does.I just sent out the 3M report this week to clients in areas where $3M solds have happened. The response has been amazing! You might also live in these areas and not even know it. Find out here. Become a supporter of this podcast: https://www.spreaker.com/podcast/real-estate-podcast-show--6907081/support.PS Sign up here for the newsletter that 1000s across Toronto GTA receive each week.
In this episode of Roofing Road Trips®, Megan Ellsworth joins Crystal Watterson, CFO of Greater American Roofing, and Trent Lovewell, VP of sales and operations at Weatherguard, Inc., to break down the difference between virgin and recycled composite roofing. With years of experience, 30,000+ squares installed and award-winning projects under their belts, the two share how material quality impacts durability, appearance, and long-term value. You'll hear real-world insights on how sun, hail and time test your roof and which materials hold up. Discover how choosing the right materials can mean the difference between a roof that lasts decades and one that doesn't. Learn more at RoofersCoffeeShop.com! https://www.rooferscoffeeshop.com/ Are you a contractor looking for resources? Become an R-Club Member today! https://www.rooferscoffeeshop.com/rcs-club-sign-up Sign up for the Week in Roofing! https://www.rooferscoffeeshop.com/sign-up Learn more about (CUSTOMER NAME) here! (CUSTOMER DIRECTORY LINK) Follow Us! https://www.facebook.com/rooferscoffeeshop/ https://www.linkedin.com/company/rooferscoffeeshop-com https://x.com/RoofCoffeeShop https://www.instagram.com/rooferscoffeeshop/ https://www.youtube.com/channel/UCAQTC5U3FL9M-_wcRiEEyvw https://www.pinterest.com/rcscom/ https://www.tiktok.com/@rooferscoffeeshop https://www.rooferscoffeeshop.com/rss #DaVinciRoofscapes #RoofersCoffeeShop #MetalCoffeeShop #AskARoofer #CoatingsCoffeeShop #RoofingProfessionals #RoofingContractors #RoofingIndustry
Home owners are being warned their insurance claims could be declined if their local councils deem their properties to be at risk of natural hazards. According to Land Information New Zealand, 25,614 properties have natural hazard risks flagged on their titles. That means 25,614 properties may be at least partially uninsurable. NZ Herald Wellington business editor Jenee Tibshraeny explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.
Orange County Commissioner Sally Greene spoke with 97.9 The Hill's Andrew Stuckey on Wednesday, July 16, discussing county news and events. She recapped the board's July 9th meeting, which was their first since the passing of active commissioner Jamezetta Bedford. She discussed Bedford's legacy and how she was remembered at the meeting. She also talked about some proposed changes to the county's Longtime Homeowner's Assistance Fund, the upcoming schedule for the commissioners, and more. The post Orange County: July Meeting Honoring Jamezetta Bedford, Changes to to Longtime Homeowners Program appeared first on Chapelboro.com.
Colorado continues to have some of the highest homeowners insurance in the country. Today, business reporter Tamara Chuang talks about why that is, the sharp increases in the past five years and how homeowners are coping. https://coloradosun.com/2026/07/10/wildfires-insurance-homeowners-regulations/ See omnystudio.com/listener for privacy information.
Buying a home is one of the biggest financial decisions you'll ever make. If you are not ready to buy yet because mortgage rates feel high, your down payment needs more time, or the right house has not hit the market; the waiting period can still work in your favor. Don't let the home buying delay get you down. Instead, let it motivate you to work towards a more favorable purchase outcome. Links: Listen to our past episode "What the Heck is Credit and Why is it Important?" to learn more about credit scores and reports Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast. Finding the right house can be challenging. For many buyers, it's a process that's hard to predict and in many cases, can take longer than expected. The good news is that the waiting period doesn't have to be wasted time. In fact, a few smart financial moves now can put you in a much stronger position when it's finally time to make that offer. If you're one of the many people waiting to find the right house to call home, here are a few things you can do in the meantime to get your financial situation in tip top shape while waiting. 1. Build a Bigger Down Payment One of the most productive things you can do while waiting to buy is continue growing your down payment fund. A larger down payment can reduce your monthly mortgage payment, lower the amount you'll need to borrow, and potentially help you avoid private mortgage insurance (PMI). Even adding a few extra thousand dollars to your savings can make a meaningful difference over the life of the loan. Consider setting up automatic transfers into a dedicated high-yield savings account, so your home fund continues to grow without requiring constant attention. 2. Improve Your Credit Score Your credit score plays a major role in calculating the mortgage rate you'll qualify for. Even a small improvement could save you thousands of dollars over the life of a loan. This waiting period is a great time to beef up that score for a better purchase position. While you're waiting, focus on: Paying bills on time Reducing existing credit card balances Avoiding new debt Reviewing your credit report for errors Think of this period as an opportunity to strengthen your financial profile before mortgage lenders take a closer look. 3. Pay Down Existing Debt Lenders pay close attention to your debt-to-income (DTI) ratio when evaluating mortgage applications. The lower your monthly debt obligations, the more attractive you may appear as a borrower. Take some time to do the math and figure out what your debt-to-income ratio is. If it's uncomfortably high, make some changes. Reducing debt can improve both your borrowing power and your overall financial flexibility once you become a homeowner. For more information about credit scores in general, listen to one of our podcast episodes “What the Heck is Credit and Why is it Important” for an expert explanation on building and maintaining a good credit score. Check the link in the show notes. 4. Build an Emergency Fund It's easy to focus entirely on saving a down payment, but homeownership comes with unexpected expenses. Water heaters fail, roofs leak, and appliances don't always cooperate. Before buying, aim to have an emergency fund that can cover several months of living expenses. Having cash reserves can help prevent a surprise repair from turning into a financial setback. 5. Research Your Future Neighborhoods The waiting period can also be a great time to become a more informed buyer. Doing preliminary work and research is always a good idea, because it helps you further solidify where you really want to live. This is important because it'll decrease the chance of buying a home so abruptly that you didn't get a chance to consider the location. So, you put in the offer, signed the contract and finally moved in only to realize you hate the neighborhood. These days things move quickly, so having a firm understanding on locations can help you rest easy knowing you're making the right move when you buy. Spend time researching things like: School districts Property taxes Commute times Local amenities Future development plans Environmental factors – human-caused (like contaminated water or natural like flooding risk) While researching, visit neighborhoods at different times of day and on weekends. What looks perfect during a Sunday afternoon visit may feel very different during a weekday rush hour. 6. Create a Realistic Homeownership Budget Many buyers focus primarily on the mortgage payment, but that's only part of the equation. Homeownership brings with it many added costs. Take some time, do research and develop a budget that will include not only the mortgage but added payments you can expect to make down the road including: Property taxes Homeowners insurance Utilities Maintenance and repairs HOA fees, if applicable A useful exercise is to "practice" the future payment. If your current rent is $1,800 and you expect a future housing payment of $2,500, try setting aside the extra $700 each month. This can help you test your budget while increasing your savings. 7. Avoid Major Financial Changes If you expect buying within the next year, it's wise to avoid actions that could complicate a future mortgage application. Be wary and try to avoid changes that can disrupt your financials like: Taking on large amounts of new debt Financing expensive purchases Frequently opening new credit accounts Making large unexplained bank deposits Consistency and stability often work in your favor during the mortgage approval process. Waiting to buy a house can feel frustrating, especially when you're eager to move into a place of your own. But the time before your purchase can be one of the most valuable parts of the homebuying journey. By strengthening your savings, improving your credit, reducing debt, and preparing for the realities of homeownership, you'll be positioning yourself for a smoother purchase and a stronger financial future. When the right house finally comes along, you'll be ready to move forward with confidence. If there are any other tips or topics you'd like us to cover, let us know at tcupodcast@trianglecu.org. Also, remember to like and follow our Making Money Personal Facebook and Instagram to share your thoughts. Finally, remember to look for our sponsor, Triangle Credit Union, on Facebook and LinkedIn. Thanks for listening to today's Money Tip Tuesday. Check out our other tips and episodes on the Making Money Personal podcast.
There are calls for more transparency around an insurance hazard that is tripping homeowners up. A section 72 notice is when the council red flags a property because it has been exposed to a natural hazard like a slip, erosion or flooding. The notice can be placed on a title when the owner applies for council consent to repair damage, renovate or rebuild. That means the property may no longer be covered by insurance. The Insurance Brokers Association's CEO Katherine Wilson spoke to Lisa Owen.
Would you snitch on your neighbour if they used their hose?Homeowners can report neighbours or members of the public who break the six-week hosepipe ban. Is it your civil duty to do so, or a bit much?Joining Andrea to discuss is Psychiatrist Brendan Kelly and listeners.
Mayer Kilday, Electrical Operations Manager at Snyder Air Conditioning, Plumbing, and Electric, joins JMN to discuss some electric service issues they can address for you. If you bought an EV, there's a good chance you need a (better) EV charger, because that 120v wall plug is not the best tool for the job. And for storm season, are you set up with an emergency backup generator? For these and other services, contact Snyder at 904-244-3809 or at SNYDERAC.COM .
Buying a home is one of the biggest financial milestones many families will ever achieve—but why do so many homeowners still struggle financially later in life?In this episode of the Exit Strategies Radio Show, Corwyn J. Melette sits down with financial planning expert Ben Millan to explore one of the most overlooked challenges facing homeowners today: building home equity doesn't automatically create long-term financial security.Together, they discuss why some families spend decades working hard and paying off their mortgage, yet still face financial stress during retirement. From protecting home equity and preparing for healthcare costs to creating reliable income and preserving wealth for future generations, this conversation offers practical insights every homeowner should hear.If you're a homeowner, planning for retirement, or simply want to make smarter financial decisions that benefit your family for years to come, this episode will help you think beyond the mortgage and toward lasting financial stability.Key Takeaways:02:01 Why some homeowners still struggle financially after paying off their home05:08 The biggest financial misconception about homeownership and retirement06:50 How long-term care can quickly consume years of home equity09:30 What families can do today to better protect their assets12:30 Why creating reliable retirement income matters more than many homeowners realize17:05 How financial education helps prevent costly emotional decisions19:47 What true legacy building really means for homeowners22:47 Why holistic financial planning can help families protect their futureLegacy Building Takeaway:"Planning isn't about fear. It's about protecting your independence, your family, and the future you worked so hard to create."Connect with Ben Millan:Website: https://serenity-retirement.com/Instagram: @serenityretirementplanningPhone: (323) 702-9551Connect with Corwyn:Contact Number: 843-619-3005Instagram: https://www.instagram.com/exitstrategiesradioshow/FB Page: https://www.facebook.com/exitstrategiessc/Youtube: https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZAWebsite: https://www.exitstrategiesradioshow.comLinkedin: https://www.linkedin.com/in/cmelette/At Exit Strategies Radio Show, our mission is to empower the community through financial literacy and real estate education, helping homeowners build wealth, protect equity, and create lasting legacies.Shoutout to our Sponsor: Mellifund Capital, LLCNeed funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that's MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.
Want to scale your property management or co-hosting business past 10, 20, 50 listings? Book a call here: https://strsecrets.com/applyConnect with Mike Reilly : https://www.instagram.com/mikereillync/How do you onboard 7 vacation rental properties in one month without burning out your team?Mike Reilly breaks down the exact 6 stage onboarding system NC Stays uses for every new property, from the first homeowner call to the post launch celebration.Homeowner trust in property managers is at an all time low.Nearly every owner has been burned before.The managers who onboard properties with a real system are locking in 5 to 10 year relationships and standing out in a market flooded with new co-hosts.In this training you'll learn the full checklist:Why the first 30 days with a homeowner decides the next 10 yearsThe 6 stages of onboarding: Handoff, On-Site Setup, Photography, Listing & Software Setup, Final Touches, and Post LaunchHow Mike's team uses Meta glasses to capture every inch of a home and turn it into checklists automaticallyThe QR code trick that eliminates guest questions about the grill, hot tub, sauna, and game roomThe exact roles to hire: project manager, contractor help, listing team, and data qualityHow one Pinehurst property pulled $30,000 in bookings from mood boards alone, before it was even readyThe review stay strategy that gets Airbnb pushing your listing to page one in week oneTIMESTAMPS00:00 Trailer00:37 Welcome back + what's coming for the podcast02:02 Onboarding 7 properties in one month (all 4,000+ sq ft)03:59 The trust crisis and why onboarding is your biggest advantage05:00 The system and the 6 roles you need on your team07:58 The 6 stages of onboarding explained08:01 Stage 1: The Handoff (welcome email, onboarding form, group text)09:55 Stage 2: On-Site Setup with Meta glasses11:12 QR codes, inventory counts, and the house manual14:30 Stage 3: Photography (lifestyle shots, staging, shot lists)15:35 Stage 4: Listing & Software Setup (custom GPT listings, PriceLabs)16:55 $30,000 in bookings from mood boards before launch17:36 Stage 5: Final Touches (data quality, review stays, financials)19:07 Stage 6: Post Launch (social posts, email list, owner shareables)20:02 Why you can't scale without this process20:41 Inside the STR Secrets Mastermind
Jack and Nikki look at how some Homeowner's Associations devolve into iron fisted dictatorships, ask people to stop throwing their garbage on the ground at gas stations and tell the story of a charming nine year old girl with a serious sense of entitlement.
Today from SDPB - Sioux Falls finally has a winner in their mayoral race, the state Supreme Court rules against homeowners after their homes were damaged by a mining sinkhole and more.
Want to scale your property management or co-hosting business past 10, 20, 50 listings? Book a call here: https://strsecrets.com/applyConnect with Mike Reilly : https://www.instagram.com/mikereillync/How do you onboard 7 vacation rental properties in one month without burning out your team?Mike Reilly breaks down the exact 6 stage onboarding system NC Stays uses for every new property, from the first homeowner call to the post launch celebration.Homeowner trust in property managers is at an all time low.Nearly every owner has been burned before.The managers who onboard properties with a real system are locking in 5 to 10 year relationships and standing out in a market flooded with new co-hosts.In this training you'll learn the full checklist:Why the first 30 days with a homeowner decides the next 10 yearsThe 6 stages of onboarding: Handoff, On-Site Setup, Photography, Listing & Software Setup, Final Touches, and Post LaunchHow Mike's team uses Meta glasses to capture every inch of a home and turn it into checklists automaticallyThe QR code trick that eliminates guest questions about the grill, hot tub, sauna, and game roomThe exact roles to hire: project manager, contractor help, listing team, and data qualityHow one Pinehurst property pulled $30,000 in bookings from mood boards alone, before it was even readyThe review stay strategy that gets Airbnb pushing your listing to page one in week oneTIMESTAMPS00:00 Trailer00:37 Welcome back + what's coming for the podcast02:02 Onboarding 7 properties in one month (all 4,000+ sq ft)03:59 The trust crisis and why onboarding is your biggest advantage05:00 The system and the 6 roles you need on your team07:58 The 6 stages of onboarding explained08:01 Stage 1: The Handoff (welcome email, onboarding form, group text)09:55 Stage 2: On-Site Setup with Meta glasses11:12 QR codes, inventory counts, and the house manual14:30 Stage 3: Photography (lifestyle shots, staging, shot lists)15:35 Stage 4: Listing & Software Setup (custom GPT listings, PriceLabs)16:55 $30,000 in bookings from mood boards before launch17:36 Stage 5: Final Touches (data quality, review stays, financials)19:07 Stage 6: Post Launch (social posts, email list, owner shareables)20:02 Why you can't scale without this process20:41 Inside the STR Secrets Mastermind
https://wattlandscaping.com/landscape-design-services/Could your yard be worth thousands more? We explore the surprising ROI of professional landscaping - from dramatic property value increases to energy savings and wellness benefits. The numbers might change how you view your outdoor space forever. Watt Landscaping City: Katy Address: P.O. Box 760 Website: https://wattlandscaping.com/ Phone: +1 281 910 1900
Homeowners are getting ready to tackle their outdoor projects, but before they start, they need to address some essential maintenance tasks. From painting to plumbing, and from driveways to gutters, this episode covers it all. Gary takes calls from listeners who are dealing with everything from peeling mortar on their porches to pesky Bermuda grass in their lawns. Gary shares his expertise on how to tackle these common issues, from using the right products to prevent damage and costly repairs. He also talks to experts in the field, like Scott Barline, a gardening expert who shares tips on how to deal with weeds and maintain a healthy garden. With his signature blend of humor and practical advice, Gary helps listeners navigate the world of home improvement. One of the key takeaways from this hour is the importance of preventative maintenance. Gary stresses that it's not just about making your home look good, but also about protecting it from the elements and preventing costly repairs down the line. He also emphasizes the need to address issues like moisture buildup in basements and crawl spaces, and how to use the right products to prevent damage.See omnystudio.com/listener for privacy information.
Homeowners are getting ready to tackle their outdoor projects, but before they start, they need to address some essential maintenance tasks. From painting to plumbing, and from driveways to gutters, this episode covers it all. Gary takes calls from listeners who are dealing with everything from peeling mortar on their porches to pesky Bermuda grass in their lawns. Gary shares his expertise on how to tackle these common issues, from using the right products to prevent damage and costly repairs. He also talks to experts in the field, like Scott Barline, a gardening expert who shares tips on how to deal with weeds and maintain a healthy garden. With his signature blend of humor and practical advice, Gary helps listeners navigate the world of home improvement. One of the key takeaways from this hour is the importance of preventative maintenance. Gary stresses that it's not just about making your home look good, but also about protecting it from the elements and preventing costly repairs down the line. He also emphasizes the need to address issues like moisture buildup in basements and crawl spaces, and how to use the right products to prevent damage.See omnystudio.com/listener for privacy information.
Victoria Ray joins Ben Rodgers on this episode of Local Matters to discuss how the Housing Authority protects and serves the UC community of homeowners and buyers. Ray also highlights how they help people keep their homes, the variety of loans and resources available to help in the process of aiding, and more! Listen To The Local Matters Podcast Today! The UC Now · News Talk 94.1
Nolan talks to loyalist Jim Wilson and callers also give their reaction
In the ultimate un-American power play, a San Diego homeowners association cracks down on American flags because they are too political, and homeowners fight back. Toxic liberal chicks strike again as a babe on The View says communities with lots of American flags make her feel unsafe. Chuck Todd emerges from his hole to gripe about Trump's "sullying" of America's 250th birthday and John Thune - in his own words - lies to America. It's time to remove him and find a leader we can be proud of.
Insurance may not feel exciting until it becomes the thing protecting everything you've built. In this episode, Tait Duryea and Ryan Gibson sit down with Rod Zabriskie to unpack the coverage high-income professionals often overlook, from income protection and asset defense to long-term planning and liquidity. For pilots, physicians, business owners, and investors, this conversation offers a timely look at how the right insurance strategy can support wealth building, passive income goals, and family security before life forces the issue.Rod Zabriskie is the President and Co-Founder of Money Insights Group, a financial strategy firm that helps high-income earners think beyond conventional planning and build wealth with greater control and protection. Known for his education-first approach, Rod helps clients connect insurance, alternative assets, tax strategy, and legacy planning into one cohesive financial system. He brings a practical lens to insurance, helping clients understand the coverages that can protect their income, family, assets, and future opportunities.Show notes:(0:00) Backcountry flying and insurance(3:58) Ten insurance categories(5:05) Health insurance essentials(10:25) FSA Vs. HSA(12:07) Homeowners and renters insurance(17:18) Protecting personal assets(24:31) Disability insurance basics(29:07) Loss of medical coverage(36:00) Long-term care insurance(41:02) Term and whole life insurance(50:27) OutroConnect with Rod Zabriskie:Website: https://www.moneyinsightsgroup.com/ LinkedIn: https://www.linkedin.com/in/rodzabriskie/ Related Episode: #82 - From LLCs and HSAs to Roth IRAs: Mastering Wealth Protection with Mark Kohler#67 - Protecting Your Wings: What Pilots Need to Know with Dr. Dan Monlux#47 - Innovative Wealth Strategies: From Life Insurance to Alternative Investing with Christian Allen and Rod ZabriskieIf you're interested in participating, the latest institutional-quality self-storage portfolio is available for investment now at: https://turbinecap.investnext.com/portal/offerings/8449/houston-storage/ — You've found the number one resource for financial education for aviators! Please consider leaving a rating and sharing this podcast with your colleagues in the aviation community, as it can serve as a valuable resource for all those involved in the industry.Remember to subscribe for more insights at PassiveIncomePilots.com! https://passiveincomepilots.com/ Join our growing community on Facebook: https://www.facebook.com/groups/passivepilotsCheck us out on Instagram @PassiveIncomePilots: https://www.instagram.com/passiveincomepilots/Follow us on X @IncomePilots: https://twitter.com/IncomePilotsGet our updates on LinkedIn: https://www.linkedin.com/company/passive-income-pilots/Do you have questions or want to discuss this episode? Contact us at ask@passiveincomepilots.com See you at the next one!*Legal Disclaimer*The content of this podcast is provided solely for educational and informational purposes. The views and opinions expressed are those of the hosts, Tait Duryea and Ryan Gibson, and do not reflect those of any organization they are associated with, including Turbine Capital or Spartan Investment Group. The opinions of our guests are their own and should not be construed as financial advice. This podcast does not offer tax, legal, or investment advice. Listeners are advised to consult with their own legal or financial counsel and to conduct their own due diligence before making any financial decisions.
Questions? Comments? We love feedback! Email us at info@baishavaad.org Rav Yosef GreenwaldQuestion: A contractor is building a home and decides on his own to install outdoor lighting to beautify the house at night. The homeowner says that he didn't need those lights and that he won't pay for them. A few weeks later, the contractor notes that those lights are turned on and used every night. Since the homeowner is deriving benefit from them, can the contractor come back to him and demand payment?Answer: This is a good example of a case where it would have been better for the homeowner to be truthful upfront.If he had originally claimed that he didn't really want the outdoor lights but he'll keep them now that they're already installed, it would be a case of aino asuya lita, and he would only have to pay the amount of value that is added to the house because it has these lights. He would not have to pay the full cost for that job.However, the Rishonim say that if a person says that he doesn't want something and therefore will not be paying for it, but then ends up using it, he is showing that he really did want it. In such a case, it is considered asuya lita and the contractor would be considered an employee who must be paid for the full job. In this case, not being genuine will come back to cost the homeowner.
Buying a first home is becoming harder than ever. A new study finds that fewer than 40% of non-homeowner households can afford a typical starter home, highlighting the growing affordability gap facing first-time buyers. Kathy Fettke breaks down what the data reveals, why affordable markets continue to stand out, and what these trends mean for real estate investors. Download your Free PDF at www.Realwealth.com/AffordableMarkets. Source: https://www.cbsnews.com/news/starter-home-affordability-income-gap-lendingtree/
The Command: https://thecontractorfight.com/command"I need to think about it."If you're hearing that over and over on your sales calls, here's the truth: it's probably not the objection you think it is. In this video, Tom Reber explains why "I need to think about it" is usually an out...not an objection and how contractors accidentally create it themselves.You'll learn the exact question to ask when a homeowner says they need more time, plus how to fix the sales process that's causing this objection in the first place.If you're tired of chasing prospects, lowering your price, and following up on deals that go nowhere, this episode will change the way you sell.Chapters 00:00 Why You're Hearing "I Need to Think About It"00:25 It's Not an Objection—It's an Out01:21 How Contractors Create This Problem02:02 Stop Earning This Objection02:32 What's Really Going Through the Homeowner's Mind03:22 The Exact Response to Use04:37 Fix the Sales Process, Not the Comeback05:34 Stop Selling Like a Quote Machine06:06 The Sales Process That Prevents It07:00 The Script to Use Every TimeIf you want to close more jobs at full price, build more trust with homeowners, and stop hearing the same objections over and over, subscribe to The Contractor Fight for weekly videos on sales, pricing, leadership, and building a profitable contracting business.Follow Tom on Instagram
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
If you own a home, you may be paying far more in property taxes than you have to. In this episode, Tiffany explains seven legal forms that can lower, freeze, or even eliminate your property tax bill. You'll learn about homestead exemptions, senior freezes, appraisal protests, disabled veteran benefits, and other tax strategies that many homeowners never use. She also shares common mistakes that cost people thousands of dollars every year and explains the deadlines that matter most. This episode delivers practical tax tips, tax planning, and tax reduction strategies that can help you keep more of your money. Don't assume your county will tell you what's available. They won't. Listen now and make sure you're not leaving money on the table. Next Steps:
Greg Brady spoke with Scott Terrio Manager, Consumer Insolvency at Hoyes Michalos & Associates, Licensed Insolvency Trustees about Our Homeowners Bankruptcy Index hit 12.6% in May; up from 11.1% in April, 8.3% in March. Learn more about your ad choices. Visit megaphone.fm/adchoices
Send us Fan MailEverything You Think You Know About Water Testing Is Changing - Wait until you hear about the drones...Water testing isn't just about getting numbers.It's about making better decisions.This week on Floc-It Friday, Rudy Stankowitz sits down with Jonathan Banish, Director of Software at LaMotte, for an inside look at how modern water analysis has evolved from simple test kits into powerful business management tools.The conversation goes far beyond the Spin Touch photometer. Rudy and Jonathan explore why software has become just as important as chemistry, how accurate testing saves money by preventing unnecessary chemical use, and why tracking water history may be one of the most valuable assets a pool professional can have.They also discuss customer management, business efficiency, NSF certification, responsible chemical dosing, and where water testing technology may be headed in the future—including a few laughs about drones, superheroes, peanut butter sandwiches, and even Area 51.Whether you're a one-pole operation or managing hundreds of pools, this episode offers a fascinating look at how technology is reshaping the pool industry.In This Episode Why accurate water testing matters more than ever How software has transformed pool service The business value of water test history Why precision saves chemicals—and money Understanding WaterLink Pro CRM features built specifically for pool professionals Route scheduling and customer management Homeowner integration with WaterLink Home Preventing customers from shopping elsewhere Why water chemistry should be viewed as an ecosystem The importance of NSF-certified testing equipment Spin Touch accuracy and testing ranges Responsible chemical dosing How technology improves customer confidence The future of automated water testing Product development driven by customer feedback Key TakeawayThe best pool professionals don't just test water.They collect information.They recognize patterns.They document history.And they use technology to make smarter decisions that improve water quality, reduce chemical costs, and deliver a better experience for every customer.The future of pool care isn't simply better chemistry.It's better information.SubscribeNew episodes every week from the Talking Pools Podcast Network, featuring conversations with the people driving innovation across the swimming pool industry.Available on Apple Podcasts, Spotify, YouTube, and wherever you listen to podcasts.#TalkingPools #FlocItFriday #WaterTesting #SpinTouch #LaMotte #PoolService #PoolChemistry #PoolProfessional #SwimmingPools #PoolIndustry #WaterAnalysis #PoolTechnology AquaStar Pool ProductsThe Global Leader in Safety, Dependability, & Innovation in Pool Technology.POOL MAGAZINE Pool Magazine is leading up to the minute news source for Swimming Pool News and Pool Features. Outhe 'How to Get Rid of Algae' handbookThe most comprehensive guide on algae prevention and remediation you will ever own. BLUERAY XLThe real mineral purifier! Reduce your pool maintenance costs & efforts by 50%CPO Certification ClassesAttend your CPO class with Rudy Stankowitz!Online Pool ClassesThe difference between you and your competition is what you know!Jack's MagicIf you know Jack's you'd have no stains!LaMotte CompanyLaMotte Company is a leading manufacturer of water quality testing products & pool test kitsService Industry NewsDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showThank you so much for listening! You can find us on social media:FacebookInstagramTik TokEmail us: talkingpools@gmail.com
What do homeowners actually want when they're buying an HVAC system, a water heater, or any major home service? In this episode of Can't Stop the Growth, Chad Peterman sits down with Zac Dearing, CEO of Mantel, to break down brand-new survey data from verified home service buyers, and the results contradict almost everything the industry believes. The headline: 69% of homeowners said price was NOT the most important factor in their decision. So what is? Zac and Chad dig into the data on reputation, responsiveness, choice, and the "shopping experience" that separates the contractors homeowners choose from the ones they ghost. Resources from the episode: Homeowner survey: usemantel.com/survey Six data-backed sales tactics: usemantel.com/tactics Learn more about Mantel: usemantel.com Subscribe to Can't Stop the Growth for more conversations with the leaders elevating the home service industry. Free Coaching for Home Service Pros: https://cantstopthegrowth.com/ Connect with Chad: LinkedIn: https://www.linkedin.com/in/chad-m-peterman/ Facebook: https://www.facebook.com/chadmpeterman Learn more about: Chad Peterman - https://chadmpeterman.com/ Peterman Brothers - https://www.petermancareers.com/ The People Forward Network - https://peopleforwardnetwork.com/
Is a reverse mortgage a scam? It's the first thing most people think when they hear the phrase — and it's the first thing we tackle in this episode. Scott Kooiman sits down with Richelle Hopkins, a reverse mortgage specialist with over 20 years of experience at Mutual of Omaha Mortgage, and Steve Farrington, Senior Mortgage Loan Originator, to separate fact from fiction on one of the most misunderstood financial tools in retirement planning. What you'll learn in this episode: → Where the scam reputation came from — and why it no longer applies → How a $400,000 buyer can purchase a $700,000 home with NO monthly mortgage payment (reverse mortgage for purchase) → Three ways to access your home equity: line of credit, monthly payment, or lump sum → The guaranteed growing credit line — and why setting it up early could be one of the smartest retirement moves you make → What your heirs actually inherit — and the non-recourse protection that means your family can never owe more than the home is worth → Why there's a mandatory independent counseling step built into every reverse mortgage — and why that's a feature, not a burden → The real obligations a homeowner keeps after closing (and what happens if they can't meet them) Whether you're 55+ and planning your retirement, a financial professional looking for tools your clients aren't using, or a family member trying to help a parent make the right call — this episode gives you the honest, full picture. Guest: Richelle Hopkins | Reverse Mortgage Specialist | Mutual of Omaha Mortgage Host: Scott Kooiman | Associate Broker | Mutual of Omaha Mortgage | State 48 Homeowner Also featuring: Steve Farrington | Senior Mortgage Loan Originator | Mutual of Omaha Mortgage
Mark & Melynda U.S. Supreme Court made ruling on mail in ballots Homeowners in California HOA are telling them they can't have flags in their front yard Lawyers are gearing up to fight the rent freeze in New York See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISee omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Paul Dashevsky. Serial entrepreneur and founder of Maxwell, a platform focused on Accessory Dwelling Units (ADUs), also known as tiny homes:
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Paul Dashevsky. Serial entrepreneur and founder of Maxwell, a platform focused on Accessory Dwelling Units (ADUs), also known as tiny homes:
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISee omnystudio.com/listener for privacy information.
Homeowners are now using AI to compare roof estimates.That means that AI could be advising your homeowners on which roofer to choose. And from the conversations I've been having, it sounds like this is becoming even more common. I wanted to know exactly what AI was saying to homeowners, so I ran the experiment myself.I fed three real roof estimates into ChatGPT, Claude, and Gemini and I documented everything.Watch this new video to see my test results:1) The 7 things AI looks for when comparing roof estimates2) How estimates that don't include attic ventilation details get “red flagged”3) The specificity AI expects on warranties, flashing, ice & water shield, and more4) The details about the cleanup process that AI seems to want in an estimate5) The 3 common questions AI is prompting homeowners to ask their contractors (these were the most surprising to me)This emerging trend is actually great news for contractors who are willing to adapt.Because what AI flagged is very fixable. And if you adapt before your competitors do, your estimate could become the one AI points to as the winner.P.S. Are you interested in building an even stronger, more modern roofing company? I'd love to invite you to join the Roofing STRONG Alliance™ community: https://rsa.pro/Membership is now available at no additional cost to The TAMKO Edge® Certified Contractors.=============Join The Roofing STRONG Alliance by TAMKO™ (RSA): https://rsa.pro/Exclusively available to The TAMKO Edge® Certified Contractors at no additional cost.FREE Starter Membership (RSA): https://rsa.pro/freePODCASTApple Podcasts: https://apple.co/3fSQievSpotify: https://bit.ly/3eMAqJeFOLLOWFacebookInstagramTikTokLinkedInThe views and opinions expressed are based on Adam's long tenure and personal experiences as a roofing service consultant prior to coming to TAMKO. As such, his views are intended for general informational purposes only and should not be considered professional advice regarding insurance, financing, legal matters, compliance, artificial intelligence, inspections, estimates, or business transactions. Communication techniques and estimate-review concepts discussed are intended solely to help contractors better understand and serve homeowners — not to encourage manipulative, deceptive, misleading, or high-pressure sales practices. Contractors must ensure their inspection, estimate, sales, and business practices comply with all applicable federal, state, and local laws, including consumer protection, licensing, permitting, insurance, advertising, lending laws (including the Truth in Lending Act), and home solicitation sale requirements, including any applicable cooling-off periods or cancellation rights. Any discussion of artificial intelligence tools or AI-generated outputs is illustrative only; such tools may produce incomplete, inaccurate, or variable results and should not be relied upon as a substitute for independent professional, legal, technical, or compliance judgment. Financing and payment-term examples are illustrative only; terms, availability, fees, and required disclosures vary by lender, payment processor, and state. TAMKO makes no representation regarding any financing product, payment method, or its availability. Viewers are encouraged to consult with qualified professionals before applying these concepts or making any decisions related to their business operations.Content produced on or before 5/13/26 was previously produced by The Roof Strategist, TAMKO Building Products LLC makes no representations or warranties regarding its accuracy, completeness, or applicability to current products, programs, or operations.
The news of Texas covered today includes:Our Lone Star story of the day: Not only is Little Jimmy “The Creep” Talarico a far Leftist, he claims to “hate Christianity.' No doubt he does hate all of the clear teachings of Christianity that contradict his secular-humanist Leftist beliefs – the bulwark of his political philosophy. John Nolte at Breitbart covers this best: James ‘God Is Non-Binary' Talarico Admits He's a ‘Christian Who Hates Christianity'Our Lone Star story of the day is sponsored by Allied Compliance Services providing the best service in DOT, business and personal drug and alcohol testing since 1995.TDI prioritizes transparency by making home and auto insurance data public.SBOE approves new elementary social studies standards. Texas to pay $8.4 million to fix errors in its new Bluebonnett curriculum. Sounds like a lot but developing curriculum is very expensive. My guess is that Texas taxpayers are still going to come out massively ahead by the savings of thousands of districts from not paying very expensive licensing fees.Europeans Visiting U.S. for World Cup Fall in Love with America: ‘The Most Wonderful People in the World'City of Austin Residents' Municipal Audit Petition Officially CertifiedListen on the radio, or station stream, at 5pm Central. Click for our radio and streaming affiliates.www.PrattonTexas.com