Podcasts about Main Street

From the BBC World Service: The United States says it will allow some small Venezuelan oil shipments to reach Cuba, providing a lifeline to the Caribbean island. Cuba's electricity grid runs on foreign oil, and without it, the lights simply don't stay on. Then, we'll head to one small town in the north of England, where a collection of 13 charity thrift shops on its Main Street is attracting visitors from far and wide.

From the BBC World Service: The United States says it will allow some small Venezuelan oil shipments to reach Cuba, providing a lifeline to the Caribbean island. Cuba's electricity grid runs on foreign oil, and without it, the lights simply don't stay on. Then, we'll head to one small town in the north of England, where a collection of 13 charity thrift shops on its Main Street is attracting visitors from far and wide.

Donation requests are a normal part of running an independent retail business. Gift cards, gift baskets, product donations, sponsorships, school fundraisers, community events, they add up quickly. This episode is written for three groups: brick-and-mortar store owners navigating constant requests, the Chambers and Main Street orgs that work closely with independent retailers and anyone who seeks donations from local shops. Inside this conversation, I share what most people don't see about how small businesses actually operate when those requests come in. This isn't about telling anyone to say yes or no. It's about understanding timing, capacity, decision fatigue, and why donation requests can feel heavy. If you're a store owner, this will help you think more clearly about your approach. If you're someone who asks businesses for donations, this will give you insight into what's happening on the other side of the counter. And if you support independent retailers in your community, this episode will help you see where alignment matters most. For show notes, including links to the documentary and resources I mentioned in this episode, visit www.savvyshopkeeper.com/episode269 Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Savvy ShopkeeperInstagram: @savvyshopkeeperMastermind Group: Master Shopkeepers

What if you could build real passive income from rental properties without becoming a landlord glued to your phone? In this episode, Mark J. Kohler interviews real estate investor and educator Dustin Heiner to break down how beginner investors can build a rental real estate business that generates consistent cash flow — without doing all the work themselves.Dustin shares how getting laid off pushed him to rethink everything, how he scaled to 30+ single-family homes and nearly 1,000 apartment units, and why most new investors make a critical mistake by buying property first instead of building the business first. You'll learn why cash flow beats appreciation, how to find and properly vet property managers, how to invest out of state, and how to structure your real estate investing so you work less — not more — as you grow.If you're a beginner real estate investor looking to escape the 9–5, build passive income, and create long-term financial freedom through rental properties, this episode will give you a practical roadmap to get started the right way!You'll learn:Why building the business before buying the property is the key to true passive incomeThe biggest mistake beginner investors make when starting in rental real estateHow to create consistent monthly cash flow instead of gambling on appreciationWhy your property manager is the “quarterback” of your investing businessHow to properly interview and vet property managers before you buyThe difference between owning rentals and owning a rental businessHow to structure partnerships the right way (and when to avoid them)Why cash flow investing helped Dustin thrive during the 2008 crashA practical roadmap beginners can follow to build long-term financial freedom through rental propertiesGet a comprehensive tax consultation with one of our Main Street tax lawyers that can build a tax strategy plan with an affordable consultation that will leave you speechless!! Here's the link - https://kkoslawyers.com/services/comprehensive-bus-tax-consult/?utm_source=buzzsprout&utm_medium=description-link&utm_campaign=main-street-business-podcast&utm_content=msbp610-dustin-heiner-passive-income-with-rental-real-estate Grab my eBook 30 Unique Strategies Every Business Owner Should Know! You don't want to miss this! Secure your tickets for the #1 Event For Small Business Owners On Main Street America: Main Street 360 Looking to connect with a rock star law firm? KKOS is only a click away! Are you ready to get certified in EVERY strategy I teach? Start your journey with a FREE 15-minute discovery call to explore the Main Street Tax Pro Certification. Check out our YOUTUBE Channel Here: https://www.youtube.com/markjkohler Craving more content? Check out my Instagram!

Investor and entrepreneur Kevin Steuer joins me to examine whether Main Street investors can compete in a market dominated by algorithms—and whether competing is even the right goal.Most investing conversations reduce themselves to slogans: “Just buy index funds” or “Learn to trade like the pros.” This episode does neither. Kevin and I unpack the uncomfortable reality that nearly 90% of U.S. equity volume is now algorithmic—and what that means for individuals trying to generate alpha in a machine-driven market.Kevin shares how he acquired Stock TA, a technical analysis platform that had previously been shut down, and why he chose to rebuild it. We explore trend-following versus value investing, passive allocation versus active sector rotation, and the psychology that sabotages most retail traders long before the market does.The conversation moves beyond tactics into something deeper: the cost of time. At what point does investing become another job? When does persistence turn into hubris? And how do you measure expected value—not just in portfolio returns, but in hours spent chasing marginal gains?This isn't a promise that trading beats indexing. It's a sober look at risk, discipline, asymmetric bets, and the reality that markets don't reward narratives—they reward positioning.The lesson isn't that everyone should trade.It's that if you do, you need structure, probabilities, and the humility to know what game you're actually playing.TL;DR* ~90% of U.S. equity volume is algorithm-driven* Retail traders compete against rule-based systems, not other humans* Passive indexing may outperform most active traders long-term* Trend-following requires discipline—not prediction* False breakouts and stop hunts erode returns* Scaling into and out of positions reduces emotional decision-making* Expected value matters more than win rate* Time spent trading is an invisible cost most ignore* Persistence without edge becomes hubrisMemorable Lines* “The human brain doesn't think like a computer.”* “The price of anything can be anything.”* “Escalator up, elevator down.”* “Trend exhaustion—not emotion—should trigger exits.”* “If investing becomes a job, calculate the hourly rate.”GuestKevin Steuer — Investor and entrepreneurAcquirer and rebuilder of Stock TA, a technical analysis platform focused on trend scores, confluence levels, and sector-based strategy to help Main Street investors navigate algorithmic markets.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Bobby Wagner is the current Mayor of Destin, Florida. He is often referred to as the "Millennial Mayor" and became one of the youngest mayors in Florida's history (and the youngest for Destin) when elected in November 2022 at age 28.Bobby Wagner has deep roots in Destin, having moved there and attended Destin Middle School starting in 6th grade (around age 12). Originally born in New York, he has called Destin home ever since and has a strong love for the area's waters (he's often seen in a wetsuit and enjoys the ocean lifestyle).His early passion was music—he played the trumpet, which earned him a scholarship to Troy University. After college, he returned to Destin and founded his own video production company, Land Air Sea Productions, at age 21. He has run the business for over a decade.Wagner is also deeply involved in community and environmental efforts. He serves as the executive director (and former board member) of Trees on the Coast, an environmental nonprofit focused on tree planting and sustainability. He follows a "givers-gain" philosophy, emphasizing giving back to the community and environment for mutual benefit.His political journey began when he attended city council meetings to advocate for initiatives like planting trees along roadways. In November 2021, he was appointed to the Destin City Council to fill a vacancy. Just a year later, he ran for and won the mayoral election, defeating opponent Rodney Braden with about 60% of the vote. He has focused on revitalizing the community, sustainable initiatives, beautification efforts, projects like a new town center on Main Street, harbor improvements, and infrastructure like fiber optic internet and Little League field overhauls.As of 2026 (with his term ongoing), he continues to serve as mayor, hosting events like fireside chats to engage residents directly on city improvements.Website www.luxelifediscovered.com Youtube Roku Amazon Fire TV

On February 16th, 2026, at 2:30 in the morning, Caleb Flynn called 911 from his home in Tipp City, Ohio. He was frantic. Hysterical. He said someone had broken into his house and shot his wife twice in the head. He called out her name. He said her face had gone white. He begged the dispatcher to hurry.His wife, Ashley Flynn, 37, was pronounced dead at the scene.Three days later, Caleb Flynn was arrested and charged with her murder.Prosecutors allege Flynn — a former worship leader, music pastor, and American Idol contestant who once told national television that he loved his wife more than anything in the world — shot Ashley with a 9mm handgun and staged the crime scene to look like a home invasion. According to the criminal complaint, investigators were "led astray by the staging of the crime scene." K-9 units and a drone swept the neighborhood looking for an intruder that, according to prosecutors, never existed.What unraveled the story wasn't cutting-edge forensics. It was a refrigerator — a large appliance pushed up against the only door an intruder could have used to enter. A door you can't push a refrigerator back against from the outside.Ashley Flynn was a seventh-grade volleyball coach, a substitute teacher, a LifeWise Academy instructor, and a woman her community described as a pillar of their church. She died eight days before her 38th birthday while her two daughters slept down the hall. The town of Tipp City tied red and white ribbons around every streetlamp on Main Street. A GoFundMe raised nearly $96,000 in two days. The celebration of life that had been planned for Sunday was canceled the day Caleb was booked into the Miami County Jail.Flynn pleaded not guilty. His attorney called the arrest a rush to judgment. Ashley's family released a statement saying they trust law enforcement took the proper steps. The FBI is involved. The preliminary hearing is scheduled for February 26th.Today on Hidden Killers, Tony Brueski walks through everything we know — the 911 call, the crime scene, the staging, the community response, and the moment Ashley Flynn's own family publicly stood behind the prosecution.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#CalebFlynn #AshleyFlynn #TippCity #TrueCrime #HiddenKillers #OhioMurder #AmericanIdol #CrimeScene #Murder #TrueCrimePodcast

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Episode Overview:In this episode, Alex Rawlings speaks with Richard Fitzgerald of CapitalSpring, a private equity firm specializing in foodservice and multi-location consumer businesses. Richard shares insights into CapitalSpring's differentiated, sector-focused approach, how they've scaled over 20 years, and the recent $1B+ exit to Bain Capital. He also unpacks their latest fundraising success in a tough market and the importance of specialization in today's crowded PE landscape.Timestamps & Key Topics:00:00 – Introduction Overview of CapitalSpring's focus and two key topics: fundraising success and a $1B+ exit.00:54 – Richard's Background From investment banking to founding CapitalSpring in 2005 with a sector-specialist mindset.03:19 – Why Multi-Location Businesses? Opportunities found on Main Street—resilient, everyday consumer services often overlooked in PE.04:43 – Starting Small, Scaling Big CapitalSpring began with $3M; now 300 investments and $4B deployed across 100+ brands.06:30 – Specialization as a Differentiator Why generalist firms struggle, and how deep focus wins deals without being the highest bidder.08:55 – $1B+ Exit: Sizzling Platter to Bain Capital Growth from 400 to 800+ locations across multiple brands and markets, despite COVID headwinds.14:03 – Key Learning: Labor-Light Models Pandemic emphasized the value of operational efficiency and low labor reliance in QSR investments.15:27 – Fund VII: First Close Success How CapitalSpring raised in a tough market by showcasing portfolio resilience and a hybrid debt/equity model.17:44 – Hybrid Capital Strategy Flexibility to invest via debt, equity, or both—offering solutions to founders and mitigating risk for LPs.20:04 – Book Recommendation: Give and Take by Adam Grant The power of relationships in PE—not just financial modeling.21:57 – Connect with Richard Email: rfitzgerald@capitalspring.com | LinkedIn & website via CapitalSpring.Top Takeaways:Specialization is key in today's competitive PE environment.Hybrid investing (debt + equity) offers flexibility and downside protection.Operationally light, multi-unit businesses prove resilient—even in crises.Long-term success in PE depends on relationships, not just technical skills.Raw Selection partners with Private Equity firms and their portfolio companies to secure exceptional executive talent. We focus on de-risking executive recruitment through meticulous search and selection processes, ensuring top-tier performance and long-term success.

Len reports on a behind-the-scenes rethink of Magic Kingdom's upcoming Villains Land, with Imagineering now under pressure to deliver not just “like” but “love.” The guys also touch on Epic Universe's revenue strategy, Universal's aggressive 2026 ticket bundles, and what a Mayan archaeology conference might reveal about the future of Indiana Jones at Animal Kingdom. NEWS• Magic Kingdom reverses the second Disney Starlight parade route to ease Main Street exits.• Universal debuts a 6- or 7-day ticket with Epic Universe access and a $300 hotel dining credit.• Epic Universe updates Early Park Admission again, adding Battle at the Ministry and more Dragon experiences.• Universal taps The Boring Company for a potential next-gen transportation system.• “Project Atlas” is believed to be Shanghai Disneyland's second gate.• Villains Land concepts revisited post-holidays, with Imagineering asked to go bigger and bolder.• The indoor dark ride is now positioned as the long-term Lightning Lane Single Pass anchor.• Restaurant design shaped by fixed-price dining and per-cap revenue goals.• Mayan mythology themes - bats, jaguars, owls - surface at an archaeology conference tied to Indy research. FEATURE• The 1992 debut of Disney's Hotel New York at Euro Disneyland and Michael Eisner's “architecture patron” era.• How architect Michael Graves' postmodern, Art Deco-inspired design celebrated early 20th-century Manhattan.• Why the 561-room hotel closed in 2019 for a full reinvention into Disney Hotel New York - The Art of Marvel.• Inside the 2021 reopening: 350+ Marvel artworks, exclusive commissioned pieces, and Tony Stark's wall of armor.• The new coffee table book, Disney Hotel New York: The Complete Art Collection, and why it finally makes every piece viewable. For this episode's full show notes, click here. HOSTS• Jim Hill - IG: @JimHillMedia | X: @JimHillMedia | Website: JimHillMedia.com• Len Testa - Bluesky: @lentesta.bsky.social | Instagram: @len.testa | Website: touringplans.com FOLLOW• Facebook: JimHillMediaNews• Instagram: JimHillMedia• TikTok: JimHillMedia PRODUCTION CREDITSEdited by Dave GreyProduced by Eric Hersey - Strong Minded Agency SPONSORThe Disney Dish is sponsored by UnlockedMagic.com from our friends at DVCRentalStore.com. Save on Walt Disney World theme park tickets - often below Disney's direct pricing - and get expert help planning your next trip. Visit UnlockedMagic.com to start planning today. If you would like to sponsor a show on the Jim Hill Media Podcast Network, reach out today. Learn more about your ad choices. Visit megaphone.fm/adchoices

Len reports on a behind-the-scenes rethink of Magic Kingdom's upcoming Villains Land, with Imagineering now under pressure to deliver not just “like” but “love.” The guys also touch on Epic Universe's revenue strategy, Universal's aggressive 2026 ticket bundles, and what a Mayan archaeology conference might reveal about the future of Indiana Jones at Animal Kingdom. NEWS• Magic Kingdom reverses the second Disney Starlight parade route to ease Main Street exits.• Universal debuts a 6- or 7-day ticket with Epic Universe access and a $300 hotel dining credit.• Epic Universe updates Early Park Admission again, adding Battle at the Ministry and more Dragon experiences.• Universal taps The Boring Company for a potential next-gen transportation system.• “Project Atlas” is believed to be Shanghai Disneyland's second gate.• Villains Land concepts revisited post-holidays, with Imagineering asked to go bigger and bolder.• The indoor dark ride is now positioned as the long-term Lightning Lane Single Pass anchor.• Restaurant design shaped by fixed-price dining and per-cap revenue goals.• Mayan mythology themes - bats, jaguars, owls - surface at an archaeology conference tied to Indy research. FEATURE• The 1992 debut of Disney's Hotel New York at Euro Disneyland and Michael Eisner's “architecture patron” era.• How architect Michael Graves' postmodern, Art Deco-inspired design celebrated early 20th-century Manhattan.• Why the 561-room hotel closed in 2019 for a full reinvention into Disney Hotel New York - The Art of Marvel.• Inside the 2021 reopening: 350+ Marvel artworks, exclusive commissioned pieces, and Tony Stark's wall of armor.• The new coffee table book, Disney Hotel New York: The Complete Art Collection, and why it finally makes every piece viewable. For this episode's full show notes, click here. HOSTS• Jim Hill - IG: @JimHillMedia | X: @JimHillMedia | Website: JimHillMedia.com• Len Testa - Bluesky: @lentesta.bsky.social | Instagram: @len.testa | Website: touringplans.com FOLLOW• Facebook: JimHillMediaNews• Instagram: JimHillMedia• TikTok: JimHillMedia PRODUCTION CREDITSEdited by Dave GreyProduced by Eric Hersey - Strong Minded Agency SPONSORThe Disney Dish is sponsored by UnlockedMagic.com from our friends at DVCRentalStore.com. Save on Walt Disney World theme park tickets - often below Disney's direct pricing - and get expert help planning your next trip. Visit UnlockedMagic.com to start planning today. If you would like to sponsor a show on the Jim Hill Media Podcast Network, reach out today. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hello travelers! This week, join host Jay as he takes you to the Magic Kingdom to enjoy some classic sounds including the Main Street ragtime piano at Casey's, some intrepid ambience in Adventureland, and the Country Bear Musical Jamboree in its entirety. Then you'll end the evening at Epcot for a favorite seasonal and colorful musical treat.    Walkabout the World is now on TikTok! Come follow our visual companion to the audio podcast at Walkabout.the.world.pod on TikTok   Visit us at walkabouttheworld.com - find links to all the things - attraction episodes, Insta accounts of all the hosts, and even how to buy your own Walkabout shirt!   Look us up at @WalkaboutWDW on Instagram and drop us a note to say hi.

We react and take calls following Seattle's Matchday 1 clash vs. Colorado.Follow Lobbing Scorchers: YouTube Instagram Bluesky TikTok Facebook Ari Liljenwall Noah RiffeSPONSORSHaxan Ferments - Specializing in unique, small-batch fermented hot sauces and vinegars, Haxan Ferments is handcrafted in Georgetown and made with the best local ingredients from across the Pacific Northwest. Use Code LS for a FREE Hot Sauce w/ purchase!Sounder at Heart - Our network host and biggest supporter, Sounder at Heart covers the Seattle Sounders, Seattle Reign, and MUCH MORE! Subscribe and Support to the BEST independent Seattle Soccer coverage.Podium Edmonds - Located at 114 4th Ave N, just off Main Street in the heart of Downtown Edmonds, come shop and explore the best menswear in the Pacific Northwest. Tell them Lobbing Scorchers sent you!Full Pull Wines - Founded in 2009, they the best boutique wines of the world to members, with special focus on our home, the Pacific Northwest.Seattle Sounders Tickets - Get tickets to an upcoming match straight from the club and help support the show at the same time.MLS Season Pass - MLS Season Pass is back on Apple TV with access to every single MLS match—including Leagues Cup and the entire Audi MLS Cup Playoffs—with no blackouts! Subscribe today to support the show.MLS Store - New year, new gear! The 2025 MLS jerseys are here, and MLSStore is the ultimate destination for every fan. Every purchase helps support our show!Lobbing Scorchers is a production of Just Once Media.Lobbing Scorchers is a Seattle Sounders and MLS focused show brought to you by Sounder at Heart. Hosted by Major League Soccer's Ari Liljenwall and Producer Noah Riffe. Join us as we lob our scorching takes on the American soccer landscape, Seattle Sounders, Major League Soccer, USMNT and more.Contact: lobbingscorchers@justoncemedia.com

It was a big victory for the Seattle Sounders in Matchday 1, with Sunday night's comprehensive 2-0 victory over the Colorado Rapids. But it came at a cost, with Jordan Morris and Hassani Dotson each exiting with injuries. We'll discuss our biggest takeaways from the match, what we thought of the controversial officiating and more from the opening weekend in Major League Soccer.Follow Lobbing Scorchers: YouTube Instagram Bluesky TikTok Facebook Ari Liljenwall Noah RiffeSPONSORSHaxan Ferments - Specializing in unique, small-batch fermented hot sauces and vinegars, Haxan Ferments is handcrafted in Georgetown and made with the best local ingredients from across the Pacific Northwest. Use Code LS for a FREE Hot Sauce w/ purchase!Sounder at Heart - Our network host and biggest supporter, Sounder at Heart covers the Seattle Sounders, Seattle Reign, and MUCH MORE! Subscribe and Support to the BEST independent Seattle Soccer coverage.Podium Edmonds - Located at 114 4th Ave N, just off Main Street in the heart of Downtown Edmonds, come shop and explore the best menswear in the Pacific Northwest. Tell them Lobbing Scorchers sent you!Full Pull Wines - Founded in 2009, they the best boutique wines of the world to members, with special focus on our home, the Pacific Northwest.Seattle Sounders Tickets - Get tickets to an upcoming match straight from the club and help support the show at the same time.MLS Season Pass - MLS Season Pass is back on Apple TV with access to every single MLS match—including Leagues Cup and the entire Audi MLS Cup Playoffs—with no blackouts! Subscribe today to support the show.MLS Store - New year, new gear! The 2025 MLS jerseys are here, and MLSStore is the ultimate destination for every fan. Every purchase helps support our show!Lobbing Scorchers is a production of Just Once Media.Lobbing Scorchers is a Seattle Sounders and MLS focused show brought to you by Sounder at Heart. Hosted by Major League Soccer's Ari Liljenwall and Producer Noah Riffe. Join us as we lob our scorching takes on the American soccer landscape, Seattle Sounders, Major League Soccer, USMNT and more.Contact: lobbingscorchers@justoncemedia.com

Tim and Audrey are back with the second half of their Disneyland weekend recap! They kick things off with some Disney news — Monsters, Inc. Mike & Sulley to the Rescue gets a closure reprieve until 2027, and what that might mean for Avatar Land. Then they dive into their California Adventure day, which happened to fall on the park's 25th anniversary AND Super Bowl Sunday (a combo they did not see coming). From commemorative maps and Animation Academy to a surprise Phineas & Ferb connection with the show's co-creator, the family packed a lot in. Plus: they witnessed the Super Bowl MVP cavalcade on Main Street, had a standout meal at Pym's Test Kitchen, and capped the trip with their very first character breakfast at Storytellers Café — and why they're making it a new tradition. As always, four kids, big feelings, and plenty of Disney magic (and chaos) along the way.I

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

What does it take to turn a “passage to the beach” into a small-town destination? We sit down with Maysville's town manager, Schumata Brown, to unpack a lifetime of roots, the courage to lead at home, and the practical playbook for rural revival: professional management, grant-first funding, and a community that sees itself with fresh eyes.Schumata shares how growing up where everyone knew your name forged integrity and accountability that guide every decision today. From rebranding the gateway sign to acquiring distressed buildings before the grant money was certain, we walk through the bold bets that lit a spark on Main Street—now home to mixed-use apartments, a new laundromat, and the kind of construction fences that signal progress, not decay.We also honor the people who laid the groundwork whose stories shaped Maysville's identity, plus Schumata's own family legacy in public service. If you care about rural development, civic leadership, and turning pride into projects, this story delivers a clear, gritty blueprint. 

In today's episode, Ben McClure and Jeff Giagnocavo celebrate President's Day with some fun and share what makes Gardner's Mattress and More special. They talk about their commitment to better sleep and how their team always puts customers first, with no-pressure guidance and great savings on mattresses.You'll hear about their unique offers, including a luxury travel voucher with select purchases, plus how every investment at Gardner's helps give back to the Lancaster community. With plenty of upbeat stories and actionable tips, Ben McClure and Jeff Giagnocavo show how shopping for a mattress can be a positive experience. Tune in for good vibes, real advice, and a local business that truly cares!Thank you for watching Lancaster Connects! This is the show about small business and small charity success in Lancaster county - we showcase the battle on Main Street, big vs. small David vs Goliath, and bring you the best of what makes Lancaster so great. ???? Want to create live streams like this? Check out StreamYard: https://StreamYard.CastAhead.net ➡️ Get your FREE copy of Ben McClure and Jeff Giagnocavo's book - "Sleep Better" https://gardnersmattressandmore.com/sleep-betterLIVE SHOW PODCAST & REPLAYS: ???? Connect with Lancaster Connects:✅ Official: https://lancasterconnects.com/ ✅ YouTube: https://www.youtube.com/@LancasterConnects ✅ LinkedIn: https://www.linkedin.com/company/lancaster-connects✅ Facebook: https://www.facebook.com/LancasterConnectsLancaster Connects is produced by Chris Stone at Cast Ahead: https://CastAhead.net #LancasterCounty #LancasterPA #LancasterCountyPA #LancasterConnects #Community #RetailExperience

Jeffrey Mosher welcomes Dwayne Powell Jr., Chief Operating Officer and Managing Partner of Kalamazoo Forward Ventures & Marcel Fable Price, Director of Platform and Programming at Kalamazoo Forward Ventures Questions covered: ● Can you tell us what inspired Kalamazoo Forward Ventures to launch Cultivate 269 for WMU students? ● At $100,000, this is Michigan's largest student pitch competition where participants keep 100% ownership. What does that mean for student entrepreneurs? ● The competition includes both expert judges and a public vote. Can you explain how that works and why community involvement matters? ● What does it mean to change the story of who gets to be a founder and where they get to build? ● How does Cultivate 269 help build world-class entrepreneurial talent right here in Michigan? ● The deadline is February 27. What would you say to a WMU student who has an idea but isn't sure if they should apply? ● Looking ahead, what does success look like for Cultivate 269? Talking Points ● The Capital Gap Reality: Early-stage capital is the primary barrier for underrepresented founders. Cultivate 269 addresses this by providing non-dilutive funding that allows students to maintain full ownership while getting the resources they need to launch. ● Local Talent, Local Impact: The entrepreneurial talent to transform Southwest Michigan's economy already exists within WMU. This competition ensures students don't have to leave the region to access the funding and support they need. ● Scale and Ownership Model: At $100,000, this is Michigan's largest student pitch competition where participants retain 100% ownership—a critical differentiator that shows our commitment to founder equity. ● Regional Economic Development: This isn't just about individual businesses; it's about creating a sustainable pipeline of entrepreneurs who will build wealth and create jobs in Southwest Michigan for decades to come. ● Proven KzFV Model: As one of the Midwest's largest Black-founded investment funds, Kalamazoo Forward Ventures has a track record of deploying capital strategically into underinvested communities. Cultivate 269 extends this mission to the next generation. About Kalamazoo Forward Ventures Kalamazoo Forward Ventures (KzFV) is one of the largest Black-founded investment funds in the Midwest, dedicated to deploying capital into underinvested communities across Michigan. Through venture capital, Main Street business acquisitions, and strategic real estate investments, KzFV is building an inclusive economic ecosystem that creates generational wealth and stabilizes the regional economy.

Should you take the tax deduction today… or build tax-free wealth for tomorrow? In this episode of the Main Street Business Podcast, Mark J. Kohler and Mat Sorensen break down the Roth vs. Traditional IRA debate and explain why the “lower tax bracket in retirement” argument doesn't always hold up in the real world.They walk through the math, the mindset, and the long-term strategy behind both options — including inheritance planning, self-directing for higher returns, tax rate uncertainty, flexibility in retirement, and why most entrepreneurs don't actually earn less in retirement. You'll also learn how the backdoor Roth IRA works for high-income earners and how to use creative tax strategies to offset Roth conversions.If you're rushing to make a last-minute IRA contribution before the tax deadline, this episode could change your decision. Make sure you understand the long-term consequences before chasing a short-term deduction!You'll learn:The real difference between a Roth IRA and a Traditional IRA — and why the math isn't the whole storyWhy the “you'll be in a lower tax bracket in retirement” argument often fails for entrepreneurs and investorsHow paying taxes on the seed vs. the harvest dramatically impacts long-term wealthWhy a Roth IRA can be the most powerful asset to leave to your kidsHow high-income earners can legally use the backdoor Roth IRA strategyWhen a Traditional IRA might still make sense — and how to use both strategicallyHow to create offsetting tax strategies to fund a Roth without increasing your tax burdenWhy contributing early (not just before the deadline) can significantly increase long-term returnsGet a comprehensive tax consultation with one of our Main Street tax lawyers that can build a tax strategy plan with an affordable consultation that will leave you speechless!! Here's the link - https://kkoslawyers.com/services/comprehensive-bus-tax-consult/?utm_source=buzzsprout&utm_medium=description-link&utm_campaign=main-street-business-podcast&utm_content=msbp609-traditional-vs-roth-ira Grab my eBook 30 Unique Strategies Every Business Owner Should Know! You don't want to miss this! Secure your tickets for the #1 Event For Small Business Owners On Main Street America: Main Street 360 Looking to connect with a rock star law firm? KKOS is only a click away! Are you ready to get certified in EVERY strategy I teach? Start your journey with a FREE 15-minute discovery call to explore the Main Street Tax Pro Certification. Check out our YOUTUBE Channel Here: https://www.youtube.com/markjkohler Craving more content? Check out my Instagram!

The financial media is at it again. Breathless headlines. Dire warnings. Another supposed crisis looming on the horizon. This time the target is Blue Owl, with pundits trying to convince Main Street investors that this is the spark that could ignite the next credit meltdown. But is it reality… or just another fear cycle designed to drive clicks and shake out weak hands? On this episode of Stinchfield, we dig into what is really going on behind the noise. Our guest is VRAInsider.com CEO Kip Herriage, one of the most respected market analysts in the country and a man who has seen these panic narratives play out time and time again. Kip breaks down the fundamentals, the balance sheet, and the actual exposure, explaining why the situation is being wildly mischaracterized and why Blue Owl’s ability to meet its obligations is far stronger than the headlines suggest. In short, Kip pours cold water on the hysteria and delivers straight analysis instead of sensationalism. And he does not stop there. Kip also shares two stock ideas he believes are positioned for what he calls rocket ship style growth as markets continue to reward innovation, liquidity, and smart capital deployment in this cycle. These are not speculative gambles but companies he sees as aligned with the next phase of the Trump Economic Miracle. If you are tired of being whipsawed by media driven fear and want clear eyed insight into where the risks really are and where the opportunities may be hiding, this is a conversation you do not want to miss. https://VRAInsider.com See omnystudio.com/listener for privacy information.

This is the sixth and final episode in a new season of our Main Street NC series. We're visiting communities across the state to hear from local leaders about the issues and challenges they're facing.Soil contamination from long-ago trash incinerators has prompted Durham to close five of its parks for the past two years, and they're still not close to a final solution to the issue.Soil testing in 2024 found potential lead contamination in the parks, and the city closed off playgrounds, athletic fields and other amenities to do additional testing and come up with a clean-up plan. Two of the five parks are in East Durham, where it can be difficult to find parks and public spaces that are open for young people. WUNC News visited East Durham and spoke with Durham Parks and Recreation Director Wade Walcutt about what's next.

The 2026 MLS season is here, and Lobbing Scorchers is sending off the preseason with one final episode before the action kicks off. The crew reunites in the studio for a spirited debate on Pedro de la Vega and his role heading into the new campaign, plus immediate reaction to the now-official trade of Reed Baker-Whiting to Nashville SC.From there, the pod shifts into full 2026 Seattle Sounders season preview mode, with Ari Liljenwall and Noah Riffe laying out their predictions across several key categories: Team MVP, Golden Boot contender, Best Newcomer, and more.Follow Lobbing Scorchers: YouTube Instagram Bluesky TikTok Ari Liljenwall Noah RiffeSPONSORSHaxan Ferments - Specializing in unique, small-batch fermented hot sauces and vinegars, Haxan Ferments is handcrafted in Georgetown and made with the best local ingredients from across the Pacific Northwest. Use Code LS for a FREE Hot Sauce w/ purchase!Sounder at Heart - Our network host and biggest supporter, Sounder at Heart covers the Seattle Sounders, Seattle Reign, and MUCH MORE! Subscribe and Support to the BEST independent Seattle Soccer coverage.Podium Edmonds - Located at 114 4th Ave N, just off Main Street in the heart of Downtown Edmonds, come shop and explore the best menswear in the Pacific Northwest. Tell them Lobbing Scorchers sent you!Full Pull Wines - Founded in 2009, they the best boutique wines of the world to members, with special focus on our home, the Pacific Northwest.Seattle Sounders Tickets - Get tickets to an upcoming match straight from the club and help support the show at the same time.MLS Season Pass - MLS Season Pass is back on Apple TV with access to every single MLS match—including Leagues Cup and the entire Audi MLS Cup Playoffs—with no blackouts! Subscribe today to support the show.MLS Store - New year, new gear! The 2025 MLS jerseys are here, and MLSStore is the ultimate destination for every fan. Every purchase helps support our show!Lobbing Scorchers is a production of Just Once Media.Lobbing Scorchers is a Seattle Sounders and MLS focused show brought to you by Sounder at Heart. Hosted by Major League Soccer's Ari Liljenwall and Producer Noah Riffe. Join us as we lob our scorching takes on the American soccer landscape, Seattle Sounders, Major League Soccer, USMNT and more.Contact: lobbingscorchers@justoncemedia.com

Today... "Eatery 66 North" has opened in downtown Montrose, bringing the Graves family’s locally sourced, seasonally changing comfort-focused menu and community gathering vibe—similar to their original Ridgway restaurant, but with new dishes and drinks. And later... Delta County deputies say they seized over 150 neglected animals—some dead—after serving a February 5th warrant at Mikaela Rivas’ Peach Valley property, leading to 141 misdemeanor animal-cruelty counts with more charges possible.Support the show: https://www.montrosepress.com/site/forms/subscription_services/See omnystudio.com/listener for privacy information.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

The city of Vancouver will seal the Main Street Promise Time Capsule on February 20 at Main Street and West 13th Street in downtown Vancouver, with items collected by Vancouver's Downtown Association to reflect life in 2025 and a stainless steel capsule set to remain buried until 2125. https://www.clarkcountytoday.com/news/vancouver-to-seal-time-capsule-for-100-years-as-part-of-the-main-street-promise-project/ #VancouverWA #MainStreetPromise #DowntownVancouver #TimeCapsule #ClarkCounty #EconomicVitality #HistoricMainStreet

Thursday, February 19th, 2026Today, Fulton County blasts the search warrant affidavit for its election offices as blatantly unconstitutional; a group of non-profits is suing the Trump administration over the Stonewall Pride flag removal; ICE officers raided Dilley concentration camp dormitories to confiscate and destroy letters from children held there; Steven Colbert bites back and CBS lawyers' statement on the Talarico interview; the Trump administration just slashed veterans' disability benefits; St. Paul police are investigating the ICE arrest that resulted in skull fractures that DHS claims the man did to himself; the Department of Education backs down on its unlawful directive targeting educational equity; Kristi Noem exposes everyone at DHS to asbestos poisoning; and Allison and Dana deliver your Good News.Thank You, Rocket MoneyRocketMoney.com/beans.  Reach your financial goals faster with Rocket Money.Thank You, Helix27% Off Sitewide Helix Flash sale, when you go to HelixSleep.com/dailybeansGuest: Phil WilliamsHate Comes to Main Street@philinvestigates.com - BlueSky, @PhilNvestigates - TwitterNews Channel 5PhilInvestigates.comDana is on Patreon! At Dana's Dugoutpatreon.com/cw/dgcomedyThe LatestAllison talks with Phil Williams: Hate Comes to Main Street | Muellershewrote.comStoriesNEW: ICE Confiscates Children's Letters at Dilley Concentration Camp. I've filed a FOIA Request to Get ThemFBI, St. Paul police probing ICE arrest that resulted in skull fractures | CBS MinnesotaKristi Noem Gives the Entire DHS Asbestos Poisoning | The New Republic‘Flagrant Constitutional Violation': Fulton County blasts affidavit that backed FBI's 2020 election raid | Democracy DocketStephen Colbert criticizes 'crap' statement from CBS over unaired interview | NBC NewsVeterans slam new VA rule for determining disability ratings | Stars and StripesGood TroubleFederal Register :: Evaluative Rating: Impact of Medication→Public Comment Period Open: White House Ballroom Proposal→How to Film ICE | WIRED→Standwithminnesota.com→Tell Congress Ice out Now | Indivisible→Defund ICE (UPDATED 1/21) - HOUSE VOTE THURSDAY→Congress: Divest From ICE and CBP | ACLU→All 23 warehouses ICE wants to turn into detention camps→ICE List  →iceout.org →Demand the Resignation of Stephen Miller | 5 Calls→2026 Trans Girl Scouts To Order Cookies From! | Erin in the MorningGood NewsBeans Talk audio -beans-talk.simplecast.comWestern Farm Workers AssociationLexington Humane Society heartofnorthside.org→Share your Good News & Good Trouble - The Daily BeansSubscribe to the MSW YouTube Channel - MSW Media - YouTubeOur Donation LinksPathways to Citizenship link to MATCH Allison's Donationhttps://crm.bloomerang.co/HostedDonation?ApiKey=pub_86ff5236-dd26-11ec-b5ee-066e3d38bc77&WidgetId=6388736Allison is donating $20K to It Gets Better and inviting you to help match her donations. Your support makes this work possible, Daily Beans fam. Donate to It Gets Better / The Daily Beans FundraiserJoin Dana and The Daily Beans with a MATCHED Donation http://onecau.se/_ekes71More Donation LinksNational Security Counselors - Donate

Jim and Lauren dive into the late-80s Sears exclusive Disney World Town Square replica - the ambitious “starter set” that promised Main Street magic at home just as Disney Stores began popping up in malls nationwide. Lauren's Valentine's gift to Eric sparks a deep dive into one of the most fascinating Disney retail experiments of the 1980s: the Sears-exclusive Walt Disney World Town Square replica. Jim explains how this surprisingly elaborate playset - complete with bendable Mickey and Minnie figures and optional upgrades like working streetlights and a smoking train - was born out of a major licensing deal between Sears and The Walt Disney Company. But when the first Disney Store locations began opening in malls, that partnership quickly unraveled. NEWS • A new Frozen 3 short is coming this October as part of Disney's Frozen Fan Fest, with full theatrical release slated for November 2027 • Disney continues evolving its merchandising strategy for the Frozen franchise, leaning into more adult-focused collaborations and collectibles • Bath & Body Works launches its 2026 Disney Princess fragrance collection featuring Aurora, Mulan, Rapunzel, Snow White, plus returning scents for Belle and Tiana • New Disney “Blooms” plush flower stems debut at Disney retail locations in London, Times Square, and Downtown Disney, hinting at possible Flower & Garden synergy • Josh D'Amaro outlines Disney's long-term strategy blending immersive parks, digital platforms like Fortnite, and integrated retail experiences FEATURE • The 1988 Sears-exclusive Walt Disney World Town Square replica “starter set” and its expandable ecosystem of add-ons • Optional upgrades included interior furniture packs, working streetlights, a smoking railroad train, trolley cars, tourists, and seasonal Christmas overlays • Why the playset's price was slashed 50 percent within a year - and how the rapid expansion of Disney Stores sparked a licensing rift • How this short-lived partnership reshaped Disney's retail strategy heading into the late 1980s and beyond HOSTS • Jim Hill - IG: @JimHillMedia | X: @JimHillMedia | Website: JimHillMedia.com • Lauren Hersey - IG: @lauren_hersey_ | X: @laurenhersey2 FOLLOW • Facebook: JimHillMediaNews • Instagram: JimHillMedia • TikTok: JimHillMedia SUPPORT Support the show and access bonus episodes and additional content at Patreon.com/JimHillMedia. PRODUCTION CREDITS Edited by Dave Grey Produced by Eric Hersey - Strong Minded Agency SPONSOR This episode of I Want That Too is brought to you by Unlocked Magic. If a Disney or Universal trip is on your radar in 2026, head to UnlockedMagic.com to lock in great ticket prices with experts who know the parks and how to save you money. If you would like to sponsor a show on the Jim Hill Media Podcast Network, reach out today. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's pod, host and SBJ media reporter Austin Karp discusses what the end of Main Street Sports Group and the FanDuel Sports Networks means for teams across the NHL, NBA and MLB. Plus, he breaks down numbers for the NBA All-Star Game's return to NBC, the Daytona 500 and first week of the Milan Cortina Winter Games. And SBJ's Rachel Axon gives an on-the-ground report from Italy and what she's hearing concerning all things Olympics. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if every step you took felt like a small miracle you could share? That's the energy running through this episode as we move from Princess Weekend prep into one of the most inspiring stories we've ever hosted. We kick things off with training touchpoints, expo strategy, and course notes for the Run Disney Princess 5K, 10K, and Half Marathon—plus our meetup details, virtual queue tips, and the can't-miss Main Street moment for first-timers. If you're mapping out corrals, merch runs, or yoga logistics, we've got your plan.Then we sit down with Amanda Ferrin—The Walking Miracle—whose life with a rare autoimmune disease didn't end her story; it sharpened it. Amanda shares how a spontaneous 7K in Denver led to a last-minute Disneyland 10K, a Dopey bib through charity, and a season of marathons from London to New York. She explains scleroderma's impact with honesty and warmth, talks about living with constant pain, and how moving—often dancing—through miles brings relief, dopamine, and community. Her signature sequin jacket isn't a costume; it's a choice to celebrate every day she gets.This conversation holds more than race talk. When Amanda needed specialized surgery and IV antibiotic therapy, the runDisney community rallied overnight to fund it—turning hope into action and a bill into a lifeline. We hear what recovery looks like now, the races she's eyeing next (Rome, Paris, London, and the New York City Half), and why joy, presence, and kindness matter more than pace. Along the way, we share a polished Princess Weekend guide—expo hours, Brooks drops, transport windows, photo tips—and a lively Race Report packed with PRs, scenic routes, runway 5Ks, and hot chocolate finishes.Subscribe for weekly stories, race guides, and real talk from a community that runs on heart. If this episode moved you, share it with a friend and leave a review—what moment will you carry into your next run?Amanda's Fundraising SiteRise and Run LinksRise and Run Podcast Facebook PageRise and Run Podcast InstagramRise and Run Podcast Website and ShopRise and Run PatreonRunningwithalysha Alysha's Run Coaching (Mention Rise And Run and get $10 off)Send a textSupport the showRise and Run Podcast is supported by our audience. When you make a purchase through one of our affiliate links, we may earn a commission. As an Amazon Associate we earn from qualifying purchases.Sponsor LinksMagic Bound Travel Stoked Metabolic CoachingRise and Run Podcast Cruise Interest Form with Magic Bound Travel Affiliate Links The Start Line Co.Fluffy FizziesMona Moon Naturals Rise and Run Amazon Affiliate Web Page Kawaiian Pizza ApparelGoGuarded

On today's Consumer Finance Monitor podcast, we are releasing an episode about a timely and wide-ranging discussion on one of the most significant and fastest-evolving developments in commercial finance: the rapid "consumerization" of small business lending law. In this episode, host Alan Kaplinsky welcomes Louis Caditz-Peck, Executive Director of the Responsible Business Lending Coalition (RBLC), for an in-depth conversation about the proliferation of state small business lending protection statutes, the policy debates driving them, and what they mean for lenders, fintechs, banks, and small business borrowers. From Self-Regulation to State Law: How We Got Here For decades, commercial lending operated under a fundamentally different regulatory framework than consumer credit. The prevailing assumption was that business borrowers were sophisticated, negotiated their transactions, and did not need standardized disclosures or suitability-type protections. That assumption has eroded. As Louis explains, since the financial crisis, and particularly with the growth of online and fintech lending, small business financing has changed dramatically. Community banks have pulled back. Non-bank online platforms have expanded. New products, including merchant cash advances and other revenue-based financing arrangements, have proliferated. At the same time, concerns have grown about: Opaque pricing structures Misleading "interest rate" representations Broker incentives that steer borrowers into higher-cost products Repeated refinancing of unaffordable obligations These concerns led to the development of the Small Business Borrower's Bill of Rights, a set of industry standards first launched in 2015 at the Aspen Institute by a coalition of lenders, small business groups, and nonprofit advocates. What began as a voluntary, self-regulatory effort quickly became a blueprint for legislation. California's SB 1235 in 2018 marked the first major small business truth-in-lending law. Since then, according to Louis, 19 small business financial protection laws have been enacted across multiple states, with California and New York leading the way. The "Consumerization" of Small Business Lending A central theme of the episode is whether we are witnessing the "consumerization" of small business lending. Many of the new state laws borrow heavily from consumer credit concepts, including: APR-style cost disclosures Total cost of financing disclosures Payment schedule requirements Prepayment and fee transparency Restrictions on certain contractual provisions Some states have layered on licensing or registration requirements for small business finance providers. Others incorporate or supplement state UDAP (unfair and deceptive acts and practices) standards, which may apply to certain business-to-business transactions as well as consumer transactions. The policy rationale is straightforward: many "Main Street" businesses are effectively sole proprietorships or closely-held operations without in-house finance or legal teams. Legislators increasingly view these borrowers as closer to consumers than to large corporations with treasury departments and inside or outside counsel. As Alan and Louis discuss, the regulatory shift raises serious operational and compliance challenges, particularly given the state-by-state patchwork of requirements. The Compliance Conundrum: Patchwork and Harmonization A recurring concern is whether the proliferation of state laws imposes disproportionate burdens on smaller lenders and startups, especially compared to large institutions with robust legal and compliance infrastructures. Louis emphasizes that RBLC has actively worked to promote interstate harmonization, particularly between California and New York. For example: Advocating for standardized disclosure forms that can be used in multiple states Aligning definitions and disclosure triggers Encouraging estimated APR calculations for revenue-based financing However, not all states have followed a harmonized approach. Some laws, particularly those focused narrowly on merchant cash advances, have created divergent requirements, complicating multi-state compliance. As Alan notes, the trend presents both risk and opportunity for lenders and their counsel. The regulatory environment is no longer static. Companies offering small business financing must assume that: Cost disclosures will likely be required in more states Registration or licensing may apply Enforcement risk—particularly under state UDAP statutes—will increase Section 1071 and Federal Uncertainty The episode also explores the role of the CFPB under Section 1071 of the Dodd-Frank Act, which requires data collection on small business lending to: 1.     Identify potential discrimination, and 2.     Assess whether certain markets are underserved. The CFPB finalized its 1071 rule in 2023 under then Director Rohit Chopra. Multiple legal challenges followed. Under the current administration, a notice of proposed rulemaking has sought to scale back and slow implementation. At the same time, the Federal Trade Commission has signaled an interest in using its enforcement authority to address unfair or deceptive acts or practices affecting small businesses—underscoring an intriguing tension within federal regulatory policy. As Louis observes, the debate is not simply about reducing or expanding government. It is about how government authority will be used and whether transparency and enforcement will be advanced through rulemaking, litigation, or state initiatives. Merchant Cash Advances and Revenue-Based Financing A particularly nuanced part of the discussion focuses on merchant cash advances (MCAs) and other sales-based financing products. These arrangements typically involve: An advance of funds in exchange for a fixed repayment amount Payments tied to a percentage of daily or periodic sales Variable duration depending on business performance RBLC's position, as Louis explains, is product neutral. The coalition does not advocate banning product categories or imposing rate caps. Instead, it focuses on responsible practices, including transparent pricing and assessment of ability to repay. Importantly, none of the major state lending protection laws impose interest rate caps. The emphasis is on disclosure and market transparency rather than price regulation. Who Is Covered—and Who Is Not? Most state small business truth-in-lending statutes apply to financing of $500,000 or less (with some variation, such as New York's $2.5 million threshold following gubernatorial revision). Coverage often includes: Closed-end loans Open-end lines of credit Sales-based financing/MCAs Factoring (in some states) Banks are generally exempt from these statutes, though non-bank "providers" presenting the offer of credit may still have disclosure obligations even in bank partnership models. As Alan highlights, this raises interesting competitive and policy questions about level playing fields across banks and non-banks. Looking Ahead to 2026 Both speakers agree: this trend is not going away. With significant percentages of small business owners reporting difficulty accessing affordable capital—and a substantial minority reporting harm from predatory practices—state legislators remain motivated to act. The key policy question is not whether regulation will expand, but how. Well-designed transparency frameworks can: Promote price competition Reward responsible innovation Improve borrower decision-making Poorly harmonized or overly rigid frameworks, however, risk increasing compliance costs and reducing credit availability. As Alan notes in his closing remarks, small business finance regulation is becoming a core area of growth for law firms and compliance professionals historically focused on consumer financial services. The line between consumer and commercial finance continues to blur.  Alan noted that the Consumer Financial Services Group which he founded and chaired for 25 years has counseled and represented small business lenders for decades. For lenders, fintechs, banks, and their advisors, understanding these developments is no longer optional—it is essential. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

Thu, 19 Feb 2026 02:00:00 GMT http://relay.fm/downstream/113 http://relay.fm/downstream/113 Jason Snell Main Street goes bust, the Super Bowl soars, the Winter Olympics rule, and the Great Rebundling proceeds apace. Plus: our TV picks! [Downstream+ subscribers also get: Big changes at Disney, and the lastest on WBD/Netflix/Paramount.) Main Street goes bust, the Super Bowl soars, the Winter Olympics rule, and the Great Rebundling proceeds apace. Plus: our TV picks! [Downstream+ subscribers also get: Big changes at Disney, and the lastest on WBD/Netflix/Paramount.) clean 2119 Main Street goes bust, the Super Bowl soars, the Winter Olympics rule, and the Great Rebundling proceeds apace. Plus: our TV picks! [Downstream+ subscribers also get: Big changes at Disney, and the lastest on WBD/Netflix/Paramount.) This episode of Downstream is sponsored by: Factor: Healthy, fully-prepared food delivered to your door. Use code downstream50off Guest Starring: Josef Adalian Links and Show Notes: TV Picks: Joe: "Best Medicine" (Fox) Jason: "Wonder Man" (Disney+), "Bookish" (PBS) Get Downstream+ and don't miss a segment! Submit Feedback Sky brings together Netflix, Disney+, HBO Max and Hayu into one single subscription, exclusively on Sky | Sky Group DiscussingFilm on X: "The Justice Department has summoned some of the largest movie theater chains in the U.S. for conversations about the impact of a Warner Bros sale. (Source: https://t.co/hPBPx4FMB7) https://t.co/IiAoI65A7B" / X Who Is The Better M

Thu, 19 Feb 2026 02:00:00 GMT http://relay.fm/downstream/113 http://relay.fm/downstream/113 Just Get an Antenna 113 Jason Snell Main Street goes bust, the Super Bowl soars, the Winter Olympics rule, and the Great Rebundling proceeds apace. Plus: our TV picks! [Downstream+ subscribers also get: Big changes at Disney, and the lastest on WBD/Netflix/Paramount.) Main Street goes bust, the Super Bowl soars, the Winter Olympics rule, and the Great Rebundling proceeds apace. Plus: our TV picks! [Downstream+ subscribers also get: Big changes at Disney, and the lastest on WBD/Netflix/Paramount.) clean 2119 Main Street goes bust, the Super Bowl soars, the Winter Olympics rule, and the Great Rebundling proceeds apace. Plus: our TV picks! [Downstream+ subscribers also get: Big changes at Disney, and the lastest on WBD/Netflix/Paramount.) This episode of Downstream is sponsored by: Factor: Healthy, fully-prepared food delivered to your door. Use code downstream50off Guest Starring: Josef Adalian Links and Show Notes: TV Picks: Joe: "Best Medicine" (Fox) Jason: "Wonder Man" (Disney+), "Bookish" (PBS) Get Downstream+ and don't miss a segment! Submit Feedback Sky brings together Netflix, Disney+, HBO Max and Hayu into one single subscription, exclusively on Sky | Sky Group DiscussingFilm on X: "The Justice Department has summoned some of the largest movie theater chains in the U.S. for conversations about the impact of a Warner Bros sale. (Source: https://t.co/hPBPx4FMB7) https://t.co/IiAoI65A7B" / X Who Is The Better Marty: Marty

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Give us about fifteen minutes daily, and we will give you all the local news, sports, weather, and events you can handle.   SPONSORS: Many thanks to our sponsors... Annapolis Subaru, the SPCA of Anne Arundel County, MacMedics, Covington Alsina, and Hospice of the Chesapeake.  Today...  A campaign volunteer for County Executive Candidate Pete Smith is raising alarms after he was confronted with racist slurs and threats during canvassing. Downtown Annapolis' Main Street continues to shuffle its retail deck with a new tenant lined up for the former Fat Face space. Plus, Annapolis Restaurant Week is back with nearly 35 spots starting on Saturday. The Annapolis Maritime Museum is looking for volunteers to help on land and on the water, and—no surprise—Oyster Roast and Sock Burning is already sold out. All that and more on today's DNB! Link to daily news recap newsletter: https://forms.aweber.com/form/87/493412887.htm Back with her weekly Annapolis After Dark is BeeprBuzz. She'll keep you up to speed on all of the fantastic live music we have in the area! DAILY NEWSLETTER LINK: https://forms.aweber.com/form/87/493412887.htm The Eye On Annapolis Daily News Brief is produced every Monday through Friday at 6:00 am and available wherever you get your podcasts and also on our social media platforms--All Annapolis and Eye On Annapolis (FB) and @eyeonannapolis (TW) NOTE: For hearing-impaired subscribers, a full transcript is available on Eye On Annapolis.

Garrett joins The Best of LKN podcast to talk entrepreneurship, community, and how Seemingly Overzealous Ice Cream grew from a pandemic-era experiment into one of Charlotte's most distinctive food brands. He shares his early days in SEO and agency life, what pulled him into coworking with Hygge, and why proximity to other builders was always the secret sauce—being close enough to ask questions, share ideas, and solve problems in real time.The conversation also digs into modern small-business marketing, especially the shift toward PR and relationships over shiny, overpromised tactics. Garrett makes the case for simple visibility: sending the email, sharing the update, and refusing to let good work quietly disappear. It's a practical reminder that many businesses don't struggle because they lack quality — but because they hesitate to talk about what they're doing.From there, the focus turns to Seemingly Overzealous Ice Cream — how a shared love of ice cream became pop-ups, then a first shop at Camp North End, followed by Plaza Midwood, and now an expansion into Lake Norman. What sets the brand apart is intention: a joyful, experience-driven shop paired with ice cream that's dairy-free, egg-free, and gluten-free across the board, without sacrificing texture or flavor. The goal isn't an “alternative” — it's ice cream anyone would choose.For Lake Norman listeners, the headline is clear: Seemingly Overzealous is coming to Davidson, with a target opening in May near Main Street. Expect the same playful energy, a neighborhood-specific mural, and a space designed to feel local from day one. Seemingly Overzealous@seeminglyoverzealous---------------------------------------------------------------------------------------Lake Norman's #1 Podcast & Email NewsletterThe Best of LKNhttps://thebestoflkn.com/Hosted by:Jeff Hammwww.aidawerks.comwww.lknreal.comThanks to Safe harbor Peninsula Yacht Club for their support!Support the show

Actor Chazz Palminteri joins the program to touch upon his admiration for Robert Duvall's famed acting career after Duvall's passing yesterday. Chazz reflects on the different versions of A Bronx Tale—film, Broadway musical, and his one-man show—saying he began in comedy and recalling roles like Modern Family and Analyze This with Billy Crystal, as well as working with Robert De Niro. Sid promotes Palminteri's one-man A Bronx Tale and Palminteri announces performances on Sunday, February 22 at the Paramount Theater in Huntington and Saturday, February 28 at the St. George Theatre in Staten Island, emphasizing his message to young audience members about “wasted talent.” The conversation also covers Palminteri's restaurants in New York City (30 West 46th Street near the Theater District) and White Plains (264 Main Street), and his interest in opening in Las Vegas. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why 95% of planners get it wrong, how monetary policy killed Main Street, and why Chuck Marohn is optimistic about Gen Z. This wide-ranging conversation, first featured on the Yeoman podcast with Geoff Graham, explores the difference between Jane Jacobs's humble incrementalism and Robert Moses's technocratic master plans—and which approach is winning in 300+ communities.   Additional Show Notes Chuck Marohn (Substack) Geoff's Podcast https://yeomanpodcast.com/