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In this second episode of The Case For with Chris Cox, the gavel drops on one of the earliest theme park traditions. Rope dropping: brilliant strategy or brutal wake-up call? Chris Cox and Len Testa make their cases while Judge Jim Hill listens for signs of sleep deprivation and theme park strategy gone too far. What's on trial this week: The origins of rope dropping and why the ropes are mostly symbolic these days How jet lag gives UK visitors a secret advantage Whether staying at a Disney resort is now a requirement to rope drop effectively First-family perks, empty Main Streets, and cinnamon rolls the size of your face Why reverse jet lag might make “closing the park” the new rope drop TouringPlans data on who actually does rope drop and what the stats say Pro tips for maximizing your early hours and what not to rope drop Have you set an alarm for 5 a.m. to ride Rise of the Resistance? Or are you happy to sleep in and skip the stampede? We want to hear from you. Weigh in with your verdict on social media and let us know which side you're on. Follow the Hosts Chris Cox – https://www.magiccox.com Instagram - @magiccox Twitter/X - @bigcox Len Testa – https://www.touringplans.com Instagram - @len.testa BlueSky - lentesta.bsky.social Jim Hill – https://jimhillmedia.com Instagram - @jimhillmedia Twitter/X - @jimhillmedia Learn more about your ad choices. Visit megaphone.fm/adchoices
This week, Imagineering is lifting the curtain with multiple videos about their process, a 70th Anniversary special is coming to ABC this weekend, some fiery issues at Disneyland this week, something could be coming to raise tickets and parking at the resort, some new D23 Fan Event details, we finish our talk with River and Kaden, and more! Please support the show if you can by going to https://www.dlweekly.net/support/. Check out all of our current partners and exclusive discounts at https://www.dlweekly.net/promos. News: The 70th Anniversary of Disneyland continues with a special airing on ABC this Sunday. The Happiest Story on Earth: Celebrating 70 Magical Years of Disneyland, a special edition of 20/20 will cover the magic that it took to make Disneyland what it is today. The star-studded lineup will feature stories ranging from visiting Disneyland with Walt, to childhood memories, and more. The special airs this Sunday, September 21st at 8pm eastern, on ABC, with streaming the next day on Hulu and Disney+. – https://www.laughingplace.com/disney-parks/disneyland-70th-anniversary-abc-2020-special/ Have you ever wanted to know all the little details that make up the Disney castles all around the world? If so, the latest episode of We Call it Imagineering is for you. In this latest episode, Imagineers talk about all the details that make the castles the icons that they are. There is an accompanying Disney Parks Blog post that also talks about the unique elements of the castles. To watch this latest episode, head on over to the link in our show notes. – https://disneyparksblog.com/disney-experiences/magic-behind-the-castle-hear-from-imagineers-about-the-dreams-for-these-icons/ Tom Morrow 2.0 is back with another Imagineer That! On the latest episode, they talk about how do Imagineers make mountains. From what kind of mountain they are making, through the model and design phases, all the way through to construction and opening for guests. If this is a topic that sounds interesting to you, check it out at the link in our show notes. – https://youtu.be/YLZlSxFU1rE?si=MXI2Bpso2dRcnXV4 Viewers of the Paint the Night parade at Disneyland got more than they bargained for last week. As The Little Mermaid float made its way towards the hub from it's a small world, had a power issue and stopped on the route. As it was being towed backstage through the hub, a complication with the brakes led to visible smoke coming from the vehicle. Guests and performers were moved away from the area and the Disneyland Fire Department took care of it. The Little Mermaid Unit was back in the parade on the next evening. – https://www.laughingplace.com/disney-parks/paint-the-night-little-mermaid-float-fire/ https://www.micechat.com/423339-disneyland-update-parade-problems-predictions-projects/ Another issue cropped up on Main Street the next day! The Emporium, Candy Palace, and Carnation Cafe were briefly closed due to a fire alarm. Guests were evacuated from the spaces and allowed back in a while later. Carnation Cafe opened after Emporium and Candy Palace. No word on what caused this issue. – https://www.disneyfoodblog.com/2025/09/12/smoke-alarm-causes-evacuation-on-main-street-u-s-a-in-disneyland/#more-1067637 Disneyland, Honda Center, and Angels tickets could be going up. A member on the Anaheim City Council proposed exploring an entertainment tax. Currently, the city only gets tax revenue from hotel stays, but not from park or event tickets and parking. The city council is looking to add this to the ballot for November, 2026 and let the residents decide. – https://www.laughingplace.com/disney-parks/disneyland-anaheim-entertainment-tax-tickets-and-parking/ A new ticket deal is being promoted through email, but only to select potential guests. The ticket deal requires a PIN to purchase, which is included in the email. This email is not being sent to everyone, just a group of addresses. No indication on what qualifies someone to get his promotion, but it is out there. The deal is for 1, 2, and 3 day park hoppers starting as low as $139, valid from September 10 through December 12th. – https://www.disneyfoodblog.com/2025/09/10/why-every-disney-adult-needs-to-check-their-email/#more-1067100 From now until August, we will be getting more and more details about D23 The Ultimate Fan Event, taking place at the Anaheim Convention Center August 14-16. The first major news is that the Collectors Emporium where smaller collectors and vendors were located, will not be part of the event. – https://www.micechat.com/423339-disneyland-update-parade-problems-predictions-projects/ Halloween Time at Disneyland is in full swing, which means we can talk about Christmas! Disneyland's Candlelight Processional will take place on December 6th and 7th this year. As a reminder, if you want to attend this event, get into the park early and stake out your spot! – https://www.micechat.com/423339-disneyland-update-parade-problems-predictions-projects/ dlweekly.net/266 SnackChat: Smokejumpers Grill – https://disneyland.disney.go.com/dining/disney-california-adventure/smokejumpers-grill/menus/ Discussion Topic: River & Kaden – Lego Pirates Display – https://www.youtube.com/watch?v=9LbwnHF3yk4 https://www.youtube.com/@qwogy1 https://www.youtube.com/@kadensmodifications Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Macro analyst Luke Gromen (FFTT) returns to Coin Stories with Natalie Brunell to explain why markets keep rising while Main Street struggles and why the “rules-based global order” is already over. We dig into: Whether the Fed will cut rates and the market reaction BRICS and the push toward gold settlement Is U.S. strategy to use stablecoins/Bitcoin to pay U.S. debt? Rare-earth mineral chokepoints and China's leverage Fourth turning and political assassinations What it all means for Bitcoin, gold, bonds, and stocks ---- Coin Stories is powered by Gemini. Invest as you spend with the Gemini Credit Card. Sign up today to earn a $200 intro Bitcoin bonus. The Gemini Credit Card is issued by WebBank. See website for rates & fees. 10% back at golf courses is available until 9/30/2025 on up to $250 in spend per month. Learn more at https://www.gemini.com/natalie ---- Coin Stories is powered by Bitwise. Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com ---- Bitdeer Technologies Group ($BTDR) is a global leader in Bitcoin mining and high-performance computing for AI, with operations spanning four continents. Learn more at https://www.bitdeer.com ---- Natalie's Bitcoin Product and Event Links: For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Play Bitcoin trivia and win up to 1 million sats! Download and use promo code COINSTORIES10 for 5,000 free sats: https://www.speed.app/coinstories Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 20% off using code STORIES at https://bitkey.world Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie Genius Group (NYSE: $GNS) is building a 10,000 BTC treasury and educating the world through the Genius Academy. Check out *free* courses from Saifedean Ammous and myself at https://www.geniusacademy.ai. Earn passive Bitcoin income with industry-leading uptime, renewable energy, ideal climate, expert support, and one month of free hosting when you join Abundant Mines at https://www.abundantmines.com/natalie Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput= Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing
Get my new book: https://bronsonequity.com/fireyourselfDownload my new special report - How to Use Inflation to Your Advantage - www.bronsonequity.com/inflationWelcome to our latest episode!Join Bronson and the Cash Flow First Investment Expert Panel:Patrick Grimes, founder of Passive Investing Mastery and Invest on Main Street, specializes in recession-resilient cash flow investments like private credit and litigation finance.Courtney Moeller, founder of EMPR Investment Group, focuses on oil and gas, private lending, and business acquisitions, emphasizing diversification.Denis Shapiro, author of The Alternative Investment Almanac and founder of SIH Capital Group, targets affordable housing and hospitality for stable cash flow.Sarah Sullivan, founder of Sugo Capital, explores high-return opportunities like lending to e-commerce businesses while prioritizing investor goals.Discover why cash flow is king for replacing income, explore alternative assets like oil and gas, affordable housing, private lending, and e-commerce, and learn to navigate risks in multifamily real estate.TIMESTAMPS00:00 - Wealth Forum Live (September 25-26, 2025, Dallas)01:26 - Why cash flow matters for financial freedom02:36 - Poll: What's your primary investment goal?02:47 - Panel introductions: Patrick Grimes, Courtney Moeller, Denis Shapiro, Sarah Sullivan04:03 - Why cash flow is key: Courtney on covering bills, Denis on the holy grail06:14 - Patrick on recession-resilient cash flow and private credit07:54 - Sarah on prioritizing appreciation over cash flow for tax benefits09:25 - Poll: What's your primary investment goal?10:39 - Favorite assets13:58 - Patrick on commercial real estate and litigation finance15:59 - Sarah on lending to e-commerce businesses19:08 - Poll: Most reliable cash flow asset19:49 - Multifamily challenges: Courtney on institutionalization, Sarah on distressed buys23:51 - Poll: Biggest concern about cash flow investing24:04 - Patrick on multifamily struggles: interest rates, COVID, insurance costs27:14 - Denis on affordable housing opportunities30:16 - Contrarian investing: Buying out-of-favor assets31:56 - Sarah on the guru effect oversaturating multifamily36:46 - Poll: Cash flow focus40:24 - Poll: Where to deploy $500k?41:36 - Q&A: Cash calls in syndications43:37 - Q&A: Alternatives to holding cash49:04 - Courtney on building business credit for liquidity56:37 - Closing | How to connect with the panelistsConnect with the Guests:Courtney Moeller:Website: courtneymoeller.comLinkedIn: https://www.linkedin.com/in/csmoeller/Oil & Gas Report: http://oilandgasreport.net/Denis Shapiro:Email: Denis@SIHCapitalGroup.comWebsite: https://sihcapitalgroup.com/X: https://x.com/sihcapital?lang=enInstagram: https://www.instagram.com/sihcapitalgroup/?hl=enLinkedin: https://www.linkedin.com/in/denisshapiroPatrick Grimes:Book: https://passiveinvestingmastery.com/bookWebsite: https://passiveinvestingmastery.com/Linkedin: https://www.linkedin.com/in/patricksgrimes/Email: Info@passiveinvestingmastery.comSarah Sullivan:Website: https://theconfidentinvestorsummit.com/freedom-in-3-recurring-live/#CashFlowInvesting#PassiveIncome#AlternativeInvestments#RealEstate#OilAndGas#PrivateLending#FinancialFreedom
It was a tough result for the Seattle Sounders in Matchday 33, with an unfortunate late concession making for a 2-2 draw vs. LA Galaxy at Lumen Field. With Inter Miami and the Crashout Barca Boys up next on a short turnaround, we'll assess what went wrong at the end of Saturday's match and preview Tuesday's showdown in South Florida. We'll also discuss Brian Schmetzer's decision on the ongoing competition for the No. 1 goalkeeper position between Stefan Frei and Andrew Thomas.SPONSORSHaxan Ferments - Specializing in unique, small-batch fermented hot sauces and vinegars, Haxan Ferments is handcrafted in Georgetown and made with the best local ingredients from across the Pacific Northwest. Use Code LS for a FREE Hot Sauce w/ purchase!Sounder at Heart - Our network host and biggest supporter, Sounder at Heart covers the Seattle Sounders, Seattle Reign, and MUCH MORE! Subscribe and Support to the BEST independent Seattle Soccer coverage.Podium Edmonds - Located at 114 4th Ave N, just off Main Street in the heart of Downtown Edmonds, come shop and explore the best menswear in the Pacific Northwest. Tell them Lobbing Scorchers sent you!Full Pull Wines - Founded in 2009, they the best boutique wines of the world to members, with special focus on our home, the Pacific Northwest.My Data Removal - Data brokers are selling your personal information! Fight back with My Data Removal. Hunt down and scrub your sensitive information from the internet. Use code "LS" for $10 off your annual plan.Seattle Sounders Tickets - Get tickets to an upcoming match straight from the club and help support the show at the same time.MLS Season Pass - MLS Season Pass is back on Apple TV with access to every single MLS match—including Leagues Cup and the entire Audi MLS Cup Playoffs—with no blackouts! Subscribe today to support the show.MLS Store - New year, new gear! The 2025 MLS jerseys are here, and MLSStore is the ultimate destination for every fan. Every purchase helps support our show!Follow Lobbing Scorchers: YouTube Instagram Bluesky TikTok Ari Liljenwall Noah RiffeLobbing Scorchers is a production of Just Once Media.Lobbing Scorchers is a Seattle Sounders and MLS focused show brought to you by Sounder at Heart. Hosted by Major League Soccer's Ari Liljenwall and Producer Noah Riffe. Join us as we lob our scorching takes on the American soccer landscape, Seattle Sounders, Major League Soccer, USMNT and more.
Dr. Preston Cherry drops by the NYSE set to discuss the impact of a Fed rate cut on the economy. Preston addresses concerns from households and how different approaches to defensive strategies could benefit people looking to de-risk. He later touches on the state of the labor market, citing layoffs he's hearing about from the oil & gas industry. Preston says people should stay committed to their investing plans and stresses that younger investors have the most precious commodity working in their favor: time.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Hey there, and a very happy Tuesday! This is your Disney News for Tuesday, September 16th, 2025. Hope you're having a wonderful day and ready for some exciting Disney updates! - Disneyland Tokyo introduces "Spooky Nights," transforming Main Street with Halloween-themed parades, treats, and Mickey in costume. - Walt Disney World's new "Zootopia Land" opens with "Judy's Leap" coaster, interactive shows, and character meet-and-greets. - Disney Cruise Line unveils a 2026 itinerary featuring Norway's fjords with new on-board entertainment and themed nights. - Disney+ announces the return of "Star Wars: The Clone Wars," promising new tales and characters for the beloved series. That's all for today! Thanks for joining me, and I hope you have a magical day ahead. Remember to check back in tomorrow for more Disney news, because I'll be right here with more updates. See you tomorrow!
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Hyperion Adventures Podcast: Everything Disney for Every Fan
If You Know, You Know - The Magic of Fantasyland This week, we're continuing our series of episodes focusing on the special spots within Disney. For this show, we thought we'd spotlight an area that really brings the child-like wonder. Oh yeah! If You Know, You Know - The Magic of Fantasyland. We explore what makes this land possibly the most magical of them all and highlight the areas that maybe you didn't know about or may have forgotten. We'll tell you why every visit to these special spaces always transports us to a world of happily ever after. Disney Stories of the Week Once we complete sharing our If You Know, You Know - The Magic of Fantasyland, it's time for the Disney Stories of the Week. In this episode, we discuss the possibility of a musical adventure coming to the stage featuring Judy Hopps & Nick Wilde. We also tell you when you'll get to experience a little Earth, Wind & Fire all day long at EPCOT. Certainly, that's not all. As always, we wrap it all up with tips that might help you on your next Disney vacation. If you have any comments, questions, or requests to cover a particular topic, please feel free to Contact Us! We also invite you to join the positive fun in our Hyperion Adventurers Facebook Group as well as our Hyperion Mornings on YouTube for a daily dose of live positive chat! In case you're looking to take a magical trip, be sure to visit our favorite Authorized Disney Vacation Planner. Nate with Main Street and More Travel will give you concierge-level service planning for your next vacation. Be sure to tell him, “Tom & Michelle sent me!” Thanks for listening! Cheers!
In this episode of One Vision, we sit down with Allison Cerra, Chief Marketing Officer at Alkami, to explore how anticipatory banking moves financial services beyond personalization into prediction. The conversation dives into the evolution of consumer technology in financial services, drawing parallels with the music industry, and highlights the importance of personalization and hyper-personalization at scale. They explore how AI and behavioral data are transforming the banking experience, the significance of the $84 trillion intergenerational wealth transfer, and the implications for regional and community financial institutions. Join Allison and Theo for a dynamic discussion on the challenges and opportunities in creating a better digital banking experience for all generations.#AI #Fintech #FinancialServices #BankingIndustry #AnticipatoryBanking
In this episode of Grating the Nutmeg, Natalie Belanger tells us about how two journals kept by a Revolutionary War-era girl in the Connecticut Museum of Culture and History's collection have inspired an original work of music. Several years ago, Leonard Raybon (Associate Professor of Music at Tulane University) encountered two journals and other writings by Hannah Hadassah Hickok, held at the Connecticut Museum. Hannah was the matriarch of the non-conformist Smith Family of Glastonbury. Her daughters would go on to became nationally famous for protesting their lack of voting rights in the 1870s by refusing to pay their taxes — an act that resulted in the town of Glastonbury confiscating their property, including their beloved cows. Inspired by the young Hannah's unique voice, Leonard composed an original mini-musical based on her writings. You'll hear Natalie and Leonard's conversation about what moved him to compose the piece and how it fits into his larger project of producing "Ameri-musicals" that use song to get us to think about the past. Professor Raybon, the Connecticut Museum, and the Glastonbury Historical Society are partnering to present this work to the public in a one-time performance on November 8th, 2025 at 7:00 pm at First Church of Glastonbury at 2183 Main Street, Glastonbury. First Church was the Smith family's congregation, so it's a fitting place to host this unique musical experience! You can visit the CT Museum's website to learn more about the concert. For more information on the Smith family, visit the CT Women's Hall of Fame, or read this excellent blog from the Library of Congress. -------------------------------------- Like Grating the Nutmeg? Want to support it? Make a donation! 100% of the funds from your donation go directly to the production and promotion of the show. Go to ctexplored.org to send your donation now. This episode of Grating the Nutmeg was produced by Natalie Belanger and engineered by Patrick O'Sullivan at www.highwattagemedia.com/ Follow GTN on our socials-Facebook, Instagram, Threads, and BlueSky. Follow executive producer Mary Donohue on Facebook and Instagram at West Hartford Town Historian. Join us in two weeks for our next episode of Grating the Nutmeg, the podcast of Connecticut history. Thank you for listening!
643. Part 2 of our conversation with Roxanne Harde about the Tremé series. Roxanne Harde on the Tremé series. "Set in post-Katrina New Orleans, this hour-long drama series, from executive producers David Simon and Eric Overmyer, follows the lives of ordinary residents as they struggle with the after-effects of the 2005 hurricane. Says star and New Orleans native Wendell Pierce, 'The only things people had to hang on to were the rich traditions we knew that survived the test of time before: our music, food and family, family that included anyone who decided to accept the challenge to return.' The large ensemble cast is supported by notable real-life New Orleanians, including many of its famous musicians." "Roxanne Harde is Professor of English at the University of Alberta's Augustana Faculty, where she also serves as Associate Dean, Research. A McCalla University Professor, Roxanne researches and teaches American literature and culture, focusing on popular culture, women's writing and children's literature, and Indigenous literature." Now available: Liberty in Louisiana: A Comedy. The oldest play about Louisiana, author James Workman wrote it as a celebration of the Louisiana Purchase. Now it is back in print for the first time in 221 years. Order your copy today! This week in the Louisiana Anthology. William F. Waugh's Houseboat Book. The South needs “Yankees.” An ex-Confederate, discussing Alexandria, said: “A dozen live Yankees would regenerate this town, and make fortunes at it.” They would pave the streets, cover in the sewers, build up the vacant spots in the heart of the city, supply mechanical work at less inhuman prices than are now charged, and make this rich and intelligent community as attractive in appearance as the citizens are socially. One such man has made a new city of Alexandria. He has made the people pave their streets, put in modern sewerage, water, electricity, etc., build most creditable structures to house the public officials, and in a word, has “hustled the South,” till it had to put him temporarily out of office until it got its “second wind.” This week in Louisiana history. September 13, 1987. Pope John Paul II begins three day visit to New Orleans. This week in New Orleans history. Drew Brees ties Billy Kilmer's touchdown passing record September 13, 2009. The Saints team record for passing touchdowns in one game was set at 6 by Drew Brees (Saint's vs. Detroit Lions) who tied with Billy Kilmer in a November 2, 1969 against the St. Louis Cardinals. This week in Louisiana. Longfellow-Evangeline State Historic Site 1200 N. Main Street St. Martinville, LA 70582 337-394-3754 888-677-2900 longfellow_mgr@crt.la.gov Site open daily open from 9 a.m. to 5 p.m. closed Thanksgiving, Christmas & New Year's Day Admission/Entrance Fees $4 per person Free for senior citizens (62 and older) Free for children 3 and under Longfellow-Evangeline State Historic Site explores the cultural interplay among the diverse peoples along the famed Bayou Teche. Acadians and Creoles, Indians and Africans, Frenchmen and Spaniards, slaves and free people of color-all contributed to the historical tradition of cultural diversity in the Teche region. French became the predominant language, and it remains very strong in the region today. Henry Wadsworth Longfellow's 1847 epic poem Evangeline made people around the world more aware of the 1755 expulsion of the Acadians from Nova Scotia and their subsequent arrival in Louisiana. In this area, the story was also made popular by a local novel based on Longfellow's poem, Acadian Reminiscences: The True Story of Evangeline, written by Judge Felix Voorhies in 1907. Postcards from Louisiana. Cajun Band at Maison Dupuy. Listen on Apple Podcasts. Listen on audible. Listen on Spotify. Listen on TuneIn. Listen on iHeartRadio. The Louisiana Anthology Home Page. Like us on Facebook.
Everyone on Wall Street is wondering how the Fed meeting next week is going to affect interest rates— but on Main Street, the big question is: how will the Fed meeting affect mortgage rates? Today Nicole is joined by expert real estate agent Jon Grauman (Resident Group) to talk about whether the Fed meeting will affect interest rates, the speculation that we may be headed for a housing correction in some major real estate hubs, Treasury Secretary Scott Bessent's proposal to declare housing a state of emergency– and, of course, what these headlines mean for you. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.
Today, Mike, Pam, and Rikki are back with a show suggested by Listener Jen from Maryland! We go around the Magic Kingdom, land-by-land and give our best option for quick-service dining and best snack for that land. From Main Street, USA to Frontierland to Tomorrowland and more, did you favorites make our list? We also talk about where we find problems and "sleeper" hits around the Magic Kingdom! Please share your thoughts over on the Discord channel at www.beourguestpodcast.com/clubhouse. We hope you enjoy today's podcast! Please visit our website at www.beourguestpodcast.com. Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast. Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast. Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!
Title: From Hustle to Holdings: The Smarter Path to Passive Wealth With J. Scott Summary: In this episode of the Passive Income Attorney Podcast, host Seth Bradley discusses the importance of transitioning from active to passive income with guest Jay Scott, a seasoned real estate investor. They explore various investment strategies, the significance of due diligence in syndication, and the differences between house flipping and multifamily investments. Jay shares his journey from tech to real estate, emphasizing the need for teamwork in multifamily projects and the importance of understanding market conditions. The conversation concludes with actionable insights for listeners looking to create financial freedom through passive income. Links to watch and subscribe: https://www.youtube.com/watch?v=V26Rze2S9TM Bullet Point Highlights: Active income is trading time for money, while passive income allows for financial freedom. Investors should focus on the highest and best use of their time. Flipping houses can be tedious and may not be the best use of time for high-income earners. Transitioning to multifamily investments can provide more control and cash flow. Market conditions can significantly impact investment strategies and outcomes. Due diligence is crucial when vetting syndication sponsors and deals. Understanding the underwriting process is essential for passive investors. Building a strong team is vital for success in multifamily investments. Investors should seek to understand the risks associated with their investments. Passive income allows for a lifestyle centered around family and personal interests. Transcript: Seth Bradley (00:10.188) What's going on, law nation? Welcome to the Passive Income Attorney Podcast, your favorite place for learning about the world of alternative passive investments so that you can practice when you want to and not because you have to. Now, if you're ready to kick that billable out of the curb, start by going to attorneybydesign.com to download the Freedom Blueprint, which will also get you access to partner with us on one of our next passive real estate investments. All right, let's talk about the highest and best use of your time. We've talked about active versus passive income and for good reason, they are completely different. They're on opposite sides of the spectrum. When we talk about active income, we're talking about your job as an attorney, as a doctor or a business owner, where you trade your time in for money out. Depending on your skill set, background, education, work ethic, et cetera, You know, this could be a great use of your time or it could be a terrible one. But when most people think about getting into real estate investing, they're torn. Should you do a fix and flip like you saw on HGTV? Should you invest in a REIT like your financial advisor and Charles Schwab told you to do? Should you buy a single family rental or invest in a syndication? There are endless options so I can understand why it's so confusing. Well, start with this. ask yourself, what's the highest and best use of my time? If you're thinking about doing an HGTV fix and flip and your partner at a big law firm, for example, is that flip really the best use of your time? And don't be mistaken, a flip is transactional and it is active. So will you make more per hour on that fix and flip than you would at your job? After you factor in the learning curve, the deal sourcing, the headaches, what it takes away from your job and everything else, it's not even close. Unless you truly love doing it, which some people do, it just doesn't make sense for high income earners. You should be focusing on transforming the income you earn actively into passive income streams. At different levels on the passive scale, that could very well be a single family rental or an Airbnb. Seth Bradley (02:34.26) or could be passive investments into commercial syndications. But if you truly want to obtain financial freedom as quickly as possible, don't create more time consuming activities that aren't as fruitful as the active income stream that you already have. Focus on passive investments until you are financially free. And then you will have the freedom to transition or not into any active activity you have a passion for. Today, we have a very special guest, Mr. Jay Scott of Bigger Pocket fame. Jay is an entrepreneur, investor, advisor, and the co-host of the Bigger Pockets Business Podcast. He has bought, built, rehab, sold, syndicated, and held over $70 million in residential property, and currently owns several hundred units. Jay is the author of four bestselling books on real estate investing, with sales of over 300,000 copies. Get really excited for this, folks. You're in for a treat. This is the Passive Income Attorney Podcast, where you'll discover the secrets and strategies of the ultra wealthy on how they build streams of passive income to give them the freedom we all want. Attorney Seth Bradley will help you end the cycle of trading your time for money so you can make money while you sleep. Start living the good life on your own terms. Now, here's your host, Seth Bradley. Jay Scott, what's going on, brother? Welcome to the show. Scott (04:09.196) Thanks. Appreciate you having me here Seth. Absolutely, man. Appreciate you taking the time out of your day, We've got a little bit of history, but let's jump into your history, man. What's your story? Tell us about your background. Take it back as far you'd like to. Yeah, I'll keep it short because nobody really cares about what I used to do. So I'm a tech guy by education and former trade. I worked in Silicon Valley for a long time, spent about 15 years doing the engineering thing and the product management thing. 2008 decided to get married. My wife and I, she was in the tech world also. We decided to leave and do something different so we could start a family. focus on our family. Basically, we were both working ridiculous hours and it just wasn't sustainable if we wanted to start a family. So put our jobs in 2008, moved to the East coast, ended up flipping houses. Long, boring story about how that started, just kind of serendipitous. We didn't really plan it, never really considered real estate, but fell into flipping houses. Over the next eight years or so, we flipped about 400, 450 houses, was great. It ended up being the, next career we were looking for, it gave us the flexibility to kind of raise our kids and never have to miss a soccer game or a piano recital, which was fantastic. But then around 2017-ish really got burned out on flipping houses and that's when I started to look for some new stuff to do. and that kind of leads me into what I've been doing the last few years. Seth Bradley (05:41.742) That's awesome, man. That's a ton of houses you flip, man. think that that's, know, a lot of the folks who've been in the game for a long time, they've heard you speak on, you know, on bigger pockets and all of that. So, you know, what attracted you originally to house flipping rather than, you know, buy it holds or anything like that? So I'll be honest, I don't love real estate. I love business. I'm a business guy. like when I was even when I was in the tech world, I got my MBA and I did some business development and I moved from the engineering side to the product side where I could be more involved in the business stuff. And I'm a business guy by heart. And that's what I love doing. So when it came to flipping houses, For me, was, I could have been buying and selling anything. It ended up being houses. And again, not an exciting story. mean, literally the story was my wife was watching a show on HGTV with some people flipping houses and she said, let's give that a try. Just as kind of like a fun thing to do on the side while we were waiting for our wedding to come up. So it wasn't something that I ever thought about or planned to do. It just kind of happened. And so if it weren't flipping houses, it would have been buying and selling something else. would have opened a restaurant or I would have opened a retail store or who knows what I would have done. But for me, the challenge was in the business. It wasn't the real estate piece of it. And so I've always enjoyed the scaling part. So yeah, flipping a house is great. Flipping five houses is great. But I always wanted to know, how do I go from flipping five houses to flipping 50 houses in a year? What are the systems and processes I have to put in place? how do I build that type of business? That to me is what's exciting. And so for me, it's always been about not the real estate part of it, but about the building the business part of it. Seth Bradley (07:25.248) I love that man. I don't think I've heard anyone just come out and say that, even though a lot of people are probably in the same boat as you that, you know, you don't have to love real estate to recognize that it's a great business. Right. Yeah. So that that's awesome. So tell me a little bit about your, your transition and what you're doing now, your current business, how you kind of progressed from house living to what you're about to tell us about. Yeah, so 2017, I just got really burned out on flipping houses. It was good to us financially. We got good at it. I wrote a bunch of books on it, but I'll be honest, it was never fun. And as the years went on, it just ended up getting more tedious. I felt like I wasn't learning anything new. It was revising processes and creating new systems. it was fun, but I needed some new challenges. So 2017, I decided, okay, done with flipping, actually went and started doing some business stuff. So I do some advisory work for some tech companies. I do some angel investing. And so for a few months, I actually considered getting out of real estate altogether, focusing on other business pursuits. But I actually, what I realized was that I didn't like the nuts and bolts of real estate. I liked the mechanics of real estate. I loved the negotiation piece. I loved the asset management piece. I loved the putting deals together piece and I was good at it. And so while I really didn't wanna be flipping houses, didn't want to be involved in the day-to-day aspects of managing the projects. I enjoyed the deal part of real estate. And so in addition to that, after I stopped flipping, I had all this cash. And I was like, okay, what am I going to do with this cash? I was using it to flip houses. We were doing 50 houses a year. It's put a lot of cash to work. Now I had all this cash. I'm a control freak. do invest in other people's syndications, but I don't sleep well at night when all my money is being managed by other people. So I said, how do I kind of take back control of my own cash as well as kind of get back into real estate? What can I do in real estate that I would enjoy? And now I can also deploy a bunch of my own cash. And what I realized was multifamily. Scott (09:38.648) That was a great opportunity. And I had been thinking about multifamily for a long time. But what I realized was from the syndication side of multifamily, could, one, I could have the control. could be a general partner. could control the deal. I could put the deal together. I could manage the deal. But also I could come in on the limited partner side as an investor. And it was a great place to deploy my capital. So I could deploy my capital in deals that I had full control over. So 2017, I decided I wanted to get into multifamily, probably wanted to get into syndication. I reached out to a friend of mine, Ashley Wilson, who managed a company called Barred Down Investments. She and her husband had started the company a couple of years earlier. They were doing exactly what I wanted to do. And so I reached out to Ashley and I said, hey, I would love to learn multifamily. I don't expect you to like just take all this time and teach me so I can often be your competitor. But here's what I am willing to do if you're willing to do this. I will come work for you for a year. And in that year, you've got all my time, you've got all my energy, you've got all my knowledge, you've got all my contacts, I'll put money into your deals, whatever it takes. You mentor me for a year, you've got my commitment for a year. After a year, we can figure out if like, there's a place for me on the team or if I'll go off and do my own thing. But basically, let's work together for a year. And she loved that idea. mean, I think she liked the fact that I was really good with the systems and the processes and the operation stuff. And I obviously loved the fact that I could jump into a team that was high functioning, already owned a lot of properties and was doing deals. So for the next year, I worked with her team. It took about a year and a half before we finally did a deal. But 2020, just before COVID, we started putting together a deal. That deal went really well. Ashley and I realized that we were like, just we made a great team. We had a bunch of complimentary skills, the things that she was really good at, I wasn't, the things I was really good at, she wasn't, it was just a good partnership. Around the same time, her husband decided that he didn't really want to be doing real estate anymore. He kind of wanted to be a stay at home dad. He liked helping with the business. He ran the underwriting team and he did a lot of the analytics, but he didn't want to be a partner in the business anymore. So about a year and a half ago, Ashley came to me and said, Hey, would you want to join me and be a partner in the business? Scott (11:57.678) 2020, 2021-ish. Ashley and I joined forces. She and I now run bar down investments and we do value add multifamily all around the country. That's great man, said you weren't having fun anymore, you having fun now? I'm having a ton of fun. And I think the big difference between then and now is when you're flipping houses, flipping houses is a very, it's a solitary venture. Yeah, you have contractors around you and you have eight real estate agents and you have closing agents and lots of 1099 people, lots of vendors and people that come in to help you. But at the end of the day, you're running the show. You're doing the four big things that you do when you flip houses. you're acquisitions or you're running acquisitions, you're doing the rehab or you're running the rehab, you're doing the disposition or managing the disposition and you're raising the money. mean, all four of those things, you don't generally have a big team to do those things because it's just hard to scale a big team when you're flipping houses. The profits aren't there, the margins aren't there. Unless you're doing real high-end houses, the deal size isn't there. But in multifamily, the thing I love about multifamily is it really is a team sport. When you're doing it, $10 million deal or a $50 million deal, it's not something that I could ever do myself. It's not something anybody or very few people can do themselves. Typically you have to be part of a team because things are very specialized. mean, the acquisitions piece, you need some of the best acquisitions people in the world to be finding deals in this market. The renovation piece to be renovating a 200 or 400 or 600 unit apartment complex, it's not like flipping a house. You need to have really good systems and processes. need to... Scott (13:36.448) really know the renovation side of things. Managing the property, I mean, you have to know the asset management side. You have to know how to carry out a business plan. You have to know how to increase and reposition rents. You have to know how to decrease expenses and improve the efficiency of the management. And then on the sales side, that's a whole other world where you have to really know the market and be able to work with the brokers and know how to position the company for sale. And then finally, there's that raising funds piece. And that's a whole world by itself, whether you're dealing with raising debt through a broker and you're going like just typical, like getting loans, or you're going out to private investors or institutions and you're raising equity, people that come in as partners. And I mean, that's a full-time job in itself, those two things. So when you do multifamily, you really need to figure out what are you great at? And then you need to surround yourself with people who are great at everything else. And so that's what I loved about multifamily. It allowed me to focus on what I was really and then bring in people who are literally the best in the world at all the other stuff. And now it becomes a team sport. It goes from playing tennis to playing basketball. It goes from being yourself reliant and you have to do everything and be the best versus you have to be able to put together the best team and manage that team in a way that not only is everybody fantastic, but working together, they're better than the sum of their parts. Yeah, yeah, that's fantastic, man. The whole team game part of multifamily and commercial real estate. It's really interesting because when you get into other businesses, it feels more competitive and kind of like if you if you have the secret sauce, you keep it close to your vest. You don't you don't tell everybody about it. Whereas when you're in this commercial real estate world, everybody's sharing ideas. Everybody's trying to partner. Everybody's trying to see how they can help you rather than just looking about, well, how can you help me kind of? I call it, I'm gonna get in trouble here, but the Hollywood mentality where it's like, what can you do for me? Oh, you just drive a three series, you probably can't help me. So it's a different attitude. Scott (15:41.294) Absolutely. I like to refer to it as co-op petition. It's like there are deals that you're going to do with other people and then there deals you're going to do yourself and you may come back to those people later. You may never come back to them, but everybody kind of looks out for each other because you never know when you may end up in a deal with somebody that previously you were competing against. And so anytime that you're not in a deal with somebody, you're still treating them as if, the next deal we could end up being partners. And the deal after that, we could end up being partners. because it really is, it's a small industry, everybody knows each other. we really, again, going back to the sum of the parts is greater than the parts themselves. mean, working together, we can really do a whole lot more than if we just are purely competitive and try and take each other down. Yeah, absolutely. And I think kind of going back, there's a lesson to be learned about how you were transitioning from house flipping and you were the best at it. And then you're like, okay, I want to go into multifamily and a syndication. You went and you sought out someone that was already in the game that knew what they were doing, that had the experience. And you said, what can I do to help you? What value can I bring to you to help you so you can teach me what you've done? And there's a lot of value to be found in that lesson for folks that are trying to you know, get into the active side. A lot of listeners out there are passive investors already and they're, you know, maybe thinking about, maybe I want to do in the active side. And they're like, well, what can I do? Cause a lot of attorneys, especially in doctors and folks like that, they think they have this one track mind. They're only trained to do one thing. And they're like, what value can I provide as somebody else? But there are a lot of skills that you've learned in your W2 profession that you can apply to help other folks that are already in the industry. Absolutely. I mean, I talk about it a lot, but even outside of real estate, I do a lot of advisory work and I'm still pretty active in the tech world. And I find companies that kind of bridge that gap between technology and real estate. all know about the Zillows and the Airbnb type companies. There are a lot of startup companies in that space too called property technology type companies. so... Scott (17:46.998) I love to use my experience, my knowledge, my relationships to go into those companies and help them grow their companies. In return, I'm not an employee. I'm not even a 1099 contractor. In return, I'm getting equity so that if I can help make them successful, ultimately my equity is gonna be worth something. I'm gonna be successful as well. And so what I like to tell everybody like figure out what you're good at and then figure out who needs that expertise. and then figure out how you can offer that expertise in a way that isn't trading necessarily hours for dollars. Figure out how you can trade your expertise, your knowledge, your Rolodex, your whatever it is for equity or potentially passive income so that you can grow potentially many fold as opposed to I charge $200 an hour or $300 an hour. mean, everybody loves $300 an hour, but the minute you stop working, you stop making that money. But if you can get equity, that equity can work for you for a while. Yeah, absolutely. And it's tough for a lot of the WTs out there listening, they're highly paid professionals. It's tough to get off of that treadmill. For some folks it's easier because they're not making as much money, but for the lawyers, the doctors out there that are making a good amount of money in their profession, it's tough to try to see, you know, to stop trading time for money. But you've got to kind of see through the weeds there. Yeah, well, what I tell people is, there's two types of income. There's your active income. That's the stuff that you're trading your time for, whether you're a doctor or a lawyer or an engineer or you're a house flipper or you're a consultant or you're a small business owner, whatever it is, that thing that when you stop working, you stop making money. And then there's a passive income. It's the thing you trade money for money. So you put your money out there and hopefully it continues to come back to you for the rest of your life or at least the next several years. And so what I like to tell people is don't think about those the same. Those are completely different. figure out for your active income, figure out what the highest and best use of your time is. If you're gonna make more money as an attorney than you are flipping houses, don't flip houses just because you eventually want to retire on real estate. You can always use real estate for the passive side of things, but if you're gonna make more dollars per hour as an attorney or a doctor or a consultant, then do that because you wanna get out of that active income as quickly as possible. Scott (20:05.9) And the way you do that is you make as much as you can and you move it over to the passive side. So focus on whatever it is that's generating the most dollars per hour for a shorter period of time so that you can then start moving that money over to the passive side and start building up the passive side. don't, people ask me all the time, should I flip houses or should I buy rentals? And I'm constantly telling them that's not the right question. Flipping houses is your active income. Compare that to all the other. potential active incomes you can have. And rentals is passive income. Compare that to all the other passive investments you can make. And so don't say flipping houses or rentals say, should I be flipping houses or should I be an attorney? And don't say, I be flipping houses or rentals say, should I be doing rentals or should I be investing in syndications or dividend generating stocks or something else? And think of them very differently. then secondly, Make sure as much of that active income as you can, move it over the passive side so that you can start that snowball rolling. I compound interest is the key to financial freedom. And the sooner you can put more money to work, the faster it'll compound and the sooner you can start to live on. Yeah, I love that man. mean, lot of folks, you know, calls that I take, they're like, hey, they're attorneys. Should I quit my job or how do I quit my job? I'm like, if you want to quit your job, don't be hasty about it. First of all, you're probably making a good amount of money in your active income. You just need to figure out a way to transition that active to passive income and don't just quit your job. It's very difficult to flip houses, to do an HGTV fix and flip while you're working at a big law firm or something like that full time. I tried to do it, I didn't do it very well. You're not even gonna make it nearly as much money as you would as a doctor, as an attorney, unless you get to level like you did, Jay, but that takes time and that takes a buildup of accumulation of skills and money to be able to get to that level. Scott (22:05.826) Yeah, I mean, at the end of the day, it's a math equation. mean, your passive income or your ability to build up enough income to be able to retire, whatever your number is, is based on how much can you put in per month into that wheel, that passive income growth machine? How much are you generating every year on what you're putting in? So what do your returns look like? And three, how long do you have to compound it? And so everybody can go out into a compound interest calculator and say, okay, I have $5,000 a month that I can invest passively and I can return 12 % per year and I need $6 million to retire. Well, based on those three numbers, you can now figure out that fourth variable, is how long is it going to take? And so figure out how much do you have per month to put in? What's the rate of return you can generate and how much do you need? And that'll tell you how long it's going to take or figure out how much you have to put in, how much your return is gonna be and how long you wanna spend. And that'll tell you how much you'll end up with at the end, either way you wanna look at it. But again, it's a pretty simple math equation, but too many people don't actually do that equation where they don't think about it until too late and they think, I wish I would have taken that $5,000 a month that I was spending on my second home in the Bahamas and put that into real estate so that I could have been. compounding it and so now I could buy that home for cash five years or 10 years later. Absolutely. Attorneys hate math, but I think they can handle that little equation. I want to take a step back for a minute because you got into house flipping in 2008, which is kind of like around the big crash. And now we're kind of at the height of a market. We don't know where that height is going to end, but we're definitely in it. Right. So can you maybe compare and contrast getting into, let's say, Seth Bradley (24:01.652) one real estate venture in the middle of a crash compared to getting into another venture kind of towards, towards the upswing. Yeah, so it's one of the reasons I like multifamily and I like commercial and I like syndication. Anytime you're doing purely transactional deals, buying something and then selling it, not generating any cashflow in between, you run a risk. If the market turns in the middle of the transaction, you're gonna lose money and you don't have a lot of ways to mitigate that risk. Whereas if you're buying something like an apartment complex, or even if you're buying a rental property, or you're buying a self-storage complex, or you're buying anything that cash flows, the nice thing is if the market turns, you may not be in a great position. You may not be thrilled with what's happening with the value of your assets, but if you're still generating cash flow, you can weather that storm. Maybe it's gonna take, the average recession lasts about 18 months. And so if you can make enough income that you can keep yourself afloat for 18 months, or maybe it's a horrible recession and it lasts three or four years. If you're still making income and you can keep yourself afloat for three or four years, the market's gonna come back. And so when we do our multifamily deals, yeah, we typically say we're planning to hold three to five years, but we also do all the underwriting to ensure that if we have to hold for six years or eight years or even nine or 10 years, that the numbers still work because. Again, who knows what's gonna happen three years down the road, we could have a major recession that lasts four years and now we're seven years down the road. I wanna know that my multifamily investments in seven years, they're probably gonna be producing more cashflow. We're probably gonna see more growth in terms of population. We're probably gonna see more growth in terms of employment. Hopefully we're gonna see more wage growth once we come out of that recession. So all the economic indicators that kind of lead towards value growth in multifamily, Scott (25:58.486) are going to happen over those seven years if I can just get my property seven years and not lose it. With a flip, well, I'm not generating any income. So if the bank calls the loan due or if my two-year loan comes due and I can't refinance, I'm screwed. But in a multifamily, I just waited an extra couple of years and I'm probably in a better position than I was anyway. So that's one of the reasons I love multifamily because we can't predict what the economy is gonna do in the next couple of years. But I do know that whatever the economy does, it's probably gonna come back in the next five or 10, and I'm still gonna have the problem. Yeah, yeah, that's great. That kind of rolls into this next question. How does a passive investor that's kind of vetting a sponsor, how do they check kind of the boxes to see if their sponsors are taking the extra measures to look into those risks that you just mentioned, to mitigating those risks, to taking those risks into account in their underwriting and things like that. How can they best vet the sponsor to make sure that they're thinking of those things? So I invest in a lot of other people's syndications as well as my own. And so when I do that, I kind of look at five areas for due diligence anytime I invest in a syndication. Number one is the team. And that's probably the most important thing. For a lot of people, I have been pleasantly surprised that a lot of our investors have recognized that team is the most important aspect of the deal. I know in the flipping world, everybody was concerned about the deal. Nobody cared about what was my experience, but in the multifamily world, a lot of investors recognize that the team has to be great. So number one is the team. Number two is location. Location is often overlooked, but at the end of the day, the thing that's gonna drive value for multifamily and for commercial real estate in general is gonna be population growth. So you want more people coming into an area, employment growth. So you want more employers coming into an area that will bring more people in. You want wage growth because that will ultimately drive rents up. Scott (28:06.082) and you want employment diversity. You wanna know that if one industry takes a big hit, so for example, we invest in Houston, but we won't invest in the energy corridor of Houston because it's so reliant on oil and gas, that if the oil and gas industry took a big hit, the real estate around there would probably take a big hit. So we wanna see that there's good employment diversity. But at the end of the day, location is that next big thing. So team, location, number three is the deal itself. So you need to know that the deal is gonna stand on its own. I wanna know that if I took a deal and I handed it to pretty much any other indicator, they couldn't mess it up too badly. Obviously, again, we're gonna go back to the team is super important, but I want the deal also to stand on its own. And I wanna know that the business plan for the deal, the hold period, the numbers and the underwriting, the pro forma for the property makes sense. So team location deal. Number four is the returns. So obviously when I invest with somebody, I'm in it for the money. And so I wanna see that the returns are commensurate with the risk. I wanna know that the returns, if somebody tells me I'm gonna get 10 % returns in this deal versus 20 % returns in another deal, I wanna know, well, why am gonna settle for lower returns? I want the answer to be because it's a lot lower risk or because you're gonna get your money back a lot sooner, which is gonna allow you to compound it or whatever the answer is. I want to know that the returns make sense given everything else. And then finally is the risks. At the end of the day, I'm always going to sit down with the syndicator and I'm going to say, what are you most concerned about here? Like where, if I'm going to lose money on this deal, where am I most likely going to lose money? They say, there's no shot of losing money. walk away because we all know every deal has risks and every syndicator knows what those risks are. And they're thinking about those risks. I just want them to tell me. So if I'm gonna lose money on this deal, where am I most likely? Why am I most likely to lose money if I'm going to lose money? So those are the five things that I look for. Talking about each individually a little bit more. the team, I like to know that one, I wanna see how many deals the team has done together because again, like a basketball team, you can put the best basketball players in the world together. And if they've never played on the court together, Scott (30:31.672) they're not gonna be necessarily the best team out there. You can find another team with five inferior players who have been playing together for 20 years and they're probably gonna be better because they know each other better. So I like to see teams that have worked together for a while. I like to see teams that have gone full cycle in deals. So it's easy to buy 10,000 units. It's hard to buy 10,000 units and also sell 10,000 units for a profit. So I wanna see that if a team has bought a lot of deals, they've at least sold some for a profit. I wanna see a team that's putting their own money in the deals. So I want people that have skin in the game. If they don't have skin in the game, and I've seen plenty of syndicators that don't like to put money in the deals, well, they need to sweeten the pot for me somehow. So maybe they're saying, we're not gonna take any profits until at least year three, or we're gonna give you a better preferred return, a better split than you would get if we were putting money in the deal. I wanna know if you're not putting money in. that you're at least giving me something that aligns our interests and ensures that you're gonna be working hard even though you might not have as much financial risk. So those are the types of things I like to see in the team. I like to see things like at least one or two people working full-time. If everybody's part-time, that's kind of a little bit scary. Obviously not everybody has to be full-time because there are a lot of jobs on a GP team that aren't full-time jobs. There are a lot of jobs that might stop the day you purchase the property. Like the person that's raising money, job's pretty much done other than communicating status when the property's been purchased. But I do want to know that whoever's managing the asset is doing it full time. So that's kind of the team stuff. Location, again, population growth, employment growth, wage growth, and employment diversity. So those are the four big things I look for. Next is the business plan. So I want to see the biggest question when somebody goes in and... does what I do, which is a value add multifamily. Basically they buy it, they raise the value of the property and then they sell it for a big profit. Where is that profit coming from? Generally the profits coming from raising the rents. There's also some lowering the expenses, but at the end of the day, raising the rents is kind of the big thing that's gonna generate the big profits in multifamily. And so I wanna know how are you raising the rents? And two, when you tell me that you're raising the rents from X to Y, where is Y coming from? Scott (32:55.182) Show me the comps that tell me that why is a reasonable new rent, market rent for this property after you've done the renovation. So I wanna see the comps. So that's kind of the deal. The returns speaks for themselves. I wanna see like the structure of the deal. So when's the money coming back to me? Is it paid monthly? Is it paid quarterly? What are the returns look like? What's the preferred return? So is it a low preferred return, which means that the syndicators are getting paid sooner, whereas at a higher preferred return, which means the syndicators have to do more for me before they take anything home. So that speaks for themselves. And then for the risks, I wanna know both the catastrophic risks. So what's the thing that's like going to make me lose all my money? Is there something out there that can cause me to lose all my money? Hopefully the answer is no, but there are probably some risks that are bigger than others. So we do a lot of deals in Houston. If somebody were to say to me, what's the biggest risk on your deals? The answer is generally going to be weather. If we have a really bad hurricane, if we're in a flood zone, we probably have flood insurance and we have hurricane insurance. But if it's in a place that's never experienced the negative impacts of a flood or a hurricane, and we are not required to have flood insurance, but there's still a massive hurricane that wipes out that property, that's not going to be good. We're going to have to pay for that ourselves. So what's our mitigation there? We don't have a great one. Luckily. the risk is really low. We don't buy in areas where there is that risk. And if there is, we're gonna get flood insurance. But I do want my investors to know that no matter where you invest, whether it's a risk and especially in Houston, if we see a storm bigger than anything we've seen the last 50 years, some of our properties could be at risk. And then there are the smaller risks. So maybe there's five other complexes being renovated all around us. Maybe there's class A, brand new class A being developed. all around us. So basically our absorption of units is going to slow down because there's so many more units. Maybe there's one big employer in the area. Amazon just built a warehouse that's employing 8,000 people. Well, what happens if Amazon has a bad year and has to lay off 4,000 of those people? How's that going to affect us? So, so risks is the next thing. And the way I approach it is I literally sit down with the, with the syndicator and say, Scott (35:15.554) What keeps you up at night? What are the biggest things you're concerned about? And so those are the things that I do. I have no problem basically saying to a syndicator, I need 15 or 30 minutes of your time to ask these questions. Typically the good ones will either find the times themselves or have somebody on their team that will sit down and answer these questions. If they're not willing to answer those questions, well, that's probably a good indication that that's not a good team. Yeah. For our listeners out there, that breakdown was incredible. Rewind that, listen to those five items again. That's a quick, but thorough and awesome rundown of what you need to do. Just as at least the starting points for your due diligence. And that's, that's great that you said if they won't book a call with you either themselves or an investor relations person on their team, then it's time to, you can just walk away and look at the next, look at the next deal. One question I had on the deal. So a lot of folks, it's kind of overwhelming to see an underwriting model or something like that. And being a passive investor, I don't know how much you even want to dive into it. Some people do, some people want to nerd out on it. Most people don't. And we don't generally have access to the T12 or the rent roll or anything like that. What are maybe some quick tips on how to maybe proof through that pro forma to make sure that the assumptions are reasonable and the pro forma is generally a reasonable prediction of what we might expect from that investment. Well, let me start, me take a step back before I answer that particular question and just say that even for you and me, mean, you know how to do an underwriting, I know how to do an underwriting. If you or I were gonna invest in somebody's deal, Joe Smith's deal, we're probably not gonna have enough information even though we know this business really well and we know the underwriting models really well, we're probably not gonna have enough information. Scott (37:08.908) that we're going to be able to know for certain that Joe Smith's not trying to scam us out of money. So if Joe Smith is really smart and he could probably put together an underwriting that could fool us because we're just not gonna be putting in as many dozens of hours underwriting as he and his team are. So the number one thing I would say is make sure you trust your syndicate. This goes back to why team is so important. because there's two types of things that Joe Smith can do. One, he could do a bad job of underwriting and come up with bad numbers. That's not good, but that's not nearly as bad as Joe Smith wanting to scam us out of money. So number one is make sure Joe Smith's not the kind of guy who wants to scam us out of money. And so work with people who are reputable. And that's why I would invest with you before I would invest with 95 % of syndicators out there because you're an attorney, you passed the bar. you know that if you go and somebody finds out that you're trying to scam somebody, well, you're putting your entire career at risk. And so what I tell people is, so what do you have that really proves that this person is on the up and up? And maybe it's a track record. Maybe it's 10 or 15 years of doing deals. Maybe it's, I like to think with me, I've been doing this business for 15 years. I've done thousands of deals with hundreds or thousands of people. And if you go out on the internet, nobody's gonna, you're not gonna find anything that's written negatively about me. So that's a good sign. But make sure that there's something out there that gives you faith in that syndicator, even if it's just somebody else that's invested in a couple of deals with them. So that's number one. So that's the way to rule out that catastrophic, they're trying to scam you risk. Then there's the more likely, what if they just didn't do a good job of underwriting risk? And so for that, would say for people that have very little knowledge of how the underwriting works and how the numbers work, it can be really difficult. And so what I like to do is, or what I recommend people do is sit down and ask to do a Zoom call for 15 minutes with the investor relations person and say, hey, will you kind of walk me through the high level underwriting? And at least force them to go through and then just ask questions. Scott (39:30.958) when they say something, even if you have no idea what you're talking about and they say, well, it looks like we're gonna be able to reduce expenses by implementing a rub system, blah, blah, blah. Oh, okay, well, what is rubs and how does that work? And at least make them explain it to you. At least then you'll get an idea that they're not making it up as they're going along, or at least you'll get that confidence that it sounds like they know what they're talking about. But the biggest thing that I would say is that whole comps thing. And this is a question that a lot of people don't like to ask. But I actually, and when people ask me this question, it always makes me nervous because it's the hardest part of the business, but it impresses me when people do. to the underwriting or the investor relations person, what are the comps that you used for your post renovation market rents? So again, the thing that drives values in multifamily is after the renovation is completed, in theory, you should be able to bring your rents up higher. and your rents, those higher rents, you should be able to figure out what they are by looking at other units that have already been renovated and seeing what their rents are. So if I buy one, two, three Main Street, and I know I'm going to put $8 million into it, well, now that property is going to comp out to 678 Main Street. And well, what are the rents at 678 Main Street? And so by asking, hey, so you're buying one, two, three Main Street, what are the comps for the rents after you renovate? and they tell you, it's going to be 678 Main Street and 123 Smith Street, whatever it is, you can then go look up those properties and say, okay, well, it looks like a two bedroom at those properties is renting for 1200. Now I go back to the investor relations person or whatever information they gave me I see, oh, okay, after renovation, they have their rents at 1200. Makes sense. If that's a reasonable comp, they now have the rents at kind of where they should be. If he says that six, seven, eight main streets, a comp, and you go look in a two bedroom at six, seven, eight main streets, 1200, but their underwriting tells you that after they do the renovation, they're going to be charging 1500. Well, why are you now $300 above this property that you said was a comp? And so that to me is kind of the first thing that I look at or the biggest thing I look at is what are the comps that they're using and does just a kind of first pass. Scott (41:57.762) jumping on apartments.com or calling the complex and asking them what different things rent for. Does that coincide with what they're telling you their post renovation rents are gonna Yeah, I love that man. I mean, it's not as simple as just going into an old dilapidated apartment building and saying, I'm to put granite countertops and hardwood flooring and stainless steel appliances in there. And then I'm going to triple the rent or double the rent. It's not that easy. If it's not in the right area that could support those, those market rents or that have potential tenants that want those types of things, it doesn't work. So that's why that's so important to check those comps to see what's around those apartments that you're going to be investing in to see if, they can achieve those. those proforma rents. All right, man, before we jump into the freedom four, what's one last gold nugget for our listeners? Absolutely. Scott (42:45.634) Yeah, so again, what I would tell people is figure out your highest and best use on your active side. And then for the passive side, figure out how you're gonna scale. And I know a lot of people like to invest in a whole lot of different things, but I'm a big fan of doing some work so that you don't have to diversify as much. Diversification is great, but diversification, is for people who aren't really an expert in anything. If you want to get your best returns, the way to get your highest level of returns is not to have to diversify. And the best way not to have to diversify is to get knowledgeable about whatever you're investing in. So if you decide you wanna invest in all your syndications, just cause that's what you and I do. So it's an easy example. If you want to invest in syndications and that's how you wanna grow your nest egg, my recommendation is, get as much information about syndications as you can. Pick up a good book on syndications. Go find somebody that does syndications and say, hey, I'd to pay you a thousand bucks for five hours of your time. Or you just to walk me through what a typical deal looks like or what the underwriting looks like. Or go sit in on a hundred multifamily syndication investor videos, presentations. So you can see all the different things they're talking about and become as much of an expert there as you can. So that way you're reducing your risk without having to do a lot of the. diversification. So focus on whatever your highest and best use of time is on your active income and then become as knowledgeable as you can for whatever you're investing in passively. What I like to say on the passive side is it's not truly passive. Nothing's truly passive. But the best investments are the one where all the work is done upfront. You do your due diligence and then it becomes passive. Yeah, that's awesome, man. And then what you can do though is diversify within that strategy, right? Absolutely. Yeah, different asset types can have different business strategy, value add, or maybe you're dealing with just a class A where you're chasing yield or across different cities, different geographies, or across different sponsorship teams. There's other ways to diversify within that same type of investment strategy. Yep. All right, man, let's jump into the Freedom 4. Scott (45:05.598) It's time for the Freedom Four. What's the best thing you do to keep your mind and body healthy? So for me, it's admitting when I need a break. I know so many people that it's a badge of honor to work 80 hours a week, 52 weeks a year, never take a vacation. I'm just the opposite. If I wake up one morning and I'm tired and I don't feel like working and I don't feel like I'm gonna be productive, I will grab a book. I might even turn on the TV. I might say to my wife, hey, let's go to breakfast or let's go spend the day, let's go to a movie. And I have no qualms with just saying, I need a break today. Today's not gonna be a productive day. I don't need to pretend to work just so I can have that badge of honor that I work hard. And so, yeah, and that's one of the nice things about real estate. mean, I don't have a hundred percent flexible work-life balance. I can't do anything I want any time I want, but if I wanna take a couple hours off, I normally can. And so I'm not scared to do that. Yeah, yeah, that's a great answer. With all your success, what is one limiting belief that you've crushed along the way and how did you get past it? Scott (46:15.734) Yeah, I still have a lot of them. I think we all do. But I'd say the biggest one is that doing a big deal is not that much harder than doing a little deal. I'm not going to say a hundred million dollar deal is just as easy as a hundred thousand dollar deal. But if you're smart enough to do a hundred thousand dollar deal, you're smart enough to do a hundred million dollar deal. And the people that are out there doing those hundred million dollar deals, mean, we have, we now have a hundred million dollars assets under management. I remember a couple of years ago, looking at the people that had nine figures under management and thinking, they're different. I can't do that. These are people, went to some school that I will never go to, or they were born into something that I was never born into, or they know people I don't know, or whatever it is. No, they're normal people. And the only difference between them and me was I wasn't thinking big enough. and I wasn't willing to take some risks and I wasn't willing to acknowledge the fact that doing again, a hundred million dollar deal is certainly within my capabilities. So that to me has been probably the biggest one and it's made it a lot easier for me now to say, okay, $50 million deal, let's go do it, not think twice. Yeah. I had a similar experience working in, in, big law, doing house flips, doing single family rentals, things like that. And even though my clients are doing 50, a hundred million dollar deals and I'm helping them close those deals, it was just like the mindset shift that, a minute, I can do those deals too. I'm actually giving them advice on how to, how to do this thing. I need to step up my game and, and, take some. Exactly, it's the difference between people doing a hundred million, a hundred thousand, it's all mindset. Seth Bradley (48:00.866) Yep, absolutely. What's one actual step our listeners can do right now to start creating more freedom. take action. So the biggest thing that I see stopping people is just this fear to take the first step. And I know this doesn't apply to a lot of your listeners, but I talked to a lot of people who want to get into house flipping or they want to get into rentals and they've been thinking about it for years and they just never take that first step and then they end up giving up. One of the the few truisms I see in this business is that there are two types of people I meet. Number one, I meet people that have never done a deal. They've done zero deals. And maybe they're still working on it. Maybe they've given up whatever it is, but they've done zero deals. And then the other type of people I meet in this business are people that have done a lot of deals. They've done five or 10 or 20 or 50 deals. There's one type of person I never ever meet in this business. And that's somebody that's done one deal. Because if you get that one deal, you're gonna get the second and the third and the fifth and the tenth. Nobody does one deal and then says, okay, that's it, I'm done. can't do this. So what I like to tell people is, and that applies to a lot of things in life. If you can get over the hump and do it once, you're gonna get that snowball effect and it gets easier the second time. It gets even easier the third, it gets even easier the hundred. So don't give up until you achieve that first step or that first iteration of whatever it is you wanna achieve because that's gonna get that snowball rolling. Yeah. Yeah. We preach that on their show all the time. Just like, you know, just do a deal, just invest in a deal so you can get that experience and it'll just kind of open up your mind to other opportunities. You'll just see opportunity all around you. Once you just do one deal last but not least, how it's passive income made your life better. Scott (49:51.886) Passive income has given me the ability and the confidence to raise a family. Before this, my biggest concern with raising a family was I didn't want to be, I had, my parents were great, but my parents were always working. And I didn't want to be the same type of father that my parents were. Again, they were fantastic, but I wanted to always be there. I wanted to be at every soccer game, every piano recital. I wanted to be able to go into school for the parent-teacher conferences. so passive income has really given me the ability to build my life around my family as opposed to building my life around Love that, love that. It's been fantastic, brother. We're gonna listen and find out more about you. Yeah, anybody wants to get more info, go to www.connectwithjscott, just letter J, Scott, connectwithjscott.com, and that'll link you out to everything you might wanna find. Awesome man. Talk soon. Scott (50:54.945) Awesome. Thanks, All right, Mr. Jay Scott from Master House Flipper to multifamily syndicator. He's a master of creating profitable, well-oiled business machines. I've been reading Jay's bigger pockets books for years and it's awesome to have the opportunity to have him on the show today. Major key, focus. Focus on transitioning your active income to passive income and don't get distracted. All right, if you're ready for a change, you're ready to take action. partner with us on one of our next passive real estate deals. Go to passiveincomeattorney.com and join our Esquire Passive Investor Club. All right, kiddos, as always, enjoy the journey. Thank you for listening to the Passive Income Attorney Podcast with Seth Bradley. Do you want more ideas on how to generate multiple streams of passive income? Then jump over to passiveincomeattorney.com for show notes and resources. Then apply for the private Facebook community by searching for the Passive Income Attorney on Facebook. And we'll see you on the next episode. Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en J. Scott's Links: https://www.linkedin.com/in/jscottinvestor/ https://www.instagram.com/jscottinvestor/ https://x.com/jscottinvestor https://linktr.ee/jscottinvestor
This week, Quinn and Tyler cover lighter-than-expected PPI data, the Fed's shifting focus from inflation to labor, deep labor-market revisions showing a “two-speed” U.S. economy, surging AI/data-center CapEx alongside weakening Main Street, and the concentration risks of mega-cap stocks and buybacks. Enjoy! — Follow Tyler: https://x.com/Tyler_Neville_ Follow Quinn: https://x.com/qthomp Follow Forward Guidance: https://twitter.com/ForwardGuidance Follow Blockworks: https://twitter.com/Blockworks_ Forward Guidance Telegram: https://t.me/+CAoZQpC-i6BjYTEx Forward Guidance Newsletter: https://blockworks.co/newsletter/forwardguidance — Join us at Digital Asset Summit in London October 13-15. Use code FORWARD100 for £100 OFF https://blockworks.co/event/digital-asset-summit-2025-london __ Weekly Roundup Charts: https://drive.google.com/file/d/1ogspUIuKxnHZh7REVA9tKpo7tyPCA52W/view?usp=sharing — This Forward Guidance episode is brought to you by VanEck. Learn more about the VanEck Semiconductor ETF (SMH): http://vaneck.com/SMHFelix Learn more about the VanEck Fabless Semiconductor ETF (SMHX): vaneck.com/SMHXFelix — Timestamps: (00:00) Introduction (02:40) DAS London (02:59) Inflation Update (08:15) No High-Yield Problem (12:11) Rate Cuts vs Inflation (13:40) VanEck Ad (14:24) Rate Cuts vs Inflation (15:40) Problems in the Labor Market (20:35) Small-Caps & Productivity Boom (23:05) Fiscal Dominance & Inflation (26:46) VanEck Ad (27:27) SPX Implied Vol & Market Structure (32:12) AI Boom & CapEx (38:24) Bipolar Market Outcomes (42:17) Centralization vs Diversification (49:11) What's Next for Markets? (52:56) Final Thoughts — Disclaimer: Nothing said on Forward Guidance is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are opinions, not financial advice. Hosts and guests may hold positions in the companies, funds, or projects discussed. #Macro #Investing #Markets #ForwardGuidance
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured Bad news is good news on Wall Street—but not for the rest of us. Jobless claims are climbing, inflation is still squeezing families, and the government's interest bill alone now tops $1.2 trillion a year. In this episode:Why the Fed's “dual mandate” creates perverse incentives in the marketsThe real numbers behind gas, food, housing, and wages over the last five yearsHow endless government spending and tariffs keep making life more expensiveWhy only 1 in 4 Americans now believe they can improve their standard of livingThe markets may cheer, but Main Street is buckling. At some point, the truth has to break through the spin.
Sounder at Heart's Tim Ostlund-Foss plays the role of guest host this week as we discuss MLS news, the recent USMNT matches, and of course, Agenda Check.SPONSORSHaxan Ferments - Specializing in unique, small-batch fermented hot sauces and vinegars, Haxan Ferments is handcrafted in Georgetown and made with the best local ingredients from across the Pacific Northwest. Use Code LS for a FREE Hot Sauce w/ purchase!Sounder at Heart - Our network host and biggest supporter, Sounder at Heart covers the Seattle Sounders, Seattle Reign, and MUCH MORE! Subscribe and Support to the BEST independent Seattle Soccer coverage.Podium Edmonds - Located at 114 4th Ave N, just off Main Street in the heart of Downtown Edmonds, come shop and explore the best menswear in the Pacific Northwest. Tell them Lobbing Scorchers sent you!Full Pull Wines - Founded in 2009, they the best boutique wines of the world to members, with special focus on our home, the Pacific Northwest.My Data Removal - Data brokers are selling your personal information! Fight back with My Data Removal. Hunt down and scrub your sensitive information from the internet. Use code "LS" for $10 off your annual plan.Seattle Sounders Tickets - Get tickets to an upcoming match straight from the club and help support the show at the same time.MLS Season Pass - MLS Season Pass is back on Apple TV with access to every single MLS match—including Leagues Cup and the entire Audi MLS Cup Playoffs—with no blackouts! Subscribe today to support the show.MLS Store - New year, new gear! The 2025 MLS jerseys are here, and MLSStore is the ultimate destination for every fan. Every purchase helps support our show!Follow Lobbing Scorchers: YouTube Instagram Bluesky TikTok Ari Liljenwall Noah RiffeLobbing Scorchers is a production of Just Once Media.Lobbing Scorchers is a Seattle Sounders and MLS focused show brought to you by Sounder at Heart. Hosted by Major League Soccer's Ari Liljenwall and Producer Noah Riffe. Join us as we lob our scorching takes on the American soccer landscape, Seattle Sounders, Major League Soccer, USMNT and more.
In this episode of the Volunteer Nation Podcast, Tobi Johnson dives into the topic of transformative service experiences with guests Frederick J. Riley, Executive Director of Weave the Social Fabric Project at the Aspen Institute, and Jackie Woven, Executive Director of Main Street Eureka Springs. They discuss practical strategies for building, growing, and scaling volunteer talent within communities, emphasizing the importance of local, relational, and mutual engagement. The trio explores how grassroots efforts, trust-building, and collaborative service can address community challenges and foster social connections. Jackie talks about the Main Street model, while Fred shares insights from the Weavers Network, offering listeners actionable steps for enhancing volunteer programs and community resilience. Full show notes: 179. Transformative Service Experiences with Frederick J. Riley and Jackie Wolven Transformative Service - Episode Highlights [03:22] - Jackie's Journey into Nonprofits and Volunteerism [04:29] - Frederick's Inspiring Story of Community and Volunteerism [06:21] - The Importance of Volunteerism Today [11:58] - Transformative Service: What It Means and Why It Matters [13:58] - The Role of Virtual Volunteering and Hybrid Models [17:41] - The Roots of Volunteering and Community Connection [19:12] - Challenges and Opportunities in Measuring Volunteer Impact [26:10] - Nonprofits vs. Corporate Models: A Discussion [29:54] - Transforming Volunteer Programs: A New Approach [32:33] - Embracing Fluidity in Volunteer Programs [33:07] - Facilitation Skills for Volunteer Leaders [34:48] - Encouraging Risk and Resilience [35:54] - Aligning Volunteer Work with Community Needs [37:06] - Empowering Volunteer Leaders [40:08] - Building Community Through Service [46:14] - The Weave the Social Fabric Project [50:05] - Main Street Model for Community Engagement [56:53] - Practical Tips for Community Building Helpful Links Volunteer Management Progress Report Episode #164: Moving from Volunteer Compliance to Building Your Nonprofit Community Volunteer Nation Episode #171: Practical Community Building Tips for Your Volunteer Team Weave: The Social Fabric Project at The Aspen Institute Weave Trust Map Jackie's Website National Main Street Center Main Street Eureka Springs Thanks for listening to this episode of the Volunteer Nation podcast. If you enjoyed it, please be sure to subscribe, rate, and review so we can reach more people like you who want to improve the impact of their good cause. For more tips and notes from the show, check us out at TobiJohnson.com. For any comments or questions, email us at WeCare@VolPro.net.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.
On today's episode of The Ultimate Assist, John Stockton and Ken Ruettgers sit down with Catherine Austin Fitts, former Assistant Secretary of Housing, investment banker, and founder of the Solari Report. Known for her fearless analysis of global finance, Catherine exposes how central bank digital currencies (CBDCs), “stablecoins,” and programmable money are paving the way for unprecedented social control.She explains why the Covid era was the largest wealth transfer in history, how government and corporate collusion drains family wealth, and why Main Street was deliberately shut down in favor of Wall Street consolidation. From the surveillance state to financial censorship, Catherine connects the dots on how technology, banking, and policy converge into a digital prison.But this episode isn't just about warning signs—it's about solutions. Catherine offers practical strategies for preserving financial sovereignty, from banking locally and using cash to investing in people, food, and real community wealth. Her message is clear: freedom in health, food, and money are inseparable—and the future depends on us reclaiming them.
Continued investigation of the Mechanic Street story, hidden history of the Revolution, right in plain sight....Photos and contact: https://www.instagram.com/lostmassachusetts/Sources, links, blog, etc.: https://lostmassachusetts.com/a-lost-place
Another year, another festival recap! In this episode of Behind the Pursuit, we share our takeaways from the 2025 Kentucky Bourbon Festival. We dive into how our booth placement shaped the weekend, the activations we brought to the event (and a few others that caught our eye), and the trends we noticed across the festival floor. We also talk about the reception to our expanding lineup, from Cognac Rye to the Mellwood Collection, plus where we see room to keep pushing limited expressions to meet growing demand. All that and more in this year's festival wrap-up! We hit on: 00:00 Welcome and Festival Recap 03:24 Kentucky Bourbon Festival Highlights 10:21 Sales and Community Engagement 17:31 Brand Observations and Future Trends 24:07 Exploring Craft Bourbon and Flagship Expressions 27:54 Consumer Experience and VIP Access at Bourbon Fest 30:45 Festival Layout and Vendor Interaction 34:20 New Releases and Trends in Bourbon 39:02 Accessibility and Consumer Preferences in Bourbon and much more. P.club by Pursuit Spirits puts you in the inner circle. As a member, you'll unlock exclusive distillery-only releases, VIP access to live virtual tastings with Q&As, 10% off all merch and special perks. Whether you choose free doorstep delivery or distillery pickup, you'll always be first in line for our newest drops. With a flexible cart and priority access to limited barrels, P.Club isn't just a membership—it's your all-access pass to Pursuit. Sign up today. Come and see us at 722 W. Main Street! Be sure to visit pursuitspirits.com and click on Visit Us to book a tasting or barrel selection experience. For questions or topic requests on upcoming episodes, email us at podcast@pursuitspirits.com.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.
In this episode of Main Street Matters, Elaine Parker and Breitbart's John Carney discuss the recent downward revision of job numbers, the implications of Federal Reserve policies, and the overall state of the economy. They explore the challenges faced by small businesses, the impact of high interest rates, and the growing divide between generations regarding housing affordability. The conversation also touches on the political landscape in New York City and the rising support for socialism among younger voters. Read John's work and Subscribe to Breitbart Business Digest HERE | https://www.breitbart.com/author/john-carney/See omnystudio.com/listener for privacy information.
Peter Grandich is massively bullish on gold and believes the fundamental argument for holding the metal has never been better. With most of both Main Street and Wall Street having little to no allocation to precious metals, even as the metal rockets to new all-time highs, the stage has been set for a bull market in both gold and silver that will leave many in the dust. Peter has also changed his stance on the broad stock market from neutral to bearish, and he points out the factors he's seeing that lead him to believe we could be up for a serious crash ahead.Get Your Commodity Culture Merch: https://commodity-culture-shop.fourthwall.comFollow Peter on X: https://x.com/PeterGrandichPeter's Youtube Channel: https://www.youtube.com/@Peter-GrandichPeter Grandich & Company: https://petergrandich.comFollow Jesse Day on X: https://x.com/jessebdayCommodity Culture on Youtube: https://youtube.com/c/CommodityCulture
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.
With its turquoise waters, white sand beaches and laid-back island vibes, this Caribbean paradise is a dream destination. But before you jet off, you'll want to know exactly what to pack and what to wear in the Bahamas to stay cool, stylish and comfortable from sunrise to sunset. Bahamas Style: The Ultimate Style Guide for Men and Women Planning a getaway to the Bahamas? Great choice.No matter what you love to do on vacation (lounging, exploring or dining), here's your complete packing and style guide for Bahamas life.General Packing Tips for the BahamasChoose breathable fabrics: Lightweight cotton, linen and rayon are best for the tropical climate.Go for island colors: Whites, brights, pastels and tropical prints will always fit the vibe.Shoes to pack: Sandals, espadrilles or light sneakers by day; dressier sandals or loafers by night.Sun protection: Don't forget sunglasses, a wide-brim hat and reef-safe sunscreen.Daytime Outfit Ideas for BahamasWomen's Daytime OutfitsSwimwear: Pack at least three swimsuits or bikinis for variety.Cover-ups: Flowy kaftans, sarongs or lightweight maxi dresses for walking to and from the beach.Casual wear: Sundresses, linen shorts with breezy tops, or wide-leg pants with tank tops.Shoes: Flip-flops or flat sandals that can handle sand and water.Men's Daytime OutfitsSwimwear: Quick-dry swim trunks in bright prints or solid colors.Casual wear: Linen button-downs, cotton polos, or lightweight tees paired with shorts.Shoes: Flip-flops, slides or casual slip-ons for exploring towns and markets.Evening and Dining Outfits, Bahamas Style When the sun sets, the Bahamas shifts to a more refined yet relaxed style. Most resorts and restaurants lean toward smart casual in the evenings. So be sure to consider what you pack.Women's Evening OutfitsDinner looks: Maxi or midi dresses, jumpsuits or skirts with silk tops.Accessories: Tropical-inspired jewelry to dress things up.Shoes: Wedge sandals or embellished flats—leave the stilettos at home.Layering piece: A lightweight wrap or cardigan for breezy evenings.Men's Evening OutfitsDinner looks: Linen pants or chinos with a button-down or polo shirt.Shoes: Loafers, dress sandals or even espadrilles (if that's your thing).Optional upgrade: A linen blazer if you want to polish your look for upscale dining.Outfits for Excursions & ActivitiesFrom boat trips to cultural tours, you'll want comfortable clothing for adventure days.For Women: Sporty sundresses, shorts with tanks, or activewear with sneakers.For Men: Athletic shorts, breathable tees, and sneakers or sandals with grip.Accessories: Small daypack, reusable water bottle, and a wide-brimmed hat.Bahamas Travel Essentials to PackSnorkel gear or water shoes for reef adventuresBug repellent for tropical eveningsWaterproof bag to protect valuables on boat tripsAfter-sun lotion to soothe sun-kissed skinFinal Word: Bahamas Island Style Made SimpleWhat you wear in the Bahamas should combine comfort with effortless style. When in doubt, consider light fabrics, tropical colors and versatile outfits that transition easily from beach days to casual nights. By packing smart and choosing pieces you can mix and match, you'll be ready for every unforgettable moment of your island escape.Shop at 1923 Main Street, Graphic T-Shirts, Sweatshirts and Hoodies for Those Who Love to TravelThank you for listening to the Travel Style Podcast at 1923MainStreet.com.Shop unique and original travel inspired and subtle Disney travel clothing, including t-shirts, sweatshirt, hoodies and more at 1923 Main Street.Follow along on X, Instagram, Pinterest and Facebook.Thank you for listening and always remember to roam freely and wear boldly.Mike Belobradic and Amelia Belobradic--Media provided by Jamendo
The REVISED Jobs Report just dropped—and the numbers are shaking Wall Street, Main Street, and the mortgage market. What does this mean for your investments, your 401(k), and your mortgage rate? In this live stream, we'll break it all down: ✅ Why the REVISED jobs data shocked the markets ✅ How mortgage rates could react in the days ahead ✅ The Fed's next move — rate cuts or more uncertainty? ✅ The best investment strategies you can make right now Whether you're a homeowner, homebuyer, or investor, this is the breakdown you need to stay ahead of the curve.
P.M. Edition for Sept. 8. Lawyers for Jeffrey Epstein's estate have given Congress a copy of the 2003 birthday book that includes a letter with Trump's signature. Plus, lumber prices are falling, sounding an alarm on Wall Street about potential problems on Main Street. Ryan Dezember, who covers commodities for the Journal, discusses what's going on and why. And the French government has collapsed, deepening the country's political and fiscal mess. We hear from WSJ reporter Noemie Bisserbe about how this means for the French economy. Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices
Give us about fifteen minutes a day, and we will give you all the local news, sports, weather, and events you can handle. SPONSORS: Many thanks to our sponsors... Annapolis Subaru, the SPCA of Anne Arundel County, the Annapolis Sailand Power Boat Shows, Interim HealthCare of Annapolis, and Hospice of the Chesapeake, Today... Local elections are heating up with big stakes in Annapolis, Navy football powered through lightning delays to a decisive win, the wealthiest ZIP codes in Greater Baltimore show just where the money flows, and Main Street loses another retailer as FatFace closes shop. Those stories and more, coming up on today's DNB. DAILY NEWS EMAIL LINK: https://forms.aweber.com/form/87/493412887.htm Ann Covington from CovingtonAlsina is here with the Monday Money Report! The Eye On Annapolis Daily News Brief is produced every Monday through Friday at 6:00 am and available wherever you get your podcasts and also on our social media platforms--All Annapolis and Eye On Annapolis (FB) and @eyeonannapolis (X) NOTE: For hearing-impaired subscribers, a full transcript is available on Eye On Annapolis.
It's back to reality for the Seattle Sounders after their magical Leagues Cup title run, as the Rave Green get set to return to league play with yet another matchup vs. LA Galaxy in Matchday 33. With the focus now back on the Western Conference table and playoff positioning, we'll take a look at Seattle's remaining schedule and talk expectations for the stretch run and the postseason.SPONSORSHaxan Ferments - Specializing in unique, small-batch fermented hot sauces and vinegars, Haxan Ferments is handcrafted in Georgetown and made with the best local ingredients from across the Pacific Northwest. Use Code LS for a FREE Hot Sauce w/ purchase!Sounder at Heart - Our network host and biggest supporter, Sounder at Heart covers the Seattle Sounders, Seattle Reign, and MUCH MORE! Subscribe and Support to the BEST independent Seattle Soccer coverage.Podium Edmonds - Located at 114 4th Ave N, just off Main Street in the heart of Downtown Edmonds, come shop and explore the best menswear in the Pacific Northwest. Tell them Lobbing Scorchers sent you!Full Pull Wines - Founded in 2009, they the best boutique wines of the world to members, with special focus on our home, the Pacific Northwest.My Data Removal - Data brokers are selling your personal information! Fight back with My Data Removal. Hunt down and scrub your sensitive information from the internet. Use code "LS" for $10 off your annual plan.Seattle Sounders Tickets - Get tickets to an upcoming match straight from the club and help support the show at the same time.MLS Season Pass - MLS Season Pass is back on Apple TV with access to every single MLS match—including Leagues Cup and the entire Audi MLS Cup Playoffs—with no blackouts! Subscribe today to support the show.MLS Store - New year, new gear! The 2025 MLS jerseys are here, and MLSStore is the ultimate destination for every fan. Every purchase helps support our show!Follow Lobbing Scorchers: YouTube Instagram Bluesky TikTok Ari Liljenwall Noah RiffeLobbing Scorchers is a production of Just Once Media.Lobbing Scorchers is a Seattle Sounders and MLS focused show brought to you by Sounder at Heart. Hosted by Major League Soccer's Ari Liljenwall and Producer Noah Riffe. Join us as we lob our scorching takes on the American soccer landscape, Seattle Sounders, Major League Soccer, USMNT and more.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.
Hyperion Adventures Podcast: Everything Disney for Every Fan
From the Show Floor: Our Destination D23 Experience Recap Over Labor Day Weekend, we were blessed to get to head to the Walt Disney World Resort for an amazing event discussing many aspects of Disney. And this week, we're telling you all about it as we bring you From the Show Floor: Our Destination D23 Experience Recap. We share many of the details from the 3-Day event at The Most Magical Place On Earth. We'll tell you some of our favorite moments and what to expect if you're thinking about attending one of these spectacular conferences in the future. But Destination D23 wasn't the only fun thing we got to check out over the weekend. We also attended our first-ever Mickey's Not So Scary Halloween Party. We'll share the details of that and our visit to the brand new pirate-themed tavern at Magic Kingdom. That's right, we visited the Beak & Barrel, as well. We'll discuss a lot about that brand new spot for a little swashbuckling eating & drinking fun. Disney Stories of the Week Once we complete the From the Show Floor: Our Destination D23 Experience Recap portion of the show, it's time for the Disney Stories of the Week. In this episode, we tell you when you'll have your last opportunity to enjoy some prehistoric fun at Disney's Animal Kingdom Park. And we share when you'll be able to experience Mum, Dad, Bingo & Bluey on the big screen. Certainly, that's not all. As always, we wrap it all up with tips that might help you on your next Disney vacation. If you have any comments, questions, or requests to cover a particular topic, please feel free to Contact Us! We also invite you to join the positive fun in our Hyperion Adventurers Facebook Group as well as our Hyperion Mornings on YouTube for a daily dose of live positive chat! In case you're looking to take a magical trip, be sure to visit our favorite Authorized Disney Vacation Planner. Nate with Main Street and More Travel will give you concierge-level service planning for your next vacation. Be sure to tell him, “Tom & Michelle sent me!” Thanks for listening! Cheers!
August's jobs report showed that the labor market is slowing, with only 22,000 jobs created—significantly fewer than the 75,000 expected. The news about the sluggish job market comes as Wall Street and Main Street grapple with uncertain economic conditions and fresh questions about tariffs. A federal appellate court is throwing out most of President Trump's tariffs, though the decision is on hold until mid-October, meaning tariffs are still being collected for now. The President hopes the Supreme Court will weigh in and uphold his tariff policies. Gary Kaltbaum, president of Kaltbaum Capital Management and a Fox Business contributor, joins Fox Business's Lydia Hu to break down the jobs report and explain why he thinks tariffs and other factors are making employers reluctant to hire. Then, Lydia speaks with Jeffrey Schwab, senior counsel and director of litigation at the Liberty Justice Center, who is representing some of the small companies legally challenging the administration's Trump policies. Schwab explains why the president's implementation of his trade policy is unconstitutional and how those tariffs are harming his clients. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Why risk your business and hard-earned money with the wrong setup when you could be protecting yourself and saving on taxes? In this episode of the Main Street Business Podcast, Mark J. Kohler and Mat Sorensen break down the critical steps every small business owner and new LLC owner must take to avoid costly mistakes. From choosing the right entity structure to understanding tax advantages, they reveal the insider strategies that keep more money in your pocket and safeguard your future.Discover how to set up your LLC the right way, when an S Corp might make sense, and how to keep your business compliant without overspending on fees. Learn practical legal and tax moves that help you reduce liability, maximize deductions, and protect your assets — so you can focus on growing your business with confidence.If you're serious about building a strong foundation for your company, this is an episode you can't afford to miss! Subscribe for more real-world strategies from Mark J. Kohler and Mat Sorensen, and get expert support for your business today through KKOS Lawyers and Main Street Business Services.You'll learn:Why setting up your LLC in the wrong state (like Nevada, Delaware, or Wyoming) can cost you extra fees and headaches — and where you really should fileHow to avoid exposing your home address by properly using a registered agent and company addressThe critical documents every LLC needs beyond the one-page state filing, including an operating agreement, membership certificates, and minutesWhy your LLC must have its own bank account, tax ID, and records to be treated as a separate legal entityHow the right tax election (like electing S Corp status) can save business owners thousands in self-employment taxes each yearThe importance of annual compliance — renewals, meetings, and minutes — and why outsourcing this can save time, stress, and penaltiesReal-world “cleanup” strategies for fixing LLCs that were set up wrong or neglected, so you can get back on trackGet a comprehensive tax consultation with one of our Main Street tax lawyers that can build a tax strategy plan with an affordable consultation that will leave you speechless!! Here's the link - https://kkoslawyers.com/services/comprehensive-bus-tax-consult/?utm_source=buzzsprout&utm_medium=description&utm_campaign=10-LLC-mistakes Grab my FREE Ultimate Tax Strategy Guide HERE! You don't want to miss this! Secure your tickets for the most significant business, tax & legal event of the year: Main Street 360 Looking to connect with a rock star law firm? KKOS is only a click away! Are you ready to get certified in EVERY strategy I teach? Start your journey with a FREE 15-minute discovery call to explore the Main Street Tax Pro Certification. Check out our YOUTUBE Channel Here: https://www.youtube.com/markjkohler Craving more content? Check out my Instagram!