Podcasts about money it

♫ Disclosure - What's In Your Head♫ Wardener, Patch - Revelations♫ Jungle - Candle Flame♫ Mirco Savoldell - Beach Guitar♫ Andj C - Behind Your Eyes♫ Jere McAllister - What I Do♫ Pixel8 Trax - Mate♫ Soulista - Mystic Horizons♫ Lovetempo - But I Do♫ SBTRKT, Jessie Ware - Right Thing To Do♫ Chill0hm - Soleil - Levant♫ Rocco Romodaal - Someday♫ Oded Nir, Derrick McKenzie - Alive♫ Nathan G - Let It Flow♫ Rhythm Lab Project, Beauty & The Breakdown - Incandescence♫ 4 The Money - It's A Moment In Time♫ Valerie Vaudano - Lose My Mind♫ Babs Presents - U Can Call Me If U Wanna♫ Walter G - Deep Forest♫ DJ Vy - Love You More♫ Bessie - Shaboom♫ Deepmore - All Night Long ♫ Rodolfo - Low Key Banger♫ Adam Nyquist - Piano Tune♫ N.W.N. - Always♫ Soulidan, Rufaro, Nicole Nyathi - You Are My Inner Soul♫ Kelli Sae, Michael Grey - Believe In A Brighter Day♫ Logsy D - This Is Ska♫ Sabroso - Shake That♫ Kariya - Baby Let Me Love You Tonight (Ninja Flex)

What happens when you hit every benchmark of success… but still feel like something's missing?In this raw and powerful episode, Daniel Ferguson joins Eric to unpack what it means to stop living on autopilot and start showing up with intention. From fatherhood guilt and broken priorities to setting rock-solid boundaries, Daniel shares how writing Life Recalibrated helped him shift from being “the guy crushing it at work” to a man fully present for his family—and himself.The conversation hits deep on building real connection with your kids, saying no without guilt, and the hard truth that your ego won't tuck your kids in at night. Eric and Daniel open up about the lessons they've learned, the ones they're still working on, and why legacy has nothing to do with your bank account.This isn't a fluffy self-help convo. It's two dudes being brutally honest about how easy it is to drift—and how damn important it is to recalibrate before it's too late.If you've ever felt stuck between doing what's expected and doing what matters… this one's going to hit hard.CHAPTERS 00:00 – Intro: Golf, Books, and Real Talk 02:00 – The Fear of Reading a Friend's Book (and Loving It Anyway) 04:00 – Imposter Syndrome & Vulnerability in Writing 06:30 – The Parenting Chapter That Hit Hard 09:00 – Conversation Cards & Shutting Off the Radio 13:00 – The Portal Story: Last Day of Vacation Mindset Shift 18:00 – Being Present Is a Skill Most People Lost 21:00 – Boundaries at Work, at Home, and Even on the Golf Course 26:00 – Solo Golf, Yoga, and Finding Your Personal Reset 30:00 – When to Say No… and When You Need to Start Saying Yes 37:00 – After the Round: Why That Extra 30 Minutes Matters 44:00 – Why Daniel Really Wrote the Book 49:00 – Legacy Isn't Money—It's What They Remember 52:00 – Sharing the Message While You're Still HereListen to this episode on other podcast platforms: Spotify: https://tinyurl.com/BeAuthenticSpotifyGoogle Podcast: https://tinyurl.com/BeAuthenticGooglePodcastApple Podcast: https://tinyurl.com/BeAuthenticApplePodcastAmazon Music: https://tinyurl.com/BeAuthenticAmazonMusic Connect with "Be Authentic or GTFO" on social media:Facebook: https://www.facebook.com/beauthenticorGTFOInstagram: https://www.instagram.com/beauthenticorGTFOWebsite: https://beauthenticorgtfo.com Follow Podcast Host Eric Oberembt on social media:Facebook: https://www.facebook.com/eric.oberembtInstagram: https://www.instagram.com/oberembt

Let's talk about something that trips up way too many women entrepreneurs: money. If you've ever second-guessed your pricing, felt guilty for wanting to earn more, or caught yourself downplaying your value, you're not alone—and this episode is exactly what you need. In today's conversation, we're peeling back the layers on all the sneaky stories we've been taught about money. You know the ones: “Wanting wealth is selfish.” “Talking about money is tacky.” “You should just be grateful to do what you love.” Sound familiar? These beliefs don't just mess with your mindset—they can keep you undercharging, overdelivering, and stuck in a cycle that's draining your energy and your bank account. We're also diving into some pretty eye-opening stats about how women engage with money. (Spoiler: there's a reason the wealth gap still exists.) But more importantly, I'm sharing how you can rewrite the narrative, break those old patterns, and step into the kind of financial confidence that transforms not just your business but your life. ✔️ A fresh perspective on money—and how to stop feeling guilty for wanting more ✔️ Actionable steps to shift your money mindset and confidently charge what you're worth ✔️ A breakdown of the societal and generational beliefs that may be holding you back ✔️ Inspiring book recommendations (hello, Rachel Rodgers!) to keep your growth going This episode isn't just about money—it's about empowerment. Because when you stop apologizing for your worth and start owning your financial power, it's amazing what can happen in your business and your life. 00:00 – Intro: Why Your Money Mindset Matters 00:20 – The History of Women and Money (It's Wild) 01:53 – Unpacking Limiting Beliefs Around Wealth 02:39 – The Truth About Charging What You're Worth 03:07 – Stats That Every Woman Entrepreneur Needs to Hear 05:16 – Steps to Shift Your Money Mindset for Good 09:15 – Personal Stories and Lessons Learned 12:48 – Empowering Women to Rewrite Their Money Stories 13:12 – Resources to Keep the Momentum Going

In this thought-provoking podcast episode, Hazel guides listeners through a reflective exercise aimed at assessing their current life situation. By posing a series of introspective questions about work hours, income, and personal time, Hazel encourages individuals to confront the often-overlooked aspects of their daily lives. KEY TAKEAWAYS Self-Reflection on Time and Money: It's essential to assess how much time is spent working, including commuting, and how much net income is earned. This reflection helps identify the balance between work and personal enjoyment. Understanding Life's Obligations: Recognise the time consumed by family responsibilities and chores, which can limit personal enjoyment. It's important to differentiate between obligatory tasks and leisure activities. Financial Awareness: Calculate monthly expenses, including housing, food, and transportation, to understand the financial constraints faced. Many families find that their income barely covers essential living costs, leaving little for discretionary spending. The Importance of Financial Freedom: The discussion emphasises the need to create additional income streams to escape the cycle of working solely to meet basic needs. This can lead to a more fulfilling and less stressful life. BEST MOMENTS"These questions are designed to help you get a really good close look at your current situation, to help you square up and take a good look in the face at what's going on in your world right now." "How much time do you have to enjoy your life aside from working and after all usual family activities and personal responsibilities?" "It's quite shocking when you start to really take a good look at it and go, what the heck is going on? I'm in this zone of earning, working, paying for things, doing everything I need to do to just exist." VALUABLE RESOURCES Click here to download your FREE gift, our Financial Freedom Spreadsheet, to help you get a 'snap shot' of your finances... https://www.the-freedom-club.com/financial-freedom-spreadsheet-landing-page ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free. She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'. During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest.

GUEST: Jenn Jones, VP of Government Affairs, AARP   TOPIC: Each year the Social Security Administration announces the cost-of-living adjustment (COLA) for the upcoming year. Last week, leaders announced a 2.5% COLA for 2025. That is smaller than recent years – attributable to slowing inflation.   COLA increases are meant to offset rising prices including food, gas and living expenses. This year, retirees on a fixed income have struggled to keep up with inflation and the 2025 COLA is expected to provide some relief.   -- Call us now by dialing #250 on your cell phone and say the key-word “MONEY” It's time to get your own retirement plan IN WRITING. Learn more at PeakFinancialFreedomGroup.com Subscribe to our YouTube Channel and watch clips from Peak Financial's radio & TV show.

Dan Ahmad and Jim Files help explain what the Fed lowering interest rates means for your retirement plan. Plus – they discuss some strategies to consider before rates drop even further. Call us now by dialing #250 on your cell phone and say the key-word “MONEY” It's time to get your own retirement plan IN WRITING. Learn more at PeakFinancialFreedomGroup.com Subscribe to our YouTube Channel and watch the latest videos from Peak Financial

Guest: Debra Whitman, PhD, AARP's Executive Vice President and Chief Public Policy Officer and former staff director for the Senate Special Committee on Aging   In her groundbreaking new book, Debra Whitman provides a road map for navigating, and celebrating, the second half of life. A globally recognized expert on aging, Whitman shares insights on longevity, brain health, financial planning, work, housing, and the value of relationships and social engagement. Informed by Whitman's unmatched expertise and her deep passion, The Second Fifty is an indispensable guide for living well in the 21st century whether you are approaching 50, into your later years or caring for someone who is.   -- Call us now by dialing #250 on your cell phone and say the key-word “MONEY” It's time to get your own retirement plan IN WRITING. Learn more at PeakFinancialFreedomGroup.com Subscribe to our YouTube Channel and watch clips from Peak Financial's radio & TV show.

Pink Floyd's Catalog Sale: A New EraIn this episode of the Deadhead Cannabis Show, Larry Michigan explores the rich history of the Grateful Dead's music, focusing on a specific concert from 1980. He discusses the significance of various songs, including 'Iko Iko' and 'Me and Bobby McGee', while also reflecting on the impact of Chris Christopherson's songwriting. The conversation shifts to current events in the music and cannabis industries, including Pink Floyd's catalog sale and the ongoing challenges faced by the hemp industry. Larry emphasizes the importance of medical marijuana legalization and shares insights on how cannabis enhances the music experience. He concludes with personal strain recommendations and highlights record sales in legal marijuana states. TakeawaysThe Grateful Dead's acoustic sets were a significant part of their live performances.Audience tapes capture the energy of live shows better than soundboard recordings.Chris Christopherson's 'Me and Bobby McGee' remains a classic, showcasing the intersection of music and storytelling.Pink Floyd's recent catalog sale reflects the changing dynamics in the music industry.The Betty Boards represent a pivotal moment in Grateful Dead tape trading history.The hemp industry faces legal challenges that could impact small businesses.A majority of chronic pain patients support the legalization of medical marijuana.Cannabis enhances the enjoyment of music, as confirmed by recent studies.Record sales in legal marijuana states are reaching new heights, indicating a thriving market.Personal strain recommendations can enhance the cannabis experience for users. Chapters00:00Introduction and Context of the Grateful Dead's Music04:50Exploring 'Iko Iko' and Audience Tapes10:42The Significance of 'Monkey and the Engineer'15:24Remembering Chris Christopherson and 'Me and Bobby McGee'22:31Pink Floyd's Catalog Sale to Sony Music28:15The Mystery of the Betty Boards54:16Current Issues in the Hemp Industry01:08:10Support for Medical Marijuana Legalization01:15:50The Impact of Marijuana on Music Enjoyment01:21:09Record Sales in Legal Marijuana States01:25:53Strain Recommendations and Personal Experiences Grateful DeadOctober 7, 1980 (44 years ago)Warfield TheaterSan Francisco, CAGrateful Dead Live at Warfield Theater on 1980-10-07 : Free Download, Borrow, and Streaming : Internet Archive Part of 23 show run in late September to the end of October, 1980 split between the Warfield (September 27th – October 14th) and Radio City Music Hall in NYC (October 22 – 31st)   Each show opened with an acoustic set followed by two full electric sets.  These were the last shows where the Dead played acoustic sets.  Songs from all of these concerts were pulled for the two related Dead double album releases, Reckoning (acoustic music, released April 1, 1981- the Band's sixth live album and 17th overall) and Dead Set (electric music, released August 26, 1981, the Band's seventh live album and 18th overall).  Today's episode is broken up into three acoustic numbers from this show and then three electric numbers. INTRO:                     Iko Iko                                    Track #1                                    0:00 – 1:37 "Iko Iko" (/ˈaɪkoʊˈaɪkoʊ/) is a much-coveredNew Orleans song that tells of a parade collision between two tribes of Mardi Gras Indians and the traditional confrontation. The song, under the original title "Jock-A-Mo", was written and released in 1953 as a single by James "Sugar Boy" Crawford and his Cane Cutters but it failed to make the charts. The song first became popular in 1965 by the girl groupthe Dixie Cups, who scored an international hit with "Iko Iko" released in March, 1965. In 1967, as part of a lawsuit settlement between Crawford and the Dixie Cups, the trio were given part songwriting credit for the song.  A permanent part of the Dead's  repertoire since first played in May, 1977 in St. Louis, almost by accident out of and back into a Not Fade Away.  The intro, one verse and back to NFA.  Overtime, became a tune that was not frequently played, usually once, maybe twice, a tour, but whenever it was played it created a party atmosphere out of whatever the mood had been prior to its playing.  Perfect song for Jerry with the call and response chorus that everyone joined in on.  The song that “fastened my seatbelt on the bus” when I saw it for the first time at my second show ever in Syracuse in 1982 with good buddy Mikey.  Once you hear it live, you are always looking for it at future shows. I love this song as do many Deadheads.  But getting to hear it played acoustically is a real treat and a great way to open this “hometown” show.  Jerry played it right up until the end. Played:  185 timesFirst:  May 15, 1977 at St. Louis Arena, St. Louis, MO, USALast:  July 5, 1995 at Riverport Amphitheatre, Maryland Heights, MO, USA SHOW No. 1:         Monkey And The Engineer                                    Track #4                                    0:48 – 2:25 Jesse Fuller tune Jesse Fuller (March 12, 1896 – January 29, 1976) was an American one-man band musician, best known for his song "San Francisco Bay Blues".  Starting in the 1950's after a number of non-music related jobs, Fuller began to compose songs, many of them based on his experiences on the railroads, and also reworked older pieces, playing them in his syncopated style. His one-man band act began when he had difficulty finding reliable musicians to work with: hence, he became known as "The Lone Cat". Starting locally, in clubs and bars in San Francisco and across the bay in Oakland and Berkeley, Fuller became more widely known when he performed on television in both the Bay Area and Los Angeles. In 1958, at the age of 62, he recorded an album, released by Good Time Jazz Records.[3] Fuller's instruments included 6-string guitar (an instrument which he had abandoned before the beginning of his one-man band career), 12-string guitar, harmonica, kazoo, cymbal (high-hat) and fotdella. He could play several instruments simultaneously, particularly with the use of a headpiece to hold a harmonica, kazoo, and microphone. In the summer of 1959 he was playing in the Exodus Gallery Bar in Denver. Bob Dylan spent several weeks in Denver that summer, and picked up his technique of playing the harmonica by using a neck-brace from Fuller.[ Monkey And The Engineer was played by the pre-Dead group Mother McCree's Uptown Jug Champions in 1964. The song was performed by the Grateful Dead in acoustic sets in 1969, 1970, 1980 and 1981. Also performed by Bob Weir with Kingfish. A fun tune that is perfect for kids as well.  Good one to get them hooked into the Dead on! Played:  38 timesFirst:  December 19, 1969 at Fillmore West, San Francisco, CA, USALast: February 12, 1989 at Great Western Forum, Inglewood, CA, USA  MUSIC NEWS:                         Intro Music:           Me and Bobby McGee                                                            Kris Kristofferson - Me And Bobby McGee (1979) (youtube.com)                                                            0:00 – 1:27 "Me and Bobby McGee" is a song written by American singer-songwriter Kris Kristofferson and originally performed by Roger Miller. Fred Foster shares the writing credit, as Kristofferson wrote the song based on a suggestion from Foster.[1] Foster had a bit of a crush on Barbara "Bobbie" McKee who was a secretary on Nashville's music row. When he pitched the title to Kristofferson, he misheard the name as "Me and Bobby McGee," and the name stuck. Kristofferson found inspiration for his lyrics from a film, 'La Strada,' by Fellini, and a scene where Anthony Quinn is going around on this motorcycle and Giulietta Masina is the feeble-minded girl with him, playing the trombone. He got to the point where he couldn't put up with her anymore and left her by the side of the road while she was sleeping," Kristofferson said.  A posthumously released version by Janis Joplin topped the Billboard Hot 100 in 1971, making the song the second posthumously released No. 1 single in U.S. chart history after "(Sittin' On) The Dock of the Bay" by Otis Redding. Gordon Lightfoot released a version that reached number 1 on the Canadian country charts in 1970. Jerry Lee Lewis released a version that was number 1 on the country charts in December 1971/January 1972 as the "B" side of "Would You Take Another Chance on Me". Billboard ranked Joplin's version as the No. 11 song for 1971. Janis Joplin recorded the song for inclusion on her Pearl album only a few days before her death in October 1970. Singer Bob Neuwirth taught it to her while Kristofferson was in Peru filming The Last Movie with Dennis Hopper.[5] Kristofferson did not know she had recorded the song until after her death. The first time he heard her recording of it was the day after she died.[6]Record World called it a "perfect matching of performer and material."[7] Joplin's version topped the charts to become her only number one single; her version was later ranked No. 148 on Rolling Stone's 2004 list of The 500 Greatest Songs of All Time. In 2002, the 1971 version of the song by Janis Joplin on Columbia Records was inducted into the Grammy Hall of Fame. The song is the story of two drifters, the narrator and Bobby McGee. The pair hitch a ride from a truck driver and sing as they drive through the American South before making their way westward. They visit California and then part ways, with the song's narrator expressing sadness afterwards. Due to the singer's name never being mentioned and the name "Bobby" being gender-neutral (especially in America), the song has been recorded by both male and female singers with only minor differences in the lyrical content. Me And Bobby McGee was first performed by the Grateful Dead in November 1970. It was then played well over 100 times through to October 1974. The song returned to the repertoire for three performances in 1981 after which it was dropped for good.  Sung by Weir.    RIP Kris Kristofferson Kris Kristofferson, the iconic country music singer-songwriter and accomplished Hollywood actor, passed away peacefully at his home in Maui, Hawaii, at the age of 88. The family has not disclosed the cause of death. It was confirmed that Kristofferson was surrounded by loved ones during his final moments. In a statement, the family shared: "It is with a heavy heart that we share the news our husband/father/grandfather, Kris Kristofferson, passed away peacefully on Saturday, Sept. 28 at home. We're all so blessed for our time with him. Thank you for loving him all these many years, and when you see a rainbow, know he's smiling down at us all." Tributes poured in from across the entertainment world and fans as the news of Kris Kristofferson's death spread. Barbra Streisand, his co-star in A Star Is Born, praised him as a "special” and “charming" in a post on X. Dolly Parton, who collaborated with Kristofferson, shared on X, "What a great loss. I will always love you, Dolly." Kristofferson's career was nothing short of extraordinary. He achieved stardom as both a country music artist and a successful actor. Throughout his prolific career, Kristofferson earned numerous accolades. These include three Grammy Awards and an induction into the Country Music Hall of Fame in 2004. Additionally, he was nominated for an Academy Award in 1985 for Best Original Song for Songwriter. In 1971, Janis Joplin, who had dated Kristofferson, had a number one hit with "Me and Bobby McGee" from her posthumous album Pearl. It stayed on the number-one spot on the charts for weeks.  In 2021, after releasing his final album, The Cedar Creek Sessions, in 2016, Kristofferson announced his retirement from music. His legacy as a musician, actor, and cultural icon leaves a profound impact on both industries. He is survived by his wife, Lisa, his children, and his grandchildren.  Pink Floyd sells song rights (Rolling Stone Magazine) After years of in-fighting and near-agreements, Pink Floyd have finally reached a deal to sell the rights to their recorded music catalog to Sony Music, according to the Financial Times.The deal is reported to be worth around $400 million and also includes the rights to the band's name and likenesses. That means, along with gaining full control over Pink Floyd's music, Sony will have the crucial rights for most things Pink Floyd-related, from merch to movies. A rep for Sony Music declined to comment. A source confirmed the veracity of the details to Rolling Stone. In an interview with Rolling Stone in August, Gilmour confirmed that the band was “in discussion” about a potential catalog sale, with the guitarist adding he was tired of the continued in-fighting and “veto system” that has resulted in animosity and delayed reissues over petty issues like liner notes.   “To be rid of the decision-making and the arguments that are involved with keeping it going is my dream,” Gilmour said of a catalog sale. “If things were different… and I am not interested in that from a financial standpoint. I'm only interested in it from getting out of the mud bath that it has been for quite a while.” With the Sony deal in place, the label — and not the band — will now bear the responsibility for the next Pink Floyd release, a 50th-anniversary edition of Wish You Were Here that is expected to arrive in 2025. The Sony deal comes 18 months after Pink Floyd made traction on a $500 million agreement to sell their music, only for more bickering between band mates to make the deal “basically dead,” as sources told Variety in March 2023. The Sony deal only includes Pink Floyd's recorded music catalog, which allows for the band to keep its largely Waters-penned publishing catalog and retain ownership of now-apropos lyrics like “Money/It's a crime/Share it fairly, but don't take a slice of my pie” and “We call it riding the gravy train.” What happened to the Betty Boards In May 1986, a storage auction took place in California's Marin County that would altogether change the nature of Grateful Dead tape trading, the group's distribution of its live recordings and, ultimately, the Dead's place in the Library of Congress' National Recording Registry. An advertisement in a local paper drew in a few dozen curious parties anticipating the range of memorabilia and household items that typically become available through the auction of lockers that had fallen into arrears due to lack of payments.  Among the items up for auction that day were hundreds of reel-to-reel soundboard tapes of the Grateful Dead originally recorded by Betty Cantor-Jackson during a golden age between 1971-80. The Betty Boards, as copies of these recordings became known, eventually found their way into the collections of longstanding Deadheads and newbies alike, ending some aspects of a tape-trading hierarchy by which certain individuals lorded over their collections, denying access to those who were unfamiliar with the secret handshake. The appearance and subsequent dissemination of these recordings became a source of fascination and speculation for Deadheads in 1986 and the questions have only compounded over the years: How did the tapes fall into the auction? Who won them? How and why were they initially distributed? Are there more recordings that have yet to make it into circulation? And jumping ahead to the present, where are those tapes today? Just what has become of the Bettys? What can be said with certainty is that a new cache of tapes has been unearthed and a plan is underway by Dark Star Orchestra guitarist Rob Eaton, who has painstakingly restored many of the boards, to complete the job and then facilitate their return to the band. Eaton hopes that a series of official releases might follow that will also yield a small royalty to the woman who recorded the reels and then lost them due to her own financial hardship, even if Deadheads owe her a debt of gratitude. Before the auction, before the boards, there was Betty. Betty Cantor was still in her teens when she began setting up mics and helping to record sound at San Francisco venues— first at the Avalon Ballroom and then, the Carousel (the latter during the Grateful Dead's brief stab at venue management in 1968). She worked alongside Bob Matthews, initially assisting with setups during the recording of the Dead's Anthem of the Sun. A true pioneer, as a woman staking her claim in a patriarchal business, she partnered with Matthews into the early 1970s to produce and engineer live multi- track recordings (she had a hand or two in Live/Dead) as well as studio efforts (Aoxomoxoa and Workingman's Dead). While she worked for other artists during this period, she maintained a close relationship with the Grateful Dead, catalyzed by her marriage to crew member Rex Jackson, who would die a few years later in an auto accident. (The philanthropic Rex Foundation is named in his honor.) “My late husband started recording on the road when he was on the equipment crew,” Cantor Jackson explains. “He and I purchased our own gear and tape. I recorded whenever I could get to the gigs. I recorded the Grateful Dead frequently when they were at home venues, I recorded any and all Jerry Garcia Band gigs I could get to for years, in all its configurations, as well as other bands I liked whenever I could. In those days, bands were cool and happy about me getting a feed. Rex was killed in a car accident in ‘76. In ‘77 and ‘78, I was put on Grateful Dead road crew salary, taping and handling Bobby's stage setup.” She later began a romantic relationship with Dead keyboardist Brent Mydland but, after that ended, she sensed that she had been frozen out. “Brent and I split up after a few years, with the last year spent in the studio working on his solo project. This put me in the category of the dreaded ‘ex.' I didn't think that could apply to me, but he was a band member. Everyone was paranoid of me being around, so I no longer had access to my studio or the vault.” Trying times followed. In 1986, she found herself in a dire financial predicament and forced out of her home. “All my things were moved to storage facilities. Unable to foot the bill at the storage center, Cantor-Jackson forfeited the rights to her worldly possessions. She remembers contacting the Grateful Dead office to inform them of the situation, but the group took no action, resulting in a public auction of Cantor-Jackson's personal assets, which included more than 1,000 reel-to-reel tapes—mostly Grateful Dead recordings, along with performances by Legion of Mary, Kingfish, Jerry Garcia Band, Old and In The Way, the Keith and Donna Band, and New Riders of The Purple Sage. The majority of the 1,000-plus reels that have come to be known as the Betty Boards were acquired by three principals, none of whom were fervid Deadheads at the time. The first of these individuals set his tapes aside in a storage locker where they remain to this day. A second, who was more interested in the road cases that held the tapes, left them to rot in his barn for a decade. The final party was a couple with a particular interest in progressive rock, who nonetheless held an appreciation for the performances captured on tape. So while some tapes unquestionably were scattered to the wind, following the four- hour event and a second auction for a final lot of tapes held a few weeks later, the three prime bidders each held hundreds of reels. While two of the winning bidders had no plans for the tapes, within a few months the couple decided that they would place the music in circulation. This was our way of getting new material into circulation and also breaking the hierarchy of those collectors who held on to prime shows for themselves. Initially, we started transferring the tapes to VHS Hi-Fi on our own, but soon realized what a daunting task this was going to be. So we reached out to one of our trading buddies who we knew had connections in the Dead trading community. From there, he gathered together what was later to become known as the ‘Unindicted Co-conspirators,' who put in a massive archiving effort to back up the tapes and distribute them.” The individual they selected as their point person was Ken Genetti, a friend and longtime Deadhead. “I went into their house, and I opened up this closet and they had all the stuff arranged on a shelf in order,” Genetti reflects. “For me, it was like King Tut's tomb. I knew immediately what they had when I looked in there. The first thing I saw was Port Chester, N.Y., Feb. 18, 1971, an incredible show which was Mickey [Hart]'s last concert for many years and I said, ‘You've got to be kidding me!' Then I saw Kezar Stadium, San Francisco, Calif., ‘73, my favorite concert I ever went to. I pulled it out and I went, ‘Holy shit!'” They explain: “We had sought to keep the operation as low key as possible because of the potential for a backlash. It wasn't until someone contacted the Grateful Dead office and offered them a copy of the tapes that we knew it was only a matter of time before we would be hearing from their lawyers. When we did hear from them, there was a bit of back and forth between their lawyers and our lawyer, but the bottom line was we had purchased the tapes legally and owned them but didn't own the rights to the music contained on them. Therefore, we could not sell the music on them, which was never our intent anyway. That pretty much left us at a stalemate and, not wanting to stir up any more issues with the Grateful Dead office, is also why we avoided re-digitizing the tapes.” In late 1995, Eaton received a call from a high-school teacher who had purchased one of the lots predominantly for the road cases that held the tapes. The teacher now hoped to sell the reels and wanted Eaton to assess them. In a cluttered barn, Eaton discovered a grimy, mold-infested collection. This might have been the end of the story, but the Betty Boards have proven to be the gift that keeps on giving. The teacher never found a buyer for the tapes—his asking price was a million dollars—and two years ago, facing monetary struggles and fearing that that the bank might foreclose on his home, he contacted Eaton once again to see if he would be willing to take custody of the tapes. The teacher also explained that he had discovered another 50 reels while cleaning out the barn. Emboldened by success with this latest batch, Eaton set a new goal for himself: “I had this dream to try to reclaim all of this music and archive it properly so that it's there for generations to come in the best possible form.” Emboldened by success with this latest batch, Eaton set a new goal for himself: “I had this dream to try to reclaim all of this music and archive it properly so that it's there for generations to come in the best possible form.” So through a chain of contacts, he eventually located the couple. While completing his work on the couple's reels, Eaton began researching the original auction, hoping to identify the third individual who had purchased the Bettys. He eventually found him, and in January 2014, the pair entered into discussions about this final batch of tapes, which Eaton hopes to restore. What then? Eaton has a plan that he already has set in motion. “What I'd love to see done—in a perfect world—is I think all the tapes need to go back to the vault,” he says. “I think the people that have purchased these tapes should be compensated. I don't think we're talking huge sums of money but enough to make them relinquish the tapes back to the Grateful Dead. They should be part of the collection. Another thing that's important is if these tapes do get back to the vault, Betty should get her production royalty on anything that gets released, which is completely reasonable. Those were her tapes; those weren't the Dead's tapes. I'd love to see Betty get her due.”  SHOW No. 2:         Heaven Help The Fool                                    Track #6                                    1:30 – 3:10Heaven Help the Fool is the second solo album by Grateful Deadrhythm guitaristBob Weir, released in 1978. It was recorded during time off from touring, in the summer of 1977, while Grateful Dead drummer Mickey Hart recovered from injuries sustained in a vehicular accident. Weir returned to the studio with Keith Olsen, having recorded Terrapin Station with the producer earlier in the year. Several well-known studio musicians were hired for the project, including widely used session player Waddy Wachtel and Toto members David Paich and Mike Porcaro. Only "Salt Lake City" and the title track were played live by the Grateful Dead, the former in its namesake location on February 21, 1995,[1] and the latter in an instrumental arrangement during their 1980 acoustic sets.[2] Despite this, Weir has continued to consistently play tracks from the album with other bands of his, including RatDog and Bobby Weir & Wolf Bros. "Bombs Away" was released as a single and peaked at number 70 on the Billboard Hot 100, becoming his only solo song to make the chart.[3] The album itself stalled at number 69, one spot behind his previous album, Ace. The title track was written by Bobby and John Barlow.  While a staple at Bob shows with the Midnights, Rob Wasserman, Rat Dog, Wolf Bros., etc., the Dead only played it during these Warfield/Radio City and only as an instrumental arrangement. Played:  17 timesFirst:  September 29, 1980 at The Warfield, San Francisco, CA, USALast:  October 31, 1980 at Radio City Music Hall, New York, NY, USA Now the electric tunes from today's show: SHOW No. 3:         Cold, Rain & Snow                                    Track #10                                    0:00 – 1:30 "Rain and Snow", also known as "Cold Rain and Snow" (Roud 3634),[1] is an American folksong and in some variants a murder ballad.[2] The song first appeared in print in Olive Dame Campbell and Cecil Sharp's 1917 compilation English Folk Songs from the Southern Appalachians, which relates that it was collected from Mrs. Tom Rice in Big Laurel, North Carolina in 1916. The melody is pentatonic. Campbell and Sharp's version collected only a single verse: Lord, I married me a wife,She gave me trouble all my life,Made me work in the cold rain and snow.Rain and snow, rain and snow,Made me work in the cold rain and snow.  In 1965, Dillard Chandler recorded a graphic murder ballad version of the song that ends with the wife being shot by the husband. According to the liner notes on Chandler's album, Chandler learned the song from Berzilla Wallin, who said that the song related to a murder that had occurred in Madison County, North Carolina: Well, I learned it from an old lady which says she was at the hanging of – which was supposed to be the hanging, but they didn't hang him. They give him 99 long years for the killing of his wife... I heard the song from her in 1911. She was in her 50s at that time. It did happen in her girlhood... when she was a young girl... She lived right here around in Madison County. It happened here between Marshall and Burnsville; that's where they did their hanging at that time – at Burnsville, North Carolina. That's all I know, except they didn't hang the man.'[2] Subsequent performances have elaborated a variety of additional verses and variants beyond the single verse presented by Campbell and Sharp. Several verses consistently appear. Some sources for lyrics that appear in some later versions may be from Dock Boggs's 1927 song "Sugar Baby" (Roud 5731),[1] another lament of a henpecked husband, which may have contributed a line about "red apple juice".[4] A British folksong, The Sporting Bachelors (Roud 5556),[1] contains similar themes, but was collected in the 1950s.[2][5] Earlier possible precursors include a series of broadside ballads on the general subject of "Woeful Marriage"; one frequently reprinted nineteenth-century example begins with the words "On Monday night I married a wife", (Roud 1692).[1][6] These British antecedents mostly share common themes and inspirations; the song originated in the local tradition of Big Laurel, Madison County, and relate to a nameless murderer who committed the crime at some time between the end of the Civil War and the end of the nineteenth century. A recent origin is also suggested by the relatively limited number of variations on the tune; most performances use the Campbell-Sharp melody as written.[2] Despite the apparent violence of the lyrics, women feature prominently in the oral tradition of the song. It was collected from "Mrs. Tom Rice", and sung by Berzilla Wallin, who learned it from "an old lady" who remembered the murder trial the song was about. The song is closely associated with the Grateful Dead; a studio version appeared on their first album The Grateful Dead (1967), and the song was a standard part of the Dead's repertoire throughout their career. They would often open with the song, or perform it early in the first set.[2] Unlike Chandler's recording, in the Dead's version of the lyrics the husband generally laments his mistreatment at his greedy wife's hands, but does not kill her. The lyrics from the Grateful Dead's version were adapted from an earlier recording by Obray Ramsey. Played:  249 timesFirst:  May 5, 1965 at Magoo's Pizza Parlor, Menlo Park, CA, USALast:  June 19, 1995 at Giants Stadium, East Rutherford, NJ, USA  MJ NEWS:  Hemp Industry Advocates Ask Court To Halt California's Ban On Products With Any ‘Detectable Amount' Of THC Amid Legal Challenge2.      Most Pain Patients And Doctors Support Legalizing Medical Marijuana And Having Insurance Companies Cover The Cost, AMA Study Shows3.      Marijuana Enhances Enjoyment Of Music, New Study Finds, Confirming What Every Stoner Already Knows4.      Six U.S. States Report Setting New Monthly Marijuana Sales Records M.J. Strains:           Blackwater – an indica marijuana strain made by crossing Mendo Purps with San Fernando Valley OG Kush.  The strain offers effects that start out mellow but will eventually melt down through your entire body for a classic head to toe euphoric high.  A sweet grape aroma that blends well with subtle undertones of lemon and pine.  MMJ uses include for relieving symptoms associated with chronic pain, appetite loss and MS.  Recommended for late night consumption as it can cause mental cloudiness and detract from productivity.                      NYSD – this classic strain is sativa leaning, created by Soma Seeds in Amsterdam, a staple for stoners since its inception in 1997.  Its name is inspired by the tragic events in NYC on September 11, 2001.  It is a product of crossbreeding Mexican sativa and Afghani landrace strains.  Has a unique aroma and taste that sets it apart from the crowd.                       Pure Gas - a hybrid cross of E85 and OG Kush. The parent strains are carefully chosen for their complex terpene profiles and effects. The OG Kush is known for its lemon-pine-fuel taste and an aroma of fuel, skunk, and spice. Additionally, its high-THC content provides a potentially heavy-hitting experience that shines through in the Pure Gas strain. As far as THC level in Pure Gas, it is one of our higher testers and definitely a high-potency strain. Smoking Pure Gas might bring effects similar to that of the OG Kush. The strain may be a creeper, meaning its effects may sneak up on you, so we recommend trying a little at a time, especially if you're new to smoking. Users may experience a deep body relaxation and cerebral high. The strain is definitely one that might activate your munchies, so make sure you have your favorite snack on hand. The overall effects of the Pure Gas strain might make it perfect for a movie night with friends, pre-dinner smoke sessions, and just hanging out. For users who suffer from appetite loss, the strain may help stimulate your hunger.  SHOW No. 4:         Loser                                    Track #12                                    4:13 – 6:13 David Dodd:  The song seems covered in the Americana dust of so many songs from this period of Hunter's and Garcia's songwriting partnership. Abilene, whether in Texas or Kansas, is a dusty cowtown—at the time in which the song seems to be set, the cattle outnumbered the human inhabitants by a factor of tens. It's easy to see the scene Hunter so casually sets, of a broken-down gambler in a saloon, with a dirt street outside full of armed cowpokes. Appearing, as it does, on Garcia, the song seems to pair naturally with the other gambling song on the album, “Deal.” It could be sung by the same character on a different day, in fact. And it fits in, as I mentioned, with a whole suite of songs that might be set in the same generic America of the late 19th or early 20th centuries: “Brown-Eyed Women,” “Jack Straw,” “Mister Charlie,” “Tennessee Jed,” “Cumberland Blues,” “Candyman,” and others, as well as certain selected covers, such as “Me and My Uncle,” and “El Paso.” Those songs share certain motifs, and among them are the various accoutrements of a gambler's trade, whether dice or cards. Money plays a role—and, in the case of “Loser,” the particular money mentioned helps place the song chronologically. Gold dollar coins were minted from 1849 (the Gold Rush!) to 1889. They were tiny little coins. I have one, and it is amazingly small—between 13 and 15 mm in diameter. “All that I am asking for is ten gold dollars…” C'mon! They're tiny little things. In fact, originally, the line was “one gold dollar,” but that changed at some point to the “ten” The crowning glory of the song, as in many other Garcia/Hunter compositions, is the bridge.The song culminates in this cry of hopefulness: “Last fair deal in the country, Sweet Susie, last fair deal in the town. Put your gold money where your love is, baby, before you let my deal go down—go down.” (It's noted that “Sweet Susie” was dropped at some point, but then, occasionally, brought back. I think it was an optional decoration to the line. Alex Allan, in his Grateful Dead Lyric and Song Finder site, notes that “Sweet Susie” rarely appears after 1972, but that it's sung in performances in 1974 and 1979.) Almost always played as a first set Jerry ballad. This version might have been the high point of this show.  So nicely played and sung by Jerry. Played:  353First:  February 18, 1971 at Capitol Theatre, Port Chester, NY, USALast:  June 28, 1995 at the Palace of Auburn Hills, MI  OUTRO:                   Good Lovin'                                    Track #27                                    3:25 – 5:04 "Good Lovin'" is a song written by Rudy Clark and Arthur Resnick that was a #1 hit single for the Young Rascals in 1966. The song was first recorded by Lemme B. Good (stage name of singer Limmie Snell) in March 1965 and written by Rudy Clark. The following month it was recorded with different lyrics by R&B artists The Olympics, produced by Jerry Ragovoy; this version reached #81 on the Billboard Pop Singles chart. The tale has been told that Rascal Felix Cavaliere heard The Olympics' recording on a New York City radio station and the group added it to their concert repertoire, using the same lyrics and virtually the same arrangement as The Olympics' version. Co-producer Tom Dowd captured this live feel on their 1966 recording, even though the group did not think the performance held together well. "Good Lovin'" rose to the top of the Billboard Pop Singles chart in the spring of 1966 and represented the Young Rascals' first real hit. "Good Lovin'" is one of The Rock and Roll Hall of Fame's 500 Songs that Shaped Rock and Roll, and was ranked #333 on Rolling Stone's 500 Greatest Songs of All Time list.[4] Writer Dave Marsh placed it at #108 in his 1989 book The Heart of Rock and Soul: The 1001 Greatest Singles Ever Made, saying it is "the greatest example ever of a remake surpassing the quality of an original without changing a thing about the arrangement." A popular version was by the Grateful Dead, who made it a workhorse of their concert rotation, appearing almost every year from 1969 on.[6] It was sung in their early years during the 1960s and early 1970s by Ron "Pigpen" McKernan and later by Bob Weir. The Weir rendition was recorded for the group's 1978 Shakedown Street album and came in for a good amount of criticism: Rolling Stone said it "feature[d] aimless ensemble work and vocals that Bob Weir should never have attempted."[7] On November 11, 1978, the Grateful Dead performed it on Saturday Night Live. Typically, at least by the time I started seeing them, usually played as a second set closer or late in the second set. As good buddy AWell always said, “if they play Good Lovin, everyone leaves with a smile on their face.”  Can't argue with that. Played:  442First:  May 5, 1965 at Magoo's Pizza Parlor, Menlo Park, CA, USALast:  June 28, 1995 at The Palace of Auburn Hills, Auburn Hills, MI, USA Easy fast on Yom Kippur .Produced by PodConx Deadhead Cannabis Show - https://podconx.com/podcasts/deadhead-cannabis-showLarry Mishkin - https://podconx.com/guests/larry-mishkinRob Hunt - https://podconx.com/guests/rob-huntJay Blakesberg - https://podconx.com/guests/jay-blakesbergSound Designed by Jamie Humiston - https://www.linkedin.com/in/jamie-humiston-91718b1b3/Recorded on Squadcast

Dan Ahmad and Jim Files discuss why it's so important to have your portfolio analyzed by professionals who can help ensure you are on track for a successful financial future.    Call us now by dialing #250 on your cell phone and say the key-word “MONEY” It's time to get your own retirement plan IN WRITING. Learn more at PeakFinancialFreedomGroup.com Subscribe to our YouTube Channel and watch clips from Peak Financial's radio & TV show.

Dan Ahmad and Jim Files provide solutions for those seeking guaranteed lifetime income and safeguarding their retirement. Enjoy peace of mind in retirement with the strategies discussed in this new episode.  Call us now by dialing #250 on your cell phone and say the key-word “MONEY” It's time to get your own retirement plan IN WRITING. Learn more at PeakFinancialFreedomGroup.com Subscribe to our YouTube Channel and watch clips from Peak Financial's radio & TV show.

Krisstina Wise breaks down the real reasons people struggle with money, often tied to deep-seated beliefs from childhood. She explains why making more money isn't the solution most people think it is and reveals a three-part framework to transform your financial life: mindset, relationships, and literacy. Krisstina shares personal stories and practical steps for breaking free from money trauma, managing household finances, and building lasting wealth. If you've ever felt stuck or overwhelmed by your finances, this episode offers a clear and straightforward path to regaining control. Chapters: 00:00:00 - The Money Paradox: Why More Isn't Always Better 00:00:58 - Welcome to Better Than Rich: Financial Therapy or Podcast? 00:02:51 - Meet Krisstina Wise: Author, Financial Expert, and Survivor 00:03:02 - Falling for Money: The Story Behind the Controversial Title 00:04:44 - Money Mindset and Childhood Programming 00:09:02 - The Three-Legged Stool of Financial Success 00:18:27 - Financial Literacy: The Game-Changer Most People Ignore 00:27:08 - The Real Secret to Earning: It's Not About Working Harder 00:31:49 - Money Myths: Separating Fact from Fiction 00:33:25 - Spending Money Wisely: The Key to Lasting Wealth 00:34:44 - Parkinson's Law of Money: How Your Expenses Rise to Meet Your Income 00:37:06 - Creating Generational Wealth: More Than Just Passing Down Money 00:38:55 - Investing for Financial Freedom: Where to Start and What to Avoid 00:42:00 - Personal Journey: Lessons Learned from Financial Rock Bottom 00:47:44 - Balancing Life and Money: It's Possible, But It Takes Work 00:51:08 - Final Thoughts: How to Take the Stress Out of Money 00:53:14 - Rapid Fire: Quick Money Tips You Can't Miss 00:57:52 - Conclusion: How to Build a Meaningful Life with Money as Your Partner Connect with Krisstina Wise Here: Krisstina on LinkedIn Wealthy Wellthy  Wealthy Wellthy Life Podcast  Falling for Money by Krisstina Wise  Krisstina on YouTube  The Paperless Agent  Book Recommendations The Psychology of Money by Morgan Housel  The Greatest Salesman in the World by Og Mandino  Rich Dad Poor Dad by Robert Kiyosaki Connect with The Better Than Rich: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get Your Free Delegation Plan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Better Than Rich ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BTR Mini-Course⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok

Dan Ahmad and Jim Files provide solutions for guaranteed lifetime income and safeguarding your retirement. Enjoy peace of mind in retirement with these strategies.   Call us now by dialing #250 on your cell phone and say the key-word “MONEY” It's time to get your own retirement plan IN WRITING. Learn more at PeakFinancialFreedomGroup.com Subscribe to our YouTube Channel and watch clips from Peak Financial's radio & TV show.

Dan Ahmad and Jim Files offer solutions to protect your retirement with guaranteed lifetime income. Have you heard from your advisor lately? Work with a team that has your retirement interests in mind!   Call us now by dialing #250 on your cell phone and say the key-word “MONEY” It's time to get your own retirement plan IN WRITING. Learn more at PeakFinancialFreedomGroup.com Subscribe to our YouTube Channel and watch clips from Peak Financial's radio & TV show.

Dan Ahmad and Jim Files explain how gaining better insight regarding your retirement portfolio can help you make better decisions that will impact your future. Have you heard from your advisor lately? Work with a team that has your retirement interests in mind!   Call us now by dialing #250 on your cell phone and say the key-word “MONEY” It's time to get your own retirement plan IN WRITING. Learn more at PeakFinancialFreedomGroup.com Subscribe to our YouTube Channel and watch clips from Peak Financial's radio & TV show.

With pensions becoming less and less common in the workplace today, Dan Ahmad and Jim Files offer solutions to protect your retirement with guaranteed lifetime income. Have you heard from your advisor lately? Work with a team that has your retirement interests in mind!   Call us now by dialing #250 on your cell phone and say the key-word “MONEY” It's time to get your own retirement plan IN WRITING. Learn more at PeakFinancialFreedomGroup.com Subscribe to our YouTube Channel and watch clips from Peak Financial's radio & TV show.

Dan Ahmad and Jim Files help dispel myths about annuities and explain how the right financial instruments can make all the difference when planning for a successful retirement.   Call us now by dialing #250 on your cell phone and say the key-word “MONEY” It's time to get your own retirement plan IN WRITING. Learn more at PeakFinancialFreedomGroup.com Subscribe to our YouTube Channel and watch clips from Peak Financial's radio & TV show.

Dan Ahmad and Jim Files discuss the importance of having your retirement plan in writing. If you fail to prepare, then you may be preparing to fail! Call us now by dialing #250 on your cell phone and say the key-word “MONEY”   It's time to get your own retirement plan IN WRITING. Learn more at PeakFinancialFreedomGroup.com   Subscribe to our YouTube Channel and watch clips from Peak Financial's radio & TV show: https://www.youtube.com/@peakfinancial8039/videos

In this podcast extra we speak with William Thomson who along with Kairin Van Sweeden co-founded Scotonomics. It was set up with" a commitment to enhancing economic literacy and fostering discussions that are informed, objective, and accessible to a wide audience, with a particular focus on the economic context of Scotland."A major part of this is its annual Scotonomics Festival which is taking place in various venues across Dundee and online from Friday the 22nd of March until Sunday the 24th.It's Scotland's biggest festival of economics with over 30 sessions covering aspects of the Scottish, UK and global economy with academics, activists, economists, policymakers, politicians and the public coming together to discuss people, place and planet.We cover what the founding principles and ideology of Scotonomics are and just what they mean for Scotland in the here and now and in an independent future.If you're interested in attending here's the linkhttps://scotonomics.scot/event/festival-of-economics/As well as the events in Dundee there will be an "Economics of the Real World" event  at Leith Dockers Club on Thursday March the 21st. Four internationally renowned economists will challenge  the mainstream economic dogma currently dominating political thought.https://scotonomics.scot/event/economics-of-the-real-world-edinburgh/This includes screening of the movie "Finding the Money"It follows former chief economist to Senator Bernie Sanders, Stephanie Kelton, on a journey through Modern Money Theory or “MMT”, to unveil a deeper story about money, injecting new hope and empowering democracies around the world to tackle the biggest challenges of the 21st century: from climate change to inequality.https://scotonomics.scot/event/finding-the-money-film-leith/It will also be shown in Dundeehttps://scotonomics.scot/event/finding-the-money/ ★ Support this podcast ★

Contrary to popular belief, building wealth is actually pretty simple.  Like fitness, we are led to believe that the formula to success is complex.  After studying both arenas for decades, there is no complicated path that is needed.  High level athletes and high net worth individuals don't get a secret key with a secret formula to excel when they reach a certain level.  On today's bite-sized show, I venture to say that there are only 3 keys needed to become massively successful.  I'll share the 3 keys here but you'll want to listen to the show to discover how they might be applied.  Discipline - As Jocko says, “Discipline equals freedom.” If you want to achieve financial freedom, being undisciplined isn't an option Money - It takes money to achieve wealth. Duh! Listen in for some simple but effective ideas Time - This is the most overlooked. No matter what they say in Tiktok land, building wealth takes time. The average millionaire hits the million dollar mark at age 49.  Listen to this episode, apply what you learn, and teach it to others. By the way, be sure to connect with me on Instagram! Listen and grow! Your Financial Coach, Billy  P.S. If you or someone you know is looking for a plan to dial in their finances and achieve some financial freedom, book a short call with me here!    P.P.S. You can book a call at that same link if you are interested in getting your financials dialed in and efficient with bookkeeping.  

When achieving financial independence, there's no quicker way than diving into real estate investing. In this episode, Vince Crane sits down with us to discuss how he went from enduring a W2 job to making $300,000 a year through real estate! As a Top 2% realtor, Vince shares how his drive to make genuine connections and to learn from high-performing investors cemented his path to financial independence. By growing his monthly local meet-ups in Atlanta to up to 3,000 participants and committing to making personal phone calls to his leads, Vince discovered the real secrets to becoming a successful real estate agent.  So if you're ready to get serious about financial independence, join us as we discuss how anyone can become a value-adding realtor and maximize the power of growing an extensive network. This episode is a goldmine for valuable insights and practical investment advice for anyone just starting! PODCAST HIGHLIGHTS:[2:38] Navigating the Current Real Estate Market  [7:50] How Vince Set Himself Up For Success In His Mid-20s [12:10] Avoiding Common Mistakes When Starting Partnerships [15:35] The Secrets of Successful Real Estate Agents [17:05] Becoming a Value-Adding Realtor: Vince's Transformation [24:25] How Vince Took Over the Largest BiggerPockets Meet-up [31:50] Why Organizing Local Meet-ups Can Be a Gamechanger [39:45] What Sets Apart Successful Investors in Real Estate [43:43] Understanding the Different Paths to Financial Independence [49:55] Maximizing Your Credit Card to Travel the Globe [52:30] How Vince Reads Five Books at a Time [54:05] Life-Changing Advice for Every Investor HOSTS  Craig Curelop   

MONEY… It's a complicated topic, right?! And harnessing a strong money mindset is one of the key areas to cultivating change and attracting more wealth into your life.  Alcohol-free women are in such an incredible position to improve their money mindsets.  Today, Karolina opens up about what helped transform her money perspective and new ways to think, feel, and act when it comes to money. Hear what it was like growing up with “fanatical frugality” in an immigrant family, her biggest fears, common money stereotypes, and why we need to forget about clipping coupons and skimping out on lattes. Leave scarcity behind and step into abundance as you shift your money mindset and take another step toward living your most amazing life! This episode is brought to you by Wild AF. If you're looking for a deliciously authentic non-alcoholic wine that's all natural, check out Wild AF Wine today, and give their Sparkling Rosé a try! Most companies add in a lot of sugar or juice which can make the final product taste like kid's grape juice, but not Wild AF. They take a California Syrah and make a nonalcoholic sparkling rosé from it that is delicious. And because they don't add in any sugar or juices, it's actually zero calories and zero sugar, so no guilt included. Use code EuphoricAF30 to get 30% off. Try it today.  LINKS/RESOURCES MENTIONED For a great resource on changing your money mindset check out this amazing book, We Should All Be Millionaires, by Rachel Rodgers! Karolina's brand new Coaching Certification, The Empowered AF Coach starts May 4th, 2023. Submit your application today and get certified in four different modalities: Alcohol-Free Life Coaching, Mindset Coaching, Success Coaching, and Neuro-Linguistic Programming (NLP) Coaching. Plus, a weekend retreat and 4 months of business training and masterminding to help you attract new clients and scale to six figures. This episode is brought to you by Wild AF. If you're looking for a deliciously authentic non-alcoholic wine that's all natural, check out Wild AF Wine today, and give their Sparkling Rosé a try! Most companies add in a lot of sugar or juice which can make the final product taste like kid's grape juice, but not Wild AF. They take a California Syrah and make a nonalcoholic sparkling rosé from it that is delicious. And because they don't add in any sugar or juices, it's actually zero calories and zero sugar, so no guilt included. Use code EuphoricAF30 to get 30% off. Try it today.  Karolina's book is available in hardcover, Kindle, and as an audiobook. Be sure to get your copy of Euphoric: Ditch Alcohol and Gain a Happier, More Confident You today and leave your review.  Follow @euphoric.af on Instagram And as always, rate, review, and subscribe so we can continue spreading our message far and wide.  

Why I celebrate the heck out of my Income Milestone :1️⃣ As Asian-we shy away from Money Conversation!But to make more money-you gotta loveeee having Money- It's a totally new Attitude to embody so Money Attraction can come in easier!

In episode #33 of the Elevated Edge Podcast, the host, Naeem Smith, brings on current active duty and avid real estate investor, Dean Valentini. Dean currently lives in Denver, Colorado and is also a part of the FI team (real estate agents) which two previous guests Chad Rocke and Brian Balducki were previously on episodes #8 and #12. In this episode, Dean talks about working a W2 while pursuing real estate investing on the side, working out, the mindset it takes to be successful, and so much more. Let us know what you think! Book and Podcast Recommendations: Amazon.com: Extreme Ownership: How U.S. Navy SEALs Lead and Win: 9781250067050: Willink, Jocko, Babin, Leif: Books The Subtle Art of Not Giving a F*ck: A Counterintuitive Approach to Living a Good Life: Manson, Mark: 9780062457714: Amazon.com: Books The Miracle Morning: The Not-So-Obvious Secret Guaranteed to Transform Your Life (Before 8AM): Elrod, Hal, Kiyosaki, Robert: 8601404386732: Amazon.com: Books The Richest Man in Babylon: Clason, George S.: 9781505339116: Amazon.com: Books The House Hacking Strategy: How to Use Your Home to Achieve Financial Freedom (Financial Freedom, 3): Curelop, Craig, Turner, Brandon: 9781947200159: Amazon.com: Books The Millionaire Real Estate Agent: It's Not About the Money It's About Being the Best You Can Be: Gary Keller, Dave Jenks, Jay Papasan: 8601400847237: Amazon.com: Books The Millionaire Real Estate Investor: Keller, Gary: 0639785390763: Amazon.com: Books Links to Check Out: Accounting Software: Stessa: Smart Accounting Software for Rental Property Landlords Property Management: Free Online Rental Property Management Software - TenantCloud Dean's Contact Information: IG: theresoluterealtor IG: 18alphainvesting Email: dean@thefiteam.com Warfighter Wealth Meetup Information: - Date: July 20th - Location: Copper Kettle Brewing Company in Denver, Colorado - Time: 6-9 pm MT - Meet ups will be every third Wednesday of the month following! Warfighter Wealth Contact Info: IG: @warfighterwealth Email: www.warfighterwealth.com Email: warfighterwealth@gmail.com Naeem's Contact Information: IG: Elevatededgepodcast Twitter: Elevated_Edge Naeem's Twitter: naeemsmith_ Vending Machine Business Instagram: Lsnwllc --- Send in a voice message: https://anchor.fm/elevatededge/message Support this podcast: https://anchor.fm/elevatededge/support

There are 3 key things you can build as a new agent to give you a head start to a successful real estate career: trust, branding, and visibility. In this The House of AC replay episode, Alan shares why these 3 characteristics are so important for real estate agents, especially new ones. Also, we get to hear from Jasmine, who's on vacation in Europe, on how the focus on the quality of life (not focus on the amount of work) is such a refreshing change.  Watch this episode on YouTube: https://youtu.be/VygLVm1XEr0 Agent Upgrade is proudly sponsored by Jasmine Mortgage Team.  Topics: -Starting a New Career as a Real Estate Agent -Books to Help you Start in Real Estate -My Real Estate Story -The 3 Keys to Real Estate Success -Creating Your Brand and Niche -How To Be Known As “The Real Estate” Person -How to Be Known for Million Dollar Listings and Using Social Media -Get Your Own Domain -Connect with your Sphere of Influence Every 2 Weeks -How to Earn Trust Also, check out Alan's book, House FIRE, to blow your mind on how the real estate investing FIRE method ('financial independence, retire early') can change your life.  JASMINE'S INFO:  -Website: https://www.jasminemortgageteam.com/ -Instagram: https://www.instagram.com/jasminemortgageteam/  -Tiktok: https://vm.tiktok.com/ZMLje3oF7/ ALAN'S INFO:  -Twitter: https://twitter.com/thehouseofAC -Instagram: https://www.instagram.com/thehouseofac/   -Tiktok: https://www.tiktok.com/@thehouseofac -Linktree: https://linktr.ee/thehouseofac EPISODE LINKS:  -The House of AC podcast: https://podcasts.apple.com/us/podcast/the-house-of-ac/id1571732531 -More real estate agents than homes for sale: https://www.npr.org/2021/04/21/989588150/too-many-real-estate-agents - Real estate agent is the most searched for job: https://realtybiznews.com/google-research-shows-real-estate-agent-is-most-popular-career-choice/98767201/ -Pareto Principle: https://www.investopedia.com/terms/p/paretoprinciple.asp -The E Myth: Why Most Businesses Don't Work and What to Do About It (book) by Michael Gerber: https://www.amazon.com/Myth-Most-Businesses-Dont-About/dp/0887303625 -The Millionaire Real Estate Agent: It's Not About the Money It's About Being the Best You Can Be, by Gary Keller: https://www.amazon.com/Millionaire-Real-Estate-Agent-About/dp/0071444041 -SOLD: Every Real Estate Agent's Guide to Building a Profitable Business, by David Green of the Bigger Pockets podcast: https://www.amazon.com/SOLD-Estate-Building-Profitable-Business/dp/1947200372 -THAC Justin Schaeffer's episode on The House of AC:  https://podcasts.apple.com/us/podcast/ep-31-importance-of-branding-with-bullseye/id1571732531?i=1000550718388 -Nathan Binkley's Agent Upgrade episode: https://podcasts.apple.com/us/podcast/comparing-chicago-and-atlantas-real-estate-markets/id1568956997 AGENT UPGRADE PODCAST INFO: -Facebook: https://www.facebook.com/agentupgradepodcast -YouTube: https://www.youtube.com/channel/UCqsg1xvT7t9o9BYoLx3-0yw -Website: https://agentupgrade.libsyn.com/ -Instagram: https://www.instagram.com/agentupgradepodcast

There are 3 key things you can build as a new agent to give you a head start to a successful real estate career: trust, branding, and visibility. In this The House of AC replay episode, Alan shares why these 3 characteristics are so important for real estate agents, especially new ones. Also, we get to hear from Jasmine, who's on vacation in Europe, on how the focus on the quality of life (not focus on the amount of work) is such a refreshing change.  Watch this episode on YouTube: https://youtu.be/VygLVm1XEr0 Agent Upgrade is proudly sponsored by Jasmine Mortgage Team.  Topics: -Starting a New Career as a Real Estate Agent -Books to Help you Start in Real Estate -My Real Estate Story -The 3 Keys to Real Estate Success -Creating Your Brand and Niche -How To Be Known As “The Real Estate” Person -How to Be Known for Million Dollar Listings and Using Social Media -Get Your Own Domain -Connect with your Sphere of Influence Every 2 Weeks -How to Earn Trust Also, check out Alan's book, House FIRE, to blow your mind on how the real estate investing FIRE method ('financial independence, retire early') can change your life.  JASMINE'S INFO:  -Website: https://www.jasminemortgageteam.com/ -Instagram: https://www.instagram.com/jasminemortgageteam/  -Tiktok: https://vm.tiktok.com/ZMLje3oF7/ ALAN'S INFO:  -Twitter: https://twitter.com/thehouseofAC -Instagram: https://www.instagram.com/thehouseofac/   -Tiktok: https://www.tiktok.com/@thehouseofac -Linktree: https://linktr.ee/thehouseofac EPISODE LINKS:  -The House of AC podcast: https://podcasts.apple.com/us/podcast/the-house-of-ac/id1571732531 -More real estate agents than homes for sale: https://www.npr.org/2021/04/21/989588150/too-many-real-estate-agents - Real estate agent is the most searched for job: https://realtybiznews.com/google-research-shows-real-estate-agent-is-most-popular-career-choice/98767201/ -Pareto Principle: https://www.investopedia.com/terms/p/paretoprinciple.asp -The E Myth: Why Most Businesses Don't Work and What to Do About It (book) by Michael Gerber: https://www.amazon.com/Myth-Most-Businesses-Dont-About/dp/0887303625 -The Millionaire Real Estate Agent: It's Not About the Money It's About Being the Best You Can Be, by Gary Keller: https://www.amazon.com/Millionaire-Real-Estate-Agent-About/dp/0071444041 -SOLD: Every Real Estate Agent's Guide to Building a Profitable Business, by David Green of the Bigger Pockets podcast: https://www.amazon.com/SOLD-Estate-Building-Profitable-Business/dp/1947200372 -THAC Justin Schaeffer's episode on The House of AC:  https://podcasts.apple.com/us/podcast/ep-31-importance-of-branding-with-bullseye/id1571732531?i=1000550718388 -Nathan Binkley's Agent Upgrade episode: https://podcasts.apple.com/us/podcast/comparing-chicago-and-atlantas-real-estate-markets/id1568956997 AGENT UPGRADE PODCAST INFO: -Facebook: https://www.facebook.com/agentupgradepodcast -YouTube: https://www.youtube.com/channel/UCqsg1xvT7t9o9BYoLx3-0yw -Website: https://agentupgrade.libsyn.com/ -Instagram: https://www.instagram.com/agentupgradepodcast

We've learned about the rewards of investing in self-storage, but what about the risks? In this episode, Kris Bennett breaks down the opportunities and obstacles in the self-storage space. He is a Self-Storage Managing Partner at Passiveinvesting.com with 14 years of experience in the real estate industry. From raising capital to finding deals, listen in if you want must-have knowledge and actionable advice before dipping your toes into self-storage.   [00:01 - 02:42] Pivoting to Self-Storage Kris almost gave up on real estate Here's how he found his way back The reason they shifted their focus to self-storage   [02:43 - 07:44] Raising Capital from the General Public Funding through CrowdStreet Find out how they partnered with the platform The advantages and disadvantages of financing this way   [07:45 - 13:44] The Cons of Self-Storage Kris talks about the misconceptions about self-storage The challenges in doing smaller deals Setting expectations with investors and attracting capital   [13:45 - 15:42] Closing Segment Here's what Kris and his team are curious about right now in the real estate space Kris recommends these books Reach out to Kris!  Links Below Final Words Tweetable Quotes “If investors are educated on their own… If they educate themselves on all of those options, the investable universe of what I can't invest in and what real estate looks like, what's the risk-return trade-off, then they will understand okay, storage is a great bet.” - Kris Bennett   “Set big goals because those are the things worth going after.” - Kris Bennett -----------------------------------------------------------------------------   Connect with Kris at kris@passiveinvesting.com and follow him on LinkedIn if you want to learn more about self-storage.  Resources Mentioned:   What It Takes: Lessons in the Pursuit of Excellence by Stephen A. Schwarzman The ONE Thing: The Surprisingly Simple Truth About Extraordinary Results by Garry Keller and Jay Papasan The Millionaire Real Estate Agent: It's Not About the Money It's About Being the Best You Can Be by Gary Keller, Dave Jenks, and Jay Papasan Connect with me: I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns.   Facebook LinkedIn   Like, subscribe, and leave us a review on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on.  Thank you for tuning in! Email me → sam@brickeninvestmentgroup.com   Want to read the full show notes of the episode? Check it out below:   Kris Bennett  00:00 You have to set up investor expectations. If you're raising capital from investors, we've run into this issue in the past, I've run into this issue in the past where you set expectations, you send them an OM of what you're going to do for your syndication docs or whatever, hey, we're going to go out and find 10 deals and we're going to give you this return or whatever, then the market shifts and now returns are lower than now you're stuck, right? So you have to set investor expectations. Guys, you're jumping into this business. Storage is wonderful, but 10% return cash on cash, your one is probably not going to happen unless you find a needle in a haystack. A massive haystack. Right? So it's probably not going to happen.   Intro  00:33 Welcome to the How to Scale Commercial Real Estate Show. Whether you are an active or passive investor, we'll teach you how to scale your real estate investing business into something big.     Sam Wilson  00:45 Kris Bennett buys self-storage facilities in growing markets and business-friendly states. He resides in Charlotte, North Carolina. Kris, welcome to the show.   Kris Bennett  00:54 Thanks, man. Appreciate you having me on.   Sam Wilson  00:56 Hey, man, pleasure's mine. Same three questions I ask every guest who comes on the show: In 90 seconds or less, where do you start? Where are you now? And how did you get there?   Kris Bennett  01:02 That is a great question, Sam. So I started in real estate in 2007. Right before the Great Recession, if anybody remembers that time, it was pretty rough. We thought we're all going to be rich. I was in my real estate licensing class and going to become a residential broker. And obviously, the world changed, over the next two years actually soured me on real estate. I was doing foreclosure work. So when people think about like banks and all that foreclosing on folks, well, how do they do that? Well, they contact agents and have them go evict people. And so that's what I was doing. And it was not fun whatsoever. I was single at the time, no family, had I had a family, had kids, I would have just cried my heart out every day. So that was really tough. Decided to go to school and get away from real estate as far as I could. Coincidentally, the only way the only job I could find my first summer in college was at a real estate investment firm, a private equity firm in Chapel Hill. And I had no idea what he was doing. But he hired me on to do some underwriting and whatnot. It opened my eyes to the fact that you can buy massive commercial real estate, he was doing apartments but the idea is you can raise capital to buy these large buildings and make money doing it and my eyes like bugged out, right? So one, I hadn't seen that many zeros before my life, and then another was that oh my gosh, this is how you do it. So the light bulb went on. To make a long story short, I graduated, worked at a family office in Raleigh, North Carolina doing multifamily acquisitions. We pivoted to storage arrays the storage fund on CrowdStreet, That fund is doing really well. They're I think on fund two or three at this point. So connected with passiveinvesting.com. About a year ago, I know one of the principals for a number of years before he got just got into real estate investing, and kept that relationship going. And that's where we are now, leading the storage arm of passiveinvesting.com. And did you ask where are we going with that as well? Or was that the answer to everything there?   Sam Wilson  02:41 I don't know, man, that was great a summary.  It went to a lot of places, but I love it. No, that's good. That's really, really interesting. So back up a little bit when you said CrowdStreet and just kind of define how you guys interface on that front. What was that story there?   Kris Bennett  02:43 Okay, good.  Yeah, sure. So what the firm I was with is called 10 Federal, if people want to look it up, it's called 10 Federal, 1-0 federal.com. When I started, there was their director of acquisitions, which is a fancy title for bird dog. So in other words, go find deals from brokers or owners. And so that's what I was doing mostly in the Carolinas, this is about 2016. So multifamily properties in the Carolinas, I made a bunch of phone calls, talk to a bunch of brokers, underwrite a bunch of properties, I was doing all of that work, and just couldn't make the numbers work on stuff. So just kind of summarizing here, we had a couple of deals in a contract that fell out, etc. So we decided to pivot to self-storage. And the reason being is that the guys I was working for had a little bit of experience within storage, and they were building some small facilities for themselves using SBA financing. And we can talk about what that is, if you want to, but SBA financing. It's a small, meaning 15,000 square feet or less, so think maybe 150 to 200 units or less. That is small in self-storage. And since they had that experience, great. Okay, so we know how to do it right financing and whatnot, and kind of like what to look for when we need to raise capital. Okay, well, we're not that good at that. So let's go ahead and partner up with CrowdStreet. And this is again, 2016-2017. So 2017, really for the storage fund. And so we were able to do so, put together the offering memorandum and all the organizational docs behind it all and basically put it on CrowdStreet on their website and raise capital through that platform. And I'm sure their terms and conditions and whatnot have changed. But obviously you paid him some money, just pay this money to be able to do that-- almost knocked over my tea here. And it was successful. So the goal was to raise about 10 million bucks, I think we raised pretty darn close to that for our very first fund put out, you know, that was put out there for the public to see, and criticize, and invest with, and get on board with so that was a lot of fun. That was a successful raise and deployment of that capital.   Sam Wilson  04:42 How many deals did you guys do before you launched with CrowdSreet?   Kris Bennett  04:46 Oh, man, within the firm at 10 Federal at the time, between apartments and storage, man, I can't remember, maybe 10 to 15 something like that. Maybe I'm overcounting that, I can't remember exactly. And so that was all, like mostly with five real five or six close investors who obviously were repeat investors who would take down those deals with us.    Sam Wilson  05:09 So was the approximate, I'm getting to something here. What were the approximate assets under management at that point? You know, when you guys went to CrowdStreet?   Kris Bennett  05:16 I think it was, so we had apartments, mostly, I want to say the total value was maybe two to 300 million. Okay. I can't remember, so the larger....    Sam Wilson  05:26 The reason I asked that is just because it's people think about that, as I think about, you know, the thrust of the show is how to scale. And I think about maybe at some point in the future, maybe I'd like to partner with a CrowdStreet, a realty mogul. No more of that. Yeah. Yeah. Where do you have to be in order to do that? And obviously, you have a significant track record, two or $300 million in assets under management, not a small amount of real estate to own. So just as people hear that, and go, Oh, hey, that'd be cool someday, that gives them kind of a marker as to where you need to be.    Kris Bennett  05:53 Yeah, yeah, exactly.    Sam Wilson  05:55 What were some of the things that you liked and didn't like about partnering with CrowdStreet? And again, I'm going somewhere with this.   Kris Bennett  06:01 Oh, sure. They were actually, really so if I... So that was 2017. So that's about five years ago. So they have new people in place, and all this stuff, and new processes and new vetting procedures and everything. So people have to realize that as well. So I'm talking a little bit half a decade ago about what we're doing. So at the time, I think the pricing was a little bit steep. And people have to realize that how they had it structured at that time, they had what they call investor rooms, and whatnot. And so basically, each investor that comes in through your portal, they will go to a website, essentially set up for them that gave him all the statistics and capabilities to invest and vet the deal and all that kind of stuff. And that would cost you money based upon the number of investors. There was an upfront fee to get started, you know, there's a number of things. So it is expensive. And now what I'd say be one of the downsides or cons to it.. The great, the upside was they were great to work with, very easy to work with. They kind of held your hand through the process, You send them, you know, financials and your underwriting and all these other things. So they're kind of looking over your shoulder to make sure that, hey, you're not fudging the numbers here or something like that. And that you're not making a mistake, obviously, within your projections, because they have to put it out there. But they help you kind of make it look professional, and good and presentation worthy to their investors. So again, it was a long time ago, their logo and colors have changed back then it was like red and something else. So it's been a while. But it's a bit pricey. But I think if you're trying to raise capital from the general public without registering your securities, it's a great way to do it, and kind of offload some of that work to someone else.   Sam Wilson  07:28 Right. And I don't think any of those things that you've just said have changed too terribly much, just on the cost of capital side of things.    Kris Bennett  07:36 Yeah.   Sam Wilson  07:36 It's more expensive capital to get a hold of, but again, like you said, you get to offload some of that administrative burden and bring...   Kris Bennett  07:43  Absolutely, yeah.   Sam Wilson  07:45 So that's fantastic. I love that. You know, we bring, we've had several people come on the show, obviously, you know, 500 something episodes, and talk about self-storage. And we always hear about the pros of self-storage. What do you think are some of the cons of being in self-storage?   Kris Bennett  07:59 Oh, right now, the biggest one is the amount of competition to purchase deals, and the high prices and low cap rates as a result. So people, they look at the high level, the way they like the pros, like you said, and we could talk about that, or whatever. But you know, all and storage is great. Let's get into it. And you have coaches and people out there that people can, you know, pay to help them find deals, and you can follow different podcasts, et cetera, to help you figure out how to find a deal and close on a deal, which is all great. That's all the mechanics of it. But you don't realize that, bro, these are expensive assets. This is not like picking up bird nests off the ground or something like that. Right? This is very difficult to do. And I don't think people realize that is one of the cons. There's so much capital piling into self-storage. Right now, the misconception is that oh, as interest rates go up, prices will come down. Mathematically yes, that should be the case. But because there's so much demand and so much capital out there that's flowing into self-storage, prices are staying high, they're not coming down just yet. We might see it come down later this year, depends on really where interest rates go. But right now that's not the case. Another con is the fragmented ownership and the mom and pop type ownership is great. But mom and pops, if you're looking for smaller deals, which I've done that in the past, if you're looking for smaller deals, when I say small, I'm saying maybe 20,000 square feet plus or minus somewhere in there, then they don't have good record keeping. They're sometimes difficult to deal with. When they send you, I've done deals with a guy literally sent a photo of a unit mix that he drew by hand because he didn't have records to send me the unit mix. Right? So you have to be ready to deal with that kind of stuff. And when you go to if you're using the bank for financing, the bank is going to want to see some sort of financial history there. Sometimes mom and pops keep all their businesses commingled into one P&L, and you got to figure out what the heck is that he's got a car business, a storage business, and he's got some single-family rentals. And it all comes into here and he's telling me it's this but I can't think... So you're gonna be scratching your head with those kinds of deals. If you go to institutional, larger deals. You don't have that problem but smaller deals, you could run into that problem. The other side of it is because the pro is it's an inflation hedge. I'm sure some people have heard that now rates are going up. So you can raise your rental rates/ Well, you can, but let's say you raise your rental rates on all your tenants 10 bucks every month. Someone's gonna get mad and move out, you're gonna make... You can't just raise rates, like every month, that's not, it doesn't work that way. Maybe once every six months? Yeah. Once every month? No, that doesn't work that way. Conversely, or the opposite of that is when rates come down, you're susceptible to that as well. So if the market is lowering rates for 10 by 10s, you know, within a three-mile radius of your facility, you are either you're going to be the highest because you're the best, you know, Class A really nice facility, you can kind of lead the market. But if you're not that, then you're probably in a race to the bottom right. So that's something that you have to think about. If you're battling REITs and whatnot, it can become a race to the bottom, where they're now renting a 10 by 10, for 50 bucks. And if you do the same thing, you're gonna go broke, you know, so there's things to think about the reverse of the pros are sometimes can also be cons.   Sam Wilson  10:56 Right. And I like that thanks for taking the time to break down some of the barriers or the obstacles in the industry. But I think also inside of those obstacles, that's what creates opportunity. Yeah. You mean, you guys have found a way to kind of work around all of those moving pieces and say, Okay, we still see opportunity, here are some things to be certainly aware of.   Kris Bennett  11:15 You have to set up investor expectations. If you're raising capital from investors, we've run into this issue in the past, I've run into this issue in the past where you set expectations, you send them an OM of what you're going to do for your syndication docs or whatever, hey, we're going to go out and find 10 deals and we're going to give you this return or whatever, then the market shifts and now returns are lower than now you're stuck, right? So you have to set investor expectations. Guys, you're jumping into this business. Storage is wonderful, but 10% return cash on cash, your one is probably not going to happen unless you find a needle in a haystack. A massive haystack. Right? So it's probably not going to happen. So you have to set those expectations and where we're at in the market right now. This is a tough business to be in. But there are opportunities, and there's reasons why so much capital is jumping into self-storage, There's got to be a little discipline in what you're going after.   Sam Wilson  12:02 When you set those expectations for investors, I don't care how you set it, if you say hey, look, you know, like you said, it's a tough business, you know, you're not gonna get a 10% cash on cash return. How do you attract capital?   Kris Bennett  12:12 Well, where else are you gonna go? So investors need to look at the universe of investments, right? If they like the stock market, they like bonds, they like whatever, and I'm not negative on any of that stuff. A lot of real estate investors, Oh, don't put your mind stop. No, no, I think people can make a lot of money in the stock market. So if you'd like stocks you'd like, whatever, that's fine. If you're looking at real estate, okay, what's the investable universe of real estate, you have multifamily, retail, office, industrial, etc. Okay, well, we're all the returns there for the risk that I'm taking on? Risk and return. Not just both, if it's high return, there's got to be high risk somewhere, even if it's not immediately disclosed or fully understood. Okay. So if you will go back and look at REIT returns over the last 20 years, you can find that data on REIT.com. And download it, anybody can do that. And you can see returns for publicly-traded REITs all the different sectors, data centers, multifamily, etc. And you can compare year over year and kind of do an analysis, self-storage has one of the best returns of all property types. So what does that mean? Higher returns at some point will push more investors into that asset class driving down returns because there is less risk. That's why bonds return so little because there's very little risk associated with bonds, whereas cryptocurrency has a very high potential return, but very high risk and a lot of volatility and swings in the market. So if investors are educated on their own, I'm not saying they're not dumb or whatever, but I'm saying if they educate themselves on all of those options, the investable universe of what I can't invest in, and what real estate looks like, what's the risk-return tradeoff, then they will understand okay, storage is a great bet.   Sam Wilson  13:45 Love it. Absolutely love it. Kris, what is something you are curious about right now?   Kris Bennett  13:50 How to find more deals really right now. So while I'm working on that, we're doing a couple of things a source off-market deals, working with a couple of brokers to do that for us. And then I picked up a book I'm reading through so I can't recommend it yet. But it's actually been very good so far on helping me understand, you know, what I should do as far as just staying in front of people networking and those sorts of things. So that's what I'm trying to work on at this moment.   Sam Wilson  14:12 Got it, and that was my next question for you. What do you read now? So if you have another book that you want to recommend that you might have been reading or just finished reading.   Kris Bennett  14:20 Yeah, I finished Stephen Schwarzman's book, I have it over there, "What It Takes." I listened to audiobooks and so that was a really good one. I actually liked his story and the tips he gives at the very end. I think one of them always stands out to me is to, I'm just summarizing here, but to basically dream big dreams, set big goals, those are the things you should go after. And I really liked Gary Keller as well. "The One Thing" and "The Millionaire Real Estate [Agent]," those are great books. He focuses more on single-family there or just units of multifamily and that kind of thing, but the concept is still the same. And I really like Gary Keller's stuff. So those two things go together, set big goals, because those are the things worth going after, so.   Sam Wilson  14:58 Love it. Kris, if our listeners want to get in touch with you or learn more about you, what is the best way to do that?   Kris Bennett  15:02 They can find me on LinkedIn. Just search Kris. Kris with a K. K-R-I-S Bennett. Kris Bennett on LinkedIn. They could also send me an email. I may not respond right away. K-R-I-S @ passiveinvesting.com   Sam Wilson  15:13 Thank you, Kris for your time. Have a great rest your day.    Kris Bennett  15:15 Awesome. Thanks, Sam. Appreciate it.    Sam Wilson  15:16 Hey, thanks for listening to the How to Scale Commercial Real Estate Podcast. If you can do me a favor and subscribe and leave us a review on Apple Podcasts, Spotify, Google Podcasts, whatever platform it is you use to listen, if you can do that for us, that would be a fantastic help to the show. It helps us both attract new listeners as well as rank higher on those directories so appreciate you listening. Thanks so much and hope to catch you on the next episode.

Topics: How many innings can the Yankees expect from Luis Severino? Giancarlo Stanton has earned his pinstripes Yankees to sign Roderick Arias Reminiscing about Yankees switch-hitters Spend Hal's Money (It's hard to fix the Yankees) ft. Pat Hennessy

The Income Gap: Richest Americans Vs. Other AmericansAnother way to compare annual income for the elite one percenter club and the "bottom" 99% percent is this: Nationwide, top 1% percenters' average yearly income is a staggering twenty five and a half times the annual earnings of the bottom ninety nine percent. The discrepancy is sharpest in New York. There, top one percenters have nearly 39 more annual income than bottom 99% percenters. The difference between the "haves" and everyone else is smallest in West Virginia. There, top one percenters average less than 13 times the annual income of the bottom 99% percenters. When the Biden administration looked for ways to pay for the president's expansive social policy bill, it proposed raising revenue by cracking down on seven trillion in unpaid taxes, mostly from wealthy Americans and businesses. To help find those funds, the administration wants banks to give the Internal Revenue Service new details on their customers and provide data for accounts with total annual deposits or withdrawals worth more than six hundred dollars. That has sparked an uproar among banks and Republican lawmakers, who say giving the I.R.S. such power would be an enormous breach of privacy and government overreach. Banks already submit tax forms to the I.R.S. about the interest that customer accounts accrue. But the new proposal would require they share information about account balances so that the I.R.S. can see if there are large discrepancies between the income people and businesses report and what they have in the bank. The I.R.S. could audit or investigate the gaps to see if those taxpayers are evading their obligations. Biden administration officials say the United States needs more information from taxpayers to crack down on those who do not pay what they owe. The measure, which would affect more than one-hundred  million households and millions of businesses, is estimated to capture https://home.treasury.gov/news/featured-stories/the-case-for-a-robust-attack-on-the-tax-gap ($460 billion in additional revenue) over a decade, primarily from the wealthiest Americans. Banks say the reporting requirements would raise their costs and put them in the unenviable position of handing customer information over to the I.R.S. https://finance.metropolisdao.org/ ( ) https://finance.metropolisdao.org/ (Benefits of Decentralized Banking!) 1. Generates Trust – A decentralized bank lowers the risk of systemic failure.  Decentralization has led to the emergence of digital currencies that is accompanied by user- confidence. The rise in the valuation of cryptocurrencies somewhat reflects the peoples' fading trust in central banks and the various government-planned schemes.  Decentralized banking comes to counter this decreasing trust of the clients and attempt to rebuild the bond that people share with the banking sector.  2. Fostering an Open Culture – Decentralisation does not come merely with an innovative technological approach. It promotes an open culture that contributes to economic development. As there are no geographical hindrances, people from all over the world can come on the same platform and work incoherence. It contributes to an open culture as people from various cultures get to meet and even exchange their ideas through the transaction process. 3. Giving People Control of their Money – It allows every user to choose the currency in which they want to invest. Some currencies are collapsing around the world mostly due to mismanagement by corrupt elites. With a decentralized bank, people get knowledge about the investment and the lending processes, thereby allowing complete control. Together we will rebuild, educate, and advocate the importance of the principles of creating generational wealth embracing the DAO blockchain technology. A decentralized autonomous organization is a concept for a blockchain-specific entity built and collectively owned by its...

Today, our guest Chris Craddock shares a horrifying story about a plumber who blew up his own house and how he got out of that deal. Stay tuned and listen to the incident that left our host speechless. Key takeaways to listen for Why you shouldn't chase money The importance of networking  Getting an education Resources mentioned in this episode Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! The Millionaire Real Estate Agent: It's Not About the Money It's About Being the Best You Can Be Leveling Up: How To Master The Game of Life The Wisdom Pyramid: Feeding Your Soul in a Post-Truth World About Chris Craddock A nationally certified Life Coach with a Doctorate in Leadership, Chris Craddock is the founder of The Redux Group, a real estate company, and the driving force behind REI Revive, an advanced online training program for investors. He's also the host of the Uncommon Real Estate Podcast as well as an entrepreneur who runs multiple successful businesses in the Washington DC Metro area and Richmond, VA. Chris is a consistent multi-million dollar producer who produces over $4 Million in commission each year. Connect with Chris Website: www.chriscraddock.com LinkedIn: Chris Craddock Facebook: Chris Craddock Podcast: Uncommon Real Estate Instagram: @craddock   Connect with Leigh Please subscribe to this podcast in iTunes or in the Podcasts App on your phone, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram or on Twitter or any social networks by clicking here. Subscribe to Leigh's other podcast Real Estate From The Rooftops! Sponsor: If you're tired of doing real estate alone, enroll in  Leigh Brown University and be sure to use your special “CSIRE” discount code at checkout for $10 off your subscription.

Today's F-Bomb touches on the following: -CFP Board Exam changes weighting to include Psychology of Money -It's easier to do the right thing when your friends are setting that example. Proverbs 27:17 -Don't platoon QBs and don't dance between growth and value cycles. -The Argegos Capital Management collapse -What did you expect from Manziel and Winston? Sources: awealthofcommonsense.com, Wall Street Journal, Ric Edelman

“Money -- It's a crime. Share it fairly but don't take a slice of my pie. Money -- it's a hit. Don't give me that-do-goody good bullshit.” Pink Floyd "Society is demanding that companies, both public and private, serve a social purpose. To prosper over time, every company must not only deliver financial performance, but also show how it makes a positive contribution to society." Larry Fink, CEO BlackRock (the world's largest asset manager) In episode #4 of Dignities & Disasters Robert discusses Wealth--joined by Greg Berry from Conscious Capital Wealth Management. While money and investments can incentivize greed, it can also be used as a tool for the betterment of society, the environment, and all of us here on Earth. In a system full of imbalances--how do we develop a relationship with wealth that avoids wanting to burn it all down? We investigate the good, the bad, and the ugly of wealth. Points discussed: - Holistic Wealth -- 5 Forms of Capital: Financial - money and investments ; Material - business, home, real estate ; Social - family and community ; Human - health, career, legacy ; Purpose - why you are here - Whole wealth advisory & Pragmatic radicalism - Wealth divide - Hoarding impulse and incentives - Interest acts as an accelerator in both directions (wealth and debt) - Typically takes 7 years to escape debt - Pervasiveness of one type of capital - Growth that's impacting our environment: (Charles Eisenstein ; The Population Bomb -- Paul Ehrlich) - Charity -- you can do good things with money - Responsible debt / loans - Re-valuing the ecosystems - Impact Investing. From: Socially responsible investing (SRI) → Environmental, Social, and Governance (ESG) → Systems Change Investing (SCI) - Modern Monetary Theory (MMT) & the “Great Reset” conversations at Davos Resources: - The Creature from Jekyll Island: A Second Look at the Federal Reserve -- G. Edward Griffin Greg Berry is a Whole Wealth Advisor at Conscious Capital Wealth Management. For over 25 years, Greg has been an advisor to entrepreneurs, investors, philanthropists and executives, both in the famous entrepreneurial ecosystem of Boulder, Colorado, and across several continents. He guides people at different points of wealth creation to evolve their relationship with wealth and money, towards more holistic and responsible approach, which is now commonly called 'impact investing.' For over 10 years, he has been an activist and catalyst for the impact investing community in Colorado.

Ready to talk MONEY? It shouldn't be uncomfortable. So if you're uncomfortable, take a deep breath. God is in control of all things, that includes money. Let's chat about it so you can unblock the blessings God wants for you. And please, if you have any ah-ha moments, leave a review, subscribe, and please shoot me an email!SHOW NOTES:  

In this video I share a tool that I'm a co-creator of that helps automate the design process for print on demand products (More designs on more products & marketplaces = more MONEY

It's a new year, and the Offside Rule is back with more footballing insight and a bit of nonsense too. Faye Carruthers joins the team to discuss hats, superstition, and phone throwing, it's all football related we promise! Here's the sound, oh and there's a bit of a theme: Topic 1 - Fernand(inh)o - With the news that Fernandinho has a clause in his contract to get an extension for a further year, the 34 year old Brazilian has inspired us to celebrate the Golden Oldies of the footballing sphere still donning the boots, pulling on the training shirts, and smashing it for their clubs.(05.40) Topic 2 - Money, Money, Money - It was revealed this week that Roman Abramovich has spent over £100m sacking managers during his tenure at Chelsea! Incredible sums of money, and very expensively over £26m of that was spent on Antonio Conte. So we decided to look into where some of those managers are now (14.00) Topic 3 -  Knowing Me Knowing You - Clubs have got many weird traditions so we thought we'd end today by discussing some of the traditions at clubs across the country (27.00) AOB - ball grabbing, Roma's goodwill, and not literal Christmas crackers (36.00) Learn more about your ad choices. Visit megaphone.fm/adchoices

076 – Does money buy happiness? Does happiness attract money? Are poor people happier? Are all rich people unhappy? Can I only be happy when money isn’t an issue? Couldn’t I just stop caring about money and be happy?  Does happiness itself surpass the worries about money? Is there a certain amount of money which […] Der Beitrag EN: Happiness & Money… It’s complicated erschien zuerst auf Jesta Phoenix - Coach.

Money: It’s a stressful and often taboo topic that makes many people uncomfortable to even talk about. But New York Times bestselling author Nicole Lapin and Entrepreneur Magazine editor-in-chief Jason Feifer say that’s the very problem, and one of the biggest reasons why so many people are in debt and suffer from money anxiety. In this interview, no topic is off limits. Jason and Nicole debate the touchiest finance topics from their brand new podcast “Hush Money.” Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

Chip Parrish is a team leader and top performing real estate agent in Denver, CO, Fairfield, CT, and Westchester, NY. He has always gone for the gold, but then came a crisis of faith. "Is this all there is?" he asked himself. This put him on a path of service and contribution that will knock your socks off. His real estate success is woven deeply into how he serves the wider world, including orphans in Nepal and homeless people in the U.S. Here is how Chip builds both trust and the bottom line. Video of this InterviewChip Parrish Real Estate Website -Discover Shelter Discover Shelter's Giving PageUnchain.orgHope in Our CityNepal Orphans HomeConscious Capitalism: Liberating the Heroic Spirit of Business: John Mackey, Rajendra Sisodia, Bill GeorgeThe Millionaire Real Estate Agent: It’s Not About the Money…It’s About Being the Best You Can Be!: Gary Keller, Dave Jenks, Jay Papasan

THE BEST BITS IN A SILLIER PACKAGE (from Tuesday's Mike Hosking Breakfast) The Real Problems/You Gotta Follow the Money/It's Not About Uni/Bank of Mum and Dad Under Pressure/No Demand TV

What's your most limited resource? Money? It might feel that way, but the real answer is time. You can earn more money. You can't get more hours or minutes or seconds...or years. The latter — particularly as it relates to compound interest, giving your money time to grow — is just one of the things we dive into with Grant Sabatier, a leader of the "Financial Independence, Retire Early" (FIRE) movement, and author of “Financial Freedom.” In Mailbag, does going to a more expensive college mean more success? Plus: How to tackle crippling credit card debt.

When do YOU ever actually talk about MONEY? It's a highly personal topic for many people. This week on Finely Clicked we are STOKED to have En-May Mangels back on the show! In Episode 13 we brought En-May on to discuss intuition vs. fear. En-May is a Strategic Intuitive Advisor from the Seattle, WA area. In this episode we talk with En-May about money

Intensely personal and private, Mahmood was launched into the spotlight after winning Sanremo. The Italian, singing Soldi, chats about music and adjusting to a very public lifestyle. There’s also a pretty special reason why Australians […] http://media.rawvoice.com/joy_joyeurovision/p/joy.org.au/joyeurovision/wp-content/uploads/sites/73/2019/05/2019-JOYEurovision-Mahmood.mp3 Podcast: Play in new window | Download (Duration: 7:33 — 6.9MB) Subscribe or Follow Us: Apple Podcasts | Android | Google Podcasts | Spotify | RSS The post Not About the Money: It’s Mahmood appeared first on JOY Eurovision.

Money Money Money! Do you ever find yourself tiring from the constant thoughts about MONEY? It can be all consuming if we make it the driving force behind everything we do... There is a lot of ways to create and measure ROI in our lives, as long as we give those things value too. Have a listen and decide for yourself. Enjoy, Brian --- Send in a voice message: https://anchor.fm/clicksandfunnels/message

Money - It's the big challenge for anyone who wants to create a better, more balanced life and do something for a living outside of the corporate 9-5. In fact, your feelings about money could be the biggest barrier to you even thinking about doing something else instead. That's why I wanted to talk to today's guest. Andy Hill is a podcaster and author who is passionate about creating an incredible life for his family by being financially intelligent. He and his wife managed to pay off $50,000 of personal debt and their whole mortgage within 5 years and increased their net worth from $50,000 to $750,000 in 8 years. In this interview we talk about how Andy and his wife sorted out their own debt issues, how he balances a full time job with a busy and successful side hustle AND family life. And how to plan your finances as you start planning your escape from the rat race. We also talk about: How to create boundaries between your job, your side hustle and your personal life How running a business as a side hustle has enhanced his contribution as an employee The concept of the financial runway Seeing the early days in your new business as an internship The pros and cons of training courses versus real life experience How to earn passive income from your assets while you're building your business Having conversations about money with partners, family members and others Starting your business on a shoestring Niching down Do check out his podcast - it's called Marriage, Kids and Money. His website is where you can find out how to work with him and read more of his blogs and articles. He mentioned a few useful resources: Mint Tiller (Excel and Google Sheets) Quickbooks Freshbooks And of course, if you want support or to discuss any of these topics, head over to our Corporate Escapees Facebook group and stay in touch with us on Instagram, Facebook, Pinterest, Twitter and of course, the website.

What is the Soul of Money?It sounds foolish, but listen closely to the analogy presented, it opens doors like the key maker, the likes of which uncover truths that are expandable and doable.

Money: It rules our entire lives.  We work hard for it, we toil it. We need it for our basic needs. It is a concept that is old as civilization.  Today, Rohan Grey joins us to talk about the history of money.   Get full access to Historic.ly at historicly.substack.com/subscribe

Episode 18 - I Wasn’t Alive Before the Money It’s the last international break of 2018. Join us as we discuss more conspiracy theories, vaping, plastic straws, and why one of us failed geometry. We also actually discuss football with Chelsea supporter Andrew Bolanos and get his take on the possible sale of Chelsea, Abramovich’s legacy at the club so far, and what else to expect this season. Subscribe and Share   Intro:https://www.youtube.com/watch?v=I6_K38uYm70&index=2&t=46s&list=PL5FCxwmtwoxtr3PREfTGSlWXPm6gOmk8q Chelsea Transfer Ban: https://www.eurosport.com/football/premier-league/2018-2019/football-news-chelsea-face-two-year-transfer-ban-after-fifa-probe-into-bertrand-traore-signing_sto7012434/story.shtml Julian’s Instagram: https://www.instagram.com/modern_julian/ AC Milan boss Gennaro Gattuso roasts Bakayoko: https://www.standard.co.uk/sport/football/chelsea-loanee-tiemoue-bakayoko-has-defects-says-ac-milan-boss-gennaro-gattuso-a3920566.html

All of us possess influence, but we don’t necessarily know how to use it to its fullest in the modern, digital world. This episode is a “how to” conversation about what it takes to become an influencer. If you’ve got great ideas, expertise, or simple insight into a particular area of life, you can and probably should become an influencer. There are people out there waiting to hear your voice. They truly WANT to hear YOU speak about the very things they want to learn. Listen to this episode to learn how. Here’s What You’ll Learn [0:33] Why we’re talking about what it takes to become an influencer [1:53] What does it even MEAN to be an influencer? [3:31] Questions to ask yourself to discover if you can become an influencer? [4:28] Examples of being an influencer that can stir up your creativity [7:21] 9 things it take to become an influencer: Don’t miss these! [26:10] What if you want to be an influencer “on the side” (side hustle)? [28:30] Dustin’s “Worth It Inspiration” - Dustin’s a new Elvis fan! You can become an influencer even without a giant following You’ll hear it in this conversation, but when I first mentioned the word “influencer,” Dustin immediately thought about the big name people - Tim Ferriss, Michael Hyatt, and others. But the good news is that it’s not required that you have a huge following already in order to be an influencer. In fact, you can start right where you are and begin building a platform that reaches people in need, over time. All the big names did it that way. You can too. Listen to hear my 9 tips about how to become an influencer. You can do it. I know you can! Here are the 9 things it takes to be an influencer in today’s online culture To help you get started on your path to becoming an influencer, here’s my list of 9 things you need in order to be an influencer in today’s marketing environment… Passion (You need to believe in it enough to comment on the subject often) A niche topic (Stick to 3 things MAX. Any more and you’ll dilute your message) Consistency (Plan on weekly posts and monthly emails, as well as social media posting) A loyal/engaged following (start a blog, email list, or podcast today and build your following one person at a time) Be yourself (Don’t copy others, bring your unique spin to the subject. People are waiting to hear YOU) Be confident (You don’t have to be over-the-top confident, you just need enough confidence in the benefits of your message to get started) Focus (There are lots of bright shiny objects out there to get you off course. Remember, content is king. Stick to your themes and be consistent) Time (Find an hour a day to invest in writing, recording, videoing, etc.) Money (It only takes under $200 to get a blog or podcast set up and rolling) Listen to hear us expand on these 9 points - and learn how you can get started influencing people and bettering the world. It’s what you were meant to do! Every influencer learns that they must be themselves to have true influence Out of the 9 steps I mention on this episode, I felt this one needs a bit more explanation. That’s because we are all prone to discount the contributions we make in the world. What you need to know is this: Even if there are many people already talking about the topics you have in mind, they are not talking about those topics the way YOU would. They are not viewing the situation or area through the unique lens YOU possess. There are people out there who need to know what you know but who don’t resonate with the others who are talking about the subject - but they WILL resonate with you! Get started. Believe in yourself. You can do it! You don’t have to become an influencer full time. Create a side hustle There are many people out there like Dustin and me - we love our full-time jobs. It’s what we were made to do. But we can still figure out ways to be influencers “on the side” so to speak. The means of digital communication and publication available today make it entirely possible. To wrap up this episode, we highlight some tips for how to become an influencer through a side hustle. We cover what it takes and how the 9 steps we outlined apply in the part-time approach. You won’t want to miss this one. Resources & People Mentioned Take our Financial Risk Tolerance and Goals Questionnaire - click “Start Now!” Tim Ferriss Michael Hyatt Episode 37 - the Ikigai Worksheet Episode 35 - Create, Don’t Compete Bluehost Mailchimp Elvis Presley: The Searcher (HBO Documentary) Elvis’ ‘68 Special Event - and the song “If I Could Dream” Isabella Guava on Instagram Connect With Danielle and Dustin Ask your questions! On Facebook On Twitter Connect with Dustin on Twitter: @DRGranger

5 Tips To Know If You Have What It Takes To Start A Home Based Business You may see, hear, and read a lot of people constantly raving about the numerous wonders of a home based business but in reality, starting and managing one isn’t immediately a bed of roses. In some cases, having a home based business is easier than having a business in traditional settings, but in some cases, it’s absolutely the other way around. Tip #1 You Still Need the M’s for a Home Based Business The only difference is that there’s no need for you to pay for rent and possibly, you’ll have lower business costs because your business is based at home. But other than that, the process of starting up and the necessary factors of production are still the same. Money – It’s rarely possible, if at all, to start a home based business without spending even a dollar for investment and pre-operating costs. Material – If your home based business is selling products and not services then you’ll still have to ensure that you’ve got the best materials to produce the best products in the market. Manpower – For a home based business, you can usually make use of family members – even your kids – to help out and provide the necessary labor for the business. Machinery – Usually, a home based business selling services online can function with a computer and Internet access, but if you’re selling products, you’ll naturally need other additional equipment.

Welcome back from the Fourth of July break! This episode is going to be the next-to-last one in our Colleges in the Spotlight series because very soon we have to get down to the serious work of where our new crop of high school seniors should be applying to college. So, today we want to take a look at a population that we don’t focus on as much as we might--that is, low-income students who live in rural areas. Although we are based in New York City, we do try hard to look at colleges and students across the U.S. But I am guessing that students in rural areas do not get as much attention from us as they perhaps should. And, in today’s case study of a great program, we are going to talk about low-income rural students in the state of Oregon. While you are waiting for the real work to begin in a couple of weeks, don’t forget to head on over to amazon.com and get a copy of our new book, How To Explore Your College Options: A Workbook for High School Students. Your teenager should be poring over it summer. You should go back and listen to Episodes 119 and 120 to find out why. By the way, I got an email this week from a smart and talented colleague to ask whether I might have time to help his rising senior with her personal statement for her college applications. So, friends, a new application season is indeed beginning. 1. What Is GEAR UP? Before we get to today’s Oregon case study, let us say a word about a federally funded Department of Education initiative known as GEAR UP (that is, Gaining Early Awareness and Readiness for Undergraduate Programs). Here is what the U.S. Department of Education website says about GEAR UP: This discretionary grant program is designed to increase the number of low-income students who are prepared to enter and succeed in postsecondary education. GEAR UP provides six-year grants to states and partnerships to provide services at high-poverty middle and high schools. GEAR UP grantees serve an entire cohort of students beginning no later than the seventh grade and follow the cohort through high school. GEAR UP funds are also used to provide college scholarships to low-income students. . . . State grants are competitive six-year matching grants that must include both an early intervention component designed to increase college attendance and success and raise the expectations of low-income students and a scholarship component. (quoted from the website) So, here is some federal money being earmarked to improve higher education opportunities for low-income students by working with these students early in their secondary school years (that is, starting no later than seventh grade) and sticking with them through high school. That long-term assistance sounds excellent to me, and I hope that the services being provided with GEAR UP funds are indeed substantial enough to make a difference. By the way, if you are worried about your federal tax dollars, perhaps you will be relieved to learn that the agencies receiving the federal grants are required to match them dollar-for-dollar. So, in the case of state grants, that’s half federal monies and half state monies. You can check on whether your state has any GEAR UP funds, and you can check on how those funds are being used, if you think they might be helpful to your own kids. 2. What Is GEAR UP in Oregon? Education Week turned the spotlight on Oregon in its May article by Liana Loewus entitled “Pitching Rural, Low-Income Students on Private Colleges.” The article focuses on the way that Oregon uses its GEAR UP grant funds--which is, interestingly, to expose low-income, first-generation-to-college students from the rural areas of Oregon to Oregon’s private liberal arts colleges so that these students can consider private colleges as real and affordable options. This strategy is particularly intriguing in a state that has two well-known and admired public universities--the University of Oregon in Eugene and Oregon State University in Corvallis, which together serve about 50,000 students. According to the Education Week article, Adrienne Enriquez, a program manager for Oregon GEAR UP, noted that both students and staff in Oregon’s rural schools “didn’t necessarily have as much knowledge and information about the private colleges in the state as they might have [had] about the four-year public universities” (quoted from the article). I think that is not surprising in a state where there are high-visibility public universities, including a much-loved flagship university, along with the fact that many of the teachers and school counselors in those rural Oregon secondary schools are very likely graduates of the two public state universities. Oregon GEAR UP has joined forces with The Alliance, a group of 18 small private colleges in Oregon--colleges that are anxious to attract some of these low-income rural students, who probably never heard of them. The Education Week article quoted Brent Wilder, the vice president of The Alliance, as saying this: “There are a lot of myths out there about private education that just aren’t true. . . That it’s only for affluent individuals, that our campuses aren’t diverse. . .  We have the highest graduation rate in Oregon [for] students of color.” (quoted from the article) Wow. That statistic was so impressive that I looked up The Alliance and found out these additional facts about it and its members: There are 12 college members and six college affiliates, currently enrolling about 35,000 students. Many of the colleges, I am embarrassed to say, I knew nothing about. But the members list did include Lewis & Clark College, Willamette University, the University of Portland, and Reed College, which we have talked about at USACollegeChat on our virtual nationwide tour and which is one of the best private liberal arts colleges anywhere. Collectively, these colleges award one in five bachelor’s degrees in Oregon and one in two master’s degrees and doctoral degrees in Oregon. 61 percent of their students graduate in four years (compared to about 50 percent at the flagship University of Oregon and about 32 percent at Oregon State University). 93 percent of students starting as full-time students receive grants, averaging over $20,000 per year. 28 percent of students graduate with no college debt. One in three of their U.S. degree-seeking students is a student of color. So, with these favorable statistics, it’s understandable that colleges in The Alliance feel that they have something to offer low-income, first-generation-to-college rural students in Oregon. 3. What Activities Does GEAR UP Offer Oregon? According to the Education Week article, GEAR UP offers activities both for Oregon educators and for Oregon high school students. Here are some of them: Through the GEAR UP program, small groups of teachers, administrators, and counselors come together from different parts of the state to visit private college campuses over a few days. GEAR UP--which was slated for a slight funding increase under a budget agreement expected to be approved by Congress last week, but is among the education programs President Donald Trump would like to cut in a 2018 budget--pays for their travel and lodging and reimburses districts for substitute teachers. (quoted from the article) And the information goes both ways, according to the article. Oregon GEAR UP also tries to inform the professors and college admissions officers at these private colleges about the small, rural high schools that GEAR UP students attend. Having more information about these high schools and about the challenges that some of these students face can, in fact, help admissions officers make better, fairer, more aware decisions about admitting GEAR UP students. Turning to students, here is a valuable service provided for high school kids: For the third straight summer, Oregon GEAR UP is also running [an all-expenses-paid] Private College Week camp, during which high school students visit several colleges, staying on campus at one of them, and learn about admissions processes and financial aid. (quoted from the article) That sounds great, but why are these visits particularly important for these rural students? Let’s look at what Ms. Enriquez said in the article: In describing the need for this kind of program, which is unique to the Oregon version of GEAR UP, Enriquez said that visits to the larger universities were scaring off some students from rural communities. “They’re visiting classrooms that hold more people than live in their town. They go through the lunch line and they have to go through turnstiles, and they’ve never seen those,” she said. A few years ago, a group of students from the tiny logging community of Powers came off a tour of the 20,000-student University of Oregon not wanting to go to college at all. In a post-visit survey, they indicated, “College is not for me. It’s too big and too scary,” Enriquez said. The colleges that students see during the weeklong summer camp generally have between 1,000 and 4,000 students. (quoted from the article) We talked about the size of the college as a deal breaker for some kids and for some parents in our first book, How To Find the Right College: A Workbook for Parents of High School Students. (It’s still available, by the way, at Amazon.com.) But I don’t believe that I have ever heard a more persuasive anecdote about how much size can matter to a kid and about how overwhelming a large university might actually be to a kid from a tiny rural town. 4. Show Me the Money It would be hard to have a discussion of sending a bunch of low-income kids to private colleges without tackling the very real issue of how much that is going to cost those families. The private colleges in The Alliance do actually cost about twice as much for tuition and housing as Oregon’s public universities. But here are some useful facts and figures that take into consideration the generous financial aid offered by many of the private college Alliance members: “The average net price for low-income students at the Oregon state universities is about $13,000. At private schools . . . , it’s closer to $20,000. However, at Reed College, among the nation’s most academically prestigious private colleges, low-income students [tend to pay only] about $9,000” (quoted from the article). So, the bottom line is that private colleges should not be ruled out in favor of only public universities because of cost. Some might be somewhat more expensive than public universities, though perhaps not out-of-sight more expensive; others might actually be less expensive than public universities. You don’t know what kind of financial aid package you can get until you try. 5. What About College “Fit”? We hear so much these days about “fit”--that is, how good a fit is a college for your kid. Here is what the Education Week article had to say about the importance of the academic and social and cultural fit of a college for a student: In the 2016 book Matching Students to Opportunity: Expanding College Choice, Access, and Quality, Jessica Howell and her co-authors explain that college fit, and in particular going to a school that matches a student’s academic credentials, is positively associated with earning a degree. “By and large, we know that when students enroll in a college that isn’t a good fit for them, that’s usually because they didn’t consider colleges that would have been a better fit,” Howell said in an interview. “We need to open up students’ eyes early in the process so they know their options.” (quoted from the article) Well, that is a perfect segue to our upcoming series, which will focus exactly on that: opening up students’ eyes so that they know their options. That could have been the title of our new book (instead we called it How To Explore Your College Options). In the coming summer weeks, we would like to help you help your teenager open his or her eyes--early enough so that there is still plenty of time to act on what he or she finds out. Find our books on Amazon! How To Find the Right College: A Workbook for Parents of High School Students (available as a Kindle ebook and in paperback) How To Explore Your College Options: A Workbook for High School Students (available in paperback) Ask your questions or share your feedback by... Leaving a comment on the show notes for this episode at http://usacollegechat.org/episode127 Calling us at (516) 900-6922 to record a question on our USACollegeChat voicemail if you want us to answer your question live on our podcast Connect with us through... Subscribing to our podcast on Google Play Music, iTunes, Stitcher, or TuneIn Liking us on Facebook or following us on Twitter Reviewing parent materials we have available at www.policystudies.org Inquiring about our consulting services if you need individualized help Reading Regina's blog, Parent Chat with Regina

Got musical talent?  Here's your chance!   I am a single mother of 3 with a recent felony. I am at a loss of how I can over come this and find work to support my family.v I've never been very interested in the work I'm doing now and have been wanting to do something that more directly helps people. Can we organize all the resources Dan shares on his podcast? I have developed a solar powered security camera with internet access built into the box.  What should I charge? “Some prisons don't require bars to keep people locked inside. All it takes is their perception that they belong there.”  ― Lysa TerKeurst, Unglued: Making Wise Choices in the Midst of Raw Emotions Show Notes: Episode – 02-10-17 Title: N/A Subtitle: N/A Summary: In this episode, Dan Miller answers an array of questions—from how to find a job that helps people to how to correctly price a solar-powered camera. Dan also shares tips and resources for ex-convicts who want to get back into the workforce, but need a helping hand. He also gives advice to a teacher who has found himself in a very, frustrating situation with his students. Tune in and find out what it takes to have that meaningful, fulfilling, and profitable life. Sponsored By: Go to audible.com/48Days and get a free audio of The Millionaire Real Estate Agent: It's Not About the Money…It's About Being the Best You Can Be!   FreshBooks is offering a 30 day, unrestricted free trial to my listeners. To claim it, just go to https://www.freshbooks.com/48days      Time Stamped Show Notes: 00:36 – Dan loves doing the podcast, talking about the listener's questions, sharing resources and finding ways to do things that are meaningful, fulfilling and profitable 01:08 – FreshBooks is offering a 30 day, unrestricted free trial to my listeners. To claim it, just go to https://www.freshbooks.com/48days 01:28 – Preview of Today's Show I am a single mother of 3 with a recent felony. I am at a loss of how I can overcome this and find work to support my family. I've never been very interested in the work I'm doing now and have been wanting to do something that more directly helps people. Can we organize all the resources Dan shares on his podcast? I have developed a solar powered security camera with internet access built into the box. What should I charge? 02:39 – “Some prisons don't require bars to keep people locked inside. All it takes is their perception that they belong there.” ― Lysa TerKeurst, Unglued: Making Wise Choices in the Midst of Raw Emotions 03:06 – Dan shared this in the 48 Days Eagles group 03:47 – Dan says his friend, David Webb, is looking for 35 finalists in the country music arena—go to Nashville Dreamin' if you're interested 04:33 – Spencer says, I am currently looking for some talented music artists, performers and composers to produce original music or some short video stories I am creating for the essential oils company,doTERRA 05:05 – Email Spencer directly 05:18 – Create original music about people using essential oils 05:46 – John Maxwell has a conference, in March, and they are looking for someone between age 15-35 who has vocal talent 06:03 – Visit John Maxwell's website 06:21 – If you are a musician, get it out there 06:40 – FreshBooks is offering a 30 day, unrestricted free trial to my listeners. To claim it, just go to https://www.freshbooks.com/48days 06:59 – Bookkeeping is a problem often ignored by those starting out 07:07 – Dan's 9 year old granddaughter Clara wrote a book with Joanne called, “What if it were possible” 07:20 – Clara is monitoring her expenses 07:45 – Freshbooks has a brand new version of their cloud accounting software 08:53 – Rocky says, I am a 35 year old project management professional for a larger utility here in Colorado. I've been doing this type of work for almost 10 years and I am starting to get burned out and depressed. The reason why is because I originally started an oil gas utilities due to how well it provided for my family financially, and how I had connections within the industry. However, I've never been interested in this type of work and have been wanting to do something that more directly helps people. 09:39 – Rocky has read 48 days, is a member of the Eagles group, listens to Dan's podcasts, visited a career coach, among other things 10:05 – Dan advises Rocky to explore and define what it means “to do something that more directly helps people” 10:55 – The idea of what directly helps people is very broad and the application of that comes from knowing yourself 11:35 – Rocky is more introverted than outgoing 12:06 – Rocky should not drop his job, as he might lose his income 12:50 – Rocky should understand that helping people has a broad appeal and he should also look at the things that he is already doing that are already helping people 13:05 – Tony thanks Dan and asks for good luck wishes as he is now starting a career search after 21 years in the same company. 13:43 – Dan will send a copy of his book to Tony 14:19 – There is a section in 48 Days about a young guy who got 6 job offers in 10 days 14:53 – Dan shares tips regarding how to make contacts 15:41 – Virginia says, I am a single mother of 3 with a recent felony. I am at a loss of how I can overcome this and find work to support my family. 16:05 – Dan assures Virginia that she is not alone and there are resources and people who want to help her 16:30 – In the Nashville area, Dan and his wife are involved in Leaving the Cocoon, a program for women who've committed felonies 16:55 – The Next Door, Oak Shelter for Women, Men of Valor, Thistle Farms are some of the organizations mentioned by Dan, that help people who have records 17:47 – Links to resources for after prison: Prison Entrepreneurship Prison Fellowship The Potter's House Jist Rusty Boruff One Eighty 19:54 – Rusty's story inspired Matthew West's song, We Are the Broken 20:51 – Rusty has created four profit companies inside the umbrella of One Eighty 22:25 – Dan talks about the obstacles Virginia will face 23:44 – There was a job fair for ex-convicts, in Nashville, where 3000 people showed up 24:40 – Dan tells Virginia to be entrepreneurial, as she also has 3 children to attend to 26:45 – Steve asks, can we organize all the resources Dan shares on his podcast? 27:24 – Dan thanks Steve for offering to organize the resources on his website 28:00 – 48days.net is working on old technology and that is why 48dayseagles.com was created 29:26 – William says, I'm a teacher and was accused of using my phone while I was supposed to be assisting my students cross the road. One student was almost hit, because they said I was using my phone. This is not true, because I was not using my phone. 30:13 – Dan tells William to start his search for a new job, but not to leave before finishing the school year 31:30 – Dan tells William to clarify his skills and abilities and focus on what work he wants to pursue 32:15 – Don't allow the accusation to cloud the value you can give to your students 32:59 – Dan tells William to keep him updated about whether he will still be a teacher or not 33:45 – There are facilitators for the 48 Days to the Work You Love seminar 34:01 – Don't let this damage your self-confidence 34:25 – Adam says, I have developed a solar powered security camera with internet access built into the box. What should I charge? 34:47 – Dan talks about the potential of Adam's product 36:06 – Dan shares Verne Harnish's importance of having a pricing plan 36:54 – Dan explains the computations that can help Adam with the pricing 39:25 – Dan likes Adam's idea 39:42 – Dan had a conversation with David Ask, a talented musician with a full-time job who has a product he sells on Amazon and is now working with retailers 41:46 – Dan told David he needs to maximize what he can do in the next 18-24 months and partner with agencies that can talk to the retail companies 43:14 – Innovate – May 11-12, 2017 45:10 – Coaching with Excellence – May 25-26, August 31-Sept 1, 2017 45:56 – 48DaysEagles – on half price at $24/month until February 17 46:25 – Social Media Marketing World – March 22-24th in San Diego 46:50 – Dan closes today's podcast   3 Key Points: If you are a musician, you have to get yourself out there. Every person deserves a second chance at work and in life. Know your value—this will determine the work that you do and how well you do it.   Resources Mentioned: Go to com/48Days and get a free audio of The Millionaire Real Estate Agent: It's Not About the Money…It's About Being the Best You Can Be! FreshBooks is offering a 30 day, unrestricted free trial to my listeners. To claim it, just go to https://www.freshbooks.com/48days To ask Dan a question for the podcast – AskDan The new 48 Days Eagles site – This is the best place for moving your career forward com/learn – If you want to try and be a facilitator Coaching with Excellence – May 25-26, August 31-Sept 1, 2017 Innovate – May 11-12, 2017 Social Media Marketing World – March 22-24th in San Diego The Ultimate Advantage Cruise – leaving from Ft. Lauderdale, FL Feb 12-19th, 2017   Credits: Show Notes provided by Mallard Creatives

Can I really grow a business with only 15 hours a week?  It seems every week I'm asked about that question – and the answer is a resounding Yes!  But you have to devote time to each of four critical areas.  Otherwise you may just learn more but never really develop a “business.”  Or you may create a “job” for yourself without ever getting closer to having a business.  In this episode I explain the four areas that need attention and give you a formula for how many hours to spend in each area with those 15 hours. I have a 7&8 year-old that also need resets from time to time and I've been struggling to find positive audio that's understandable for them at this age. In working with my wife I have learned that she is the dreamer and I am the “realist.” I made out a list of 30-40 business ideas, what's the process for narrowing those down and ultimately landing on one to pursue? Can I really grow a business with only 15 hours a week? “Listen to your wife's dreams – because if you don't, someone else will.”  Rob Lowe – host of the Giving Back Podcast [Tweet This]   Show Notes: Episode – 02-03-17 Title: N/A Subtitle: N/A Summary: In this episode, Dan Miller explains how you can Grow Your Business with only 15 hours a week as he shares the top 4 things you have to do to make that happen. He also reminds us of the difference between working IN your business as opposed to ON your business when it comes to growing a business that makes money even when you're not around. Listen to success stories and questions about pursuing the one idea you truly believe in. Sponsored By: Go to audible.com/48Days and get a free audio of The Millionaire Real Estate Agent: It's Not About the Money…It's About Being the Best You Can Be!   FreshBooks is offering a 30 day, unrestricted free trial to my listeners. To claim it, just go to https://www.freshbooks.com/48days      Time Stamped Show Notes: 01:27 – Preview of Today's Show on Grow your business with only 15 hours a week I have a 7&8 year-old that also need resets from time to time and I've been struggling to find positive audio that's understandable for them at this age. In working with my wife I have learned that she is the dreamer and I am the “realist.” I made out a list of 30-40 business ideas, what's the process for narrowing those down and ultimately landing on one to pursue? Can I really grow a business with only 15 hours a week? “Listen to your wife's dreams – because if you don't, someone else will.” Rob Lowe – host of the Giving Back Podcast 03:15 – Dan mentions how Super Bowl Fox is charging $5M per 30-second commercial slot 03:51 – 10 years ago, the price was $2.5M 04:00 – Craft Heinz will not have ads in the Super Bowl this year, but will give their salaried employees a day off after Sunday Super Bowl 05:23 – FreshBooks is offering a 30 day, unrestricted free trial to my listeners. To claim it, just go to https://www.freshbooks.com/48days 06:38 – Dan talks about goals for the year 06:56 – Did you achieve 1/12 of your goals for the year? 07:08 – It came back to Dan that he didn't meet his 1/12 goal 07:13 – They talked this over in his mastermind 07:16 – Michael McGreevy shared a “weekly wrap up” that worked for himself 07:28 – 4 Questions: obstacles faced, successes and main cause, I'm thankful for, and what I learned 07:44 – This was posted in the new 48 Days Eagles site 08:14 – Josh asks, Do you know someone who excels in communication skills and offers a podcast centering on effective communications as a topic of discussion? 08:25 – Dan suggests Ken Davis' podcast, Dynamic Communicators 08:48 – Brent says, I have a 7&8 year-old that also need resets from time to time and I've been struggling to find positive audio that's understandable for them at this age 09:07 – Dan recommends listening to Zig Ziglar because his materials are timeless 09:33 – Go to com/48Days and get a free audio of Zig Ziglar's See You at the Top! 10:28 – Dan plays a clip from Zig Ziglar's Flea Training 12:20 – “You are susceptible to the negative influence of other people” 12:50 – Dan mentions Zig's story about the pump 14:15 – Dan tells the story of The Balloon Salesman 16:01 – Jonathan says, In working with my wife I have learned that she is the dreamer and I am the “realist” 16:18 – They're selling cards to give to others with a positive, encouraging, word of love 16:27 – They want to promote the simplicity of spreading love and some of the proceeds will support Water for Africa 16:44 – Jonathan seeks for feedback 16:53 – Their website is Loves Proclamation – Dan asks you, the listeners, to share your ideas on the website 17:34 – As much as Dan loves the idea, he would amazed if they could make the business a money-making venture 18:12 – Dan thinks it would be a hard to turn the business around 18:32 – Dan recalls last week's episode with John Lee Dumas' The Mastery Journal and his pledge to Pencils of Promise 19:18 – “You have to have something that stands alone as a business before you decide whatever it is that you want to do with the profits” 19:37 – Craig says, I made out a list of 30-40 business ideas, what's the process for narrowing those down and ultimately landing on one to pursue? 19:55 – It's a lot easier starting with a ton of ideas and narrowing it down than having just one idea you can't let go of 20:08 – Use a filter based on what you know about yourself 20:14 – 85% of choosing which idea to pursue comes from knowing your skills, your personality, and values, dreams and passions 20:50 – Does the idea fit you? 21:00 – Dan gives examples of businesses you can do 22:12 – Donna says, “Once I saw here 3 particular resources that I can't locate again (jobs for kids, buying & selling books, and list of work created by the community)” 22:55 – Dan does not have a system in place for keeping track of resources 23:12 – Jobs for kids: Raising Creative and Entrepreneurial Kids – podcast 23:54 – Buying & selling books: Greg Murphy – https://sevenfigurebooksales.com/home/ 24:36 – From the community: Stories from the 48 Days community 25:12 – Dan's 48 Low or NO-Cost Business Ideas 25:40 – Andrew says, “I'm wanting to start a business where I'm selling unique backyard playhouses” 26:02 – Andrew is asking for a game plan to get this started 27:25 – Have one playhouse on display 28:08 – Have one permanently displayed on a heavily trafficked road 28:56 – It's the same as sports cars 29:07 – Talk to people to have your playhouse displayed – you need visibility 29:40 – Dan talks about his distant cousin who sells arbors 30:14 – Andrew also has the option to sell plans rather than doing the construction himself 32:04 – Susan asks, “Do you have any advice or encouragement for stay-at-home-moms like me?” 32:41 – Susan wants to keep her family #1 32:58 – “You have to have some margin in your life” 33:24 – You have to find 10-15 hours per week 35:00 – You can make massive progress in 3-6 months with 15 hours per week IF you invest those hours in 4 areas: 3 hours reading/studying, 5 hours creating content, 4 hours working with clients, 3 hours marketing effort 36:19 – “People get trapped into thinking that learning new knowledge is building a business” 37:00 – Another trap is just working with clients or customers 39:06 – If you spend too much time with your customers, you might find yourself starting over again 39:28 – Having a business implies money comes in even if you're not there 39:39 – Dan tells us about Rich Dad, Poor Dad by Robert Kiyosaki that talks about 4 quadrants 42:04 – Working in the business vs. working on the business 42:36 – It's important to understand how to do business 43:43 – Have something on the side 44:03 – To ask Dan a question for the podcast – AskDan 45:05 – Innovate – May 11-12, 2017 45:43 – Coaching with Excellence – May 25-26, August 31-Sept 1, 2017 45:47 – The new 48 Days Eagles site – This is the best place for moving your career forward 46:30 – Dan closes today's podcast 3 Key Points: Check into your goals from time-to-time and measure your own progress. Have a solid business, first, before you think about what you want to do with the profits. Understand the difference between working IN a business and working ON a business and move towards the latter.   Resources Mentioned: Raising Creative and Entrepreneurial Kids – podcast Greg Murphy – https://sevenfigurebooksales.com/home/ Stories from the 48 Days community Dan's 48 Low or N0-Cost Business Ideas To ask Dan a question for the podcast – AskDan The new 48 Days Eagles site – This is the best place for moving your career forward Make money and serve as a 48 Days Seminar Presenter Go to com/48Days and get a free audio of Zig Ziglar's See You at the Top! FreshBooks is offering a 30 day, unrestricted free trial to my listeners. To claim it, just go to https://www.freshbooks.com/48days Coaching with Excellence – May 25-26, August 31-Sept 1, 2017 Innovate – May 11-12, 2017 Social Media Marketing World – March 22-24th in San Diego Credits: Show Notes provided by Mallard Creatives

Make money and serve as a 48 Days Seminar Presenter John Lee Dumas identifies the roots of his success How can I move from linear income with my physical business to passive income. I just don't know how to dive right in and make money as a Realtor. I have given up the pursuit of money and moved towards doing what I love. “When opportunity comes it's too late to prepare” – John Wooden [Tweet This] Show Notes: Episode – 01-27-17 Title: N/A Subtitle: N/A Summary: In this episode, Dan Miller features John Lee Dumas who is launching his new resource for entrepreneurs and business people alike, The Mastery Journal. Hear him talk about mastering productivity, discipline and focus in just 100 days. Dan also shares success stories from our listeners, answers questions about how to move to a passive income, and explains how you can make money and serve as a 48 Days Seminar Presenter. Sponsored By: Go to audible.com/48Days and get a free audio of The Millionaire Real Estate Agent: It's Not About the Money…It's About Being the Best You Can Be!   Time Stamped Show Notes: 01:27 – Preview of Today's Show on Make money and serve as a 48 Days Seminar Presenter John Lee Dumas identifies the roots of his success How can I move from linear income with my physical business to passive income. I just don't know how to dive right in and make money as a Realtor. I have given up the pursuit of money and moved towards doing what I love. “When opportunity comes it's too late to prepare” – John Wooden 02:38 – Vicky shares a success story 02:42 – 4 years ago, Vicky sent a message to the 48 Days radio and got a reply from Dan 02:54 – 2 weeks after Dan's response, she quit her job and began bookkeeping for small businesses 03:01 – She now enjoys doing the things she loves with about 3x the salary she was earning before 03:30 – Doing the work she loves, Vicky has become a happy and fulfilled person 04:14 – Dan discusses the new technology in cars from the Consumer Electronics Show in Las Vegas 04:42 – Toyota's iCar collects data such as pupil dilation, perspiration rate, and vocal tone to assess the driver's emotional state and alter the car to fit the driver's state of being 04:55 – Honda's car will play soothing music, lower the temperature, or suggest to drop by your favorite coffee shop if it detects stress 05:43 – Ford will be offering Amazon's Alexa on their new cars 05:55 – Mercedes Benz will have Google Assistant 05:59 – General Motors will have IBM's Watson 06:41 – Dan heard that Norway has dropped FM radio 07:19 – Amazon pledged to hire 100,000 full time US workers 08:05 – Walmart will add 10,000 workers 08:07 – General Motors will pull back from Mexico and will invest new plants in the US 08:42 – Dan tells us about drones' development and selling 09:55 – Dan will play an interview with John Lee Dumas 10:25 – This interview covers the same topics Dan discusses in 48 Days 10:31 – Dan invited John Lee Dumas to promote his new resource, The Mastery Journal 11:41 – John Lee Dumas identifies the roots of his success 12:17 – The Freedom Journal The Mastery Journal 12:48 – Today, 16,000 copies of The Freedom Journal has been sold 13:02 – After launching EO Fire in 2012, JLD thought he needed to be serious with productivity, discipline, and focus 13:17 – He cultivated these skills for the past 4 years, before he mastered all three 13:27 – JLD now wants to take what he learned from The Freedom Journal and take it to the next level with The Mastery Journal 13:33 – The Mastery Journal is about YOU mastering productivity, discipline, and focus in 100 days 14:14 – The Freedom Journal was dedicated to the Fire Nation 14:24 – JLD dedicated The Mastery Journal to his parents, Arthur and Selena 16:15 – JLD sees people are always saying you have to work hard but the thing is, you have to work hard on the right thing 16:44 – It's not just about the hard work, but the quality of work you're producing 17:28 – Don't just work hard, but work smart 18:53 – Erin Walker brought the words, “Go from success to significance” to JLD when he interviewed him on EO Fire 19:43 – JLD was drawn by Pencils of Promise which helps developing countries by building schools for the less fortunate 20:19 – JLD reached out to Pencils of Promise for how he can help and every time his journal hits a funding level, JLD writes a cheque for the organization 20:57 – JLD is doing the same thing for The Mastery Journal 21:41 – Dan encourages you to grab a copy of The Mastery Journal 22:11 – Why JLD thought of making the goals at 100 days 23:34 – The best time to start is TODAY 24:28 – “It's never too late to start a new beginning” 25:05 – Check out The Mastery Journal 25:29 – Dan wants you, listeners to observe what successful people are doing 26:52 – Dan talks about paid membership sites 27:17 – Both Dan and JLD have success putting up a paid membership site; JLD launched a Kickstarter campaign 27:33 – Dan created a checklist and point system to assess if you're ready to jump on crowdfunding or doing a paid membership site 28:57 – Nurture your relationships first 29:41 – Dan is thrilled to announce the 48 Days seminar: Make money and serve as a 48 Days Seminar Presenter 32:23 – David asks, How can I move from linear income with my physical business to passive income 33:44 – Dan mentions Pierce Marrs who puts up signs for realtors during weekends 34:42 – He put together an ebook called Sign Hustle 35:04 – Move to passive income by sharing what you know to others 35:08 – Dan also shares about a young lady who makes gift baskets 36:21 – Joe Polish also leverages through the Genius Network 37:05 – Dan teaches coaches how they can be successful with coaching 37:42 – Anthony says, I just don't know how to dive right in and make money as a Realtor 38:28 – Dan recommends Coach Mike Galvan as a real estate coach 38:44 – Dan also recommends The Millionaire Real Estate Agent 39:19 – Go to com/48Days and get a free audio of The Millionaire Real Estate Agent: It's Not About the Money…It's About Being the Best You Can Be! 40:26 – Check out Brian Buffini and Joe Stumf 41:11 – You can listen to Brian Buffini in The Ziglar Show Podcast Episode 400 41:34 – David says, I have given up the pursuit of money and moved towards doing what I love 42:21 – David is proud to announce his fictional book, Los Chocolates De Esperanza Diamanté: A Novella 43:23 – Dan briefly discusses the book 47:02 – The new 48 Days Eagles site – This is the best place for moving your career forward 47:15 – Make money and serve as a 48 Days Seminar Presenter 47:32 – Innovate – May 11-12, 2017 47:52 – Coaching with Excellence – May 25-26, August 31-Sept 1, 2017 48:17 – Social Media Marketing World – March 22-24th in San Diego 48:33 – Dan closes today's podcast 3 Key Points: Working hard is important, but make sure you're working hard on the RIGHT things. Build and nurture your relationships – it's the way to success. The best way to get passive income is to leverage.   Resources Mentioned: To ask Dan a question for the podcast – AskDan The new 48 Days Eagles site – This is the best place for moving your career forward Make money and serve as a 48 Days Seminar Presenter Go to com/48Days and get a free audio of 365 Thank Yous: The Year a Simple Act of Daily Gratitude Changed My Life Coaching with Excellence – May 25-26, August 31-Sept 1, 2017 Innovate – May 11-12, 2017 Social Media Marketing World – March 22-24th in San Diego Credits: Show Notes provided by Mallard Creatives

Marriage and Money It’s no joke that marriage and money is tough. You have two people with two different ways of managing money coming together to form one. It can be a recipe for disaster if you don’t come into the marriage with an open mind. I always tell people that you’ve got to play […] Read more...

It should be no surprise to us that the Bible states, "the love of money  is the root of all evil." 1 Timothy 6:10   In This Episode We Look At: People do crazy things when they love money. Both in modern times as well as in biblical times, people have done crazy and foolish things in the pursuit of money.   Money is not a big deal to God. Our attitude toward money IS. With over 2,300 scriptures written on the subject of money, riches and possessions; we have plenty of wisdom and truth to teach us how to have the right attitude toward money. The sooner we learn God's plan for money in our life, the sooner we can avoid these pitfalls and enjoy more peace and joy. Our own money attitude may not be as being as extreme as the examples mentioned,  but materialism and covetousness can be very subtle. It can slowly grow in the heart of the Christian.   The Healthy, Biblical view of Money It is just a temporary tool to be used to God's glory. All that we do not use for His glory will perish–we take nothing to Heaven with us. Proverbs 3:27-28 Withhold not good from them to whom it is due, when it is in the power of thine hand to do it. Say not unto thy neighbor, Go, and come again, and tomorrow I will give; when thou hast it by thee. We will not run out of resources for good works, because God cannot run out of resources. And God is able to make all grace abound toward you; that ye, always having all sufficiency in all things, may abound to every good work:  2 Cor 9:8   One Thing You Can Do Today to Improve Your Financial World: Acknowledge that all you have belongs to God and comes from God. The very reason we have breath, a heartbeat, and finances is to bring God glory!   What Are Your Thoughts? If you have a question or comment about today's topic, we invite you to share your thoughts.

7 Brief Lessons on Money  It doesn't matter how much you make if you don't know how to manage it properly. I've know people who make multi-six figures and are in multi six figures of debt - and I know teachers making 30K a year and have a fully funded emergency fund, no debt, and are investing in retirement. Take personal responsibility for managing your money. If you can't afford to give right now, be honest. If you're working through debt or struggling to pay your basic bills regularly, focus on getting your own financial house in order before you start donating extra money to someone else's. A giving heart is great, but only if you're not giving away your future (or your kids' future) in the process. The next time you're asked to hand over unbudgeted dollars, take some time to figure out what you can afford then give if—and only if—it works with your budget. Money doesn't change people - it's who they always were. But money doesn't have manners. Money is just money.   Don't resent your bills - be grateful for them. Why resent paying your bills? If you use it, you pay for it. That's empowering. And the fact that you have the money to pay your bills is always something to be grateful for. Be legal, pay your taxes. Certainly leverage the system, but don't get "creative." Just keep it legal. More on taxes…don't stay in debt or retrain your earning for tax breaks. If you're holding onto debt or restraining your earning potential because you think that making more or paying it off will mean higher taxes, then stop that. Most of the time that logic is nonsensical. Understand where you're money is going - and make sure you're being intentional and getting the best deal, but know that *most* of the time money is never WASTED. Don't view money as being wasted. Money is never wasted - I try not to think of money as ever being wasted.

Money: It loves to be counted with Joan Sotkin Well, it’s been our first week with Grace our new pup. It’s definitely been an adjustment, I’ve never cleaned up so much piss and shit in my life. But we’ve almost got the potty training down, it’s happening mostly outside now. That’s a bonus! She really […] The post CTC043 – Money: It loves to be counted with Joan Sotkin appeared first on Tanya Fraser - Nutritionist | Personal Trainer.

Today on the BiggerPockets Podcast we’re excited to bring you another fantastic interview by one of the most successful real estate authors in America.Jay Papasan is best known to this audience as the co-author of The Millionaire Real Estate Investor (co-written with Gary Keller) which has been our top-recommended real estate book here from BiggerPockets Podcast guests. He also co-authored The Millionaire Real Estate Agent and collaborated on the best selling book FLIP and HOLD. Most recently, Jay is the co-author of The One Thing, which Brandon recently featured as the number one book on his list of the business books that changed his life in 2014.Jay is also a savvy real estate investor, and he shares his incredible story and strategy with us today!In This Episode We Cover:How Jay got started writing real estate booksWhy real estate agents don’t invest themselvesHow to adopt an investor mindsetThe habits real estate investors holdHow to do the math when looking at propertiesInsight into The Millionaire Real Estate InvestorClever methods for finding dealsWhat you should know about “The Domino Effect“And SO much more!Links from the Show:BiggerPockets T-shirtBiggerPockets Tools for AnalysisBiggerPockets Podcast Show 105 with Ophelia NicholsonBiggerPocket’s The Book on Investing in Real Estate with No (and Low) Money DownBooks Mentioned in this ShowThe Millionaire Real Estate Investor by Gary KellerThe Millionaire Real Estate Agent: It’s Not About the Money…It’s About Being the Best You Can Be! by Gary KellerThe Book on Flipping Houses by Mr. J ScottThe ONE Thing: The Surprisingly Simple Truth Behind Extraordinary Results by Gary KellerGood to Great: Why Some Companies Make the Leap…And Others Don’t by Jim CollinsThe Millionaire Next Door by Thomas J. StanleyThe Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich by David BachBody for Life: 12 Weeks to Mental and Physical Strength by Bill PhillipsGo For the Goal by Mia HammRich Habits – The Daily Success Habits of Wealthy Individuals by Thomas C. CorleyRich Dad Poor Dad by Robert T. KiyosakiThe 4-Hour Workweek by Timothy FerrissThe Lean Startup by Eric RiesThe Richest Man in Babylon by George S. ClasonRich Dad’s CASHFLOW Quadrant by Robert T. KiyosakiManaging Oneself by Peter Ferdinand DruckerTweetable Topics:“Start looking at the world as an opportunity.” (Tweet This!)“Every house is a surprise.” (Tweet This!)“I’d always rather miss 5 or 6 good ones rather than buy one bad one.” (Tweet This!)“I’d rather have fewer roofs to manage but have more net worth and cash flow over time.” (Tweet This!)“Achievers have a clear sense of priority.” (Tweet This!)“Action is how you make progress in life.” (Tweet This!)“If I just teach him one thing, where do I begin that has the most impactful way for me to line up my life?” (Tweet This!)“You figure out what your focus should be and act that way all the time.” (Tweet This!)“The best way to learn something is to teach it.” (Tweet This!)Connect with JayJay’s Website