Podcast appearances and mentions of matthew smith

Keith discusses the Federal Trade Commission's (FTC) new regulations on rental pricing transparency, following a settlement with Greystar.  Legendary author, Doug Casey, joins the conversation to argue that the Federal Reserve is waging a quiet war on the middle class.  Casey explains that by creating trillions of new fiat dollars to push interest rates lower, the Fed fuels inflation, which erodes savings, distorts markets, and quietly reduces the average American's standard of living. He warns of an impending economic downturn due to inflation and government debt. Resources: Find the FTC article here. Visit internationalman.com to read Doug Casey's weekly articles and watch his "Doug Casey's Take" videos on YouTube. Episode Page: GetRichEducation.com/585 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, the Fed keeps escalating their quiet war against the middle class. I'm talking about it with one of the most influential financial figures of the past century. Today, also what the recent FTC decision on rents means to real estate on get rich education.   Speaker 1  0:25   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold rights for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:11   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:27   Welcome to GRE I'm your host. Keith Weinhold, let's get right into it, as there's a lot to cover here on our last big show before Christmas. Briefly before we get to the Fed's quiet war against the middle class the Federal Trade Commission just fired off a warning shot to landlords, and here's the translation about what this means to you, advertise your real all in rent amount with mandatory fees included in that amount or expect company and by company, the FTC means attorneys, paperwork and a long headache, and I'll tell you why I think this is a good thing. But really, first what this is all about is that it stems from the antecedent settlement with the massive global real estate company greystar, about transparent pricing. You might know that greystar is the massive global real estate company. They specialize in rental housing. In fact, greystar is the largest apartment operator in the entire US. They're in about 250 markets. The FTC cracked down on greystars add on fees, those fees added on to the rent amount that aren't clear and transparent right from the beginning. Now, in their case, it's things like Package Concierge charges, valet, trash service fees and some of these other line items that magically appear after a renter has already emotionally moved into a unit. Now for your rentals, they might be other things like Pest Control fees, gym fees, pet fees, utility add ons and notice that I use the word might, because clarification is still being sought here, but suffice to say, the least that you should know is really three things, advertise a rental price that excludes mandatory charges and that could be a violation of the law. So then state the total cost of renting the unit up front, no fine print gymnastics. Secondly, do a compliance check. You need to review your ads to confirm that they honestly convey your rental unit's price. That includes working with third party marketing vendors like Zillow or Facebook marketplace to see if they accurately state the all in price, because if they understate the price, it's still your problem. And thirdly, know that the FTC is reviewing harmful practices in the rental housing market. They'll take action against landlords that try to hide mandatory fees, so no hide and seek. And the FTC resource is in our show notes, and I sent it to you in last week's newsletter as well, if you want to read it, all my take here is that this type of transparency is a good thing. I mean, come on, we all know how annoying it is if, say, an airline states like, Hey, we've got prices to this destination. You can fly there for as low as $200 Yeah, but what if it's a 28 hour, four layover journey to fly 300 miles? Okay? What about buying an event ticket to go to a music concert and say you've already got 10 minutes wrapped up in this, but they don't show you the final price with all the fees until you've already invested that 10 minutes a. Then you learn about this in your shopping cart. So that type of thing is deceptive, all right. Well, what this FTC case does is it eliminates that effect in the rental housing market. So if you're a landlord, your competitors shouldn't be able to advertise base rents minus fees against your unit that appears higher priced than it's really not. And then for renters, I mean, the clarity helps expedite their search process. So this lets good assets compete on real value, and that is good business. Now, as far as the Fed controlling the economy, Jerome Powell announced interest rate cuts both last year and some more again this year, and though the effect isn't immediate, mortgage rates do come down with them. Mortgage rates have also fallen this year because the yield spread premium is lower. And you know what the prevailing sentiment is among a lot of armchair economists, it is squarely this, you ain't seen nothing for cuts yet. People say, Oh, watch, once Trump gets his guy in there in May, meaning that's when the newly appointed Fed chair is in power. Oh, you're really going to see some giant rate cuts then, yeah. I mean, a lot of people talk about this like it's certainly coming. They say then the Fed funds rate is going to go way down, meaning mortgage rates are then going to go way down, meaning that home prices are therefore going to soar next year. Well, all that could happen, but it is nowhere close to the certainty camp for everything to respond exactly that way. As you know, as a listener here, paradoxically, mortgage rates have little to do with home prices. Look at history over hunches. In fact, it might be more likely that those things don't happen and don't all break exactly that way, then the probability that they do, and that quickly gets into conjecture territory. As we know, lowering rates is bad too, because it signals that a weak economy needs the help. Typically. What could be different this next time. Well, whether we're in a good or a bad economy, Trump still wants lower rates, and he really imposes his will on the situation.    Keith Weinhold  7:30   We're about to bring in the author of a new book called The preparation. It's about preparing for the economic future. A lot of the book is mostly for young men and their parents, but we'll speak to both females and males. Today is the middle class both worse off and in a way, better off today than they were a generation or two ago. Talk to your grandparents. They didn't pay for a college education. They didn't get one. They rarely ate out at restaurants. They didn't have a smartphone, which is now practically mandatory to even exist. Today, people are paying for all of that, so no wonder that prospective first time homebuyers almost seem to be going extinct. Let's meet this week's guest.   Keith Weinhold  8:21   Are we going to get a painful financial reset in the form of runaway inflation, a market crash or something else? We'll answer that before we're done today, the Fed is engaged in a quiet war against the middle class. They are going to create trillions more Fiat dollars to lower interest rates further and create inflation that's according to today's guest. He is the International man himself, a legendary and generationally popular author, and he does a lot more than that. He's back with us for a sobering look at this today. Hey, welcome in. Doug Casey,   Doug Casey  8:57   Thanks, Keith. It's nice to be here with you, although care for me is in Buenos Aires, Argentina, where I spend a good part of the year.   Keith Weinhold  9:05   Such a nice place, good year round weather. There. A piece you recently wrote is titled, The Fed's quiet war against the middle class. The Fed recently announced that they're stopping Qt, which basically means they're stopping the destruction of dollars and opening the floodgates to print dollars. You've been known to say that the level of interest rates is the most important single indicator of an economy, and the Fed has made several quarter point cuts over the last year plus, although the President is supposed to stay independent of Fed influence. Oh my gosh, he has been more vocal than any other president ever over how badly he wants low rates. What are your thoughts with regard to all this Doug?   Doug Casey  9:53   Well, the Fed, which most people have been taught to believe, is part of the cosmic firmament. Right? It should be abolished. It serves no useful purpose. The Fed is an engine of inflation. It's what creates Federal Reserve notes. It's an engine of inflation and purely destructive, and it's used by the government to finance itself. So that's the first thing I've got to say. And they don't know what interest rates should be. Neither does Trump neither does anybody else. That's for the market to determine right and interest rates are set by the amount of savings that's done by the people and the amount of borrowing that's done by other people. The problem is with the Fed printing up lots and lots of money, which they are through the banking system, it makes it rather foolish to be a saver. In other words, if you produce more than you consume, which is something everybody should do, you want to save the difference. That's how you become wealthy. But if they destroy the currency with inflation, it's pointless to save, and if there's no savings, there's no capital to lend. This is why we're sliding off a slippery slope in the direction of a third world country where there's no savings, where the money's no good, it's a real problem. I think the average American, despite increases in technology that we've benefited from over many years, the average American has found his standard of living go down a lot, and it's basically because of the destruction of the currency that makes it impossible for him to save and get ahead of things, and results in wild and crazy moves in the stock markets and the real estate markets and the interest rate markets, where things become unpredictable. So everybody's being turned into a speculator, whether they like it or not, and frankly, we're headed towards a real reckoning in the US and in the world generally. So my approach at this point is to hold on to your hat, because we're in for rough running in the years   Keith Weinhold  12:14   to come. To create low rates, the Fed basically needs to create trillions of new Fiat dollars. Tell us about how that works.   Doug Casey  12:25   Well, it's a question of the supply and demand of money. You've got two things happening. Number one, when the Fed has quantitative easing, as they call it, which basically means inflating the dollar. Quantitative easing, or QE is just a nice word for inflating the dollar. They're increasing the supply of dollars out there. You increase the supply of dollars, the price of money goes down in the short run, but in the long run, the value of the dollar also goes down. And nobody's going to lend money if they can't get more in interest than it's being depreciated at. So you've got these two forces fighting against each other making for an unstable system. That's why I say that look before 1933 and when Roosevelt took gold out of the dollar, or in fact, before 1913 when the Federal Reserve was created, before that, there was no central bank. There was no Federal Reserve in the US. Money was just a medium of exchange and a store of value. It wasn't a political commodity, which it is now. Today, everybody is looking at the government to do something to make a decision to raise rates. Some people want them higher or lower them. Some people want them lower. But this is for the market to decide. It shouldn't be a political decision.   Keith Weinhold  13:53   Low rates, which most think are coming, produce an inflationary environment, which then means that longer term, there need to be new higher rates in order to combat that.   Doug Casey  14:05   Well, what we've got is a situation where conflicting advice and beliefs are causing rates, and indeed, most of the economy, to go up and down like an elevator with a lunatic at the controls. And actually, that's a very good analogy.   Keith Weinhold  14:22   And low rates to your earlier point, Doug, they don't encourage anyone to save. And you know what? Government policy doesn't encourage anyone to save either in times of crisis, like, look what happened during covid. Oh my gosh, if these people can't go to work and generate an income, they don't have any savings, obviously. So then let's go ahead and intervene even more and send them stimulus checks, basically a bailout. So low rates discourage anyone from saving, but so does our policy, because every time there's a big catastrophe, oh, they just come in with a safety net anyway. That's Part. The reason why we have such a problem with capital formation of the average American today?   Doug Casey  15:04   Well, it's actually worse than that, because over generations, a lot of debt has built up in the country. In other words, to maintain your standard of living, a lot of people have borrowed. They've done this either by taking the savings of past generations and borrowing it or mortgaging their personal futures. Either way, look, if you and I went out and borrowed a million dollars today, we could raise our standard of living artificially, sure, for the next year, but at the end of that year, we have to pay back the million dollars to lost interest, and that artificial rise in our standard of living will result in a very real decline in our standard of living. And a great deal of the borrowing that's been done to stimulate the economy through the banking system is for consumption, not for production. In other words, a lot of the borrowing is not to create new technologies and new infrastructure and new capital goods to create more wealth. A lot of it's just stuff that you wind up. People are borrowing things to fill their basements and their garages with more junk, consumer borrowing, borrowing for vacations, borrowing for to go to music, shows, all kinds of things. This has become a habit in the US, right? So let's look. It's going to end very badly. It's going to end and is ending as we speak, actually, in what I call the greater depression. It's going to be what we're looking at here, largely because of monetary manipulation, but also because taxes have gone up, up, up, up from zero level. Basically, in 1913 there were no income taxes in the US, the US government lived exclusively on minimal tariffs and excise duties. But today, there's right and they're very high, high levels of inflation, high levels of borrowing. So I think we're coming to the end of the road, as far as that's concerned. And it's bad news. Of course, most of the real wealth in the world, when you have a financial collapse, when you have a depression, most of the real wealth still exists. It just changes ownership, that's all so you want to position yourself so that you're not too adversely affected by what's coming   Keith Weinhold  17:31   this inflation and more coming inflation pumping up the asset values of the asset owners and then ruining the lifestyles of those in the lower middle class and making them trend down lower since they spend a greater proportion of their income on everyday needs like clothing and food, which is a small proportion of people that are well off and the poor don't have the assets to benefit from that inflation. And you know, Doug, it wasn't until I read your recent article that I realized something that initially the fed only had one mandate, price stability, and then later they added that maximum employment was their second mandate. I didn't realize that. So really, it's been an expansion of what they're paying attention to, and a de facto expansion of their powers and influence and control.   Doug Casey  18:23   Well, actually, they have a third mandate now, which is to control long term interest rates, to prop up the mortgage market, to prop up the real estate market. Because, as you know, the real estate market floats on a sea of debt, and if you can't get a mortgage, if you can't borrow, you can't buy real estate, or, for that matter, you can't sell it. So this makes it a very unstable situation, and most people are unaware of the fact that before the last depression, the longest mortgage you could get was five years, and that was with a 20% down payment. So things have changed a lot since then, and the more debt you use to finance anything, the more unstable things become. And the fact that things have become so unstable, and the average guy's standard of living has been sinking, and he has more credit card debt, more mortgage debt, more automobile debt. Used to be paid cash for a car, then was financed for two years and five and seven, and then it was leased where you never even owned it. I mean, this is, this is a trend that's coming to an end at this point, so it's going to be quite a comeuppance for people.   Keith Weinhold  19:42   I think long term financing and the easing of getting financing makes the cost of anything higher. There's probably no greater example than that of what has happened with college tuition over the decades. But you know Doug, when we talk about this centrally planned economy. Rather than letting free market forces take over, I love it. I just absolutely love it when the answer to a problem is actually doing less than what you're currently doing, let go of the reins, rather than the Fed controlling interest rates. If there were a free market doing it, you would have bank loan rates that couldn't become too high, or else they wouldn't attract borrowers. So rates would naturally fall, and then you also couldn't have bank loan rates that are too low, because you've got to compensate the bank for bad borrower risk. So rates would come up, and they would find some natural level, kind of to the point that you made earlier. There would be a natural set point price discovery. That's how I think of a free market working for interest rates rather than announcements by a Fed chair.   Doug Casey  20:51   Well, you're right. The problem is that the high government officials, the elite, if you would, think they know best and try to manipulate things, but they don't know best, quite frankly. And one other comment that you made, which I think is very appropriate, is college tuitions. For years, I've recommended that young people forget about college. It's a huge misallocation of your time and money, you wind up studying things well after you are through partying and drinking and chasing the opposite sex, and the things you learn about have no practical application in the world. And I'm not talking about learning history and the classics and mathematics and science, okay? Those are valuable things. Most of what people are taking in college today are hobby subjects, if you would, or things that are fun to learn in your spare time, but you shouldn't burden yourself with a lifetime of debt to do those things and get a worthless degree. Everybody has a degree and with grade inflation, they're a waste of time. That's listen. That's why I wrote this book with Matt Smith. Is my podcast. It's called the preparation. It's on Amazon, and it explains talking about your standard of living, which is what this is all about, really, why it's foolish to go to college today and exactly what especially a young man should do, instead of misallocating The four most valuable vibrant years of his life, sitting behind a desk listening to Marxist leaning professors corrupt you with all kinds of really bad ideas. So that's why we wrote the preparation. And it tells young men exactly what they should do, instead of burdening themselves under hundreds of 1000s of dollars of debt, which can't be discharged and serves no useful purpose, what they've learned in exchange for it. So, I mean, this is one of the one of the things that people should be doing, but not enough are.   Keith Weinhold  23:07   AI changes things fast. I mean, for a four year college graduate today, what you learned as a freshman three or four years ago could quickly be outdated, and that effect just wasn't nearly as great as it was a few decades ago, but if you're listening in the audio only, Doug just held his book called The preparation, which he co authored with Matthew Smith. If this way of thinking resonates with you, here's some actionable things that you can actually do. You're listening to get rich education. Our guest is international man. Doug Casey, when we come back, I'm your host. Keith Weinhold   Keith Weinhold  23:41   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's one, 937, 795, 8989. Yep, text their freedom coach directly again. 1-937-795-8989   Keith Weinhold  24:52   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 420, Five, six, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com.    Robert Helms  25:23   Hi everybody. t's Robert Allens of the real estate guys radio program. So glad you found Keith Weinhold and get rich education. Don't quit your Daydream.   Keith Weinhold  25:34   Steve, welcome back to get rich Education. I'm your host, Keith Weinhold, we're talking with Doug Casey about how the Fed is quietly intervening and hollowing out the middle class when it comes to interest rates. Since you state about them being the most important indicator for an economy, I think a lot of people don't realize Doug, and maybe you run into this too, that interest rates are not high today. I mean, on the long run, the Fed funds rate averages 4.6% and today it's in the high threes. So they're not actually high today. But with all these crises where we had all this money printing in these low rates, they feel high, but they're not.   Doug Casey  26:22   Well, you're quite correct. The question is, at what rate is the dollar losing value? The official US government figures say, Well, I don't know what they say. They vary, and the numbers are jumbled. And I think the general price level in the US, if we were realistic, is going up well over 5% probably closer to 10% you can make that case. Yeah, I think so, because I'm talking to you now from Argentina and for years, the figures were notoriously and outrageously concocted, made up to make people think things weren't as bad as they are. And here in Argentina, we've just had a revolution, actually a peaceful revolution, with replacing the Peronist government with a man named Javier Malay. It's probably the most unusual and most important election, believe it or not, in world history, because Malay was elected here in Argentina on the platform of basically getting rid of the government disbanding it. In other words, Elon Musk's Doge, but on steroids times 10, and things have gotten a lot better here because of that. And it's too bad that Doge has been eliminated in the US, because a lot of people don't understand that the government doesn't really produce anything at all. All it does is take taxes from you and pass that money around to other people with a lot skimmed off the top to do things that entrepreneurs would probably, or certainly, I'd say, do by themselves, and they make it worse by printing up money to give to people to do those things, and borrowing money, which acts as an albatross around everybody's neck. So I'd make the case that I'm not promoting either the Republicans or the Democrats, I'd kind of say a pox on both their houses. They're just two sides of the same coin. What I think we ought to have is a much smaller, much much smaller government. But are we going to get one? No, we're not getting it right now, because I think a lot of people aren't aware of the fact that the government is running 2 trillion, $3 trillion per year deficits, and those deficits are going up, not down. So where's that money coming from? Well, most of it's being created out of thin air. It's being inflated through the banking system. So the prognosis is not terribly good. Now, along the way, of course, people have hid in real estate, made a lot of money in real estate. Real estate prices have gone up faster than retail inflation has gone up. Yeah, but I'm asking myself whether it's not possible that the real estate market could come unglued at this point, because it floats on a sea of debt. What do you think, Keith, do you have any fears about that?   Keith Weinhold  29:27   Homeowners are in great shape today. They have record equity positions. They're not going to walk away. Many of them are still locked into these really low mortgage rates, so they're in really good shape. This is something very different from the 2008 global financial crisis, when you had irresponsible borrowers that had negative equity positions and an oversupply of housing so they could move out and get something cheaper. Today, if you move out in the great situation that you're in with your low mortgage rate and a high equity position, you'd lose your high equity position and. Might have to go pay rent that's higher somewhere else, so I don't see a lot of real estate appreciation coming over the next year or two, but I don't see any impending crash, largely due to that condition, there's not distress in the market.   Doug Casey  30:17   Are you worried about the fact that most local and state governments are on the ragged edge of insolvency and might be raising their real estate taxes and of course, insurance costs seem to be going up a lot faster than most other costs as well. Right now, utility costs are relatively low because oil and gas prices are low, but that could change too. I mean, is there anything that could take the real estate train off the rails?   Keith Weinhold  30:47   Not that I see. In fact, real estate values have only fallen substantially one time since World War Two, and that was during the 2008 global financial crisis, when we had conditions that are largely the opposite today. That's back when we had an oversupply and an irresponsible borrower that had negative equity so they wanted to walk away, and that created the down drain. To your point, yes, I do see property taxes continuing to increase, but because values aren't increasing as much, they would have to increase the mill rate to get further increases, and then most of the big insurance increases, many feel they are done. They had to come up. Because with inflation, the replacement cost of a property, if you would have a loss, rose and increased that way. So because we're still supply challenge in a lot of places, I see prices holding up but not appreciating like 10% anytime soon, and that's due to an affordability constraint. I don't see how they could possibly do that. And when we talk about that average person Doug, that person trying to make their mortgage payments or their rent payments, I was talking on a recent episode about the K shaped economy, I think it's something that we often visualize in our mind. You see the upper branch of the K rising, the lower branch of the k falling, which is emblematic of this hollowing out of the middle class. But I recently saw it graphically represented, where you have the capital share of income going up for people over the decades. That used to be 5050, between capital share of income and labor share of income. Back 60 years ago, it was 5050, but now, with this K shaped divergence, one's capital share of income is about 57% today, and their labor share of income is only about 43% today. And it's kind of sad. I sort of hate to say it out loud, but it's like, hard work just does not pay off, like it used to. Much of this due to inflation pumping up asset values.   Doug Casey  32:52   Well, I understand what you're saying, and I think you're correct, because there's an old saw. They say the rich get richer while the poor get poorer, and that's kind of what this K shaped economy is telling us. You've got the super rich in the top 1% or 1/10 of 1% that are becoming Ultra double wealthy, and the guy at the bottom, well, his social security taxes have risen from almost nothing to 15% of his wages, and it's a real problem. And it's said that the members of Gen Z can't afford to buy a house today as well. So what do you do about this? Well, my suggestion is, if possible, you don't want to get a job working for somebody else. If at all possible, you've got to work for yourself as an entrepreneur. That's the first thing. It's very hard to get wealthy working for somebody else. The best is to work for yourself, but in order to do that, you have to train yourself with lots of skills and lots of knowledge. And I'm not sure if people are doing that to the degree they ought to either. So I don't know how this is going to end. And of course, you mentioned earlier, artificial intelligence and robotics are tied up hand in glove with artificial intelligence. It's clear that within five years, we'll have robots that may not look entirely like people, but can do almost anything that a human being can do, and this is going to put a lot of pressure on people that don't have special skills, especially with artificial intelligence being programmed into these super competent robots. So the whole world is changing right before our very eyes. Right now,   Keith Weinhold  34:39   when we talk about the middle class struggle. I probably follow the housing market more closely than you do. The NAR recently gave us the latest statistic. Two years ago, the average age of the first time homebuyer was aged 35 last year, it rose to 38 this year, it's now 40 just the average. Age of the first time homebuyer. So in high cost areas, that could very well be 45 I mean, people are getting gray hair before they make a down payment for this middle class that's trying to get into the ownership class.   Doug Casey  35:13   And the further back you go, the younger the age right people were buying houses at So, I mean, it used to be people would try to buy a house right out of school. Frankly, that's out of the question today.   Keith Weinhold  35:27   Yeah, I sure don't remember those days myself, but Yeah, it sure was substantially younger just a couple decades ago. Well, Doug, where are we going with all this? I mean, does a reset eventually happen with either runaway inflation? Do you think that happens first, or some sort of market crash, or is it something else? I mean, what cataclysmic act is likely to happen first?   Doug Casey  35:52   Well, look, I hate to be too gloom and doomy, because everybody, first of all, generally speaking, trends in motion stay in motion, and everything has been maybe gradually descending standard of living wise, but the economy's held together, and we haven't had any catastrophic collapse. Well, almost in 2008 and a couple other times, but I think we're headed for one. So what should you do about it? I would say, consume less if you possibly can, and save what you can, if possible, take a second job while it's still possible, to go out and get a second job or found an entrepreneurial activity so that if you lose your job, you've got a backup system. But with the changes in technology and of course, what's happening in robotics and AI are just part of it. You're not going to be able to rely on what you relied on in the past, because the world is changing very, very radically as far as real estate is concerned. Look, I actually own a lot of real estate, but, you know, I've come to the conclusion that at this point I want to treat my house and other real estate, basically as a not so much as an investment to make money, but to store value. That's right, a store of value where I can put some capital aside. I don't want to keep a lot of money in dollars. That doesn't mean I want debt either. That's risky. For many, many years, I've advocated and bought gold and silver because they are money in its most basic form, and it's worked out really well. I started buying gold at about $40 it's at about 4000 today, and I've always treated it, almost always, as a savings vehicle, not as a speculative vehicle, although, if I want to speculate, I speculate in mining stocks, which are a leveraged way of playing gold and silver, the most volatile class of securities on the planet, actually, and I understand that a lot of people today have Robin Hood accounts and are speculating on the stock market, desperately trying to stay ahead of currency debasement and somehow build a nest egg for themselves by speculating in the market. Generally, that's not a good formula for success you're playing against, you know, extremely smart and well capitalized and knowledgeable big boys, and the fact that everybody's doing it is also, in itself, a tip off to the fact the stock market could be at the tippy top right now, I kind of think it is a bubble in the tech stocks. It's tough, Keith, there's not a lot of places to run and hide at this point.   Keith Weinhold  38:39   Price to earnings ratios are really bloated in the s, p5, 100. I'd love to get your thought on this. Doug, if a person can get a 30 year mortgage rate for a rental property where the rent income meets or exceeds the expenses at a mortgage rate between six and 7% should they do that?   Doug Casey  38:57   Look, if you can cover your mortgage a fixed interest rate mortgage 30 years. One thing that you can almost plan your life around is that dollar is going to lose value every year. So the actual value of your debt, your mortgage, is going to go down every year, right? And presumably the rent that you can charge on your house is going to go up every year. So yep, doing it the way I think you're doing it is an excellent plan for slow and steady long term success. Yeah, it makes sense. You're right.   Keith Weinhold  39:30   We actually have some listener questions on the thing that you brought up, which I call inflation profiting when you borrow long term fixed interest rate debt and get to pay it back with more plentiful dollars down the road. Some people don't understand what you just explained. One way I brought it up with my listeners is we'll just look back 30 years ago, in 1995 the average home cost 130k an 80% loan would be 104k so here, 30 years later, that median home costs over 400 K, and you still just owe 104k on the loan. That's the benefit of what I call inflation, profiting on long term fixed interest rate debt. And of course, your tenant would have paid that down to zero as well. But that kind of makes the benefit be more apparent when we look back into the past 30 years. Well, Doug, as we're winding down here, you have any other thoughts about, just say, the average American out there, what they should do with the Fed behaving and controlling the economy like we do. We're talking about the average American, maybe someone with a mortgage, some rental properties, some savings, maybe a 401, K. How do these potential shifts in Fed policy translate into real life consequences and actions for them. Is there anything else?   Doug Casey  40:44   Well, look, don't count on some outside force to kiss everything and make it better. You've got to look out for number one. And as I said before, the way you do that is you should cut back your expenditures every way you can at this point and when you cut back your expenditures, save that money. Now, what do you do with the money that you save? It's not as easy making that recommendation as it was a few years ago, when I was recommending gold, when it was much cheaper than it is. Now it's at $4,000 now look, save money, get an extra job, earn money, cut back your consumption, learn some new skills, because we don't know how things are going to reorient with the immense advances being made through AI and robotics. That's just generalized advice, but that's all you can do, is well and buy real assets. Nothing wrong with buying a house the way you're talking about if you can buy it and the mortgage is cracked with rent. Eventually, I think we're going to see interest rates go back up to the levels that they were in the early 1980s people don't remember this, but the US government was paying 1518, even 20% for its money, and mortgages were, well, 15, 16% it's going to happen again. So I think if you can lock in a mortgage anywhere in here, on a good piece of real estate that covers the mortgage, that's simple, it's doable. Everybody should try to do it. In addition to the other things I mentioned    Keith Weinhold  42:20   in 1981 the 30 year fixed rate mortgage peaked at over 18% to our earlier point about the fact that mortgage rates are actually historically low now so are fed funds rates. Well, Doug, tell us one last time about your new book and then any other resources. If our audience wants to engage with you   Doug Casey  42:40   I do a blog will know who he is. We've had him here on the show twice, yeah, well, he writes there for us every week, and we've got great articles. That's number one. Number two, I do a podcast with Matt Smith every week called Doug Casey's take on youtube.com third, I urge everybody to get this book, which talks about, if you have a grandchild, a son, it talks about why you should not go to college and what you should do exactly instead of going to college. So that's another thing to do. And we have a newsletter that also covers mining stocks, which is where I'm concentrated in at the moment. They're very cheap, very volatile, and one of the few places in the market, and I hate to say this, that offer the potential of 10 to one or more returns in the near future. So I guess those are the areas where you can find out more about me.   Keith Weinhold  43:49   Again, the new book from Doug is called the preparation. It shows a compass on the cover, and then internationalmen.com. Is actually where Doug wrote a piece called The Fed's quiet war against the middle class, which spawned this very conversation right here. Doug, it's been valuable as always. Thanks so much for coming back onto the show.   Doug Casey  44:08   My pleasure. Keith, thank you.   Keith Weinhold  44:16   Yeah, real estate is positioned for price stability. I was actually investing directly in real estate through the 2008 global financial crisis, and I know what happened is that people walked away from properties when the economy got rough and they couldn't make their payments. It is almost impossible for that to happen today. Homeowners can make their payments. Look through Census Bureau data in realtor.com we know a couple things here. Four in 10 homeowners have no mortgage at all. They own the property free and clear. And then among that group with mortgages, 70% of those borrowers still have a mortgage rate locked in at. Under 5% yes, still today I'll amalgamate those for you. This means that 82% of borrowers either have no mortgage or they have a rate under 5% so that is really affordable payments, along with the protective equity and inflation can't touch that principal and interest amount in addition to real estate, Doug Casey is a longtime gold and silver guy. Of course, both of those have sort to fantastic new all time highs this year.    Keith Weinhold  45:34   Merry Christmas and Happy Holidays from me and everyone here at GRE. Next week is another big one. You'll get GRE home price appreciation forecast for next year to the exact percent. I'm Keith Weinhold. Don't quit you daydream.   Speaker 3  45:53   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  46:21   The preceding program was brought to you by your home for wealth building, get richeducation.com  

Public advocate Jumaane Williams has released a review of New York City's mental health programs. President Donald Trump and Mayor-elect Zohran Mamdani are set to meet tomorrow in D.C., WFUVs Nora Malone has more. New York just elected its first democratic socialist mayor, Zohran Mamdani. Mamdani was endorsed by America's largest Democratic Socialist chapter, NYC-DSA. WFUVs Nora Malone spoke with Matthew Smith, the co-founder and co-chair of Fordham's chapter of the Young Democratic Socialist of America or YDSA. Host/Producer: Alexandra Pfau Editor: Tess Novotny Reporter: Nora Malone Theme Music: Joe Bergsieker

Presenter: Mike SpeightGuests: Dr James Ritson, Cecilia Pesce, Jordan TurnerJingles by: Matthew Smith, Programme Leader BSc Real Estate ManagementTraditional brickmaking produces over 1.3 billion tonnes of CO₂ each year — more than the entire aviation industry. So should we cling to the comforting warmth of brick, or finally face up to the environmental cost of our most familiar building material?In this episode of the University of the Built Environment's BE Sustainable podcast, presenter Mike Speight explores one of the built environment's most provocative questions: Should we bin the brick?Mike is joined by:Dr James Ritson, Programme Leader for MSc Innovation in Sustainable Built Environments at the University of the Built Environment — who argues the problem isn't how we make bricks, but whether we should use them at all.Cecilia Pesce, Principal Research Engineer at earth4Earth — pioneers of a carbon-storing brick designed to turn waste soil into a climate-positive material.Jordan Turner, Senior Lecturer at the University of the Built Environment, whose PhD examined sustainability in the housing sector and the policy barriers preventing greener construction.Together, they tackle some of the key questions at the heart of the low-carbon construction debate:Can innovation make bricks part of a net-zero future, or are we stuck with a carbon-heavy habit?Why are sustainable alternatives like hempcrete still treated as niche?Are regulations, costs and cultural attachment to the 'look' of brick holding us back from genuine progress?Hear Jordan Turner describe the M&S Cheshire Oaks project built with hempcrete and why developers struggle to use similar materials today. Listen as Dr James Ritson challenges the very necessity of brick, while Cecilia Pesce reveals how her team's carbon-storing bricks transform waste into a building block for a circular economy.From carbon emissions and cultural identity to policy, price and perception, this lively debate delves into the future of how we build - and what it will take for sustainable materials to move from pilot projects to mainstream adoption.Click play to hear the full discussion and decide for yourself: Should we bin the traditional brick?

We sit down with PRCA Bareback Rider Matthew Smith. From the Rolex's to the baseball field, to the chutes, we discuss all things life, and just how much family drives him in his day-to-day life.

Matthew Smith's Testimony

Ask Flora Funga Podcast anything OR Leave a ReviewThis week we visit the University of Florida's Fungarium in Gainsville with Matthew Smith the Professor of the department of Plant Pathology at UF. We cover the importance of his research and a full tour of the Culture lab, Molecular Lab, and the Fungarium.We also have a soundbite from Tyler Hacking on why University Fungariums are not always the best approach. Or are they...?Resources mentioned on florafungapodcast.com/179 Wear FFP merch to support the show and impress your friends & familySupport the showGoFundME ITS FINALLY LIVE! IVE RELEASED MY NEW BIODIVERSITY DOCUMENTARY FILMING OLYMPIC PENINSULA FUNGI FESTIVAL--PLEASE GO WATCH If you like the podcast please think of donating to Keep the show happening $keenie19 on Cash App Follow my other social media sites to interact and engage with me:Email me to be on the podcast or inperson Interview: floraandfungapodcast@gmail.com FacebookInstagramTwitterTikTokYouTubePatreon --------------------------------------------------------------------------- Zbiotics: "FLORA10"Drink ZBiotics before drinking alcohol-Alcohol produces acetaldehyde, a byproduct that your next day SUP...

On this episode of the Smugglers' Galaxy Podcast, we tackle the ultimate collector's dilemma: if you sold all of your collection except for one bookshelf of space, what would you keep from your collection? And what's the last item you'd hold onto? Plus, get the latest Star Wars news: Matthew Smith is cast in Star Wars: Starfighter, insights on Boba Fett's return (or lack thereof), and hot rumors about the future of Star Wars content. Join Jason for an action figure unboxing of our latest pickups! Perfect for Star Wars fans and collectors alike.

In "I am the Light," guest speaker Matthew Smith explores hat it means to reflect the identity of Christ, who called Himself the Light of the World. As followers of Jesus, we are not only rescued from darkness but also called to shine His light in the world. Drawing from Ephesians, he challenges us to let go of anything that keeps us in the dark and step boldly into the light of God's truth and grace. Matthew Smith | August 10, 2025Visit our website or connect with us on Facebook, Instagram, and YouTube.

In episode 8, we explore the writing process, specifically how to approach a chapter versus a book, and how to ensure a collaborative book flows smoothly. Matthew describes the process as similar to jumping off a cliff. You jump and hope things fall into place. Find your direction, have your parachute ready, and then jump! It's okay if you don't have it all figured out when you start. Sometimes you just have to go! We also delve into the realm of mindset vs athletic coach. Both are invaluable in an athletic journey. It's an exciting time in the sports world as they are studying how much your mindset matters in sports. Matthew is a mindset coach who helps you break the cycles of negative thoughts and transform them into visualizations of yourself doing well. You can find out more about Matthew Smith here: https://gamechangermindsetcoach.com/ Facebook: @matthewsmith Instagram: @matthewsmithatc05 Email: atcman01@yahoo.com ------------------- About the Series – Coaching Greatness This special season of It Just Takes One celebrates the coaches behind the book Coaching Greatness. Over the next 22 weeks, we're shining a spotlight on the authors who shared their stories, strategies, and insights about what it really takes to be a great coach. Whether you're just getting started or have decades of experience, these conversations will remind you that greatness is not a destination. It's a daily choice fueled by heart, courage, and a refusal to settle. Visit Our Website: https://scriptorpublishinggroup.com/ ------------------------------------------------------- Follow us on Social Media Instagram:   / scriptorpublishinggroup   Facebook:   / scriptorpublishing   Twitter:   / scriptorpublish  

Welcome to the VESS 50th Year Anniversary Episode, where we celebrate all the achievements and the future direction of the Vascular and Endovascular Surgery Society!  We hope to see you all in person at the spring annual meeting on June 4, 2025 in New Orleans, and the Winter Annual Meeting at Everline Resort in Olympia, California on February 5-8, 2026.   Guest Info Dr. Ravi Rajani is the current president of VESS. He is Executive Associate Dean for Emory at Grady Hospital and is the Leon L. Haley, Jr. Distinguished Professor within the Emory University School of Medicine. Dr. Matthew Smith is Assistant Professor at UW School of Medicine and on the Membership Development Committee of VESS.  Dr. Erin Greenleaf is the Chair of the Membership Development Committee of VESS and Assistant Professor at Baylor. She is a surgeon in the US Army Reserves. Dr. Naveed A. Rahman (@naveedrahmanmd) is an Audible Bleeding Editor and currently a vascular surgery fellow at University of Maryland.   Website Links   VESS Spring Meeting 2025. VESS Winter Annual Meeting 2026. About VESS. Why Join VESS?   Follow us @audiblebleeding Learn more about us at https://www.audiblebleeding.com/about-1/ and provide us with your feedback with our listener survey.   *Gore is a financial sponsor of this podcast, which has been independently developed by the presenters and does not constitute medical advice from Gore. Always consult the Instructions for Use (IFU) prior to using any medical device.  

In this raw and energizing conversation of Careers and The Business of Law from the DHL Legal Innovation Summit, David Cowen sits down with Matthew Smith, Executive Vice President of Business Developmentat Array, to talk about building trust, managing high-performing teams, making the leap into legal from healthcare, and navigating the “middle of the middle” of a career. From the fear of hearing no to the power of shutting up and listening, this is required listening for anyone climbing the jungle gym of leadership. What You'll Learn: How great leaders coach, not micromanage Why listening is the most powerful (and overlooked) sales move What it really means to lead in the “middle of the middle” How values, vision, and relationships shape the second half of a career Like what you hear?

In this live episode of Banking on Community, Bankers Helping Bankers take over the CX25 loveseat for a candid, fast-moving look at where community banking goes next.Tune in to hear how Matthew Smith and Tanner Mayo are helping community banks not just survive, but thrive, through innovation, collaboration, and a whole new way of thinking. You might be surprised by what the future holds for community banks—listen in and don't get left behind!Thanks for listening! Feel free to submit questions on X or LinkedIn using #BankingonCommunityPod and give us a follow! LinkedIn X Facebook YouTube

Colombian energy giant Ecopetrol has polluted hundreds of sites with oil, including water sources and biodiverse wetlands, the BBC World Service has found. However, as detailed in a new documentary produced and directed by Owen Pinnell of the BBC: "Exposing the toxic record of Colombia's oil giant | BBC World Service Documentaries,:" there are far more issues involving Colombia's Ecopetrol beyond just pollution the region's water sources such as potential links to paramilitary groups. As quoted in the documentary: "Matthew Smith, an oil analyst and financial journalist based in Colombia, says he does not believe Ecopetrol managers are involved in threats by armed groups. But he says there is an "immense" overlap between former paramilitary groups and the private security sector. Private security firms often employ former members of paramilitary groups and compete for lucrative contracts to protect oil facilities, he says.   Whistleblower and former employee of Ecopetrol, Mr Olarte shared internal Ecopetrol emails (now named "The Iguana Papers") showing that in 2018, the company paid a total of $65m to more than 2,800 private security companies. "There is always that risk of some sort of contagion between the private security companies, the types of people they employ, and their desire to continually maintain their contract," Mr Smith says. He says this could potentially even include kidnapping or murdering community leaders or environmental defenders in order to "ensure that Ecopetrol's operations proceed smoothly". And so, journalists Emily Hart and Richard McColl of the Colombia Calling podcast, have the fantastic opportunity to discuss what it meant to film this documentary, meet the courageous people who were and are willing to speak out about some of the crimes being committed in the region of Barrancabermeja, Santander and how the whole area is being affected by this. BBC Article: https://www.bbc.com/news/articles/crewlj11jljo Tune in and see the documentary here: https://youtu.be/Grp3YRhSf2o This is a truly incredible episode of the Colombia Calling podcast, please be sure to share, like and spread the word. And as always, tune in to the Colombia Briefing, reported by Emily Hart. 

That's right, folks. We know the content that you want, that you crave. Never say we don't give you anything. Join Spencer, Ty, and Andy as they buckle down and review the newest season of Family Guy. Support us on Patreon for $5, $7, or $10: www.patreon.com/tgofv. A big shout-out to our $10/month patrons: Firebirb42069, Matthew Smith, Josh O'Brien,Tash Diehart, Rach, Phraja, Abbie Phelps, Celeste, Themandme, Jacob Sauber-Cavasos, Yung Zoe, L M, April Harley, Sweat, Baylor Thornton, Glinko Drool, Axon, Lawrence LaValle, Luke Eakin, Declineofskating, MakingSomeCrap, Sam Thomas, Matthew Ferrie, Tommy, Dane Stephen, Adam W, Jeremy-Alice Long, Louis Ceresa, Rebecca Kimpel, Jennifer Knowles, Revidicism, Dean, Stubbuhdub, Kyle, Travis, Kilo, David Gebhardt, and James Lloyd-Jones!

How likely is an asteroid to impact Earth? Neil deGrasse Tyson and Chuck Nice sit down with planetary scientist Rick Binzel, the creator of the Torino Scale, to discuss asteroid hazards, the results of the asteroid sample return, and the search for Planet 9.NOTE: StarTalk+ Patrons can listen to this entire episode commercial-free here: https://startalkmedia.com/show/asteroids-headed-towards-earth-with-rick-binzel/Thanks to our Patrons Euclid A LoGiudice, Todd Thedell, Girolamo Castaldo, Scott E Mann, Stephen Luick, Lou Perreault, Tom Womack, jonas dravland, Carla Garner, Matthew Smith, Marcy Hansen, Dale Schurman, David LoMonaco, Manoj Chugh, Lynn Cade, James Dudley, Gaterdog44, Ally Whitchurch, George Pipe, Collin Brumm, Amanda Phillips, George Murray, Daniel Persaud, Jason Bennett, Damon, Dutt Bobba, Gregorio Sanford, Dre Adamenko, rohit chaudhary, Krys Kap, Lukasz Kosturek, Nicholas Smith, Martin Wegner, kaley knowles, SciFiGriffin, Lucas Sanjuan, Jacob Hodges, BRET ANDERSON, Irina Cher, R B, Norway man, Wayne Gosson, and Fireworks for Buddha for supporting us this week. Subscribe to SiriusXM Podcasts+ to listen to new episodes of StarTalk Radio ad-free and a whole week early.Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus.

In hindsight, maybe we shouldn't have planned out the next year of federal governance over a discord server. Especially one that anybody can hop on. Join Secretary Spencer, Chief of Staff Ty, and General Andy as they set US foreign and domestic policy for the foreseeable future. Support us on Patreon for $5, $7, or $10: www.patreon.com/tgofv. A big shout-out to our $10/month patrons: Firebirb42069, Matthew Smith, Josh O'Brien,Tash Diehart, Rach, Phraja, Abbie Phelps, Celeste, Themandme, Jacob Sauber-Cavasos, Yung Zoe, L M, April Harley, Sweat, Baylor Thornton, Glinko Drool, Axon, Lawrence LaValle, Luke Eakin, Declineofskating, MakingSomeCrap, Sam Thomas, Matthew Ferrie, Tommy, Dane Stephen, Adam W, Jeremy-Alice Long, Louis Ceresa, Rebecca Kimpel, Jennifer Knowles, Revidicism, Dean, Stubbuhdub, Kyle, Travis, Kilo, David Gebhardt, and James Lloyd-Jones!

'Member Bloons Tower Defense? 'Member Happy Wheels? 'Member Pokemon? TGOFV 'members. Join 3l1t3 g4m3rs Spencer and Andy as they just kind of ramble about Flappy Bird for an hour. Support us on Patreon for $5, $7, or $10: www.patreon.com/tgofv. A big shout-out to our $10/month patrons: Firebirb42069, Matthew Smith, Josh O'Brien,Tash Diehart, Rach, Phraja, Abbie Phelps, Celeste, Themandme, Jacob Sauber-Cavasos, Yung Zoe, L M, April Harley, Sweat, Baylor Thornton, Glinko Drool, Axon, Lawrence LaValle, Luke Eakin, Declineofskating, MakingSomeCrap, Sam Thomas, Matthew Ferrie, Tommy, Dane Stephen, Adam W, Jeremy-Alice Long, Louis Ceresa, Rebecca Kimpel, Jennifer Knowles, Revidicism, Dean, Stubbuhdub, Kyle, Travis, Kilo, David Gebhardt, and James Lloyd-Jones!

Man we gotta do something about these people. Why are you making these. Join cartoon thirsters Spencer, Ty, and Andy as they try to get themselves in the proper mindset to determine which kid's cartoon had the hottest hunks in it. Support us on Patreon for $5, $7, or $10: www.patreon.com/tgofv. A big shout-out to our $10/month patrons: Firebirb42069, Matthew Smith, Josh O'Brien,Tash Diehart, Rach, Phraja, Abbie Phelps, Celeste, Themandme, Jacob Sauber-Cavasos, Yung Zoe, L M, April Harley, Sweat, Baylor Thornton, Glinko Drool, Axon, Lawrence LaValle, Luke Eakin, Declineofskating, MakingSomeCrap, Sam Thomas, Matthew Ferrie, Tommy, Dane Stephen, Adam W, Jeremy-Alice Long, Louis Ceresa, Rebecca Kimpel, Jennifer Knowles, Revidicism, Dean, Stubbuhdub, Kyle, Travis, Kilo, David Gebhardt, and James Lloyd-Jones!

These floras and/or faunas have had it too good for too long. Time to take them down a peg! Join zoologists and plantologists Spencer, Ty, and Andy as they engage in a lively debate about which of the kingdoms of life is superior. Except for fungi, which aren't even in the running. Support us on Patreon for $5, $7, or $10: www.patreon.com/tgofv. A big shout-out to our $10/month patrons: Firebirb42069, Matthew Smith, Josh O'Brien,Tash Diehart, Rach, Phraja, Abbie Phelps, Celeste, Themandme, Jacob Sauber-Cavasos, Yung Zoe, L M, April Harley, Sweat, Baylor Thornton, Glinko Drool, Axon, Lawrence LaValle, Luke Eakin, Declineofskating, MakingSomeCrap, Sam Thomas, Matthew Ferrie, Tommy, Dane Stephen, Adam W, Jeremy-Alice Long, Louis Ceresa, Rebecca Kimpel, Jennifer Knowles, Revidicism, Dean, Stubbuhdub, Kyle, Travis, Kilo, David Gebhardt, and James Lloyd-Jones!

Rest in peace, Pope Francis. Nobody can be big dick pimp of CGod Mountain forever. Join collegiate cardinals Spencer, Ty, and Andy as they convene to pick the next vicar of Christ, and shepherd the Catholic church into a new, sick era. Support us on Patreon for $5, $7, or $10: www.patreon.com/tgofv. A big shout-out to our $10/month patrons: Firebirb42069, Matthew Smith, Josh O'Brien,Tash Diehart, Rach, Phraja, Abbie Phelps, Celeste, Themandme, Jacob Sauber-Cavasos, Yung Zoe, L M, April Harley, Sweat, Baylor Thornton, Glinko Drool, Axon, Lawrence LaValle, Luke Eakin, Declineofskating, MakingSomeCrap, Sam Thomas, Matthew Ferrie, Tommy, Dane Stephen, Adam W, Jeremy-Alice Long, Louis Ceresa, Rebecca Kimpel, Jennifer Knowles, Revidicism, Dean, Stubbuhdub, Kyle, Travis, Kilo, David Gebhardt, and James Lloyd-Jones!

Unlocking our most contentious episode to date for the listening public. That's right: this is the episode that almost ended the show. Join epic keklords Spencer, Ty, and Andy as they review the Internet's best memes, and try to remain friends as they do so. Support us on Patreon for $5, $7, or $10: www.patreon.com/tgofv. A big shout-out to our $10/month patrons: Firebirb42069, Matthew Smith, Josh O'Brien,Tash Diehart, Rach, Phraja, Abbie Phelps, Celeste, Themandme, Jacob Sauber-Cavasos, Yung Zoe, L M, April Harley, Sweat, Baylor Thornton, Glinko Drool, Axon, Lawrence LaValle, Luke Eakin, Declineofskating, MakingSomeCrap, Sam Thomas, Matthew Ferrie, Tommy, Dane Stephen, Adam W, Jeremy-Alice Long, Louis Ceresa, Rebecca Kimpel, Jennifer Knowles, Revidicism, Dean, Stubbuhdub, Kyle, Travis, Kilo, David Gebhardt, and James Lloyd-Jones!

Loving your cubicle neighbor is the most important thing in the world. Join contentious coworkers Spencer and Ty as they try to get over their differences through HR-mandated teambuilding exercises. Support us on Patreon for $5, $7, or $10: www.patreon.com/tgofv. A big shout-out to our $10/month patrons: Firebirb42069, Matthew Smith, Josh O'Brien,Tash Diehart, Rach, Phraja, Abbie Phelps, Celeste, Themandme, Jacob Sauber-Cavasos, Yung Zoe, L M, April Harley, Sweat, Baylor Thornton, Glinko Drool, Axon, Lawrence LaValle, Luke Eakin, Declineofskating, MakingSomeCrap, Sam Thomas, Matthew Ferrie, Tommy, Dane Stephen, Adam W, Jeremy-Alice Long, Louis Ceresa, Rebecca Kimpel, Jennifer Knowles, Revidicism, Dean, Stubbuhdub, Kyle, Travis, Kilo, David Gebhardt, and James Lloyd-Jones!

In November 2006, two teen hikers set out on what was supposed to be an epic adventure up Mount of the Holy Cross. Instead Tommy Hendricks and Matthew Smith, both confident and experienced, soon found that nature has a way of humbling even the most prepared among us.Support us on Patreon for as little as $1 a month, with benefits starting at the $3 tier!Follow us on Instagram at offthetrailspodcastFollow us on Facebook at Off the Trails PodcastIf you have your own outdoor misadventure (or adventure) story that you'd like us to include in a listener episode, send it to us at offthetrailspodcast@gmail.com  Please take a moment to rate and review our show, and a big thanks if you already have!  Episode Sources:Denver Post, Vail Daily, Better Health, AllTrails, Backpacker, Bush Craft Buddy**We do our own research and try our best to cross reference reliable sources to present the most accurate information we can. Please reach out to us if you believe we have mispresented any information during this episode and we will be happy to correct ourselves in a future episode.

Whales? Bullshit. Coyotes? Sick. Join animal geniuses Spencer, Ty, and Andy as they determine which animals are hot and which are not. Wait I didn't mean "hot" hot -- Support us on Patreon for $5, $7, or $10: www.patreon.com/tgofv. A big shout-out to our $10/month patrons: Firebirb42069, Matthew Smith, Josh O'Brien,Tash Diehart, Rach, Phraja, Abbie Phelps, Celeste, Themandme, Jacob Sauber-Cavasos, Yung Zoe, L M, April Harley, Sweat, Baylor Thornton, Glinko Drool, Axon, Lawrence LaValle, Luke Eakin, Declineofskating, MakingSomeCrap, Sam Thomas, Matthew Ferrie, Tommy, Dane Stephen, Adam W, Jeremy-Alice Long, Louis Ceresa, Rebecca Kimpel, Jennifer Knowles, Revidicism, Dean, Stubbuhdub, Kyle, Travis, Kilo, David Gebhardt, and James Lloyd-Jones!

We forgot to give this one a good name before the end of the episode. Sorry, that one was on us. Join professional TV writers Spencer, Ty, and Andy -- as well as Most Controversial's Charlie -- as they write a treatment for the television program that will heal a fractured nation. Support us on Patreon for $5, $7, or $10: www.patreon.com/tgofv. A big shout-out to our $10/month patrons: Firebirb42069, Matthew Smith, Josh O'Brien,Tash Diehart, Rach, Phraja, Abbie Phelps, Celeste, Themandme, Jacob Sauber-Cavasos, Yung Zoe, L M, April Harley, Sweat, Baylor Thornton, Glinko Drool, Axon, Lawrence LaValle, Luke Eakin, Declineofskating, MakingSomeCrap, Sam Thomas, Matthew Ferrie, Tommy, Dane Stephen, Adam W, Jeremy-Alice Long, Louis Ceresa, Rebecca Kimpel, Jennifer Knowles, Revidicism, Dean, Stubbuhdub, Kyle, Travis, Kilo, David Gebhardt, and James Lloyd-Jones!

Evanston’s dog beach has been closed until further notice after a team of Evanston firefighters rescued two dogs from an ice shelf over the weekend. Matthew Smith, Division Chief of Special Operations for the Evanston Fire Department, joins Lisa Dent to provide tips for keeping you and your pets safe during situations like these.

Thank god we got this one in before they banned TikTok forever. Not sure what we would have done without it! Join comedy experts Spencer, Ty, and Andy as they partake in an epic debate between the two most annoying cultural affectations in the nation, and finally decide which is the best. Support us on Patreon for $5, $7, or $10: www.patreon.com/tgofv. A big shout-out to our $10/month patrons: Firebirb42069, Matthew Smith, Josh O'Brien,Tash Diehart, Rach, Phraja, Abbie Phelps, Celeste, Themandme, Jacob Sauber-Cavasos, Yung Zoe, L M, April Harley, Sweat, Baylor Thornton, Glinko Drool, Axon, Lawrence LaValle, Luke Eakin, Declineofskating, MakingSomeCrap, Sam Thomas, Matthew Ferrie, Tommy, Dane Stephen, Adam W, Jeremy-Alice Long, Louis Ceresa, Rebecca Kimpel, Jennifer Knowles, Revidicism, Dean, Stubbuhdub, Kyle, Travis, Kilo, David Gebhardt, and James Lloyd-Jones!

Hoppin Fort Worth is Located at 2616 Weisenberger on Instagram as @hoppinfwtx Music by Taylor Pace on Instagram as @taylorpacemusic Call in to the morning show and let us tell North Texas about your upcoming event! Email: media@fortworthroots.com Call:817.988.1292 Find all of our sponsors under our "Trusted Sponsors" Tab on our soon to be renovated web site, www.fortworthroots.com Purple Web Consulting www.purplewebconsulting.com Website design and hosting, E-commerce integration, digital strategy and consulting. 817.629.6069 Making modern business tools accessible to the small business owner so that they can compete with the big dogs! Fort Worth Float Company Is your day filled with noise and distractions? Overstimulating sounds and activity? Our daily lives have become overwhelmed with tasks and responsibilities, with very few ways to shut off the world for a brief moment. WELCOME TO FORT WORTH FLOAT COMPANY. They specialize in providing sensory deprivation flotation tanks, providing the ultimate relaxation experience. Offering various pricing and packages, and two different tanks, Fort Worth Float Company meets everyone's floating needs. Hoppin (Fort Worth) Check out our newest sponsor over next to Doc's Records, 2616 Weisenberger St, Fort Worth TX 76107 No more waiting for the bar tender. Simply walk up to the wall of taps, scan your arm band, and enjoy!!! This place charges you by the ounce. A great place to unwind or for your next big event. Find them on Instagram as @hoppinfwtx. Catch us Monday thru Thursday for our morning show at www.fortworthroots.com. We record our morning show at Hoppin from 7am to 7:20am on location at Hoppin. Have a Fort Worth Event coming up this week? Call during our recording window and let us share it with the city. 817.988.1292. The Davis Team Need information on how to build wealth through real estate? Maybe you are getting ready to buy or sell in North Texas? Look no further than our friends at The Davis Team. They have already sold two homes for us at the Fort Worth Roots and helped us find and close on our most recent home purchase. We wouldn't have accepted any other offer of sponsorship from a realtor in Fort Worth because in the back of our minds we would have always known the best was still out there. No commitment necessary. If you have questions about property then visit them online : yourdavisteam.com or give them a call 817.755.0504 Galaxy Wilderness Disc Golf Galaxy Wilderness is dedicated to promoting Disc Golf to the masses for its health benefits through outdoor therapy, exercise, and camaraderie. Find them on Facebook as Galaxy Wilderness Disc Golf GalaxyWildernessDG@gmail.com (682) 228-0399 The Body Scrubbery on Instagram @thebodyscrubbery Online at www.thebodyscrubbery.com Phone:925.808.8222 A boutique and unique spa experience. "Don't cheat yourself, treat yourself!!" Luxury foot spa, full body scrubs, infrared heat wraps, massage, bubble tub, mud wraps, facials, couples packages, and small group parties. Go online and find the "Book Now" tab! Flurry Fitness On Instagram as @flurryfitnessfortworth Located at:643 Sherry Lane Fort Worth Texas 76114 Just in front of the military base next to Target and directly behind Waffle House. Let them know you heard about them here and Andy will comp all of the sign up fee's for your new membership during the spring sale's event. Boulevard Brew Great Coffee in a rad little space right off of River Oaks Blvd. A cozy little bar scene in the back with a new home for local musicians. Give these guys a try next time you need a coffee or a place to chill. 5406 River Oaks Blvd, River Oaks, TX, United States, Texas (682) 250-2544 Email:brew@boulevardbrew.com www.boulevardbrew.com Eaton Data Solutions We work to have relationships with vendor partners who specialize in different methods of vulnerability detection and management so that we can offer enterprise tools and solutions to small and medium sized companies (SMB's). Find them online www.eatondatasolutions.com Roofing Solutions by Darren Houk! Roofing Solutions can help with all your residential and commercial roofing needs. Roofing Solutions by Darren Houk is locally owned and operated. We are insured and have the experience to carry out most roofing projects. Roofing Solutions will work with you and your insurance company to get your roof replaced properly. We offer free consultations to help you understand all the products that may have entered the marketplace since your last roof purchase such as Impact Resistant composition shingles. Energy Efficient roofing systems. Metal, Tile, and Slate options. Web Page: https://www.roofingsolutionshouk.com/ Phone : 817-882-6520 McFly's Pub 6104 LTjg Barnett Rd, Fort Worth, TX 76114 · 4.1 mi A BADASS little 1980's/ Back to the Future themed bar with an excellent outdoor patio complete with fire pit and room for your fur baby. Daily drink specials and fun activities almost every day of the week. See whats new at McFly's on their Instagram page @McFlysPub.

In this episode, Will McBroom hosts alongside Andrew Cheyne, as Matthew Smith and Francisco Garcia join the panel. To lead off, the team discusses FSU hoops in the midst of conference play. Afterward, the crew talks about the NFL playoffs and what they expect to see out of the remaining team. The show is wrapped up with some College Football Championship talk before everyone gives their winners and losers.

Welcome to the first episode of Season 2 of The Career Flipper Podcast! Host Jenny Dempsey kicks things off with career flipper Matthew Smith.Matthew went from working in corporate advertising in New York City to bartending in the Caribbean. Yep, you read that right! After losing his job right before COVID, struggling to find a new one, and going through a tough breakup, Matthew ended up moving back home and living in his parents' basement. But then, a “temporary” job in St. John, U.S. Virgin Islands, came up to help cover his NYC rent. Well, four years later, he's still in the Caribbean, finding happiness and community he never expected.In this episode, Matthew shares how he made that huge leap, what it was like to leave the city life behind, and how he found a community that helped him grow. He talks about the challenges, the surprises, and why taking risks—despite the fear—can lead to some pretty amazing opportunities.Takeaways:Life either throws you a curveball, or you make a decision to change.Big challenges can lead to big opportunities.Matthew realized he was becoming a version of himself he hadn't seen in a long time.Happiness matters more than just making money.Give yourself some grace—things don't always need to be perfect.Losing his job turned out to be a blessing in disguise.It's okay not to have everything figured out—sometimes you just have to go for it.A strong community can really help you grow and keep you going.Think about what you loved as a kid to help find your passion.Connect with MatthewInstagram: https://www.instagram.com/matthewhs7 This episode is all about taking a leap, embracing change, and finding unexpected happiness. It's a great listen if you're thinking about making your own career flip or just need a bit of inspiration to get started. Grab a drink, get comfy, and enjoy! Thanks for listening to The Career Flipper!If you enjoyed this episode, let's spread the word! Share it with a friend, subscribe, and leave a review—it helps other career flippers find the show.Let's Stay Connected:Join the community: thecareerflipper.comTikTok: @thecareerflipperInstagram: @thecareerflipperpodGot a career flip story? I'd love to hear it—and maybe even have you on the podcast! Whether you've completed your flip, are just starting, or are in the thick of it, drop me a line: hello@thecareerflipper.com.Want to support the show?Looking for a speaker? I'd love to talk about career changes at your next event.Collaborate through sponsorships or affiliates! Let's work together.Email me: hello@thecareerflipper.comCheck Out My Customer Service CoursesBefore my career flip, I led customer experience teams and created online courses that have helped over 12,000 students worldwide. Whether you're switching to customer service or sharpening your skills to run your own business, these courses are packed with practical tips. Learn more at thecareerflipper.com/courses.Other Ways to Get Involved:Buy me a coffee!Explore my furniture flipsMusic CreditsSeason 1: Intro and outro music by audionautix.com. Season 2: Intro and outro original music by Jenny Dempsey, recorded in a home studio.What's the flippin' best that could happen?

That's right: if you've ever asked to be on the show, you just missed your chance. Join professional yappers Spencer, Ty, and Andy as they answer their fans most burning questions about eunuchs, carnivore diets, and coyote murder. Special thanks to: kuntsuragi, hellgirlwalking, newmansown, styledape, william, kilo3768, rebecca, dr_crayons, jenny, and beandlunt for calling in! Support us on Patreon for $5, $7, or $10: www.patreon.com/tgofv. A big shout-out to our $10/month patrons: Firebirb42069, Matthew Smith, Josh O'Brien,Tash Diehart, Rach, Phraja, Abbie Phelps, Celeste, Themandme, Jacob Sauber-Cavasos, Yung Zoe, L M, April Harley, Sweat, Baylor Thornton, Glinko Drool, Axon, Lawrence LaValle, Luke Eakin, Declineofskating, MakingSomeCrap, Sam Thomas, Matthew Ferrie, Tommy, Dane Stephen, Adam W, Jeremy-Alice Long, Louis Ceresa, Rebecca Kimpel, Jennifer Knowles, Revidicism, Dean, Stubbuhdub, Kyle, Travis, Kilo, David Gebhardt, and James Lloyd-Jones!

What if your favorite pair of sneakers could be a canvas for your creativity, blending art, culture, and personal style? If that idea excites you, you'll love this week's episode of MissionCTRL. We're stepping into the world of custom sneaker design with Matthew Smith, founder and owner of Kicksmith Studio, where he's reimagining the traditional paint-and-sip concept—this time, for sneaker enthusiasts. With a background in financial services and banking, Matthew discovered a passion for entrepreneurship and turned it into a thriving business. In this episode, he shares how his corporate experience helped him master time management, location strategy, and building a scalable franchise model for Kicksmith Studio. Tune in to learn how Matthew is painting a bold future for sneaker culture—and how you can step up your own entrepreneurial game. This is one conversation you won't want to miss! • • • Find full episodes of Mission CTRL on Anchor, Apple Podcast, Spotify, and our website. Mission CTRL aims to ignite the innovative spirit inside us all through providing budding and successful entrepreneurs and community leaders with a platform to share their stories and inspire others. Tune in every Wednesday and catch up with the team at Peralta Design as we unleash the origin stories behind some exceptional leaders, share marketing/branding insights, and navigate the ever-changing currents of pop culture. Subscribe for more weekly branding and entrepreneurial content here! To learn more about Peralta Design's work visit peraltadesign.com. #welaunchbrands #launchyourbrand #BrandU #missionctrl #mctrl #digitalagency #mbeagency #mbe #digital #branding #marketing #web #creative #contentcreator #contentstrategy #marketingstrategy #leadership #leader #entrepreneur #entrepreneurs #entrepreneurship #entrepreneurial #startup #startups #business #businessowner #businesstips #scalingyourbusiness #smallbusiness #w2 #fulltime #9to5 #office #officelife #corporate #podcast #podcasts #podcastshow #businesspodcast #lifestory #lifestories #personalstory #personalstories (add other hashtags pertaining to the guest, including if they are #profit (459K videos • 77K158K videos • 33K channels channels 6/21/24) or #nonprofit )

2024 was a special year for Carnival and the Japan-New Orleans connection! Lafcadio Hearn's life & works inspired the theme for Rex Parade 2024: "The Two Worlds of Lafcadio Hearn - New Orleans & Japan". But why Hearn? What went into the float design? What other ways has Hearn left a lasting impact on both New Orleans & Japan? Find out today with a super-sized special Mardi Gras bonus episode, featuring insights from Rex historian/archivist Will French & historian/archivist emeritus Dr. Stephen Hales, Royal Artists float designer/artistic director Caroline Thomas, Lafcadio Hearn's great grandson Bon Koizumi,  legendary chef John Folse, Captain of the Krewe of Lafcadio John Kelly, JSNO's resident Lafcadio Hearn expert Matthew Smith, and even the Mayor of Matsue Akihito Uesada! Get ready for Mardi Gras 2025 by reflecting on this unique connection between New Orleans & Japan!------ About the Krewe ------The Krewe of Japan Podcast is a weekly episodic podcast sponsored by the Japan Society of New Orleans. Check them out every Friday afternoon around noon CST on Apple, Google, Spotify, Amazon, Stitcher, or wherever you get your podcasts.  Want to share your experiences with the Krewe? Or perhaps you have ideas for episodes, feedback, comments, or questions? Let the Krewe know by e-mail at kreweofjapanpodcast@gmail.com or on social media (Twitter: @kreweofjapan, Instagram: @kreweofjapanpodcast, Facebook: Krewe of Japan Podcast Page, TikTok: @kreweofjapanpodcast, LinkedIn: Krewe of Japan LinkedIn Page, Blue Sky Social: @kreweofjapan.bsky.social, & the Krewe of Japan Youtube Channel). Until next time, enjoy!------ Music Credits ------Background music provided by: Royalty Free Music by Giorgio Di Campo for Free Sound Music http://freesoundmusic.eu FreeSoundMusic on Youtube  Link to Original Sound Clip------ Audio Clip Credits ------Thanks to Dominic Massa & everyone at WYES for allowing us to use some of the audio from the below Rex Clips:Segment about Royal Artist & Float DesignFull 2024 Rex Ball Coverage (Krewe of Lafcadio/Nicholls State segment)Thanks to Matsue City Hall & Mayor Akihito Uesada for their video message below:Message from Matsue Mayor Akihito Uesada------ Support the Krewe! Offer Links for Affiliates ------Use the referral links below & our promo code from the episode!Support your favorite NFL Team AND podcast! Shop NFLShop to gear up for football season!Zencastr Offer Link - Use my special link to save 30% off your 1st month of any Zencastr paid plan! ------ Past KOJ Hearn/Matsue/History Episodes ------Foreign-Born Samurai: William Adams ft. Nathan Ledbetter (Guest Host, Dr. Samantha Perez) (S5E17)Foreign-Born Samurai: Yasuke ft. Nathan Ledbetter (Guest Host, Dr. Samantha Perez) (S5E16)Explore Matsue ft. Nicholas McCullough (S4E19)Jokichi Takamine: The Earliest Bridge Between New Orleans & Japan ft. Stephen Lyman (S4E13)The Life & Legacy of Lafcadio Hearn ft. Bon & Shoko Koizumi (S1E9)Matsue & New Orleans: Sister Cities ft. Dr. Samantha Perez (S1E2)------ Links about Rex ------2024 Rex Parade/Float PDF with Full DesignsCaroline Thomas's Website------ JSNO Upcoming Events ------JSNO Event CalendarJoin JSNO Today!

We all know what "sex pollen" is, don't pretend that you're above sex pollen just to impress your fanfiction-hating friends. It's not cringe. Join fanfiction mavens Spencer, Ty, Andy as they rank fanfiction tropes from gross, to impractical, to just plain silly. Support us on Patreon for $5, $7, or $10: www.patreon.com/tgofv. A big shout-out to our $10/month patrons: Firebirb42069, Matthew Smith, Josh O'Brien,Tash Diehart, Rach, Phraja, Abbie Phelps, Celeste, Themandme, Jacob Sauber-Cavasos, Yung Zoe, L M, April Harley, Sweat, Baylor Thornton, Glinko Drool, Axon, Lawrence LaValle, Luke Eakin, Declineofskating, MakingSomeCrap, Sam Thomas, Matthew Ferrie, Tommy, Dane Stephen, Adam W, Jeremy-Alice Long, Louis Ceresa, Rebecca Kimpel, Jennifer Knowles, Revidicism, Dean, Stubbuhdub, Kyle, Travis, Kilo, David Gebhardt, and James Lloyd-Jones!

Santa, baby. Can we talk about how this whole list scenario is going to work this year? Join Certified Christmas Creeps Spencer, Ty, and Andy as they debate that most ancient of holiday conundrums: is it better to be naughty or nice? Support us on Patreon for $5, $7, or $10: www.patreon.com/tgofv. A big shout-out to our $10/month patrons: Firebirb42069, Matthew Smith, Josh O'Brien,Tash Diehart, Rach, Phraja, Abbie Phelps, Celeste, Themandme, Jacob Sauber-Cavasos, Yung Zoe, L M, April Harley, Sweat, Baylor Thornton, Glinko Drool, Axon, Lawrence LaValle, Luke Eakin, Declineofskating, MakingSomeCrap, Sam Thomas, Matthew Ferrie, Tommy, Dane Stephen, Adam W, Jeremy-Alice Long, Louis Ceresa, Rebecca Kimpel, Jennifer Knowles, Revidicism, Dean, Stubbuhdub, Kyle, Travis, Kilo, David Gebhardt, and James Lloyd-Jones!

This is a movie for real Amerikkkans only. The Maoists are going to put us on the gallows for this. Join Disney World season pass holders Ty and Andy as they discuss the most magical place on Earth, and the army of slaves that keeps it afloat. Support us on Patreon for $5, $7, or $10: www.patreon.com/tgofv. A big shout-out to our $10/month patrons: Firebirb42069, Matthew Smith, Josh O'Brien,Tash Diehart, Rach, Phraja, Abbie Phelps, Celeste, Themandme, Jacob Sauber-Cavasos, Yung Zoe, L M, April Harley, Sweat, Baylor Thornton, Glinko Drool, Axon, Lawrence LaValle, Luke Eakin, Declineofskating, MakingSomeCrap, Sam Thomas, Matthew Ferrie, Tommy, Dane Stephen, Adam W, Jeremy-Alice Long, Louis Ceresa, Rebecca Kimpel, Jennifer Knowles, Revidicism, Dean, Stubbuhdub, Kyle, Travis, Kilo, David Gebhardt, and James Lloyd-Jones!

You know your dad? Remember him from Thanksgiving? This is an episode for him. Join movie lovers Spencer and Andy as they discuss movies that your dad watches to distract him from the inevitability of his own death. Support us on Patreon for $5, $7, or $10: www.patreon.com/tgofv. A big shout-out to our $10/month patrons: Firebirb42069, Matthew Smith, Josh O'Brien,Tash Diehart, Rach, Phraja, Abbie Phelps, Celeste, Themandme, Jacob Sauber-Cavasos, Yung Zoe, L M, April Harley, Sweat, Baylor Thornton, Glinko Drool, Axon, Lawrence LaValle, Luke Eakin, Declineofskating, MakingSomeCrap, Sam Thomas, Matthew Ferrie, Tommy, Dane Stephen, Adam W, Jeremy-Alice Long, Louis Ceresa, Rebecca Kimpel, Jennifer Knowles, Revidicism, Dean, Stubbuhdub, Kyle, Travis, Kilo, David Gebhardt, and James Lloyd-Jones!

New AiR Podcast Episode: Ahmed Naiem from LilyAI joins host Matthew Smith in an engaging discussion recorded live at Shoptalk Fall! Discover how AI is revolutionizing retail with real-world insights and innovative strategies!

This might be the single most masturbatory thing ever posted on this RSS feed. Hope you guys enjoy! Join Frasier expert Ty as she reads a spec script for the show about that radio therapist that we all know and love. Support us on Patreon for $5, $7, or $10: www.patreon.com/tgofv. A big shout-out to our $10/month patrons: Firebirb42069, Matthew Smith, Josh O'Brien,Tash Diehart, Rach, Phraja, Abbie Phelps, Celeste, Themandme, Jacob Sauber-Cavasos, Yung Zoe, L M, April Harley, Sweat, Baylor Thornton, Glinko Drool, Axon, Lawrence LaValle, Luke Eakin, Declineofskating, MakingSomeCrap, Sam Thomas, Matthew Ferrie, Tommy, Dane Stephen, Adam W, Jeremy-Alice Long, Louis Ceresa, Rebecca Kimpel, Jennifer Knowles, Revidicism, Dean, Stubbuhdub, Kyle, Travis, Kilo, David Gebhardt, and James Lloyd-Jones!

Our wackos of the week are Palm Beach residents formber Abercrombie & Fitch CEO Mike Jeffries and his partner, Matthew Smith, who were charged with sex trafficking  young men who aspired to apprer in Abercrombie ads. Get an update to episode 98, the Killer Clown. We're whipping up "Indictment Martini's" and talking smack. Our Bougie Bible picks include a go-to guide for Holistic healing and a budget-friendly body wash.☎️ LEAVE A VOICEMAIL: +1 239-300-7276 ☎️ 

Former Abercrombie & Fitch CEO Mike Jeffries, 80, was arrested on October 22, 2024, on federal charges including sex trafficking and interstate prostitution. The indictment alleges that from 2008 to 2015, Jeffries, along with his partner Matthew Smith and employee James Jacobson, operated an international sex trafficking enterprise.They are accused of luring young men, some as young as 19, with promises of modeling careers, then coercing them into sexual activities under the guise of professional opportunities. Jeffries and Smith were arrested in Florida; Jacobson was arrested in Minnesota. Jeffries has been released on a $10 million bond, while Smith remains detained due to flight risk concerns.In this episode, we take a look at his arrest.  (commercial at 8:22)to contact me:bobbycapucci@protonmail.comsource:Former Abercrombie and Fitch CEO Mike Jeffries is arrested for sex trafficking | Daily Mail Online

Former Abercrombie & Fitch CEO Mike Jeffries, 80, was arrested on October 22, 2024, on federal charges including sex trafficking and interstate prostitution. The indictment alleges that from 2008 to 2015, Jeffries, along with his partner Matthew Smith and employee James Jacobson, operated an international sex trafficking enterprise.They are accused of luring young men, some as young as 19, with promises of modeling careers, then coercing them into sexual activities under the guise of professional opportunities. Jeffries and Smith were arrested in Florida; Jacobson was arrested in Minnesota. Jeffries has been released on a $10 million bond, while Smith remains detained due to flight risk concerns.In this episode, we take a look at his arrest.  (commercial at 8:22)to contact me:bobbycapucci@protonmail.comsource:Former Abercrombie and Fitch CEO Mike Jeffries is arrested for sex trafficking | Daily Mail OnlineBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

What does Kamala Harris' promise of an ‘opportunity economy' really mean? Joining me to answer this question is Matthew Smith, President of Public Square Advisors. Matt is the Executive Director of the Public Square Business Summit which, quite frankly, is the Parallel Economy capital of the world. They are hosting their national meeting in Orlando, Florida on October 10th & 11th. Join me, Trump Jr., Tucker Carlson, Russell Brand, RFK Jr., and many more for FREE! Click here >> https://www.paralleleconomysummit.com/ Use promo code TURLEY to get your FREE TICKET! -- Big news, gang! Dr. Steve's brand-new book is available for preorder! Join us for an exclusive live book launch event on October 2nd, where you'll get a sneak peek at the introduction and receive special bonuses. RSVP HERE: https://fight.turleytalks.com/fighting-to-win-now#col-6Gw9knccu3 RSVP now to secure your spot and get access to an exclusive behind-the-scenes discussion with Dr. Steve about the inspiration behind the book. -- Thank you for taking the time to listen to this episode.  If you enjoyed this episode, please subscribe and/or leave a review. FOLLOW me on X (Twitter): https://twitter.com/DrTurleyTalks Click here to partner with us and defy liberal culture! https://advertising.turleytalks.com/sponsorship Sign up for the 'New Conservative Age Rising' Email Alerts to get lots of articles on conservative trends: https://turleytalks.com/subscribe/. **All clips used for fair use commentary, criticism, and educational purposes. See Hosseinzadeh v. Klein, 276 F.Supp.3d 34 (S.D.N.Y. 2017); Equals Three, LLC v. Jukin Media, Inc., 139 F. Supp. 3d 1094 (C.D. Cal. 2015).

What if you could go online, get a solar quote in under a minute, and bypass door knocking sales reps? That's the promise of Project Solar, a Utah-based startup with over $23 M in Series A funding, that's changing the way residential solar is sold. Founders Matthew Smith and Trevor Hiltbrand are disrupting the solar market with a direct-to-consumer model that eliminates the middleman, offering transparency and simplicity. Leveraging their deep e-commerce expertise and entrepreneurial backgrounds, they created a platform that empowers homeowners with clear, low pricing and a streamlined process. Their journey has been defined by significant early success, even acquisition offers, and almost immediately finding the coveted “product-market fit”, all while maintaining a rabid focus on customer experience. It's rare that I think someone is truly, actually, changing the way we do things - Project Solar is one of those rare finds.Expect to learn:How Project Solar's quoting tool delivers accurate solar quotes in under a minute.Why Project Solar's focus on simplicity and transparency is reducing the inflated costs commonly found in traditional solar sales.What regulatory efforts are needed in addressing the “bad actors” in the current marketWhere hiring the right team fits into Project Solar's long-term success in saving customers $42M and counting.When the founders realized the need to refine their business model to meet the changing financing needs of their customers.Want to know how Project Solar is bringing transparency and simplicity to the solar buying process? Listen in to learn how their direct-to-consumer online platform is transforming the way solar is sold!If you want to connect with today's guest, you'll find links to his contact info in the show notes on the blog at https://mysuncast.com/suncast-episodes/.Our Platinum Presenting Sponsor for SunCast is CPS America!SunCast is proudly supported by Trina Solar.You can learn more about all the sponsors who help make this show free for you at www.mysuncast.com/sponsors.Remember, you can always find resources, learn more about today's guest and explore recommendations, book links, and more than 730 other founder stories and startup advice at www.mysuncast.com.Subscribe to Valence, our weekly LinkedIn Newsletter, and learn the elements of compelling storytelling: https://www.linkedin.com/newsletters/valence-content-that-connects-7145928995363049472/You can connect with me, Nico Johnson, on:Twitter - https://www.twitter.com/nicomeoLinkedIn - https://www.linkedin.com/in/nickalusMentioned in this episode:CPS July 2024 V2